Podcasts about Portfolio management

In this episode, Ricardo reflects on how many project managers have shifted from managing projects to merely reacting to urgent matters. Their daily routines are consumed by meetings, messages, emails, and immediate issues, creating a sense of heavy workload but little actual progress. According to him, managing projects means reducing uncertainty, whereas managing anxiety amounts to nothing more than reacting to chaos. Artificial intelligence has accelerated operational tasks but also raised expectations for instant responses, thereby intensifying anxiety within organizations. In this context, the project manager's role becomes even more critical: establishing priorities, shielding the team from false urgencies, creating predictability, making decisions, and instilling confidence. Listen to the podcast to learn more about!

Neste episódio, Ricardo reflete sobre como muitos gerentes de projetos deixaram de gerenciar projetos para apenas reagir a urgências. A rotina é consumida por reuniões, mensagens, e-mails e problemas imediatos, gerando a sensação de muito trabalho, mas pouco progresso real. Segundo ele, gerenciar projetos significa reduzir incertezas, enquanto gerenciar ansiedade significa apenas reagir ao caos. A inteligência artificial acelerou tarefas operacionais, mas também aumentou a expectativa por respostas instantâneas, intensificando a ansiedade nas organizações. Nesse contexto, o papel do gerente de projetos torna-se ainda mais importante: estabelecer prioridades, proteger a equipe de falsas urgências, criar previsibilidade, tomar decisões e transmitir confiança. Escute o podcast para saber mais!

In this episode, Ricardo discusses the new PMP certification exam. He explains that updating the exam is a natural progression, as project management has evolved with artificial intelligence, agile methods, distributed teams, and new challenges. He highlights that the PMP exam has always prioritized the ability to analyze situations, make decisions, lead teams, and deliver value, rather than simply memorizing concepts. Ricardo also emphasizes that previous versions of the PMBOK® remain relevant because project management fundamentals stay the same, while only the context and tools evolve. His recommendation is to stay up to date without believing that all prior knowledge has lost its value. Listen to the podcast to learn more about!

Neste episódio, Ricardo fala sobre o novo exame para a certificação PMP. Ele explica que a atualização do exame é natural, pois a gestão de projetos evoluiu com inteligência artificial, métodos ágeis, equipes distribuídas e novos desafios. Destaca que o exame PMP sempre valorizou a capacidade de analisar situações, tomar decisões, liderar equipes e gerar valor, e não apenas memorizar conceitos. Ricardo também reforça que as versões anteriores do PMBOK continuam relevantes, pois os fundamentos da gestão de projetos permanecem os mesmos, enquanto apenas o contexto e as ferramentas evoluem. Sua recomendação é manter-se atualizado, sem acreditar que todo o conhecimento anterior perdeu valor. Escute o podcast para saber mais!

If you've been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I'd encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you! There's a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you're ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show Notes:Post on X from Ryan Detrick on 7.1.26 - https://x.com/RyanDetrick/status/2072147268589813875 Chart from JPMorgan Asset Management's “Guide to Retirement” 2026 slide deck - https://am.jpmorgan.com/us/en/asset-management/adv/insights/retirement-insights/guide-to-retirement/ Chart From JPMorgan Asset Management's “Guide to Retirement” 2026 slide deck - https://am.jpmorgan.com/us/en/asset-management/adv/insights/retirement-insights/guide-to-retirement/Article written by Jim Dahle on The White Coat Investor on June 9th titled “Great Reasons to have a Tax-Deferred Account” - https://www.whitecoatinvestor.com/tax-deferred-accounts/ Market Performance & Economic Insights — July market trends, midterm-year patterns (01:00)New "530A" Child Retirement Accounts — $1,000 government seed money for kids' IRAs (03:30)Retirement Spending Variability & Portfolio Management — spending fluctuations, stock allocation strategy (09:30)Tax-Deferred Accounts & Strategic Tax Planning — pre-tax vs. Roth, QCDs, medical deductions (18:00)Hosts:Mark McEvily - Chief Investment Officer and Managing PartnerMatthew Jessup – Chief Executive Officer, Chief Compliance Officer, and Managing PartnerAddress: 35 Park Ave. Dayton, OH 45419Phone: 937-938-9105 https://www.jessupwealthmanagement.com/Social Media: Facebook: @JessupWealthManagement LinkedIn: @JessupWealthManagement Twitter: @jessupwealth Instagram: @jessupwealth 

Quant-Investing ohne Glaskugel: Es geht um den Adaptivv-Sensor, Nowcasting statt Prognosen, Bitcoin, Aktien, Emotionen im Portfolio und die Frage, warum Verkaufen für viele Anleger so schwierig ist.

In this podcast, Ricardo argues that many projects are not actually late; instead, their schedules were unrealistic from the beginning. He explains that organizations often approve aggressive timelines to satisfy executives, budgets, or customer expectations, only to blame the project team when those plans fail. Ricardo emphasizes that early estimates are always surrounded by uncertainty, making unrealistic forecasts a planning problem rather than an execution issue. While artificial intelligence can quickly generate detailed schedules, its results are only as reliable as the assumptions behind them. Therefore, project managers must challenge deadlines and question key assumptions before approval. Effective planning requires honesty about risks, constraints, capacity, and uncertainty, because expectations alone do not deliver projects—people executing realistic plans do.

Neste podcast, Ricardo questiona uma crença comum no gerenciamento de projetos: nem todo projeto está atrasado; muitas vezes, o cronograma era inviável desde o início. Ele explica que organizações frequentemente aprovam prazos irreais para atender expectativas, orçamentos ou pressões políticas, transferindo depois a responsabilidade para a equipe. Ricardo destaca que previsões iniciais sempre envolvem incertezas e que culpar a execução por falhas de planejamento é um erro. Embora a inteligência artificial ajude a criar cronogramas, ela depende de premissas realistas. Por isso, o gerente de projetos deve desafiar prazos e questionar hipóteses antes da aprovação. Planejar exige honestidade sobre riscos, restrições, capacidade e incertezas, pois expectativas não entregam projetos; pessoas, trabalhando com planos realistas, sim.

Lumida Wealth founder and CEO Ram Ahluwalia joins Chris Lustrino to discuss how the company is building an AI-powered wealth management platform for sophisticated investors. Ram frames Lumida as a next-generation investing platform designed to combine the best parts of brokerage accounts, financial advisors, market intelligence, and AI-powered portfolio tools into one experience. The conversation explores why traditional 60/40 portfolios may not fit the next generation of investors, how Lumida uses AI agents and factor models to surface investment ideas, and why Ram believes investors increasingly want more control, better insights, access to pre-IPO opportunities, and a stronger sense of community. Chris and Ram also discuss Lumida's growth, revenue traction, customer profile, business model, and long-term vision for an AI wealth advisor that can eventually understand an investor's full financial picture, goals, risk tolerance, and portfolio needs.

Retirement planning isn’t just about money—it’s about how long you can actually enjoy it. In this episode, Jim Fox breaks down the real concerns facing retirees, highlighting why health and longevity play just as big a role as finances. Through powerful stories and real-life examples, Jim explains how waiting too long to enjoy retirement can limit your ability to fully live it. The conversation also challenges traditional thinking around saving versus spending, encouraging a balance that aligns your finances with the life you want to experience. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

In this episode, Ricardo challenges whether traditional two-week Agile sprints still make sense in an era where AI agents can develop, test, review, and improve software in minutes. While Agile principles such as collaboration, adaptability, and customer focus remain essential, their execution may need to evolve. As AI dramatically accelerates software development, the main bottleneck shifts from execution to human decision-making, including prioritization, validation, quality assurance, and risk management. This transformation questions the relevance of fixed sprints, story points, and traditional Agile ceremonies. Ricardo suggests that project managers will increasingly orchestrate AI-driven workflows instead of managing tasks, arguing that human judgment will remain the key competitive advantage in teams where people and AI agents work together. Listen to the podcast to learn more!

Neste episódio, Ricardo questiona se os tradicionais sprints de duas semanas ainda fazem sentido em um cenário em que agentes de inteligência artificial desenvolvem, testam e corrigem software em minutos. Embora os princípios do Agile permaneçam essenciais, sua execução pode precisar ser reinventada. Com a IA acelerando a implementação, o principal desafio deixa de ser a execução e passa a ser a tomada de decisões, como definir prioridades, validar resultados, garantir qualidade e gerenciar riscos. Nesse novo modelo de desenvolvimento contínuo, o gerente de projetos deixa de controlar tarefas e passa a orquestrar agentes e fluxos de trabalho. O julgamento humano continua sendo o principal diferencial para gerar valor. Escute o podcast para saber mais!

The Hidden Investment Risks Pre-Retirees and Retirees Don’t See Coming: Kentucky Retirement Planning Insights Are you approaching retirement and concerned about protecting your life savings from market volatility? In this comprehensive episode of the Tom Dupree Show, Kentucky retirement planning advisors Tom Dupree and Mike Johnson explore the multidimensional nature of investment risk and why personalized investment management is essential for pre-retirees aged 50-65. Unlike mass-market approaches from large firms, Dupree Financial Group provides direct access to portfolio managers who understand your specific retirement goals and risk tolerance. This evergreen financial education episode delivers timeless wisdom on risk assessment, portfolio protection strategies, and why understanding what you own is critical before retirement. Whether you’re working with a local financial advisor in Kentucky or managing investments on your own, these insights will help you make more informed decisions about your retirement security. Key Takeaways: Investment Risk Management for Pre-Retirees Risk is multidimensional: Investment risk extends beyond simple volatility—it includes sequence of returns risk, concentration risk, and the risk of falling short of your retirement goals The Capital Asset Pricing Model misconception: More risk doesn’t automatically mean more return; it means a wider range of potential outcomes, both positive and negative The danger of false security: Long periods of strong returns can create complacency, causing investors to unknowingly take on excessive risk right before retirement Personalized portfolio analysis matters: Your investment strategy must align with your specific retirement timeline, income needs, and risk capacity—not just market averages Understanding beats panic: Clients who truly understand their portfolio holdings don’t panic during market downturns because they know their strategy is designed for their goals Active risk identification: Professional Kentucky retirement planning involves continuously identifying and monitoring specific risks to each holding, not just following the crowd Howard Marks on Investment Risk: Wisdom from a Market Legend The episode draws heavily from Howard Marks’ influential 2006 memo on risk, which Tom and Mike have studied extensively. Marks, co-founder of Oaktree Capital Management, challenges conventional thinking about risk and return relationships. “If more risk always meant more return, it would cease being risky. The risk would be riskless,” explains Mike Johnson, highlighting the fundamental misunderstanding many investors have about the risk-return relationship. The discussion emphasizes that bearing risk unknowingly represents one of the biggest mistakes pre-retirees can make. This is particularly relevant for those who have experienced strong market performance for years without understanding the volatility embedded in their portfolios. The Real-World Cost of Ignoring Investment Risk Tom Dupree shares a cautionary tale that every pre-retiree should hear: “There was a man that came to me years ago who had been at UK for a number of years. He had invested in Fidelity and TIAA-CREF, good funds, great returns. He had something like 1,000,006 and he had averaged 13 and a quarter percent return per year for like 23 years. He extrapolated that he could take 10% a year, which was $160,000, live on it and be okay because it was gonna keep doing that. The sequence of returns turned around and bit him good.” This example perfectly illustrates sequence of returns risk—a critical concept for anyone approaching retirement. Even with excellent average returns, the timing of market downturns relative to when you need to withdraw funds can devastate a retirement plan. This is why personalized investment management from a local financial advisor who understands your specific timeline is so valuable. Why Volatility Isn’t the Only Risk Pre-Retirees Face The episode challenges the traditional definition of investment risk as merely volatility. For pre-retirees and retirees specifically, Mike Johnson explains: “The base case that we’re trying to solve here? We’re speaking specifically to near retirees and retirees. Volatility is gonna be your friend or your foe the day you need to take your money out. That’s gonna be your definition of risk—what has the volatility done to my money the day I need it.” Additional Risk Dimensions for Kentucky Retirement Planning Falling short of goals: The risk that your portfolio won’t produce sufficient income for your desired retirement lifestyle Concentration risk: Over-exposure to single stocks or sectors, especially common with company stock or recent tech winners Unconventionality risk: The professional risk advisors take when thinking independently rather than following the crowd—but this can benefit clients long-term Underperformance risk: Short-term underperformance relative to indices, which requires conviction in your strategy and understanding your goals Hidden risk exposure: Unknown risks embedded in portfolios, particularly index funds that provide no true diversification strategy The False Sense of Security: Why Long Bull Markets Are Dangerous One of the most powerful concepts discussed is how prolonged positive market performance can numb investors to risk—exactly when they should be most vigilant. Mike Johnson references Nassim Taleb’s “Fooled by Randomness” to illustrate this danger: “Reality’s far more vicious than Russian roulette. First, it delivers the fatal bullet rather infrequently, like a revolver that would have hundreds or even thousands of rounds instead of six. After a few dozen tries, one forgets about the existence of a bullet under a numbing false sense of security. One is thus capable of unwittingly playing Russian roulette and calling it by something alternative: low risk.” This perfectly describes the situation many pre-retirees face today after years of strong market performance. The analogy to driving at 90 mph—where you stop feeling the speed—resonates powerfully. You’re taking significant risk, but you’ve become accustomed to it and no longer perceive the danger. Direct Access to Portfolio Managers: The Dupree Financial Difference Unlike large firms where you’re assigned an investment counselor who may change frequently, Dupree Financial Group provides direct access to portfolio managers Tom Dupree and Mike Johnson. This relationship-focused approach enables: Deep understanding of your specific retirement timeline and goals Customized portfolio construction based on your unique risk capacity Ongoing education about what you own and why you own it Proactive risk identification specific to your holdings The ability to think unconventionally when it serves your interests “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops,” Tom Dupree emphasizes, highlighting the value of education and transparency in financial relationships. Why Index Funds Aren’t a Complete Investment Strategy The episode delivers a sobering message about the limitations of index fund investing for retirees: “If you don’t like risk and you think that you’re not taking any risk by investing in the S&P 500, sweetie pie, you need to get in the money market fund and just hope you got enough money to ride through it because you are taking risk that you don’t know about. And that is a problem because you’re gonna find it out in a very uncomfortable way at some point.” This doesn’t mean index funds have no place in portfolios, but rather that they shouldn’t be confused with a comprehensive retirement income strategy. Personalized portfolio analysis considers: Your specific income needs in retirement Time horizon until you need to access funds Concentration risk in popular stocks or sectors The difference between the accumulation and distribution phases Tax efficiency of different investment approaches Building a Foundation: From Stocks to Portfolio For younger investors just starting out, Mike Johnson offers this perspective: “If somebody’s in their late twenties, early thirties and they have a few stocks here and there, that’s great. You’re ahead of the curve from a lot of people, but that is not a portfolio. What you want to do is lay a foundation that’s more sturdy, more solid than just having a few stocks here and there.” This guidance is equally relevant for pre-retirees who may have accumulated individual positions over time without a cohesive strategy. Kentucky retirement planning requires transitioning from an accumulation mindset to a distribution strategy—and that requires professional portfolio architecture. The Retirement Risk Equation: It’s About Income, Not Just Account Balance One of the most important insights for pre-retirees: “Remember, it’s not just the accumulation, it’s not the dollar amount, it’s what it’s gonna produce for you and how long can it produce that to sustain you. Retirement has the normal set of rules plus other variables that you have to take into consideration.” This shift in perspective—from portfolio value to sustainable income—is where personalized investment management becomes critical. Every individual’s situation differs slightly, and those differences matter enormously in retirement planning. Faith, Risk, and Investment Philosophy Tom Dupree introduces an often-overlooked dimension of investment risk: the role of faith. Not just faith in markets or historical returns, but a deeper consideration of existential risk and what you ultimately trust. “Underpinning any investment scheme is faith. At the base of everything related to risk is faith. You cannot get away from it. One of the things about the God factor is that it takes certain elements of risk that you’re willing to take on for yourself and transfers them to a higher power.” While this dimension is personal and not emphasized in typical financial planning, it reflects Dupree Financial Group’s holistic approach to understanding clients as people—not just portfolios. Frequently Asked Questions About Investment Risk and Retirement Planning What is the biggest investment risk for pre-retirees? The biggest risk for pre-retirees is sequence-of-returns risk—experiencing market downturns just as you begin withdrawing from your portfolio. Even with strong average returns over time, poor returns in the years immediately before and after retirement can devastate your retirement security. This is why personalized retirement planning in Kentucky focuses on more than just average returns. How is investment risk different for retirees versus younger investors? For retirees, risk is primarily defined by volatility’s impact on withdrawals. When you need to take money out during a market downturn, you crystallize losses and reduce your portfolio’s recovery potential. Younger investors have time to recover from volatility. As Tom Dupree explains, “Volatility is gonna be your friend or your foe the day you need to take your money out.” Are index funds safe for retirement portfolios? Index funds are not inherently “safe” for retirement—they carry significant volatility and concentration risks (especially in large-cap tech stocks right now). While they can be part of a retirement strategy, they should not be confused with a comprehensive income plan. Local financial advisors can help design strategies that balance growth needs with income stability. How much can I safely withdraw from my retirement portfolio annually? There’s no universal answer—withdrawal rates depend on your portfolio composition, risk tolerance, retirement timeline, and income needs. The gentleman in Tom’s example assumed 10% annual withdrawals based on historical 13.25% returns, which proved disastrous. Personalized portfolio analysis determines sustainable withdrawal rates specific to your situation. Why should I work with a local Kentucky financial advisor instead of a large national firm? Local advisors like Dupree Financial Group provide direct access to portfolio managers who personally manage your investments, rather than being assigned to a counselor who may change. You receive personalized service, education about your holdings, and strategies tailored to your specific goals—not mass-market approaches. Tom emphasizes: “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops.” What does it mean to “know what you own” in my portfolio? Knowing what you own means understanding not just the names of your holdings, but the specific risks each position carries, how they work together, and why each was selected for your situation. It means knowing what could go wrong with each investment and having conviction in your overall strategy during market volatility. How often should I review my retirement portfolio risk? Pre-retirees should review portfolio risk at least annually, and more frequently as retirement approaches. Risk tolerance, time horizon, and income needs change as you near retirement. Kentucky retirement planning professionals continuously monitor holdings for emerging risks and rebalance as needed. What is concentration risk, and why does it matter? Concentration risk occurs when your portfolio has too much exposure to a single stock, sector, or asset class. Many investors have unknowingly accumulated concentration in large technology stocks through both index funds and individual holdings. If that sector declines, your entire portfolio suffers disproportionately. Diversification addresses concentration risk. How do I know if I’m taking too much risk before retirement? Signs you may have excessive risk include: heavy concentration in stocks after years of strong returns, high portfolio volatility relative to your withdrawal timeline, lack of income-producing assets, or simply not understanding what you own. A complimentary portfolio review with Dupree Financial Group can identify hidden risks: call 859-233-0400. What makes Dupree Financial Group’s investment philosophy different? Dupree Financial Group focuses on building long-term relationships with people—not just managing money. The team conducts their own research, provides comprehensive education, thinks independently rather than following the crowd, and designs portfolios around your specific goals. Learn more about their investment philosophy. Schedule Your Complimentary Portfolio Risk Analysis Don’t Wait for a Market Downturn to Discover Hidden Risks in Your Portfolio If you’re retired or approaching retirement, understanding the specific risks in your portfolio is critical. After 47 years in the investment business, Tom Dupree has seen countless retirees discover they were taking far more risk than they realized—often at the worst possible time. Dupree Financial Group offers Central Kentucky residents a complimentary portfolio review to help you: Identify hidden concentration risks in your current holdings Understand the sequence-of-returns risk as you approach retirement Evaluate whether your portfolio aligns with your retirement income needs Learn what you actually own and why it matters Develop a personalized strategy for your retirement timeline Call 859-233-0400 to schedule your complimentary consultation Or visit us online: Schedule Your Personalized Portfolio Analysis Learn About Our Investment Philosophy Listen to More Market Commentary Read Client Testimonials Explore Kentucky Retirement Planning Services Dupree Financial Group serves clients throughout Central Kentucky, including Lexington, Louisville, Frankfort, Winchester, Richmond, and surrounding communities. About the Tom Dupree Show The Tom Dupree Show provides timeless financial education for investors approaching and in retirement. Hosted by Tom Dupree, Jr., founder of Dupree Financial Group, and portfolio manager Mike Johnson, each episode delivers practical insights on investment management, retirement planning, and portfolio risk assessment. Unlike generic financial advice, the show focuses on the specific challenges facing Kentucky retirees and pre-retirees. Tom Dupree founded Dupree Financial Group on the principle that creating long-term relationships with people—not just their money—is the key to successful wealth management. With direct access to portfolio managers and personalized investment strategies, Dupree Financial Group delivers the attentive service of a local advisor with the knowledge of a seasoned investment team. Episode Type: Evergreen Financial Education Primary Topics: Investment Risk, Retirement Planning, Portfolio Management, Sequence of Returns Risk Featured Guests: Mike Johnson, a member of the team at Dupree Financial Group Listen to More Episodes: Market Commentary Archive Share This Episode Help others understand investment risk by sharing this episode: www.dupreefinancial.com/podcast The post The Hidden Investment Risks You Don’t See Coming: Kentucky Retirement Planning Insights appeared first on Dupree Financial.

Nick Hodge, Co-Owner of Digest Publishing and editor of Foundational Profits and Underground Alpha, joins us for our monthly longer-format discussion on assortment of messy macroeconomic factors, how he is navigating the bearish metals price trends, and portfolio management strategies in select gold, copper, lithium, rare earths, and uranium stocks.   We start off reviewing the mix of messy macroeconomic movers like: Market effects from the rising US Dollar – over 100 and climbing Rising short-term interest rates at the short-end of the yield curve due to Fed policy and Warsh's meeting and press conference last week; contrasted against flattening rates at the long-end of the curve Rising inflation readings, but wild fluctuations between monthly and quarterly trends Knock-on effects from geopolitics and continued uncertainty around the US/Iran MOU and supposed reopening of the Strait of Hormuz. Fluid situation causing increased volatility and impulsive reactions in both directions Sovereign debt loads and how rising rates will pressure global governments Capex investments in AI data-center build-outs are ongoing.      The majority of the macro news has been a headwind to the commodities sector, but it is a messy situation because there are positive tailwinds present at the same time.  We discussed the pullback in oil prices, in precious metals prices, and copper prices and how Nick is navigating these markets. After touching the hot stove in a few instances, (after taking a nibble at the GDXJ only to see it fall a bit further), he is not interested in trying to pick a bottom or “catch the falling knife” in most commodities. Nick would prefer to see a sustainable real low put in for each respective commodity, like the PMs or Oil or Copper, and for a new uptrend to assert itself before deploying any more new capital. He is more than happy to have a certain portfolio weighting to cash to wait out any more near-term market corrections, and is willing to deploy more cash once the turn higher is more clear.   With regards to portfolio management, Nick is concentrating his portfolio into less positions and fortifying his highest conviction investment stories with compelling catalysts.  He is more likely to trim or sell positions that were picked up based on bullish metals price direction, or as a result of spinouts, or where he is not as confident on the assets or management teams.  He recommends investors take inventory of what they own, and the investment case for why they own it and only be in the higher conviction stories.   Nick highlighted Gladiator Metals Corp. (TSXV: GLAD) (OTCQB: GDTRF) for copper, and Revival Gold Inc. (TSXV: RVG) (OTCQX: RVLGF) for gold as 2 positions he has held for some time in his portfolio that he is happy to hold through any more volatility and even add to in their weighting.  He points out that both companies have solid management teams and projects, and both still have a lot of drilling on tap for this season as a catalyst. There are also gold stocks on his watchlist that are becoming more attractive during this ongoing sector correction, like Mayfair Gold Corp. (TSXV: MFG) (NYSE American: MINE), Tiernan Gold Corp. (TSXV : TNGD), or copper stocks like Amerigo Resources Ltd. (TSX: ARG) (OTCQX: ARREF) or Ero Copper Corp. (TSX: ERO, NYSE: ERO) that he is keeping a close eye on for a potential future position.   When reviewing where he is seeing the most strength in the commodities sector, Nick highlights the Critical Minerals as having been the most resilient. He points out that the Global X Lithium and Battery ETF (NYSE: LIT) and lithium developers like Q2 Metals Corp. (TSX.V: QTWO) (OTCQB: QUEXF) and PMET Resources Inc. (TSX: PMET) (ASX: PMT) (OTCQX: PMETF) have held up better than most other metals or resource stocks. Nick highlights the ongoing direct investment and policy initiatives into the rare earths processors, separators, recyclers, noting prior investments into USA Rare Earth, Inc. (Nasdaq: USAR), MP Materials (NYSE: MP), or the news this week where Energy Fuels Inc. (NYSE American: UUUU) (TSX: EFR) was approved for a $725 million financing commitment from the Department of War, U.S. Office of Strategic Capital, to support infrastructure and capacity to process rare earth elements and other critical materials. Uranium and nuclear stocks have also been soft ever since the big move up in January, but Nick outlined the continued support from many sovereign nations to invest in both their nuclear infrastructure as well as uranium miners with projects of significance. Cameco Corporation (TSX: CCO; NYSE: CCJ) announced yesterday a conditional commitment for a loan package of up to US$17.5 billion by the US Department of Energy's (DOE) Office of Energy Dominance Financing (EDF) to reenergize the large-scale nuclear reactor supply chain, drive down costs, and accelerate the deployment of AP1000 reactors in the US and globally.   Click here to follow Nick's analysis and publications over at Digest Publishing     For more market commentary & interview summaries, subscribe to our Substacks:   The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/     Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.    

Chasing a “magic number” for retirement could be leading you in the wrong direction. In this episode, Jim Fox challenges the idea that everyone needs a specific dollar amount to retire and explains why income—not a lump sum—should be considered in driving your plan. Through real-life examples, he highlights how fear and confusion can derail retirement plans, even for well-prepared retirees. The conversation focuses on simplifying the math, aligning your strategy with your lifestyle, and understanding what your savings can realistically support. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Chapters 00:00 Introduction and Personal Updates 01:19 Focus on Portfolio Size and Risk Tolerance 03:39 Understanding Sell-Through Rates and Acquisition Costs 06:29 Portfolio Management and Diversification Strategies 08:40 Market Strategies: Volume vs. Opportunistic Buying 11:07 Market Inefficiencies and Niche Opportunities 13:19 Escalating a Domain Portfolio: Systematic Approaches 15:20 The Lifecycle of Domain Portfolios and Subsets 18:28 Making Money and Portfolio Optimization 20:52 Number Strategies for Portfolio Growth and Reinvestment 24:19 Adapting to Market Cycles and Economic Conditions 27:16 Quarterly Portfolio Review and Data Analysis 31:23 Dealing with Small Portfolios and Randomness 34:58 Leveraging AI and Data Tools for Analysis 37:45 Using Spreadsheets and Data for Portfolio Planning 40:21 Scaling Strategies: Volume, Quality, and Market Trends 44:03 Long-Term Consistency and Portfolio Management 47:50 The Future of Domain Investing and Community Insights 01:47 The Role of Data and Knowledge in Domain Sales 04:37 Details of the Upcoming LTO Rollout and Its Benefits 09:12 Configurable Payment Terms and Down Payments 13:45 The Importance of Customization and Branding in Landers 18:06 Strategies for Encouraging Serious Buyer Engagement 22:57 Early Payoff Options and Flexibility in Payments 27:16 The Future of Marketplace Integration and Broker Networks 32:20 Balancing Profit, Default Rates, and Buyer Psychology 36:34 The Impact of Trust and Platform Credibility 41:17 Final Thoughts and Upcoming Developments Check out https://unstoppabledomains.com

In this episode, Ricardo presents three practical applications of AI agents in project management. Unlike tools that only answer questions, these agents act autonomously, monitoring information and executing tasks. The first example is the risk agent, capable of identifying problems in messages, classifying their severity, updating records, and suggesting responses. The second is the status and reporting agent, which collects data from various sources, updates indicators, and automatically generates reports, allowing the manager to focus on analysis. The third is the planning and forecasting agent, which tracks project progress, identifies trends, performs simulations, and anticipates problems. Ricardo concludes that these agents not only automate tasks but transform the nature of project management work. Listen to the podcast to learn more!

Neste episódio, Ricardo apresenta três aplicações práticas de agentes de IA no gerenciamento de projetos. Diferentemente de ferramentas que apenas respondem a perguntas, os agentes atuam de forma autônoma, monitorando informações e executando tarefas. O primeiro exemplo é o agente de riscos, capaz de identificar problemas em mensagens, classificar sua gravidade, atualizar registros e sugerir respostas. O segundo é o agente de status e relatórios, que coleta dados de diversas fontes, atualiza indicadores e gera relatórios automaticamente, permitindo que o gerente foque na análise. O terceiro é o agente de planejamento e previsão, que acompanha o progresso do projeto, identifica tendências, realiza simulações e antecipa problemas. Ricardo conclui que os agentes não apenas automatizam tarefas, mas transformam a natureza do trabalho do gerenciamento de projetos. Escute o podcast para saber mais!

Welcome to Bond Investment Mentor! In this episode, Chris explores what bond defeasance is, how it works, and how it affects you as an investor. He also discusses how to identify and analyze defeased securities.   In this episode: Market & Fed update (1:34) Understanding Defeasance (9:19) How defeasance works Municipal bonds & defeasance Commercial MBS & defeasance Analyzing defeased securities Why I do what I do  (29:17) If you have questions about anything covered in this episode, please email me at Chris @ BondInvestmentMentor.com. Do you know someone who could benefit from this information? Please share this episode and podcast with them! You will find more articles, tips, and resources about fixed-income investing and portfolio management at BondInvestmentMentor.com. Check it out! Let's Connect via Social Media! LinkedIn: Christopher Nelson, CFA Connect with Nelson Capital Advisors Interested in discussing how these concepts apply to your institution? I'd welcome the conversation. Email: Chris@NelsonCapitalAdvisors.com Phone: 207-420-2442 Website: NelsonCapitalAdvisors.com About Nelson Capital Advisors Nelson Capital Advisors is a registered investment adviser with the U.S. Securities and Exchange Commission, specializing in serving community banks and credit unions. We provide investment advisory services, portfolio management consulting, investment policy development, and fixed-income strategy guidance. Bond Investment Mentor LLC and Nelson Capital Advisors are commonly owned entities. For detailed information about Nelson Capital Advisors' services, fees, and potential conflicts of interest, please review our Form ADV Part 2A brochure. Important Disclaimer The content in this podcast is for educational and informational purposes only and should not be considered personalized investment advice for your specific situation. For advice tailored to your institution's needs, please contact Nelson Capital Advisors directly.

Don and Tom take on one of investors' biggest blind spots: focusing on tiny costs while ignoring the factors that have a far greater impact on long-term wealth. Using a recent Jason Zweig article as a springboard, they explain how taxes can reduce stock market returns far more than the difference between low-cost fund expense ratios. The discussion covers tax-efficient investing, asset location, ETFs versus mutual funds, dividend taxation, capital gains, and why investors should pay more attention to portfolio design than chasing the lowest possible expense ratio. They also dissect a highly tax-inefficient YieldMax fund tied to MicroStrategy and Bitcoin, illustrating how taxes and poor fund structure can devastate returns. Listener questions cover Morningstar's acquisition of CRSP indexes and whether it threatens Vanguard investors, plus whether a retiree working part-time can contribute earned income to a Roth IRA.0:05 Big-picture investing versus obsessing over tiny details0:39 Why fund expense ratios matter less than most investors think2:06 Jason Zweig's research on taxes reducing long-term market returns3:20 How taxes often outweigh fund expense differences4:06 Qualified dividends versus ordinary income taxation5:03 Why investors should pay attention to after-tax returns5:40 YieldMax funds and the hidden cost of tax inefficiency7:19 The dangers of exotic income-focused ETFs7:48 Why ETFs can be more tax-efficient than mutual funds9:15 Tax knowledge as a critical investing skill10:30 Asset location: where stocks and bonds belong11:20 The YieldMax MicroStrategy fund and Bitcoin losses11:58 The truly important parts of financial planning13:15 Listener question from Longmont, Colorado14:17 Morningstar, CRSP indexes, and Vanguard concerns16:00 Why market-cap indexes are unlikely to be manipulated17:16 Morningstar ratings and conflicts of interest discussion17:58 Thoughts on the military-industrial complex19:23 UFL football, soccer, and sports tangents20:47 Listener question about Roth IRA contributions from part-time work21:30 Filing thresholds and earned income requirements for Roth IRAs23:21 Listener questions, voice submissions, and website tools24:08 AI voices and synthetic Don McDonald25:59 Romper Room memories and closing banterQuestions? Comments? Click!

This special episode marks the publication of our midyear global outlook, which takes stock of the extraordinary first half of 2026 for investors – and offers insights as to what may follow. Topics covered include: • The interplay between AI acceleration and geopolitical fragmentation• What a raft of blockbuster IPOs mean for index investors• How AI is fundamentally reshaping dynamics across industries• The outlook for private creditDuring the episode, Emiel van den Heiligenberg, our global CIO, is joined by: •        David Barron, Global Head of Index and ETFs•        Stuart Hitchcock, Head of Portfolio Management, Private Credit•        Colin Reedie, Head of Active Strategies•        Jason Shoup, Co-head of Fixed Income and CIO, L&G – Asset Management, America Our panel also share what they are planning to read and watch over the summer. The podcast was recorded on 9 June and was moderated by Max Julius, Head of Content. For professional investors only. Capital at risk.

Should retirees live off dividends and bond interest, or use a total return strategy? Don and Tom tackle one of the most persistent myths in retirement investing: that dividend-paying stocks create safer retirement income. They explain why dividends are not “free money,” how dividend-focused portfolios can create hidden risks, and why most academic research favors a diversified total return approach. The conversation explores dividend traps, covered-call income funds, sustainable withdrawal strategies, and the importance of diversification. They also respond to a listener defending Robinhood's platform, debate gamification in investing, and discuss Philadelphia's new automatic retirement savings program designed to help workers without employer-sponsored plans.0:05 Introduction: Dividend income vs. total return investing1:44 Why retirees are attracted to dividend-focused portfolios2:19 What a total return strategy actually means3:37 The appeal of predictable dividend income4:55 High-yield ETFs and the risks behind the payouts5:03 Why dividends are not free money6:10 Larry Swedroe's argument: dividends are not income6:27 Understanding the dividend trap7:05 Extreme dividend yield example: GMEX Robotics8:35 YieldMax and triple-digit yields9:44 Why academics favor total return strategies10:48 Rebalancing as an income source in retirement11:43 The hidden risks of income-focused products13:30 Bridge-playing and retirement banter14:21 How listeners can submit questions15:12 Listener question: Is Robinhood getting unfair criticism?16:13 Robinhood, gamification, and investor behavior18:18 Why “stodgy” may be good for money management19:53 Philadelphia's new retirement savings initiative20:45 Automatic enrollment and retirement success22:30 Why saving must be made easy23:28 Free portfolio reviews at Appella24:21 Discussion of The Line Uncrossed26:47 Family history and future book possibilitiesQuestions? Comments? Click!

What does it really take to grow a business lending CUSO in 2026? Mark Ritter and Jeff Lyons pull back the curtain on eight years of organizational evolution, honest reflections on artificial intelligence, and where credit union technology is finally delivering results. From Microsoft Copilot upgrades that went from frustrating to impressive, to AI-assisted hiring wins, to the unfiltered reality of conference networking, this conversation is refreshingly direct. If you work in fintech or credit unions and want a perspective grounded in real experience rather than buzzwords, this episode is for you.What You Will Learn in This Episode: ✅ How credit union technology like Microsoft Copilot and ChatGPT has evolved from clunky early tools into genuinely useful platforms for business efficiency inside a growing CUSO.✅ Why a thoughtful approach to AI adoption paid off for MBFS, including a real example of how updated job descriptions powered by AI led directly to a successful hire.✅ How portfolio management practices and internal team development have transformed credit union growth at MBFS over eight years of organizational change.✅ What conference networking looks like today compared to 20 years ago, and why showing up at trade shows is now more about relationships than closing deals on the floor.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Jeff Lyons reflects on eight years of credit union growth and his evolving COO role05:14 History of artificial intelligence, from Clippy to ChatGPT and credit union technology09:44 Honest take on Microsoft Copilot, AI adoption struggles, and real business efficiency gains14:21 How AI adoption improved hiring via smarter job descriptions and operational efficiency16:16 The changing reality of conference networking, trade show etiquette, breakfast buffets, and industry trends observations21:52 Wrapping up favorite conferences and final thoughts on AI adoption in credit union growthKEY TAKEAWAYS:

Is your portfolio more cluttered than you realize? In this episode, Abe Abich outlines four steps to help simplify and organize your investment accounts. The conversation covers consolidating scattered 401(k)s and IRAs, identifying overlapping holdings, considering tax implications when making changes, and maintaining a clear plan moving forward. Abe explains how multiple accounts can create inefficiencies and why regular reviews and a streamlined approach can keep your strategy aligned over time. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode, Ricardo compares a project to a disorganized email inbox, full of messages, decisions, and pending tasks without proper handling. He explains that many projects don't face difficulties due to a lack of resources or schedule flaws, but because of the accumulation of actions, risks, requests, and decisions without follow-up. To deal with this problem, he presents the principles of the GTD (Getting Things Done) methodology, created by David Allen, which is based on the idea that the human mind should generate ideas, not store them. Ricardo highlights five fundamental steps: capturing information, clarifying necessary actions, organizing responsibilities, regularly reviewing records, and executing priorities. Applied to projects, these principles help reduce chaos, increase productivity, and improve decision-making. Listen to the podcast to learn more!

Neste episódio, Ricardo compara um projeto a uma caixa de e-mails desorganizada, repleta de mensagens, decisões e pendências sem tratamento adequado. Ele explica que muitos projetos não enfrentam dificuldades por falta de recursos ou por falhas no cronograma, mas pelo acúmulo de ações, riscos, solicitações e decisões sem acompanhamento. Para lidar com esse problema, apresenta os princípios da metodologia GTD (Getting Things Done), criada por David Allen, que parte da ideia de que a mente humana deve gerar ideias, e não armazená-las. Ricardo destaca cinco etapas fundamentais: capturar informações, esclarecer ações necessárias, organizar responsabilidades, revisar regularmente os registros e executar as prioridades. Aplicados aos projetos, esses princípios ajudam a reduzir o caos, aumentar a produtividade e melhorar a tomada de decisões. Escute o podcast para saber mais!

The Inside Economics team welcomes Jim Lebenthal, Chief Market Strategist at Cerity Partners, to discuss all things investing on the morning of the SpaceX IPO. Jim discusses the equity market's extraordinary run, whether AI stocks are overvalued, and how investors should think about picking individual stocks versus investing in index funds. The team also welcomes Matt Colyar to talk about this week's inflation data, and Marisa addresses a slew of comments from last week's podcast.  Guest: Jim Lebenthal, Chief Market Strategist at Cerity Partners For more from Jim Lebenthal, visit his website: www.jimmylebenthal.com Jim's book, How to Ride the Subway: Getting Around on Wall Street and in Life (Regalo Press March 2026), is available here Jenna Score: 8.5 Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn   Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Segment 1: Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, joins John Williams about the SpaceX IPO, why people are excited about this IPO, and if you should consider buying some of SpaceX right now. Segment 2: Carl Prouty, “The Technologist” at Abt Electronics in Glenview, tells John about some of the best gifts for Father’s Day.

What if your biggest retirement risk isn’t money—but the time you have left to enjoy it? In this episode, Jim Fox explores the balance between health and wealth, and why waiting too long to use your savings can lead to missed opportunities. He shares real stories that highlight how quickly life can change and why retirement decisions should go beyond numbers. The discussion covers timing income, managing longevity, and aligning your financial plan with the experiences that matter most—before circumstances shift. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Think a million dollars solves retirement worries? Think again. This episode breaks down the top seven concerns keeping even high net worth savers up at night, from market volatility and inflation to healthcare costs, debt, and rising housing expenses. The conversation explores how planning, not just wealth, plays a central role in navigating uncertainty, including strategies for managing risk, preparing for unexpected life events, and maintaining income stability. You’ll also hear how overlooked tax details, like after tax IRA contributions, can create costly surprises, and why a “spring cleaning” approach to your portfolio may uncover hidden inefficiencies. It’s a practical look at aligning your financial pieces into a clearer, more intentional retirement strategy. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030See omnystudio.com/listener for privacy information.

Welcome to Bond Investment Mentor! In this episode, Chris breaks down callable step-up agency bonds. He explains how these agency bonds work and how these investments could deliver less than you expect. Chris also provides a framework for analyzing step-ups using Bloomberg screens and deciding whether they actually make sense for your institution's portfolio. In this episode: Market & Fed update (1:43) Listener question: Discount MBS investments & a yield quirk (8:28) Understanding callable agencies (13:40) Callable step-up agency basics How to evaluate them (Download: Pre-Purchase Due Diligence Checklists) The challenges of call and coupon interaction Developing a step-up investment approach Boost your investment fundamentals with Bond Basics (Learn More) (26:55) If you have questions about anything covered in this episode, please email me at Chris @ BondInvestmentMentor.com. Do you know someone who could benefit from this information? Please share this episode and podcast with them! You will find more articles, tips, and resources about fixed-income investing and portfolio management at BondInvestmentMentor.com. Check it out! Let's Connect via Social Media! LinkedIn: Christopher Nelson, CFA

In this podcast, Ricardo explores the emerging concept of the “one-person project,” made possible by advances in artificial intelligence, automation, and digital platforms. He challenges the traditional belief that complex projects require large teams, noting that bigger teams also increase coordination efforts, communication overhead, and dependencies. Drawing on Brooks' Law, he explains that adding more people does not always improve productivity. Today, a single professional can perform tasks that once required entire teams, raising the question of whether projects should be delivered by the smallest effective team possible. However, he also highlights risks such as knowledge concentration and reduced diversity of perspectives. Finally, Ricardo expands the discussion to the future of work, questioning how society will adapt if fewer people are needed to achieve greater results. Listen to the podcast to learn more about!

Neste episódio, Ricardo reflete sobre a crescente possibilidade de projetos serem executados por uma única pessoa graças ao avanço da inteligência artificial, da automação e das plataformas digitais. Ele destaca que, tradicionalmente, projetos complexos exigiam grandes equipes, mas que o aumento do número de pessoas também amplia os esforços de coordenação, comunicação e alinhamento. Com as novas tecnologias, um profissional pode realizar atividades que antes demandavam equipes inteiras, tornando possível reduzir o tamanho dos times sem comprometer os resultados. Contudo, esse modelo traz riscos, como a concentração de conhecimento e a redução da diversidade de perspectivas. Ricardo amplia a discussão para o futuro do trabalho, questionando os impactos sociais e econômicos de um cenário em que cada vez menos pessoas sejam necessárias para produzir mais resultados. Escute o podcast para saber mais!

In Episode 190 of Facts vs Feelings, Ryan Detrick, Chief Market Strategist at Carson Group, and Sonu Varghese, Chief Macro Strategist at Carson Group, take on the SpaceX IPO and what it could mean for indexes, mega-cap weights, and the next phase of the AI trade. They're joined by Blake Anderson, Director of Portfolio Management at Carson Group, for a wide-ranging conversation on market breadth, small caps, tech leadership, Google's AI spending, software, and the growing influence of data centers and high-quality cash flows in today's market.The episode also digs into the latest rally in stocks, the role of FOMO, the state of the bond market, and why this bull market may still have more room to run even as leadership narrows.From IPO mechanics and index inclusion rules to the economics of AI infrastructure, the conversation connects the market's biggest headlines to the harder data underneath.Key Takeaways:The S&P 500 is up nine consecutive weeks. When it has gained more than 15% in April and May combined, June has never been lower and the rest of the year averages nearly 19% gains.Small caps are up 18% year-to-date and it seems like nobody is talking about it. A third of those returns trace back to three companies, all tied to data centers and AI infrastructure.SpaceX chose the Nasdaq, and Nasdaq changed its rules. Mega-cap companies can now be assessed for index inclusion just 15 days post-IPO instead of waiting six months.At a $2 trillion valuation against $19 billion in 2025 revenue, SpaceX carries a price-to-sales ratio above 90. Historically, IPOs with price-to-sales above 40 average a 94% first-day pop, but a negative 45% three-year return.A deal disclosed in the SpaceX S1 could see Anthropic pay up to $15 billion annually for data center capacity, nearly matching SpaceX's entire 2025 revenue in a single contract.Google is raising $80 billion in equity and has cut buybacks to zero. AI infrastructure spending has moved from optional to existential, with payoff timing still uncertain.Jump to:0:00 — Welcome and the SpaceX question1:19 — Markets rip higher after the spring rally10:33 — Breadth, small caps, and hidden leaders14:10 — FOMO signals and the bubble check15:59 — Blake joins on tech and rates20:48 — Google funds AI data centers26:22 — Software's AI reset and data moats29:13 — SpaceX IPO filing and index rule changes43:01 — IPO stats, valuation risk, and consumer wrapConnect with Ryan:• LinkedIn: https://www.linkedin.com/in/ryandetrick/• X: https://x.com/RyanDetrickConnect with Sonu:• LinkedIn: https://www.linkedin.com/in/sonu-varghese-phd/• X: https://x.com/sonusvarghese?lang=enQuestions about the show? We'd love to hear from you! factsvsfeelings@carsongroup.com#SpaceXIPO #FactsVsFeelings #investing #stockmarket #AI #techinvesting #IPO #smallcaps #SP500 #bullmarket #NVIDIA #Starlink #Anthropic #OpenAI #marketanalysis #portfoliomanagement #indexfunds #WallStreet #fintech #CarsonGroup

What if retirement isn’t delayed—but arrives before you’re ready to handle the transition? In this episode, Abe Ashton explores how unexpected timing and emotions can shape retirement decisions, from continuing to work out of habit to struggling with the shift from saving to spending. The conversation highlights why personalized planning matters more than generic advice, how confidence comes from understanding your numbers, and why financial choices—like eliminating debt—can impact both cash flow and mindset. Abe also explains how thoughtful preparation helps retirees adapt to change and make informed decisions as they move into the next phase of life. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Send us Fan Mail*How do you forecast an event that has never happened before?*How do you forecast an event that has never happened before?The recent closure and reopening of the Strait of Hormuz are unique events. For events like these, traditional risk models lose their statistical basis: repetition. Alexander Denev returns to the podcast to show how causal models (Bayesian networks) let us reason about rare events despite this limitation.In this episode, we cover:- Why value-at-risk and other correlation-based models break exactly when you need them most- How a causal structure can "hold in time"- Building scenarios with LLMs - benefits, drawbacks, and lessons learned- Historical analogy as a modeling tool: Bosphorus, Hormuz, and more- A three-way robustness test for any Bayesian network- How the model's call held up: a ceasefire, a still-closed strait, and lasting infrastructure damage keeping oil elevated"History doesn't repeat itself, but it rhymes."------------------------------------------------------------------------------------------------------Video version available on the Youtube: https://youtu.be/FzKy2ws-7qsRecorded on May 29, 2026 in London, UK.------------------------------------------------------------------------------------------------------*About The Guest*Alexander Denev works at the intersection of quantitative finance, causality, and AI. He's the CEO of Turnleaf Analytics and the author of two books on applying Bayesian networks and probabilistic graphical models to finance and scenario analysis.Connect with Alexander:- Alexander on LinkedIn: https://www.linkedin.com/in/alexander-denev-66a25824/- Alexander's web page: https://turnleafanalytics.com/*About The Host*Aleksander (Alex) Molak is an independent machine learning researcher, educator, entrepreneur and a best-selling author in the area of causality (https://amzn.to/3QhsRz4 ).Connect with Alex:- Alex on the Internet: https://bit.ly/aleksander-molak*Links*Web- Alexander's LinkedIn post, Bayesian-network scenario for the Strait of Hormuz / Israel-Iran-US conflict: https://www.linkedin.com/posts/alexander-denev-66a25824_when-modelling-the-impact-of-events-that-share-7442892381668048896-JDs5/- Risk.net article, "Iran confusion makes the case for causal modelling": https://www.risk.net/our-take/7963361/iran-confusion-makes-the-case-for-causal-modellingBooks- Rebonato, R. & Denev, A. - Portfolio Management under Stress: A Bayesian-Net Approach to Coherent Asset Allocation (https://amzn.to/3vE6Jc1)- López de Prado, M. - Advances in Financial Machine Learning (https://amzn.to/3PXD8kH)- Molak, A. - Causal Inference and Discovery in Python (https://amzn.to/3VVK4m3)- Denev, A. - Probabilistic Graphical Models: A New Way of Thinking in Financial Modelling (https://amzn.to/3VQeLJm)- Pearl, J. & Mackenzie, D. - The Book of Why (recommended entry point) (https://amzn.to/4e0ATrZ)- Pearl, J. - Causality: Models, Reasoning and Inference (for advanced readers) (https://amzn.to/49zBKf5)- Rebonato, R. - Coherent Stress Testing: A Bayesian Approach to the Analysis of Financial Stress (https://amzn.to/3RC411e)*Perks & resources*

In this episode, Ricardo presents Brooks' Law, created over 50 years ago and still very relevant. The law states that adding people to a software project that is behind schedule tends to delay it even further. This is because new members need to be trained and mentored by more experienced members, reducing team productivity. Furthermore, increasing the number of people makes communication, coordination, and integration of deliverables more complex. Ricardo emphasizes that this concept remains valid in the age of artificial intelligence, as adding more tools, agents, or automations does not solve problems of priorities, processes, or governance. Often, the solution lies in removing obstacles, simplifying decisions, and improving work coordination. Listen to the podcast to learn more about!

Neste episódio, Ricardo apresenta a Lei de Brooks, criada há mais de 50 anos e ainda muito relevante. A lei afirma que adicionar pessoas a um projeto de software, que está atrasado, tende a atrasá-lo ainda mais. Isso ocorre porque os novos integrantes precisam ser treinados e orientados pelos membros mais experientes, reduzindo a produtividade da equipe. Além disso, o aumento do número de pessoas torna a comunicação, a coordenação e a integração das entregas mais complexas. Ricardo destaca que esse conceito continua válido na era da inteligência artificial, pois adicionar mais ferramentas, agentes ou automações não resolve problemas de prioridades, processos ou governança. Muitas vezes, a solução está em remover obstáculos, simplificar decisões e melhorar a coordenação do trabalho. Escute o podcast para saber mais!

In this episode of Investor Connect, we welcome Zach Holman of Signed, a former GitHub engineer and advisor, who shares how he moved into advising and angel investing and what he looks for in early-stage companies, emphasizing the importance of team, culture, ambition, and market. Zach discusses how AI is changing startup building by making it easier for small or even solo teams to ship product and reach revenue quickly, shifting the key scarcity from answers to asking the right questions and having the discipline and "taste" to choose the right product direction. He explains how his technical background helps him assess real product progress and technical challenges, and he outlines common fundraising mistakes, including getting onto the VC treadmill without a venture-scale plan when bootstrapping may be better. Zach also introduces signed.com as a portfolio tool built to replace messy spreadsheets and help angels treat equity as a real investment. Visit Signed at signed.com/ Reach out to at www.linkedin.com/in/zachholman/, and on zachholman.com/ ________________________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https:/_/tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

In this episode, Kate Webber, Chief Solutions Officer at the PRI, is joined by Claudia Wearmouth, Global Head of Responsible Investment at Columbia Threadneedle Investments, and Travis Antoniono, Investment Director for Sustainable Investments at CalPERS.Together, they explore how responsible investment is being applied in practical, financially material ways, including how it is embedded into investment processes, how transparent dialogue between asset owners and managers supports long-term outcomes, and the role evidence plays in sustainable investment decision-making.Overview:Responsible investment is increasingly moving from a specialist function to a core part of investment decision-making. Across public and private markets, sustainability and governance considerations are being integrated into due diligence, portfolio construction, stewardship and long-term risk management.This episode explores how investors are building practical frameworks around financial materiality, balancing quantitative tools with qualitative judgement, and adapting to rapidly evolving risks such as climate change and AI disruption.Detailed coverage:Embedding sustainability into investment processesBoth guests explain how sustainability considerations are now integrated throughout the investment lifecycle, from initial due diligence through to ongoing monitoring and exit decisions.Financial materiality and fiduciary dutyThey explore how responsible investment supports long‑term, risk‑adjusted returns and helps meet fiduciary responsibilities to beneficiaries.The role of dedicated expertiseTravis Antoniono discusses embedding dedicated sustainability specialists directly into investment due diligence teams, while Claudia Wearmouth outlines how sustainable investment analysts can better work alongside fundamental research teams.Data, evidence and judgementThe conversation explores how responsible investment relies on a growing evidence base. While data is still evolving, investors increasingly combine quantitative tools with qualitative insight and real-world case studies.Explore real-world examples of how investors are combining data and judgement in practice in the PRI's investment case database: https://public.unpri.org/investment-tools/investment-case-databaseHow AI is changing investment researchAI is beginning to transform investment analysis itself, helping teams assess sector disruption, and emerging financial impacts more dynamically.Building organisational buy-inBoth guests highlight that embedding responsible investment depends on strong leadership and clear direction, with teams working together to apply it in practice.The importance of asset owner–manager relationshipsTransparency, trust and detailed communication are highlighted as essential for aligning investment objectives, stewardship expectations and long-term strategy execution.Practical lessons for investorsThe episode concludes with practical recommendations on how investors can improve governance and decision-making through more consistent use of evidence and ongoing dialogue.Chapters:00:08 - Introduction and the investment case for responsible investment01:29 - Embedding sustainability into investment processes05:14 - Sustainability, fiduciary duty and long-term returns10:56 - Building the evidence base for responsible investment13:39 - How AI is changing investment analysis20:15 - Creating organisational buy-in and investment alignment22:18 - Climate solutions, strategy and total portfolio thinking27:12 - Asset owner and investment manager collaboration35:15 - Key lessons on transparency, trust and detail37:04 - Practical recommendations for investorsDisclaimer:This podcast and material referenced herein is provided for information only. It is not intended to be investment, legal, tax or other advice, nor is it intended to be relied upon in making an investment or other decision. PRI Association is not responsible for any decision made or action taken based on information on this podcast. Listeners retain sole discretion over whether and how to use the information contained herein. PRI Association is not responsible for and does not endorse third parties featured on in this podcast or any third-party comments, content or other resources that may be included or referenced herein. Unless otherwise stated, podcast content does not necessarily represent the views of signatories to the Principles for Responsible Investment. All information is provided “as is” with no guarantee of completeness, accuracy or timeliness, or of the results obtained from the use of this information, and without warranty of any kind, expressed or implied. PRI Association is committed to compliance with all applicable laws. Copyright © PRI Association 2026. All rights reserved. This content may not be reproduced, or used for any other purpose, without the prior written consent of PRI Association.

Why does retirement feel exciting for some—and overwhelming for others? In this episode, Brandon Bowen explores the emotional shift from earning a paycheck to relying on your savings for income. He discusses how identity, market uncertainty, and fear of running out of money can shape retirement decisions. Through real-life examples, Brandon explains how organizing assets into purpose-driven “buckets” and having a structured plan can change the way people approach retirement. The conversation highlights how preparation, income strategy, and ongoing adjustments play a role in navigating this major life transition. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode, Ricardo discusses the main misunderstandings about the eighth edition of the PMBOK Guide. He explains that the PMI has not abandoned traditional management nor transformed everything into agile, but has begun to integrate predictive, hybrid, and adaptive approaches in a more intelligent way. Ricardo emphasizes that governance, cost control, scheduling, and leadership remain essential, but are now applied in more complex and dynamic environments. He also clarifies that artificial intelligence appears as a support tool, not as a replacement for human leadership. Another important point is that no framework solves cultural problems or management failures on its own. According to Ricardo, the new PMBOK seeks to connect execution and value creation, reducing conflict between methodologies and encouraging adaptation to the real context of projects. Listen to the podcast to learn more about! * The opinions presented in this podcast reflect solely the personal views of Ricardo and do not necessarily represent the position of PMI. This episode has no sponsorship, support, or institutional affiliation with any organization.

Neste episódio, Ricardo comenta os principais mal-entendidos sobre a oitava edição do PMBOK Guide. Ele explica que o PMI não abandonou a gestão tradicional nem transformou tudo em ágil, mas passou a integrar abordagens preditivas, híbridas e adaptativas de forma mais inteligente. Ricardo destaca que governança, controle de custos, cronograma e liderança continuam essenciais, porém agora aplicados em ambientes mais complexos e dinâmicos. Ele também esclarece que a inteligência artificial aparece como ferramenta de apoio, não como substituição da liderança humana. Outro ponto importante é que nenhum framework resolve problemas culturais ou falhas de gestão sozinho. Segundo Ricardo, o novo PMBOK busca conectar execução e geração de valor, reduzindo o conflito entre metodologias e incentivando adaptação ao contexto real dos projetos. Escute o podcast para saber mais! * As opiniões apresentadas neste podcast refletem exclusivamente a visão pessoal de Ricardo e não representam, necessariamente, o posicionamento do PMI. Este episódio não possui patrocínio, apoio ou vínculo institucional com qualquer organização.

Think an IRA is just another retirement account? The differences between IRAs and workplace plans can change how you manage your money over time. In this episode, Frankie Guida walks through how IRAs work, how they compare to 401(k)s and 403(b)s, and why having access to more investment options matters. He also discusses rollovers, tax treatment, and considerations for adjusting risk and consolidating accounts as retirement approaches Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

A single unexpected event can force someone out of retirement—and back to work when they least expect it. In this episode, Jim Fox discusses how real-life situations like rising healthcare costs and long-term care needs can disrupt even well‑intentioned plans. He explains why retirement isn’t just about saving enough, but about preparing for the “speed bumps” that can change spending, income, and priorities over time. The conversation also highlights the importance of balancing lifestyle, legacy planning, and financial flexibility so retirees can navigate both the active years and the challenges that may follow. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Welcome to Bond Investment Mentor! In this episode, Chris explores callable agency bonds and examines what you're actually trading away when you buy these securities. He walks through how callable bonds work, the three main call structures you'll encounter, and the portfolio-level implications of giving up control to the issuer. You'll also learn which Bloomberg screens to use when analyzing callables and how to think strategically about whether these securities belong in your portfolio.  In this episode: Fed & Market Update (2:23) Proposed FHLB/FRB liquidity stress solution (9:02) Understanding callable agencies (11:40) Callable agency basics Types of call structures The yield/control trade-off Bloomberg screens for callable agency analysis The value of one-on-one mentoring (Learn More) (32:55) If you have questions about anything covered in this episode, please email me at Chris @ BondInvestmentMentor.com. Do you know someone who could benefit from this information? Please share this episode and podcast with them! You will find more articles, tips, and resources about fixed-income investing and portfolio management at BondInvestmentMentor.com. Check it out! Let's Connect via Social Media! LinkedIn: Christopher Nelson, CFA

In this episode, Ricardo explains that career growth in project management is not defined only by technical skills, certifications, or tools. Often, the most important moments are brief, unexpected interactions during crises or difficult conversations. In these situations, leaders observe who remains calm, simplifies chaos, communicates clearly, takes responsibility, and helps others make decisions. While technical competence is essential, trust, confidence, and leadership under pressure become the true differentiators as careers evolve. With artificial intelligence automating many technical tasks, human abilities such as judgment, communication, and decision-making in uncertain situations are becoming even more valuable. Sometimes, a career-changing moment may last only a few minutes. Listen to the podcast to learn more about!

Neste episódio, Ricardo explica que o crescimento na carreira de gestão de projetos não se define apenas por habilidades técnicas, certificações ou ferramentas. Muitas vezes, os momentos mais importantes são interações breves e inesperadas durante crises ou conversas difíceis. Nessas situações, os líderes observam quem mantém a calma, simplifica o caos, comunica-se com clareza, assume a responsabilidade e ajuda os outros a tomar decisões. Embora a competência técnica seja essencial, a confiança e a liderança sob pressão tornam-se os verdadeiros diferenciais à medida que as carreiras evoluem. Com a inteligência artificial automatizando muitas tarefas técnicas, habilidades humanas como julgamento, comunicação e tomada de decisão em situações incertas tornam-se ainda mais valiosas. Às vezes, um momento que pode mudar a carreira dura apenas alguns minutos. Escute o podcast pra saber mais!

In this episode, Ricardo Vargas discusses "Watermelon Projects": projects that appear healthy on dashboards but face serious internal problems. He explains that often, indicators remain green for fear of exposing difficulties, disappointing sponsors, or suffering punishment in corporate cultures that associate problems with personal failure. Thus, delays, risks, and scope cuts end up being masked. Ricardo warns that the greatest danger is not a red project, but an artificially green one, as problems grow silently until they become critical. He emphasizes that dashboards reflect organizational behaviors and culture. For him, healthy projects are not those without problems, but those where the team feels safe to discuss difficulties early, transparently, and without fear. Listen to the podcast to learn more about!

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Residential Real Estate in Bay Area, Portfolio Management, Bitcoin, Three-Buckets Retirement Strategy, CD Rates, Changing Taxes Status, Oil Field Services, Saving for Retirement, How to Short a Stock, Safe Haven Investment, Liquidity, Monetizing Debt, International Exposure, Options & Capital Gains, Covered Calls ETFs.Our Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Quince: https://quince.com/invest* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands