Podcasts about Risk management

In this episode of Disruption/Interruption, host KJ sits down with Min Kyriannis, a trailblazer in the global security industry and CEO of Amyna Systems. Min shares her journey from immigrant roots to industry leadership, discusses the evolving landscape of network security, and explains how Amyna Systems is revolutionizing device-level protection. The conversation covers the challenges of legacy technology, the importance of proactive security, and Min’s commitment to both technological and humanitarian causes. Four Key Takeaways: The Human Element is the Weakest Link [11:03]Min emphasizes that despite technological advances, human error and lack of education remain the biggest vulnerabilities in network security. Legacy Systems Create Modern Risks [16:00]Integrating old technologies with new networks opens up significant security gaps, as outdated protocols are not designed for today’s threats. Proactive Security Over Reactive Patching [15:01]The industry often relies on patching vulnerabilities as they arise, but Min advocates for addressing root causes to prevent issues before they occur. Amyna Systems’ Revolutionary Approach [25:12]Amyna Systems has developed patented technology that detects and remediates anomalies within seconds, providing a new layer of defense for modern networks. Quote of the Show (24:29):“You have to be constantly learning. You have to be constantly trying to discover something, and it’s always fascinating to see what’s there.” – Min Kyriannis Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Min Kyriannis: LinkedIn: https://www.linkedin.com/in/mkyri Company Website: https://amyna.io/ How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

Professional sports franchises are some of the most recognizable brands on earth, yet many operate with negative annual cash flows. This deep dive moves past the scoreboard to explore the "Billion-Dollar Paradox": how trophies worth billions can lose money on paper while their valuations double every decade.The Pillars of Team RevenueModern sports finance has moved far beyond ticket sales and hot dogs. Today, revenue is driven by long-term, stable engines:Media & Broadcast Rights: The "stability engine" of sports. Leagues like the NFL have secured over $100 billion in media deals with giants like Amazon and ESPN. These deals provide a guaranteed income floor that supports high valuations regardless of on-field performance.Stadium Economics & Premium Seating: The real differentiator is controlling the "premium experience." Teams like the Dallas Cowboys generate over $600 million annually through high-margin luxury suites, club access, and naming rights deals (e.g., the $700M crypto.com Arena deal).The Real Estate Play: Sophisticated owners now build "entertainment districts" around stadiums. The Atlanta Braves' development, The Battery, actually generates more operating profit than the baseball team itself due to steady rental income and higher margins.The Financial Drains: Why Teams "Lose" MoneyDespite massive revenue, the high cost of competitiveness creates a brutal balance sheet:The Cost of Winning: Player salaries typically account for 50% to 60% of total revenue. This is a gargantuan fixed cost compared to other industries.The Luxury Tax: Leagues use this penalty to discourage runaway spending. Teams like the Golden State Warriors have paid hundreds of millions in penalties just to keep a championship-caliber roster together, viewed as an investment in long-term brand equity.Infrastructure Debt: Modern stadiums cost between $1B and $5B. These are financed with massive debt packages tied to future media revenue, making interest payments a significant recurring cost.Valuation vs. ProfitabilityIn sports, traditional metrics like EBITDA are often useless because they are volatile or negative. Instead, finance teams use:Revenue Multiples: Valuing a team based on total annual revenue divided by the sale price. Because revenue (from media) is predictable and growing, this provides a more stable anchor for billionaires and private equity firms.Asset Appreciation: Owners view teams like fine art or exclusive real estate. The scarcity of franchises (fixed supply) combined with rising global demand drives valuations up even when the income statement is in the red.Case Studies: Strategy on the SpreadsheetFC Barcelona: A cautionary tale of brand strength failing to protect a team from a "debt trap" caused by rigid player contracts and heavy infrastructure loans.Phoenix Suns: A textbook turnaround showing how modernizing ticketing analytics and stadium monetization can skyrocket a team's valuation before a single game is won.Oakland Athletics (Las Vegas Relocation): A pure infrastructure strategy—abandoning a money-losing venue for a new stadium they control in a high-tourism market.

Cybersecurity is essential for every practice that relies on technology. In this episode, guest Kaitlin Upchurch, Senior Vice President and Cyber & Tech Practice Leader at Lockton, addresses the cybersecurity questions practices are—and are not—thinking about. She explains why cybersecurity risks are often misunderstood, what makes health care a prime target, and why insurance alone is not enough. Tune in to understand your cyber exposure, the biggest threats facing practices today, and the first steps to strengthen your protection beyond buying a policy.  Chapters00:00 Intro00:47 Banter04:25 Guest background10:20 Tell us about Lockton.13:40 Do medical practices need cybersecurity?18:40 What are cybersecurity misconceptions?20:48 What are some cybersecurity threats?25:00 How can medical practices avoid cybersecurity issues?26:37 Access+27:16 Legal Takeaways28:45 OutroWatch full episodes of our podcast on our YouTube channel: https://www.youtube.com/@byrdadatto  Stay connected for the latest business and health care legal updates:WebsiteFacebookInstagramLinkedIn

In this episode of URMIA Matters, Michelle Smith, URMIA's Executive Director, interviews Sue Liden, URMIA's soon to be retired (again!) Education Manger. Join us for a heartfelt conversation as we honor Sue on the eve of her retirement! From her early days in the military to building a proactive risk management program at Pacific Lutheran University, Sue shares inspiring stories of resilience, reinvention, and leadership. Discover her top tips for solo risk managers, the power of networking through URMIA, and why telling your story matters in this profession. Plus, get a peek behind the curtain at URMIA's inner workings and hear what's next for Sue as she embarks on new adventures. This episode is packed with wisdom, warmth, and a celebration of a career dedicated to higher education risk management—don't miss it!Show NotesURMIA ScholarshipsVolunteer with URMIAGuestSue Liden, Education Manager - URMIAGuest HostMichelle Smith, Executive Director - URMIA Connect with URMIA & URMIA with your network-Share /Tag in Social Media @urmianetwork-Not a member? Join ->www.urmia.org/join-Email | contactus@urmia.org Give URMIA Matters a boost:-Give the podcast a 5 star rating-Share the podcast - click that button!-Follow on your podcast platform - don't miss an episode!Thanks for listening to URMIA Matters!

What's driving the changes in today's complex property insurance market, and how can we turn challenges into opportunities to better serve customers? Angi Orbann, National Property Lead and Vice President of Property, Personal Insurance, and Dan DiMugno, Assistant Vice President, Risk Management, Personal Insurance, both from Travelers, joined us to examine how the company views evolving market pressures. Learn how Travelers is using innovative solutions and analytics to better assess customer needs and help them protect their home investment. Also get insights into the critical role agents play in helping customers understand their exposure and make informed decisions. Watch the original Wednesdays with Woodward® webinar: https://institute.travelers.com/webinar-series/symposia-series/property-insurance.    --- Visit the Travelers Institute® website: http://travelersinstitute.org/. Join the Travelers Institute® email list: https://travl.rs/488XJZM. Subscribe to the Travelers Institute® Podcast newsletter on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7328774828839100417.  Connect with Travelers Institute® President Joan Woodward on LinkedIn: https://www.linkedin.com/in/joan-kois-woodward/. 

