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Latest podcast episodes about Silicon Valley Bank

The VentureFizz Podcast
Episode 376: Prem Sharma - CEO & Founder of Tandem Vet Care

The VentureFizz Podcast

Play Episode Listen Later Apr 14, 2025 52:37


Episode #376 features Prem Sharma, Founder & CEO of Tandem. When you are a serial entrepreneur like Prem, you are probably coming up with lots of ideas but how do you decide which one is viable to focus on and actually build a company around? For Prem, it comes down to recognizing an experience that is broken and lots of market research. And this is not light market research, this is total submersion into the industry market research. The interest in Tandem started with a puppy arriving at his home as a new family pet and an experience at the vet. During a visit, he recognized how fragmented the industry was and how inefficient the office operated. This got him thinking about a unified vet experience. But, before jumping into build mode, he spent time working at veterinary clinics and recognized that the appetite for adopting a whole new system was not going to happen, so just a new tech platform wouldn't be the answer. Instead, he had to build a healthcare company from the ground up that includes a comprehensive service leveraging onsite clinics, mobile care, telehealth, and a whole new tech stack for running the overall operation. Tandem raised $10M in funding earlier this year to redefine veterinary care with a comprehensive solution through its novel approach to care delivery, AI technology, and more. Chapters: 00:00 Prem Sherma Intro 02:48 What Ideas Should You Build a Company Around? 07:00 From Childhood Dreams to Startup Realities 10:39 Navigating the Startup Landscape 14:30 The Full Story of DayToDay Health 18:16 Building Impactful Solutions in Healthcare 21:50 The Complexity of Patient Care 27:03 Lessons Learned From Building DayToDay Health 29:45 All the Details about Tandem 38:26 Current State of the Business & GTM 44:36 Advice for Building a Healthcare Company 50:00 App & Book Recommendations Episode Sponsor: As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

The Eric Ries Show
The playbook for building a business to $1M/month with 3 employees, hiring great leaders, and rejecting Silicon Valley's rules | Jess Mah (Rahway)

The Eric Ries Show

Play Episode Listen Later Apr 10, 2025 84:29


In this episode of The Eric Ries Show, I'm joined by Jess Mah, an extraordinary entrepreneur who launched her first six-figure business in middle school and went on to co-found more than 10 companies collectively valued at over $1 billion.Jess rose to public acclaim and earned a spot on Forbes' 30 Under 30 while privately facing the reality that her startup, inDinero, was far from profitable. That moment of failure became her turning point. Without VC funding, Jess had to rethink everything: her approach to building companies, her work methods, and her true priorities. What emerged was a more sustainable approach to entrepreneurship that prioritizes long-term thinking, authenticity, and mental health.In our conversation, we explore:• The hidden upside of failure and how it transformed Jess's career• Why inDinero's failure to attract VC money was ultimately a blessing in disguise• How AI is lowering barriers to starting a business with less capital and fewer workers• Why authenticity beats performative positivity• How Jess manages her mental health and her iterative learning approach inspired by 'kodawari'• The “independent director problem” and how investor-beholden directors can undermine long-term strategy • Why funding private companies is a frequently overlooked way to create global impact• Jess's 90-day trial method for evaluating executive talent • Jess's work supporting other female founders• And much more!—Brought to you by:• Vanta – Automate compliance, manage risk, and prove trust—continuously. ⁠⁠⁠Save $1,000 today⁠⁠⁠.• Explo – Explo helps teams deploy customer dashboard portals. ⁠⁠Get Started⁠⁠.—Where to find Jess Mah:• LinkedIn: https://www.linkedin.com/in/jessicamah/• X: https://x.com/jessicamah• Website: https://jessicamah.com/—Where to find Eric:• Newsletter:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ericries.carrd.co/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • Podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ericriesshow.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • YouTube:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@theericriesshow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ —In This Episode We Cover:(00:00) Intro(02:30) Why happiness eludes so many high achievers(10:15) Why Jess considers herself lucky that inDinero was not a rapid growth company(14:20) How Jess discovered that habits like meditation and exercise drive success(17:10) Silicon Valley Bank: why short-term thinking and exploitation are bad business strategies(24:00) Why it's so hard to break out of the default culture of rapid growth (28:30) Why Jess walked away from the Silicon Valley playbook(33:11) Where Jess's strength comes from (40:25) Why true accountability doesn't require a combative board(44:43) What good governance looks like—and why it's different for every company(50:10) Jess's long-term approach to goal planning, both in life and work (51:34) Jess's barbell approach: balancing cool businesses with world-changing tech(58:15) Jess's approach to hiring and spotting well-matched talent(1:04:20) Strategies Jess uses to manage her emotions and learn from failure(1:10:54) Lightning round —You can find the transcript and references at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.ericriesshow.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠—Production and marketing by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://penname.co/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Eric may be an investor in the companies discussed.

Leadership Is Changing
718: Leading Through Culture - Ken Wilcox

Leadership Is Changing

Play Episode Listen Later Apr 2, 2025 44:08


What truly shapes a thriving organization—clever strategy or meaningful culture?In this powerful conversation, host Denis Gianoutsos is joined by Ken Wilcox, former CEO of Silicon Valley Bank and author of Leading Through Culture. With a background in philosophy and a career that spanned from Silicon Valley to Shanghai, Ken shares how leadership rooted in values and emotional intelligence can outperform even the sharpest strategic plans.Denis and Ken explore the challenges of launching a bank in China, the cultural dynamics that shape leadership styles, and why leaders must walk the talk to build teams that thrive. From Theory X vs. Theory Y to real-world examples of cross-functional collaboration, this discussion offers practical insights and timeless principles.Tune in to hear a thought-provoking exchange that redefines leadership—and invites you to lead with both head and heart..From Academia to the BoardroomPassion for philosophy shaped his worldviewPivoted from teaching to banking during inflationMoved to Silicon Valley to fuel tech innovationBuilding a Bank in China: “One Bed, Two Dreams”Led a joint venture with the Chinese governmentFaced cultural and political complexitiesGained deep respect for Chinese business cultureLeading Through Culture: Legacy of His Father's LessonsInspired by his dad's leadership teachingsBuilt culture around motivation and meaningLeaders must intentionally design cultureHeart Over Mind: Culture That Drives PerformanceCulture trumps strategy in impactFostered horizontal, team-based collaborationReinforced values through actions and rewardsWhat Makes a Great Leader: Lessons from LincolnLincoln embodied humility and visionEmbraced disagreement to make better decisionsGreat leaders inspire with purposeThe Future of Leadership in a Polarized WorldGlobal shifts are reshaping leadershipPeople now seek protection, not just inspirationLeaders must model behavior and stay curiousKey Quotes:"Strategy speaks to the mind, but culture speaks to the heart." - Ken Wilcox"Every organization has a culture—whether they want to or not." - Ken WilcoxBook a Strategy Call with Denis https://app.leadingchangepartners.com/widget/bookings/callwithdenisgianoutsosThe 10 Proven Ways to Lead and Thrive in Today's World Executive Guide Featuring 10 Key Themes and 42 Strategic Insights from Worldwide Leaders https://crm.leadingchangepartners.com/10-ways-to-lead Connect with Ken:Website: https://kenwilcoxauthor.com/books/leading-through-culture/LinkedIn: https://www.linkedin.com/in/kenwilcoxsvb/Connect with Denis:Email: denis@leadingchangepartners.comWebsite:

DealMakers
Suneera Madhani On Founding And Selling A $1-Billion Payments Company And Now Building A Credit Assessment Platform For Small Businesses

DealMakers

Play Episode Listen Later Mar 29, 2025 29:49


When you hear the term self-made, you might think of grit, long nights, and entrepreneurial tenacity. But in Suneera Madhani's case, it's a generational story—one forged in gas station aisles, sharpened in corporate boardrooms, and carried forward in billion-dollar exits. Suneera's latest company, Worth AI, has attracted funding from top-tier investors like Silicon Valley Bank, Ingeborg Investments, DeepWork Capital, and Florida Funders.

The Bid
214: The Rise and Growth Of Venture Debt In The Investing Landscape

The Bid

Play Episode Listen Later Mar 28, 2025 19:58


When people think of how early-stage companies finance their initial growth, venture capital and private equity are often the first things that come to mind, but growth and venture debt have become increasingly prominent in the financial landscape, especially in the wake of the collapse of Silicon Valley Bank. Ross Ahlgren, a portfolio manager in the growth debt team at BlackRock, joins Oscar to help us understand the current themes driving growth and venture debt opportunities, how his team identifies and evaluates emerging trends, and the role of relationships and local presence shaping the future of this market.Go back and listen to episode 120 "Why Are These Events Different to 2008?" where we break down what happened at Silicon Valley Bank in 2023.00:00 Introduction to Venture and Growth Debt01:31 Understanding Venture and Growth Debt02:45 The Role of Venture Debt in Company Expansion04:28 Misconceptions and Risk-Reward in Venture Debt07:13 Impact of Silicon Valley Bank Collapse13:32 Regional Differences in Venture Debt15:01 Investment Opportunities and Risks18:53 Conclusion and Final ThoughtsFollow The Bid on Spotify & Apple Music, and subscribe to us on YouTube. This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to the names of each company mentioned in this communication is merely for explaining the investment strategy and should not be construed as investment advice or investment recommendation of those companies. In the UK and Non-European Economic Area countries, this is authorised and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorised and regulated by the Netherlands Authority for the Financial Markets. For full disclosures go to Blackrock.com/corporate/compliance/bid-disclosuresventure debt, debt financing, growth capital, business growth, financial support, investment capital, the bid, blackrock investment strategies, finance landscapeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

M&A Science
How to Navigate Bankruptcy and Restructuring in M&A

M&A Science

Play Episode Listen Later Mar 27, 2025 65:51


Ben Beller, Partner at Sullivan & Cromwell LLP Ben Beller, Partner at Sullivan & Cromwell LLP, joins the podcast to walk through how companies can strategically navigate bankruptcy and restructuring during M&A. Drawing from experience on major cases like FTX and Silicon Valley Bank, Ben shares practical insights into Chapter 11 processes, planning strategies, liability management transactions, and how buyers can successfully acquire distressed assets. A must-listen  for corporate development professionals, acquirers, and M&A legal teams looking to build competency around distressed transactions. Things you will learn: The differences between Chapter 7, 11, and 13 bankruptcies and when to use each How liability management transactions work and their growing role in restructuring What buyers need to know about acquiring businesses in bankruptcy _______________ What is the Buyer-Led M&A™ Virtual Summit This isn't just another webinar—it's an interactive experience designed to give you the tools and strategies to lead your M&A deals with confidence. This half-day event brings together corporate development leaders and M&A experts to explore Buyer-Led M&A™, showing how you can take control of every stage of the deal. Register Now ________ This episode is sponsored by FirmRoom.  The World's Most Intuitive Virtual Data Room With AI Contract Analysis No Per-Page Fees. No B.S. Just Smarter, Faster Deals. Get started with your free trial today! ________ Episode Timestamps: [00:04:00] Ben Beller's background and major bankruptcy cases (FTX, SVB, Mallinckrodt) [00:07:30] Chapter 7 vs. Chapter 11 – key differences [00:11:30] Signs companies should begin planning for bankruptcy [00:14:00] Prepackaged vs. prearranged vs. freefall bankruptcies [00:17:30] Importance of lender relationships and communication [00:22:00] Role of private credit and debt trading in distressed situations [00:28:00] Liability management transactions explained: dropdowns, up tiers, and more [00:35:00] Trends in liability management and how they defer bankruptcy [00:41:00] M&A in bankruptcy: How buyers can seize opportunities [00:46:30] Understanding stalking horse bids and auction dynamics [00:54:30] Common mistakes in buying businesses out of bankruptcy [01:01:00] Bankruptcy reform trends and cost implications  

