Podcasts about PUA

苦情教育，可以说是中国式家庭最大的PUA。

The moment we realized “liquidity” isn't a theory Thirteen years ago, Lucas and I thought we were being responsible by storing a lot of our capital in gold and silver. It felt safe. It felt timeless. It felt like the kind of move people make when they're thinking long-term. And then we needed cash. https://www.youtube.com/watch?v=M3go-H641ZU Not someday. Not “in retirement.” We needed liquidity for real life—building a business, making decisions, moving when opportunities showed up. And in that moment, we learned something the hard way: an asset can be valuable and still be a terrible place to store accessible capital. The spot price was down. We had to sell at the wrong time, and that's when the question got painfully simple: Where do you store capital so you can access it when you want it—without losing control, without begging permission, and without being at the mercy of timing? That question is what led us to build what we now call our family banking system—and in this Part 6 case study, we're pulling back the curtain again. In this Marshall Family Banking System Case Study: In-Force vs Original Illustration (Part 6), Bruce Wehner and I walk you through the real mechanics: premium paid, cash value, loan availability, in-force illustrations, original projections, and what actually changed over time. The moment we realized “liquidity” isn't a theoryWhat you'll learn from this Marshall Family Banking System case studyWhat is a family banking system?Why we started: liquidity, then legacyFamily banking system case study: our “13-year” system with a reset (1035 exchange)Premium paid vs cash value: the real numbers (round terms)Cash value vs loan value in a family banking system“Do you still earn dividends with a policy loan?”How a family banking system works year-to-year: the numbers keep risingIn-force illustration vs original illustration: why our numbers changedWhy illustrations change (dividends change)The compounding effect: what changed by age 75Break-even in a family banking system: what it means and what it doesn'tWhat's inside an annual statement: dividends, PUAs, and how death benefit risesPaid-up additions rider (PUA) and compoundingDirect vs non-direct recognition: what to knowAnnual premium payment and “premium refund”: a detail most people missThe core mindset shift: this is about control of capitalWhat this Part 6 case study provesListen to the full episodeFAQWhat is a family banking system?Is a family banking system the same as Infinite Banking?Why pay whole life premiums annually in a family banking system?When does a family banking system using whole life insurance break even?What is a whole life insurance policy in-force illustration?Why does a whole life insurance policy's in-force illustration differ from the original illustration? What you'll learn from this Marshall Family Banking System case study If you've ever looked at a whole life insurance illustration and wondered, “Can I trust these numbers?” you're not alone. And if you've ever asked: “What happens to cash value when you take a policy loan?” “Do you still earn dividends with a policy loan?” “How do I compare an in-force illustration vs original illustration?” “When does a family banking system break even?” …then this article is for you. This is Part 6 in our series, and it's designed to help you understand how a family banking system works using real policy performance—not theory, not hype, and not marketing claims. Here's what you'll gain by reading: A clear picture of family banking system with whole life insurance and why we use it What our numbers look like (in round terms) after years of funding The difference between cash value vs loan value (and why that matters) Why in-force results can differ from the original illustration How dividends changing over time can materially impact long-range projections Why we're still committed—and why this is about control, not “rate of return” What is a family banking system? A family banking system is a capital control system—built to give your family a dependable place to store cash, grow it steadily, and access it on demand. Bruce and I both see this with families every day: the biggest stress isn't usually “investment performance.” It's capital access. It's the ability to make a decision when life happens—without panic, without selling assets at the wrong time, and without losing future opportunity because you couldn't move quickly. For us, our family bank is built on whole life insurance cash value from a mutual company, structured intentionally for: Liquidity and access Predictable growth (guarantees + non-guaranteed dividends) A growing death benefit for multi-generational wealth The ability to borrow against the policy while the cash value continues to compound And I want to say this plainly: this is not an investment.This is savings. This is capitalization. This is a financial foundation from which you can invest with confidence. That distinction matters. Why we started: liquidity, then legacy We started this journey because we needed liquidity. Later, we realized something deeper: a family banking system is not just about “having cash.” It's about building a structure that can last. After my near-death experience, our perspective on money and estate planning shifted permanently. We began asking a different question: What would it look like to leave our children more than money—while also leaving them a financial system that works? That's where the multi-generational aspect of this became central. Lucas said it simply in the episode: it's for now and for the future. Family banking system case study: our “13-year” system with a reset (1035 exchange) One important clarification: when we say “13-year update,” it's because the concept has been in our family for 13+ years. But the specific policies we're showing in this case study are newer because we did a 1035 exchange—moving cash value from one policy to new policies. That move effectively hit a reset button in terms of what you'll see on the current policy timeline. So while the family banking system is 13+ years in, these particular contracts are five policy years into the current structure. That matters, because a lot of people look at year 1–5 and get discouraged. In early years, policies have costs, and break-even in whole life insurance doesn't happen immediately. But “break-even” isn't the only goal—and really it's not even the most important measurement. Premium paid vs cash value: the real numbers (round terms) Let's make this tangible. At the time we pulled these figures (Watch the YouTube video to see all the numbers): We had paid a little over $300,000 in total premium into the two policies Our total cash value (if we paid off the outstanding loan) was roughly $282,000 The amount we could access as a loan (if we paid off the outstanding loan) was roughly $260,000 We currently had a policy loan of about $48,000 With that loan in place: Cash value showed lower (because of mechanics like premium refund timing and reporting) The available loan value was lower (because part of the cash value is collateralized by the loan) Here's the key takeaway for your own family banking system with whole life insurance: Cash value vs loan value in a family banking system Cash value is the pool. Loan value is how much the company will allow you to borrow against that pool. When you take a policy loan, you are not “withdrawing” your cash value. You're using the insurance company's money and collateralizing your cash value. That means: Your cash value can keep compounding You can repay the loan and free up borrowing capacity again You are not interrupting the internal growth the same way you would if you pulled money out of a bank account Bruce made this point clearly: banks stop paying you interest on money you remove. With policy loans, the system behaves differently because you're borrowing against the reserve, not pulling your capital out. “Do you still earn dividends with a policy loan?” In our case, yes—because our company is non-direct recognition. That means the company does not reduce the dividend crediting due to the presence of a loan. (Some companies do recognize the loan and adjust dividends; those are direct recognition companies.) Bruce's point was balanced, and I agree: it's not that one is “good” and the other is “bad.” There are tradeoffs. There are no solutions—only compromises. But you need to understand which kind you have, because it affects how policy loans show up in performance over time. How a family banking system works year-to-year: the numbers keep rising One of the most encouraging things we've seen is simple: The amount we can borrow has continued to increase year after year. A family banking system is not built for bragging rights. It's built for usability. The question isn't “What's the highest theoretical projection?”The question is “How much capital can I access when I need it—without breaking my plan?” When you consistently fund a system, you build a growing reservoir of capital that you control. This is why we call it an “emergency/opportunity fund.” It's there for emergencies and opportunities. In-force illustration vs original illustration: why our numbers changed Now let's get to the core of this Part 6 case study: Marshall Family Banking System Case Study: In-Force vs Original Illustration (Part 6) is about comparing the illustration you get when you start… versus the illustration you get after real years of performance. Here's what we showed: The original illustration used the dividend crediting rate at the time the policy was issued and projected it out to age 121.

职场新人遭遇“军规式”管理，不准染发、升职被暗中架空？当00后遇上90后领导，谁对工作更“认真”？真实故事，现场开聊。大家好，兔子洞播客继续更新，今天我们请到了一位00后朋友跟大家聊聊她最近在职场上遇到的一系列“霸凌”事件，以及她是如何应对这些事件的，本期节目是上半期。录制：姚垚、H、晨伦剪辑/后期：晨伦欢迎大家收听、订阅、赞赏。如果大家有任何想法或意见建议，欢迎在节目下方留言。以下大纲由AI生成，仅供参考：02:31 公司规定与个人价值观的冲突：烫发染发是否应该被限制？04:32 他不喜欢他的工作，原因让人啼笑皆非，原来是被烫发伤害过！08:54 职业选择与目标的差异：一个人的坚持与公司的期待13:20 公司内薪资不合理？大领导的升职给团队带来什么影响？17:48 尴尬的局面：领导团建中的微妙关系引发的困惑与纠结22:15 W领导的宣布背后：公司的态度还是个人行为？26:43 PUA话术背后的真相：揭开谎言与人性的层幕31:10 新来的男同事成为小组组长，我们给他起个代号吧！35:39 业务推进中的人际关系：鼠哥与W经理的搭档关系解析40:05 场面陷入尴尬，众人沉默两分钟，随后出现的领导团化解了局面44:32 公司内部沟通与协作的问题：鼠哥、鼠弟和账号运营的工作交叉48:59 公司文化的诡异与个人成长的思考：辞职是否是最佳选择？

Marquett And CGA discuss the redpill, Women and Surrogate Fathers

We learn about Tola ben Pua from the tribe of Issacher, and Yair HaGiladi from Menashe