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you sitting on piles of retained earnings but still unsure how to actually put your money to work as a business owner?So many incorporated business owners believe they're “well invested,” only to discover most of their wealth is sitting idle in corporate accounts — untouched because of uncertainty, fear of volatility, or analysis paralysis. This episode unpacks the real reason business owners think they're invested when they're not, why this misunderstanding creates missed opportunities year after year, and how over-focusing on finding the “perfect” investment stalls real progress. You'll hear what 400+ conversations with business owners revealed about risk, liquidity, and the mental blocks that keep money on the sidelines instead of building long-term freedom.You'll learn:Why your perceived investment risk profile often doesn't match your actual asset allocation — and how to fix itA simple framework for deciding how much cash to keep liquid versus how much to put into diversified, productive assetsThe small, consistent steps that reliably move retained earnings into growth without overwhelming complexity or added stressPress play to learn the most important wealth-building lesson business owners need before stepping into 2026.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Canadian business owners looking to build long-term wealth in 2025 face unique financial planning challenges, from managing cash flow and overcoming analysis paralysis to balancing investment strategies across multiple financial buckets. A strong Canadian wealth plan brings together diversification, risk management, and tax-efficient investing to support financial freedom in Canada—whetReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode, we examine what actually happens when crypto markets break — how leverage builds beneath the surface, liquidity disappears, and liquidation cascades turn volatility into systemic failure. Doug Colkitt, a quantitative trader and DeFi builder whose experience spans both traditional finance and crypto market structure. Doug began his career on Wall Street at Citigroup before moving into high-frequency trading at Citadel during the 2008 financial crisis. He later built and traded his own systems across futures, volatility products, and international equities, including running a major market-making operation in Turkish stocks. Today, Doug focuses on crypto and DeFi infrastructure, working with perpetual futures, liquidation mechanics, and exchange design. We discuss why traders still get wiped out when they think they're hedged, how liquidation cascades accelerate, and what recent market failures reveal about leverage and market structure under stress. Links +Resources: Ambient Finance on X (Twitter): @AmbientFinance Website: https://ambient.finance Sponsor of Chat With Traders Podcast: ●       Trade The Pool:  ⁠⁠http://www.tradethepool.com⁠⁠    Time Stamps: Please note: Exact times will vary depending on current ads. 00:00:00  Intro and Background 00:03:43  Starting Individual Trading and High Frequency Systems 00:04:09  Focus on Index Futures and Competitive Markets 00:06:15  Michael Lewis's 'Flash Boys' and HFT Accuracy 00:07:00  Impact of HFT on Smaller Traders 00:09:13  Market Makers and Price Competition 00:09:37  HFT Evolution and Market Dynamics 00:11:24  Trading VIX Futures and Market Inefficiencies 00:13:08  Transitioning to Medium Frequency Trading 00:13:34  Trading Turkish Equities and Market Makings 00:15:35  Exploring Cryptocurrency Trading 00:18:32  Diving into Decentralized Finance (DeFi) 00:20:06  Arbitrage Opportunities in Crypto Markets 00:22:00  Flash Loans and Risk-Free Trading 00:22:48  Adjustments to Trading Bots Over Time 00:25:11  Criteria for Trusting Decentralized Exchanges 00:28:46  Liquidity Providing and Yield Opportunities 00:29:16  Volatility and Risks in Liquidity Provisioning 00:31:47  Understanding Perpetual Contracts in Crypto 00:36:04  October 10, 2025 Crypto Massacre Overview 00:37:36  Leverage and Market Dynamics 00:41:23  Impact of Liquidations on Market Sentiment 00:41:43  Market Maker Behavior During Crises 00:43:45  Liquidity Issues in Centralized Exchanges 00:44:53 Hyper Liquid Vault and Liquidation Dynamics 00:45:55 Market Making Strategies and Risk Management 00:49:15 Insurance Fund Models in DeFi 00:51:43 Ambient Finance Project Overview 00:53:08 Separation of Exchange and Clearinghouse 00:54:14 Innovations in Perpetual Trading 00:55:46 Takeaways from the October 10th Massacre 00:57:03 Future Plans for Insurance Fund Integration 00:58:28 Real World Assets and Crypto Integration Trading Disclaimer:  Trading in the financial markets involves a risk of loss. Podcast episodes and other content produced by Chat With Traders are for informational or educational purposes only and do not constitute trading or investment recommendations or advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Risk has always been part of doing business. What has changed is its scale, speed, and interconnected nature. In this episode, Sean Martin and Marco Ciappelli are joined by Megha Kumar, Chief Product Officer and Head of Geopolitical Risk at CyXcel, to explore how organizations can think more clearly about digital risk without becoming paralyzed by complexity.Kumar shares how digital resilience is no longer a technical problem alone. Regulations, infrastructure dependencies, geopolitical tensions, supply chain exposure, and emerging technologies such as AI now converge into a single operational reality. Organizations that treat these as isolated issues often miss the real picture, where one decision quietly amplifies risk across multiple domains.A central theme of the conversation is proportion. Kumar emphasizes that risk management is not about eliminating uncertainty, but aligning effort with value. Not every threat matters equally to every organization. Understanding who you are, where you operate, and where you are going determines which signals deserve attention and which are simply noise.The discussion also reframes geopolitics as a daily business concern rather than a distant policy issue. Companies operate inside global power dynamics whether they acknowledge it or not. Technology choices, supplier relationships, and market expansion decisions increasingly carry political and regulatory consequences that surface quickly and without warning.Rather than advocating for massive new departments or rigid frameworks, Kumar outlines a practical approach. Organizations can decide whether to avoid, mitigate, transfer, or tolerate risk, then revisit those decisions as conditions change. This mindset supports growth and innovation while avoiding the false comfort of static checklists.The episode closes on culture. Effective risk management depends on listening across roles, disciplines, and seniority. Internal dissent, diverse viewpoints, and external validation are presented as assets, not obstacles. In a world where uncertainty is constant, resilience comes from clarity, not control.Learn more about CyXcel: https://itspm.ag/cyxcel-922331Note: This story contains promotional content. Learn more.GUESTMegha Kumar, Partner, Chief Product Officer & Head of Geopolitical Risk at CyXcel | On LinkedIn: https://www.linkedin.com/in/drmeghakumarcyxcel/RESOURCESLearn more and catch more stories from CyXcel: https://www.itspmagazine.com/directory/cyxcelAre you interested in telling your story?▶︎ Full Length Brand Story: https://www.studioc60.com/content-creation#full▶︎ Spotlight Brand Story: https://www.studioc60.com/content-creation#spotlight▶︎ Highlight Brand Story: https://www.studioc60.com/content-creation#highlight Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of "Next Steps 4 Seniors: Conversations on Aging," host Wendy Jones is joined by Bill Feldmaier and Mike Laske from Greenleaf Trust to discuss achieving financial peace of mind in retirement. They highlight the importance of comprehensive financial planning, organizing scattered assets, involving family in financial literacy, and working with fiduciary advisors. The conversation emphasizes proactive planning, clear documentation, and professional guidance to reduce anxiety, ensure smooth wealth transfer, and protect seniors’ legacies. Greenleaf Trust’s client-first approach and community involvement are showcased, encouraging seniors to seek expert help for a secure and confident retirement. For more information on Next Steps 4 Seniors, contact us at 248-651-5010 or at www.nextsteps4seniors.com Learn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.

In finance, success often means getting bigger, yet time and again, the market cheers when a huge company decides to intentionally break itself up. Why does spinning off a subsidiary so often unlock massive shareholder value?In this episode of Corporate Finance Explained on FinPod, we break down the strategic logic, mechanics, and critical financial challenges behind corporate spin-offs, making it essential listening for anyone in corporate strategy, M&A, or investor relations.Spinoff Mechanics & Value DriversA spin-off is a powerful, generally tax-free maneuver where the parent company distributes shares of a subsidiary directly to its existing shareholders, creating a fully independent "pure play" company.Here are the four main reasons this strategy often makes the total value of the combined entities much larger than the original conglomerate:Strategic Focus: Separation enables each management team to focus solely on their specific business model (e.g., utility cash flow vs. software growth), thereby removing internal friction and distraction. Valuation Re-Rating (Pure Play Effect): The market hates complexity (conglomerate discount). Breaking the company apart allows analysts to value each "pure play" unit against specific, comparable peers (such as healthcare vs. aviation), instantly increasing the collective value. Better Incentives: Boards can tailor executive compensation (e.g., high stock options for a growth startup) to attract and retain specialized talent, which was impossible under the slow-growth parent. Capital Allocation Freedom: Separated companies can develop capital plans tailored to their specific needs (e.g., one invests billions in 5G, while the other focuses solely on dividends), thereby eliminating internal competition for resources.Case Studies: Breaking Up for GrowthWe examine pivotal spin-offs that redefined industries:PayPal & eBay (2015): PayPal, tethered to the eBay marketplace, was unable to partner with rivals like Amazon. Independence enabled it to launch an aggressive partnership blitz, resulting in its market cap more than doubling in three years due to the strategic freedom it afforded.AT&T & Warner Media (2022): Driven by massive capital allocation issues (feeding both the capital-intensive telecom core and the cash-burning streaming empire). The spin-off allowed AT&T to focus on paying down debt and 5G buildout.General Electric (GE): The ultimate pure play story. Separating the conglomerate into three focused businesses (Aviation, Healthcare, Energy) is projected to unlock significantly higher collective value by removing the devastating conglomerate discount.The Finance Challenge: Pitfalls and ExecutionThe strategy is powerful, but the execution is risky. Finance teams (FP&A, Treasury) must nail these critical areas:Standalone Viability: Building full financial statements from scratch to ensure the new company can survive and thrive without the parent's scale and support. Stranded Costs / Dis-Synergies: The hidden risk where the cost of duplicating shared services (IT, HR, accounting) and building new infrastructure is underestimated, potentially wiping out the expected value.Capital Structure Design: Carefully dividing the corporate debt to ensure both companies emerge with a healthy credit rating and leverage profile that fits their new strategic mission. Investor Communication: Crafting a crystal-clear narrative for investors, providing honest estimates for dis-synergy costs, and proving the math with a robust Sum-of-the-Parts (SOTP) valuation.The next time a spin-off is announced, look past the headlines: Check the clarity of the dis-synergy estimates and whether the new capital structure makes strategic sense. Radical simplification and the quest for pure play are often the most powerful tools in the corporate strategy playbook.

Innovation occurs across many areas, and compliance professionals need not only to be ready for it but also to embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. In this episode, host Tom Fox welcomes back Gerry Zack to discuss a novel service offering in the compliance and risk management community: fractional and adjunct risk professionals. Zack explains how these roles can supplement companies that lack certain expertise or can't afford full-time positions, particularly highlighting the benefits of long-term relationships. The discussion also covers the distinctions between compliance and broader risk management, the flexibility of fractional contracts, and the importance of alignment in risk management practices across different organizational departments. Key highlights: Exploring the Concept of Fractional CCO Long-term Benefits of Fractional Roles Risk Professional Services vs. Compliance Applications and Benefits of Fractional Roles Challenges and Considerations Resources: Gerry Zack on LinkedIn Risk-Trek website Innovation in Compliance was recently ranked 4th among Risk Management podcasts by 1,000,000 Podcasts.

In this episode, Ricardo highlights the importance of milestones, baselines, and control points in project management, using December 31st as a powerful example of a milestone, both personally and organizationally. Just as individuals reflect on decisions and plan the future at the end of the year, projects and organizations use milestones to review budgets, compare goals, and consolidate results. Although the calendar is a human convention, milestones provide essential reference points for comparison and control. Without a clear baseline, it is impossible to assess real progress. Projects without milestones rely on perception, while projects with milestones rely on facts. Milestones are not bureaucracy; they are moments of reflection, decision-making, and adjustment that help prevent gradual and unnoticed project deviation. Listen to the podcast to learn more!

Vitaliy is one of the most prolific and respected alpinists of his generation and has a reputation as a master of long, complex alpine objectives—including becoming the first person to complete The Goliath Traverse in the Eastern Sierra…which might be the longest ridge traverse in the western hemisphere…if not the world.. He's established more first ascents in the Eastern Sierra than any other person, authored a three-volume guidebook series to the Eastern Sierra, and spent years developing new routes around the world. He's summited all the peaks in the Fitz Skyline and only has one summit left to complete the Torre Skyline: the infamous Cerro Torre. Even with such an astounding list of achievements, Vitaliy's deep sense of empathy, humility, and curiosity keep him grounded, thoughtful, and heartfelt.Sean McLane is an American climber and alpinist with a knack for hard ice climbing. He blends curiosity, adventure, and a commitment to exploring terrain that few others pursue. One of his life goals is to complete Guy Lacelle's Favorite 135 Ice Climbs—a notorious list of iconic, hard, and bold routes. Sean has currently completed 71 of the 135 and soloed 61 of them. That's an insane amount of soloing on hard ice routes. Along with several other first ascents, Sean recently put up The Penitent Path, a 12-pitch M9 considered one of the longest routes at the grade in the U.S. Beyond his technical prowess, Sean is a deeply thoughtful and introspective human—and this is his first time ever sharing his story.We start with Sean's background and how he was introduced to climbing while living abroad in China. We then explore a deeply personal and traumatic story from Sean's past involving a tragic ice climbing accident that took the life of Meg O'Neill and left Sean with a broken back. We use this story to expand on grief and loss, and learn how Sean processed these deep emotions and reintroduced climbing into his life. We then pivot to Vitaliy's background—a wildly unique story checkered with unbelievable suffering, uncertainty, and struggle, but also resilience, empathy, grit, and growth. Next, we dive into Vitaliy and Sean's recent climbing trip to India—an adventure that tested their commitment, focus, determination, and humility. We then contrast their India trip with a wildly successful and spontaneous trip to Patagonia. Finally, we close by diving into deeper topics around work-life balance, the sacrifices we make for success, unmitigatable risk justification, the concepts of faith, luck and self-reliance, and mastery versus complacency.Watch The Climbing Majority on YoutubeGiveaway Details HERE---Thanks to our sponsors!LIVSN DesignsCheckout their Ecotrek Trail Pants HEREUse Code "TCM15" At Checkout for an extra 15% OFF Your OrderHot Chillys Performance Base LayersCheckout their Micro Elite Chamois Base Layer Systems HEREUse Code "TCM15" At Checkout for 15% OFF Your OrderGet Access to Exclusive Episodes, Unlock Ad-Free Podcast, & MORE!ResourcesThe Shooting Star ScholarshipGuy Lacelle's 135 Ice ClimbsVitaliy's IGSeans's IG

Neste episódio, Ricardo explica a importância dos marcos, das linhas de base e dos pontos de controle na gestão de projetos, usando o dia 31 de dezembro como exemplo de um marco poderoso, tanto pessoal quanto organizacional. Assim como as pessoas reavaliam decisões e planejam o futuro no fim do ano, projetos e empresas utilizam marcos para revisar orçamentos, metas e resultados. Embora o calendário seja uma convenção humana, os marcos são essenciais porque permitem comparação e controle. Sem uma linha de base clara, não é possível saber se há progresso real. Projetos sem marcos vivem de percepção; com marcos, vivem de fatos. Marcos não são burocracia, mas momentos de reflexão, decisão e ajuste, fundamentais para evitar desvios graduais e silenciosos nos projetos. Escute o podcast para saber mais!

In Season 3, Navigating Major Programmes expanded the podcast's primary goal—to go beyond the tools and frameworks of program delivery into the humanity behind it—with amazing results. In this wrap-up episode, Riccardo reviews the past year, celebrating the panelists, guests, and listeners who make the show possible. He highlights salient points from Uncharted Conversations and Master Builders, points that truly capture the breadth and depth these collaborators have achieved, both behind the mic and every day in their roles as leaders and innovators.With nearly twice as many episodes and double the weekly listeners from Season 2, the 2025 season gave Riccardo and his co-hosts and guests so many opportunities to explore both the big picture thinking and practical applications that are shaping—and shaking up—the industry today. In January 2026, Navigating Major Programmes will return for season 4 with even more inspiring stories, game-changing ideas, and disruptive conversations about the future of program management.Disclaimer: Navigating Major Programmes believes in adapting with technological advances. This episode was narrated by an AI-generated voice of the program host.Key Takeaways:What this season taught the hosts about what you—the listener—want to hear;Riccardo's favourite episodes, to listen back on during the break;What to expect in season 4, including a brand new series. Quote:“The future of this industry will be built by those who lead with humanity.” - Riccardo CosentinoThe conversation doesn't stop here—connect and converse with our community via LinkedIn:Listen to Episode 4, The Human Side of Major Projects with Melissa Di Marco: https://navigating-major-programmes-2a01b27b.simplecast.com/episodes/the-human-side-of-major-projects-with-melissa-di-marco-master-builders-s3-ep4Listen to Episode 10, The Powerful Impact of Specialization and Dedication on Long-Haul Projects with Wendy Itagawa: https://navigating-major-programmes-2a01b27b.simplecast.com/episodes/the-powerful-impact-of-specialization-and-dedication-on-long-haul-projects-with-wendy-itagawaListen to Episode 16, Public–Private Partnerships Part 2: Contracts, Contractors, and True Collaboration: https://navigating-major-programmes-2a01b27b.simplecast.com/episodes/publicprivate-partnerships-part-2-contracts-contractors-and-true-collaborationFollow Navigating Major Programmes: https://www.linkedin.com/company/navigating-major-programmes/Follow Riccardo Cosentino on LinkedIn: https://www.linkedin.com/in/cosentinoriccardo/Read Riccardo's latest at: https://riccardocosentino.com/ Music: "A New Tomorrow" by Chordial Music. Licensed through PremiumBeat.

Joanne nominated her friend Marianne for a WEBE108 Griffin Health Christmas Wish. Marianne's daughter has been undergoing treatment for lymphoma and a bone marrow transplant. Marianne is a single mom and is covering the cost of insurance and medical bills herself. Thanks to Metroguard Security and Risk Management, we're going to help pay some medical bills for Marianne.

Podcast: ICS Arabia PodcastEpisode: OT Risk Management | 55 with Steve MustardPub date: 2025-12-13Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarization

Inflation is a brutal, immediate pressure point on corporate finance, forcing CFOs and analysts to completely overhaul their operating models. In this episode of Corporate Finance Explained on FinPod, we break down how inflation erodes profit margins, manage debt structures, and the radical countermeasures companies employ to maintain financial resilience.The Dual Attack on the Income StatementInflation hits corporate profits from multiple angles, magnifying instability in the supply chain and labor markets:Gross Margin Erosion: Driven by surging input costs (materials, components, logistics). Companies with long, complex supply chains saw freight costs spike by as much as five times during the 2021-2023 surge.Wage Inflation: A tight labor market forces labor-intensive businesses (retail, hospitality) to increase wages, often outpacing revenue growth and becoming the number one variable cost driver.Operating Expense (OpEx) Creep: Rising costs for utilities, commercial rent, insurance, and IT services further compress the overall operating margin.Structural Impact on the Balance SheetPersistent inflation triggers central bank rate hikes, making the cost of capital structural and damaging long-term valuation:WACC Escalation: Higher interest rates raise the Weighted Average Cost of Capital (WACC), instantly reducing the Net Present Value (NPV) of future projects and shrinking the list of profitable opportunities.Variable Debt Risk: Companies caught with large amounts of variable rate debt face an exploding interest expense, which can quickly become the single largest line item on the income statement.Working Capital Discipline: Cash loses purchasing power daily. Finance teams must use strict working capital discipline (accelerating AR, optimizing inventory) as an inflation insulator to preserve purchasing power.The Strategic Countermeasures PlaybookThe corporate response to inflation is a mix of strategic offense and defense tailored to the industry:Offense (Pricing Power): Utilizing Strategic Staging of price hikes, adjusting package sizes (shrinkflation), and introducing premium tiers to shift focus to perceived value.Defense (Resilience): Forging tighter partnerships with procurement to negotiate long-term contracts and implementing Supply Chain Resiliency by nearshoring production or building inventory buffers.Financial Hedging: Proactively managing debt by shifting from variable-rate to fixed-rate debt and deploying Dynamic Pricing algorithms that adjust prices daily based on real-time cost and demand inputs.Key Takeaway for Finance Leaders:Inflation is a powerful forcing function that pushes finance teams out of the accounting chair and into the cockpit as strategic operators. True success requires financial agility and the ability to adapt radically.

On Jesse's 11th "Ask Me Anything" episode, he unpacks four questions that sit at the center of real-life financial decision-making. He starts with a grounded look at the 15-year vs. 30-year mortgage debate, cutting through rules of thumb to show how interest rates, liquidity, cash-flow, and even your personal comfort with debt shape the right choice far more than blanket advice ever could. From there, he turns to the under-discussed strategy behind Health Savings Accounts—why the "invest and reimburse later" approach works, when it stops working, and how the tax bomb of leaving HSA dollars to non-spouse heirs should change how listeners think about funding and spending those accounts in their 50s and beyond. In a detailed case study, Jesse walks through a listener's complex 2026 tax year involving rental-property capital gains, ACA cliffs, Social Security timing, and potential Roth conversions, revealing how layered tax rules—income brackets, capital gains stacking, depreciation recapture, and NIIT—interact in ways that can either save or silently cost retirees thousands. And finally, he tackles whether a diehard DIY investor or Boglehead should ever hire a financial planner, drawing a sharp distinction between the "Uncle Franks" who truly live and breathe this stuff and the "Nicks" who love markets but miss the deeper planning work. With clarity, nuance, and practical wisdom, Jesse shows listeners not just what to do, but how to think through the tradeoffs that define good long-term planning. Key Takeaways: • A 15-year mortgage saves significant interest, but the higher monthly payments reduce cash-flow flexibility and increase default risk. • A 30-year mortgage often wins mathematically when investors "invest the difference," thanks to potentially higher long-term market returns versus fixed loan rates. • Choosing a mortgage term is partly a psychological decision, not just a financial optimization. • HSA dollars become a tax trap if left to non-spouse heirs, who must treat the entire balance as taxable income in the year of inheritance. • Selling a rental property triggers both capital gains and depreciation recapture, which can dramatically increase taxable income in that year. • DIY investors vary widely—some are true experts, while others know just enough to make avoidable mistakes. Key Timestamps: (02:04) – 15-Year vs. 30-Year Mortgage Debate (11:03) – Liquidity and Mortgage Payments (13:48) – HSA Accounts: When to Fund and When to Use (25:37) – Spending Down HSA Balances (26:39) – Allison's Financial Planning Dilemma (29:05) – Analyzing Capital Gains and Tax Implications (35:49) – Considering Social Security Timing (38:54) – The Role of Financial Planners for DIY Investors Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ Personal Finance for Long-Term Investors is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat happens when an investment made with leverage—whether through OPM, a HELOC, or a whole life policy—suddenly goes bad?Canadian business owners and families often worry about using leverage to build wealth, especially when markets turn or a deal underperforms. It's easy to feel uneasy when the value of an investment dips, your home equity stalls, or you're unsure how a leveraged move might affect your long-term financial security. This episode unpacks the emotional and financial realities behind these decisions, showing how to think clearly about risk, liquidity, and diversification—without letting fear shut down your wealth-building strategy.In this episode, you'll discover:Why the type of asset you leverage matters—and how different reservoirs (cash, home equity, whole life policies) behave when markets fall.How to structure your wealth reservoir so a single failed investment can't collapse your system.The mindset and mechanics behind maintaining liquidity, staying diversified, and making confident investment decisions even in volatile times.Press play to learn how to build a resilient wealth reservoir that keeps your financial system secure—no matter what your next investment does.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada starts with a clear Canadian wealth plan anchored in a strong wealth reservoir and smart investment strategies that balance growth with solid risk management. By integrating tools like a whole life policy, RRSP optimization, and tax-efficient investing, Canadian business owners can create an opportunity fund thReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

