Set of measures for the systematic identification, analysis, assessment, monitoring and control of risks
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Send us Fan MailRobert States is Vice President of Technical Services at Cormica Medical Device & Pharmaceutical Testing, where he supports clients across medical device, pharmaceutical, and combination product testing. His work spans development strategy, risk management, testing strategy, process development, supply chain optimization, and regulatory-minded technical problem solving. Cormica's announcement of his appointment highlighted his role in strengthening global technical services across UK, US, and EU laboratories. Before joining Cormica, Rob spent more than 20 years at Stress Engineering Services, where he held leadership roles across medical device and pharma, consumer products, strategic client engagement, and consulting. Stress Engineering's medical and pharmaceutical practice focuses on product design, analysis, testing, failure analysis, material science, packaging, manufacturing support, reliability, and regulatory-grade engineering solutions—areas that align closely with Rob's career-long focus on helping organizations solve difficult technical and business problems. Rob's technical foundation is in plastics engineering, supported by an MBA from Ashland University and a BS in Plastics Engineering from Penn State. Over his career, he has worked across companies including Procter & Gamble, Newell Brands, Stress Engineering Services, Accelitek, and now Cormica. His experience gives him a rare perspective that bridges hands-on engineering, product development, failure remediation, consulting, business strategy, and executive-level technical leadership. A central theme of this conversation is how engineers can thrive in corporate R&D environments. Rob wants to explore the intersection of budgeting, project success, layoffs, and business performance—and how engineers can use that understanding to make better decisions, protect their careers, and create more value for their organizations. Rather than treating corporate realities as distractions from engineering, Rob sees them as forces engineers can learn to understand and navigate. LINKS: Robert States LinkedIn: https://www.linkedin.com/in/plasticpro/ Cormica Website: https://www.cormica.com/Aaron Moncur, host PDX 2026 is October 20-21 in Phoenix, AZ. Learn more and register at https://pdexpo.engineer/ Subscribe to the show to get notified so you don't miss new episodes every Friday.The Being An Engineer podcast is brought to you by Pipeline Design & Engineering. Pipeline partners with medical & other device engineering teams who need turnkey equipment like cycle test machines, custom test fixtures, automation equipment, assembly jigs, inspection stations and more. You can find us at www.teampipeline.usWatch the show on YouTube: www.youtube.com/@TeamPipelineus
The bipartisan 2016 Frank R. Lautenberg Chemical Safety for the 21st Century Act (Lautenberg) Amendments enacted extensive changes to the 1976 Toxic Substances Control Act (TSCA) that many hoped would set the law on a new course, address its widely recognized challenges, and accelerate U.S. Environmental Protection Agency (EPA) actions to address public health threats. Since then, four administrations have put their mark on implementation of the amended law. The past ten years have seemed like a roller coaster of competing legal interpretations of some of the Lautenberg Amendments' most significant provisions, scientific debate and analyses, rulemakings, delays in meeting TSCA deadlines, and major milestones. To celebrate Lautenberg's ten-year anniversary, the Environmental Law Institute, the George Washington University Milken Institute School of Public Health, and B&C convened an all-day conference: TSCA Reform -- Ten Years Later. The podcast you are about to hear is the panel discussion on risk management. This panel focuses on the past, present, and future of risk management under TSCA. With all five final risk management rules in litigation, a debate is underway over whether these rules go too far or not far enough and how much risk reduction we can expect in future rules. The panel also explores what can be learned to date from the pending cases and speculate on how the courts and EPA may reshape future TSCA Section 6 rulemakings. The panel will address recurring policy and legal issues, such as the role of Section 6 in assuring workplace protection and addressing environmental releases from facilities, as well as how EPA can keep pace with TSCA's statutory deadlines for proposed and final rules. ALL MATERIALS IN THIS PODCAST ARE PROVIDED SOLELY FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES. THE MATERIALS ARE NOT INTENDED TO CONSTITUTE LEGAL ADVICE OR THE PROVISION OF LEGAL SERVICES. ALL LEGAL QUESTIONS SHOULD BE ANSWERED DIRECTLY BY A LICENSED ATTORNEY PRACTICING IN THE APPLICABLE AREA OF LAW. ©2026 Bergeson & Campbell, P.C. All Rights Reserved
In this episode of URMIA Matters, host Caitlin Cai sits down with Ashley Caldwell of Gannon University and former student intern Tomoki Kouchi to explore the impact of URMIA's Be the Change Student Internship program. Together, they share how the program created a meaningful, 13-week risk management internship with funding from URMIA's Be the Change Internship program. They discuss how that allowed Tomo to help develop a campus risk assessment tool and business continuity planning resources. Listeners will gain insight into the benefits of hosting a student intern, and why investing in the next generation of risk management professionals benefits both students and higher education institutions alike. We'll talk about how the internship application works, what the expectations are, what Tomoki and Ashley's experience was like, and what's happened since the internship ended.Show NotesURMIA ScholarshipsURMIA's Be the Change Scholarship – Student InternshipGuests Ashley Caldwell, Assistant to the Vice President for Finance and Campus Operations and Risk Management and Insurance Coordinator - Gannon UniversityTomoki Kouchi, Student/Former Intern – Gannon UniversityGuest HostCaitlin Cai, Risk and Insurance Program Manager - University of Tennessee System Connect with URMIA & URMIA with your network-Share /Tag in Social Media @urmianetwork-Not a member? Join ->www.urmia.org/join-Email | contactus@urmia.org Give URMIA Matters a boost:-Give the podcast a 5 star rating-Share the podcast - click that button!-Follow on your podcast platform - don't miss an episode!Thanks for listening to URMIA Matters!
An "Ask Me Anything" episode including questions like: Effective tax rates or marginal tax rates…which one matters? I'm at my retirement number, but this stock market is too crazy…should I adjust my portfolio? What about flexible spending rules in retirement? Which are good, which aren't, and how to use them in practice. Looking for a financial planner? → PlanWithJesse.com Jesse answers three listener questions about retirement planning and investing. He explains the difference between marginal and effective tax rates when making decisions about Roth conversions, traditional retirement contributions, and other tax-planning strategies. He then discusses how investors approaching financial independence should think about market valuations, the CAPE ratio, and portfolio allocation, emphasizing that changes should be driven by financial plans and cash flow needs rather than market predictions. Finally, Jesse explores dynamic withdrawal strategies in retirement, comparing guardrails, discretionary spending frameworks, and ratcheting techniques while offering practical guidance for creating flexible spending rules that balance long-term sustainability with real-life uncertainty. Key Takeaways: • Effective tax rates describe your average tax burden, while marginal rates determine the cost or savings of your next financial decision. • Large Roth conversions may span multiple tax brackets, requiring a blended analysis of marginal rates rather than relying on an effective tax rate. • High market valuations and CAPE ratios have historically been associated with lower future returns, but they are not reliable market-timing tools. • Today's technology-driven economy may justify higher valuation levels than previous generations experienced, making historical comparisons imperfect. • Dynamic withdrawal strategies allow retirees to adjust spending based on portfolio performance rather than relying on fixed withdrawal amounts. • A successful retirement spending strategy combines disciplined planning with the flexibility to adapt as life and markets inevitably change. Key Timestamps: (01:31) – Q1: Should I Look at Marginal or Effective Tax Rates in Retirement? (10:07) – Q2: Making Asset Allocation Adjustments (16:29) – CAPE vs. Returns (22:36) – Q3: Dynamic Spending in Retirement (24:43) – Essential vs. Lifestyle Spending (28:07) – The Ratcheting Technique (31:16) – Five Steps for a Dynamic Withdrawal Strategy Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Need a financial planner? → PlanWithJesse.com The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.
What happens when a company reports strong results, but the stock still collapses?In this episode of Corporate Finance Explained, we unpack how public companies manage investor expectations, earnings guidance, and corporate credibility, and why the gap between Wall Street expectations and actual results can move hundreds of billions of dollars in market value.Public markets do not evaluate financial results in isolation. Investors compare those results against analyst consensus, management guidance, and expectations about the future. That means a profitable company can report record earnings and still see its stock fall if the market expected something better.
What happens when the physician you hired to become a future partner turns into someone you need to let go? In this episode, hosts Brad and Michael share the story of a plastic surgeon who hired an associate physician with the goal of eventually making him a partner. Instead, he was forced to confront a hard reality: the physician was not producing, not fitting into the culture, and costing the practice money. Tune in to learn how tools like employment agreements, termination provisions, and separation agreements can help practices navigate physician departures. Discover strategies to reduce risk, control costs, and create a smooth transition that protects your practice, your team, and your bottom line. Chapters00:00 Intro00:40 Banter05:48 Story24:08 Access+24:50 Legal Takeaways29:31 OutroWatch full episodes of our podcast on our YouTube channel: https://www.youtube.com/@byrdadatto Stay connected for the latest business and health care legal updates:WebsiteFacebookInstagramLinkedIn
What separates a successful IPO from a public market disaster?In this episode of Corporate Finance Explained, we break down the mechanics of an initial public offering (IPO) and the decisions that can determine whether a company successfully enters the public markets or watches its deal fall apart.Going public is about far more than ringing the opening bell. Companies can spend 12 to 18 months preparing their financial reporting, internal controls, governance, investor narrative, and pricing strategy, all while waiting for the right market conditions to open the IPO window.
