Podcasts about infinite banking

In this montage episode of The Banking With Life Podcast we share some great clips from past episodes. As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Mary Jo and Tarisa discuss Codie Sanchez's business-buying strategy and how infinite banking can take it even further. Discover why funding through your own system changes the game. Audio Production by Podsworth Media - https://podsworth.com 

M.C. shares his various investment strategies, the concept of infinite banking, and the structure and benefits of setting up a family office. We also touch on family legacy planning, asset management, and the notion of creating a family bank, along with M.C.'s lengthy podcasting journey and some pivotal moments that shaped his financial philosophy.Connect with M.C.Get Wealthy for Sure WebsiteCashflow Ninja PodcastWorldwise Capital Links⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YoutubeWebsitePrivate Community AccessStrategy Session

Do you want to secure your family's financial future for generations to come? In this episode, Russ, Joey, and Mark discuss the concept of establishing a private family bank, a crucial strategy for building generational wealth. Joining them is Anthony Faso, a recognized expert in infinite banking. Together, they explain how a family bank unlocks endless opportunities, giving you control over your financial future, eliminating reliance on traditional banks, and creating a lasting legacy.Top three things you will learn:-Using the infinite banking system to accelerate financial freedom-How to set up a private family bank to ensure wealth is passed down across generations-Practical steps to implement infinite banking in your family and businessDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Book Your Free Passive Income Game Plan Session:-https://wealthwithoutwallstreet.com/freecallInvest Like a Billionaire Podcast:-https://thebillionairepodcast.com/Want to raise millionaire kids? Watch how Sharran Srivatsaa — former Goldman Sachs banker turned entrepreneur and investor — is building a generational wealth system with his kids, step-by-step.-https://go.wealthwithoutwallstreet.com/millionaire-kidsTurn Active Income Into Passive Income:-https://wealthwithoutwallstreet.com/piosKnow Your Investor DNA:-https://wealthwithoutwallstreet.com/investordnaHow to Buy Online Businesses for Profit with Sophie Howard:-https://wealthwithoutwallstreet.com/freedomnavigatorCreate a Six-Figure Side Hustle in Peer-to-Peer Car-Sharing:-https://wealthwithoutwallstreet.com/carsWealth Without Wall Street New Book:-https://wealthwithoutwallstreet.com/newbookIBC Webinar:-https://wealthwithoutwallstreet.com/ibcJoin Our Next Inner Circle Live Event:-https://www.wealthwithoutwallstreet.com/live-Promo Code: PODCASTFind Out How Close You Are to Financial Freedom: -https://wealthwithoutwallstreet.com/quizJoin the Wealth Without...

This week Cameron Christensen and Anthony Faso explain the financial resilience of mutual insurance companies, exploring how these organizations have stood the test of time through every major economic downturn of the last century—including the Great Depression, the stagflation era of the 1970s and 80s, the 2008 financial crisis, and even the COVID-19 pandemic. Discover why mutual insurance companies continue to thrive when banks and other financial institutions struggle, and what this means for investors pursuing the Infinite Banking Concept. Whether you're storing capital for future investments or simply looking for a stable place to grow your wealth, this episode delivers must-know insights on the safety and strategy behind mutual insurance companies.   Resources: Join the Infinite Wealth Study Group: https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC 

A common question we get asked is, can I start Infinite Banking with a Lump Sum?  The short answer is: Yes We find that what most people are really asking with this question is, Does it make sense to start Infinite Banking with a lump sum? A detailed answer will take into consideration the specific amount of the lump sum, personal details, as well as rules and regulations that will apply to you, and will tell you not only if it is possible, but if it is profitable. In this episode we share examples and scenarios that we've designed and observed, where people have funded Infinite Banking policies with lump sums of money. This will help you understand the process better.

In this episode of the Wade Borth Podcast, Wade dives deeper into the often-misunderstood concept of Infinite Banking. Instead of overwhelming listeners with financial jargon, he reframes the conversation using a more approachable framework: the Four Stages of Whole Life Insurance. From becoming a disciplined saver to evolving into a true Infinite Banker, Wade explains how each stage builds more control, clarity, and confidence in your financial journey. Whether you're just getting started or looking to expand your financial ecosystem, this episode offers clarity, encouragement, and a practical path forward.   Episode Highlights 01:30 - The Four Stages of Whole Life Insurance 02:12 - Infinite Banking: A Small Subset's Journey 02:32 - Becoming: Essential Part of Financial Control 03:39 - Importance of Savings Strategy 05:06 - Whole Life Insurance Benefits 06:02 - Misclassification of Financial Assets 06:20 - Debt Control vs. Debt Control Over You 07:04 - Wealth Building Strategy 08:09 - Difference Between Chaos and Opportunity 14:32 - Understanding Life Insurance Contracts 14:59 - Small Shifts, Lasting Change   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/  wade@sagewealthstrategy.com  

Visit our website: https://www.thewealthwarehousepodcast.com/Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Taxes. Vacations. Tithing.These are just a few hard-to-avoid expenses that leave you with capital permanently leaving you.In this week's episode, Dave and Paul discuss how you can re-capture this lost capital and how it can make a BIG difference even if you're getting back a fraction of what you lost.And the benefits aren't just there for you and your banking system, they're also there for your family and legacy after you graduate.Episode Highlights:0:00 - Introduction1:11 - Episode beginning4:03 - Recent client story10:02 - Capturing big yearly payments19:01 - Interest recapture, thinking “down the road”23:42 - Re-reading Nelson, finding like-minded people28:26 - Syncing windfalls and “known expenses”31:53 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website: https://www.thewealthwarehousepodcast.com/ Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In this episode, Stephen S. interviews Kyle Nott, a seasoned real estate investor who specializes in the infinite banking concept. Kyle shares his journey into real estate, the strategies he employed, and how he integrates life insurance into his investment approach. The conversation delves into the benefits of infinite banking, the importance of being insurable, and the flexibility it offers in financial planning. Kyle emphasizes the need for action and understanding the mechanics of policy loans while navigating the complexities of life insurance products. The episode concludes with a rapid-fire round of questions, providing insights into Kyle's preferences and experiences in the finance and insurance space.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