On this episode of Chit Chat Stocks, we talk with Abdul Al-Asaad, founder of Basic Capital. You may have seen this company and its viral introductory video on its debt-driven 401k product, which sparked heated debates across the financial world. So, we wanted to sit down and interview Abdul about what Basic Capital is actually doing. We discuss:(00:00) Introduction(06:27) Innovative Financing in the 401k Space(13:20) Understanding Debt Structures and Risk Management(20:19) Investment Strategies and Asset Allocation(30:41) Customizing Investment Strategies(31:28) Identifying the Ideal Customer(33:45) Understanding the 401k Landscape(37:04) Building a Product for Workers(38:47) Exploring Risk and Leverage(45:15) Basic Capital's Business Model(52:15) The Ideal Investment Portfolio*****************************************************Sign up for our stock research service, Emerging Moats: emergingmoats.com *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat *********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

Ever worry about finding yourself in a civil or criminal case as a result of your actions as a nurse?  Join the co-hosts as they welcome Attorney Rachel Giles to help us demystify nursing legal liability, including must-dos, don't-dos, and real-world pitfalls so you can protect your license, your patients, and your peace of mind. (AMSN Members Earn 0.5 CE Hours*) * This episode is eligible for 0.5 contact hours for AMSN members who listen to the episode and submit a completed evaluation through the online library. None of the individuals with the ability to control the content of this episode have any relevant financial relationships with ineligible companies to disclose. The Academy of Medical Surgical Nurses is an accredited provider of nursing continuing professional development by the American Nurses Credentialing Center's Commission on Accreditation.   SPECIAL GUEST Rachel Giles, JD, MBA/MHA is a United States Army Veteran, brings over a decade of experience in health law, compliance, federal regulations, and risk management. She is dedicated to delivering innovative conflict resolution, consulting, education, and knowledge, leveraging her unique expertise to help clients and healthcare organizations navigate complex challenges in both legal and operational environments. Rachel is passionate about fostering effective communication and equitable solutions to ensure that every person feels safe and empowered to move forward confidently. Rachel's professional experience includes serving as CEO of Giles Mediation, LLC., where she assist low socioeconomic status clients mediate cases in an attempt to stay out of a long costly court battle. She was the Vice President of Compliance & Administration for AshtonBridge Capital, where she implemented risk management frameworks and compliance protocols across diverse industries such as investment, real estate, and commodity trading. Additionally, her tenure in senior roles at multiple Healthcare Organizations within the Texas Medical Center in Houston highlights her skill in mitigating risks, conducting audits, and driving quality and patient safety improvement initiatives. She is adept at contract negotiation, policy development, and litigation support, making her a trusted advisor to organizations. Academically, Rachel holds a Doctorate in Law with a specialization in Compliance, Regulatory Affairs, and Risk Management, alongside dual master's degrees in Business and Health Administration. Her credentials are complemented by certifications in Lean Six Sigma, Project Management, and Mediation. She was recognized for academic excellence, including achieving top marks in cybersecurity coursework, where she developed actionable strategies for addressing HIPAA data breaches. Her ability to merge research with practical application has been a hallmark of her professional and academic career.   MEET OUR CO-HOSTS Samantha Bayne, MSN, RN, CMSRN, NPD-BC is a nursing professional development practitioner in the inland northwest specializing in medical-surgical nursing. The first four years of her practice were spent bedside on a busy ortho/neuro unit where she found her passion for newly graduated RNs, interdisciplinary collaboration, and professional governance. Sam is an unwavering advocate for medical-surgical nursing as a specialty and enjoys helping nurses prepare for specialty certification.    Kellye' McRae, MSN-Ed, RN is a dedicated Med-Surg Staff Nurse and Unit Based Educator based in South Georgia, with 12 years of invaluable nursing experience. She is passionate about mentoring new nurses, sharing her clinical wisdom to empower the next generation of nurses. Kellye' excels in bedside teaching, blending hands-on training with compassionate patient care to ensure both nurses and patients thrive. Her commitment to education and excellence makes her a cornerstone of her healthcare team.   Marcela Salcedo, RN, BSN is a Floatpool nightshift nurse in the Chicagoland area, specializing in step-down and medical-surgical care. A member of AMSN and the Hektoen Nurses, she combines her passion for nursing with the healing power of the arts and humanities. As a mother of four, Marcela is reigniting her passion for nursing by embracing the chaos of caregiving, fostering personal growth, and building meaningful connections that inspire her work.   Eric Torres, ADN, RN, CMSRN is a California native that has always dreamed of seeing the World, and when that didn't work out, he set his sights on nursing.  Eric is beyond excited to be joining the AMSN podcast and having a chance to share his stories and experiences of being a bedside medical-surgical nurse.   Maritess M. Quinto, DNP, RN, NPD-BC, CMSRN is a clinical educator currently leading a team of educators who is passionately helping healthcare colleagues, especially newly graduate nurses. She was born and raised in the Philippines and immigrated to the United States with her family in Florida. Her family of seven (three girls and two boys with her husband who is also a Registered Nurse) loves to travel, especially to Disney World. She loves to share her experiences about parenting, travelling, and, of course, nursing!   Sydney Wall, RN, BSN, CMSRN has been a med surg nurse for 5 years. After graduating from the University of Rhode Island in 2019, Sydney commissioned into the Navy and began her nursing career working on a cardiac/telemetry unit in Bethesda, Maryland.  Currently she is stationed overseas, providing care for service members and their families.  During her free time, she enjoys martial arts and traveling. 

Today, we're joined by Adam Markowitz, Co-Founder & CEO at Drata, the leader in AI-native trust management. We talk about:The good problems that come with hypergrowthThe most critical decision that drives successBeing intentional about culture The amplification effects of AI – and the risk that presentsFostering a culture to support the discomfort of rapid growth

Excel Data Visualization & Dashboards: Turn Raw Data into Executive-Ready StoriesExcel is the foundational tool for analysis, but simply having data isn't enough; you need to tell the story behind the numbers.In this episode of What's New at CFI on FinPod, CEO Tim Vipond introduces the new Excel Data Visualization and Dashboards course. Learn how to transform raw data into clean, clear, and powerful visuals that drive business decisions, no matter your industry.This course is a masterclass in building executive-ready dashboards from scratch, making it essential for FP&A, Marketing, Operations, and all analytical roles.This episode covers:The Power of Excel: Why Excel remains the ultimate "blank canvas" for visualization and the foundational skill set for tools like Power BI or Tableau.Mastering the Visual Toolkit: Learn to build and use advanced charts like Waterfall Charts (for variance analysis), Combo Charts (for margin vs. revenue), Sparklines, and Football Field Charts (for valuation ranges).End-to-End Dashboard Creation: Gain the confidence to plan, set up, and build complete, beautiful dashboards that are clearly sectioned, titled, and formatted for maximum impact.Highlighting Insights: The critical skill of moving beyond just building a chart to actively using color, arrows, and annotations to highlight the specific insights that drive business change (e.g., maximizing margins or accelerating growth).Developing Taste: Tim shares career advice on how to develop "good taste" in data visualization by actively seeking out and being inspired by varied internal and external reports (pitch decks, board reports, operations decks).

Predictions for the Managed Service Provider (MSP) cybersecurity landscape in 2026, with a focus on risk management, the continued importance of basic cyber hygiene, open-source adoption, and the strategic use of risk registers. Did I say Risk Register? Dom Kirby brings it home: the importance of the Risk Register and its role as we enter 2026. He advocates that MSPs move beyond discussions of technical tools and engage in business and risk conversations with their clients.

Is your retirement plan as exciting as a $2,000 coffee maker—or is “boring” actually better? This episode explores why steady, risk-managed strategies can be the smartest move for your 401(k) and future. Art McPherson breaks down the difference between wants and needs, the realities of taxes in retirement, and how emotional decisions can impact your financial health. Discover how market cycles, Roth conversions, and customized planning help you avoid costly pitfalls and build lasting security, even if “boring” doesn’t sound glamorous. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Could microscopic fees be eating away at your retirement savings? Brandon Bowen exposes the hidden costs lurking in investment portfolios and explains why transparency, risk management, and a clear income plan are essential for financial confidence. Learn how a portfolio “X-ray” can reveal what’s really happening behind the scenes and empower you to make informed decisions about your future. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Innovation occurs across many areas, and compliance professionals need not only to be ready for it but also to embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. In this episode, host Tom welcomes Jack Yu from Experian Innovation Lab. Jack plays a crucial role in advancing the use of artificial intelligence in compliance. With over 10 years of experience, Jack has been pivotal in integrating AI to streamline and enhance compliance processes, particularly through his practical experience with technologies such as ChatGPT. He believes that generative AI is poised to have a significant impact on compliance, particularly by strengthening fraud-prevention measures against increasingly sophisticated attacks. Jack emphasizes the importance of transparency, responsibility, and trust in AI innovation, ensuring that these technologies not only improve decision-making processes but also safeguard customer data effectively. Key highlights: Transforming Compliance Practices with Artificial Intelligence Responsible AI Agent Deployment for Financial Assistance Transparent Collaboration for Usable AI Implementation Building Trust Through Transparent AI Practices Advancing Fraud Prevention with AI Technology Resources: Explore Experian Experian on LinkedIn Jack Yu on LinkedIn Innovation in Compliance was recently ranked 4th among Risk Management podcasts by 1,000,000 Podcasts.

