Podcasts about Risk management

In a podcast recorded at ITEXPO / MSP EXPO, Doug Green, Publisher of Technology Reseller News, spoke with Tomas Sjostrom, CISSP and President of Technology Services at James Moore Co., about how cybersecurity and compliance priorities are evolving for small and mid-sized businesses. Sjostrom explained that James Moore is a long-established CPA firm with more than 60 years of experience serving Florida-based organizations, and nearly three decades delivering IT managed services alongside traditional financial and audit work. As cybersecurity threats increase and regulatory requirements expand, SMBs are showing greater interest in both protecting their environments and demonstrating compliance—often driven by cyber insurance requirements, customer demands, or new business opportunities. A key theme of the discussion focused on how organizations assess and manage cybersecurity risk. Sjostrom emphasized that the process begins with understanding what is motivating a customer's concern, whether it is insurance questionnaires, data protection issues, or compliance mandates tied to industries such as defense contracting. From there, James Moore leverages onboarding and automated discovery tools to establish a baseline and support continuous compliance. “Customers want to meet new requirements as fast as possible, reliably, and without spending excessive time or money,” Sjostrom noted, highlighting the need for scalable and automated approaches. The conversation also touched on AI adoption and compliance readiness. Sjostrom observed that less mature organizations often start with questions around data protection and privacy, while more advanced companies already understand where their critical assets reside and can move more quickly toward compliant AI deployments. As cybersecurity, compliance, and AI increasingly intersect, Sjostrom positioned proactive risk monitoring as a strategic advantage for SMBs working with trusted MSP and advisory partners. Visit https://www.jmco.com/

In this episode of Corporate Finance Explained on FinPod, we examine economies of scale, why growth strengthens some businesses while destroying value for others, and how cost structure ultimately determines whether scale becomes an advantage or a liability.Economies of scale are often treated as a vague benefit of getting bigger, but this episode breaks the concept down to its financial mechanics. We focus on fixed cost leverage, variable cost intensity, and operational leverage to explain why companies like Walmart, Amazon, and Costco become more efficient as they grow, while others struggle despite rapid revenue expansion.Using real-world examples, we show how scale changes unit economics, pricing power, margin resilience, and capital allocation decisions. We also explore the limits of scale and why growth alone does not guarantee profitability when variable costs dominate the business model.In this episode, we cover:What economies of scale actually mean in financial termsHow fixed costs and variable costs shape margin expansionWhy fixed cost leverage lowers unit costs as volume increasesHow purchasing power and logistics scale reinforce competitive advantageWhy Amazon accepted years of losses to build scale-driven efficiencyHow Costco uses scale to support a membership-based profit modelWhy Blue Apron's cost structure prevented profitable scalingThe role of operational leverage in amplifying upside and downside riskHow finance teams evaluate breakeven volumes and capacity utilizationWhy scale must reduce costs faster than complexity increases themThis episode also explains how finance leaders use these concepts in practice. Decisions around investing ahead of demand, expanding capacity, pricing aggressively, or slowing growth all depend on whether scale is improving unit economics or simply increasing exposure.This episode is designed for:Corporate finance professionalsFP&A and strategic finance teamsInvestors and analysts evaluating business modelsLeaders making capital allocation and growth decisions

Most people struggle with personal finance not because they're bad with money, but because they don't know where their money actually goes. When finances lack visibility, control becomes impossible. In the first episode of The Money Reset series, presented by Experian, Hala Taha breaks down the link between financial awareness and wealth control. Featuring insights from trusted finance experts like Dave Ramsey, Suze Orman, and Jade Warshaw, this episode exposes common money blind spots and shows how to gain clarity so you can take back control of your financial life. In this episode, Hala will discuss: (00:00) Introduction (01:45)  How Fear Shapes Our Relationship with Money (04:41) Rational vs. Irrational Money Fears (06:53) Taking Control of Your Finances (09:07) Making Intentional Financial Choices (11:51) How to Identify Where Your Money Is Going (17:28) Spending With Awareness and Intention (20:21) The Meaning Behind Financial Goals (23:10) Taking Responsibility for Your Finances Experian is a global data and technology company that collects and analyzes financial data to help people and businesses understand and manage their finances. Through tools like subscription cancellation and bill negotiation, Experian scans linked accounts for recurring charges, helps cancel unused subscriptions, and works to find better rates on eligible bills. They help put money back in your pocket. Get started with the Experian App today. See experian.com for details. Sponsored By: Experian: Put money back in your pocket by canceling unwanted subscriptions and lowering eligible recurring bills. Get started with the Experian App. See experian.com for details. Resources Mentioned: YAP E261 with Farnoosh Torabi: youngandprofiting.co/E261 YAP E380 with Jade Warshaw: youngandprofiting.co/E380  YAP E200 with Suze Orman: https://youngandprofiting.co/E200  YAP E344 with Dave Ramsey: https://youngandprofiting.co/E344  YAP E299 with Jean Chatzky: https://youngandprofiting.co/E299 YAP E245 with Tori Dunlap: https://youngandprofiting.co/E245  YAP E220 with Ramit Sethi: https://youngandprofiting.co/E220  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Disclaimer: This episode is a paid partnership with Experian. Sponsored content helps support our podcast and continue bringing valuable insights to our audience. Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Wealth, Stock Market, Scalability, Investment, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance Podcast, Saving

Chapters:00:00 Introduction to Investment Decisions02:36 Understanding Exit Strategies05:13 Evaluating Investment Metrics08:13 The Importance of Conservative Underwriting10:32 Return on Effort in Investments     We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Summary In this In the Trenches episode, Andy talks with Norman Patnode, Principal at ProChain Solutions, about what it really takes to deliver projects faster and more predictably. With a background in aerospace engineering, the Air Force, and decades of consulting, Norman brings a systems-level perspective to project delivery that goes far beyond managing task lists. They explore the difference between task management and project management, why critical chain thinking shifts the conversation from dates to priorities, and how changing a few key rules can dramatically improve delivery performance. Norman shares why "prioritize, focus, and finish" is more than a slogan, how multitasking quietly robs teams of productivity, and what leaders can do to create clarity and alignment. You'll also hear insights about managing constraints, learning how to learn, and why curiosity is one of the most valuable leadership traits. If you're looking for practical, systems-based ways to improve delivery and reduce chaos on your projects, this episode is for you! Sound Bites "Critical chain is a system to help you get projects done faster and more predictably." "Critical chain is really about how do we help people prioritize, focus, and finish." "I would never go back to what I was doing before. It has ruined me. I just wouldn't live in that world again." "Multitasking robs project teams of anywhere from 15 to 65% of their productivity." "If there are no priorities, then really none of them are important." "The focus is not on getting to a perfect schedule. It's on creating and strengthening alignment of the team's effort." "Reality is undefeated." "Any system has a very few number of constraints, usually one." "If you manage the constraint, you manage the system." "You don't have to learn everything. You just have to be curious and learn how to learn." "Big, impactful things in the world get done through projects." Chapters 00:00 Introduction 01:33 Start of Interview 01:41 Norman's Current Role and Responsibilities 02:20 Norman's Career Journey 07:00 Task Management vs. True Project Management 10:40 Introducing Critical Chain 15:41 Common Objections to Critical Chain 17:20 Changing the Rules to Improve Delivery 22:56 A Powerful Leadership Habit 25:54 Career Lessons and Critical Turning Points 31:32 How Norman Continues to Develop Himself 35:53 How to Connect with Norman 36:17 End of Interview 36:56 Andy Comments After the Interview 40:37 Outtakes Learn More You can learn more about Norman and his work at ProChain.com. Connect with Norman on LinkedIn here: LinkedIn.com/in/npatnode/ For more learning on this topic, check out: Episode 472 with Mark Reich. It's a discussion about lean, which is certainly not precisely the same as critical chain or theory of constraints. But Mark is similarly geeky about how to improve how we go about projects. I think you'll find episode 472 a great follow-up to today's discussion. Episode 328 with Terry Schmidt. Terry's passion is LogFrame, and though it's different from what we talked about today, Terry's geekiness for LogFrame could inspire you to think differently about projects. Episode 320 with Greg Githins. Greg wrote a book about thinking strategically. All I'll say is that if you and I could sit with these three guests and talk over coffee, we'd have quite an insightful and interesting chat! Pass the PMP Exam If you or someone you know is thinking about getting PMP certified, we've put together a helpful guide called The 5 Best Resources to Help You Pass the PMP Exam on Your First Try. We've helped thousands of people earn their certification, and we'd love to help you too. It's totally free, and it's a great way to get a head start. Just go to 5BestResources.PeopleAndProjectsPodcast.com to grab your copy. I'd love to help you get your PMP this year! Join Us for LEAD52 I know you want to be a more confident leader, that's why you listen to this podcast. LEAD52 is a global community of people like you who are committed to transforming their ability to lead and deliver. It's 52 weeks of leadership learning, delivered right to your inbox, taking less than 5 minutes a week. And it's all for free. Learn more and sign up at GetLEAD52.com. Thanks! Thank you for joining me for this episode of The People and Projects Podcast! Talent Triangle: Ways of Working Topics: Project Management, Critical Chain, Theory of Constraints, Prioritization, Focus, Multitasking, Systems Thinking, Leadership Development, Constraint Management, Risk Management, Strategic Execution, Continuous Improvement The following music was used for this episode: Music: Brooklyn Nights by Tim Kulig License (CC BY 4.0): https://filmmusic.io/standard-license Music: Fashion Corporate by Frank Schroeter License (CC BY 4.0): https://filmmusic.io/standard-license

Jesse is joined by Cullen Roche—financial writer, macro thinker, and founder of Discipline Funds—for a clear-eyed conversation about how money actually works, why so much financial commentary gets it wrong, and how investors can make better decisions by understanding the plumbing beneath markets. Together, they unpack the core mechanics of the modern monetary system, including how government spending, deficits, and interest rates function in practice rather than theory, and why fears around debt and inflation are often oversimplified or misapplied. Cullen explains the crucial distinction between households and currency issuers, challenges common narratives around money printing and fiscal irresponsibility, and outlines how misconceptions about macroeconomics can lead investors to poor asset allocation decisions. The discussion also explores portfolio construction through the lens of economic regimes, the role of cash and bonds as stabilizers rather than return drivers, and why discipline and risk management matter more than prediction. Throughout, Jesse and Cullen emphasize that understanding monetary operations is not about forecasting markets, but about grounding financial decisions in reality, humility, and process—especially in a world saturated with confident but flawed macro narratives. Key Takeaways: • Governments that issue their own currency operate under fundamentally different constraints than individuals. • Understanding monetary plumbing helps investors avoid emotional macro reactions. • Narratives are persuasive but frequently misleading. Sound investing focuses on process over storytelling. • Portfolio construction should reflect multiple possible economic outcomes. • Understanding how money moves reduces fear-driven decisions. • Long-term success depends more on behavior and discipline than on being "right" about the economy. Key Timestamps: (01:50) – The Intellectual Side of Investing (06:39) – Efficient Market Hypothesis and Index Investing (11:43) – The Super Investors of Graham and Doddsville (14:44) – Cullen Roche Joins the Show (25:18) – Understanding High Expectations and Stock Volatility (30:12) – Target Date Funds and Customizing Portfolios (36:42) – Government Debt and Fiscal Policy Concerns (43:04) – Balancing Complexity and Simplicity in Financial Plans (49:15) – Cullen Roche's Perfect Portfolio Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:Website: https://ria.disciplinefunds.com/ LinkedIn: https://www.linkedin.com/in/cullenroche/ Mentions: Your Perfect Portfolio: The ultimate guide to using the world's most powerful investing strategies by Cullen Roche Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance by Cullen Roche More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

In this episode, we host Professor Simon Grima to explore why risk management is too often treated as paperwork and how it can become a genuine strategic superpower when anchored to clear objectives and stakeholder needs.  We unpack what “good” risk management looks like in practice: defining risk appetite, separating risk from uncertainty, avoiding box-ticking frameworks, and building indicators and registers that stay alive as the world changes. From challenging the "three lines of defence" to making space for observation, communication, and adaptable KPIs, this conversation offers practical insight into why organisations still get the basics wrong and how they can start doing risk management in a way that actually supports better decisions, resilience, and opportunity.Professor Simon Grima is the Dean of the Faculty of Economics, Management and Accountancy, a professor, and Head of the Department of Insurance and Risk Management at the University of Malta. Simon has served as President of the Malta Association of Risk Management (MARM) since 2023, and as President of the Malta Association of Compliance Officers (MACO) from 2013 to 2015 and from 2016 to 2018. He is also Co-Chair of the Scientific Education Committee of the Federation of European Risk Managers (FERMA) and a member of the Strategic Risk Leaders Association (SRLA).Simon's research focuses on governance, regulation and internal controls, and he has over 30 years of experience in financial services, academia and public entities. Simon acts as an independent director for financial services firms, sits on risk, compliance, procurement, investment and audit committees, and carries out duties as a compliance officer, internal auditor and risk manager.The International Risk Podcast brings you conversations with global experts, frontline practitioners, and senior decision-makers who are shaping how we understand and respond to international risk. From geopolitical volatility and organised crime, to cybersecurity threats and hybrid warfare, each episode explores the forces transforming our world and what smart leaders must do to navigate them. Whether you're a board member, policymaker, or risk professional, The International Risk Podcast delivers actionable insights, sharp analysis, and real-world stories that matter.The International Risk Podcast is sponsored by Conducttr, a realistic crisis exercise platform. Conducttr offers crisis exercising software for corporates, consultants, humanitarian, and defence & security clients. Visit Conducttr to learn more.Dominic Bowen is the host of The International Risk Podcast and Europe's leading expert on international risk and crisis management. As Head of Strategic Advisory and Partner at one of Europe's leading risk management consulting firms, Dominic advises CEOs, boards, and senior executives across the continent on how to prepare for uncertainty and act with intent. He has spent decades working in war zones, advising multinational companies, and supporting Europe's business leaders. Dominic is the go-to business advisor for leaders navigating risk, crisis, and strategy; trusted for his clarity, calmness under pressure, and ability to turn volatility into competitive advantage. Dominic equips today's business leaders with the insight and confidence to lead through disruption and deliver sustained strategic advantage.The International Risk Podcast – Reducing risk by increasing knowledge.Subscribe for all our updates!Tell us whTell us what you liked!

In this episode of Corporate Finance Explained on FinPod, we examine corporate scenario planning and why it has become a core capability for finance teams operating in volatile and uncertain environments. As interest rates, input costs, and demand conditions shift faster than traditional planning cycles can absorb, single-point forecasts increasingly fail to support effective decision-making.This episode explains how scenario planning differs from conventional forecasting. Rather than producing one “most likely” outcome, scenario planning evaluates multiple plausible futures and translates those outcomes into concrete financial and operational decisions. When used properly, it allows finance teams to anticipate pressure points in liquidity, covenants, margins, and capital allocation before those risks materialize.In this episode, we cover:The difference between forecasting and true scenario planningWhy precision can be a trap in volatile marketsHow base, upside, and downside scenarios should be used as active decision toolsHow sensitivity analysis identifies the variables that actually drive riskWhy liquidity and covenant breaches matter more than missing a forecastHow companies like Microsoft use scenarios to dynamically reallocate capitalHow Procter & Gamble manages cost volatility and pricing pressureHow Delta used scenario planning to survive the collapse in air travelWhy Amazon slowed its expansion after modeling demand normalizationWhat Peloton's failure shows about ignoring downside scenarios during boom periodsThis episode also shows how scenario planning shifts the role of finance teams. Instead of acting as scorekeepers who explain variances after the fact, finance becomes a strategic navigation function that highlights where the business breaks, where flexibility exists, and where decisive action is required.This episode is designed for:Corporate finance professionalsFP&A teams responsible for forecasting and planningFinance leaders involved in capital allocation and risk managementAnyone responsible for making decisions under uncertainty

Innovation occurs across many areas, and compliance professionals need not only to be ready for it but also to embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. In this episode, host Tom Fox welcomes Yakir Golan, CEO & Co-founder at Kovrr, who shares his professional journey from the Israeli intelligence community to his current role at Kovrr. With a rich background in Israel's intelligence community and significant experience with cybersecurity vendors, Golan champions integrating frameworks with analytics to effectively assess and navigate risks, emphasizing governance as a vital component for sustained innovation. He advocates proactive measures to address AI-enabled insider threats, urging businesses not to wait for perfect regulatory clarity amid the fast-paced evolution of AI technologies. Golan's holistic approach to compliance transcends mere regulatory adherence, focusing on business-driven proficiency in cybersecurity and AI to meet the dynamic demands of the business landscape. Key highlights: Financial Models for AI Risk Governance Enhancing AI Governance with Adaptive Frameworks Empowering Innovation Through Strategic Governance and Compliance Unified Approach: AI-Cybersecurity in Enterprise Risk Management Resources: Yakir Golan on LinkedIn Kovrr  Innovation in Compliance was recently ranked Number 4 in Risk Management by 1,000,000 Podcasts.

In an era of relentless cost pressure, regulatory scrutiny and market volatility, leadership judgement is being tested in new and uncomfortable ways. Decisions are really made under pressure — when trade-offs are unavoidable and certainty is in short supply. On Industry Insight, Lynlee Foo speaks to Rachael Johnson, Head of Risk Management and Corporate Governance, ACCA to find out what boards should now look for when they want genuine assurance.See omnystudio.com/listener for privacy information.

In this episode, Jake and Gino welcome Benjamin D. Summers, managing director at Agio Group and author on shadow banking. The conversation delves into the intricacies of shadow banking, its implications on traditional finance, and the current market landscape. Benjamin shares insights on investment strategies, the importance of understanding risk-adjusted returns, and the psychological aspects of marketing. The discussion emphasizes the need for critical thinking in finance and the challenges posed by central banking and market trends. Takeaways: Shadow banking encompasses all finance outside of traditional deposit banking.The perception of safety in banking is often misleading.Understanding risk-adjusted returns is crucial for investment success.Real estate can serve as an effective hedge against inflation.Long-term fixed-rate debt can mitigate market volatility.Investors should focus on capital structure to maximize returns.Diversification in asset management is often a flawed strategy.Effective marketing requires understanding the psychology of the target audience.Sales processes should focus on addressing customer frustrations.Critical thinking is essential in navigating financial decisions. Chapters 00:00 Introduction to Shadow Banking02:15 Understanding Shadow Banking and Its Implications05:20 The Role of Media and Psychology in Financial Perception08:18 Navigating Real Estate and Market Dynamics11:21 Capital Structure and Investment Strategies14:26 The Importance of Risk Management in Investments17:20 Scaling Investment Strategies and Managing Capital20:14 Diversification and Asset Management Strategies23:28 Evaluating Investment Opportunities26:23 The Future of Investment Strategies34:07 The Role of AI in Research and Development39:35 AI's Influence on Public Perception45:41 The Evolution of Marketing Strategies53:59 Understanding Consumer Psychology  We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ann Berry is joined by Dynex Capital Co-CEO Smriti Popenoe, who explains how mortgage REITs operate and how Dynex invests in agency mortgage-backed securities. Popenoe walks through the mechanics of leverage, interest-rate sensitivity and how those factors affect returns and dividends. They also discuss the Fed's role in shaping financing costs, the function of Fannie Mae and Freddie Mac in the housing finance system and proposed limits on institutional ownership of residential real estate. 00:00 Dynex Capital Co-CEO Smriti Popenoe Joins 01:03 What Dynex Capital Does and How a Mortgage REIT Works 02:26 How Mortgages Are Sourced Through Fannie Mae and Freddie Mac 03:44 Government Guarantees, Credit Risk and Mortgage Securities 04:25 Could Fannie Mae and Freddie Mac Go Public? Potential Impacts 06:21 Due Diligence and Mortgage Selection at Dynex 06:41 Specified Pools and Managing Prepayment Risk 08:38 Mortgage Yields, Dividends, and Interest Rate Sensitivity 10:49 Leverage Strategy and Risk Management at Dynex 13:55 Competition in the Agency Mortgage REIT Market 15:53 Dynex's Growth Strategy and Focus on Housing Finance 19:29 Institutional Ownership of Housing and Proposed Regulations 22:01 Portfolio Duration and Weighted Average Life of Mortgages 23:19 Why Dynex Uses a Co-CEO Structure 26:45 Decision-Making, Accountability, and Leadership Structure After Earnings is brought to you by Stakeholder Labs and Morning Brew. For more go to https://www.afterearnings.com Follow Us X: https://twitter.com/AfterEarnings TikTok: https://www.tiktok.com/@AfterEarnings Instagram: https://www.instagram.com/afterearnings_/ Reach Out Email: afterearnings@morningbrew.com $DX Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ricardo presents Cloud Cowork, an agentic AI model from Anthropic that goes far beyond traditional conversational assistants. It is designed to execute complete tasks within real contexts such as files, folders, documents, reports, and workflows. Ricardo highlights its strong applicability to project management and other forms of structured knowledge work, where a large amount of time is spent on operational activities like organizing documents, consolidating data, reviewing information, and preparing reports. By delegating these tasks to an AI agent that plans and executes work in a structured way, professionals can shift their focus from execution to orchestration, decision-making, and strategy. Speaking as a satisfied user with no affiliation to Anthropic, Ricardo strongly recommends testing Cloud Cowork to understand the real impact of agentic AI on projects, PMOs, and organizations. Catch the full episode to learn more!

Neste episódio, Ricardo apresenta o Cloud Cowork, um modelo de agente de IA da Anthropic que vai muito além dos assistentes conversacionais tradicionais. Ele foi projetado para executar tarefas completas em contextos reais, como arquivos, pastas, documentos, relatórios e fluxos de trabalho. Ricardo destaca sua forte aplicabilidade ao gerenciamento de projetos e outras formas de trabalho intelectual estruturado, em que grande parte do tempo é gasta em atividades operacionais como organizar documentos, consolidar dados, revisar informações e preparar relatórios. Ao delegar essas tarefas a um agente de IA que planeja e executa o trabalho de forma estruturada, os profissionais podem mudar o foco da execução para a orquestração, a tomada de decisões e a estratégia. Falando como um usuário satisfeito, sem qualquer vínculo com a Anthropic, Ricardo recomenda fortemente testar o Cloud Cowork para entender o impacto real dos agentes de IA em projetos, PMOs e organizações. Ouça o episódio e confira todos os detalhes!

We'd love to hear from you. What are your thoughts and questions?In this episode, Allen Lomax interviews Joel Kraut, a seasoned private lender and mortgage broker with over 20 years of experience in the real estate financing sector. The conversation delves into the complexities of lending, particularly in scenarios where traditional banks often decline loans. Joel shares his insights on the evolution of the lending industry, highlighting how perceptions have shifted from viewing hard money lenders as 'evil' to recognizing them as essential partners in real estate investment. He emphasizes the importance of understanding risk, responsibility, and the strategic use of leverage in building wealth through real estate.Joel also discusses the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat), sharing his personal journey and the lessons learned from both successes and failures in the real estate market. He stresses the significance of disciplined financial planning, the dangers of excessive leverage, and the need for investors to conduct thorough due diligence. The episode concludes with Joel's perspective on what true wealth means, advocating for a personalized approach to financial goals and the importance of actionable planning in achieving long-term success.Main Points:Lending has evolved from being seen as predatory to a valuable business solution.Understanding risk is crucial; losing is part of the game, but being unprepared is not.Leverage can be a powerful tool if used judiciously and with proper cash flow management.The BRRRR strategy can lead to significant growth if executed correctly, but it requires careful planning.True wealth is about having control over your time and financial freedom, not just accumulating money.Connect with Joel Kraut:jkraut@brrrr.comhttps://www.brrrr.com/FB: Brrrr_LoansInsta: @brrrr_loansYT: Brrrr_loansTiktok: Brrrr_loansNew course coming Q1 of 2026 -- training.brrrrmasters.com

Frank Rohde is the Founder and CEO of Ownify, a fractional homeownership platform pairing institutional and impact investors with qualified first-time buyers to make homeownership more accessible. With a 20+ year career at the intersection of finance, credit analytics, and technology, Frank previously led Nomis Solutions, scaling it into a global mortgage pricing engine used by top banks. Earlier roles include leadership at FICO, founding the early online insurer eCoverage, and launching AI models before it was trendy. Born in Germany, Frank is a former national whitewater kayaking champion, marathon runner on all seven continents, and lifelong reader—now channeling that energy into building a path between renting and owning, one Brick by Brick™.(01:51) - Why Homeownership Is Broken(04:10) - Ownify model(06:03) - How Fractional Ownership Works(13:08) - Ownify Benefits for First-time Homebuyers(16:11) - Homeowner & Investor Alignment(23:21) - Feature: CREtech New York Oct. 20–21(24:09) - Event Opportunities(25:38) - All-Cash Offers Explained(32:40) - Underwriting & Risk Management(35:47) - Investor Returns(38:48) - Market Expansion(41:37) - Policy & Regulatory Headwinds(44:04) - Collaboration Superpower: Elon Musk

Featured GuestJay GatesManaging Director, Gallagher National Restaurant Practice20+ years in insurance, former Applebee's risk leader, RIMS committee member, and Kids Chance Nebraska board member.What We CoverJay's unexpected path into risk and insuranceLessons learned investigating EEOC claims early in his careerLeadership principles developed while managing large claims teamsBuilding a full ERM program for 165+ Applebee's locationsThe most surprising and severe claims in restaurant operationsHow Gallagher reduces the total cost of risk for restaurant clientsInnovative approaches including captives and proprietary analyticsUnderestimated risks: cyber breaches + product recallsThe growing impact of AI on restaurant ops and riskPrivacy + liability concerns tied to AI adoptionThe future of restaurant risk management over the next decadeKey TakeawaysRestaurant risks are broader than most expect. From contaminated produce to liquor liability fatalities, claims can escalate fast.Cyber and product recall coverages are essential, despite being commonly undervalued.AI will reshape restaurant risk—from customer service to operations tracking—creating both efficiencies and new exposures.Gallagher's differentiator is proactive service, deep data analysis, and tailoring insurance strategy to each client's risk tolerance.Risk leaders benefit from diverse career experiences, which Jay draws on daily.Resources & LinksLearn more about the Restaurant Risk Professional (RRP) certification:riskeducation.org/restaurant-RiskProExplore additional Alliance Insights episodes at riskeducation.org Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

Everyone talks about visionary products and relentless hustle, but what really sets industry giants apart? In this episode of Corporate Finance Explained on FinPod, we uncover the often-overlooked force behind the biggest business wins (and failures): capital allocation.From Amazon's bold reinvestment bets to Berkshire Hathaway's legendary patience, from Apple's perfectly balanced strategy to GE's cautionary collapse, we break down how top leaders deploy every dollar for maximum long-term return. And yes, we'll talk ROIC (Return on Invested Capital) and why it's the real north star for decision-makers.Whether you're a CEO, CFO, investor, finance professional, or just someone trying to use your resources more wisely, this episode will shift how you think about money, strategy, and the $1 rule that defines business success.What You'll Learn:The four buckets of capital allocation (reinvestment, M&A, returning capital, debt reduction)Why ROIC is the metric that matters mostCase studies: Amazon, Berkshire Hathaway, Apple, GE, MetaPersonal parallels: How you allocate your time and energy is just as importantWhat finance teams should be doing beyond the numbers

In this hour of VSiN PrimeTime, hosts Tim Murray and Matt Youmans are joined by Jeff Sherman, VP of  Risk Management at the Westgate Superbook, to discuss betting the Super Bowl, NBA, and Golf. Tim and Matt give live updates of Tuesday's College Basketball slate. Also, joining the show is Steve Sands, Golf Channel host, to talk Golf and the WM Phoenix Open.Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN pro. Grab your first month for only $9.99 or take over $60 off an annual subscription when you use promo code: SUPER. Click Here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On Jesse's 13th AMA episode, he steps back from tactics and returns to first principles, answering listener questions that cut to the core of what financial planning actually is—and what it is not. He begins by dismantling the common assumption that a portfolio and a financial plan are interchangeable, explaining why investing is only one component of a much broader process that aligns cash flow, risk, taxes, goals, and life transitions across decades. From there, Jesse walks listeners through his end-to-end financial planning framework, starting with values and goal clarification, moving through balance sheets, cash flow, taxes, insurance, and estate planning, and ending with implementation and ongoing iteration as life evolves. Using the example of young adults in their 20s, he highlights where early financial energy is best spent: awareness of spending, intentional goal-setting, early investing for learning and compounding, and developing human capital through career growth. The episode closes with a thoughtful response to a fellow planner's question about client inertia, blending behavioral finance and lived experience to explain why busy, successful people often delay planning—and how patience, education, structure, and progress over perfection can create momentum without coercion. Throughout, Jesse reinforces a central theme: real financial planning is not about perfect portfolios, but about creating clarity, flexibility, and forward motion in an uncertain and deeply human life. Key Takeaways: • A portfolio and a financial plan are not the same thing. Investing is only one component of comprehensive financial planning. • Your financial plan must align money with goals, values, and life realities. • Financial plans must evolve as careers, families, and health change. • Career growth can compound more powerfully than portfolio tweaks. • Client inertia is usually about time, emotion, or uncertainty—not laziness. • The ultimate goal of planning is clarity, flexibility, and peace of mind. Progress does not have to be linear or immediate to be meaningful. Key Timestamps: (01:34) – Investing vs. Financial Planning (10:27) – Building a Financial Plan from Scratch (16:33) – Analyzing Your Financial Snapshot (20:00) – Identifying Financial Risks and Making Changes (22:28) – Key Financial Advice for Young Adults (27:09) – Overcoming Client Hesitation in Financial Planning (33:31) – The Human Element in Financial Planning Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Farmers are facing another financially-challenging year heading into 2026. With federal crop insurance program enhancements to ECO, SCO, and Beginning Farmer & Rancher (BFR), as well as new FSA and Disaster Relief Program options, farmers have many new considerations to update their crop insurance policy this spring. Dave and FMH experts break it down for farmers and agents.

In episode 173 of Cybersecurity Where You Are, Sean Atkinson is joined by Roger Grimes, CISO Advisor at KnowBe4. Together, they discuss "scammer jousting," a term coined by Tony Sager which describes empowering organizations to manage human risk using simulated phishing.Here are some highlights from our episode:01:05. How simulated phishing and scammer jousting manage human risk03:48. The shift in perception of security awareness training over the past 20 years06:19. The need for testing to build capability and resiliency amongst employees09:27. The many faces of phishing attacks and the impact of generative artificial intelligence15:00. How gamification is proven to help users learn more in their cybersecurity training16:57. How data empowers organizations to communicate the potential impact of a phish19:57. The use of behavior engineering to foster a stronger security culture23:56. The value of customer feedback in continuously enhancing phishing training29:52. Continuous and hyper-personalized training as the future of spammer joustingResourcesEpisode 77: Data's Value to Decision-Making in CybersecurityEpisode 98: Transparency as a Tool to Combat Insider ThreatsA Short Guide for Spotting Phishing AttemptsCIS Controls v8.1 Security Awareness Skills Training Policy TemplateSANS Workforce Security and Risk TrainingThe Evolving Role of Generative Artificial Intelligence in the Cyber Threat LandscapeEpisode 110: How Security Culture and Corporate Culture MeshIf you have some feedback or an idea for an upcoming episode of Cybersecurity Where You Are, let us know by emailing podcast@cisecurity.org.

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Dave Wood, Managing Director at JBA Risk Management, about how AI and deep learning are reshaping catastrophe risk modeling. Dave explains how neural networks can simulate extreme climate scenarios that fall outside historical records, helping insurers better understand compound and tail risks. The conversation also explores why model transparency and rigorous validation are essential as AI adoption accelerates, and how insurers can scale advanced weather simulation without sacrificing accuracy. Dave also shares practical guidance on integrating best-in-class AI tools into existing risk platforms, rather than building everything from scratch  in-house. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Financial security is about more than just building wealth: it's about resilience, preparation, and having the tools to weather whatever comes your way. And right now, with rising costs, market volatility, and evolving fraud risks, investors need that security more than ever.On this episode, FINRA Investor Education Foundation and Senior Vice President of Investor Education Gerri Walsh discusses what financial security really means in 2026, and how firms can help protect and empower their customers. This conversation that sits right at the heart of FINRA Forward, our commitment to evolving alongside the rapidly changing securities industry in support of our mission of protecting investors and market integrity.Resources mentioned in this episode:BrokerCheckMarket Data CenterFund AnalyzerFixed Income DataFINRA Investor Education FoundationProtecting Consumers from FraudFINRA ForwardBlog Post: FINRA Forward's Rule Modernization—An UpdateBlog Post: Vendors, Intelligence Sharing and FINRA's MissionBlog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They ServeEp. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial GoalsEp. 183: Investors in the United States: Key Trends and Insights from the National Financial Capability Study Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

In this conversation, Jon G. Sanchez and Dr. Dennis Sanchez explore the transformative impact of artificial intelligence (AI) on the financial industry. They discuss how AI is shaping financial planning, risk management, and investment strategies, emphasizing the importance of combining technology with human insight. The conversation highlights the rapid evolution of AI, its current applications in finance, and the challenges and opportunities it presents for financial advisors and clients alike.The Jon Sanchez Show is a service of Sanchez Gaunt Capital Management, LLC in Reno, Nevada.Learn more about our services: https://www.sanchezgaunt.com/our-processChapters00:00 Introduction to AI in Finance01:54 The Evolution of AI in Financial Services04:36 AI's Role in Financial Planning07:10 Market Overview and AI's Influence10:09 Caterpillar's Success and AI Integration12:09 AI's Impact on Major Tech Stocks12:38 Regulatory Challenges with AI in Finance15:20 Future of AI in Financial Well-Being21:17 Understanding the Human Element in Financial Planning21:45 AI-Powered Financial Planning: Personalization and Insights25:50 Risk Management in Financial Decisions29:54 Balancing AI and Human Interaction in Financial Services36:22 Disclaimer

In this episode of Corporate Finance Explained on FinPod, we break down project finance and explain how companies fund massive infrastructure projects without putting their entire balance sheet at risk. From wind farms and data centers to toll roads and power plants, project finance is the financial structure that makes the physical world possible.Building billion-dollar assets comes with enormous construction, demand, and regulatory risk. This episode explains how project finance isolates that risk through special purpose vehicles (SPVs), non-recourse debt, and strict cash flow waterfalls. We explore why lenders focus on a project's cash flows rather than the parent company's credit, and how this discipline shapes everything from risk management to capital allocation.In this episode, we cover:

Innovation touches every part of the modern enterprise, and compliance professionals must be prepared not only to respond to change but to lead through it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators on the award-winning Innovation in Compliance podcast. In this episode, host Tom Fox welcomes Anik Shah, Global Director of Anti-Bribery and Anti-Corruption Compliance at Sandisk, for an insightful discussion on the pivotal shifts in FCPA enforcement during 2025 and what they signal for 2026. Shah outlines his extensive professional background, including his prior roles at the SEC and DOJ. The conversation explores key developments from 2025, including the Executive Order pausing certain FCPA investigations, the Blanche Memo's four criteria for opening FCPA cases, and the implications of revisions to the Corporate Enforcement Policy. He also analyzes the Communications Cellular enforcement action to highlight practical compliance lessons, focusing on strengthening AML controls, managing third-party risk, and deploying proactive compliance measures amid renewed anti-corruption scrutiny. The episode concludes with a forward-looking discussion of emerging anti-corruption risks associated with advanced AI technologies, large AI construction projects, and related permitting activities, both in the United States and globally. Shah offers strategic recommendations for compliance professionals seeking to anticipate and manage these evolving risks. Key highlights: • 2025 as a Pivotal Year in FCPA Enforcement • The Blanche Memo and Corporate Enforcement Policy Revisions • Anti-Money Laundering and Third-Party Risk Management • Large AI Construction Projects and Permitting Risks • Global Anti-Corruption Laws and Compliance • Key Takeaways for 2026 Resources: Anik Shah on LinkedIn  Sandisk Innovation in Compliance was recently honored as the Number 4 podcast in Risk Management by 1,000,000 Podcasts.

In this episode of the Casual Cattle Conversations podcast, Shaye talks with Dr. Josh Maples about price risk management strategies for cattle producers. Dr. Maples discusses the importance of understanding risk tolerance and the various tools available to manage price risk, such as futures and options, and livestock risk protection (LRP). The conversation emphasizes the need for cattle producers to plan proactively rather than reactively. Topics include the financial and mental aspects of risk management, the role of diversification, and common mistakes producers make. Dr. Maples also shares useful resources for further information.   Links & Resources   Learn more about Ranching.com at https://bit.ly/3LMAizU   Sign up for the Profit Foundations for Ranchers here: https://www.casualcattleconversations.com/profit-foundations-for-ranchers   Learn more about the Ranch Channel here: https://bit.ly/ranchchannel   Catch more conversations like this one and learn more at https://www.casualcattleconversations.com/   00:44 Meet Dr. Josh Maples 02:26 Importance of Risk Management 04:58 Financial Considerations for Risk Management 07:50 Price Risk Management Tools 15:46 Common Mistakes and Best Practices 18:47 Final Thoughts and Resources

This is a must episode for clinical directors, dentists, dental assistants and hygienists. Walter Parra, VP of Marketing & Sales at Microcopy shares his thoughts: The Evolution of Single Patient Use (SPU) Products Quality and Customer Service as Differentiators Understanding the Needs of Group Practices To learn more visit https://microcopydental.com or contact Walter Parra at walter.parra@microcopydental.com 

Welcome to the award-winning FCPA Compliance Report, the longest-running podcast in compliance. In this episode, Marc Duncan, Chief Operating Officer at Salus Solutions, joins Tom to discuss security issues that US companies returning to Venezuela need to address upon reentering the country. They deep dive into understanding and managing security threats across domains such as finance, personnel, corporate structure, and cyber operations. Duncan discusses the importance of viewing problems abstractedly, conducting full-scale threat assessments, and the crucial role of continuous monitoring. He shares insights into working with local communities, ensuring physical and operational security, and developing crisis communication strategies. The conversation also touches on insider threats, technical surveillance countermeasures, and the need for a responsive, flexible security team. Learn how companies, including those operating in high-risk environments such as Venezuela, can effectively prepare for and mitigate risks. Key highlights: Comprehensive Threat Assessment Corporate Security and Board Involvement Assessing Organizational Risk Culture Insider and External Threats Logistics and Local Partnerships The Importance of Crisis Communication Training Final Thoughts and Recommendations Resources: Marc Duncan on LinkedIn Salus Solutions Tom Fox Instagram Facebook YouTube Twitter LinkedIn Returning to Venezuela on Amazon.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ricardo explains the difference between Generative AI, AI Agents, and Agentic AI—topics that are widely discussed but often misunderstood. He draws on a clear explanation by Filipa Peleja, presented during the O'Reilly Super Stream on Generative AI. Generative AI, based on large language models, responds to prompts and produces text, ideas, and analysis, but it has no initiative, goals, or independent decision-making. AI Agents, on the other hand, are given a goal and can plan tasks, use tools, interact with systems, and execute actions in sequence, with operational autonomy within defined rules. Finally, Agentic AI involves systems of agents working together, with memory, adaptability, and evolving strategies, raising major challenges around governance, ethics, and accountability. Catch the full episode to learn more!

Neste episódio, Ricardo esclarece a diferença entre IA Generativa, Agentes de IA e IA Agêntica, um tema muito falado, mas ainda confuso. Ele se inspira em uma explicação de Filipa Peleja, apresentada no O'Reilly Super Stream sobre IA Generativa. A IA Generativa, baseada em modelos de linguagem, responde a prompts e produz textos, ideias e análises, mas não tem iniciativa, objetivos ou tomada de decisão própria. Já os Agentes de IA recebem um objetivo e conseguem planejar tarefas, usar ferramentas, interagir com sistemas e executar ações em sequência, com autonomia operacional dentro de regras definidas. Por fim, a IA Agêntica envolve sistemas de agentes que cooperam, possuem memória, se adaptam e ajustam estratégias, trazendo desafios de governança, ética e responsabilidade. Ouça o episódio e confira todos os detalhes!

This episode explores the transition from the Quality System Regulation (QSR) to the Quality Management System Regulation (QMSR) and the foundational elements required for medical device compliance. Host Etienne Nichols and guest Mike Drues discuss the philosophy of building a usable system rather than a "museum of SOPs," emphasizing that the standard list of QMS sections should be viewed as a starting point rather than an exhaustive checklist.The conversation examines the critical differences between 510(k), De Novo, and PMA pathways regarding manufacturing requirements. While a 510(k) submission may not strictly require detailed manufacturing information at the time of filing, Mike explains why companies must remain audit-ready from the moment they register their establishment with the FDA. The discussion clarifies the timing of registration and the "radar" companies enter once they become commercially active.Finally, the dialogue focuses on a "triage" approach for resource-constrained startups. By prioritizing Design Controls and Risk Management during early development, teams can remain compliant and ethical without over-investing in post-market systems, such as complaint handling, before they have a product on the market. Mike warns against the dangers of "copy-and-paste" quality systems, urging manufacturers to use professional judgment to tailor their processes to their specific technology.Key Timestamps00:00 - Introduction to QMS requirements and guest Mike Drues.03:45 - The core sections of a QMS according to the Quality System Regulation.05:12 - Why the QSR list is a starting point, not a stopping point.08:20 - Regulatory vs. Ethical vs. Economical: The three legs of the medical device stool.10:30 - Do you need a full QMS for 510(k) vs. PMA submissions?13:15 - Understanding the timing and strategy for FDA Establishment Registration.15:40 - The Triage Approach: Which QMS sections matter most during early development?19:00 - The dangers of boilerplate SOPs and non-specific quality manuals.Quotes"This is a starting point. This is not a stopping point... Use your own good judgment." — Mike Drues"The goal is not really to build a museum of SOPs; the goal is a quality management system that teams will actually use." — Etienne NicholsTakeawaysPrioritize the Big Four: During the development phase, focus your limited resources on Design Controls, Risk Management, Document Control, and Supplier Quality Management.Understand Pathway Nuances: While 510(k) submissions don't require manufacturing details, you must be fully compliant and ready for inspection once your establishment is registered and the product is launched.Avoid Boilerplate SOPs: Quality systems must be specific to your organization. Including irrelevant device types or procedures in...

In this hour of Follow The Money, hosts Mitch Moss and Pauly Howard are joined by Paul Charchian, fantasy football Hall of Famer, to discuss his Super Bowl props and more. Also, joining the show is Jeff Sherman, VP of Risk Management at Westgate Superbook, to hit on popular Super Bowl bets made by sharps. Mitch and Pauly go through some big number bets.Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN pro. Grab your first month for only $9.99 or take over $60 off an annual subscription when you use promo code: SUPER. Click Here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textFEI Risk Management Chairman, FEI TD, FEI course designer, and top Eventing organizer Stuart Buntine joins the show to talk about how he got into the sport and the direction he sees forward.

Deloitte Trustworthy AI practice leader Derek Snaidauf explores how leaders can balance AI innovation with strong governance and risk management, and offers advice on adaptive frameworks, regulatory trends, and future-proofing trustworthy AI.

In this episode of Corporate Finance Explained on FinPod, we break down how company culture affects financial performance and why culture should be treated as a real asset or a serious liability. This episode shows how work culture directly shapes forecasting accuracy, capital allocation, risk management, and long-term value creation.Culture is not what a company says in its mission statement. It's what gets rewarded, tolerated, and ignored. From a finance perspective, those behaviors eventually show up in the numbers through turnover costs, project ROI, safety and compliance risk, and the quality of decision-making. This episode walks through culture using three practical lenses: culture as an efficiency engine, culture as a strategic asset, and culture as a value destroyer.In this episode, we cover:How culture drives margins through unit costs, productivity, and turnoverWhy Costco's wage and retention strategy can be an efficiency advantageHow Southwest's cost discipline becomes balance sheet resilience in downturnsWhy Danaher's operating system culture reduces execution risk in M&AHow Netflix uses radical transparency to improve capital allocation and avoid “zombie projects”Why Google's tolerance for failure functions like an internal venture portfolioWhat went wrong at WeWork, Wells Fargo, Boeing, and Theranos, and how culture distorted incentives and risk controlsThe financial signals that reveal culture problems, including forecast accuracy, budget variance patterns, project post-mortems, and hiring costsHow finance leaders influence culture by forcing clarity, challenging assumptions, and refusing “fluff numbers”This episode is designed for:Corporate finance professionalsFP&A teams are responsible for forecasting and budgetingFinance leaders involved in capital allocation and strategic planningAnyone managing risk, performance, or operational decision-making through financial reportingCorporate Finance Explained is a FinPod series from Corporate Finance Institute (CFI), created to make complex finance topics clearer, more practical, and easier to apply in real-world decision-making.Subscribe to FinPod for more corporate finance explainers, real-world case studies, and practical finance insights.

In this candid solo episode, Jesse walks through a series of financial decisions that look "wrong" on paper but make complete sense when viewed through the lens of real life, values, and tradeoffs. Using personal examples, he challenges the idea that optimal spreadsheets should always dictate behavior, arguing instead that financial planning exists to support a life well lived—not to win theoretical efficiency contests. Jesse explains why holding excess cash even when expected returns favor investing, and prioritizing flexibility and simplicity over marginal tax optimization. Throughout the episode, he dismantles the myth that good planning means eliminating all inefficiency, emphasizing that peace of mind, optionality, and behavioral alignment often outweigh incremental gains. By reframing "dumb" financial moves as intentional choices made with eyes wide open, Jesse encourages listeners to separate true financial mistakes from decisions that are simply mismatched to someone else's values or risk tolerance—and to give themselves permission to choose what actually works for their lives. Key Takeaways: • Not all financially "inefficient" decisions are mistakes. Optimization often ignores behavioral and emotional realities. • Taking care of a low interest loan can offer peace of mind—despit better returns often being found in investments. • Leasing a car or renting a home may be the right move—depending on the situation. • Using an HSA early may seem like a bad idea, but it could help reduce stress elsewhere in our financial lives. • Being a "lazy investor" is often better than being a complicated investor. • Spreadsheets cannot fully capture human behavior. A "good" decision can look bad to outsiders and still be right. Key Timestamps: (00:46) – Sandbox Investing Accounts (04:48) – Paying Off Low-Interest Loans (09:37) – Leasing a Car: Pros and Cons (13:05) – Emergency Funds and Cash Allocation (19:56) – Balancing Emotions and Math in Social Security Decisions (22:17) – Owning Company Stock: Risks and Rewards (23:33) – Taxable Brokerage Accounts vs. Qualified Retirement Accounts (27:55) – Using HSA Accounts for Medical Expenses (29:51) – Renting vs. Buying: A Balanced Perspective (34:52) – The Concept of Lazy Investing (39:59) – Continuous Learning in Personal Finance Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ Personal Finance for Long-Term Investors is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

“When a trader stops trying to fix themself, and starts understanding themself, that's when trading can really transform. “ – Andrew Menaker – The AlphaMind Podcast In this episode, we explore how performance coaching transforms traders' mindsets, sharpens decision-making under pressure, and builds routines that sustain a long-term edge.Hosts Steven Goldstein and Mark Randall sit down with performance coach and professional trader Andrew Menaker to examine the psychological shifts that drive lasting improvement in trading performance.While many view trading as a technical challenge—charts, systems, strategy—Andrew argues the greatest gains come from transforming the person behind the P&L. Through coaching, traders develop self-mastery, which produces clearer decision-making, healthier risk-taking, and greater resilience—leading to significant improvements in performance.Andrew Menaker Links: Website: https://andrewmenaker.com/Linkedin: https://www.linkedin.com/in/andrew-menaker-phd-b2870323/ X: https://x.com/Andrew_Menaker/ AlphaMind Links Website: https://alpha-mind.net Email: info@alpha-mind.net X: https://x.com/AlphaMind101 Linkedin - AlphaMind Hosts: Mark Randall: https://www.linkedin.com/in/markrandallconsultancy/ Steven Goldstein: https://www.linkedin.com/in/steven-goldstein-060a4913/ AlphaMind Newsletter: https://alphamind101.substack.com/AlphaMind: Powering Performance in Global MarketsAlphaMind brings powerful change, growth and development to people and businesses within global markets. Driven by a deep understanding of how markets work, and how people and businesses function within them, we partner with clients to create personal performance improvements that elevate returns across their trading activities. Go to the AlphaMind website to know more.

This week, Amy Arnett talks with Brad Mendenhall, Executive Vice President for Insurance Solutions at DPL. They discuss why insurance matters in holistic financial planning and how modern RIAs can integrate it into the planning process without becoming insurance experts. They also share how technology, product innovation, and a partnership with DPL can serve as a roadmap for leaders looking to enhance their clients' experience, increase AUM, and bridge the gap between asset management and protection. Learn more at https://www.dplfp.com/series/advisor-revelations-podcast.

Civil engineering risk management is not only an important topic, it can be a nebulous one. Gray areas, assumptions, communication breakdowns, in other words: a real mess. So ASCE has launched a new Risk Management Community of Practice – a space for engineers to share and learn and compare notes in hopes of removing some of the confusion around risk. Bill McAnally and Mitch Winkler are members of the ASCE Committee on Infrastructure Risk Management and together they have been the driving force to establish the new CoP. They've even developed a Risk Management Primer, to help simplify risk management for civil engineers. McAnally is a water resources engineer in Columbus, Mississippi. Winkler is a structural engineer by training with decades of experience in the oil and gas industry in Houston. In episode 186 of ASCE Plot Points, McAnally and Winkler talk about risk management. Listen to the episode above, and subscribe to the show wherever you listen to podcasts. SUBSCRIBE IN APPLE PODCASTS SUBSCRIBE IN SPOTIFY And join the ASCE Community of Practice on Risk Management today and start sharing.

In this episode of Careers in Finance on FinPod, we sit down with Nirav Shah, founder and partner at Versor Investments, to unpack his path from software engineering to quantitative finance and building a global systematic investment firm. Nirav shares what drove his pivot, how he built deep technical and market expertise, and what it takes to develop an edge in a field where your process is tested every day.Nirav's early career started in computer science and system development, then shifted when he realized his engineering background could become an asset in markets. He explains how formal finance training, hands on experience in Chicago's trading ecosystem, and a relentless focus on research discipline shaped his approach to investing and risk.In this episode, we cover:What triggered Nirav's transition from engineering to financeHow a technical background accelerates the learning curve in quant rolesWhat quantitative finance work looks like day to day, from data to models to portfolio constructionLessons from navigating market stress, volatility, and the 2008 financial crisisThe principles behind building systematic strategies, including risk management and diversificationWhat it really takes to start an investment firm, from talent to infrastructure to client trustWhy adopting cloud, alternative data, and AI early became a competitive advantageHow candidates can stand out in recruiting when resumes look the same, plus what interviewers evaluateCareer advice on perseverance, humility, adaptability, and continuous learningRelevant for:Early and mid career finance professionalsEngineers or technical professionals considering a pivot into financeAspiring quantitative analysts and researchersProfessionals interested in hedge funds, systematic investing, and entrepreneurshipCareers in Finance is a FinPod series focused on real career journeys and the decisions, skills, and lessons that shape long term success in finance.For informational purposes only. Not an offer to sell or a solicitation of any type with respect to any securities or financial products. Past performance is not necessarily indicative of future results. For important disclosures, please visit: https://www.versorinvest.com/terms-and-conditions/ Versor LinkedIn Page: https://www.linkedin.com/company/versorinvestments/Research Repository ("Athenaeum"): https://www.versorinvest.com/athenaeum/Versor YouTube Page: ‪ https://www.youtube.com/@versorinvestments Versor Investments ("Versor") is a pioneer in applying AI and alternative data to global equity markets. As a quantitative equities boutique, we focus on systematically delivering uncorrelated alpha across single stocks, equity index futures, and corporate events. Founded in 2014 and headquartered in New York, Versor manages assets on behalf of a global client base. Our edge is defined by four core pillars that underpin how we operate and how we continue to stay at the frontier of quantitative investing. These include the use of alternative data across both developed and emerging markets, a disciplined integration of artificial intelligence with human judgment and domain expertise, deep experience in systematic investing, and an embedded approach to risk management that informs research, portfolio construction, and implementation.

In this hour of Money Moves, hosts Stormy Buonantony and Jonathan Von Tobel are joined by Jeff Sherman, Westgate VP of Risk Management, to recap the NFL weekend betting action and talk about the Super Bowl LX betting lines. Also on the show, the hosts preview tonight's NHL slate, plus go through a round of "Call Me Crazy But".Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN Pro. Grab your first month for only $9.99 or take over $60 off an annual subscription when you use promo code: SUPER. Click here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome back to #WithSONAR! This week, we're shifting to Critical Events and showing how you can track real-time weather disruptions directly within SONAR—while you're already analyzing rates and market conditions. In this session, we'll walk through SONAR's weather intelligence tools, powered by our partnerships with WeatherOptics and Everstream, and how they help you proactively manage risk during severe weather events. You'll learn how to: Access Critical Events under the Risk Management section in SONAR Monitor real-time and forecasted weather disruptions across the U.S. and globally Identify high-impact areas affecting facilities, shipments, and capacity View storms, cyclones, wildfires, earthquakes, and other disruptive events Use radar, traffic, hyperlocal weather, and impact indices to support operational decisions Validate delays, communicate proactively with customers and carriers, and plan ahead Both WeatherOptics and Everstream are included with your SONAR subscription, giving you the tools to stay ahead of disruptions and protect service during volatile conditions.

In this episode, Ricardo analyzes the 21st edition of the World Economic Forum's Global Risks Report 2026, highlighting the end of predictability and the beginning of the so-called "era of competition." The report points to a more turbulent global scenario, with 50% of leaders predicting instability in the next two years, driven by geoeconomic confrontation that threatens global supply chains. Ricardo explains that in the economic field, high global debt and increased spending on defense, energy transition, and artificial intelligence make capital more expensive and scarcer, requiring extreme financial rigor in projects. Misinformation intensifies social polarization. As a strategic response, the report proposes a "coalition of the willing": moving forward with truly committed groups, without waiting for total consensus. Listen to the podcast to learn more!

In this episode of Uncommon Sense, I break down why I'm not satisfied with the FBI's official narrative surrounding Charlie Kirk and why I believe too many questions have been quietly labeled “off limits.”I explain why I agree with Candace Owens that the Tyler Robinson explanation feels incomplete, at best, and why the idea that he acted entirely alone deserves serious scrutiny rather than blind acceptance. I also address my personal suspicions regarding Erika Kirk and the toxic culture within TPUSA, shaped by my own experiences and tensions with TPUSA staff behind the scenes.Drawing from TPUSA events, I recount direct disagreements I had with staff over what I viewed as dangerously inadequate security, and why Charlie, tragically, never seemed to fully grasp how influential and vulnerable he had become. Finally, I discuss my theories and unanswered questions surrounding possible Israeli intelligence involvement (I do believe Mossad played a part in all of this).We must always dare to think our own thoughts and ask our own questions. Don't let them take that away from you.--https://www.bible.com/

We'd love to hear from you. What are your thoughts and questions?In this conversation, Derek Barker, CEO of Nectar, discusses the challenges faced by real estate operators in accessing flexible capital. He explains how Nectar provides innovative financial solutions that empower operators to scale their businesses without sacrificing equity or control. The discussion covers the importance of capitalizing companies, risk management strategies, and the future of flexible capital in the real estate industry. Derek emphasizes the need for more capital in the market to unlock housing supply and highlights the opportunities for growth in this sector.Main Points: Derek Barker is the CEO of Nectar, a fintech platform for real estate.Nectar provides flexible access to future cash for operators.Real estate operators face significant challenges in accessing capital.Traditional capital sources are often unavailable for small operators.Nectar's model allows operators to avoid selling equity or refinancing.The importance of cash flow and low leverage in real estate investments.Nectar focuses on experienced sponsors with proven business models.The future of real estate capital markets is evolving with technology.Unlocking supply in real estate requires addressing land, labor, materials, and capital.There is a significant opportunity to finance small and medium-sized real estate companies.Connect with Derrick Barker:derrick@usenectar.comhttps://www.usenectar.com/https://www.linkedin.com/in/derrickbarker

Rachel Shaw is known nationally as the authority on how to implement and manage the FEHA/ADA Disability Interactive Process for candidates and employees. Her trainings and seminars are highly anticipated by Human Resource and Risk Management professionals as informative, dynamic and packed with real-life practical solutions.Rachel is the President and Principal Consultant of Shaw HR Consulting, Incorporated. With more than 15 years of executive-level Human Resources experience, Rachel is recognized statewide as a leader in helping public and private sector employers manage their most challenging personnel issues. Rachel and her team provide comprehensive solutions to employers on how to successfully manage the interconnected roles of human resources, workers' compensation and disability compliance to successfully reduce litigation, the costs of claims and improve employee-employer relations throughout the process.

In this hour of VSiN PrimeTime, hosts Tim Murray and Will Hill are joined by Jeff Sherman, VP of Risk Management at Westgate Superbook, to discuss the CFP National Title game, and talk betting the NBA, NFL, and Golf. Tim and Will preview and give live updates of Tuesday's College Basketball and NBA slate, preview the NFL Conference Championships. Also, joining the show is Rob Dauster, Founder of “The Field of 68,” to give his CBB insights.Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN pro. Grab your first month for only $9.99 or take over $60 off an annual subscription when you use promo code: SUPER. Click Here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.