The VentureFizz Podcast
Episode 374: Dave Blundin - Serial Entrepreneur & Investor

The VentureFizz Podcast

Play Episode Listen Later Mar 22, 2025 66:40


Episode 374 of The VentureFizz Podcast features Dave Blundin, serial entrepreneur & investor. Dave's track record is legendary as one of the top entrepreneurs and investors in the Boston tech scene. He's co-founded 23 companies… and many have been incredibly successful: * DataSage - acquired by Vignette for over $1B in today's dollars * EverQuote - which went public * Vestmark - manages over $2 trillion in assets Companies like CourseAdvisor, Jobcase, Autotegrity, LeadKarma were all acquired. Plus he's invested in CarGurus, TripAdvisor… and he is the Founder & General Partner of Link Ventures and he's also the founder of the startup incubator, Cogo Labs. One might think that after all of this success, Dave would downshift and relax… but it is the exact opposite. He has been waiting for this moment since he was 14 years old and that is the current platform shift to AI. He studied AI at MIT back in 1984 and pioneered quantizing neural networks as early as 1992. Needless to say… his time is now and he believes that it has the potential to be the greatest thing that ever happened to humanity. He wants to savor the moment and work to train and build faster, better, & smarter AI. Chapters 00:00 Intro 02:43 Dave Blundin's Journey Begins 08:27 Founding DataSage and Early Innovations 15:55 Meeting Jeff Bezos & Building Personalization at Amazon 18:18 DataSage Acquisition by Vignette 20:59 Founding Story of Vestmark & Its Scale 27:39 Link Ventures & Cogo Labs - Building Consumer Companies at Scale 32:31 Story of EverQuote to IPO 35:04 The Best Friend Method for Investing 36:33 AI & The Importance of Chip Manufacturing 41:45 The AI Revolution & Opportunities 44:11 Liquid AI: General-Purpose AI Systems at Every Scale 47:45 Boston's Talent Density & MIT's Advantage 53:44 Personal Insights and Hobbies 57:40 Podcast & Book Recommendations Episode Sponsor: As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

Capitalisn't
Why Trump Is Deregulating In The Wrong Way, with Sam Peltzman

Capitalisn't

Play Episode Listen Later Mar 20, 2025 45:07


In President Donald Trump's recent joint address to Congress, he said, "To unshackle our economy, I have directed that for every one new regulation, ten old regulations must be eliminated." Elon Musk, whom Trump has assigned to execute this vision, has argued that it is time to get rid of all regulations, or as Musk said, “regulations, basically, should be default gone.”Joining Bethany and Luigi to discuss this intensified commitment to deregulation and laissez-faire capitalism is Sam Peltzman, perhaps the leading living expert on the economics of regulation. Peltzman is the Ralph and Dorothy Keller Distinguished Service Professor Emeritus of Economics at the University of Chicago's Booth School of Business and director emeritus of the Stigler Center, which sponsors this podcast and is named after his mentor, Nobel-Prize laureate George Stigler. Together, the three of them chart a historical perspective on regulation, from Stigler's ideas of regulatory capture to the unintended consequences of deregulatory efforts over time to today's “chainsaw” approach to gutting federal agencies. To understand the costs and benefits of regulation, they discuss how federal agencies have recently intervened in markets, if the private sector could not have accomplished these interventions more efficiently, and if these interventions did more harm than good. Their case studies include the funding, testing, and rollout of the COVID-19 vaccine, the regulation of cryptocurrencies, the management of the collapse of Silicon Valley Bank, and the role of the government in addressing climate change. In the process, they answer the trillion-dollar question: Are Trump's deregulation efforts actually efficient?Episode Notes:Revisit our recent episode with Federico Sturzenegger, the Argentinian Minister for State Transformation and DeregulationRead the op-ed Bethany mentions writing in the wake of the financial crisis: Who Wants a 30-Year Mortgage?At the end of the conversation with Peltzman, Luigi asks him about his recent academic papers tracing marriage and happiness. Read these papers on the Stigler Center's Working Paper archives: The Socio-Political Demography of Happiness (2023) and The Anatomy of Marital Happiness (2025)

The Official SaaStr Podcast: SaaS | Founders | Investors
SaaStr 795: The AI Impact on Banking and Finance with CEO and Co-founder at Treasury Prime, Chris Dean

The Official SaaStr Podcast: SaaS | Founders | Investors

Play Episode Listen Later Mar 19, 2025 39:32


SaaStr 795: The AI Impact on Banking and Finance with CEO and Co-founder at Treasury Prime, Chris Dean Join SaaStr CEO and Founder Jason Lemkin and Chris Dean from Treasury Prime as they delve into the intricate world of Banking as a Service (BaaS) and FinTech. The discussion spans a host of critical topics, including the fallout from Silicon Valley Bank, the complexities of reconciliation, Synapse and Evolve's banking controversy, and the evolving financial landscape. They also explore the resurgence of FinTech, the impact of AI on banking operations, and Treasury Prime's upcoming AI-powered operational tools. A must-watch for anyone interested in the future of banking and financial technology.    ----------------------   Alright everybody in SaaS, this is it.  The biggest, best, most action-packed SaaS + AI event of the year—SaaStr Annual 2025—is coming this May. Three full days. 10,000+ SaaS and AI leaders and more tactical, no-fluff content than you'll find anywhere else.   If you want to scale faster—$10M, $50M, $100M ARR and beyond—you need the right playbooks, the right connections and the right people in your corner. And SaaStr Annual is where it all happens. We'll have 100's of Legendary speakers from companies like Snowflake, HubSpot, OpenAI, Canva, and more. More networking than you can handle—meet your next investor, co-founder, or biggest deal.  A New AI Demo & Pitch Stage— with your chance to win up to $5M in funding!  So don't wait—grab your tickets now at SaaStrAnnual.com with my code jason100 to save $100 on tickets before prices go up. That's jason 100 at saastrannual.com   See you in May!    --------------------------------------------------------------------------------------------   Do you know what would make your customer service helpdesk dramatically better? Dumping it and switching to Intercom.  But, youʼre not quite ready to make that change. We get it!   Thatʼs why Fin, the worldʼs leading AI customer service agent, is now available on every helpdesk.   Fin can instantly resolve up to 80% of your tickets,  Which makes your customers happier. And you can get off the customer service rep hiring treadmill.   Fin by Intercom. Named the #1 AI Agent in G2ʼs Winter Report.      Learn more at : inter.com/saastr   ------------------------------------

China Leadership Dilemma Podcast
The Complexities & Challenges Facing Western Businesses in China with Ken Wilcox - Part 2

China Leadership Dilemma Podcast

Play Episode Listen Later Mar 19, 2025 28:08


Part 2 of 2: Provocative China Podcast presents a conversation with Ken Wilcox, former CEO of Silicon Valley Bank and the author of The China Business Conundrum: Ensure That "Win-Win" Doesn't Mean Western Companies Lose Twice. Listen to Ken's firsthand trials and tribulations trying to set up a joint venture in China between SVB and the CCP. His experience is fascinating—and sometimes maddening—filled with unexpected assertions from Chinese counterparts right out of the Art of War playbook, highlighting key cultural differences and, as Ken puts it, deeply convoluted negotiations that expose our Western naivety regarding doing business in China. No one in China has read the book "Getting To Yes," so if you are armed with these tactics and strategies, YOU WILL FAIL IN CHINA!In our conversation, Ken dives into the struggles Western businesses face in China, from the risks of technology transfer to navigating the morality and ethics of Chinese business negotiations. He also shares some lessons he learned from his missteps along the way. Whether you're in business or just curious about U.S.-China relations, this episode is packed with honest, down-to-earth advice from someone who's been through it all.00:00:08 Western Companies Losing Twice in China 00:02:59 Negotiation Styles Between Western and Chinese Companies 00:06:11 Cultural Differences in Business Ethics 00:07:08 Honeymoon Period in Business Relationships 00:08:41 Negotiating with Chinese Partners 00:11:27 Recommended Books to Prepare for China 00:17:47 Future Economic Relations Between the U.S. and China 00:24:21 Advantages of China in Global Competition 00:25:02 Advantages of the U.S. in Global CompetitionConnect with Kenhttps://www.linkedin.com/in/kenwilcoxsvb/Buy Ken's book:https://www.amazon.com/China-Business-Conundrum-Win-Win-Companies/dp/1394294166 Visit Gene's author website:https://www.provocativechina.com/Buy Gene's books:https://www.amazon.com/Gene-J.-Hsu/e/B092FYDCN7

Product Talk
EP 519 - Upright Founder on Using LLM to Analyze Climate Impact and Build Competitive Advantage

Product Talk

Play Episode Listen Later Mar 17, 2025 35:16


How can LLM be used to analyze climate impact and build competitive advantage? The scale and urgency of the transformation required to fight climate change has never been more clear. Building hardware and software products, acquiring the funding and creating a diverse community to enhance talent capacity and to drive innovation, is essential to tackling this global environmental crisis. In this podcast, Silicon Valley Bank (a division of First Citizens Bank) Climate Tech & Sustainability SVP Maggie Wong will be interviewing Upright Founder & CEO Annu Nieminen to discuss utilizing LLM to analyze the climate impact and cost of global products and services and to build competitive advantage, as well as importance of "product first" approach and staying focused on the product vision. 

The VentureFizz Podcast
Episode 373: Jeff Bussgang - General Partner, Flybridge

The VentureFizz Podcast

Play Episode Listen Later Mar 15, 2025 58:15


Episode 373 of The VentureFizz Podcast features Jeff Bussgang, General Partner at Flybridge. Jeff has accomplished so much throughout his career. I'm sure lots of people probably know him best as a Venture Capitalist and Professor at Harvard Business School. But... you might not know the details about his startup career prior to Flybridge which I was really excited to dig into because he played a key role at two incredibly successful companies in the Boston tech scene. The first being OpenMarket, which pretty much invented eCommerce with its shopping cart technology that was licensed by companies like Amazon when they were just getting started. The company went public at a billion dollar valuation back in 1996 which was a very big deal. The second company is Upromise, where he was a Co-Founder along with Michael Bronner, who was also the Founder of Digitas and really helped establish the world of direct & loyalty marketing and David Fialkow, who you might also recognize as one of the founders of General Catalyst. Upromise allowed consumers, including myself, to save for their kids' college education through a loyalty rewards program. The company was very successful and it was later acquired by Sallie Mae. In addition to being an entrepreneur, investor, and professor, Jeff is also an author of three books and his latest book is called The Experimentation Machine - Finding Product-Market Fit in the Age of AI. Plus we talk about his Dad (Julian Bussgang), a scientist and entrepreneur who developed the Bussgang Theorem, Jeff educational background in AI, Flybridge's history of investments in AI, Hack.Diversity and so much more! Chapters: 00:00 Intro 00:05 Jeff's New Book - The Experimentation Engine 04:47 Jeff's Background and Early Influences 08:47 The Story of OpenMarket & Shopping Cart Tech 17:21 The Creation of Upromise 25:06 Transition to Venture Capital & Flybridge 26:37 Flybridge's History & Focus on AI 32:50 Flybridge's Investment Process 34:13 Advice on Go-to-Market Strategy 35:36 Getting Pitched by Curt Schilling 38:03 Teaching at Harvard Business School 39:48 Career Advice for Aspiring Entrepreneurs 42:22 Must-Have Versus Nice-to-Have Products 44:00 Hack.Diversity 46:46 The Boston Tech Ecosystem & AI 52:55 Recommendations - Apps & Podcasts Episode Sponsor: As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

Value Hive Podcast
[REPLAY] Jeremy Raper Pt. 2: Activist Investing, Australian Small Caps, and Finding New Ideas

Value Hive Podcast

Play Episode Listen Later Mar 14, 2025 99:22


This is a replay of our podcast in 2023. This week we have Jeremy Rapper as a returning guest. We had a very interesting discussion on what I call Social Activism. He discusses lessons on shorting, including the Silicon Valley Bank case. The conversation then shifts to event-driven investing with the Hunter Douglass Saga as an example of Social Activism.Jeremy also provides insights on Japanese capitalism and the importance of idea generation through pattern recognition. He mentions FAR Limited ($FAR.ASX) as another example of Social Activism and touches on commodity investing.[0:00] Catch Up since Last Podcast[4:00] Lessons on Shorting: Silicon Valley Bank[19:00] Event Driven Inverting: The Hunter Douglass Saga[38:00] Japanese Capitalism[58:00] Idea Generation < Pattern Recognition[1:02:00] FAR Limited ($FAR.ASX)[1:08:00] Commodity Investing[1:35:00] More from Jeremy and Closing Questions

World Alternative Media
SHOCKING: HISTORIC BANK CRISIS! - Losses EXPLODE 118.4 Billion In 3 Weeks! - FDIC Issues Warning

World Alternative Media

Play Episode Listen Later Mar 14, 2025 21:26


BUY GOLD HERE: https://firstnationalbullion.com/schedule-consult/ Avoid CBDCs and work with Mark Gonzales! HELP WAM! OUR MARCH 2025 FUNDRAISER: https://gogetfunding.com/?p=9091885 GET NON-MRNA FREEZE DRIED MEAT HERE: https://wambeef.com/ Use code WAMBEEF to save 20%! GET HEIRLOOM SEEDS & NON GMO SURVIVAL FOOD HERE: https://heavensharvest.com/ USE Code WAM to save 5% plus free shipping! Josh Sigurdson talks with Mark Gonzales about the historic collapse of the banking system as the FDIC issues a warning about 66 major banks on their "problem" list as unrealized losses explode 118.4 billion dollars in just 3 weeks! These latest unrealized losses brings the total to $482.4 billion. All the while, the FDIC (Federal Deposit Insurance Corporation) which is supposed to insure your money in the bank is bankrupt itself and incapable of covering more than 1% of losses meaning, your money is not only unsafe in the bank. It's in imminent danger. Silicon Valley Bank's collapse was nothing. We are witnessing a massive shift take place right as they bring in CBDCs and Digital IDs across the board. This is obviously not a coincidence. Prepare yourselves now. Stay tuned for more from WAM! Get local, healthy, pasture raised meat delivered to your door here: https://wildpastures.com/promos/save-20-for-life/bonus15?oid=6&affid=321 USE THE LINK & get 20% off for life and $15 off your first box! GET YOUR APRICOT SEEDS at the life-saving Richardson Nutritional Center HERE: https://rncstore.com/r?id=bg8qc1 SIGN UP FOR HOMESTEADING COURSES NOW: https://freedomfarmers.com/link/17150/ Get Prepared & Start The Move Towards Real Independence With Curtis Stone's Courses! GET YOUR WAV WATCH HERE: https://buy.wavwatch.com/WAM Use Code WAM to save $100 and purchase amazing healing frequency technology! GET ORGANIC CHAGA MUSHROOMS HERE: https://alaskachaga.com/wam Use code WAM to save money! See shop for a wide range of products! GET AMAZING MEAT STICKS HERE: https://4db671-1e.myshopify.com/discount/WAM?rfsn=8425577.918561&utm_source=refersion&utm_medium=affiliate&utm_campaign=8425577.918561 USE CODE WAM TO SAVE MONEY! GET YOUR FREEDOM KELLY KETTLE KIT HERE: https://patriotprepared.com/shop/freedom-kettle/ Use Code WAM and enjoy many solutions for the outdoors in the face of the impending reset! HELP SUPPORT US AS WE DOCUMENT HISTORY HERE: https://gogetfunding.com/help-wam-cover-history/ PayPal: ancientwonderstelevision@gmail.com FIND OUR CoinTree page here: https://cointr.ee/joshsigurdson JOIN US on SubscribeStar here: https://www.subscribestar.com/world-alternative-media For subscriber only content! Pledge here! Just a dollar a month can help us alive! https://www.patreon.com/user?u=2652072&ty=h&u=2652072 BITCOIN ADDRESS: 18d1WEnYYhBRgZVbeyLr6UfiJhrQygcgNU World Alternative Media 2025

China Leadership Dilemma Podcast
The Complexities & Challenges Facing Western Businesses in China with Ken Wilcox - Part 1

China Leadership Dilemma Podcast

Play Episode Listen Later Mar 12, 2025 42:50


Part 1 of 2: Provocative China Podcast presents a conversation with Ken Wilcox, former CEO of Silicon Valley Bank and the author of The China Business Conundrum: Ensure That "Win-Win" Doesn't Mean Western Companies Lose Twice. Listen to Ken's firsthand trials and tribulations trying to set up a joint venture in China between SVB and the CCP. His experience is fascinating—and sometimes maddening—filled with unexpected assertions from Chinese counterparts right out of the Art of War playbook, highlighting key cultural differences and, as Ken puts it, deeply convoluted negotiations that expose our Western naivety regarding doing business in China. No one in China has read the book "Getting To Yes," so if you are armed with these tactics and strategies, YOU WILL FAIL IN CHINA!In our conversation, Ken dives into the struggles Western businesses face in China, from the risks of technology transfer to navigating the morality and ethics of Chinese business negotiations. He also shares some lessons he learned from his missteps along the way. Whether you're in business or just curious about U.S.-China relations, this episode is packed with honest, down-to-earth advice from someone who's been through it all.Part 100:00:08 Introduction 00:01:19 Perceptions of China in 2008 vs. Today 00:03:08 Lectures from Chinese Counterparts 00:10:24 Learning Chinese Language and Culture 00:23:16 Inadvertent Technology TransferConnect with Kenhttps://www.linkedin.com/in/kenwilcoxsvb/Buy Ken's book:https://www.amazon.com/China-Business-Conundrum-Win-Win-Companies/dp/1394294166 Visit Gene's author website:https://www.provocativechina.com/Buy Gene's books:https://www.amazon.com/Gene-J.-Hsu/e/B092FYDCN7 

The Julia La Roche Show
#240 Chris Whalen: No Recession This Year, Fed 'Playing Chicken' With Trump, No 'Big Selloff' Expected Without External Event

The Julia La Roche Show

Play Episode Listen Later Mar 11, 2025 32:42


Chris Whalen, chairman of Whalen Global Advisors and author of The Institutional Risk Analyst blog, returns to The Julia La Roche Show for episode 240 to discuss markets and the state of the economy. Sponsor: This episode is brought to you by Monetary Metals. https://monetary-metals.com/julia Whalen explains why market euphoria has faded under Trump's "shock and awe" strategy. Banks face a $3 trillion mortgage securities problem yielding under 3% against 3% funding costs. He notes the FDIC has stopped reporting troubled bank asset totals after 35 years, suggesting numerous insolvent institutions need resolution. Despite these issues, Whalen doesn't forecast a recession, seeing continued growth with isolated credit problems. In commercial real estate, he describes a "silent recession" where banks avoid taking properties, while for residential real estate he predicts price softening, then a rate-cut mini-boom before a major 2028 correction. Whalen also calls Fannie & Freddie stocks a "pump and dump" trade, states gold is "the only form of money that's not debt," and dismisses crypto as "nothing."Links:    Twitter/X: https://twitter.com/rcwhalen    Website: https://www.rcwhalen.com/    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/   Inflated book (2nd edition): https://www.amazon.com/Inflated-Money-Debt-American-Dream/dp/139428571XStanley Middleman book: https://www.amazon.com/Seeing-Around-Corners-Achieving-Business/dp/B0D5PTSJVC/  0:00 Intro and welcome back Chris Whalen 1:06 Big picture market overview and Trump policy impact 2:49 Stock market as political proxy and market conditions 4:46 Fed policy outlook and potential rate cuts 6:09 Banking sector challenges and mark-to-market issues 8:07 Silicon Valley Bank anniversary and bank issues 11:10 Economic assessment and credit conditions 13:52 Commercial real estate challenges 16:11 Discussion of tariffs and Trump's structural changes 20:13 Debt, government spending, and economic growth 22:18 Investment approach and AI skepticism 24:36 Gold vs cryptocurrency perspective 25:58 Fannie Mae and Freddie Mac 27:29 Housing market conditions and affordability 29:50 Closing thoughts and where to find his work

Open Market
Creating Shareholder Value with Marpipe CEO Dan Pantelo

Open Market

Play Episode Listen Later Mar 5, 2025 41:35


Marpipe founder and CEO Dan Pantelo joins Eric Franchi and Joe Zappa on the pod to talk about bringing his company back from a near-collapse during the Silicon Valley Bank crash, rejecting an acquisition offer, discovering product-market fit, and dynamic product ads' contribution to the future of performance advertising.

M&A Science
How to Execute Distressed M&A

M&A Science

Play Episode Listen Later Mar 3, 2025 50:10


Mimi Wu, Partner at Sullivan & Cromwell When a company is struggling financially, M&A can be a lifeline—but navigating distressed deals is a whole different game. In this episode of the M&A Science Podcast, Mimi Wu, Partner at Sullivan & Cromwell, breaks down how Chapter 11 bankruptcy, 363 sales, and creditor negotiations come into play when businesses are in distress. Mimi has worked on some of the biggest restructuring cases, including FTX and Silicon Valley Bank, and she's here to explain how distressed M&A really works—without the legal jargon. Whether you're an investor, a corporate executive, or just curious about how companies handle financial trouble, this episode is packed with insights. Things you will learn: What is Chapter 11? – How bankruptcy protects businesses and gives them time to reorganize  The Power of a 363 Sale – Why buyers love these deals and how they can acquire assets “free and clear”  Negotiating with Creditors – What happens when companies can't pay their debts, and the options they have Finding Deals in Bankruptcy – How investors and buyers can identify distressed M&A opportunities before they hit the auction stage ______________ This episode is sponsored by DealRoom AI. Forget spending hours reviewing diligence contracts. Automate the extraction and analysis of key information and create quick summary reports. Harness the power of Buyer-Led M&A with DealRooms proven framework. Visit DealRoom.net to learn more. Trailer Timestamps: [00:03:01] – What is Distressed M&A? Key Differences from Traditional M&A [00:05:32] – Chapter 11 Bankruptcy: How It Works and When to Use It [00:06:30] – 363 Asset Sales: Selling a Business in Bankruptcy [00:09:11] – Why Companies File for Bankruptcy: Common Triggers [00:10:36] – The Automatic Stay: Protecting Companies During Bankruptcy [00:14:00] – Alternatives to Bankruptcy: Negotiating with Creditors & Raising Capital [00:18:30] – How the Bankruptcy Sale Process Works: Auctions & Market Checks [00:20:41] – Credit Bidding & How Creditors Influence the Sale [00:24:02] – The 363 Auction Process: How Bidding Works [00:26:39] – Stalking Horse Bids: What They Are & How They Work [00:29:30] – How Sale Proceeds Are Distributed Among Creditors [00:33:00] – Case Study: Carrier & Ketafenol Bankruptcy Sale [00:39:35] – Finding Distressed M&A Opportunities: Buyer Strategies [00:42:00] – The Craziest Thing Mimi in Distressed M&A

Product Talk
EP 508 - Aircapture COO on How a Go-To-Market Strategy Drives Product Roadmap and Achieves Scalability

Product Talk

Play Episode Listen Later Feb 21, 2025 39:13


How a does a go-to-market strategy drive product roadmaps and achieve scalability? The scale and urgency of the transformation required to fight climate change has never been more clear. Building hardware and software products, acquiring the funding and creating a diverse community to enhance talent capacity and to drive innovation, is essential to tackling this global environmental crisis. In this podcast, host and Silicon Valley Bank (a division of First Citizens Bank) Climate Tech & Sustainability SVP Maggie Wong will be interviewing Aircapture COO Michael Vyvoda to discuss how a go-to-market strategy shapes the product roadmap to achieve scalability, the importance of curating a diverse workplace environment, a great product manager being a "unicorn". 

The VentureFizz Podcast
Episode 370: Toshit Panigrahi & Olivia Joslin - Co-Founders, TollBit

The VentureFizz Podcast

Play Episode Listen Later Feb 20, 2025 52:13


Episode 370 of The VentureFizz Podcast features Toshit Panigrahi, Co-Founder & CEO and Olivia Joslin, Co-Founder & COO of TollBit. There are going to be so many amazing benefits and advancements that are a result of the platform shift to AI. However, in this new world, many industries will need to go through radical transformation and the publishing industry is right in that mix. We even see some of these issues with VentureFizz, of course at a much smaller scale as compared to major publishers. For example, if you are searching for information about some startups in Boston, it's possible that the results will include content from VentureFizz in the results from Google Gemini. While in one regard, it is great that Google views us as an authority on the topic, it does however eliminate the need for the consumer to come to our site because they likely have their question answered. It's really not a major problem for us because of our business model, but it is certainly a major problem for publishers who count on pageviews for ad revenue. Enter TollBit, a two-sided marketplace for AI companies and publishers started by two alumni of Toast. The platform seeks to address the new economics of content creation in the AI era by reducing the legal uncertainties of scraping and protecting the health of the entire content ecosystem. The company recently announced a $24M Series A round of funding in October of last year which comes shortly after raising a $7M seed round in March of last year, as well. In this episode of our podcast, we cover lots of great topics: Chapters: 00:00 Intro 00:10 AI & the Media Industry 03:51 Olivia's & Toshit's Background & Professional Journey 12:48 Starting TollBit 17:46 The Details of TollBit's Platform 25:07 TollBit's Funding & Pitch Advice 31:06 TollBit's Business Model 37:27 The Importance of Advisors for Your Startup 39:12 Lessons Learned While Building TollBit 42:18 Hiring 44:11 App & Podcast Recommendations Episode Sponsor: As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

The Connected Table Live
Rob McMillan, Silicon Valley Bank- The State of the Wine Industry-

The Connected Table Live

Play Episode Listen Later Feb 20, 2025 41:43


Rob McMillan, EVP & Founder, Silicon Valley Bank Wine Division, is a leading wine-business analyst in the U.S.A. and author of Silicon Valley Bank's highly regarded annual State of the Wine Industry Report. His views are sought after and trusted by winery owners, journalists, entrepreneurs and investors. He has been named several times as one of the Top 50 Most Influential People in the U.S. wine industry. McMillian discusses highlights from SVP's 2025 State of the Wine Industry Report.The Connected Table is broadcast live Wednesdays at 2PM ET and Music on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com).  The Connected Table Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Building Abundant Success!!© with Sabrina-Marie
Episode 2558: Andre Stewart ~ C-Suite, CEO InvestFar, author of "The Real Estate Investment Diet" & "Epitome of the Mind"

Building Abundant Success!!© with Sabrina-Marie

Play Episode Listen Later Feb 15, 2025 34:39


CEOWorld Magazine, Medium André Stewart is nominee for Los Angeles Times CFO & CEO Leadership Award in 2021.His latest Book:  Epitome of the Mind: Unlock Your Full Potential for Better Health, Prosperity and Happiness, April 15.2023André Stewart is the founder and CEO of InvestFar Capital, Residual Roads Business Institute, and InvestFar, the first mobile app that lets you purchase, renovate, sell, or manage an investment property remotely globally. Have you ever felt overwhelmed or depressed? Been homeless, unemployed, or on government assistance? That was André's life path before entering the world of finance.Previously a commercial banker at Wells Fargo, Silicon Valley Bank and a private bank named OneWest Bank as an advisor to CEOs of startups, major tech companies, and high net worth individuals, everything changed when at the age of thirty-three, his doctor ordered him to quit. The stress was literally killing him, leaving André on the brink of cardiac arrest. André then discovered the knowledge of real estate investing and was able to achieve financial independence in less than seven months in that industry. Residing in Los Angeles, California, André is now on a mission to help others from all walks of life discover mental awareness and financial independence.His book, The Real Estate Investing Diet: Harnessing Health Strategies to Build Wealth in Ninety Days(August 2, 2022; Amplify Publishing) André shares practical tools and techniques for gaining financial independence and generating long-term wealth through real estate investing―without using your own personal credit or up front capital.Whether you have a bank account in the negative or a million dollars to invest, this book will not be like any other real estate guide you've read before. André not only gives you every single tool to make money in any real estate economic climate, but he also does so while navigating an unprecedented modern economy. If you want to be financially free in an unparalleled time in the history of any country, this is the book for you.© 2025 All Rights Reserved© 2025 BuildingAbundantSuccess!!Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Writers of Silicon Valley
From tech layoff to leadership (Cara Lam)

Writers of Silicon Valley

Play Episode Listen Later Feb 12, 2025 53:41


Listen on: Apple Podcasts | Spotify Do you enjoy the podcast? Please leave a review! Get 20% off courses and workshops at UX Content Collective. Just use the code PODCAST20 at checkout. From layoff to leadership: How Cara Lam rebuilt her career Getting laid off is tough—but for content designers on work visas, it can feel like everything is on the line. When Cara Lam lost her job at Instagram during the wave of tech layoffs, she had just 60 days to figure out her next move or leave the country. What followed was a relentless job search, rejections, and a journey of self-discovery. In this episode, Cara shares how she bounced back, the lessons she learned from her time at Meta, Venmo, NBC Universal, and Silicon Valley Bank, and why content designers need to embrace strategy, research, and resilience to stand out in today's job market. If you've ever struggled with layoffs, job hunting, or making your content career more sustainable, this conversation is packed with real talk, tactical advice, and industry insights you won't want to miss. What we talked about: ✅ How Cara moved across Australia, Japan, Hong Kong, and the US—and stumbled into content design ✅ What it's really like working at Instagram/Meta as a content designer ✅ The hackathon project that could have changed Instagram Stories forever ✅ How financial UX writing is different from other industries—and why it matters ✅ What it feels like to get laid off at a big tech company ✅ Job hunting after a layoff—how to survive endless rejections ✅ The power of referrals, LinkedIn outreach, and strategic networking ✅ How contract work helped Cara get back into the industry ✅ Interviewing like a pro—portfolio tips that helped her land a job ✅ Why every content designer should think like a business strategist Notable quotes:

The VentureFizz Podcast
Episode 368: Matthias Hofmann - Co-Founder & CEO, Eyebot

The VentureFizz Podcast

Play Episode Listen Later Feb 6, 2025 45:52


Episode 368 of The VentureFizz Podcast features Matthias Hofmann, Co-Founder & CEO of Eyebot. I met Matthias and Jack, Eyebot's Co-Founder & CTO at a pre-party for TechCrunch's Early Stage event in Boston a couple of years ago. It was one of those meetings that when someone describes their product - an AI powered kiosk that could conduct vision tests in 90 seconds… it sounded like something out of science fiction… but it made you pause and think… what if they actually build this… the market opportunity is massive - like TAM - everyone in the world massive. On top of that, here are some crazy stats of the void in the market that needs to be addressed with a solution: 40,000 unfilled eye doctor positions in the U.S. - more doctors retiring than graduating from school) 25% of U.S. counties don't have a practicing eye care provider 63% of Americans don't have vision insurance Well, this product and solution became a reality when Eyebot announced its partnership with Zenni Optical by deploying their kiosks in various locations and as you'll hear from Matthias… the pipeline of demand for their kiosks is incredibly strong. Another crazy stat that he shared with me is that the team is only 14 people. It's another perfect example of the level of innovation in the Boston tech scene with several next generation hardware & robotics companies that are emerging like 10 Beauty, Ozlo Sleepbuds, Pickle Robot, and many more. Eyebot raised a $6M seed round of funding last year led by AlleyCorp and Ubiquity Ventures with participation from other top investors. In this podcast, we cover: * Eyebot's first appearance at CES this year and advice on how to create a buzz. * Matthias' background story and how positions at EyeNetra & Formlabs helped shape his career. * The full story of Eyebot and the challenges in the market that they are addressing. * How their technology works, plus their go-to-market strategy, and details on funding. * Advice for founders on building hardware and raising capital. * And so much more. Episode Sponsor: As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

Swimming with Allocators
Investment Strategies Through Cycles with Samir Kaji of Allocate

Swimming with Allocators

Play Episode Listen Later Feb 5, 2025 53:52


Highlights from this week's conversation include:​​Samir's Background and Journey (0:31)Founding Allocate (1:09)Emerging Managers Focus (4:26)Market Cycles and Investment Strategies (8:11)Current Market Trends (12:22)Illiquidity in Venture Capital (14:04)Misconceptions About Venture Capital (16:05)Direct Investments vs. Fund of Funds (19:51)Operational Needs of Wealth Advisors (22:13)Building Infrastructure for Investment (24:16)Insider Segment: Nico Toro of Silicon Valley Bank (27:00)Customization in Different Markets (28:55)Understanding Local Ecosystems (30:07)Opportunities in Fintech (32:26)Consolidation in Private Equity (36:49)Investment Strategies for Family Offices (40:43)Responsible Participation in Venture Capital (44:50)Ideal Investor Profile (47:05)Market Growth and Challenges (50:04)Current Investment Climate (52:00)Connecting with Samir and Final Thoughts (53:12)Allocate is a platform designed to modernize and democratize private market investing by providing accredited investors with curated access to top-tier private capital funds and direct investment opportunities. Allocate's mission is to empower a broader audience of investors to participate in private markets while emphasizing transparency, efficiency, and inclusivity. https://www.allocate.coSilicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

HLTH Matters
HLTH: How Silicon Valley Bank's Julie Ebert is Transforming Healthcare with Transparency

HLTH Matters

Play Episode Listen Later Feb 4, 2025 8:19


About Julie Ebert:Julie Betts Ebert is Managing Director of Silicon Valley Bank's National Life Science & Healthcare team, supporting life science companies in the Mid-Atlantic and Southeast with banking services, debt financing, and strategic growth advice. Previously, she led SVB's Strategic Advisory effort, managing client engagements and advisory projects. Julie's prior experience includes 10 years at Greenhill & Co., advising on M&A and restructuring, and roles at Prudential Securities and J.P. Morgan. She holds an M.B.A. from Columbia Business School and a B.S. in finance from the University of Virginia.Things You'll Learn:There's been an increase in the number of deals being made in the health tech space, signaling a positive shift in the market despite funding not growing as drastically as there's a slight uptick.A significant portion of health tech companies, roughly a third that have raised money, are integrating AI into their products or services, demonstrating the growing importance of AI in healthcare innovation. Silicon Valley Bank's reports aim to create transparency in the market. They give companies access to critical information about venture capital trends and investment patterns, helping to level the playing field for these companies.The 2024 Future of Healthtech report also shows that investors are becoming more pragmatic about valuations, with fewer up rounds and an increase in flat or down rounds or deals where the terms are not disclosed at all. By offering its insights, being creative in its financing, and supporting companies with the knowledge to help move their businesses forward, Silicon Valley Bank shows that it is a bold leader who is playing a crucial role in transforming the healthcare industry and fostering innovation.Resources:Connect with and follow Julie Ebert on LinkedIn.Follow Silicon Valley Bank on LinkedIn and visit their website.Read this year's SVB's Future of Healthtech report here.

VinePair Podcast
Silver Linings in Wine's Gloomy Forecast

VinePair Podcast

Play Episode Listen Later Feb 3, 2025 38:36


Adam, Joanna, and Zach respond to the most recent Silicon Valley Bank report and Adam's recent presentation at the Unified Wine & Grape Symposium, where they specifically look for the silver linings and potentially successful strategies that wineries and operators can embrace, if they just admit that wine has a problem. Please remember to subscribe to, rate, and review VinePair on Apple Podcasts, Spotify, or wherever you get your episodes, and send any questions, comments, critiques, or suggestions to podcast@vinepair.com. Thanks for listening, and be well.Adam is drinking: 1970 Louis M. Martini Cabernet SauvignonJoanna is drinking: Espresso and Tonic from CoqodaqZach is drinking: Papalin Jamaican High Ester RumInstagram: @adamteeter, @jcsciarrino, @zgeballe, @vinepair Hosted on Acast. See acast.com/privacy for more information.

Making Sense
The Banking Crisis Was Just the Start —What's Really Happening Behind the Scenes

Making Sense

Play Episode Listen Later Feb 2, 2025 19:38


Silicon Valley Bank's failure in March 2023 kicked off a chain of events that has cascaded across money, banks, and the real economy. The world economy didn't forget how to grow, the banking crisis of early '23 proved to be the final inflection point. Central banks may have won the battle over banks, then lost the war where it truly mattered. Eurodollar University's Money & Macro Analysishttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

The VentureFizz Podcast
Episode 367: Vivjan Myrto - Founder & Managing Partner, Hyperplane

The VentureFizz Podcast

Play Episode Listen Later Feb 1, 2025 50:38


Episode 367 of The VentureFizz Podcast features Vivjan Myrto, Founder & Managing Partner at Hyperplane. Why Boston Be The Star of the AI Revolution - this is the title of an article that Zach Winn wrote for VentureFizz seven years ago. It talks about the history of AI in the Boston area including Marvin Minksy's first neural net machine back in 1951, the amazing academic institutions, plus the state of the tech ecosystem in this industry back then. Vivjan was featured in this article along with this quote: “I think machine intelligence represents a once in a lifetime opportunity for entrepreneurs...” It's impressive to see how Vivjan and his partners were well ahead of the AI hype machine, as they built Hyperplane's focus around backing the best founding teams working in this sector along with other innovations in hardtech like robotics, sensors and more. The firm's name is even based on a term in machine learning applications, a higher-dimensional plane used to help categorize data based on its underlying structure from images to real-world events. In this podcast, we cover: * Vivjan's inspirational background story from growing up in Albania to fighting cancer and moving to the United States for treatment and learning how to speak English while he was in the hospital. * Going on to build a healthcare startup that was acquired. * How Hyperplane came to fruition and how they raised their first fund. * All the details about Hyperplane and the firm's area of focus for investments. * A deep dive into Modulate, one of their portfolio companies. * Advice on taking the entrepreneurial leap * A discussion around the Boston tech scene and areas for improvement. * His passion for wind sports and photography. * And so much more. Episode Sponsor: As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

Winning In Asia: A ZoZo Go Podcast
Ensuring Win-Win Doesn't Mean Western Companies Lose Twice. Ken Wilcox, Author and Former CEO Silicon Valley Bank

Winning In Asia: A ZoZo Go Podcast

Play Episode Listen Later Jan 30, 2025 45:06


What can we say for sure about China? Many of us can rattle off some incredible statistics.  It is a manufacturing and technology powerhouse. China ran up an astonishing $1 trillion dollar surplus in 2024. China builds more EVs than all other countries combined. And China has enough capacity to supply total global demand for batteries. We know these facts. But what we know much less well is how to engage with Chinese business people in a productive way that leads to successful outcomes. That's been a giant black hole for many Western business people. Fortunately, a giant dose of help is on the way in the form of a tremendous new book by Ken Wilcox called The Chinese Business Conundrum: Ensuring Win-Win Doesn't Mean Western Companies Twice. Mr Wilcox, the former CEO of Silicon Valley Bank, also ran SVB's joint venture bank in China. He shares extremely valuable inside views of realities on the ground.   

Go To Market Grit
#227: CEO & Founder Axon, Rick Smith: Push Risk

Go To Market Grit

Play Episode Listen Later Jan 27, 2025 75:41


Guest: Rick Smith, CEO & Founder of Axon (formerly TASER)Being a founder-CEO is a “unique superpower,” says Axon's Rick Smith: People like him get a longer leash from the board to try things that outside CEOs might not.“My job is to push risk into the organization,” Rick says. “If there's a project with a 50 percent chance of success, a 50 percent chance of failure, but it's going to pay 100 to 1, any finance person will tell you, you should take that bet all day long.”One of those bets was the transition from running a weapons company called TASER into a broader public safety firm called Axon, which makes cloud-supported body cameras fro police, tactical drones, AI records management software and more. “If we never have a product failure, then we're not taking risks anymore and we're going to end up getting disrupted,” Rick says.Chapters:(01:09) - Tasers vs. guns (03:35) - Axon's growth (07:09) - Biggest surprises (09:33) - How TASER got started (13:11) - Reinventing the taser (17:24) - A humiliating launch (23:33) - Rick's family (26:14) - The Auto Taser failure (30:21) - The darkest days (34:26) - Hans Marrero (37:25) - Family and burnout (42:49) - Rick's family (45:49) - Pivoting the business (51:37) - Axon body cameras (53:46) - Axon's current products (58:08) - Re-educating the cops (01:02:09) - Pushing risk (01:05:44) - Competing with the gun (01:10:16) - Exponential stock plans (01:14:17) - Who Axon is hiring (01:14:46) - What “grit” means to Rick Mentioned in this episode: UnitedHealthcare and Brian Thompson, Harvard University, human-machine interfaces, Star Wars, Timecop, Star Trek, Jack Cover, Project Apollo, Ed Owen; the Bureau of Alcohol, Tobacco, and Firearms; Tom Smith, Rodney King, the Sharper Image, Steve Filmer, Phil Smith, Silicon Valley Bank, Emil Michael, Bob Kagle, Benchmark, Norwest Ventures, Molly Wuthrich, Josh Isner, The Terminator, Ferrari, Richard Branson, Burning Man, Steve Jobs, Brenda Smith, Hadi Partovi, Amazon AWS, Microsoft, DraftOne, Ambience Health, OpenAI, Mark Zuckerberg, Michael Brown, Computer Aided Dispatch, Elon Musk and SpaceX, and Luke Larson.Links:Connect with RickTwitterLinkedInConnect with JoubinTwitterLinkedInEmail: grit@kleinerperkins.com Learn more about Kleiner PerkinsThis episode was edited by Eric Johnson from LightningPod.fm