What do the Louvre heist and your retirement plan have in common? Sometimes, simple solutions leave you exposed. Mike Douglas unpacks the most common financial mistakes retirees make, from relying on one “bucket” of money to ignoring taxes, inflation, and family preparedness. Learn why a purposeful, diversified strategy is key to protecting your wealth and peace of mind—because in retirement, overlooking the details can be costly. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Connect with Early Riders⁠⁠⁠⁠⁠⁠ // ⁠⁠⁠⁠⁠⁠Connect with Onramp⁠⁠⁠⁠⁠⁠ // ⁠⁠⁠⁠⁠⁠Register for Early Riders & Onramp State of the Bitcoin Industry Roundtable⁠⁠⁠⁠⁠⁠Presented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.00:00 - Introduction and Market Sentiment02:00 - Risk Management and Investment Philosophy04:40 - Bitcoin vs. Traditional Assets07:31 - Larry Fink's Insights on Bitcoin10:09 - Sovereign Wealth and Bitcoin Accumulation13:03 - Global Trends in Crypto Adoption16:03 - Middle East's Strategic Moves in Crypto18:52 - Game Theory and Global Crypto Dynamics22:08 - Emerging Markets and Crypto Services24:49 - Infrastructure Development in Digital Assets26:17 - The Importance of Domain Expertise in Cryptocurrency27:16 - Future of Cryptocurrency and Market Dynamics29:21 - The Rise of Cybercrime in the Crypto Space30:20 - Centralization Risks in Cryptocurrency Custody31:56 - The Gold Standard and Bitcoin's Centralization Problem34:25 - Navigating Trust and Custody in Bitcoin37:11 - The Adoption Challenge: From Zero to Bitcoin40:01 - The Stakes of Digital Asset Custody44:18 - Emerging Trends in Bitcoin Infrastructure46:06 - Recent Developments in Crypto RegulationIf you found this valuable, please ⁠⁠⁠⁠⁠⁠subscribe to Early Riders Insights⁠⁠⁠⁠⁠⁠ for access to the best content in the ecosystem weekly.Links discussed:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/MTanguma/status/1996209093858501012?s=20⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.cftc.gov/PressRoom/PressReleases/9145-25⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.theblock.co/post/381644/coinbase-resumes-user-onboarding-india⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.theblock.co/post/381655/robinhood-indonesia-acquisitions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.theblock.co/post/381662/argentina-domestic-bank-crypto⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/thisisorlando/status/1996284429455822993?s=20⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bloomingbit.io/en/feed/news/101972⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.coindesk.com/policy/2025/12/08/binance-wins-full-adgm-approval-for-exchange-clearing-and-brokerage-operations⁠⁠⁠⁠⁠⁠Keep up with Michael:⁠⁠⁠⁠⁠⁠https://x.com/MTanguma⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/mtanguma/⁠⁠⁠⁠⁠⁠Keep up with Brian:⁠⁠⁠⁠⁠⁠https://x.com/BackslashBTC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/brian-cubellis-00b1a660/⁠⁠⁠⁠⁠⁠Keep up with Liam:⁠⁠⁠⁠⁠⁠https://x.com/Lnelson_21⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/liam-nelson1/

In this episode, Ricardo wraps up the discussion on the PMBOK Guide 8th Edition by highlighting the role of artificial intelligence in project management. PMI included AI in Appendix X3, presenting three adoption strategies: automation (making tasks faster), assistance (AI as a partner helping with scheduling and resources), and augmentation (expanding managers' capabilities and decision-making). The appendix provides practical use cases for governance, risks, resources, scheduling, and other areas. Ricardo emphasizes that AI evolves rapidly, so some examples may soon become outdated, but project managers must understand and leverage AI to remain competitive. Recent research indicates that organizations are already saving significant money by utilizing AI. He encourages readers to study the appendix carefully and stay adaptable. Listen to the podcast to learn more!

Neste episódio, Ricardo conclui a discussão sobre o Guia PMBOK 8ª Edição, destacando o papel da inteligência artificial (IA) na gestão de projetos. O PMI incluiu a IA no Apêndice X3, apresentando três estratégias de adoção: automação (tornando as tarefas mais rápidas), assistência (IA como parceira, auxiliando no planejamento e na alocação de recursos) e aumento (expansão das capacidades e da tomada de decisão dos gestores). O apêndice fornece casos de uso práticos para governança, riscos, recursos, planejamento e outras áreas. Ricardo enfatiza que a IA evolui rapidamente, portanto, alguns exemplos podem se tornar obsoletos em breve, mas os gestores de projeto precisam compreender e aproveitar a IA para se manterem competitivos. Pesquisas recentes mostram que as organizações já estão economizando quantias significativas com o uso da IA. Ele incentiva os leitores a estudarem o apêndice com atenção e a se manterem adaptáveis.

A group of ECU students, led by Dr. Brenda Wells, presents a capstone project on the hidden risks of ultra-processed foods—exploring legal, health, and insurance implications while gaining … Read More » The post Beyond the Label: ECU Students Take On Ultra-Processed Food Risks | IJA Aftershow: Brenda Wells & ECU appeared first on Insurance Journal TV.

AI Stocks for Retirement Portfolios: How Lexington Investment Advisors Balance Innovation with Conservative Risk Management Introduction What happens when four generations of investment wisdom converge in one portfolio? At Dupree Financial Group, we’re proving that retirement investors don’t have to choose between innovation and security. In the latest episode of The Tom Dupree Show, we explored how AI stocks for retirement portfolios can work alongside traditional conservative investments—and why learning from younger perspectives might be the smartest move seasoned investors can make. Tom Dupree, Mike Johnson, and James Dupree—the fourth generation of the Dupree family in the investment business—give insights into artificial intelligence investing, revealing how Lexington investment advisors are helping clients over 50 navigate this complex technology sector without abandoning the income-focused, risk-managed approach that has served retirees well for decades. Warren Buffett’s Lesson: Why Age Shouldn’t Limit Your Investment Perspective Tom Dupree opens the conversation with a powerful story that resonates with every investor who has ever felt overwhelmed by new technology. For years, Warren Buffett avoided tech investments entirely, convinced they fell outside his circle of competence. Then something changed: he started listening to Todd Combs, a younger member of his organization who helped him see Apple not as a confusing tech company, but as a consumer products powerhouse. The result? Apple became Berkshire Hathaway’s largest investment—a position that has generated billions in returns. “I’ll be honest with you, a lot of the stuff that James has come up with, I’ve thought, you know, it’s just a quick way to lose money,” Tom admits. “But then as you begin to dig deeper into some of these tech companies that are related to AI, we have begun to see some ideas that I never would’ve come up with because I don’t fish in that pond.” This multi-generational approach to investment research has become a cornerstone of how Dupree Financial Group evaluates AI stocks for retirement portfolios. Understanding AI Investment Opportunities Without the Jargon One of the biggest barriers preventing retirement investors from considering AI stocks is the complexity of the technology itself. James Dupree breaks down artificial intelligence into two understandable categories: Generative AI creates and translates information—think ChatGPT providing answers to questions or generating content. Agentic AI makes independent decisions—like high-frequency trading robots that execute trades for hedge funds or autonomous systems that manage complex operations. But rather than investing in the headline-grabbing companies everyone knows, Dupree Financial Group focuses on what Mike Johnson calls “the picks and shovels” of the AI revolution—the infrastructure companies that provide essential services to the entire industry. The Conservative Approach to AI Stocks for Retirement Portfolios Here’s what sets Lexington investment advisors at Dupree Financial Group apart: they’re not betting the farm on speculative technology. Instead, they’re using a disciplined, conservative methodology that treats AI investments as a small but strategic component of a diversified retirement portfolio. Position Sizing That Protects Your Future “We’re not talking about putting a huge part of the portfolio into this,” Tom emphasizes. “Maybe a quarter of a percent here, a quarter of a percent there. We’re nibbling very, very small amounts.” This approach allows the portfolio to benefit from the growth potential of AI technology while maintaining the low-volatility profile that retirement investors need. In fact, the Dupree Financial Group portfolio maintains a beta of approximately 0.65 to 0.70—meaning it’s 30-35% less volatile than the S&P 500, even while incorporating select growth opportunities. Buying During Corrections, Not At Peaks Rather than chasing momentum, the team has been strategically adding positions as AI stocks have corrected significantly from their highs. James notes that many AI infrastructure companies have pulled back 40-50% from recent peaks—creating what Mike Johnson calls “financial crisis-type corrections” that present opportunities for patient investors. “When you look at some of these things that have dropped 40% plus, these smaller companies are the picks and shovels,” Mike Johnson explains. “These are companies that offer a service or a product that the hyperscalers need.” The Infrastructure Play: Where Retirement Portfolios Can Find AI Opportunities Rather than investing in the most talked-about names like Nvidia, James Dupree focuses his research on three critical areas of AI infrastructure: Data Center Companies These firms build and lease the physical space where AI processing happens. While not yet profitable, some are showing strong revenue momentum and approaching profitability—exactly the kind of inflection point long-term investors look for. Connectivity Solutions Companies that manufacture high-speed connection devices are experiencing explosive revenue growth. One company James researched recently beat revenue expectations by $30 million and raised guidance substantially for the coming quarter—showing genuine demand beyond the hype. Computing Power Providers Firms that rent out computing capacity for data storage, transfer, and AI training are building substantial recurring revenue streams, though they often trade at high multiples that require careful evaluation. “The biggest problem with most of these companies is the multiples that they trade at,” James notes, highlighting why position sizing and patience matter so much in this sector. Balancing Growth and Income in Retirement Portfolios One of the most important insights from this episode is how AI investments fit within an income-focused retirement strategy. Mike Johnson articulates the philosophy clearly: “The cornerstone of the portfolio is income. But with income, you also have to have price appreciation within the portfolio. Because ultimately if you have price appreciation later on, that price appreciation can be converted into income.” This approach allows Dupree Financial Group to maintain their focus on generating reliable income for retirees while strategically positioning portfolios to benefit from long-term growth trends. The portfolio includes: Mortgage REITs for current income Treasury bonds for capital preservation Dividend-paying stocks across multiple sectors Select growth positions in emerging technologies All working together toward client-specific retirement goals, not arbitrary benchmark-beating. The Research Process That Makes Small AI Positions Work What separates professional management from individual speculation is the depth of research backing each decision. The Dupree Financial Group team doesn’t just read headlines—they conduct earnings calls with companies, analyze quarterly reports, study competitive positioning, and evaluate balance sheets before making any investment. “That’s where the research comes in,” Mike Johnson emphasizes. “It gives you the conviction to emotionally be able to withstand that. If you see something drop 40% in a matter of a week, it’s a gut punch. You pause and you fall back on the research.” This research-driven approach also informs another crucial discipline: knowing when to add to positions versus when to exit entirely. As Tom points out, sometimes companies decline for good reasons—which is why understanding revenue sources and balance sheet health matters so much. Why Multi-Generational Perspectives Create Better Portfolios Throughout the episode, the interplay between Tom’s 47 years of investment experience, Mike’s analytical rigor, and James’s knowledge of emerging technologies illustrates why collaboration produces better outcomes than any single perspective could achieve. “We have to get ideas from every place we can. Nobody has all the ideas,” Tom acknowledges. “That’s why working as a team is so valuable. You don’t just have one mind working on the portfolio. You’ve got a bunch of different people contributing.” This collaborative approach prevents the portfolio from becoming too conservative (missing legitimate opportunities) or too aggressive (taking unnecessary risks with retirement capital). The Flexibility Advantage of Independent Investment Management Unlike mutual funds bound by rigid mandates or ETFs locked into specific indexes, Dupree Financial Group maintains the flexibility to pivot as opportunities emerge or risks develop. “If we could buy a fund or an ETF that mimicked what we do in the portfolio, we’d do it in a heartbeat because that’d be a lot easier,” Mike Johnson jokes. “But there wouldn’t be one out there.” This flexibility has been tested twice in 2024 alone—in April and again from late October through the recording of this episode—with the portfolio maintaining its low-volatility profile while continuing to outperform the S&P 500. De-Risking While Staying Opportunistic One of the most sophisticated insights from the episode is how the team simultaneously de-risks the portfolio while selectively adding growth positions. Over recent months, they’ve been: Taking profits in positions that have reached target valuations Adding 10-year and 30-year Treasury bonds for capital preservation Purchasing mortgage bonds for income and stability Selectively adding small positions in corrected AI infrastructure stocks “While we have been taking profits in certain things and buying bonds, we’ve been de-risking the portfolio,” Mike Johnson explains. “But in the same vein, we’re looking at opportunities in these AI companies, which would be considered aggressive—but we believe we’re buying them in a more conservative way.” This tactical bond position serves a dual purpose: preserving capital during uncertain periods while maintaining dry powder for future opportunities. As Tom notes, “If we saw one that we thought was a slam dunk, we’d sell some of our treasury bonds and buy it.” Key Takeaways for Retirement Investors Multi-generational perspective matters: Combining decades of experience with fresh insights on emerging technologies creates more balanced portfolios Small positions limit downside: Quarter-percent positions in speculative areas allow upside participation without risking retirement security Buy corrections, not momentum: The best entry points often come when stocks have declined 40-50% from peaks Infrastructure beats headlines: “Picks and shovels” companies often offer better risk-reward profiles than the most talked-about names Research provides conviction: Deep analysis enables investors to add to positions during declines rather than panic-selling Income remains paramount: Growth positions ultimately serve the goal of generating reliable retirement income Flexibility creates opportunity: Independent management allows pivoting between defensive and opportunistic positioning as conditions change Low volatility is achievable: A 0.65-0.70 beta demonstrates that incorporating growth doesn’t require accepting market-level volatility Understanding What You Own: The Foundation of Successful Retirement Investing Tom Dupree returns throughout the episode to a central theme: investors must understand what they own and why they own it. This transparency stands in stark contrast to the sterile, black-box approach many firms take with client portfolios. “I think a lot of people in this business screw up in that they don’t tell the clients what they own, why they own it. They make the business very sterile and not very interesting,” Tom observes. At Dupree Financial Group, clients receive detailed explanations of portfolio holdings, the research behind each position, and the strategic rationale for the overall allocation. This education-focused approach helps clients stay committed during market volatility rather than making emotional decisions at precisely the wrong time. FAQs About AI Investing for Retirement Portfolios Q: Are AI stocks too risky for retirement portfolios? AI stocks as a sector can be volatile, but small, carefully researched positions in AI infrastructure companies can add growth potential without significantly increasing portfolio risk. The key is position sizing—keeping individual AI holdings to a quarter or half percent of the overall portfolio limits downside while allowing meaningful upside participation. Q: How do Lexington investment advisors choose which AI companies to invest in? Dupree Financial Group focuses on AI infrastructure companies—the “picks and shovels” of the AI revolution rather than the headline names. The team conducts deep research into revenue sources, balance sheets, competitive positioning, and growth trajectories, looking for companies with strong fundamentals trading at temporarily depressed valuations. Q: Should I sell my AI stocks if they drop 40-50%? Not necessarily. As Mike Johnson explains, “Sometimes companies go down for a reason,” which is why research matters so much. If the fundamental thesis remains intact and the company’s long-term prospects haven’t changed, significant corrections can present opportunities to lower your average cost. However, this requires understanding the business deeply enough to distinguish temporary market volatility from genuine business deterioration. Q: How do AI investments fit with an income-focused retirement strategy? AI growth positions complement income-focused holdings by providing price appreciation that can eventually be converted into income. The Dupree Financial Group approach maintains income as the cornerstone through mortgage REITs, dividend stocks, and bonds, while strategic growth positions create opportunities for capital appreciation that enhances long-term income generation capability. Q: What’s the difference between investing in Nvidia versus AI infrastructure companies? While Nvidia dominates AI chip manufacturing, it trades at a premium valuation reflecting its market position. AI infrastructure companies—those building data centers, providing connectivity solutions, or renting computing power—often trade at lower valuations while still benefiting from AI growth. They represent more diversified exposure to the sector’s expansion rather than concentration in a single, high-profile name. Q: How does a multi-generational investment team improve portfolio outcomes? Different generations bring different expertise and perspectives. Experienced advisors provide decades of market wisdom, risk management discipline, and understanding of how various market cycles play out. Younger analysts bring familiarity with emerging technologies, new business models, and changing consumer behavior. This combination prevents portfolios from becoming either too conservative (missing legitimate opportunities) or too aggressive (taking unnecessary risks). Q: Why maintain bonds in a portfolio when adding growth stocks? Bonds serve multiple purposes in the Dupree Financial Group approach: they generate current income, reduce overall portfolio volatility, preserve capital during uncertain periods, and provide liquidity for opportunistic purchases when attractive valuations emerge. Rather than viewing bonds and growth stocks as contradictory, they work together to achieve risk-adjusted returns appropriate for retirement investors. Take Control of Your Retirement Portfolio With Expert Guidance The conversation between Tom Dupree, Mike Johnson, and James Dupree reveals a sophisticated approach to modern retirement investing—one that respects both the wisdom of traditional risk management and the potential of emerging opportunities. If you’re wondering whether your current portfolio reflects the right balance between growth and preservation, income and appreciation, or familiar holdings and new opportunities, now is the time to find out. Dupree Financial Group offers complimentary portfolio reviews for retirement investors who want to understand exactly what they own and why. With 47 years of investment experience and a multi-generational team analyzing opportunities across market sectors, they bring the depth of research and strategic thinking your retirement deserves. The key to successful retirement investing isn’t timing the market—it’s understanding what you own and having a clear strategy that aligns with your goals. Schedule your complimentary portfolio analysis today by calling (859) 233-0400 or visiting www.dupreefinancial.com to book directly through the homepage. Don’t let your retirement portfolio operate on autopilot. Discover how Lexington investment advisors at Dupree Financial Group can help you navigate today’s complex investment landscape with confidence. Listen to the full episode of The Tom Dupree Show at www.dupreefinancial.com/podcast for more insights on retirement investing, market commentary, and wealth management strategies. Learn more about the Dupree Financial Group investment approach at www.dupreefinancial.com/about-us/. The post AI Stocks for Retirement Portfolios: How Lexington Investment Advisors Balance Innovation with Conservative Risk Management appeared first on Dupree Financial.

Security used to be a headache. Now it is a growth engine.In this episode of IT Visionaries, host Chris Brandt sits down with Taylor Hersom, Founder and CEO of Eden Data and former CISO, to break down how fast growing companies can turn cybersecurity and compliance into a true competitive advantage. Taylor explains why frameworks like SOC 2, ISO 27001, and emerging AI standards such as ISO 42001 are becoming essential for winning enterprise business. He also shares how to future proof controls, connect compliance work to real business goals, and avoid the costly pitfalls that stall companies during scale.Taylor also highlights the biggest blind spots in AI security, including model training risks, improper data handling, and the challenges created by relying on free AI tools. If you are building a SaaS product or selling into large companies, this conversation shows how trust, transparency, and strong security practices directly drive revenue. Key Moments:  00:00 — The Hidden Risks of Scattered Company Data04:11 — Why Early-Stage Teams Lose Control of Security08:22 — Compliance Becomes a Competitive Advantage12:33 — SOC 2 vs ISO 27001: What Founders Need to Know16:44 — Framework Overload and How to Navigate It20:55 — Mapping Security Controls to Business Objectives25:06 — The Gap Between Compliance Audits and Real Threats29:17 — Startup Security Blind Spots That Lead to Breaches33:28 — Rising AI Risks Leaders Aren't Preparing For37:39 — Building Customer Trust Through Transparency41:50 — Protecting AI Models and Sensitive Customer Data46:01 — Why Free AI Tools Create Hidden Data Exposure50:12 — Automating Security Controls for Scale54:23 — Continuous Compliance Beats Annual Audits58:34 — Final Takeaways on Security, Trust, and Growth -- This episode of IT Visionaries is brought to you by Meter - the company building better networks. Businesses today are frustrated with outdated providers, rigid pricing, and fragmented tools. Meter changes that with a single integrated solution that covers everything wired, wireless, and even cellular networking. They design the hardware, write the firmware, build the software, and manage it all so your team doesn't have to.That means you get fast, secure, and scalable connectivity without the complexity of juggling multiple providers. Thanks to meter for sponsoring. Go to meter.com/itv to book a demo.---IT Visionaries is made by the team at Mission.org. Learn more about our media studio and network of podcasts at mission.org. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textAI is redefining how deals are sourced and evaluated.Richard Wilson unveils Hyper-Intelligent, an AI trained on 100 million data points—including feedback from 140 billionaires and 1,500 investor panels.The panel explores how AI can enhance underwriting, due diligence, and investor matching, while warning against complacency and over-automation.A blueprint for using AI ethically and intelligently in capital raising.This clip was taken from the Niche Investment Strategies Panel, filmed live at our Family Office Club Super Summit.To become part of our investor community — with 30 nationwide events a year, 10,000 registered investors, and 40 proprietary AI tools — visit https://FamilyOffices.com#AIInvesting #CapitalRaising #InvestorTools #ArtificialIntelligence #DealFlowhttps://familyoffices.com/

Sponsor: sportaircraftseats.comjoin our email list: coffeeinahangar.comTy Christensen joins us for one of the most skill-focused episodes we've ever recorded. As one of the most talented young Super Cub pilots in Alaska, Ty breaks down how he manages energy, evaluates risk, and teaches new pilots the fundamentals of flying in the backcountry.In this conversation, we dig into what it really takes to fly a Super Cub precisely and safely in off-airport terrain. Ty shares his approach to bush landings, reading terrain, dealing with unexpected variables, and the techniques he drills into students who want to fly the Alaska wilderness with confidence.In this episode:How Ty became one of Alaska's most capable young bush pilotsManaging energy in a Super CubRisk assessment and how to stay ahead of the airplaneWhat Ty teaches new pilots about backcountry flyingBush landings: approaching different terrain and conditionsReal stories and lessons from training and off-airport operations

FinPod: Corporate Bankruptcy Strategy - Reorganization vs. LiquidationWhen a major corporation files for bankruptcy, it's not always the end, it's often a high-stakes financial strategy for survival. In this episode of Corporate Finance Explained on FinPod, we unpack the mechanics of corporate failure, differentiating between total liquidation and strategic rebirth, and detailing the skills finance teams use under immense pressure.The Two Doors of Corporate FailureA distressed company faces two distinct legal paths in the U.S., each with a polar opposite outcome:Chapter 7: Liquidation The company ceases all operations immediately. A trustee sells off all assets to pay creditors, and the business is gone forever. Stockholders are typically wiped out.Chapter 11: Reorganization A court-supervised process designed to allow the business to survive. It provides a massive shield, halting creditor lawsuits and allowing management time to perform radical surgery on the balance sheet.The Mechanics of Rebirth (Chapter 11)Chapter 11 demands core financial maneuvers that would be impossible in a normal environment:Debt-for-Equity Swap: The core strategic twist. Debt owed to bondholders is often converted into equity. The company's most risk-averse creditors suddenly become the new owners, fundamentally changing the company's DNA and strategy.DIP Financing: Debtor in Possession financing provides the company's lifeblood. This new debt is given super-priority status by the court, meaning it jumps ahead of all pre-existing creditors for repayment, keeping the lights on during restructuring.Surgical Restructuring: The court grants the power to break expensive, long-term contracts, such as unsustainable legacy store leases, supply deals, or labor contracts, allowing the company to shed structural costs and emerge healthier.Case Studies: Successes vs. Terminal FailuresWe examine the difference between collapse and rebirth through real-world examples:Reorganization Successes: General Motors (GM) and Delta Airlines used Chapter 11 to eliminate unprofitable brands, restructure billions in debt, and shed massive legacy obligations. Marvel Entertainment used restructuring to regain control of its IP.Terminal Failures: Lehman Brothers' debt hole was too deep. Toys R Us was suffocated by debt, leaving zero capital for crucial e-commerce investment, leading to liquidation.The Finance War Room: Skills Under PressureFor finance teams, Chapter 11 is the ultimate test of operational resilience:The 13-Week Cash Flow Model: This is the absolute backbone of the entire reorganization. It's treated like a legal document, forecasting every dollar in and out week-by-week. Missing the forecast can trigger immediate liquidation.Cash Flow Triage: Teams monitor liquidity hourly, prioritizing payments to payroll and critical vendors ahead of old creditors and making required payments on the DIP financing.Strategic Question: The process is designed to create a healthier, less indebted company, but does making bondholders the new majority owners inadvertently stifle the company's long-term appetite for innovation?

Jesse sits down with Andy Hill—personal finance educator, podcast host, and creator of Marriage, Kids, and Money—for a candid conversation about building wealth while building a life you actually enjoy. Andy shares how a mix of financial discipline, intentional goal-setting, and family-centered values helped him and his wife pay off their mortgage by age 35 and achieve financial independence on their own terms. Together, they unpack why traditional FIRE goals often miss the human side of money, how to define "enough," and why generosity and purpose are essential parts of financial freedom. Andy also opens up about the shift from chasing net worth to focusing on net happiness, revealing the moment he realized money was no longer the main goal—but a tool for creating the life and impact he wanted most. Throughout, Jesse and Andy remind listeners that real wealth isn't about numbers—it's about freedom, joy, and using money to live aligned with what truly matters. Key Takeaways:• Financial freedom isn't just about money—it's about creating the life and relationships you truly want. • Family alignment around financial goals strengthens relationships and ensures everyone is moving in the same direction. • Andy's shift from "net worth" to "net happiness" redefined how he measures success and balance. • Andy emphasizes financial independence on your own terms, not a one-size-fits-all version of FIRE. • Clarity creates motivation—when your goals align with personal meaning, saving and investing feel purposeful. • Sustainability matters more than intensity—consistent, realistic habits lead to long-term financial wellness. Key Timestamps:(00:44) – The Value of Time in Financial Planning (05:16) – The Importance of Buying Back Your Time (08:31) – Interview with Andy Hill: Owning Your Time (14:33) – Exploring the Concept of Coast FIRE (18:51) – Dreaming of a Three-Day Work Week (22:18) – The Value of Relationships (25:05) – Practical Tips for Transitioning to a Three-Day Work Week (29:45) – Involving Kids in Financial Planning (34:27) – Diversifying Your Identity Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:Website: https://marriagekidsandmoney.com/  LinkedIn: https://www.linkedin.com/in/andyhillmkm/ Get your pre-copy of Andy's new book here:  https://amzn.to/4phCgqF "Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind" by Andy Hill More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Sya Kantor knows why users don't mind a bit of centralization, if it gives them a better experience.

Danny Jenkins — Founder of ThreatLocker and the Zero-Trust RevolutionDanny Jenkins is the CEO of ThreatLocker, the leading cybersecurity company that he built alongside his wife. Hosts Jack Clabby of Carlton Fields, P.A., and Kayley Melton of the Cognitive Security Institute follow Danny's journey from a scrappy IT consultant to leading one of the fastest-growing cybersecurity companies in the world.Danny shares the moment everything changed: watching a small business nearly collapse after a catastrophic ransomware attack. That experience reshaped his mission and ultimately sparked the creation of ThreatLocker. He also reflects on the gritty early days—cold-calling from his living room, coding through the night, and taking on debt before finally landing their first $5,000 customer.Danny explains the origins of Zero Trust World, his passion for educating IT teams, and why adopting a hacker mindset is essential for modern defenders.In the Lifestyle Polygraph, Danny relates his early “revenge tech” against school bullies, the place he escapes to when celebrating big wins, and the movie franchise he insists is absolutely a Christmas classic.Follow Danny on LinkedIn: https://www.linkedin.com/in/dannyjenkins/ 00:00 Introduction to Cybersecurity and ThreatLocker02:26 The Birth of ThreatLocker: A Personal Journey05:42 The Evolution of Zero Trust Security08:35 Real-World Impact of Cyber Attacks11:25 The Importance of a Hacker Mindset14:46 The Role of SOC Teams in Cybersecurity17:34 Building a Culture of Security20:23 Hiring for Passion and Skill in Cybersecurity23:44 Understanding Zero Trust: Trust No One26:32 Lifestyle Polygraph: Personal Insights and Fun29:41 Conclusion and Future of ThreatLocker

Project risk management was a critical part of well-run software development projects late in the last century. With the coming of agile development practices, however, risk management disappeared. Or did it? Steve Tockey and Earl Beede Inspect & Adapt the role of project risk management on modern development projects. They identify when it is still needed, where it is still happening, and how it can improve your project outcomes. Hosted by Mark Griffin. 

Climate risks continue to increase in complexity, underscoring the urgent need to address their impacts through a strong focus on adaptation and resilience. At the same time, innovative insurance products and financing are helping climate and resilience investments become more accessible and viable. Last month's COP30, the United Nations Climate Change Conference, underscored the importance of accelerating adaptation and resilience efforts, given recognition of climate change as a present reality demanding immediate solutions. In this episode of Risk in Context, Marsh's Graeme Riddell, Nick Faull, and Rodrigo Suárez, and Marsh McLennan's Swenja Surminski discuss key takeaways from COP30, focusing on the implications and opportunities for risk managers navigating the complex challenges of climate adaptation and resilience. You can access a transcript of the episode here. Listen to our recent podcast, Unpacking water-related economic risks and solutions. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com.

CFI Member Spotlight: From Local Accounting to Global Finance with MarlonMarlon's journey is a powerful testament to the value of self-directed learning and global ambition. Initially an accidental accounting major in the Philippines, Marlon transformed his career through strategic skill development, transitioning from specialized roles in cost and accounting to advanced analytical roles, such as FP&A.In this episode of Member Spotlight on FinPod, Marlon shares his candid experience navigating career pivots, the challenges of working fully remote across extreme time zones, and his ultimate goal of pursuing an international finance role in Europe.This episode covers:The Accidental Accountant: Marlon's funny story of how a scholarship requirement, not ambition, led him to finance—and how he found his passion through professional experience.The Power of Self-Learning: How ChatGPT recommended CFI, leading him to pursue the FMVA® and BIDA certifications to build high-demand analytical skills like Financial Modeling.Mastering the Remote Challenge: Candid insights into the reality of a fully remote night shift role for a US company, including adjusting to time zone differences, cultural communication, and managing the lack of in-person interaction.The Skills Compound Effect: Marlon shares his advice for new professionals: avoid comparing your journey to others, focus on building skills one step at a time, and never stop investing in your education.Global Ambition: His motivation for pursuing an MBA and the BIDA certification: building a competitive profile for his ultimate goal of migrating to Sweden or Denmark for an international finance role.

Innovation comes in many areas and compliance professionals need to not only be ready for it but embrace it. Join Tom Fox, the Voice of Compliance as he visits with top innovative minds, thinkers and creators in the award-winning Innovation in Compliance podcast. In this episode,  host Tom welcomes Steph Holmes, long-time friend and Director, Ethics and Compliance Strategy at the EQS Group, who looks at the current Intersection of AI and compliance.   Steph Holmes and EQS are both at the forefront of integrating artificial intelligence (AI) into compliance programs to enhance their efficiency and effectiveness. With a focus on practical applications, Holmes views AI as a crucial tool for expanding resources, especially as organizations face increasing regulatory changes and economic pressures. She advocates for the responsible, sustainable, and explainable adoption of AI, emphasizing that compliance professionals should embrace rather than fear this technology. Holmes discusses the importance of blending AI capabilities with human oversight, ensuring that compliance tasks are managed accurately and risks are mitigated effectively.   Key Highlights ·      Digitizing Compliance: AI Tools and Programs ·      Navigating Compliance Challenges with Human Judgment ·      Enhancing AI Reliability Through Human Oversight ·      Enhancing Compliance through Responsible AI Implementation ·      Implementing AI Pilot Programs in Compliance Workflows Resources Steph Holmes on LinkedIn EQS Group LinkedIn Where in the Loop: Corporate Compliance Insights EQS Website EQS Benchmark Report: AI Performance in Compliance & Ethics   Innovation in Compliance was recently honored as the number 4 podcast in Risk Management by 1,000,000 Podcasts. 

Zera Zheng talks about her career journey; being open to opportunity; the importance of understanding risk; & what she learned, moving from China to Europe.     IN THIS EPISODE WE DISCUSS: [03.36] How Zera began her career, going from University to a graduate program at Kuehne and Nagel, and how it allowed her to learn all about logistics. [07.20] Why it's important to try different things during your career, why Zera felt like she was getting a new challenge every day at Kuehne and Nagel, and the importance of expanding your comfort zone if you want to strengthen your capability. "Don't jump into decisions... Look around and see what could keep you interested... Success starts with passion." [10.42] How Zera came to specialize in Health, Safety, Security, and Environment. "As a graduate, you don't really know what each department is doing, you have to be open to the opportunity… That knowledge and experience, the things I did in the past, have shaped who I am now." [12.45] Zera's move to A.P. Moller–Maersk, the types of projects she works on now, and the importance of understanding, and responding to risk. [17.50] Why Zera took an opportunity to move from China to Holland, the pressures she felt, and the support she received to help make it happen. "We often hear that the logistics industry is men's work and, especially for a security role – we see men with a background from the military or police. It was rare to offer this opportunity to an Asian woman." [27.37] What Zera's 'industry rising star' award win means to her. [29.21] Zera's experience speaking at forums and on panels, and her advice for other women, from leaning into making mistakes to taking the time to practice. "I still remember making a mistake as a child, when I couldn't speak on stage… It reminds me of where I was to who I am now." [34.22] The mentors that have made an impact on Zera's life and career, and the scientist who inspires her. [38.00] The future for Zera.   RESOURCES AND LINKS MENTIONED:   You can connect with Zera over on LinkedIn. If you want to find out more about Zera's work at Maersk, read up on her Supply Chain Resilience Model or Risk Management. If you enjoyed this episode and want to hear from more women who have made big moves for their careers, check out 207: Women In Supply Chain™, Shana Zheng, 450: Women In Supply Chain™, Jenny Perlitch or 275: Women In Supply Chain™, Amani Radman. Check out our other podcasts HERE.

In this episode, Ricardo explains that in the PMBOK® 8th Edition, you do not need to memorize all 40 processes. Many of them are very similar, especially in the planning phase, which alone contains 19 processes. He shows that processes like Plan Scope Management, Plan Schedule Management, Plan Financial Management, and Plan Risk Management follow the same logic: they define the “rules of the game” for each performance domain. If you understand one, you know the others. Ricardo advises candidates for CAPM or PMP to focus on understanding the logic and flow of the processes rather than memorizing them, which is less effective for real-world project management. Listen to the podcast to learn more!

Neste episódio, Ricardo explica que, na 8ª edição do PMBOK®, não é necessário memorizar todos os 40 processos. Muitos deles são bastante semelhantes, especialmente na fase de planejamento, que sozinha contém 19 processos. Ele demonstra que processos como Planejamento do Escopo, Planejamento do Cronograma, Planejamento Financeiro e Planejamento de Riscos seguem a mesma lógica: definem as “regras do jogo” para cada domínio de desempenho. Se você entende um, entende os outros. Ricardo aconselha os candidatos às certificações CAPM ou PMP a se concentrarem em compreender a lógica e o fluxo dos processos, em vez de memorizá-los, o que é menos eficaz para a gestão de projetos no mundo real. Escute o podcast para saber mais.

Today, Jesse is joined by Dr. Phil Pearlman—psychologist, behavioral finance veteran, and founder of the Pearl Institute—for a conversation about how long-term health and long-term wealth are two sides of the same coin. Together, they explore why the holiday season, while full of joy and connection, is also the unhealthiest stretch of the year for most Americans—and how small, deliberate choices can reverse that trend. Phil shares his "four pillars of health"—nutrition, exercise, sleep, and love/community—alongside his own powerful story of addiction, recovery, and rediscovering the athlete within. From the parallels between compounding habits and compounding returns to the dangers of "energy toxicity" in modern diets, the discussion connects physical and financial wellbeing through the shared principles of discipline, awareness, and intentional living. Phil explains why cutting alcohol, prioritizing protein, and starting with just one sustainable habit—like morning walks—can transform both body and mindset. Throughout, Jesse and Phil remind listeners that you only get one body, one life, and one chance to invest in both wisely. Key Takeaways: • Health and wealth are interconnected — both require discipline, patience, and compounding habits to create long-term success. • Nutrition is the top priority; you can't "out-exercise" a bad diet, and most health challenges begin with poor food choices. • Alcohol is one of the biggest barriers to health, harming sleep, metabolism, mood, and long-term physical wellness. • Phil's personal transformation—from addiction and poor health to sobriety and vitality—shows that renewal is always possible. • Morning walks are a high-impact, low-barrier habit, improving mood, metabolism, and sleep cycles. • Community and connection are health essentials, not luxuries; love and belonging strengthen both body and mind. Key Timestamps: (00:00) – The Power of a Deeper Yes (07:29) – Identifying Your Core Values and Spending (12:00) – The Four Pillars of Health (22:06) – Seasonality and Health During the Holidays (33:41) – The Role of Alcohol in Nutrition (39:10) – Setting Health Goals for the New Year Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://primecuts.philpearlman.com/  LinkedIn: https://www.linkedin.com/in/philip-pearlman-1002183/ Mentions: https://bestinterest.blog/do-you-have-a-deeper-yes/  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

In this episode, Lane and guest tax expert Jack Hollander dive into strategies for offsetting ordinary income through oil and gas investments. They discuss the unique tax benefits, including intangible drilling costs and depletion allowances, and how these can provide significant deductions for high-income earners. The conversation addresses common mistakes with passive losses and real estate professional status, provides insights into how to properly utilize oil and gas investments, and answers questions on minimizing tax liabilities and optimizing portfolio strategies.00:00 Introduction to Tax Deductions in Oil and Gas Investments00:39 Understanding Passive and Ordinary Income01:11 Limitations of Passive Losses02:09 Real Estate Professional Status and Short-Term Rentals02:48 Introduction to Oil and Gas Investments03:02 Misconceptions About Bonus Depreciation06:08 Importance of Consulting Professional Advisors07:42 Basics of Tax Law and Income Buckets12:07 Financial Planning and Investment Considerations13:24 How Oil and Gas Investments Fit into a Portfolio15:23 Tax Benefits of Oil and Gas Investments23:53 Intangible Drilling Costs (IDCs) Explained35:16 Understanding Passive Losses and Tax Benefits35:53 Investment Strategies for Self-Employed Individuals36:33 Navigating Tax Forms and Returns37:27 Managing Investment Expectations38:37 Cash Flow and Tax Savings39:49 Evaluating Oil and Gas Investments41:15 Portfolio Diversification and Tax Planning43:15 Risk Management in Oil and Gas Investments53:09 Using IRAs and Roth Conversions01:03:01 Final Thoughts and Upcoming Events Hosted on Acast. See acast.com/privacy for more information.