Podcasts about delaying

Looking back, my life used to feel like a constant uphill battle—dealing with ADHD, relying on heavy meds just to function, and barely scraping by in school. I was skinny, anxious, disconnected from who I really was. But everything changed the summer I stumbled into a neuroscience program at the University of Miami. Learning about neuroplasticity and realizing I could literally rewire my brain was a turning point. That summer, I quit Adderall cold turkey, hit the gym for the first time, and started building real momentum through lifestyle change. It was raw, it was hard—but it was mine.Fast forward, and that same spark led me to discover a passion for physiology, nutrition, and performance that has shaped everything since. I found mentors, built companies, coached high performers, and leaned into my purpose of helping others optimize their lives from the inside out. I started my podcast, not just to teach, but to learn—and to face one of my biggest fears: public speaking. And man, the growth that came from that? It's been life-changing. I built my life around my values—freedom, authenticity, service—and I've helped hundreds of others do the same.Now, sitting here in my dream home in Miami Beach, I can honestly say: I made it. And I say that with deep gratitude, not arrogance. Not because I have it all figured out, but because I stayed true—said no when I needed to, worked my ass off, and built a life around what really matters. I want this episode to be proof that with discipline, faith, and alignment, it's possible to rewrite your story. And if I can inspire even one person to believe in their own transformation, then this whole journey has been worth it.

The Australian Dental Association says around 1.5 million kids are missing out on free dental care every year. This Dental Health Week, dentists are urging parents to check if they're eligible for the free dental cover and to brush up on their understanding of good oral hygiene. Meanwhile, Aboriginal health organisations say awareness around the issue is not the only barrier facing First Nations and Culturally and Linguistically Diverse communities. - 大人の歯科治療はメディケアに含まれませんが、条件を満たす家庭は2年ごとに最大1,132ドルを上限に、子どもの歯科治療への支援を受けることができます。

August 5th, 2025 - We welcome back Dr. Stacy Trasancos to discuss the Trump admin's apparent retreat from promises to expand IVF access. Plus: the Youth Jubilee in Rome, moms labelled EXTREMISTS in Massachusetts, and more. TheStationOfTheCross.com/ACT  

Unlock Exponential Growth with a World-Class COO | Cameron Herold (CEO Whisperer) on Building a Thriving Culture Is your business growth plateauing? Are you wearing too many hats and struggling to scale?  This episode of the Build On Purpose podcast is your roadmap to building a leadership team that transforms your vision into reality. Max interviews Cameron Herold , the "CEO Whisperer" and founder of the COO Alliance, who shares invaluable insights on hiring the perfect second-in-command to unlock your business's full potential. — Key Takeaways: A great COO is the Yin to the CEO's Yang, perfectly complementing their strengths and weaknesses. Hiring a COO frees up the founder's time to focus on high-impact activities and personal pursuits. Delaying the hiring of a COO can significantly slow down business growth. The right COO can transform your company culture and drive deeper team engagement. — Connect with Cameron Herold COO Alliance – Join the leading network for second-in-command executives: https://cooalliance.com Second in Command Podcast – Hear behind-the-scenes insights from top COOs: https://cooalliance.com/podcast Books by Cameron Herold: The Second in Command Vivid Vision Double Double Meetings Suck Free PR Available on Amazon or CameronHerold.com Invest in Your Leaders – Leadership development course: https://investinyourleaders.com Newsletter & Resources: https://cameronherold.com Follow Cameron on LinkedIn: https://www.linkedin.com/in/cameronherold — YScouts Company Links: Website: https://yscouts.com/ About Us: https://yscouts.com/about-us/ Process Demo: https://yscouts.com/resources/ Meet the Team: https://yscouts.com/meet-the-team/ Free Book “Hiring on Purpose”: https://yscouts.com/hiring-on-purpose/ Built on Purpose Podcast: https://yscouts.com/podcast/ Blog: https://yscouts.com/blog/ Contact: https://yscouts.com/contact/ Max Hansen (Y Scouts Founder): Profile: https://yscouts.com/max-hansen/ LinkedIn: https://www.linkedin.com/in/maxhansen Forbes HR Council: https://councils.forbes.com/profile/Max-Hansen-CEO-Y-Scouts/9d4bcbb0-c76f-41b5-aafd-ba0e0e30fdf0 Instagram: https://www.instagram.com/mhansen44/ YScouts Social Media & Channels: LinkedIn: https://www.linkedin.com/company/y-scouts Instagram: https://instagram.com/yscouts/ Facebook: https://facebook.com/Yscouts/ X (Twitter): https://twitter.com/YScouts  

The Australian Dental Association says around 1.5 million kids are missing out on free dental care every year. This Dental Health Week, dentists are urging parents to check if they're eligible for the free dental cover and to brush up on their understanding of good oral hygiene. Meanwhile, Aboriginal health organisations say awareness around the issue is not the only barrier facing First Nations and Culturally and Linguistically Diverse communities. - অস্ট্রেলিয়ান ডেন্টাল হেলথ অ্যাসোসিয়েশন বলছে, প্রতিবছর প্রায় ১৫ লাখ শিশু বিনামূল্যের দন্তচিকিৎসা থেকে বঞ্চিত হচ্ছে। সোমবার, ৪ আগস্ট থেকে রবিবার, ১০ আগস্ট, ২০২৫ পর্যন্ত ডেন্টাল হেলথ উইক উপলক্ষে দন্তচিকিৎসকেরা অভিভাবকদের প্রতি আহ্বান জানাচ্ছেন, বিনামূল্যের ডেন্টাল কভারের জন্য তাদের শিশুরা উপযুক্ত কিনা, সেটি যেন তারা পরীক্ষা করে দেখেন এবং মৌখিক স্বাস্থ্যবিধি সম্পর্কে যেন সচেতনতা বাড়ান।

Load up the Red Bull! Join us as we preview ‪@Grapplemax‬ Pro Wrestling Festival 2 with BIG DAVE! Be sure to follow us on ‪@tiktok‬ for more pro-wrasslin' content and subscribe to our ‪@Patreon‬ channel for more listener perks, exclusive to Season 8.0:00 Intro0:50 Podcast starts3:22 SPONSOR ALERT Hasif6:06 BIG DAVE Interview8:08 Nasal surgery14:34 Delaying taking time off15:53 Development of Ban Sachak19:00 Sourcing chairs from IKEA for Fight Club 4: Absolute Cinema21:42 Talking renovation and shopping for furniture25:15 Being involved in the creative process in Grapplemax27:19 What inspires Dave when it comes to wrestling creative30:07 Match producers don't get enough credit32:51 Endboss GREGORY wanted to rent a yacht for Ships Ahoy!37:00 AEW Dynamite review39:00 How do you book a post-PLE fallout show42:04 WWE Unreal 44:30 Eggplants49:51 The last time Dave watched WWE53:23 Growing Grapplemax fanbase57:56 KTTG will be part of Slam & Savour1:01:28 Grapplemax Pro Wrestling Festival 2 preview1:45:00 SPONSOR ALERT HasifROAD TO 1000 SUBSCRIBERSSupport us on Patreon: https://bit.ly/3Dq05UjChat with us on Discord: https://bit.ly/3qAOIEMFollow Kick To The Gut! Wrestling Podcast:Instagram: https://bit.ly/37NsNjRFacebook: https://bit.ly/2Ydy0yfTikTok: https://bit.ly/3kUdC31Listen To Kick To The Gut! Wrestling Podcast:Spotify: https://spoti.fi/30RLtO5Apple Podcasts: https://apple.co/2CeQt4U#Grapplemax #ProWrestlingFestival2 #BIGDAVEBecome a supporter of this podcast: https://www.spreaker.com/podcast/kick-to-the-gut-wrestling-podcast--3199658/support.

The Australian Dental Association says around 1.5 million kids are missing out on free dental care every year. This Dental Health Week, dentists are urging parents to check if they're eligible for the free dental cover and to brush up on their understanding of good oral hygiene. Meanwhile, Aboriginal health organisations say awareness around the issue is not the only barrier facing First Nations and Culturally and Linguistically Diverse communities.

A new MP3 sermon from Audiobooks by Thomas Boston is now available on SermonAudio with the following details: Title: Extraordinary Case of Thief on the Cross no Argument for Delaying Repentance Subtitle: Practical Discourses Speaker: Thomas Boston Broadcaster: Audiobooks by Thomas Boston Event: Audiobook Date: 2/4/1800 Bible: Luke 23:42 Length: 39 min.

Do you need a jump start in your spiritual life? Pastor Colin talks about how God helps His people get moving again.

Are you waiting for the "perfect" financial situation or career milestone before getting married? Dr. Paul Twiss reveals why this dangerous mindset is causing young Christians to miss out on one of God's best gifts.

If you want to move forward in your spiritual life, you have to start by being discontent with where you're at. Pastor Colin talks about where this begins for us.

My good friend Dr. Haley Schultz (@dr.haley.dds & host of @dentaldownloadpodcast) is here to share the stories of the things she never said! The lessons of the day here: sometimes we overthink and delay conversations until we've agonized for week's, they're worst case in our heads, and heavier burden for us to carry than if we were to address things swiftly and head on. Whether it's working with another classmate in a student org or having talks about money with our bosses, todays stories show that sometimes it's best to nip things in the bud, before they become a forest in our heads!IG: @drconniewang, @justaquickpinch

Chicago property heirs often face unexpected delays and expenses when selling inherited houses through probate. This interview explores five critical errors that extend timelines and increase costs, plus practical strategies to avoid these pitfalls during the probate process. Visit https://www.braddockinvestmentgroup.com/sell-a-house-in-probate-il/ for more info. Braddock Investment Group Inc City: Chicago Address: 1720 W Division St Website: https://www.braddockinvestmentgroup.com

A Clare restaurateur fears delaying the introduction of a lower VAT rate for the hospitality sector would be too little too late for some businesses. The Government is contemplating pushing out the proposed reinstatement of the 9% VAT rate to June 2026 to create more scope for tax cuts in the Budget. Finance Minister Paschal Donohoe claims the measure will costs around €1 billion to implement. Patrick O'Donoghue of the Monk's Restauraunt in Ballyvaughan insists many businesses can't wait another year.

Tired of watching small mistakes drain your gym's profits? Here's how to stop paying the “dumb tax” once and for all.In this episode of “Run a Profitable Gym,” Chris Cooper explains how seemingly small business mistakes compound into million-dollar losses over time. More importantly, he tells you how to stop making these gym-sinking errors.Coop presents three types of mistakes that destroy gym profitability:Compounding problems get worse over time. Example: hiring without proper training systems.Delaying problems punish you for procrastinating. Example: avoiding necessary price increases.Mounting problems are fueled by the increasing momentum of repeated errors. Example: dumping more members into a gym with a broken pricing model.Chris also gets brutally honest about his own expensive mistakes as a gym owner, and he calculates the real cost of inaction and poor systems so you can see how errors affect P&L statements.Tune in for the full breakdown and then take action before profit-killing mistakes put you on the path to bankruptcy.LinksGym Owners UnitedBook a Call  0:01 - Intro1:39 - Compounding problems7:59 - Delaying problems11:43 - Mounting problems14:58 - What's the cost of change?

Fiachra Ó Cionnaith reports that the Government is considering whether it should delay introducing a VAT reduction for the hospitality sector until the middle of next year.

Sen. Nicole Mitchell is now a convicted felon. Today her lawyer said she'll resign... in a couple of weeks. Are you good with that?

In this episode, Steve Fretzin and David Schnurman discuss:Building a resilient mindset through optimism, reflection, and habit formationLessons from career pivots and entrepreneurial problem-solving in the legal spaceCultivating emotional regulation through gratitude, compassion, and non-judgmentEmbracing technology and AI to repurpose content and increase professional impact Key Takeaways:Journaling and identifying recurring mindset blocks can help lawyers recognize patterns of imposter syndrome and emotional burnout, giving them the self-awareness and clarity needed to shift their thinking and take purposeful steps toward resilience.When faced with the sudden loss or burnout of a critical team member, initiating an honest, values-based conversation centered on purpose, mutual respect, and long-term impact can be the difference between salvaging a project or watching it collapse.Implementing a simple but consistent daily practice of writing down three gratitudes, avoiding all outward complaints for 21 days, and giving five genuine compliments can rewire your stress response and gradually create a more positive, grounded internal state.Delaying your instinct to judge setbacks as inherently negative by using the mantra “good thing, bad thing, who knows” allows you to stay emotionally balanced, maintain perspective, and remain open to positive outcomes that may not be immediately visible. "If you compliment somebody else, and it's authentic, it helps you get through the stress of the wave." —  David SchnurmanUnlock the secrets of the industry's top rainmakers with Be That Lawyer: 101 Top Rainmakers' Secrets to Growing a Successful Law Practice. Grab your ultimate guide to building a thriving law firm now on Amazon: https://www.amazon.com/dp/B0F78HXJHTThank you to our Sponsors!Rankings.io: https://rankings.io/Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/Episode References: How Full Is Your Bucket? by Tom Rath & Don Clifton: https://www.amazon.com/How-Full-Your-Bucket-Rath/dp/1595620036A Complaint Free World by Will Bowen: https://www.amazon.com/Complaint-Free-World-Complaining-Enjoying/dp/0770436390About David Schnurman: David Schnurman is a seasoned entrepreneur, TEDx speaker, and author of The Fast Forward Mindset: How to Be Fearless & Focused to Accelerate Your Success. As the CEO of Lawline, a leading online education platform for attorneys, David scaled the company from startup to industry leader while developing a powerful framework for personal and professional growth. Through his work and writing, David empowers others to break out of their comfort zones, manage fear, and focus their energy on making a meaningful impact. He's also a past president of the Entrepreneurs' Organization (EO) New York Chapter and a passionate advocate for fearless leadership.Connect with David Schnurman:  Website: https://www.lawline.com/Book: The Fast Forward Mindset: https://www.ffwdmindset.com/LinkedIn: https://www.linkedin.com/in/davidschnurman/Connect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

According to a new survey from F&G Annuities & Life, almost 1 in 4 Americans over 50 are delaying their retirement due to economic concerns. Greg and Holly discuss why so many Americans are putting their retirement on hold, and some of the ways Americans can prepare for retirement. 

Are you running from your calling? Delaying the hard conversation? Avoiding the next step God has clearly shown you?In this powerful episode of Mask/Off - A Charitea Movement Podcast, host Keiara B. Gladney challenges the "runners"—those of us who are avoiding what we know God has called us to do. Whether it's ministry, leadership, healing, or purpose—you know what He said. But you're stalling.This episode is a call to stop delaying the inevitable and start moving in obedience. God doesn't waste time—and neither should we. Tune in for encouragement, truth, and a heartfelt reminder that your “yes” could be the answer to someone else's prayer.

On today's Big Decisions podcast, Jack McIndoe asks Lewis Aspinall to make the big calls on Ekitike and Isak, what will happen in this transfer saga? Do the Reds hold all the cards about negotiation this summer? Learn more about your ad choices. Visit podcastchoices.com/adchoices

WOW. NBA Insider with SNY Ian Begley just dropped a bombshell report. One of the main reasons the Knicks are delaying the Mikal Bridges contract extension is because they are waiting for everything to be settled in Milwaukee first, specifically with Giannis Antetokounmpo. If NY signs Bridges now, then he cannot be traded for six months. But its clear, the Knicks are operating this offseason that Giannis will be available for trade, it's only a matter of time... Troy Mahabir breaks all of this down! SHOW CHAPTERS: 00:00 - Intro 00:40 - Knicks Waiting For Giannis Trade 01:10 - Mikal Bridges Eligible For 150+ Million Dollar Extension 01:59 - Why The Knicks Haven't Extended Mikal Bridges Yet 02:36 - Everything IS NOT SETTLED YET In Milwaukee 04:38 - Mikal Bridges Could Be Given Julius Randle Treatment 06:47 - If NY Extends Bridges, It's B/C Giannis Will Not Be Traded 08:57 - NY Could Have Already Extended Bridges If They Wanted Too 09:55 - Knicks Make Intentions Clear: Giannis Or NO ONE! LISTEN NOW TO GET YOUR KNICKS FIX! Catch the latest special interviews, shorts, fan interactions, and more by following the show! Don't forget to turn on notifications so you don't miss another episode! Rather Watch the latest Knicks Recap episode? Catch us on YouTube here: https://www.youtube.com/@TheKnicksRecap Follow The Knicks Recap on all social media platforms! Twitter: https://twitter.com/TheKnicksRecap Instagram: https://www.instagram.com/TheKnicksRecap/ Reddit: https://www.reddit.com/u/TheKnicksRecap?utm_source=share&utm_medium=android_app&utm_name=androidcss&utm_term=1&utm_content=share_button Facebook: https://www.facebook.com/TheKnicksRecap/ Rather Listen to The Knicks Recap on a different platform? Catch us on ALL of your favorite streaming platforms: Apple Podcast: https://apple.co/3SKSl8o Spotify: https://spoti.fi/3QrEfr6 iHeart Radio: https://www.iheart.com/podcast/269-the-knicks-recap-a-new-yor-100895112/ Amazon Music: https://amzn.to/3QoZrOd Other Pod Channels: https://anchor.fm/the-knicks-recap Grab our MERCH featuring some of the graphics you've seen us create to take your Knicks fandom to the NEXT LEVEL: MAIN STORE: https://theknicksrecap.myspreadshop.com/ CashApp: $TheKnicksRecap Have a comment about the show, an interview, or a graphic idea? Reach out to The Knicks Recap on ALL SOCIAL MEDIA PLATFORMS!

The Government is expected to defer the implementation of health warning labels on alcohol products until 2029. Alcohol Action Ireland urgers the Government to resist calls to delay health labelling on alcohol products. For more on this Pat spoke to Dr. Sheila Gilheany, CEO of Alcohol Action Ireland.

Listen for the latest from Bloomberg News See omnystudio.com/listener for privacy information.

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The EU's retaliatory tariffs on US exports have been delayed again - this time until early next month. The countermeasures, which were due to begin this month, came in response to President Donald Trump's initial import taxes on steel and aluminium. UK correspondent Gavin Grey says Trump has recently threatened to bring in higher tariffs for the European Union on top of the earlier sanctions. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The European Union is holiding off on retaliatory tariffs on the U.S. until August 1. AP correspondent Donna Warder reports.

When you're ‘not quite ready’ to raise prices, hire more team members, up that advertising spend… What’s the hidden toll? In today's episode, Stacey unpacks The Subtle Signs You’re Playing Small in your Business (and Don’t Even Know It). Sometimes shrinking back doesn’t look like fear—it looks like being “busy”, over-preparing, or endlessly tweaking. Such as: Avoiding awards, speaking gigs or collaborations because “others are more qualified” Saying yes to work that’s not aligned because you’re afraid to say no Delaying launching because “it’s not perfect yet” This is part 2 of a 3 part series, stay tuned to next week's episode to learn more.See omnystudio.com/listener for privacy information.

On today’s episode, Jason discusses why he was so taken aback that the Indiana Pacers would dump Myles Turner - their longest tenured player on the roster - after coming just one win short of an NBA championship, why it feels like the Milwaukee Bucks' flurry of moves on Tuesday are just delaying the inevitable Giannis Antetokounmpo trade demand, where the Bucks rank in the Eastern Conference hierarchy with the addition of Turner, what's next for Damian Lillard now that he's a free agent, and why J-Mac's Men's League is suddenly the hottest ticket in town. Follow Jason on Twitter and Instagram. Click here to subscribe, rate and review all of the latest Straight Fire with Jason McIntyre podcasts! #FSRSee omnystudio.com/listener for privacy information.

Hour 2 with Lynnell Willingham: An update on the stadium deal at the site of RFK Stadium / If being at RFK means delaying a new stadium, I am out on RFK 2.0! / Callers weigh in on the RFK Stadium deal delays

Hour 1: Why the economists are wrong about the impact of a new stadium / Younger fans don't care if the stadium ends up in DC / Delays to the stadium deal could mean DC misses out on chances to host big time events / What would happen to the current stadium if a new one was built in Landover, Maryland?

You're praying. You're showing up. You're putting in the time and doing the work. But the breakthrough still isn't coming. Is something wrong? Are you missing something? Is God even listening? Before doubt creeps in and discouragement tells you to give up on that big dream God placed in your heart, let's pause for a perspective shift. What if the delay isn't punishment, but preparation? In this episode, we'll unpack biblical truths to help you trust God's timing, recognize His purpose in the waiting, and see that the breakthrough isn't denied, it's simply being held until the growth He's cultivating in you is complete. If you feel stuck in the tension between faith and frustration, don't give up. God is still moving. I pray this blesses you!   Ready to Make Consistent Income From a Podcast?  Join my 5-Day Profitable Podcast Bootcamp! I'll show you how to create a podcast that makes steady income on autopilot—without relying on social media.

Watch this episode on YouTube here! Senate Republicans are considering delaying a politically explosive Medicaid cut as they look for ways to win over GOP moderate holdouts threatening the massive reconciliation bill. Plus, Anna and Jake discuss Zohran Mamdani's political rise and how it's making vulnerable House Democrats uneasy. Want more in-depth daily coverage from Congress? Subscribe to our free Punchbowl News AM newsletter at punchbowl.news. Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to submit an episode topic request? Text 'em here!My friend...let's have a heart-to-heart. If fear has been holding you back from walking in the very thing God is calling you to do...then this episode is for you. Whether you're folding laundry, heading to work, or making your morning coffee… I want this short word to interrupt your fear and realign your focus with faith.In today's God Empowered Entrepreneur Podcast episode, I'm sharing a raw and real encouragement about what happens when we fear our obedience to God in doing what He's called us to do, more than we fear disobeying God. Because let's be honest...God's been trying to pull something out of you for a while now…a gift, a message, a business, a book, a creative idea…and you keep shrinking back. You keep hesitating. You struggle with consistency. Here's the truth: You don't need a massive leap to break through. You just need one obedient step at a time.In this episode, I'll walk you through:

Episode 200: What makes someone an adult? Is it a job? A mortgage? A family? Or something harder to define, like emotional maturity or civic contribution? In this 200th episode of The Ethical Life podcast, hosts Richard Kyte and Scott Rada explore how our expectations around growing up have shifted and whether the long arc toward independence seen in younger generations is a sign of thoughtful living or a troubling retreat from responsibility. Rada reflects on his eagerness as a child to do things independently and how that shaped his adult identity. Kyte shares a contrasting view: as a teenager, he felt apprehensive about the demands of adulthood, even as he took on responsibilities like ski patrol work at the age of 16. That contrast sets the stage for a wide-ranging conversation about why some people seem to rush toward maturity while others hold back. The episode touches on parenting styles, changing economic conditions, birth order and the influence of trauma — all factors that can shape when and how someone begins to take ownership of their life. But it also dives into the ethical implications: Do we owe it to our communities to “grow up” on a socially accepted timeline? Or is it fair — even wise — to proceed at your own pace? Along the way, they discuss the story of a 27-year-old “Jeopardy!” contestant who described himself as a “stay-at-home son,” raising questions about whether clever labels obscure real consequences. When does personal choice cross into social withdrawal? As always, the show ends with an ethical dilemma. This week’s question: Should a stranger ever step in to correct someone else’s child? What about another adult? A conversation that starts with a 4-year-old’s foot on a train seat reveals much deeper attitudes about authority, community and accountability.

Big day in the Bryan Kohberger case: Judge Hipler will review motions including the defense's request to delay the trial and various evidence regarding the Idaho4 murder investigation. Don't miss our full breakdown and live coverage—subscribe now for the latest on this breaking true crime story. Welcome to Surviving the Survivor, the show that brings you the #BestGuests in all of #truecrime and in this case...live coverage of a big true crime story. STS Host Joel Waldman will be joined for analysis after the hearing with #BestGuest Attorney Tim Jansen who has been following the case. And let's remember the four college students who were murdered in Moscow, Idaho. The Idaho4 include Madison Mogen, Kaylee Goncalves, Xana Kernodle, and Ethan Chapin. Bryan Kohberger, a former criminology Ph.D. student at Washington State University, faces four counts of first-degree murder and one count of burglary in connection with the brutal stabbing deaths of four University of Idaho students—Kaylee Goncalves, Madison Mogen, Xana Kernodle, and Ethan Chapin—on November 13, 2022. The trial, initially set for June 2025, has been delayed to August 11, 2025, with jury selection beginning July 30. Defense attorney Anne Taylor argues that the extensive media coverage and the complexity of the case, including over 51 terabytes of evidence and more than 400 potential witnesses, necessitate more time to prepare. Prosecutors, led by Bill Thompson, contend that the defense has adequate resources and that the victims' families deserve timely justice. Judge Steven Hippler is expected to rule on several motions, including the possibility of a death penalty and the admissibility of evidence related to alternate suspects.⸻ #Support the show:All Things STS: Https://linktr.ee/stspodcastGet Joel's Book: Https://amzn.to/48GwbLxSTS Merch: Https://www.bonfire.com/store/sts-store/Support the show on Patreon: https://www.patreon.com/SurvivingTheSurvivorCatch us live on YouTube: Surviving The Survivor: #BestGuests in True Crime - YouTubeVenmo Donations: @STSPodcast#BryanKohberger #Idaho4 #IdahoMurders #MoscowIdaho #TrueCrime #IdahoStudents #TrueCrimeCommunity #CrimeJunkie #JusticeForIdaho4 #BryanKohbergerTrial #stsnation #murdermystery #trial

Protect your family with our 1 minute free parent quiz https://www.smartsocial.com/newsletterJoin our next weekly live parent events:  https://smartsocial.com/eventsToday's AI tools can do more than analyze text. They can scan an image and instantly identify where it was taken—even if there's no tag or caption.In this Josh Talk, we explore how easy it's become to trace a student's location from a simple photo, and why that should matter to every parent and educator.Whether it's a selfie outside school or a picture at a favorite hangout, kids are often unaware of how much personal data they're revealing.Josh breaks down four key strategies families can use to reduce risk and build smarter posting habits, including:• Checking images for background details• Delaying posts until after leaving a location• Setting profiles to private• Starting open conversations at homeBecome a Smart Social VIP (Very Informed Parents) Member: https://SmartSocial.com/vipDistrict Leaders: Schedule a free phone consultation to get ideas on how to protect your students in your community https://smartsocial.com/partnerDownload the free Smart Social app: https://www.smartsocial.com/appdownloadLearn about the top 190+ popular teen apps: https://smartsocial.com/app-guide-parents-teachers/View the top parental control software: https://smartsocial.com/parental-control-software/The SmartSocial.com Podcast helps parents and educators to keep their kids safe on social media, so they can Shine Online™

Wrapping up ur mini-series of counterfeit vs. promise with letting go of our desperation. Counterfeits come to test our obedience, but obedience cannot live with desperation. Let's go through scripture to learn how to tackle and finally let go of desperation.For sponsorships and collabs

This week's show covers which accounts your beneficiaries would rather inherit, corporate bonds, how to delay early filing of Social Security, and more!

Delaying diagnosis of parkinsonism can mean delaying care. In a study recently published in JAMA Neurology, David Vaillancourt, PhD, and colleagues tested the ability of an AI model to differentiate between Parkinson disease and other neurodegenerative disorders when paired with MRI. He joins JAMA and JAMA+ AI Associate Editor Yulin Hswen, ScD, MPH to discuss. Related Content: A Large Proportion of Parkinson Disease Diagnoses Are Wrong—Here's How AI Could Help Automated Imaging Differentiation for Parkinsonism

Most pre-retirees believe that saving more money means a more secure retirement—but what if that mindset is actually holding you back? In this episode, host Adam Olson dives into the over-saving trap, a common financial mistake that leaves retirees living well below their means, missing out on the life they worked so hard to build. Instead of securing financial freedom, they create a self-imposed financial prison.Adam breaks down why fear of market downturns, healthcare costs, and running out of money cause many to delay retirement unnecessarily or drastically underspend when they don't have to. With real-life examples and practical financial strategies, this episode uncovers why a structured retirement income plan is more important than just accumulating a big savings balance.Key Takeaways: • More savings doesn't equal more security—structured income does. • The retirement red zone (5-10 years before and after retirement) is the most critical period for financial decisions. • Delaying retirement due to fear can steal your best years and lead to unnecessary work stress. • Creating tax-efficient income streams prevents a financial “tax bomb” later in retirement. • True legacy isn't just about passing down wealth—it's about using your wealth wisely today while securing generational financial stability.If you're ready to rethink your approach to retirement and start living freely without fear, this episode is for you. Click the link in the description to get a free, personalized retirement analysis and make sure your money is working for you—not against you.“The greatest risk in retirement isn't running out of money; it's never truly living because you're too afraid to spend.” - Adam OlsonLearn more about Adam Olson by visiting the following links:FacebookPersonal WebsiteBusiness WebsiteRetirement Quiz--Investing involves risk, including loss of principal.   Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Send us a textStrap in, nerds — it's time for another brutally honest, occasionally aggressive PSA from your favorite cynical pipehitters. Aaron, Jared, and Trent are done pretending like your DMs are cute. This episode is a tactical nuke on all the dumbass questions that keep clogging our inboxes like an MRE-induced constipation crisis.Are you 25 and feeling “too old”? Shut up. Asking if you should delay shipping because your runtime is 0.3 seconds off? Delay your dreams forever, why not. Unsure whether you should be a PJ, CCT, SR, or join the FBI to fight aliens with the CIA? We're not your career counselor, Karen.This is the one-stop, soul-crushing episode you'll be angrily timestamping and rage-sharing with your overthinking wannabe operator buddies. We cover:Magical age limits and why the pipeline doesn't care about your birth yearWhy your “peak interest” is spelling itself out of selectionWhat training volume actually means (spoiler: you're not doing enough)The truth about SpecWar lifestyle, hot teammates, and why Air Force has the hottest dudes AND best hotelsOh, and yes — we talk about “Hot Kyle.” Again.

Listen to Christian Esguerra's discussion with Barry Gutierrez.

If you have time to eat, you have time to heal. Learn how to turn every bite into a breakthrough. Start prioritizing your physical healing like your meals and experience real transformation through God's Word. Purchase Kathy's book Healed at Last – Overcome Sickness to Receive your Physical Healing on Amazon https://a.co/d/6a6mt8w or at: https://www.kathydegrawministries.org/healed-at-last/ Purchase Kathy's book Healed at Last – Overcome Sickness to Receive your Physical Healing on Amazon https://a.co/d/akj6IIM or at: https://www.kathydegrawministries.org/product/healed-at-last-pre-order-now/ Purchase Anointing Oil with a prayer cloth that Kathy has personally mixed and prayed over on Kathy's Website or Amazon. Order anointing oil by Kathy on Amazon look for her brand here https://amzn.to/3PC6l3R or Kathy DeGraw Ministries https://www.kathydegrawministries.org/product-category/oils/ Training, Mentorship and Deliverance! Personal coaching, deliverance, e-courses, training for ministry, and mentorships! https://www.kathydegrawministries.org/training/#  In this powerful episode, Kathy DeGraw confronts a hard truth: we prioritize food over healing. We schedule our meals, snacks, and hydration, but how often do we make time to declare God's Word over our bodies? Kathy issues a challenge to flip that pattern—what if every time you eat, you also speak a healing declaration? Through scripture meditation, simple one-line prayers, and the strategic use of anointing oil, you can transform your daily routine into a healing encounter. Kathy shares her personal testimony, biblical insight from Genesis 50:20 and Romans 8:28–29, and practical encouragement to help you press through fear, fatigue, and passivity. Healing doesn't happen by accident—it takes intention, perseverance, and spiritual investment. Make time for your physical and emotional restoration. Start small. Stay consistent. Because your healing matters, and so does your destiny.     #healingthroughscripture #dailyhealingdeclarations #prioritizeyourhealth #foodandfaith #christianhealingencouragement **Connect with Us** - Website: https://www.kathydegrawministries.org/ - Facebook: https://www.facebook.com/kathydegraw/ - Instagram: https://www.instagram.com/kathydegraw/   Podcast - Subscribe to our YouTube channel and listen to Kathy's Podcast called Prophetic Spiritual Warfare, or on Spotify at https://open.spotify.com/show/3mYPPkP28xqcTzdeoucJZu or Apple podcasts at https://podcasts.apple.com/us/podcast/prophetic-spiritual-warfare/id1474710499   **Recommended Resources:** - Receive a free prayer pdf on Warfare Prayer Declarations at https://kathydegrawministries.org/declarations-download - Kathy's training, mentoring and e-courses on Spiritual Warfare, Deliverance and the Prophetic: https://training.kathydegrawministries.org/ - Healed At Last ~ Overcome Sickness and Receive your Physical Healing: https://www.kathydegrawministries.org/healed-at-last/ - Mind Battles – Root Out Mental Triggers to Release Peace!: https://www.kathydegrawministries.org/product/mind-battles-pre-order-available-january-2023/ -Kathy has several books available on Amazon or kathydegrawministries.org   **Support Kathy DeGraw Ministries:** - Give a one-time love offering or consider partnering with us for $15, $35, $75 or any amount! Every dollar helps us help others!  - Website: https://www.kathydegrawministries.org/donate/  - CashApp $KDMGLORY - Venmo @KD-Ministries - Paypal.me/KDeGrawMinistries or donate to email admin@degrawministries.org - Mail a check to: Kathy DeGraw Ministries ~ PO Box 65 ~ Grandville MI 49468  

HR2 - Jones and Keefe shift gears to the Red Sox in the second hour of today's show. Why are the Sox putting off the promotion of Roman Anthony so badly? Will they be able to flip the switch in Atlanta? In the Friday Four Pack the guys discuss what they think will happen first, the Bruins name their next head coach or the Sox finally promote Anthony.

What if you could bounce back from surgery or an injury faster, stronger, and healthier than ever? In this Salad with a Side of Fries episode, gerontologist and biohacker Zora Benhamou joins health coach Jenn Trepeck for a deep dive into surgery and injury recovery, biohacks, and minimizing scars—the essential nutrients for optimizing your healing journey post surgery. Together, they bust myths around menopause, aging, and nutrition while unpacking the science behind inflammation reduction, amino acid supplementation, peptide therapy, and more. From osteoporosis prevention to scar management, Zora shares expert strategies to supercharge recovery and reclaim vitality at any age. Whether preparing for surgery or simply wanting to boost your longevity and performance, this conversation delivers actionable tools for real-life wellness.The Salad With a Side of Fries podcast is hosted by Jenn Trepeck, who discusses wellness and weight loss for real life, clearing up the myths, misinformation, bad science & marketing surrounding our nutrition knowledge and the food industry. Let's dive into wellness and weight loss for real life, including drinking, eating out, and skipping the grocery store.IN THIS EPISODE: (05:15) Zora's story of two hip replacements (in three months) and super-charged surgery recovery through muscle maintenance and protein intake(11:02) Delaying surgery until quality of life is significantly impacted is deeply a personal decision(16:47) Pre-surgery mental preparation and muscle building/maintenance within mobility limits(20:00) Nutrition focus: high protein intake, amino acids, whole foods and nutrient-rich supplements for surgery recovery(22:34) Long-term nutritional deficiencies contribute to bone health issues; commitment to nutrition needed, and a radiation protection hack(29:22) Managing surgery recovery by reducing inflammation(36:33) Discussion of post-surgery nutrition focuses on protein, collagen, anti-inflammatory foods and scar treatments(44:32) Recovery strategies apply to various surgeries, and having a positive mindset for surgery recoveryKEY TAKEAWAYS:Pre-surgery muscle maintenance is critical. Build and maintain muscle mass before surgery through exercise, even with limited mobility, to enhance surgery recovery and quality of life before and after surgery.Increase protein intake before and after surgery to support muscle growth, tissue repair, and ligament recovery.Eliminate processed foods and prioritize whole foods to reduce inflammation and aid healing. Use supplements for radiation protection.To improve scar texture and appearance, apply copper peptides, rosehip oil, and silicone tape, and consider micro needling or lasers.QUOTES: (17:27) “Going into that surgery with muscle mass and strength is so important for your recovery. That is key number one.” - Zora Benhamou(22:49) “When our body is not getting all the nutrients it needs to function, it will pull them from our bones.” - Jenn Trepeck(35:59) “In post-op procedures, because of various things, people often are not hungry, but we need nutrients to heal.” - Jenn Trepeck(45:34) “Try to turn it around to a positive and say, this is a great time to work on my health, focus on recovery, and build a better person. - Zora  Benhamou(46:20) "It's never too late to start."  - Jenn TrepeckRESOURCES:Become A Member of Salad with a Side of FriesJenn's Free Menu PlanA Salad With a Side of FriesA Salad With A Side Of Fries MerchA Salad With a Side of Fries InstagramReverse Menopause Weight Gain: New Blood Sugar Balancing Tips – Jenn Trepeck – Hack My AgeNutrition Nugget: Methylene BlueThe Algae Advantage (feat. Catharine Arnston)Bone Health & the Problem with Bone Density Scans (feat. Dr. John Neustadt)GUEST RESOURCES:Hack My Age - WebsiteBiohacking Menopause - Membership ProgramZora Benhamou Instagram (@hackmyage)Hack My Age - FacebookZora The Explorer (@hackmyage) | TikTokHack My Age - YouTubeBiohacking Menopause Support Group | FacebookGUEST BIOGRAPHY:Zora Benhamou is a gerontologist and biohacker dedicated to challenging menopause stigma and ageist stereotypes. As the dynamic host of the Hack My Age podcast, she focuses on empowering women navigating the menopausal transition through biohacking techniques and information from forward-thinking experts.At 54 years old, Zora embodies the essence of a digital nomad and is a passionate menopause educator. She is the visionary behind HackMyAge.com and the author of the Longevity Master Plan and cookbook, "Eating For Longevity," offering invaluable resources and programs for women in peri-menopause and post-menopause. Zora's commitment to normalizing menopause conversations is evident through creating the support group and community, Biohacking Menopause. She completed the Institute of Bioidentical Medicine's Menopause Method training and Dr. Stacey Sims' Menopause for Athletes course and is an active member of esteemed organizations such as the Gerontological Society of America, the Aging Society of America, the British Menopause Society and the European Menopause and Andropause Society. With a Master's degree in Gerontology from the prestigious University of Southern California, Zora's expertise extends to sports nutrition coaching and Oxygen Advantage Breathing instruction, further enriching her holistic approach to women's wellness.

Whether to buy a house or go to college are major financial decisions, but so is deciding when to take Social Security.It's true—tens of thousands of dollars, if not more, are on the line when deciding when to start Social Security benefits. Eddie Holland joins us today to help make the decision easier.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Common Recommendation—But Not a One-Size-Fits-AllWhen it comes to retirement, one of the most common questions people ask is: When should I start taking Social Security benefits? It's a vital decision that affects not only your income but also your long-term financial strategy and even your legacy.It's generally recommended to wait until at least full retirement age (66 or 67), but that doesn't mean it's the best choice for everyone. While delaying Social Security allows your benefits to grow up to 8% annually after full retirement age, thanks to what's called a delayed retirement credit, we must remember that each situation is unique.Six Key Factors to ConsiderHere are several factors that should guide your decision:1. Reduction vs. Growth of BenefitsTaking Social Security early reduces benefits. Delaying past full retirement age increases benefits. That tradeoff is foundational to your strategy.2. Cash Flow NeedsIf you retire before full retirement age and need income, you might begin drawing Social Security early to meet immediate needs. Some people may need to pay off debt or cover living expenses.3. Charitable Giving GoalsInterestingly, some retirees choose to take Social Security early in order to increase their generosity. Some people start taking benefits specifically to give more, either during retirement or as part of a legacy plan. 4. Health and LongevityYour health and family history play a significant role. If you don't expect to live well into your 80s or 90s, you might opt to draw earlier. But if you're healthy and expect a longer life, delaying could offer more value over time.5. Legacy and InheritanceYou can't leave your Social Security benefits to heirs, but you can leave your investment portfolio. This means some people opt to draw Social Security sooner in order to preserve their portfolio for giving or inheritance purposes.6. Tax PlanningSocial Security benefits can be taxable depending on your income. Some people delay benefits until a year they anticipate being in a lower tax bracket, strategically minimizing the tax impact.A Bonus Strategy: The “Mulligan”In some cases, there is a lesser-known but potentially powerful option: the withdrawal application.If you start taking Social Security before full retirement age and change your mind within the first 12 months, you can actually ‘undo' it.” You'll need to repay the benefits you received, but the Social Security Administration treats it as if you never started. You then have the option to restart at a later date, potentially at a higher benefit.This strategy can be especially useful during periods of market volatility when withdrawing from your investment portfolio might not be ideal.The Bottom LineThere's no universal right age at which to begin drawing Social Security. It really depends on your personal situation—your income needs, health, tax strategy, and goals for generosity and legacy.Wise financial planning starts with understanding your options and aligning those choices with your values and calling.On Today's Program, Rob Answers Listener Questions:How much is enough? My wife and I have 10 properties, including the one we live in. Because of COVID and a flood, I've been rehabbing them for the last few years. My wife is 71 and still working, and I'm wondering if we should continue fixing them up to maximize profit, or we should just hold them as they are, even if we get less money.I'm near retirement with $2 million saved and a good pension. Should I spend $3,300-$7,600 on a $20,000 term life policy, or is it unnecessary given my financial situation?I have assets but don't work. Can I gift my RMD to my church and not have it counted on my income tax for 2026?I'm taking early retirement from the government, and I'm wondering about what to do with my thrift savings.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Blue TrustWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Article 6 is a section of the Paris Agreement that enables countries to trade emissions reductions to meet their climate goals more cost-effectively.What's holding up progress on Article 6? In this episode, host Anna Stablum is joined by Peter Zaman, Climate Finance Lawyer, COP Veteran, and Partner at HFW, to examine the legal and regulatory hurdles facing carbon markets after COP29.They discuss the operational status of Articles 6.2 and 6.4 of the Paris Agreement, explaining how complex rules, shifting market preferences, and individual country priorities are slowing progress. From the cost of emission abatement to reaching national net-zero targets, this conversation highlights why many nations are proceeding cautiously—and how bilateral frameworks may offer a more secure path forward.You will also gain insight into the challenges around letters of authorization (LOAs), how host countries are evaluating the real cost of corresponding adjustments, and the uncertainties still facing private sector participation as these markets evolve.Don't miss out on future episodes! Subscribe to ESG Decoded on your preferred podcast platforms and follow us on social media for updates.Episode Resources: Paris Agreement – Article 6: https://unfccc.int/process-and-meetings/the-paris-agreement/the-paris-agreement/article-6 COP29 – UN Climate Change Conference: https://unfccc.int/cop29UNFCCC Template: Letter of Authorization (LOA): https://unfccc.int/sites/default/files/resource/LOA_Template_Article6.2.pdf CORSIA – ICAO Aviation Offset Program: https://www.icao.int/environmental-protection/CORSIA/Pages/default.aspx MIGA – World Bank Political Risk Insurance: https://www.miga.org/-About ESG Decoded ESG Decoded is a podcast powered by ClimeCo to share updates related to business innovation and sustainability in a clear and actionable manner. Join Emma Cox, Erika Schiller, and Anna Stablum for thoughtful, nuanced conversations with industry leaders and subject matter experts that explore the complexities about the risks and opportunities connected to (E)nvironmental, (S)ocial and (G)overnance. We like to say that “ESG is everything that's not on your balance sheet.” This leaves room for misunderstanding and oversimplification – two things that we'll bust on this podcast.ESG Decoded | Resource Links Site: https://www.climeco.com/podcast-series/Apple Podcasts: https://go.climeco.com/ApplePodcastsSpotify: https://go.climeco.com/SpotifyYouTube Music: https://go.climeco.com/YouTube-MusicLinkedIn: https://www.linkedin.com/company/esg-decoded/IG: https://www.instagram.com/esgdecoded/X: https://twitter.com/ESGDecodedFB: https://www.facebook.com/ESGDecoded*This episode was produced by Singing Land Studio  About ClimeCoClimeCo is an award-winning leader in decarbonization, empowering global organizations with customized sustainability pathways. Our respected scientists and industry experts collaborate with companies, governments, and capital markets to develop tailored ESG and decarbonization solutions. Recognized for creating high-quality, impactful projects, ClimeCo is committed to helping clients achieve their goals, maximize environmental assets, and enhance their brand.ClimeCo | Resource LinksSite: https://climeco.com/LinkedIn: https://www.linkedin.com/company/climeco/IG: https://www.instagram.com/climeco/X: https://twitter.com/ClimeCoFB: https://www.facebook.com/Climeco/

Mike Armstrong and Paul Lane discuss the decision by President Trump to delay the deadline for tariffs on the EU. Why is negotiating with the EU so difficult? How a growing US deficit could impact American households. Earnings season is coming to a close after surprisingly good results. Tesla is getting its butt kicked in Europe.

"So teach us to number our days, that we may get a heart of wisdom." - Psalm 90:12 If you're a few years from retirement and your savings aren't quite where you want them, you might feel like you've run out of time. But maybe you don't need a time machine to solve the problem. Today, Matt Bell joins us with some encouraging words about beefing up retirement savings.Matt Bell is the Managing Editor at Sound Mind Investing, an underwriter of Faith & Finance. The Surprising Power of Working a Little LongerIn 2018, a Stanford study called The Power of Working Longer made a compelling discovery: delaying retirement by just three to six months can have the same impact on retirement readiness as saving an additional 1% of income every year for 30 years.Yes, really.This is largely due to two factors:Higher Social Security Benefits – For every month you delay past full retirement age, your benefit increases by 2/3 of 1% (8% annually). Better Annuity Rates – The older you are when purchasing an annuity, the more monthly income you'll receive for the same investment.But there's a caveat: the study is based on specific assumptions that may not match your financial situation.What the Study Assumes—and Why It MattersThe Stanford study uses a fictional worker named “John” who:Started saving at age 36Saved 6% of income and received a 3% matchRetired at 66 and claimed Social Security immediatelyUsed all savings to buy an inflation-indexed annuityIn reality, your income, savings rate, Social Security timing, and withdrawal strategy may differ widely. Not to mention, indexed annuities like the one in the study are no longer widely available. So while the study provides encouragement, its specifics shouldn't be universally applied.If you can delay claiming Social Security, it can significantly boost your lifelong income. For example, waiting until age 70 instead of 66 could result in a monthly check that's 24% higher. You'd need to live roughly 12 more years to “break even,” but many retirees today are living well into their 80s and beyond.Social Security is essentially a government-backed, inflation-adjusted annuity, making it a powerful foundation for retirement income.More Benefits to Working LongerBeyond Social Security, staying employed offers additional financial and emotional perks:More Contributions – Additional working years allow you to save more and delay withdrawals.Shorter Retirement Span – Fewer retirement years mean your nest egg doesn't have to stretch as far.Health & Community – Work often provides routine, purpose, and social interaction—elements many retirees miss.Working longer isn't just a financial decision—it impacts your time, relationships, and expectations. If you've long looked forward to travel, family time, or volunteering, extending your career might feel like a loss. That's why it's essential to consider both the math and the meaning.Couples should prayerfully approach retirement planning together. Decisions about timing affect both spouses, especially when only one is working. Unequal expectations can lead to tension, so it's essential to:Talk openly about your hopes and concernsUnderstand your financial picture as a teamChoose unity over independence in decision-makingThis is one of the most crucial decisions you'll make as a couple.How Much Do You Really Need?You may have heard that you need 70–80% of your pre-retirement income. That's a good rule of thumb, but it's far better to run the numbers yourself. Some costs (like commuting or saving for retirement) may go down. Others (like healthcare or travel) may go up. The best approach? Create a post-retirement budget based on your unique goals and lifestyle.If you're behind on retirement savings, don't panic—and don't go it alone. Tools on the Social Security website can help you run scenarios based on your age and income. Brokerages like Fidelity or Schwab offer annuity estimators. Most importantly, seek wise counsel and pray through your decisions with your spouse.If you'd like to read the full article from Sound Mind Investing that we discussed during this episode, read Matt's article titled Retirement Preparedness—What a Difference a Little Time Can Make at SoundMindInvesting.com. On Today's Program, Rob Answers Listener Questions:I now have the money from my tax return to pay my property taxes, due in two installments—one in May and one six months later. Should I go ahead and pay it all now since I have the funds, or is there a wise short-term investment I could consider in the meantime?Is there a reliable resource or organization that can provide information on charities that are requesting donations, such as groups like America Cares, CARE, or Mercy Ships?What are your thoughts on the cryptocurrency XRP? Is it something worth considering?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingRetirement Preparedness — What a Difference a Little Time Can Make by Matt Bell (Sound Mind Investing Article)Social Security Administration (SSA.gov)ECFA | Charity Navigator | Ministry WatchFidelity | Charles SchwabWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.