EncycloMedia Series #27 Limited Pay PoliciesIn this installment we cover limited pay policies.10 pay, 20 pay, paid up to 70… There are several types of limited pay policies and you should understand the characteristics of each, particularly for implementing infinite banking.Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL On today's episode, Darren and Christina break down the eight non-negotiables you must have in your infinite banking policy. Yes, we know it's not “technically” called an infinite banking policy, it's a strategy, but let's get to the point! If you're interested in using the infinite banking strategy or you're already using it and want to make sure you're doing the right things, this episode is for YOU. Tune in now! Show notes: 00:00 - Introduction 2:05 - “It's as much a process as it is a product” 4:15 - Non-negotiable #1: it must be a participating whole life policy 5:00 - Non-negotiable #2: 60-90% of your deposit should be available in cash value in year 1 6:30 - Non-negotiable #3: By year 3-5, your cash value should be growing by at least your deposit 7:15 - Non-negotiable #4: Picking the right company to work with, there's only four that we use 9:20 - Non-negotiable #5: Identify your minimum and maximum premiums 11:25 - Non-negotiable #6: Dividend is taken as a paid up addition 13:05 - Non-negotiable #7: Easy loan access and clearly defined loan provisions 16:50 - Non-negotiable #8: Dealing exclusively with a firm that specializes in this strategy 19:35- Recap BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

In this episode, we dive deep into infinite banking to answer the burning question: is it a legitimate financial strategy or just a clever way to sell whole life insurance? You'll discover what infinite banking actually is, how it works, and why it's become such a polarizing topic in the financial world. We break down the good aspects of infinite banking, including how whole life insurance can serve as a safe wealth-building tool with unique liquidity features. You'll learn why business owners often benefit most from this strategy and how the concept of borrowing against your cash value while it continues to grow can be genuinely useful. But we don't stop there. We also explore the problematic side of infinite banking, including why buying a policy solely for this purpose is usually a bad idea and how poor policy designs can undermine your goals. You'll understand the capitalization period and why you need substantial cash before this strategy makes sense. We tackle some of the wildest claims and misconceptions surrounding infinite banking, from the myth that it's the "secret of the wealthy" to misleading comparisons with bank-owned life insurance. You'll also learn why paying yourself excess interest is often counterproductive and how some practitioners oversell the concept. By the end of this episode, you'll have a clear, balanced understanding of when infinite banking might work for you and when it's better to look elsewhere. We cut through the hype and give you the straight facts about this controversial financial concept. ______________________________ Ready to explore whether infinite banking fits your financial situation? Contact us today to discuss your specific goals and get personalized guidance on life insurance strategies that actually make sense for you.

In this episode, we ask:

In this episode of the Banking With Life Podcast, James continues the conversation with Andy Barker. Andy shares how his business experience and faith shape the way he uses the Infinite Banking Concept® and why staying grounded matters in finance and life. As always we hope you enjoy the episode and thank you for listening!Part 1: ➫ youtu.be/bPIp0qmpyNoMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Joey Muré, a former mortgage branch manager turned entrepreneur, joins Charles Carillo to share how he broke free from the traditional financial system. In this episode, Joey explains how he transitioned from trading time for money to building over $50,000/month in passive income through the Infinite Banking Concept and personalized investment strategies. He reveals how his Passive Income Operating System empowers everyday professionals to: Take back control of their financial future Use whole life insurance as a cash-flow tool Escape the 9-to-5 cycle by building smart income streams Think like investors, not savers If you've ever questioned whether traditional retirement planning really works or felt stuck in a career with no freedom, this episode is your roadmap to financial independence. Topics covered: What is Infinite Banking? How to become your own banker Why 401(k)s might be keeping you financially trapped Why ROI is overrated if it delays freedom How to define your investor DNA and build a scalable strategy   Mentioned in this episode: Book: Become Your Own Banker by Nelson Nash Learn More About Joey Here: Wealth Without Wall Street - https://go.wealthwithoutwallstreet.com/globalinvestors  Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/

What if everything you've been taught about managing your money as a business owner was wrong, and the real path to lasting wealth starts with becoming your own bank?   In this episode of the Registered Investment Advisor Podcast, Seth Greene speaks with M.C. Laubscher, founder of Producers Wealth and creator of the Cashflow Ninja platform, who explains why traditional financial advice often fails business owners. He discusses how building your own banking system can unlock true financial freedom, accelerate your business growth, and safeguard your wealth in the long term. In this conversation, you'll uncover powerful strategies for taking control of your capital, sidestepping the pitfalls of Wall Street, and predictably multiplying your wealth.   Key Takeaways: → Why conventional financial advice could be sabotaging your business growth. → The key mindset shift that separates struggling entrepreneurs from wealthy ones. → How to build your own banking system without relying on Wall Street. → The biggest mistake business owners make once they start generating real cash flow. → How Cashflow Ninja influences over 7 million people worldwide.   M.C. Laubscher is a wealth strategist and the founder of Producers Wealth, where he assists business owners across the U.S. in implementing advanced financial strategies to build freedom and lasting legacies. He is the creator and host of the globally recognized podcast Cashflow Ninja, along with its accompanying shows, Cashflow Investing Secrets and Cashflow Ninja Banking, which reach millions of listeners and have earned recognition from Entrepreneur Magazine as one of the top 48 podcasts for entrepreneurs. A best-selling author of The 21 Best Cashflow Niches™ and Get Wealthy for Sure™, M.C. has also been featured in the Forbes Finance Council and The Million Dollar Round Table. As a frequent guest on leading business podcasts and a sought-after speaker, he equips audiences with practical tools to achieve financial independence and create generational wealth through alternative cashflow strategies.   Connect With M.C.:   Website X Facebook LinkedIn   Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Cameron and Anthony interview Dustin Heiner, a real estate investor and the founder of Master Passive Income, to discuss how to create passive income that covers your living expenses—and eventually makes you “successfully unemployed.” Dustin reveals his journey from being unexpectedly laid off from a government job to building a real estate empire, and how he now helps others achieve financial freedom. The conversation covers the importance of mindset, why building a business comes before buying properties, creative ways to finance real estate deals (even with little money), and the biggest mistakes new investors make For Dustin's free course text “RENTAL” to 33777 or go to https://masterpassiveincome.com/freecourse Find Justin on Instagram: @thedustinhiener   Resources: Join the Infinite Wealth Study Group: https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC 

