Podcasts about Risk management

Beekman 1802's founders turned crisis into opportunity, building a $92 million skin care brand by starting small, staying disciplined, and leading with heart.For more on Beekman 1802 and show notes click here Subscribe and watch Shopify Masters on YouTube!Sign up for your FREE Shopify Trial here.

Jesse returns for the 10th "Ask Me Anything" episode to tackle three listener questions that cut to the core of modern wealth planning. He opens with a deep dive into direct indexing, separating substance from sales pitch. While advocates tout it as the next evolution of indexing—combining personalization and tax-loss harvesting—Jesse explains why, for most investors, the extra complexity, cost, and tracking error outweigh the modest tax advantages, making low-cost ETFs the better long-term choice. Next, he answers a question from a listener whose retirement timeline doesn't align with their spouse's, exploring how couples can navigate income changes, healthcare coverage, and tax strategy when one partner stops working years before the other. He breaks down the pros and cons of filing jointly versus separately, showing why joint filing almost always leads to lower overall taxes and greater flexibility. Finally, Jesse delivers a masterclass on decumulation—the art and order of withdrawing money in retirement. From spending taxable assets first to preserving Roth and HSA accounts for last, he maps out how smart sequencing, Roth conversions, and bracket management can extend portfolio life, minimize taxes, and keep retirees financially steady through every stage of the journey. Key Takeaways:• Direct indexing isn't revolutionary for most investors—it's often an overhyped, higher-cost alternative to low-cost ETFs with limited long-term benefits. • Married filing jointly is almost always the better tax choice, offering lower overall tax rates, higher standard deductions, and broader eligibility for credits. • Before changing filing status, couples should test both scenarios using online 1040 tax calculators to see the real impact on their total tax bill. • Guardrail and Monte Carlo strategies help retirees adjust withdrawal rates dynamically based on market performance, rather than using a rigid 4% rule. • HSAs can be used as stealth retirement accounts, reimbursing decades-old medical expenses tax-free or even acting as traditional IRAs after age 65. • The key to successful retirement planning is flexibility—balancing tax efficiency, market uncertainty, and personal goals to ensure sustainable income for decades. Key Timestamps:(02:24) – Tax Loss Harvesting: Strategies and Examples (10:06) – Direct Indexing: Pros and Cons (17:18) – Financial and Tax Planning for Lopsided Retirements (24:09) – Retirement Withdrawal Order of Operations (32:39) – Real-Life Financial Planning Experiences (40:56) – Roth Conversions and Tax Bracket Management (45:37) – Optimizing for Post-Death and Social Security Timing (52:26) – Common Mistakes in Retirement Withdrawal Strategies Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:https://bestinterest.blog/retirement-withdrawal-order-of-operations/ https://www.guidestone.org/resources/education/calculators/tax/tax1040 https://bestinterest.blog/0-capital-gains-vs-roth-conversions-how-to-optimize-in-your-financial-plan/ https://bestinterest.blog/spousal-survivor-divorced-social-security/  More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

How can we match the right technologies to the right problems, while balancing speed with quality, and prioritising human factors that shape meaningful progress? Aurecon's Chief Operating Officer, Scott Powell, speaks with Professor Marcus Holgersson from Chalmers University of Technology. Together they explore the interplay between risk, innovation, efficiency and adoption, and how organisations can repeatedly unlock new value safely, be that through AI or other technologies. See omnystudio.com/listener for privacy information.

Most misses in sales are baked into the plan before the year even starts.In this episode, Toni talks with Scott Domareck, a four-time VP of Sales who's been through every phase of growth, exit, and burnout imaginable. Together, they break down the hidden mistakes that ruin annual planning long before execution begins.From massaged Excel spreadsheets to unrealistic ramp times and compounding assumptions that look great to investors but kill execution, they get real about what actually happens inside revenue planning season, and how to build a plan you can actually hit.This episode is brought to you by Evergrowth  —  Their Agentic GTM Workspace enables revenue teams to collaborate and win with AI-powered teammates, breaking down silos and helping B2B teams grow smarter with fewer resources. Want to work with us? Learn more: revformula.io(00:00) - Introduction (04:16) - The Reality of Planning Season (07:22) - Transparency and Context in Planning (13:12) - Compounding Effects in Sales Planning (18:14) - Involvement of Go-to-Market Leadership (25:29) - Trust and Executive Leadership (28:43) - Top Mistakes in Hiring (30:49) - Staggering for Supply and Demand (34:02) - Challenges in Scaling and Execution (41:04) - The Reality of Adding New Elements to the Plan (43:34) - Risk Management and Buffers (46:31) - Planning for Attrition and Unexpected Events (49:13) - Final Thoughts and Future Discussions

Excel is the universal language of finance and the critical foundation that new technologies, including AI, build upon. But how do you go from simply "knowing" Excel to thinking fluently in it, maximizing your efficiency and impact?In this episode of What's New at CFI on FinPod, we introduce the Excel Skills for Professionals Specialization, a new learning journey designed to make you an Excel master.This specialization combines five practical, hands-on courses that are highly relevant for any professional. Whether you work in finance, accounting, or data analytics.This episode covers:Why Excel is More Important Than Ever: Tim Vipond explains why, even in the age of AI, Excel remains the ultimate "blank canvas" for analysts to brainstorm, structure logic, generate insights, and create value.Who This Specialization is For: Whether you're a complete beginner or an experienced professional looking to abandon the mouse and improve efficiency, this journey takes you from ground zero to advanced dashboards.Practical, Mission-Driven Learning: Duncan McKeen details CFI's unique approach: learning skills in the context of a larger goal (like building a cohesive dashboard), ensuring every formula and function learned is immediately relevant to your job.The Learning Sequence: We walk you through the five courses that build your skills step-by-step: from interface and fundamental formulas, through cleaning messy data and advanced visualization techniques.The Confidence Boost: Mastering Excel through practice is the fastest way to career growth. Discover how this specialization can transform a stressed analyst into a confident value creator who can efficiently turn around complex analyses in minutes.

Innovation comes in many areas and compliance professionals need to not only be ready for it but embrace it. Join Tom Fox, the Voice of Compliance as he visits with top innovative minds, thinkers and creators in the award-winning Innovation in Compliance podcast. In this episode,  host Tom welcomes Alison Taylor, an expert in ethics, compliance, risk management, and business leadership.   They discuss her book 'Higher Ground,' its impact, and the evolution of conversations around business ethics and sustainability. Alison also shares insights about her new community on Substack, the importance of writing for clarity and communication, and the significance of sustainability in business operations. They explore the changing regulatory environment and the need for more pragmatic and inclusive conversations around sustainability. The episode concludes with Alison's thoughts on teaching ethics and sustainability, engaging with students, and the future of sustainability in business. Key Highlights ·      Discussing 'Higher Ground' and Its Impact ·      Building a Community on Substack ·      The Importance of Writing ·      Corporate Sustainability Trends ·      Teaching and Professional Insights ·      Future of Sustainability and Final Thoughts  Resources Alison Taylor on LinkedIn   Higher Ground on Amazon.com Check out my latest book Upping Your Game-How Compliance and Risk Management Move to 2023 and Beyond, available from Amazon.com.    Innovation in Compliance was recently honored as the number 4 podcast in Risk Management by 1,000,000 Podcasts. 

In this episode of the Drop in CEO podcast, Deb Coviello welcomes back Todd Wilkowski, a seasoned fractional general counsel and trusted advisor to family-owned and closely held businesses. Together, they explore the evolution of the fractional executive model, the importance of building relationships over transactions, and how proactive legal and business strategies can empower small and medium-sized businesses. Todd shares personal stories, the VROOM framework, and insights on collaboration, risk, and the future of work in the age of AI. Episode Highlights: 02:00 – Todd shares his unique background, from Air Force officer to trusted legal advisor, and the value of diverse experiences. 21:00 – The rise of the fractional executive model: why relationships, not transactions, are the future for business advisors. 33:00 – Introducing the VROOM framework: Value, Relationship, Resources, Responsiveness, Relevancy, and Measurability for client success. 45:30 – Embracing AI and collaboration: how technology and human connection are shaping the next era of business leadership. Todd is a trusted advisor and outside general counsel for private, closely held, and family-owned businesses. A former Air Force officer and experienced construction law attorney, he brings a unique perspective to risk management, compliance, and strategy. Before joining Frost Brown Todd, he spent seven years as General Counsel for Baker Concrete Construction, overseeing all legal and enterprise risk functions. Todd provides practical, strategic counsel on contracts, disputes, HR, and governance, helping companies strengthen operations and seize growth opportunities. His proactive, business-minded approach helps clients manage risk, plan for succession, and position their organizations for long-term success. Company Website: https://frostbrowntodd.com/ Linkedin: https://www.linkedin.com/in/todd-wilkowski-8802286/ For more information about my services or if you just want to connect and have a chat, reach out at: https://dropinceo.com/contact/See omnystudio.com/listener for privacy information.

Ideas don't turn into impact on excitement alone. They need structure, ownership, and trust. We sit down with Mark, an IP advisor and blockchain compliance expert, to unpack how intangible assets—patents, trademarks, copyrights, code, data, and even carbon credits—quietly drive growth while shaping risk across industries.We dig into the hidden engine of value that most founders overlook: dormant IP. Mark walks us through practical IP audits that surface what you already own, from unique processes and datasets to brand equity you can license or franchise. He explains why mindset comes first, then market size and timing, and how that sequence determines whether you defend aggressively, collaborate through licensing, or wait for the right moment. On the Web3 front, we challenge the myth that crypto is lawless. Clear names, protected code, and compliant launches build the trust that filters copycats, supports valuation, and attracts serious capital.Sustainability threads through the conversation as we explore carbon markets and climate finance. Carbon may be intangible, but the credits and systems around it require rigorous legal frameworks. Mark shares how IP strategy supports climate tech adoption —from discovery to cross-border licensing—scaling faster than opening new offices. We also dive into brand stewardship beyond the certificate: monitoring registries, enforcing quickly, and using licensing to expand with lower risk. Along the way, we look ahead to more innovative tools—AI assessing brand strength, interoperable IP revenue tracking, and policy incentives for climate-aligned inventions.If you're building at the edge of tech or climate, this is your playbook for turning the invisible into compounding advantage. Hear how to protect before you launch, design risk into your roadmap, and monetize the assets you already have. Subscribe, share with a founder who needs this, and leave a review with the one IP question you want answered next.Send us a textSupport the showCheck out "Protection for the Inventive Mind" – available now on Amazon in print and Kindle formats.

A reading of the Aviation Instructor's Handbook (AIH) Chapter 1. Checkout: www.wifiCFI.com for more audiobook readings and:STUDY COURSES (click any to try free!)Private Pilot >Instrument Rating >Commercial Pilot >CFI Study Course > CFII Study Course > Multi Engine Add-On > CHECKRIDE LESSON PLANS (click any to try free!)CFI Lesson Plans >CFII Lesson Plans > MEI Add-On Lesson Plans >TEACHING COURSES (click any to try free!)Teach Private Pilot >Teach Instrument Rating >Teach Commercial Pilot >Teach CFI Initial >Teach CFII Add-On >Support the show

Sya Kantor knows why users don't mind a bit of centralization, if it gives them a better experience.

In this episode, Ricardo discusses the role of luck and probability in project management. He explains that while luck can influence outcomes, it favors those who are prepared. Probability, he says, is not a prediction but a decision-making tool that helps manage uncertainty. Effective project managers turn randomness into results through preparation: identifying risks, creating contingency plans, defining triggers, and building buffers. Ricardo also warns against hindsight bias, which makes us underestimate luck after success. He recommends modeling uncertainty with scenarios, using simulations for high-risk decisions, protecting the critical path with buffers, and designing flexibility into projects. True management, he concludes, is not about eliminating luck but shaping how it affects outcomes—turning uncertainty into smarter choices and opportunities. Listen to the podcast to learn more!

Aligning risk management with business goals is essential for driving business objectives. In this episode, we discuss how risk managers can effectively connect risk management to business objectives and create measurable outcomes Our special guest, AnilKumar JK, Senior Director of CyberGRC Product Management at MetricStream, shares his expert insights on strategic risk alignment, leveraging frameworks like COSO and Value at Risk, and the importance of fostering a strong risk culture. Discover how organizations can better prioritize risks, implement effective governance, and use tools such as data categorization and the CIA triad to align risk management with core business strategies. AnilKumar also highlights the transformative role of AI in streamlining risk assessment and monitoring, and explains the difference between risk appetite and tolerance, offering actionable tips to improve decision-making. If you want to be our guest or suggest a guest, send your email to info@globalriskconsult.com with the subject line "Guest Proposal."

Neste episódio, Ricardo discute o papel da sorte e da probabilidade na gestão de projetos. Ele explica que, embora a sorte possa influenciar os resultados, ela favorece aqueles que estão preparados. A probabilidade, segundo ele, não é uma previsão, mas uma ferramenta de tomada de decisão que ajuda a gerenciar a incerteza. Gerentes de projeto eficazes transformam a aleatoriedade em resultados por meio da preparação: identificando riscos, criando planos de contingência, definindo gatilhos e construindo reservas. Ricardo também alerta para o viés da retrospectiva, que nos faz subestimar a sorte após o sucesso. Ele recomenda modelar a incerteza com cenários, usar simulações para decisões de alto risco, proteger o caminho crítico com reservas e incorporar flexibilidade aos projetos. A verdadeira gestão, conclui ele, não se trata de eliminar a sorte, mas de moldar como ela afeta os resultados — transformando a incerteza em escolhas e oportunidades mais inteligentes. Escute o podcast para saber mais.

Are you auditing at the speed of risk? Richard Chambers—50-year internal audit veteran and AuditBoard advisor—joins Blake to map the path forward. Hear why AI now ranks as risk #1, how to build continuous risk monitoring, and what “independence, not isolation” means for the three-lines model. Learn where CAEs should start with AI (risk assessment, analysis, reporting), how to audit culture and AI governance, and how to earn audit committee trust with no surprises.Chapters(01:37) - Richard Chambers' Career Journey (03:15) - Evolution of Internal Audit (05:34) - Emerging Risks in Internal Audit (08:13) - AI and Cybersecurity Challenges (10:51) - Continuous Risk Monitoring (25:30) - Connected Risk and AI Integration (27:42) - Introduction to the Three Lines of Defense (30:01) - Evolution to the Three Lines Model (31:18) - Connected Risk and Collaboration (32:08) - AI's Impact on Risk Management (35:20) - AI in Internal Audit: Opportunities and Challenges (40:32) - The Human Element in Internal Audit (44:40) - The Future of Internal Audit and AI (54:00) - Conclusion and Final Thoughts Sign up to get free CPE for listening to this podcasthttps://earmarkcpe.comhttps://earmark.app/Download the Earmark CPE App Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appConnect with Our Guest, Richard ChambersLinkedIn: https://www.linkedin.com/in/richard-chambers-a5108914/Twitter: https://x.com/rfchambersWebsite: https://auditboard.com/Connect with Blake Oliver, CPALinkedIn: https://www.linkedin.com/in/blaketoliverTwitter: https://twitter.com/blaketoliver/

In this episode of Risk! Engineers Talk Governance, due diligence engineers Richard Robinson and Gaye Francis revisit the topic of Safety Culture.They review the work of Professor Patrick Hudson, who identified five levels of safety culture, from pathological (who cares as long as we're not caught) to generative (safety is how we do business around here).Richard and Gaye observe that many organisations tend to be more reactive, focusing on implementing controls after incidents occur, rather than striving for a generative safety culture. They note that the transition from a bureaucratic, rule-based approach to a proactive, thinking-based approach is challenging, and caution the use of AI, which can lead to a lack of critical thinking.They end with how organisations should aspire to a generative safety culture, even though it may be an aspirational goal, and highlight the need for clear commitment to safety at all levels of the organisation, rather than just from Board level. For further information on Richard and Gaye's consulting work with R2A, head to https://www.r2a.com.au, where you'll also find their booklets (store) and a sign-up for their quarterly newsletter to keep informed of their latest news and events.Gaye is also founder of Australian women's safety workwear company Apto PPE https://www.aptoppe.com.au.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you keep your pension—or build your own?If you've left a teaching or public sector job to start a business or invest independently, the idea of commuting your pension can feel intimidating. Do you trade the safety net of a predictable income for the freedom (and risk) of building wealth your own way? In this episode, Jon and Kyle break down the mindset and math behind pensions—revealing what most people misunderstand about “guaranteed” security and how business owners can create their own version of it. Whether you're missing the comfort of a defined benefit plan or wondering if those “golden handcuffs” were ever worth it, this conversation reframes what financial certainty can really look like.You'll discover:The real rate of return behind traditional pensions—and why they're not as generous as they appear.How to replicate pension-like security using a well-structured, high–cash-value insurance policy or other conservative strategies.A practical framework for balancing growth, flexibility, and risk so you can build your own financial “floor” without sacrificing upside potential.Press play now to learn how to design your own pension-style safety net—and take control of your wealth on your own terms.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building lasting financial security in Canada starts with a clear Canadian wealth plan that integrates business ownership, financial planning, and tax-efficient investing. Through smart use of insurance, RRSP optimization, and corporate wealth planning, entrepreneurs can design a path toward financial independence Canada—balancing salary vs. dividends, managing personal vs. corporate tax, and leveraging investment strateReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Cybersecurity breaches and ransomware attacks are no longer a "big company problem." Dental offices are prime targets because patient data is gold on the dark web. In this episode, I'm joined once again by the expert who has been leading the charge in dental technology protection for over 20 years: Dr. Lorne Lavine, The Digital Dentist. If you've ever thought "it won't happen to my practice," this conversation will change your mind fast. Returning guest Dr. Lorne Lavine dives deep into what every dental practice must know about protecting their patient data, technology systems, and reputation. Lorne breaks down how ransomware attacks actually happen, why HIPAA compliance is still widely misunderstood, and the real consequences practices face if they don't take security seriously. You'll learn: • The #1 way ransomware breaks into dental offices • Why cloud-based software does not eliminate HIPAA responsibility • What a proper HIPAA risk assessment really involves • Best practices for backups and disaster recovery • How cyber liability insurance protects your bottom line • The surprising percentage of practices that get hit with ransomware • The essentials every IT setup needs in 2025 and beyond • Why leaning on a healthcare-focused IT provider matters more than ever Lorne also shares his own powerful journey from perio to the forefront of dental tech security, plus personal insights in our lightning-round close. This episode gives dentists the clarity and action steps needed to stay protected, stay compliant, and stay in business.   — Key Takeaways Audio 00:41 Introduction and Event Highlights 03:35 Meet Dr. Lorne Lavine: Expert in Dental Technology 06:58 Transitioning from Dentistry to Technology Consulting 07:37 Managed Services and HIPAA Compliance 10:45 The Shift to Cloud-Based Solutions 14:55 Understanding Ransomware and Cybersecurity 22:25 Navigating Cybersecurity Liability and Insurance 25:41 The Importance of HIPAA Risk Assessments 28:20 Navigating HIPAA Compliance and Risk Management 29:35 Data Backup Strategies for Modern Practices 33:39 Cybersecurity Best Practices for Healthcare 36:38  The Importance of IT Consultation in Healthcare 43:13 Personal Insights and Entrepreneurial Advice   — Connect with Dr Lorne Website: TheDigitalDentist.com Email: drlavine@thedigitaldentist.com Phone: 866-204-3398 Free Offer for Listeners: Complimentary cybersecurity & HIPAA technical audit plus a personal review call with Dr. Lavine.   — Learn proven dental marketing strategies and online reputation management techniques at DrLenTau.com. This podcast is sponsored by Dental Intelligence. Learn more here. This podcast is sponsored by CallRail, call tracking & lead conversion software for dentists. Find out more here. Raving Patients Podcast is your go-to place for the latest and best dental marketing strategies that will help you skyrocket your practice. Follow us for more!

Most organizations have security champions. Few have a real security culture.In this episode of AppSec Contradictions, Sean Martin explores why AppSec awareness efforts stall, why champion programs struggle to gain traction, and what leaders can do to turn intent into impact.

Key Takeaways: Create self-sustaining income: Learn how to turn your investments into income-generating assets by smartly borrowing against valuable holdings. Think like the wealthy: The rich often use debt wisely to grow their wealth without selling their main assets. See Bitcoin's role in growth: Bitcoin is one of the most liquid and limited assets in the world, making it a strong choice for high-growth strategies. Manage risk carefully: Borrow conservatively and assess risks to stay financially strong, even during economic downturns. Build lasting wealth: Use smart planning to create tax-free income and compounding growth that can be passed on to future generations.   Chapters: Timestamp Summary 0:00 Regenerative Income Strategy: Borrowing Against Wealth for Tax-Free Living 3:33 Understanding Financial Systems Through Cosmic and Economic Analogies 5:42 Leveraging Bitcoin-Backed Securities for Strategic Financial Growth 10:23 Leveraging Assets and Loans for Wealth Growth 14:56 Building Wealth Through Strategic Borrowing and Compound Interest 18:02 Borrowing Strategies Versus Selling Investments for Wealth Management 21:10 Understanding the Tax-Free Nature of Borrowing Against Assets 23:12 Leveraging Financial Strategies for Optimal Investment Returns 27:44 Bitcoin as a Scarce and Liquid Asset for Investment 30:19 Investment Advice and Risk Management for Bitcoin Enthusiasts   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

SummaryThe conversation explores the complexities of generating yield from Bitcoin, discussing various sources of yield, the risks associated with crypto lending, and the lessons learned from past failures in the crypto space. Panelists emphasize the importance of self-custody, risk management, and the evolving role of Bitcoin in traditional financial markets. They also highlight the potential for Bitcoin to serve as working capital and the future of institutional adoption in the Bitcoin ecosystem.TakeawaysBitcoin is primarily a yield-generating asset by holding it long-term.Self-custody is crucial for managing Bitcoin safely.Avoid custodial services to minimize risk.Re-hypothecation of collateral is a significant risk in lending.The yield on Bitcoin is often mispriced in the market.Bitcoin-backed loans are a secure way to earn yield on dollars.The Lightning Network offers potential yield opportunities.Risk management is essential in crypto lending.Institutional adoption of Bitcoin is on the rise.The future of Bitcoin includes collaborative custody solutions.Chapters00:00 Introduction to Bitcoin Yield Generation01:51 Understanding Yield Sources in Bitcoin04:27 Lessons from Crypto Lending Failures07:25 Risk Management in Bitcoin Lending10:04 Evaluating Yield Opportunities12:48 The Future of Bitcoin Lending and Yield15:28 Institutional Adoption and Bitcoin's Role18:36 Conclusion and Q&A32:22 bp-introoutro_v2.mp4

In this episode, host Mark Ledlow welcomes long-time friend and retired body agent, John Fisher, a seasoned security professional with experience in both the Marine Corps and the private sector, to discuss the transition from government to the private sector in the security industry. They reflect on Fisher's experience working with the Texas Governor's detail and his journey to starting a private security and investigation firm. Topics include the complexities of the licensing process, the importance of face-to-face interactions in building trust, the role of technology in security, and the evolving threat landscape in Texas. The discussion also covers the potential impact of AI, the integration of static guards with advanced technology, and insights into various sectors such as law enforcement and energy. Listeners are encouraged to reach out for services or collaboration opportunities and to stay tuned for upcoming episodes and events.Learn about all this and more in this episode of The Fearless Mindset Podcast.KEY TAKEAWAYSTransitioning from government to private security requires patience, persistence, and adaptability.Success in security and investigations is built on word-of-mouth, trust, and personal relationships—not just advertising.Face-to-face networking and going the extra mile for clients are crucial for growth.Texas's security landscape is evolving with technology, but physical presence and expertise remain vital.The growth of energy and tech sectors in Texas is creating new security needs.Integrity and a commitment to truth are essential in investigative work.QUOTES“You can spend all kinds of money on advertising, but people talk and if you turn out a good product and you're reliable, that speaks mounds much more than advertising.”“It's still a trust business. You gotta build, cultivate that relationship face to face.”“It's just a matter of going out and knocking on those doors… That has turned a lot of heads in this.”“Because the truth is the truth. And it, it, it's gonna go where it goes and whether I agree with it or not, or it's what I think happened, I have to go where the evidence and everything is going.”“You gotta get off your tail and, and knock on some doors. And that's part of one of the things that I think that sets me apart from others in this area.”“It's working together for that common goal. They've got a job that they gotta do. You've got a job that you've gotta do.”“It's not the end all to be all. And when they go through the courses, they're not saying it's the way, it's a way.”Get to know more about John Fisher through the links below.https://www.linkedin.com/in/john-fisher-14a26124/To hear more episodes of The Fearless Mindset podcast, you can go to https://the-fearless-mindset.simplecast.com/ or listen on major podcasting platforms such as Apple, Google Podcasts, Spotify, etc. You can also subscribe to the Fearless Mindset YouTube Channel to watch episodes on video. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Your company is launching its own corporate venture capital (CVC) fund. Suddenly, traditional financial models don't apply. Corporate Venture Capital is a unique, high-variance asset class that demands a new strategic mindset from finance professionals.In this episode of Corporate Finance Explained on FinPod, we unpack Corporate Venture Capital (CVC), exploring its dual motive (strategic innovation vs. financial return) and revealing the practical frameworks needed to manage this hybrid investment effectively.This episode covers:CVC: Buying Optionality: Why large companies use CVC as a lightweight alternative to M&A or internal R&D, acting as an early option on future acquisitions and managing innovation risk.Defining Success: How major CVC arms (like Salesforce Ventures, Amazon Alexa Fund, and Intel Capital) track value using strategic KPIs (e.g., Partnership ARR Uplift, Azure Adoption) that go beyond standard IRR.The Strategic Playbooks: Analysis of different CVC models: the Ecosystem Expansion approach, the Innovation Hedge strategy (de-risking R&D), and the pure Portfolio Focus.The CVC Financial Toolkit: We detail six essential frameworks for corporate finance teams, including building flexible return models (budgeting for high write-off rates), managing complex capital structures (convertible notes), and implementing governance for high-risk assets.The Translator Role: How finance professionals must bridge the gap between innovation teams and traditional financial rigor, articulating why a high-risk bet makes sense for both the strategic story and the balance sheet.

Wondering if you're truly ready for retirement?  Retirement planning isn't one-size-fits-all, and your plan should be as unique as your fingerprint. In this episode, Mark tackles the most important and often overlooked, questions everyone faces as they plan for life's biggest transition. Discover the surprising factors that shape your retirement path and learn how clarity, preparation, and flexibility are the real keys to peace of mind. Here's some of what we discuss in this episode:

Randy Martinson - Martinson Ag Risk Management

Most organizations have security champions. Few have a real security culture.In this episode of AppSec Contradictions, Sean Martin explores why AppSec awareness efforts stall, why champion programs struggle to gain traction, and what leaders can do to turn intent into impact.

Is your safety program just a checkbox, or can it give you a competitive edge?In this week's Mobilization Mindset, Scott welcomes David Tibbetts, Chief Safety Officer at Highwire, for a frank conversation on how contractors move from “check-the-box” compliance to systems that prevent serious injuries and keep projects on track.You'll learn: - Why safety is both a moral obligation and good business  - What owners and GCs actually look at - incident rates, EMR, OSHA citations, fatalities, and the quality of your programs - When safety performance tips the bid, and what happens when low bidders carry risk - The big mindset shift - instead of stopping at recordables, focus on SIF potential and high-risk activities - Leadership that works - field engagement walks, clear roles, accountability, and worker empowerment - Real examples such as Skanska's “Care for Life” meetings, and a simple logistics change that boosted morale and safety on a 100-person site - How even small contractors can use tools like ChatGPT to design incentives, inspections, and goalsIf you want fewer surprises, safer jobs, and stronger bids, this episode shows how to turn safety data into action - and culture into results.Dive into the episode and upgrade your approach with SIF-focused practices.#ConstructionSafety #RiskManagement #JobsiteSafety #SIFPrevention #Highwire #MobilizationMindset

In this hour of Follow The Money, hosts Mitch Moss and Pauly Howard share their thoughts on the first College Football Playoff rankings and what the committee got wrong. Also on the show, Jeff Sherman, Westgate Superbook VP of Risk Management, joins the show to chat some NBA storylines and handling player prop betting at a sportsbook. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send me a DM here (it doesn't let me respond), OR email me: imagineabetterworld2020@gmail.comThis is the 17th episode feature of the CKLN Mind Control Radio Series that will be airing on all my channels. These lectures, interviews, and presentations are some of the most important documentations on mind control that you will find. This series is extremely difficult to find online and has stood the test of time since 1997 when it aired on CKLN Radio. I will be airing this series over the next couple months for 'Movie Night'. If you listen to this entire series, it'll tremendously help your understanding of MK ULTRA and trauma-based mind control. You will hear from renowned experts, advocates, educators, therapists, survivors, whistleblowers, and researchers who helped pave the way for where we are today. -----------------------------------------------------------------------Alan Scheflin - Risk Management in Dissociative Disorder & Trauma TherapyToday we are going to hear a presentation by Professor Alan Scheflin given at the recent International Society for the Study of Dissociation (ISSD) and International Society for Traumatic Stress Studies (ISTSS) conferences at a joint session in Montreal given this last Sunday, on November 9, 1997. This talk is entitled Risk Management in Dissociative Disorder and Trauma Therapy and is very timely in the wake of some disturbing legal developments against psychotherapy recently. There was a $10.6 million lawsuit settled out of court in Chicago for a therapist who treated DID or MPD, also more recently, the U.S. government has brought criminal charges against Judith Peterson, a Texas psychologist who treats dissociative clients. -----------------------------------------------------------------------Wayne Morris and the International Connection Radio Show are proud to deliver the entire nine-month series in this rare exclusive format. (International Connection 2003)The Mind Control Radio Series, a series on Canadian involvement in U.S. CIA and military mind control programs and the links to ritual abuse.International Connection Host Wayne Morris interviewed survivors, therapists, researchers, and writers regarding unethical mind control experiments carried out by Canada and the United States on Toronto radio station CKLN-FM 88.1 Sunday mornings at 9:30 AM."Mind Control Radio Series" focused on different issues of military and government use of mind control with a focus on the Canadian involvement in the experimental programs including:- The documented history of CIA/military mind control programs including the funding of projects at Canadian institutes across the country (Including the Allen Memorial Institute in Montreal).- The military and intelligence uses of mind control including using the child victims for sexual blackmail, message delivery, information stealing, coercion and assassination.- The use of Multiple Personality Disorder for mind control programming and the links to the MPD effects of ritual abuse, sexual abuse and severe trauma- The public debate around recovered memories of abuse- The nature of the mind control experiments from survivors' accounts-------------------------------------------------CONNECT WITH EMMA / THE IMAGINATION: YouTube: https://www.youtube.com/@imaginationpodcastofficialRumble: https://rumble.com/c/TheImaginationPodcastEMAIL: imagineabetterworld2020@gmail.com OR standbysurvivors@protonmail.comMy Substack: https://emmakatSupport the show

Today, Jesse is joined by Professor John Dinsmore—behavioral finance researcher, marketing scholar, and author of The Marketing of Debt: How They Get You—for a conversation about how persuasion, psychology, and modern advertising quietly shape our financial lives. Together, they explore how marketers exploit human biases like loss aversion, anchoring, and over-optimism to sell products, loans, and debt, and why AI-driven "adaptive ads" are making it harder than ever to recognize when we're being influenced. John shares real-world examples—from car dealerships to "buy now, pay later" offers and sports betting apps—revealing how even savvy consumers fall prey to tactics designed to exploit fear, emotion, and cognitive shortcuts. The discussion also dives into the growing vulnerability of retirees targeted by complex financial products, and why awareness, self-monitoring, and slowing down decisions are key defenses. Throughout, Jesse and John remind listeners that acknowledging our weaknesses is a strength—and that understanding how marketing works is one of the best ways to protect both our wallets and our wellbeing.  Key Takeaways:• Marketing works on everyone—even when we think we're immune. Most people admit that advertising influences others, but few realize how deeply it shapes their own decisions. • People tend to believe they'll have more time, money, or stability in the future, making it easy to justify debt today. • Loss aversion drives many financial mistakes. We fear losses more than we value gains, which leads us to buy unnecessary warranties, insurance, or "safety" products. • AI-powered marketing will get subtler. As systems learn to mimic human tone and emotion, it will become harder to tell when you're being influenced. • Social media blurs the line between content and advertising. Influencer partnerships and native ads make it harder to recognize when you're being sold to. • Being "weak" isn't failure—it's human. Admitting our psychological blind spots allows us to build systems and habits that protect us. Key Timestamps:(01:49) – Understanding Personal Weaknesses (04:25) – The Impact of Marketing and Advertising (08:22) – Interview with Professor John Dinsmore (13:19) – The Marketing of Debt (25:56) – Practical Tips to Combat Marketing Influence Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:Website: https://www.johndinsmore.com/ LinkedIn: https://www.linkedin.com/in/johnbdinsmore/ Mentions: https://bestinterest.blog/i-am-weak/ The Marketing of Debt: How They Get You by John B. Dinsmore  More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Connect to John Gilroy on LinkedIn   https://www.linkedin.com/in/john-gilroy/ Want to listen to other episodes? www.Federaltechpodcast.com Today, we sat down with Chris Wysopal from Veracode to talk about how to leverage the power of AI to increase productivity in federal systems. It seems like every headline you read talks about AI speeding up the process of writing code. However, there may be mixed messages here. Wysopan read some academic reports that talked about vulnerabilities being introduced in human code as well as AI code. Because this has been a concern for a while, He initiated the Gen AI Code Security report. They examined a wide range of LLMs to get a fair overview. They discovered 45% introduced vulnerabilities. What is even more shocking is this is similar to the rate from regular, old, garden variety software developers. You can get more details from the Veracode's 2025 Gen AI Code Security Report. It details methodology and notes despite improvements in syntax; security remains a concern. When he presented at a recent Billington Cyber Summit, he was deluged with people interested in problems with AI generated code. The overview is Implement a centralized risk management approach to prioritize and address the most critical vulnerabilities.    

Mike Pink, SmartPM: Cutting Construction Delays and Overruns (North Fulton Business Radio, Episode 910) On this episode of North Fulton Business Radio, host John Ray talks with Mike Pink, founder and CEO of SmartPM. Mike explains why construction projects slip on time and budget, and how tighter use of the project schedule can prevent it. He […] The post Mike Pink, SmartPM: Cutting Construction Delays and Overruns appeared first on Business RadioX ®.

Send us a textSpecial Forces-Grit, Goals, and GoodbyesPodcast Summary – Special Forces S4 E6: GritThe episode kicks off on Day 6 with 11 recruits remaining, as intensity ramps up and the DS warns them things will move faster. Eric Decker reflects on his NFL career, proud of his Super Bowl appearance, while acknowledging that retirement left him struggling with identity and fear of failure.The Rope Challenge (Postman's Walk)The recruits face a nerve-wracking task—sidestepping across a 165-foot wire high above a canyon.Randall, Brianna, and Gia go first. Randall powers through, Brianna stays steady, but Gia panics, yelling that the rope is on her helmet. The DS scolds her for “talking back.”Team 2 (Mark, Jessie, Shawn) passes. Jessie shows confidence rooted in her military-family background.Team 3 (Christie, Cody, Eric) struggles when Eric stalls on the wire for over six minutes—he fails.Afterward, Eric confesses to exhaustion and fear of failing again. In a raw talk with the DS, he opens up about depression post-NFL, struggling with purpose as a stay-at-home dad while his wife Jessie's career thrives. The DS pushes him to face his fear and find his inner grit.Murder BallThe next challenge is a brutal military sport—part rugby, part combat. It's chaos: tackles, scrapes, and pure adrenaline.Eric redeems himself early with a touchdown for Team Alpha.Jessie, Gia, and Christie all give fierce performances, with Christie Rampone dominating—she's praised later for “steamrolling the men.” But it comes at a cost: Eric injures his hip, Andrew breaks his nose, and everyone is battered.Emotional ReckoningsChristie opens up about her failed marriage, admitting she stayed too long trying to fix it. Despite being a strong leader as U.S. Soccer's captain, she couldn't lead herself at home. She breaks down, hoping her 50s will bring renewal and peace.Medical WithdrawalsEric's injury forces him to leave the course. Jessie insists on going with him, saying, “We fly together.” They depart hand-in-hand—the 9th and 10th recruits to exit.Support the showhttps://www.wewinewhenever.com/

On this episode of CFI Member Spotlight on FinPod, we are thrilled to host Alexandra McLaren, a Manager at EY Parthenon specializing in M&A transaction diligence and business valuations. Alex's background is truly unique, combining a rare dual qualification as a Chartered Accountant (CA) and a Bachelor of Laws (LLB) from the University of Stellenbosch, alongside her CFI FMVA® and FPWM™ certifications.Alex shares her journey from academic trainee and outsourced CFO to advising on complex transactions at a top global firm.This episode covers:The Dual Degree Advantage: Alex explains why combining Accounting and Law (LLB) gives her a unique perspective on finance, training her to question assumptions and build sound arguments—skills vital for due diligence.Life as an Outsourced CFO: Insights into the rewards and challenges of working with early-stage startups, helping entrepreneurs build financial rigor and accounting processes from the ground up.From Startup to Strategy: How her hands-on experience with fast-moving small clients prepared her for the high-stakes, highly structured world of EY Parthenon and made her comfortable joining client meetings with high-level executives.The Dream Job: Alex details her unexpected move into Transaction Diligence and Valuation, describing the day-to-day life of analyzing income statements, balance sheets, and building the assumptions that inform final valuations.The Value of Continuous Learning: Why Alex pursues additional education like the FMVA® and FPWM™, finding they are essential not just for technical knowledge, but for presenting analysis in a clear, understandable, and efficient way (Excel shortcuts included!).Alex's story is a compelling example of how a varied educational background and a commitment to professional development can pave the way to a dream career in high finance.

Innovation is present in many areas, and compliance professionals must not only be prepared for it but also actively embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. In this episode, host Tom Fox welcomes Dr. Hemma Lomax from DocuSign, Chris Crowder from Airbus, and Vince Walden from konaAI to explore the future of compliance with AI and AgenticAI. This podcast was edited from a konaAI-sponsored webinar. For a link to the full webinar replay, see below. Our discussion centers around the integration of AI, innovation, and compliance within corporate environments. Chris and Hemma share insights about their current data analytics efforts and the transformative role of AI in enhancing compliance processes. They discuss the importance of human judgment, exploring new technologies, and creating a forward-thinking compliance culture. Audience members are encouraged to think creatively about leveraging technology to address compliance challenges and prepare for a rapidly evolving business landscape. Key highlights: Current State of AI and Data Analytics in Compliance Challenges and Opportunities in AI Implementation The Role of AI in Risk Management Human Judgment and AI: A Balanced Approach Future of AI in Compliance and Business Future of AI Agents in Compliance For a full replay of the Webinar, click here. For the konaAI white paper on AgenticAI, click here. To listen to the award-winning podcast Upping Your Game on the use of AI in a compliance program, click here. Check out my latest book, Upping Your Game-How Compliance and Risk Management Move to 2023 and Beyond, available from Amazon.com. Innovation in Compliance was recently honored as the number 4 podcast in Risk Management by 1,000,000 Podcasts.

Friend of the network Pam Jahnke, Mid-West Farm Report, visits with Matt Ramsey, Livestock Services Manager with Purina Animal Nutrition and Land O'Lakes, Inc. Risk Management, about why the team was created and their focus on assisting dairy producers.

In the intricate world of global supply chains, contractual disputes are inevitable, and financial consequences can be severe. For ports and terminals, exposure to such risks can be significantly reduced by using and maintaining a robust set of standard trading conditions (STCs).   

In this episode, Bill interviews successful Levinson Agent Ronald, who shares his secrets and what it takes to be a top producer in today's environment! His story is extremely inspiring and one that we can all learn from! His business model includes P&C, Employee Benefits, and Financial Services, primarily with Business Owners for over 25 years! Ronald's Biography: Ronald is an experienced Financial Consultant with a demonstrated history of working in the insurance industry. He possesses skills in Life Insurance, Annuities, Health Insurance, Risk Management, Property & Casualty Insurance, Employee Benefits Design, and Sales. He graduated from Temple University - Fox School of Business and Management. Check us out online: Agent Back Office Site: LevinsonAndAssociates.com Facebook: @levinsonandassociates X: @levinsonassoc Instagram: @levinsonandassociates Threads: @levinsonandassociates LinkedIn: @bilevinson  Podcast: levinson.libsyn.com YouTube Library: @thelevinson1  

Randy Jouben is the Chief of Risk Management in Fairfax County, one of the largest counties in the United States. He shares the lessons he has learned from his varied experiences from non-profit and for-profit to the public sector. He underscores the importance of embracing technology and training employees in AI engagement in order to manage risks instead of being blind to them, shares the benefits of his CPCU designation, and highlights the importance of continued learning at every stage of a successful career.   Key Takeaways: ● Randy's work with Fairfax County from criminal and fire to helping the homeless. ● Randy's literal fall into an insurance career. ● Lessons learned from the non-profit sector. ● Five Guys from the kitchen to the EBITDA bottom line. ● The value of partnering together during the bad years. ● Insights into insurance in municipalities. ● Risk financing in the public sector. ● Legal system abuse and the need to reform. ● Ensuring proper education about utilizing AI. ● Randy's flexible advice to his early career self.   Mentioned in This Episode: Randy Jouben   Tweetables:   "When you realize how much you can help an organization help their mission, it's more fulfilling than a paycheck."   "If you can partner together in the bad times, it makes the good times so much better for everyone else."   "In municipalities, your neighbor is your boss in one sense or another."   "Just because you've had your job in the industry for 30 years, doesn't mean you stop learning."   "You need to embrace technology and help employees learn it and engage with it so you can manage the risk instead of being blind to the risk. You don't work in risk management and not take risks."

In this episode, Ricardo explains why executives need to understand the logic of project management to make informed strategic decisions. Projects drive organizational changes, such as digital transformation, new products, entry into new markets, and mergers. Without understanding how projects add value and manage risk, leaders may fail to connect strategy to execution. Many focus only on "normal functioning," but the future depends on "business as change." By understanding the dynamics of projects, executives ask better questions, support teams effectively, and build a results-oriented culture. This knowledge helps them keep pace with the organization, prioritize efficiently, and see failures as learning opportunities. True leadership requires learning to think like a project, not like tools, but like governance, critical thinking, and value creation. Listen to the podcast to learn more!

Neste episódio, Ricardo explica por que os executivos precisam entender a lógica da gestão de projetos para tomar decisões estratégicas embasadas. Projetos impulsionam mudanças organizacionais, como transformação digital, novos produtos, entrada em novos mercados e fusões. Sem entender como os projetos agregam valor e gerenciam riscos, os líderes podem não conseguir conectar a estratégia à execução. Muitos se concentram apenas no "funcionamento normal", mas o futuro depende de "negócios como mudança". Ao compreender a dinâmica dos projetos, os executivos fazem perguntas melhores, apoiam as equipes de forma eficaz e constroem uma cultura orientada a resultados. Esse conhecimento os ajuda a acompanhar o ritmo da organização, priorizar com eficiência e enxergar as falhas como oportunidades de aprendizado. A verdadeira liderança exige aprender a pensar como um projeto, não como ferramentas, mas como governança, pensamento crítico e criação de valor. Escute o podcast para saber mais.

Risk Management and Privacy Knowledge Leader at A-LIGN, Arti Lalwani shares her story from finance to risk management and how she made the transition. Arti started her career in finance after graduating with a finance degree. Quickly learning the field was not for her, she decided to dip her toes into the tech world. She credits her mentors for helping her and said "they were able to push me up and get me there faster than I even thought." Arti says that she would like to be a part, and hopes to be apart, of the change where women are supporting women in the field. We thank Arti for sharing her story. Learn more about your ad choices. Visit megaphone.fm/adchoices

Risk Management and Privacy Knowledge Leader at A-LIGN, Arti Lalwani shares her story from finance to risk management and how she made the transition. Arti started her career in finance after graduating with a finance degree. Quickly learning the field was not for her, she decided to dip her toes into the tech world. She credits her mentors for helping her and said "they were able to push me up and get me there faster than I even thought." Arti says that she would like to be a part, and hopes to be apart, of the change where women are supporting women in the field. We thank Arti for sharing her story. Learn more about your ad choices. Visit megaphone.fm/adchoices

Accounting may not be every farmer's favourite topic, but it is one of the most powerful tools on the farm. This week's Head Shepherd guest, David Egerton-Warburton, explains why.Raised on a sixth-generation farm in Kojonup, Western Australia, David learned early that every on-farm decision ties back to sound business practice. His father, Kent, founded Agrimaster in 1981, bringing farm records into the computer age long before most households had a computer, and David and his wife have been joint CEOs since 2001.David and Mark Ferguson discuss budgeting, risk control and decision making, and why financial literacy separates good farmers from great farming businesses. As David says, “The most successful growers aren't that much better from a production point of view… what we really see is the difference in the ability to take risks because they can control them.” Listen to the episode to learn how to turn your farm numbers into a roadmap for success and take control of the risks that matter.https://www.agrimaster.com.au/Head Shepherd is brought to you by neXtgen Agri International Limited. We help livestock farmers get the most out of the genetics they farm with. Get in touch with us if you would like to hear more about how we can help you do what you do best: info@nextgenagri.com.Thanks to our sponsors at MSD Animal Health and Allflex, and Heiniger Australia and New Zealand. Please consider them when making product choices, as they are instrumental in enabling us to bring you this podcast each week.Check out Heiniger's product range HERECheck out the MSD range HERECheck out Allflex products HERE

FinPod: The Billion Dollar Question: How Corporations Pay for Massive Acquisitions (M&A Financing)When a Fortune 100 company buys another for tens of billions, how does the finance team actually structure the payment? It's the central strategic decision that determines a company's risk, flexibility, and future.In this episode of Corporate Finance Explained on FinPod, we break down the complex toolkit used for mega M&A Financing, providing a shortcut to understanding the mechanics behind the biggest headlines.This episode covers:The Basic Building Blocks: The core trade-offs of the three main payment methods: Cash (certainty vs. drained reserves), Stock (saves cash vs. dilution), and Debt (amplifies returns vs. increased leverage).The Advanced Toolkit: Specialized financing methods, including Leveraged Buyouts (LBOs), Bridge Financing for speed, and Syndicated Loans for distributing massive risk across multiple banks (as seen in the Microsoft/Activision deal).Strategy in Action: We analyze the tailored financing mix of major deals: Microsoft's cash and debt strategy to avoid dilution, Disney's stock/cash balance to protect its credit rating, and Amazon's all-cash approach for speed with Whole Foods.The Critical Checkpoints: The toughest challenge, modeling reality. We discuss how analysts value deals using DCF, stress-test synergies, and what happens when optimism fails (Kraft Heinz).The Resilience Framework: Five key strategic questions every CFO must ask to engineer a capital structure that is robust, aligning the financing's term and structure with the assets being acquired.

What if the skills that make breech and twin birth safe have been intentionally erased from modern medicine?In this episode, we sit down with Dr. Stuart Fischbein, an OB-GYN and longtime advocate for physiological birth. After nearly three decades in hospitals and over a decade attending home births alongside midwives, he's become a leading voice in reteaching the lost art of vaginal breech and twin delivery. Together, we dig into how this knowledge disappeared, what replaced it, and why practitioners are no longer taught to trust birth.Dr. Stuart exposes the ripple effects of fear, policy, and profit that shape today's obstetric system. We look at the flawed studies that reshaped global practice, the quiet politics behind “standard of care,” and the consequences of replacing skill with surgery. There's a reason breech birth became a lost language, and a growing movement to relearn it.You'll Learn:[00:00] Introduction[03:17] Why the medical system stripped doctors of individuality and decision-making power[12:05] How one flawed study reshaped global birth practices overnight[19:59] Who qualifies for vaginal breech birth[31:33] When “hands off the breech” isn't enough[36:46] How doctors rationalize ignoring evidence that contradicts hospital policy[40:52] The hidden conflicts of interest behind vaccine and medication recommendations[56:36] Why hospitals prioritize liability and revenue over individualized, physiological care[01:03:41] Rediscovering birth as a human experience[01:08:25] When medicine loses its humanityResources Mentioned:Fearless Pregnancy by Stuart Fischbein, Victoria Clayton, and Joyce Weckl | BookTwin Home Birth by Fischbein, S. | ArticleBreech Birth At Home by Fischbein, S. and Freeze, R. | Article“Home Birth” With An Obstetrician by Fischbein, S. | ArticleTerm Breech Trial (2000) by Hannah, M. et al. | ArticleHealthy as a Mother episode #135 on The Truth About Ultrasounds: Risks & Benefits | Apple or SpotifyBirthing Instincts Podcast | Apple or SpotifyLearn more from Dr. Stuart on his website. You can also follow him on Instagram, Facebook, and X.Find more from Dr. Leah:Dr. Leah Gordon | InstagramDr. Leah Gordon | WebsiteWomanhood Wellness | WebsiteFind more from Dr. Morgan:Dr. Morgan MacDermott | InstagramDr. Morgan MacDermott | WebsiteUse code HEALTHYMOTHER and save 15% at RedmondFor 20% off your first order at Needed, use code HEALTHYMOTHERSave $260 at Lumebox, use code HEALTHYASAMOTHER

Méliuz ($CASH3) — a leading Brazilian e-commerce platform with 42+ million users — has transformed itself and become the country's first bitcoin treasury company. In this episode of the Bitcoin for Corporations Show, host Pierre Rochard sits down with Méliuz Chairman Israel Salmen and Director of Bitcoin Strategy Mason Foard to break down how they took a zombie company and turned it into a growing bitcoin-backed business.They explore Méliuz's market crash and its subsequent re-invention inspired by Strategy (MSTR), and how the regulatory and financial backdrop of the Brazilian market (high inflation and high interest rates) presents unique opportunities and challenges for corporate bitcoin adoption.Chapters:00:00 – From IPO to Bitcoin: The Méliuz Origin Story01:30 – Méliuz's Core Business Explained04:43 – Market Collapse to BTC Treasury Transformation10:34 – Mason Foard: Méliuz Director of BTC Strategy15:45 – Brazil's Macro Landscape: Challenges & Opportunities22:05 – Derivative Strategies & Capital Efficiency29:06 – Brazil's Crypto Regulation and Tax Policy32:59 – Fintech + Bitcoin: Integrating Treasury and Digital Banking39:12 – Risk Management & Long-Term Bitcoin Strategy Outlook40:44 – Closing ThoughtsConnect with Israel Salmen on X: https://x.com/IsraelSalmenConnect with Mason Foard on X: https://x.com/MasonFoardConnect with Pierre Rochard on X: https://x.com/BitcoinPierreLearn more about Méliuz: https://www.meliuz.com.br/Follow Bitcoin For Corporations X: https://x.com/BitcoinForCorpsLearn more about Bitcoin For Corporations - the executive network for corporate bitcoin adoption: https://b.tc/corporationsJoin us November 13-14 at Bitcoin Amsterdam 2025 to connect with Bitcoiners and the leaders shaping the next phase of Bitcoin adoption! Tickets on-sale now: https://www.bitcoin.amsterdam/Don't miss the Bitcoin for Corporations Symposium, Amsterdam on November 12th. Learn more: https://www.bitcoin.amsterdam/bfc-symposium#Bitcoin #Meliuz #BitcoinForCorporations #CorporateBitcoin #BitcoinTreasury #BTC #BrazilBitcoin #BitcoinStrategy #MSTR #Inflation #HedgeAgainstInflation #BitcoinStock #CryptoMarkets #BalanceSheet #PierreRochard #Hyperbitcoinization #FiatDebasement #EmergingMarkets #CASH3 #Fintech #Ecommerce #BitcoinEducation

Today, we've got Amadou Kane of VicOne live from Austin, TX, at the NMFTA Cybersecurity Conference to talk about the real risks facing transportation, from hackers targeting ELDs and Class 8 trucks to supply chain vulnerabilities that could disrupt the entire freight network! We dive into how attackers manipulate GPS data, hijack vehicle controls, and even exploit EV chargers to threaten infrastructure, how fleets can fight back with onboard intrusion detection systems, real-time monitoring, and tighter OEM and supplier vetting through Software Bills of Materials (SBOMs), why vehicle security isn't just IT security, how cost-cutting at the OEM level creates risk, and what proactive measures the industry must take to protect drivers, assets, and national security!   About Amadou Kane Amadou Kane is a Sr. Solution Engineer and the North America Technical Lead at VicOne. With extensive experience in the automotive industry, previously spearheaded Wistron NeWeb's V2X programs in North America and served as the Automotive Business Development Manager, specializing in connectivity and ADAS. Amadou brings a wealth of expertise in developing innovative solutions to address the evolving challenges in automotive technology. He holds a Bachelor of Electrical Engineering and a Master's of Electrical and Computer Engineering, as well as an MBA from the University of Detroit Mercy.    Connect with Amadou Website: https://vicone.com/  LinkedIn: https://www.linkedin.com/in/amadoukn/  

In this episode, Ricardo discusses activity loops, which occur when tasks become predecessors and successors to each other, creating cycles that make schedule calculations difficult. Although schedules are designed for linear flows, engineering and innovation projects are often iterative, with constant revisions and feedback. Looping isn't a mistake, but it needs to be represented correctly. Ricardo suggests some ways to avoid this problem, such as creating successive versions (elaboration 1, 2, final), using intermediate milestones, or delayed start-start relationships. When interdependence is unavoidable, he recommends using the Design Structure Matrix (DSM), which maps circular relationships and helps plan blocks of iterative activities. The important thing is to choose the model that best represents the project's reality. Listen to the podcast to learn more!

In this episode of the Perfect RIA podcast, Matthew Jarvis and Justin Smith discuss the evolving landscape of life insurance and the importance of having open conversations about risk management with clients. They emphasize the need for financial advisors to engage in discussions about life insurance, estate planning, and the significance of proactive client communication. The conversation covers strategies for overcoming the discomfort associated with these topics, the importance of visualizing insurance needs, and the necessity of annual reviews to ensure clients' policies remain relevant. Additionally, they highlight the role of pre-underwriting in securing the best insurance options for clients, especially in complex estate planning scenarios. The Importance of Risk Management in Financial Planning With Justin Smith Resources in today's episode: - Matt Jarvis: Website | LinkedIn - Justin Smith: Website | LinkedIn