32 岁程序员周末晕倒后猝死，抢救期间曾被拉入工作群…这位高姓程序员的日记中写道“努力努力再努力”……从当年的996事件到007，过劳的程序猿们成了本地职场牛马们最具代表性的群体，但其实比他们更危险更惨的大有人在，比如设计尸、所谓的经理、主管、运维、业务员，还有流水线上的奴隶、工地上的牛马、往来于城市商圈卖场餐厅的司机、快递、外卖与服务员、哪怕是看似稳定实则长期与疲劳和抑郁抗争的教师、医生和那些体制内纯底层，大家都工作在危险的边缘，我们分不清自己到底是在打拼生活，还是努力去屎？在如今这样的经济形势与权力金字塔结构下，工作环境越来越恶劣，PUA已经算是文明的管理手法，歌颂苦难搭配残酷的末位淘汰，35岁斩杀，不想干就滚粗，远比传说中旧社会里与井外资本家残忍的多，工会？在本地它主要是用来负责鼓励你加班，劳动法还不如麦当劳对我们的安慰作用大，我们的权益如何维护？谁能维护？这次，电影真探赶在myclub关停之前，和大家认真聊聊这一沉重的话题，作为牛马的你不应该再当哑巴，请说出你的亲身经历与那些无法磨灭的记忆。

What's the best way to design an infinite banking policy? In this video, Brent Kesler, founder of The Money Multiplier, joins Caleb Guilliams to break down whole life insurance designs for infinite banking, specifically comparing 40/60 vs 80/20 policy structures and Nelson Nash's original intentions. The discussion also includes a debate on term riders, when they help, when they hurt, and how they affect infinite banking strategies over time. Watch the First Interview with Brent where he explains how he paid off $1M in debt in 2 years - https://youtu.be/cHTmpSU-nzQ Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 Introduction 01:50 Infinite Banking and Debt Payoff Strategy 02:07 Changes to Infinite Banking 03:30 The "Nelson Plan" (40/60) 04:12 Policy Design Philosophy: Base, PUA, and Term Riders 05:01 Long-Term Efficiency and Base Premium 05:57 MEC Limit and Term Riders 06:59 Base, PUA, and Term Riders Definitions 12:00 Higher Base vs. More PUA 18:25 Flexibility in PUA Riders 19:19 Starting Additional Policies 20:40 Rule of Maximizing Current Policies 23:07 Adjusting Premiums on Multiple Policies 27:19 Minimum Premium and Income Ratio 28:34 The "10 Times Your Age" Rule 29:27 Tax Liability 35:46 Death Benefit, Rate of Return, and Financial Mindset 38:03 Internal Rate of Return (3.5% to 5%) 39:45 Actual Rate of Return vs. Average Rate of Return 42:28 The Value of Convertible Term Insurance 43:36 Human Life Value vs. Starting Small Whole Life Policy 47:14 Life Insurance as the Only Guaranteed Payout Insurance 48:53 Buying Cars and Using Other People's Money 49:18 Separating Policy Growth 51:54 Using Bank's Money for Investments 54:34 Danger of Using Banks if Undisciplined ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

从东北农村走出的鑫博，小时候在贫困环境下长大，这种的生活让他特别会观察身边的小事。大学毕业后，他先去矿务局上班，奈何这份工作之路并不一帆风顺。之后他干了十年销售，天天应酬却被领导PUA，于是转行去做脱口秀。在杭州的时候，他为了能上台，一天跑13场演出，从无人问津到压轴登场。“共享单车段子”打磨一年半，专场《发现丑的眼睛》让观众笑到酣畅。他坚持用第一视角创作，让每个普通人都能在段子里看到自己。他的脱口秀充满了对生活显微镜般的观察，他的创作理念是“为人民服务”，而他的故事更是让人回味无穷～更多精彩内容，欢迎收听本期节目~主播 / 相征嘉宾 / 鑫博音频后期 / 陆凯BBBBUDDHA音频上传 / 恬恬-本节目由深夜谈谈 Midnight Network出品 -Timeline:00:06:31 把“梗”的密度做到极致00:07:33 活得心安很重要00:29:48 这可能是2025最好笑的段子之一00:44:03 就是“不服”00:58:44 叛逆期有点漫长01:11:16 开始压轴之后觉得“立得住”了01:18:10 素材的积累是最核心的环节01:24:44 对前辈最好的致敬是超越01:30:42 没有“讽刺”怎么做喜剧呢？01:36:44 在“真实”的基础上再玩儿“飞的”01:47:52 迭代是必然的01:59:20 聊点儿行业观察02:08:32 张蔷 - 别再问我什么是迪斯科生活太卷？工作太累？琐事太多？别慌！「伏藏紫檀五股降魔杵」来了！「大内密谈」人气玄学嘉宾张无梦特别推荐专治各种不服！你的“佛系”生活必备神器！微信小程序搜索「大内夜市」即可购买！时间不只是数字，更可以是故事。大内夜市新上架「周周有神」神话艺术历，把你的2026年变成一本可以翻的神话书！从执掌财运的财神到启迪智慧的文曲星，每周一位专属守护神陪伴你的日常。微信小程序搜索「大内夜市」即可购买！大内夜市近期上新！大内人气玄学嘉宾张无梦为女性量身打造4款文玩手串，旺金财运、金玉良缘、扶摇直上、顺遂安然，电子木鱼弱爆了！物理配饰积功德，玄学朋克，硬核转运！微信搜索「大内夜市」即可购买！深夜谈谈播客网络旗下播客：大内密谈、枕边风、空岛、随便聪明、淮海333-你还可以在这里找到我们：小红书：@深夜谈谈、@相征terry、@miyaB站：@大内密谈midnightalks视频号&抖音：@深夜谈谈微博：@大内密谈微信公众号：大内密谈商务合作邮箱：biz@midnightalks.com加听众群：加深夜谈谈子微信（微信号:SYTT-midnightalks）并回复【听众群】即可进群。

HTT.130 时光流逝，面包依旧难做────────── 节目简介 一年内咖啡，料理相关的Update────────── 参与人员 骨科，07────────── 时间轴 00:00 一年回血报告：咖啡设备迭代史＋磨豆机=保值茅台？ 03:30 C40/C60神话：二手零折旧，国产平替还在PPT 07:51 锥刀out！平刀上岗——残粉少才是社畜的早八救星 12:21 冬天静电地狱：花洒秒变“防静电喷雾” 15:08 冰箱门磁吸塑料罐——玻璃罐退休仪式 20:41 单剂量改造：磨豆机瘦身＋金属盖防飞粉 24:23 带弹簧手柄＝失败率-50%，星路咖啡快打钱 26:56 50元USBC电子秤：颜值即正义，误差在±1g内 31:58 双屏流速计幻灭：粉水比与流速不可兼得 35:46 3分钟卡布奇诺：手掂奶量＋有底手柄=上班不迟到 41:43 聪明杯退群！直接杯泡沉淀法——懒人手冲终点 47:13 金属滤网vs纸滤网＋大功率吸尘器清粉终极方案 53:27 豆价&设备成本复盘：如何在通胀中喝出ROI 58:10 城市荒野求生：楼道3D打印花盆&自动补水懒人盆 01:03:28 绿化带挖土教程＋水培罗勒=无限续杯青酱 01:09:24 从零到一柠檬&咖啡苗：价格刺客催生阳台经济 01:14:35 迷你菜园&自动滴灌：社畜出差也不误收成 01:22:13 厨房套娃：希腊酸奶→乳清→奶酪→玛格丽特披萨 01:26:00 盐对面筋的PUA：晚加盐=少粘手+不塌架 01:32:25 隔夜冷发酵：塑料盒=不粘神器，珐琅锅当场去世 01:39:02 面包刺客vs意面平价：出差党被迫米饭模式 01:45:03 带饭经济学：热水炉恒温饭盒+一锅出营养配比 ────────── 电台介绍 《GG Channel 我们不止聊动漫！》 一档ACGN爱好者喝茶聊天，讨论各种各样二次元相关话题的动漫电台，尝试去探索声音与ACG的各种可能以及看法。欢迎在网易云音乐、Apple Podcast、小宇宙、Bilibili、喜马拉雅等平台订阅收听。 ────────── 联系方式 QQ交流群：553943741 想要合作or成为我们中的一员： QQ：745977248 邮箱：GukeDeutsch@icloud.com

In this episode, we ask: Would you like the option to add an extra bedroom or bathroom to your house? Would you like a blueprint for maximizing your policy's potential? Would you like to hear Episode 142? What is the minimum annual premium due on the PUA rider? What happens to the paid up additions...

本期我们请来了在纽约工作的“四大老朋友” 咩咩 —— 两个男孩的宝妈、十几年跨公司经验的会计职场人。 她会非常赤裸、非常真诚地分享一段从 原生家庭隐形 PUA → 职场被上司打压 → 深度抑郁 → 觉醒与重建 的完整历程。欢迎大家观咩咩的小红书账号："纽约(前)打工人reset日记"，更多干货等着你。一起聊到：为什么**“我不够好”**的种子，其实很早就在童年被种下东亚小孩从小被“有条件的爱”养大，长大后为什么更容易掉进被操控的关系职场 PUA 上司的典型套路：先捧高再打压、时冷时热、让你永远怀疑自己裸辞之前，她经历了怎样一段：外面是蓝天，心里却只有黑暗的日子作为妈妈，她如何在养育中 打破代际循环，一边育儿一边自我疗愈ADHD、高敏感体质、过度共情：为什么有些人“天生”更容易被 PUA当你发现自己身处一个让你不断怀疑自我价值的环境时，离开是不是一种勇敢的选择？如果你曾经：总觉得“我不配、我不够好、我只是运气好”很怕让别人失望，一直在讨好、取悦、证明自己在职场被上司反复打压，却迟迟不敢离开当父母后，害怕孩子重走自己的路希望咩咩的故事，可以让你知道：你没有问题，你值得被好好对待。01:30｜嘉宾咩咩登场：纽约会计人、两个男娃的宝妈05:00｜一切从原生家庭开始：有条件的爱与“我要配得上被爱”10:20｜职场 PUA 上司的完整套路：先捧高再打压13:30｜辞职的那一刻：钱和情绪价值都拿不到，我为什么选择走16:30｜做妈妈之后：在孩子身上完成一次“重生”和代际修复23:00｜抑郁长什么样：外面是蓝天，内心却只有黑色29:30｜ADHD、高敏感与“特别容易被 PUA 的体质”34:30｜情绪边界课：不过度负责别人的感受41:45｜从叛逆少女到“别人家的女儿”：外部认可的成瘾性47:45｜如何识别 PUA 老板？当你开始持续怀疑自己时50:30｜咩咩送给听众的一句话：Love yourself，别的都是多余的

/Summary别人去狂喜是交朋友的，我是去上货的。今年最后这一个多月，本期节目还是来自狂喜播客节如果职场不能说谎，世界会变好吗？/Show Note02:00 思维体操，想象和推理的越野挑战——沙丘研究所的思考实验项目05:34 职场中的“五晃”现象：坦诚与保护隐私的平衡之道11:11 数据膨胀与行业规则：理解播客行业的好处与挑战16:47 数据透明与秋读困境：探讨诚实与成功的挑战22:24 职场中的说谎：保护自己的方式还是不利因素？28:00 职场中的竞争与自我价值：倒茶与PUA的关系探讨33:36 探讨内化机制对个人情绪价值的影响：权力、崇拜和讨好现象的解析39:11 职场中的女性困境：不公平与挑战并存，如何应对？44:47 组织效益与个人发展：人际关系与企业运作的分离现象50:23 如何在经济下行的条件下选择团队成员？重要的是能力还是人际关系？56:01 语言中的隐喻：探索模糊性与表达效率的关系01:01:38 职场中的牛马：探索正义与个人选择的边界/Staff主播 | 赵智沉、繁繁饭饭、Becky、罗叔 制作 | 燃烧吧罗叔文案 | 燃烧吧罗叔后期 | FirePod莎莎日程 | 腿哥/BGM ListRiding with the King念念 罗叔/Contact新浪微博：@燃烧吧罗叔抖音：燃烧吧罗叔公众号：头号玩家toGo合作微信： luoyoucai

=== SNIPPETS FROM THE SUMMIT === We all know the "underground society" of pickups artists is LONG gone. Or is it? Some say they simply moved their sentiments over to the #MGTOW or "red-pilled" movements, hoping to fly under the radar with a rebrand. But I'm not so sure about that. After all, lately I've been hit with requests to pitch you guys on "new" products that look and feel exactly like something out of 2008. Could it be there's a belief out there that the new generation of guys will respond to exactly what the last generation did? Well, I personally believe a LOT has changed out there, and with it must come a true evolution of the PUA mindset...especially when it comes to what has been known as "night game". Have the newest, state-of-the-art advantage with women...right there on your phone: https://mountaintoppodcast.com/vamanos === HELP US SEND THE MESSAGE TO GREAT MEN EVERYWHERE === Snippets From The Summit are all about completely original ideas for success with women that also happen to be extemely effective...and actionable. If you love what you hear, please rate the show on the service you subscribed to it on (takes one second) and leave a review. As we say here 

In this episode of Dashu Mandarin, we talk about PUA, short for Pick-Up Artist. In Chinese, this term has changed from meaning “flirting skills” to describing toxic emotional control in relationships. Through this real-life topic, you'll improve your Chinese listening, learn authentic expressions, and understand modern Chinese culture and psychology. Join us to explore how language reflects emotion, power, and human connection, all in natural, easy-to-understand Mandarin.

 “It's not the math. It's the mindset.” When Bruce recorded this episode solo, he opened with something we've learned after thousands of client conversations: the biggest Infinite Banking mistakes aren't about policy illustrations or carrier choice. They're about us—our habits, our thinking, and the quiet patterns we bring to money. https://www.youtube.com/live/tvSGb9GkRG4 I remember Nelson Nash repeating, “Rethink your thinking.” That line annoys the part of us that wants a clean spreadsheet answer. But it's also the doorway to everything you actually want—control, peace, and a reservoir of capital that serves your family for decades. In today's article, I'm going to unpack those human problems—Parkinson's Law, Willie Sutton's Law, the Golden Rule, the Arrival Syndrome, and Use-It-or-Lose-It—and connect them to the most common Infinite Banking mistakes we see. Most importantly, I'll show you the behaviors that fix them.  “It's not the math. It's the mindset.”What you'll gain (and why it matters)Infinite Banking Mistakes #1 — Treating IBC like a sales system, not a lifelong conceptInfinite Banking Mistakes #2 — Short-term policy design (and base vs. PUA confusion)Infinite Banking Mistakes #3 — Misunderstanding uninterrupted compoundingInfinite Banking Mistakes #4 — Ignoring the five human problems Nelson taughtParkinson's Law: “Expenses rise to equal income”Willie Sutton's Law: “Money attracts seekers”The Golden Rule: “Those who have the gold make the rules”The Arrival Syndrome: “I already know this”Use It or Lose It: “Habits decay without practice”Infinite Banking Mistakes #5 — Forgetting that illustrations aren't contractsInfinite Banking Mistakes #6 — Not paying policy loans back (on purpose)Infinite Banking Mistakes #7 — No written strategy or scorecardListen To the Full EpisodeBook A Strategy CallFAQsWhat are the most common Infinite Banking mistakes?Should I prioritize PUAs or base premium to avoid Infinite Banking mistakes?Do I have to repay policy loans in Infinite Banking?How does Parkinson's Law cause Infinite Banking mistakes?Are policy illustrations reliable for Infinite Banking decisions?What did Nelson Nash mean by “think long range”?How do taxes relate to Infinite Banking mistakes? What you'll gain (and why it matters) If you're new here, I'm Rachel Marshall, co-host of The Money Advantage and a fierce believer that families can build multigenerational wealth with wisdom, not stress. The primary keyword for this piece is “Infinite Banking Mistakes,” and we're going to name them, explain why they happen, and give you practical steps to get back on track. You'll learn: Why behavior beats policy design over the long term How short-term thinking shows up in base/PUA decisions The right way to think about uninterrupted compounding How to use loans and repay them without sabotaging growth The five “human problems” Nelson warned us about—and how to overcome them If you can absorb the mindset, the math becomes simple. If you skip the mindset, no design hack will save you. Let's go there. Infinite Banking Mistakes #1 — Treating IBC like a sales system, not a lifelong concept The mistake: Looking for a quick fix—“set up a policy, borrow immediately, invest, done”—and calling it Infinite Banking. Why it happens: Our culture loves shortcuts. We're used to products, not principles. But IBC isn't a product; it's a way of life. Nelson was explicit: it's not a sales system. When we treat it like a gadget, we ignore the behaviors that made debt a problem in the first place. What to do instead: Adopt a long-range view. Commit to capitalization for years, not months. Build rhythms. Premium drafting, policy reviews, loan repayment schedules. Measure behavior. Not just cash value growth; also repayment habits, added PUAs, and opportunity filters. Infinite Banking Mistakes #2 — Short-term policy design (and base vs. PUA confusion)

Co-Host George Dubec (https://mountaintoppodcast.com/networker) What if you could leverage your entire social network to find women to date? Or even your future wife? We're not talking about your aunt Gertrude setting you up with her friend's "nice" daughter here, for sure. My first-time guest George Dubec has developed what he calls the Referral Matchmaking System, and it's like being a "connector" on steroids. While talking about that is way too much fun in and of itself, we kick off the episode with war stories from when George was a classic ladies' man, long before the PUA movement was even thought about. He had the Saturday Night Fever clothes and the Smokey And The Bandit car. How much of his "old school" strategy still applies today? More than you think. For example, wait until you hear his answer to women showing up on dates with a bunch of endless Q & A. And what about chemistry? George has an interesting definition for that, as far as male/female interaction is concerned. Next, George talks about what he calls "The Love List". And it looks like we just coined "The Wingman Workshop" right after that. Next, we talk about the weirdest version of "approach anxiety" that's very real, but which nobody ever talks about...and yes, it has everything to do with social networking. And who exactly should we let "network" us into a date? There's a clear answer to that one. Have you checked out the official X & Y Communications dating advice chatbot yet? https://vamanos.chat === HELP US SEND THE MESSAGE TO GREAT MEN EVERYWHERE === The show is now available as a VIDEO version on YouTube. For some reason, the episodes seem funnier...if a bit more rough around the edges. If you love what you hear, please rate the show on the service you subscribed to it on (takes one second) and leave a review. As we say here in Texas, I appreciate you!

You want to build cash value with whole life insurance, but you're not sure how paid-up additions actually work. This episode breaks down the fundamentals of paid-up additions riders and why they're essential for cash accumulation. We explain the difference between having a PUA rider and actually using it effectively. You'll learn why a policy built for strong cash performance must have a paid-up additions rider. We walk through real examples comparing policies with different premium allocations to show you the dramatic difference in cash value growth. You'll see how splitting your premium between base whole life and paid-up additions can make you cash positive years earlier. We cover the flexibility benefits that come with PUA riders, including the ability to adjust payments and withdraw cash when needed. You'll understand the limits on paid-up additions and why insurance companies restrict how much you can contribute. We also address common misconceptions about dividend options versus actual PUA riders. The episode includes a discussion of high early cash value products and why they typically underperform optimized PUA strategies in the long term. You'll receive practical guidance on how to determine if your current policy includes a PUA rider and whether you're utilizing it effectively. _______________________________ Ready to optimize your whole life insurance for maximum cash accumulation? Visit theinsuranceproblog.com and contact us to discuss your specific situation and goals.