When people think about saving money to get ahead financially, they often think about a qualified plan. Unfortunately, qualified plans have not been all what they were cracked up to be, and today people are saving less than, before they were introduced to “help people save more” Savings have become an after thought for many people today. In reality, savings should be treated with as much urgency and importance as your house payment, car payment and other expenses. It is easier to save money when its is not locked away behind early access penalties. Its easier to save when your savings are growing for you. Its easier to save when you know you can access your savings to finance opportunities or needs in your life. This is what we help people do, and what we discuss on the podcast this week. Go here to get the Infinite Banking Made Simple Binder for free: https://mcfieinsurance.com/  Follow the Wealth Talks Podcast on: Instagram: https://www.instagram.com/wealthtalkspodcast/?utm_source=ig_web_button_share_sheet&igshid=OGQ5ZDc2ODk2ZA== Facebook: https://www.facebook.com/profile.php?id=61554798231074 Watch the Wealth Talks Podcast on: YouTube: https://www.youtube.com/@wealth-talks-podcast  

After 20 successful years in the pension and individual financial planning industry Darren Mitchell started to realize the typical financial planning strategies most people were following were not working. The result of these findings was a 3-year education crusade. Darren realized all the financial education he received as an advisor came from Wall Street/Bay Street, banks, and insurance companies and it was all biased in their favour – not his clients. He started paying (a lot) for his non-biased education and traveled almost monthly throughout North America to learn from the top financial minds in the world. These top financial minds taught Darren how to find the truth about the financial industry. They taught him there are much safer strategies than what most people are following. They taught him how to increase rate of return, increase client's control of their money and increase retirement income while decreasing risk and taxes. Most importantly they taught Darren that the wealthy are not using the same financial strategies as the middle class and if you want to be rich, you need to do what the wealthy are doing. Darren Mitchell's mission is this: to create more value than you receive and to inspire the entrepreneurial spirit in each and every individual. In this episode Darren talks about how he is achieving that along with his team at Control and Compound. Their sole focus is infinite banking and helping clients have more control of their finances through risk mitigation, wealth conservation and growth. Darren walks us through a scenario of how it works and answers Patrick's questions to illustrate this foundational strategy he refers to as a compounding opportunity / emergency fund. Darren recounts how he went from a nice comfortable corporate job to starting his own business. Working with top coaches and mentors plus surrounding himself with a community of like-minded people was game changing. Both Darren and Patrick emphasize the importance of investing in yourself and agree it doesn't always mean handing over money. Along with the two books Darren has written: “Be the Bank!” and “Infinite Banking for Real Estate Investors,” he also hosts a podcast “Control and Compound” which serves to share knowledge and ideas and give back to fellow entrepreneurs.

Visit our website: https://www.thewealthwarehousepodcast.com/Register for the next live Wealth Warehouse Webinar happening June 12th at 5pm Central:https://us06web.zoom.us/meeting/register/xub1rL2JSWq1aIifeFlJXABecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Losing your job is stressful, but it doesn't have to derail your Infinite Banking strategy. In this episode, Dave and Paul explain what actually happens to your policy if your income stops and how to prepare for it.They cover what to do if you can't pay your premiums, how grace periods work, the flexibility built into most policies, and options like partial surrenders and non-forfeiture. They also break down how your policy design impacts your ability to weather financial setbacks and what “red” money really means in this context.If you're building an IBC plan for the long term, this episode will help you stay confident—no matter what life throws your way.Episode Highlights:0:00 - Introduction1:04 - Episode beginning2:53 - Shoutout to Dave and Paul's clients5:48 - “What happens if I lose my job?”9:22 - “How do I pay my premiums?”12:52 - Grace period15:35 - The flexibility that is available to you when you can't pay18:11 - Non-forefiture options20:48 - Partial surrender21:45 - How does this affect my policy?27:48 - “Red” money32:22 - The way your policy is designed matters36:01 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website: https://www.thewealthwarehousepodcast.com/ Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In this episode of the Banking With Life Podcast, James sits down with his friend Andy Barker. Andy was in town for a business conference and stopped by the studio to share part of his story. He talks about his background, early work, and the values that led him to the Infinite Banking Concept®. As always we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Jim Oliver went from being a poor homeless kid, to becoming a wealthy successful business owner. Two keys to his success and wealth stemmed from Real Estate and Infinite Banking. Jim first learned about infinite banking from R Nelson Nash, who wrote a book called "Becoming Your Own Banker." Jim was amazed as he learned how to better maximize cash flow while simultaneously owning appreciating assets. Jim Oliver has used the principles of Infinite Banking to create more cash flow and invest in more real estate. This has generated him an abundance of money over the years to grow more businesses. Jim wrote a book called "Make Bank Without The Bank" where he explains infinite banking and how to use it as a great investment strategy for real estate to generate wealth.Join Brett and Jim as they explain what Infinite Banking is, how Infinite Banking works, and how you can use it to build your real estate business.JIM'S SITE: https://community.createtailwind.com/

The Round Table Series #09: Part 2 - Child Policies & LegacyIn this council of The Round Table, Becca, Nicole, Joe and I discuss what it's like to be an agent helping prospects and our clients to vet, learn, and implement Infinite Banking. To reach out to Becca or to buy her book

In this solo episode, Jim Oliver challenges the traditional notion that financial freedom is the ultimate destination. Instead, he reframes it as the beginning of a more meaningful journey—one rooted in ownership, impact, and legacy. Drawing on personal stories, lessons from Infinite Banking, and thought-provoking metaphors, Jim urges listeners to shift from escape to empowerment and build a life of purpose beyond financial independence. 3 Key Takeaways: 1. Financial Freedom Is Just the Start Most people chase financial independence like it's the goal. It's not. It's just the starting line. Once you're free, that's when the real game—impact, leverage, and legacy—begins. 2. Control the Money, Control the Outcome When you control the money, you control the outcome. Infinite Banking puts you in the driver's seat—no more waiting on approvals, no more lost opportunity cost. You become the bank. 3. Impact Is the Ultimate ROI True wealth isn't just about what you earn or save—it's about what you build that outlives you. After freedom comes impact. The mission shifts from accumulation to contribution. Book Recommendations: Jonathan Livingston Seagull by Richard Bach Illusions: The Adventures of a Reluctant Messiah by Richard Bach (particularly the opening parable about the creatures in the stream) Best Advice Jim Ever Received: “Let go.” Like the creature who released his grip on the rock to discover what the stream had in store, stepping into the unknown is the only way to discover what you're truly capable of.  

