Podcasts about policy design

In this episode of the mnemonic security podcast, Robby is joined by Ricardo Ferreira, CISO EMEA at Fortinet, to explore the power of policy as code and its role in technical resilience. Ferreira explains how organisations can move beyond manual processes to automate security policies, reduce complexity, and enhance agility. They discuss cloud transformation, the challenges of enforcing policy at scale, and why automation and cultural change are essential for security teams. Plus, the growing role of AI and what the future holds for policy-driven security.You can find his book Policy Design in the Age of Digital Adoption, here: https://www.amazon.com/Policy-Design-Digital-Adoption-transformation-ebook/dp/B09WJBQ7L7Send us a text

Danielle Allen and Mark Fagan say that when tested, thoughtfully deployed, and regulated AI actually can help governments serve citizens better. Sure, there is no shortage of horror stories these days about the intersection of AI and government—from a municipal chatbot that told restaurant owners it was OK to serve food that had been gnawed by rodents to artificial intelligence police tools that misidentify suspects through faulty facial recognition. And now the Trump administration and Elon Musk's so-called Department of Government Efficiency or DOGE say they are fast-tracking the use of AI to root out government waste and fraud, while making public virtually no details about what tools they are using or how they'll be deployed. But Allen and Fagan, say that while careless deployment creates risks like opening security holes, exacerbating inefficiencies, and automating flawed decision-making, AI done the right way can help administrators and policymakers make better and smarter decisions, and can make governments more accessible and responsive to the citizens they serve. They also say we need to reorient our thinking from AI being a replacement for human judgement to a partnership model, where each brings its strengths to the table. Danielle Allen is an HKS professor and the founder of the Allen Lab for Democracy Renovation. Mark Fagan is a lecturer in public policy and faculty chair of the Delivering Public Services section of the Executive Education Program at HKS. They join PolicyCast host Ralph Ranalli to explain the guidelines, guardrails, and principles that can help government get AI right. Policy Recommendations:Danielle Allen's Policy Recommendations:* Support the "people's bid" for TikTok and generally promote an alternative, pro-social model for social media platforms.* Establish AI offices in state governments: Create offices that use AI to enhance openness, accountability, and transparency in government.Mark Fagan's Policy Recommendations:* Implement "sandbox" spaces for regulatory experimentation that allow organizations to test different policy ideas in a controlled environment to see what works.* Adopt a risk-based regulatory approach similar to the EU that categorize AI regulations based on risk levels, with clear guidelines on high-risk activities where AI use is prohibited versus those where experimentation is allowed. Danielle Allen is the James Bryant Conant University Professor at Harvard University. She is a professor of political philosophy, ethics, and public policy and director of the Democratic Knowledge Project and of the Allen Lab for Democracy Renovation. She is also a seasoned nonprofit leader, democracy advocate, national voice on AI and tech ethics, and author. A past chair of the Mellon Foundation and Pulitzer Prize Board, and former dean of humanities at the University of Chicago, she is a member of the American Academy of Arts and Sciences and American Philosophical Society. Her many books include the widely acclaimed Talking to Strangers: Anxieties of Citizenship Since Brown v Board of Education;  Our Declaration: a reading of the Declaration of Independence in defense of equality; Cuz: The Life and Times of Michael A.; Democracy in the Time of Coronavirus; and Justice by Means of Democracy. She writes a column on constitutional democracy for the Washington Post. Outside the University, she is a co-chair for the Our Common Purpose Commission and Founder and President for Partners in Democracy, where she advocates for democracy reform to create greater voice and access in our democracy, and to drive progress towards a new social contract that serves and includes us all. She holds Ph.Ds from Harvard University in government and from King's College, University of Cambridge, in classics; master's degrees from Harvard University in government and King's College, University of Cambridge in classics; and an AB from Princeton in classics.Mark Fagan is a lecturer in public policy and former senior fellow at the Mossavar-Rahmani Center for Business and Government at Harvard Kennedy School. He teaches Operations Management, Service Delivery via Systems Thinking and Supply Chain Management, and Policy Design and Delivery in the degree program. In executive education, he is the faculty chair for Delivering Public Services: Efficiency, Equity and Quality. In another program, he teaches strategy and cross boundary collaboration. The focus of his research is on the role of regulation in competitive markets. He is presently spearheading an initiative at the Taubman Center for State and Local Government that examines the policy and associated regulatory impacts of autonomous vehicles. He leads efforts to catalyze policy making through Autonomous Vehicle Policy Scrums, cross sector policy design sessions hosted by governments from Boston to Buenos Aries to Toronto. Fagan earned a Masters Degree in City and Regional Planning at Harvard University and a BA at Bucknell University.Ralph Ranalli of the HKS Office of Communications and Public Affairs is the host, producer, and editor of HKS PolicyCast. A former journalist, public television producer, and entrepreneur, he holds an BA in political science from UCLA and a master's in journalism from Columbia University.Scheduling and logistical support for PolicyCast is provided by Lilian Wainaina. Design and graphics support is provided by Laura King and the OCPA Design Team. Web design and social media promotion support is provided by Catherine Santrock and Natalie Montaner of the OCPA Digital Team. Editorial support is provided by Nora Delaney and Robert O'Neill of the OCPA Editorial Team.

On today's episode of Architectette we welcome Shin-pei Tsay.Shin-pei's experience converges on policy, design, and governance to shape inclusive, sustainable, people-centered cities. Throughout her career, she has spearheaded innovative approaches to systemic challenges across numerous urban issues, often with a focus on the public realm and transportation. Shin-pei currently leads the Mayor's Office for New Urban Mechanics in Boston, and was most recently director of global policy for cities and sustainability at Uber. She has also held leadership roles at Gehl Institute, Transit Center, Carnegie Endowment for International Peace and served on the boards of SPUR and Transportation Alternatives. We talk about:- The development of Shin-pei's career in urban policy, planning, and transportation innovation and how her career evolved from working for advocacy groups, think tanks, tech companies, to now- city government.- Shin-pei shares her origin story including her hometown and how it framed her perspective of urban life in terms of community, mobility, and access. - We define the “Mayor's Office of New Urban Mechanics” and Shin-pei explains how her teams are working to redefine Boston's future by testing small scale urban interventions which then inform long-term solutions using examples like the very first 311 program or cooling towers during a recent heat wave.- We talk about urban changes in the past few years, using examples of failures of urban policy as well as successful interventions both in the US and abroad. - We dive into Shin-pei's unique role at Uber and discuss her global impacts on positioning, sustainability, and accessibility. You'll be inspired to get more involved to help shape public policy and urban environments.____Thank you to our sponsors:⁠⁠⁠Arcol⁠⁠⁠ is a collaborative building design tool built for modern teams. Arcol streamlines your design process by keeping your model, data and presentations in sync enabling your team to work together seamlessly.- Website:⁠⁠⁠Arcol.io⁠⁠⁠- LinkedIn:⁠⁠⁠https://www.linkedin.com/company/arcol-tech⁠⁠⁠- Twitter/ X:⁠⁠⁠https://x.com/ArcolTech⁠⁠⁠⁠Layer⁠⁠ is the workflow platform for buildings, empowering teams to capture field data & photos, connect it to their drawings & models, and create beautiful deliverables & reports.Use Layer to build your own workflow to generate Room Data Sheets from Revit, manage your CA processes such as RFIs or Punch lists, conduct field surveys and much more. The best thing is, it's all connected directly to Revit so you'll never have to copy and paste data between windows again.- Website:⁠⁠https://layer.team/architectette⁠⁠____Links: Department of New Urban Mechanics:https://www.boston.gov/departments/new-urban-mechanicsConnect with Shin-pei:https://www.linkedin.com/in/shin-pei-tsay-48b777/____Connect with Architectette:- Website:⁠⁠www.architectette.com⁠⁠ (Learn more)- Instagram:⁠⁠@architectette⁠⁠ (See more)- Newsletter:⁠⁠www.architectette.com/newsletter⁠⁠ (Behind the Scenes Content)- LinkedIn:⁠⁠The Architectette Podcast⁠⁠ Page and/or⁠⁠Caitlin Brady⁠⁠Support Architectette:- Leave us a rating and review!-⁠⁠Patreon⁠⁠Music by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AlexGrohl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ from⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pixabay⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Federal CIO Clare Martorana's tenure is coming to an end in January and she reflects back on her office's efforts to improve federal technology. Learn more about your ad choices. Visit podcastchoices.com/adchoices

There has been a lot of commentary from scholars and journalists as to the meaning of Donald Trump's three appointments to the United States Supreme Court – with regards to changes in jurisprudence, increased separation of the Court from political processes that legitimate it. Drs. Kirsten Widner and Anna Gunderson have done something a little different using tools from political science.  Their new book, The Haves and Have-Nots in Supreme Court Representation and Participation, 2016 to 2021 (Cambridge UP 2024), examines how the changing composition of the US Supreme Court affects who participates in advocacy before the Court. Who thinks to bring a case to the Supreme Court and has that changed since three new justices were appointed during the presidency of Donald Trump? Their book argues that Neil Gorsuch, Brett Kavanaugh, and Amy Coney Barrett have changed the behavior of both litigants (people bringing cases) and amicus curiae (groups that write briefs in support of either side). Their study demonstrates that the growing conservatism of the Court radically reshaped the incentives of interested parties and, as a result, their participation in litigation activity. These changes in incentives have both normative and substantive importance – decreasing the power of marginalized groups and increasing opportunities for people and groups with conservative interests. Their study shows how the makeup of the Supreme Court affects the issues heard and which voices are heard loudest in the documents. Kirsten Widner is an Assistant Professor of Political Science at the University of Tennessee, Knoxville. She received her JD from the University of San Diego School of Law and her PhD from Emory University. Her research focuses on the political representation of marginalized and unenfranchised groups. Anna Gunderson is an Associate Professor of Public Affairs at the University of Texas, Austin and she received her PhD from Emory University. She studies American politics; the politics of punishment and policing; judicial politics; state politics; and public policy. Mentioned: Anna Gunderson, Kirsten Widner, and Maggie Macdonald, “Pursuing Change or Pursuing Credit? Litigation and Credit Claiming on Social Media,” Journal of Law and Courts 2024. Rebecca Kreitzer and Candis Watts, “Reproducible and replicable: An empirical assessment of the social construction of politically relevant target groups.” Ann Schneider and Helen Ingram, “Social construction of target populations: Implications for politics and policy” and Policy Design for Democracy. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

There has been a lot of commentary from scholars and journalists as to the meaning of Donald Trump's three appointments to the United States Supreme Court – with regards to changes in jurisprudence, increased separation of the Court from political processes that legitimate it. Drs. Kirsten Widner and Anna Gunderson have done something a little different using tools from political science.  Their new book, The Haves and Have-Nots in Supreme Court Representation and Participation, 2016 to 2021 (Cambridge UP 2024), examines how the changing composition of the US Supreme Court affects who participates in advocacy before the Court. Who thinks to bring a case to the Supreme Court and has that changed since three new justices were appointed during the presidency of Donald Trump? Their book argues that Neil Gorsuch, Brett Kavanaugh, and Amy Coney Barrett have changed the behavior of both litigants (people bringing cases) and amicus curiae (groups that write briefs in support of either side). Their study demonstrates that the growing conservatism of the Court radically reshaped the incentives of interested parties and, as a result, their participation in litigation activity. These changes in incentives have both normative and substantive importance – decreasing the power of marginalized groups and increasing opportunities for people and groups with conservative interests. Their study shows how the makeup of the Supreme Court affects the issues heard and which voices are heard loudest in the documents. Kirsten Widner is an Assistant Professor of Political Science at the University of Tennessee, Knoxville. She received her JD from the University of San Diego School of Law and her PhD from Emory University. Her research focuses on the political representation of marginalized and unenfranchised groups. Anna Gunderson is an Associate Professor of Public Affairs at the University of Texas, Austin and she received her PhD from Emory University. She studies American politics; the politics of punishment and policing; judicial politics; state politics; and public policy. Mentioned: Anna Gunderson, Kirsten Widner, and Maggie Macdonald, “Pursuing Change or Pursuing Credit? Litigation and Credit Claiming on Social Media,” Journal of Law and Courts 2024. Rebecca Kreitzer and Candis Watts, “Reproducible and replicable: An empirical assessment of the social construction of politically relevant target groups.” Ann Schneider and Helen Ingram, “Social construction of target populations: Implications for politics and policy” and Policy Design for Democracy. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/political-science

There has been a lot of commentary from scholars and journalists as to the meaning of Donald Trump's three appointments to the United States Supreme Court – with regards to changes in jurisprudence, increased separation of the Court from political processes that legitimate it. Drs. Kirsten Widner and Anna Gunderson have done something a little different using tools from political science.  Their new book, The Haves and Have-Nots in Supreme Court Representation and Participation, 2016 to 2021 (Cambridge UP 2024), examines how the changing composition of the US Supreme Court affects who participates in advocacy before the Court. Who thinks to bring a case to the Supreme Court and has that changed since three new justices were appointed during the presidency of Donald Trump? Their book argues that Neil Gorsuch, Brett Kavanaugh, and Amy Coney Barrett have changed the behavior of both litigants (people bringing cases) and amicus curiae (groups that write briefs in support of either side). Their study demonstrates that the growing conservatism of the Court radically reshaped the incentives of interested parties and, as a result, their participation in litigation activity. These changes in incentives have both normative and substantive importance – decreasing the power of marginalized groups and increasing opportunities for people and groups with conservative interests. Their study shows how the makeup of the Supreme Court affects the issues heard and which voices are heard loudest in the documents. Kirsten Widner is an Assistant Professor of Political Science at the University of Tennessee, Knoxville. She received her JD from the University of San Diego School of Law and her PhD from Emory University. Her research focuses on the political representation of marginalized and unenfranchised groups. Anna Gunderson is an Associate Professor of Public Affairs at the University of Texas, Austin and she received her PhD from Emory University. She studies American politics; the politics of punishment and policing; judicial politics; state politics; and public policy. Mentioned: Anna Gunderson, Kirsten Widner, and Maggie Macdonald, “Pursuing Change or Pursuing Credit? Litigation and Credit Claiming on Social Media,” Journal of Law and Courts 2024. Rebecca Kreitzer and Candis Watts, “Reproducible and replicable: An empirical assessment of the social construction of politically relevant target groups.” Ann Schneider and Helen Ingram, “Social construction of target populations: Implications for politics and policy” and Policy Design for Democracy. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/law

There has been a lot of commentary from scholars and journalists as to the meaning of Donald Trump's three appointments to the United States Supreme Court – with regards to changes in jurisprudence, increased separation of the Court from political processes that legitimate it. Drs. Kirsten Widner and Anna Gunderson have done something a little different using tools from political science.  Their new book, The Haves and Have-Nots in Supreme Court Representation and Participation, 2016 to 2021 (Cambridge UP 2024), examines how the changing composition of the US Supreme Court affects who participates in advocacy before the Court. Who thinks to bring a case to the Supreme Court and has that changed since three new justices were appointed during the presidency of Donald Trump? Their book argues that Neil Gorsuch, Brett Kavanaugh, and Amy Coney Barrett have changed the behavior of both litigants (people bringing cases) and amicus curiae (groups that write briefs in support of either side). Their study demonstrates that the growing conservatism of the Court radically reshaped the incentives of interested parties and, as a result, their participation in litigation activity. These changes in incentives have both normative and substantive importance – decreasing the power of marginalized groups and increasing opportunities for people and groups with conservative interests. Their study shows how the makeup of the Supreme Court affects the issues heard and which voices are heard loudest in the documents. Kirsten Widner is an Assistant Professor of Political Science at the University of Tennessee, Knoxville. She received her JD from the University of San Diego School of Law and her PhD from Emory University. Her research focuses on the political representation of marginalized and unenfranchised groups. Anna Gunderson is an Associate Professor of Public Affairs at the University of Texas, Austin and she received her PhD from Emory University. She studies American politics; the politics of punishment and policing; judicial politics; state politics; and public policy. Mentioned: Anna Gunderson, Kirsten Widner, and Maggie Macdonald, “Pursuing Change or Pursuing Credit? Litigation and Credit Claiming on Social Media,” Journal of Law and Courts 2024. Rebecca Kreitzer and Candis Watts, “Reproducible and replicable: An empirical assessment of the social construction of politically relevant target groups.” Ann Schneider and Helen Ingram, “Social construction of target populations: Implications for politics and policy” and Policy Design for Democracy.

There has been a lot of commentary from scholars and journalists as to the meaning of Donald Trump's three appointments to the United States Supreme Court – with regards to changes in jurisprudence, increased separation of the Court from political processes that legitimate it. Drs. Kirsten Widner and Anna Gunderson have done something a little different using tools from political science.  Their new book, The Haves and Have-Nots in Supreme Court Representation and Participation, 2016 to 2021 (Cambridge UP 2024), examines how the changing composition of the US Supreme Court affects who participates in advocacy before the Court. Who thinks to bring a case to the Supreme Court and has that changed since three new justices were appointed during the presidency of Donald Trump? Their book argues that Neil Gorsuch, Brett Kavanaugh, and Amy Coney Barrett have changed the behavior of both litigants (people bringing cases) and amicus curiae (groups that write briefs in support of either side). Their study demonstrates that the growing conservatism of the Court radically reshaped the incentives of interested parties and, as a result, their participation in litigation activity. These changes in incentives have both normative and substantive importance – decreasing the power of marginalized groups and increasing opportunities for people and groups with conservative interests. Their study shows how the makeup of the Supreme Court affects the issues heard and which voices are heard loudest in the documents. Kirsten Widner is an Assistant Professor of Political Science at the University of Tennessee, Knoxville. She received her JD from the University of San Diego School of Law and her PhD from Emory University. Her research focuses on the political representation of marginalized and unenfranchised groups. Anna Gunderson is an Associate Professor of Public Affairs at the University of Texas, Austin and she received her PhD from Emory University. She studies American politics; the politics of punishment and policing; judicial politics; state politics; and public policy. Mentioned: Anna Gunderson, Kirsten Widner, and Maggie Macdonald, “Pursuing Change or Pursuing Credit? Litigation and Credit Claiming on Social Media,” Journal of Law and Courts 2024. Rebecca Kreitzer and Candis Watts, “Reproducible and replicable: An empirical assessment of the social construction of politically relevant target groups.” Ann Schneider and Helen Ingram, “Social construction of target populations: Implications for politics and policy” and Policy Design for Democracy. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Cities 1.5, David and his guests from countries on opposite sides of the equator, South Africa and Scotland, explore how urban initiatives are transforming local communities through holistic climate action and wellbeing practices. Linear economic systems - previously the global status quo - have been proven time and again to be ineffective at prioritizing wellbeing for all…especially when we compare them with circular models that emphasize restoration. Grassroots projects like Scotland's Love Letham and Johannesburg's Makers Valley, which focus on sustainable development, community engagement, and empowerment naturally emphasize the importance of inclusivity, indigenous values, and collective action in addressing socioeconomic and environmental challenges. Our expert guests in this episode demonstrate how in both the Global South and North, participatory decision-making and community-driven projects can tackle poverty, improve health, and enhance urban resilience by integrating climate and anti-poverty policies.Image Credit: Photo by Jeswin Thomas @Unsplash Featured guests:Thobile Chittenden is Network Co-Lead at the Wellbeing Economy Alliance and the CEO of the Makers Valley Partnership in Johannesburg, South Africa.Hollie Irvine is the Project Lead of Love Letham in Perth, Scotland - one of four Wellbeing Economy pilot city projects from the Wellbeing Economy Alliance (WEAll).LinksLessons in Wellbeing Economics: Engaging local communities to bring Academic Principles into Urban Practice - Episode 12, Season 3, Cities 1.5 Policy Design for a Wellbeing Economy - Lessons from Four City Pilots - The Journal of City Climate Policy & Economy, Volume 2 Issue 2, January 2024Wellbeing Economy AllianceMakers Valley A New Story Unfolds - Poem by Thobile ChittendenLove Letham Project - Perth, ScotlandOfficial child poverty statistics - Child Poverty Action Group (Scotland)New report shows what Letham's children need to thrive - Love Letham websiteIf you want to learn more about the Journal of City Climate Policy and Economy, please visit our website: https://jccpe.utpjournals.press/Cities 1.5 is a podcast by University of Toronto Press and is produced in association with the Journal of City Climate Policy and Economy. Our executive producers are Calli Elipoulos and Peggy Whitfield.Produced by Jess Schmidt: https://jessdoespodcasting.com/Edited by Morgane Chambrin: https://www.morganechambrin.com/Music is by Lorna Gilfedder: https://origamipodcastservices.com/

Mental models can help simplify complex ideas.  Hybrid or remote work is more than just policy, strategy or design.  It's all of it working in concert.  Metaphors like garden design, an ecosystem or an orchestra can help us think about work in different ways. It's helpful to zoom out and use your imagination to understand how roles, departments and divisions intertwine and how does this lead to success?  What are the immovable pieces that give strength and stability but also make flexibility harder? What cycles repeat with regularity? Where is the flow? Where is the friction? This podcast episode uses garden design as a mental model to think about hybrid/remote within an organization. What questions do you have after you listen?

Your policy design affects how fast your cash grows and the degree of early capital accessibility. In the first of a recurring ‘Under the Hood' series, Hans and Brian dive into the often misunderstood concept of Policy Design—the structure and components that make up your whole life insurance policy. While many people view insurance premiums as just an expense,  it is more accurate to think of premium into the policy as moving from a less efficient vehicle to an optimal savings vehicle. This ‘cash value,' is accounted for as an asset, which enjoys extremely favorable tax benefits in addition to first line secured creditor access rights. Understanding policy mechanics helps you make informed decisions about premium allocation to boost the efficiency of your whole life insurance policy. An intentionally strucutred ratio of base premium to paid-up additions (PUAs) can provide both long-term growth and early cash value accessibility. Maximizing the potential of your policy through proper design is both a powerful financial strategy now as well as a way to secure your family's financial future. Learn how to ensure your policy is aligned with your long-term financial goals: Base Premium vs. Paid-Up Additions (PUAs): The structure of a whole life policy involves a balance between base premium and PUAs. Base premium builds the foundation of the policy, while PUAs provide early cash value growth and accessibility. Long-Term Thinking: Proper policy design requires long-term thinking. While PUAs provide immediate cash value, a strong base premium yields greater efficiency and growth in later years. Customization: Policy structure should be tailored to individual needs and goals. Factors like age, financial objectives, and time value of money play crucial roles in determining the optimal balance between base premium and PUAs. Cash Value Accessibility: A well-structured policy allows for immediate cash value accumulation through PUAs, making funds more accessible for the Infinite Banking strategy without sacrificing long-term growth potential. Premium as an Asset: Unlike term insurance, whole life insurance premiums should be viewed as purchasing an asset rather than an expense (which is why banks and corporations stack the asset column of their balance sheet with whole life cash value). The policy's cash value remains accessible and grows contractually guaranteed over time, providing both protection and a financial tool for implementing the Infinite Banking Concept. Got Questions? Reach out to us at info@remnantfinance.com ⁠Visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE 

Today, we're answering a listener question on maximizing financial windfalls: Can you do a future episode on what to do with a windfall? Specifically, the use of a premium deposit fund over many years and dumping it into a 7-pay or 10-pay policy. I would love to hear how this could be an option for inheritance or selling a business or property. https://www.youtube.com/live/cRRw5Hi_B90 What should you do when a financial windfall lands in your lap? Whether it's from selling a business, a property, or receiving an inheritance, knowing how to manage and maximize a large influx of cash can be daunting. On this episode of the Money Advantage podcast, we tackle this critical question by breaking down strategic approaches tailored to individual financial goals and circumstances. Using the analogy of a sailboat, we explore how to incorporate additional funds into a well-balanced policy without risking instability or running afoul of modified endowment contract laws. Our discussion touches on the considerations for managing windfalls through life insurance policies. We look at the sustainability of funding new policies beyond the initial windfall and the implications of different funding durations, like 10-pay versus 30-pay options. The potential benefits of convertible term life insurance and practical steps for integrating significant windfalls into your policy are highlighted. You'll gain insights into cash flow strategies and premium deposit funds, all aligned with long-term financial goals. Finally, we examine the benefits and pitfalls of various policy designs. From the "skinny base policy" with large Paid-Up Additions (PUAs) to the risks of prematurely hitting human life value limits, we cover it all. Our conversation also dives into the actuarial decisions that impact policy performance, emphasizing the importance of flexible policy designs to adapt to future changes. Can You Design a Policy to Store a Windfall?Policy Design for Maximizing Financial WindfallsUsing a Windfall to Pay Policy LoansFund an Investment FirstBook A Strategy Call Can You Design a Policy to Store a Windfall? One of the most common questions we get pertaining to windfalls—i.e. Unpredictable sums of money like an inheritance—is can you design a life insurance policy to plunk that money into? It's a smart question, especially if you are currently implementing an Infinite Banking strategy. After all, if you already know that life insurance is your preferred asset for warehousing wealth, why wouldn't you do so?  So what's the answer? Well, you certainly can design a whole life insurance policy to house a windfall, but you might not want to. At least, you might not want to put that money in via a lump sum. Otherwise, you run the risk of your policy turning into a MEC, or modified endowment contract. A whole life insurance policy can become a MEC by over-funding it and doing so means that it loses its designation as an insurance asset in the eyes of the IRS and it loses its tax advantages.  Think of your life insurance premiums as a sailboat. The base premium is the boat itself, the hull. To put additional funds into the policy, you would add term riders, which would be like the mast of the sailboat. Then, the PUAs are like the sails. If the mast or the sails get too big relative to the base of the boat, it's going to tip over. It won't be efficient—becoming a MEC. If you're trying to design a policy now for a potential windfall later, you would be designing a policy with a "skinny base" in order to have room for PUAs later. But doing this creates an unstable policy. All of this is to say, you definitely want to add sufficient term insurance riders and PUAs in a policy, but be careful to keep it balanced for your personal goals. Some people may want to have a MEC, but it's better to do so when you're choosing to, rather than by accident or carelessness.  Policy Design for Maximizing Financial Windfalls

Deglobalization, reglobalization, decoupling, de-risking, reshoring friend-shoring, export bans, tariffs and sanctions - is global trade going into reverse, or simply into a new phase? As the World Economic Forum hosts the Annual Meeting of the New Champions in China, we ask an expert about the state of global trade and where it might be heading. Guest: Simon Evenett, founder of the St. Gallen Endowment for Prosperity Through Trade. Links: Annual Meeting of the New Champions - Next Frontiers for Growth, 25–27 June, 2024, Dalian, China: wef.ch/amnc24 Geopolitical Rivalry and Business: 10 Recommendations for Policy Design: https://wef.ch/geopolitics-business Forum's Global Future Council on the Future of Trade and Investment: https://www.weforum.org/communities/gfc-on-trade-and-investment/ Centre for Regions, Trade & Geopolitics: https://centres.weforum.org/centre-for-regions-trade-and-geopolitics/home Related podcasts: Recharging Growth in China Why it's time for the 'middle powers' to step up on geopolitics Special Meeting 2024: What Kind of Growth Do We Need? 3 shifts all effective collaborators make Check out all our podcasts on wef.ch/podcasts: YouTube: - https://www.youtube.com/@wef/podcasts Radio Davos - subscribe: https://pod.link/1504682164 Meet the Leader - subscribe: https://pod.link/1534915560 Agenda Dialogues - subscribe: https://pod.link/1574956552 Join the World Economic Forum Podcast Club: https://www.facebook.com/groups/wefpodcastclub

In this episode of the Tactical Empire podcast, hosts Jeff Smith and Shawn discuss strategies for personal and financial empowerment, focusing on the concept of infinite banking. They highlight common misconceptions around infinite banking, often perceived as a scam due to lack of education and misinformation propagated by mainstream financial advisors like Dave Ramsey. Jeff and Shawn explain how high cash value life insurance policies can be utilized to gain financial control and build wealth, emphasizing the importance of proper policy design and the pitfalls of inadequate advice from uninformed agents. They argue that many wealthy individuals use infinite banking, and its legitimacy is evident in the investment strategies of major financial institutions. The hosts encourage listeners to seek out accurate information and surround themselves with like-minded, action-oriented individuals to achieve financial success.Chapters00:00 Introduction to Tactical Empire00:32 Meet the Hosts: Jeff and Sean00:53 Weekly Updates and Personal Insights01:47 Introducing Infinite Banking02:17 Common Questions About Infinite Banking02:54 Why Infinite Banking is Misunderstood04:43 Debunking the Scam Myth07:04 Real-Life Applications and Benefits10:56 Navigating Misinformation Online17:45 Final Thoughts and EncouragementYou can connect with Shawn Rider on Facebook and Instagram. If what you heard resonated with you, you can find Jeff on Instagram, Facebook. If you're interested you can visit The Tactical Empire's website https://www.thetacticalempire.com/home-4169. And don't forget to visit us on Apple Podcasts to leave a review and let us know what you think! Your feedback keeps us going. Thanks for helping us spread the word!

This past January, our editorial counterparts at the the Journal of City Climate Policy and Economy published an issue dedicated to Ecological Economics; this episode showcases two experts in wellbeing economics who contributed their knowledge to that edition.Image Credit: Photo by Milly Vueti on UnsplashFeatured guests:Amanda Janoo is the Economics & Policy Lead at the Wellbeing Economy Alliance, a global collective striving to deliver systemic economic change which prioritises human and ecological wellbeing. These concepts are outlined in the article she co-authored, “Policy Design for a Wellbeing Economy – Lessons from Four City Pilots”, which explores four very different cities that have put wellbeing economy theories into real world practice.Rachel Laurence is the Deputy Director for The Centre for Thriving Places, which offers strategic support, research, training and evidence-based measurement tools that put the interests and wellbeing of people, place, and planet centre stage. She was the former lead for Economic Development for Barking and Dagenham council, and has acted as advisor for Barking and Dagenham Giving. She is also the co-author of “Wellbeing Economy Ideas for Cities: Lessons for Implementation.”LinksHerman Daly's Great Debates: The enduring vitality of Ecological Economics - Featuring Peter Jackson, Cities 1.5 podcast Beyond Growth: How cities can put people and planet first - Featuring Sandrine Dixson-Declève, Cities 1.5 podcastDedicim.BarcelonaBullshit Jobs - Dave Graeber, Strike MagazineMeasuring What Matters: Toward a Quality of Life Strategy for CanadaHot or Cool InstituteThriving Places IndexIf you want to learn more about the Journal of City Climate Policy and Economy, please visit our website: https://jccpe.utpjournals.press/Cities 1.5 is a podcast by University of Toronto Press and is produced in association with the Journal of City Climate Policy and Economy. Our executive producers are Dali Carmichael and Peggy Whitfield.Produced by Jess Schmidt: https://jessdoespodcasting.com/Music is by Lorna Gilfedder: https://origamipodcastservices.com/

Last month, a one-and-a-half-year-old girl was allegedly mauled to death by street dogs in central Delhi's Tughlaq Lane. In response, the National Human Rights Commission directed authorities to submit a detailed report within six weeks and to control the population of street dogs. However, within days, some animal welfare organizations stated that there is no evidence implicating street dogs in the incident, citing the gated nature of the toddler's home which made it inaccessible to dogs in the area.This incident underscores the swift polarization between animal welfare advocates and those concerned for public safety. Some regard those who feed street dogs as good Samaritans, while others believe they only exacerbate the problem.In this episode, host Sandip Roy speaks with ecologist Abi T Vanak about the management of street dogs and what actions authorities should take. Vanak is the Director of the Centre for Policy Design at ATREE.Produced by Shashank BhargavaEdited and mixed by Suresh Pawar

Coffee Badging: A Trend in Hybrid Workplaces In the world of hybrid work, a curious phenomenon has emerged: coffee badging. It's not about java aficionados collecting stamps on their loyalty cards; rather, it's a sly workaround for employees who are less than thrilled about returning to the office. Here's the scoop: Coffee badging involves employees showing up at the workplace just long enough to swipe their building ID, grab a cup of coffee, exchange pleasantries, and then promptly head home—akin to an Irish goodbye. According to a study by Owl Labs, nearly 60% of on-site workers have tried this tactic1. But why the covert coffee run? Let's explore the motivations behind this trend and how organizations might address it: Forced Office Return: Many employees harbor reservations about returning to the office. Some workplaces have become toxic due to disgruntled colleagues. Even those who don't mind being in the office engage in coffee badging to avoid the negativity. The key question: Are they still productive elsewhere? How does this impact the team relationships and trust?1. Rewarding the Wrong Behavior: Some companies inadvertently reinforce the idea that visibility equals success. Employees feel pressured to be seen physically, even if it doesn't enhance productivity. Managers who prioritize presence over results inadvertently encourage coffee badging. The fix? Evaluate performance based on effort and outcomes, not mere face time1. Deviant Conformity: Coffee badging falls into the category of deviant conformity. Employees conform to the letter of the policy (swiping in) while flouting its spirit (not fully engaging in office work). This behavior often arises from dissatisfaction with poorly designed policies. Organizations should revisit their mandates to ensure alignment with employee needs and expectations1. In summary, coffee badging reflects a nuanced response to workplace policies. While it may irk some managers, understanding the underlying reasons can guide better policy design. So, whether you're a coffee badger or a policy maker, consider the balance between compliance and genuine engagement in the evolving world of work.

We may be politically divided, but when it comes to healthcare there is actually a lot we agree on as a nation. We want healthcare that is affordable. We want a healthcare system that is easy to understand and navigate. We want to know we will receive good care when we need it most. These insights are something our guest Natalie Davis takes to heart in her work at United States of Care. She and her team are fighting hard to help create a more dependable healthcare system for diverse and underserved Americans. We discuss:Why we should never use the term “value-based care” ever again.Braidwood vs. Becerra: The court case that may eliminate free preventive services for half of all Americans.The double whammy of US healthcare: system failures and personal shame.How to nurture listening and belonging on a team.Natalie says before you start listening, you need to consider who is being failed by the healthcare system and prioritize hearing their stories:“If we look at something like maternal health – which is a work that we're doing right now – if you look at the data, it is women of color, especially Black women who are left behind and facing a real failure of our system, which is causing morbidity and mortality. And so, for our organization, we are listening loudly to Black women and we are talking to people in communit[ies], we are talking in focus groups to really make sure we understand those issues. Because, if the people who are not served by this healthcare system are listened to and then served it will make the healthcare system function better for all of us.”Relevant LinksUnited States of Care's websiteUnited Solutions for CarePatient-First Care (a.k.a. Value-Based Care) Messaging FindingsUnited States of Care Preventive Services Resource HubInsight Report from November 2023 The amicus brief United States of Care submitted on Braidwood vs. BecerraAbout Our GuestNatalie Davis has worked for nearly two decades shaping and implementing American health care policies to improve the lives of all people. In 2018, she and fellow national health care leader Andy Slavitt launched United States of Care to ensure that everyone in the country has access to quality, affordable health care regardless of health status, social need, or income. She is relentless in her person-centered approach to building health care solutions and has a history of building partnerships – with organizations, patient advocacy groups and everyday people – that work to create positive change in our country's health care system. From 2010-2016, Natalie served at the Centers for Medicare and Medicaid Services, with the final two years as Senior Advisor to former CMS Administrator, Andy Slavitt. In 2017, Natalie served as the Director of Strategic Engagement at the Bipartisan Policy Center. A social entrepreneur, Natalie also helped found Town Hall Ventures and The Medicaid Transformation Project, both of which focus on bringing the best of innovation and care

ANNOUNCEMENT: The Fifth Edition will soon be renamed STRATEGIC WHOLE LIFE. Read more about the coming name change below.In Episode 82, we welcome Todd Langford, creator of the Truth Concepts software, for an enlightening conversation on the complexities of financial math and the misconceptions surrounding whole life insurance. Todd shares his journey from biology to finance, highlighting the significant role of advisors in demystifying financial strategies. In our talk, we tackle common misunderstandings in financial calculations, especially with interest rates. Todd debunks myths about the returns of whole life insurance, illustrating its crucial role in a well-rounded financial portfolio.This episode delves deep into the concept of 'certainty assets' like whole life insurance, emphasizing their importance in ensuring financial stability, especially in uncertain economic times. We also explore the intricacies of policy design in life insurance and the impact of strategic decisions on long-term financial planning. Todd's insights on real estate investing, legacy planning, and the importance of long-term planning provide listeners with a comprehensive understanding of how to plan for the future effectively. Join us for this informative session that promises to reshape your perspective on finance and investment.EPISODE HIGHLIGHTS:[00:00:47] Introducing Todd Langford - A mentor in the financial industry and founder of Truth Concepts software.[00:02:00] Todd's Unique Journey - From biology to finance and his transition into the financial industry.[00:03:01] The Quality of Advisors - Todd discusses the unique group of advisors within the financial services business.[00:05:11] The Role of Advisors - Importance of financial advising beyond mere mathematics.[00:06:11] Misinformation in Financial Math - Addressing common misconceptions and errors in financial calculations.[00:07:24] Mortgage Interest Misunderstandings - Debunking typical mortgage payments and interest rates myths.[00:09:00] Understanding Policy Loans and Interest Rates - Todd explains the importance of perspective when borrowing and repaying loans.[00:12:19] Whole Life Insurance Returns - Discussing the misconceptions about the returns on whole life insurance compared to other investments.[00:14:34] Whole Life Insurance as an Asset Class - Explaining why whole life insurance should not be viewed solely as an investment.[00:17:20] Certainty Assets and Life Insurance - The necessity of having certainty assets like whole life insurance for financial stability.[00:20:17] The Role of Cash Reserves in Business - How companies like Apple use cash reserves effectively.[00:23:42] Policy Design and Trade-offs - Understanding the trade-offs in policy design for whole life insurance.[00:29:55] Insurance Company Risks and Policy Design - Discussing how insurance companies manage risks with policy designs.[00:34:53] Real Estate Investing and Opportunity Costs - Addressing the focus on opportunity cost in real estate investments.[00:37:22] Legacy Planning and Business Transitions - The importance of considering future business and legacy planning transitions.[00:39:59] Long-Term Financial Planning - Emphasizing the importance of long-term planning over short-term gains.[00:41:46] Life Insurance Paired with Other Assets - How life insurance can enhance other investment assets.[00:43:36] Contact Information for Todd Langford - Details on connecting with Todd and learning more about Truth Concepts.----LINKS:Get in touch: SCHEDULE A CONSULTATIONOnline Course: IBC MASTERY----About Your...

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/gender-studies

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/sports

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/sociology

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/public-policy

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/education

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/politics-and-polemics

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/law

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University.

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices

The year 1972 is often hailed as an inflection point in the evolution of women's rights. Congress passed Title IX of the Education Amendments of 1972, a law that outlawed sex-based discrimination in education. Many Americans celebrate Title IX for having ushered in an era of expanded opportunity for women's athletics; yet fifty years after its passage, sex-based inequalities in college athletics remain the reality. James N. Druckman and Elizabeth A. Sharrow's book Equality Unfulfilled: How Title IX's Policy Design Undermines Change to College Sports (Cambridge UP, 2023) explains why.  The book identifies institutional roadblocks - including sex-based segregation, androcentric organizational cultures, and overbearing market incentives - that undermine efforts to achieve systemic change. Drawing on surveys with student-athletes, athletic administrators, college coaches, members of the public, and fans of college sports, it highlights how institutions shape attitudes toward gender equity policy. It offers novel lessons not only for those interested in college sports but for everyone seeking to understand the barriers that any marginalized group faces in their quest for equality. Kelly McFall is Professor of History and Director of the Honors Program at Newman University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/book-of-the-day

Bruce Wehner discusses the primary components of infinite banking policy design: base premium, paid-up additions riders, and term riders. Following the principles laid out by Nelson Nash in Becoming Your Own Banker, we review the concepts for designing a whole life insurance policy for the Infinite Banking Concept. https://www.youtube.com/watch?v=S54uejv8g-Q When my father took out a whole life insurance policy on me as a newborn, little did he know that it would be the cornerstone of my financial planning in the future. From leveraging that policy for a home down payment to understanding the value of banking, I've followed the policy design guidelines of the Nelson Nash Institute to navigate the complex world of finance. Join us in our exploration of whole life insurance and the myriad of benefits it offers not just from a security standpoint, but also as a tool for capital growth and liquidity. In this episode, we touch upon the long-term thinking involved in whole life insurance policy design. The focus is on the trade-offs we make, highlighting the potential benefits of reduced liquidity in the early years. We also delve into the nitty-gritty of policy design, discussing why a convertible term policy can be a boon for your financial portfolio. Moreover, we illuminate the often misunderstood relationship between banking and insurance, demonstrating how the former can be a profitable venture to exploit. Lastly, we examine the financial intricacies of policy design, emphasizing the importance of understanding the connection between a policy's base death benefit and premium. We share insights into how dividends are calculated and how factors such as a low-interest-rate environment can impact these projections. Wrapping up, we stress on the importance of affording the premiums and how it affects the potential dividends one can receive. So, tune in, and let's debunk the myths surrounding whole life insurance policy design while learning how to make the most of it. Whole Life Insurance is Not an InvestmentThe 3 Components of Infinite Banking Policy DesignWhat is Base?What are PUAs? Infinite Banking Policy Design and Base/PUA SplitThe Role of Term InsuranceThe Balance of Infinite Banking Policy DesignLiquidity and Thinking Long-TermOther Facets of Infinite Banking Policy DesignBook A Strategy Call Whole Life Insurance is Not an Investment Whole life insurance is a unique place to store cash because it's safe and it grows. This growth, however, cannot be compared to investments because it's not an investment. Instead, it should be compared to a bank, which is meant to be “safe” growth. This comparison reveals that cash value in a policy grows at a more substantial rate and is also tax-advantaged.  Cash value is also fairly liquid, though it takes some time for your cash value to catch up to the contributions you make. In other words, there are some limitations on the liquidity early on. However, this is temporary and is more than worth the trade-off of safe growth—safe from the IRS, creditors, taxation, loss, theft, and death. It's an iron-clad way to store your cash that you can't get anywhere else. The 3 Components of Infinite Banking Policy Design In order to get the best results from your whole life insurance policy, you want one that is specifically designed for IBC. This means that you want to work with an insurance agent who is familiar with your financial objectives, and can help you choose the ideal policy design. Policy design can be complex, yet the three main components of a policy are base premium, PUA riders, and term riders. What is Base? Base refers to the part of your premium that goes to the main (or base) portion of the death benefit you're buying. This is the foundation you build the rest of your policy upon, such as PUAs and riders.  When you have a high base, you're buying more death benefit upfront, and paying for it over the course of your premiums.

The way that you design your IBC policy is one of the most important considerations you can make as your own banker – and it can make a difference of hundreds of thousands or even millions of dollars.In this week's episode Dave and Paul break down some of these new age, non-traditional IBC policies – namely the infamous “10/90” policy. Whether it's out of inexperience, or bad advice, the guys will set you straight on where your policy needs to fall on the premium vs. base spectrum.With their combined experience and decades running their own policies, you're going to want to make sure you catch this episode of Wealth Warehouse.Episode Highlights:(0:00) - Introduction(0:27) - Episode beginning(3:31) - A comment from the audience: discussing “10/90” policies(10:25) - It's a flawed mentality(11:30) - You should want to pay premium, what 10/90s look like down the line(16:56) - Sticking to the fundamental principles of IBC(23:58) - Finding “win-win” opportunities, why Dave and Paul are here(27:52) - Understanding what is going on(29:56) - Stop rushing to get rich(31:08) - If something goes wrongABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In the first episode, we recount the genesis of the podcast, fueled by our motivations to bust the urban discourse wide open. To help, we welcome Carolina Pacchi, current coordinator of the Urban Planning and Policy Design masters at Politecnico di Milano. In the course of the discussion, we draw together abstractions of the city and interrogate the role of urban planning in its ongoing change. After listening, we hope to hear from you! To share comments and reflections, head to our ig page: https://www.instagram.com/urbinary_thepodcast/.

In this episode Chris and the Mike's discuss skinny policy design. We get asked this question all the time, “Is there a way to make my policy grow faster on day one?” Typically, the solution for faster growth is to modify the policy design structure. Take a listen to see what the team thinks of […] The post Our thoughts on Skinny Policy Design appeared first on Life Success Legacy.

Benjamin Cashore is Li Ka Shing Professor in Public Management and Director of the Institute for Environment and Sustainability (IES) at the Lee Kuan Yew School of Public Policy. He specialises in global and multi-level environmental governance, comparative public policy and administration, and transnational business regulation and corporate social responsibility. In his role as the Director of IES, he focuses on helping governments and private sectors close the gap between policy commitments and actual outcomes through "fit-for-purpose" policy analysis. He joins us to help explain just how that works in the real world. Subscribe to the Global-is-Asian newsletter.See omnystudio.com/listener for privacy information.

Wealth Without Bay Street 154: Infinite Banking Policy Design: Beware of the 10/90 Policy with Henry Wong CPA. Henry discusses how basing a contract of the whole life insurance only on a simplified ratio of base versus flexible premium is flawed thinking. Henry shares why Canadians should be wary of what is referred to as […]

Dollar/Yen is up following media reports that current Bank of Japan Deputy Governor Masayoshi Amamiya will be nominated as the next head of the central bank. Yen rates are stable, as traders appear to be awaiting the formal announcement. The Chinese Lunar New Year holidays are over, and Yen asset trading among Asian investors has picked back up.  In today's episode, MUFG Chief Japan Strategist Takahiro Sekido discusses recent media reports about BoJ leadership nominations and shares his outlook across markets in February. He also shares his views on spot Dollar/Yen, Yen rate, and Yen basis. Disclaimer: www.mufgresearch.com (PDF)

As healthcare policy navigates what is widely seen as a historic inflection point, Harvard Kennedy School professors Amitabh Chandra and Soroush Saghafian say policymakers need to pursue change with care, deeply analyzing the weaknesses the COVID-19 pandemic exposed and using that data to design intelligent policy that can create truly transformational change.  COVID stretched the US healthcare system and healthcare systems across the world to the breaking point and beyond, buy if there's a silver lining, it may be that there is now the urgency and will among politicians and policymakers to pursue meaningful changes that could result in improved access to healthcare services that are both more affordable and higher quality.  But Saghafian and Chandra say quick-fix policy changes—even those that are well-intentioned—may be destined to fail, including the health care provisions in the Biden Administration's Inflation Reduction Act, which were hailed as a breakthrough if for nothing else other than finally breaking the pharmaceutical industry's stranglehold on any attempt to control prescription drug prices. Professor Chandra is the director of Health Policy Research at the Kennedy School, and his research focuses on innovation and pricing in the biopharmaceutical industry and value and racial disparities in health care delivery. Professor Saghafian is the founder of the Public Impact Analytics Science Lab at Harvard and his work combines big data analytics, health policy, and decision science to discover new insights and provide new solutions to various existing problems. They're here to talk through this important historic moment in healthcare policy, both in terms of challenges and opportunities.

The energy transition is currently supported by three main pillars: science & technology, economics, and policy. In 2022 these three pillars are unaligned, with a lack of cohesion impeding progress. In today's episode of the Energy Gang, the team explores three current events that highlight and exemplify the current state of the energy transition in the US and beyond.The gang starts with the future of President Biden's Build Back Better agenda. The original bill included a lot of provisions that were hugely important for low-carbon energy in the US. It died in Congress late last year after Senator Joe Manchin declined to support it. The big question now is: can anything be salvaged from that agenda and where do we go from here?The US government's investigation into the alleged dumping of imported solar panels has reportedly had a “devastating” impact on planned solar projects. Is now the time to create a domestic economy for solar panels or are we still too reliant on cheap imports? It's an ongoing debate: the role of hydrogen in the energy transition. There is, of course, huge interest in the potential for low-carbon hydrogen in a zero-emissions energy system. But what role can hydrogen really play? And might other options be better for some uses?Today we're delighted to welcome back both Melissa Lott and Robbie Orvis. Melissa is the Director of Research at Columbia University's Center on Global Energy Policy, and Robbie Orvis is the Senior Director of Policy Design at Energy Innovation. As always, your host Ed Crooks is here to anchor and lead the discussion.Stick around for a thrilling conversation about policy, technology, and innovation. Don't forget to follow us on Twitter @theenergygang and let us know what you thought of today's episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode I had the pleasure of sitting down with two of the authors of a new article published in the Child Welfare League Journal that has got many of us in the child welfare system emphatically nodding our heads, YES.The game-changing article is titled, “Beyond Human-centered Design: The Promise of Antiracist Community-centered Approaches in Child Welfare Program and Policy Design,” and it was written by two women whose amazing work I came across two years ago and who I have been admiring ever since.Sonya Soni and Jermeen Sherman are doing the revolutionary work our human services systems so desperately need and they're doing it across several vital mediums. They're writing. They're teaching. And they're raising academic rigor to challenge the system on all fronts. Their lifelong work has culminated to this very moment, and I am so happy that I had the chance to speak with them.Beyond Human-Centered Design Additional ResourcesPresentations/ documents:“Beyond Human-Centered Design: The Promise of Antiracist Community-Centered Approaches in Child Welfare Program and Policy Design” link here: https://www.cwla.org/child-welfare-journal/journal-archive)A toolkit of community organizing and community participatory methodologies and best practices that I have found most helpful while working in child welfare and local governmentPresentation on community participatory methods Resources:“Design Justice: Community-led Practices to Build the Worlds We Need” by Sasha Constanza-ChockA list of resources and case studies that challenge HCD in child welfare and local government

In this week's episode, we're joined by special guest Iyad Abdi, currently a Masters of Science student in Urban Planning and Policy Design at Politecnico di Milano, and also a graduate of NYU with a Bachelors in Urban Design.   We sit down with Iyad to chat about the infamous slap heard around the world and try to answer the question on everyone's mind, what was Willard Smith thinking? (00:00-14:54) Then for our main topic, we get into all things urban planning and urban design including: what inspired Iyad to get into the field, how bias impacts policy choice, NIMBYism and what it takes to solve the emerging challenges of tomorrow's cities (14:55-end).   Tune in for a great discussion!

Jason and Kyle discuss policy design.    Is there an end all be all policy design? Policy design must be coupled with the client's needs Are blended policies bad? For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: kyle@cashvaluesolutions.com or jason@cashvaluesolutions.com Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Join the Latest  session and latest news, Wednesdays  talks  with Tey Al-Rjula & Rudy Shoushany.Powered by DxTalks.comJoin Irina Karagyaur  the Head of Metaverse Growth at Unique Network, where she leads the business growth activities for the organization. She restlessly works to empower creators and artists to recognize the value of NFTs by providing them with the most advanced tools available. Irina focuses on establishing strategic relationships and community building that are required to bridge the off-chain world with the Metaverse.She is a Polkadot Head Ambassador for Western Europe, and also London's Regional Co-Chair to FIBREE (Foundation for International Blockchain and Real Estate Expertise). Irina is the co-founder of Design B2C, a UK crypto-fintech boutique consulting firm that focuses on DeFi, Web 3.0 services, NFT's, and real estate tokenization.With over 10 years of experience, she has established herself as an international business development professional in strategic partnerships, analysis of foreign markets, and business planning across the UK, EU, and Russia. Irina holds a BA from the Southern Federal University in Russia, and an MSc in Urban Planning and Policy Design from Politecnico di Milano, Italy.#Dxtalks #Rudyshoushany #IrinaKaragyaur #Polkadot #Metaverse #NFTs #Blockchain #crypto #cryptocurrency #fintech

Join the Latest  session and latest news, Wednesdays  talks  with Tey Al-Rjula & Rudy Shoushany.Powered by DxTalks.comJoin Irina Karagyaur  the Head of Metaverse Growth at Unique Network, where she leads the business growth activities for the organization. She restlessly works to empower creators and artists to recognize the value of NFTs by providing them with the most advanced tools available. Irina focuses on establishing strategic relationships and community building that are required to bridge the off-chain world with the Metaverse.She is a Polkadot Head Ambassador for Western Europe, and also London's Regional Co-Chair to FIBREE (Foundation for International Blockchain and Real Estate Expertise). Irina is the co-founder of Design B2C, a UK crypto-fintech boutique consulting firm that focuses on DeFi, Web 3.0 services, NFT's, and real estate tokenization.With over 10 years of experience, she has established herself as an international business development professional in strategic partnerships, analysis of foreign markets, and business planning across the UK, EU, and Russia. Irina holds a BA from the Southern Federal University in Russia, and an MSc in Urban Planning and Policy Design from Politecnico di Milano, Italy.#Dxtalks #Rudyshoushany #IrinaKaragyaur #Polkadot #Metaverse #NFTs #Blockchain #crypto #cryptocurrency #fintech

CryptoTalks Wednesdays Nov 17 2021 With Irina KaragyaurJoin the Latest  session and latest news, Wednesdays  talks  with Tey Al-Rjula & Rudy Shoushany.Powered by DxTalks.comJoin Irina Karagyaur  the Head of Metaverse Growth at Unique Network, where she leads the business growth activities for the organization. She restlessly works to empower creators and artists to recognize the value of NFTs by providing them with the most advanced tools available. Irina focuses on establishing strategic relationships and community building that are required to bridge the off-chain world with the Metaverse.She is a Polkadot Head Ambassador for Western Europe, and also London's Regional Co-Chair to FIBREE (Foundation for International Blockchain and Real Estate Expertise). Irina is the co-founder of Design B2C, a UK crypto-fintech boutique consulting firm that focuses on DeFi, Web 3.0 services, NFT's, and real estate tokenization.With over 10 years of experience, she has established herself as an international business development professional in strategic partnerships, analysis of foreign markets, and business planning across the UK, EU, and Russia. Irina holds a BA from the Southern Federal University in Russia, and an MSc in Urban Planning and Policy Design from Politecnico di Milano, Italy.#Dxtalks #Rudyshoushany #IrinaKaragyaur #Polkadot #Metaverse #NFTs #Blockchain #crypto #cryptocurrency #fintechSHOW LESS

CryptoTalks Wednesdays Nov 17 2021 With Irina KaragyaurJoin the Latest  session and latest news, Wednesdays  talks  with Tey Al-Rjula & Rudy Shoushany.Powered by DxTalks.comJoin Irina Karagyaur  the Head of Metaverse Growth at Unique Network, where she leads the business growth activities for the organization. She restlessly works to empower creators and artists to recognize the value of NFTs by providing them with the most advanced tools available. Irina focuses on establishing strategic relationships and community building that are required to bridge the off-chain world with the Metaverse.She is a Polkadot Head Ambassador for Western Europe, and also London's Regional Co-Chair to FIBREE (Foundation for International Blockchain and Real Estate Expertise). Irina is the co-founder of Design B2C, a UK crypto-fintech boutique consulting firm that focuses on DeFi, Web 3.0 services, NFT's, and real estate tokenization.With over 10 years of experience, she has established herself as an international business development professional in strategic partnerships, analysis of foreign markets, and business planning across the UK, EU, and Russia. Irina holds a BA from the Southern Federal University in Russia, and an MSc in Urban Planning and Policy Design from Politecnico di Milano, Italy.#Dxtalks #Rudyshoushany #IrinaKaragyaur #Polkadot #Metaverse #NFTs #Blockchain #crypto #cryptocurrency #fintechSHOW LESS

President Muhammadu Buhari has directed Ministries, Departments and Agencies to study a report on how best to ensure effective policy design and implementation with a view to implementing some of its recommendations. The Special Adviser to the President on media, Femi Adesina, disclosed this in a statement on Thursday. The President assured the course participants that it would be treated with the seriousness and urgency it deserves. The President noted it was always a delight to receive their input on important issues that are of very great concern to the government and the nation. He says no nation will progress without paying close attention to the ways policies are made and implemented, as it is often unclear how best to ensure effective policy design and implementation.

President Muhammadu Buhari has directed Ministries, Departments and Agencies to study a report on how best to ensure effective policy design and implementation with a view to implementing some of its recommendations. The Special Adviser to the President on media, Femi Adesina, disclosed this in a statement on Thursday. The President assured the course participants that it would be treated with the seriousness and urgency it deserves. The President noted it was always a delight to receive their input on important issues that are of very great concern to the government and the nation. He says no nation will progress without paying close attention to the ways policies are made and implemented, as it is often unclear how best to ensure effective policy design and implementation.

President Muhammadu Buhari has directed Ministries, Departments and Agencies to study a report on how best to ensure effective policy design and implementation with a view to implementing some of its recommendations. The Special Adviser to the President on media, Femi Adesina, disclosed this in a statement on Thursday. The President assured the course participants that it would be treated with the seriousness and urgency it deserves. The President noted it was always a delight to receive their input on important issues that are of very great concern to the government and the nation. He says no nation will progress without paying close attention to the ways policies are made and implemented, as it is often unclear how best to ensure effective policy design and implementation.

One of the classic mistakes people make before deciding to implement Infinite Banking is focusing on the cash value growth. We encounter it all the time. As Nelson would say, "You're majoring in the minors!" Though it is initially a challenge getting beyond the "rate of return" mindset that we have been taught by Wall Street, as you learn more about The Infinite Banking Concept you'll start to realize there's so much more value and benefits to IBC beyond the yield Whole Life policies generate. In this episode we'll discuss what life insurance, as an asset class, should be compared to and help you see the bigger picture about the use of your Infinite Banking cash values. Take a listen, let us know what questions you have, or even schedule a consultation to start your Infinite Banking journey at https://TheFifthEdition.com (https://TheFifthEdition.com). And if you haven't yet read it, be sure to pick up a copy of https://infinitebanking.org/product/becoming-your-own-banker/ (Becoming Your Own Banker) directly from the Nelson Nash Institute.

Timothée Parrique joins us for a record third appearance on The Steady Stater! Following previous discussions exploring the social limits to growth and the European degrowth movement, Tim and Brian discuss the final part of his dissertation "The Political Economy of Degrowth,” which focuses on policy design. That includes property, work, money and more: don't miss it!

Professor Richard Daynard of Northeastern University School of Law discusses taking on the tobacco industry, the importance of emotion to humanity, and dispelling the notion of the rational actor.

Jason and Kyle discuss policy design specific to your goals and go over and illustration for an example.    Life insurance is not a one size fits all product You need to be sure that the agent you're working with understands your goals and has your best interests in mind You need to be in the driver's seat and not blindly listen to whatever “advice” you are given For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: kyle@cashvaluesolutions.com or jason@cashvaluesolutions.com Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

In this #tbt we wrap up the Policy Design discussion by going into the details of what Nelson discovered. So many of us buy life insurance for just the death benefit and never think of the possibilities that lie within that contract. Mike continues to challenge us and asks which is more important to you […] The post IBC Policy Design Part 2 appeared first on Life Success Legacy.

The third of a series of podcasts tying together multiple 500 Words posts. They'll sound a bit different from the 1000 Words podcasts because I recorded them in front of our MPP students. This brief lecture describes bounded rationality and its implications for power/ knowledge, the NPF and SCPD Relevant posts: Policy in 500 words: uncertainty versus ambiguity Policy in 500 Words: Power and Knowledge Policy in 500 Words: the Narrative Policy Framework Policy in 500 Words: Social Construction and Policy Design

In this weeks #tbt, Mike and Chris go into more details about the types of life insurance, why most people buy life insurance, and how Nelson, through his own struggles, came to realize the true power of whole life insurance. This part 1 of policy design does really give context to how Infinite Banking works […] The post IBC Policy Design Part 1 appeared first on Life Success Legacy.

In a democratic society, the quality of the relationship between governments and citizens is a key talking point – and if not, most probably it should. Across the layers of governance, municipalities certainly represent the closest governmental actor to citizens. Such proximity not only works as the testing ground for state-to-people interactions but also as an incubator for innovative ideas directly sourced from the citizenry.Kristina Reinsalu, Programme Director of e-Democracy at eGA, has been one of the main initiators and facilitators of the Participatory Budgeting in Estonia,  and Georgia. In this episode, we explore with her how engaging citizens in decision-making unlocks hidden resources for local administrators and dramatically contributes to community building. Tune in! 

In times of crisis, designing an efficient policy response is paramount. In case of natural disasters or pandemics, it can even determine the difference between life and death for a substantial number of people. But precisely, how do you design such policy responses, making sure that risks are optimally shared, people feel safe enough to reveal necessary information, and stakeholders commit to the policies? That’s where a field of economics, industrial organization (IO), can help, as Shosh Vasserman will tell us in this episode. Shosh is an assistant professor of economics at the Stanford Graduate School of Business. Specialized in industrial organization, her interests span a number of policy settings, such as public procurement, pharmaceutical pricing and auto-insurance. Her work leverages theory, empirics and modern computation (including the Stan software!) to better understand the equilibrium implications of policies and proposals involving information revelation, risk sharing and commitment.  In short, Shoshana uses theory and data to study how risk, commitment and information flows interplay with policy design. And she does a lot of this with… Bayesian models! Who said Bayes had no place in economics? Prior to Stanford, Shoshana did her Bachelor’s in mathematics and economics at MIT, and then her PhD in economics at Harvard University. This was a fascinating conversation where I learned a lot about Bayesian inference on large scale random utility logit models, socioeconomic network heterogeneity and pandemic policy response — and I’m sure you will too! Thank you to my Patrons for making this episode possible! Visit https://www.patreon.com/learnbayesstats (https://www.patreon.com/learnbayesstats) to unlock exclusive Bayesian swag ;) Our  theme music is « Good Bayesian », by Baba Brinkman (feat MC Lars and  Mega Ran). Check out his awesome work at https://bababrinkman.com/ (https://bababrinkman.com/) ! Links from the show: Shosh's website: https://shoshanavasserman.com/ (https://shoshanavasserman.com/) Shosh on Twitter: https://twitter.com/shoshievass (https://twitter.com/shoshievass) How do different reopening strategies balance health and employment: https://reopenmappingproject.com/ (https://reopenmappingproject.com/) Aggregate random coefficients logit—a generative approach: http://modernstatisticalworkflow.blogspot.com/2017/03/aggregate-random-coefficients-logita.html (http://modernstatisticalworkflow.blogspot.com/2017/03/aggregate-random-coefficients-logita.html) Voluntary Disclosure and Personalized Pricing: https://shoshanavasserman.com/files/2020/08/Voluntary-Disclosure-and-Personalized-Pricing.pdf (https://shoshanavasserman.com/files/2020/08/Voluntary-Disclosure-and-Personalized-Pricing.pdf) Socioeconomic Network Heterogeneity and Pandemic Policy Response: https://shoshanavasserman.com/files/2020/06/Network-Heterogeneity-Pandemic-Policy.pdf (https://shoshanavasserman.com/files/2020/06/Network-Heterogeneity-Pandemic-Policy.pdf) Buying Data from Consumers -- The Impact of Monitoring Programs in U.S. Auto Insurance: https://shoshanavasserman.com/files/2020/05/jinvass_0420.pdf (https://shoshanavasserman.com/files/2020/05/jinvass_0420.pdf) --- Send in a voice message: https://anchor.fm/learn-bayes-stats/message Support this podcast

In this episode, we are fortunate to have Andrea Foncerrada, the President of The Boston Center for Latin America.  She is a policy entrepreneur that designs and implements different tools and policies that impact the wellness of the public, private, and not-for-profit sector.  Her data-driven policy projects lead to better policy-making around the world and have a high degree of social impact.She'll share how her latest policymaking is combating sexual harassment in the workplace and making a huge impact in the film industry.  Guest: Andrea Foncerrada (https://www.linkedin.com/in/andrea-fo...)President | The Boston Center for Latin Americahttp://bostoncenter.org/https://www.linkedin.com/company/bocla/Ya es hora MXhttps://www.yaeshoramx.org/https://www.facebook.com/yaeshoramx.org

In today's episode, Anthony and Cameron walk our listeners through a case study that features a couple in their early 60's that received a $250,000 windfall and were wondering what to do with it. Cameron and Anthony break down this case study into four parts:   (1) Back Story  (2) Policy Design  (3) Case-Specific Considerations  (4) How they plan on using the cash value moving forward  Enjoy this week's episode!!! Resources:   Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast   Be sure to check our on-line course at https://infinitewealthcourse.com/home  Link to Blog Post w Case Notes/Excel/PDF's 

Not all whole life policies are designed equally.  Some that show up better on an illustration actually have a higher risk.   Rodney Mogen came back on the show to continue the conversation about life insurance agent commission and whole life policy splits.   https://www.youtube.com/watch?v=I4lq1Ltep2s We address the “Fear, Uncertainty, and Doubt” in the IBC world around policy splits. We answer questions about illustrations, changing dividends, agent commissions, effects on the death benefit, and policy tax status. Check out the first conversation here: 10/90 Premium Split & Blended PUA Rider Risks, with Rodney Mogen Life Insurance Agent Commission Why are we talking about life insurance agent commission? Because some people think that agents design policies based on how they are compensated. There are agents telling people that a 10/90 premium is the only one right way to design policies. According to them, anything else is just trying to earn a higher commission. We design policies based on the client's unique situation, versus using a cookie-cutter approach and designing all polices the same. It's important to have an abundance mindset when looking for the best life insurance companies to work with. We believe compensation is a good thing and should be based on the amount of value you receive. If someone bases their entire agency on the 10/90 split, then they are running their business based on volume. This approach is very similar to Walmart. There is absolutely nothing wrong with serving as many people as possible. The question is, how much value and time do you think you will get from that advisor? Your agent's commission should be the last thing in the agent's mind and your mind when putting individualized strategies and recommendations in place. Get Started with Privatized Banking There is not a one-size-fits all policy design for everyone. If you would like to find out exactly what policy will best help you accomplish your goals, book a call with our advisor team We'll get to know you, learn your objectives, and consider your complete financial picture before recommending strategies for your unique situation. Success leaves clues.  Model the successful few, not the crowd, and build a life and business you love.

Si nuestras decisiones no son racionales ¿qué hay detrás de ellas? ¿querer es poder? En este episodio de la #SagaDeLaIrracionalidad, Mario, Ale y nuestro invitado, el co-fundador y director científico de @Heurística, José Arellano, analizaremos la importancia del #Diagnóstico en el #DiseñodeConductas y cómo éste se puede aplicar al derecho y al diseño de #PolíticasPúblicas.

In today's episode we discuss the importance of having a life insurance plan customized to fit your unique situation. It's common to think of life insurance as a commodity but that's a huge mistake. To maximize all the benefits of life insurance, whether or not you are pursuing Infinite Banking, your financial and health circumstances in addition to your individual goals will determine your best plan. Take a listen!

In recent years, Buenos Aires City Government has set out to become a more inclusive and sustainable city, with a priority of serving the city's most vulnerable populations. The Housing Authority of the City of Buenos Aires has designed an innovative Socio-Urban Integration Plan which makes focus in the process by seeking to involve the relevant actors in the decision making of the slum upgrading intervention.There are many examples in the global experience in slum upgrading. Unlike these experiences, the particularity of the Buenos Aires City program is that it starts from the premise that the community will design and implement the plan. In practical terms, this means that instead of a top-down approach to design and implementation of the public policy, the government's action concentrates on building local capacity so that neighbors are able to engage actively in a dialogue with the government and other stakeholders to further common goals, and ultimately, have the opportunity to influence the actions that shape their lives.This process started three years ago, and today more than 120,000 households are benefiting from this program. Important results not only include the improved access to essential infrastructure, housing, social services and loans for repayments of the housing, it also shows that when mechanisms of participation are well designed, deliberative democracy can be massive, profound and effective.On Thursday, November 7th, the Ash Center hosted a discussion with Juan Ignacio Maquieyra MPP 2014, President of the Housing Authority of the City of Buenos Aires. Candelaria Garay, Ford Foundation Associate Professor of Democracy, HKS, moderated.A transcription of this podcast can be found online here. About the Ash Center The Ash Center is a research center and think tank at Harvard Kennedy School focused on democracy, government innovation, and Asia public policy. AshCast, the Center's podcast series, is a collection of conversations, including events and experts Q&As, from around the Center on pressing issues, forward-looking solutions, and more. Visit the Ash Center online, follow us on Twitter, and like us on Facebook. For updates on the latest research, events, and activities, please signup for our newsletter.

Most of us recognize that the way our economy operates today is leaving a lot of people behind. But what would it actually look like to have an economy that worked for everyone, and in particular, people of color who have been excluded in the past? Jeremie Greer, co-founder of Liberation in a Generation, joined the podcast to discuss the work they're doing on co-designing a "Liberation Economy" with the people who are struggling most today.

https://www.youtube.com/watch?v=ATfbEBmtzjE What is the perfect funding ratio between base premium and the paid-up additions rider (PUAs)?  You may be surprised to discover that this question comes up often in our one-on-one conversations with people who want to implement the Infinite Banking Concept personally.  And since whole life policy design is important enough to discuss one-on-one, it's relevant enough to dedicate some airtime to answering this question upfront. In this article, we dig into the more technical design of a whole life insurance policy.  We'll have a candid conversation about why we design whole life policies the way we do, specifically regarding base and paid-up additions premium. Instead of looking at it so closely that your eyes start crossing, you'll zoom out. Then you'll get the best big-picture and long-term perspective. If you're in the consideration stage, this will matter a lot to you.  If you're still doing research, it will direct your attention to what to think about. You won't have to merely trust someone else to lead you to your goal.  You'll be more in control of the process of becoming a Infinite Banking user because you'll be empowered with understanding.  Table of contentsDoes It Work vs. How It WorksBase Premium vs. Paid-Up AdditionsWhere Does Whole Life Insurance Fit into the Cash Flow System?Privatized Banking Introductory ResourcesThe Art and Science of Policy DesignWhat Are Paid-Up Additions (PUA)?Base vs. Paid-Up Addition PremiumTo Understand Long-Term Cash Value Growth, Follow the DividendsDividend Rates Over TimeDifferences Between Mutual Insurance CompaniesDividend Application to Base vs. Paid-Up AdditionsPUA Rider and Policy Design ConsiderationsPremium Payment FlexibilityPolicy UtilizationThe Big Shift: Policy Performance More Important Than Policy DesignStart Your Whole Life Policy Today Does It Work vs. How It Works You may be more of a conceptual person, like me.  For instance, I want to know the car is safe, reliable, and drives well. I don't need to know anything about what happens under the hood as long as it serves me well.  Same with a computer.  I don't want to know anything about circuit boards and coding.  I just need to be able to use it to write, record, store photos and videos, and use the internet.  If you're the person who wants to look under the hood and understand how everything works, this episode is for you. This is more about how high cash value whole life policy design works, rather than what it does.     Whole life insurance policy design is like the levers on a soundboard.  It's nuanced and technical, a dance between art and science.  However, whatever your style, it helps to keep the main point in focus. More than understanding the mechanics and adjustments of how it works, you should pay close attention to the resulting performance.  This is like turning your attention from the controls on the soundboard to the quality of the sound produced. The outcome is what matters. Your ultimate goal is to deliver a moving and transformative ambiance and experience for the person listening to the music. However, if you don't understand the concept, the details don't matter.  And usually, if you do understand the concept, the details don't matter.  Base Premium vs. Paid-Up Additions You could think of base and paid-up additions premium as the two opposite ends of a sliding scale. On one side, you could have a life insurance policy with all or mostly base premium. At the other end, you could have a whole life insurance policy with mostly paid-up additions rider premium payments (10/90 Premium Split & Blended Term PUA Rider Risks, with Rodney Mogen).  Whole life insurance policies can be designed with all base and no paid-up Additions rider (PUA), and on the other end of the spectrum, they may have 10% base and 90% paid-up additions. And you'll also see just about everything in between. 

On this week's Speaker Series podcast, we are joined by Zainab Qureshi, the LEAPS (Learning and Educational Achievement in Pakistan Schools) Senior Program Manager at the Center for International Development’s EPoD (Evidence for Policy Design). Zainab will be speaking about EPoD’s research on alleviating system-level constraints to improve student learning outcomes in Pakistan. // Originally recorded on December 6, 2019. About the talk: School enrollment is up in Pakistan, but student learning outcomes remain vastly sub-standard. At same time, widespread local entrepreneurship has dramatically changed Pakistan's education landscape, with 42% of school-going children now attending low cost private schools. Transformational research by the LEAPS program shows that improving education quality will require moving beyond the traditional approach of input augmentation towards a new, systems-based approach that explores how to catalyze innovation in the entire education ecosystem and help schools help themselves. This talk will outline the Learning and Educational Achievement in Pakistan Schools (LEAPS) team’s research on how to alleviate system-level constraints to improve student learning outcomes. Lead researchers on LEAPS are Prof. Tahir Andrabi (Pomona), Prof. Jishnu Das (Georgetown) and Prof. Asim Ijaz Khwaja (Harvard Kennedy School). About the Speaker: Zainab Qureshi is the LEAPS Senior Program Manager at EPoD, overseeing implementation of Education and policy research in Pakistan. She has previously worked at various organizations across the Education sector in Pakistan, implementing low cost Education delivery programs and developing an alternate model of education for low income schools. She holds a Master’s in Education (Ed.M.) from the Harvard Graduate School of Education and a BA in Economics and International Development from McGill University.

Understanding the effects of the connection between policy makers, human citizens and the rise of digitization. This are complex topics. We begin to explore what more needs to be asked? https://www.kickstarter.com/projects/1569654179/yourhealth-a-community-health-program-designed-to-scale --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/designthinking/message

Talking School Integration  Was school integration a “failed experiment”? Is the impact of policy limited when it comes to education?  In this episode, Goldman Professor Rucker Johnson debunks the myths around school integration and shares the insights from his new book, Children of the Dream: Why School Integration Works. In this second episode of our series on Policy Design and Implementation, Sarah Edwards (MPP ’20) speaks with Professor Johnson about the way well-designed policy can lead to significant outcomes for all children. The conversation covers the impacts of historic desegregation, the dangers of current resegreation, and the best combination of policies to achieve diversity and educational excellence.  As with many of the issues that Talk Policy to Me covers, there is more to the story of integration and race in schools than we could cover in this short episode. Here are a few resources we suggest if you are interested in diving deeper:   Check out Children of the Dream, available at your local bookstore  Read “It was never about Busing” by Nikole Hannah-Jones  Explore the Washington Posts’ map on school district diversity

What do Healthcare.gov, police officer recruitment, and 911 call centers have in common? All can be improved through smart policy design tweaks! In this episode, Goldman Professor Elizabeth Linos and TPTM host Spencer Bowen (MPP '20) discuss how small changes in policy design can result in big differences in impact. The first in our ongoing series on Policy Design and Implementation, this episode helps break down the different mechanisms that can be used to influence the direction of policy results. In addition, Professor Linos shares her most recent research, about small changes to improve the day-to-day lives (and then the retention!) of 911 call center staff.

Basic income has been heralded as a policy that can partially address racial inequities in our economy and social benefit system, but how would the goals of racial equity inform basic income policy? Jhumpa Bhattacharya of the Insight Center for Community Economic Development joins the podcast to discuss this issue, and the vital importance of countenancing our racial history as we design future economic policy.

Download the Show Notes HERE Download the Transcript HERE The core element of support for international employees when sent on assignment is the assignment policy. This details the range of support that the organisation will provide to assist employees through the relocation process and in their new life abroad. In this interview I speak to […]

Today on CID’s Research Spotlight podcast, Ghazi Mirza, graduate student at the Harvard Graduate School of Education, interviews Professor Asim Khwaja, Co-Director of Evidence for Policy Design, who provides further insight on the work that he and EPoD are conducting, their “theory of change”, and the use of both quantitative and qualitative data to enrich their findings. // www.epod.cid.harvard.edu // Interview recorded on October 22, 2018. About Asim Khwaja: Asim Ijaz Khwaja is the Sumitomo-Foundation for Advanced Studies on International Development Professor of International Finance and Development at the Harvard Kennedy School, and Co-Director of Evidence for Policy Design (EPoD) and co-founder of the Center for Economic Research in Pakistan (CERP). His areas of interest include economic development, finance, education, political economy, institutions, and contract theory/mechanism design. His research combines extensive fieldwork, rigorous empirical analysis, and microeconomic theory to answer questions that are motivated by and engage with policy. He has been published in leading economics journals, such as the American Economic Review and the Quarterly Journal of Economics, and has received coverage in numerous media outlets, such as The Economist, The New York Times, the Washington Post, the International Herald Tribune, Al-Jazeera, BBC, and CNN. His recent work ranges from understanding market failures in emerging financial markets to examining the private education market in low-income countries. He was selected as a Carnegie Scholar in 2009 to pursue research on how religious institutions impact individual beliefs. Khwaja received BS degrees in economics and in mathematics with computer science from MIT, and a PhD in economics from Harvard. A Pakistani, U.K., and U.S. citizen, he was born in London, U.K., lived for eight years in Kano, Nigeria, the next eight in Lahore, Pakistan, and the past eighteen years in Cambridge, Massachusetts. He continues to enjoy interacting with people around the globe. Khwaja also serves as the faculty co-chair of a week-long executive education program, "Rethinking Financial Inclusion: Smart Design for Policy and Practice," aimed primarily at professionals involved in the design and regulation of financial products and services for low-income populations.

Energy poverty is a widespread and even growing reality across Europe. The EU Survey on Income and Living Conditions (EU SILC) measured in 2013 shows that 10.7% of the population (approximately 54 million people) are unable to afford basic levels of energy for essential needs. Listen to Prof Pippo Ranci from FSR, and Prof Stefan Bouzarovski from Manchester University discuss; some of the EU energy poverty initiatives, challenges and ways to put the topic of energy poverty at the centre of energy policy discussions.

We all want innovative policies that propel our nation forward. But getting things done in DC isn’t always easy. This week, Thomas Kalil joins us to share some of the practical lessons he learned during his years working in the White House—have a concrete plan of action, make it easy, and don’t worry about who gets the credit. For more on this Topic: Read Kalil’s essay, Policy Entrepreneurship at the White House Check out his TEDx talk on 21st Century Moonshots Further Reading: Episode 96: Informing Policy, Jenni W. Owen, Duke University Regulation, Participation, and Policy Design, K. Sabeel Rahman, Brooklyn Law School

In this episode, we continue our discussion of policy design and get into the details of how it’s done. Part 2 of 2. The post Infinite Banking Concept Policy Design – 2 appeared first on Life Success Legacy.

In this episode, we dive into the types of life insurance, why whole life is the best for ‘banking’ and the basics of policy design. This is a two-part series. The post Infinite Banking Concept Policy Design 1 appeared first on Life Success Legacy.

In this talk Professor Fforde will discuss how risk and uncertainty are best coped with in development practice. In doing this, he will examine the theories of change that underpin aid practitioners’ use of tools such as the logical framework approach. He will contend that in many situations we should explore methods of devising policy and organising practice that formally assume context is unpredictable and unsuited to tools like the logical framework approach. He will argue that aid work can often benefit from reconsidering the theories of change it draws upon. Professor Adam Fforde is Professorial Fellow, Victoria Institute of Strategic Economic Studies, Victoria University. He has a long career in development practice and research. His forthcoming book is Reinventing ‘development’ – the sceptical change agent.

HKS Professor Asim Khwaja, Co-Director of the Evidence for Policy Design program, explains the benefits of bringing academics into the field to develop policy in collaboration with practitioners.

The dissemination of reproducible computational research — where the code and data that generated the results are made conveniently available — is now widely recognized as a transformative movement within the scientific community. It is attracting attention not only from researchers but also from librarians and repository managers, journal editorial boards, funding agencies and policy makers, and scientific software developers. This talk motivates the rationale for this shift, and presents solutions I have been developing to facilitate reliable and re-usable computational research including: new empirical findings on changes to journal data and code publication policies; best practices for code and data release; the open source dissemination and access tool ResearchCompendia.org; and the "Reproducible Research Standard" for ensuring the distribution of legally usable data and code. Some of these results are described in the forthcoming co-edited books Implementing Reproducible Research and Privacy, Big Data, and the Public Good. Bio: Victoria Stodden is assistant professor of statistics at Columbia University and serves as a member of the National Science Foundation’s Advisory Committee on Cyberinfrastructure (ACCI), and on Columbia University’s Senate Information Technologies Committee. She is one of the creators of SparseLab, a collaborative platform for reproducible computational research and has developed an award winning licensing structure to facilitate open and reproducible computational research, called the Reproducible Research Standard. She is currently working on the NSF-funded project “Policy Design for Reproducibility and Data Sharing in Computational Science.” Victoria co-chaired a working group on Virtual Organizations for the NSF’s Office of Cyberinfrastructure Task Force on Grand Challenge Communities in 2010. She is a Science Commons fellow and a nominated member of the Sigma Xi scientific research society. She also serves on the advisory board for hackNY.org, and on the joint advisory committee for the NSF's EarthCube, the effort to build a geosciences-integrating cyberinfrastructure. She is an editorial board member for Open Research Computation and Open Network Biology. She completed her Ph.D. and law degrees at Stanford University. Her Erdös Number is 3.

If you experience any technical difficulties with this video or would like to make an accessibility-related request, please send a message to digicomm@uchicago.edu. The third session of Equity and Choice in Health Care Access, a conference in celebration of the 50th anniversary of the Center for Health Administration Studies (CHAS) at the University of Chicago School of Social Service Administration, was entitled, “Is the Health Care System More Equitable and Fair under the ACA?” and included two speakers and a respondent. The second speaker was Norman Daniels. His talk focused on efficiency as an ethical concept, health equity, unauthorized immigrant access to insurance, and affordability of insurance. Bio: http://hsph.harvard.edu/norman-daniels

If you experience any technical difficulties with this video or would like to make an accessibility-related request, please send a message to digicomm@uchicago.edu. The third session of Equity and Choice in Health Care Access, a conference in celebration of the 50th anniversary of the Center for Health Administration Studies (CHAS) at the University of Chicago School of Social Service Administration, was entitled, “Is the Health Care System More Equitable and Fair under the ACA?” and included two speakers and a respondent. The second speaker was Norman Daniels. His talk focused on efficiency as an ethical concept, health equity, unauthorized immigrant access to insurance, and affordability of insurance. Bio: http://hsph.harvard.edu/norman-daniels