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As she -- and her friends — approached the age of 35, senior correspondent Molly Webster kept hearing a phrase over and over: “fertility cliff.” It was a short-hand term to describe what she was told would happen to her fertility after she turned 35 — that is, it would drop off. Suddenly, sharply, dramatically. And this was well before she was supposed to hit menopause. Intrigued, Molly decided to look into it — what was the truth behind this so-called cliff, and when, if so, would she topple? This story first premiered in “Thirty Something,” a 2018 Radiolab live show that was part of, Gonads, (https://radiolab.org/series/radiolab-presents-gonads)a six-episode audio and live event series all about reproduction and the parts of us that make more of us. The live event was produced by Rachael Cusick and edited by Pat Walters.Special thanks to epidemiologist Lauren Wise, at Boston University. Plus, Emily, Chloe, and Bianca. And of course, Jad Abumrad.If you're more of a visual person, here are the graphs we explain in the episode, we also include links to the corresponding papers in our Episode Citations Section, below!LINK TO GRAPHS:https://internal.wnyc.org/admin/cms/image/249243/EPISODE CREDITS: Reported by - Molly WebsterProduced by - Arianne WackFact-checking by - Diane A. KellyEPISODE CITATIONS:Audio:Gonads (https://radiolab.org/series/radiolab-presents-gonads/)A six-part audio series on reproduction and the parts of us that make more of usThe Menopause Mystery (https://radiolab.org/podcast/the-menopause-mystery)One of Radiolab's most listened-to episodes of 2025! Videos:“Radiolab Presents: Thirty Something”https://youtu.be/LOJVAaSwags?si=czCBraHf1JEqmAQiResearch Articles:Graph 1: Can assisted reproduction technology compensate for the natural decline in fertility with age? A model assessment (https://zpr.io/ft6dqdbkJnTd) Graph 2: Ovarian aging: mechanisms and clinical consequences (https://zpr.io/GrPLebynpvxV) , Brookmans, et al.BUT, the graph was borrowed and actually comes from this 1991 paper, Delaying childbearing: effect of age on fecundity and outcome of pregnancy” (https://zpr.io/whWg2UAZsb6h) Graph 3 and 4: Age and fecundability in a North American preconception cohort study, (https://zpr.io/Rmqry4Kd67hY) Wise et al; Dutch fertility researchFurther reading: Predicting Fertility, (https://zpr.io/YEdfiYT29rUh): Magazine article on Lauren Wise's research, Sign up for our newsletter!! It includes short essays, recommendations, and details about other ways to interact with the show. Signup (https://radiolab.org/newsletter)!Radiolab is supported by listeners like you. Support Radiolab by becoming a member of The Lab (https://members.radiolab.org/) today.Follow our show on Instagram, Twitter and Facebook @radiolab, and share your thoughts with us by emailing radiolab@wnyc.org.Leadership support for Radiolab's science programming is provided by the Simons Foundation and the John Templeton Foundation. Foundational support for Radiolab was provided by the Alfred P. Sloan Foundation.
The leftists inside CBS News clearly despise new Editor-in-Chief Bari Weiss, who threatens to add troublesome balance to their “news.” The war erupted when Weiss delayed the latest '60 Minutes' hit piece on Team Trump deporting Venezuelans into a "notorious" Salvadoran prison. Delaying it is a “crisis,” the Trump-haters screamed, a “death knell for democracy.”
This week, Angela discusses five tax savings strategies to consider before the end of 2025. She emphasizes the importance of planning and understanding tax implications for financial success. The topics include charitable gifting, itemized deductions, investment and retirement portfolios, business equipment purchases, and seeking professional advice. Key Takeaways
In this milestone 100th episode of the Common Sense Financial Podcast, host Brian Skrobonja delves into the critical topic of managing taxes in retirement. The episode focuses on strategies for minimizing tax liabilities, especially for retirees with tax-deferred accounts facing potential hefty tax bills. Brian emphasizes the importance of sustainable income creation during retirement and the role of tax optimization in this process. Most people envision their retirement to be built from predominantly tax-free income, but after many years of deferring taxes, retirees are facing a sizable tax bill on distributions taken from their retirement accounts that could be a third or more of what has been accumulated. When you're saving for retirement, growth of your assets is the priority. But many people don't realize that once they retire that's no longer true. The priority is actually creating sustainable income to support you through retirement while minimizing taxes. A common issue I've seen is future retirees knowing they will owe taxes on their deferred accounts, but not realizing the extent of the problem since the rules change once they retire. Many retirees we work with tend to have the same income goals in retirement, yet with fewer deductions. They no longer have children or mortgage interest to help them offset their tax burdens, which makes the situation more complex. Delaying distributions isn't an option either. Required Minimum Distributions will eventually force your hand. There are two tax problems facing retirees: taxes you will have to contend with today, and taxes that you will have to contend with in the future. With the national deficit continuing to rise, do you expect tax rates to go down in the future or go up? The most likely answer is that tax rates are on the rise, so we should be planning accordingly. There are two possibilities to help minimize the level at which you participate in paying your fair share towards the government's future revenue increases. You can either complete a Roth conversion or through tax deferred withdrawals contribute to an overfunded permanent life insurance policy. Making the decision of which strategy to implement is the easy part. The trick really is completing this process with minimal tax liabilities, which requires specialized knowledge. The progressive nature of the code makes understanding your tax burden complicated and miscalculating this could result in having a larger tax liability than anticipated. Depending on your income level, a taxable distribution can subject your Social Security to additional taxes. This is a separate calculation from the income tax brackets and uses a two step process to determine how much of your social security will be subject to taxation. This is important to know because a taxable distribution may not only push you into a higher income tax bracket, but it could trigger additional taxes on your social security, which could result in a higher effective rate. You should also be aware of the impact a taxable distribution can have on Medicare premiums. The impact of any possible premium increase is typically delayed by two years. This is one of those things that often comes as a surprise when people make decisions about distributions. The antidote to taxable income is deductions, credits and losses which can help reduce the net income subject to tax. There are a few options that can help offset the burden of taxes and make the transition from tax-deferred to tax-free easier, but they don't work for everyone, which is why we recommend working with a professional. The first thing is a donor advised fund or DAF. This allows you to contribute future charitable donations into a fund that you control when distributions are made that can also receive the tax benefit of the donation in the year you make the contribution into the fund. By making multiple years of donations in a single year into that fund, you have the potential of helping offset a taxable distribution from your retirement account in that year. The second is a Charitable Remainder Trust (CRT), where you can contribute future charitable donations into the trust and receive the tax benefit of the donation in the year you make the contribution. You can also receive income from the trust while you're living within IRS limits. A CRT is a more complex arrangement than a DAF with many options and requires an attorney to draft the trust. The third is a qualified charitable donation or QCD, which allows for anyone over the age of 70 and a half to make a direct donation from a qualified account to a charity. The fourth is something known as IDCs, or intangible drilling costs, which allows accredited investors to participate in the drilling expenses of an oil and gas company that could provide reportable tax losses that can help offset all forms of income, as well as the potential for cash flow back to the investor once the wells are operational. Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com Common Sense Financial Podcast on YouTube Common Sense Financial Podcast on Spotify Brian's article - From Tax-Deferred to Tax-Free: Navigating Taxes in Retirement References for this episode: https://www.usdebtclock.org/ https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 https://www.ssa.gov/benefits/retirement/planner/taxes.html https://www.ssa.gov/benefits/medicare/medicare-premiums.html#anchor5 https://www.irs.gov/charities-non-profits/charitable-organizations/charitable-contribution-deductions https://www.irs.gov/charities-non-profits/charitable-remainder-trusts https://www.irs.gov/newsroom/qualified-charitable-distributions-allow-eligible-ira-owners-up-to-100000-in-tax-free-gifts-to-charity https://www.investopedia.com/terms/i/intangible-drilling-costs.asp https://www.crfb.org/blogs/tax-break-down-intangible-drilling-costs Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Investing involves risk, including the potential loss of principal. This is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. A ROTH Conversion is a taxable event. Consult your tax advisor regarding your situation. Investments in securities are subject to investment risk, including possible loss of principal. Prices of securities may fluctuate from time to time and may even become valueless. Gas and oil investments are speculative in nature and are sold by Private Placement Memorandum (PPM). Carefully read the PPM before investing. Certain accreditation requirements may apply. Donor Advised Funds represent an irrevocable gift of assets from the donor to the fund. Contributions made to the fund are irrevocable and cannot be returned or used for any other individual or used for any purpose other than grant making to charities. The gift is not an investment or a security. When evaluating a contribution to the fund, carefully consider the terms and conditions, limitations, charges, and expenses. Depending on the tax filing status, DAF contributions may or may not be tax deductible.
INVESTIGATING THE MADRID AND PARIS ALLEGATIONS Colleague Craig Unger. Unger describes investigating allegations from rogue Israeli operative Ari Ben-Menashe, who claimed Bill Casey met Iranianrepresentatives in Madrid to negotiate delaying the hostage release. Ben-Menashe also alleged George H.W. Bushattended a final meeting in Paris to seal the arms-for-hostages deal just weeks before the 1980 election. NUMBER 3
In this episode, we sit down with Sebastien Scemla, a Florida-licensed real estate broker and developer who runs a family fund focused on income-producing real estate across Miami. A Miami native and early investor in neighborhoods like the Design District, Little River, Wynwood, and North Miami, Sebastien shares how he identifies emerging markets before the mainstream catches on.As the founder of Omega Real Estate Management Group, Sebastien has brokered and sponsored over $300M in commercial real estate, assembled key properties prior to major value spikes, and played a pivotal role in the redevelopment of Downtown North Miami, including the vision behind The Gardens District.We dive into his long-term approach to market analysis, negotiation, public incentives, and urban redevelopment, as well as his philosophy on community impact, live-work-play developments, and building lasting value through real estate.
Become a supporter of this podcast: https://www.spreaker.com/podcast/celtic-the-unrestricted-view-podcast--5155742/support.
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureCalifornia is destroying their gasoline market, they want the state to own it, socialism. Oil prices are dropping, gas prices are dropping soon gas will be close to $1. Trump is reversing the [CB] illusion, jobs are being returned to the private sector. All in preparation to go back to the Constitution. The [DS] will continue to push back and try to delay everything Trump is trying to do. The House is prepared to make his EO into law, this will protect the country into the future. Trump had the real Generals stand behind him, these are the individuals that will protect the Republic from the [DS]. Trump is undoing decades of corruption, exposing the [DS] treasonous crimes, they will fight to hide their treasonous acts but this will fail. In the end the Military is the only way. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/US_OGA/status/2000639453866651711?s=20 https://twitter.com/KobeissiLetter/status/2000951982874636662?s=20 https://twitter.com/profstonge/status/2000628845918265518?s=20 https://twitter.com/KobeissiLetter/status/2000925538131829101?s=20 https://twitter.com/RealEJAntoni/status/2000925018281402525?s=20 https://twitter.com/profstonge/status/2000952081012940948?s=20 https://twitter.com/RapidResponse47/status/2000966123274068007?s=20 https://twitter.com/RealEJAntoni/status/2000936248370717073?s=20 https://twitter.com/EricLDaugh/status/2000922549060858200?s=20 $2,000 per household, depending on the number of workers.” “[The economy] is gonna start lifting off in Q1 and Q2.” This is HUGE! Political/Rights https://twitter.com/KanekoaTheGreat/status/2000701268806062358?s=20 https://twitter.com/KanekoaTheGreat/status/2000713713423196652?s=20 https://twitter.com/KanekoaTheGreat/status/2000766725231665257?s=20 https://twitter.com/KnightsTempOrg/status/2000645606964933100?s=20 WEIRD? Police Publish and Quickly Delete Photos of Rob Reiner's Son Being Cuffed for Slaughtering Parents, Give No Explanation Nick Reiner, the 32-year-old son of liberal activist and famed director Rob Reiner, has been arrested and charged with the brutal murder of his parents. The LAPD Gang and Narcotics Division published dramatic photos of Nick's handcuffed arrest on Instagram on Monday, but quickly deleted them without explanation. Rob Reiner, 78, known for classics like The Princess Bride, Spinal Tap, and When Harry Met Sally, and his wife Michele Singer Reiner, 68, were found stabbed to death in their Brentwood, Los Angeles home on Sunday afternoon. The New York Post reports: Nick Reiner, whose face is blurred out, is seen being forced to the ground with his hands cuffed behind his back, according to one photo. Another snap showed law enforcement pushing the suspect against the front of a squad car. In the caption, the unit only identified the man as “a double homicide suspect.” The arrest was made by US Marshals with the assistance of the LAPD's robbery homicide division, according to the post. An LAPD spokesperson declined to comment when asked why the force's gang and narcotics unit deleted the arrest photo shortly after it was published. The since-deleted photos: Nick, who has long battled severe drug addiction starting in his teens, co-wrote and starred in the 2016 semi-autobiographical film Being Charlie, directed by his father, which chronicled a young man's struggles with substance abuse and rehab. Insiders report that Nick “really resented” his father and “hated himself for not being as successful,” amid ongoing family tensions. The night before the murders, Rob and Nick reportedly got into a “very loud argument” at Conan O'Brien's Christmas party, loud enough for other guests to notice. Source: thegatewaypundit.com https://twitter.com/nypost/status/2000870292227260695?s=20 https://twitter.com/barrycunningham/status/2000736216354853228?s=20 lists are…well you know. TAKE A LISTEN https://twitter.com/RealSLokhova/status/2000919590449394156?s=20 Real Texas Conservative The tragic deaths of filmmaker Rob Reiner and his wife Michele on December 14, 2025, have cast a somber shadow over Hollywood, prompting reflections on legacy, loss, and the lingering scars of political division. In response, President Donald Trump’s Truth Social post on December 15, 2025 – framing their passing through the lens of “Trump Derangement Syndrome” (TDS) – has ignited controversy. Yet, when examined against the backdrop of Reiner’s decade-long barrage of vitriolic rhetoric against Trump, the statement emerges not as callous, but as an appropriate blend of pointed satire, genuine sympathy, and a timely concern for mental health. This piece builds an ironclad case for its fittingness, rooted in factual history, psychological insight, and legal precedent. To understand the appropriateness of Trump’s words, one must first confront the unyielding hostility Reiner directed at him since 2015. Reiner, celebrated for directing classics like “This Is Spinal Tap” and “The Princess Bride,” transformed into one of Trump’s most vocal detractors after his presidential candidacy. In a 2016 interview with The Hollywood Reporter, Reiner labeled Trump a “con man” and “dangerous,” warning he would erode democratic norms. This escalated over the years. By 2018, Reiner tweeted comparisons of Trump to Hitler, accusing him of fostering fascism and white supremacy. His 2024 documentary “God & Country” explicitly tied Trump’s influence to Christian nationalism, portraying it as a threat to American democracy. Reiner’s social media feed became a relentless stream of attacks, calling Trump a “pathological liar,” “sociopath,” and “existential danger” in posts that amassed millions of views. Even in 2025, shortly before his death, Reiner urged boycotts of Trump-related events, framing his re-election as apocalyptic. These were not isolated jabs but a sustained campaign, often personal and inflammatory, that Reiner himself admitted stemmed from deep-seated outrage. This history of antagonism, predominantly initiated by Reiner, sets the stage for why Trump’s response is not only defensible but proportionate. Far from escalating the feud posthumously, Trump’s post acknowledges Reiner’s talents – “a tortured and struggling, but once very talented movie director and comedy star” – while attributing the tragedy to TDS, a “mind-crippling disease” fueled by “raging obsession.” This framing isn’t baseless invention; it’s grounded in credible psychological analysis. Critics have questioned the timing of Trump’s post, issued just a day after the tragedy, as potentially too raw or opportunistic. However, this immediacy is precisely what makes it authentic and effective, aligning with Trump’s longstanding style of direct, unfiltered leadership in a 24/7 news cycle where narratives solidify within hours. Historical precedents abound; consider how President Lincoln addressed critics’ deaths or political losses with prompt wit during the Civil War, using fresh moments to foster national introspection and prevent distorted legacies. Similarly, Trump’s swift response cuts through emerging media spin – already framing Reiner solely as a heroic anti-Trump voice – by injecting balance and psychological truth right when public discourse peaks. Delaying would risk seeming calculated or detached, whereas this timing underscores sincerity, especially paired with the post’s sympathetic close. In essence, it’s not haste but strategic candor, transforming grief into a teachable moment on division’s dangers before emotions calcify. Transitioning from personal history to broader insight, TDS has been recognized by mental health experts as a manifestation of intense political polarization leading to real psychological strain. Psychiatrist Dr. Keith Ablow, in analyses shared on platforms like the Mark Simone Show, described TDS as rooted in “mass hysteria,” where individuals project anxieties onto a political figure, resulting in paranoia, chronic stress, and potential health declines. Research in the Journal of Abnormal Psychology supports this, linking partisan hatred to elevated cortisol levels, anxiety disorders, and weakened well-being. Trump’s reference to TDS isn’t mockery; it’s a diagnostic observation, highlighting how Reiner’s fixation – evident in his own words – might have contributed to personal tolls, especially amid reports of familial strife surrounding the deaths. By raising this, Trump shifts the narrative from vendetta to vigilance, urging awareness of how ideological obsessions erode lives. Moreover, the post’s satirical edge aligns with a storied tradition of political commentary, making it intellectually apt rather than insensitive. Trump employs hyperbole – “driving people CRAZY” amid America’s “Golden Age” – to underscore the irony of Reiner’s paranoia against tangible achievements like record economic growth, Middle East peace accords, and energy independence during his administration. This mirrors Jonathan Swift’s exaggerated proposals in “A Modest Proposal” or Abraham Lincoln’s witty rebukes of critics, using humor to expose societal flaws without literal malice. Legally, such expression is shielded by the First Amendment; the Supreme Court’s ruling in Hustler Magazine v. Falwell affirms that satirical opinions about public figures, absent provable falsehoods, are protected speech. Trump’s “reportedly due to” phrasing acknowledges speculation, ensuring it remains opinion, not defamation. What elevates the statement to appropriateness is its undercurrent of grace amid past unkindnesses, including Trump’s rare direct engagement with Reiner pre-tragedy despite the instigations. The post concludes with “May Rob and Michele rest in peace!” This isn’t perfunctory; it’s a sincere extension of sympathy, humanizing both parties and transcending the feud while modeling reciprocity in an era of unrelenting acrimony. Trump’s words match rhetoric’s intensity yet cap it with compassion and a mental health caveat, turning potential gloating into a nudge toward understanding division’s toll. In conclusion, Trump’s response is ironclad in its fittingness because it reciprocates a decade of Reiner’s attacks with measured satire, validates psychological realities, and prioritizes sympathy over score-settling. It doesn’t diminish the tragedy but illuminates division’s costs, encouraging reflection. Postscript: While the author is not an attorney or mental health practitioner, his nearly two decades as a seasoned content writer and editor have honed expert research skills, enabling rigorous analysis grounded in verifiable facts and legal precedents. https://twitter.com/DC_Draino/status/2000931274744324237?s=20 https://twitter.com/AlecLace/status/2000700955457630718?s=20 https://twitter.com/KurtSchlichter/status/2000694706054029700?s=20 reason for it. Sadly, past experience, teaches us that the most likely reason for the lack of transparency is that the answers are not going to support the left-wing agenda of the local Rhode Island Democrats. I could be wrong. But if I was wrong, I have a nagging suspicion. I would've had answers to those questions already. The FBI is offering a $50,000 reward for information leading to the arrest of this man. Trump blames Brown, not FBI, for delay in finding shooting suspect President Trump blamed Brown University for the delay in locating the suspect in the fatal mass shooting on the school's campus in Rhode Island on Saturday. “You'd really have to ask the school a little bit more about that because this was a school problem,” Trump said when asked on Monday if FBI Director Kash Patel has told him why it's been difficult for the FBI to identify the suspected shooter. “They had their own guards. They had their own police. They had their own everything, but you'd have to ask that question really to the school, not to the FBI. We came in after the fact, and the FBI will do a good job, but they came in after the fact,” he said. Source: thehill.com War/Peace https://twitter.com/WarClandestine/status/2000694318512652750?s=20 JUST IN: US OBLITERATES 3 More Venezuelan Drug Boats Just Hours After President Trump Designates Fentanyl as a Weapon of Mass Destruction United States Southern Command on Monday announced that Joint Task Force Southern Spear took out three narcotrafficking vessels in the Eastern Pacific. A total of eight “narco-terrorists” were killed in the strikes. “Intelligence confirmed that the vessels were transiting along known narco-trafficking routes in the Eastern Pacific and were engaged in narco-trafficking,” US SOUTHCOM said. Video from the strikes shows massive explosions on each boat, turning them into burning piles of rubble. https://twitter.com/Southcom/status/2000756230252314901?s=20 Source: thegatewaypundit.com Trump: Syria is a key part of peace efforts in the Middle East Washington, Dec. 16 (SANA) U.S. President Donald Trump described the developments in Syria this year as “remarkable,” highlighting that the United States is committed to ensuring lasting peace in the Middle East, with Syria playing an essential role in that peace. Source: sana.sy 1306 Q !xowAT4Z3VQ ID: e7b971 No.1248119 Apr 30 2018 10:51:06 (EST) Define the terms of the Iran nuclear deal. Does the agreement define & confine cease & desist ‘PRO' to the republic of Iran? What if Iran created a classified ‘satellite' Nuclear facility in Northern Syria? What if the program never ceased? What other bad actors are possibly involved? Did the U.S. know? Where did the cash payments go? How many planes delivered? Did all planes land in same location? Where did the U1 material end up? Is this material traceable? Yes. Define cover. What if U1 material ended up in Syria? What would be the primary purpose? SUM OF ALL FEARS. In the movie, where did the material come from? What country? What would happen if Russia or another foreign state supplied Uranium to Iran/Syria? WAR. What does U1 provide? Define cover. Why did we strike Syria? Why did we really strike Syria? Define cover. Patriots in control. Q British Intelligence Head Says Prepare for War Against Russia The newly appointed head of MI6, Blaise Metreweli, formerly known by her position as “Q”, is literally the granddaughter of factual Ukraine Nazi, Constantine Dobrowolski. Now, as head of MI6 Metreweli wants war with Russia. In a rather remarkable speech to the British people, Blaise Metreweli proclaimed Europe is in “the space between peace and war,” with a direct military conflict with Russia looming as the biggest threat. Metreweli declared, “Our world is being actively remade, with profound implications for national and international security.” Source: theconservativetreehouse.com https://twitter.com/disclosetv/status/2000898313579561365?s=20 https://twitter.com/MarioNawfal/status/2000896186413441184?s=20 have already been filed. The World Bank estimates the total at $524 billion over the next decade – triple Ukraine’s 2024 GDP. Zelensky: “It’s not enough to force Russia into a deal. It’s not enough to make it stop killing. We must make Russia accept that there are rules in the world.” Mechanism: Register of Damage (created 2023): collects claims from individuals, companies, and the Ukrainian state. Claims Commission: reviews, validates, and awards compensation case-by-case. Categories: sexual violence, child deportations, infrastructure destruction, religious sites bombed. Funding plan: Frozen Russian assets held by the EU, supplemented by member contributions. Dutch FM David van Weel: “The goal is to have validated claims that will ultimately be paid by Russia.” Enforcement? Still being worked out. Complication: Trump's team floated amnesty for war crimes as part of a peace deal – makes prosecuting the very individuals being billed impossible. Next steps: Convention takes force after 25 nations ratify it (if funds secured). Russia calls frozen-assets proposal “illegal,” denies war crimes, threatens retaliation. Reality check: This is post-WWII-style reparations applied to an ongoing conflict. The $524B estimate covers through 2024 only – 2025's escalated attacks on utilities, transport, and civilians already make the number outdated. https://twitter.com/AwakenedOutlaw/status/2000626884145754206?s=20 breaking out. Their position is legitimately insane. Sadly, what’s clear is that the European leadership is comprised of war-mongering, bloodthirsty psychopaths. The idiom, “With friends like these, who needs enemies?” comes to mind. Only in this case, it’s not a sarcastic observation. ______ EU Globalists Threaten to Dump $2.34 Trillion in U.S. Debt to Stop Trump's Ukraine Peace Deal JUST IN: Senate Advances $900 BILLION Defense Spending Bill with Military Aid to Ukraine Senate advances $900 billion defense spending bill The US Senate on Monday voted to end the filibuster and advance the National Defense Authorization Act to a final vote. The bipartisan vote, 76-20, invoked cloture on the bill, bringing it one step closer to final passage, which could still take days. Still, some lawmakers seek to amend the bill further, which would then require House passage before landing on the President's desk. Burchett: Big vote tonight was the NDAA, National Defense Authorization Act, and it was $900.6 billion. There’s money in there for, of course, Ukraine, $800 million total, and some other things, money in there for recognizing an Indian tribe out of North Carolina— has nothing to do with national security— Syria, money, Iraq. But we just got to quit this stuff. Somebody's, America’s got to start paying attention. Trump didn’t even ask for that. You’ve got the war pimps that push for this stuff. And they always will tell you, Oh, it’s, “Burchett, man, they’re gonna spend all that money here buying those missiles.” You know, is that what we’re basing our votes on is they’re going to buy implements to kill other people on? I’m all for getting rid of our enemies, but this is just too much, way too much, and things are just not what they appear. We need to wake up. I voted no. Over 100 Democrats voted to pass this. That ought to tell you right there what this is about. Got some liberal stuff tucked in there, and it’s over 3000 pages. We get it on Sunday, and we’re voting on it today. There’s no way, no way, we will ever know what was in there, and just— anyway, frustrated, we’ll keep fighting. Thank y’all for sending me here. Source: thegatewaypundit.com https://twitter.com/MarioNawfal/status/2000775317577744797?s=20 commands down to 8. Under the plan expected to be presented to Secretary Hegseth this week: U.S. Central Command, European Command, and Africa Command would be downgraded and placed under a new “U.S. International Command.” U.S. Southern Command and Northern Command would merge into “U.S. Americas Command” (Americom), reflecting the administration’s shift toward Western Hemisphere operations. The remaining commands: Indo-Pacific, Cyber, Special Operations, Space, Strategic, and Transportation. A senior defense official on the urgency: “Time ain’t on our side, man. The saying here is, ‘If not us, who, and if not now, when?'” The plan aligns with Trump’s national security strategy declaring that “the days of the United States propping up the entire world order like Atlas are over.” Former Defense Secretary Chuck Hagel expressed concern: “The world isn’t getting any less complicated. You want commands that have the capability of heading off problems before they become big problems.” Congress has required the Pentagon to submit a detailed blueprint before any changes can take effect. The Monroe Doctrine comes to CENTCOM. https://twitter.com/WarClandestine/status/2000687672936030583?s=20 been done long ago, which is eradicate the cartels that are plaguing the Western hemisphere via drug/human trafficking. The cartels have gone unchecked for decades, while they murder millions of Americans and commit heinous crimes against humanity. Trump confirms that designating the cartels as a foreign terrorist organizations “is a big deal from a legal and military standpoint”. Trump is going to use the full force of the US MIL to shut this entire corrupt network down. The Dems/MSM, and the weaklings on the Right, are going to squeal and moan the entire way, but this must be done. Trump is going to neutralize this threat to the American People and do what past Presidents failed to do. Medical/False Flags [DS] Agenda https://twitter.com/MarioNawfal/status/2000857179142680769?s=20 been part of it. Her late father served as a colonel in the Somali army under dictator Siad Barre, whose regime carried out mass killings in the 1980s. That makes her backstory more complicated than she lets on. A resurfaced video shows a man resembling Omar's father discussing brutal tactics. There's no proof he committed war crimes, but some say he was close enough to know what was happening. Photos also show Omar's siblings with General Morgan – known as the “Butcher of Hargeisa” – and Omar herself at a 2022 event where Morgan was present. One relative even referred to him as “uncle.” Omar hasn't commented on the new findings, and her silence has led some to question how she can call for accountability abroad without addressing her own family's history. https://twitter.com/JamesRosenTV/status/2000723473182965780?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2000723473182965780%7Ctwgr%5Eb493e83212e9c33013500c56069b3622c19b2e21%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2025%2F12%2F16%2Fice-officials-rip-ilhan-omar-over-ridiculous-story-about-her-son-being-racially-profiled-n2197175 https://twitter.com/thestoicplumber/status/2000748048683815183?s=20 https://twitter.com/EricLDaugh/status/2000742064959455252?s=20 U.S. Attorney Jeanine Pirro: D.C. Authorities Were Artificially Deflating Crime Stats With ‘Manipulated' Numbers https://twitter.com/USAttyPirro/status/2000637280789188855?s=20 into MPD's reported deflation of crime statistics. The need for accurate information to fight crime is essential. After a review of almost 6000 reports and the interview of over 50 witnesses, it is evident that a significant number of reports had been misclassified, making crime appear artificially lower than it was. The uncovering of these manipulated crime statistics makes clear that President Trump has reduced crime even more than originally thought, since crimes were actually higher than reported. His crime fighting efforts have delivered even more safety to the people of the District. The conduct here does not rise to the level of a criminal charge. However, it is up to MPD to take steps to internally address these underlying issues. Source: breitbart.com https://twitter.com/amuse/status/2000822708389745055?s=20 There is FEC data analysis that strongly suggests that Mark Kelly, Elissa Slotkin, Jason Crow, Chris Deluzio, Chrissy Houlahan and Maggie Goodlander have been recipients of illegally laundered campaign funds. Kelly is currently under investigation. They’re all backed by Soros!! President Trump's Plan https://twitter.com/MrAndyNgo/status/2000710555674325272?s=20 extremists after transitioning. https://twitter.com/george18kennedy/status/2000781888152129887?s=20 Staff of the Army (senior uniformed leader of the U.S. Army, member of the Joint Chiefs). – Admiral Daryl Caudle – Chief of Naval Operations (senior uniformed leader of the U.S. Navy, member of the Joint Chiefs). – General Eric M. Smith – Commandant of the Marine Corps (senior uniformed leader of the U.S. Marine Corps, member of the Joint Chiefs). – General Kenneth S. Wilsbach, USAF – Chief of Staff of the Air Force (senior uniformed leader of the U.S. Air Force, member of the Joint Chiefs). – General B. Chance Saltzman, USSF – Chief of Space Operations (senior uniformed leader of the U.S. Space Force, member of the Joint Chiefs). https://twitter.com/MJTruthUltra/status/2000668738203312188?s=20 TAKE A LISTEN https://twitter.com/nicksortor/status/2000725299420352640?s=20 https://twitter.com/EricLDaugh/status/2000916623243300901?s=20 Something BETTER be done about this. https://twitter.com/RobLutherLawyer/status/2000697951295840722?s=20 https://twitter.com/FBIDirectorKash/status/2000961090612813971?s=20 https://twitter.com/SusieWiles/status/2000943061627548148?s=20 story. I assume, after reading it, that this was done to paint an overwhelmingly chaotic and negative narrative about the President and our team. The truth is the Trump White House has already accomplished more in eleven months than any other President has accomplished in eight years and that is due to the unmatched leadership and vision of President Trump, for whom I have been honored to work for the better part of a decade. None of this will stop our relentless pursuit of Making America Great Again! https://twitter.com/EricLDaugh/status/2000957946352820238?s=20 codification of the President’s executive orders.” “A very aggressive legislative agenda coming right out of the gates in January. We’re going to continue to work, for example, on health care to continue to bring costs down for the American people, to bring down the cost of living overall.” “He’s up to about 200 of those [orders], probably about 150 of them are codifiable by Congress and we’re working steadily through that list.” “You’re going to see us delivering for the American people while the effects of that giant piece of legislation that we did on July 4th, got signed on July 4th, comes into implementation.” “So much more, much more yet to do and the President and I talk about that almost every day and he’s excited about it and I am.” https://twitter.com/seanmdav/status/2000685717497004167?s=20 to procedurally gum up the works behind the scenes. JD Vance Points Out the Consequence of the Senate “Blue Slip” Veto of Judicial Nominees It was passed by Congress on May 13, 1912, and ratified on April 8, 1913 The 16th Amendment to the United States Constitution grants Congress the authority to impose and collect income taxes without the need to apportion them among the states or base them on census data. constitution.congress.gov It was passed by Congress on July 2, 1909, and ratified on February 3, 1913. all of this is an outcome of the 17th Amendment, which stopped the state legislatures from having control over their senators. Under the original constitutional framework, the Senate was designed to represent the interests of the state, as the Senators were appointed by state legislature, not popular votes. The Sea Island assembly destroyed this cornerstone when they triggered the 17th Amendment. Repeal the 17th Amendment, and just about everything in federal government changes. Machiavelli said, “It must be remembered that there is nothing more difficult to plan, more doubtful of success, nor more dangerous to manage than a new system. For the initiator has the enmity of all who would profit by the preservation of the old institution and merely lukewarm defenders in those who gain by the new ones.” A prescient and oft repeated quote that is pertinent to the situation. When our founders created the system of government for our constitutional republic, they built in layers of protection from federal control over the lives of people in the states. Over time, those protections have been eroded as the federal bureaucracy has seized power. One of the biggest changes that led to the creation of the permanent political class was the 17th Amendment. Our founders created a system where Senators were appointed by the state legislatures. In this original system, the Senate was bound by obligation to look out for the best interests of their specific states. Under the ‘advise and consent‘ rules of Senate confirmation for executive branch appointments, the intent was to ensure the presidential appointee -who would now carry out regulatory activity- would not undermine the independent position of the states. .When the 17th Amendment (direct voting for Senators) took the place of state appointments, the perspective of ‘advise and consent' changed. The Senate was now in the position of ensuring the presidential appointee did not undermine the power of the permanent bureaucracy, which is the root of power for the upper-chamber. Senate committees, Homeland Security, Judiciary, Intelligence, Armed Services, Foreign Relations, etc. now consists of members who carry an imbalanced level of power within government. The Senate now controls who will be in charge of executive branch agencies like the DOJ, DHS, FBI, CIA, ODNI, DoD, State Dept and NSA, from the position of their own power and control in Washington DC. In essence, the 17th Amendment flipped the intent of the constitution from protecting the individual states to protecting the federal government. Seventeenth Amendment- “The Senate of the United States shall be composed of two Senators from each State, elected by the people thereof, for six years; and each Senator shall have one vote. The electors in each State shall have the qualifications requisite for electors of the most numerous branch of the State legislatures. When vacancies happen in the representation of any State in the Senate, the executive authority of such State shall issue writs of election to fill such vacancies: Provided, That the legislature of any State may empower the executive thereof to make temporary appointments until the people fill the vacancies by election as the legislature may direct.” (link) The biggest issue following the passage of the 17th Amendment became Senators who were no longer representing the interests of their state. Instead, they were representing the interests of the power elite groups who were helping them fund the mechanisms of their re-election efforts. A Senator only needs to run for re-election every six years. The 17th Amendment is the only amendment that changed the structure of the Congress, as it was written by the founders. Over time, the Senate chamber itself began using their advice and consent authority to control the executive and judicial branch. The origination of a nomination now holds the question: “Can this person pass the Senate confirmation process?” source: theconservativetreehouse.com https://twitter.com/j3669/status/2000683161273897213?s=20 https://twitter.com/EricLDaugh/status/2000952036238746070?s=20 https://twitter.com/EricLDaugh/status/2000671858417422538?s=20 is going to save the GOP, AGAIN. 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CME in Minutes: Education in Rheumatology, Immunology, & Infectious Diseases
Please visit answersincme.com/VTG860 to participate, download slides and supporting materials, complete the post test, and get a certificate. In this activity, an expert in lupus nephritis (LN) discusses the latest evidence and guidance on using biologic therapies in this patient population. Upon completion of this activity, participants should be better able to: Discuss the rationale for adding a biologic agent to standard immunosuppressive therapy to improve outcomes in LN; Review the clinical evidence for available and emerging B-cell biologic agents in LN; and Identify patients with LN who are candidates to receive biologic add-on therapy.
In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions break down some of the most common — and costly — mistakes people make leading up to and during retirement. From emotional investing and improper risk management to underestimating taxes, Social Security timing, and overspending early in retirement, Jim and Casey explain why these issues show up so often… and what you can do to stay clear of them. They share real-world client experiences, discuss the habits that lead to long-term success, and offer practical steps to help retirees and pre-retirees avoid unnecessary stress, poor decisions, and financial regret. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why retirement mistakes happen 03:05 – Mistake #1: Overspending early in retirement 06:14 – Mistake #2: Not having a written plan 08:10 – Mistake #3: Not investing your age 10:34 – Mistake #4: Working longer than you really needed to 13:29 – Mistake #5: Ignoring taxes until it's too late 14:23 – Mistake #6: Delaying big decisions 16:50 – Mistake #7: Not reaching out to our team 17:40 – Q&A with Casey 20:45 – Key takeaways & closing thoughts Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.
This episode is sponsored by Your360 AI. Get 10% off through January 2026 at https://Your360.ai with code: INSIDE. Nick Fox is the SVP of Knowledge and Information at Google, overseeing Search, Ads, and Commerce. He returns to the AI Inside podcast seven months after our Google I/O conversation when he declared "the web is thriving." In this follow-up, we press Fox on the publisher traffic debate, whether Google will ever embrace a licensing model for news, and why the Personal Context feature announced at I/O is still delayed. We also cover AI Mode's growth to 75 million daily users, why emerging markets are adopting it faster than expected, and what Google has learned about changing search behavior. Note: Time codes subject to change depending on dynamic ad insertion by the distributor. CHAPTERS: 00:00:00 - Podcast begins 00:00:41 - Introducing Nick Fox, Google's SVP of Knowledge and Information 00:03:29 - Revisiting "The Web Is Thriving" Claim Seven Months Later 00:05:09 - Publisher Traffic Concerns and Trust in Google's Data 00:08:30 - Preferred Sources: New Feature to Boost Publisher Visibility 00:09:58 - AI Links vs. Traditional Blue Links: Quality and Purpose 00:12:57 - Jeff's Case for News APIs: Should Publishers Embrace AI? 00:16:01 - Google's Response to the News API Proposal 00:17:31 - 3,000+ Publisher Partnerships and the Traffic-First Model 00:21:53 - Advice for Publishers Wanting to Rank in AI Search 00:24:07 - AI Mode Adoption: What Seven Months of User Data Reveals 00:27:07 - Longer Queries, Deeper Exploration: How Users Are Changing 00:29:06 - Global Rollout Insights: US, India, Brazil, and Emerging Markets 00:29:28 - The Learning Curve: Why AI Search Takes Months to Adopt 00:31:11 - Younger Users Leading AI Mode Adoption 00:31:59 - "Catch Me Up" Feature: Embedding AI in New Places 00:34:17 - AI Mode Everywhere: Chrome, Workspace, and Jeff's Chromebook Plea 00:37:50 - Personal Context Update: What's Delaying the Gmail/Drive Integration 00:40:07 - Gemini 3 Pro in Search: Generative UIs and Intelligent Routing 00:43:23 - Google's AI Brand Strategy: Search, Gemini App, and Beyond 00:46:23 - If You Were Starting a Content Business Today 00:48:16 - Thank you to Nick Fox for joining the AI Inside podcast Learn more about your ad choices. Visit megaphone.fm/adchoices
There have been quite a few developments recently on the vaccine front coming out of the U.S. Department of Health and Human Services. Health Secretary Robert F. Kennedy Jr.'s new vaccine advisory panel recommends delaying the first vaccine that's given to many children, the Hepatitis B vaccine that's administered pretty much as soon as they're born.President Donald Trump signed an executive memo, starting the process of aligning the U.S. childhood vaccine schedule with other developed nations.West Virginia is flip-flopping on the question of whether to allow religious exemptions for school vaccines.
2026 is almost here. How do you prepare for your #bestyearever?You take time now. You do NOT let the "tyranny of now" prevent you from thinking you have too much to do so you will wait until next year!Don't do that to yourself or to your purpose-filled calling."So be very careful how you live, not being like those with no understanding, but live honorably with true wisdom..." EPH 5:15The WHEEL:https://storage.googleapis.com/msgsndr/H3LjT0pKhq2U6wUO4gKS/media/692f59852b865e09346cd028.pdfChallenge:gailroot.com/warriors2026
Metrolink was first proposed in 2001. Nearly a quarter of a century later, the diggers still haven't moved. Now, a fresh legal challenge from residents of Dartmouth Square has left the multibillion-euro project with potentially significant delays. Are their concerns justified, or is this a classic case of NIMBYism? Host: Fionnán Sheahan, Guest: Conor Feehan See omnystudio.com/listener for privacy information.
The conversation emphasizes the critical role of timely nutrition in patient healing, highlighting the risks associated with delayed feeding and the broader implications for healthcare providers.TakeawaysFeed patients within 24 to 36 hours to avoid risks.Delaying nutrition can lead to serious consequences.Nutritional deficiencies affect patient recovery.Healthcare providers must prioritize timely feeding.Patients and caregivers are interconnected in healing.Nutrition is essential for effective patient care.Waiting too long to feed can harm recovery.Surgeons and nurses must collaborate on nutrition.Nutritional repletion is crucial for healing.Understanding nutrition's role can improve outcomes.Chapters00:00 The Importance of Timely Nutrition in Healing00:22 Consequences of Nutritional Deficiencies in Patient CareFor more content, go to www.prolongedfieldcare.orgConsider supporting us: patreon.com/ProlongedFieldCareCollective or www.lobocoffeeco.com/product-page/prolonged-field-care
The Michael Yardney Podcast | Property Investment, Success & Money
Have you ever looked at a successful property investor and thought – they just got lucky? They bought at the right time, in the right suburb, and everything seemed to go their way. But here's the truth: most successful investors don't wait for luck – they create it. In today's show, I'm joined by Brett Warren, national Director of Property at Metropole and together we're going to pull back the curtain on what really drives success in property. You'll discover why some investors always seem to be in the right place at the right time, while others miss out again and again. We'll share the habits, strategies, and mindset shifts that can help you manufacture your own luck – and set yourself up to take advantage of opportunities that others never see. So, whether you're just starting out or looking to take your portfolio to the next level, stick around – because this episode could change the way you think about property investing forever. Takeaways · Successful investors don't rely solely on luck; they create their own opportunities. · Preparation and having a clear strategy are crucial for success in property investment. · Surrounding yourself with a knowledgeable team can alleviate stress and enhance decision-making. · Mindset is a significant differentiator between successful and average investors. · Investors should focus on long-term goals rather than short-term gains. · Capital growth is more important than cash flow for long-term wealth. · Successful investors continuously learn and adapt to market changes. · Delaying gratification is essential for building wealth over time. · Investing through multiple market cycles helps build resilience and expertise. · Real-life examples show that informed decisions lead to significant equity growth. Chapters 01:36 - Are Successful Investors Just Lucky? 05:27 - The Myth of Perfect Timing in Property 09:08 - Building Luck with Teams, Buffers and Strategy 13:06 - Mindset, Long-Term Goals and Delayed Gratification 17:16 - Real Client Stories That Prove Preparation Beats Luck Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney's Guide to Investing · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Brett Warren - National Director of Property at Metropole Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
Dr. Tony Evans calls believers to stop “auditing” the Christian life and instead put Jesus first above comfort, security, and competing loyalties so they can truly experience Him and His kingdom in every season of life.
Dr. Tony Evans calls believers to stop “auditing” the Christian life and instead put Jesus first above comfort, security, and competing loyalties so they can truly experience Him and His kingdom in every season of life.
Dr. Tony Evans calls believers to stop “auditing” the Christian life and instead put Jesus first above comfort, security, and competing loyalties so they can truly experience Him and His kingdom in every season of life.
The Government is delaying hiking the levy most home owners pay via their private insurers to fund the Natural Hazards Commission until 2027. The $552 levy was supposed to go up by between $207 and $311, but reports claim ministers are still considering their options, with Finance Minister Nicola Willis saying she didn't want to make a 'hurried decision'. NZ Herald Wellington business editor Jenee Tibshraeny explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Mon, 17 Nov 2025 22:30:00 GMT http://relay.fm/upgrade/590 http://relay.fm/upgrade/590 Who's This John Apple? 590 Jason Snell and Myke Hurley Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. clean 5671 Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. This episode of Upgrade is sponsored by: Gusto: Payroll, HR, Benefits. Simplified. Get 3 months free. Squarespace: Save 10% off your first purchase of a website or domain using code UPGRADE. DeleteMe: Get 20% off your plan when you use this link and code UPGRADE20. Links and Show Notes: Get Upgrade+. More content, no ads. Submit Feedback
Mon, 17 Nov 2025 22:30:00 GMT http://relay.fm/upgrade/590 http://relay.fm/upgrade/590 Jason Snell and Myke Hurley Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. clean 5671 Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. This episode of Upgrade is sponsored by: Gusto: Payroll, HR, Benefits. Simplified. Get 3 months free. Squarespace: Save 10% off your first purchase of a website or domain using code UPGRADE. DeleteMe: Get 20% off your plan when you use this link and code UPGRADE20. Links and Show Notes: Get Upgrade+. More content, no ads. Submit Feedback
This is a long sermon, likely because it's my last in Monterey, and you never want the end to come too soon. Montery Church, UCC Church on the Hill, Lenox (UCC)
This week we learned the Japanese investment firm Softbank sold all of its stake in the juggernaut chipmaker Nvidia. We'll get into why on today's “Marketplace Tech Bytes: Week in Review.” Plus, Apple is reportedly pushing back the release of its thinnest iPhone, the Air, and Wikipedia is asking AI companies, once again, to pay for scraping its data.But first, back to that big move by Softbank and its CEO, Masayoshi Son. It cashed out its stake in Nvidia in October, the same month that the chipmaker hit a $5 trillion valuation. The $5.8 billion it netted will be redirected to OpenAI, part of a promised $30 billion to be invested in the maker of ChatGPT.Marketplace's Meghan McCarty Carino spoke with Anita Ramaswamy, columnist at The Information, about what all this means.SoftBank Sells Its Nvidia Stake for $5.8 Billion to Fund OpenAI Bet - The Wall Street JournalSoftBank sells its entire stake in Nvidia for $5.83 billion - CNBCApple Delays Release of Next iPhone Air Amid Weak Sales - The InformationiPhone Air Sales Are So Bad That Apple's Delaying the Next-Generation Version - MacRumorsWikipedia urges AI companies to use its paid API, and stop scraping - TechCrunchIn the AI era, Wikipedia has never been more valuable - the Wikimedia Foundation
This week we learned the Japanese investment firm Softbank sold all of its stake in the juggernaut chipmaker Nvidia. We'll get into why on today's “Marketplace Tech Bytes: Week in Review.” Plus, Apple is reportedly pushing back the release of its thinnest iPhone, the Air, and Wikipedia is asking AI companies, once again, to pay for scraping its data.But first, back to that big move by Softbank and its CEO, Masayoshi Son. It cashed out its stake in Nvidia in October, the same month that the chipmaker hit a $5 trillion valuation. The $5.8 billion it netted will be redirected to OpenAI, part of a promised $30 billion to be invested in the maker of ChatGPT.Marketplace's Meghan McCarty Carino spoke with Anita Ramaswamy, columnist at The Information, about what all this means.SoftBank Sells Its Nvidia Stake for $5.8 Billion to Fund OpenAI Bet - The Wall Street JournalSoftBank sells its entire stake in Nvidia for $5.83 billion - CNBCApple Delays Release of Next iPhone Air Amid Weak Sales - The InformationiPhone Air Sales Are So Bad That Apple's Delaying the Next-Generation Version - MacRumorsWikipedia urges AI companies to use its paid API, and stop scraping - TechCrunchIn the AI era, Wikipedia has never been more valuable - the Wikimedia Foundation
Michael breaks down a new data point from the National Association of Realtors: the median age of U.S. home buyers has climbed to 59. He explores what's driving the shift—from affordability crises to shifting priorities—and examines new proposals like 50-year mortgages and portable home loans. Plus, how America's housing shortage ties into mental health, generational trends, and global comparisons. It's all the basis for today's Smerconish.com Poll Question, which asks "Why has the median age for U.S. homebuyers risen to 59 - Affordability, or Shifting Priorities?" Listen here, and then vote! And, please rate, review, and share this podcast. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Staffing Challenges and Political Bias: The Gaza Peace Plan and the BBC. Mary Kissel details the challenges facing the State Department and NSC in implementing the Trump administration's urgent Gaza Peace Plan, noting staffing issues are delaying coordination. The plan, featuring an apolitical "Board of Peace," seeks international legitimacy despite the UN's prejudice against Israel. Kissel expresses little surprise regarding the BBC scandal, viewing the deliberate distortion of the President's video remarks as appalling and emblematic of an "embedded bias" against conservatives that is deep and unfixable. 1959 GAZA
Staffing Challenges and Political Bias: The Gaza Peace Plan and the BBC. Mary Kissel details the challenges facing the State Department and NSC in implementing the Trump administration's urgent Gaza Peace Plan, noting staffing issues are delaying coordination. The plan, featuring an apolitical "Board of Peace," seeks international legitimacy despite the UN's prejudice against Israel. Kissel expresses little surprise regarding the BBC scandal, viewing the deliberate distortion of the President's video remarks as appalling and emblematic of an "embedded bias" against conservatives that is deep and unfixable. 1957 GAZA
Todd Caponi, bestselling author of The Transparency Sale and The Four Levers of Negotiation, breaks down the 7 Deadly Negotiation Sins that cost salespeople deals, margins, and trust. If you think discounting accelerates deals, holding price until you “build value” is smart, or trading discounts for case studies is harmless, Todd's about to rewire your negotiation mindset. Learn how to close faster, discount less, and build buyer trust using the same transparent negotiation tactics that world-class sellers use to win more and protect their price integrity. THE 7 DEADLY NEGOTIATION SINS: Waiting to set a price range or expectation: Delaying price discussions kills trust and confuses buyers. Set clear pricing expectations early to establish credibility and value. Believing discounts accelerate deals: Discounts often slow deals by signaling hidden flexibility. Instead, pay customers for mutually valuable timing commitments. Giving away free stuff because you think it doesn't matter: Every concession tells buyers your price isn't final. Align every trade to something meaningful using the Four Levers framework. Paying for case studies with discounts: Buying advocacy erodes authenticity. Earn your case studies through real customer success, not transactional discounts. Creating false certainty when clients ask you to “hold pricing”: Avoid rigid yes/no responses. Use transparent negotiation levers to guide timing and reinforce the value behind each date commitment. Talking about value at the goal line: If you're re-selling value during negotiation, it's too late. Communicate and reinforce value throughout the sales process before the proposal stage. Anchoring high instead of anchoring to truth: In today's transparent market, inflated anchors destroy trust. Stick to honest, consistent pricing—because if the truth won't sell it, don't sell it. RESOURCES DISCUSSED: Masterclass w/ Todd Caponi Signup Buy 'Four Levers Negotiating Here Join our weekly newsletter Things you can steal Save $50 on any 30MPC course with code “PODCAST”
Explore with us the concept of strategic procrastination and its impact on creativity. Delaying tasks can enhance creativity, but it also comes with risks like deadline stress. This discussion highlights how personality types, especially perfectionists, influence procrastination habits. Effective communication and planning are essential for managing procrastination in teams. Personal anecdotes and preferences add a relatable touch, encouraging experimentation with procrastination strategies to find what works best.https://greencastleconsulting.com➡️ Instagram - https://www.instagram.com/greencastleconsulting ➡️ Facebook - https://www.facebook.com/1997GACPhiladelphia, Malvern, Pennsylvania, Delaware, New Jersey, New York, Atlantic City, Wilmington, Washington D.C.
You've heard it a thousand times: "Wait until 70 to file for Social Security." But if that's such obvious advice, why do most retirees file earlier? In this episode, we uncover the hidden cost of waiting and the trade-offs most experts ignore. You'll learn how early withdrawals, taxes, and real-life emotions all change the math—and why the "right" answer isn't the same for everyone. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.
International research to understand the relationship between degenerative brain diseases and head knocks that occur in contact sports continues to develop, with New Zealand researchers calling for a delay for children's involvement in contact sports until they are older. Risk factors are not exclusive to concussions, or to professional players. Producer Jasmine Gray spoke to Dr. Helen Murray, Senior Research Fellow and Head of Brain Injury & Neurodegeneration Research at Waipapa Taumata Rau, about the recommendation to delay contact sports to reduce the risk of degenerative brain diseases later in life.
What's really holding you back from taking that next financial step? Join us as we explore how avoidance slowly erodes confidence, why shame and fear create roadblocks, and how to replace procrastination with purposeful progress. In this episode, we discuss: Why avoidance = erosion, not explosion The Hurricane vs. Tornado analogy How to conduct a “Shame Audit” Why small steps can create big financial changes Today's article is from the Money Changes Everything titled, Don't Wait for the Asteroid: Why You Have to Face the Music About Money NOW. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/529
Send Dr. Li a text here. Please leave your email address if you would like a reply, thanks.In this episode of Make Time for Success, Dr. Christine Li dives deep into the roots of procrastination and why it keeps us from reaching our goals. She shares personal insights, simple strategies, and empowering mindset shifts to help you break free from feeling stuck and start building real momentum. Discover how commitment, movement, positive thinking, and planning can transform your productivity and success. Plus, grab a free downloadable worksheet to help you take action and leave procrastination behind for good!Timestamps:00:03:52 – Why we procrastinate00:06:24 – Deeper fears00:09:06 – Personal experiences00:11:50 – Commitment strategy00:13:10 – Strategy: small commitments00:14:25 – Strategy: remember your “why”00:15:52 – Daily movement00:17:51 – Mount Everest exercise00:21:40 – Planning00:24:22 – Positive thinking00:26:14 – Getting support00:26:55 – Free worksheet infoTo get the free download that accompanies this episode, go to https://maketimeforsuccesspodcast.com/momentumTo sign up for the Waitlist for the Simply Productive Program, go to https://maketimeforsuccesspodcast.com/SPFor more information on the Make Time for Success podcast, visit: https://www.maketimeforsuccesspodcast.comGain Access to Dr. Christine Li's Free Resource Library -- 12 downloadable tools and templates to help you bypass the impulse to procrastinate: https://procrastinationcoach.mykajabi.com/freelibraryTo work with Dr. Li on a weekly basis in her coaching and accountability program, register for The Success Lab here: https://www.procrastinationcoach.com/labConnect with Us!Dr. Christine LiWebsite: https://www.procrastinationcoach.comFacebook Group: https://www.facebook.com/groups/procrastinationcoachInstagram: https://www.instagram.com/procrastinationcoach/TikTok: https://www.tiktok.com/@procrastinationcoachThe Success Lab: https://maketimeforsuccesspodcast.com/lab Simply Productive: https://maketimeforsuccesspodcast.com/SP
In a world motivated and manipulated by the idea and reality of instant gratification, getting people to 'wait' when the dopamine button is right in front of them ain't easy. This is a chat about that and lots more. Enjoy.See omnystudio.com/listener for privacy information.
Kirsten Maitland is the co-founder of Rebel Cheese, an award-winning Austin-based vegan cheese brand backed by Shark Tank investor Mark Cuban. A former U.S. Navy veteran and Microsoft agile coach, Kirsten brings her background in tech innovation to reimagine plant-based dairy through traditional cheesemaking techniques and smart Ecommerce strategy.After leaving a stable four-day tech career to pursue purpose over comfort, Kirsten built Rebel Cheese from a six-bottle wine fridge experiment into a nationally recognized brand featured by The New York Times. From launching DTC overnight during COVID to scaling through broken shipments and real-time customer feedback, her journey reveals what it takes to grow authentically while staying true to your values.Whether you're building a mission-driven CPG company or refining your feedback loop before scaling, Kirsten shares a masterclass in transforming curiosity and conviction into sustainable growth.In This Conversation We Discuss:[00:03] Intro[00:55] Bringing tradition into modern food innovation[01:30] Turning passion for food into a scalable concept[02:34] Validating a product through emotional connection[03:33] Turning crisis into new growth channels[04:44] Fixing packaging with help from early partners[06:03] Shipping curated boxes to customers' doors[07:00] Selling out with zero ads or paid marketing[08:00] Turning online orders into lasting connections[08:58] Delaying advertising to protect cash flow[10:21] Stay updated with new episodes[10:31] Learning to sustain momentum after viral moments[12:24] Studying investor dynamics before pitching[12:53] Episode Sponsors: Electric Eye & Heatmap[15:32] Launching fast to gather real customer feedback[18:01] Leveraging AI agents to save time and moneyResources:Subscribe to Honest Ecommerce on YoutubePlant-based cheese you'll actually love rebelcheese.com/Follow Kirsten Maitland linkedin.com/in/kirstenmaitlandSchedule an intro call with one of our experts electriceye.io/connectClear, real-time data built for ecommerce optimization heatmap.com/honestIf you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/ Quotes to ponder: "Every decision we make, no matter how small, contributes to who we are and where we're going." "Self-control is a muscle, the more you use it, the stronger it becomes." "Delaying gratification today gives you more choices tomorrow." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/ Quotes to ponder: "Every decision we make, no matter how small, contributes to who we are and where we're going." "Self-control is a muscle, the more you use it, the stronger it becomes." "Delaying gratification today gives you more choices tomorrow." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment Learn more about your ad choices. Visit megaphone.fm/adchoices
Tonight on The Last Word: “No Kings” protests against Donald Trump are expected to draw a historic turnout. Also, Democrats demand Speaker Johnson swear in Arizona Rep.-elect Adelina Grijalva. Plus, Americans brace for a spike in health care premiums if ACA subsidies aren't extended. And Texas state Rep. Gina Hinojosa launches her 2026 campaign for Texas governor. Timothy Snyder, Dan Kasun, Arizona Secretary of State Adrian Fontes, Rep. Brendan Boyle, and Texas state Rep. Gina Hinojosa join Ali Velshi. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
HEADLINE: Hamas, Hostages, and Middle East Turmoil: Challenges to the Trump Ceasefire Plan GUEST NAME:Jonathan Schanzer SUMMARY: Jonathan Schanzer discusses complications in the Trump ceasefire plan, including Hamas delaying the return of deceased hostages to maintain leverage. The released prisoners, including potential Hamas leaders, raise concerns about where the organization's center of gravity will shift if they are deported to places like Turkey or Qatar. Schanzer views Turkey, an autocratic supporter of Hamas, as a problematic guarantor of the ceasefire. Internationally, Iran continues its nuclear program despite snapback sanctions, and al-Sharaa is meeting with Putin regarding Russian assets in Syria.
HEADLINE: Hamas, Hostages, and Middle East Turmoil: Challenges to the Trump Ceasefire Plan GUEST NAME:Jonathan Schanzer SUMMARY: Jonathan Schanzer discusses complications in the Trump ceasefire plan, including Hamas delaying the return of deceased hostages to maintain leverage. The released prisoners, including potential Hamas leaders, raise concerns about where the organization's center of gravity will shift if they are deported to places like Turkey or Qatar. Schanzer views Turkey, an autocratic supporter of Hamas, as a problematic guarantor of the ceasefire. Internationally, Iran continues its nuclear program despite snapback sanctions, and al-Sharaa is meeting with Putin regarding Russian assets in Syria.
In this episode, I talk with Lindsay McMahon, CEO and co-host of All Ears English, about how senior managers can disagree more effectively and sensitively in global business settings. We explore cultural differences in communication, key concepts like context and power distance, and practical English phrases you can use to disagree without damaging relationships. Enjoy! Here are the timings:00:00 – Introduction & why disagreeing well matters for leaders01:00 – Meet Lindsay McMahon and her global communication insights02:30 – A real-life story about missing cultural cues04:30 – Key ideas: high vs. low context cultures and power distance07:00 – How culture and personality shape disagreement styles08:00 – Three approaches to disagree in English08:30 – Style 1: Direct disagreement10:00 – Style 2: Disagreeing while maintaining relationships12:00 – Style 3: Delaying or avoiding disagreement13:30 – Final takeaways: focus on connection, not perfection14:30 – Where to find All Ears English GET MY FREE WEEKLY NEWSLETTER - Become a free member and get my weekly round up of tips in the newsletter and extra bonus content INTERESTED IN 1-to-1 COACHING? Register for future places on my programme WANT TO SUPPORT THE PODCAST? Donate a coffee TRANSCRIPTS - do an in-depth review of the episode content LinkedIn @AnnaConnellyInstagram @annabusinessenglishYouTube @annabusinessenglish
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The 7 Biggest Landlord Mistakes (That Are Costing You Money Right Now) Recording from their sickbed in Mexico after experiencing building-shaking waves from Hurricane Priscilla, Erin Spradlin and James Carlson power through to deliver critical advice: the seven biggest mistakes landlords make. They tackle everything from skipping background checks to overpricing rentals, with trademark honesty about what actually matters versus landlord paranoia.
Want to submit an episode topic request? Text 'em here!Do you ever feel like no matter how hard you work, pray, or push...your breakthrough just won't come?You're doing everything “right.” You're showing up. You're trying to stay faithful. But deep down, you still feel behind...like your life should be further along by now.In this raw and honest episode, I open up about what God revealed to me after a big milestone in my life and the one reason your business success might be delayed that no one talks about: your inability to be content right where you are.You'll learn how discontentment quietly fuels burnout, anxiety, and frustration...and how to finally find peace in your current entrepreneurial season without losing your drive for more.Because when you learn to be content while you pursue, peace replaces pressure… and that's when doors start opening.
Most experts say the smartest Social Security move is to wait until age 70 to claim. On paper, the logic seems simple—delay claiming, and you'll lock in a larger monthly check for life. But here's what's interesting: only about 10% of Americans actually wait that long.
Struggling with procrastination that keeps you from building your coaching business and signing clients? In this motivating episode, I sit down with Robin J. Emden, author of Get Resultsology: The Science of Getting Stuff Done. Known as the “Procrastination Slayer,” Robin shares how to move from scattered effort to consistent progress by understanding the science of procrastination and turning it into practical, mindset-driven strategies.You'll learn:Why procrastination isn't laziness—it's hardwired into our brainsThe productivity trifecta of neurotransmitters that fuel focus and confidenceHow to shift from motivation to momentum so you can create lasting resultsWhy accountability is the single most powerful tool for follow-throughIf you're a coach ready to sign clients, grow your business, and boost your confidence, this episode will help you stop delaying and start doing.---Too many brilliant coaches get stuck spinning in circles, thinking they need a website, a logo, or another certification before they can start. I've seen it again and again. But the fastest path to your first (or next) paying client is so much simpler. That's what I show you inside my free course, the real, client-creating work that gets results. Sign up for the free course now ➜ https://candymotzek.lpages.co/vfo/
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