Cloud Accounting Podcast
TikTok & IRS Direct File Saved; Trump Issues Own Currency

Cloud Accounting Podcast

Play Episode Listen Later Jan 24, 2025 75:20


Blake and David jump into the latest news, including the launch of Trump's own cryptocurrency and KPMG's expansion into legal services in Arizona, taking advantage of new rules allowing non-lawyers to own law firms. They also examine the Treasury Department's Chinese hack attack, South Carolina's $1.8 billion accounting error resolution, and Trump's proposed External Revenue Service.SponsorsRelay - http://accountingpodcast.promo/relayKeeper - http://accountingpodcast.promo/keeperTaxBandits - http://accountingpodcast.promo/taxbanditsBasil - http://accountingpodcast.promo/basilChapters(00:48) - Trump's TikTok Saga (03:35) - Live Stream and CPE Credits (04:48) - Trump's Cryptocurrency Launch (06:54) - Sage AI Data Leak Incident (12:27) - Relay Sponsorship and Banking Solutions (14:13) - Trump's Cryptocurrency Impact (28:06) - Direct File and IRS Developments (32:45) - KPMG Enters Legal Services (38:51) - Tax Bandits: Streamlining Your Tax Season (39:50) - Legal Document Automation with AI (41:04) - South Carolina's $1.8 Billion Accounting Error (45:56) - Trump's External Revenue Service Proposal (49:54) - Chinese Hackers Breach U.S. Treasury (56:51) - FDIC Sues Silicon Valley Bank Executives (01:04:39) - American Express Settles for $230 Million Over Bad Tax Advice (01:08:28) - Testing Google's Gemini Advanced for Tax Research (01:12:17) - Earn Free CPE Credits with Earmark (01:14:22) - Conclusion and Live Stream Announcement  Show NotesTikTok restores US service after Trump says “we have to save it”https://www.reuters.com/technology/tiktok-goes-dark-us-users-trump-says-save-tiktok-2025-01-19/ Donald and Melania Trump debuted meme coins, $Trump and $Melania. Here's what to know.https://www.cbsnews.com/news/donald-trump-melania-meme-coin-cryptocurrency-what-to-know/ KPMG's Bold Move: How Arizona's ABS Rules Are Reshaping the U.S. Legal Landscapehttps://lawleaders.com/kpmgs-bold-move-how-arizonas-abs-rules-are-reshaping-the-u-s-legal-landscape/ IRS Direct File set to expand availability in a dozen new states and cover wider range of tax situations for the 2025 tax filing seasonhttps://www.irs.gov/newsroom/irs-direct-file-set-to-expand-availability-in-a-dozen-new-states-and-cover-wider-range-of-tax-situations-for-the-2025-tax-filing-season Sage Copilot grounded briefly to fix AI misbehaviorhttps://www.theregister.com/2025/01/20/sage_copilot_data_issue/ FDIC sues 17 former Silicon Valley Bank executives over collapesehttps://www.cnn.com/2025/01/16/business/fdic-sues-svb-executives-directors-intl-hnk/index.htmlFDIC sues former SVB execs over bank closurehttps://bankingjournal.aba.com/2025/01/fdic-sues-former-svb-execs-over-bank-closure/ SoftBank-Backed Fish Firm Allegedly Faked Most of Its Saleshttps://finance.yahoo.com/news/softbank-backed-fish-startup-allegedly-141253969.html American Express to pay $230 million to settle US charges over deceptive sales practiceshttps://www.reuters.com/business/finance/american-express-pay-1087-mln-settle-deceptive-marketing-allegations-justice-2025-01-16/ U.S. Sanctions Chinese Cybersecurity Firm Over Treasury Hack Tied to Salt Typhoonhttps://thehackernews.com/2025/01/us-sanctions-chinese-cybersecurity-firm.html SC auditor resigns after outside audit found $1.8 billion ‘surplus' was actually an accounting errorhttps://www.wistv.com/2025/01/23/sc-auditor-resigns-after-outside-audit-found-18-billion-surplus-was-actually-an-accounting-error/Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring the Cloud Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacc...

The Wine News in 5
US wine industry status report, ingredient labelling for wine, Trump's proposed tarriffs

The Wine News in 5

Play Episode Listen Later Jan 24, 2025 6:39


This week Sam discusses a new State of the US Wine Industry report from Silicon Valley Bank, the TTB's ingredient-labelling proposal for alcoholic beverages, Trump's first week in office, declining champagne sales, and some good news for lovers of Jura wines in the US. You can read the transcript of this newscast at https://www.jancisrobinson.com/articles/us-wine-industry-status-report-ingredient-labelling-wine-trumps-proposed-tarriffs.

The VentureFizz Podcast
Episode 366: Graham Brooks - Partner, .406 Ventures

The VentureFizz Podcast

Play Episode Listen Later Jan 23, 2025 55:58


Episode #366 of The VentureFizz Podcast features Graham Brooks, Partner at .406 Ventures. “Data is the new oil” - it's a slogan that you hear everywhere these days… it's on TV commercials, print ads, LinkedIn posts… but this is not a new trend or revelation for Graham. His interest in data goes back to his first job out of college and his passion for data has followed him throughout his career, including in his current role as the leader of .406 Ventures' Data + AI strategy. .406 Ventures is a Boston-based venture capital firm with over $1.4B under management and nearly two decades of experience leading or co-leading early-stage investments in pioneering healthcare, data + AI, and cybersecurity companies founded by visionary entrepreneurs. Oh… and here's a fun fact about Graham… his sport of choice while growing up was fencing. He competed all over the world and was a two-time All American at Princeton. So cool. In this podcast, we cover: * Graham's thoughts on AI and the investment outlook for 2025. * His background story including how he got into fencing. * Joining a Princeton startup called ALK Associates which was early AI for data cleansing that was acquired by Trimble. * Learning sales and fundraising as part of the founding team at Accentus after he received his MBA at Dartmouth. * Graham's journey to landing a job in venture capital which was intentional, plus he shares some great advice for others who are interested in this career path. * The details about .406 Ventures and its thesis driven approach, plus portfolio company examples and their investment process. * His passion for extreme sports * And so much more. Episode Sponsor: As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

Pearls On, Gloves Off
#60 - No-Redline Revolution: Redefining In-House Legal with Rippling GC Vanessa Wu

Pearls On, Gloves Off

Play Episode Listen Later Jan 21, 2025 41:29


In this episode, Mary sits down with Vanessa Wu, the General Counsel at Rippling—a fast-growing platform unifying HR, IT, finance, and more for businesses around the globe. From eliminating contract negotiations by design to harnessing AI for everyday legal work, Vanessa shares how she's freeing up her team for the most important, high-level tasks. She also opens up about navigating a crisis when Silicon Valley Bank collapsed and Rippling had to hustle a weekend financing—all thanks to smart “North Star” planning long before the alarm bells rang. Topics: Maintaining a “no-redline” policy for 20,000+ customers—and why sales loves it How fresh thinking on AI (and a PowerPoint from a 9-year-old!) sparked new ways of working Why planned redundancy and constant readiness saved Rippling's payroll operations Rethinking the legal team's role as a “future-forward” function rather than a cost center Fostering curiosity and encouraging experimentation—especially when it feels like “cheating” If you enjoyed this conversation, be sure to subscribe to Pearls On, Gloves Off for more candid discussions with leaders shaping the legal and corporate landscape. We'd love to hear your thoughts—connect with us on social media and join the conversation! Goodwin at HumanX Follow Mary on LinkedIn Rate and review on Apple Podcasts

Smart Humans with Slava Rubin
Smart Humans: Meanwhile's CEO and co-founder Zac Townsend on life insurance denominated in Bitcoin, thinking long-term, and innovating fintech forward

Smart Humans with Slava Rubin

Play Episode Listen Later Jan 20, 2025 48:12


Zac Townsend is the co-founder and CEO of Meanwhile, the world's first Bitcoin life insurance company. Meanwhile's mission is to democratize access to financial protection and security. Formerly, Townsend was a leader in the financial services practice of McKinsey & Company and served as the inaugural Chief Data Officer of California. Townsend was also the founder of a banking API business called Standard Treasury which was sold to Silicon Valley Bank.

The VentureFizz Podcast
Episode 365: John Harthorne - Two Lanterns Venture Capital & MassChallenge

The VentureFizz Podcast

Play Episode Listen Later Jan 20, 2025 82:16


Episode 365 of The VentureFizz Podcast features John Harthorne, Founder & Managing Director of Two Lanterns Venture Capital and Founder and decade-long CEO of MassChallenge. A career is a body of work. It doesn't have to be a straight line… it can take twists and turns… yon can switch industries… you can reinvent yourself… and it should be fulfilling. As you'll learn from John's background, he had lots of twists and turns but ultimately, he decided there must be more to his career. One where he can make a massive impact, but he obviously had to weigh the risks of the unknown during one of the worst economic conditions back in 2009. That unknown became one of the largest accelerators in the world with over 4,000 alumni and over $13B raised with a 65% survival rate which includes companies like Flywire, Ginger, Bitso and many, many more. It's proof that you can think and dream big! Today at Two Lanterns Venture Capital, John is focused on making pre-seed and seed investments in software startups in the U.S. and Israel. In this podcast, we cover: * John's outlook for 2025 as an investor. * His background with lots of twists and turns, including how he landed in the tech industry at a cybersecurity company called @stake. * The decision to go back to business school at MIT Sloan and how his passion for entrepreneurship developed. * The full lifecycle story of MassChallenge. All the stories from leaving Bain as a consultant along with Akhil Nigam to start the accelerator, all the obstacles they overcome, and then scaling the organization. * What led him down the path of starting Two Lanterns Venture Capital, plus all the details on the firm and what they are targeting for investments. * Common entrepreneurial mistakes. * And so much more. Episode Sponsor: As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

Everyday MBA
The Complexities of Doing Business in China

Everyday MBA

Play Episode Listen Later Jan 18, 2025 31:48


Ken Wilcox discusses his book “The China Business Conundrum” and the complexities of doing business in China. Ken is the former CEO of Silicon Valley Bank where he served as CEO of the bank's joint venture with in China for four years. He's also an adjunct professor at UC Berkeley. Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.com/guest This episode is supported by the Naveen Jindal School of Management 

The FIT4PRIVACY Podcast - For those who care about privacy
Provide Choice, Control & Consent to Create Trust with Katrina Destree and Punit Bhatia in the FIT4PRIVACY Podcast E130 S06

The FIT4PRIVACY Podcast - For those who care about privacy

Play Episode Listen Later Jan 16, 2025 26:56


How can organizations build a true digital trust environment while balancing privacy with user expectations? In this eye-opening episode of the FIT4PRIVACY Podcast, privacy and sustainability expert Katrina Destree and privacy thought leader Punit Bhatia discuss the evolving landscape of digital trust—a crucial factor for organizations in the age of data-driven technologies. Learn how businesses can proactively create choice, control, and consent around user data to establish a strong foundation of trust with their customers. 

Product Talk
EP 496 - Unified Ground CEO on Leveraging SaaS/AI to Enhance Environmental Justice and Community Engagement

Product Talk

Play Episode Listen Later Jan 15, 2025 34:22


How can SaaS/AI be leveraged to enhance environmental justice and community engagement? The scale and urgency of the transformation required to fight climate change has never been more clear. Building hardware and software products, acquiring the funding and creating a diverse community to enhance talent capacity and to drive innovation, is essential to tackling this global environmental crisis. In this podcast, host and Silicon Valley Bank (a division of First Citizens Bank) Climate Tech & Sustainability SVP Maggie Wong will be interviewing Unified Ground Founder & CEO Jamil Ellis to discuss building SaaS technology to enhance environmental justice and community engagement, best practices utilizing AI for data analytics and relationship development, as well as leveraging the climate ecosystem to optimize partnerships and growth.

CFO Thought Leader
1063: From Banking to Building: One Leader's Shift to Operations | Eugene Wong, CFO, Clara Analytics

CFO Thought Leader

Play Episode Listen Later Jan 15, 2025 52:47


It was shortly after Eugene Wong exited the banking world to advance into a senior operations role that he realized the importance of a holistic view. At one meeting, he uncovered a disconnect between product and sales teams that threatened a strategic initiative. By stepping in and aligning priorities, he emerged as a “quarterback,” bridging perspectives and clarifying responsibilities.This revelation set the tone for Wong's career journey. Originally honing his financial acumen at Silicon Valley Bank, he gained close exposure to startup ecosystems and leveraged finance transactions. Later, he pursued an MBA, joined Goldman Sachs to build on transactional capabilities, and returned to Silicon Valley Bank in a senior role. Ultimately, he stepped into the fast-paced realm of growth-stage companies, seeking to become a true financial operator.Today, Wong serves as CFO of Clara Analytics, where he orchestrates data-driven decision-making and fosters cross-functional collaboration. “You can't stay behind spreadsheets,” Wong tells us, “you have to understand what each team does day in and day out.” By meeting regularly with department leads, he seeks to position finance as a trusted partner rather than a distant overseer.Wong credits his “big-picture” focus for sharpening his resource allocation. “Anytime you spend money or time in one place,” Wong tells us, “you're making a bet you can't place elsewhere.”

The VentureFizz Podcast
Episode 364: John Andrews - CEO & Co-Founder, Cimulate

The VentureFizz Podcast

Play Episode Listen Later Jan 10, 2025 68:41


Episode #364 of The VentureFizz Podcast features John Andrews, Co-Founder & CEO of Cimulate. There is a wave of entrepreneurs who are uniquely qualified to build a pillar tech company in the Boston tech ecosystem while leveraging the platform shift to AI. Not only is John one of them, but he is also an alum of the very successful crew from Endeca. John and his co-founder, Vivek Farias, are tackling the future of eCommerce and as you'll hear, their platform is a perfect use case for Gen AI. Their last company, Celect, was a big data predictive analytics platform for the retail industry which was acquired by Nike. Cimulate recently announced a $28M Series A round of funding led by Spark Capital with participation from their seed stage investors SIERRA Ventures and Pillar VC, with additional participation from LFX Venture Partners and Commerce Ventures. In this podcast, we cover: * A deep dive into the use cases of AI in the retail & eCommerce industry especially around personalization. * John's background story and getting his career started at Deloitte Consulting and getting an MBA from HBS. * How he met Steve Papa, the founder of Endeca, and the full lifecycle of his experience there including the acquisition by Oracle and integration of their tech there. * Connecting with Vivek Farias and Devavrat Shah through Steve Papa and the story of building Celect which was using AI / machine learning back in 2014. * How the acquisition by Nike came together * All the details about Cimulate and how the platform works, plus their growth plans ahead. * Biggest lessons learned as a multi-time CEO. * And so much more. Episode Sponsor: As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

Walk 2 Wealth
Crypto Fraud, AI Risks, and Keeping Your Finances Safe w/ Robert Persichitte

Walk 2 Wealth

Play Episode Listen Later Dec 29, 2024 43:02


Send us a textAre you prepared to protect your finances in the digital age? In this eye-opening episode, I sit down with fraud prevention expert Robert Persichitte to uncover how AI and cryptocurrency are reshaping the world of scams and fraud.We explore:The rise of AI-powered scams and how they trick even the savviest individuals.Lessons from major financial failures like Silicon Valley Bank and crypto collapses.The critical difference between scams, rip-offs, and outright fraud.Proven steps to secure your money, personal data, and passwords against modern threats.If you've ever wondered how to stay one step ahead of fraudsters or navigate the risks of crypto and AI safely, this episode is a must-listen.Connect With Robert:Website: delagify.comLinkedIn: https://www.linkedin.com/company/delagify/Support the showHOW TO SUPPORT THE WALK 2 WEALTH PODCAST: 1. Subscribe, Rate, & Review us on Apple Podcasts, Spotify, YouTube, or your favorite podcast platform. 2. Share Episodes with your family, friends, and co-workers.3. Whether you're just starting your business or your business is established, ChatGPT can help you take your business to the next level. Get Instant Access To My List of Top 10 ChatGPT Prompts To Save You Time, Energy, & Money: HTTPS://WWW.STOPANDSTARE.MEDIA/AI

Impact Theory with Tom Bilyeu
What the Silicon Valley Bank Collapse Means for Your Money | Jaspreet Singh (Replay)

Impact Theory with Tom Bilyeu

Play Episode Listen Later Dec 21, 2024 139:44


Here's how the second-biggest bank collapse in U.S. history happened in just 48 hours. Silicon Valley Bank closed its doors today. Within 48 hours, a panic induced by the very venture capital community that SVB had served and nurtured ended the bank's 40-year-run. For sure you've heard that millionaires are made in recessions, but how? Jaspreet Singh is joining Tom for a second time to get you up to speed on what it takes to get wealthy during any recession. Jaspreet is the Minority Mindset guru and Chief Money Nerd at Minority Mindset Companies. He's been creating financial education videos on YouTube for years and is breaking down all the reason you don't have to be scared during a recession Jaspreet is a voice of reason to remember that recessions are only bad or good in relation to which side of the equation you are on. This is a must watch if you're trying to find the best route through a recession that has most people nervous and panicked. [Original air date: 3-13-23]. CHECK OUT OUR SPONSORS Range Rover: Explore the Range Rover Sport at  https://landroverUSA.com Miro: Bring your teams to Miro's revolutionary Innovation Workspace and be faster from idea to outcome at https://miro.com. Found Banking: Stop getting lost in countless finance apps and try Found for free at https://found.com/impact. Netsuite: Download the CFO's Guide to AI and Machine Learning for free at https://netsuite.com/theory Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Factor:  Get 50% off your first box plus 20% off your next month while your subscription is active at https://factormeals.com/impacttheory50 with code impacttheory50. Follow Jaspreet Singh: Website: https://theminoritymindset.com/about-us/ YouTube: https://www.youtube.com/@MinorityMindset Instagram: https://www.instagram.com/minoritymin... Twitter: https://twitter.com/minoritym1ndset Facebook: https://www.facebook.com/MinorityMind... CHECK OUT OUR SPONSORS Range Rover: Explore the Range Rover Sport at  https://landroverUSA.com Miro: Bring your teams to Miro's revolutionary Innovation Workspace and be faster from idea to outcome at https://miro.com Betterhelp: This episode is sponsored by BetterHelp. Give online therapy a try at https://betterhelp.com/impacttheory and get 10% off your first month Netsuite: Spend less time looking backwards, and more time on what's next. Download the CFO's Guide to AI and Machine Learning at https://NetSuite.com/theory  NordVPN: EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/impacttheory Try it risk-free now with a 30-day money-back guarantee! Vanta: Get $1,000 off Vanta when you go to https://vanta.com/THEORY ********************************************************************** What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER SCALING a business: see if you qualify here. Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here. ********************************************************************** Join me live on my Twitch stream. I'm live daily from 6:30 to 8:30 am PT at www.twitch.tv/tombilyeu ********************************************************************** LISTEN TO IMPACT THEORY & MINDSET PLAYBOOK AD FREE + BONUS EPISODES on APPLE PODCASTS: apple.co/impacttheory ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Tree Investing
A Golden Opportunity In Small and Mid-Sized Banks

Money Tree Investing

Play Episode Listen Later Dec 6, 2024 64:55


John Palmer delves into his extensive career in banking, and highlights the golden opportunity that lies in small and mid-sized banks. He highlights trends like consolidation, regulatory evolution, and technological advancements. Looking ahead, he is optimistic about the banking sector's recovery cycle and its capacity for sustained growth, even amid challenges like commercial real estate pressures and emerging fintech innovations.  Today we discuss... John Palmer shared his extensive experience in the banking industry, including his career start at KPMG and his transition to founding a banking-focused investment fund in 1996. How the banking industry has undergone massive consolidation since the 1990s driven largely by efficiency and cost-saving opportunities. Key trends like stricter regulations, higher capital requirements, improved loan underwriting, and the transformative impact of technology on banking operations. The causes of the recent crises at Silicon Valley Bank, Signature Bank, and First Republic, emphasizing asset-liability mismanagement during rapid rate hikes. Blockchain technology acknowledged as a potential long-term asset for banks and skepticism about the role of cryptocurrency in traditional banking. The current banking stock cycle entering an upward phase, with profitability projected to grow steadily through 2026. Bank earnings and stock performance are rising, driven by factors like margin expansion and easing deposit costs. Banks with $1-$10 billion in assets are attractive targets for M&A due to cost savings and growth opportunities. Major banks are expanding branch networks in rural areas, targeting low-cost deposits, while smaller banks focus more on digital channels. The Midwest and Mideast regions show the most M&A activity, though the Southeast and California are also of interest. Investments focus on public banks with shareholder lists amenable to proxy support for structural changes. Banking regulation relief under a new administration could lower compliance costs and ease capital requirements. A normalized yield curve is boosting loan repricing and margins, contributing to earnings growth. Bank valuations remain attractive compared to broader markets, with banking stocks trading at significant discounts to earnings. For more information, visit the show notes at https://moneytreepodcast.com/golden-opportunity-john-palmer-666  Today's Panelists: Kirk Chisholm | Innovative Wealth Phil Weiss | Apprise Wealth Management   Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast  

Afford Anything
What the Crypto Shift Means for Your Money, with Tatiana Koffman

Afford Anything

Play Episode Listen Later Dec 3, 2024 73:43


#563: Bitcoin is hitting new all-time highs. Is this just another bull cycle, or are we witnessing a fundamental shift in how the world thinks about money? That's the question at the heart of our conversation with Tatiana Koffman, General Partner at Moonwalker Capital and author of "The Myth of Money." Koffman joins us to explain why Bitcoin might be considered "digital property" rather than just a currency. She breaks down how Bitcoin derives its value from mathematical scarcity – similar to how gold becomes harder to mine over time, Bitcoin becomes more difficult and expensive to create every four years through events called "halvings." The conversation moves through several key developments in cryptocurrency. We discuss the recent approval of Bitcoin ETFs and how traditional financial institutions like JPMorgan Chase (whose CEO Jamie Dimon once openly criticized crypto) are now embracing these products. Koffman shares insights about crypto adoption worldwide, from El Salvador's experiment with Bitcoin as legal tender to Dubai's emergence as a crypto hub. When discussing Africa's cryptocurrency landscape, Koffman explains how Nigeria's unstable banking system has driven crypto adoption, with many young people using decentralized exchanges to participate in global markets. She describes how some Nigerians have built significant wealth starting from nothing, using "airdrops" (free tokens given to early adopters) to begin trading. The interview includes a debate about inflation rates and economic data reporting, with Koffman expressing skepticism about official figures, while I push back on claims made without supporting evidence. Koffman also explains different categories of crypto investments, distinguishing between Bitcoin as a potential store of value and what she calls "meme coins" – speculative assets she compares to gambling. She provides context about stable coins, particularly USDC and Tether, and their role during the Silicon Valley Bank collapse. For those interested in investing in cryptocurrency, Koffman suggests starting with exposure to Bitcoin through regulated platforms like Coinbase or ETFs, while emphasizing the importance of proper security measures. She explains concepts like "cold wallets" and "seed phrases," comparing them to different levels of bank security. Looking ahead, Koffman discusses cryptocurrency's potential role in reducing dependence on the U.S. dollar, particularly in developing economies, while acknowledging the challenges of creating stable alternative currencies. Find Koffman's weekly newsletter at mythofmoney.com or follow her on Twitter and Instagram @TatianaKoffman For more information, visit the show notes at https://affordanything.com/episode563 Learn more about your ad choices. Visit podcastchoices.com/adchoices

The CyberWire
Cyber-entrepreneurship in the age of CyberAI. [CSO Perspectives]

The CyberWire

Play Episode Listen Later Nov 18, 2024 22:18


Rick Howard, N2K CyberWire's Chief Analyst and Senior Fellow, turns over hosting duties to Kevin Magee, the Global Director of Cybersecurity Startups at Microsoft to discuss Cyber-entrepreneurship in the age of CyberAI. For a complete reading list and even more information, check out Rick's more detailed essay on the topic. References: Andrew McCarty, Emma Eschweiler, Natalie Fratto, Andrew Pardo, Jake Ledbetter, 2024. The Rise of CyberAI [Analysis]. Silicon Valley Bank. Camille Périssère, 2024. 2024 cybersecurity market trends [Analysis]. AXA Venture Partners. Jeffrey Grabow, 2024. AI continues to drive venture capital activity [Analysis]. EY. Kaloyan Andonov, 2024. Energy companies increase investment in cybersecurity startups [Analysis]. Global Corporate Venturing. Staff, 2024. Cybersecurity Market Size, Share, Analysis Analysis]. Fortune Business Insights. Staff, 2024. RBC FinSec Incubator [Analysis]. Rogers Cybersecure Catalyst. Staff, 2024. Microsoft Digital Defense Report 2024 [White Paper]. Microsoft. Steve Morgan, 2022. Cybercrime To Cost The World 8 Trillion Annually In 2023 [Analysis]. Cybercrime Magazine. Learn more about your ad choices. Visit megaphone.fm/adchoices

The James Altucher Show
Jim Rickards: Will Trump Save the Economy and Drain the Swamp?

The James Altucher Show

Play Episode Listen Later Nov 13, 2024 67:45 Transcription Available


A Note from James:Oh my gosh. I always feel like my IQ goes up when I talk to Jim Rickards. He has so much knowledge about so many things, but particularly, he's been there, done that when it comes to all things in the economy. Some of his stories about what he's personally seen and done are tied to some of the most famous events in the economy over the past 50 years.Anyway, he wrote a new book, Money GPT, which is about the financial aspects of AI and how it could affect the economy. But we started off with the basics. I just wanted to ask him: What do you think is going to happen in this economy? And we go deep. So, we divided this into two parts.Part one covers everything you need to know about the current state of the U.S. economy. This was a real education for me, and I read a lot about this stuff. So, I'm excited to share it with you. The second part, which will come out later, is all about AI and its effects on the economy.Here's my friend Jim Rickards. I'm sure you're going to enjoy this as much as I did. And, as always, if you have any comments or questions, let me know. And, please, subscribe to the podcast if you haven't already.Episode Description:In this episode, James Altucher sits down with renowned economist and author Jim Rickards to break down the complexities of today's economy. With decades of experience and a front-row seat to some of history's most pivotal financial events, Jim delivers sharp insights into the forces driving economic cycles. This discussion dives into historical parallels, the impact of policy decisions, and what lies ahead for the U.S. economy under potential future administrations.Jim also shares his take on how recession cycles play out, the legacy of interest rate hikes, and why both borrower and lender psychology matter more than Federal Reserve actions. Packed with valuable lessons, this episode offers a rare look at economic trends from a perspective few can match.What You'll Learn:The historical parallels between Reagan-era recessions and today's economic landscape.Why low interest rates aren't necessarily a stimulus and the real drivers of economic growth.How borrower and lender behavior impact recessions more than Federal Reserve policies.The role of government and corporate partnerships in shaping modern economies.What could catalyze a shift from stagnation to growth in today's economic climate.Timestamped Chapters:[00:01:30] Introduction to Jim Rickards and his new book, Money GPT[00:02:17] Overview of the U.S. economy's current state[00:03:16] Historical parallels: Lessons from Reagan-era recessions[00:07:02] Interest rates: Stimulus or symptom of deeper issues?[00:10:14] Depression vs. recession: How the definitions shape our understanding[00:18:33] The psychology of lending and borrowing in recessions[00:27:20] Modern banking, bail-ins, and the Silicon Valley Bank collapse[00:34:21] The Fed's limits: What really moves the economy[00:45:21] Government-corporate partnerships: Are we living in a new era of fascism?[00:58:22] Can Trump's policies truly drain the swamp and drive economic growth?Additional Resources:Jim Rickards' book: Money GPTJim Rickards' previous works: The Death of Money, Aftermath ------------What do YOU think of the show? Head to JamesAltucherShow.com/listeners and fill out a short survey that will help us better tailor the podcast to our audience!Are you interested in getting direct answers from James about your question on a podcast? Go to JamesAltucherShow.com/AskAltucher and send in your questions to be answered on the air!------------Visit Notepd.com to read our idea lists & sign up to create your own!My new book, Skip the Line, is out! Make sure you get a copy wherever books are sold!Join the You Should Run for President 2.0 Facebook Group, where we discuss why you should run for President.I write about...

The James Altucher Show
Jim Rickards: Will Trump Save the Economy and Drain the Swamp?

The James Altucher Show

Play Episode Listen Later Nov 13, 2024 67:45


A Note from James:Oh my gosh. I always feel like my IQ goes up when I talk to Jim Rickards. He has so much knowledge about so many things, but particularly, he's been there, done that when it comes to all things in the economy. Some of his stories about what he's personally seen and done are tied to some of the most famous events in the economy over the past 50 years.Anyway, he wrote a new book, Money GPT, which is about the financial aspects of AI and how it could affect the economy. But we started off with the basics. I just wanted to ask him: What do you think is going to happen in this economy? And we go deep. So, we divided this into two parts.Part one covers everything you need to know about the current state of the U.S. economy. This was a real education for me, and I read a lot about this stuff. So, I'm excited to share it with you. The second part, which will come out later, is all about AI and its effects on the economy.Here's my friend Jim Rickards. I'm sure you're going to enjoy this as much as I did. And, as always, if you have any comments or questions, let me know. And, please, subscribe to the podcast if you haven't already.Episode Description:In this episode, James Altucher sits down with renowned economist and author Jim Rickards to break down the complexities of today's economy. With decades of experience and a front-row seat to some of history's most pivotal financial events, Jim delivers sharp insights into the forces driving economic cycles. This discussion dives into historical parallels, the impact of policy decisions, and what lies ahead for the U.S. economy under potential future administrations.Jim also shares his take on how recession cycles play out, the legacy of interest rate hikes, and why both borrower and lender psychology matter more than Federal Reserve actions. Packed with valuable lessons, this episode offers a rare look at economic trends from a perspective few can match.What You'll Learn:The historical parallels between Reagan-era recessions and today's economic landscape.Why low interest rates aren't necessarily a stimulus and the real drivers of economic growth.How borrower and lender behavior impact recessions more than Federal Reserve policies.The role of government and corporate partnerships in shaping modern economies.What could catalyze a shift from stagnation to growth in today's economic climate.Timestamped Chapters:[00:01:30] Introduction to Jim Rickards and his new book, Money GPT[00:02:17] Overview of the U.S. economy's current state[00:03:16] Historical parallels: Lessons from Reagan-era recessions[00:07:02] Interest rates: Stimulus or symptom of deeper issues?[00:10:14] Depression vs. recession: How the definitions shape our understanding[00:18:33] The psychology of lending and borrowing in recessions[00:27:20] Modern banking, bail-ins, and the Silicon Valley Bank collapse[00:34:21] The Fed's limits: What really moves the economy[00:45:21] Government-corporate partnerships: Are we living in a new era of fascism?[00:58:22] Can Trump's policies truly drain the swamp and drive economic growth?Additional Resources:Jim Rickards' book: Money GPTJim Rickards' previous works: The Death of Money, Aftermath ------------What do YOU think of the show? Head to JamesAltucherShow.com/listeners and fill out a short survey that will help us better tailor the podcast to our audience!Are you interested in getting direct answers from James about your question on a podcast? Go to JamesAltucherShow.com/AskAltucher and send in your questions to be answered on the air!------------Visit Notepd.com to read our idea lists & sign up to create your own!My new book, Skip the Line, is out! Make sure you get a copy wherever books are sold!Join the You Should Run for President 2.0 Facebook Group, where we discuss why you should run for President.I write about all my podcasts! Check out the full post and learn what I learned at jamesaltuchershow.com------------Thank you so much for listening! If you like this episode, please rate, review, and subscribe to “The James Altucher Show” wherever you get your podcasts: Apple PodcastsiHeart RadioSpotifyFollow me on social media:YouTubeTwitterFacebookLinkedIn