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Mon, 17 Nov 2025 22:30:00 GMT http://relay.fm/upgrade/590 http://relay.fm/upgrade/590 Who's This John Apple? 590 Jason Snell and Myke Hurley Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. clean 5671 Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. This episode of Upgrade is sponsored by: Gusto: Payroll, HR, Benefits. Simplified. Get 3 months free. Squarespace: Save 10% off your first purchase of a website or domain using code UPGRADE. DeleteMe: Get 20% off your plan when you use this link and code UPGRADE20. Links and Show Notes: Get Upgrade+. More content, no ads. Submit Feedback
Mon, 17 Nov 2025 22:30:00 GMT http://relay.fm/upgrade/590 http://relay.fm/upgrade/590 Jason Snell and Myke Hurley Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. clean 5671 Tim Cook's succession planning hits another gear, Tesla may be embracing CarPlay, Apple shifts its iPhone release plans, and Jason considers the place of the iPad Pro today after traveling with it for a week. This episode of Upgrade is sponsored by: Gusto: Payroll, HR, Benefits. Simplified. Get 3 months free. Squarespace: Save 10% off your first purchase of a website or domain using code UPGRADE. DeleteMe: Get 20% off your plan when you use this link and code UPGRADE20. Links and Show Notes: Get Upgrade+. More content, no ads. Submit Feedback
This week we learned the Japanese investment firm Softbank sold all of its stake in the juggernaut chipmaker Nvidia. We'll get into why on today's “Marketplace Tech Bytes: Week in Review.” Plus, Apple is reportedly pushing back the release of its thinnest iPhone, the Air, and Wikipedia is asking AI companies, once again, to pay for scraping its data.But first, back to that big move by Softbank and its CEO, Masayoshi Son. It cashed out its stake in Nvidia in October, the same month that the chipmaker hit a $5 trillion valuation. The $5.8 billion it netted will be redirected to OpenAI, part of a promised $30 billion to be invested in the maker of ChatGPT.Marketplace's Meghan McCarty Carino spoke with Anita Ramaswamy, columnist at The Information, about what all this means.SoftBank Sells Its Nvidia Stake for $5.8 Billion to Fund OpenAI Bet - The Wall Street JournalSoftBank sells its entire stake in Nvidia for $5.83 billion - CNBCApple Delays Release of Next iPhone Air Amid Weak Sales - The InformationiPhone Air Sales Are So Bad That Apple's Delaying the Next-Generation Version - MacRumorsWikipedia urges AI companies to use its paid API, and stop scraping - TechCrunchIn the AI era, Wikipedia has never been more valuable - the Wikimedia Foundation
This week we learned the Japanese investment firm Softbank sold all of its stake in the juggernaut chipmaker Nvidia. We'll get into why on today's “Marketplace Tech Bytes: Week in Review.” Plus, Apple is reportedly pushing back the release of its thinnest iPhone, the Air, and Wikipedia is asking AI companies, once again, to pay for scraping its data.But first, back to that big move by Softbank and its CEO, Masayoshi Son. It cashed out its stake in Nvidia in October, the same month that the chipmaker hit a $5 trillion valuation. The $5.8 billion it netted will be redirected to OpenAI, part of a promised $30 billion to be invested in the maker of ChatGPT.Marketplace's Meghan McCarty Carino spoke with Anita Ramaswamy, columnist at The Information, about what all this means.SoftBank Sells Its Nvidia Stake for $5.8 Billion to Fund OpenAI Bet - The Wall Street JournalSoftBank sells its entire stake in Nvidia for $5.83 billion - CNBCApple Delays Release of Next iPhone Air Amid Weak Sales - The InformationiPhone Air Sales Are So Bad That Apple's Delaying the Next-Generation Version - MacRumorsWikipedia urges AI companies to use its paid API, and stop scraping - TechCrunchIn the AI era, Wikipedia has never been more valuable - the Wikimedia Foundation
Michael breaks down a new data point from the National Association of Realtors: the median age of U.S. home buyers has climbed to 59. He explores what's driving the shift—from affordability crises to shifting priorities—and examines new proposals like 50-year mortgages and portable home loans. Plus, how America's housing shortage ties into mental health, generational trends, and global comparisons. It's all the basis for today's Smerconish.com Poll Question, which asks "Why has the median age for U.S. homebuyers risen to 59 - Affordability, or Shifting Priorities?" Listen here, and then vote! And, please rate, review, and share this podcast. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Staffing Challenges and Political Bias: The Gaza Peace Plan and the BBC. Mary Kissel details the challenges facing the State Department and NSC in implementing the Trump administration's urgent Gaza Peace Plan, noting staffing issues are delaying coordination. The plan, featuring an apolitical "Board of Peace," seeks international legitimacy despite the UN's prejudice against Israel. Kissel expresses little surprise regarding the BBC scandal, viewing the deliberate distortion of the President's video remarks as appalling and emblematic of an "embedded bias" against conservatives that is deep and unfixable. 1959 GAZA
Staffing Challenges and Political Bias: The Gaza Peace Plan and the BBC. Mary Kissel details the challenges facing the State Department and NSC in implementing the Trump administration's urgent Gaza Peace Plan, noting staffing issues are delaying coordination. The plan, featuring an apolitical "Board of Peace," seeks international legitimacy despite the UN's prejudice against Israel. Kissel expresses little surprise regarding the BBC scandal, viewing the deliberate distortion of the President's video remarks as appalling and emblematic of an "embedded bias" against conservatives that is deep and unfixable. 1957 GAZA
MONEY FM 89.3 - Prime Time with Howie Lim, Bernard Lim & Finance Presenter JP Ong
Singapore shares moved higher today as investors continue to set their sights on earnings out of the country. The Straits Times Index was up 1.02% at 4,533.91 points at 2.34pm Singapore time, with a value turnover of S$1.23B seen in the broader market. In terms of companies to watch, we have CSE Global, after the company entered into an agreement to issue nearly 63 million new warrants to Amazon.com NV Investment Holdings, a wholly owned subsidiary of Amazon. Elsewhere, from how senators on Capitol Hill passed the compromise budget measure overnight to fund departments through January, to how travel and leisure booking platform Klook Technology filed for an initial public offering in New York, more international and corporate headlines remained in focus. Plus, how Apple will reportedly not release the next version of the iPhone Air in the fall of 2026 as previously planned, and how Intel’s CEO Lip-Bu Tan will oversee the chipmaker’s AI efforts after its Chief Technology Officer left the company for OpenAI On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with Willie Keng, Founder, Dividend Titan.See omnystudio.com/listener for privacy information.
Todd Caponi, bestselling author of The Transparency Sale and The Four Levers of Negotiation, breaks down the 7 Deadly Negotiation Sins that cost salespeople deals, margins, and trust. If you think discounting accelerates deals, holding price until you “build value” is smart, or trading discounts for case studies is harmless, Todd's about to rewire your negotiation mindset. Learn how to close faster, discount less, and build buyer trust using the same transparent negotiation tactics that world-class sellers use to win more and protect their price integrity. THE 7 DEADLY NEGOTIATION SINS: Waiting to set a price range or expectation: Delaying price discussions kills trust and confuses buyers. Set clear pricing expectations early to establish credibility and value. Believing discounts accelerate deals: Discounts often slow deals by signaling hidden flexibility. Instead, pay customers for mutually valuable timing commitments. Giving away free stuff because you think it doesn't matter: Every concession tells buyers your price isn't final. Align every trade to something meaningful using the Four Levers framework. Paying for case studies with discounts: Buying advocacy erodes authenticity. Earn your case studies through real customer success, not transactional discounts. Creating false certainty when clients ask you to “hold pricing”: Avoid rigid yes/no responses. Use transparent negotiation levers to guide timing and reinforce the value behind each date commitment. Talking about value at the goal line: If you're re-selling value during negotiation, it's too late. Communicate and reinforce value throughout the sales process before the proposal stage. Anchoring high instead of anchoring to truth: In today's transparent market, inflated anchors destroy trust. Stick to honest, consistent pricing—because if the truth won't sell it, don't sell it. RESOURCES DISCUSSED: Masterclass w/ Todd Caponi Signup Buy 'Four Levers Negotiating Here Join our weekly newsletter Things you can steal Save $50 on any 30MPC course with code “PODCAST”
Explore with us the concept of strategic procrastination and its impact on creativity. Delaying tasks can enhance creativity, but it also comes with risks like deadline stress. This discussion highlights how personality types, especially perfectionists, influence procrastination habits. Effective communication and planning are essential for managing procrastination in teams. Personal anecdotes and preferences add a relatable touch, encouraging experimentation with procrastination strategies to find what works best.https://greencastleconsulting.com➡️ Instagram - https://www.instagram.com/greencastleconsulting ➡️ Facebook - https://www.facebook.com/1997GACPhiladelphia, Malvern, Pennsylvania, Delaware, New Jersey, New York, Atlantic City, Wilmington, Washington D.C.
What if the problem isn't your child—it's the system?If school mornings feel like a battlefield and your child is shrinking under constant pressure, this episode offers hope. Dr. Olivia sits down with Cassie Olguin—homeschooling mother of three (including neurodivergent twins) and Outschool education lead—to explore what learning looks like when you step outside the traditional classroom.Cassie's Journey: From early motor delays and night terrors to navigating autism, ADHD, OCD, and anxiety, Cassie shares the messy, real path many families walk. You'll discover how labels became tools for changing the environment—not verdicts on her daughter's potential.What You'll Learn: ✨ Charter homeschooling demystified – How oversight works without rigid timetables ✨ Personal pace over grade levels – Why your child doesn't need to "keep up" ✨ Practical strategies that worked – Delaying reading until readiness, reframing maths as everyday numeracy, using interest-led classes ✨ Outschool's magic – Live sessions with expert tutors (think: veterinary science with a practicing vet, maths through Minecraft, virtual history escape rooms) ✨ Redefining success – Why standardised tests don't measure intelligence, creativity, or resilienceThe Twin Perspective: Perhaps most moving: Cassie's twins are taking completely different educational paths through adolescence. One thrives with college-level work; the other flourishes at a gentler pace. Different tracks, equal worth.Key Takeaways for Parents:Start without decision paralysis—you don't need to figure it all out at onceFind your support network and share resourcesOutsource subjects you don't love (yes, really!)Mastery-based learning vs. arbitrary grade levelsSmall online classes that respect sensory needs and attention spansIf your child is struggling, this conversation offers relief, clarity, and a roadmap forward.
You've heard it a thousand times: "Wait until 70 to file for Social Security." But if that's such obvious advice, why do most retirees file earlier? In this episode, we uncover the hidden cost of waiting and the trade-offs most experts ignore. You'll learn how early withdrawals, taxes, and real-life emotions all change the math—and why the "right" answer isn't the same for everyone. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.
International research to understand the relationship between degenerative brain diseases and head knocks that occur in contact sports continues to develop, with New Zealand researchers calling for a delay for children's involvement in contact sports until they are older. Risk factors are not exclusive to concussions, or to professional players. Producer Jasmine Gray spoke to Dr. Helen Murray, Senior Research Fellow and Head of Brain Injury & Neurodegeneration Research at Waipapa Taumata Rau, about the recommendation to delay contact sports to reduce the risk of degenerative brain diseases later in life.
International research to understand the relationship between degenerative brain diseases and head knocks that occur in contact sports continues to develop, with New Zealand researchers calling for a delay for children's involvement in contact sports until they are older. Risk factors are not exclusive to concussions, or to professional players. Producer Jasmine Gray spoke to Dr. Helen Murray, Senior Research Fellow and Head of Brain Injury & Neurodegeneration Research at Waipapa Taumata Rau, about the recommendation to delay contact sports to reduce the risk of degenerative brain diseases later in life.
What's really holding you back from taking that next financial step? Join us as we explore how avoidance slowly erodes confidence, why shame and fear create roadblocks, and how to replace procrastination with purposeful progress. In this episode, we discuss: Why avoidance = erosion, not explosion The Hurricane vs. Tornado analogy How to conduct a “Shame Audit” Why small steps can create big financial changes Today's article is from the Money Changes Everything titled, Don't Wait for the Asteroid: Why You Have to Face the Music About Money NOW. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/529
Send Dr. Li a text here. Please leave your email address if you would like a reply, thanks.In this episode of Make Time for Success, Dr. Christine Li dives deep into the roots of procrastination and why it keeps us from reaching our goals. She shares personal insights, simple strategies, and empowering mindset shifts to help you break free from feeling stuck and start building real momentum. Discover how commitment, movement, positive thinking, and planning can transform your productivity and success. Plus, grab a free downloadable worksheet to help you take action and leave procrastination behind for good!Timestamps:00:03:52 – Why we procrastinate00:06:24 – Deeper fears00:09:06 – Personal experiences00:11:50 – Commitment strategy00:13:10 – Strategy: small commitments00:14:25 – Strategy: remember your “why”00:15:52 – Daily movement00:17:51 – Mount Everest exercise00:21:40 – Planning00:24:22 – Positive thinking00:26:14 – Getting support00:26:55 – Free worksheet infoTo get the free download that accompanies this episode, go to https://maketimeforsuccesspodcast.com/momentumTo sign up for the Waitlist for the Simply Productive Program, go to https://maketimeforsuccesspodcast.com/SPFor more information on the Make Time for Success podcast, visit: https://www.maketimeforsuccesspodcast.comGain Access to Dr. Christine Li's Free Resource Library -- 12 downloadable tools and templates to help you bypass the impulse to procrastinate: https://procrastinationcoach.mykajabi.com/freelibraryTo work with Dr. Li on a weekly basis in her coaching and accountability program, register for The Success Lab here: https://www.procrastinationcoach.com/labConnect with Us!Dr. Christine LiWebsite: https://www.procrastinationcoach.comFacebook Group: https://www.facebook.com/groups/procrastinationcoachInstagram: https://www.instagram.com/procrastinationcoach/TikTok: https://www.tiktok.com/@procrastinationcoachThe Success Lab: https://maketimeforsuccesspodcast.com/lab Simply Productive: https://maketimeforsuccesspodcast.com/SP
In a world motivated and manipulated by the idea and reality of instant gratification, getting people to 'wait' when the dopamine button is right in front of them ain't easy. This is a chat about that and lots more. Enjoy.See omnystudio.com/listener for privacy information.
Kirsten Maitland is the co-founder of Rebel Cheese, an award-winning Austin-based vegan cheese brand backed by Shark Tank investor Mark Cuban. A former U.S. Navy veteran and Microsoft agile coach, Kirsten brings her background in tech innovation to reimagine plant-based dairy through traditional cheesemaking techniques and smart Ecommerce strategy.After leaving a stable four-day tech career to pursue purpose over comfort, Kirsten built Rebel Cheese from a six-bottle wine fridge experiment into a nationally recognized brand featured by The New York Times. From launching DTC overnight during COVID to scaling through broken shipments and real-time customer feedback, her journey reveals what it takes to grow authentically while staying true to your values.Whether you're building a mission-driven CPG company or refining your feedback loop before scaling, Kirsten shares a masterclass in transforming curiosity and conviction into sustainable growth.In This Conversation We Discuss:[00:03] Intro[00:55] Bringing tradition into modern food innovation[01:30] Turning passion for food into a scalable concept[02:34] Validating a product through emotional connection[03:33] Turning crisis into new growth channels[04:44] Fixing packaging with help from early partners[06:03] Shipping curated boxes to customers' doors[07:00] Selling out with zero ads or paid marketing[08:00] Turning online orders into lasting connections[08:58] Delaying advertising to protect cash flow[10:21] Stay updated with new episodes[10:31] Learning to sustain momentum after viral moments[12:24] Studying investor dynamics before pitching[12:53] Episode Sponsors: Electric Eye & Heatmap[15:32] Launching fast to gather real customer feedback[18:01] Leveraging AI agents to save time and moneyResources:Subscribe to Honest Ecommerce on YoutubePlant-based cheese you'll actually love rebelcheese.com/Follow Kirsten Maitland linkedin.com/in/kirstenmaitlandSchedule an intro call with one of our experts electriceye.io/connectClear, real-time data built for ecommerce optimization heatmap.com/honestIf you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/ Quotes to ponder: "Every decision we make, no matter how small, contributes to who we are and where we're going." "Self-control is a muscle, the more you use it, the stronger it becomes." "Delaying gratification today gives you more choices tomorrow." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/ Quotes to ponder: "Every decision we make, no matter how small, contributes to who we are and where we're going." "Self-control is a muscle, the more you use it, the stronger it becomes." "Delaying gratification today gives you more choices tomorrow." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/ Quotes to ponder: "Every decision we make, no matter how small, contributes to who we are and where we're going." "Self-control is a muscle, the more you use it, the stronger it becomes." "Delaying gratification today gives you more choices tomorrow." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment Learn more about your ad choices. Visit megaphone.fm/adchoices
Tonight on The Last Word: “No Kings” protests against Donald Trump are expected to draw a historic turnout. Also, Democrats demand Speaker Johnson swear in Arizona Rep.-elect Adelina Grijalva. Plus, Americans brace for a spike in health care premiums if ACA subsidies aren't extended. And Texas state Rep. Gina Hinojosa launches her 2026 campaign for Texas governor. Timothy Snyder, Dan Kasun, Arizona Secretary of State Adrian Fontes, Rep. Brendan Boyle, and Texas state Rep. Gina Hinojosa join Ali Velshi. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
HEADLINE: Hamas, Hostages, and Middle East Turmoil: Challenges to the Trump Ceasefire Plan GUEST NAME:Jonathan Schanzer SUMMARY: Jonathan Schanzer discusses complications in the Trump ceasefire plan, including Hamas delaying the return of deceased hostages to maintain leverage. The released prisoners, including potential Hamas leaders, raise concerns about where the organization's center of gravity will shift if they are deported to places like Turkey or Qatar. Schanzer views Turkey, an autocratic supporter of Hamas, as a problematic guarantor of the ceasefire. Internationally, Iran continues its nuclear program despite snapback sanctions, and al-Sharaa is meeting with Putin regarding Russian assets in Syria.
HEADLINE: Hamas, Hostages, and Middle East Turmoil: Challenges to the Trump Ceasefire Plan GUEST NAME:Jonathan Schanzer SUMMARY: Jonathan Schanzer discusses complications in the Trump ceasefire plan, including Hamas delaying the return of deceased hostages to maintain leverage. The released prisoners, including potential Hamas leaders, raise concerns about where the organization's center of gravity will shift if they are deported to places like Turkey or Qatar. Schanzer views Turkey, an autocratic supporter of Hamas, as a problematic guarantor of the ceasefire. Internationally, Iran continues its nuclear program despite snapback sanctions, and al-Sharaa is meeting with Putin regarding Russian assets in Syria.
In this episode, I talk with Lindsay McMahon, CEO and co-host of All Ears English, about how senior managers can disagree more effectively and sensitively in global business settings. We explore cultural differences in communication, key concepts like context and power distance, and practical English phrases you can use to disagree without damaging relationships. Enjoy! Here are the timings:00:00 – Introduction & why disagreeing well matters for leaders01:00 – Meet Lindsay McMahon and her global communication insights02:30 – A real-life story about missing cultural cues04:30 – Key ideas: high vs. low context cultures and power distance07:00 – How culture and personality shape disagreement styles08:00 – Three approaches to disagree in English08:30 – Style 1: Direct disagreement10:00 – Style 2: Disagreeing while maintaining relationships12:00 – Style 3: Delaying or avoiding disagreement13:30 – Final takeaways: focus on connection, not perfection14:30 – Where to find All Ears English GET MY FREE WEEKLY NEWSLETTER - Become a free member and get my weekly round up of tips in the newsletter and extra bonus content INTERESTED IN 1-to-1 COACHING? Register for future places on my programme WANT TO SUPPORT THE PODCAST? Donate a coffee TRANSCRIPTS - do an in-depth review of the episode content LinkedIn @AnnaConnellyInstagram @annabusinessenglishYouTube @annabusinessenglish
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The 7 Biggest Landlord Mistakes (That Are Costing You Money Right Now) Recording from their sickbed in Mexico after experiencing building-shaking waves from Hurricane Priscilla, Erin Spradlin and James Carlson power through to deliver critical advice: the seven biggest mistakes landlords make. They tackle everything from skipping background checks to overpricing rentals, with trademark honesty about what actually matters versus landlord paranoia.
Want to submit an episode topic request? Text 'em here!Do you ever feel like no matter how hard you work, pray, or push...your breakthrough just won't come?You're doing everything “right.” You're showing up. You're trying to stay faithful. But deep down, you still feel behind...like your life should be further along by now.In this raw and honest episode, I open up about what God revealed to me after a big milestone in my life and the one reason your business success might be delayed that no one talks about: your inability to be content right where you are.You'll learn how discontentment quietly fuels burnout, anxiety, and frustration...and how to finally find peace in your current entrepreneurial season without losing your drive for more.Because when you learn to be content while you pursue, peace replaces pressure… and that's when doors start opening.
Send us a textStill Waiting for the ‘Right Time'? It's Costing You More Than You Think…How many times have you told yourself:
Most experts say the smartest Social Security move is to wait until age 70 to claim. On paper, the logic seems simple—delay claiming, and you'll lock in a larger monthly check for life. But here's what's interesting: only about 10% of Americans actually wait that long.
Are we approaching AI development all wrong? In this eye-opening conversation, Dr. Sean Kennedy from Nokia Bell Labs challenges four widespread beliefs that are actually slowing down AI innovation.
Struggling with procrastination that keeps you from building your coaching business and signing clients? In this motivating episode, I sit down with Robin J. Emden, author of Get Resultsology: The Science of Getting Stuff Done. Known as the “Procrastination Slayer,” Robin shares how to move from scattered effort to consistent progress by understanding the science of procrastination and turning it into practical, mindset-driven strategies.You'll learn:Why procrastination isn't laziness—it's hardwired into our brainsThe productivity trifecta of neurotransmitters that fuel focus and confidenceHow to shift from motivation to momentum so you can create lasting resultsWhy accountability is the single most powerful tool for follow-throughIf you're a coach ready to sign clients, grow your business, and boost your confidence, this episode will help you stop delaying and start doing.---Too many brilliant coaches get stuck spinning in circles, thinking they need a website, a logo, or another certification before they can start. I've seen it again and again. But the fastest path to your first (or next) paying client is so much simpler. That's what I show you inside my free course, the real, client-creating work that gets results. Sign up for the free course now ➜ https://candymotzek.lpages.co/vfo/
Welcome to another episode of The Growth-Minded Accountant Podcast, hosted by Lee Reams and Rebekah Barton. This week we're tackling one of the most urgent challenges facing accounting firms in 2025: the hidden cost of delaying AI adoption.What You'll Learn in This EpisodeThe invisible tax of doing nothing: why waiting on AI is costing you revenue, hours, and growth.AI search visibility: how platforms like ChatGPT and Perplexity are changing client discovery — and what happens if your firm isn't included.Productivity gaps: real-world examples of firms reclaiming hundreds of hours with AI for proposals, engagement letters, tax research, and client communications.Talent and retention: why Gen Z expects AI-ready firms, and how delaying adoption leads to burnout and turnover.Lessons from AI missteps: what we can learn from Bench and ScaleFactor's collapse, and how to adopt AI responsibly.Where to start today: practical, low-lift AI applications to unlock ROI immediately.Key Takeaways“AI doesn't replace people — it protects them from burnout.”“If you're not in AI search, you don't exist.”“The most expensive option isn't adopting AI. It's waiting.”
Episode 95: Myth Busters – Social Security Edition (Part 1)Episode OverviewIn this episode of One for the Money, we take on one of the most misunderstood areas of retirement planning: Social Security. Despite being around for 90 years, myths and misinformation still lead people to make costly mistakes—sometimes losing hundreds of thousands of dollars in lifetime benefits.This is Part 1 of our Social Security Myth Busters series, where we'll tackle two of the most common myths about claiming benefits. In addition, the Tips, Tricks, & Strategies segment covers an often-overlooked opportunity with spousal and ex-spousal benefits.What You'll LearnWhy Social Security is such a critical piece of retirement incomeThe true costs of claiming early at age 62 versus waiting until full retirement age or age 70Why the fear of Social Security “running out” is misleadingThe most likely fixes to secure the program's long-term futureA strategy for spousal and ex-spousal benefits that can add unexpected valueMyth #1: You should take Social Security at 62 because it's available.Claiming early reduces benefits by about 30% for life.Waiting until 67—or even better, 70—can increase lifetime benefits dramatically.Delaying acts like a guaranteed 6–8% return per year, something most investors can't match consistently.Early filing penalties apply if you're still working.Myth #2: Social Security is going to run out.While the trust fund is projected to deplete by 2034, payroll taxes will still fund about 80% of benefits.Likely adjustments—raising the income cap, modest tax increases, or raising the retirement age—are far more probable than eliminating benefits.We've faced this before, and reforms extended the program by decades. History suggests the same will happen again.Tips, Tricks, & Strategies Segment: The Ex-FilesDivorced after a marriage that lasted 10 years or more? You may qualify for ex-spousal benefits—up to 50% of your former spouse's benefit, or your own, whichever is greater. Your ex won't be notified, and their benefits won't be reduced. With the right documentation, this strategy can meaningfully improve your retirement income.Episode Highlights & Quotes“Claiming Social Security early isn't just a smaller check for a few years—it's smaller for life.”“Delaying benefits is the closest thing to a guaranteed return most retirees will ever see.”“The idea that Social Security will ‘run out' is a myth. Adjustments will be made, just as they have in the past.”“Sometimes, the best retirement strategy from a marriage comes long after it ends.”Planning Your Next StepsIf you're unsure about when to claim Social Security, don't guess—or rely on casual advice. At Better Planning, Better Life, we help you make the right decision in the context of your entire financial plan. Schedule a free consultation with us today.Want More?Subscribe to One for the Money on your favorite podcast platform.Ready to plan your ideal retirement? Schedule a free consultation with our team.https://BetterPlanningBetterLife.com Connect with Jonny on LinkedIn
Want to submit an episode topic request? Text 'em here!Entrepreneurship isn't just a test of strategy... it's a test of your emotions. One day you're motivated, the next you feel stuck, and suddenly your passion project feels like a burden. The truth is, your emotional health directly impacts how you lead, create, and serve.In this episode, we'll talk about how to manage your emotions as an entrepreneur so you don't get stuck on the roller coaster of highs and lows. You'll learn how to anchor your heart in God's truth, fight spiritual battles with prayer, and build the discipline to keep showing up even when your feelings say otherwise. You'll discover:✨ Why your emotions can make or break how you show up in business✨ The hidden ways entrepreneurship triggers emotional burnout✨ How slowing down your pace actually helps you lead with clarity✨ Simple moments of pause that steady your spirit and sharpen your focus✨ Why managing emotions is essential for building a God-empowered business that lasts⏰ Timestamps:00:00 Stepping into the God Empowered Entrepreneur journey00:42 When emotions start running the show in business01:55 Why managing emotions can make or break your leadership06:39 Practical ways to take back control of your emotions07:02 How slowing down actually accelerates your success11:29 The secret strength hidden in moments of pause14:31 A word of encouragement to keep pressing forward15:29 Your next step as a God empowered leader----Want to submit our next podcast episode topic request? We'd love to hear from you. Send us a quick text right here!: https://www.buzzsprout.com/twilio/text_messages/1961150/open_sms Prefer Video? Get the full podcast video experience on YouTube RIGHT HERE!
A new report says unsafe working conditions at Kawasaki's rail car plants in Nebraska and Yonkers are delaying train deliveries for the MTA. Meanwhile, the MTA board has approved a fare hike that will raise subway and bus rides to $3 starting in January, along with ending 30-day unlimited passes and coin payments on buses. In Queens, the proposed Metropolitan Park casino has advanced to a final review round, joining three other contenders for three downstate licenses. And with five weeks until Election Day, WNYC kicks off Campaign Catch Up with Ben Max to break down the latest developments in the mayoral race.
As an October 1 deadline fast approaches for the US Congress to agree on a spending bill to keep the US government running, federal agencies have outlined plans for a potential shutdown. Seen as non-essential, key economic reports on jobs and inflation could be delayed, adding more uncertainty over the state of the US economy. Also in this edition, we look at the record buyout of video game maker Electronic Arts by a group of investors led by the Saudi Public Investment Fund (PIF) and Jared Kushner.
On episode 114 we lay out how the potential expiration of enhanced ACA subsidies after 2025 could affect early retirees and what can be done ahead of time to prepare. Practical planning moves to manage MAGI, use HSAs, shore up cash flow, and keep retirement on track without panic.• Expanded subsidies, what they did and why they matter • When the enhancements are set to expire and likely 2026 impact • How uncertainty creates budgeting stress for early retirees • Sticker shock for ages 58–64 off employer plans • MAGI management with CPAs and planners • HSA strategy to bridge pre‑Medicare years • Delaying large purchases to maintain flexibility?• Should you consider part‑time work with benefits?
Half of Americans skipped important cancer screenings in the past year. How does fear play a major factor? Or the amount of time we have? We spoke with Christopher Scuderi, DO, a primary-care physician and cancer survivor, about which screenings are most often missed, the risks of delaying them, screening guidelines to be aware of, and how to prioritize our health despite fear of knowing or busy schedules. He also highlights how talking with your doctor can help identify personal risk factors and the role healthy habits – like diet, exercise, sleep, and stress management – play in lowering cancer risk and supporting overall well-being.See omnystudio.com/listener for privacy information.
Gavin Berry is joined on the Record Rangers podcast by Douglas Dickie and Andy Newport to discuss Rangers performance in the Premier Sports Cup quarter-final win against Hibs which eased a bit of pressure off manager Russell Martin and saw the return of Nico Raskin in the squad. Learn more about your ad choices. Visit podcastchoices.com/adchoices
You can't fully hold gratitude for the moment AND ignore how short life is at the same time.Most people think “being present” = slowing down.But the truth?The only way to honour this is to move faster, because no one is guaranteed another day.Nothing that happened last year, last week, or last night actually dictates what's possible in the next 24 hours. Or the next 2 years.Your track record doesn't matter.The ONLY thing that's final is time.And if you actually got how finite that resource is, you'd stop:
Youth Group Lesson — Life is full of decisions, but the most important one is when you turn toward God. Delaying that decision is dangerous because none of us are promised tomorrow. The Prodigal Son – Luke 15:11–24 The Rich Young Ruler – Mark 10:17–22 King Josiah – 2 Kings 22–23 Felix with Paul – Acts 24:24–27
Send us a textTake our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribeSocial Security faces potential trust fund depletion by 2034, but ongoing payroll taxes will still cover about 81% of promised benefits even if Congress doesn't act. Mike Skrynecki shares insights on optimizing claiming strategies, understanding benefit calculations, and navigating potential future changes to maximize your retirement income.• Most Americans rely heavily on Social Security, with 69% expecting it to be a significant retirement income source• The Social Security system consists of retirement, survivor, and disability benefits funded primarily through payroll taxes• Recent tax changes in the "One Big Beautiful Bill" may actually accelerate trust fund depletion from 2034 to 2032-2033• Claiming benefits early (age 62) results in a permanent 30% reduction compared to full retirement age (67)• Delaying benefits until age 70 increases your monthly payment by 8% per year beyond full retirement age• Only about 4% of Americans optimize their Social Security claiming strategy, leaving $3.4 trillion in potential benefits unclaimed• For married couples, having the higher earner delay benefits can maximize survivor benefits• Up to 85% of Social Security benefits may be taxable depending on your income level• Working while collecting Social Security before full retirement age can result in benefit reductions• Potential solutions to funding gaps include raising the payroll tax cap, increasing retirement age, or modifying cost-of-living adjustmentsTo learn more about Medicare enrollment or Social Security optimization strategies, register for Mike Skrynecki's upcoming webinar on September 15th at 4:00 PM or visit skryneckifpg.com.
We recommend listening to the teaching, Applying the Fruit of the Ruach in the Seven Areas of Life, before listening to this episode.Afterburn: also known in the fitness world as the “afterburn effect.” Simply put, the more intense the exercise, the more oxygen your body consumes afterward. This effect could occur spiritually after Rabbi Berkson's intense teachings each week. This Afterburn Q&A session allows your mind and soul to consume more understanding (oxygen).Some of the topics covered are:• Intro• Grandma's wisdom• Delaying the upset-ness • Patience is trust• Toward Yah, toward self, and toward others?• We're all in the middle• Working on one aspect of the fruit helps them all • The list of the fruit is just a foundation; there's more• Don't get stuck in the hurt• Developing the character of Yeshua• Shirah's thoughts• The fruit is not actually fruit?• The aspects of the fruit are very similar • It's not personal • Don't wield scripture as a weapon against your spouse • Love yourself firstSubscribe to take advantage of new content every week.To learn more about MTOI, visit our website, https://mtoi.org.https://www.facebook.com/mtoiworldwide https://www.instagram.com/mtoi_worldwidehttps://www.tiktok.com/@mtoi_worldwide You can contact MTOI by emailing us at admin@mtoi.org or calling 423-250-3020. Join us for Shabbat Services and Torah Study LIVE, streamed on our website, mtoi.org, YouTube, and Rumble every Saturday at 1:15 p.m. and every Friday for Torah Study Live Stream at 7:30 p.m. Eastern time.
Receiving a smartphone before age 13 is strongly linked to poorer mental health in young adulthood, including higher rates of suicidal thoughts, aggression, and detachment from reality Early smartphone ownership often leads to earlier social media access, which raises the risk of cyberbullying, harmful content exposure, poor family relationships, and disrupted sleep The most severe effects are seen in females, with nearly half of those given a phone at age 5 or 6 reporting severe suicidal thoughts compared to less than a third who received one at age 13 English-speaking countries face greater risks due to earlier average ages of phone and social media access and more exposure to harmful, exploitative online content Delaying smartphone and social media access, teaching digital literacy before use, and setting phone-free times significantly improve emotional resilience and self-worth over the long term
Are you putting in the effort online but still wondering why no one's signing up to work with you? The problem might not be your offer—it's probably your content. And if you're still trying to educate or inspire your way to clients, this episode is going to be a game-changer. In this episode of The Divorce Revolution Podcast, I'm walking you through three of the biggest content mistakes I see newer coaches make and how they're quietly stalling your business growth. From blending in with everyone else to missing the mark on trust-building, I'll show you how to make small shifts that actually lead to coaching inquiries. Resources Mentioned: Register for my FREE workshop, Social to Sold, to get my #1 client-attraction system proven to generate consistent $1K–$5K months for brand-new coaches: https://products.ambershaw.com/socialtosold Sign up for ReNewU waitlist to get early access: https://products.ambershaw.com/signature-waitlist What I Discuss: Why inspiration and information posts alone won't build your business The real reason your content is being ignored, even if it's helpful How to stop sounding like everyone else and start attracting real clients Why waiting for people to DM you isn't a strategy and what to do instead How to give potential clients a clear path to working with you How to create content that builds trust and converts followers into coaching clients Find more from Amber Shaw: Instagram: @msambershaw Website: ambershaw.com
Delaying diagnosis of parkinsonism can mean delaying care. In a study recently published in JAMA Neurology, David Vaillancourt, PhD, and colleagues tested the ability of an AI model to differentiate between Parkinson disease and other neurodegenerative disorders when paired with MRI. He joins JAMA and JAMA+ AI Associate Editor Yulin Hswen, ScD, MPH to discuss. Related Content: A Large Proportion of Parkinson Disease Diagnoses Are Wrong—Here's How AI Could Help Automated Imaging Differentiation for Parkinsonism
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3713: Scaling back on work hours can be a life-changing decision, not just for early retirees but for anyone valuing quality of life now over maximum future wealth. Leif shares how personal tragedy reshaped his priorities, leading to intentional schedule changes that created precious family memories even at the cost of slightly delaying financial independence. His story makes a compelling case that time spent with loved ones today can be worth far more than an earlier retirement date. Read along with the original article(s) here: https://www.physicianonfire.com/working-less/ Quotes to ponder: "Money later in life cannot buy back the time you spend today." "The time home with my daughters and Lauren was truly a special time, even though it was caused by a tragedy." "This is not our first time implementing the 'work less strategy,' and it has been great every time." Episode references: Carpe Diem MD: https://carpediemmd.com Learn more about your ad choices. Visit megaphone.fm/adchoices