Podcasts about delaying

If you've been waiting for a sign to start that dream, share your truth, or trust your voice—this is it. Today, Jessica is joined by bestselling author and speaker Brianna Wiest (The Mountain Is You, The Pivot Year, The Life That's Waiting) for a powerful conversation on quieting that inner critic, creating from your innate authenticity,  and following the pings that can set you up for radical transformation. This episode offers a behind-the-scenes look into Brianna's internal journey: how she rewired limiting beliefs, released the pressure to be seen a certain way, and began creating from a space of deep self-connection. Her story is not just about success—it's about stepping fully into authenticity and watching life meet you there. It's a powerful conversation that serves as a reminder that the thing you've always wanted to do is tapping you on the shoulder. It could be a career change, stepping through fear for the relationship of your dreams, or finally creating the thing that's been living rent-free in your head for years. There's something magical in the air here in 2025. The time to start taking those aligned actions is now. Find the Complete Show Notes Here -> https://tobemagnetic.com/expanded-podcast Resources: Join the Pathway MembershipReprogram your limiting beliefs and step into your most magnetic self! The Pathway Membership gives you unlimited access to all of our manifestation workshops—including How to Manifest, Unblocking Your Inner Child, Shadow, Love, Money, Rock Bottoms, Ruts, and Energetic Updates —plus 70+ self-hypnosis tracks designed to unlock your full potential.JOIN HEREUse code EXPANDED for 20% off first month  Get the latest from TBMLacy Launched a Substack! - By Candlelight - Join HereThe Authenticity Challenge Manifest the life you *actually* want. JOIN NOWBrand New Video Series! Channeling with Lacy: Your Energetic Update for Manifesting + All New STRIPPED DI & EMBODIED DIFree live call on How to Stay Magnetic in 2025? Drop your email here and get the replay!Access brand new Magic Dark Playlist inside the TBM App – Join the Pathway (use code EXPANDED for 20% off first month)New to TBM? Free Offerings to Get You StartedLearn the Process! Expanded Podcast - How to Manifest Anything You Desire Get Expanded! The Motivation - Testimonial LibraryReady to find out what's holding you back? Try our Free Clarity ExerciseBe an EXPANDER! Share Your Manifestation StorySubmit to Be a Process GuestShare a voice note of your manifestation story to be featured in an episode! This Episode is brought to you by: Sunday for Dogs - 40% off with code TBMGet 40% off a two week trial of Sundays. Go to sundaysfordogs.com/TBM or use code TBM at checkout.Ned -15% off with code TBM15Magnesium Superblends  In This Episode We Talk About:Brianna's journey in quieting her inner critic, sourcing safety, and giving herself creative freedomThe emotional shift from needing validation to self-approvalCreating from truth even when no one is watchingHow social media challenges our ability to stay creatively pureSeparating the art from the marketing: two different vehiclesDeveloping inner safety as the foundation for vulnerabilityWhy 2025 is a collective reckoning for alignment and truthLetting go of what's not meant for you to invite what isThe energetic cost of clinging to misaligned pathsReframing creative blocks as tests of commitment and desireThe impulse to delay as a sign to take action nowUsing visual inspiration (like saved posts) as subconscious manifestation toolsRecognizing that your calling serves others—and they're waiting for youMentioned In the Episode: Check out Brianna's books The Pivot Year and The Live That's WaitingFind our authenticity challenge plus all our workshops and all workshops mentioned inside our Pathway Membership! (Including the Inner Child DI, Feel Your Feelings DI, and the Validation DI) Connect with Brianna@briannawiest on IGBooks by Brianna WiestSpeaking events Where To Find Us!@tobemagnetic (IG)@Lacyannephillips@Jessicaashleygill@tobemagnetic (youtube)@expandedpodcast

Welcome to a special episode of Creating Your Best Life, where I'm giving you an exclusive sneak peek into my Year of You program when I taught the power of Delaying Your Gratification from my March Workshop. Join me as I share how delaying instant rewards can lead to greater long-term success and fulfillment in life. This isn't just about saying "no" to now; it's about saying "yes" to a future you've always dreamed of. Listen in and discover practical tips, personal stories, and insightful strategies to help you embrace delayed gratification as a powerful tool for personal transformation. Because when you invest in yourself today, you're paving the way for a brighter tomorrow. Make 2025 your year with the Year of You program! When you join Year of You, you will gain instant access to the replays from February, March and April's workshops. Each month, join an empowering live workshop with me designed to help you grow, refocus, and take charge of your life. Paired with a digital planner and workbook, this program gives you the tools, strategies, and support to create your best life—one intentional month at a time. Say goodbye to feeling stuck and hello to a year of purpose, progress, and possibility. CLICK HERE TO REGISTER NOW!    

It's been over a week since the April 1st deadline and state budget negotiations have stalled because of discovery reform! Assembly Speaker Carl Heastie introduced a bill that would allow lawmakers to get paid when the budget is late due to policy. We're joined by Patrick Orecki, director of state studies with the Citizens Budget Commission, to unpack the calls from good government groups for more transparency in the state budget process for New Yorkers. State Sen. Kristen Gonzalez (D - Chair of Internet and Technology Committee) joins us to discuss artificial intelligence regulatory priorities at the Capitol this year.   EXPLORE MORE: nynow.org

Welcome to the Money Mastery Unleashed Podcast! In this episode, host Adam Olson breaks down seven genius retirement hacks that will help you maximize your wealth and achieve the stress-free retirement you've been dreaming of. These aren't the typical tips you hear every day—these are strategic moves that can have a massive impact on your financial future. Discover actionable insights on how to: • Optimize your Social Security benefits for maximum lifetime payouts. • Use the Rule of 55 to access 401(k) funds early, penalty-free. • Diversify your retirement income with dividend portfolios, rental properties, and part-time work. • Max out Roth IRA contributions to enjoy tax-free growth and withdrawals. • Take full advantage of employer matching programs—even in part-time roles. • Leverage the power of HSA accounts with their unique triple tax advantages. • Plan for retirement taxes strategically, ensuring you keep more of your hard-earned money. Whether you're nearing retirement or just starting your financial journey, these retirement hacks will equip you with the tools to build a secure and abundant future. Don't miss out! Be sure to: • Subscribe to the channel for more tips on mastering your money. • Share this video with someone who could use these strategies. • Drop a comment below and let me know which hack you're ready to implement! If you're ready to take your retirement planning to the next level, contact me today to create your customized Red Zone Retirement Plan. Together, we'll build a strategy tailored to your unique goals and circumstances. Your financial freedom starts now! Hit that subscribe button and turn on notifications for more insights to help you retire confidently and live the life you deserve. “Delaying your Social Security benefits past full retirement age can mean an 8% increase in your monthly payout every year—it's the ultimate game of patience paying off.” - Adam Olson Key Takeaways: Optimize Social Security Benefits Use the Rule of 55 for Early 401(k) Access Diversify Income Streams in Retirement Max Out Roth IRA Contributions Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Hour 1 Barbershop talk | New Salt Lake Bees ballpark opens Utah Hockey Club playing about as good as any team right now What You May Have Missed Hour 2 Real Golf Radio host Bob Casper Good, Bad & Ugly Whole World News Hour 3 Utah Hockey Club insider Cole Bagley Sports Roulette Final thoughts

In this episode of Retire with Style, Wade Pfau and Alex Murguia dive into the current market landscape and what it means for retirement planning. They highlight the importance of staying grounded during periods of volatility and how emotions can cloud financial judgment. Alex introduces the RAIN model—a practical framework to recognize and manage emotional responses—to help investors approach market uncertainty with mindfulness. Together, Wade and Alex unpack how psychological biases influence decision-making and why having a flexible, well-structured plan is key to weathering financial storms. The conversation also explores strategies for resetting your financial plan in response to market changes, including flexible spending approaches, safe withdrawal rates, and considerations around delaying Social Security. The takeaway? Long-term goals matter most—and with the right mindset and plan, you can navigate uncertainty with confidence.   Takeaways Markets are currently down, prompting a need for better financial decisions. Emotional responses to market volatility can lead to poor decision-making. The RAIN model helps in recognizing and managing emotions during uncertainty. It's important to allow feelings of anxiety without acting on them. Investors should investigate their thoughts and biases during market downturns. Non-identification with emotions can lead to better decision-making. Market downturns can be beneficial for savers looking to buy at a discount. Resetting financial strategies is crucial during times of uncertainty. Long-term investment strategies should be prioritized over short-term reactions. Understanding one's retirement income style can impact decision-making during volatility. Maintaining flexibility in retirement spending is crucial. Market volatility can impact retirees differently based on their strategies. A diversified portfolio can help withstand market fluctuations. It's important to adapt your retirement strategy to your personal style. Delaying social security can lead to better long-term financial outcomes. Behavioral biases can hinder effective investing decisions. A financial plan provides a framework for making objective decisions. Backcasting helps in setting realistic financial goals. Understanding your future self can guide current financial decisions. Rules-based decision-making can mitigate emotional responses during market downturns.   Chapters 00:00 Market Volatility and Its Implications 05:02 Understanding Emotional Responses to Market Changes 19:06 The RAIN Model: A Framework for Decision Making 22:54 Resetting Financial Strategies During Uncertainty 23:48 Navigating Market Volatility in Retirement 27:06 Preparing for Financial Decisions in Uncertain Times 28:30 Understanding Safe Withdrawal Rates 29:49 Addressing Behavioral Biases in Investing 32:41 The Importance of Financial Planning 39:16 Strategies for Delaying Social Security   Links To continue today's conversation.. Join Retirement Researcher THIS Thursday 4/10/25 at 1PM ET for a timely webinar, hosted by Alex Murguia, Ph.D. called, "Making Smarter Financial Decisions in Volatile Markets". Register now at risaprofile.com/podcast    If you haven't already, visit risaprofile.com/style to discover your Retirement Income Style by taking our RISA® questionnaire for free!   The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/     This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips    

See all the Healthcasts at https://www.biobalancehealth.com/healthcast-blog Are you menopausal and have any of the following symptoms? Hot Flashes Night Sweats Dry Vagina Painful intercourse Dry skin Lack of sex drive Lack of motivation Fatigue Depression and or anxiety Change in body composition, with fat collection in the abdomen Loss of Muscle Mass and strength Irritability Inability to remember names and places Decreased ability to problem solve Insomnia Arthritis Body pain These are all symptoms we currently are aware of associated with menopause and low testosterone.  These symptoms can be treated and reversed with bioidentical estradiol and testosterone pellets. Menopause should be treated like an illness that is universal but more severe in some women compared with others.  If your symptoms affect your lifestyle, relationships and work then you should see a doctor who treats hormone deficiency and accept treatment! However, if you allow yourself to be manipulated by a male-dominated medical system that teaches all doctors to believe that menopause is normal as women age and don't seek out hormone replacement, then you just may be setting yourself up for years of symptoms that are treated with handfuls of medications, but never get you back to normal. Just think about this for a minute: Men develop erectile dysfunction and experience muscle loss as they age, but medicine doesn't consider ED or Sarcopenia a natural aging process for men, they advocate and endorse treatment with testosterone, ED medications, injections for ED and therapy for ED, and in most cases pay for it!  If the male mentality would include women we would all be treated with estrogen and testosterone when we got to age 50 (or menopause). It is not just about the symptoms that E-T replacement can cure, but the diseases that you can avoid by taking estrogen and testosterone after menopause.  These avoidable diseases of aging include: Osteoporosis leading to broken bones and spinal stenosis. Heart disease and stroke Diabetes Alzheimer's Dx and dementia Obesity Low muscle mass and inability to walk or move independently. Autoimmune diseases Loss of blood flow to Lower extremity, resulting in amputations and inhibiting walking and running Severe arthritis Gout Worsening depression and anxiety Frailty which is what causes most older people to be placed in a nursing home. Just think it is not fate that gives you these conditions.  It is genetics plus lifestyle plus whether you replace your sex hormones or not! This decision is in your control.  If you really want a life free of debilitating disease and symptoms that are require constant medical care, then you must buck the system (that was designed to keep us from maintaining our mind and body) and look for a doctor to replace your testosterone and estradiol in a non-oral delivery system and maintain it for life. By stopping ERT or Testosterone like the ACOG doctors tell you to, you will start the symptoms all over again.  My job is to offer you the right type of help to reverse the effects of menopause…both symptoms and diseases. Your job is to decide whether you want to get help and become healthy by taking non-oral estrogen and testosterone for the rest of your life. Think of menopause as a disease and you will be more prepared to fight for your right to be treated by the medical system.

Meta is entering its post-truth era, Nintendo is delaying Switch 2 US pre-orders following Trump's tariffs, and researchers who made miso in space say it tastes good, but different. It's Monday, April 7th and this is your morning roundup of tech news from Engadget. Learn more about your ad choices. Visit podcastchoices.com/adchoices

AP correspondent Charles de Ledesma reports Russia has struck Ukaine's second largest city Kharkiv.

AP Washington correspondent Sagar Meghani reports on European accusations that Russia is stalling talks on a Ukraine ceasefire.

Dean Mears is joined by Sophie Spittle, Courtney and Rich Bates to talk about Chelsea's 2-2 draw with West Ham in the WSL.In Part One we discuss Sonia's much changed line up and positive starts. Then in Part Two we talk tiring legs and frustrating finishes.You can follow the show on BlueSky @ MowKingsmeadow.BSky.Social. We're also on Instagram @WentToMowKingsmeadow.Enter the Kingsmeadow Official Supporters Club raffle for a signed football from the Chelsea FCW team via- https://www.justgiving.com/page/kingsmeadow-official-supporters-club-1723644363492?utm_medium=FR&utm_source=CL&fbclid=IwY2xjawIIzk9leHRuA2FlbQIxMAABHVM505l1LLoPaBRNn4sE-7-qJDGoc0GV-o_m27y8sgkuDXEoLRnpXQ9CVw_aem_M-NyMb5PzZcvxDDsynjfEgPlease consider joining our Patreon and support the show! Head to patreon.com/wenttomowkingsmeadowJoin our Discord community- https://discord.com/invite/QMvHsDxy Hosted on Acast. See acast.com/privacy for more information.

Tim Herriage shares his journey from high school to a $7 billion real estate investor, highlighting his involvement in 2,500 houses and 150 loans totaling $25 million in the past year. How Tim Herriage Has Been A Part of $7 Billion In Real Estate Transactions | Video Replay https://youtu.be/ddFdNzwDp70 Review and Score Your Sales Calls for FREE! objectionproofselling.com/ai To Close More Sales Faster: closemoresales.com/salesmasterclass The Collective Genius Connect with the top Real Estate Operators in the Country and Get Access to Capital for your deals. Visit: www.100PercentMoney.com MOTIVATED LEADS Get a $300 Credit When You Mention STEVE TRANG when you contact us. https://www.motivatedleads.com/ Objection Proof Selling Sell As Your Authentic Self https://objectionproofselling.com/ How Tim Herriage Has Been A Part of $7 Billion In Real Estate Transactions Tim Herriage | Ternus RCN Capital https://www.facebook.com/timherriage https://www.youtube.com/c/timherriage https://timherriage.com/ https://www.ternus.com/ https://rcncapital.com/ https://www.instagram.com/timherriage Tim Herriage – CEO of Ternus, Inc. & Real Estate Investment Leader Tim Herriage is the CEO of Ternus, Inc., a real estate finance company built by investors, for investors. With over 20 years of experience in real estate investment, private lending, and capital markets, he has been involved in $8 billion+ transactions and acquired nearly 2,000 properties. A pioneer in the industry, Tim co-founded Blackstone's B2R Finance (now Finance of America Commercial) and played a key role in RCN Capital's national expansion. He also founded REI Expo, the largest real estate investor trade show in the U.S. At Ternus, Tim leads a mission to provide fast, transparent, and investor-friendly lending solutions, including 100% financing options. Through Regulation Crowdfunding (Reg CF), Ternus allows individual investors to become shareholders, keeping real estate finance in the hands of real investors. A former U.S. Marine Corps Intelligence Analyst, Tim applies a disciplined, mission-driven leadership style. He also hosts the "Real Investing for the Everyday Investor" podcast, sharing practical real estate insights. Based in Rockwall, Texas, he lives with his wife, Jennifer, and their two sons. Tim is passionate about helping investors build wealth and legacy, believing real estate should be about real people, not Wall Street. How Joe Went From Homeless To A Million Dollars In The Bank | Takeaways 1. Delaying gratification and investing wisely can lead to exponential wealth growth (e.g., $1 million at 30 can become $130 million by 65 if invested smartly). 2. Learn from your own mistakes, not just others' - personal experience is the best teacher. 3. Core values matter: Tim's STARS principle (Speed, Transparency, Accountability, Respect, Service) guides his leadership approach. 4. The importance of having a clear vision and mission in business, beyond just making money. 5. Continuous learning is key - always be eager to learn, attend masterminds, and stay connected with industry trends. Get 10% OFF on InvestorLift. Use promo code DISRUPTORS. Earn MORE in wholesaling—FAST! https://get.investorlift.com/disruptors/

How do you scale a product to 70M+ users without spending a dime on marketing?Deepak Joy Cheenath (Co-founder of Quizizz) reveals:✅ The moment Quizizz found its viral growth loop✅ How teacher-driven adoption fueled massive organic scale✅ The mistakes they made along the way—and what they learned✅ Why they held off on monetisation for years (and why it paid off)Timestamps:00:00 – Introduction02:15 – The early days of Quizizz & WizenWorld05:40 – The teacher-driven insight that changed everything09:10 – Scaling to 70M+ users with zero marketing12:30 – Why Quizizz delayed monetisation 20:20 – The lean team behind a global product28:30 – Key challenges & lessons from scaling36:50 – Competing with larger EdTech players45:15 – The power of community & word-of-mouth growth49:30 – Key insights & takeaways for foundersPrime  Venture Partners backed Quizizz early, helping them scale from a startup to a global EdTech leader.

⏳ What to Do If Your Spouse Is Delaying the Divorce Process? | Los Angeles Divorce ⚖️ Spouse Delaying Your Divorce? Here's How to Move Forward! One of the most frustrating things in divorce is when your spouse purposely delays the process. Whether they ignore paperwork, refuse to negotiate, or keep making excuses, these delays can drag your divorce out for months or even years. The good news? You have legal options to keep your case moving forward.

This week's show covers how not to invest, turning your portfolio into a paycheck, tax-efficient investing, and delaying Social Security.

⏳ What to Do If Your Spouse Is Delaying the Divorce Process? | Los Angeles Divorce ⚖️ Spouse Delaying the Divorce? Here's How to Stop the Stalling! One of the most frustrating parts of divorce is when your spouse purposely delays the process. Whether they ignore paperwork, refuse to negotiate, or make excuses, you don't have to wait forever. There are legal steps you can take to keep things moving forward, and in this video, I'll explain how to handle a spouse who is delaying your divorce.

If it's a soggy spring in your area, let the cover crops grow a little longer. This strategy can help no-till farmers avoid a delay in getting their cash crops in the ground, an Extension educator says. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Clients are “waiting to file their tax returns” amid tariff uncertainties, says Karla Dennis, “people are fearful right now.” She discusses why people might delay filing, including the hope that the administration might change policies for 2024. However, she thinks that is unlikely.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

News and Updates: After 34 years, Microsoft is ending Publisher Apple says it is delaying Apple Intelligence until 2026 A new survey finds 90% of smart phone users think AI is useless US DoJ is going forward on forcing Google to sell off Chrome Nokia put a 4G cell site on the moon, but it didn't work

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In this episode of Getting Real with Monick Halm, we're diving into a critical mindset shift that could make or break your financial future—why waiting for the “perfect” time to invest in real estate is actually costing you opportunities, wealth, and ultimately, financial freedom.Many aspiring investors ask, "Is now the right time to buy?" They worry about high interest rates, market conditions, economic uncertainty, or political changes. But the reality is, waiting for the stars to align often means missing out on years of potential growth, passive income, and wealth-building opportunities.Monick shares her own real estate investing journey, starting in 2005—right before the financial crash. Despite initial challenges, holding onto properties allowed her to reap massive rewards over time. She also recounts stories of investors who waited too long for a market correction that never came, losing out on significant opportunities.Key Takeaways from This Episode:✅ The Myth of the Perfect Time: Why no market cycle is ever “ideal” and how waiting can cost you more than taking action.✅ Lessons from Past Market Trends: Insights from 2008, 2016, and 2020 that prove successful investors adapt rather than sit on the sidelines.✅ The Power of Compound Growth: How small, consistent investments today can snowball into financial security and generational wealth.✅ Fear vs. Action: How fear of uncertainty can hold you back and why successful investors push through discomfort to create financial freedom.✅ Adapting Strategies for Market Cycles: How shifting your focus—whether to multifamily, industrial, or distressed assets—can open up new opportunities.Monick also introduces a free webinar designed to help you take control of your financial future. This session will provide actionable strategies for investing in any market, ensuring you don't fall into the common trap of waiting too long.

Vladimir Putin has signalled that he may try to stall truce negotiations with Ukraine. Plus: Rachel Reeves appears to blame Donald Trump for the UK's economic woes; and James O'Brien weighs in LBC's decision to fire Sangita Myska. With Aaron Bastani and Kieran Andrieu.

In today's episode of Next Level University, hosts Kevin Palmieri and Alan Lazaros discuss the harsh but necessary truths about goal-setting and discipline and why most people quit before they reach success. They explore the three biggest obstacles and share practical strategies for overcoming them. They also discuss the balance between hard work and celebration, ensuring that one's goals align with one's desired life.Learn more about:Next Level Dreamliner: https://a.co/d/9fPpxEtNext Level Live 2025 - https://bit.ly/4aTwC7QFree 30-minute Coaching Call with Alan - https://bit.ly/4f3MSUz_____________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, please check out our website at the link below.

In this episode of the Homegrown Podcast, hosts Liz and Joey discuss their experiences with technology as millennials and how they navigate raising their children in a digital age. They reflect on their own childhood experiences with cell phones and social media, the evolution of technology, and the challenges of parenting in a world where children have access to smartphones and the internet at a much younger age. Thank you to our sponsors, Ancestral Supplements. Use code: homegrown for 15% off your order. Find the Tech Wellness Social Media Book HEREWatch the interview on YouTube HERE.Find Homegrown on Instagram HERE.Find Liz Haselmayer on Instagram HERE.Find Joey Haselmayer on Instagram HERE.Shop real food meal plans and children's curriculum HERE.Get  exclusive podcast episodes HERE.Shop natural home goods on Haselmayer Goods HERE.

SUMMARY: In this episode of The Naked Wealth Podcast, host Jennifer Aube welcomes Medicare agent Michelle Bishop to break down the complexities of Medicare and debunk common misconceptions. Michelle shares her journey into the industry, driven by a passion for helping others navigate the healthcare system with clarity and integrity. They discuss important Medicare enrollment timelines, penalties, coverage options, and how to make informed decisions that align with your financial and health needs. Michelle also touches on her broader mission of service, stewardship, and the importance of meeting people where they are in their healthcare journey. KEY INSIGHTS: Michelle's Journey into Medicare: A family business led her to find her passion in educating and assisting people in making informed healthcare decisions. Common Medicare Misconceptions: Many confuse Medicare with Medicaid, believe eligibility is income-based, or are unaware of potential penalties for late enrollment. Enrollment Windows & Penalties: Medicare has a strict seven-month enrollment window around an individual's 65th birthday. Delaying enrollment without creditable coverage can lead to lifelong penalties. Choosing the Right Coverage: Understanding the differences between Medicare Parts A, B, C, D, and F is crucial. The right choice depends on individual health needs, preferred doctors, and prescription drug coverage. Impact of Employer Coverage: Individuals with employer-sponsored insurance may delay Medicare enrollment, but cost comparisons are essential to making the best decision. Recent Medicare Changes: The Part B premium increased slightly in 2024, and the elimination of the 'donut hole' significantly reduced out-of-pocket costs for prescription drugs. The Importance of Trusted Guidance: Working with a knowledgeable Medicare agent ensures personalized, accurate advice, preventing costly mistakes. Michelle's Approach to Service: Integrity and client well-being come first—helping clients make the best decisions rather than simply making a sale. If you or a loved one is within five years of Medicare eligibility, don't let the process overwhelm you. Reach out to Michelle Bishop via Facebook at Bishop Insurance or visit her website at BishopSure.com for expert guidance. You can also contact Jennifer Aube's office at 978-874-3253 to discuss your full retirement planning picture. Take charge of your Medicare decisions with confidence and clarity!

Wanna scale your business? Click here.Welcome to The Game w/ Alex Hormozi, hosted by entrepreneur, founder, investor, author, public speaker, and content creator Alex Hormozi. On this podcast you'll hear how to get more customers, make more profit per customer, how to keep them longer, and the many failures and lessons Alex has learned and will learn on his path from $100M to $1B in net worth.Follow Alex Hormozi's Socials:LinkedIn | Instagram | Facebook | YouTube | Twitter | Acquisition

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, Threads and YouTube

NEWS: Escudero denies delaying VP trial | Feb. 28, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

I am excited to welcome my learned and insightful colleague, Dr. Miles Nichols, back today to conclude our two-part series on the inevitables of aging. In this episode, he explains how to test for the inevitables discussed in Part 1 using AI, genetics, epigenetics, microbiome analysis of the gut, skin, nose, and reproductive tissues, and blood nutrient testing. He also dives into the dangers of microplastics. Ways to Reduce Microplastic Exposure Drink filtered water (reverse osmosis is most effective) Use glass or stainless steel instead of plastic containers Avoid hot liquids in plastic-lined cups Do not store fermented foods in plastic Improve air quality in the home with filtration and ventilation Dr. Miles Nichols's Bio: Dr. Miles Nichols is a functional medicine doctor specializing in Lyme, mold illness, gut, thyroid, and autoimmunity. After personally struggling with chronic fatigue in his early 20s, Dr. Miles dedicated himself to figuring out the root causes. He suffered and recovered from thyroid dysfunction, autoimmunity, a gut infection, Lyme co-infections, and mold illness. Dr. Miles has authored two books. He founded the Medicine with Heart functional medicine clinic in Colorado as well as the Medicine with Heart Institute that trains other doctors in functional medicine. In this episode: Various categories and sub-categories of testing for the inevitables of aging Dr. Miles shares his favorite interventions when creating a personalized approach for his patients How environmental toxins impact health Why addressing dampness and mold in the home is critical for longevity Dr. Miles discusses the challenges of diagnosing and treating Lyme disease The benefits of herbal therapies and advanced testing for managing chronic infections The importance of self-awareness, gratitude, positive mindset, and mindfulness in health management Links and Resources: Use code GLUTATHIONE to get 10% off GLUTATHIONE Use code MOOD to get 10% off 5HTP Use code BIND to get 10% off ENVIROBIND Follow Your Longevity Blueprint  On Instagram| Facebook| Twitter| YouTube | LinkedIn Get your copy of the Your Longevity Blueprint book and claim your bonuses here Find Dr. Stephanie Gray and Your Longevity Blueprint online   Follow Dr. Stephanie Gray  on Facebook| Instagram| Youtube | Twitter | LinkedIn Integrative Health and Hormone Clinic Podcast production by Team Podcast  Relative Links for This Show: Medicine With Heart Functional Medicine Blog  

A survey of a thousand people commissioned by Auckland Airport has found that Kiwis are traveling abroad later in life, staying for a shorter period of time, and that London is falling out of favour as a destination.

In this episode of Beer and Money, Ryan Burklo discusses the recent changes to the rules governing inherited IRAs, particularly focusing on the new 10-year rule that requires non-spouse beneficiaries to deplete inherited accounts within a decade. He explains the implications of this rule, exceptions for certain beneficiaries, and the importance of tax strategies when managing inherited funds. The episode emphasizes the need for financial planning and awareness of IRS regulations to avoid penalties and optimize tax efficiency. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways The 10-year rule requires non-spouse beneficiaries to deplete inherited IRAs within 10 years. Prior to 2020, beneficiaries could stretch withdrawals over their lifetime. Exceptions to the 10-year rule exist for minor children and disabled individuals. Tax planning is crucial when withdrawing from inherited IRAs. Delaying withdrawals until year 10 can lead to significant tax implications. Inherited traditional IRAs are subject to ordinary income tax rates upon distribution. Understanding these rules is imperative to avoid penalties. The IRS is now enforcing these rules more strictly than before. Financial planning should consider retirement timing and income changes. Resources are available for individuals to assess their financial situation. Chapters 00:00 Introduction to Inherited IRA Rules 00:30 Understanding the 10-Year Rule 02:27 Exceptions to the 10-Year Rule 03:28 Tax Strategies for Inherited IRAs 05:21 Conclusion and Resources

In our news wrap Sunday, Israel delayed the release of 620 Palestinian detainees it was supposed to free on Saturday, Musk’s team asked more than 2 million federal employees to explain their work or risk losing their jobs, the pope remains in critical condition with early signs of kidney failure, and U.S. skiing star Mikaela Shiffrin became the first skier to win 100 World Cup races. PBS News is supported by - https://www.pbs.org/newshour/about/funders

In our news wrap Sunday, Israel delayed the release of 620 Palestinian detainees it was supposed to free on Saturday, Musk’s team asked more than 2 million federal employees to explain their work or risk losing their jobs, the pope remains in critical condition with early signs of kidney failure, and U.S. skiing star Mikaela Shiffrin became the first skier to win 100 World Cup races. PBS News is supported by - https://www.pbs.org/newshour/about/funders

Phillips O'Brien, chair of Strategic Studies at the University of St. Andrews and author of The Strategists: Churchill, Stalin, Roosevelt, Mussolini, and Hitler--How War Made Them and How They Made War, joins the show to discuss the nature of strategic decision making in World War II and beyond. ▪️ Times      •      01:50 Introduction     •      02:48 Germany 1st debunked     •     06:50 A matter of choices       •      08:20 Management styles       •     11:23 FDR the navalist        •      14:42 Strategic balance     •      16:52 The British Empire       •      18:58 Churchill the shapeshifter          •      26:42 Britain's place     •      29:22 Casablanca      •      33:54 Making Hitler     •      38:43 Firepower + racial superiority      •      42:41 Delaying defeat     •      44:55 A childish view of war      •      46:50 Human decisions     •      48:28 Stalin the survivor     •      51:30 “Not nice people” Follow along on Instagram, X @schoolofwarpod, and YouTube @SchoolofWarPodcast Find a transcript of today's episode on our School of War Substack

Del Walmsley dives into time management and the illusion of work-life balance. He explains that many people waste time on minor tasks—the "gravel and sand"—instead of focusing on the "big rocks," the essential actions that drive real progress. He stresses that if something is truly important, like getting started in real estate investing, it must be scheduled immediately, not pushed off indefinitely. Success in real estate investing comes from prioritizing key actions and taking decisive steps without delay. Click to Listen Now

Hesitation is easy. It gives you an excuse to stay in the same place. You convince yourself you need more time, a better plan, or the perfect moment. But that delay is costing you progress. BOOK A CALL WITH PERRY: http://talktoperry.com or TEXT PERRY at (208) 400-5095 JOIN MY FREE COMMUNITY: http://upsidedownfit.com RESOURCES: Daily Success Habits - Grab Your Free Copy! My Favorite Pre-Workout for Energy Best Home Workouts WOW! You made it all the way down here! Now I am impressed! I don't know many who do! You absolutely rock my friend!  

The conversation dives deep into common objections fleet managers have when considering new software: fear of change, lack of time, data cleanup concerns, and the dreaded RFP process. Josh and Marc emphasize that waiting is actually costing fleet teams time and money. They debunk the myth that staying manual saves time, illustrating how a properly implemented FMIS system—whether from RTA or another provider—transforms fleet operations, improves efficiency, and ultimately, gives managers clarity, confidence, and peace of mind. The key takeaway? Stop delaying your success. The longer you wait, the more time and resources you waste.Key Takeaways:

In this episode, Kathleen shares her journey with IVF, advocating for herself with doctors, delaying motherhood well into her 30s, how she even decided if she wanted to become a mother, setting boundaries with families and in laws around the dreaded “when are you having kids” question and so much more. If you're thinking about motherhood or you're already a mom, this is a great episode just to hear someone else's perspective on motherhood and fertility. Stay Connectedhttps://www.instagram.com/steadymakingit/Watch this episode on YouTube! https://youtu.be/T4l7d8Cuns8We have also launched a new newsletter!  Subscribe to receive your dose of encourage and motivation delivered right to your inbox every other Sunday. [https://steadymakingit.substack.com]Thanks for listening and supporting!

I am excited to welcome Dr. Miles Nichols for a two-part series where he shares his wealth of knowledge on the inevitabilities of aging. In Part 1 today, we dive into five inevitables that hinder our health span and impact our longevity. Inevitable aspects of aging: Physical deterioration Cardiovascular issues Cellular aging Metabolic decline Brain atrophy A risk of dementia, Alzheimer's, or memory loss. Dr. Miles Nichols's Bio: Dr. Miles Nichols is a functional medicine doctor specializing in Lyme, mold illness, gut, thyroid, and autoimmunity. After Dr Miles personally struggled with chronic fatigue in his early 20s, he dedicated himself to figuring out the root causes. He suffered and recovered from thyroid dysfunction, autoimmunity, a gut infection, Lyme co-infections, and mold illness. Dr Miles has authored two books. He founded the Medicine with Heart functional medicine clinic in Colorado, as well as the Medicine with Heart Institute, which trains other doctors in functional medicine. In this episode: Miles explains the difference between lifespan and healthspan Some inevitables that could hinder longevity How the atherosclerotic process impacts the body The role inflammatory markers and advanced lipid panels play in assessing cardiovascular risk Why early detection of Alzheimer's and dementia is essential How environmental exposures and genetic predispositions can lead to a cancer risk Why muscle mass and bone density are critical for preventing fractures Why metabolic health is crucial for longevity Links and Resources: Use CODE BERBERINE to get 10% off Berberine Use code COQ10 to get 10% off COQ10 Use CODE BERGAMOT to get 10% off Citrus Bergamot Follow Your Longevity Blueprint  On Instagram| Facebook| Twitter| YouTube | LinkedIn Get your copy of the Your Longevity Blueprint book and claim your bonuses here Find Dr. Stephanie Gray and Your Longevity Blueprint online   Follow Dr. Stephanie Gray  On Facebook| Instagram| Youtube | Twitter | LinkedIn Integrative Health and Hormone Clinic Podcast production by Team Podcast  Relative Links for This Show: Medicine With Heart Functional Medicine Blog  

Jess Blake, Certified Trust and Fiduciary Advisor and Senior Wealth Manager at S.E.E.D. Planning Group returns for the last episode in this series to help clarify the common misconception that estate planning is only necessary for the wealthy or elderly. We engage in a lively debate, dispelling these myths and emphasizing that anyone over 18 with any form of asset should consider an estate plan. The discussion highlights the critical role of power of attorney documents and how vital they are, especially when the unthinkable happens. Jess recounts real-life situations where families were left to navigate the murky waters of financial chaos due to lack of preparation, making it clear that estate planning is not just for the affluent but for everyone who cares about their loved ones. Listeners are treated to practical advice on getting started with their estate planning journey, with enough banter and light-heartedness to keep the mood upbeat despite the seriousness of the topic. Takeaways:Estate planning isn't just for the wealthy; it's crucial for everyone, even those young and single! Delaying estate planning can lead to costly and complicated situations for your loved ones later on. Having a solid power of attorney in place is essential for managing your affairs if you become incapacitated. It's not just about having documents; you need to regularly check and update them to reflect your current wishes and needs. _______________________________________

Our pilgrim has fallen asleep on the edge of the fourth terrace of Mount Purgatory. He's seen the racing slothful but night has gotten the better of him . . . so he begins to dream.That dream is all about desire and the male gaze. It's also about poetic space and dream space . . . and the porous nature between the two.Join me, Mark Scarbrough, as we start the first of two episodes on the second dream of PURGATORIO.Here are the segments for this episode of the podcast WALKING WITH DANTE:[01:54] My English translation of the passage: PURGATORIO, Canto XIX, Lines 1 - 15. If you'd like to read along or continue the conversation, please find this episode on my website, markscarbrough.com.[04:21] Cooling planets, fortune tellers, and the liminal space before dawn.[06:51] References to INFERNO XX and VII in this passage.[10:20] Canto XIX and the psalms of ascent.[12:46] Delaying tactics at the opening of Canto XIX.[15:07] Disgust and the "redemption" of gaze.[18:29] Disturbing gender politics.[19:50] Who gets to observe vs. who (or what) is observed.[21:59] The poetic space vs. the dream space (which are not really separate)[25:17] Rereading the passage: PURGATORIO, Canto XIX, lines 1 - 15.

The Palestinian militant group accused Israel of "delaying the return of displaced persons to northern Gaza", "targeting them with shelling and gunfire in various areas of the Strip", and of breaching the agreement on aid supplies. In response, Israel accused Hamas of a "complete violation of the ceasefire agreement and the deal to release the hostages."Also on the programme: A global AI summit has kicked off in Paris- we'll hear from one of French President Emmanuel Macron's tech advisers; and we'll speak to Oscar-nominated actor Renée Zellweger on her reprise of the character of Bridget Jones for the film Mad About The Boy.(Photo: Einav Zangauker, mother of hostage Matan Zangauker, attends a protest in Tel Aviv in support of the hostages kidnapped during the October 7th attacks in Israel on February 10, 2025. Credit: REUTERS/Shir Torem)

If You're a FAN leave me a message :-)This episode explores how to master emotional reactions and develop a healthy response system. By acknowledging the initial emotional trigger, separating events from narratives, and employing practical strategies, listeners can regain control over their responses.• Understanding emotions as automatic reactions  • Debunking the myth of emotional control  • The two-phase system of emotional mastery  • Five strategies for handling emotional responses  • Importance of naming emotions  • Separating the event from the story we tell ourselves  • Delaying response to prevent impulsive actions  • Focusing on personal control over emotional reactions  • Visualizing one's best self for better decisions  • Call to action: practice these strategies and share your experiences using #emotionalmastery and tag @15-MinuteMondays.Support the showContact me:Daniel@mindsworx.comwww.mindworx.bizInstagram: @Mindworx_Coaching

“The purpose in a man's heart is like deep water, but a man of understanding will draw it out.” - Proverbs 20:5Man's ultimate purpose is to glorify God, but deciding how to do that can be challenging. Sometimes, we need help from a trusted advisor. I'll discuss that today with Rachel McDonough. Rachel McDonough is a Certified Financial Planner (CFP®), a Certified Kingdom Advisor (CKA®), and a regular Faith & Finance contributor.The Cultural Challenge: Are We Asking the Right Financial Questions?Money is more than just a tool—it's a reflection of our values, priorities, and ultimately, our faith. But how do we ensure that our financial decisions align with God's purpose for our lives?As believers, we all want to honor God with the resources He has entrusted to us. However, navigating financial decisions can be overwhelming—especially when culture pushes us in the opposite direction.Traditional financial planning often starts with one simple question: “What are your financial goals?”At first glance, that sounds logical. But the problem? It starts with us—our dreams, our desires—rather than seeking God's plan first.Many people feel pressure to already have their financial goals figured out. If they don't, they may experience anxiety, uncertainty, or even guilt. Instead of feeling liberated, they feel like they're failing.So, how do we shift from “What do I want?” to “What does God want for me?”The Heart of Financial Planning: Start with Your ValuesTake a step back before setting financial goals. Instead of ready, aim, fire—we should first seek to understand:Our values – What matters most in this season of life? Our priorities – How should we allocate resources to reflect these values? God's purpose – What is He calling us to pursue financially?As Paul David Tripp once said:“The thing that is your treasure will control your heart, and what controls your heart will control your words, your behaviors, your choices, and your decisions.”If we start with financial goals before examining our hearts, we risk aiming at the wrong target.A Real-Life Example: Aligning Values with Financial DecisionsRachel shared a story about a couple who initially sought financial advice because they wanted to:Build a cabin on a parcel of land they owned. Renovate part of their house to improve their living space.Sounds reasonable, right? But as they went through a values discovery exercise, something surprising happened.The wife valued respect and security, yet she was deeply stressed in her job, to the point of tears during their financial planning session. The husband valued loyalty and family, which made watching his wife suffer painful for him.After reflecting on their true priorities, they realized now was not the right season for a cabin. Instead, they needed a financial plan that allowed the wife to:Move into a less stressful job (even if it meant earning less) Find financial stability while navigating a large inheritance Postpone the cabin to a future season once their immediate needs were metThe outcome? A plan that prioritized peace, purpose, and financial security—without regret.The Role of a Certified Kingdom Advisor (CKA®)Many financial advisors focus solely on wealth accumulation and goal-setting. But a Certified Kingdom Advisor (CKA®) brings a biblical perspective, asking questions like:“What do you think God is calling you to pursue in this season?” “Do you need more income or more impact?” “What does surrender look like in your financial life?”This kind of financial planning frees people from guilt and regret. Instead of chasing worldly success, they begin pursuing God's best for their lives.Aligning values with financial goals isn't just a nice idea—it requires practical steps. In the case of Rachel's story from earlier, their financial strategy included:The wife transitioning to a lower-stress, lower-income job. The husband re-entering the workforce to ease financial pressure. Using their inheritance wisely to cover healthcare costs before Medicare kicks in. Delaying the cabin goal until it was a better fit for their priorities.Their financial decisions became intentional—not just reactionary.The Fruit of Biblical Financial PlanningWhen people approach financial decisions with a heart of surrender, the results are transformational. The fruit we see in people who adopt this mindset is:Freedom from regret Peace and joy in their financial journey Stronger relationships as they align finances with God's planYou're not alone if you've ever felt uncertain about your financial goals. Instead of feeling pressured to have it all figured out, take a step back and ask:What are my core values? What is God's purpose for my finances? Am I making financial decisions out of trust or fear?And most importantly:How can my money reflect what's most important to me as a Christ-follower?If you're looking for a biblical approach to financial planning, consider working with a Certified Kingdom Advisor (CKA®)—a professional trained to help you navigate money through the lens of faith and stewardship. Find a CKA near you at FaithFi.com and click “Find a Professional.”Because when your finances align with God's purpose, everything changes.On Today's Program, Rob Answers Listener Questions:I would like to know how to invest $5,000 in my 12-year-old daughter's future, specifically how to do so to ensure that the investments align with my biblical values and that the money can grow over time.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly PublicationSavingForCollege.comTimothy Plan | Eventide | OneAscentLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Kevurah - Delaying The Burial by Rabbi Avi Harari

Tony starts the show talking about Donald Trump meeting with Mexican president, Claudia Sheinbaum, and will pause their tariffs for one month.See omnystudio.com/listener for privacy information.

To maximize your Social Security benefits in retirement, it's essential to understand five key limits and thresholds:✅ Earnings Limit: If you start Social Security before full retirement age, benefits may be reduced if your wages exceed the annual or monthly earnings limit. Only income earned after starting benefits counts.✅ Social Security Wage Base: This is the maximum amount of earnings subject to Social Security taxes each year. It impacts both how much you pay into the system and the benefits you may receive.✅ Maximum Benefit: Your benefit amount is based on factors like your lifetime earnings and the age at which you begin collecting benefits. Delaying benefits increases your monthly payments, while starting early reduces them.✅ Provisional Income: This determines how much of your Social Security benefit is taxable. Higher income levels can result in up to 85% of your benefit being taxed at the federal level.✅ Bend Points: These thresholds influence how your lifetime earnings are converted into benefits. Lower earnings are replaced at a higher percentage, meaning early contributions can have a significant impact.Understanding these limits helps you make strategic decisions and optimize your retirement income.Questions answered:1. How can I maximize my Social Security benefits and avoid unnecessary reductions?2. What factors determine how much Social Security I will receive in retirement?Submit your request to join James:On the Ready For Retirement podcast: Apply HereOn a Retirement Makeover episode: Apply HereTimestamps:0:00 - David's question1:47 - SS earnings limit4:51 - Monthly numbers matter6:04 - SS wage base9:11 - Max SS earning amount11:26 - Provisional income13:32 - SS bend pointsCreate Your Custom Strategy ⬇️ Get Started Here.

Greg Morse | When it comes to getting married, Martin Luther does not mince words: “Stop thinking about it and go to it right merrily.” Young men, God helping you, find a wife.

If you've been holding back from going all-in on your business, this episode will help you break through self-doubt, embrace your gifts, and move forward with clarity and confidence. Download FREE Resources now: www.nicholesylvester.com  Miracle Worker Method Spiritual Coach Training Program - get immediate access to pre-work and bonus programs NOW! https://www.nicholesylvester.com/miracle-worker-method

In this enlightening episode of Unlock Your Potential, we sit down with bestselling author and futurist Rohit Bhargava to uncover the secrets to thinking differently and leading a more intentional life. Rohit shares his journey and how he became a master of "non-obvious thinking." From understanding behavioral economics to reawakening human connection, delaying gratification, and embracing long-term thinking, this episode is packed with actionable insights. Learn how emotions influence decision-making, how to predict trends, and why adding constraints to your lifestyle can unlock creativity and purpose. If you're ready to transform your mindset and embrace a new way of thinking, this episode is for you. Don't miss it! Check Out More of Rohit's Content Here