Most farmers spend countless hours trying to grow another five bushels per acre. Mike Rolfsen and Jeff Kazin believe there may be an even bigger opportunity waiting after harvest. The Agris Academy co-founders return to Farm4Profit to explain why merchandising—not market prediction—is where many producers leave money on the table. Drawing on decades of experience trading commodities and managing physical grain businesses at Cargill, they explain how successful grain companies approach risk, logistics, negotiations, and marketing far differently than most farms. One of the biggest themes throughout the conversation is that grain marketing isn't about predicting prices—it's about managing risk. Mike and Jeff explain why commercial grain companies hedge rather than speculate, and why farmers should think more like professional risk managers than market forecasters. Instead of trying to outguess the futures market, producers should focus on the controllable parts of merchandising that consistently add value year after year. The discussion also explores what life inside one of the world's largest grain companies actually looks like. While many people imagine traders constantly buying and selling futures contracts, Mike and Jeff explain that most of their time was spent optimizing logistics, transportation, physical grain movement, basis opportunities, and operational details that collectively create significant value. They then introduce Agris Academy, the education platform they founded to teach farmers the merchandising skills they believe are missing from traditional agricultural education. Unlike brokerage firms or advisory services, Agris Academy focuses entirely on helping producers understand grain marketing mechanics, negotiation strategies, basis, carry, storage economics, and risk management principles that can be applied to any farming operation. Throughout the episode they discuss: Why hedging should never be confused with speculation. The psychology behind futures markets. How margin calls actually work. Why documenting marketing decisions improves long-term discipline. Why every farm's marketing plan should match its own financial situation instead of following someone else's advice. One of the biggest takeaways is their concept of creating a "knowledge asset." While farms continually invest in land, machinery, and buildings, Mike and Jeff argue that merchandising education creates an asset that can benefit multiple generations. Once the skills are learned, they become part of the operation's long-term competitive advantage and can be passed down just like any physical asset. The conversation also dives into one of agriculture's biggest capital decisions: grain storage. Mike and Jeff explain why the economics of permanent grain bins have changed dramatically, why many large farms are now using grain bags as flexible storage, and how understanding carry, basis, and storage costs often matters more than simply adding more bins. They also discuss treating on-farm storage like a commercial elevator instead of simply holding grain until later in the year. Another important topic is cost of production. While understanding production costs remains critical for managing the farm business, Mike and Jeff explain why the futures market doesn't care what any individual producer's breakeven happens to be. Instead, successful marketers focus on managing risk, understanding merchandising opportunities, and maximizing basis and carry opportunities available in their local markets. The episode also covers: Negotiation strategies farmers can immediately apply. Why every marketing plan should be documented. Learning to think like an elevator. Separating farm performance from speculative trading. Why women often excel at grain merchandising. Building marketing confidence through repetition and small steps instead of large speculative bets. To wrap things up, Mike and Jeff share several entertaining stories from their international trading careers—including stolen vegetable oil, disappearing sugar shipments, homemade liquor in Eastern Europe, and why, after working around the globe, they still believe the United States remains one of the best places in the world to farm. If you've ever wondered how professional grain merchandisers think—or how to make more money without growing more bushels—this episode delivers practical insights you can begin applying immediately. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/Farm4Profit Media is not a financial, legal, or tax advisor. Content is provided for informational purposes only, and we serve solely as a platform for third-party opinions. Any actions taken based on this content are at your own risk. 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Hello, Voices of the Bench community. This is Casey Baldwin with Ivoclar. If you've been curious about fast-firing zirconia to improve efficiency but aren't convinced it can deliver predictable, high-quality results, I'd encourage you to connect with us. Our new IPS emax Zirconia, offers multiple fast-fire protocols designed to help you save valuable production time while maintaining consistent outcomes. Time is money in every lab. Don't wait. Reach out today and discover how IPS emax Zirconia can help streamline your workflow. As full-arch dentistry continues to grow, so do the demands on today's dental laboratories. That's why Knight Dental recently launched SimplyARCH Studio, a dedicated production environment built exclusively for full-arch restorations. To support this specialized workflow, Knight invested in an XTCERA milling system and carefully evaluated multiple CAM software solutions before choosing hyperDENT. The decision came down to exceptional milling quality, minimal hand finishing, and impressive production efficiency. But what truly set hyperDENT apart was the implementation process. From the very beginning, the team provided more than software training—they shared the knowledge and experience needed to build an optimized workflow for complex full-arch cases. With proven expertise in advanced milling strategies and laboratory production, hyperDENT helped ensure SimplyARCH Studio was designed for long-term success from day one. Join us at the Race For the Future 12 to raise money for the Foundation For Dental Laborary Technology. September 27th in Valley View, Texas! https://dentallabfoundation.org/news-events/race-for-the-future/ Shawn Nowak from Nowak Dental Supplies joins Elvis and Barb to talk all things NOLA LabFest October 15-17th, including the welcome addition to the speaker lineup: martial arts instructor and business coach Jude Grayson. After Jude's keynote at last year's LabFest, the response was strong enough to bring him back for another keynote and a breakout session. The conversation starts with the obvious question: what the heck does a karate instructor know about the dental laboratory industry? As Jude explains, quite a bit. Having practiced martial arts since he was five years old and built a career around teaching, competition, entrepreneurship, and business coaching, Jude draws a surprising number of parallels between martial arts and business. He talks about discipline, competition, confidence, risk, and his “five-year-old board break moment”—the idea that sometimes the ability to succeed is already inside us, and the right coach simply helps unlock it. He also explains how those lessons translate into working with business owners and helping them recognize opportunities they may not see themselves. The conversation then turns toward one of the biggest challenges facing dental laboratories today: knowing when it's time to pivot. With technology, AI, 3D printing, changing doctor workflows, and the evolving DSO landscape continuing to reshape the industry, Jude's NOLA LabFest keynote will focus on how business owners can recognize when change is necessary, decide when to act, and understand the risks that come with being an early adopter. He also shares some great perspective on failure, competition, and why making a bad business decision doesn't necessarily mean you've lost—the real loss comes when you stop competing altogether. Shawn also gives us a look at what else is happening at NOLA LabFest, including education on AI, social media marketing, employee culture, DSOs, and other topics affecting dental laboratories right now. And, of course, there's plenty of the NOLA LabFest fun mixed in, from the masquerade party and distillery tour to the return of Family Feud. It's a conversation about business, leadership, taking risks, and finding ways to keep dental laboratories moving forward—and it all starts with a karate instructor walking into a dental show.Special Guests: Jude Grayson and Shawn Nowak.
In this episode, Ricardo discusses the common rush to start acting before fully understanding a project's problem. Action creates a sense of progress, while thinking may seem like wasted time. However, teams can work intensely and still move quickly in the wrong direction. Ricardo emphasizes that speed should not be confused with impulsiveness. Asking simple questions about the problem, missing information, potential consequences, urgency, and reversibility can prevent weeks of unnecessary rework. Even during crises or emergencies, acting quickly does not mean abandoning reflection. Planning often appears expensive because it happens before execution, while the cost of correcting poor decisions remains hidden. Before saying there is no time to think, teams should ask whether they have time to do the work twice. Want to know more? Tune in to the podcast!
Neste episódio, Ricardo reflete sobre a pressa de iniciar ações em projetos sem compreender o problema. Ele explica que agir transmite sensação de progresso, enquanto pensar pode parecer perda de tempo, embora decisões precipitadas gerem reuniões, retrabalho, atrasos e desperdício. Ricardo ressalta que velocidade não deve ser confundida com impulsividade: equipes podem trabalhar intensamente e, ainda assim, avançar na direção errada. Antes de agir, recomenda perguntas sobre o problema, as informações, os impactos, a urgência e a possibilidade de reverter decisões. Mesmo em crises, oportunidades ou emergências, instantes de reflexão continuam essenciais. Para ele, o planejamento parece caro porque ocorre antes, enquanto o retrabalho permanece escondido. Às vezes, parar por poucos minutos permite chegar mais rápido ao destino certo. Mergulhe no assunto e ouça o episódio completo!
Why does compliance paperwork fall behind the systems it describes? Because the systems change faster than the documents. Travis Howerton points to cloud native technologies that spin up and down on demand, which makes describing infrastructure in paperwork something that goes out of date instantly. Add new regulation for third party risk, supply chain, zero trust, and privacy, and an approach that was already expensive and frustrating stops being fit for purpose. RegScale answers that with compliance as code. The company went to NIST and helped write the standard that became OSCAL, the Open Security Controls Assessment Language, then built the capability for machines to attest to their own state using it. Paperwork starts writing itself, and CISOs get risk and compliance outcomes as a byproduct of operational excellence rather than as a separate project. Is automating the evidence trail a shortcut? Travis Howerton argues the opposite. It prevents corner cutting, because the alternative is what he calls compliance theater. An old general he worked for described that as a mother-in-law visit, where you clean the house to a ridiculous standard, everybody goes through the dance, and the moment the visit ends the kids destroy the house again. Where should a security team start automating? Start with what hurts. He tells people to think like a surgeon, who opens by asking the patient what is wrong, then work backwards from the pain. There is no easy button, and the honest starting point is the truth about how fast teams will need to react. That pain usually maps to one of three business drivers. Cut cost, or shift the share of budget going to checklist compliance toward tools that buy down risk. Get real-time assurance. Or earn the reps and certs needed to sell into a market, whether that is FedRAMP for government work or PCI for card data. Compressing those timelines by 70 to 80 percent lets a company get to market faster and grow revenue. The results Travis Howerton cites are specific. One large government agency is touting over $100 million in labor savings, and a Department of War customer with a 52-week end-to-end cycle has compressed it by 36 weeks using RegScale technology alongside other integrated tools. Having tripled, doubled, and doubled again over the last three years, RegScale stays focused on the largest and most complex organizations, with international markets and the energy sector on the horizon. This is a Brand Briefing. A Brand Briefing is an on-location conversation recorded on site at Black Hat USA 2026, putting a spotlight on the guest and their company and pairing it with the editorial reach of ITSPmagazine. Learn more: https://www.studioc60.com/performance/#briefing GUEST Travis Howerton, Co-Founder and CEO at RegScale LinkedIn: https://www.linkedin.com/in/travishowerton/ RESOURCES Black Hat USA 2026 event coverage: https://www.itspmagazine.com/black-hat-usa-2026-cybersecurity-event-coverage-in-las-vegas RegScale: https://regscale.com OSCAL, the Open Security Controls Assessment Language: https://pages.nist.gov/OSCAL/ Are you interested in telling your story? ▶︎ Full Length Brand Story: https://www.studioc60.com/content-creation#full ▶︎ Brand Spotlight Story: https://www.studioc60.com/content-creation#spotlight ▶︎ Brand Highlight Story: https://www.studioc60.com/content-creation#highlight ▶︎ Get your own Brand Briefing at an upcoming event: https://www.studioc60.com/buy-brand-briefings KEYWORDS travis howerton, regscale, sean martin, brand briefing, brand story, brand marketing, marketing podcast, black hat usa 2026, compliance as code, continuous controls monitoring, oscal, grc engineering, fedramp, fisma, authority to operate, ai agents, risk management, cybersecurity compliance Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
If you've been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I'd encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you! There's a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you're ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Episode #363 Topics· Market Performance and Sentiment — 03:14, 05:18, 11:07· Bull Market Dynamics and Insider Activity — 07:36, 13:28· Housing Market and Interest Rate Outlook — 14:55, 15:17, 18:53· Corporate Fundamentals and Valuation Trends — 20:32, 23:36, 27:05· Income Trends and Socioeconomic Shifts — 30:26· Retirement Planning and Risk Management — 32:04Show Notes:Post on X from Ryan Detrick on August 4th - https://x.com/RyanDetrick/status/2084662139361395176?s=20 Post on X from Jay Kaeppel on July 21st - https://x.com/jaykaeppel/status/2079624731943162251?s=20 Post on X from Charlie Bilello on August 11th - https://x.com/charliebilello/status/2087177215398084782?s=20 Article on Morningstar written by Amy Arnott, CFA on June 30th - https://www.morningstar.com/retirement/retirees-dont-need-fear-lost-decade-they-need-plan Hosts:Mark McEvily - Chief Investment Officer and Managing PartnerMatthew Jessup – Chief Executive Officer, Chief Compliance Officer, and Managing PartnerAddress: 35 Park Ave. Dayton, OH 45419Phone: 937-938-9105 https://www.jessupwealthmanagement.com/Social Media: Facebook: @JessupWealthManagement LinkedIn: @JessupWealthManagement Twitter: @jessupwealth Instagram: @jessupwealthhttps://www.jessupwealthmanagement.com/disclosures-page
How do global companies protect their profits when exchange rates move against them?In this episode of Corporate Finance Explained, we break down foreign exchange (FX) risk and how multinational companies manage currency exposure before it disrupts cash flow, earnings, and long-term competitiveness. Using real-world examples from Coca-Cola, Airbus, and Procter & Gamble, we explore how corporate treasury teams turn unpredictable currency movements into a more manageable financial risk.You'll learn the difference between transaction, translation, and economic exposure, and why each requires a different approach to risk management. We also explore how companies use centralized treasury functions, natural hedges, forward contracts, and layered hedging strategies to reduce volatility without turning treasury into a speculative trading operation.
What Trading Can Learn From The Body Keeps the Scorewith Steven Goldstein and Mark RandallA trader knows the right move — and physically can't make it. This episode is about why, and what trauma research reveals about performing under financial risk.Bessel van der Kolk's The Body Keeps the Score has become required reading in trading circles — not because trading is trauma, but because the same nervous system mechanics trauma research has mapped in detail also govern how traders behave under pressure. Steven Goldstein and Mark Randall break down five lessons from the book and translate each one directly into the language of risk, drawdowns, and decision-making under threat.What you'll learn• Why the rational, decision-making part of the brain goes offline under perceived threat — and why “just follow the plan” fails in the moment• How neuroception, the nervous system's unconscious scanning for danger, shows up as physical sensation before a trade goes wrong• Why a single catastrophic loss can fragment a trader's whole sense of self, not just their P&L• Why journaling and post-mortem analysis alone rarely change behavior — and what bottom-up, body-based work adds• Why co-regulation with another person, not solo reflection, is often what lets a dysregulated nervous system reset“The market doesn't care about your story, but your body is keeping score whether you're listening to it or not.”Timestamps0:07 — Cold open — welcome back1:00 — Setting up the book & Lesson 1: The rational brain goes offline under threat13:38 — Lesson 2: The body knows before you do30:13 — Lesson 3: One bad hit can fragment the whole story41:20 — Lesson 4: Talking about it isn't enough on its own50:53 — Lesson 5: Safety in relationship is what lets the system recalibrate1:02:54 — Close & sign-offResources mentioned• The Body Keeps the Score: Mind, Brain and Body in the Transformation of Trauma by Bessel van der Kolk• thealphamindpodcast.com — full back catalog and where to subscribeThe AlphaMind Podcast explores the behavioral and human side of taking and managing risk, hosted by Steven Goldstein with Mark Randall. New episodes and the full back catalog at thealphamindpodcast.com.AlphaMind: Powering Performance in Global MarketsAlphaMind brings powerful change, growth and development to people and businesses within global markets.Driven by a deep understanding of how markets work, and how people and businesses function within them, we partner with clients to create personal performance improvements that elevate returns across their trading activities.Go to the AlphaMind website to know more.
We all know the importance of having a good financial plan in place. But…are we all talking about the same thing? What *is* a financial plan, and how do we know if ours is good or not? Looking for a financial planner? → PlanWithJesse.com Jesse explores what financial planning actually is, why it extends far beyond investing, and how to know whether your financial plan is truly working. He begins by defining financial planning as a comprehensive process that aligns every aspect of your financial life—including cash flow, taxes, investments, insurance, retirement, and estate planning—around your unique goals and values. Jesse explains why clear goals, a structured planning process, and an integrated long-term strategy are the foundation of every effective financial plan, illustrating how changes in one area of life inevitably ripple through every other financial decision. Drawing on ideas from the CFP Board, Carl Richards, and George Kinder, he emphasizes that financial planning is not a one-time event but an ongoing, dynamic process that evolves as your goals, finances, and life circumstances change. He concludes by outlining 22 practical signs that a financial plan is succeeding, arguing that true success is measured not only by growing wealth but also by greater clarity, confidence, better decision-making, reduced financial anxiety, stronger family alignment, and the freedom to make important life decisions with purpose rather than emotion. Key Takeaways: • Financial planning is about helping you achieve life goals through coordinated financial decisions, not simply managing investments. • Good financial planning integrates investments, taxes, insurance, cash flow, retirement, and estate planning into one cohesive strategy. • Following a structured planning process leads to better decisions than jumping straight to recommendations. • Couples who share financial goals tend to make better long-term decisions together. • The best financial plans reduce the amount of time and energy you spend worrying about money. • The ultimate measure of financial planning success is greater confidence, clarity, and permission to live your life according to your values—not simply having a larger portfolio. Key Timestamps: (01:24) – What Is Financial Planning? (04:29) – Financial Goals (06:09) – Different Facets of a Good Financial Plan (07:34) – Follow a Process (10:19) – Creating a Strategy (15:11) – Bringing Everything Together (18:18) – Three Questions for Life Planning (22:58) – 22 Ways to Know the Plan Is Working Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://bestinterest.blog/e83/ More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Need a financial planner? → PlanWithJesse.com The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.
Marcus Aurelius Anderson sits down with Brent LaJeunesse, a former street cop, entrepreneur, and corporate director of special investigations. They dig into adversity, physical reinvention after 50, and what genuine leadership looks like across three high-stakes careers. Brent shares the frameworks he developed along the way and explains why forging yourself first is the foundation for everything else. Episode Highlights: 2:40 – Brent recounts a harrowing suicide-by-cop incident from his years as a street officer in Edmonton. 1:20 – Breaking down the FORGE framework: Foundation, Ownership, Resilience, Guidance, and Execution. 28:29 – How Brent let his physical fitness slip while building his company and how he rebuilt his edge after 50. 42:09 – Why keeping a quiet promise to yourself is the most powerful first step toward lasting change. Brent LaJeunesse is a former street cop, entrepreneur, and corporate director of special investigations with decades of experience in high-pressure environments. After ten years on the Edmonton Police Service, Brent immigrated to the United States, built two investigation firms, and rose to VP at a national risk management company. At 50, he rebuilt his body and his mindset and channeled those lessons into his FORGE framework and his book Forge After 50. His forthcoming book, Badge to the Boardroom, is available for pre-order. Connect with Brent at brentlajunesse.com. Learn more about the gift of Adversity and my mission to help my fellow humans create a better world by heading to www.marcusaureliusanderson.com. There you can take action by joining my ANV inner circle to get exclusive content and information.See omnystudio.com/listener for privacy information.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you a high-income T4 earner who feels financially behind simply because you cannot access the same tax strategies as an incorporated business owner?It is easy to compare your tax bill, investment returns, or wealth-building options with someone playing a completely different financial game. But incorporation does not automatically mean more spendable income, and chasing strategies designed for someone else can distract you from the opportunities already available within your own plan.Through the story of a successful T4 earner with rental properties, registered investments, a DIY portfolio, and substantial home equity, this episode explores why knowing more strategies does not always create greater confidence. The real challenge may be choosing a tax-efficient approach that fits your risk tolerance—and staying consistent long enough for it to work.By listening, you will learn how to:Stop comparing two different financial games. Understand why the corporate small-business tax rate does not tell the full story and why incorporated owners still face personal tax when extracting money from their companies.Evaluate your next wealth-building move more clearly. Explore the trade-offs between seeking higher returns, taking on more investment risk, increasing your income, and improving tax efficiency through strategies such as the Smith Manoeuvre.Build confidence through consistency instead of chasing certainty. Discover why long-term financial confidence rarely comes from finding one perfect strategy—and how a repeatable process aligned with your goals, personality, and comfort with risk can move you closer to financial freedom.Press play now to learn how to focus on the financial game you can actually play—and build a strategy you can confidently follow for years.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.This episode of Canadian Wealth Secrets explores how a high-income T4 earner can improve financial planning, wealth management, and tax efficiency without comparing their situation to an incorporated business owner playing by different tax rules. Using a real listener case involving rental properties, RRSPs, a DIY ETF portfolio, and substantial home equity, Kyle and Jon explain why the small-business corporate tax rate does not equal personally spendable income and why salary versus dividends in Canada must be viewed through both corporate and personal taxation. They examine practical investment strategies, including the Smith Manoeuvre, real estate leverage, RRSP optimization, tax-efficient investing, and using home equity to support long-term wealth building. The conversation also highlights risk management, showing that higher potential returns often require greater concentration, private lending, or other risks that may not fit every investor. Rather than chasing the perfect strategy, listeners are encouraged to create a personalized Canadian wealth plan, define their minimum retirement cash-flow needs, and follow repeatable financial systems that match their investor personality. The core message is that lasting financial freedom in Canada comes from understanding the financial game available to you, choosing a strategy you can confidently maintain, and staying consistent on the path toward financial independence.Ready to connect? Text us your comment including your phone number for a response!PE Gate is now offering accredited investors access to Project Rope: the acquisition of an established, cash-generative Canadian industrial business with more than 45 years of operating history.PE Gate's targets an annualized IRR above 25%, net of carried interest.For the Offering Memorandum and full risk disclosure, visit pe-gate.com or email sarmen@pe-gate.com. If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Why mid cap value may be one of the most underappreciated sectors of the market. • Learn more at thriventfunds.com • Follow us on LinkedIn • Share feedback and questions with us at podcast@thriventfunds.com • Thrivent Distributors, LLC is a member of FINRA and a subsidiary of Thrivent, the marketing name for Thrivent Financial for Lutherans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Fiona Spruill is CEO of Overstory, a company helping electric utilities reduce power outages and wildfire risk using satellite imagery, aerial data, and AI-powered vegetation intelligence. Since joining as employee number 10 and later stepping into the CEO role, Spruill has helped Overstory evolve from a vegetation mapping startup into a resilience platform serving many of North America's largest utilities. In this episode of Inevitable, Spruill explains why vegetation management is one of the largest operating expenses for utilities and how improving grid resilience starts with better risk prioritization—not simply collecting more data. The conversation explores how Overstory combines satellite imagery, computer vision, and customer data to help utilities identify vegetation threats, wildfire fuels, and infrastructure risks before disasters occur. Spruill also discusses selling into the utility industry, the growing importance of resilience as climate risks expand beyond the western U.S., and how the company navigated an extraordinary leadership transition following the loss of co-founder and CEO Indra den Bakker. Note: Overstory is an MCJ portfolio company Episode recorded on July 22, 2026 (Published on August 11, 2026). In this episode, we cover: (0:00) An overview of Overstory (4:44) Why vegetation management is one of utilities' biggest expenses (6:17) How Overstory helps prevent outages and catastrophic wildfires (7:33) From vegetation mapping startup to grid resilience platform (9:14) Why utilities need better prioritization (12:03) What utilities see inside the Overstory platform (14:12) How satellite imagery, aerial data, and AI power the product (17:31) Supporting wildfire prevention and public safety power shutoffs (19:16) Where Overstory fits within utility resilience strategies (21:21) Lessons from selling climate technology to utilities (25:18) Serving both rural co-ops and North America's largest utilities (28:21) How wildfire risk is expanding globally (30:26) Fiona's leadership journey and Overstory's evolution (34:44) Building a global remote-first company and culture (38:21) Overstory's fundraising journey and investor partnerships (42:09) Measuring climate impact through operational change Enjoyed this episode? Please leave us a review! Share feedback or suggest future topics and guests at info@mcj.vc.Connect with MCJ:Cody Simms on LinkedInVisit mcj.vcSubscribe to the MCJ Newsletter*Editing and post-production work for this episode was provided by The Podcast Consultant
Trading Nut | Trader Interviews - Forex, Futures, Stocks (Robots & More)
Cam, JJ, and Vatsal explain why risk management is only a tool for capital preservation, not profit generation, and how changing your risk sizes can actually hinder your consistency. Full episode + show notes: https://tradingnut.com/dtc-30/ Key moments - Risk management doesn't create profits; it simply protects you long enough for your edge to play out [01:25]. - If your strategy has a negative expectancy, risk management will only make you lose your money more slowly [02:10]. - Lowering your risk too much can backfire by removing the emotional stakes, leading you to care less and break rules [07:33]. - Professional traders use risk management to protect their emotional capital, allowing probabilities to play out over time [11:28]. - Accounts are not blown by market volatility, but by trader behaviors like revenge trading and moving stop losses [13:17]. - Vatsal highlights the danger of forcing trades out of a psychological urge to be productive after being away from the charts [19:29]. - Constantly reducing your risk percentage during drawdowns makes recovering losses significantly harder and ruins consistency [28:10]. - A beginner's risk size should be chosen based on what allows them to execute their plan comfortably without emotional triggers [35:37]. Watch: https://www.youtube.com/watch?v=3zxYgZmVnU4 --- Sponsors BlackBull Markets - 100% deposit bonus & free TradingView — NZ-regulated broker. https://tradingnut.com/go/blackbull/ PropFirmMatch - Find the right prop firm challenge — PropFirmMatch.com https://tradingnut.com/go/pfm/ --- More from Trading Nut Strategy Vault - Free guest setups organised by market & method. https://tradingnut.com/go/vault/ TraderZen - Free trade control & mindset app for active traders. https://tradingnut.com/go/traderzen/ Dynamic Traders Club - Free 7-minute rule strategy — mechanical intraday setup. https://tradingnut.com/go/dtc/ --- Educational only - not financial advice. Risk: https://tradingnut.com/disclaimers/ Some links are affiliate partnerships.
Ready to build expertise in one of the fastest-growing areas of insurance? Explore the Risk & Insurance Education Alliance's Cyber RiskPRO® program and gain the knowledge you need to identify cyber exposures, explain coverage solutions, and serve clients with confidence in today's rapidly evolving cyber environment. Artificial intelligence is transforming the insurance industry, but it's also reshaping the cyber threat landscape. In a recent episode of Alliance Insights, Lisa Gardner spoke with Adam Connor, Area Executive Vice President at Risk Placement Services, about the current state of the cyber insurance market and what insurance professionals should expect over the next 12 to 18 months. One of Connor's key observations is that AI is rapidly becoming an everyday business tool. He described today's AI adoption as similar to the early days of online dating services. What once felt unfamiliar is quickly becoming mainstream. Insurance agencies are already using secure AI tools to analyze books of business, identify growth opportunities, improve retention strategies, and automate administrative tasks. At the same time, cyber criminals are leveraging AI to increase the speed and scale of attacks. According to Connor, social engineering and ransomware remain leading causes of cyber claims. AI lowers the technical barriers for threat actors, making sophisticated attacks easier to launch than ever before. Despite rising claims activity, the cyber insurance market remains competitive. Connor noted that many organizations continue to see flat renewals or even rate reductions due to new carrier entrants and strong marketplace competition. However, he expects the market to gradually harden as losses continue to accumulate. Connor also challenged a common misconception that smaller organizations are unlikely cyber targets. Many attacks use a broad, automated approach rather than targeting specific companies. Businesses that fail to maintain software updates, security controls, and employee awareness programs remain vulnerable regardless of size. Another important takeaway is the need for adequate cyber insurance limits. Connor cautioned that minimal coverage may create a false sense of security. With cyber losses often reaching millions of dollars, organizations should carefully evaluate whether their limits align with their exposure. As cyber threats continue to evolve, insurance professionals have an opportunity to help clients better understand both risk management and insurance solutions. While technologies may change, Connor's message was clear: cyber risk isn't going away, and organizations that embrace both cybersecurity and cyber insurance will be better positioned for the future. Cyber threats are evolving faster than ever, and clients are looking to insurance professionals for guidance. Build the expertise needed to identify cyber exposures, evaluate coverage options, and confidently navigate today's cyber risk landscape with the Risk & Insurance Education Alliance's Cyber RiskPRO® program. Learn more and take the next step in advancing your cyber risk knowledge. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.
Why do some companies become more valuable after laying off thousands of employees?In this episode of Corporate Finance Explained, we explore the financial logic behind corporate restructuring and why the market often rewards companies that make difficult decisions before a crisis forces them to. Using real-world examples from Meta, Intel, Sears, and JCPenney, we explain how operational restructuring can strengthen a business, improve capital allocation, and create long-term shareholder value.You'll learn why successful restructurings go far beyond layoffs. We break down the three pillars of operational restructuring: cost resets, operating model redesign, and portfolio pruning, and show how companies use these strategies to improve efficiency while protecting future growth. We also explain why timing matters and how proactive restructuring differs from reactive cost-cutting.
Innovation comes in many areas and compliance professionals need to not only be ready for it but embrace it. Join Tom Fox, the Voice of Compliance as he visits with top innovative minds, thinkers and creators in the award-winning Innovation in Compliance podcast. In this episode, host Tom Fox visits with s Diego Panama, new CEO of LogicGate. They discuss his career from Microsoft product management to scaling Live Ramp to an IPO, building go-to-market at Olo, and joining LogicGate through a planned CEO transition with co-founder Matt Kunkel. Panama describes his focus on scaling operations while preserving a customer-first, values-driven culture, and sharpening the company's positioning as the leading AI GRC platform for enterprise. The discussion highlights AI's role in moving GRC from check-the-box defense to real-time, strategic enablement, including holistic risk visibility across silos, third-party risk blind spots, and always-on monitoring. Panama explains LogicGate's workflow agents and the path toward orchestrated, autonomous GRC with humans setting risk appetite, emphasizes data access, quality, and governance, and outlines product UX evolution from no-code to prompt-driven configuration. He notes boards' increased attention to GRC due to AI risks and encourages students and practitioners to stay curious and aligned to business outcomes. Key Highlights · Why LogicGate and GRC · AI Makes GRC Strategic · Holistic Risk and Third Parties · Workflow Agents Explained · Data Access and Governance · Big Tech Lessons on Focus · Staying Current in Tech Resources LogicGate Diego Panama on LinkedIn Innovation in Compliance was recently honored as the Number 4 podcast in Risk Management by 1,000,000 Podcasts
Shinghi Detlefsen, one of the Founders of theAmerican Ecommerce Business Alliance AEBA fighting free and fair marketplace, CEO and Co-Founder of ExpandFi, and President of Wholesome Story and one of the most successful supplement brands on the Amazon.Shinghi isn't just another SaaS founder he's a true operator who has built, scaled, and optimized real brands at a high level. His expertise goes deep into what really drives sustainable growth:money, systems, and people.Highlight Bullets> Here's a glimpse of what you would learn…. Challenges of unfair competition from foreign sellers on Amazon, particularly in the supplement category.The importance of regulatory compliance for foreign sellers using U.S. infrastructure.Strategies for increasing Amazon advertising spend while maintaining profitability.Measuring customer lifetime value (LTV) and optimizing customer acquisition costs (CAC) on Amazon.Driving external traffic to Amazon product pages through targeted advertising on social media platforms.The significance of building a legitimate brand versus relying on short-term marketing hacks.Navigating Amazon's fee increases and the impact of a strong brand on pricing strategies.The role of AI in e-commerce, including its applications in data analysis and task automation.The importance of financial discipline and risk management in e-commerce operations.Key action items for e-commerce sellers, including advocacy for marketplace fairness and focusing on core business fundamentals.In this episode of the Ecomm Breakthrough Podcast, host Josh Hadley speaks with Shinghi Detlefsen, Amazon expert and founder of the American E-commerce Business Alliance. Shinghi discusses the regulatory disadvantages U.S. sellers face against foreign competitors, explains his data-driven approach to maximizing Amazon ad spend using customer lifetime value metrics, and emphasizes building authentic brands over chasing short-term tactics. The conversation also covers AI's practical role in e-commerce, financial discipline, and the importance of staying focused on core business fundamentals rather than distractions.Here are the 3 action items that Josh identified from this episode:Scale ads based on profit, not fear Track CAC vs. 12-month profit (LTV)—if it's profitable, increase ad spend (even +50%) to capture more customers and defend your rankings.Build a real brand (your only long-term moat) Invest in product quality, content, and trust-building (reviews, influencers, external traffic) so you can charge premium prices and stay resilient.Use AI to save time, not replace strategy Automate admin and data analysis, but keep human control over ads, creatives, and growth decisions where nuance matters most.Timestamps:00:00:00 Introduction and Setting the StagePodcast intro, host and guest introductions, and overview of the episode's focus on e-commerce scaling and Amazon.00:02:38 The ABA and Regulatory Disadvantages for US SellersShinghi explains the American E-commerce Business Alliance and the regulatory/tax advantages foreign sellers have on Amazon.00:07:06 How to Get Involved with ABA and the Bigger PictureDiscussion on actionable steps for US sellers to support ABA and why regulatory change matters more than minor Amazon policy changes.00:08:18 The Consequences of Losing US Brands and ManufacturingExplains the broader economic risks if US brands and manufacturing are lost to foreign competitors.00:10:04 Doubling Amazon Ad Spend ProfitablyShinghi shares how he doubled Amazon ad spend without losing profitability, counter to common industry trends.00:11:19 Why Amazon Remains the Best ChannelDiscussion on consumer shopping behavior and why Amazon is still the dominant platform for most buyers.00:12:37 Optimizing Ad Spend with Customer AnalyticsExplains using data to determine optimal ad spend, focusing on maximizing 12-month contribution profit per customer.00:15:32 Customer Lifetime Value and Profitability MetricsHow to track and use LTV and lifetime profit on Amazon, and why these metrics matter more than ACoS/TACoS.00:17:23 External Traffic and Meta Ads Direct to AmazonStrategy of sending Meta (Facebook/Instagram) ad traffic directly to Amazon product pages for better results.00:19:18 Brand Building vs. Short-Term HacksWhy building a real brand with solid fundamentals outperforms chasing short-term hacks or black-hat tactics.00:20:14 Mindset Shift: From Transactional to Lifetime ValueEncourages Amazon sellers to focus on CAC:LTV ratios and long-term customer value, not just single-sale profits.00:22:48 Education and Data-Driven Decision MakingImportance of learning business fundamentals and using customer analytics to drive growth.00:24:25 Amazon Fee Increases and the Real Root ProblemWhy blaming Amazon for fee increases misses the point; the real issue is regulatory imbalance with foreign sellers.00:28:43 Brand Power and Pricing FlexibilityHow having a strong brand allows for price increases and resilience against Amazon's changing policies.00:29:40 AI in E-commerce: Hype vs. RealityDiscussion on the current state of AI in e-commerce, what's real, what's hype, and where to focus your time.00:30:07 Build vs. Buy: SaaS, AI Tools, and Time ValuePros and cons of building your own tools with AI vs. paying for SaaS; focus on time value and maintenance.00:33:51 Where AI Delivers the Most ValueAI's best use is interpreting large data sets, not replacing complex SaaS or business processes.00:35:27 Avoiding FOMO and Focusing on High-Value TasksAdvice to avoid distraction from shiny new tools and focus on automating admin tasks to free up time for growth.00:39:01 SaaS Innovation and Staying AheadWhy SaaS companies will quickly catch up to DIY solutions, and the importance of focusing on your core business.00:40:07 Final Thoughts: Build a Brand and Give BackEncouragement to build a real brand, take care of customers, and use success to contribute positively to the world.00:40:39 Three Action Items for E-commerce SuccessHost summarizes three key takeaways: fight for a fair marketplace, build a real brand, and avoid distractions.00:44:40 The Myth of Constant Product LaunchesChallenges the idea that always launching new products is the best growth strategy; focus on bestsellers and distribution.00:46:39 Risk Management and Financial AdviceAdvice on managing risk by investing conservatively outside the business and building a financial safety net.00:48:03 The Value of Financial Security for Better DecisionsHow having a financial cushion leads to better business decisions and peace of mind.00:48:42 Rapid-Fire Questions: Book, AI Tool, and E-comm LeaderShinghi shares his favorite business principle, AI tool (Claude), and recommends following Logan from Physician's Choice.00:50:10 Outro and Contact InformationHow to follow Shinghi, closing remarks, and end of the episode.Resources mentioned in this episode:Josh Hadley on LinkedIneComm Breakthrough ConsultingeComm Breakthrough PodcastEmail Josh Hadley: Josh@eCom...
In this episode of ATTRA's Voice from the Field, NCAT Sustainable Agriculture Specialist Darron Gaus interviews Dr. Dirk Philipp, an associate professor at the University of Arkansas. Dirk's expertise in agronomy and tropical agriculture shapes his understanding of why restoring native prairies matters to agricultural producers.Darron and Dirk discuss how producers can seed prairie grasses for successful restoration as well as discuss common issues producers can expect such as weed pressure, seedbed preparation, and weather.Dirk offers practical advice on what separates successful restorations from unsuccessful ones and what producers should consider before they plant their first acre of native grass species.Learn More: https://www.ncat.org/?post_type=podcast&p=17371&preview=true
Trading Nut | Trader Interviews - Forex, Futures, Stocks (Robots & More)
Cam, JJ, and Vatsal break down why protecting your capital is not the same as growing it, and why reducing risk during drawdowns can work against you. Full episode + show notes: https://tradingnut.com/dtc-28/ Key moments - Risk management doesn't create profits; it simply protects you long enough for your edge to play out [01:28]. - Lowering your risk after losses treats the symptom of poor execution instead of the cause [06:38]. - Professional traders protect their edge and emotional capital, viewing losing trades as simple business expenses [10:37]. - The greatest risk traders face is their own emotional decision-making and breaking their trade plans under pressure [15:20]. - Vatsal shares how the psychological pressure to 'show something' after a break led to forcing a low-probability trade [19:28]. - Reducing your risk percentage during drawdown (e.g., from 1% to 0.25%) makes recovering from losses ten times harder [26:05]. - For beginners, the exact position size matters less than choosing an amount that allows you to execute the plan without emotional discomfort [35:53]. - Good risk management cannot make a bad strategy profitable; a negative expectancy strategy will simply lose money more slowly [37:51]. Watch: https://www.youtube.com/watch?v=3zxYgZmVnU4 --- Sponsors BlackBull Markets - 100% deposit bonus & free TradingView — NZ-regulated broker. https://tradingnut.com/go/blackbull/ PropFirmMatch - Find the right prop firm challenge — PropFirmMatch.com https://tradingnut.com/go/pfm/ --- More from Trading Nut Strategy Vault - Free guest setups organised by market & method. https://tradingnut.com/go/vault/ TraderZen - Free trade control & mindset app for active traders. https://tradingnut.com/go/traderzen/ Dynamic Traders Club - Free 7-minute rule strategy — mechanical intraday setup. https://tradingnut.com/go/dtc/ --- Educational only - not financial advice. Risk: https://tradingnut.com/disclaimers/ Some links are affiliate partnerships.
In this episode, Ricardo discusses rework, one of the most damaging yet invisible costs in projects. Rework occurs when presentations, software, proposals, plans, or decisions must be redone because expectations, requirements, or responsibilities were unclear. Although teams appear busy, they may simply be returning to a point they believed they had already reached—paying multiple times for a result. The later an error is discovered, the greater its impact, which shows that speed does not always mean efficiency. Ricardo highlights avoidable rework caused by haste, poor communication, ambiguous decisions, weak planning, and unvalidated requirements. He suggests measuring not only completed work, but also how much had to be repeated. True efficiency means transforming effort into results with minimal waste. Want to know more? Tune in to the podcast!
Neste episódio, Ricardo aborda o retrabalho, um dos custos mais prejudiciais e, ao mesmo tempo, invisíveis em projetos. O retrabalho ocorre quando apresentações, softwares, propostas, planos ou decisões precisam ser refeitos porque expectativas, requisitos ou responsabilidades não estavam claros. Embora as equipes pareçam ocupadas, elas podem estar simplesmente retornando a um ponto que acreditavam já ter alcançado — pagando várias vezes pelo mesmo resultado. Quanto mais tarde um erro é descoberto, maior é o seu impacto, o que demonstra que velocidade nem sempre significa eficiência. Ricardo destaca o retrabalho evitável causado por pressa, comunicação deficiente, decisões ambíguas, planejamento fraco e requisitos não validados. Ele sugere medir não apenas o trabalho concluído, mas também a quantidade de trabalho que precisou ser repetida. A verdadeira eficiência consiste em transformar esforço em resultados com o mínimo de desperdício. Mergulhe no assunto e ouça o episódio completo!
The Real Truth About Health Free 17 Day Live Online Conference Podcast
Asymptomatic individuals with hidden cardiometabolic risk can optimize longevity through periodic fasting and data-driven interventions. #PreventiveFasting #HealthyAging #Longevity
What if a company's biggest competitive advantage is also its greatest financial risk?In this episode of Corporate Finance Explained, we break down operating leverage and explain why two companies with the same revenue growth can experience dramatically different outcomes when the economy changes. Through real-world examples from software companies, financial exchanges, airlines, and cruise lines, we explore how cost structure determines profitability, resilience, and long-term business performance.You'll learn how fixed costs, variable costs, contribution margin, break-even analysis, and the Degree of Operating Leverage (DOL) shape a company's ability to scale profits during periods of growth and survive during economic downturns. We also examine how businesses use strategies like cloud computing, outsourcing, and variable cost structures to manage financial risk.
Peter Brandt entered the commodity trading business in 1976 with ContiCommodity Services, survived years of market shifts, and turned a passion for price action into a legendary career spanning over 50 years as one of the world's premier classical chartists.After starting with Conti handling large institutional accounts like Campbell Soup Company and Homestake Mining, Peter went on to found Factor Trading Co., Inc. (now Factor LLC) in 1980 to trade proprietary capital. Author of the classic Diary of a Professional Commodity Trader and featured in Jack Schwager's Unknown Market Wizards, Peter has spent over five decades navigating inflationary booms, market crashes, and the transition from open-outcry pits to electronic markets. Today, his edge is built on process, discipline, and classical charting principles that have stood the test of time.In this conversation, Peter pulls back the curtain on his five-decade journey, sharing the specific principles that have allowed him to navigate the markets for half a century. He breaks down why high win rates are a myth, how he caps risk at 60–70 basis points per trade, and how he transitioned from searching for quick wins to building a career as a master craftsman in speculation. In this episode, we explore:• Peter Brandt's 50+ year journey from advertising to commodity pits and Factor Trading• Why high win rates are a myth and how the 80/20 Pareto Principle applies to trading profits• How Peter limits risk to 60–70 basis points per trade and why he never pyramids positions• Why he shuns indicators and diagonal trend lines in favor of horizontal classical patterns• Why the real edge comes from risk management and emotional control, not chart patterns• Peter's advice for the next generation on craft, capital preservation, and longevity About Peter Brandt:Peter L. Brandt entered the commodity trading business in 1976 with ContiCommodity Services, a division of Continental Grain Company. In 1980, he founded Factor Trading Co., Inc. (now Factor LLC), trading proprietary capital across forex, futures, fixed income, and equity markets. Over his career, he has managed trading activities for major institutional clients, including Commodities Corporation of Princeton, NJ.Peter is the author of Trading Commodity Futures with Classical Chart Patterns (1990) and Diary of a Professional Commodity Trader (2011), which held Amazon's #1 trading rank for 27 weeks. Featured in Jack Schwager's Unknown Market Wizards and named among the 30 most influential people in finance by Barry Ritholtz in 2011, Peter is widely recognized as one of the world's foremost authorities on classical chart analysis. Links + Resources:X (Twitter): https://x.com/PeterLBrandtWebsite: https://www.peterlbrandt.com/ Sponsor of Chat With Traders Podcast:Trade The Pool: http://www.tradethepool.com Time Stamps:Please note: Exact times will vary depending on current ads. 00:00 How a 50-Year Veteran Thinks About Risk Management05:42 Wanting a Career from Trading09:42 Taking 5 Years to Be Profitable15:20 Don't Quit Your Day Job to Trade Until You Have a Proven Track Record22:30 Cut Losses Short and Let My Winning Trades Run27:00 Understand the Risk and the Probability31:00 20% of My Trades Account for at Least 80% of My Total Profits36:08 Sizing Is Really Important and It Is the Reason Why a Lot of Novices Blow Out43:00 Removing Yourself from the Equation48:30 I Don't Believe in Optimization Where You Have a Set of Rules52:50 I Like Horizontal and Continuation Patterns54:38 I Don't Believe in Indicators Because They're Just Derivatives of Price1:00:00 Technical Analysis: Charts Resonated with Who I Am1:03:20 The Time Frame I Trade1:07:00 How Important It Is to Identify How You Trade1:09:15 Having a Mentor1:14:50 What Are You Most Proud of in Your Career01:20:09 I Enter Every Trade Assuming It's Going to Be a Loser01:26:05 Become a Craftsman of Trading01:33:48 You Can't Go Broke Taking Small Profits, But You Will Go Broke Taking Large Losses01:35:40 Peter's Takeaway He Leaves to the Next Generation of Traders01:36:14 Where Can Traders Find You Trading Disclaimer:Trading in the financial markets involves a risk of loss. Podcast episodes and other content produced by Chat With Traders are for informational or educational purposes only and do not constitute trading or investment recommendations or advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
Gliding into retirement raises dozens of questions - some about numbers, many about feelings. And listeners like you have many questions about that transition. Today's "Ask Me Anything" episode is dedicated to your retirement transition questions. Looking for a financial planner? → PlanWithJesse.com In this Ask Me Anything episode, Jesse answers listener questions about the financial and emotional challenges of preparing for retirement. He begins by discussing the transition from saver to spender, explaining why loss aversion and identity shifts often make spending in retirement more difficult than expected, and outlines a practical framework for building a retirement income plan through cash flow analysis, tax-efficient withdrawals, and thoughtful portfolio positioning. He also clarifies several common Medicare questions, including when workers can delay enrollment, how employer coverage affects eligibility, and when the Medigap enrollment window begins. Jesse then explores sequence of returns risk by comparing historical retirement outcomes during the "Lost Decade," showing why the order of market returns can matter more than average returns, and shares strategies for staying financially and emotionally resilient during prolonged market downturns. Finally, drawing on the behavioral economics of Kahneman, Tversky, and Thaler, he explains why many people work longer than necessary due to loss aversion, regret, and inertia, encouraging listeners to intentionally reframe retirement as a decision about making the most of their remaining healthy years rather than simply accumulating more wealth. Key Takeaways: • The transition from saver to spender is as much a psychological challenge as it is a financial one. • Rather than viewing retirement as becoming a "spender," retirees should see themselves as lifelong responsible planners. • Portfolio withdrawal strategies should be coordinated across taxable, tax-deferred, and Roth accounts. • Employer size determines whether Medicare or employer insurance serves as the primary payer after age 65. • A diversified 60/40 portfolio may outperform an all-stock portfolio for retirees making withdrawals despite producing lower average returns. • Healthy years are a finite resource, and delaying retirement should be weighed against the experiences and time that can never be recovered. Key Timestamps: (01:44) – Q1: How to Transition from Saver to Spender (10:24) – Q2: Medical Coverage in Retirement (18:35) – Q3: When the Market Stagnates (28:33) – The Psychological Impact of the Lost Decade (35:43) – Q4: Retiring with the Fewest Regrets Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://bestinterest.blog/sequence/ https://bestinterest.blog/e115/ https://bestinterest.blog/e121/ https://bestinterest.blog/e137/ https://bestinterest.blog/e142/ https://bestinterest.blog/e143/ More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Need a financial planner? → PlanWithJesse.com The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.
April Mardock, Chief Information Security Officer at WASIPC, joins the podcast to analyze the primary entry points targeted in K-12 ransomware incidents. The discussion offers actionable guidance on multi-factor authentication, vendor risk management, data retention policies, and using gamified tabletop exercises to prepare school leadership for cyber incidents.April's LinkedIn profile and email addressCybersecurity tabletop simulation game (Gemini Gem), step into the hot seat of a live cyber attack and lead your team to safetyI Asked 24 Ransomed School Districts How the Attackers Got In - There Were Only Three Answers, LinkedIn article that April authoredK-12 SIX (K-12 Security Information Sharing and Analysis Center), threat intelligence community providing free K-12 cybersecurity guidance, checklist guides, and standardsWISPC, public, non-profit agency in Washington state that provides technology solutions, data management, and cooperative purchasing services to K-12 schoolsCyberforce|Q service from WISPC, building and implementing cybersecurity programs for organizations of all sizesBluum service from WISPC, helping educators leverage technology to create a more effective and engaging student experienceCybersecurity & Infrastructure Security Agency (CISA), from the U.S. Department of Homeland Security; as the national coordinator for critical infrastructure security and resilience, CISA works with partners at every level to identify and manage risk to the cyber and physical infrastructure that Americans rely on every hour of every day. CISA works with partners to defend against today's threats and collaborate to build a more secure and resilient infrastructure for the future.Secure Cloud Business Application (SCuBA), CISA project providing tailored cloud solutions guidance and secure configuration baselines (SCBs) for Microsoft 365 and Google Workspace applications. SCuBA's guidance aims to protect information that organizations create, access, share, or store in cloud environments.Backdoors and Breaches, incident response card game
In this episode of Corporate Finance Explained, we explore Enterprise Risk Management (ERM) and why many companies mistake risk reporting for actual risk management. Through real-world case studies including AIG, Credit Suisse, Toyota, and JPMorgan Chase, we examine how organizations identify, measure, and respond to risk, and why some companies survive major crises while others fail despite seeing the warning signs. You'll learn why risk appetite statements, risk registers, heat maps, key risk indicators (KRIs), and probability-weighted scenario analysis are critical tools in modern corporate finance. We also explain how effective ERM helps companies manage operational, financial, and strategic risks before they become balance sheet disasters.
Innovation comes in many areas, and compliance professionals need not only to be ready for it but also to embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. In this episode, host Tom Fox visits with Justin Roopnarine, Partner at Limitless Capital. Roopnarine is an engineer whose career has spanned the Air Force, financial engineering, software engineering, and both public- and private-sector problem solving. He brings a practical perspective to evolving compliance and risk management, arguing that organizations need systems that can adapt to changing conditions rather than rely on static checklists or rigid SOPs. Roopnarine believes algorithmic auditing can make compliance more repeatable and effective by using rules, metrics, and programmatic checks to document decisions, monitor thresholds, and quickly identify where breakdowns occur. At the same time, he emphasizes that AI and technology should strengthen human judgment and that financial literacy helps people comply more fully when they understand the reasons behind the rules and the broader goals they support. Key highlights: Living Compliance Framework for Changing Conditions Algorithmic Compliance Checks with Portfolio Exposure Limits FAR North Star of government contracting compliance Consolidated Database Feedback Loop from Lower Ranks Understanding the “why” behind financial rules Resources: Managing Partner: Limitless Capital LP Podcast: Approaching Infinity Website: https://limitlesslp.com/ LinkedIn https://www.linkedin.com/in/justin-roopnarine/ YouTube https://www.youtube.com/@approachinginfinityshow Spotify https://open.spotify.com/show/32jOxQ8WhZElwk4c3RjkmD Instagram https://www.instagram.com/jrlive7/ TikTok https://www.tiktok.com/@approaching_infinity_pod Facebook https://www.facebook.com/profile.php?id=61576572194605 Innovation in Compliance was recently honored as the Number 4 podcast in Risk Management by 1,000,000 Podcasts
JOIN OUR FREE SKOOL COMMUNITY https://www.skool.com/ibc-community-7282Learn from people who are actually practicing The Infinite Banking Concept in their own lives. Our guests today are dedicated to creating a family banking system to control their capital, make investments, and leave a legacy.CHECK OUT:https://thewealthwarehousepodcast.com/https://cospark.us/Key takeaways:- Learn how Infinite Banking can provide you with more control over your finances.- Hear real-life stories of individuals who have used IBC to enhance their financial strategies.- Understand the mindset shift required to think like a banker, not a consumer.Chapters00:00 Introduction to Infinite Banking and Its Benefits11:24 Using Policies to Recycle and Grow Wealth12:20 Creating a Perpetual Motion Machine with Policies13:46 Risk Management and Building Sustainable Systems15:12 Community and Long-Term Thinking in IBC16:17 Thinking Like a Banker, Not a Consumer17:19 Creating Your Own Protections and Rules19:27 Introduction of New Guest Brian and His Use of IBC20:09 Brian's Transition from Teaching to Wealth Building21:15 Using IBC for Real Estate and Business Financing22:24 Tax Benefits and Strategic Uses of Policies23:52 Real Estate, Flipping, and Private Lending with IBC25:11 Long-Term Legacy Planning and Family Wealth26:12 Delayed Gratification and Building Policies31:12 Community Networking and Sharing Success Stories32:21 The Power of Connections and Community in Wealth BuildingWhat's your biggest challenge with Infinite Banking? Drop it in the comments!Subscribe for weekly insights on financial independence and wealth-building strategies!music from SoundStripe code GX5DQOHZ6VFVSDIEDISCLAIMER: Licensed Authorized Infinite Banking Practitioners. Educational purposes only. Schedule consultation for personalized advice.
In this episode, Ricardo explains that projects are promises about a future often experienced by people other than those who originally approved or delivered them. He argues that organizations tend to exaggerate benefits, minimize long-term costs, and focus on schedules, budgets, scope, and acceptance instead of verifying whether promised outcomes materialize. Ricardo highlights the imbalance between those who gain visibility by making promises, those pressured to execute them, and those left to operate solutions and face their consequences. He offers three recommendations: involve the people who will inherit the project from the beginning, document promised benefits as carefully as deliverables, and extend accountability beyond project closure. Ultimately, he says projects must create the future used to justify their existence. Listen to the podcast to learn more!
Director of Risk Management Renee Brunelle and DSLES Wellness Coach Catherine Montes
Neste episódio, Ricardo explica que projetos são promessas sobre um futuro frequentemente vivenciado por pessoas diferentes daquelas que os aprovaram ou entregaram originalmente. Ele argumenta que as organizações tendem a exagerar nos benefícios, minimizar os custos de longo prazo e concentrar-se em cronogramas, orçamentos, escopo e aceitação, em vez de verificar se os resultados prometidos realmente se concretizam. Ricardo destaca o desequilíbrio entre aqueles que ganham visibilidade ao fazer promessas, aqueles pressionados a executá-las e aqueles que ficam responsáveis por operar as soluções e arcar com suas consequências. Ele apresenta três recomendações: envolver desde o início as pessoas que herdarão o projeto, documentar os benefícios prometidos com o mesmo cuidado dedicado às entregas e estender a responsabilidade para além do encerramento do projeto. Em suma, ele afirma que os projetos devem criar o futuro usado para justificar a sua própria existência. Escute o podcast para saber mais!
Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation
In this episode of Actuary Voices: Policy Update, host Ted Gotsch speaks with Will Behnke, public policy manager for the Academy's Risk Management and Financial Reporting Council, and Lisa Slotznick, chairperson of the Academy's International Committee, about why international engagement matters for the U.S. actuarial profession. The conversation explores how the Academy represents U.S. actuarial perspectives on global issues such as solvency regulation, financial reporting, artificial intelligence, and emerging risks. Will and Lisa also discuss the Academy's growing international role, the importance of participating in the 2026 International Congress of Actuaries in Tokyo, and how international collaboration helps inform public policy and strengthen the profession at home and abroad.
Today, I am pleased to welcome Edward Marshall, Founder and CEO of Presage Global, an intelligence-powered risk and business advisory firm serving C-suites and boards, family offices, and investors. Eddy is a family office insider and a leading family office researcher, advisor, and author. He is also a risk and threat management specialist, working with families to reduce their cyber, physical, financial, operational, and reputational risk profiles. Eddy is a member of the Advisory Board and co-heads the Family Office Initiative at the UHNW Institute. He co-authored the book, The Family Office: A Comprehensive Guide for Advisers, Practitioners, and Students. Prior to founding Presage Global, Eddy held leading family office roles at Dentons, Credit Suisse, Citibank, and Boston Private. Eddy has been in the family office industry for a while now and recently released a joint study with Nines on the state of the family office estate security. He shares his view on what's happening in the family office security space and what's changed in the past decade or so. Eddy provides a synthesis of the overall risk situation facing most family offices, explaining why family offices at risk and what are the major risks they face. He offers his thoughts on whether most family offices are being proactive or are reacting to risks only after a major threat or failure. Eddy talks about risk management as a cross-domain field and one practical tool he and his firm have put forth is the Ten Domains of Risk framework, which includes elaborate checklists for family offices across multiple risk areas. He describes the framework and shares how family office leaders can apply it in their everyday work. Eddy works with many family offices and as he looks across all these different cases he has assessed in the past few years, he summarizes the top three things he believes family offices can change to improve their risk management posture and capabilities. Enjoy this highly relevant conversation with a family office industry veteran and risk management expert serving UHNW families and their complex enterprises.
What would happen if your Risk Management File disappeared tomorrow?Would your medical device suddenly become less safe?For many organizations, the answer is probably no—because the file was created to document decisions after they were made, rather than guiding those decisions in the first place.In this episode of the Medical Device Made Easy Podcast, we challenge the traditional view of risk management and explore why ISO 14971 should be treated as a continuous decision-making framework—not simply a regulatory requirement.What You'll LearnIs Your Risk Management File Driving Design?Risk management should begin at the earliest stages of product development.Instead of documenting completed work, it should actively influence design choices, identify hazards, evaluate risks, and verify that risk control measures are effective throughout development.Common Signs Your Risk File Is Becoming FictionMany organizations unintentionally weaken their risk management process by:Reusing generic hazard lists from previous projectsCompleting risk documentation just before certificationFailing to connect hazards with design decisionsTreating the Risk Management File as a static document instead of a living processRisk Management Is a Cross-Functional ResponsibilityEffective risk management isn't owned solely by Quality or Regulatory Affairs.Engineering, Clinical Affairs, Manufacturing, Service, Post-Market Surveillance, and Customer Support all generate valuable information that should continuously improve the organization's understanding of product risk.Why Traceability MattersStrong traceability allows organizations to answer critical questions:Why was this hazard identified?Which design decision addressed it?How was the risk control verified?Does new PMS or complaint data change our understanding of the risk?Would we make the same decision today?When these connections are visible, risk management becomes a practical engineering tool rather than a compliance exercise.Keeping Your Risk Management File AliveCertification is not the end of risk management.Complaints, vigilance reports, supplier changes, software updates, PMCF findings, literature reviews, and post-market surveillance all provide new information that should feed back into your risk assessment.Organizations that continuously update their Risk Management File are better equipped to identify emerging risks, improve product safety, and support long-term regulatory compliance.Key TakeawayA Risk Management File should never exist simply to satisfy auditors or Notified Bodies.Its real purpose is to demonstrate how risk-based thinking influences every important design decision throughout the product lifecycle.The strongest organizations don't maintain a perfect document.They maintain a living risk management process—one that evolves as new knowledge is gained and continuously helps make medical devices safer for patients.Social Media to followMonir El Azzouzi Linkedin: https://linkedin.com/in/melazzouziTwitter: https://twitter.com/elazzouzimPinterest: https://www.pinterest.com/easymedicaldeviceInstagram: https://www.instagram.com/easymedicaldeviceThis podcast is hosted by Podcastics, the easiest platform to create and publish your podcast.
In this episode of URMIA Matters, host Julie Groves sits down with Honors Committee members Elaine Del Rossi and Jabari Lewis to introduce URMIA's new Risk Hero Spotlight, a recognition designed to celebrate the everyday champions of higher education risk management. The conversation explores why the award was created, who is eligible, and how it shines a light on the often unseen individuals across campus who make meaningful contributions to safety, resilience, and risk awareness. The Risk Hero Spotlight recognizes those whose innovative ideas and proactive actions help protect their institutions. Tune in to learn how this new recognition broadens the definition of a risk hero and how you can nominate a colleague, team member, or even yourself for this exciting new honor. Show Notes URMIA Risk Hero SpotlightNominate a Risk HeroURMIA Honors & Awards Guests Elaine Del Rossi, Senior Strategy Advisor - CignaJabari Lewis, Executive Director of Risk Management & Insurance - Ivy Tech Community College of Indiana Host Julie Groves, Director of Risk Services - Wake Forest University Connect with URMIA & URMIA with your network-Share /Tag in Social Media @urmianetwork-Not a member? Join ->www.urmia.org/join-Email | contactus@urmia.org Give URMIA Matters a boost:-Give the podcast a 5 star rating-Share the podcast - click that button!-Follow on your podcast platform - don't miss an episode!Thanks for listening to URMIA Matters!
Key Topics Covered: 1. Trading as a Wealth-Building Skill Why trading should be viewed as a skill rather than a shortcut to wealth. How education and consistency lay the foundations for long-term success. 2. Trading vs Investing Understanding the difference between trading and traditional buy-and-hold investing. Why both approaches can play complementary roles in a wealth-building strategy. 3. Managing Risk Before Chasing Returns How disciplined risk management helps protect trading capital. Why successful traders focus on controlling losses as much as generating profits. 4. Building Confidence Through Process How following a proven trading strategy removes emotion from decision-making. Why consistency often delivers better results than trying to predict the market. 5. Trading in Just 30 Minutes a Day How swing trading can fit around a busy lifestyle. Why effective trading isn't about constantly watching the markets. 6. The Importance of Trading Psychology Why emotional control, patience and discipline are essential for long-term success. How mindset influences every trading decision. 7. Using Trading to Accelerate Wealth Building How trading can generate capital that can be reinvested into other assets. Why diversification remains a key principle of building lasting wealth. 8. Passing on Financial Skills to the Next Generation Why teaching financial skills can be just as valuable as passing on financial assets. How developing knowledge today can create opportunities for future generations. Actionable Takeaways: Treat trading as a skill that requires education, practice and discipline. Focus on managing risk before thinking about potential returns. Develop a structured trading process and stick to it consistently. Avoid emotional decision-making by following proven rules and strategies. Consider how trading could complement your broader wealth-building plan alongside property, business and pensions. Invest in financial education that helps you build confidence before committing significant capital. Remember that long-term wealth is built through consistency, not speculation. Successful trading isn't about chasing quick wins. It's about following a proven process, controlling your emotions, managing risk, and using those skills to build wealth that lasts. Resources: WealthBuilders - Build, protect and transfer your wealth STARTrading - Trade safe. Invest smart. Grow together. The STARTrading Podcast Lewis Crompton's Instagram WealthBuilders Membership: Free access to guides, webinars, and community Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
In this video, I answer a question from a trader who built a profitable trading strategy—but noticed one of the assets lost money over an entire year. Does that mean the strategy is broken?Along the way, I share the painful trading lesson that cost me $60,000, explain why building a trading portfolio is much more complicated than simply adding more currency pairs, and reveal one of the most misunderstood concepts in trading: correlated risk.Your Trading Coach - Akil
In this episode of Behind the Prop, hosts Bobby Doss and Wally Mulhearn dive into the Dirty Dozen, a set of twelve human factor traps that can affect pilots and mechanics alike. Originally released by the FAA around 2011 or 2012 as a poster for mechanics, these traps apply equally to pilots and can lead to serious situations if not recognized. The discussion covers everyday traps like complacency and distraction that bite on routine flights, as well as decision-making and awareness issues. Bobby and Wally share personal anecdotes, including stories about fuel checks during checkrides, the dangers of expectation bias, and real-world incidents like the Eastern Airlines Flight 401 crash caused by a distraction over a light bulb. They emphasize how these factors, including fatigue, pressure, lack of communication, and normalization of deviation, can cascade into problems for even experienced aviators. To combat these traps, the hosts offer practical defenses such as setting personal minimums, chair flying, using checklists effectively, and maintaining situational awareness. They stress the importance of being prepared, honest with oneself, and continuously learning to avoid the Swiss cheese model of accidents. Listeners are encouraged to review the Dirty Dozen poster linked in the show notes.
Matt Faircloth talks to Brian Sutton, a seasoned expert with decades of experience and a proven track record, to discover how to turn market distress into your next big win. Whether you're starting out or scaling up, this is your roadmap to navigating the new normal with confidence and vision. You'll also learn why funds are increasingly preferred by big players for downside protection and diversification, plus how to start building your own track record of full-cycle success. Brian emphasizes the importance of a prosperous mindset, collaboration over competition, and knowing when to rip the band-aid off for a clean exit, rather than riding a deteriorating deal into disaster. Brian Sutton CEO & Founder of Two Waters Capital Based in: Alpharetta, Georgia Where to find them: https://www.linkedin.com/in/brian-sutton-b0595156/ https://2waterscapital.com/ Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit https://malabarhillcapital.com/ for more info. Podcast production done by Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices
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