Podcast appearances and mentions of nelson nash

What's the best way to design an infinite banking policy? In this video, Brent Kesler, founder of The Money Multiplier, joins Caleb Guilliams to break down whole life insurance designs for infinite banking, specifically comparing 40/60 vs 80/20 policy structures and Nelson Nash's original intentions. The discussion also includes a debate on term riders, when they help, when they hurt, and how they affect infinite banking strategies over time. Watch the First Interview with Brent where he explains how he paid off $1M in debt in 2 years - https://youtu.be/cHTmpSU-nzQ Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 Introduction 01:50 Infinite Banking and Debt Payoff Strategy 02:07 Changes to Infinite Banking 03:30 The "Nelson Plan" (40/60) 04:12 Policy Design Philosophy: Base, PUA, and Term Riders 05:01 Long-Term Efficiency and Base Premium 05:57 MEC Limit and Term Riders 06:59 Base, PUA, and Term Riders Definitions 12:00 Higher Base vs. More PUA 18:25 Flexibility in PUA Riders 19:19 Starting Additional Policies 20:40 Rule of Maximizing Current Policies 23:07 Adjusting Premiums on Multiple Policies 27:19 Minimum Premium and Income Ratio 28:34 The "10 Times Your Age" Rule 29:27 Tax Liability 35:46 Death Benefit, Rate of Return, and Financial Mindset 38:03 Internal Rate of Return (3.5% to 5%) 39:45 Actual Rate of Return vs. Average Rate of Return 42:28 The Value of Convertible Term Insurance 43:36 Human Life Value vs. Starting Small Whole Life Policy 47:14 Life Insurance as the Only Guaranteed Payout Insurance 48:53 Buying Cars and Using Other People's Money 49:18 Separating Policy Growth 51:54 Using Bank's Money for Investments 54:34 Danger of Using Banks if Undisciplined ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

You've been told corporations pay taxes, but what if that's the biggest lie in the system? In this episode, Mary Jo breaks down who really pays for taxes, benefits, tariffs, and government programs—and why the consumer always ends up holding the bag. In Episode 337 of Farming Without the Bank, Mary Jo dives into Chapter 6 of Nelson Nash's Warehouse of Wealth: "Lies, Lies, and Lies." This episode exposes how taxes, Social Security, employee benefits, tariffs, credit card fees, and corporate expenses are never absorbed by businesses—they are passed directly to you, the consumer. From Social Security myths to corporate "tax hikes," from government spending to free coffee at the sale barn, this episode reframes how money actually flows through the economy and why financial literacy is so rare—and so dangerous to ignore. Key Takeaways: Corporations do not pay taxes; they collect them from consumers Employees pay 100% of Social Security, not "half." All benefits, perks, and expenses are built into prices or wages Government redistribution still starts with taxing the public Business owners have tax flexibility, but consumers do not Financial illiteracy keeps people trapped, believing money myths Chapters: (00:00) – The danger of financial lies (02:00) – Who really pays taxes? (05:00) – Social Security & employee benefit myths (08:30) – Why everything gets passed to the consumer (12:45) – Customer service, payroll, and business reality (17:45) – Government spending & redistribution myths

Book a call: https://remnantfinance.com/calendar ! Email us at info@remnantfinance.com !Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEYou've been listening to the podcast. You've read Nelson Nash. You're sold on IBC. But now what? What actually happens when you reach out to an agency like Remnant Finance?This episode is a behind-the-scenes look at our entire process—from the first intro call to policy delivery and years of ongoing service. We break down the three things you should look for in an advisor (and why only two of them are actually required), explain why we start underwriting before we've finalized your policy design, and get honest about what kind of client we work best with.We also talk about what separates good IBC practitioners from agents who just have a license and a pitch. Spoiler: most people selling life insurance know less about it than you will after a few calls with us. That's not arrogance—our own company reps have told us that.If you're evaluating whether to work with us or someone else, this episode gives you the full picture of what we do, how we do it, and why we do it that way.Chapters:00:00 – Opening segment03:25 – The problem with "I can do IBC" advisors at big firms06:30 – The three credentials: license, company contract, NNI certification08:35 – Why getting a life license is dangerously easy09:45 – Company selection: mutual companies and what makes them IBC-ready10:45 – Captive vs. independent agents13:05 – Why we work with two primary carriers21:05 – What NNI certification actually involves23:45 – Why insurance companies love NNI business (persistency)28:05 – Our process starts: the intro call31:00 – When IBC isn't the right fit (yet)33:00 – Why we filter for worldview—and why that's actually good for you36:45 – "If you have to drag them in, you'll have to drag them around"37:15 – The intake form and application process38:25 – Why we apply for more coverage than you might need43:50 – How underwriting requirements work (the flow chart)47:25 – Strategy calls while underwriting happens in the background52:15 – Policy review: Loom walkthrough vs. live Zoom call55:00 – Policy in force—now what?56:45 – The range of ongoing service: hands-off to hands-on59:00 – There's no industry requirement for ongoing service—ask your agent1:04:45 – Closing thoughts and how to book a callKey Takeaways:A license is just the first step. Getting a life license is easy—memorize a study guide, pay a fee, pass a test. It doesn't mean someone knows how to structure a policy for IBC.Company selection is critical. Only about 10-12 mutual companies can write policies the way Nelson Nash taught. Your agent needs a contract with one of them—and ideally understands the differences between them.Captive agents are limited. If your advisor works for a single company (like Northwestern Mutual), they can only offer that company's products. Independent brokers can match you with the carrier that fits your situation.NNI certification isn't required, but it matters. It's not a legal requirement to sell IBC-style policies, but it signals that an advisor has gone through specific training in Nelson Nash's methodology and stays connected to ongoing education.We start underwriting early—on purpose. The application process takes 4-6+ weeks. We submit it before finalizing your policy structure so the company is waiting on us, not the other way around. Think of it like a mortgage pre-approval.Education happens throughout. Expect 2-4+ calls before your policy is even issued. We want you to understand what you're buying, how it works, and how to use it. This should be the asset you understand the most.

In part two of this two-part episode, James continues the conversation with Blake Townsend by focusing on real-world application and lived experience. They discuss how long-range thinking plays out over time, the consequences of short-term decisions, and why control and simplicity matter as life moves forward. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

In this episode, the three Mikes revisit a foundational concept of Infinite Banking: banking is a process, not a product. We begin with Mike Everett going back to the basics, walking through how Nelson Nash framed this idea in Becoming Your Own Banker, and grounding it with real-world experience from working with clients in practice—not theory. Then Mike Kwong unpacks how Income Stacking through DIBS and IBC creates a powerful, repeatable system for cash flow, control, and long-term wealth building. Together, the conversation highlights why lasting financial success comes from building sound processes, not chasing products. The post Building Wealth Through Process, not Products appeared first on Life Success Legacy.

Are you collecting financial knowledge... or actually using it? In this episode of Without The Bank, we break down two of the most dangerous (and overlooked) chapters from Becoming Your Own Banker: Arrival Syndrome and Use It or Lose It. These ideas explain why so many people stall out financially—even after reading the right books, watching the right videos, and "knowing" the Infinite Banking Concept. The problem isn't lack of information. The problem is believing you've already arrived. When people stop applying what they learn, their policies stagnate, their cash flow tightens, and Infinite Banking quietly turns into "just another savings account." Nelson Nash warned us about this—and in this episode, we show exactly how it plays out in real life. In This Episode, You'll Learn: Why arrival syndrome is more dangerous than ignorance How "knowing enough" kills financial momentum Why Infinite Banking must become a way of life, not a tactic What "use it or lose it" really means for your policy and your mindset Why focusing on interest rates misses the point entirely Why liquidity and cash flow matter more than returns The silent mistake people make when they stop using their policy Episode Chapters: 00:00 – Knowledge vs. Implementation 01:05 – What Is Arrival Syndrome? 03:10 – The Illusion of Knowledge 05:20 – Use It or Lose It Explained 08:45 – Outgrowing Comfort Zones 11:30 – Common Infinite Banking Mistakes 14:00 – Why IBC Must Be a Way of Life Resources Mentioned: Becoming Your Own Banker by Nelson Nash Get the book: https://www.withoutthebank.com/shop... Already have the book? Use the link provided after purchase to schedule an appointment and get your questions answered. If this episode made you rethink how you're using Infinite Banking, share it with someone who's still "learning" but not applying. Apply what you know—or lose it.

Join an active community of RE investors here: https://linktr.ee/gabepetersen

Everyone says farming and ranching are hard—but what if the real problem isn't expenses… it's how money is being used? In this episode, Mary Jo tackles the backlash around "excess money," breaks down why being debt-free isn't the same as being financially secure, and explains why cash flow—not comfort—is the real solution.

In part one of this two-part episode, James sits down with Blake Townsend to discuss long-range thinking, financial control, and the timeless lessons from Nelson Nash. They explore why short-term thinking creates stress and why simplicity and control matter over time. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

In this episode of the Smart Real Estate Coach Podcast, I'm bringing back a good friend of the community, Jim Oliver, one of the world's foremost authorities on Infinite Banking and the founder of CreateTailwind. Jim has 38 years in the financial trenches, 12 of those under the late R. Nelson Nash, the pioneer of the Infinite Banking Concept®. Together, we break down how to take back control from traditional banks, keep more of the interest you're giving away, and use properly structured whole life policies to fund cash-flowing real estate and businesses instead of Wall Street.     We talk about the big problems with indexed universal life (IUL) being sold as "infinite banking," why guarantees and design matter, and how to vet a real Infinite Banking coach. Jim then gives a simple, clear explanation of how banks actually make money off your deposits, how Infinite Banking makes you the depositor, bank owner, and borrower, and the three biggest mistakes people make when they start.    We finish with a powerful conversation about escaping the 9–5, changing your identity to "investor," and designing a 2026 vision where you stop exchanging time for money and your assets pay you instead.   Key Talking Points of the Episode   00:00 Introduction 01:49 What's new in the Infinite Banking world? 02:06 The IUL problem: when "infinite banking" gets bastardized 03:48 Whole life vs. universal life for Infinite Banking 04:12 Chasing short-term optics with low base / high PUAs 05:26 How to vet a real Infinite Banking mentor 08:22 How Infinite Banking really works 10:47 The problem with traditional banking 11:48 Why use a whole life policy as your "bank"? 12:50 How to reach Jim & what working with CreateTailwind looks like 13:58 3 biggest mistakes people make with Infinite Banking 16:17 Entrepreneurship and escaping the 9-5 grind 18:07 Identity & environment: two levers to pull for 2026 19:37 Observe, assist, lead, then teach 20:34 Media, markets & the danger of the herd   Quotables   "The problem is that we finance every single thing that we buy. We either pay interest to someone else or we give up interest that we could have earned somewhere else."   "Any time you have a nine to five, I don't care if you're making millions of dollars a year, you're in captivity."   "If you're in the herd, you're in the majority. You're wrong."   Links   CreateTailwind https://createtailwind.com   Breakaway Wealth https://youtube.com/playlist?list=PL-nWVcVpkLqnDXSdqejEqDxR20TpKfe7z&si=fCMS-e95ckyrQQGw   Jim Oliver jimoliver@createtailwind.com   NREIG https://smartrealestatecoach.com/nreig   QLS 4.0 - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program https://3paydaysapprentice.com Coupon code: Podcast   Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books https://3paydaysbooks.com/podcast   Strategy Session https://smartrealestatecoach.com/actionpodcast   Partners https://smartrealestatecoach.com/podcastresources

The concept of the 'storehouse mentality' and how it can transform financial strategies for 2026. We explore the importance of treating capital like a banker rather than a gambler, emphasizing the benefits of building a personal wealth warehouse. We speak on non-market correlated assets, the pitfalls of traditional savings, and the advantages of whole life insurance as a financial tool. Takeaways:Stop treating your capital like you're in a casino.Create your own wealth warehouse.Whole life insurance is non-market correlated.Liquidity without liquidation is key.The average return is not the actual return.Banks profit by keeping money in motion.Infinite banking adds a financial tailwind.Every dollar in premium works forever.Market dips don't affect whole life insurance.Control the function of banking in your life.Visit our website:https://www.thewealthwarehousepodcast.com/The concept of the 'storehouse mentality' and how it can transform financial strategies for 2026. We explore the importance of treating capital like a banker rather than a gambler, emphasizing the benefits of building a personal wealth warehouse. We speak on non-market correlated assets, the pitfalls of traditional savings, and the advantages of whole life insurance as a financial tool.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494

Most farmers still buy equipment the old way—cash or bank loans—losing years of compound growth. What if the problem isn't your policy… It's when the money runs through it?

In this New Year episode, James and Jake sit down to cut through the noise surrounding the Infinite Banking Concept®. They reflect on enduring principles, the importance of proper education, and why returning to the original works matters more than ever. The conversation emphasizes long-term thinking, clarity, and building a solid foundation as you move into the year ahead. As always, thank you for listening, and Happy New Year!

Most people think money problems are about income. They're wrong. It's about mindset, discipline, and who controls the capital. In this episode, we break down The Golden Rule: Those who have the gold make the rules — and why that changes everything.

Visit our website:https://www.thewealthwarehousepodcast.com/With the end of 2025 in sight, Dave and Paul wrap on what real clients taught them about practicing Infinite Banking.From why more families are starting kids' policies and how planning ahead with convertible term keeps future options open, to simple ways disciplined loan repayment can supercharge your system. Additionally, they dig into capturing big annual expenses as premium, building your IBC “tribe,” and a quick tease on changes coming to the show in 2026.If you're serious about using IBC in everyday life, this one's a clean checklist of what to do next. Tune in, take notes, and head into January with a plan.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Intro1:01 - Episode beginning2:54 - What we've learned over the last year4:51 - Family and legacy8:03 - Planning ahead, windfalls13:24 - Opportunities18:51 - Paying loans24:11 - Capturing big, annual expenses25:52 - Shared minds, “finding more room”28:19 - Referrals30:14 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

The Round Table Series #14: Part 1 - Owning & Using Whole Life vs The IBCIn this council of The Round Table we discuss the differences between the historical ownership of whole life insurance, the use of policies loans and into what is now the codified ownership and utilization of properly designed whole life insurance, from mutual companies, for the implementation of The Infinite Banking Concept as described by R. Nelson Nash. To connect with Brandon, go to www.themoneyadvantage.com or email him directly at brandon@themoneyadvantage.comTo connect with Rob, go to: www.perfectspiralcapital.comHis Book:www.afathershandbook.comRob's YouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with Dan, email: Longmountain35@gmail.comTo connect with Bruce, email him at bwehner@e3wealth.com The Money Advantage Podcast - https://youtube.com/@themoneyadvantage?si=6a4uvn1VcM61BPWXI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Most people believe they're doing the right thing by maxing out their 401(k) or IRA. But what if the entire system is designed to trap you later with higher taxes, forced withdrawals, and lost control? Follow Mary Jo Here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1 Get the book: https://www.farmingwithoutthebank.com/book/?utm_source=youtube&utm_medium=organic&utm_campaign=fwtb-ep334&utm_term=desc-top In this episode of Farming Without the Bank, we break down The Market Scam from Nelson Nash's Building Your Warehouse of Wealth** and expose what most financial advisors never explain. Mary Jo dives into Chapter 5 of Building Your Warehouse of Wealth, unpacking why tax-qualified retirement plans may be one of the biggest financial misconceptions of our time. From Required Minimum Distributions (RMDs) to government-controlled retirement rules, this episode challenges conventional wisdom and asks a powerful question: Would you rather be taxed on the seed… or the harvest? This conversation explores why whole life insurance contracts between individuals may offer more control, certainty, and long-term stability than Wall Street or government promises. Key Takeaways: - Why "tax-deferred" doesn't mean "tax-free" - The hidden danger of Required Minimum Distributions (RMDs) - How words like "security" can be misleading - Why future tax rates are likely higher—not lower - The difference between government plans and private contracts - How Infinite Banking restores control over your money Chapters: (00:00) – Why Most People Don't Want to Think About Money (02:00) – The "Market Scam" & Misleading Financial Language (04:20) – RMDs: The Rule Nobody Talks About (08:38) – Baby Boomers, Forced Selling & Market Risk (09:01) – Seed vs Harvest: A Powerful Tax Analogy (12:50) – Government Plans & Financial Insanity (19:38) – Why Whole Life Insurance Has Worked for 200 Years Resources Mentioned: Building Your Warehouse of Wealth – Nelson Nash Becoming Your Own Banker – Nelson Nash Order here: https://www.farmingwithoutthebank.com/shop/?utm_source=youtube&utm_medium=organic&utm_campaign=fwtb-ep334&utm_term=desc-bot Work With Us: Ready to rethink your financial strategy? Schedule a consultation and see how Infinite Banking may fit into your life. maryjo@withoutthebank.com https://www.farmingwithoutthebank.com?utm_source=youtube&utm_medium=organic&utm_campaign=fwtb-ep334&utm_term=desc-bot

Send us a textIn this episode of Multifamily AP 360, we sit down with MC, originally from South Africa, who shares his fascinating journey from playing rugby to becoming a prominent figure in multifamily real estate and infinite banking. MC talks about his early life in South Africa, his passion for history and economics, and how a scholarship brought him to the United States. An avid reader, MC explains how 'Rich Dad Poor Dad' changed his financial perspective, leading to his first real estate investment. Through connections in the rugby community, he ventured deeper into real estate, eventually managing 500 multifamily units. Discover how MC stumbled upon Nelson Nash's concept of becoming your own banker and how he integrated infinite banking into his real estate business. Learn about the creation of his company, Producer's Wealth, and how he has helped over 500 families across the U.S. implement infinite banking. MC also shares insights on creating a family wealth strategy inspired by the Rockefellers and discusses his popular podcast, Cashflow Ninja. Tune in to learn about infinite banking, family wealth management, and navigating the current real estate market. Support the showFollow Rama on socials!LinkedIn | Meta | Twitter | Instagram|YoutubeConnect to Rama Krishnahttps://calendly.com/rama-krishna/ E-mail: info@ushacapital.comWebsite: www.ushacapital.comRegister for Multifamily AP360 - 2025 virtual conference - https://mfap360.com/To find out more about partnering or investing in a multifamily deal: email: info@ushacapital.com

In Part 2 of this Christmas conversation, James and Ryan dig into sequence of returns risk, the business cycle, and the role life insurance plays in navigating uncertainty. They revisit foundational ideas, challenge common retirement assumptions, and connect it all back to Nelson Nash's timeless insights. Thank you for listening, and Merry Christmas!

In this episode of Cashflow Legendz, we dive into “The Retirement Trap” through the lens of Nelson Nash's Becoming Your Own Banker. The guys break down how traditional retirement planning 401(k)s, IRAs, and Wall Street–dependent strategies—often locks people into systems that limit control, liquidity, and long-term certainty. We explore the hidden risks of tax-deferred accounts, market volatility, and the illusion of “set it and forget it” retirement plans. More importantly, we discuss how thinking like a banker and focusing on control, cash flow, and guaranteed capital can help you avoid the retirement trap altogether. This episode challenges conventional wisdom and encourages listeners to rethink how they store, grow, and access their money, before it's too late. If you're serious about protecting your future and building a system that works for you instead of against you, this conversation is one you don't want to miss.  

What if your 401(k) isn't really your money? In this episode, we break down Willie Sutton's Law and expose how government-controlled retirement plans quietly limit your freedom, liquidity, and control over your wealth. Follow Mary Jo Here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1 Get the book: https://www.farmingwithoutthebank.com/book/?utm_source=youtube&utm_medium=organic&utm_campaign=wtb-ep249&utm_term=desc-top In WTB Episode 249, we continue our Becoming Your Own Banker chapter review, diving deep into Willie Sutton's Law: "Wherever wealth is accumulated, someone will try to steal it." This episode challenges conventional thinking around 401(k)s, IRAs, Roth limits, and tax-deferred retirement plans. We unpack how taxation works, why qualified plans were created, and how government incentives quietly shape your financial behavior — often at your expense. We also discuss the historical role of churches vs. government welfare, the dangers of inaccessible retirement savings, and why many people feel "broke" while technically having money they can't touch. Key Takeaways: Why tax-deferred retirement plans come with hidden control and risk How Willie Sutton's Law applies directly to 401(k)s and IRAs The real reason Roth IRAs are limited and capped Why tax refunds are NOT a win How lack of liquidity keeps people financially stressed Why responsibility—not government—is the key to financial freedom Chapters: (00:00) – Is the Government Your Savings Account? (05:50) – Willie Sutton's Law & Government Taxation (10:37) – Qualified Plans & Changing the Rules (15:38) – Roth IRAs, 401(k)s, and Control (20:55) – Liquidity Problems & Opportunity Cost (25:07) – Tax Refunds Explained (30:08) – A Private Solution Outside Government Control Grab your copy of Becoming Your Own Banker and follow along with us https://www.withoutthebank.com/product/becoming-your-own-banker/?utm_source=youtube&utm_medium=organic&utm_campaign=wtb-ep249&utm_term=desc-bot1 Drop your questions or comments — we read them. Like, subscribe, and share if this episode made you rethink retirement Links Mentioned: Becoming Your Own Banker by Nelson Nash: https://www.withoutthebank.com/product/becoming-your-own-banker/?utm_source=youtube&utm_medium=organic&utm_campaign=wtb-ep249&utm_term=desc-bot2 Austrian Economics & Mises Institute: https://mises.org/austrian-school/austrian-economics-overview FEE.org (Foundation for Economic Education): https://fee.org/

Visit our website:https://www.thewealthwarehousepodcast.com/Unwrap a Christmas-week convo on control, liquidity, and the Infinite Banking Concept!Dave and Paul read listener emails to start off the episode (including one that calls out Paul directly) – and get into some bigger concepts from there like:Keeping cash flowing and using mortgages/HELOCs strategically, rather than rushing to pay off a house.They also break down refinancing vs. liquidity, how to move equity out of your walls and into policies, and why “becoming your own banker” is a business you build, not a get-rich-quick play.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Intro1:11 - Episode beginning3:22 - Quick note4:05 - First email: “I should've gone bigger”5:48 - Second email: “Stop using banks, mortgages”8:23 - “Money has to flow”12:35 - Using the bank as a tool19:47 - Creating your own banking system30:56 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

Be open-minded, ditch the negativity, and yes, you can buy that small-town business and make it work. In this episode, Mary Jo sits down with client and Iowa rancher/feed-store owner Erica Lance, who walked away from a 14-year corporate food job to buy a 60-year-old feed store in a town of 1,000 people… during COVID.

Brian breaks down the most misunderstood aspect of Infinite Banking: loan repayments. Why do we pay ourselves back at market rates? What does EVA actually mean? And what happens when you pay yourself more than the insurance company charges?Most people think being their own banker means they can be loose with repayment—skip payments, pay whenever, charge themselves whatever rate feels right. You can, per the contract. But should you? This episode reveals why maintaining market-rate discipline for the full loan duration is what separates wealth builders from people who just talk about IBC. Brian explains where that "extra interest" actually goes, how to decide how much to pay against your loan, and how Parkinson's Law can destroy generational wealth before it ever gets started.Discipline is what builds legacy wealth. Without it, you're just the worst kind of bank: one with no standards, no discipline, and ultimately no capital.00:00 - Opening segment00:40 - Introduction: Why loan repayments trip people up01:30 - Policy loan mechanics: you're not withdrawing, you're borrowing02:10 - Economic Value Added (EVA): the fundamental principle03:05 - Why people go sideways: thinking interest doesn't matter03:30 - Nelson Nash's recommendation: pay market rates for full duration04:40 - What "market rates" actually means05:20 - Maintaining discipline that creates wealth06:30 - The $30K car loan example at 5% over 5 years07:25 - Where does the extra interest go when you pay yourself more?08:30 - The insurance company doesn't care what rate you calculate09:30 - Should you keep paying after the loan is satisfied early?11:00 - Where most people sabotage themselves: the early payoff trap11:30 - Parkinson's Law: expenses rise to meet income12:50 - What to do when your PUAs are maxed out14:00 - Capital deployment vs. consumption: know the difference14:20 - Parkinson's Law destroys generational wealth16:00 - The temptation to "save on interest" (you're paying yourself)17:00 - "But I can make more investing elsewhere" - the speculation trap18:10 - IBC isn't about loopholes, it's about discipline19:10 - Practical implementation: set up auto-pay, treat it like any loan19:40 - The $40K truck example: paying 7% when insurance charges 5%22:30 - Decision tree when your policy is truly maxed26:15 - Income doesn't equal wealth: the $500K pilot who's broke27:00 - The $80K family building dynastic wealth28:40 - Final recap: market rates, full duration, have a plan30:00 - EVA: every loan should create value, every payment should build30:45 - If your practitioner says rates don't matter, run31:20 - The Moody Family Creed and how it applies here31:50 - Closing thoughtsEconomic Value Added (EVA): The fundamental question: did the thing you financed produce more value than the loan cost you? Borrow at 5%, asset returns 8% = positive EVA. Borrow at 5%, thing depreciates = negative EVA.Pay Yourself Market Rates: Nelson Nash recommended paying loans back at market rates or higher— at least what you'd pay elsewhere for similar financing. This maintains the discipline that creates wealth.The Full Duration Principle: Even if you pay a loan off early by using higher interest rates, keep making those payments for the full original term. A 5-year loan means 5 years of payments to your system. The Early Payoff Trap: This is where most people sabotage themselves. Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEChapters:Key Takeaways:Got Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !

Brent Kesler explains infinite banking, how he paid off nearly $1M in debt, and why the wealthy recycle money using the Money Multiplier method.In this episode of RealDealChat, Jack Hoss welcomes back Brent Kesler, founder of The Money Multiplier, to break down one of the most misunderstood wealth strategies in real estate and investing: infinite banking.Brent shares how he and his wife eliminated $984,711 of third-party debt in just 39 months—without changing cash flow, working harder, or taking on more risk. He explains how specially designed whole life policies allow investors to recycle and recapture money they're already spending, turning expenses into long-term wealth.The conversation covers the origins of the infinite banking concept (Nelson Nash), why many advisors misunderstand it, how real estate investors use it to fund deals repeatedly, and why mindset traps like Arrival Syndrome and Parkinson's Law keep people broke.If you want a proven system the wealthy have used for over 250 years—and a way to fund real estate without losing control of your money—this episode delivers clarity and conviction.

In this Christmas special, James and Ryan reunite after a long break to reflect on future projects, enduring principles, and why the Infinite Banking Concept® continues to stand the test of time. They share perspective on long-term thinking, discipline, and cutting through financial noise. As always, thank you for listening, and Merry Christmas!

Visit our website:https://www.thewealthwarehousepodcast.com/It's a common expense that many Americans carry – but what if there was a way that you could get something positive out of that debt?In this episode, Dave and Paul discuss student loans and a counter-intuitive idea: extra payments on student loans can keep you capital-poor. They unpack why prioritizing liquidity, via properly structured whole life and the Infinite Banking Concept, can leave you wealthier over time while you still make the minimums. Additionally, the guys touch on average debt realities, how to turn a payoff into a “windfall,” who this strategy is (and isn't) for, and a legit path some borrowers use to shrink federal loan payments.Episodes Referenced:Episode 11 Using IBC To Eliminate Debt: https://youtu.be/KiQ-pEcwKx4?si=nG1YeKsxcWmdxQ7NEpisode 26 Is a 15 year Mortgage Really Better Than a 30 year Mortgage? https://youtu.be/IwRn9UNbowU?si=6Soe_ns4XMkDF7ixBecoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Intro1:17 - Episode beginning4:07 - Breaking old mindsets9:02 - Some of the data10:34 - The alternative16:01 - What if you just paid it off?22:08 - Colleges and trades23:30 - If you still have student loan debt..27:04 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/

Is your 401(k) really a "benefit"… or did you just get dropped into the government's boiling pot without noticing?

In this fifth installment, James shares a collection of clips that explain how dividends work inside whole life insurance. He highlights the role of mutual companies, the importance of long term thinking, and how dividends support cash value growth and policy performance. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

In this follow-up episode of Cashflow Legendz, Nate and Brock continue their deep dive into Nelson Nash's Becoming Your Own Banker, zooming in on page 53—a quiet but crucial turning point in the Equipment Financing section. Page 53 is where Nash drives home the reality of what happens when people fail to properly capitalize their system. It's the moment he contrasts the predictable, disciplined results of a well-capitalized policy with the frustration, missed opportunities, and financial dependence that come from cutting corners. This episode explores the core lessons of page 53, including:

You're financing everything you buy… even when you pay cash.

Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul celebrate episode 200 by riffing on Covey's “7 Habits” and translating them into practical, IBC moves. They discuss each of the “7 Habits” and double click on some big x-factors, like consistency, sequencing cash, win-win thinking, and ‘sharpening the saw'. Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Intro1:41 - Episode beginning5:22 - 7 Habits of Highly Effective People6:06 - #1: Be Proactive10:11 - #2: Begin With The End In Mind14:26 - #3: Pay Yourself First18:00 - #4: Think Win-Win20:26 - #5: Seek To Understand24:29 - #6: Synergize28:44 - #7: Sharpen the Saw32:38 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

Controlling the Banking Function in Your Life to Change Your Finacial Future! You might be saving 10% of your income… but quietly sending 34.5% of every disposable dollar to banks in interest. In this episode, Mary Jo breaks down Chapter 3 of Building Your Warehouse of Wealth and shows why how money flows is more important than the rate of return you're chasing.

In this fourth installment, James shares a collection of clips focused on policy loans and how they work in real life. He highlights how access to capital, disciplined loan repayment, and the policy owner's actions ultimately drive performance and support long-term financial control. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

In this episode of Cashflow Legendz, Nate and Brock dive into one of the most pivotal sections of Nelson Nash's Becoming Your Own Banker—Equipment Financing, Part One (pages 51–53). This chapter unpacks the real power behind the Infinite Banking Concept, and Nelson Nash makes one message crystal clear: you must capitalize your system if you want the benefits of financially controlling your life. Nate and Brock highlight how this section shows that without proper capitalization, there is no system, because banking is impossible without capital, whether you're using someone else's or your own. They discuss:

Money Memo #4 w/Jacob: This Affects 100% of AmericansIn this Money Memo my son Jacob and I point out the most devastating effect, financially and otherwise, on people during their whole life. This happens to everyone. Everyone should plan and plan well for this but, so many of us do not. I believe that YOU are the most valuable asset in your LIFE!Why should we insure our home, cars, phones, etc. to the fullest and not do the same with the PERSON who has those things?Are you protected?Is your family protected?RESOURCES:Here's our story of preparing a Legacy for our children through Infinite Banking!https://bit.ly/LifeLesson-Legacy⚔️ LIVE & LEAVE A LASTING LEGACY

Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul return for their monthly webinar where this time, they tackled the theme: How has "Rethinking your thinking" changed your life?Additionally, they talk about using policy loans for cars, home projects, and surprise bills without bank stress; how to “capture your dollars first” so compounding isn't interrupted; and simple ways to do private financing instead of the traditional bank runaround.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Intro0:51 - Episode beginning1:50 - IBC's impact on Dave and Paul8:18 - Another housing story10:53 - Car financing15:35 - IBC in action, taking opportunities22:50 - Both/and29:04 - Daniel: What thinking differently has done37:40 - People have been tricked39:52 - It's so simple43:37 - “Finding” policies, proper classification51:10 - Using and expanding your system58:09 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

The Infinite Banking Interview Series #38: Lanah DurhamIn this episode of the Interview Series I have the pleasure of speaking with my own, and only, daughter, Lanah.Lanah is 5. This is her first time sitting down and participating in our Family Banking Series (link below) where we talk about private family banking, policy loans, private lending, business deals, and all things concerning keeping more money in the family, intergenerationally. So, since she was with me for an “Office Day” recently, it was time to sit down and have an interview.I hope you enjoy our conversation and learn!RESOURCES:Family Banking Serieshttps://bit.ly/FamilyBankingSeries⚔️ “LIVE & LEAVE A LASTING LEGACY”

In this Thanksgiving special, James and his son Jake sit down to talk gratitude, family, and the simple principles that make life and IBC work. They also touch on the recent IUL conversations in the news and revisit Nelson's timeless insights. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Think you control your money because you have a 401(k), IRA, or a checking account?  In this episode, we unpack the real problem in Becoming Your Own Banker: chasing rates on tiny savings while 34.5% of every disposable dollar quietly goes to interest.

Visit our website:https://www.thewealthwarehousepodcast.com/This week on Wealth Warehouse, Dave and Paul kick around the hot “50-year mortgage” idea and why it may help (or hurt) depending on how you think about cash flow and control. Then they get practical: when you're practicing IBC, should extra dollars crush a policy loan… or go toward expanding your system? They dig into real-life tradeoffs, how to sequence cash before big expenses, and why capital base should be a priority over quick paydowns. Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Intro1:19 - Episode beginning2:52 - The 50-year mortgage11:47 - Expanding your system19:28 - I've got a policy loan I'm repaying..21:06 - Adding new capital24:02 - As you get more policies30:46 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

Are you waiting on an inheritance, a government program, or the bank to finally let you farm "for real"? In this episode, Mary Jo shows how that thinking is exactly what's holding you back, and how Nelson Nash warned us about it years ago.

Hans and Brian break down the internet outrage over Trump's proposed 50-year mortgage—and why almost everyone is missing the point. The real issue? Homes aren't going up in value—they're going up in price. And it's not because of creative mortgage products. It's because we've been completely untethered from financial discipline, buying based on monthly payments instead of actual value. The average person moves or refinances every seven years anyway, so whether it's 15, 30, or 50 years doesn't fundamentally change the problem.Hans walks through the net present value discount formula to show why all three mortgage options are mathematically equivalent when you understand time value of money. The key isn't which mortgage term you choose—it's what you do with the cash flow difference and whether you understand human behavior well enough to avoid Parkinson's Law.Plus: why banks love principle-only payments (you're giving them 2055 dollars at full value today), the mortgage recast strategy your lender will never mention, and why the only real solution is controlling the entire banking function yourself so your kids and grandkids never have to step inside a traditional bank.Chapters:00:00 - Opening segment02:28 - Comparing total interest paid: 15 vs 30 vs 50 year mortgages 04:00 - The net present value discount formula explained 06:56 - Why understanding cash flow and equity matters 10:38 - The three variables that determine mortgage mechanics 13:00 - Parkinson's Law and the "compared to what" question 17:16 - Front-loading vs back-loading mortgage payments (policy loan example) 18:33 - The mortgage recast strategy banks won't tell you about 21:39 - Why future dollars are worth less than today's dollars 29:00 - The only two times you're secure in home ownership 30:22 - Taking control of the entire banking function for your family 34:07 - People don't buy homes, they buy monthly payments 37:37 - The already-broken system that 50-year mortgages expose 40:22 - Neil McSpadden's take: this isn't about affordability, it's about liquidity 42:00 - Comparing three different mortgage strategies with whole life policies 47:48 - The seen and the unseen: what are you doing with that capital? 49:00 - Why human behavior matters more than the math 51:00 - Nelson Nash and understanding the banking function firstKey Takeaways:Homes are going up in price, not value—untethered financial behavior and "what can I afford per month" thinking has driven housing costs through the roof for decadesAll mortgage terms (15, 30, 50 year) are mathematically equivalent when you understand net present value discount formula—what matters is what you do with the cash flow differenceWhen you make principle-only payments, you're giving banks full-value 2055 dollars today without any discount—they love this because you're making them whole on payments that should be worth a fraction of their face valueThe average homeowner moves or refinances every seven years, making the actual loan term almost irrelevant—you're not paying off your house anyway, even with a 15-year mortgageMost lenders won't tell you about mortgage recasting—make a lump sum payment (usually $10k minimum), pay a small fee, and they'll recalculate your loan with a lower monthly payment while keeping the same termThe real solution isn't optimizing which mortgage to choose—it's building a family banking system so you control the entire function: the repayment schedule, the equity, and the processGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE

In this episode, James sits down with his friend David Stearns, co-director of the Nelson Nash Institute and president of Infinite Banking Concepts, LLC. They discuss the recent $8.5 million IUL lawsuit, the Institute's position on universal life, and Nelson's own comments on indexed UL, variable UL, and traditional UL. It's an honest, straightforward conversation about why IUL is not IBC and what Nelson actually taught. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Most infinite banking policies don't fail because of the insurance company… they fail because of human behavior. Are you quietly stealing the peas from your own grocery store?

Visit our website:https://www.thewealthwarehousepodcast.com/This week on Wealth Warehouse, Dave and Paul break down the high-profile lawsuit NASCAR star Kyle Busch filed against Pacific Life after allegedly losing $8.5M in an indexed universal life (IUL) policy. They unpack why they're not surprised, how IULs actually work under the hood and why those glossy “tax-free retirement” illustrations can fall apart in the real world. If you've ever wondered whether IUL belongs in an Infinite Banking strategy, or as “permanent” life insurance at all, this one's for you.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Intro1:10 - Episode beginning4:18 - Kyle Busch's lawsuit12:25 - Nelson Nash's thoughts on Universal Life15:17 - Universal Life and why it doesn't work18:56 - Life insurance retirement plans (LIRPs)23:09 - Home ownership and the next generation25:09 - Bottom line on IULs33:31 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

Why the Indexed Universal Life lawsuit is a wake-up call The headlines about the Kyle Busch vs Pacific Life indexed universal life lawsuit sparked the same question I hear from thoughtful families: is my policy designed to serve me, or to serve a sales incentive? This isn't tabloid noise. It's a real-world reminder that choices around products, product design, and behavior determine outcomes. When insurance gets framed like an investment, confusion wins—and families pay for the confusion later. https://www.youtube.com/live/3aLnzmv2dlc Behind the headlines is a deeper issue many families face: when insurance starts getting pitched as an investment, people get hurt. This indexed universal life lawsuit isn't just celebrity drama. It's a cautionary tale about design choices, incentives, and behavior—three ingredients that make or break outcomes. Why the Indexed Universal Life lawsuit is a wake-up callWhy this Indexed Universal Life lawsuit matters to you1) What actually happened in the Kyle Busch vs Pacific Life case2) What Indexed Universal Life is designed to do (and why the moving parts matter)3) Why Indexed Universal Life is usually a poor fit for Infinite Banking4) The commission conversation: what really matters5) Red flags to spot in any IUL illustration6) The behavior factor: decisions drive outcomes7) Where IUL can make sense—and where it doesn't8) How to review your current policy or a proposal in 20 minutesWhat this Indexed Universal Life lawsuit teaches usListen to the full episode on the Indexed Universal Life lawsuitBook A Strategy CallFAQWhat is the Kyle Busch vs Pacific Life indexed universal life lawsuit about?Is an indexed universal life policy a good fit for Infinite Banking?Are whole life policies safer than IUL for building cash value?How do agent commissions affect IUL performance?What red flags should I look for in an IUL illustration?Can IUL still make sense for estate planning?What's the simplest way to protect myself before buying?Is life insurance an investment?What should I do if I already own an IUL? Why this Indexed Universal Life lawsuit matters to you Here's the premise: The Kyle Busch vs Pacific Life indexed universal life lawsuit is shining a bright light on how certain policy designs and sales incentives can set people up for disappointment. Our goal in this article is to unpack what happened at a practical level, explain why it happened, and give you a simple framework to evaluate your own policy or a policy you're considering. What you'll get: A clear understanding of indexed universal life (IUL) mechanics—caps, participation rates, floors, and charges Why IUL is often a poor fit for Infinite Banking, and where it can make sense How agent compensation and death benefit decisions impact performance The difference between marketing hype and durable guarantees A short checklist of questions to ask before you sign anything We'll speak plainly. We'll respect your intelligence. And we'll give you steps to protect your family and your capital. 1) What actually happened in the Kyle Busch vs Pacific Life case Bruce here. Based on the widely discussed analysis from respected product designer Bobby Samuelson, the policy at the center of this story was a complex indexed universal life contract. The pitch focused on future “income.” The design featured a very high death benefit, which increases internal charges and agent compensation. It also appears the early-year cash value was constrained by both high expenses and allocation choices, and that funding didn't match the schedule the clients initially expected. The result: heavy costs, lower-than-expected performance, and ultimately a policy lapse after substantial premiums were paid. Rachel again. Two principles jump out. First, when life insurance is positioned as an investment promising tax-free income, the conversation gets blurry fast. Second, the higher the initial death benefit, the higher the internal costs—especially for a client with added risk factors. Costs matter most in the early years. If they consume the lion's share of premiums, policy cash value will suffer, and a lapse risk can rise. Takeaway: A policy can look good on a spreadsheet and still be fragile in real life if the design incentives and assumptions don't align with your actual goals. 2) What Indexed Universal Life is designed to do (and why the moving parts matter) Bruce here. IUL ties crediting to an index such as the S&P 500 with caps and participation rates. You don't get the full index return. You get a portion, limited by the carrier's rules. You also don't take index losses; there's usually a 0% floor for crediting. But there's a critical nuance: while the index credit can't go below zero, charges—cost of insurance, policy expenses, riders—still come out. A zero-crediting year can still set you back if expenses outpace gains. That's why illustrations are tricky. They show a hypothetical average crediting rate over time. Real markets don't move in averages, and caps, participation rates, and expenses can change. If early-year charges are high, the policy needs time, consistent funding, and sufficiently strong credited returns to catch up. Rachel here. I love simplicity and transparency. That's why, for Infinite Banking, I prefer whole life. You get contractual guarantees on cash value and death benefit, plus the long history of dividends. Is it flashy? No. Is it dependable? Yes. 3) Why Indexed Universal Life is usually a poor fit for Infinite Banking The Infinite Banking Concept relies on stable, accessible cash value, simple mechanics, and predictable loan behavior. Here's where IUL struggles for banking use: Volatility in crediting. Caps and participation rates can shift. Policy loans can stress the design. Loan interest plus uneven crediting can turn small missteps into big problems. Moving parts multiply complexity. If you want banking simplicity, fewer moving parts beat more every time. Could IUL fit some estate-planning use cases? Sure, for certain objectives where the focus is death benefit and there's no plan to rely on policy loans or income. But for banking—using policy cash value as your family's capital base—whole life's guarantees create the clarity and control most people actually want. 4) The commission conversation: what really matters Bruce here. Let's talk compensation without the drama. In any life insurance policy, there are upfront costs. Over long horizons, those upfront costs spread out and matter less if the policy is designed and funded well. But design still matters a lot in the early years. A very high base death benefit can push up the target premium and the commission. It can also raise internal charges precisely when you need cash value efficiency. Rachel again. Ask this one question: How does this design minimize commissions and early-year drag while keeping the policy MEC-safe? In and IUL, like the one mentioned in the lawsuit, that means using a blend structure and, when appropriate, term riders like ART to support premium without bloating long-term costs. If an agent can't explain—in plain English—how they're minimizing commissions and internal drag, press pause. 5) Red flags to spot in any IUL illustration A few practical signals you can use immediately: The illustration calls life insurance an “investment” or implies market-like returns with no meaningful discussion of costs and moving parts. Year-1 cash value is tiny relative to premium with no clear rationale. The design amps the death benefit far above what's needed to keep the contract non-MEC, without using low-cost term blending when available. Income projections look aggressive while early-year charges eat most premiums. Allocations default to a fixed account for years while the pitch centers on index crediting. The plan depends on perfect behavior—no missed funding, no changes, no down years—for it to work. 6) The behavior factor: decisions drive outcomes Bruce here. Nelson Nash reminded us: your behavior matters more than the policy. If the plan assumes consistent premium funding, or specific timing for loan repayment, those behaviors must be realistic for your family. A design that only works in a perfect world isn't a plan; it's a hope. Rachel again. Behavior plus guarantees is where confidence grows. I want you to be able to look at your numbers, understand them, and know what to do next—especially when life happens. 7) Where IUL can make sense—and where it doesn't We're not absolutists. IUL can be used intentionally in estate planning when: The primary goal is death benefit, not banking or policy loans Funding is reliable and stress-tested You're comfortable with moving parts and the absence of whole life guarantees You've pressure-tested outcomes under lower caps and participation rates For Infinite Banking—where the priority is guaranteed, steadily compounding cash value with simple loan mechanics—whole life wins on clarity, control, and durability. 8) How to review your current policy or a proposal in 20 minutes Use this mini-checklist: Purpose: Is this for death benefit, banking, income, or estate planning? Guarantees: What's guaranteed vs projected? Look at guaranteed cash value and death benefit. Early cash value: What percentage of the premium shows as cash value in years 1–3? Does it make sense? MEC safety: How is MEC testing handled? Is an ART or blend used to control costs? Commission drag: How is the design minimizing commission and internal charges while meeting your goal? IUL Allocation: Where is the premium allocated in years 1–3? Fixed vs indexed? Why? IUL Stress tests: What happens if caps/participation rates fall or a funding year is missed? Loan modeling: If banking or income is the goal, are loan assumptions conservative and clearly explained?

In this third installment, James shares a collection of clips answering foundational IBC® questions. He highlights why the policy owner's actions such as capitalization, premium payments, and loan repayments ultimately shape long-term results. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Visit our website:https://www.thewealthwarehousepodcast.com/Part two with pilot/IBC pro Travis Fairbairn digs into the big question: “I've got cash value, now what?”We break down a simple, repeatable way to turn whole life policy cash value into predictable cash flow using amortized notes through a low-risk co-lending club. Travis shows how the strategy repays your policy loan (plus interest), compounds as you recycle dollars, when it makes sense to add another policy, and how even ~$500/month in savings can start with ~$2,500 notes. We also talk about real uses and why banks start treating you like a partner when you control the banking function.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbIWealth Warehouse is not affiliated with the notes program and does not offer investment advice or recommendations. To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbIEpisode Highlights:0:00 - Intro0:56 - Episode beginning3:44 - Natural expansion5:38 - Who can participate?11:53 - Being a partner with banks15:13 - “This is about banking”17:48 - How Paul uses his notes19:17 - This method gives you options21:16 - How you can find out more22:42 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/

In this second installment, James shares a collection of clips discussing Universal Life insurance within the Infinite Banking Concept®. He highlights why Nelson Nash emphasized dividend-paying whole life, and how the structure and guarantees differ over time. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.