Podcasts about Risk management

My guest today is Andrew Milgram. Andrew is the founder of Marblegate Asset Management, an alternative investment firm that invests in credit opportunities and special situations. He joins me to discuss his unique approach to distressed investing in the middle market, revealing how middle market EBITDA has declined 20-25% since 2019, creating what he calls the "K-shaped economy." His investment stories are legendary, particularly his $600+ million bet on NYC taxi medallions, which we go into in great detail. We discuss Marblegate's approach to negotiation, sourcing deals directly from hundreds of regional banks, and understanding the human element in distressed situations. Please enjoy this conversation with Andrew Milgram. For the full show notes, transcript, and links to mentioned content, check out the episode page⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠ ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramp.com/invest⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to sign up for free and get a $250 welcome bonus. – This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ridgeline⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Head to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ridgelineapps.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about the platform. – This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠ AlphaSense⁠⁠⁠⁠⁠⁠⁠. AlphaSense has completely transformed the research process with cutting-edge AI technology and a vast collection of top-tier, reliable business content. Invest Like the Best listeners can get a free trial now at⁠⁠⁠⁠⁠⁠⁠ Alpha-Sense.com/Invest⁠⁠⁠⁠⁠⁠⁠ and experience firsthand how AlphaSense and Tegus help you make smarter decisions faster. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Show Notes: (00:00:00) Welcome to Invest Like the Best (00:04:58) Understanding the K-Shaped Economy (00:07:08) Middle Market Challenges and Data Insights (00:16:56) Distressed Investing Explained (00:25:06) The Taxi Medallion Investment Story (00:46:46) Navigating New York's Taxi Medallion System (00:47:17) Building Relationships with Regulators and Unions (00:50:22) Taking the Taxi Operation Public (00:51:26) The Future of Autonomous Vehicles and Medallions (00:54:30) Investment Strategies and Risk Management (00:58:41) Negotiation Principles and Human Drama (01:11:55) Personal Reflections and Formative Experiences (01:17:22) The State of the American Economy (01:23:29) Insights on Private Credit and Equity Markets (01:30:39) Future of Asset Management (01:33:16) The Kindest Thing Anyone Has Done For Andrew

JJ Kinahan is the CEO of IG North America, overseeing Tastytrade, Tastycrypto, and Tasty Live, and is a veteran of over 30 years in the financial markets. From his early days shoveling snow for neighbors in Chicago to trading options on the bustling floor of the CBOE, JJ brings real-world experience and a deep understanding of market cycles, entrepreneurship, and the shifting investing landscape. On this episode we talk about: JJ's journey from a fourth-grade snow-shoveling hustler in Chicago to CEO and respected financial educator Lessons from his immigrant family upbringing, navigating a blue-collar path to college (thanks to baseball) and seizing an unplanned opportunity that redirected his career into trading The value of saying “yes” to new experiences—especially early in your career—and why breaking into offices, showing up, and staying open are career-changing moves Why the status and stigma against the trades is fading, with skilled labor now highly respected and compensated (“plumbers charge like lawyers—as they should!”) The evolution of JJ's career: from summer clerk at the options exchange to running trading operations and eventually leading Tastytrade and Tastycrypto Tasty Live's mission of financial education: daily free live content empowering retail investors with practical, actionable trading and risk management education JJ's active investing toolbox: stocks, options, futures, forex, crypto, real estate, and small business investing, plus the importance of “tuition” (learning cheaply when you're new) Step-by-step practicals: how non-professionals can use conservative options strategies like covered calls and puts to enhance returns on stocks they already own The real way to build wealth: small habits over a long time; why “get rich quick” always ends badly, and the importance of financial discipline Why starting small, managing risk, and knowing your downside before you act are the keys to surviving—and eventually thriving—as an investor Top 3 Takeaways Seize Opportunity and Say “Yes” Early: Careers—in trading or elsewhere—are built by showing up, embracing new experiences, and being available when opportunity knocks. Discipline and Risk Management are Everything: Start small, define your worst-case scenario, and don't let emotions (or others' hype) dictate your investments. Wealth is Built Slowly, Not Speculatively: There are no shortcuts. Learn, automate good habits, and put your money to work without betting the farm. Notable Quotes “People will pay you for things they don't want to do themselves.” “If somebody cracks the door, just beat it down and keep going until somebody tells you to stop.” “If anyone's telling you there's an instant way to make money—run. There's always risk and reward.” “Financial discipline is not a game—risk not thy whole lot!” Connect with JJ Kinahan: Free financial markets education: TastyLive.com Brokerage and trading platform: Tastytrade.com

In this episode of the Real Estate Pro Show, host Erika speaks with Anthony DeBenedictis, managing partner at Evons & Capital, about the unique landscape of private lending in real estate. They discuss the growth of the private credit market, the importance of regulatory oversight, and the role of AI in navigating market trends. Anthony shares insights on how businesses can prepare for capital needs and the significance of compounding returns for investors. The conversation also touches on the challenges faced in the lending space and the strategies employed to filter and pursue viable opportunities. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Brian Gilman is the Chief Marketing Officer of ThetaRay, a fintech company that provides AI-powered solutions to detect and prevent financial crimes like money laundering, fraud, and terrorist financing. In this episode, KJ and Brian Gilman explore how AI is transforming the fight against financial crime in the banking industry. They discuss the limitations of legacy rules-based systems, the power of AI-driven pattern recognition, and the future of compliance and risk management. Key Takeaways: 03:00 – The State of Financial Crime 20–30% of global financial transactions may be linked to crime. $4B+ in fines for money laundering in 2023 alone. 07:00 – How AI Changes the Game AI identifies hidden patterns and criminal networks. Reduces false positives, enabling secure growth in high-risk markets. 10:00 – Marketing Disruptive Tech Messaging to C-suite: focus on pain points and compliance needs. The shift from traditional marketing funnels to meeting-based metrics. Quote of the Show (19:00): "AI has been one of the greatest enablers, but it has also been one of the greatest levelers of technology that I've ever seen. “ – Brian Gilman Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Brian Gilman: LinkedIn: https://www.linkedin.com/in/bgilman1/ Company Website: thetaray.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

In this episode of Corporate Finance Explained on FinPod, we're tackling one of the most vital topics in business and finance: how companies handle financial crises and recessions.When economic storms hit, corporate finance fundamentally shifts from long-term strategy to immediate, day-to-day survival. Your finance team becomes the nerve center, constantly stress-testing models, monitoring liquidity, and making real-time trade-offs.

When your business is growing fast and AI is changing the game every week… how do you keep your head clear and your strategy sharp?In this episode, I sit down with Hamza Mudassir—lecturer at Cambridge and founder of Strategize—to talk about mental clarity, digital twins, and how to make smarter decisions in an age of overload.Here's what we dig into:How strategic thinking is evolving in real timeWhat digital twins really are (and how they work)The mental toll of reactive leadership—and how to fix it

Join guest host Michelle Smith, URMIA's Executive Director, as she interviews four of URMIA's newest staff members: Carrie Burnett, Project Specialist; Bowen Murphy, IT Manager; Ruth Rauluk, Resource Manager; and Adam Sieracki, Marketing Specialist. Tune in as Michelle interviews URMIA's four newest staffers about their journey with URMIA so far and what surprised them most about our association! Hear a little about their lives, how they came to work for URMIA, and their favorite thing about working for URMIA so far. Don't miss out on meeting some of the newest staff who help make URMIA so great! Show NotesURMIA StaffGuestsCarrie BurnettBowen MurphyRuth RaulukAdam SierackiGuest HostMichelle Smith, Executive DirectorConnect with URMIA & URMIA with your network-Share /Tag in Social Media @urmianetwork-Not a member? Join ->www.urmia.org/join-Email | contactus@urmia.org Give URMIA Matters a boost:-Give the podcast a 5 star rating-Share the podcast - click that button!-Follow on your podcast platform - don't miss an episode!Thanks for listening to URMIA Matters!

With climate-related events increasing in frequency and severity, we discuss the role of insurance in mitigating the economic and social risks. With a focus on the property and casualty insurance sector, learn about insurance's economic role, how insurers are adapting their strategies to protect against losses while offering coverage where it is needed, and the importance of risk mitigation efforts by all key players. PGIM's David Klausner, ESG Specialist, hosts this discussion with Pinto Suri, U.S. Investment Grade Credit Research Analyst. Recorded on July 17, 2025.

My guest today, Steve Durbin, shares why empathy, agility, and resilience are vital to managing risk and keeping your organization secure. Steve shares the biggest threats to organizations right now and how empathetic leaders foster the resiliency needed to adapt. We discuss how CISO's and risk officers can create an empathetic culture where trust and transparency flow to help protect the organization. Steve shares how letting go of control can keep you safer, and how curiosity and listening help you communicate in ways people understand. He candidly shares that CEOs who don't understand empathy are a risk. And finally, Steve offers ways to balance a culture of experimentation and empowerment with effective risk management. To access the episode transcript, please scroll down below.Key Takeaways:When assessing risk, people are your greatest risk, but they are also your greatest asset and your greatest opportunity for solutions. It is not the machine or the algorithm that will solve your risk problem; it is your people. You risk losing your best people if you're not willing to adapt to what needs to be done for the best of your organization, employees, clients, and other stakeholders. "You increase awareness by explaining why people need to be aware, why they should care, and you may have to make it personal." — Steve DurbinFrom Our Partner:SparkEffect partners with organizations to unlock the full potential of their greatest asset: their people. Through their tailored assessments and expert coaching at every level, SparkEffect helps organizations manage change, sustain growth, and chart a path to a brighter future.Go to sparkeffect.com/edge now and download your complimentary Professional and Organizational Alignment Review today.About Steve Durbin: CEO, Information Security ForumSteve Durbin is Chief Executive, Information Security Forum (ISF). His main areas of focus include strategy, information technology, cyber security and the emerging security threat landscape across both the corporate and personal environments.He is a frequent speaker and commentator on technology and security issues, and, since 2016, the host of the ISF Podcast.Formerly at Ernst & Young, Steve has been involved with IPOs, mergers and acquisitions of fast-growth companies across Europe and the USA. Having previously been senior vice president at Gartner, he has advised a number of NASDAQ and NYSE listed global technology companies.Steve has served as a Digital 50 advisory committee member in the United States, and he has been ranked as one of the top 10 individuals shaping ow organizations and leaders approach information security careers. He has also been featured on the top 20 most influential list of leaders whose companies have a vision that shapes the conceptual landscape of their respective industries.Steve is a Chartered Marketer, a Fellow of the Chartered Institute of Marketing, Forbes Business Council Member and a lecturer at Henley Business School, where he speaks on the role of the Board in Cybersecurity.Connect with Steve:Information Security Forum: securityforum.org X: x.com/securityforum LinkedIn: linkedin.com/in/stevedurbin YouTube: youtube.com/channel/UCyTu0HsWQd_ucrt0Zo0042A Connect with Maria:Get Maria's books on empathy: Red-Slice.com/booksLearn more about Maria's work: Red-Slice.comHire Maria to speak: Red-Slice.com/Speaker-Maria-RossTake the LinkedIn Learning Course! Leading with EmpathyLinkedIn: Maria RossInstagram: @redslicemariaFacebook: Red SliceThreads: @redslicemariaWe would love to get your thoughts on the show! Please click https://bit.ly/edge-feedback to take this 5-minute survey, thanks!

Perfluoroalkyl and polyfluoroalkyl substances (PFAS) — often referred to as “forever chemicals” due to their resistance to degradation — have come under increased scrutiny due to concerns about their environmental and human health impacts. This underscores the importance of robust risk management strategies and securing appropriate insurance coverage to address the evolving regulatory environment. In this episode of Risk in Context, Marsh's Kimberly Mann, Nicolas Dzubanowski, Matthew Kerr, and Chuck Moran discuss some of the main PFAS-related risks that organizations across industries and geographies are facing. They also talk about some of the insurability challenges and share actions that organizations should consider taking to address this evolving risk. You can access a transcript of the episode here. Visit our dedicated page on marsh.com to learn more about the potential impacts of social inflation. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com.

Welcome back to What's New at CFI on FinPod! In this exciting episode, we're joined by Paul Barnhurst, The FP&A Guy, as he introduces CFI's brand-new course: FP&A Tool Selection.Are you an FP&A professional struggling with chaotic Excel models, disconnected reports, or overwhelmed by the sheer number of available planning tools? This course is your ultimate guide! Paul walks us through why choosing the right tool is more strategic than ever and how to navigate the exploding FP&A software market.In this episode, Paul reveals:Key signs it's time to upgrade from Excel: When do broken models, collaboration issues, and countless budget versions signal a need for a dedicated FP&A tool?Navigating the 150+ FP&A tools: Frameworks to narrow down your options based on desired functionality (spreadsheet-native vs. complete replacement), company size (small to enterprise), industry focus, and platform capabilities.The critical groundwork for tool selection: Why building robust requirements, writing a solid problem statement, and managing a rigorous RFP process are essential to avoid the "wow factor" and ensure a good fit.Paul's personal must-have productivity tools (beyond Excel!): Discover his favorite non-FP&A tools like ClickUp, ChatGPT, and Claude, and how he leverages them for productivity, research, and even devil's advocacy in decision-making.This course is a must-have for anyone evaluating new FP&A software or seeking a smarter process for optimizing their finance tech stack. Learn from the expert and make informed decisions to empower your finance career!

In this episode, Jack Cochran and Matthew James are joined by Ben Pearce, founder of Elevated You, to discuss how technical professionals can effectively communicate with senior executives. They explore the critical differences between speaking to technical stakeholders versus C-suite leaders, covering everything from preparation strategies to delivery techniques. Ben shares practical frameworks for being relevant rather than just expert, emphasizing the importance of focusing on "what" and "why" instead of "how" when presenting to senior leaders. Thank you to Storylane for sponsoring this episode. Find out more about Storylane and how to build killer demos in 2 minutes at https://storylane.io To join the show live, follow the Presales Collective's LinkedIn page or join the PSC Slack community for updates. The show is bi-weekly on Tuesdays, 8AM PT/11AM ET/4PM GMT. Follow the Hosts Connect with Jack Cochran: https://www.linkedin.com/in/jackcochran/ Connect with Matthew James: https://www.linkedin.com/in/matthewyoungjames/ Connect with Ben Pearce:https://www.linkedin.com/in/benpthoughts/ Links and Resources Mentioned Presales Collective Slack: https://www.presalescollective.com/slack Elevated You: https://www.elevatedyou.live/psc Tech World Human Skills Podcast: https://www.elevatedyou.live/twhs  Timestamps 00:00 Welcome 05:18 Why speaking to senior leaders is different 12:49 Being relevant vs. being an expert 16:19 Mastering delivery under pressure 25:04 Reading the room and course-correcting 32:53 De-risking and the human element Key Topics Covered The Technical Expert's Dilemma How technical expertise can become a curse when speaking to executives Moving from demonstrating knowledge to demonstrating relevance The Three-Part Framework for Executive Communication Relevance: Understanding what matters to your specific audience Compelling Content: Creating materials that speak to their priorities Excellent Delivery: Performing under pressure with confidence Preparation Strategies Mapping out personas and industries for reusable content The importance of team collaboration in content creation Practice vs. preparation: Why both are essential Reading the Room Starting with curiosity and mini-discovery Mirroring language and adapting on the fly Course-correcting based on real-time feedback The Punchline Problem Why building up to a big reveal doesn't work with executives Leading with impact: "Hitting them between the eyes" Getting to value within the first 90 seconds Risk Management and Trust Building Understanding that you represent organizational risk The "never get fired for buying IBM" mentality How human skills differentiate in an AI-driven world Building confidence through listening and problem-solving  

The rugged audit landscape has changed – and not for the better.Today, there are more potential pitfalls and traps to capture the unprepared and impact them with huge fines and possible incarceration. In fact, the Centers for Medicare & Medicaid Services (CMS) has erected a legal fortress to protect their audit process. It's not the same old ballgame – it's a new one, with lots of new players.It's also why the producers of Monitor Mondays have invited senior healthcare analyst Frank Cohen to return to the broadcast to describe how you and your team can learn how to identify red flags in the process of fraud detection in order to avoid liability.The weekly broadcast will also include these instantly recognizable features:• Monday Rounds: Ronald Hirsch, MD, vice president of R1 RCM, will be making his Monday Rounds.• The RAC Report: Healthcare attorney Knicole Emanuel, partner at the law firm of Nelson Mullins, will report the latest news about auditors.• Risky Business: Healthcare attorney David Glaser, shareholder in the law offices of Fredrikson & Byron, will join the broadcast with his trademark segment.• Legislative Update: Adam Brenman, senior healthcare government affairs analyst for Zelis, will report on the news happening at the intersection of healthcare and congressional action.

In this episode, Ricardo shares five tips to optimize meetings. First, keep them short and focused—long calls often waste time. Second, ask if a meeting is truly necessary; many decisions can be handled via Slack or email. Third, when a meeting is needed, send a clear agenda and define objectives in advance. Fourth, use AI tools to record and summarize meetings so participants can focus on the discussion. Tools like Claude help create action-based summaries. Fifth, assign a facilitator to keep the meeting on track and ensure outcomes turn into actions. Finally, gather team feedback to improve future meetings. Effective meetings can truly accelerate project success. Listen to the podcast to learn more!

Neste episódio, Ricardo compartilha cinco dicas para otimizar reuniões. Primeiro, mantenha reuniões curtas e focadas, evitando longas chamadas improdutivas. Segundo, questione se a reunião é mesmo necessária — muitas decisões podem ser tomadas via Slack ou e-mail. Terceiro, quando for necessária, envie uma agenda clara com antecedência e defina objetivos. Quarto, use a IA para registrar e resumir as reuniões, permitindo foco na participação. Plataformas como Claude ajudam a gerar resumos com tarefas e prazos. Quinto, nomeie um facilitador para manter o foco e transformar decisões em ações. Por fim, colete feedback da equipe para melhorar continuamente. Boas reuniões aceleram projetos. Escute o podcast para saber mais!

AI Risk Management is essential, and in this episode, we discussed the critical guardrails you must implement now to keep your AI applications secure and trustworthy. Featuring Aayush Choudhury, CEO of Strut Automation, this conversation delves into key strategies for dependability in AI systems, tackling challenges like data leaks, unauthorized access, and prompt injection.  Aayush brings deep expertise in GRC automation, sharing insights on ISO 42001, NIST AI RMF, and OWASP's top 10 for AI security. If you're navigating AI risk management in customer-facing or internal applications, this episode offers valuable guidance on designing robust frameworks and controls from the start. Learn how to safeguard sensitive information and ensure responsible AI use while staying ahead in an evolving digital landscape. If you want to be our guest or suggest someone, send your email to info@globalriskconsult.com with "Guest Suggestion" in the subject line.

How much has DevOps really changed since the AI boom? Are you truly observing your Salesforce org, or just reacting to fires? When do you pay down technical debt versus pushing for the next big feature?If you're asking these questions, you're not alone. Host Jack McCurdy is joined by DevOps expert Andy Barrick to tackle the tough challenges facing teams today. This practical conversation covers the evolution of the field since 2022, providing actionable advice on implementing proactive observability, managing risk, and making incremental changes that deliver massive impact.Learn more:Read the observability whitepaper: https://grst.co/4lFfxmmHow Salesforce teams execute observability for Salesforce: https://grst.co/3GXddrUSee Flow and Apex Error Monitoring in action: https://grst.co/3IF5EqqAbout DevOps Diaries: Salesforce DevOps Advocate Jack McCurdy chats to members of the Salesforce community about their experience in the Salesforce ecosystem. Expect to hear and learn from inspirational stories of personal growth and business success, whilst discovering all the trials, tribulations, and joy that comes with delivering Salesforce for companies of all shapes and sizes. New episodes bi-weekly on YouTube as well as on your preferred podcast platform.Podcast produced and sponsored by Gearset. Learn more about Gearset: https://grst.co/4iCnas2Subscribe to Gearset's YouTube channel: https://grst.co/4cTAAxmLinkedIn: https://www.linkedin.com/company/gearsetX/Twitter: https://x.com/GearsetHQFacebook: https://www.facebook.com/gearsethqAbout Gearset: Gearset is the leading Salesforce DevOps platform, with powerful solutions for metadata and CPQ deployments, CI/CD, automated testing, sandbox seeding and backups. It helps Salesforce teams apply DevOps best practices to their development and release process, so they can rapidly and securely deliver higher-quality projects. Get full access to all of Gearset's features for free with a 30-day trial: https://grst.co/4iKysKWChapters:00:00 The Evolution of DevOps Since 202202:35 The Role of AI in Automation05:21 Testing Fundamentals in DevOps08:29 Understanding Observability in Salesforce11:05 Reactive vs Proactive Observability14:03 The Importance of Proactive Monitoring16:29 Implementing Observability in DevOps19:41 Starting Your Observability Journey22:14 Balancing Refactoring and New Initiatives24:56 Risk Management and Observability27:48 Final Thoughts on Observability

Welcome to FinPod by CFI's "Careers in Finance" series! In this exclusive episode, we sit down with Tim Vipond, the visionary co-founder and CEO of Corporate Finance Institute (CFI). Go beyond the typical resume and uncover the fascinating career journey that led him to build the world's leading online finance education platform.Tim shares his candid experiences starting from his early interest in finance, shaped by family and university, and his foundational investment banking analyst roles at firms like Scotia Capital. He opens up about the rigorous demands of Wall Street, the pursuit of perfection, and the steep learning curve for aspiring finance professionals.Whether you're an aspiring investment banker, a current finance professional looking to pivot, or an entrepreneur seeking inspiration, Tim's story offers invaluable lessons on career resilience, risk-taking, and building a globally impactful business.

In this episode of The Other Side of the Firewall's Thursday episode, Ask a CISSP, Ryan Williams Sr. interviews Angela Diaz, an expert in risk management and fraud prevention. They discuss the importance of understanding the three lines of defense in risk management, the impact of fraud on individuals and organizations, and the career pathways available in the field. Angela shares her personal journey into risk management, the significance of soft skills, and her involvement in the Fraud Fight Club initiative. The conversation also touches on mindfulness practices and the importance of maintaining a balanced life outside of work. Contact Angela - https://www.linkedin.com/in/angela-diaz-crmp-37430064/ Fraud Fight Club - https://www.fraudfightclub.com/ Please buy my book: https://theothersideofthefirewall.com Socials: Website - www.ramcyber.io Heroes Media Group: https://www.heroesmediagroup.com/shows/the-other-side-of-the-firewall/ Audio - https://podcasts.apple.com/us/podcast/the-other-side-of-the-firewall/id1542479181 YouTube - https://www.youtube.com/@theothersideofthefirewall7511 ReppedFLIX - https://lnkd.in/eVis2CbS WDJY 99.1 FM: https://www.wdjyfm.com/ TuneIn: https://lnkd.in/e2crcZU8 Facebook - https://www.facebook.com/profile.php?id=61556539026086 Instagram - https://www.instagram.com/theothersideofthefw X (Twitter) - https://twitter.com/Ask_a_CISSP TikTok - https://www.tiktok.com/@ryanwilliams683 Medium - https://medium.com/@ryanwilliamssenior Subscribe to LinkedIn Newsletter - https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7172626552545865728 LinkedIn - https://www.linkedin.com/company/the-other-side-of-the-firewall/ Ryan on Twitter, LinkedIn, Clubhouse, and Threads - @ryrysecurityguy Chris on LinkedIn - https://www.linkedin.com/in/chrisabacon/ Chapters 00:00 Introduction to Risk Management and Fraud 03:58 Understanding the Three Lines of Defense 11:58 The Importance of Risk Management in Financial Institutions 19:45 Career Pathways in Risk Management 25:59 Soft Skills for Success in Risk Management 29:47 Engagement in the Fraud Fight Club Initiative 37:49 Personal Insights and Mindfulness Practices 41:43 Conclusion and Future Connections #cybersecurity #riskmanagement #fraud

 This is Matt Reustle and today we are breaking down the Chicago Mercantile Exchange. My guest is Adam Chandler, co-PM at Claremont Global, and together we get into the nitty gritty of exchanges. We all know how integral exchanges are to the financial system but we rarely stop to understand how they operate, how they make money, and how they shape the flow of dollars. This episode aims to do just that. Please enjoy this breakdown of the Chicago Mercantile Exchange. For the full show notes, transcript, and links to the best content to learn more, check out the episode page here⁠⁠⁠⁠⁠. —- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit⁠⁠⁠⁠⁠ joincolossus.com/episodes⁠⁠⁠⁠⁠. Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠). Show Notes (00:00:00) Introduction to Business Breakdowns (00:00:51) Introducing the Chicago Mercantile Exchange (00:01:52) Understanding the Exchange Business (00:03:38) The Role of Clearinghouses (00:04:29) Diving into CME's Specialization (00:07:18) Historical Evolution of CME (00:09:40) Modern Operations and Risk Management (00:19:39) CME's Market Position and Growth (00:29:13) Revenue Breakdown and Product Insights (00:35:23) Volume Drivers: Treasuries and Interest Rate Markets (00:36:47) Comparing CME with Other Exchanges (00:42:10) Profitability and Cost Structure of CME (00:45:37) Capital Allocation and Dividend Strategy (00:47:35) Innovation and New Product Offerings (00:49:24) Impact of Passive Investing on CME (00:53:09) Risks and Regulatory Environment (00:58:26) Key Lessons from CME's Business Model

Jesse welcomes back Peter Lazaroff to discuss the psychology and strategy of investing during uncertain times. They explore how media narratives and recession fears can distort investor behavior, emphasizing the importance of focusing on business earnings rather than sensational headlines. Peter shares why he separates his portfolio thinking from his balance sheet management, especially during potential economic downturns, and offers practical guidance for both pre-retirees and younger investors. The conversation also touches on international diversification, sequence of returns risk, and why consistency in strategy beats chasing performance. Plus, Peter gives an update on his podcast and his upcoming book The Perfect Portfolio. Key Takeaways: • Media headlines and algorithm-driven news feeds often amplify fear, leading investors away from rational, long-term thinking. • Real-world economic pain doesn't always correlate with poor stock performance, and vice versa. A stock market decline doesn't necessarily signal a broader economic recession. • Building a cash buffer ahead of retirement helps mitigate sequence of returns risk. • Global diversification may not always boost returns, but it smooths out the ride, improving compound returns. • A longer-term view of markets and recessions builds resilience and patience. • Planning for a range of outcomes is more effective than trying to call the next market move. Key Timestamps: (03:00) The Gladiator Analogy: Embracing Volatility (04:26) Setting Realistic Investing Expectations (06:17) Fire Drills for Your Portfolio (09:38) A Letter to Myself: Handling Market Crashes (14:36) Peter Lazaroff Joins the Conversation (27:15) Understanding the Emotional Side of Investing (29:39) The Importance of Documenting Investment Decisions (32:14) The Impact of News Narratives on Investment Decisions (41:23) Recession and Its Effects on Your Portfolio (46:53) International vs. Domestic Investments Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://peterlazaroff.com/ LinkedIn: https://www.linkedin.com/in/peterlazaroff/ Mentions: Peter's Book: https://peterlazaroff.com/freebook Are You Not Entertained?  https://bestinterest.blog/are-you-not-entertained/ Break Glass in Case of Market Crash?  https://bestinterest.blog/break-glass-market-crash/ More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

As Black Hat USA 2025 approaches, the cybersecurity world is buzzing with innovation—and Dropzone AI is right at the center of it. With roots in Seattle and a mission to bring true intelligence into the security operations center (SOC), the Dropzone AI team is gearing up for a packed week in Las Vegas, from BSides to the AI Summit, and finally at Startup City (booth #6427).Founded by Edward Wu, former Head of AI/ML at ExtraHop Networks, Dropzone AI was built on a key realization: the last thing SOCs need is another flood of alerts. Instead, they need help processing and acting on them. That's where Dropzone comes in—offering an AI-powered security analyst that doesn't just detect threats, but investigates, correlates, and takes action.During a recent pre-event chat with ITSPmagazine's Sean Martin and Marco Ciappelli, Edward explained the core philosophy behind the platform. Unlike hype-driven claims of “fully autonomous SOCs,” Dropzone takes a practical, tiered approach to automation. Their agentic AI system performs full investigations, determines the nature of alerts (true vs. false positives), and recommends or executes containment actions depending on risk tolerance and policy.The tech has found particular traction with lean security teams, or those expanding toward 24/7 coverage without adding headcount. Rather than replacing humans, the platform augments them—freeing analysts from the drudgery of low-priority alert triage and giving them space to focus on strategic work. As Edward put it, “Nobody wants to be a tier-one analyst forever.” Dropzone helps make sure they don't have to be.The platform integrates across existing security stacks and data sources, drawing from threat intel, logs, and endpoint signals to build a full picture of every alert. Security teams retain full control, with human-in-the-loop decision-making remaining the standard in most use cases. However, for low-risk assets and off-hours scenarios, some customers are already authorizing autonomous action.With conversations at Black Hat expected to revolve around the reality of AI in production—not just the vision—Dropzone is entering the perfect arena. From demonstrating real-world impact to sharing insights on agentic design and trust boundaries, their presence will resonate with everyone from analysts to CISOs.Whether you're building out your SOC, questioning your MDR provider, or simply overwhelmed with alert fatigue, this may be your signal. Dropzone AI isn't selling buzzwords. They're delivering results. Visit them at Startup City, booth #6427, and see for yourself what the future of alert triage and SOC efficiency looks like—one investigation at a time. Note: This story contains promotional content. Learn more.Guests:Edward Wu, Founder/CEO at Dropzone AI On LinkedIn: https://www.linkedin.com/in/edwardxwu/DROPZONE AI: https://itspm.ag/dropzoneai-641Hosts:Sean Martin, Co-Founder at ITSPmagazine | Website: https://www.seanmartin.comMarco Ciappelli, Co-Founder at ITSPmagazine | Website: https://www.marcociappelli.com______________________ResourcesVisit the DROPZONE Website to learn more: https://itspm.ag/dropzoneai-641Learn more and catch more stories from Dropzone on ITSPmagazine: https://www.itspmagazine.com/directory/dropzoneaiLearn more about ITSPmagazine Brand Story Podcasts: https://www.itspmagazine.com/purchase-programsNewsletter Archive: https://www.linkedin.com/newsletters/tune-into-the-latest-podcasts-7109347022809309184/Business Newsletter Signup: https://www.itspmagazine.com/itspmagazine-business-updates-sign-upAre you interested in telling your story?https://www.itspmagazine.com/telling-your-story

Featuring Maggie Neustadt, VP of Risk Management at BJC Health System, joined by her best friend Lynn Price, Attorney, Author, and Consultant. Watch the video version here. If you keep hearing “we don't have the budget,” this episode is your game plan. Part 2 of our summer podcast series “Bit by Bit: Healthcare IT Project Success” features two guests, both seasoned attorneys and negotiation experts. Watch Part 1 of this video series: "Outdated Before Go Live? Keeping IT Projects Cutting Edge"  In this episode of our healthcare leadership podcast, we're talking all things negotiation in healthcare IT, from securing project funding to navigating internal politics and vendor contracts. We discuss the strategies every healthcare tech leader needs to move projects forward, get budgets approved, and secure stakeholder buy-in. These longtime friends bring their legal minds and real-world healthcare experience to the table to share: The 3 Rs of Negotiation: Be Ready, Reasonable, Relatable How to negotiate IT budgets and get health tech initiatives approved Tips for working with internal stakeholders and external vendors How to confidently ask for what your department really needs Whether you're a CIO, project manager, digital health strategist, or sales leader, this episode is packed with actionable negotiation tactics to help you lead smarter and get results. Connect with Maggie: linkedin.com/in/maggie-neustadt-86037215a Find Maggie's work at bjc.org Connect with Lynn: linkedin.com/in/e-lynn-price Find Lynn's book "Negotiate It!" on Amazon: https://a.co/d/7dpcvEk Want to stay at the forefront of the digital healthcare revolution? Subscribe to The Digital Healthcare Experience, the fastest growing digital health channel on YouTube! Subscribe and stay at the forefront of the digital healthcare revolution. Watch the full video on YouTube @TheDigitalHealthcareExperience The Digital Healthcare Experience is a hub to connect healthcare leaders and tech enthusiasts. Powered by Taylor Healthcare, this podcast is your gateway to the latest trends and breakthroughs in digital health. Learn more at taylor.com/digital-healthcare About Us: Taylor Healthcare empowers healthcare organizations to thrive in the digital world. Our technology streamlines critical workflows such as procedural & surgical informed consent with patented mobile signature capture, ransomware downtime mitigation, patient engagement and more. For more information, please visit imedhealth.com   The Digital Healthcare Experience Podcast: Powered by Taylor Healthcare Produced by Naomi Schwimmer  Hosted by Chris Civitarese Edited by Eli Banks Music by Nicholas Bach  

In this episode, Nick Erdmann of Vectura Risk Management is back for another insightful conversation about protecting high-value freight from the rising cargo theft threats! We dive into the harsh reality of organized cargo theft, why it's more sophisticated than most think, and how escort services are stepping up to protect high-risk shipments like pharmaceuticals and electronics! Nick walks us through real-world prevention tactics, how layered security assessments work, and why the human element remains just as important as technology. Whether you're a carrier, broker, or shipper, this episode covers what you need to know about securing freight!   About Nick Erdmann With over two decades in supply chain security, Nick serves as the Director of Business Development at Vectura Risk Management, where he specializes in protecting high-value shipments, including pharmaceuticals and electronics through advanced cargo escort services and comprehensive risk management solutions. Prior to joining Vectura, he spent 20 years at Transport Security, Inc., where he established himself as a trusted security advisor across the transportation, retail, portable storage, and supply chain sectors. Throughout his career, Nick built a proven track record of developing customized security programs that address the unique operational challenges faced by his clients. Nick's expertise spans cargo security, regulatory compliance, physical security, location-based services, GPS monitoring, and C-TPAT compliance. He collaborates closely with safety directors, loss prevention teams, security personnel, law enforcement agencies, and cargo theft task forces to implement robust protection strategies. Nick remains actively involved in transportation security associations, including TAPA and the Midwest Security Council, contributing to the development of industry best practices and innovative approaches to supply chain protection. His mission is to safeguard his clients' most valuable cargo and assets through the best layered solutions approach and exceptional service.   Connect with Nick LinkedIn: https://www.linkedin.com/in/nickerdmann/  Website: https://govectura.com/  

In today's dynamic investment landscape, systematic investing in fixed income markets is gaining prominence by blending fundamental insights with rule-based strategies to optimize performance. This episode of All the Credit® considers how these strategies use data-driven approaches to manage risk and seize market opportunities, while examining how advancements in artificial intelligence may further refine these processes. PGIM's Brian Barnhurst, CFA, Head of Global Credit Research, hosts this discussion with Tyler Thorn, Multi-Sector Portfolio Manager. Recorded on July 9, 2025.

The HITRUST 2025 Trust Report sheds light on a critical question organizations continue to ask: can you really rely on a certification to mean what it says? According to Vincent Bennekers, Vice President of Quality, and Bimal Sheth, Executive Vice President of Standards Development and Assurance Operations at HITRUST, the answer comes down to one word: reliability.The conversation highlights how HITRUST goes beyond a simple checklist by layering in both threat intelligence and maturity modeling. Their framework isn't just built on abstract risk—it incorporates real-world attack techniques, aligning controls to the MITRE ATT&CK framework. This means that the certification reflects actual adversarial tactics rather than hypothetical risk scenarios.Bennekers shares that 99.41% of HITRUST-certified organizations did not report a breach in the last year, and that consistency over two annual reports points to meaningful outcomes—not just marketing claims. Sheth explains how each certification is reviewed in full by HITRUST, not just sampled, and every control is assessed for maturity—not pass/fail. It's a model that helps companies continuously improve, while also giving relying parties better information.For executive teams and boards, the report surfaces where organizations commonly struggle, including access control, vulnerability management, and third-party risk. It also highlights a growing use of external inheritance—leveraging cloud service providers' security posture—as a strategic move for organizations with tighter budgets.Looking ahead, the conversation points to continuous assurance and the evolving role of AI—both as a source of new risks and a tool to enhance security operations. HITRUST is already exploring certification models that reduce drift and increase visibility year-round.For organizations wanting to build more than just a paper shield, this episode unpacks how certification—done right—can be a strategic, measurable advantage.Note: This story contains promotional content. Learn more.Guests:Bimal Sheth, Executive Vice President of Standards Development and Assurance Operations at HITRUST | On LinkedIn: https://www.linkedin.com/in/bimal-sheth-248219130/Vincent Bennekers, Vice President of Quality at HITRUST | On LinkedIn: https://www.linkedin.com/in/vincent-bennekers-a0b3201/Host:Sean Martin, Co-Founder at ITSPmagazine and Host of Redefining CyberSecurity Podcast | https://www.seanmartin.com/______________________Keywords: sean martin, bimal sheth, vincent bennekers, hitrust, trust report, cybersecurity, compliance, certification, quality assurance, risk management, brand story, brand marketing, marketing podcast, brand story podcast______________________ResourcesHITRUST 2025 Trust Report: https://itspm.ag/hitrusz49cWebinar: Beyond the Checkbox: Rethinking SOC 2, Cybersecurity, and Third-Party Risk in 2025 — An ITSPmagazine Webinar with HITRUST (https://www.crowdcast.io/c/beyond-the-checkbox-rethinking-soc-2-cybersecurity-and-third-party-risk-in-2025-an-itspmagazine-webinar-with-hitrust)Visit the HITRUST Website to learn more: https://itspm.ag/itsphitwebLearn more and catch more stories from HITRUST on ITSPmagazine: https://www.itspmagazine.com/directory/hitrustLearn more about ITSPmagazine Brand Story Podcasts: https://www.itspmagazine.com/purchase-programsNewsletter Archive: https://www.linkedin.com/newsletters/tune-into-the-latest-podcasts-7109347022809309184/Business Newsletter Signup: https://www.itspmagazine.com/itspmagazine-business-updates-sign-upAre you interested in telling your story?https://www.itspmagazine.com/telling-your-story

Jodie Arthur and Melissa Stewart are non-executive directors at ICMEC Australia. ICMEC combats online child sexual exploitation, collaborating with financial services, law enforcement, and other stakeholders. Jodie discusses the systemic issue of child exploitation and the importance of collective action and compliance by design. Melissa emphasizes the interconnectedness of child exploitation and modern slavery, advocating for integrated ESG frameworks and collaboration with tech companies. They highlight ICMEC's Lighthouse project, which transforms global data into actionable insights for banks to detect and disrupt child sexual exploitation.   SHOW NOTES01:24 Career Journey 13:52 Role of ICMEC and Its Focus 18:07 Intersection of Child Sexual Exploitation and Financial Services 28:10 Best Practices and Collaboration 31:52 Final Advice for GRC Professionals Get Transcript and Resources: https://www.riskywomen.org/2025/07/podcast-s8e10-business-leadership-in-preventing-child-sexual-exploitation/

Rancho Mesa President David Garcia sits down with ICW Group's VP of Risk Management Services, Sandy Smith, and Technical Specialist, Tom Jolliff discuss ICW's new leadership training series for policyholders, designed to enhance safety leadership skills, They also the importance of developing young talent in the insurance industry, and fostering a positive safety culture. Show Notes: ICW Group, ⁠Subscribe to Rancho Mesa's Newsletter⁠Host: David GarciaGuest: Sandra Smith, Tom Jolliff ⁠Producer/Editor: ⁠Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

Want to understand how credit ratings actually affect your company's financial decisions?In this episode of Corporate Finance Explained, we unpack how credit ratings from agencies like Moody's, S&P, and Fitch impact everything from bond yields and stock prices to capital structure decisions.Learn how companies like Ford, Apple, Kraft Heinz, and Netflix responded to downgrades, upgrades, and rating watchlists—and how finance teams manage their credit profile through strategy, communication, and capital discipline.

In this episode of the Data Science Salon Podcast, we sit down with Kalpan Dharamshi, VP at JP Morgan Chase, and a leader in Machine Learning and Cloud Architecture. Kalpan shares his journey from cloud architecture to AI-driven compliance solutions and how his work is transforming decision-making processes in the FinTech industry. Kalpan's focus on Agentic AI—autonomous systems that can handle compliance, risk management, and real-time decision-making—has reshaped the way financial institutions manage compliance. He discusses how large language models (LLMs) and AI agents can automate and scale compliance procedures, making them proactive, accurate, and cost-effective. Key Highlights: -Agentic AI in FinTech: How Agentic AI is automating continuous monitoring and compliance in the financial services industry. -Machine Learning for Compliance: How AI can interpret unstructured data and ensure real-time policy adherence in highly dynamic industries. -The Future of AI in Decision-Making: Kalpan's vision for the future of AI-driven decision-making and automated risk management. -Make sure to catch Kalpan at the https://appliedaisummit.org/ for free

In this episode of the Real Estate Pro Show, host Erika speaks with architect John Poillucci, founder of Spacehouse Studio. They discuss John's journey in architecture, the importance of collaboration in construction projects, and the evolving landscape of zoning laws that impact housing affordability. John shares insights on navigating risks in construction, innovative approaches to cost reduction, and the significance of building deep relationships in the industry. He emphasizes the need for open communication with clients and highlights his focus on affordable housing as a key goal moving forward.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, host Kristen Knapp interviews Lon Welsh, a seasoned real estate entrepreneur and CEO of Iron Town Capital. They discuss Lon's extensive background in real estate, his transition from active to passive investing, and the unique approach of Iron Town Capital in helping busy professionals invest in real estate. Lon shares insights on risk management, market opportunities, and the importance of diversification in investment portfolios. He also reflects on his experiences selling two companies and offers valuable mindset tips for entrepreneurs. The conversation concludes with a look at Lon's upcoming book on 1031 exchanges and how new tax laws impact real estate strategies. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The Outpatient Prospective Payment System (OPPS) and Ambulatory Surgical Center (ASC) Proposed Rule for the 2026 fiscal year has been released.Tucked inside the Proposed Rule from the Centers for Medicare & Medicaid Services (CMS) is the agency's recommendation to phase out the Inpatient-Only List (IPO) over the course of the next three years.Reporting the lead story on this development during the next edition of Monitor Mondays will be longtime panelist Ronald Hirsch, MD.The weekly broadcast will also include these instantly recognizable features:• Risky Business: Healthcare attorney David Glaser, shareholder in the law offices of Fredrikson & Byron, will join the broadcast with his trademark segment.• Legislative Update: Cate Brantley, senior healthcare government affairs analyst for Zelis, will report on the news happening at the intersection of healthcare and congressional action.

What if you could transform your business by embracing cutting-edge technology and innovation? Join us for an eye-opening conversation with Jay Kulkarni, CEO of Theorem, who shares his remarkable journey of adapting to the fast-paced world of digital innovation. With over two decades of experience, Jay provides a masterclass in future-proofing your business, diving into the pivotal role of automation and AI in redefining business models for long-term success. From the revolutionary solution Upward to the intricacies of video commerce, discover how technology can streamline operations and create lasting value. Explore the profound impact of AI across industries as we unravel its efficiency in transforming sectors like pharma and media. Jay articulates the significance of identifying and alleviating friction points in advertising sales through technological advancements. But the conversation doesn't stop there. We also discuss the essential skills entrepreneurs need as their ventures grow, the strategic importance of investing in team development, and the art of risk management. Through stories of resilience during economic challenges, learn about the importance of playing the long game and nurturing internal talent to thrive in an ever-evolving market. Timestamps 00:00:00 - Introduction and Welcome to Business Legacy Podcast   00:00:04 - Conversation with Jay Kulkarni, CEO of Theorem   00:00:20 - Jay's Two-Decade Career in the Digital Space   00:01:00 - Importance of Adapting Business Models with Technological Change   00:02:30 - Integration of Automation and AI in Business Operations   00:04:03 - The Transformative Impact of AI in Various Industries   00:05:00 - AI's Role in Revolutionizing Processes and Creating New Value   00:06:30 - Discussion on Robotic Process Automation and Language Models   00:07:45 - Applications of AI in Pharma and Biosciences   00:09:00 - Projects Like Upward and Video Commerce Initiatives   00:10:30 - Friction Points in Media Advertising Sales   00:11:45 - Evolving Skills Needed for Entrepreneurs   00:13:31 - Evolution and Adaptation Strategies for Long-Term Success   00:14:45 - Emphasizing the Importance of Cross-Skilling and Up-Skilling   00:16:00 - Reflections on Economic Hardships and Risk Management   00:17:15 - Importance of Attitude and Soft Skills in Hiring   00:18:30 - Fostering Resourcefulness in Teams   00:19:45 - Navigating the Challenges of Legacy Business Owners   00:21:00 - Investing in Teams and Creating New Career Opportunities   00:22:15 - Tough Decisions During Economic Downturns   00:23:30 - Leadership Style and Communication Strategies   00:24:45 - Evolution from Web 1.0 to Web 3.0   00:26:00 - The Legacy of Value Creation and Servant Leadership   00:27:15 - Stories of Former Employees and Their Successes   00:28:30 - Conclusion and Final Thoughts from Jay Kulkarni   00:29:45 - Closing Remarks and Where to Find More Information About Theorem   Episode Resources: Connect with Jay here for more information: https://www.linkedin.com/in/jay-kulkarni-theorem/ Legacy Podcast: For more information about the Legacy Podcast and its co-hosts, visit businesslegacypodcast.com. Leave a Review: If you enjoyed the episode, leave a review and rating on your preferred podcast platform. For more information: Visit businesslegacypodcast.com to access the shownotes and additional resources on the episode.

Robin Page (TMI) is joined by PwC's Eric Cohen and Koen De Smet to explore the findings of PwC's 2025 Global Treasury Survey. Our guests discuss how leading treasury functions are embracing modular technology, AI, and managed services to enhance resilience, visibility, and strategic impact. This quickfire conversation highlights evolving priorities around risk management, forecasting, and operating models as treasury continues its transformation into a digitally enabled, advisory-led function.

Ant International, in partnership with Citi have launched their Falcon Time-Series Transformer (TST) Model to deliver an enhanced FX risk management solution for their customers. The new solution was iterated with relevant experts in the airline industry. If it succeeds the AI forecasting tool will provide a wider number of payment options for all key stakeholders in the skies. Many billions of financial transactions occur ever year, presenting a great opportunity for all involved. AI forecasting for airlines to help with risk management Ant International's Falcon TST Model is a transformer architecture-based big data model with close to 2 billion parameters. By integrating the latest time series forecasting algorithms, the TST Model predicts future data points by learning complex patterns from large historical data sets using AI technology, the model helps businesses improve the efficiency and accuracy of their cashflow and FX exposure forecasts, allowing them to reduce hedging and overall FX costs. By pairing the Falcon TST Model with Citi's Fixed FX Rates solution, an award-winning solution that simplifies the FX risk management process for businesses selling online in multiple currencies, the combined solution helps businesses mitigate the risks associated with currency fluctuations by securing FX rates for a defined period. FX rates are locked-in and agreed upon, giving businesses greater predictability in budgeting, pricing and profitability. Citi's Fixed FX Rates solution supports over 70 currencies and is widely used by clients in various sectors including Airlines, Travel and e-Commerce. With Ant International's AI-enabled forecasting capability, businesses may utilise Citi's enhanced solution to improve the accuracy of their sales and FX exposure forecasts. Ant International has already achieved an accuracy rate of more than 90% in the company's own use cases and expects the solution to help the airline industry reduce its overall FX hedging costs as forecast accuracy continues to improve. By combining Ant International's Falcon TST model with Citi's Fixed FX Rates solution, Citi has successfully completed FX transactions for one of the leading carriers in Asia, reducing the carrier's FX hedging costs in initial live transactions. Sam Hewson, Global Head of FX Sales at Citi, said: "We are constantly evolving our products and solutions to support new use cases built on our clients' priorities. Citi's Fixed FX Rates solution supports some of the world's largest e-Commerce and Travel names and this innovative solution sees us leveraging best-in-class technology capabilities in the broader ecosystem to accelerate go-to-market use cases." Kelvin Li, General Manager of Platform Tech at Ant International, said: "This is the first industry-tailored solution developed from our Falcon TST Model with a bank partner to serve their customers. It's an important milestone in our journey to leverage AI for FX management for our businesses, partners, and also merchants. The 30% hedging cost savings Ant International has achieved for the pilot airline customer shows the cost efficiency that can be achieved with AI-enabled FX hedging. We are excited to expand the solution with Citi to serve more businesses and industries." About Citi Citi is a preeminent banking partner for institutions with cross-border needs, a global leader in wealth management and a valued personal bank in its home market of the United States. Citi does business in more than 180 countries and jurisdictions, providing corporations, governments, investors, institutions and individuals with a broad range of financial products and services. Additional information may be found at www.citigroup.com | X: @Citi | LinkedIn: www.linkedin.com/company/citi | YouTube: www.youtube.com/citi | Facebook: www.facebook.com/citi About Ant International With headquarters in Singapore and main operations across Asia, Europe, the Middle East and Latin America, Ant International is a l...

In this episode, Ricardo discusses a case involving the CEO of Astronomer, who was caught with a subordinate during a concert, leading to both of their departures from the company. The episode highlights three main lessons: (1) A leader's reputation is a strategic asset, directly linked to the company's image. (2) There is no longer a separation between personal and professional life; behavior outside of work also impacts the organization. (3) Organizational culture begins with leadership, and misconduct can compromise the company's governance and credibility. The case serves as a warning about how individual attitudes can negatively impact projects, teams, and business broadly and immediately. Listen to the podcast to learn more!

Neste episódio Ricardo comenta um caso envolvendo o CEO da empresa Astronomer, flagrado com uma subordinada durante um show, o que levou à saída de ambos da empresa. O episódio destaca três lições principais: (1) A reputação do líder é um ativo estratégico, diretamente ligada à imagem da empresa. (2) Não há mais separação entre vida pessoal e profissional; comportamentos fora do trabalho também impactam a organização. (3) A cultura organizacional começa na liderança, e desvios de conduta podem comprometer a governança e a credibilidade da empresa. O caso serve de alerta sobre como atitudes individuais podem afetar negativamente projetos, equipes e negócios de forma ampla e imediata. Escute o podcast para saber mais!

Recorded live at the reect SAP for Treasury and Working Capital Management Conference in Rome, Eleanor Hill (TMI) chats with Luke Carlson (Carlson Cash) about how treasury teams are embracing real-time tools and smarter tech.  From the evolution of bank connectivity to the rise of APIs, AI, and in-house banking, this candid conversation unpacks what's driving real change. Listen today to gain actionable insights on optimising liquidity, managing risk, and staying agile in today's volatile interest rate and geopolitical landscape.

The Employee Experience MBA class that I'm teaching this summer is in full swing, with a lot of ground to cover in a short amount of time. One of the things that I emphasize out of the gate is that employee experience is about optimizing the organization for the employee. Or, put simply, treat your employees like human beings, and treat them well. Shocking I know. But there is something about some organizations and business that can be dehumanizing in their own unique ways, as well as in the ways that they can replicate larger social dynamics that exist. Taken together, these elements can be unhelpful when trying to create better experience and more inclusive environments. As a result, the simple idea of treating people as people can at times not be so simple to execute.Thus for the next 6 weeks we'll be going over how we can conceptualize, integrate, and execute employee experience. Not that any of this is going to be mastered in six weeks. Mastery isn't achieved by taking a single course. It is in the doing of work, of applying concepts, of developing experience that we can start to reach the point of mastery. It is through the dedication to the concepts introduced, and the examples presented, that the students can be in the position to make for better employee experiences.One of the things I enjoy about this course is the way in which it is directly connected to applying the concepts that are learned. We might think of academia as a place where there is a lot of conceptualizing, and industry as a place where there is a lot of doing. It would then make sense, at least to me, that there is more partnership that takes place between industry and academia. But we don't often see that. Rather, at least in US society, we see more of a divide between academia and industry which precludes this kind of collaboration. Luckily, today on Experience by Design, we have someone who can talk about improving organizational culture, employee experience, and academia and industry collaborations. Josee Tremblay has a BS degree in Mechanical Engineering, a certificate in Strategic Decision and Risk Management from the Stanford School of Engineering, as well as other educational achievements. She has worked in the energy industry and is now a Principal at Strategic Decisions Group. In addition, she serves on the Schulich Industry Advisory Council for the School of Engineering at the University of Calgary. So she knows something about integrating industry and academia.Also, she has written a book called Us and Yet and Yet.  It is a fascinating examination and discussion of gender in the workplace. Her focus was on genders in nontraditional roles. Think male nurses, female engineers, and the like. In her book, she shares her experiences of transforming organizations through leadership, removing biases, and nurturing a positive multi-gender environment. Her goal is to give people a roadmap to collaboration and working together. We talk about all these elements in our conversation, along with the key message of no matter your background, you are bringing in a contribution which is essential. The role of leadership is to create an environment to bring that out. "Us and Yet and Yet" - https://usandyet.comJosee Tremblay LinkedIn - https://www.linkedin.com/in/josee-tremblay/

In this episode of the Real Estate Pros podcast, host Kristen Knapp interviews Mike Zlotnik, a seasoned real estate fund manager. Mike shares his journey from Moldova to becoming a successful real estate investor, emphasizing the importance of understanding what makes a great deal in today's market. He discusses the shift in investment strategies, advocating for precision over volume in deal-making. Mike also highlights the significance of choosing the right fund managers and the impact of recent legislation on real estate investments. The conversation wraps up with insights into Mike's podcast and the concept of finding one's 'genius zone' in work. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

#84: [Inside the Mind] Joe Park: Overlooked Fundamentals, Fewer Mistakes, and More Intentionality on the Range (and Course) In this episode of The Scratch Golfer's Mindset Podcast, I'm joined by elite swing coach Joe Park to demystify the path to a consistent, efficient, and powerful golf swing. Joe shares lessons from his decades of coaching—from helping high handicappers break 90 to training his sons as they pursue the PGA Tour. You'll hear how small changes to grip, tempo, and practice structure can completely transform your swing—and why you must practice to forget. Joe breaks down his five golf swing fundamentals, explains why most golfers fail by chasing complexity, and outlines how to design and forge a swing that holds up under pressure. This episode blends mechanics, mindset, and the subtle art of self-coaching in a way that will resonate with golfers of all levels. In today's episode, you'll learn: The five core fundamentals Joe Park teaches to build a repeatable, powerful swing. Why grip is the most overlooked yet essential element in fixing slices and shaping shots. How to practice with intention by exaggerating drills to create long-lasting improvements. The key differences between single-digit handicaps and scratch players — and how to bridge the gap. Why “swing faster” might be the most underrated advice for gaining distance. How to balance mechanics and mindset for lasting results on the course. What most golfers get wrong on the range — and how to finally take your “range game” to the course. Get your pencils ready and start listening.  P.S. Curious to learn more about the results my clients are experiencing and what they say about working with me? Read more here. More About Joe Joe is a Master Teaching Pro with over 30 years of experience helping golfers better understand their golf swing through science, physics, and better thinking. Located in Scottsdale Arizona, Joe moved w/ his family from Minnesota so that their two sons Bobby and Joey Park could play and practice in warmer weather. They turned pro here at just 15 and 17 years old at the..WASTE MANAGEMENT PHOENIX OPEN PRE QUALIFIER and eight years later are still chasing the dream of the PGA Tour and heading to Qschool this year.  Learn more about Joe and get his newly released eBook, “Five Fundamentals: How To Make A Golf Swing” here.  Play to Your Potential On (and Off) the Course Schedule a Mindset Coaching Discovery Call Subscribe to the More Pars than Bogeys Newsletter Download my “Play Your Best Round” free hypnosis audio recording. High-Performance Hypnotherapy and Mindset Coaching Paul Salter - known as The Golf Hypnotherapist - is a High-Performance Hypnotherapist and Mindset Coach who leverages hypnosis and powerful subconscious reprogramming techniques to help golfers of all ages and skill levels overcome the mental hazards of their minds so they can shoot lower scores and play to their potential. He has over 16 years of coaching experience working with high performers in various industries, helping them get unstuck, out of their own way, and unlock their full potential. Click here to learn more about how high-performance hypnotherapy and mindset coaching can help you get out of your own way and play to your potential on (and off) the course.  Instagram: @thegolfhypnotherapist  Twitter: @parsoverbogeys Key Takeaways: A good grip isn't natural — it's learned. Get it right, and you instantly solve 80% of your ball flight issues. Joe's “Five Fundamentals” begin with grip and move through takeaway, transition, impact, and follow-through. Most golfers swing too slowly in the backswing, leading to rushed transitions and reduced power. You can't practice mechanics and performance under pressure at the same time. Structure practice around exaggeration then application. Self-awareness and honest feedback are non-negotiable if you want to improve. Distance is simple: swing faster — and give yourself permission to do so. Golfers must learn to be less risky on the course. Play smart. Avoid blow-up holes. Key Quotes: “Fundamentals never go out of style.” “We practice to forget.” “Intentional exaggeration is what changes your baseline.” “A slinky doesn't snap unless it's been stretched.” “You don't need more shots — you need fewer mistakes.” Time Stamps: 00:00: Introduction to Joe Park's Golf Journey 03:10: The Five Fundamentals of Golf 06:04: Understanding the Golf Swing Mechanics 08:58: The Importance of Mental Game in Golf 11:59: Transitioning from Amateur to Professional 15:10: Mastering the Short Game 18:02: The Path to Becoming a Scratch Golfer 21:01: Developing a Pre-Shot Routine 24:00: Drills and Practice Techniques 26:57: Final Thoughts on Golf Mastery 31:00: The Art of Intentional Practice 34:08: Embracing Discomfort for Growth 36:53: Balancing Mechanics and Mindset 41:04: The Importance of a Structured Approach 44:59: Finding the Right Coach 50:00: Risk Management in Golf and Life

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/ALCO committees are of paramount importance.  We take a deep dive into the nuances of this important committee and discuss Essential Reports Analysis and Risk Management

In this episode of Careers in Finance on FinPod, we sit down with Eric Byunn, Partner and Co-Founder of Centana Growth Partners, to unpack the journey behind one of the most respected voices in growth equity. From his early days at Harvard and McKinsey to product leadership at Netscape and founding his own investment firm, Eric shares candid insights on navigating career transitions, leading through uncertainty, and building a successful finance career with curiosity and conviction.This episode is a must-listen for early-career finance professionals, consultants considering a pivot to investing, and anyone interested in how great investors think not just about deals, but about people, purpose, and long-term impact.

God's Debris: The Complete Works, Amazon https://tinyurl.com/GodsDebrisCompleteWorksFind my "extra" content on Locals: https://ScottAdams.Locals.comContent:Politics, DHS Humor, Optimus Grok Robots, AOC Crockett IQ, Anna Paulina Luna, Jerome Powell Speculation, Trump Admin Successes, DEA Drug Seizures, Trump Tariff Successes, US Infrastructure Investments Surge, Climate Alarmism Failure, Anti-Trump Funded Protests, Professional Organized Paid Protests, Autopen Controversy, Trump's Risk Management, Gavin Newsom Jazz Hands, Democrat Curse Word Strategy, Strategic Cursing Strategy, Alan Dershowitz, Jeffrey Epstein, Ghislaine's Father, President Trump, Epstein Files, Epstein Jail Guards, Will Sommer Bulwark, MAGA Epstein Civil War, OMG Covid Lead Scientist, Food Artificial Dyes, Adam Schiff Mortgage Allegations, America Party, Elon Musk, Gazan Hamas Support, Ukraine War, Putin Tariffs Response, AI Drone Warfare, Scott Adams~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure.

In this episode, we talk with Fatigue Risk Management Committee Chair Captain Rob Bassett. With an uptick in fatigue calls following schedule optimizations and reductions in day flying, Rob discusses...

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you holding back from your next investment move or sticking to your retirement goals because you're concerned of being wrong?Too many entrepreneurs and investors get stuck chasing “the right decision” instead of designing a system that lets them handle mistakes. In this episode, Jon Orr breaks down why avoiding failure limits your success—and how to rethink risk so you can move forward with confidence, even when things don't go as planned.Here's what you'll take away from this episode:A mindset shift that helps you embrace uncertainty instead of fearing it.Practical strategies to build a financial system that protects you when risks don't pay off.How to spot and overcome the hidden biases—like loss aversion and sunk cost fallacy—that are sabotaging your decisions.Stop waiting for certainty—press play now and learn how to build a system that succeeds even when you're wrong.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada takes more than just smart saving—it requires the right mindset and a system built to adapt when things don't go as planned. Too often, Canadian entrepreneurs and investors fall into traps like loss aversion, sunk cost fallacy, and overconfidence bias, holding them back from seizing real opportunities for business growth and wealth building. In this episode, we break down how effective financial planning, risk management, and decision making—paired with strategies like RRSP optimization, corporate wealth planning, and tax-efficient investing—can help you design a Canadian wealth plan that supports your financial independence and early retirement strategy. Whether you're navigating salary vs dividends in Canada, creating pReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Marc Adee is the CEO of Crum & Forster, a leading specialty insurance carrier founded in 1822 and headquartered in Morristown, New Jersey. Marc joined Fairfax in 2000 and holds a B.A. from Northwestern University and an M.B.A. from the University of Chicago. He is a fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. He serves on the boards of the American Property Casualty Insurance Association, the Maurice R. Greenberg School of Risk Management, Insurance and Actuarial Science, the Foundation for Morristown Medical Center, the Community Foundation of New Jersey, the Tri-County Scholarship Fund, and Fulcrum Digital. In this episode of In the Know, Chris Hampshire and Marc discuss his career path and work as an actuary, his book The Once and Future C & F, and his passion for getting the next generation fired up about being in insurance.   Key Takeaways Marc's career path and focus on preparing the next generation in the insurance industry.  Marc recalls his decision to research and write The Once and Future C & F as a busy CEO. The history of Crum, a great company that lost its way and got another chance. Luck versus strategic decision-making in redefining a company. The impact of culture on driving desired results. Marc's advice for crafting the career path you envision. Characteristics of key leadership individuals. Attracting high-quality talent in today's economy. Marc's blissful advice to his early career self.   In the Know podcast theme music written and performed by James Jones, CPCU, and Kole Shuda of the band If-Then.   To learn more about the CPCU Society, its membership, and educational offerings, tools, and programs, please visit CPCUSociety.org.   Follow the CPCU Society on social media: X (Twitter): @CPCUSociety Facebook: @CPCUSociety LinkedIn: @The Institutes CPCU Society Instagram: @the_cpcu_society   Quotes “Crum is a great company that lost its way and got another chance.” “Getting the right people in and getting them excited is a big part of a company's culture.” “You can have a rich career develop in one place, but it may require you to raise your hand for some of the crummy jobs.”  

Today's episode is a special bonus episode, a companion to Jesse's discussion on episode 555 of ChooseFI! Jesse examines the risks of over-optimization in personal finance, concentrating on tax-loss harvesting, asset allocation, Roth conversions, and dividend investing. He explains how each strategy can offer value when used thoughtfully, but warns that many DIY investors misuse them—chasing tax savings or popular tactics without considering the bigger financial picture. Jesse explains why tax loss harvesting often yields minimal or neutral benefits, how asset allocation offers modest long-term gains but can introduce liquidity and planning issues, and why Roth conversions only make sense with clear tax arbitrage. He also debunks common myths around dividend investing, emphasizing that total return—not dividend yield—should guide investment decisions. Key Takeaways: • Tax loss harvesting can be useful, but often delivers neutral or negligible long-term benefits when misapplied. • Most DIY investors use tax loss harvesting simply to avoid taxes now, without true tax arbitrage benefit. • Doing Roth conversions just to “get more money into Roth” can actually increase overall taxes unnecessarily. • Dividend investing is not inherently superior and often relies on poor logic or misunderstood benefits. • Total return—including dividends and capital gains—should guide investment decisions, not just dividend yield. • Bonds are more tax-inefficient than stocks and are ideally held in tax-advantaged accounts. Key Timestamps: (04:15) - Defining financial independence (09:44) - Early access to retirement accounts (21:59) - Tax loss harvesting explained (29:47) - Capital gains and FI community considerations (31:43) - The pitfalls of over-optimizing tax losses (37:08) - Benefits and downsides of asset allocation (46:22) - Roth conversions: When do they make sense? (49:00) - Debunking the myths of dividend investing (59:21) - Conclusion Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

What if everything you thought was “safe”… is just a well-disguised risk? . In the second half of our explosive conversation, K. Scott Griffith,  the man who helped architect the aviation safety system that reduced fatal crashes by over 95% returns to dismantle the illusion of safety hiding in plain sight. . This is not about fixing processes. It's about the deeply uncomfortable truth: Most leaders incentivize the very behaviors that lead to catastrophic failure, then call it “accountability.”   In This Episode: The dangerous difference between outcome accountability and behavioral accountability Why success is the #1 cause of blind spots in high-performing teams How most “safety” systems are designed to punish honesty and reward silence What we're getting dangerously wrong about autonomous vehicles and AI Why leaders must stop asking “Who's to blame?” and start asking “What made that seem like a good idea at the time?” The silent epidemic of risk-blindness in elite organizations How Griffith's Collaborative Just Culture™ framework multiplied reporting and prevented disasters in healthcare, aviation, and nuclear power Why your emotional reactivity as a leader is often the root of fear in your culture How system failures often look like people problems — until it's too late The moment Griffith realized America's legal system was doing more harm than good… and how we can fix it