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Klarna's popularity in the United States soars as the Covid-19 pandemic closes brick-and-mortar stores and online shopping surges. But Klarna also has a fresh wave of competitors. And as consumers find themselves sucked into vicious debt cycles, Klarna and other Buy Now, Pay Later services are forced to navigate a backlash and new government regulation. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What does it really take to build wealth through discipline, strategy, and long-term thinking—while still creating meaningful impact? In this episode, Syama Bunten sits down with third-generation entrepreneur, C-level executive, and angel investor Dawn Dobras, whose career spans fashion retail, creative industries, and board leadership. Dawn shares how early lessons in financial literacy, competitive drive, and strategic planning shaped her rise from an entry-level role in fashion retail to investing in and mentoring female and diverse founders. This conversation isn't about flashy wins. It's about building financial security early, thinking like an operator, and using wealth as a tool to empower others and create lasting change. Key Topics: Chasing the entrepreneurial spirit from a very young age Maxing out the 401k as early as possible It's never too late to start investing and learning more about it Being a conversation starter about investing among women peers Owning your expertise and fully realizing your potential Getting more savvy about the investments you make Teaching kids to be productive and to always be moving forward every day Creating a butterfly effect to help others harness their power for exponential change Connect with Dawn online: Website: https://www.capitalf.vc/ LinkedIn: https://www.linkedin.com/in/dawndobras Instagram: @dawndboras Find more from Syama Bunten: Attend a Salon near you: wealthcatalyst.com/salons/ Instagram: https://www.instagram.com/syama.co/ Join Syama's Substack: https://thewealthcatalystwithsyama.substack.com/ Website: https://wealthcatalyst.com Download Syama's Free Resources: https://wealthcatalyst.com/resources Wealth Catalyst Summit: https://wealthcatalyst.com/summits Speaking: https://syamabunten.com Big Delta Capital: www.bigdeltacapital.com
we have on thomas zaug and dylan scott and we talk about bum maxing and thomas' court case
Vinnie is updating our vocab. Today's lesson is “Friction Maxing.” Life is getting too convenient as the 2ns half of Wall-E inches closer every day.
What is 'friction maxing', and do you need more of it in your life?
Chris and Amy discuss the legalities of taking international territories with a Wash U law professor; Amy explains 'friction-maxing'; Midday Midweek Midlife on Chat GPT; what are your cheapskate qualities?
Ready to make travel resolutions that stick? In this episode, we share practical tips for planning ahead, using your PTO, and building in breathing room—plus why trusting a travel pro beats AI every time. Whether you're dreaming of big adventures or cozy escapes, these resolutions are easy to keep and guaranteed to make your year […]
Welcome to the newly revamped Age Better with Liz Earle. To kick off 2026, Liz is playing Love It or Leave It – giving her honest verdict on the wellness trends you'll be hearing everywhere this year. From chrononutrition and fibre maxing to GLP-1 medications, peptide skincare, and the great oat milk debate, Liz cuts through the noise with practical, evidence-based guidance. She also reveals the three trends she predicts will define 2026: light as medicine, hydration 2.0, and mitochondrial health. If you want to know what's worth your attention (and what to ignore), this is your essential guide.Resources mentioned:NEX SkincareInfrared light panelMore from Liz:Preorder Liz's NEW book – How to AgeA Better Second Half Follow Liz on InstagramFollow Liz Earle Wellbeing on InstagramGet in touch with a question for Liz:Email: podcast@lizearlewellbeing.comWhatsApp: 07518 471 846Some links may be affiliate links, which help support the show at no extra cost to you. Read our Affiliate Policy for more information. Hosted on Acast. See acast.com/privacy for more information.
Sign up to Pearler in January and get one free trade per month for 12 months!Welcome to part two! In part two of this episode, Hayden and Dave are unpacking:
Contact me! Send me a text message here!Join me this week as we talk about heritage Americans, looks maxing and JD Vance, and Somali daycare fraudsters! Have a great new year! Support the showIf you love the show, share it with friends and family!
Brought to you by Up! The Bank That's Got Young Aussies' Backs...Jai Glindeman is one of the most unique and stylish talents on earth. His profile film, Free Flow, released earlier this year was one of the films of the year and featured a breakout performance at maxing back-ledge Cloudbreak. We unpack every detail of that session and much more. See omnystudio.com/listener for privacy information.
-Nebraska was seen by most power rankings yesterday as a Top 15 team---the team is really good but you have to wonder if they are maxing out at the moment or if there is room for improvement in areas…where would you look for that at?-You don't want to play your best basketball in December, but if you're a good team---you can play well all year long, ideally… Show Sponsored by NEBCOOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAK* Check out Infinite Epigenetics: https://infiniteepigenetics.com/EARLYBREAK* Check out Washington Red Raspberries: https://redrazz.orgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
On this episode of Through The Pines we'll cover your year-end financial planning checklist! Maxing out Retirement Contributions Harvest Investment Taking Required Minimum Distributions Charitable Gifts Deferring Income Roth Strategies Spending FSA Funds Portfolio Rebalancing Evaluating Business Retirement Plans Updating Estate Plans Reflecting on Financial Goals Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while buffing his vintage Porsche 911 Speedster, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: planwithbaxter.com
End-of-Year Financial Checklist + AssetBuilder Office Move Announcement In this practical end-of-year episode of the Keep It Simple Podcast, Joey Badinger – Lead Advisor at AssetBuilder – sits down with Adam Morse (Senior Lead Advisor) and Tommy Williams (Associate Advisor) to walk through a clear, no-nonsense checklist you should review before December 31. Recorded from AssetBuilder's headquarters in Plano, Texas, the team covers retirement contributions, Roth conversions, tax-loss harvesting, RMDs, charitable giving, portfolio rebalancing, and even thoughtful strategies for gifting to kids and grandkids—without accidentally harming your own retirement plan. They close with a major announcement: AssetBuilder is moving its headquarters to the Allen Tech Hub at Waters Creek—and explain what that means for clients, the team, and the next decade of growth. Whether you're a DIY investor or working with an advisor, this episode gives you a clean, actionable framework to finish the year financially strong. Timestamps 00:00 – Intro & important disclosure 00:40 – Welcome from AssetBuilder HQ in Plano, TX 01:15 – Meet the team: Joey Badinger, Adam Morse (Senior Lead Advisor), and Tommy Williams (Associate Advisor) 02:00 – Conference recap: Vegas Financial Planning Conference & Alts Texas (CFA Society / Markets Group / CAIA) 06:50 – Hard pivot: why “boring, simple” tasks drive the biggest long-term results 08:00 – Checklist #1: Maxing out 401(k), IRA & Roth IRA contributions for 2025 11:45 – Checklist #2: Roth conversions – what they are, how they work, and ideal timing 15:45 – Checklist #3: Tax-loss harvesting – when it makes sense & when it doesn't 18:30 – Checklist #4: RMDs, inherited IRA rules, and QCD charitable giving 22:30 – Checklist #5: Rebalancing, diversification, and handling concentrated stock positions 27:30 – Checklist #6: Reviewing beneficiaries, cash reserves & liquidity 31:45 – Smart gifting: helping kids without jeopardizing your own retirement 37:40 – Final recap: What to do if you haven't done any of this yet 39:30 – Big announcement: AssetBuilder is moving to the Allen Tech Hub at Waters Creek 44:30 – New office details, build-out, and client experience upgrades 46:00 – Closing & how to get in touch with the AssetBuilder team Hosted by: Joey Badinger Featuring: Adam Morse, Senior Lead Advisor — Tommy Williams, Associate Advisor Podcast: Keep It Simple by AssetBuilder Location: Plano, Texas → moving to Allen Tech Hub (Waters Creek) Website: assetbuilder.com Questions? Email podcast@assetbuilder.com or book a consultation on the website. If this episode helped you prepare for 2026, LIKE, SUBSCRIBE, and tap the bell—new episodes drop weekly with simple, evidence-based investing guidance. #YearEndChecklist #RetirementPlanning #RothConversion #TaxLossHarvesting #BehavioralFinance #AssetBuilder #KeepItSimplePodcast #IndexInvesting #WealthBuilding2025 #PersonalFinance
On this episode of Through The Pines we'll cover your year-end financial planning checklist! Maxing out Retirement Contributions Harvest Investment Taking Required Minimum Distributions Charitable Gifts Deferring Income Roth Strategies Spending FSA Funds Portfolio Rebalancing Evaluating Business Retirement Plans Updating Estate Plans Reflecting on Financial Goals Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while buffing his vintage Porsche 911 Speedster, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: planwithbaxter.com This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025 #podcast #money #wealth #retirement #financialplanning #finances #networth
Adolph Hitler gets elected in Namibia again except he's black now.Talking about comics and the Hulk.Whatever you give attention to is what you create.An agregore of nonsense, the way to fight against it is to not care about it.Focus on the light, not the darkness.George Orwell, nothing ever changes, the meaning of genocide, using fancy words and foreign words in English.Yeshua, Christian hipsters and Judaizers.The Septuagint and Masoretic texts, the real name of Jesus.Prior to recording technology we have no idea how ancient languages actually sounded.It's okay to speak English, you can just say English words.Where is God? What if God is space? The Kingdom of Heaven is at hand.You cannot drive a nail into the sky.The metaphysics of prayers being answered.What was Lazarus like after he was brought back to life?LinksCindertip's Etsy StoreSupport the showMore Linkswww.MAPSOC.orgFollow Sumo on TwitterAlternate Current RadioSupport the Show!Subscribe to the Podcast on GumroadSubscribe to the Podcast on PatreonSubscribe to the Podcast on BuzzsproutBuy Us a Tibetan Herbal TeaSumo's SubstacksHoly is He Who WrestlesModern Pulp
In dieser Folge geht es um den Ernährungstrend Fibermaxing, also den bewussten Einsatz von Ballaststoffen für eine bessere Darmgesundheit. Ich teile meine Erfahrungen mit Fiberdrinks und erkläre, warum zu viele Ballaststoffe auch Probleme machen können. Erfahre, wie du deine Verdauung stärkst, deinen Blutzucker stabil hältst und Ballaststoffe richtig in deine Ernährung integrierst.———————————————————Im Podcast erwähnt:Ballaststoffpulver von Tisso - Rabattcode: hannahwillemsenBlogpost: Was sind Ballaststoffe und warum sind sie so wichtig für einen gesunden DarmHier kannst du dich für den Newsletter anmeldenMein Youtube Kanal: @hannahwillemsen ———————————————————Du möchtest keine Folge verpassen und zusätzliche Tipps direkt in dein Email Postfach bekommen? Dann melde Dich für meinen Newsletter an und erhalte meine 5 Tipps für ein gesünderes Leben in einem kleinem eBook.Newsletter & FreebieDeine Gedanken zu meinem Podcastfolge kannst Du mir diese gerne auf Instagram @ernaehrungscoach.hannah mitteilen.Ich freue mich über jede Anregung und jeden Kommentar zu meinem Podcast. Schicke mir deine Gedanken gerne als email an info@hannah-willemsen.com, hinterlasse mir hier oder auf Instagram einen Kommentar.Du würdest mir einen riesen Gefallen tun, wenn Du meinen Podcast auf iTunes mit 5 Sternen bewertest. So finden andere diesen Podcast auch und erhalten ebenfalls wertvolle Tipps zum Thema gesunde Ernährung.Alles LiebeDeine Hannah
Big changes are here for savers and retirees, and they're easier to navigate than you think. We walk through the 2025 retirement reset with clear contribution limits, what the super catch-up really means for ages 60 to 63, and how to balance Roth and pre-tax choices without leaving money on the table. You'll hear a grounded view on returns going forward—why large-cap U.S. stocks may sit closer to 4.5 to 6 percent and why bonds finally deserve a seat back at the table with 4 to 5 percent potential.From there, we get practical about turning portfolios into paychecks. The classic 4 percent rule still works as a starting point, but inflation and volatility call for guardrails. We outline flexible withdrawal tactics, cash and short-bond buffers, and how to avoid selling stocks in a downturn. If you're retiring early or bridging to Medicare, we share ways to pace withdrawals without blowing up your plan.We also break down Social Security decisions with the latest COLA, rising Medicare premiums, and a realistic break-even window in the mid-to-late 70s. If longevity runs in your family, delaying can pay off; if you're not working, you may blend strategies to manage taxes and risk. To wrap, we give you a no-nonsense year-end checklist: bump savings by one to two percent, rebalance from winners to laggards, verify your Social Security earnings, and right-size your emergency fund to today's expenses.If this helped you reset your plan, follow the show, leave a quick review, and share it with a friend who needs a 15-minute financial tune-up. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.
-Dan Schneider of Media Research Center breaks down some concerning data: censorship from tech companies, among others, is still alive and well. - What does "Maxing out Democracy" mean? - Justin Sparks gets recruited by the White House - what does this mean for Missouri politics?See omnystudio.com/listener for privacy information.
Bro, I'm just gonna be real with you. Most Catholics have no idea what Advent actually is. We grow up hearing the word, seeing the wreath, lighting the candles, but no one ever tells us what the season is supposed to do to our soul. And honestly, that ignorance is killing a lot of people spiritually. share the stuff I wish someone told me years ago. Why Advent used to be a mini Lent, why the Church expects us to fight distraction during these weeks, and how the enemy wants us spiritually asleep while we are “celebrating.”And I give you some simple and real things you can start doing right now to live Advent the way Catholics are supposed to. Prayer, silence, small sacrifices, leading your family, and actually being intentional again.This is one of the most important seasons of the year and most of us miss it. Let's not stay ignorant. Let's get ready for Christ like men who actually mean it.New Episodes Every Sunday Join The Catholic Warrior Coaching Program Here: catholicwarrior.comSubscribe to Youtube: https://www.youtube.com/@catholicwarriorpodcast Follow us on Instagram: https://www.instagram.com/catholicwarriorpodcast/?hl=en
Your gut holds the key to better health — and Dr. Will Bulsiewicz is back to help you unlock it! In this Exam Room Podcast mailbag episode, Chuck Carroll and Dr. B answer your biggest questions about gut health, fiber, inflammation, and the microbiome. Learn why diversity is strength — both in your diet and your gut — and how simple shifts like cooling your potatoes or walking after meals can feed your microbes for life-changing benefits. Topics include: - Fiber Maxing: the TikTok trend explained - Why resistant starch boosts your microbiome - Artificial sweeteners vs. sugar — what's worse? - How exercise supports gut health - The gut-brain connection and stress - Sneak peek into Plant Powered Plus (available Jan. 13)
He's sold over $6 million in high-ticket offers, worked with the top names in the industry, and built a community of closers who actually win, not just talk about it.In this conversation, Orlando Santucci breaks down the formulas, philosophies and frameworks that drive consistent results.https://closerscult.com/00:00 – Who knows you, who you know (why attention matters)02:19 – From Macca's & uni to first sales role (Jason Capital ad)03:03 – “Oh... I'm in sales” moment08:50 – Energy vs Skill: 60/40 of closing10:06 – “Chill closer” mindset (personality-based tactics)11:27 – The CLOSES Framework12:50 – The Overview: how to prevent objections before they happen15:13 – Identity-based labelling (and the ethics behind it)21:52 – High-ticket shift: moving from hourly grind to performance pay27:27 – Building an ecosystem: community, referrals, placements32:17 – Pricing, fulfilment and scaling Close Is Call41:51 – Orlando's 5-year vision & what “life maxing” really means43:11 – Where to find OrlandoConnect with Mere Mortals:Website: https://www.meremortalspodcasts.com/Discord: https://discord.gg/jjfq9eGReUTwitter/X: https://twitter.com/meremortalspodsInstagram: https://www.instagram.com/meremortalspodcasts/ Connect with Mere Mortals:Website: https://www.meremortalspodcasts.com/Discord: https://discord.gg/jjfq9eGReUTwitter/X: https://twitter.com/meremortalspodsInstagram: https://www.instagram.com/meremortalspodcasts/TikTok: https://www.tiktok.com/@meremortalspodcastsValue 4 Value Support:Boostagram: https://www.meremortalspodcasts.com/supportPaypal: https://www.paypal.com/paypalme/meremortalspodcast
We welcome you back to another episode of Upstairs Neighbors! Your neighbors are on their best behavior while they have their boss, Noel Miller, in office.They talk about Noel's internet career, how Aleena and Noel first met, and crazy new AI videos. Enjoy! Check out https://www.squarespace.com/UPSTAIRS to save 10% off your first purchase of a website or domain using code UPSTAIRS. To get exclusive holiday deals up to 50% off, go to https:..MeUndies.com/UPSTAIRS and enter promo code UPSTAIRS. Right now, Cornbread Hemp is offering 30% off your first order! Just go to https://cornbreadhemp.com/UPSTAIRS and use code UPSTAIRS at checkout Find your curl confidence and take the Curl Quiz at https://Curlsmith.com for 10% off your first purchase or find them today at Ulta Beauty. IG: https://www.instagram.com/upstairsneighborspod/ Tiktok: https://www.tiktok.com/@upstairsneighborspod Follow our Hosts: Maya IG: https://www.instagram.com/mayamoto_/ Maya Tik Tok: https://www.tiktok.com/@mayahasatiktok Dom IG: https://www.instagram.com/domrobxrts/ Dom Tiktok: https://www.tiktok.com/@domnotateenmom Learn more about your ad choices. Visit megaphone.fm/adchoices
Your 401k isn't enough. Here's the brutal truth: 57% of Americans won't retire comfortably. The average 401k balance at 65? Just $95,000. But you need $1.5M.Today I'm exposing the 401k trap and showing you the EXACT vehicles millionaires use to build real wealth. This isn't theory—this is the math, the mindset, and the moves you need right now.
Norah Sis has built a career on more than talent — everywhere she goes, teams win. From state appearances with her high school team, a national championship in club, gold medals in international competitions, Elite 8 runs at Creighton, and a PVF championship in her first professional season, her impact goes far beyond the stat sheet. Norah shares how joy fuels her competitiveness, why culture drives championships, and what it means to play free under pressure. She opens up about perfectionism, confidence struggles, and the evolution of her leadership — from a timid freshman to the emotional heartbeat of elite teams. We also explore her transition to the pros, coping with new roles, leaning on faith, and her excitement to return home to Omaha with the Supernovas. This episode is a blueprint for athletes and teams who want to compete with belief, stay grounded in who they are, and build cultures where everyone can thrive. Whether you're a coach, player, or fan of women's sports, you'll learn a lot from Norah's wisdom and authenticity. Max Out Mindset for Volleyball Book Max out Mindset for Volleyball book and services here. Instagram: @max_out_mind_Jess and on Twitter: @JessKnecht Instagram:@max_out_mindset Twitter: @Doc_elitemind
Send us a textIn this episode, we talk about the new trend of fiber maxing, exploring its definition, implications, and the balance needed in dietary fiber intake. We emphasize the importance of hydration and talk about the potential side effects of excessive fiber. It is always good to have a mindful and informed approach to dietary changes. Takeaways-- Fiber maxing is a recent trend focused on increasing fiber intake.- There is no clear definition of fiber maxing; it can vary from meeting to exceeding fiber needs.- Extreme dietary trends can lead to negative health effects if not approached mindfully.- Hydration is crucial when increasing fiber intake to avoid digestive issues.- Going low and slow with fiber is recommended for better tolerance.- Fiber intake is linked to reducing the risk of colon cancer.- A balanced approach to fiber intake is essential for gut health.- Listening to your body is important when making dietary changes.- Dietary trends often swing between extremes, highlighting the need for moderation.Chapters:00:00- Introduction to Fiber Maxing02:27- Understanding the Concept of Fiber Maxing05:12- The Balance of Fiber Intake07:50- Recommendations for Fiber Maxing10:17- The Role of Media in Nutrition Trends13:14- The Importance of Moderation and AwarenessFollow us on instagram @crohns_and_colitis_dietitiansFollow us on youtube @thecrohnscolitisdietitiansWe love helping provide quality content on IBD nutrition and making it more accessible to all through our podcast, instagram and youtube channel. Creating the resources we provide comes at a significant cost to us. We dream of a day where we can provide even more free education, guidance and support to those with IBD like us. We need your support to do this. You can help us by liking episodes, sharing them on your social media, subscribing to you tube and telling others about us (your doctors, friends, family, forums/reddit etc). Can you do this for us? In return, I promise to continually level up what we do here.
In Part 2, Anastasis Tzanis dives deeper into the nuances of breath in yoga, unpicking common myths and sharing evidence-based insights that will reshape how you guide your students. From Ujjayi breathing to carbon-dioxide training, this episode challenges the “take a deep breath” cue and invites a more intelligent, individualised approach.Anastasis discusses why breathwork must be treated as work ; consistent, measured, and practical; rather than a quick-fix relaxation tool. You'll hear his thoughts on how modern yoga can reclaim the wisdom of pranayama through the lens of science, and how understanding breath chemistry can transform teaching and practice alike.In this episode:The truth about Ujjayi breath (and why quiet breathing is often more advanced)How pranayama aligns with the principles of Buteyko and carbon-dioxide toleranceWhy breath should be used as a tool, not a ruleThe story of a student who overcame a panic attack mid-flight using breathworkHow teachers can create more profound learning through experience, not theoryThis episode will leave you re-thinking the cues you give, the way you breathe, and the science behind every inhale and exhale.About AnastasisAnastasis is a nutritional therapist and breath-work instructor known for his results with patients having autoimmune, cardiovascular and hormonal challenges. He has helped countless individuals improve their health through private consultations, over 150 workshops, and lectures across 8 countries. Maxing-out life out as a Greek Special Forces paratrooper, earning a Master's degree at the rigorous Brandeis University, and trading derivatives in New York and London for 7 years, Anastasis experienced first hand how detrimental stress can be on one's health. All this led to a health crisis that stopped him in his tracks and prompted a deep study of naturopathic medicine to heal himself.Learn more about Anastasis hereAbout Alba Yoga AcademyLearn more with Alba Yoga AcademyLearn more about our Yoga Teacher Training here.Watch our extensive library of YouTube videos.Follow Hannah on Instagram.Follow Celest on Instagram
In this episode, we talk about a caller who is going out too much, a caller asking Christian and Josh how to dress more femme, a caller worried about their Game of Thrones withdrawal, an accident at the gym stuns the couch, and Hailey makes her live debut talking about vice maxing at a festival. Judgies Merch is Available HERE! Want fun, cool stickers and MORE? www.aurorascreaturecorner.store Palestine Children's Relief Fund Donation Link Our Patreon is officially open, if you want to see extra content go check it out! https://www.patreon.com/JudgiesPod Send us mail! (Addressed However You'd Like) P.O. Box 58 Ottawa, IL 61350 Leave a Review! https://podcasts.apple.com/us/podcast/the-judgies/id1519741238 Follow us on Twitter: https://twitter.com/judgiespod Follow us on Instagram: https://instagram.com/judgiespod Intro Music by: Iván https://open.spotify.com/artist/5gB2VvyqfnOlNv37PHKRNJ?si=f6TIYrLITkG2NZXGLm_Y-Q&dl_branch=1 Time Stamps: 0:00 Intro 1:38 Drinking Too Much 15:32 How to Dress More Femme 28:36 Game of Thrones Withdrawal 38:54 Accident at the Gym 48:40 Hailey's Live Debut 1:14:12 Outro Learn more about your ad choices. Visit megaphone.fm/adchoices
SummaryIn this conversation, Maurie and Jim Beasley discuss the impact of AI on workplace efficiency and productivity. They explore the paradox of becoming more efficient with AI, the societal expectation of busy work, and the potential for maximizing value by focusing on profit-driven tasks. The discussion highlights the challenges and opportunities presented by AI in the modern workplace.TakeawaysAI can generate busy work faster than before.Many fear becoming more efficient due to workplace norms.The busiest person is often the go-to for tasks.AI can help create quality work more efficiently.Efficiency can lead to increased workload.Maxing out productivity is still a concern.Focus on tasks that drive company profits.AI can change the perception of productivity.Embracing AI can lead to better job performance.Workplace efficiency is a double-edged sword.
Learn, Understand and Master the LANGUAGE of WOMEN
09-19-25 - Realizing Why We Watch The Dolphins - Eloy Corrections Officer Busted For Prostituting Herself For Jailed Inmate Pimp - Teen Boys Are Now Pheromone Maxing Instead Of ShoweringSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
09-19-25 - Realizing Why We Watch The Dolphins - Eloy Corrections Officer Busted For Prostituting Herself For Jailed Inmate Pimp - Teen Boys Are Now Pheromone Maxing Instead Of ShoweringSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How in moments like this and the ever-changing stories with Charlie Kirk and the lack of police work, are done to monopolize the mind thought deception and chaos-maxing. It's all done to shift control and create cover stories to hide the truth. No one should be satisfied with that, nor accept it. https://greatawakening.win/p/1AR0LQZIMj/the-charlie-kirk-shooting-seems-/ https://rumble.com/v6ysuki-dont-be-fooled-they-killed-the-character-charlie-kirk-but-the-actors-still-.html Substack: https://theamericanclassroom.substack.com/p/k12-school-background-checks https://theamericanclassroom.substack.com/p/chaos-maxing Book Websites: https://www.moneytreepublishing.com/shop PROMO CODE: “AEFM” for 10% OFF https://armreg.co.uk PROMO CODE: "americaneducationfm" for 15% off all books and products. (I receive no kickbacks). Q posts book: https://drive.proton.me/urls/JJ78RV1QP8#yCO0wENuJQPH
Send us a textForget the war stories from guys who graduated 20 years ago—this is the raw, unfiltered prototype of today's Air Force Special Warfare candidate. At just 22, this dude has maxed every test, trained like a psycho, lived in a recreated basic training bay, and even did medic work in Ukraine… all before stepping foot in selection. He trashes Indoc, calls the Air Force “too weak,” admits he manipulates weak teammates, and brags about 26 pull-ups after a PT test. Love him or hate him, you can't ignore him. This is what obsession looks like.⏱️ Timestamps00:00 – Why attributes, not push-ups, decide who makes it 01:00 – Introducing the “Number One Candidate” 03:00 – Why old war stories don't help today's pipeline 05:00 – Indoc was trash, science wins 07:30 – Why he thinks the Air Force is “weak” 09:30 – Maxing the ASVAB and threatening recruiters 11:00 – Built different since 8th grade 12:30 – Why he chose Air Force over Army or Navy 16:00 – Ukraine medic work and drone warfare obsession 20:00 – Two-way street with instructors: “Earn my attention” 22:00 – Why his fellow candidates are “all weak” 24:00 – Training with masks to cut off oxygen 27:00 – Airsoft as FMP prep and JP 3-09.3 study sessions 29:00 – Spotting weakness in 60 seconds 31:00 – Giving bad advice to sabotage others 34:00 – Sleeping in a recreated BMT bay and rucking with 110 lbs 37:00 – Branding yourself to cadre = career draft pick 42:00 – Why he's not afraid of pipeline changes 44:00 – TacP as a contract “negotiation” 47:00 – Eyeing Weapons School as a “doctorate” 49:00 – On 72 IFT failures: “clowns” 53:00 – Weak parents, strong cadre as father figures 55:00 – Military influencers he actually respects 58:00 – Rejecting “one beret” Swiss-Army-knife idea 59:30 – His advice: “Mean it. Or quit.”
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3275: Chris Reining explains how to strategically invest once retirement accounts are maxed out, offering practical guidance for building wealth beyond traditional tax-advantaged vehicles. He breaks down smart options for taxable investing, managing taxes, and aligning financial choices with long-term goals. Read along with the original article(s) here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Quotes to ponder: "Once you're maxing out retirement accounts, you've won the game. You're ahead of 99% of people." "With a taxable account, there are no restrictions on when you can withdraw the money." "The truth is, most people are better off just sticking with index funds." Episode references: Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3275: Chris Reining explains how to strategically invest once retirement accounts are maxed out, offering practical guidance for building wealth beyond traditional tax-advantaged vehicles. He breaks down smart options for taxable investing, managing taxes, and aligning financial choices with long-term goals. Read along with the original article(s) here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Quotes to ponder: "Once you're maxing out retirement accounts, you've won the game. You're ahead of 99% of people." "With a taxable account, there are no restrictions on when you can withdraw the money." "The truth is, most people are better off just sticking with index funds." Episode references: Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3275: Chris Reining explains how to strategically invest once retirement accounts are maxed out, offering practical guidance for building wealth beyond traditional tax-advantaged vehicles. He breaks down smart options for taxable investing, managing taxes, and aligning financial choices with long-term goals. Read along with the original article(s) here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Quotes to ponder: "Once you're maxing out retirement accounts, you've won the game. You're ahead of 99% of people." "With a taxable account, there are no restrictions on when you can withdraw the money." "The truth is, most people are better off just sticking with index funds." Episode references: Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices
Brad and Ginger discuss the importance of asset flexibility, community building, and health savings accounts (HSAs). The conversation emphasizes maximizing contributions to HSAs while addressing financial conflicts that arise within relationships. Key Topics Discussed: Introduction and Community Building (00:00:00) Ginger shares her growing efforts to engage with the community and incorporate more fun activities into her life. Understanding HSA and Healthcare Expenses (00:32:00) The benefits of maxing out an HSA are discussed, highlighting the importance of using it strategically for long-term healthcare expenses. Importance of Asset Flexibility (00:19:00) The discussion covers the flexibility of different asset types and how this can affect financial independence strategies. Overcoming Financial Conflicts in Relationships (00:39:10) Strategies for couples to align financial goals and values while avoiding conflicts are outlined. Conclusion and Resources (00:57:10) Brad shares exciting new developments in the ChooseFI community and invites listeners to engage. Key Takeaways: Maximize HSA Contributions (00:32:00) Take advantage of tax-free growth in HSAs by maximizing contributions, as this can benefit long-term healthcare costs. Engage in Open Discussions (00:44:00) Successful financial planning requires transparent conversations about values and aspirations between partners. Explore Various Account Types (00:19:00) Have a mix of account types (taxable, Roth, traditional) for better flexibility and planning around future income and expenses. Quotes of Note: "Plan ahead to avoid complications later." (Brad, 00:39:00) "Building connections leads to a richer life." (Ginger, 00:05:50) "Your money is not trapped. It's just simply not." (Brad, 00:26:00) "Save for freedom, not deprivation." (Ginger, 00:48:00) "Engage in genuine conversations about finances." (Brad, 00:47:00) Chapter Markers: 00:00:00 Introduction and Community Building 00:32:00 Understanding HSA and Healthcare Expenses 00:19:00 Importance of Asset Flexibility 00:39:10 Overcoming Financial Conflicts in Relationships 00:57:10 Conclusion and Resources FAQs: How can I better communicate financial goals with my spouse? Engage in open discussions about values associated with finance and find common ground. (00:44:00) What are the benefits of maxing out an HSA? Maxing out HSA contributions allows for tax-free growth and withdrawals for qualified medical expenses. (00:33:00) Can I take money out of my retirement accounts before age 59 and a half? Yes, there are strategies that can allow you to access your funds early without penalties. (00:26:00) Related Resources: Risk Parity Radio (00:11:00) Ancestry.com (00:54:00) InsideTracker (00:53:00) Action Items: Join a local FI group to enhance community involvement. (00:03:39) Review your HSA contributions and expenses to maximize benefits. (00:32:00) Discuss financial goals with your spouse to reach consensus. (00:44:00) Discussion Questions: How can we balance spending and saving in our relationship? (00:44:00) What strategies can we use to engage more with our community? (00:01:00) How do we effectively allocate our finances towards asset flexibility? (00:19:00)
In this episode of The Unapologetic Man Podcast, host Mark Sing explains why men have such an intrinsic fear of rejection. Mark breaks down how it's wired into your DNA, a leftover from our tribal past that has no relevance in the modern day. To help you overcome this obstacle, Mark reveals his strategy called “Rejection Maxing”—a practical method for systematically desensitizing yourself to rejection by going out and deliberately getting rejected in low-stakes situations. Showing how making rejection a game will not only dissolve approach anxiety but also build confidence, outcome independence. It's time to flip the script and take control of situations that used to intimidate you! Key Takeaways: - Why fear of rejection exists in your brain and why it's completely natural. - How to systematically desensitize yourself to rejection with “Rejection Maxing.” - Turning potentially scary situations into playful challenges that build confidence. - Using persona and avatar techniques to practice approaching women without real-world risk. Key Timestamps: [00:00:00] – Episode Preview [00:01:05] – The Reason Why You Have Approach Anxiety [00:02:11] – You're SUPPOSED To Fear Rejection [00:02:46] – Why Rejection Is Not A Big Deal In The Modern Day [00:05:51] – Rejection Maxing: Turning Rejection Into A Game [00:07:39] – Mark's METALLICA Story [00:08:56] – The Importance Of Pushing Social Norms [00:13:10] – Julian's Experience In Mark's Coaching Program [00:16:42] – The Avatar Technique: Change Your Persona [00:20:14] – Wrap-Up & Coaching Invitation Connect With Mark: Apply for Mark's 3-Month Coaching Program: https://coachmarksing.com/coaching/ Check Out The Perks Program: https://coachmarksing.com/perks/ Email: CoachMarkSing@Gmail.com Instagram: https://www.instagram.com/coachmarksing/ Grab Mark's Free Program: The Approach Formula - https://www.CoachMarkSing.com/The-Approach-Formula About The Unapologetic Man Podcast The Unapologetic Man Podcast is your resource for mastering dating, attraction, and relationships from a confident, masculine perspective. Hosted by Mark Sing, this podcast gives men the tools and mindset shifts needed to succeed in their dating lives and build lasting, high-value relationships. #DatingAdvice #OvercomeRejection #ApproachAnxiety #RejectionMaxing #ConfidenceForMen #SocialCourage
Corey Has Psychic AnxietyAt least three times in my life, I have had crazy emotions the day before something bad happens. In high school, after a cross country run I started crying for no reason. The next day, my parents announced they were getting a divorce. The day before the guy I thought was the one dumped me, same thing. I had crazy anxiety Monday...my dad had a bad fall Tuesday morning. (He's okay) How do we cash in on this?Sleep MaxingMore Americans are investing in better rest through products, routines and lifestyle changes, reshaping both bedrooms and behaviors along the way.This includes redesigning bedrooms to tracking sleep with wearable devices .The most popular sleepmaxxing tools Americans are using include white noise machines or soundscapes (38%), blackout curtains (36%), melatonin or sleep gummies (34%), and following a strict sleep/wake schedule (24%). Over 40% say they've given up or at least cut back on scrolling, caffeine and late-night drinks.Four C's Of A Strong RelationshipCommunication. Talk things over…even what makes you angry.Cooperation. It extends to everything from chores to the bedroom.Compromise. You don't have to change who you are to compromise on something.Consummation. Intimacy is such a vital part of a happy marriage, but don't ever use intimacy against them.Second Date UpdateDamian and Valerie met online and found that they both really enjoy trying new wines. They pick wine-tasting in Petaluma for their first date. What could cause Damian to ghost?
You've got your tax-free Roth accounts and your tax-deferred retirement accounts. Should you invest the same way in each? Kevin in Denver wants to know. Jim and Pam in Orange County are eligible for combat zone tax exclusions (CZTE). How else can they maximize their tax-free retirement strategy? Susan Brandeis, CFP® spitballs with Big Al Clopine, CPA, today on Your Money, Your Wealth® podcast number 537. Plus, should Ned in Tokyo sell his Bay Area rental property and invest the proceeds? And Bob and Brigette in Wisconsin got a late start on Roth IRA savings. Should they prioritize saving into a Roth, brokerage account, or 401(k)? Free financial resources & episode transcript: https://bit.ly/ymyw-537 DOWNLOAD Why Asset Location Matters DOWNLOAD The Recession Protection Guide WATCH How to Build a Recession-Proof Portfolio on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:46 - Should the Asset Location of Our Accounts Be Independent of Each Other? (Kevin, Denver) 08:54 - CTZE - Any Other Ways to Maximize Our Tax-Free Retirement Strategy? (Jim & Pam, Orange County) 17:19 - Watch How to Build a Recession-Proof Portfolio on YMYW TV, Download the Recession Protection Guide 18:00 - Should We Sell a Rental Property and Invest the Proceeds? (Ned, Tokyo, Japan) 25:37 - Got a Late Start on Roth IRA Savings. Should I Prioritize Roth, Brokerage, or 401(k)? (Bob & Bridgette, WI) 34:49 - Next Week on YMYW Podcast
Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind In this episode of the Wealthy Business Owner series, Gina Knox explores the principles of being good with money and the mindset of wealthy entrepreneurs. She challenges conventional investment rules, emphasizing the importance of flexibility and strategic decision-making in wealth building. By sharing her personal experiences and insights, Gina encourages listeners to push past traditional financial norms to achieve greater success in their business ventures. Timestamps: 00:00 - Introduction to Wealthy Business Ownership02:23 - Challenging Conventional Investment Rules06:45 - The Mindset of Wealthy Entrepreneurs10:28 - Breaking the Rules for Greater Wealth Takeaways: Wealthy business owners understand the importance of flexibility in investments. Investment rules often limit potential growth opportunities. Maxing out tax-advantaged accounts is not always the best strategy. Wealthy entrepreneurs prioritize high ROI over avoiding penalties. More profit is better than less taxes. Challenging financial norms can lead to greater wealth. Investing should align with personal goals and timelines. It's okay to break traditional rules for strategic advantages. Understanding tax implications can empower better financial decisions. Wealth building requires a mindset shift from conventional thinking. Category: Investing Keywords: wealthy business owner, investing, financial rules, entrepreneurship, money management, tax strategies, investment strategies, financial mindset, wealth building, business growth
Think you know where the Goldberg vs Gunther hype train is heaxded? Kevin Nash has other ideas—and they involve three-minute shock finishes, jealous ex-pros, and why one well-timed spear can flip an entire roster on its head. Sean Oliver keeps the gas pedal down, dragging Kev into tales you've never heard: chainsaws that bite harder than any wrestling bump, the backstage shovel incident that sent half the WCW locker room running, and the real reason Diesel never needed a gold belt to print money. Just when you're settled in, the conversation swerves into live-wire territory. From dangerous spears that could end a career in one highlight clip to the lost art of a believable stomp, Nash breaks down ring psychology like only a seven-footer who's done it all can. Then things get global. The guys riff on stealth bombers, secret strikes, and why Tehran's future looks very different when you have a B-2's shadow overhead. It's wrestling talk one minute, geopolitics the next—exactly what you've come to expect from a show that never stays in its lane. Hit play to catch every unfiltered take, every unscripted laugh, and every moment that will have the smarks rewriting their hot-takes by morning. Like, subscribe, and jump into the comments with your own dream finish—just be ready for Big Kev to stomp on it. TUSHY-Over 2 Million Butts Love TUSHY. Get 10% off Tushy with the code KLIQ at hellotushy.com/KLIQ #tushypod The Perfect Jean F*%k your khakis and get The Perfect Jean 15% off with the code KLIQ15 at theperfectjean.nyc/KLIQ15 #theperfectjeanpod Brunt-Get $10 Off at BRUNT with code KLIQ at bruntworkwear.com/KLIQ #Bruntpod BlueChew-Visit BlueChew.com and try your first month of BlueChew FREE when you use promo code NASH -- just pay $5 shipping. 00:00 Kliq This #156: Success? 00:56 Serendipitous 01:42 Goldberg Interview 07:25 NOTHING is getting Nash to come back! 10:52 Wife's hip 12:34 Using Goldberg right 16:08 Does the title matter? 20:13 How is Cody Rhodes doing? 26:17 BREAK TUSHY 29:30 “Dream Match” 30:43 Is Goldberg Gunther going to be competitive? 32:22 Has anyone ever asked Nash to come back to the ring? 33:13 Match Predictions 35:04 Short Goldberg Match 35:56 Goldberg's shape 39:09 Wrestlers don't “Grow Up” 40:59 Punches are dead 43:56 Lock your car SEAN! 49:35 Maxing at the gym 56:57 Raquel working small 59:16 BREAK THE PERFECT JEAN 01:02:30 Rollins cashes in? 01:03:10 KligthisTV.com 01:03:53 Bron is going to kill himself w/ the spear 01:12:47 Iran Deal 01:25:59 BREAK BRUNT 01:28:53 The Florida man misusing AI 01:30:36 DEAR SEXY GOT HISTORY IN TEXAS 01:35:56 DEAR SEXY TAKING WHAT'S NOT MINE IN TENNESSEE 01:42:37 Are we in a depression? 01:45:24 BREAK BLUECHEW 01:47:31 ASK NASH 01:48:04 The Blue Man Group 01:49:22 How over is Rhea Ripley? 01:51:26 Warhammer 40K 01:51:49 favorite teammate at Tennessee 01:52:29 Nash Title run if no Finger poker 01:54:31 Beating Goldberg's Streak 01:54:57 LFG Coach 01:55:29 Myriad Convention Center 01:56:40 RYBACK 01:57:48 OUTRO
Watch & Subscribe on YouTubeAre you blindly trusting your 401k to secure your financial future? You might be making a costly mistake.In this eye-opening episode of Wealthy Wellthy podcast, we dive deep into her wealth of experience in personal finance and investing, and offers a fresh perspective on building long-term wealth beyond traditional corporate retirement accounts.The main focus of this episode is debunking the myth that maxing out your 401k is the best path to a comfortable retirement. Krisstina explains why "matching, not maxing" your 401k contributions and diversifying your investments can lead to greater financial freedom. Krisstina emphasizes the importance of having control over your money and being an active, knowledgeable investor to maximize returns.Throughout the conversation, we dive into topics such as the limitations of government-controlled retirement accounts, the benefits of real estate investing, and the crucial difference between financial security and financial freedom. They also touch on the value of financial literacy and the need to calculate your specific retirement needs.Ready to take control of your financial future and explore investment strategies beyond your 401k? Listen to this episode of Wealthy Wellthy for actionable insights that could transform your approach to retirement planning and wealth building.Key Takeaways5:05 History of pensions and retirement plans10:52 Limitations and drawbacks of 401k plans16:46 Risks of relying solely on 401ks22:17 Match don't max: 401k investment strategy28:42 Options for investing outside 401ks34:24 Comparing different investment vehicles 40:48 Strategies for building wealth long-termMemorable Quotes"Retirement plans are based on a history that's not applicable today. We want to live to 100, maybe more. But these plans are not set up to live to 100, which means if we just rely on traditional retirement plans, it's very likely that we'll run out of money.""Match, don't max because you just want to take advantage of what the company is matching. But we don't want to max out everything that we can put into these types of programs.""To really build wealth and to build it powerfully, you might say, 'Hey, there's my neighbor. The estate wants to dump this property really fast. I can get a great deal on this house.' But wait, I can't touch that retirement income to take advantage of this opportunity."Resources Mentioned Vanguard (for index funds) - https://investor.vanguard.com/Connect with KrisstinaWebsite - https://wealthywellthy.life/Instagram - https://www.instagram.com/krisstinawiseYouTube - https://www.youtube.com/@krisstinawiseKrisstina's Book, Falling For Money - https://www.amazon.com/dp/0692560904/
Brought to you by the WOZTRALIANA TOUR, final show tomorrow night at the Merewether Hotel ft. Julian Wilson, Josh Kerr and Ryan Callinan. Socal core lord kingpin classssssssic, Crosby Colapinto, joins us to reflect on he and brother, Griff's monumental Margaret River event. See omnystudio.com/listener for privacy information.
Zoomie Fingers on the Feet. I like it thick and raised. Worst Cheshire Cat. Don't Be Nervous, I'm Just a Dork. Prepubescent Dentists. Isn't there a Hobbes type cat in Calvin and Hobbes? Hello Kitty with a Hard G. HBO did some backwards Maxing. Pocky Capy. Black Kyber Crystal Friday. I see registered people!! Wor-Chester-Shire Cat. The Focus of Hocus Pocus. Thinking in 2026 with Tom. Living on the Edge Recommentals with Randy and more on this episode of The Morning Stream. Hosted on Acast. See acast.com/privacy for more information.
Zoomie Fingers on the Feet. I like it thick and raised. Worst Cheshire Cat. Don't Be Nervous, I'm Just a Dork. Prepubescent Dentists. Isn't there a Hobbes type cat in Calvin and Hobbes? Hello Kitty with a Hard G. HBO did some backwards Maxing. Pocky Capy. Black Kyber Crystal Friday. I see registered people!! Wor-Chester-Shire Cat. The Focus of Hocus Pocus. Thinking in 2026 with Tom. Living on the Edge Recommentals with Randy and more on this episode of The Morning Stream. Hosted on Acast. See acast.com/privacy for more information.
Summary In this conversation, Sam from Financial Samurai shares insights on wealth building, investment strategies, and the importance of intentional spending. He has a net worth over $10 million. He discusses his journey from a finance career to becoming a successful author and investor, emphasizing the significance of real estate and public equities in his portfolio. Sam also reflects on the mindset shift towards spending and investing in education for his children, culminating in the release of his new book, 'Millionaire Milestones.' Sam shares his insights on building wealth, the importance of compounding, and the milestones necessary for achieving financial independence. He discusses the structure of his book, 'Millionaire Milestones', and emphasizes the significance of saving and investing strategically. Sam also reflects on his personal experiences, aspirations for family travel, and the lessons learned from childhood that shape his financial philosophy. He encourages listeners to be intentional with their finances and to seek knowledge from those who have succeeded before them. Takeaways *Sam's new book focuses on building wealth for freedom. *His net worth grew from $3 million to over $8.5 million. *Diversification in investments is key to financial stability. *Maxing out 401k and Roth IRA is essential for retirement. *Taxable brokerage accounts should be prioritized for flexibility. *Real estate provides stability and utility compared to stocks. *Intentional spending became a focus after age 45. *Investing in education is a valuable long-term investment. *The importance of adapting investment strategies over time. *Sam's journey reflects the balance between saving and enjoying life. The experience of 30 years in finance is invaluable. *It's important to read and learn from others' experiences. *Investment milestones are crucial for financial growth. *Compounding interest significantly increases wealth over time. *Financial independence allows for freedom of expression and action. *Intentional living and travel can enrich family experiences. *Spending should be intentional and meaningful. *Childhood lessons shape financial perspectives. *The journey to wealth requires consistent effort and strategy. *Engaging with mentors can accelerate financial learning. Sponsored by: Indeed Indeed.com/unveiled Shopify Shopify.com/unveiled