What happens if you can't afford your whole life insurance premium anymore? It's the most common concern when people design large policies for Infinite Banking: "I don't want to pay this huge premium until I'm 95 years old." The truth is, once you understand what premium is doing for you—building momentum, creating guaranteed growth, and establishing your family banking system—you won't want to stop. But life happens. Income disruptions, career changes, or simply changing priorities might make you reconsider. That's why understanding your contractual rights matters. There are five distinct options when you can't or won't continue paying premiums, and most people only know about the worst one: surrendering for cash. This episode breaks down all five options, from the contractual non-forfeiture provisions required by state law to the optimal strategy that lets your policy sustain itself. We explain extended term insurance, reduced paid-up insurance, automatic premium loans, and the dividend payment strategy—plus why working with an authorized IBC practitioner ensures you actually have access to these options. The goal isn't to plan your exit from day one, but to understand the full contract you're entering and know you have control no matter what happens.Chapters:00:00 - Opening segment07:00 - Introduction to non-forfeiture options and PUA  10:00 - Four contractual non-forfeiture options overview  11:20 - Cash value refresher13:00 - Net present value14:40 - Dave Ramsey's misrepresentation   17:50 - Company exposure and why cash value grows over time  18:55 - Option 1: Cash surrender value (closing the policy)  20:30 - Option 2: Extended term insurance explained  25:45 - Option 3: Automatic premium loan (APL)  27:00 - When APL makes sense: income disruption scenarios  32:00 - Base premium vs. total premium: What you actually need to sustain  35:00 - Option 4: Reduced paid-up insurance (RPU)  36:25 - Why you can't RPU before year seven (MEC rules)  42:15 - How using dividends changes projections  44:50 - Option 5: Using dividends to pay premiums (the optimal strategy)  48:05 - Keeping premium door open  52:00 - Protection and savings before speculation  54:10 - Keeping the wall between savings and investments  56:30 - Final thoughtsKey Takeaways:- Cash surrender value is not separate from death benefit—it's your equity in the future payment at present value- There are 5 total options when you can't pay premium: 4 contractual non-forfeiture options plus the dividend strategy- Cash surrender (Option 1): Walk away with equity, lose all coverage—least recommended option- Extended term insurance (Option 2): Same death benefit dollar amount, reduced timeframe based on cash value- Reduced paid-up insurance (Option 3): Same timeframe (whole life), reduced death benefit, no future premiums required- Automatic premium loan (Option 4): Company loans against cash value to pay base premium automatically- Dividend payment (Option 5): Use policy dividends to pay base premium—the optimal approach for mature policies- Not all whole life companies support optimal IBC design—must have PUA riders available- Work only with Nelson Nash Institute authorized practitioners to ensure proper policy structure- Goal is never to stop paying premium once you understand what it's doing for your family banking system- Your whole life policy should be the asset you understand most completely before signingGot Questions?Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !Visit https://remnantfinance.com for more informationLow Stress Trading: https://remnantfinance.com/options  FOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE

EP835: It's fall break and a TCB Classic is the perfect compliment to your kids driving you crazy! In the questions today? WWZD (What Would Zan Do?) is an event put on by TCB favorite PUA, Zan Perrion. In this episode from 2023, the duo review a rather lengthy video of Zan sharing about his seasonal depression, falling book sales and his "whatever" chakras. It's peak Zan! TCB Tunes: My Starbuks Boyfriend Watch the ORIGINAL EP #437 on YouTube! Text us or leave us a voicemail: +1 (212) 433-3TCB FOLLOW US: Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠youtube.com/thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tcbpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.tcbpodcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CREDITS: Hosts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bryan Green⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ &⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Krissy Hoadley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Executive Producer: Bryan Green Producer: Astrid B. Green Voice Over: Rachel McGrath TCBits & TCB Tunes: Written, Voiced and Produced by Bryan Green. Rights Reserved To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

EP835: It's fall break and a TCB Classic is the perfect compliment to your kids driving you crazy! In the questions today? WWZD (What Would Zan Do?) is an event put on by TCB favorite PUA, Zan Perrion. In this episode from 2023, the duo review a rather lengthy video of Zan sharing about his seasonal depression, falling book sales and his "whatever" chakras. It's peak Zan! TCB Tunes: My Starbuks Boyfriend Watch the ORIGINAL EP #437 on YouTube! Text us or leave us a voicemail: +1 (212) 433-3TCB FOLLOW US: Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠youtube.com/thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tcbpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.tcbpodcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CREDITS: Hosts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bryan Green⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ &⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Krissy Hoadley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Executive Producer: Bryan Green Producer: Astrid B. Green Voice Over: Rachel McGrath TCBits & TCB Tunes: Written, Voiced and Produced by Bryan Green. Rights Reserved To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

✨梅姬老師塔羅牌課程網址： https://maggietarot.com/ 限量優惠碼「好窩350 」可折抵$350 --- 上集久違的「瘋」中奇緣大受粉絲好評，塔羅占卜角度＋多年算牌經驗的梅姬老師貢獻超多瘋到天邊的故事，相信大家聽不過癮吧？下集就讓我們聚焦在「恐怖情人」上！恐怖情人的牌面為何？現實生活中又會做出什麼樣驚悚的事？而算命、占卜，又能渡恐怖情人為正常人嗎？ ✨本集精華✨ ✔️恐怖情人怎麼勸？要能好聚好散還會令人困擾嗎？！ ✔️無法控制的控制狂，明明交往多任卻只有一個下場 ✔️大年初二，媽媽接到的觸霉頭來電 ✔️算個牌怎麼這麼難，要當客人的朋友又要當辯護律師～ ✔️勸人也得有技巧，講到嘴角起泡只為渡你此劫 ✔️占卜師不想說的話，通常都怎麼說？ ✔️如果天機不可洩露，怎麼會讓我知道？ ✔️精采必聽！開業多年最獵奇的瘋人瘋事 ✔️說謊成精 v.s. 劈腿成性，戀愛裡的矛盾大對決 ✔️奇葩到難以超越的瘋中奇緣～梅姬老師線上課折扣碼這邊領 好窩信箱歡迎投稿你的疑難雜症：wellwuo@gmail.com 寵物溝通師Leslie IG：Leslietalk2animals 寵物溝通師維尼 IG：purringtalk 歡迎來找窩們玩～～～ -- Hosting provided by SoundOn

Visit our website:https://www.thewealthwarehousepodcast.com/This week, Dave and Paul unpack a common client question: “What should I do with a windfall?”Drawing from a recent mastermind with fellow IBC practitioners, they compare strategies for deploying a large lump sum while keeping smart liquidity: one-time PUA lump sums, using a Premium Deposit Fund (PDF Max) to prepay years of premiums, and sequencing dollars so outside cash flows (like note income) auto-fund new policies.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Teaser & open1:18 - Episode beginning, remembering Charlie Kirk6:59 - Design ideas and real numbers12:11 - Scheduling premiums13:36 - Mastermind case: $700k home-sale windfall14:38 - Option 1: Large PUA lump sum18:05 - Option 2: PDF Max23:04 - Option 3: Sequence the dollars25:43 - Policy age = more flexibility; job-loss scenarios without surrenderingABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

Visit our website:https://www.thewealthwarehousepodcast.com/This week, Dave and Paul bust a big myth about whole life: that premiums are rigid forever.They break down base (required) vs. PUA, Paid-Up Additions (flexible), why both buy death benefit, and how to use a floor-and-ceiling model to fund smart in tight months or boom years.You'll hear how dividends typically route to PUA, how to check extra LPUA room without triggering MEC, why loans don't “increase” growth, and how convertible term preserves future capacity as your income rises.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Teaser & open3:06 - Premium flexibility myth6:19 - Base vs. PUA9:40 - Cash value = ownership10:59 - Dividends → PUA15:10 - Floor & ceiling funding16:37 - Year-two: pay base, drip PUA20:00 - Extra PUA + MEC check23:50 - Convertible term runway30:38 - Sign-offABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

一筆變色，創意無限！雄獅神奇變色筆—10 色彩筆 + 2 支白色魔法筆，讓顏色變化像變魔術般，讓孩子的創作過程驚喜加倍！安全好握、滑順好畫，親子共創、課堂教學都適用。 立即來體驗

“开一个店，其实最大的成本是……心理成本。”本期我们把“开店”的滤镜摘掉：外卖补贴到底谁买单、平台“同价规则”如何挤压利润、上线=再开 N 家店的隐性成本，以及合伙与算账的残酷细节。标题虽叫「不要开店」，并非反商业，而是用真实数字与机制提醒：如果你仍要开，也请更清醒地进入。“我觉得现在这些老板都快变成了平台的牛马了。”【本期节目你将听到以下内容】01:16 “不要开店”直球抛出；外卖对门店伤害大。03:09 外卖大战：消费者得“实惠”，商家实际要出很大一部分补贴。03:42 平台优惠多由商家自降价承担；供应链被突发大促冲击。04:22 大量订单袭来难以备货；“老板成了平台的牛马”。05:13 平台活动像“PUA”，不参加就没流量。06:25 骑手工资实际由商家“买单”；平台要求线上线下一口价→被迫做“外卖特供”。07:20 实例：同价不同质影响口碑，品牌受损。08:21 外卖策略建议：先把堂食跑通，再上外卖；不适合外送的单品保留堂食。09:04 上线=再开N家店；多平台叠加“平台税”和投流成本。09:33 “不要开店”的两层含义：别轻易开线下店，也别轻易开“线上店”。12:30 线下也离不开平台：点评/地图收录、团购/打卡、充电宝/收款码都会影响热度权重。15:09 提到美团并购点评的反垄断疑问。17:01 成本结构讨论：小店房租/装修/人工都不轻；北上港房租占比可达20%–30%。18:34 多地对比：很多地方人工占比高于房租。20:14 定价底线：毛利≥100%（10元成本至少卖20）；开店核心能力是“会算账”。24:24 心理成本才是最大成本；建议先做播客练心态/逐步抗压。26:49 众筹开店的坑：十来个人众筹酒吧，钱难回、本金打水漂。28:26 “好多人的咖啡馆”等案例：合伙人太多易失控，必须要有“主事的人”。29:51 20+合伙无合同、财务涣散，后期失序。48:36 网红探店“伪UGC”的隐性成本与精力消耗。55:40 装修与免租的心理效应；房东看好会回收自营。01:10:04 开店是多重成本叠加，加盟/多店需要人盯人跑。【本期主播】朱峰，津津乐道、科技乱炖播客主播姝琦，津津乐道、不叁不肆播客主播老段，安全出口FM主播图图，北京生存小册子、图图的图书局播客主播【制作团队】后期 / Liger、图图封面 / 姝琦监制 / 姝琦运营 / 卷圈，Sand产品统筹 / bobo【联系我们】希望大家在听友群和评论区多多反馈收听感受，这对我们来说十分重要。欢迎添加津津乐道小助手微信：dao160301，加入听友群【关于「津津乐道播客网络」】在一派纷繁芜杂里，我们为愉悦双耳而生。科技、教育、文化、美食、生活、技能、情绪……严肃认真却不刻板，拒绝空泛浮夸。与专业且有趣的人携手缔造清流，分享经历，传播体验，厘清世界与你的关系。津津乐道 | 科技乱炖 | 津津有味 | 记者下班 | 不叁不肆 | 厂长来了 | 编码人声 | 沸腾客厅 | 拼娃时代收听平台苹果播客 | 小宇宙App | 汽水儿App | Spotify | 喜马拉雅 | 网易云音乐 | QQ音乐 | 微信听书 | 荔枝FM | 央广云听 | 听听FM | Sure竖耳App | Bilibili | YouTube联系我们津津乐道播客官网 | 公众号：津津乐道播客 | 微信：dao160301 | 微博：津津乐道播客 | 商业合作：hi@dao.fm | 版权声明 | RSS订阅本节目由「声湃 WavPub」提供内容托管和数据服务支持。

This week, a new Disneyland documentary is coming, new Napa Rose details, a bunch of fun novelties are coming to the resort, go “Beyond the Spires” with Imagineering, we have the dates for the 2026 D23 Ultimate Fan Event, we talk Disneyland Rucking with David Sparks, and more! Please support the show if you can by going to https://www.dlweekly.net/support/. Check out all of our current partners and exclusive discounts at https://www.dlweekly.net/promos. News: Weeklyteers who enjoyed The Imagineering Story on Disney+ are in for a treat! This winter, Leslie Iwerks will release her new documentary “Disneyland Handcrafted” on Disney+ and YouTube. The documentary does a deep dive into Disneyland from early conception to opening day. It will include new footage never seen before during this time. Check out the trailer at the link in our show notes! – https://disneyparksblog.com/disney-experiences/disneyland-handcrafted-trailer-revealed/ The Destination D23 event started off strong with the announcement of the dated for the next D23 Ultimate Fan Event. The 2026 event will take place from August 14th through 16th, and will still be at the Anaheim Convention Center, along with the Honda Center for the largest panels. Tickets will go on sale in Spring, 2026. – https://www.micechat.com/422442-news-d23-expo-returns-to-anaheim-in-august-2026/ The Napa Rose at Disney's Grand Californian Hotel & Spa is currently under renovation. At the Destination D23 event, new concept art was shown of the reimagined space. The outdoor patio is being expanded to accommodate more guests, with lush greenery and soft lighting. Two new fireplaces will also be on the patio for guests to enjoy. Inside, the dining room will blend Craftsman style with modern California sophistication. – https://disneyparksblog.com/dlr/first-look-new-concept-art-for-napa-rose-at-disneyland/ A number of new novelty items are coming to the Disney Parks and Resorts. For Christmas, a Holiday Christmas Tree Truck Bucket will be available. Over at Trader Sam's Enchanted Tiki Bar, two versions of the Holiday Zombie Mug will scare up some fun beverages. A Monsters, Inc. Scream Canister bucket, and a Little Green Men Jetpack sipper are also coming. For Easter, a Winnie the Pooh & Piglet Spring bucket, and later next year, a Bantha sipper will be available at Disneyland and on select Disney Cruise Line ships. – https://disneyparksblog.com/disney-experiences/new-novelty-items-coming-to-disney-parks-and-disney-cruise-line/ At the Destination D23 event that was streamed for D23 Gold Members this past week, a panel called “Beyond the Spires: An Insider Look at Disney Castles” went over some little known facts about the Disney Parks castles all over the world. In addition, the 5th episode of “We Call it Imagineering” will focus on the castles, which will debut on YouTube on September 8th. For all the fun facts and links, check out the link in our show notes. – https://disneyparksblog.com/disney-experiences/disney-castles-hidden-details/ We spoke previously about Hank, the longest standing cast member at the Walt Disney Company. On August 27th, Hank received the Walt Disney Legacy Award, which celebrates the legacy of Walt Disney who exhibit three Legacy qualities: Dream, Create, and Inspire. The Walt Disney Legacy Award is given to cast, crew, and Walt Disney Imagineers worldwide who have these qualities. Hank has been a cast member for the last 62 years, starting as a Jungle Cruise Skipper in 1958. If the math doesn't add up on that, it is because Hank left Disneyland for a few years to be a Garden Grove Firefighter, before returning to Disneyland. – https://disneyparksblog.com/dlr/meet-hank-todays-longest-standing-disney-cast-member/ Fans of the animated windows on Main Street have a new display to enjoy! A new Moana-themed window, featuring Moana, Hei-Hei, Pua, Maui, the Kakamora, and Te Fiti debuted this week. In the window, Moana is sailing her boat along the ocean with Te Fiti in the background, while also being chased by the Kakamora. – https://www.micechat.com/422119-disneyland-update-pumpkins-projects-pixie-dust/ With The Nightmare Before Christmas decking the halls over at the Haunted Mansion, Madame Leota is taking the opportunity to welcome Jack Skellington to her shop at the exit of the mansion. Outside, a stack of suitcases themed to Jack, Sally, and other Halloween Town residents welcomes guests. Inside, a blue banner hangs welcoming Jack and his friends. – https://www.micechat.com/422119-disneyland-update-pumpkins-projects-pixie-dust/ Pressed penny enthusiasts will be happy to know there is a new Winnie the Pooh pressed penny machine in Bayou Country. The new machine is outside of Pooh Corner, along the walkway by the entrance to the shop. A penny is supplied for the machine, and takes cash, card and contactless payments. – https://www.micechat.com/422119-disneyland-update-pumpkins-projects-pixie-dust/ SnackChat: Parkside Market Fall Offerings – https://www.micechat.com/422119-disneyland-update-pumpkins-projects-pixie-dust/ Discussion Topic: David Sparks macsparky.com

這一集終於讓Ting好好地暢談MBTI， 歡迎有興趣的聽眾，趕快來聽聽～ 如果你喜歡或是有任何想法， 都可以盡情分享給我們！ 讓Ting知道她不孤單（哈哈哈 Let's Start！！！！！ ★ 愛的五部曲｜Chapter3：謝孟庭〈嫉得我〉，9/8（一）串流上線，晚上8點MV首播！絕對不能錯過啊～～～ ★ 陳芳語 X 陶山，全專輯已全面發行～〈As I grow Up〉ft.李杰明，歌詞版MV發行囉！快去看看！！！！ ★ 愛的五部曲｜Chapter 2：蔡永淳〈我想和你在一起〉，浪漫諾言，聽了嗎？ 歡迎可以到YouTube：陶山音樂故事 這一集的底下留言跟我們聊一聊～ 或是IG：SKRpresents 私訊我們～～～ 一起聊起來吧！ === SKR療癒你的心，我們聊起來 === - 連歌詞都能聽得出是INFJ？！有人聽得懂嗎？ - 杰明創作As I grow up時正在學”這個“ - 瘋子杰明談戀愛要斷崖式分手 - 受傷沒有那麼恐怖～ - Ting最近著迷的Youtube頻道 - Skot是隻快樂小狗 a.k.a 玻璃狗？！ - 不要PUA我，我有我的價值觀！！！！ - 陳忻玥 a.k.a 虐戀聖體！ - 突然無話可說的Bruno（傻眼 - Ting讓Vicky覺得自己不是外星人～ - E與I其實要這樣分辨，懂了嗎？ - 跟別人對話，是為了完成自己的思考！ - Lewis！！！！你聽到了嗎！！！！！！！！ - 「我不知道要講什麼...」然後講完了～ - Skot終於可以講話了！Finally！！！！！

Second year staff member, Natalia “Pua” Elias Rodriguez, talks about coming to Gold Arrow Camp from Mexico, not knowing anyone else who worked here. Pua had a rough start and talks about her adjustment and the fun, friends, and growth she's experienced at GAC. Pua has worked as a horseback riding activity counselor for the […] The post Episode 99: Pua on Overcoming Discomfort appeared first on Gold Arrow Camp - California Summer Camp and Traditional Sleepaway Camps for Children.

EP812: Bryan gets hit with the late summer virus (AKA Back to school flu!). And with RFK Jr. doing his best to make us all as sick as possible, the team has to take a day or two PTO. But fear not, TCB Classic is here to save the day! The TCBC takes us all the way to back to....January?? That's right back in the days of ole! When a man was a man and we has a functioning government. (Wow! Mr.s Show notes is spicy today!) So sit back, relax and enjoy another PUA work his way to literacy! TCBits: Crabapple's #1 Micheal Jackson Impersonator Watch EP #821 on YouTube! Text us or leave us a voicemail: +1 (212) 433-3TCB FOLLOW US: Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠youtube.com/thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tcbpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.tcbpodcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CREDITS: Hosts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bryan Green⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ &⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Krissy Hoadley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Executive Producer: Bryan Green Producer: Astrid B. Green Voice Over: Rachel McGrath TCBits & TCB Tunes: Written, Voiced and Produced by Bryan Green. Rights Reserved To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

EP812: Bryan gets hit with the late summer virus (AKA Back to school flu!). And with RFK Jr. doing his best to make us all as sick as possible, the team has to take a day or two PTO. But fear not, TCB Classic is here to save the day! The TCBC takes us all the way to back to....January?? That's right back in the days of ole! When a man was a man and we has a functioning government. (Wow! Mr.s Show notes is spicy today!) So sit back, relax and enjoy another PUA work his way to literacy! TCBits: Crabapple's #1 Micheal Jackson Impersonator Watch EP #821 on YouTube! Text us or leave us a voicemail: +1 (212) 433-3TCB FOLLOW US: Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠youtube.com/thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tcbpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.tcbpodcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CREDITS: Hosts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bryan Green⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ &⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Krissy Hoadley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Executive Producer: Bryan Green Producer: Astrid B. Green Voice Over: Rachel McGrath TCBits & TCB Tunes: Written, Voiced and Produced by Bryan Green. Rights Reserved To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

On today's episode of the Outdoor Adventure Lifestyle Podcast, Rick welcomes Camilo Ortega, an adventure guide, experience designer, and passionate advocate for responsible travel based in Colombia. Brought to you this week by The Adventure Travel Conservation Fund Facebook   Twitter   Instagram Love the show? Subscribe,  rate, review, and share! Show Notes WHAT HAPPENED: When I first met the PuA community deep in Colombia's Amazonian transition zone, I assumed I was there to help them build a tourism product. You know, offer guidance, teach best practices, maybe even map out a solid route. But instead, they taught me. About autonomy. About culture. About what happens when a community says: “We don't want to be a stop on someone's bucket list—we want this to bring our stories back to life.” They didn't want their kids leaving for the cities. They didn't want their culture watered down to a “show” for tourists. They wanted tourism to help them remember who they are. And somehow, that remembering started a revival—young people asking questions, elders teaching forgotten traditions, a weaving school reborn, and tools once lost now repurposed into privacy dividers in a jungle lodge. (Which, by the way, is way cozier than you'd think.) PRINCIPLE: It's easy to think your product or service is about solving a problem. But what if it's about helping people reclaim their identity? What if the real “success” is the impact your work has far beyond the transaction? People don't want just experiences—they want transformation. That's true whether you're guiding through the Amazon or guiding your clients through a sales process. TRANSITION: Here's the thing though... Most creators, founders, and community builders I know are so caught up in the deliverables—the steps, the logistics, the perfect pitch—that they miss the deeper reason someone says “yes.” It's not about showing off your expertise. It's about building trust by standing for something bigger than the sale. THAT'S WHY: That's why this episode with Camilo Ortega exists. Because it's not just a conversation about adventure travel—it's a masterclass in how real connection, cultural stewardship, and community-led innovation create experiences people never forget. And if you've ever felt stuck trying to “market” what you do—this might just be the reset your storytelling needs. CALL TO ACTION: If you're tired of selling services that feel flat, uninspiring, or disconnected from your bigger mission—this episode will show you what it really looks like when your product becomes a platform for change. Follow up with Camilo: camilo@colombianproject.com Website: https://www.colombianproject.com/

On the fifty-second episode of Pop Goes the Classics, Andy Atherton, Mirandia Berthold, and Steve Riddle sail the high seas and discuss the 56th Disney Animated Film, Moana. Join the trio as they discuss delving into Polynesian folklore and culture, the film landscape in November 2016, Maui being a narcissist who just wants to be loved, Moana being chosen by the ocean, the cinematography and special effects of the film, Pua and Heihei being great animal sidekicks, the abundance of Easter eggs hidden throughout the film, Mini-Maui, the great soundtrack of the film, the battles against the Kakamora and Tamatoa, the twist of Te Ka being the heartless Te Fiti, the incredible climax of the film, whether it is too soon for the film to get a live-action remake, and where the film stacks up against the other films from the decade. So join Andy, Mirandia, and Steve because they know the way and will continue their journey through the Disney Film Canon.

感情裡的種種苦難，自己遇到很怒，聽別人講就覺得有夠精采（甚至還想聽更多～）！上一集聽不夠嗎？大家都愛的感情蝦話第七彈登場～就讓被 Leslie 譽為「感情蝦爛事小北百貨」(？) 的布魯托繼續貢獻她過去那些不斷渡劫的血淚情史！ ✨本集精華✨ ✔️住校與乖乖念書完全無關～夜半有人突襲上床是哪招？ ✔️出格舉動反而留下心中烙印，孽緣的封印解除！ ✔️懂得操控人心，是為了在感情裡佔便宜？ ✔️劈腿還能理直氣壯的人格特質是？ ✔️起心動念想分手，處處都是理由 ✔️直到四十歲依舊會怕的女生類型 ✔️女校「練練手」私密畫面曝光 ✔️考驗必殺技！設下「火圈關卡」只為測真愛 ✔️明明在交往，卻得化身養成遊戲主人公努力賺錢 ✔️生活幸福美滿的人，就能安然拒 PUA 於門外？ 好窩信箱歡迎投稿你的疑難雜症：wellwuo@gmail.com 寵物溝通師Leslie IG：Leslietalk2animals 寵物溝通師維尼 IG：purringtalk 歡迎來找窩們玩～～～ -- Hosting provided by SoundOn

【本集由 遠見領導影響力學院 贊助播出】 你也有過這種感覺嗎？ 明明沒有被明說逼迫，卻總覺得不能拒絕、不能喊累、不能走人？ 以為只是多忍一下，卻不知不覺把健康、情緒、甚至自我價值都耗光了。 這集，我們不只談「有毒主管」的無理行為，更要聊：

=== SNIPPETS FROM THE SUMMIT === We're talking about how to meet women in today's brief episode. That's "women"...plural. Most of us as men have a hard enough time gathering the stones to approach and meet even one woman. But get this...after dozens and dozens of in-field Ten-Plus Live weekends with guys, it has been proven time and time again that it's actually EASIER to meet three, four or even five or six women at a time. Yes, I fully realize this flies in the face of all the PUA advice you've ever read. But not only is it true, I'm going to explain WHY...and better yet, I'll show you HOW. Check out the brand new Substack at https://mountaintoppodcast.com/substack === HELP US SEND THE MESSAGE TO GREAT MEN EVERYWHERE === Snippets From The Summit are all about completely original ideas for success with women that also happen to be extemely effective...and actionable. If you love what you hear, please rate the show on the service you subscribed to it on (takes one second) and leave a review. As we say here in Texas, I appreciate you!

本期 ChatPhD，我们把目光对准学术职场最“离谱”的那群人：数据握在手，reply 以月为单位，逼得合作项目全部超时；堵死实验设备还想让新人背锅，被当场扒出操作日志；一句“发论文＝剥削被访者”让人文社科博士自我审查到沉默……与其独自咆哮，不如拉上麦克风一起吐槽！听友现身说法，带你看尽博士与博后那些离谱操作，以及如何在迷雾里保护自己、继续科研。� 如果你正被“幽灵导师”放养、被拖延同事拖累，或被学术 PUA 逼到崩溃，这期节目就是你的共鸣现场，也是更有硬气反击实录，教你打怪通关！时间码：01:32 拖延博后的四周循环公式03:36一句“I will finish it by this evening”让summer化身“等稿石”05:393分钟就搞定的格式转化竟让同事在组会当场崩溃？06:57向上哭惨，向下秀优越，你还有两幅面孔呢？11:07同事把我当家教，你是怎么读到这的？15:06天窗你来开，救火我来救17:24我的幽灵导师：一小时答辩被拖一年19:49宣称看完材料的老板怎么连账号都还没登陆23:00操作日志助我狠狠打脸甩锅哥26:24东亚女孩好欺负？硬气拒绝职场骚扰30:59“学术资本主义”：人文社科论文的原罪39:30遇到正常同事不容易，“他们能混，你更行！”BGM：LEGAL-HIGH RG-Mix：林ゆうき

=== SNIPPETS FROM THE SUMMIT === Perhaps more than anyone else out there who talks and writes about relationships, Emily and I really advise against dating crazy people...no matter what. But sometimes it's not as easy as throwing a blanket over the word 'don't' and leaving it at that. In this episode, I finally elaborate upon some of the subtle ways crazy chicks will somehow find ways to get you to stick around...even when you know they're stark raving nuts and will likely ruin your life. One of the key ways is 'carrot dangling'. As much as it sounds like an old-skool PUA tactic, it's really sort of the opposite. It's a weird but frustratingly effective tactic that just about any woman can use, frankly, but crazy women are especially fond of. Why is that? Well, it has an, um...insane way of getting us as guys to stick around when we really should be running away. Check out the brand new Substack at https://mountaintoppodcast.com/substack === HELP US SEND THE MESSAGE TO GREAT MEN EVERYWHERE === The content in this show is NEVER generated by AI. I discovered it can't handle a joke a long time ago. Meanwhile, I'll keep the practical, actionable ideas coming as well as the entertaining part...all for free. If you love what you hear, please rate the show on the service you subscribed to it on (takes one second) and leave a review. As we say here in Texas, I appreciate you!

「當你把自己視為對方的唯一解藥，那麼你就是默默地在替自己製造毒藥。」 你遇過糖衣暴力、PUA嗎？不管你做什麼行為，他都會扭曲你的想法，讓你認為錯的都是你！ 如果你曾經遇過像這樣的對象，或者是你就在這樣的關係當中，那麼一定要聽完我們今天的信箱！ 親密關係暴力危險評估表 一個人怎麼對待前任，他往往就會怎麼對待你 那些暫時遺忘的痛苦：「解離」是大腦自我保護的機制 灰石策略：不管對方說什麼，都不要有任何回應 愛不能治癒一切，但妳選擇離開的那一刻，就是為自己開了一道重生的門 -- - - - -

A few weeks ago, something special happened as we kicked off a podcast recording—Joe DeFazio held up a first edition copy of Becoming Your Own Banker by Nelson Nash. It had just arrived in his hands, passed down like a sacred trust. https://www.youtube.com/live/4MpwxirBpGA We weren't in the same room, so Bruce and I couldn't flip through the pages or feel its weight for ourselves—but even through the screen, we felt the gravity. Because legacy isn't just a word. It's a responsibility. A principle to be protected. A baton handed from one generation to the next. That moment with Joe sparked a powerful conversation—one that led us straight into one of the most debated and misunderstood topics in the Infinite Banking world: Single Premium Paid-Up Additions (SPUA). So we hit record. What This Article Will Help You UnderstandWhat Are Single Premium Paid-Up Additions (SPUA)?Why Single Premium Paid-Up Additions Sound So AttractiveThe Hidden Risks of SPUA-Focused Policy DesignWhat Nelson Nash Actually TaughtWhen Might Single Premium Paid-Up Additions Make Sense?Designing Policies with Stability, Not Just SpeedWhy This Matters to Your LegacyLearn More in the Full EpisodeBook A Strategy Call What This Article Will Help You Understand Whether you're new to Infinite Banking or already several policies in, the way your policy is designed will either set you up for long-term success or put you on shaky ground. In this article, you'll learn: What a Single Premium Paid-Up Addition (SPUA) actually is Why it's used and how it can be beneficial in certain scenarios The hidden risks of designing your policy with a large SPUA The difference between short-term cash value and long-term capital building What Nelson Nash really taught—and why his principles are more relevant than ever How to make smart, future-focused decisions about your family's financial system This is for anyone who wants clarity, not confusion. Stewardship, not hype. And legacy, not just liquidity. What Are Single Premium Paid-Up Additions (SPUA)? Let's define this clearly. A Single Premium Paid-Up Addition, or SPUA, is a one-time lump sum payment you make into your whole life insurance policy. This premium increases your death benefit and creates immediate cash value—without any future obligation to continue funding that specific rider. It's often marketed as a fast way to “supercharge” your cash value in the first year of your policy. But here's what we want you to know: while that may be true in the short term, SPUAs come with trade-offs that must be understood before you jump in. Why Single Premium Paid-Up Additions Sound So Attractive In theory, Single Premium Paid-Up Additions are incredibly appealing: You get immediate access to a large chunk of cash value You avoid the need to commit to an ongoing payment You increase the policy's death benefit right away You can “jumpstart” the banking process sooner If you just received a windfall—or you want liquidity right now—this can sound like the perfect fit. And that's why it's being marketed so heavily. But we urge you: don't just ask what sounds good today. Ask what still works 30 years from now. Because when you dig into the details, you realize it's not about how fast your policy can go. It's about how well it can hold up when the storms come. The Hidden Risks of SPUA-Focused Policy Design Here's where we need to slow down and talk about the bigger picture. When a policy is designed to accept a large SPUA, a few things must happen under the hood: The policy's base premium is minimized A significant term rider is added to prevent MEC (Modified Endowment Contract) status The design often pushes the illustration right up to the IRS limits for tax-advantaged treatment This creates a fragile foundation. Think of it like this: if your policy is a sailboat, the base is the hull. The PUA is the sail.

En el vídeo de hoy el Profesor Ángel Rosa analiza la petición del grupo por independencia Puertorriqueño Unidos en Acción (PUA) al presidente Donald Trump para que asuma una postura en las próximas audiencias del Comité de Descolonización de la ONU. ¿Qué le solicitan? ¿Lograrán una reacción de la Casa Blanca? Además analiza el cambio de estrategia de los grupos independentistas de la diáspora. ¡No te lo pierdas! Solo un profesor de ciencias políticas puede explicarte lo que está cambiando sobre el tema de Puerto Rico.

It started with a bold question that showed up in a public comment: "If infinite banking is so powerful, why wouldn't I just put all my income into a whole life policy?" That single comment sparked a deeply layered, thoughtful conversation that we knew needed more attention. It wasn't criticism. It was curiosity. And curiosity, when channeled with wisdom and humility, can be a catalyst for generational transformation. So today, we're opening up that conversation—and giving you the full picture of what it really means to go "all in" with infinite banking. What You're Really Asking When You Consider Putting All Your Income into a Whole Life PolicyShould You Really Put All Your Income into a Whole Life Policy? (The Real Answer May Surprise You)The Spirit Behind the Question Think Long Range: The Power of Time Don't Be Afraid to Capitalize—But Be Strategic Policy Design: Base vs. PUA, and Why It Matters Understand Insurability and Premium Affordability Sustainability Is Freedom The Danger of Over-Leveraging and Poor RepaymentWhy All Your Income into a Whole Life Policy Shouldn't Be Your Only StrategyBook A Strategy Call What You're Really Asking When You Consider Putting All Your Income into a Whole Life Policy The idea of putting all your income into a whole life policy sounds bold—even radical. And in the context of the infinite banking concept (IBC), it's a question worth exploring. As someone who's lived and breathed this philosophy, I (Rachel Marshall) have heard this question before. And in this conversation with my colleague Joe DeFazio, we wanted to approach it with both clarity and candor. Because here's the truth: Yes, whole life insurance and infinite banking can be incredibly powerful tools for financial freedom, stewardship, and legacy-building. But like any strategy, the design and implementation matter. In this article, we're going to unpack the principles behind the idea of putting all your income into a whole life policy, the risks, the benefits, and most importantly—the mindset that helps you use this tool to its fullest, most sustainable potential. You'll learn: - Why infinite banking isn't just about the numbers—it's about long-term thinking - The role of policy design and insurability - How to balance capitalization with sustainability - Why freedom comes through commitment Let's dive in. Should You Really Put All Your Income into a Whole Life Policy? (The Real Answer May Surprise You) If you're asking whether to put all your income into a whole life policy, you're not alone. It's a question we hear often—and for good reason. The Infinite Banking Concept is compelling. It gives you control, liquidity, privacy, and long-term access to capital. It feels like the financial tool we've all been waiting for—and in many ways, it is. But let's be clear: Infinite Banking is a system. Not a silver bullet. Going "all in" on a whole life policy without the right structure is like planting seeds without soil. Yes, premium matters. But without a clear understanding of how that premium fits into your broader wealth strategy, you could easily find yourself over-leveraged and cash-strapped. Nelson Nash taught us that capitalization is essential, but he never said to abandon wisdom in the process. That's why our answer is almost always: no, don't put all your income into a policy. Instead, fund it based on your long-term strategy, your liquidity needs, your investing rhythm, and your ability to keep the policy active through every season of life. Think marathon, not sprint. When clients ask this question, we gently guide them back to the deeper one: What are you really trying to build? Because when you understand the real vision, your policy becomes a tool—not a trap. The Spirit Behind the Question We weren't offended by the question. Quite the opposite. It takes courage to ask, "Why not go all in?" But before we can even answer that,

Co-Host Raj Khedun (https://mountaintoppodcast.com/raj) My first time guest Raj Khedun is one of the few and the proud who has turned his philosophy degree into a viable living. He's done that by helping men harness the power of their breathing. Now, before you dismiss this as yet another attempt to get guys to do yoga, hear Raj out. You see, too many of us as men let ourselves get all worked up over the little things in life--and can't seem to find our 'off' switch for the stress we compile--when our masculine edge is found in those moments we keep our cool even when the chips are down for real. So just to get it out of the way, Raj isn't gonna make you wear spandex and do lotus poses, dude. What he is all about, however, is introducing what he calls his 3:3 Metaverse Method to get your breathing to work for you instead of against you. As you know, I don't do a whole lot of shows on this sort of thing. But Raj is indeed on to something. We do his exercise live on the show, and although it made for a weird couple minutes of audio, I can vouch for its immediate impact. According to Raj, controlling our breathing can obviate the need for some of the meds we take, help insomnia, and yes...improve our interactions with women. How? Well, for starters it enables that elusive 'flow state' that men's dating advice has sought after dating back to the PUA era. The breathing exercise could also theoretically help you get in state before approaching women at the grocery store, or even when a woman comes over your place for the first time. Remember also, that your state affects that of the woman you love and even your kids. The possibilities are only limited by the number of instances you want to gain control over your thoughts and emotions. Get in on the new goodies AND this month's Masterclass For Men on Reading The Room at https://mountaintoppodcast.com === HELP US SEND THE MESSAGE TO GREAT MEN EVERYWHERE === The content in this show is NEVER generated by AI. I discovered it can't handle a joke a long time ago. Meanwhile, I'll keep the practical, actionable ideas coming as well as the entertaining part...all for free. If you love what you hear, please rate the show on the service you subscribed to it on (takes one second) and leave a review. As we say here in Texas, I appreciate you!

=== SNIPPETS FROM THE SUMMIT ===  The pickup artist movement taught men a lot about attracting women and relating to them, but not all of it was positive. One of the most unfortunate PUA trends was encouraging men to be as goal-oriented in their dating lives as they're used to being in their professional lives. I mean, it all sounds good and makes sense from a masculinity perspective. But in the real world with real women, there's a far better strategy. It's not only more authentic, it WORKS. And surprise, surprise...it's not all that different from how we'd love women to treat us. More at https://mountaintoppodcast.com === HELP US SEND THE MESSAGE TO GREAT MEN EVERYWHERE === The content in this show is NEVER generated by AI. I discovered it can't handle a joke a long time ago. Meanwhile, I'll keep the practical, actionable ideas coming as well as the entertaining part...all for free. If you love what you hear, please rate the show on the service you subscribed to it on (takes one second) and leave a review. As we say here in Texas, I appreciate you!

這集訪問了台灣金鐘男配角黃迪揚，你可能沒聽過「黃迪揚」，但你應該看過他在《影后》裡的精湛表現：壁虎。今天就來聽聽，十年客串無人知的阿迪，在成為壁虎以前的故事。 ＝＝＝＝＝＝＝＝＝＝＝＝ 《蘑菇》母子關係與家庭權利遊戲、後座力極強的文藝爽片。 全劇無毒，但每句話都能致命。 堪稱PUA界的天花板，6/6-6/22歡迎來看他們如何互相傷害。 金獎陣容、雙卡司輪演：王琄 X 黃迪揚 / 徐堰鈴 X 崔台鎬 敏迪選讀 專屬88折代碼【MINDI】 購票

In this episode, Kim talks to Dr. Carmen Joy Imes about the women of Exodus. Dr. Imes brings her deep knowledge of Exodus to the average Christian audience, explaining how the structure and literary parallels of Exodus to show how the women are the rescuers of Moses, who then rescues the Hebrews. She provides the details of the midwives' spiritual work of saving lives. She demonstrates how Pharaoh's daughter displayed God's character as she sees Moses' misery, heard his cry, and took pity on him. She explains the Hebrew that illustrates how Miriam took a stand at the river to address Pharaoh's daughter just as Moses later took a stand to address Pharaoh. And she explains how Zipporah literally saved Moses' life as he decided which people group he belonged. Amidst these detailed portrayals of the Exodus women, Dr. Imes also points out the narrator's use of humor to depict the bumbling and nameless Pharaoh.    00:00 Introduction to Mutuality Matters  00:02 Exploring the Role of Zipporah in Exodus  01:04 Meet Dr. Carmen Joy IMEs  02:06 The Mystery of Exodus 4:24-25  03:26 Theological and Structural Significance of Zipporah  14:33 The Role of Women in the Early Chapters of Exodus  21:49 Elevating Women in Scripture  22:00 A Word from CBE  22:37 The Women of Exodus: Zipporah, Pua, and Shiphrah  22:52 The Story of Moses' Birth and the Women Who Saved Him  32:07 Moses' Identity and His Encounter with God  39:37 Closing Thoughts and Resources  41:20 Final Remarks and How to Stay Connected       Guest Bio   Dr. Carmen Joy Imes is associate professor of Old Testament at Talbot School of Theology, Biola University, in Southern California. She is the author of Bearing God's Name: Why Sinai Still Matters, Being God's Image: Why Creation Still Matters, and the forthcoming Becoming God's Family: Why the Church Still Matters. Carmen has a YouTube channel where she releases weekly Torah Tuesday videos and you can find her writing on various websites, including Christianity Today, The Well, and The Politics of Scripture blog. Carmen is passionate about equipping the church to engage the Old Testament well and to see its relevance for the Christian life.    Find Dr. Carmen Imes at:    X: @carmenjoyimes  Bluesky: @carmenjoyimes.bsky.social  YouTube – Torah Tuesday: https://www.youtube.com/playlist?list=PL6bwfe08fufzGaY2YImWQK12Ye7VX15X2  Resources Mentioned in the Interview:    Becoming God's Family: Why the Church Still Matters  Being God's Image: Why Creation Still Matters  Bearing God's Name: Why Sinai Still Matters  Every Woman's Bible published by Tyndale    Other CBE Resources:    Defiant: What the Women of Exodus Teach Us About Freedom by Kelley Nikondeha.  “Rational and Emotional Faith” by Megan Greulich in Mutuality  “Who's Who? Biblical Models of Women in Leadership” by Gracy Ying May in Priscilla Papers  “Black is Blessed: A Study of Black/African Women and Men in Scripture” by Catherine Clark Kroeger in Priscilla Papers  “Defiant: What the Women of Exodus Teach us about Freedom” by Mary Lou Wiley a Book Review on Defiant  Women in Scripture and Mission: Zipporah by Kimberly Dickson  Women in Scripture and Mission: Miriam by Kimberly Dickson  Women in Scritpure and History: Puah and Shiphrah by Kimberly Dickson      Disclaimer   The opinions expressed in CBE's Mutuality Matters' podcast are those of its hosts or guests do not purport to reflect the opinions or views of CBE International or its members or chapters worldwide. The designations employed in this podcast and the presentation of content therein do not imply the expression of any opinion whatsoever on the part of CBE concerning the legal status of any country, area or territory or of its authorities, or concerning the delimitation of its frontiers.    

Episode#705: Bryan managed to find the single most boring PUA in the whole internet universe! And now we all have to suffer as B&K breakdown his extremely poor power point skills, his droning presentation style and never ending "Et cetera, Et cetera, Et cetera!" Plus, the gang discusses the yr24 asteroid that DID have a chance of hitting earth and now, suspiciously, does not. Hmmm... Watch episode #705 on Youtube Text us or leave us a voicemail: +1 (212) 433-3TCB FOLLOW US: Instagram:  @thecommercialbreak Youtube: youtube.com/thecommercialbreak TikTok: @tcbpodcast Website: www.tcbpodcast.com CREDITS: Hosts: Bryan Green & Krissy Hoadley Executive Producer: Bryan Green Producer: Astrid B. Green Voice Over: Rachel McGrath To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Episode#705: Bryan managed to find the single most boring PUA in the whole internet universe! And now we all have to suffer as B&K breakdown his extremely poor power point skills, his droning presentation style and never ending "Et cetera, Et cetera, Et cetera!" Plus, the gang discusses the yr24 asteroid that DID have a chance of hitting earth and now, suspiciously, does not. Hmmm...Watch episode #705 on YoutubeText us or leave us a voicemail: +1 (212) 433-3TCBFOLLOW US: Instagram:  @thecommercialbreak Youtube: youtube.com/thecommercialbreak TikTok: @tcbpodcast Website: www.tcbpodcast.com CREDITS: Hosts: Bryan Green & Krissy Hoadley Executive Producer: Bryan Green Producer: Astrid B. Green Voice Over: Rachel McGrath To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode #657: On the fourth day of TCB my true love gave to me...Zan the PUA! You know Zan's message is really hitting home when even the people at this event don't understand what he is saying.Donate to St. Jude & The National Breast Cancer Coalition One of the days of TCB? Megan Fox & Machine Gun Kelly Pam Anderson Casting choices of the olden days Hawk Tuah Girl & the Hawk Coin PUAs! Zan! Women famously love taking care of grown men Zan the baby man  The Warrior's Repose The classic Aztec tent Zan is proselytizing at the bus stop! The warrior and the…poet? Death and delight We're waiting for women to be nice! Say your name in THE WIND Text us or leave us a voicemail: +1 (212) 433-3TCBFollow Us: IG: @thecommercialbreak TikTok: @tcbpodcast YT: youtube.com/thecommercialbreak www.tcbpodcast.com Executive Producer: Bryan GreenHosts: Bryan Green & Krissy HoadleyProducer: Astrid B. GreenProducer & Audio Editor: Christina ArcherChristina's Podcast: Apple Podcasts & Spotify To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode #657: On the fourth day of TCB my true love gave to me...Zan the PUA! You know Zan's message is really hitting home when even the people at this event don't understand what he is saying. Donate to St. Jude & The National Breast Cancer Coalition One of the days of TCB? Megan Fox & Machine Gun Kelly Pam Anderson Casting choices of the olden days Hawk Tuah Girl & the Hawk Coin PUAs! Zan! Women famously love taking care of grown men Zan the baby man  The Warrior's Repose The classic Aztec tent Zan is proselytizing at the bus stop! The warrior and the…poet? Death and delight We're waiting for women to be nice! Say your name in THE WIND Text us or leave us a voicemail: +1 (212) 433-3TCB Follow Us: IG: @thecommercialbreak TikTok: @tcbpodcast YT: youtube.com/thecommercialbreak www.tcbpodcast.com Executive Producer: Bryan Green Hosts: Bryan Green & Krissy Hoadley Producer: Astrid B. Green Producer & Audio Editor: Christina Archer Christina's Podcast: Apple Podcasts & Spotify To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices