Podcasts about Risk management

Will There Be a Rate Drop? Real Estate Market Insights & Investment OpportunitiesIn this episode, we discuss the potential quarter-point rate drop by the Federal Reserve and its impacts on the real estate market. We also dive into the earnings reports of major companies like Netflix, Apple, and Facebook, and how these influence the stock and housing markets. We analyze the current inventory levels, market stability, and highlight specific investment opportunities in Bay Area properties. Find out why these properties might just be the deal you're looking for and get tips on making smart real estate choices in today's fluctuating market.Is another ‘risk management' Fed rate cut coming this week?REO of the WeekApple Home of the WeekMountain View Home of the Week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction: Market Speculations00:24 Big Five Earnings Reports00:40 Impact on Real Estate Market00:59 Historical Rate Trends01:47 Current Inventory Analysis02:52 Bank-Owned Properties Insight03:44 Investment Opportunities

FinPod: The Billion Dollar Question: How Corporations Pay for Massive Acquisitions (M&A Financing)When a Fortune 100 company buys another for tens of billions, how does the finance team actually structure the payment? It's the central strategic decision that determines a company's risk, flexibility, and future.In this episode of Corporate Finance Explained on FinPod, we break down the complex toolkit used for mega M&A Financing, providing a shortcut to understanding the mechanics behind the biggest headlines.This episode covers:The Basic Building Blocks: The core trade-offs of the three main payment methods: Cash (certainty vs. drained reserves), Stock (saves cash vs. dilution), and Debt (amplifies returns vs. increased leverage).The Advanced Toolkit: Specialized financing methods, including Leveraged Buyouts (LBOs), Bridge Financing for speed, and Syndicated Loans for distributing massive risk across multiple banks (as seen in the Microsoft/Activision deal).Strategy in Action: We analyze the tailored financing mix of major deals: Microsoft's cash and debt strategy to avoid dilution, Disney's stock/cash balance to protect its credit rating, and Amazon's all-cash approach for speed with Whole Foods.The Critical Checkpoints: The toughest challenge, modeling reality. We discuss how analysts value deals using DCF, stress-test synergies, and what happens when optimism fails (Kraft Heinz).The Resilience Framework: Five key strategic questions every CFO must ask to engineer a capital structure that is robust, aligning the financing's term and structure with the assets being acquired.

Randy Martinson - Martinson Ag Risk Management

What if the skills that make breech and twin birth safe have been intentionally erased from modern medicine?In this episode, we sit down with Dr. Stuart Fischbein, an OB-GYN and longtime advocate for physiological birth. After nearly three decades in hospitals and over a decade attending home births alongside midwives, he's become a leading voice in reteaching the lost art of vaginal breech and twin delivery. Together, we dig into how this knowledge disappeared, what replaced it, and why practitioners are no longer taught to trust birth.Dr. Stuart exposes the ripple effects of fear, policy, and profit that shape today's obstetric system. We look at the flawed studies that reshaped global practice, the quiet politics behind “standard of care,” and the consequences of replacing skill with surgery. There's a reason breech birth became a lost language, and a growing movement to relearn it.You'll Learn:[00:00] Introduction[03:17] Why the medical system stripped doctors of individuality and decision-making power[12:05] How one flawed study reshaped global birth practices overnight[19:59] Who qualifies for vaginal breech birth[31:33] When “hands off the breech” isn't enough[36:46] How doctors rationalize ignoring evidence that contradicts hospital policy[40:52] The hidden conflicts of interest behind vaccine and medication recommendations[56:36] Why hospitals prioritize liability and revenue over individualized, physiological care[01:03:41] Rediscovering birth as a human experience[01:08:25] When medicine loses its humanityResources Mentioned:Fearless Pregnancy by Stuart Fischbein, Victoria Clayton, and Joyce Weckl | BookTwin Home Birth by Fischbein, S. | ArticleBreech Birth At Home by Fischbein, S. and Freeze, R. | Article“Home Birth” With An Obstetrician by Fischbein, S. | ArticleTerm Breech Trial (2000) by Hannah, M. et al. | ArticleHealthy as a Mother episode #135 on The Truth About Ultrasounds: Risks & Benefits | Apple or SpotifyBirthing Instincts Podcast | Apple or SpotifyLearn more from Dr. Stuart on his website. You can also follow him on Instagram, Facebook, and X.Find more from Dr. Leah:Dr. Leah Gordon | InstagramDr. Leah Gordon | WebsiteWomanhood Wellness | WebsiteFind more from Dr. Morgan:Dr. Morgan MacDermott | InstagramDr. Morgan MacDermott | WebsiteUse code HEALTHYMOTHER and save 15% at RedmondFor 20% off your first order at Needed, use code HEALTHYMOTHERSave $260 at Lumebox, use code HEALTHYASAMOTHER

Méliuz ($CASH3) — a leading Brazilian e-commerce platform with 42+ million users — has transformed itself and become the country's first bitcoin treasury company. In this episode of the Bitcoin for Corporations Show, host Pierre Rochard sits down with Méliuz Chairman Israel Salmen and Director of Bitcoin Strategy Mason Foard to break down how they took a zombie company and turned it into a growing bitcoin-backed business.They explore Méliuz's market crash and its subsequent re-invention inspired by Strategy (MSTR), and how the regulatory and financial backdrop of the Brazilian market (high inflation and high interest rates) presents unique opportunities and challenges for corporate bitcoin adoption.Chapters:00:00 – From IPO to Bitcoin: The Méliuz Origin Story01:30 – Méliuz's Core Business Explained04:43 – Market Collapse to BTC Treasury Transformation10:34 – Mason Foard: Méliuz Director of BTC Strategy15:45 – Brazil's Macro Landscape: Challenges & Opportunities22:05 – Derivative Strategies & Capital Efficiency29:06 – Brazil's Crypto Regulation and Tax Policy32:59 – Fintech + Bitcoin: Integrating Treasury and Digital Banking39:12 – Risk Management & Long-Term Bitcoin Strategy Outlook40:44 – Closing ThoughtsConnect with Israel Salmen on X: https://x.com/IsraelSalmenConnect with Mason Foard on X: https://x.com/MasonFoardConnect with Pierre Rochard on X: https://x.com/BitcoinPierreLearn more about Méliuz: https://www.meliuz.com.br/Follow Bitcoin For Corporations X: https://x.com/BitcoinForCorpsLearn more about Bitcoin For Corporations - the executive network for corporate bitcoin adoption: https://b.tc/corporationsJoin us November 13-14 at Bitcoin Amsterdam 2025 to connect with Bitcoiners and the leaders shaping the next phase of Bitcoin adoption! Tickets on-sale now: https://www.bitcoin.amsterdam/Don't miss the Bitcoin for Corporations Symposium, Amsterdam on November 12th. Learn more: https://www.bitcoin.amsterdam/bfc-symposium#Bitcoin #Meliuz #BitcoinForCorporations #CorporateBitcoin #BitcoinTreasury #BTC #BrazilBitcoin #BitcoinStrategy #MSTR #Inflation #HedgeAgainstInflation #BitcoinStock #CryptoMarkets #BalanceSheet #PierreRochard #Hyperbitcoinization #FiatDebasement #EmergingMarkets #CASH3 #Fintech #Ecommerce #BitcoinEducation

FinPod: Communication & Presentation Skills for Finance | Why Soft Skills are Your Career AcceleratorTechnical skills are essential, but if you can't communicate your financial insights clearly and confidently, they have zero impact. This new course, Communication and Presentation Skills for Finance Professionals, is designed to bridge that gap.Join us as we discuss why these "soft skills" are actually your biggest career accelerator in finance, often setting the most successful professionals apart from their peers.This episode covers:Why This Course Was Built: We reveal why strong communication skills, not just technical aptitude, are critical for building trust, improving client relationships, and accelerating your career trajectory (often faster than technical skills alone).What You Will Gain: Learn the power of active listening, how to identify your communication style (passive, aggressive, or assertive), and gain practical tips to adapt your approach to be more effective.The Investment Banking Lesson: Hear why the most successful Managing Directors are not just technical experts, but are highly likable and effective communicators who build strong relationships with clients and teams.Unique Course Features: Get a preview of the course format, including diagnostic exercises to identify your style, real-world video examples of strong and poor communication, and step-by-step frameworks for structuring impactful presentations.Stop sitting at your desk waiting for your work to speak for itself. This course provides you with the tools to communicate with confidence and clarity, enabling you to make the impact you want in your career.