In this episode of the Infinite Wealth Podcast, hosts Cameron Christensen and Anthony Faso are joined by Jack Bosch, the creator of the Land Profit Generator. Jack shares his remarkable journey from immigrating to the U.S. with just two suitcases to building a multimillion-dollar land flipping empire. Listeners will learn how land flipping can create passive income, why it remains an under-the-radar real estate strategy, and how Jack transitioned from failed real estate ventures to a model that delivers both quick cash and long-term wealth. Whether you're curious about starting in real estate, searching for virtual business opportunities, or wanting to build generational wealth, this candid, practical episode breaks down myths and offers actionable steps to get started. Connect with Jack: Landprofitfun.com The Jack Bosch Show - https://www.youtube.com/@JackBoschOfficial Resources: Join the Infinite Wealth Study Group: https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC 

People are not saving enough for retirement. People who are saving, are not saving in the best places. This is creating a lack of funds in retirement, and often a need to go back to work later in life. Neither of these are good options. We help people plan for and fund their retirement in a non conventional way. This allows our clients to have the freedom to progress financially even in retirement, rather than having to retire to a less and diminishing amount of income.

Visit our website: https://www.thewealthwarehousepodcast.com/Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/In this week's special edition of Wealth Warehouse, Dave and Paul are sharing their most recent IBC webinar where they field questions from newcomers to Infinite Banking, experienced practitioners and even a few who may be starting their own banking system in the near future.Episode Highlights:0:00 - Introduction1:37 - Episode beginning, juvenile policies6:12 - Getting policies on adult children9:02 - Gift tax, policies on nieces, nephews, etc.14:57 - Planning for college21:21 - Some other options for repaying loans28:25 - Using cash value (to get more cash)34:46 - Where else are you saving for big purchases?38:15 - Question about 529 plans46:05 - Loan rates, going through a bank51:45 - Question: IULs and IBC and which companies to pick59:57 - What's a good “split” for a policy1:03:36 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website: https://www.thewealthwarehousepodcast.com/ Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

Let me tell you a quick story. Imagine walking into your local grocery store, grabbing a can of peas, and sneaking out the back door without paying. It sounds ridiculous—maybe even unethical, right? Now, imagine the opposite: You pick up the same can, go to the register, pay for it, and walk out the front door with a receipt in hand.  https://www.youtube.com/live/GZ7wNDb-ugY That simple act—paying at the register instead of sneaking out the back—perfectly illustrates one of the most misunderstood aspects of how to design a whole life policy for Infinite Banking. In the world of Infinite Banking, how you design your policy—how you pay into it, structure it, and use it—determines whether you're building a self-sustaining system or just draining your wealth through the back door. Why Policy Design Isn't Just Technical—It's TransformationalWhy Most People Start Too Small—or Too FastHow to Design a Whole Life Policy for Infinite Banking That Lasts a LifetimeUnderstand the Balance: Base Premium vs. PUAYou're Plugging Into a 200-Year-Old Business ModelCompound Interest Only Works If You Stop Interrupting ItLegacy Isn't a Caboose—It's the EngineWhat Happens When You Design It RightBook A Strategy Call Why Policy Design Isn't Just Technical—It's Transformational Most people hear about infinite banking and jump to the mechanics: “Just get a whole life policy, borrow against the cash value, and repeat.” But here's what they don't realize—the policy design is the difference between building a thriving family banking system and being stuck in financial frustration. It's not just about having a policy. It's about knowing how to design a whole life policy for infinite banking that supports liquidity, growth, leverage, and generational transfer. In this blog, we're going to walk you through: Why policy design matters more than people think The difference between base premium and paid-up additions (PUAs) The hidden costs of “high cash value” quick starts How to build a system of policies, not just one Why thinking generationally changes everything By the end, you'll understand exactly how to create a design that serves your financial life now and becomes a blessing to future generations. Why Most People Start Too Small—or Too Fast We see it all the time. Someone discovers infinite banking and gets excited. They want a policy with the most cash value right now. And that's not wrong—it's just shortsighted. Here's the truth: Policies that prioritize high early cash value often sacrifice long-term performance. The reason? To make those numbers work, designers load up the policy with PUAs (paid-up additions) and sometimes minimal base premium. That means you get very high liquidity early, yes—but you may cap out your insurability and miss the long-term efficiency that comes from a well-balanced policy. As Joe put it: "The only truly bad policy is the one that uses up all your capacity and then handicaps you from fixing it later." The real win is designing a policy you can grow with—and expand into a system over time. How to Design a Whole Life Policy for Infinite Banking That Lasts a Lifetime Nelson Nash, the father of infinite banking, made it crystal clear: You're not solving your entire banking need with a single policy. You're building a system—a privatized family banking system that scales with your life. If you view your first policy as the only policy, you'll over-optimize for short-term performance and miss the compounding tailwinds available when you structure for longevity. Instead, when you're considering how to design a whole life policy for infinite banking, think in terms of scalability. Start with one. Make sure it's structured well. Then expand. Think of it like building a fleet of airplanes, not just one solo jet. Each new policy adds to your system's speed, altitude, and carrying capacity. Over time,

The Round Table Series #09: Part 1 - Infinite Banking AgentsIn this council of The Round Table, Becca, Nicole, Joe and I discuss what it's like to be an agent helping prospects and our clients to vet, learn, and implement Infinite Banking. To reach out to Becca or to buy her book

In this episode, James discusses a marketing email that was forwarded to him and likely sent to many others. He uses it as an example of the half-truths and dishonesty that can be found in the Infinite Banking space and the life insurance industry in general. As always, we hope you enjoy the episode and thank you for listening!James continues this conversation in our Client-Only section at BankingWithLife.com ➫ bankingwithlife.com/learning-center/Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

In this episode of the Property Profits Podcast, host Dave Dubeau is joined by real estate entrepreneur and infinite banking expert Harper Jones. Broadcasting from Knoxville, Tennessee, Harper shares how he balances a thriving commercial real estate portfolio—including storage facilities, mobile home parks, and industrial buildings—with a powerful financial strategy known as infinite banking. Harper walks us through how infinite banking works, especially for the everyday investor—not just the ultra-wealthy. He explains how specially designed whole life insurance policies with mutual insurance companies allow individuals to warehouse cash in a way that's liquid, protected, and tax-efficient. Best of all, this method lets you borrow against your policy while your money continues to grow. You'll also hear a compelling real-world case study of how Harper and his brother used their policies to buy a storage facility, boost its value, and refinance to pull out capital—all while letting their original funds continue compounding in their policies. If you've ever wondered how to make your money work twice or how to reduce reliance on banks for investment capital, this episode is a must-listen.   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

The Interview Series #29: Bill & Kate - Part 2In this episode of the Interview Series I talk with my friends Bill Curtis and Kate Breen. They both have interesting backgrounds and stories with Infinite Banking as practitioners and professionals. I hope you enjoy and learn!To connect, go to: CreatingWealthfromLife.comBill 954.232.2191Kate 954.937.5543Office 561.571.5360⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

Send us a textShownotes can be found at https://www.profitwithlaw.com/483.Infinite banking- the how, what, and why (that gets your firm producing generational wealth)Most law firm owners strive to build successful practices —but how many are actually thinking about creating generational wealth and a lasting legacy?In this eye-opening episode of Profit with Law, entrepreneur, investor, and bestselling author M.C. Laubscher joins us to reveal why the traditional financial advice most lawyers follow doesn't work for business owners like you.He unpacks powerful wealth-building strategies used by ultra-successful families — including the idea of becoming your own banker through the Infinite Banking strategy.If you want to grow profits without chasing more clients, gain tax advantages, and build lasting wealth for your law firm, this episode is packed with actionable insights you won't want to miss.Tune in now to discover the secret wealth strategy law firm owners haven't heard of (yet).Chapters:[00:00] Serial investor and entrepreneur: M.C. Laubscher[03:44] M.C.'s journey from newbie to money maker[12:40] Infinite banking: what is it and do I need cash to do it?[16:51] The 4 seasons in business- a yearly cycle[19:35] Pre-cash flow vs post: challenges for law firm owners and when to invest[24:45] Infinite banking defined[26:05] Life insurance's part in infinite banking- it's not always a scam[32:45] The minimum cash flow needed to start (and the fear of commitment)[40:08] How the Rockefeller strategy generates generational wealth[43:21] How to generate 8x return[45:56] Connect with M.C. LaubscherResources mentioned:Book your FREE strategy session today!: profitwithlaw.com/strategysessionTake the Law Firm Growth Assessment and find out how you rate as a law firm owner! Check out our Profit with Law YouTube channel!Learn more about the Profit with Law Elite Coaching Program hereGet to know Moshe AmselRich Dad, Poor Dad by Robert KiyosakiBecoming Your Own Banker: Unlock the Infinite Banking Concept by R. Nelson NashConnect with M.C. Laubscher: WebsiteCashflow Ninja Podcastgetwealthyforsure.comJoin our Facebook Community: https://www.facebook.com/groups/lawfirmgrowthsummit/To request a show topic, recommend a guest or ask a question for the show, please send an email to info@dreambuilderfinancial.com.Connect with Moshe on:Facebook -

People can significantly impact the world when they're not in financial prison. JP Newman and Joey Mure discuss breaking away from Wall Street's misleading narratives and the path to financial freedom. Joey shares his story of transitioning from the mortgage industry to creating the 'Wealth Without Wall Street' movement, educating people on achieving autonomy, clarity, and empowerment in their financial lives. They delve into concepts like infinite banking, the necessity of passive income, and aligning investments with personal goals and values. The episode is filled with actionable insights for those eager to escape financial scarcity and lead a fulfilling life. 00:00 Breaking Free from Financial Prison 00:57 Introduction to Joey Mure and Wealth Without Wall Street 03:35 Joey's Journey: From Ministry to Mortgage 05:40 The Impact of Infinite Banking 07:39 The Power of Passive Income 09:34 The Importance of Financial Literacy 25:11 Creating a Movement: Wealth Without Wall Street 34:55 Popcorn Tactics Game: Client Scenario 35:31 Aligning Financial Goals 37:00 Evaluating Current Financial Strategies 39:33 Investor DNA and Personality Profiles 41:54 Creating Passive Income: First Steps 44:49 Bootstrap Ideas for Passive Income 48:53 Empowering Financial Freedom 51:52 Personal Reflections and Future Goals 01:03:04 Advice for the Next Generation 01:10:15 Resources and Final Thoughts

Cameron and Anthony take a deep dive into the controversy and confusion surrounding infinite banking. They explore the reasons why many people label it a scam, including misunderstandings of whole life insurance, poor policy design, and false comparisons with high-risk investments. The hosts address popular criticisms head-on—such as early cash value, policy commissions, and investment alternatives—offering both personal stories and practical advice. If you've ever hesitated about infinite banking or want to understand the facts beyond the hype, this episode is for you.   Mentioned videos:  5 Questions to Ask Your IBC Agent IBC vs Cash Resources: Join the Infinite Wealth Study Group: https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC 

Visit our website: https://www.thewealthwarehousepodcast.com/Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/In this week's episode, Dave and Paul are sharing with you a radical shift in mindset:Premium isn't “the problem” – it's the solution to your problems.From gaining more control and liquidity in your financial life to balancing risk, volatility and tax inefficiencies, you'll have more than just a couple reasons to make sure you're paying as much premium as possible. Episode Highlights:0:00 - Introduction0:52 - Episode beginning1:49 - Answers a viewer question6:14 - Premium is the answer to your problems8:05 - The problem is “the problem”9:34 - How does paying more premium help?11:49 - “It's about control”15:46 - Tax inefficiencies20:04 - Market risk and volatility24:10 - Lack of liquidity29:10 - There is no career path to generational wealth31:13 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website: https://www.thewealthwarehousepodcast.com/ Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In today' s episode of You Can Overcome Anything Podcast Show, CesarRespino.com brings to you a special guest by the name of Georges Cordoba.His life purpose is to help people live their best lives.He is a stage IV melanoma survivor, having battled metastasis to the brain. He fought the disease for ten years and underwent ten surgeries. When pharmaceuticals nearly destroyed his body, he turned to natural, holistic methods for healing. Now, twelve years cancer-free, he continues to thrive. He became a Holistic Health and Life Coach, earned mastery in Transformational Coaching, and became a Functional Nutritionist, Professional Speaker, Reiki Teacher and Practitioner, and Hypnotherapist—all to provide greater value to his clients. He now views his survival experience as a blessing, one that gave him the chance to sing the song he was born to sing: helping others live in wellness and purpose. Seven years ago, he transitioned from his role as a Chief Technology Officer to working directly with individuals facing chronic cancer or seeking to prevent the disease. He now helps them transform their health and vitality. He is also an Amazon best-selling author of Beating the Odds, which chronicles his holistic journey to overcome advanced cancer. Best-Selling Book: Beating The Odds – My Journey Through Holistic Health to Overcome Advanced Cancer A former NCAA Division I tennis player for New Mexico State University, he enjoys competing in 10K and half-marathon races. He is also a pianist and a passionate music lover. He invests in planting trees worldwide and supports efforts to feed underprivileged populations across America.Georges message to you is:A ten-year and ten-surgery battle with advanced melanoma with metastasis in my brain. In year eight, I decided to stop conventional treatments and took the Holistic Health Journey to heal, and this past July was my twelfth year free of cancer.To connect with Georges go to:https://www.youtube.com/@healinginsideoutlinkedin.com/in/georges-córdoba-76883427https://www.facebook.com/georges.cordobahttps://www.instagram.com/coach.georgesTo Connect with CesarRespino go to:

It started with a bold question that showed up in a public comment: "If infinite banking is so powerful, why wouldn't I just put all my income into a whole life policy?" That single comment sparked a deeply layered, thoughtful conversation that we knew needed more attention. It wasn't criticism. It was curiosity. And curiosity, when channeled with wisdom and humility, can be a catalyst for generational transformation. So today, we're opening up that conversation—and giving you the full picture of what it really means to go "all in" with infinite banking. What You're Really Asking When You Consider Putting All Your Income into a Whole Life PolicyShould You Really Put All Your Income into a Whole Life Policy? (The Real Answer May Surprise You)The Spirit Behind the Question Think Long Range: The Power of Time Don't Be Afraid to Capitalize—But Be Strategic Policy Design: Base vs. PUA, and Why It Matters Understand Insurability and Premium Affordability Sustainability Is Freedom The Danger of Over-Leveraging and Poor RepaymentWhy All Your Income into a Whole Life Policy Shouldn't Be Your Only StrategyBook A Strategy Call What You're Really Asking When You Consider Putting All Your Income into a Whole Life Policy The idea of putting all your income into a whole life policy sounds bold—even radical. And in the context of the infinite banking concept (IBC), it's a question worth exploring. As someone who's lived and breathed this philosophy, I (Rachel Marshall) have heard this question before. And in this conversation with my colleague Joe DeFazio, we wanted to approach it with both clarity and candor. Because here's the truth: Yes, whole life insurance and infinite banking can be incredibly powerful tools for financial freedom, stewardship, and legacy-building. But like any strategy, the design and implementation matter. In this article, we're going to unpack the principles behind the idea of putting all your income into a whole life policy, the risks, the benefits, and most importantly—the mindset that helps you use this tool to its fullest, most sustainable potential. You'll learn: - Why infinite banking isn't just about the numbers—it's about long-term thinking - The role of policy design and insurability - How to balance capitalization with sustainability - Why freedom comes through commitment Let's dive in. Should You Really Put All Your Income into a Whole Life Policy? (The Real Answer May Surprise You) If you're asking whether to put all your income into a whole life policy, you're not alone. It's a question we hear often—and for good reason. The Infinite Banking Concept is compelling. It gives you control, liquidity, privacy, and long-term access to capital. It feels like the financial tool we've all been waiting for—and in many ways, it is. But let's be clear: Infinite Banking is a system. Not a silver bullet. Going "all in" on a whole life policy without the right structure is like planting seeds without soil. Yes, premium matters. But without a clear understanding of how that premium fits into your broader wealth strategy, you could easily find yourself over-leveraged and cash-strapped. Nelson Nash taught us that capitalization is essential, but he never said to abandon wisdom in the process. That's why our answer is almost always: no, don't put all your income into a policy. Instead, fund it based on your long-term strategy, your liquidity needs, your investing rhythm, and your ability to keep the policy active through every season of life. Think marathon, not sprint. When clients ask this question, we gently guide them back to the deeper one: What are you really trying to build? Because when you understand the real vision, your policy becomes a tool—not a trap. The Spirit Behind the Question We weren't offended by the question. Quite the opposite. It takes courage to ask, "Why not go all in?" But before we can even answer that,

In this epic debate, Chris Kirkpatrick @LIFE180 and James Barber @OregonCashFlowPro go head-to-head to argue the risks, rewards, and realities of using IUL vs whole life for Infinite Banking. They don't just argue theory — they break down a real IUL policy illustration and analyze the numbers. This is the most detailed and honest conversation on the internet about IUL vs Whole Life.Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant To Start Infinite Banking? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault00:00 Intro02:46 Understanding Policy Design and Performance06:08 The Role of Market Conditions in Policy Success09:00 The Misrepresentation of IULs12:03 Aligning Financial Products with Values15:11 The Importance of Proper Policy Design18:04 The Future of IULs and Whole Life Policies20:57 Navigating the Life Insurance Landscape38:11 Understanding Cap Rates and Product Variability39:50 The Impact of Policy Timing on Returns42:07 Mortality Rates and Dividend Adjustments44:34 Whole Life vs. IUL: A Comparative Analysis52:08 Investment Philosophy: IUL as a De-risking Tool54:31 Bond Alternatives and Market Exposure01:01:56 Understanding Borrowing Costs in Life Insurance Policies01:04:35 The Role of Whole Life and IUL in Financial Strategy01:06:52 Income Projections and the Risks of Life Insurance Products01:09:03 Debating IUL vs Whole Life: Key Arguments and Counterarguments01:12:50 Regulatory Changes and Their Impact on Life Insurance Products01:16:00 Philosophical Perspectives on Life Insurance as an Investment01:20:54 Final Thoughts on IUL and Whole Life StrategiesDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In today's Banking With Life Q&A, James answers questions such as, "Does IBC® truly avoid the banking system?", "Does collateralizing cash value shift returns to you?", and "If 401ks work, why aren't their promoters wealthy?" As always, we hope you enjoy and thank you for listening!1. 0:22 - Does IBC® truly avoid the banking system?2. 15:32 - Does collateralizing cash value shift returns to you?3. 18:01 - Aren't loans, not deposits, what expand money and contribute to the business cycle?4. 19:28 - If 401ks work, why aren't their promoters wealthy?5. 21:27 - Are you suggesting low death benefit and high cash for IBC efficiency?Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

In Part 9 of the Becoming Your Own Banker series, the Cashflow Legendz dive deep into one of the most misunderstood, and powerful aspects of whole life insurance: dividends. Ever wondered how mutual insurance companies pay dividends, and what they really mean for your policy and cash flow strategy? This episode breaks it all down from how dividends are calculated to how they can be used to supercharge your policy's growth. We cover: The difference between guaranteed and non-guaranteed elements How to use dividends to buy paid-up additions, reduce premiums, or take as cash The role of dividends in Infinite Banking and building generational wealth Whether you're a seasoned Infinite Banking practitioner or just starting your journey, this episode will give you a clear understanding of how dividends can help you maximize control and growth inside your policy. Listen now and unlock the next level of becoming your own banker!   https://www.cashflowlegendz.com/ https://bethebank.krtra.com/t/q1ErFkvwM3rK

What's the true cost of employee turnover, and how can business owners reduce it? In today's conversation, the financial coaches dive into employee retention strategies, focusing on how A-players drive business success. They reveal how traditional methods like 401(k)s often fall short in keeping top talent engaged, and introduce the dual executive reward plan as a game-changing tool for fostering loyalty and growth.By using the dual executive reward plan, business owners can create a system that rewards top employees and helps secure long-term retention without relying on expensive traditional retirement plans. They discuss how this strategy aligns with infinite banking to create more sustainable cash flow while ensuring that your best talent remains committed to your business.If you're ready to learn more about employee retention and growth strategies, this conversation will give you the answer.Top three things you will learn:-The true cost of employee turnover-Attracting and retaining A-Players-The power of dual executive reward plansDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.DM TEAM on Instagram to get an ebook: -https://instagram.com/wealthwithoutwallst/Master Passive Income Podcast:-https://masterpassiveincome.com/podcastBook Your Free Passive Income Game Plan Session:-https://wealthwithoutwallstreet.com/freecallWant to raise millionaire kids? Watch how Sharran Srivatsaa — former Goldman Sachs banker turned entrepreneur and investor — is building a generational wealth system with his kids, step-by-step.-https://go.wealthwithoutwallstreet.com/millionaire-kidsTurn Active Income Into Passive Income:-https://wealthwithoutwallstreet.com/piosKnow Your Investor DNA:-https://wealthwithoutwallstreet.com/investordnaCreate a Six-Figure Side Hustle in Peer-to-Peer Car-Sharing:-https://wealthwithoutwallstreet.com/carsWealth Without Wall Street New Book:-https://wealthwithoutwallstreet.com/newbookIBC Webinar:-https://wealthwithoutwallstreet.com/ibcJoin Our Next Inner Circle Live Event:-

What if AI could help you sleep better, think faster, and win bigger? In this episode of Breakaway Wealth, Jim Oliver sits down with Silicon Valley powerhouse Kevin Surace—entrepreneur, innovator, and one of the early voices on AI's transformational power. They dive deep into: Why most entrepreneurs lose not because of bad ideas, but bad timing. How AI can act as your daily decision-making partner—from analyzing supplements to writing business plans. Why grit and risk tolerance are still the ultimate wealth-building tools. And the surprising truth about success: it's not just about making money—it's about finding joy. Whether you're a startup founder, seasoned business owner, or just trying to stay relevant in a fast-moving world, Kevin's blueprint will show you how to adapt, lead, and break away from convention. 3 Takeaways: AI as Your Tactical Wingman Use AI as a daily assistant for research, writing, planning, and decision-making. It doesn't replace you—it amplifies you. Timing > Talent The biggest startup killer? Being early. Mastering the art of timing in business is more important than chasing “great ideas.” Resilience Builds Empires Endurance, not genius, separates winners from wannabes. Show up, survive setbacks, and let compound effort do its thing. Kevin's decades of experience will challenge your thinking—and give you a modern playbook to stay ahead in a world that won't wait. Subscribe and share to help others break away from financial convention   Connect with Kevin Surace: Website: www.kevinsurace.com/  Linkedin: www.linkedin.com/in/ksurace/ Instagram: www.instagram.com/kevinsurace/ Twitter: twitter.com/kevinsurace Tiktok: www.tiktok.com/@kevin_surace Facebook: www.facebook.com/kevin.surace/ YouTube: www.youtube.com/@kskoolstuff  

This week Cameron and Anthony dig into the world of Airbnb investing with John Bianchi, a specialist who boasts a 100% success rate in guiding clients to profitable short-term rental properties. John debunks common misconceptions about the Airbnb market, lays out his proven evaluation methods—including the “20% rule”—and dives into the differences between long-term and short-term rental strategies. The conversation highlights the importance of data over guesswork, especially when it comes to selecting markets, assessing true property potential, and leveraging tax advantages unique to Airbnbs. John also shares details about new tax legislation and how his team at STR Search makes investing stupid simple for their clients.   Resources: STR Search: How We Can Help You Join the Infinite Wealth Study Group: https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC 

What if everything you've been taught about managing your money as a business owner is wrong—and the real path to lasting wealth begins with becoming your own bank?   In this episode of Sharkpreneur, Seth Greene speaks with M.C. Laubscher, founder of Producers Wealth and creator of the Cashflow Ninja platform. He reveals why traditional financial advice often fails business owners. He discusses how building your own banking system can unlock true financial freedom, scale your business faster, and protect your wealth long term. In this conversation, you'll discover powerful strategies for taking control of your capital, avoiding the traps of Wall Street, and multiplying your wealth predictably.   Key Takeaways: → Why conventional financial advice could be sabotaging your business growth. → The key mindset shift that separates struggling entrepreneurs from wealthy ones. → How to build your private banking system without relying on Wall Street. → The biggest mistake business owners make once they start generating cash flow. → How Cashflow Ninja influences over 7 million people worldwide. M.C. Laubscher is the founder of Producers Wealth, where he helps business owners implement alternative wealth strategies to build freedom and legacy. As the creator and host of the popular Cashflow Ninja podcast, which has millions of downloads worldwide, M.C. has been recognized by Entrepreneur Magazine as one of the top 48 podcasts for entrepreneurs. A best-selling author of The 21 Best Cashflow Niches™ and Get Wealthy for Sure™, M.C. is also a member of the Forbes Finance Council and The Million Dollar Round Table. He is a sought-after speaker and frequently appears on top business podcasts, sharing his expertise on financial independence and generational wealth.   Connect With M.C.: Producers Wealth Instagram X Facebook LinkedIn   Learn more about your ad choices. Visit megaphone.fm/adchoices

Visit our website: https://www.thewealthwarehousepodcast.com/Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/In this week's follow-up episode, Dave and Paul are continuing their discussion of the “process vs. the product”.Last week, they examined “the process” of Infinite Banking – now, they are dissecting the product that helps you create your own banking system, dividend paying whole life insurance.From the basics of “what it is and how it works” to more specifics on guarantees, dividends and much more.The guys also share their perspective on the structure, liquidity and stability you get from this financial product, and what makes it so good for IBC.Episode Highlights:0:00 - Introduction and recap of last episode5:35 - Talking about the product12:59 - The structure14:43 - Guarantees and dividends16:19 - “What is guaranteeing all of this?”20:54 - Liquidity23:08 - Stability31:01 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website: https://www.thewealthwarehousepodcast.com/ Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In today's episode of You Can Overcome Anything Podcast Show, CesarRespino.com brings to you a special guest.Shaté Hayes is the secret weapon behind countless career success stories. A former dancer turned career and business strategist, she transforms creatives' unique skills into fulfilling business paths — and through her company Career Steward, she helps small businesses win contracts and build genuine influence. With experience leading career programs for thousands, Shaté has cracked the code on transforming hidden entrepreneurs into opportunity magnets.Shaté Hayes' message to you is:You can. Whatever career or life you imagine for yourself, you can have it. Just own your story, trust yourself, and be patient through the process.To Connect with NAME OF GUEST go to:www.careersteward.cowww.linkedin.com/in/sedwards1908www.linkedin.com/company/careerstewardwww.instagram.com/iamshateTo Connect with CesarRespino go to:

In this conversation, John Harcar and Joshua Smith discuss the importance of financial education and strategies for taking control of one's financial future. Joshua shares his personal journey from financial illiteracy to becoming a wealth strategist, emphasizing the concept of infinite banking as a powerful savings strategy. They explore the benefits of this approach, including guaranteed lines of credit and the ability to structure policies for generational wealth. The discussion also highlights the need for financial literacy and the resources available for individuals and families to improve their financial knowledge. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us a text How would your financial life change if you stopped being a consumer and became the owner of your banking system? In this episode of Weiss Advice, Yonah speaks with Jim Oliver, founder of CreateTailwind and advocate of the Infinite Banking Concept. Jim shares his journey from poverty to financial independence, emphasizing the significance of controlling the banking function in your life. Through real-life examples and analogies, he explains how velocity, ownership, and mindset can radically alter your financial future. Jim also introduces the principles behind Infinite Banking and the importance of breaking away from conventional thinking about money, taxes, and legacy building.[00:01 – 06:17] Own or Be OwnedThe importance of motion in money and why stagnation leads to lossThe significance of financial ownership vs. consumer mentalityThe lesson Jim learned at age 13 while working in a casket factory[06:16 – 12:38] Turning Headwinds into TailwindsThe idea behind "CreateTailwind" and how financial systems work against youHow to recapture the 34.5 cents lost in interest from every dollar earnedThe concept of velocity and using your own financial system for growth[12:39 – 18:53] Infinite Banking, ExplainedHow Infinite Banking works through whole life insurance policiesThe concept of leveraging your cash value while it continues to growBuilding assets and legacy simultaneously[18:54 – 24:41] Breaking from the HerdWhy more people don't use Infinite Banking or tax-saving strategiesThe role of coaching, education, and mindset in financial successHow ownership shifts perspective from fear to confidence[24:42 – 30:44] Legacy, Freedom, and OwnershipThe five shifts Jim outlines in his new book Owner ShiftPersonal lessons about health, aging, and continued growthWhat success and freedom really meanConnect with Justin:YouTube: https://www.youtube.com/createtailwind182LinkedIn: https://www.linkedin.com/company/createtailwind/Facebook: https://www.facebook.com/createtailwind Instagram: https://www.instagram.com/create_tailwind/LEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Tweetable Quotes:“If water doesn't flow, it becomes stagnant—and if money doesn't move, it dies.” - Jim Oliver“You either pay someone else interest, or you give up the Support the show