Life Success & Legacy

What did Nelson Nash mean when he said, “Don't do business with banks”? In this episode, we break that down. There's a deep-rooted frustration with traditional banking—and for good reason. Banks retain all the control, provide very little security, and profit off your money while giving you scraps in return. So why do we keep […] The post Banks – What Are They Good For? appeared first on Life Success Legacy.

In this episode, Chris sits down with the inspiring Toby and Kelly Whitman, valued clients from Houston, Texas. Their journey is nothing short of remarkable, and they share powerful insights and personal experiences that you won't want to miss. Tune in for a heartfelt and uplifting conversation that highlights the real impact of Infinite Banking […] The post Interview with Toby and Kelly Whitman appeared first on Life Success Legacy.

In this episode, we're answering some common questions we hear during coaching sessions—some of the same ones we had when we first started our IBC journey! If you've ever wondered ‘Am I doing this right?' or ‘What happens if…?' you're not alone. Tune in as we break things down, clear things up, and maybe even […] The post Coaching Session Quick Hitters appeared first on Life Success Legacy.

The Life Success & Legacy team recently had the incredible opportunity to attend the Nelson Nash Institute Think Tank! This event brought together passionate practitioners and coaches, all dedicated to the Infinite Banking Concept (IBC). Not only did we get to learn from some of the best minds in the industry, but we also had […] The post Think Tank Recap – 2025 appeared first on Life Success Legacy.

In this episode, Chris sits down with the incredible Alejandra Perez, a longtime client with an inspiring story you won't want to miss. Tune in and prepare to be just as impressed as we are! The post Interview with Alejandra Perez appeared first on Life Success Legacy.

In this episode, we're answering another great audience question: What does LSL actually do—and what don't we do? Spoiler alert: It all leads back to Nelson Nash and Becoming Your Own Banker. We'll break down our unwavering focus on Infinite Banking, share personal stories, and discuss why we stay in our lane. Plus, we've got […] The post What We Do & Don't Do… Psst, It's All IBC! appeared first on Life Success Legacy.

Join us for an exciting update on the state of the Life Success & Legacy team! Our commitment to Infinite Banking—both for our team and our clients—remains our top priority. In this episode, we're sharing our plans for 2025, how we're continuing our mission, and some exciting updates from the team. Tune in to hear […] The post State of the Team: LSL Updates appeared first on Life Success Legacy.

In this episode, we're tackling a question that comes up often. It's rooted in a bit of fear and “what ifs,” but it's an important one to address: What happens if I find myself in a negative cash flow situation? The truth is, life happens. The good news? Infinite Banking offers a ton of flexibility, […] The post But what if I experience negative cashflow? appeared first on Life Success Legacy.

In this episode, we're diving into the spirit of the New Year—not with resolutions, but with a powerful recentering of focus. Join us as we share our personal plans, experiences, and insights, all while exploring how to stay on course in our Infinite Banking journey. It's a fresh start with purpose and strategy—don't miss it! The post New Year, New Focus: Recenter Your Path with IBC! appeared first on Life Success Legacy.

Ever wondered about kid policies and their role in your Infinite Banking journey? We've got you covered! In this episode, we dive straight into a topic we've teased before: why kid policies matter, when to start them, and how they fit into your IBC strategy. Plus, we're sharing real-life stories from our own kids' policies […] The post What's the deal with kid policies? appeared first on Life Success Legacy.

In this episode, we tackle a comment we hear all the time—whether it's in our Boot Camps or our community Discord, this question seems to pop up regularly: “Do I have to be wealthy to start Infinite Banking?” Join us as we break down this common misconception, share personal experiences, and even walk you through […] The post But I have to be wealthy to start IBC… or do I? appeared first on Life Success Legacy.

Today, we get to celebrate (without roasting!) one of our absolute favorite people—the mastermind behind why each team member now has five personality test results: Chris Bay! Chris is constantly thinking ahead and challenging us to be our best, not just as a team, but for our clients too. We truly wouldn't be where we […] The post The non-Roast of Chris Bay appeared first on Life Success Legacy.

Ready to take your Infinite Banking journey to the next level? In this episode, we dive into a core principle: skin in the game. We believe that when you put in the effort to meet us halfway, the rewards you'll see will multiply. Join the team as we unpack why investing your time, energy, and […] The post Having Some Skin in the Game appeared first on Life Success Legacy.

In this episode, we dive into a question raised at a recent boot camp: ‘But what if I don't need the death benefit?' Join us as we explore why the death benefit is a critical piece of Infinite Banking, and discover creative ways it can be used! You won't want to miss our insights! The post But I don't need Death Benefit appeared first on Life Success Legacy.

In this episode, the team takes a deep dive into a key question from a recent Boot Camp: Policy Loans. While we've touched on this topic before, this is the first time we thoroughly break down their value and explore the specific benefits of incorporating them into your IBC journey. The post Policy Loans: Deep Dive appeared first on Life Success Legacy.

Today, we have the privilege of not roasting our fearless leader and the mastermind behind Life Success & Legacy, Mike Everett! In a special podcast episode, we managed to wrangle all five remaning teammates together for this non-roast (and trust us, it was a blast). Mike's leadership is, without a doubt, the driving force behind […] The post The non-Roast of Mike Everett appeared first on Life Success Legacy.

In this episode, the team takes the opportunity to celebrate Shelley Forbis, the person who holds everything together and ensures every client is well taken care of. Many of you already know Shelley and her relentless dedication to advocating for our clients, but listen as the team shares how we wouldn't be who we are […] The post The non-roast of Shelley Forbis appeared first on Life Success Legacy.

In this episode, the team delves into a rarely discussed topic: policy maintenance. We start by introducing the key players and then explore important considerations to keep in mind as life moves forward. This is a good one! The post Policy Maintenance: What does that mean? appeared first on Life Success Legacy.

In this video, the team talks about the challenges of finding like-minded individuals in the Infinite Banking space. To address this, we've created the LSL IBC Community Discord! This community is designed to be a space where our clients can connect, share ideas, and support each other through the ups and downs of the Infinite […] The post The LSL IBC Community appeared first on Life Success Legacy.

In this episode, Chris has the pleasure of interviewing two of the LSL Team's favorite people: Pei and Nino. They are not only valued clients and enthusiastic advocates for LSL but are also embarking on many exciting adventures of their own. Tune in to discover how you can get involved with what they're up to! […] The post Interview with Pei Chen and Nino Gonzalez! appeared first on Life Success Legacy.

In this episode, Chris has the privilege of interviewing Shelley Forbis! While she prefers to stay in the background, ensuring our clients receive the highest level of care, her story deserves to be shared. Take a listen, and you'll understand why the LSL team feels 100% blessed to have her. The post Shelley Forbis Interview! 2024 Updates appeared first on Life Success Legacy.

In this episode, we have the opportunity to non-roast our amazing team member and undisputed passive income champion, Mike Kwong! We've brought in Haley as an additional roaster—oops, I mean supporter. Her insights, combined with those of Mike, Mike and Chris, create a very fun and heartwarming podcast. Take a listen, and we think you'll […] The post The non-Roast of Mike Kwong appeared first on Life Success Legacy.

In this episode, we discuss a statement we hear all the time. “My friend says I can get cheaper whole life insurance!” Our immediate reply? Yes, you can! But it all comes down to your purpose. Listen in as we cut through the noise to show you how properly designed, dividend-paying whole life insurance can […] The post My friend found high cash value Whole Life for way cheaper. Can it be? appeared first on Life Success Legacy.

In this exciting episode, Chris sits down for an insightful interview with none other than Kish Rao, one of our esteemed associate coaches! With a longstanding friendship that spans years, Kish's journey culminated in his appointment as an associate coach in 2023. As Chris delves deep into Kish's passion for IBC and his unwavering commitment […] The post Interview with Kish Rao! appeared first on Life Success Legacy.

In this episode, we do a follow up discussion about the 2024 Annual Think Tank. We talk about the event, the speakers, the community and more. Some of it is silly, but all of it is good. Take a listen to see why this event is and will continue to be valuable to the Life […] The post Think Tank Follow Up & Takeaways appeared first on Life Success Legacy.

In this episode two Mikes and a Chris discuss the PUA. We've discussed the PUA a lot on this podcast, but always from the technical perspective. Mingled in with the technical, this episode provides a broader look at the PUA and even discusses some of the pitfalls that can be experienced. Take a listen. The post What's the deal with PUA appeared first on Life Success Legacy.

In this video, the Mike's discuss our experiences and expectations for the upcoming Think Tank. It will be the first time that the whole team has attended! The post Think Tank Preview appeared first on Life Success Legacy.

In this episode, we rewind the clock and journey back to when each of us got into IBC and what our Why was. Everett discusses the team Why and then each of us tells our personal story. Our hope is that this episode inspires current or future clients to dig into the ever so important […] The post Looking back at our Why. appeared first on Life Success Legacy.

In this episode, the team reflects on the recent holiday season and the possible conversations that might have come up. Namely, conversations about Infinite Banking. Whether you're an agent or a client, you might get asked what you do for a living, or maybe how you manage your money. Listen to see what the team […] The post Want to have an engaging conversation about IBC? Start here. appeared first on Life Success Legacy.

In this episode we discuss a topic we've covered in a couple of different ways throughout the podcast; the wind current. However, we've never broken down all of the language that surrounds the phrase and how it applies to Infinite Banking! Take a listen and see if you already knew how it all works, or […] The post Turning the Wind Current: Outside vs Inside Debt appeared first on Life Success Legacy.

In this episode, we discuss convertible terms. We've touched on this topic several years ago and felt a refresher was in order. Take a listen to see how the Life Success & Legacy team coaches our clients on how to integrate convertible terms into their Infinite Banking strategy. Also, listen to some personal stories on […] The post Convertible Terms. Why are they important? appeared first on Life Success Legacy.

In this episode, we tackle a recent Boot Camp question. Is it smarter to attack debt first, with your IBC plan, or go for passive income through investments? Take a listen to see how the Life Success & Legacy team does it personally as well as how we could coach you through the process! The post Debt or Investments? Which should I do first? appeared first on Life Success Legacy.

In this episode, the team tackles a question from our recent boot camp about different ways to implement Infinite Banking. Does it always have to be Whole Life Insurance, or can we use another product? Take a listen to see how Nelson thought about this, and how the Life Success & Legacy team coaches! We […] The post Is Whole Life the only way to do IBC? appeared first on Life Success Legacy.

In this episode, the team revisits a question we answered many years ago, but with fresh takes and new perspectives. How long DO you have to pay premiums? Take a listen and let us help you get out of the ruts! The post How long do I have to pay premiums? appeared first on Life Success Legacy.

In this episode we tackle a question that we get all the time, in many formats: What size of policy should I start with?! As you'll learn, the short answer is, don't worry about it! However, Mike Everett, Chris Bay and Michael Crawford dig a little deeper to give you insight on how to find […] The post The Burning Question: What size policy to start with? appeared first on Life Success Legacy.

In this episode, we revist the Life Success & Legacy story. It has been several years since we did a deep dive into the history of LSL and how each of us joined the team. For those of you who've been around a while, this is a fun refresh. If you're new, enjoy! The post LSL Story – 2023 Updates appeared first on Life Success Legacy.

In this episode the team has the opportunity to answer a comment from a listener on YouTube! We love this stuff. Our team thrives on being open and transparent in our pursuit of financial freedom through Infinite Banking. Being skeptical is perfectly acceptable! In fact, all of us have had those moments of skepticism and […] The post YouTube Comment appeared first on Life Success Legacy.

In this episode, the team dives into a principle from Nelson we talk about all the time; think long range. We get asked a lot by clients how they can make thier system go faster, or how they can ramp it up, and it always comes back to thinking long range. Even as coaches we […] The post Thinking Long Range. Why it Matters. appeared first on Life Success Legacy.

In this episode Chris has the honor of interviewing mother-daughter power team Winnie and Emaghea Lau. They have created a program called ‘Cash Smart for Life' that helps parents teach their kids how to be financially independent! During the interview we learn the story behind the project, exciting news about the book being released in […] The post Interview with Winnie and Emaghea Lau appeared first on Life Success Legacy.

In this episode we take a look back and discuss things we might have done differently when we first started our Infinite Banking journey. Mike E, Chris and Mike C go into detail about their own plans, things they've learned and how it's affected how we, as a team, coach our clients. Take a listen […] The post Looking Back: Things we would have done different. appeared first on Life Success Legacy.

In this episose Chris has the opportunity to interview Haley Davidshofer! Haley has been an avid learner of IBC over the last several years. Her journey includes a different look at who to insure, the structure of said policies and how to better utilize the policies long term. She also has learned how to begin […] The post Interview with Haley Davidshofer appeared first on Life Success Legacy.

In this episode the team ponders the idea of taking a tax exemption vs getting multiple uses of every dollar. The thinking exercise focuses on 529's and HSA's. Everett will expound upon Willie Sutton's law from Nelson's book and use this as a reference when contemplating these tax exceptions. Put that all together and you […] The post Take a tax break? Or get multiple uses of your dollar? appeared first on Life Success Legacy.

In this episode, we dive into a question that even we have asked! When does it get good? This can be asked in many different forms, and the team works to break down each angle and give our perspective. This is a fun one full of good information and laughter! The post When Does it Get Good? appeared first on Life Success Legacy.

In this episode Chris and the Mike's discuss skinny policy design. We get asked this question all the time, “Is there a way to make my policy grow faster on day one?” Typically, the solution for faster growth is to modify the policy design structure. Take a listen to see what the team thinks of […] The post Our thoughts on Skinny Policy Design appeared first on Life Success Legacy.

In this episode, Mike Everett, Chris Bay and Michael Kwong discuss a question we get all the time; What's the best type of policy for IBC? There is a lot of noise out there about this topic, and the Life Success & Legacy team is here to set the record straight. Take a listen and […] The post The best type of Policy for IBC appeared first on Life Success Legacy.

In this episode, we discuss a boot camp question that we get all the time; policy loan interest rates. Mike Everett, Chris Bay and Michael Crawford unpack this topic by giving more insight into how policy loans work and the role they play in the bigger picture of Infinite Banking. Take a listen, if you […] The post Interest Rates and Picking an Insurance Company appeared first on Life Success Legacy.

In this episode, we discuss the question, “What about a contingency fund?” There are many reasons to need a contingency fund in life, that doesn't change when you are using Infinite Banking! We discuss real life examples, some personal and some redacted client stories. This is where having a team of coaches with a wide […] The post Accounting for a contingency fund appeared first on Life Success Legacy.

In this episode, Chris has the honor of interviewing Taryn Souza! She is an awesome entrprenuer who found Life Success & Legacy through a coworker, Haley! Taryn isn't an LSL client, but she is 100% invested in learning about Infinite Banking! Take a listen and hear her inspiring story and journey towards taking control of […] The post Interview of Taryn Souza appeared first on Life Success Legacy.

In this episode, Mike Everett, Chris Bay and Michael Crawford dive into a question we get somewhat regularly. What do we look for in an insurance company, especially as it pertains to Infinite Banking. We take the approach of answering this question from two angles; one as agents and two as clients. We don't go […] The post What to look for in an Insurance Company appeared first on Life Success Legacy.

In this episode, Mike Everett and Mike Kwong dive into their experiences from this years Think Tank! Kwong has never been and Everett has only missed two! This is a cool look behind the curtain of the Nelson Nash Institute annual Think Tank from the LSL team! The post Thoughts from the Think Tank appeared first on Life Success Legacy.

In this episode Mike and Chris discuss a question we get all the time; what are insurance riders. Many of our clients, and potential clients, have heard of the Flexible Paid Up Additions (FPUA) rider, as it is an integral part of the Infinite Banking Process. However, are there others to consider, and if so […] The post Insurance Riders: What are they? appeared first on Life Success Legacy.