Podcasts about Portfolio management

In this episode, Ricardo explains that the true enemy of a project is not risk, but illusion. Although teams dedicate significant effort to risk management—creating registers, assessing probability and impact, and defining mitigation plans—many failures arise from collective self-deception. Unrealistic schedules, underestimated budgets, and overly ambitious scopes are often accepted to satisfy expectations and gain approval. Unlike uncertainty, which is natural in complex environments, illusion is culturally constructed and reinforced by pressure, incentives, and overconfidence. The planning fallacy drives teams to underestimate time and cost. Effective project leadership means confronting illusions early, making trade-offs explicit, and protecting reality. Projects fail not because of known risks, but because uncomfortable truths are ignored. Listen to the podcast to learn more!

Neste episódio, Ricardo afirma que o verdadeiro inimigo de um projeto não é o risco, mas a ilusão. Embora dediquemos muito esforço à gestão de riscos, muitos fracassos decorrem do autoengano coletivo: cronogramas otimistas e irreais, orçamentos ajustados para viabilizar o business case e escopos sustentáveis apenas no papel. Diferente da incerteza, que é natural em ambientes complexos, a ilusão é construída pela cultura organizacional e pela pressão por aprovação e velocidade. A falácia do planejamento nos leva a subestimar prazos e custos por incentivos e excesso de confiança. Liderança em projetos não é agradar, mas proteger a realidade, explicitar trade-offs e confrontar ilusões cedo. Projetos fracassam não pelo que sabemos, mas pelo que escolhemos ignorar. Escute o podcast para saber mais!

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Residential Real Estate in Bay Area, Portfolio Management, Bitcoin, Three-Buckets Retirement Strategy, CD Rates, Changing Taxes Status, Oil Field Services, Saving for Retirement, How to Short a Stock, Safe Haven Investment, Liquidity, Monetizing Debt, International Exposure, Options & Capital Gains, Covered Calls ETFs.Our Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Quince: https://quince.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

What if the biggest risk in your retirement plan isn’t the market—it’s silence from your advisor? In this episode, Damon Roberts and Matt Deaton unravel the top frustrations adults bring to their office: poor communication, unclear fees, and portfolios no one seems to be watching. They explain how transparency, proactive updates, and true fiduciary guidance can transform confusion into confidence. With real client stories and practical insights, this episode highlights what a healthy advisor relationship should look like—and how the right communication can protect your wealth and your peace of mind. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Join host Mark Ritter for a refreshing twist on Credit Union Conversations as Carrie Hutton, MBFS's loan origination leader, trades business talk for outdoor adventures and friendly competition. From conquering fears on cliff-side hikes to camping in Montana's stunning Glacier National Park, Carrie reveals her family's passion for exploration before facing the ultimate challenge: an MBFS trivia showdown. Discover the impressive numbers behind MBFS's 2025 success, including $279 million in closed loans and nearly $3 billion in portfolio management, all delivered with humor, personality, and genuine insights into credit union excellence.What You Will Learn In This Episode:✅ How MBFS achieved remarkable credit union lending growth in 2025, closing $279 million in loans and underwriting 939 new loan origination deals while maintaining a portfolio approaching $3 billion.✅ The personal side of financial services leadership as Carrie Hutton shares her family's outdoor activities, including RV camping adventures, dispersed camping with solar panels, and exploring Glacier National Park in Montana.✅ Inside look at MBFS's operational excellence, including completing 621 annual reviews and serving credit unions nationwide through dedicated relationship managers and origination teams.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Carrie discusses outdoor activities, featuring hiking and kayaking adventures, and conquering the fear of heights01:33 RV camping stories, including trips to Montana, South Dakota, and dispersed camping with solar panels04:27 MBFS trivia challenge begins, covering 2025 achievements in loan origination and portfolio management07:16 Pittsburgh trivia round featuring Steelers Coach Mike Tomlin, Dan Marino, and Pirates pitcher Paul SkenesKEY TAKEAWAYS:

During Carnival week in Brazil, Ricardo connects celebration with project management. Carnival, one of the world's largest cultural events, symbolizes creativity, energy, discipline, and months of preparation. Behind the music and parades lies structured planning, budgeting, rehearsals, and well-defined roles—just like in projects. However, in professional life, teams often move from one milestone to another without celebrating achievements. Projects demand resilience, discipline, and sacrifice, and each victory deserves recognition. Celebrating is not a waste of time; it's emotional fuel. It reinforces positive behaviors, strengthens the sense of belonging, reduces burnout, and highlights progress. Just like in Carnival, successful projects deliver results and build stronger, more motivated teams along the way. Listen to the podcast to learn more!

Durante a semana do Carnaval no Brasil, Ricardo relaciona celebração e gestão de projetos. O Carnaval, uma das maiores manifestações culturais do mundo, simboliza criatividade, energia, disciplina e meses de preparação. Por trás da música e dos desfiles existe planejamento estruturado, orçamento, ensaios e papéis bem definidos — assim como nos projetos. Porém, na vida profissional, as equipes frequentemente passam de um marco a outro sem celebrar conquistas. Projetos exigem resiliência, disciplina e sacrifício, e cada vitória merece reconhecimento. Celebrar não é perda de tempo; é combustível emocional. Reforça comportamentos positivos, fortalece o senso de pertencimento, reduz o esgotamento e evidencia o progresso. Assim como no Carnaval, projetos bem-sucedidos entregam resultados e constroem equipes mais fortes e motivadas ao longo da jornada. Escute o podcast para saber mais!

Private Equity spricht seit Jahren über Value Creation – doch oft bleibt unklar, was damit wirklich gemeint ist. Reicht Financial Engineering noch aus, oder braucht es echte operative Verantwortung, um Unternehmen nachhaltig weiterzuentwickeln? Mein Gast ist Dr. Helge Hofmeister, Managing Partner und Co-Founder von BID Equity. Mit ihm spreche ich über operative Wertschöpfung, warum BID Equity quasi einen eigenen Search Fund aufgebaut hat, deren CXO2B-Programm und noch viel mehr.Wir beleuchten in dieser Episode:warum Helge BID Equity mitgegründet hat,wie Value Creation im modernen Private Equity aussieht,warum sie deswegen das CXO2B-Programm kreiert haben,welche Profile sie dafür im Gegensatz zu Search Funds suchen,was Helge für PE und Software-M&A aktuell und in Zukunft erwartet,und vieles mehr... Viel Spaß beim Hören!***Timestamps:(00:00:00) Intro(00:02:20) Helges Werdegang und Promotion(00:06:16) Erfahrungen bei BASF und BCG(00:10:40) Der Sprung in die USA(00:13:48) Gründung von BID Equity(00:21:14) Fundraising und erste Schritte bei BID Equity(00:24:08) Fondsgröße und Portfolio-Management(00:28:15) Buy and Build-Strategien bei Software-Unternehmen(00:35:05) Wertschöpfung und operative Exzellenz(00:47:44) CXO2B-Programm vs. Search Funds(00:54:30) Passende Kandidaten finden(00:59:21) Inzentivierungsstruktur(01:06:41) Marktlage & Ausblick PE und Software-M&A***Alle Links zur Folge:Kai Hesselmann auf LinkedIn: https://www.linkedin.com/in/kai-hesselmann-dealcircle/CLOSE THE DEAL auf LinkedIn: https://www.linkedin.com/company/closethedeal-podcastDr. Helge Hofmeister auf LinkedIn: https://www.linkedin.com/in/helgehofmeister/BID Equity auf LinkedIn: https://www.linkedin.com/company/bid-equity/CXO2B-Programm: https://cxo2b.deWebsite CLOSE THE DEAL: https://dealcircle.com/ClosetheDeal/***AMBER und DUB.de sind die Plattformen für sichere Unternehmensnachfolgen. Schaut vorbei, wenn ihr euer Unternehmen schnell, sicher und kostenfrei zum Verkauf inserieren wollt oder als Käufer auf der Suche nach passenden Deals seid:www.amber.dealswww.dub.de***Du bist M&A-Berater im Small- oder Midcap-Segment und suchst einen Überblick über alle relevanten Deals? Jetzt schnell den

In this episode, Ricardo presents Cloud Cowork, an agentic AI model from Anthropic that goes far beyond traditional conversational assistants. It is designed to execute complete tasks within real contexts such as files, folders, documents, reports, and workflows. Ricardo highlights its strong applicability to project management and other forms of structured knowledge work, where a large amount of time is spent on operational activities like organizing documents, consolidating data, reviewing information, and preparing reports. By delegating these tasks to an AI agent that plans and executes work in a structured way, professionals can shift their focus from execution to orchestration, decision-making, and strategy. Speaking as a satisfied user with no affiliation to Anthropic, Ricardo strongly recommends testing Cloud Cowork to understand the real impact of agentic AI on projects, PMOs, and organizations. Catch the full episode to learn more!