If you have ever wanted to use your gifts, talents, and abilities to lead change in your community, then today's show is especially for you. Pastor Ben Anderson, Senior Pastor of Solid Rock Christian Center and his wife, Pastor Wanda Anderson, Vice President of Corporate Affairs and Risk Management for the Navigators, share with Dr. … The post Pastors Ben and Wanda Anderson: Innovations in Church and Community Leadership (Episode # 331F) first appeared on TRANSLEADERSHIP, INC®.

David Shillingford is a Venture Partner at Columbia Capital and CoFounder of Everstream Analytics, a leading supply chain risk analytics company and his seventh venture. David has led the development of several industry-wide data and analytics platforms both as an entrepreneur and as SVP Supply Chain at Verisk Analytics (NASDAQ: VRSK). David's first career was as a special operations officer in the British Army.  David holds a BSc Honors degree in Chemistry from the University of Exeter in England. Scot Davis serves as Vice President of Customer Fulfillment at Shaw Industries, bringing more than 35 years of experience across the textile, chemical, and flooring industries. In this role, he leads the integration of Shaw's supply chain operations across all three business units, ensuring seamless delivery and an exceptional customer experience.  Throughout his career, Scot has held leadership roles spanning manufacturing operations, research and development, design, technical sales, and supply chain operations. He currently oversees a team of nearly 4,000 supply chain professionals across the United States, driving performance, efficiency, and customer satisfaction through collaboration and operational excellence.  A devoted family man, Scot and his wife of 33 years, Lisa, take pride in their daughter Sydney, who is building her own career in supply chain leadership.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, we've got Amadou Kane of VicOne live from Austin, TX, at the NMFTA Cybersecurity Conference to talk about the real risks facing transportation, from hackers targeting ELDs and Class 8 trucks to supply chain vulnerabilities that could disrupt the entire freight network! We dive into how attackers manipulate GPS data, hijack vehicle controls, and even exploit EV chargers to threaten infrastructure, how fleets can fight back with onboard intrusion detection systems, real-time monitoring, and tighter OEM and supplier vetting through Software Bills of Materials (SBOMs), why vehicle security isn't just IT security, how cost-cutting at the OEM level creates risk, and what proactive measures the industry must take to protect drivers, assets, and national security!   About Amadou Kane Amadou Kane is a Sr. Solution Engineer and the North America Technical Lead at VicOne. With extensive experience in the automotive industry, previously spearheaded Wistron NeWeb's V2X programs in North America and served as the Automotive Business Development Manager, specializing in connectivity and ADAS. Amadou brings a wealth of expertise in developing innovative solutions to address the evolving challenges in automotive technology. He holds a Bachelor of Electrical Engineering and a Master's of Electrical and Computer Engineering, as well as an MBA from the University of Detroit Mercy.    Connect with Amadou Website: https://vicone.com/  LinkedIn: https://www.linkedin.com/in/amadoukn/  

In this episode, Ricardo discusses activity loops, which occur when tasks become predecessors and successors to each other, creating cycles that make schedule calculations difficult. Although schedules are designed for linear flows, engineering and innovation projects are often iterative, with constant revisions and feedback. Looping isn't a mistake, but it needs to be represented correctly. Ricardo suggests some ways to avoid this problem, such as creating successive versions (elaboration 1, 2, final), using intermediate milestones, or delayed start-start relationships. When interdependence is unavoidable, he recommends using the Design Structure Matrix (DSM), which maps circular relationships and helps plan blocks of iterative activities. The important thing is to choose the model that best represents the project's reality. Listen to the podcast to learn more!

In this episode of the Risk Management Show, we dive into the critical topic of "AI Risk Management: Protect Your Company Before It's Too Late." Join Boris Agranovich, founder of the Global Risk Community, as he interviews Alec Crawford, cofounder of Artificial Intelligence Risk Inc and a seasoned Chief Risk Officer with decades of expertise in technology, finance, and AI governance. Alec shares actionable strategies for aligning AI governance with your company's goals, managing cybersecurity risks, and preparing for the future of AI in sectors like banking and healthcare. We discussed key challenges like AI regulatory compliance, cybersecurity threats such as model poisoning and data leakage, and the importance of encryption. Alec also shared his unique insights on the evolution of AI risk management and how to leverage AI as a strategic tool to enhance risk mitigation and operational efficiency. If you're looking to future-proof your organization against emerging AI risks, this episode is packed with practical advice. If you want to be our guest or suggest a guest, send your email to info@globalriskconsult.com with the subject line "Guest Proposal."

Neste episódio, Ricardo fala sobre os loops de atividades, que ocorrem quando tarefas se tornam predecessoras e sucessoras entre si, gerando ciclos que dificultam o cálculo dos cronogramas. Embora os cronogramas sejam pensados para fluxos lineares, projetos de engenharia e inovação costumam ser iterativos, com revisões e feedbacks constantes. O loop não é um erro, mas precisa ser representado corretamente. Ricardo sugere algumas formas de evitar esse problema, como criar versões sucessivas (elaboração 1, 2, final), usar marcos intermediários ou relações início-início com atraso. Quando a interdependência é inevitável, ele recomenda o uso da Design Structure Matrix (DSM), que mapeia relações circulares e ajuda a planejar blocos de atividades iterativas. O importante é escolher o modelo que melhor represente a realidade do projeto. Escute o podcast para saber mais!

Join us today as we talk to Erin Reese, from the Optimist Club of Urbandale, Iowa, she'll be telling us about Risk Management & Safer Events for Clubs and Optimist International Insurance coverage.

The Beginning Farmer & Rancher (BFR) program offers qualifying producers enhanced benefits under federal crop insurance to make it more affordable and help them grow a sustainable operation. Certain changes to the program, such as increased eligibility and benefits, took effect with the passage of the One Big Beautiful Bill (OBBB) earlier this year. Join Dave and FMH expert Josh Menz as they discuss what agents and insureds should know about these changes in this bonus episode of FMH InsureCast.

Patrick Wood is the CEO of DelphX Capital Markets, pioneering regulated structures that bring Wall Street-grade risk management to digital assets and fixed income. A 25-year markets veteran, he's focused on bridging traditional finance with the future of institutional crypto.Patrick is a seasoned financial markets expert and visionary, with over 25 years of experience transforming the capital markets landscape across North America. As CEO of DCM Inc., Patrick is leading the charge in financial innovation with the world's first Credit Rating Security (QCS), launched in March 2023—a breakthrough designed to bring institutional-grade governance, risk transfer, and return potential to fixed income portfolios.

Patrick Wood is the CEO of DelphX Capital Markets, pioneering regulated structures that bring Wall Street-grade risk management to digital assets and fixed income. A 25-year markets veteran, he's focused on bridging traditional finance with the future of institutional crypto.Patrick is a seasoned financial markets expert and visionary, with over 25 years of experience transforming the capital markets landscape across North America. As CEO of DCM Inc., Patrick is leading the charge in financial innovation with the world's first Credit Rating Security (QCS), launched in March 2023—a breakthrough designed to bring institutional-grade governance, risk transfer, and return potential to fixed income portfolios.

In this episode of the Perfect RIA podcast, Matthew Jarvis and Justin Smith discuss the evolving landscape of life insurance and the importance of having open conversations about risk management with clients. They emphasize the need for financial advisors to engage in discussions about life insurance, estate planning, and the significance of proactive client communication. The conversation covers strategies for overcoming the discomfort associated with these topics, the importance of visualizing insurance needs, and the necessity of annual reviews to ensure clients' policies remain relevant. Additionally, they highlight the role of pre-underwriting in securing the best insurance options for clients, especially in complex estate planning scenarios. The Importance of Risk Management in Financial Planning With Justin Smith Resources in today's episode: - Matt Jarvis: Website | LinkedIn - Justin Smith: Website | LinkedIn

Financial ratios are the essential shorthand analysts use to distill massive financial statements into actionable insights. In this episode of Corporate Finance Explained on FinPod, we go beyond academic definitions to explore how ratios reveal a company's true story, measuring performance, efficiency, and existential risk.We examine four pillars of analysis and use contrasting examples, such as Apple vs. Dell, Walmart, Netflix, and the catastrophic failure of Enron, to illustrate how to identify red flags and assess the quality of a business.This episode covers:The Four Pillars of Analysis: Liquidity, Profitability, Leverage, and Efficiency, and why they are the strategic dials that CEOs and CFOs constantly turn.Liquidity Secrets: Why a low current ratio is a sign of strength for an efficient company like Walmart (operating on negative working capital), but a red flag for almost everyone else.The Profitability Contrast: Why Apple competes on premium margin while Dell competes on volume, and how different strategies play out in Operating Margin and Return on Assets (ROA).The Misleading Metrics: Why the P/E ratio is often overrated and why Return on Equity (ROE) can be misleading, masking high risk—and how the DuPont Framework is essential for determining the quality of that return.Leverage & Strategy: The high-risk, high-reward strategy of Netflix using high debt to fund content growth (strategic leverage) versus the structural leverage profile of Dell.The Enron Lesson: The ultimate warning. How the cash flow statement and leverage ratios exposed the fraud, proving that a beautiful income statement means nothing if the underlying cash flow is telling a darker story.

Summer Wilson explains that serious and willful misconduct isn't insurable and stresses employers' duty to provide appropriate PPE—drawing on lessons from a fatal inhalation case and pointing to … Read More » The post PPE, Liability, and Risk Management in Cannabis Workplaces | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Guest: Dr. Josh KastmanWhen you think about Amazon, you probably picture two-day shipping, Prime Video, or that familiar brown package on your doorstep. But behind the scenes, the company has to navigate one force that doesn't follow a schedule: the weather. From hurricanes threatening delivery routes to heat waves impacting worker safety, weather impacts nearly every aspect of Amazon's operations. And at the center of it all is Dr. Josh Kastman, Amazon's Chief Meteorologist. Today, we'll explore how one of the world's biggest companies forecasts, prepares for, and adapts to the atmosphere's every move.Chapters00:00 The Role of Weather in Amazon's Operations02:56 Josh Kastman's Journey to Meteorology05:52 A Day in the Life of Amazon's Chief Meteorologist09:03 Safety First: Preparing for Severe Weather12:03 Communicating Weather Risks Effectively14:21 Break 114:53 Forecasting Tools and AI in Meteorology18:08 Community Engagement and Disaster Relief21:02 The Importance of Communication in Forecasting22:41 Break 222:42 Lessons from the Private Sector27:07 Global Weather Challenges and Solutions29:55 The Excitement of Meteorology in the Private Sector32:57 Advice for Future MeteorologistsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

From time to time, we'll re-air a previous episode of the show that our newer audience may have missed. During this episode, Santosh is joined by Lisa Smith, Co-Founder and Managing Director of Prewave, a platform using predictive risk intelligence to cover the critical elements of enterprises. Sanotsh and Lisa explore supply chain risk intelligence and how Prewave helps enterprises manage risks using AI. Lisa shares her journey from earning a PhD in computer science to co-founding Prewave. Key topics include the importance of transparency, compliance, and sustainability in supply chains, the role of technology in automating risk analysis, the evolving regulatory landscape, how companies can implement effective risk management frameworks, and more. Highlights from their conversation include:Overview of Prewave (1:23)Lisa's Background and Journey (2:10)Understanding Supply Chain Complexity (3:13)Development of Prewave's Technology (4:13)Defining Supply Chain Risk Intelligence (5:15)Proactive and Reactive Strategies (6:35)Starting Point for Risk Management (9:57)Importance of Transparency (11:42)Realizing ROI in Risk Management (13:56)Regulatory and Sustainability Trends (16:18)Unique Value Proposition of Prewave (19:42)Holistic Risk Management (21:40)Future of Compliance (23:16)Series B Funding Announcement (25:08)Rapid Fire Round on U.S. Elections, AI and Olympics (26:20)Final thoughts and takeaways (27:47)Dynamo is a VC firm led by supply chain and mobility specialists that focus on seed-stage, enterprise startups.Find out more at: https://www.dynamo.vc/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jesse goes solo for a deep dive into the vital yet often overlooked world of special needs financial planning. He opens with a personal story about his daughter's illness—an experience that deepened his empathy for parents whose caregiving journeys never pause—and uses it to frame the emotional and financial realities families face when raising a child with disabilities. From there, he explores how special needs planning extends beyond traditional wealth management, requiring families to think in decades, not years, while balancing their own retirement goals with lifelong care needs. Jesse breaks down key tools such as special needs trusts, ABLE accounts, and government programs like SSI and Medicaid, explaining how they work together to preserve benefits and provide sustainable support. He also examines the potential role of permanent life insurance as a funding mechanism for long-term care, the legal importance of guardianship and trusteeship, and the wisdom of separating caregiving and financial responsibilities to prevent burnout. Throughout, Jesse underscores the need for community resources, professional guidance, and self-care—reminding listeners that special needs planning isn't just about money, but about love, security, and building a future where every member of the family can thrive. Key Takeaways:• Raising a child with special needs requires planning for both the parents' and the child's lifetimes—often extending decades beyond traditional financial horizons. • Special needs families face higher ongoing costs, from medical treatments and therapies to adaptive equipment and in-home care. • Core financial fundamentals—emergency savings, retirement planning, tax strategy, and estate planning—remain essential but must be adapted for special needs circumstances. • Nonprofits, community organizations, and local programs can offer both financial aid and emotional support for families. • Professional guidance from fiduciary planners and special needs attorneys can help families integrate benefits, trusts, and insurance effectively. • Above all, special needs planning is about more than money—it's about love, security, and ensuring a dignified, supported life for every family member. Key Timestamps:(00:00) – Deep Dive: Special Needs Planning (08:12) – Unique Financial Challenges of Special Needs Families (15:56) – Special Needs Trusts: Protecting Your Child's Future (19:36) – Introduction to ABLE Accounts (23:59) – Life Insurance for Special Needs Families (28:37) – Guardianship and Legal Planning (33:45) – Community and Professional Resources Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

In this episode of the Real Estate Pros Podcast, host Erika interviews Ed Ferris, a seasoned real estate professional with a wealth of experience in the industry. Ed shares his journey into real estate, the lessons learned from his early years, and the importance of understanding market dynamics. He discusses strategies for maximizing ROI, navigating risks, and a unique success story involving a significant land purchase. Ed emphasizes the importance of maintaining focus on goals and leveraging experience to help clients avoid pitfalls in the real estate market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Discover how AI is revolutionizing the world of security in this episode of GRC Chats! We discussed the "210% rise in vulnerability findings" uncovered in the latest Hacker Powered Security Report with Laurie Mercer, Senior Director of Solutions at HackerOne. Laurie shares exclusive insights into the dramatic growth of AI-powered systems, the evolving landscape of vulnerabilities, and the rise of AI-enabled hack bots. Learn how organizations can adapt to this rapidly changing environment to stay ahead in Risk Management, Cyber Security, and ethical hacking.

If you're still pretending 60/40 will solve everything, this episode is your wake-up call. I brought back the Queen of Alts, Shana Orczyk Sissel, to rip through the reality of alternatives: what works, what doesn't, where the real yield is coming from, and the cost you actually pay for it—hint: liquidity, not magic. We get straight to it. No fluff. No sales pitch. Just the truth. We break down why alts are finally everywhere—regulatory changes, active ETFs, and the rise of interval funds—and why access is easier but the learning curve is still real. Shana explains the tradeoffs in plain English: higher income often means less liquidity, leverage multiplies both gains and pain, and “complex” doesn't automatically mean “risky.” Complexity just means do the work. This is a masterclass in due diligence. We walk through what to ask a manager, how to sniff out conflicts, why structure and third-party vendors matter, and how to judge a product beyond marketing sheets. We also hit the advisor problem: most fear is just lack of information. Your job is to learn what your clients don't have time to learn. Period. Who are alts for? Shana's take: everyone, but not every alt is for everyone. There's a spectrum—from Bitcoin and venture to sober, income-producing private credit. Your job is matching goals, risk, taxes, and liquidity. We close with a simple portfolio checklist so you can stop guessing and start allocating with intent. Watch the full conversation on YouTube: https://youtu.be/coZJKOUwaFsAs always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

In recent years the U.S. has seen an increase in hurricanes, wildfires, and flooding –causing record levels of destruction and damage. Despite these concerning trends,traditional insurance can fall short, leaving Americans and our small businessesvulnerable. But it doesn't need to be this way – there is a tool out there to empower oursmall businesses to self-insure, ensuring they are protected the next time a disasterhits. The tool? 831(b) Plans, also known as micro captive insurance plans.The podcast guest is Van Carlson, a risk management specialist with more than 25years' experience in the industry, is available to speak to share first-hand experiencesof businesses that have been saved due to these critical risk management tools, andhow other businesses can protect themselves before the next disaster strikes. He hashad extensive history supporting businesses impacted, both directly and indirectly, byunforeseen weather disasters and has saved countless businesses from closure as aresultPlease visit our sponsors!L3Harris Technologies' BeOn PPT App. Learn more about this amazing product here: www.l3harris.com Visit The Readiness Lab and learn about our Next Level Emergency Management training! https://www.thereadinesslab.com/Impulse: Bleeding Control Kits by professionals for professionals: www.dobermanemg.com/impulseDoberman Emergency Management Group provides subject matter experts in planning and training: www.dobermanemg.comCheck out how you can use digital twins in your training, exercising, and planning using RSET https://rset.com/ For sponsorship requests, check out our Sponsorship Portfolio here or email us at contact@thereadinesslab.com

Send us a textScaling an agency comes with growing complexity: more clients, bigger teams, higher stakes. And with growth comes risk. If a single misstep could cost you clients, revenue, or even your reputation, how do you protect what you've built while continuing to scale with confidence?In this episode, I sit down with Kieffer Rittenhouse, a 30-year commercial insurance broker and partner at Integrated Insurance Solutions, who specializes in protecting small to mid-sized businesses through smart agency risk management. Kieffer shares how he's built decades-long client relationships by being an advocate, not just a vendor, and how applying the “Platinum Rule” can transform the way you serve and retain your clients.We also explore real-world lessons around navigating team burnout, leveraging AI for smarter decisions, and putting systems in place that prevent costly setbacks. If you're scaling to or beyond 7-figures, this conversation will help you rethink how you protect your agency's growth while staying focused on what matters most: your clients and your people.Books MentionedSpark Brilliance by Jackie InsingerCan't Hurt Me by David Goggins To learn more from Kieffer Rittenhouse or connect with him directly, you can reach him at krittenhouse@integrated-usa.com or on his cell. His commitment to client advocacy and smarter risk management makes him a trusted advisor for entrepreneurs scaling with confidence.Join Dr. William Attaway on the Catalytic Leadership podcast as he shares transformative insights to help high-performance entrepreneurs and agency owners achieve Clear-Minded Focus, Calm Control, and Confidence. Free 30-Minute Discovery Call:Ready to elevate your business? Book a free 30-minute discovery call with Dr. William Attaway and start your journey to success. Special Offer:Get your FREE copy of Catalytic Leadership: 12 Keys to Becoming an Intentional Leader Who Makes a Difference. Connect with Dr. William Attaway: Website LinkedIn Facebook Instagram TikTok YouTube

Allison Wagstrom is the Senior Loan Officer for Propel Nonprofits, whose mission "fuels the impact and effectiveness of nonprofits with guidance, expertise, and capital." Allison joins host Steve Boland to talk about the risks nonprofits face in 2025, and steps and tools they can use to manage that risk. Allison encourages charities to think in terms of revenue mix, program costs, infrastructure, and capital. She and Steve talk about examples in such areas of the emotional labor of program costs (because that is really people in most cases), the new risks in 2025 where government funding is no longer as secure as it used to be, and how a cashflow projection may not ameliorate all fears but provides a way to examine fears on paper. Allison discusses the role of the board in these times, and both of them caution that 2025 is still a year to consider building cash reserves, because 2026 and 2027 may have even more risk on the horizon. Sunsetting, mergers, and acquisitions may be on the table in order to preserve mission impact. Propel Nonprofits manages a Resource Library for charities to use in learning about their own options.

Connect with David:https://lucerncapital.com/https://www.linkedin.com/in/david-hansel-a6600b7/ Email Jonathan with comments or suggestions:podcast@thesourcecre.comOr visit the webpage:www.thesourcecre.com*Some or all of the show notes may have been generated using AI tools.

In this episode, host Mark Ledlow welcomes long-time friend and retired body agent, John Fisher, a seasoned security professional with experience in both the Marine Corps and the private sector. They delve into topics such as handling adversity, the importance of mental preparation, and tactical maneuvers in personal protection. John shares his experiences of managing security at high-stakes events, including emergency response planning and threat assessments. They also discuss the transition from government service to the private sector, offering valuable insights for aspiring security professionals.Learn about all this and more in this episode of The Fearless Mindset Podcast.KEY TAKEAWAYSPreparation and thinking several steps ahead are crucial in personal protection and security.Time and distance are your best friends in both law enforcement and private protection.Professionalism and compassion are both essential when dealing with the public, especially in high-stress situations.Having a clear, practiced plan for emergencies can make all the difference.The "fearless mindset" is about being prepared, not being reckless.QUOTES“Time and distance is your friend. You've got to create that bubble.”“It's not about being the strongest or having the biggest guns. It's about using your mind and thinking ahead.”“There's an attorney attached to every round.”“You're going to resort back to what you train. That will become second nature.”“The fearless mindset—it's not being fearful, it's just being prepared.”Get to know more about John Fisher through the links below.https://www.linkedin.com/in/john-fisher-14a26124/To hear more episodes of The Fearless Mindset podcast, you can go to https://the-fearless-mindset.simplecast.com/ or listen on major podcasting platforms such as Apple, Google Podcasts, Spotify, etc. You can also subscribe to the Fearless Mindset YouTube Channel to watch episodes on video. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Building PA Podcast, co-hosts Chris Martin and Jon O'Brien dive into the important topic of risk management in the construction industry. They are joined by experts Joe Poliafico and Skip Parry, who share their insights on how effective risk management can significantly impact a company's bottom line.The conversation kicks off with a light-hearted discussion about the changing landscape of Pennsylvania sports, but quickly shifts to the serious business of risk management. Skip provides a comprehensive definition of risk management, emphasizing its financial implications and the moral responsibility of keeping workers safe. Joe adds to the discussion by highlighting the evolving role of safety professionals and the importance of integrating safety into every aspect of a project, from estimating to project closeout.Listeners will learn about the competitive advantages of sharing risk with subcontractors and how innovative insurance products, like subcontractor default insurance and wrap-up policies, can benefit all parties involved. The episode also touches on the need for better education and training in risk management, encouraging younger professionals to embrace this vital aspect of the construction industry.Join us for this engaging and informative episode that not only sheds light on the complexities of risk management but also inspires a new generation of safety professionals. Don't miss out on the valuable insights shared by our guests—tune in now to the Building PA Podcast!

The global focus on climate resilience is evolving to emphasize adaptation alongside mitigation, a key theme highlighted at this year's Climate Week NYC. This is fueling increased demand for comprehensive risk management strategies that integrate advanced analytics and innovative insurance solutions to address escalating climate risks.  In this episode of Risk in Context, Marsh's Amy Barnes and Julie Milbrand, Marsh McLennan's Francis Bouchard, and Guy Carpenter's Kieran Bhatia discuss how the insurance industry is advancing technical capabilities and innovating solutions to tackle rising climate risks. They also explore how improved climate risk analytics are enhancing investment decisions and the critical role of multi-stakeholder collaboration in accelerating the adoption of effective resilience measures. You can access a transcript of the episode here. Read Marsh's 2025 Corporate Adaptation Survey and our report, Tackling the heat challenge. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com.

If you're in corporate finance, you need to understand the true influence of Hedge Funds. They are not just market speculators; they are powerful, concentrated stakeholders whose specific demands can change a company's financial destiny overnight, forcing massive share buybacks, debt reduction, or strategic divestitures.In this episode of Corporate Finance Explained on FinPod, we cut through the Hollywood stereotypes to analyze the actual mechanics of Activist Hedge Funds, what they demand, and how your finance team should strategically respond.This episode covers:The Mechanics of Activism: We break down the differences between traditional funds and activist funds, explaining how concentrated capital and strategic long/short bets give them immense power over public companies.Myth Busting: We dispel common misconceptions, showing how effective activists often push for deep, long-term foundational changes (like operational turnarounds) and act as catalysts for value creation.Three Levers of Influence: How activists deploy power: 1) Influencing Valuation by announcing their position, 2) Shaping Corporate Strategy through board nominations and proxy battles, and 3) Driving M&A Activity and divestitures.Real-World Case Studies: Analysis of classic activist campaigns, including Carl Icahn's push for massive buybacks at Apple, Elliott Management's operational critique of AT&T, and Bill Ackman's leadership change at Canadian Pacific Railway.The Strategic Response Framework: Practical steps for finance teams to prepare: Proactively modeling activist scenarios (buybacks, spinoffs), continuously stress-testing capital allocation, and strengthening communication to remove an activist's ammunition.

Good timing is a critical advantage in product launches and broader risk management. But you need to be ready.  Readiness is internal - organizational alignment, product, operations, finance, and sales - and external - economic, technology, regulatory, cyclical, customer, and competitive timing. Risk management helps by monitoring the environment, promoting transparency, running stress tests and scenarios, setting limits and early warnings, and building adaptability. Real examples from variable annuities and long-term care show how well‑timed hedging or market entry can protect companies — and how bad timing can be costly. The takeaway: ensure both internal and external readiness before you launch.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Shawn Punancy, Sr. Manager, Enterprise Risk Management of Delta Air Lines, Inc. Justin and Shawn discuss her fascinating career history, disruption in the airline industry, Shawn's risk philosophy at Delta Airlines, and how her ERM team stays connected to the business while maintaining a long-term strategic view of risk.   Shawn will present two sessions with Lianne Appelt, the Head of Enterprise Risk Management at Salesforce, at the RIMS ERM Conference on November 17th and 18th in Seattle, Washington. Shawn shares some hints on what to expect from the sessions.   Listen for Shawn's view on the biggest opportunity right now for ERM professionals to elevate their impact across the enterprise.   Key Takeaways: [:01] About RIMS and RIMScast. [:15] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026. [:32] Registration closes January 5th. Enroll now! A link is in this episode's show notes. [:40] About this episode of RIMScast. We are flying high today, with Shawn Punancy, the Manager of Enterprise Risk Management for Delta Air Lines, Inc. Buckle in for the many aviation puns you're going to hear during this episode! But first… [1:12] RIMS-CRMP Prep Workshops! The next RIMS-CRMP Prep Workshops will be held on October 29th and 30th and led by John Button. [1:24] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:41] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:56] On November 11th and 12th, Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [2:15] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:26] RIMS Webinars! On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. On November 6th, HUB will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. [2:47] Register at RIMS.org/Webinars. [2:50] On with the show! Our guest today is the Manager of Enterprise Risk Management for Delta Air Lines, Inc. Her name is Shawn Punancy, and she has a fascinating career that I want to delve into today. [3:03] I also asked her to be on the show because she will have quite a presence at the RIMS ERM Conference 2025, which will be held on November 17th and 18th in Seattle, Washington. [3:14] On November 17th, at 11:45 a.m., she will be co-leading “Connections Count: Strategic Networking to Strengthen Risk Oversight.” On November 18th, at 9:00 a.m., she will co-lead “How Deep Should You Go?: Rightsizing Risk Assessment for Maximum Impact.” [3:33] In addition to learning about her fascinating career, I wanted to get a little preview of each of those sessions and learn a bit about her risk philosophy at Delta. Let's get to it! [3:44] Interview! Shawn Punancy, welcome to RIMScast! [3:53] Shawn Punancy is the ERM Senior Manager at Delta Air Lines, Inc. Shawn will be at the RIMS ERM Conference 2025, November 17th and 18th. Shawn has a fascinating career. [5:00] Shawn was an intelligence analyst at the U.S. DOD from 2011 to 2012, then moved to the CIA as a Senior Intelligence Analyst for seven years. [5:18] Shawn says it was great working at the CIA. She thinks there are very few places where you can work and have such broad awareness. Her year at the DOD was to prepare her to work at the CIA. [6:10] As an Analyst, Shawn worked in counter-terrorism, counter-narcotics, traditional political analysis, and leadership analysis. She did some targeting work, which is helpful for ERM. [6:27] After Shawn left the government, she worked briefly for a consulting firm in Atlanta, Georgia, doing business operating risk. She got word of a job in the Delta Corporate Safety and Security Division on the Intelligence and Risk Mitigation Team. [6:51] Shawn joined Delta, doing that for two years. She got to meet her Director, Eric Mai, whom she absolutely adores, and she's not just saying that because he may listen to this! Eric Mai introduced Shawn to the world of ERM. [7:07] Shawn started to see all the nexuses that existed between multiple different risks. Shawn says that working in corporate security on risk mitigation is like working at the DOD, but working in ERM is like working at the CIA. [7:42] Shawn was in high school on 9/11, and her mother was on a plane during the 9/11 attacks. Thankfully, she was not on a plane that was targeted on that terrible day. It left a lasting impression. [7:55] Shawn went on to study those types of events in International Affairs and Politics. That's how she got to her path in the government. Shawn is mission-driven and purposeful in her work. [8:42] Shawn applied to Delta when someone sent her a job posting. Shawn saw the posting and thought it looked like it was written for her. Shawn is thankful it worked out. [8:58] Shawn started as Program Manager for Intelligence and Risk Mitigation. She held that position for almost two years. In December of 2023, Shawn became Manager of ERM. The position did not exist before Shawn. ERM had been one person since 2019, when it was begun. [9:37] Eric Mai set up the ERM program. He realized that for it to continuously improve and grow, he needed another person. He went to bat for that role. Around the time it was posted, Eric came to Shawn and said that she might want to consider it, and he would love to have her apply. [9:57] Shawn is super grateful that Eric asked her. [10:13] Shawn says it is striking that ERM has played a small role in many companies. What if you don't know who that person is, or you're not engaging with that person? [10:53] Shawn has noticed that in several industries, the aviation industry included, everything is highly siloed. How does one ERM person get to everybody across the business? How do they make ERM relevant for the leadership and the board? [11:15] Something different could happen any day in the airline industry. Shawn says every day they get a notification from their Duty Director about what the day will look like. Some days, the system looks good: they're moving tens of thousands of people on several thousand flights. [11:33] Other days, there's a hurricane or something, or there is a strike somewhere that completely upends the day. It's a lively environment. [11:56] The American Airlines regional jet and helicopter crash in Washington, D.C. this year put a spotlight on Safety and Risk Managers to ensure they had the proper protocols in place and understood all the communication channels. They double-checked the protocols. [12:40] One thing Shawn loves about the airline industry is that safety is for everyone. There's no competition in safety. No one places blame. They come together to ensure that they are in the best position to continue to put safety first, not only for customers but also for all employees. [13:17] If Shawn had a mantra, it would be, You get further together than you do as an individual. She learned that from her time in Corporate Safety and Security and as an ERM professional. She could not do her job without relationships and connections across the company. [14:05] Shawn says Delta has a strong governance structure. The risk committee reports to the executive leadership team. ERM meets with the risk committee monthly to talk about what is coming up. ERM tracks that, so as risks build, they remember what was said months ago. [14:29] They prepare themselves for the known events of the next couple of months, such as an upcoming audit, an issue with plane manufacturers, or a suspected coming fleet delay. [14:53] ERM uses its governance structure to think through how to manage the risk, who is responsible, who is touched, what should be reported up to the leadership, and what can be managed at the business level. [15:07] Looking longer-term, ERM recently started talking directly to board members, asking for their perceptions about risk over the next three to five years. ERM also asks that question of the business leadership annually, to make sure management shares the same vision as the board. [15:38] ERM adds value by showing where those visions aligned, or if and when they diverged. Using that information helps inform the broader risk landscape. ERM uses that to engage the Strategy team with their annual goals and pillars; their Annual “Flight Plan.” [16:08] ERM shows the collected data on where risk lies to the Strategy Team and asks how it might affect the Flight Plan and the Five-Year Strategy. It's the role of ERM to highlight the risks they've identified through the forums they've engaged. [16:36] Shawn has two on her ERM team, including herself. Her team has strong relationships across Delta. That helps ERM to be a force multiplier. They lean on their colleagues to help stay aware, figure out the best direction to guide ERM efforts, and make an impact where possible. [17:24] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [17:43] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [17:57] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [18:09] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [18:17] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [18:33] Let's return to our interview with Shawn Punancy of Delta Airlines! [19:12] In the heat of a crisis, Delta Airlines has a number of immediate or intermediate response teams that stand up. ERM is a part of those teams. They help inform the strategy for how Delta will respond. In the immediate aftermath, ERM is in listening mode. [19:25] ERM takes what they heard and goes on to support the strategic planning, moving forward. Business Continuity or Corporate Communications will handle the immediate feedback and response. [19:38] If it's likely to have a long-lasting impact on Delta, ERM will facilitate conversations among stakeholders across the enterprise to ensure that Delta has completely and cleanly exited the crisis and that they're on a good footing to avoid future crises of the same ilk. [20:05] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [20:23] He is back, just to deliver a quick message about what you can expect from his keynote on “AI and the Future of Risk.” Dan, welcome back to RIMScast! [20:34] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th, at the RIMS ERM Conference 2025 in Seattle, Washington. [20:49] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [21:07] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, “AI and the Future of Risk Management,”  and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [21:26] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [21:37] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [21:45] Let's Conclude Our Interview with One of the Presenters at the RIMS ERM Conference 2025, Shawn Punancy of Delta Airlines! [22:17] There are two opportunities to experience Shawn Punancy in person at the RIMS ERM Conference 2025, November 17th and 18th. She will be presenting with Lianne Appelt, the Head of Enterprise Risk Management at Salesforce: [22:47] Shawn says Lianne is the sweetest person she has ever met! Lianne is one of Justin's favorite people to work with on the Strategic Enterprise Risk Management Council. [23:24] On November 17th, at 11:45 a.m., Shawn and Lianne will present, “Connections Count: Strategic Networking to Strengthen Risk Oversight.” If you're a new risk professional or a rising star, and you want to get to the basics, this is the sort of session you attend. [24:05] Shawn gives the elevator pitch for the presentation. She says, if you understand anything about ERM, you understand that it's not something you can do alone. Having relationships across an enterprise is paramount to the success of any ERM program. [24:22] Figure out what opportunities exist to pursue those relationships. Annual or quarterly risk assessments are natural avenues for building relationships, but there are lots of others. Outside of formal structures, how can you engage people? [24:39] How can you use the data you've collected to drive conversations that may not otherwise exist? Those conversations inform you better and equip you better as an ERM professional as you get ready to present to your leadership team, audit committee, or board.  [25:42] Shawn has found that offering external information that may not otherwise be available to her stakeholders is a good way for her to go in and have a conversation.  [26:00] The information she offers is either something she's gotten from a vendor, or a risk source she has been tracking, or something ERM has done internally but hasn't publicized. She says, We have this piece of information we think is valuable to you. [26:20] Shawn finds that it's an incredible way to open doors, strengthen or start relationships, and use that to find a way to continue the conversation iteratively. It's been incredible for expanding who ERM talks to since Shawn has joined the team. [26:37] ERM already had a broad network, but looking for new opportunities has expanded it. [26:43] Shawn says Never let a good crisis or risk go to waste. ERM gets a daily bulletin of every news clip that mentions Delta. [27:00] ERM uses that as an opportunity to say, We've not engaged with you, but we saw this and it's something worth tracking at a more macro level on this other part of the spectrum. We'd love to talk to you about how the two pieces connect. [27:17] Some of that depends on company culture. Delta is one of those amazing places where you can email just about everybody and they will respond. That has been very helpful for Shawn. She knows that's not easily replicated everywhere. Shawn has also never met a stranger. [27:41] Understanding that ERM has value to add, whether it's relaying information or showing interconnections, there's a lot there, and people are usually responsive. [28:17] Talking to the board goes back to the relationships you have and the conversations you've had. If you're talking to the right people throughout the year, who have access to significant board member concerns, use that to help craft your story. [28:37] Shawn says pairing the insight you've gotten from those relationships with the data you have in your program helps drive a compelling narrative. [28:56] On November 18th, at 9:00 a.m., Shawn and Lianne will present an advanced-level session, “How Deep Should You Go?: Rightsizing Risk Assessments for Maximum Impact,” tailoring risk assessments to organizational maturity. [29:21] Shawn says it's a mistake for an ERM group not to understand what they have at their disposal in terms of data or stakeholders. Everything doesn't work for everybody. [29:28] You don't need a major, formalized 16-step assessment process when you're a new and burgeoning program. An older, more established program doesn't need something overly complex that doesn't match your company culture. [29:45] Shawn says she has been doing ERM for just shy of two years, so she's not the foremost expert in the room. She likes to rely on her historical experience of taking a bunch of data and talking to a lot of people, collecting intel, and figuring out what the story is. [30:02] Shawn is super passionate about this. With the 8,000 ways you can do a risk assessment, it's so important to consider some specific factors that will help you to have a stronger impact when you do the assessment. Shawn will save those for the presentation. [30:55] Shawn says she firmly believes the biggest opportunity for ERM professionals is to find and communicate that interconnected risk. We hear it everywhere. Justin points out that a paper on “Understanding Interconnected Risks” is in this episode's show notes. [31:13] Shawn thinks that's the biggest opportunity for ERM. Many teams have their risk evaluation silos. Having someone come in and show how A is connected to D, is connected to X, is the next step and the game-changer for a lot of teams. [31:38] Justin says, I'm looking forward to meeting you in person, and I'm so glad that you're going to be delivering the two sessions, Monday, November 17th, and Tuesday, November 18th! It was a pleasure to meet you! [32:08] Shawn is very thankful for this opportunity and super excited about talking about this content, partnering with Lianne, and meeting the broader RIMS community. [32;21] Special thanks again to Shawn Punancy of Delta Airlines for joining us here on RIMScast! Be sure to catch her presentations on November 17th and 18th at the RIMS ERM Conference 2025 in Seattle, Washington. [32:27] A link to the agenda is in this episode's show notes. Register today, we want to see you there! [32:43] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [33:11] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [33:28] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:45] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [34:01] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [34:15] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [34:27] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RISKWORLD 2026 — Members-only early registration through Oct 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: “Understanding Interconnected Risks” Upcoming RIMS Webinars: RIMS.org/Webinars “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Virtual Exam Prep — Oct. 29‒30, 2025 RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes about ERM: “AI and the Future of Risk with Dan Chuparkoff” (RIMS ERM Conference Keynote) “Tom Brandt on Growing Your Career and Organization with ERM” “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Bigger Risks with the Texas State Office of Risk Management” | Sponsored By Hillwood “ERMotivation with Carrie Frandsen, RIMS-CRMP” “Live from the ERM Conference 2024 in Boston!” “Risk Quantification Through Value-Based Frameworks”   Sponsored RIMScast Episodes: “Cyberrisk: Preparing Beyond 2025” | Sponsored by Alliant (New!) “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Shawn Punancy, Sr. Manager, Enterprise Risk Management of Delta Air Lines, Inc.   Production and engineering provided by Podfly.  

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What if your retirement plan could protect you from life’s biggest financial shocks? In this episode, Steve Hoyl and Derrick Caldwell break down the real pros and cons of annuities, bust common myths, and reveal why planning for long-term care is more urgent than ever. Hear personal stories, expert advice, and practical tips to help you secure your future—Texas style. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.

In this episode of the Private Markets Outlook series, we sit down with Scott Giardina, Managing Director and Head of Trading for Future Standard's Global Credit Team, for an in-depth look at the current state of private credit.Scott joins Research team members Alan Flannigan and Andrew Korz to discuss the benefit of specialization in private credit, why lender protections matter more than ever and what it means for investors.The Private Markets Outlook podcast series from Future Standard features portfolio managers from across our firm, each bringing unique perspectives on private equity, private credit and real estate. Subscribe and stay tuned for more.Follow the value, not the herd: The new private markets imperative Q4 U.S. economic outlook: Artificial intelligence, real economic impact U.S. exceptionalism at a crossroadsHave a question for our experts? Text us for a chance to have your questions answered on the next episode.To watch the video version, go to https://www.youtube.com/@futurestandard_fs For more research insights go to https://futurestandard.com/insights

As financial services accelerate their digital transformations, AI is reshaping how institutions identify, assess, and manage risk. But with that transformation comes an equally complex web of systemic risks, regulatory challenges, and questions about accountability. In this episode of the AI in Business podcast, host Matthew DeMello, Head of Content at Emerj, speaks with Miriam Fernandez, Director in the Analytical Innovation Team specializing in AI research at S&P Global Ratings, and Sudeep Kesh, Chief Innovation Officer at S&P Global Ratings. Together, they unpack how generative AI, agentic systems, and regulatory oversight are evolving within one of the most interconnected sectors of the global economy. The conversation explores how AI is amplifying both efficiency and exposure across financial ecosystems — from the promise of multimodal data integration in risk management to the growing challenge of concentration and contagion risks in increasingly digital markets. Miriam and Sudeep discuss how regulators are responding through risk-based frameworks such as the EU AI Act and DORA, and how the private sector is taking a larger role in ensuring transparency, compliance, and trust. Want to share your AI adoption story with executive peers? Click emerj.com/e2 for more information and to be a potential future guest on Emerj's flagship ‘AI in Business' podcast! If you've enjoyed or benefited from some of the insights of this episode, consider leaving us a five-star review on Apple Podcasts, and let us know what you learned, found helpful, or liked most about this show!

Over 3/4 respondents to PwC's 2025 Global Treasury Survey cited FX risk as their most critical economic exposure. In this episode, Robin Page (TMI) speaks with Michiel Mannaerts (PwC) about what's driving this focus, including geopolitical uncertainty, shifting supply chains, and currency volatility. Our guest explores operational challenges in FX management, the trade-offs between centralised and decentralised exposures, AI and predictive analytics, practical hedging strategies, and how treasurers can build robust FX frameworks to strengthen resilience and improve decision-making to better manage cost and strategic flexibility.

We'd love to hear from you. What are your thoughts and questions?In this episode of Streams to Impact, Dr. Allen hosts Alex Roudi, who shares his journey from engineering to entrepreneurship and investment. They discuss the importance of a disciplined approach to financial freedom, the art of scaling businesses, and the strategies for investing in real estate, particularly multifamily housing. Alex emphasizes the significance of protecting investments from risks and the methodologies he employs to ensure sustainable growth and profitability.Main Points: Behind every great fortune is a blueprint.The real danger isn't just bad deals, it's the loss of years of compounding growth.Housing is for the most part in demand in almost all markets.We want to buy things at the lowest possible pricing.Protecting the downside is our number one task.We look for economic drivers that can sustain over a long period of time.Our cash on cash on a new asset is over 9%.We have a very strong profit sharing system that incentivizes long-term commitment.Every piece of our assumption has to be well thought of and conservative.These are the type of calculations we go through to make sure that our downside is protected.Connect with Alex Roudi:alex@interwestcapital.comwww.interwestcapital.comhttps://www.linkedin.com/in/alex-roudi-9553a128/

In this episode, Ricardo explains that projects don't really fail — they reveal the truth about an organization. Projects act as mirrors, exposing hidden cultural flaws like poor alignment, weak leadership, and political decisions. When pressure from deadlines and budgets increases, the organization's true nature surfaces: silos, egos, and fear replacing collaboration. A troubled project is not a failure but an X-ray showing what is broken and who has the courage to fix it. Crises test maturity and trust, revealing whether teams can speak honestly or stay silent. The real mistake is ignoring these lessons and repeating errors. Ricardo explains that learning from failing projects leads to real growth and invites listeners to explore his new course on recovering troubled projects. Listen to the podcast to learn more!

Neste episódio, Ricardo explica que um projeto não dá errado, mas revela a verdade sobre a organização. Projetos funcionam como espelhos: refletem a cultura da empresa, mostrando falhas escondidas, como falta de alinhamento, comunicação e propósito. Quando há pressão por prazos e orçamentos, a realidade aparece e a cultura verdadeira se expõe — se é de confiança ou de medo. Projetos em crise revelam maturidade organizacional e ensinam, ainda que com dor, quem tem coragem de enfrentar problemas e quem se esconde. O fracasso real está em não aprender com essas lições e repetir os mesmos erros. Ricardo destaca que compreender por que os projetos falham é essencial para recuperar e fortalecer tanto os projetos quanto as organizações. Escute o podcast para saber mais!

Discover how AI is revolutionizing risk management and transforming SMB financing in this insightful episode of the Risk Management Show. Host Boris Agronovich, founder and CEO of the Global Risk Community, sits down with Sal Rehmetullah, co-founder and CEO of Worth AI, to discuss critical strategies and innovations reshaping the financial infrastructure for small businesses. Sal shares his remarkable journey, from scaling Stax Payments into a minority-led unicorn to launching Worth AI, an AI-powered platform that simplifies compliance, onboarding, and underwriting for SMBs. Learn how AI is driving faster, more inclusive financial decisions while addressing key challenges like cybersecurity, transparency, and education for small business owners. We explored pressing topics, including the risks SMBs face in traditional financial systems, the opportunities AI creates in risk management, and how Worth AI is pioneering a seamless, consumer-like experience for enterprises and their customers. Sal also shares invaluable lessons from his entrepreneurial success and envisions a future where small businesses can thrive with a globally accepted credit score. If you want to be our guest or suggest someone for the show, send your email to info@globalriskconsult.com with the subject line "Guest Proposal."

What does it really take to be a CISO the business can rely on? In this episode, Sean Martin shares insights from a recent conversation with Tim Brown, CISO at SolarWinds, following his keynote at AISA CyberCon and his role in leading a CISO Bootcamp for current and future security leaders. The article at the heart of this episode focuses not on technical skills or frameworks, but on the leadership qualities that matter most: context, perspective, communication, and trust.Tim's candid reflections — including the personal toll of leading through a crisis — remind us that clarity doesn't come from control. It comes from connection. CISOs must communicate risk in ways that resonate across teams and business leaders. They need to build trusted relationships before they're tested and create space for themselves and their teams to process pressure in healthy, sustainable ways.Whether you're already in the seat or working toward it, this conversation invites you to rethink what preparation really looks like. It also leaves you with two key questions: Where do you get your clarity, and who are you learning from? Tune in, reflect, and join the conversation.

In this conversation, Dalton Riggins shares insights on real estate investment strategies, the importance of networking, and innovative financing methods. He emphasizes the value of time and relationships in achieving success in business, while also discussing the challenges faced in the real estate market. Dalton's experiences highlight the necessity of mentorship and collaboration in navigating the complexities of property investment.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The conversation explores the intersection of real estate investment and professional athletics, focusing on how athletes can leverage real estate to mitigate financial risks and create sustainable funding opportunities. Anthony Scheirer discusses a specific case involving a Division III baseball player transitioning to a professional career and establishing a fund to revitalize a farm in Pennsylvania, highlighting the potential for athletes to engage in real estate ventures.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

How do you stop a car that doesn't want to stop? If you see a rabbit should you chase the rabbit?   We talk about safety and statistics, what factors to weigh the risk versus reward, how policies play into decision making, what the Brits mean when they say “Red Mist,” and alternatives to vehicle pursuits including the role of Air Support, PIT, The Grappler, road spikes, surveillance, and intelligence gathering.   Find us on social media (Facebook/Twitter/Instagram/YouTube) @TacTangents. You can join the conversation in our Facebook Discussion Group. Find all of our episodes, articles, some reading list ideas, and more on our website www.tacticaltangents.com Like what we're doing? Head over to Patreon and give us a buck for each new episode. You can also make a one-time contribution at GoFundMe. Intro music credit Bensound.com  

What happens when a patient complaint turns into a full-blown medical board investigation? In this episode, hosts Brad and Michael, and partner Jay Reyero, share the story of a plastic surgeon whose response to a patient demanding a refund nearly jeopardized his practice. Learn what to do when you receive a patient complaint, how to respond to a letter from the medical board, and steps you can take to protect your practice.  Chapters00:00 Intro00:56  Banter  06:37  Story  23:58  Access+  24:32 Legal Takeaways  29:55  OutroWatch full episodes of our podcast on our YouTube channel: https://www.youtube.com/@byrdadatto  Stay connected for the latest business and health care legal updates:WebsiteFacebookInstagramLinkedIn

Send us a textMark Bassingthwaighte is an attorney and the national risk manager at ALPS Insurance, where he helps lawyers prevent malpractice claims and manage professional risk. He's spent nearly three decades working with law firms across the country, consulting, writing, and speaking on ethics, risk management, and cybersecurity in the legal field. Throughout his career, Mark has conducted more than 1,200 law firm risk assessments and become a trusted voice on issues like burnout, addiction, and mental health in the profession. He also works to raise awareness about the growing threat of cybercrime and how small and solo law firms can protect themselves. In this episode, he talks about the habits that lead lawyers into trouble, the importance of self-care, and why documentation can make or break a malpractice case. He also shares thoughtful views on civility, personal responsibility, and how lawyers can better take care of themselves and their clients. Tune in to hear how Mark blends decades of legal insight with practical advice on staying ethical, avoiding burnout, and navigating a rapidly changing legal landscape.Mark Bassingthwaightembass@alpsinsurance.com Louis Goodman www.louisgoodman.comhttps://www.lovethylawyer.com/510.582.9090Music: Joel Katz, Seaside Recording, MauiTech: Bryan Matheson, Skyline Studios, OaklandAudiograms: Paul Robert louis@lovethylawyer.com