Neste episódio, Ricardo apresenta o Cloud Cowork, um modelo de agente de IA da Anthropic que vai muito além dos assistentes conversacionais tradicionais. Ele foi projetado para executar tarefas completas em contextos reais, como arquivos, pastas, documentos, relatórios e fluxos de trabalho. Ricardo destaca sua forte aplicabilidade ao gerenciamento de projetos e outras formas de trabalho intelectual estruturado, em que grande parte do tempo é gasta em atividades operacionais como organizar documentos, consolidar dados, revisar informações e preparar relatórios. Ao delegar essas tarefas a um agente de IA que planeja e executa o trabalho de forma estruturada, os profissionais podem mudar o foco da execução para a orquestração, a tomada de decisões e a estratégia. Falando como um usuário satisfeito, sem qualquer vínculo com a Anthropic, Ricardo recomenda fortemente testar o Cloud Cowork para entender o impacto real dos agentes de IA em projetos, PMOs e organizações. Ouça o episódio e confira todos os detalhes!

The Hidden Investment Risks Pre-Retirees and Retirees Don’t See Coming: Kentucky Retirement Planning Insights Are you approaching retirement and concerned about protecting your life savings from market volatility? In this comprehensive episode of the Tom Dupree Show, Kentucky retirement planning advisors Tom Dupree and Mike Johnson explore the multidimensional nature of investment risk and why personalized investment management is essential for pre-retirees aged 50-65. Unlike mass-market approaches from large firms, Dupree Financial Group provides direct access to portfolio managers who understand your specific retirement goals and risk tolerance. This evergreen financial education episode delivers timeless wisdom on risk assessment, portfolio protection strategies, and why understanding what you own is critical before retirement. Whether you’re working with a local financial advisor in Kentucky or managing investments on your own, these insights will help you make more informed decisions about your retirement security. Key Takeaways: Investment Risk Management for Pre-Retirees Risk is multidimensional: Investment risk extends beyond simple volatility—it includes sequence of returns risk, concentration risk, and the risk of falling short of your retirement goals The Capital Asset Pricing Model misconception: More risk doesn’t automatically mean more return; it means a wider range of potential outcomes, both positive and negative The danger of false security: Long periods of strong returns can create complacency, causing investors to unknowingly take on excessive risk right before retirement Personalized portfolio analysis matters: Your investment strategy must align with your specific retirement timeline, income needs, and risk capacity—not just market averages Understanding beats panic: Clients who truly understand their portfolio holdings don’t panic during market downturns because they know their strategy is designed for their goals Active risk identification: Professional Kentucky retirement planning involves continuously identifying and monitoring specific risks to each holding, not just following the crowd Howard Marks on Investment Risk: Wisdom from a Market Legend The episode draws heavily from Howard Marks’ influential 2006 memo on risk, which Tom and Mike have studied extensively. Marks, co-founder of Oaktree Capital Management, challenges conventional thinking about risk and return relationships. “If more risk always meant more return, it would cease being risky. The risk would be riskless,” explains Mike Johnson, highlighting the fundamental misunderstanding many investors have about the risk-return relationship. The discussion emphasizes that bearing risk unknowingly represents one of the biggest mistakes pre-retirees can make. This is particularly relevant for those who have experienced strong market performance for years without understanding the volatility embedded in their portfolios. The Real-World Cost of Ignoring Investment Risk Tom Dupree shares a cautionary tale that every pre-retiree should hear: “There was a man that came to me years ago who had been at UK for a number of years. He had invested in Fidelity and TIAA-CREF, good funds, great returns. He had something like 1,000,006 and he had averaged 13 and a quarter percent return per year for like 23 years. He extrapolated that he could take 10% a year, which was $160,000, live on it and be okay because it was gonna keep doing that. The sequence of returns turned around and bit him good.” This example perfectly illustrates sequence of returns risk—a critical concept for anyone approaching retirement. Even with excellent average returns, the timing of market downturns relative to when you need to withdraw funds can devastate a retirement plan. This is why personalized investment management from a local financial advisor who understands your specific timeline is so valuable. Why Volatility Isn’t the Only Risk Pre-Retirees Face The episode challenges the traditional definition of investment risk as merely volatility. For pre-retirees and retirees specifically, Mike Johnson explains: “The base case that we’re trying to solve here? We’re speaking specifically to near retirees and retirees. Volatility is gonna be your friend or your foe the day you need to take your money out. That’s gonna be your definition of risk—what has the volatility done to my money the day I need it.” Additional Risk Dimensions for Kentucky Retirement Planning Falling short of goals: The risk that your portfolio won’t produce sufficient income for your desired retirement lifestyle Concentration risk: Over-exposure to single stocks or sectors, especially common with company stock or recent tech winners Unconventionality risk: The professional risk advisors take when thinking independently rather than following the crowd—but this can benefit clients long-term Underperformance risk: Short-term underperformance relative to indices, which requires conviction in your strategy and understanding your goals Hidden risk exposure: Unknown risks embedded in portfolios, particularly index funds that provide no true diversification strategy The False Sense of Security: Why Long Bull Markets Are Dangerous One of the most powerful concepts discussed is how prolonged positive market performance can numb investors to risk—exactly when they should be most vigilant. Mike Johnson references Nassim Taleb’s “Fooled by Randomness” to illustrate this danger: “Reality’s far more vicious than Russian roulette. First, it delivers the fatal bullet rather infrequently, like a revolver that would have hundreds or even thousands of rounds instead of six. After a few dozen tries, one forgets about the existence of a bullet under a numbing false sense of security. One is thus capable of unwittingly playing Russian roulette and calling it by something alternative: low risk.” This perfectly describes the situation many pre-retirees face today after years of strong market performance. The analogy to driving at 90 mph—where you stop feeling the speed—resonates powerfully. You’re taking significant risk, but you’ve become accustomed to it and no longer perceive the danger. Direct Access to Portfolio Managers: The Dupree Financial Difference Unlike large firms where you’re assigned an investment counselor who may change frequently, Dupree Financial Group provides direct access to portfolio managers Tom Dupree and Mike Johnson. This relationship-focused approach enables: Deep understanding of your specific retirement timeline and goals Customized portfolio construction based on your unique risk capacity Ongoing education about what you own and why you own it Proactive risk identification specific to your holdings The ability to think unconventionally when it serves your interests “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops,” Tom Dupree emphasizes, highlighting the value of education and transparency in financial relationships. Why Index Funds Aren’t a Complete Investment Strategy The episode delivers a sobering message about the limitations of index fund investing for retirees: “If you don’t like risk and you think that you’re not taking any risk by investing in the S&P 500, sweetie pie, you need to get in the money market fund and just hope you got enough money to ride through it because you are taking risk that you don’t know about. And that is a problem because you’re gonna find it out in a very uncomfortable way at some point.” This doesn’t mean index funds have no place in portfolios, but rather that they shouldn’t be confused with a comprehensive retirement income strategy. Personalized portfolio analysis considers: Your specific income needs in retirement Time horizon until you need to access funds Concentration risk in popular stocks or sectors The difference between the accumulation and distribution phases Tax efficiency of different investment approaches Building a Foundation: From Stocks to Portfolio For younger investors just starting out, Mike Johnson offers this perspective: “If somebody’s in their late twenties, early thirties and they have a few stocks here and there, that’s great. You’re ahead of the curve from a lot of people, but that is not a portfolio. What you want to do is lay a foundation that’s more sturdy, more solid than just having a few stocks here and there.” This guidance is equally relevant for pre-retirees who may have accumulated individual positions over time without a cohesive strategy. Kentucky retirement planning requires transitioning from an accumulation mindset to a distribution strategy—and that requires professional portfolio architecture. The Retirement Risk Equation: It’s About Income, Not Just Account Balance One of the most important insights for pre-retirees: “Remember, it’s not just the accumulation, it’s not the dollar amount, it’s what it’s gonna produce for you and how long can it produce that to sustain you. Retirement has the normal set of rules plus other variables that you have to take into consideration.” This shift in perspective—from portfolio value to sustainable income—is where personalized investment management becomes critical. Every individual’s situation differs slightly, and those differences matter enormously in retirement planning. Faith, Risk, and Investment Philosophy Tom Dupree introduces an often-overlooked dimension of investment risk: the role of faith. Not just faith in markets or historical returns, but a deeper consideration of existential risk and what you ultimately trust. “Underpinning any investment scheme is faith. At the base of everything related to risk is faith. You cannot get away from it. One of the things about the God factor is that it takes certain elements of risk that you’re willing to take on for yourself and transfers them to a higher power.” While this dimension is personal and not emphasized in typical financial planning, it reflects Dupree Financial Group’s holistic approach to understanding clients as people—not just portfolios. Frequently Asked Questions About Investment Risk and Retirement Planning What is the biggest investment risk for pre-retirees? The biggest risk for pre-retirees is sequence-of-returns risk—experiencing market downturns just as you begin withdrawing from your portfolio. Even with strong average returns over time, poor returns in the years immediately before and after retirement can devastate your retirement security. This is why personalized retirement planning in Kentucky focuses on more than just average returns. How is investment risk different for retirees versus younger investors? For retirees, risk is primarily defined by volatility’s impact on withdrawals. When you need to take money out during a market downturn, you crystallize losses and reduce your portfolio’s recovery potential. Younger investors have time to recover from volatility. As Tom Dupree explains, “Volatility is gonna be your friend or your foe the day you need to take your money out.” Are index funds safe for retirement portfolios? Index funds are not inherently “safe” for retirement—they carry significant volatility and concentration risks (especially in large-cap tech stocks right now). While they can be part of a retirement strategy, they should not be confused with a comprehensive income plan. Local financial advisors can help design strategies that balance growth needs with income stability. How much can I safely withdraw from my retirement portfolio annually? There’s no universal answer—withdrawal rates depend on your portfolio composition, risk tolerance, retirement timeline, and income needs. The gentleman in Tom’s example assumed 10% annual withdrawals based on historical 13.25% returns, which proved disastrous. Personalized portfolio analysis determines sustainable withdrawal rates specific to your situation. Why should I work with a local Kentucky financial advisor instead of a large national firm? Local advisors like Dupree Financial Group provide direct access to portfolio managers who personally manage your investments, rather than being assigned to a counselor who may change. You receive personalized service, education about your holdings, and strategies tailored to your specific goals—not mass-market approaches. Tom emphasizes: “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops.” What does it mean to “know what you own” in my portfolio? Knowing what you own means understanding not just the names of your holdings, but the specific risks each position carries, how they work together, and why each was selected for your situation. It means knowing what could go wrong with each investment and having conviction in your overall strategy during market volatility. How often should I review my retirement portfolio risk? Pre-retirees should review portfolio risk at least annually, and more frequently as retirement approaches. Risk tolerance, time horizon, and income needs change as you near retirement. Kentucky retirement planning professionals continuously monitor holdings for emerging risks and rebalance as needed. What is concentration risk, and why does it matter? Concentration risk occurs when your portfolio has too much exposure to a single stock, sector, or asset class. Many investors have unknowingly accumulated concentration in large technology stocks through both index funds and individual holdings. If that sector declines, your entire portfolio suffers disproportionately. Diversification addresses concentration risk. How do I know if I’m taking too much risk before retirement? Signs you may have excessive risk include: heavy concentration in stocks after years of strong returns, high portfolio volatility relative to your withdrawal timeline, lack of income-producing assets, or simply not understanding what you own. A complimentary portfolio review with Dupree Financial Group can identify hidden risks: call 859-233-0400. What makes Dupree Financial Group’s investment philosophy different? Dupree Financial Group focuses on building long-term relationships with people—not just managing money. The team conducts their own research, provides comprehensive education, thinks independently rather than following the crowd, and designs portfolios around your specific goals. Learn more about their investment philosophy. Schedule Your Complimentary Portfolio Risk Analysis Don’t Wait for a Market Downturn to Discover Hidden Risks in Your Portfolio If you’re retired or approaching retirement, understanding the specific risks in your portfolio is critical. After 47 years in the investment business, Tom Dupree has seen countless retirees discover they were taking far more risk than they realized—often at the worst possible time. Dupree Financial Group offers Central Kentucky residents a complimentary portfolio review to help you: Identify hidden concentration risks in your current holdings Understand the sequence-of-returns risk as you approach retirement Evaluate whether your portfolio aligns with your retirement income needs Learn what you actually own and why it matters Develop a personalized strategy for your retirement timeline Call 859-233-0400 to schedule your complimentary consultation Or visit us online: Schedule Your Personalized Portfolio Analysis Learn About Our Investment Philosophy Listen to More Market Commentary Read Client Testimonials Explore Kentucky Retirement Planning Services Dupree Financial Group serves clients throughout Central Kentucky, including Lexington, Louisville, Frankfort, Winchester, Richmond, and surrounding communities. About the Tom Dupree Show The Tom Dupree Show provides timeless financial education for investors approaching and in retirement. Hosted by Tom Dupree, Jr., founder of Dupree Financial Group, and portfolio manager Mike Johnson, each episode delivers practical insights on investment management, retirement planning, and portfolio risk assessment. Unlike generic financial advice, the show focuses on the specific challenges facing Kentucky retirees and pre-retirees. Tom Dupree founded Dupree Financial Group on the principle that creating long-term relationships with people—not just their money—is the key to successful wealth management. With direct access to portfolio managers and personalized investment strategies, Dupree Financial Group delivers the attentive service of a local advisor with the knowledge of a seasoned investment team. Episode Type: Evergreen Financial Education Primary Topics: Investment Risk, Retirement Planning, Portfolio Management, Sequence of Returns Risk Featured Guests: Mike Johnson, a member of the team at Dupree Financial Group Listen to More Episodes: Market Commentary Archive Share This Episode Help others understand investment risk by sharing this episode: www.dupreefinancial.com/podcast The post The Hidden Investment Risks You Don’t See Coming: Kentucky Retirement Planning Insights appeared first on Dupree Financial.

We are excited to welcome Joe Davis for this episode, currently Vanguard's Global Chief Economist and Global Head of the Investment Strategy Group. Many of you likely know various iterations of the Vanguard story, but most of the professionals I know do not know how big a research team they have.  Joe has a big influence on the company because he is also chairs the firm's Strategic Asset Allocation Committee. Ok, that was exhausting listing all of his titles, he is a busy person. Before that, he was still busy; he earned his M.A. and Ph.D at Duke University and is a graduate of the Advanced Management Program at the Wharton School of U Penn. Joe is a frequent keynote speaker and currently serves on the editorial boards of the Journal of Portfolio Management and the Journal of Fixed Income. In this episode, we are all over the place (which is normal), ranging from Vanguard's 50+ year history as a disruptor, to how many CFA charter holders are at Vanguard now (hint: a lot), their vast and under the radar research group, new CEO Salim Ramji, patents that Vanguard created in ETF space, the breakdown of active vs. passive funds in their lineup (which surprises many) and Joe's new book on AI. This was a great segue into the markets, with the impact of AI, Fed independence being potentially disrupted, a new multi-polar world, expected returns, potential market scenarios, and more. Today's hosts are Steve Curley, CFA (Co-Managing Principal, 55 North Private Wealth) & co-host Chris Cannon, CFA (CIO/Principal, FirsTrust). Please enjoy the episode. You can follow us on Twitter & LinkedIn or at investorsfirstpodcast.com

Expert Topic: If rate cuts aren't enough what will ease the squeeze on South African households Guest: Dr Greg Cline, Head of Portfolio Management at Investec

In this episode, Ricardo explains the difference between Generative AI, AI Agents, and Agentic AI—topics that are widely discussed but often misunderstood. He draws on a clear explanation by Filipa Peleja, presented during the O'Reilly Super Stream on Generative AI. Generative AI, based on large language models, responds to prompts and produces text, ideas, and analysis, but it has no initiative, goals, or independent decision-making. AI Agents, on the other hand, are given a goal and can plan tasks, use tools, interact with systems, and execute actions in sequence, with operational autonomy within defined rules. Finally, Agentic AI involves systems of agents working together, with memory, adaptability, and evolving strategies, raising major challenges around governance, ethics, and accountability. Catch the full episode to learn more!

Neste episódio, Ricardo esclarece a diferença entre IA Generativa, Agentes de IA e IA Agêntica, um tema muito falado, mas ainda confuso. Ele se inspira em uma explicação de Filipa Peleja, apresentada no O'Reilly Super Stream sobre IA Generativa. A IA Generativa, baseada em modelos de linguagem, responde a prompts e produz textos, ideias e análises, mas não tem iniciativa, objetivos ou tomada de decisão própria. Já os Agentes de IA recebem um objetivo e conseguem planejar tarefas, usar ferramentas, interagir com sistemas e executar ações em sequência, com autonomia operacional dentro de regras definidas. Por fim, a IA Agêntica envolve sistemas de agentes que cooperam, possuem memória, se adaptam e ajustam estratégias, trazendo desafios de governança, ética e responsabilidade. Ouça o episódio e confira todos os detalhes!

Find us at www.crisisinvesting.com Doug and Matt Discuss Iran Tensions, Precious Metals Market, and Investment Strategies In this episode, Doug and Matt tackle timely questions from their subscribers, focusing on the escalating tensions with Iran and potential U.S. actions under President Trump. They explore the potential impacts on regional stability and the global economic landscape, including how it might affect oil prices and military strategies. The conversation shifts to the precious metals market, with an emphasis on silver and gold's recent bullish run, investment strategies, and the arbitrage between different markets. Doug and Matt also advice on when to sell and swap precious metals, discuss the impact of industrial demand on prices, and address the importance of a global perspective on investments. 00:00 Introduction and Subscriber Questions 00:14 Potential Conflict with Iran 06:16 Market Reactions and Precious Metals 07:17 Silver Market Dynamics 10:53 Investment Strategies and Market Chaos 20:49 Portfolio Management and Broker Recommendations 25:18 Big Producer and Royalty Names 28:08 Physical Precious Metal Storage 31:24 Financial Newsletters for Investments 35:49 Gold and Silver Market Trends 38:52 Antiquated Metals Pricing in Mining Reports 42:30 Final Thoughts and Future Outlook

This episode of Fill the Gap features Damanick Dantes, CMT, who discusses his adaptive, quantitative approach to portfolio management, emphasizing the importance of trend, momentum, and dispersion across global asset classes. Damanick shares insights from his entrepreneurial journey, including lessons learned at Babson College and experiences at firms like Fidelity and CoinDesk, which shaped his global perspective and investment philosophy. The conversation explores how his firm dynamically adjusts allocations—such as rotating between Bitcoin and gold—based on evolving correlations and volatility, while stress-testing models to suit different client needs. We also discuss the challenges of investor education, the importance of clear communication, and the value of building strong client relationships rooted in discipline and transparency. Finally, we touch on current market themes, including global equity rotation, commodity trends, fixed income strategies, and the impact of central bank cycles, all within the context of maintaining a robust, rules-based investment process.Fill the Gap, hosted by David Lundgren, CMT, CFA and Tyler Wood, CMT brings veteran market analysts and money managers onto a monthly podcast. For complete show notes of every episode, visit: https://cmtassociation.org/development/podcasts/ Give us a shout:@dlundgren3333 or https://www.linkedin.com/in/david-lundgren-cmt-cfa-63b73b/@_TBone_Pickens or https://www.linkedin.com/in/tyler-wood-cmt-b8b0902/@CMTAssociation orhttps://www.linkedin.com/company/cmtassociationCMT Association is the global credentialing authority committed to advancing the discipline of technical analysis in the financial services industry. We serve members in over 137 countries. Our mission is to elevate investors mastery and skill in mitigating market risk and maximizing return in capital markets through a rigorous credentialing process, professional ethics, and continuous education. CMT Association formed in the late 1960s with headquarters in lower Manhattan, NY and Mumbai, India.Learn more at: www.cmtassociation.org

Despite stabilizing, home ownership rates for younger demographics have hit new lows. We will analyze the rise of "Build-to-Rent" communities and the long-term economic shift away from ownership. Today's Stocks & Topics: Target Corporation (TGT), Portfolio Management, Market Wrap, Selling losses vs Taxes, The "Forever Renter" Economy, Financial Advice for a 15-Year-Old, AAON, Inc. (AAON), SentinelOne, Inc. (S), Rubrik, Inc. (RBRK), the Dollar's Decline, TransMedics Group, Inc. (TMDX), ALPS Equal Sector Weight ETF (EQL), The US Investments.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Lukasz Gadowski ist einer der bekanntesten deutschen Internetunternehmer und Investoren. In dieser besonderen Longform-Folge spricht er über seinen Weg von den Anfängen mit Spreadshirt und Delivery Hero bis hin zu Investments in Flugtaxis, Batterietechnologie und Lasern. Es geht um die Unterschiede zwischen dem europäischen und dem US-Start-up-Ökosystem, um politische und wirtschaftliche Hürden, um die Lehren aus seinen größten Fehlern – und um die Frage, wie Europa echte Technologieriesen hervorbringen könnte. Was du aus der Folge mitnimmst: Warum Europa strukturell (noch) hinter den USA liegt und wie ein gemeinsamer Kapitalmarkt und konsistente Industriepolitik echte Tech-Giganten ermöglichen könnten Lukasz' Wandel von Internet- zu DeepTech-Investments: Flugtaxis, Laser, Batterien, Energie – und was ihn heute antreibt Warum Innovation in Konzernen schwierig ist und wie „Innovator's Dilemma“ verhindert, dass Old Economy neue Technologien wirklich voranbringt Teure Fehler und harte Learnings: Premature Scaling, Hardware-Risiken und der Unterschied, ob man Investor oder Gründer ist Wie Lukasz an neue Themen herangeht: Systematische Analyse von Technologie-Generationen, Moonshots und der Mut, sich auf Jahre einzulassen Karriere- und Lerntipps für junge Menschen: Fünf Bereiche (Finanzen, Technologie, Volkswirtschaft, Kunst, Jura), Theorie & Praxis, emotionale Stabilität und Meditation als „Trumpfkarte“ ALLES ZU UNICORN BAKERY: https://stan.store/fabiantausch   Mehr zu Lukasz: LinkedIn: https://www.linkedin.com/in/lukaszgadowski/ Website: https://www.teamglobal.net/ Join our Founder Tactics Newsletter: 2x die Woche bekommst du die Taktiken der besten Gründer der Welt direkt ins Postfach: https://www.tactics.unicornbakery.de/  Kapitel: (00:00:00) Warum hinkt Europa hinterher? (00:02:37) Champions League: USA vs. Europa (00:06:38) Was müsste sich in Europa und Deutschland ändern? (00:09:22) Kapitalmarkt, Industriepolitik und das Innovators Dilemma (00:17:24) Wie müsste Politik für mehr Innovation aussehen? (00:26:18) Von Consumer Internet zu DeepTech – Lukasz' Themenwandel (00:30:21) Unterschiede: Internetökonomie vs. DeepTech (00:35:10) Warum (noch) nicht in KI investiert? (00:37:58) Wandel beim Angel Investing (00:38:56) Investor, Mitgründer oder beides? (00:41:17) Fehler & Learnings aus 20 Jahren Unternehmertum (00:44:36) Die teuersten Fehler: Cirque & Premature Scaling (00:47:14) Was unterscheidet erfolgreiche von weniger erfolgreichen Märkten? (00:49:44) Nächste Meilensteine: Spreadgroup, Miles, Laser, Batterien, Flugtaxis (00:54:26) Portfolio-Management & wie tief dabei sein? (00:56:17) Energie, Politik und die nächste Stromnetz-Generation (00:57:00) Rückblick: Gründerszene, Medien & Startup-Kultur (00:59:13) Was Lukasz heute jungen Leuten rät

President Donald Trump threatened to hike tariffs on goods from South Korea to 25%, citing the failure of the country's legislature to codify the trade deal. Trump in a social media post on Monday said the new rate would apply to autos, lumber, pharmaceutical products and “all other Reciprocal TARIFFS.” Under the existing agreement, the president set a 15% levy on South Korean exports. It's an important week for earnings in Asia with Samsung and SK Hynix reporting results. Bloomberg's South Korean Equities Reporter, Youkyung Lee, discusses what the market is expecting. Tech names including Meta Platforms, Tesla and Microsoft all report earnings on Wednesday, with Apple reporting Thursday. Zachary Hill is Portfolio Management at Horizon. He gives his take on the big week for the Mag 7, and the possibility of another US government shutdown.See omnystudio.com/listener for privacy information.

In this episode, Ricardo analyzes the 21st edition of the World Economic Forum's Global Risks Report 2026, highlighting the end of predictability and the beginning of the so-called "era of competition." The report points to a more turbulent global scenario, with 50% of leaders predicting instability in the next two years, driven by geoeconomic confrontation that threatens global supply chains. Ricardo explains that in the economic field, high global debt and increased spending on defense, energy transition, and artificial intelligence make capital more expensive and scarcer, requiring extreme financial rigor in projects. Misinformation intensifies social polarization. As a strategic response, the report proposes a "coalition of the willing": moving forward with truly committed groups, without waiting for total consensus. Listen to the podcast to learn more!

Austin Campbell is a finance and risk management professional with two decades of experience spanning trading, portfolio management, executive leadership, and academia. He is the Managing Partner and Founder of Zero Knowledge Consulting and serves as an Acting CFO at Glueti, having recently held the role of Acting CEO at WSPN Ltd. He has taught as an adjunct professor at both NYU Stern and Columbia Business School, specializing in finance and markets. Previously, Austin was Chief Risk Officer and Head of Portfolio Management at Paxos, following senior trading and portfolio management roles at Citi, Stone Ridge, and JP Morgan Chase, where he advanced to Executive Director in Rates Trading. He began his career as a catastrophe risk analyst at Benfield and John B Collins Associates, with early research experience in mathematics at California State University Chico. In this conversation, we discuss:- Open Frontier - Stablecoins - Tokenization of assets - Traditional payment systems vs crypto - Decoupling lending incentives from user incentives - The importance of the Genius Act - Economic realignment that returns power to mainstream - The fragmentation of the financial systems - Composability of blockchains - “smart regulation” - Zero Knowledge Consulting Zero Knowledge Consulting X: @ZKZeroKnowledgeWebsite: www.zero-knowledge.comNewsletter: www.zero-in.beehiiv.comAustin CampbellX: @austincampbellLinkedIn: Austin Campbell---------------------------------------------------------------------------------This episode is brought to you by PrimeXBT.PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.  PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions. Code: CRYPTONEWS50 This promotion is available for a month after activation. Click the link below: PrimeXBT x CRYPTONEWS50FollowApple PodcastsSpotifyAmazon MusicRSS FeedSee All

Neste episódio, Ricardo analisa a 21ª edição do Relatório de Riscos Globais 2026, do Fórum Econômico Mundial, destacando o fim da previsibilidade e o início da chamada “era da competição”. O relatório aponta um cenário global mais turbulento, com 50% dos líderes prevendo instabilidade nos próximos dois anos, impulsionada pela confrontação geoeconômica, que ameaça cadeias globais de suprimentos. Ricardo explica que no campo econômico, o elevado endividamento global e o aumento dos gastos com defesa, transição energética e inteligência artificial tornam o capital mais caro e escasso, exigindo rigor financeiro extremo nos projetos. A desinformação intensifica a polarização social. Como resposta estratégica, o relatório propõe a “coalizão dos dispostos”: avançar com grupos realmente comprometidos, sem esperar consenso total. Escute o podcast para aprender mais!

In this episode of Mining Stock Education, host Bill Powers interviews junior mining stock expert David Erfle from Junior Miner Junky. David shares insights on recent movements in gold and silver prices and discusses his strategy of rotating profits from successful ventures into promising smaller-cap mining stocks. He emphasizes the potential in early-stage juniors and highlights the technical breakouts occurring in the sector. David also shares his personal experience and strategic approach in navigating investments in the mining stock market. 00:00 Introduction to Mining Stock Education 00:29 Market Overview and Precious Metals Surge 02:01 Investment Strategies in Junior Miners 06:06 Portfolio Management and Risk Mitigation 08:50 Technical Analysis and Market Trends 19:58 Management Due Diligence and Red Flags David's website: https://juniorminerjunky.com/ Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. If you buy stock in a company featured on MSE, for your own protection, you should assume that it is MSE's owner personally selling you that stock. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Residential Real Estate in Bay Area, Portfolio Management, Bitcoin, Three-Buckets Retirement Strategy, CD Rates, Changing Taxes Status, Oil Field Services, Saving for Retirement, How to Short a Stock, Safe Haven Investment, Liquidity, Monetizing Debt, International Exposure, Options & Capital Gains, Covered Calls ETFs.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

A timely listener question also sparked a deeper discussion about how we evaluate market-moving headlines—and why news alone doesn't automatically trigger changes to a well-constructed portfolio. The “Henssler Money Talks” hosts walk through the critical distinction between short-term trading and long-term investing. We explain how Henssler evaluates stocks using multi-point criteria and in-depth fundamental analysis, and why that approach aligns with our long-term financial planning philosophy, the Henssler Ten Year Rule.Original Air Date: January 17, 2026Read the Article: https://www.henssler.com/reacting-to-headlines-or-investing-with-purpose

In this episode, Ricardo warns against a common mistake in organizations: believing that more tools and software mean more maturity. Many companies invest in expensive platforms, dashboards, and impeccable reports, but continue to make poor decisions. Tools don't create maturity; they only highlight what already exists. If there is no prioritization, clear criteria, and decisions, technology only organizes the confusion. Teams end up spending more time feeding systems than thinking about projects. Abundant indicators do not compensate for the absence of priorities. Maturity is not about having the best software, but about knowing who decides, based on what criteria, and what changes when something deviates from the plan. Without this, any tool becomes just a digital ornament. Listen to the podcast to learn more!

Neste episódio, Ricardo alerta para um erro comum nas organizações: acreditar que mais ferramentas e softwares significam mais maturidade. Muitas empresas investem em plataformas caras, dashboards e relatórios impecáveis, mas continuam tomando decisões ruins. Ferramentas não criam maturidade; elas apenas evidenciam o que já existe. Se não há priorização, critérios claros e decisões, a tecnologia só organiza a confusão. Times acabam gastando mais tempo alimentando sistemas do que pensando nos projetos. Indicadores abundantes não compensam a ausência de prioridades. Maturidade não é ter o melhor software, mas saber quem decide, com base em quais critérios e o que muda quando algo sai do plano. Sem isso, qualquer ferramenta vira apenas um enfeite digital. Escute o podcast para aprender mais!

In this episode, we explore what it truly takes to build a strategy-first portfolio culture in today's rapidly evolving business landscape. Actualize Consulting's Kurt Rasmussen, Director in the Mortgage and Fixed Income Practice at Actualize Consulting, who brings over 25 years of expertise in project, portfolio, program, and PMO management, joins Manager Caroline Pickering for an insightful conversation. Together, they unpack why so many organizations struggle to align their project portfolios with core business goals, and what it takes to move from a busy collection of initiatives to a portfolio that delivers real, measurable value.You'll hear real-world examples, best practices, and actionable insights on project portfolio management (PPM): how it transforms organizational effectiveness, enables smarter prioritization, and fosters a culture of accountability and strategic collaboration. Plus, discover how AI is reshaping portfolio management, streamlining processes, and bringing predictive power to decision-making.Listen to learn more about:Creating a strategy-first mindset for portfolio management that aligns projects with business objectivesTools and frameworks (including scorecards and steering committees) that help prioritize high-value initiativesKey performance indicators (KPIs) every organization should track to measure real portfolio impactProven ways to keep stakeholders engaged and aligned even as priorities shiftHow AI is transforming project selection, reporting, and predictive analytics in portfolio managementThanks for listening to this episode of the Actualizing Success Podcast! We hope you enjoyed the discussion and will come back for more. In the meantime, don't forget to rate this episode and leave a review!   Get in touch with Actualize at www.actualizeconsulting.com    We'd love to hear from you! If you have any questions, comments, or would like to collaborate on a future episode, please contact us at podcast@actualizeconsulting.com. 

In dieser Episode spricht Manuel Grossmann, Gründer von Amino Collective, über die Evolution des Healthcare- und Bio-Investments in Europa. Er teilt, warum Europa trotz exzellenter Wissenschaft nur sehr wenige 500M+ Firmen in dem Sektor in der EU gibt, wie AI den größten Impact der nächsten 50 Jahre haben wird und warum themenspezifische Fonds die Zukunft sind. Was du lernst: Investment-Strategie: Thesen-getriebenes Investieren Die Balance zwischen Science & Business Warum Spezialisierung wichtig ist Wissenschaft & Unternehmertum: Die Rolle von Universitäts-Spinouts Wie man wissenschaftliche Teams aufbaut Der richtige Mix aus Skills Venture Capital Evolution: Warum kleine Fonds oft besser sind Die Zukunft des VC-Modells Management Fee vs. Carry Europas Chancen: München vs. Berlin als Hubs Die Transformation des Ökosystems Warum Europa jetzt durchstarten kann ALLES ZU UNICORN BAKERY: https://stan.store/fabiantausch   Mehr zu Manuel: LinkedIn: https://de.linkedin.com/in/manuel-grossmann  Website: https://www.aminocollective.com/  Join our Founder Tactics Newsletter: 2x die Woche bekommst du die Taktiken der besten Gründer der Welt direkt ins Postfach: https://www.tactics.unicornbakery.de/  Kapitel: (00:00:00) Die Vision von Amino Collective (00:15:20) Healthcare & Bio Innovation (00:33:40) Universitäts-Spinouts & Wissenschaftler (00:47:15) Portfolio-Management & Strategien (01:02:00) Venture Capital Evolution (01:10:30) Europas Potenzial (01:24:00) Ausblick & Chancen

In this episode, Ricardo reflects on his participation at CES 2026 through the lens of project management, highlighting a structural shift rather than new gadgets. Using LEGO's smart bricks as an analogy, he explains how projects today extend, not replace, traditional foundations by integrating data, AI, and digital capabilities. He highlights Project AVA, a holographic AI advisor, as an example of projects becoming complex ecosystems where hardware, software, data, governance, ethics, and security must work in harmony. From AI-powered consumer products to robotaxis like Zoox, projects now continue beyond delivery into ongoing operation. Ricardo concludes that project managers are evolving into value orchestrators who connect technological possibilities with meaningful, responsible value for organizations and society. Listen to the podcast to learn more!

Neste episódio, Ricardo compartilha os principais aprendizados da sua participação na CES 2026, destacando que o mundo entrou definitivamente na era da Physical AI, a combinação entre inteligência artificial e o meio físico. Ele usa o exemplo do smart brick da LEGO para mostrar que nenhuma empresa está imune à tecnologia e que projetos de transformação digital passaram a ser uma questão de sobrevivência estratégica. Outro destaque é o Projeto AVA, um holograma com IA e presença física, que transforma projetos em sistemas vivos, exigindo integração de hardware, software, experiência do usuário, ética e governança. A CES também evidenciou a presença da IA em produtos cotidianos, robôs e robótaxis como o Zoox. Ricardo conclui que o gerente de projetos evolui de executor para orquestrador de valor, conectando tecnologia, estratégia e sociedade. Escute o podcast para aprender mais!

This podcast is brought to you by Outcomes Rocket, your exclusive healthcare marketing agency. Learn how to accelerate your growth by going to⁠ outcomesrocket.com Accelerating drug development from ten years to one is possible when data, technology, and clinical trial design finally work together. In this episode, Bari Kowal, Senior Vice President of Development Operations & Portfolio Management for Regeneron, discusses how modernizing clinical trials, strengthening data infrastructure, and using AI responsibly can expand patient access and accelerate development. She emphasizes that education is a significant missing link in clinical research and that true progress depends on interoperability rather than flashy standalone tools. Bari highlights the need for clean, structured data and strong partnerships with health systems to integrate genetics, EMRs, and real-world information for more personalized and preventive medicine. She also explores the future of drug development, emphasising the importance of reducing cycle time, fostering regulatory collaboration, streamlining protocols, ensuring site readiness, and simplifying trial complexity while leveraging digital biomarkers effectively. Tune in and learn how thoughtful trial design, better data, and smarter collaboration can reinvent the path from discovery to patient impact! Resources Connect with and follow Bari Kowal on LinkedIn. Follow Regeneron on LinkedIn and visit their website!

As 2026 begins, Wall Street consensus is shifting away from the "Magnificent Seven" and toward "Old Economy" cyclicals... we will analyze whether this rotation is real or a head-fake.Today's Stocks & Topics: The Procter & Gamble Company (PG), Market Wrap, Portfolio Management, Equinor ASA (EQNR), Energy Transfer LP (ET), Price of Silver, “The 2026 "Great Rotation": Tech vs. The Old Economy”, Franco-Nevada Corporation (FNV), Signet Jewelers Limited (SIG), Paymentus Holdings, Inc. (PAY), Klarna Group plc (KLAR), The Condo Market.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

With states stepping directly into the venture capital arena, a major shift is underway in how early-stage companies are funded—and where the next generation of innovation will be built.In this episode of The TechEd Podcast, host Matt Kirchner dives into this emerging movement with Pete Martin, Director of Portfolio Management at the MSU Research Foundation, and Alison Todak, Vice President of Entrepreneurship & Innovation at the Michigan Economic Development Corporation. Together, they unpack why states like Michigan are deploying public capital into startups, how PitchMI became one of the largest pitch competitions in the country, and what this means for founders, investors, educators, and the broader innovation economy.From filling early-stage capital gaps to catalyzing private investment, Michigan is using public VC models to strengthen its entrepreneurial ecosystem—and the results are showing. Pete and Alison detail the strategy behind PitchMI, the sectors driving the next decade of growth, the role of universities in spinning out new technologies, and how public and private capital partners are increasingly collaborating rather than competing.Listen to learn:Why states are stepping into early-stage VC and where private capital is falling shortHow PitchMI became a $2M competition drawing 375 statewide applicantsThe sectors Michigan is betting on—from mobility to clean tech to AI and health innovationWhy founding teams matter more than anything else at the pre-seed stageHow public VC and private VC now work together to accelerate growth rather than compete3 Big Takeaways from this Episode:1. States are stepping into early-stage VC because private capital isn't meeting the needs of pre-seed founders. Michigan's earliest-stage companies often start in a funding vacuum, and state-backed dollars are designed to close that first-capital gap. The PitchMI model shows how public investment can de-risk companies enough for private VCs to participate later.  2. PitchMI is creating a statewide pipeline of founders, companies, and investors. The competition drew 375 applicants in two weeks and activated partners across smart zones, universities, investors, and the private sector. Even companies that didn't win are already raising capital, hiring talent, and gaining visibility through the program.  3. Public and private VC are becoming collaborators in building regional innovation economies. Founders backed by public funds gain access to non-dilutive programs, state networks, and industry connections, while private firms gain earlier access to high-potential deals. This shared model is shaping how capital formation and startup ecosystems will evolve over the next decade.Resources in this Episode:Learn more about PitchMI: https://msufoundation.org/pitchmi/MSU Research FoundationMichigan Economic Development Corporation (MEDC)Find more on the episode page: https://techedpodcast.com/msuresearch/We want to hear from you! Send us a text.Instagram - Facebook - YouTube - TikTok - Twitter - LinkedIn

The FINRA Investor Education Foundation's National Financial Capability Study is an expansive source of data and insights about the financial lives of U.S. adults. Conducted every three years, this wide-ranging research effort includes the Investor Survey, an in-depth exploration of the attitudes, behaviors, knowledge and experiences of retail investors across the country.In December, the FINRA Foundation published the latest iteration of the survey, titled "Investors in the United States: Results from the FINRA Foundation's National Financial Capability Study." Drawing on responses from nearly 3,000 respondents in the U.S. with non-retirement investment accounts, the latest edition builds on previous Investor Survey reports, conducted every three years since 2015.On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's Research Director Gary Mottola, and Senior Researcher Olivia Valdes discuss the study's wide-ranging findings and implications.Resources mentioned in this episode:The National Financial Capability Study (NFCS)Investors in the United States A Report of the National Financial Capability StudyState-by-State NFCSInvesting Knowledge QuizEp. 176: National Financial Capability Study: Key Trends and InsightsYou Know More Than You Think: Unrealized Knowledge in “Don't Know” Responses to Financial Knowledge Questions2026 FINRA Annual Regulatory Oversight ReportBrokerCheckSocial Media Key Topics Page Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

In the first episode of 2026, Ricardo warns about the biggest mistake that ruins projects early in the year: saying yes to everything. January brings optimism, pressure for fast results, and a belief that everything is possible, leading to overloaded portfolios and teams working far beyond capacity. Projects are planned under unrealistic assumptions, confusing hope with real capacity. Failures don't happen at the end of the year, but at the beginning, when wrong choices are made. Strong projects start with focus, tough decisions, and renunciation. The key question is not what to start, but what not to do. Saying no early is less painful than canceling projects later. Projects fail not due to a lack of ideas, but an excess of promises. Listen to the podcast to learn more!

What will facility management look like in 2026, and how does that future differ across regions?'In this episode of the Connected FM podcast, host Wayne Whitzell, Second Vice Chair of IFMA's Global Board of Directors, is joined by IFMA Global Board of Directors Chair Christa Dodoo and facility management leader Maria Gonzalez-Burgos for a global conversation on the trends, challenges and opportunities shaping the profession worldwide. The conversation examines how technology adoption, workforce skills, and leadership expectations are evolving differently across regions, while reinforcing the universal importance of soft skills, data, and strategic thinking as FM professionals prepare for 2026 and beyond.00:00 Introduction01:28 Meet the Hosts and Guests04:19 Global Trends in Facility Management05:46 Regional Insights: Africa and Middle East10:44 Regional Insights: Latin America16:02 Challenges and Opportunities in Facility Management22:44 The Future of Facility Management39:02 IFMA's Role in Global Facility Management44:22 Conclusion Connect with Us:LinkedIn: https://www.linkedin.com/company/ifmaFacebook: https://www.facebook.com/InternationalFacilityManagementAssociation/Twitter: https://twitter.com/IFMAInstagram: https://www.instagram.com/ifma_hq/YouTube: https://youtube.com/ifmaglobalVisit us at https://ifma.org

No primeiro episódio de 2026, Ricardo alerta para o maior erro que arruína projetos no início do ano: dizer sim a tudo. Janeiro traz otimismo, pressão por resultados rápidos e a crença de que tudo é possível, levando a portfólios sobrecarregados e equipes trabalhando muito além da capacidade. Os projetos são planejados sob premissas irreais, confundindo esperança com capacidade real. Os fracassos não acontecem no final do ano, mas no início, quando escolhas erradas são feitas. Projetos sólidos começam com foco, decisões difíceis e renúncia. A questão fundamental não é o que começar, mas o que não fazer. Dizer não no início é menos doloroso do que cancelar projetos mais tarde. Os projetos fracassam não por falta de ideias, mas por excesso de promessas. Escute o podcast para aprender mais!

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: A-I Stocks, Bond Maturity, Short-Term Rental Market, The VIX, Crypto, Pre-Tax Allocation vs. Roth I-R-A, Poorly Managed Companies, Publicly Traded Sports Teams, P.E. Ratios, Oil, Portfolio Management, Converting a Traditional IRA to a Roth, Cash Management, How to Calculate Company's Debt, 529 Plan, Entry Point.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

What happens if you inherit a house—or an IRA—without a plan? This episode of Financial Straight Talk with Jim Fox dives into the real-life consequences of legacy planning mistakes, from losing out on a step-up in basis to getting tangled in probate. Learn why quick fixes like “quick claim” deeds can backfire, how a Ladybird deed can simplify inheritance, and why having a written plan matters more than any single product. Discover the difference between having financial products and having a true retirement strategy. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

In this final episode of 2025, Ricardo proposes a reflection on changes that will profoundly impact projects in 2026. He presents five central insights: the end of projects as isolated islands, which will operate as parts of a continuous value stream; the radical fragmentation of teams, marked by high fluidity between people, partners, and AI agents; the silent transfer of authority, with decisions distributed among boards, algorithms, and teams; the emergence of cognitive risk, caused by flawed mental models and excessive reliance on automated responses; and the silent obsolescence of the traditional project manager. For Ricardo, 2026 will be the year of repositioning, requiring the courage to unlearn, assume new responsibilities, and lead in ambiguous environments, focusing on real impact and conscious choices. Listen to the podcast to learn more!

Neste último episódio de 2025, Ricardo propõe uma reflexão sobre mudanças que impactarão profundamente os projetos em 2026. Ele apresenta cinco insights centrais: o fim dos projetos como ilhas isoladas, que passam a operar como partes de um fluxo contínuo de valor; a fragmentação radical das equipes, marcadas por alta fluidez entre pessoas, parceiros e agentes de IA; a transferência silenciosa de autoridade, com decisões distribuídas entre conselhos, algoritmos e equipes; o surgimento do risco cognitivo, causado por modelos mentais equivocados e confiança excessiva em respostas automatizadas; e a obsolescência silenciosa do gerente de projetos tradicional. Para Ricardo, 2026 será o ano do reposicionamento, exigindo coragem para desaprender, assumir novas responsabilidades e liderar em ambientes ambíguos, com foco em impacto real e escolhas conscientes. Escute o podcast para aprender mais!

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Bonds, Portfolio Management, Credit Card Debt, Real Estate Co-Op, Investing for Kid's Future, Current Bond Market, Investing in Morocco, Value Stock, Difference from a 403b and Regular 401k, The Young Consumer, Large, Mid or Small Caps, Roth I-R-A Withdrawals, Preferred Dividend Stocks, The Dow vs. The S&P 500, 401k Rollover, Fractional Shares, Growth to Value Trade.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordProtect: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out Quince: https://quince.com/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Ralph Cole, CFA®, Director of Research and Portfolio Management at Ferguson Wellman Capital Management, reflects on the firm's 50-year history, core values, and the lessons learned across market cycles. He discusses what differentiates Ferguson Wellman, how the firm serves ultra-high-net-worth clients, its thoughtful approach to adopting AI, and how it plans to stay on the leading edge as the industry continues to evolve.

In this episode, Ricardo looks back at the year in projects with a mature and deeply reflective perspective, focusing on the lessons learned. He describes an intense year, marked by strong pressure for results, shorter deadlines, and increasingly tight budgets, where good planning ceased to be a differentiator and became a matter of survival. Execution took center stage, and mistakes became more costly. At the same time, artificial intelligence ceased to be a promise and became part of the daily routine of projects, bringing real productivity gains. AI did not replace the project manager; it replaced improvisation. Even so, the biggest challenge remained human: fatigue, overload, burnout, and failures caused by human exhaustion. The dispute between methods lost its meaning; those who knew how to adapt to the context won. Projects became more strategic, guided by value, purpose, and conscious choices for the future. Listen to the podcast to learn more!

Neste episódio, Ricardo faz uma retrospectiva do ano em projetos com um olhar maduro e profundamente reflexivo, focando no aprendizado. Ele descreve um ano intenso, marcado por forte pressão por resultados, prazos mais curtos e orçamentos cada vez mais apertados, em que planejar bem deixou de ser diferencial e passou a ser questão de sobrevivência. A execução ganhou protagonismo e o erro ficou mais caro. Ao mesmo tempo, a inteligência artificial deixou de ser promessa e passou a fazer parte do dia a dia dos projetos, trazendo ganhos reais de produtividade. A IA não substituiu o gerente de projetos, substituiu o improviso. Ainda assim, o maior desafio seguiu sendo humano: cansaço, sobrecarga, burnout e falhas causadas pelo desgaste das pessoas. A disputa entre métodos perdeu sentido; venceu quem soube adaptar ao contexto. Os projetos ficaram mais estratégicos, guiados por valor, propósito e escolhas conscientes para o futuro. Escute o podcast para aprender mais!

Sébastien Page is Chief Investment Officer at T. Rowe Price and author of “The Psychology of Leadership.” In this interview, Sébastien discusses what he has learned about sports psychology that applies to leading in the corporate environment and in the management of $500B in assets at T. Rowe Price. The conversation continues as Sébastien dives into the psychological principles that distinguish truly great leaders from good ones and how leaders can use positive psychology to better run their teams. Sébastien also talks about how relationship development and trust creation are crucial to thriving in an economy enhanced by artificial intelligence. Sébastien concludes the interview by providing tips on stress management, sharing how to avoid goal-induced blindness, and giving advice for people who want to lead their guide their team members a rapidly-changing future. Sébastien Page is Head of Global Multi-Asset and Chief Investment Officer at T. Rowe Price. He oversees a team of investment professionals actively managing over $500 billion in assets under management. Sébastien won research paper awards from The Journal of Portfolio Management in 2003, 2010, 2011, and 2022 and the Financial Analysts Journal in 2010 and 2014. In addition to The Psychology of Leadership, he is the author of Beyond Diversification: What Every Investor Needs to Know About Asset Allocation (McGraw Hill, 2020) and the coauthor of Factor Investing and Asset Allocation (CFA Institute Research Foundation, 2016).Sébastien is also a member of the editorial boards of the Journal of Portfolio Management and the Financial Analysts Journal, and the Board of Directors of the Institute for Quantitative Research in Finance (Q Group). He regularly appears in the media, including Bloomberg TV and CNBC, and was recently named amongst the 15 Top Voices in Finance by LinkedIn.

Returning guest Vincent Bruzzese — trader, former statistics professor, poker player, and former Hollywood behavioral analyst — joins Tessa for a candid discussion about navigating one of the most narrative-driven markets in years. Known online as “Hari Seldon” in the Real Day Trading community, Vincent is recognized for posting his trades live and delivering multiple years of standout performance, with returns north of 60% and even 80%.  In this episode, Vincent talks about why traders are struggling with discipline, how sentiment and storylines are overpowering both fundamentals and technicals, and what separates structured trading from gambling. He also shares how tools like his walkaway analysis help reinforce better habits and improve decision-making. Tessa and Vincent dig into mindset, process, relative strength, risk management, and how he rebuilt after blowing up his account twice. They also explore the emotional side of trading in a market that often feels disconnected from reality — and how traders can stay grounded despite the chaos.   Links +Resources:  ●      Follow Vincent on Reddit:  ⁠https://www.reddit.com/r/RealDayTrading/⁠ ●      Follow Vincent on X:  ⁠@RealDayTrading⁠ ●      Vincent on CWT ⁠Episode 255⁠ ●      Vincent can also be found in the OneOption Chat Rooms Sponsor of Chat With Traders Podcast:   ●       Trade The Pool:  ⁠http://www.tradethepool.com⁠    Time Stamps: Please note: Exact times will vary depending on current ads.   ●     00:00:00  Intro and Background ●     00:07:13  Market Analysis and Trading Strategies ●     00:09:00  Trading Mindset and Emotional Challenges ●     00:11:07  Market Trends and Skepticism ●     00:13:08  Market Irrationality and Future Predictions ●     00:14:41  Valuation Concerns and Institutional Influence ●    00:15:19  Psychological Aspects of Trading ●    00:16:30  Narratives and Market Bubbles ●    00:18:00  Passive Income Strategies in Trading ●    00:21:57  Long-term Investment Strategies ●    00:21:25  Personal Trading Experiences ●    00:24:08  Learning from Trading Losses ●    00:25:12  The Journey to Becoming a Trader ●    00:25:58  Mindset and Trading Psychology ●    00:30:45  Identifying and Avoiding Bad Trades ●    00:32:58  Overcoming Trading Challenges ●    00:37:48  Trading Strategies and Market Analysis ●    00:40:52  Current Market Conditions and Trading Decisions ●    00:43:20  Portfolio Management and Trading Style ●    00:46:39  Trading Preparation and Daily Routine ●    01:01:25  Navigating Market Volatility and Uncertainty ●    01:05:41  Final Thoughts on Trading and Market Dynamics   Trading Disclaimer:  Trading in the financial markets involves a risk of loss. Podcast episodes and other content produced by Chat With Traders are for informational or educational purposes only and do not constitute trading or investment recommendations or advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: A-I Stocks, Bond Maturity, Short-Term Rental Market, The VIX, Crypto, Pre-Tax Allocation vs. Roth I-R-A, Poorly Managed Companies, Publicly Traded Sports Teams, P.E. Ratios, Oil, Portfolio Management, Converting a Traditional IRA to a Roth, Cash Management, How to Calculate Company's Debt, 529 Plan, Entry Point.Our Sponsors:* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordProtect: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out Quince: https://quince.com/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands