Podcasts about becoming your own banker

  • 141PODCASTS
  • 1,583EPISODES
  • 36mAVG DURATION
  • 5WEEKLY NEW EPISODES
  • Jun 8, 2026LATEST

POPULARITY

20192020202120222023202420252026


Best podcasts about becoming your own banker

Show all podcasts related to becoming your own banker

Latest podcast episodes about becoming your own banker

Control and Compound with Darren Mitchell
The Biggest Money Mistake Most Canadians Make | Why Banks Always Win

Control and Compound with Darren Mitchell

Play Episode Listen Later Jun 8, 2026 22:49


https://hub.controlandcompound.com/business-masterclass-webinar-replay   What if you woke up on a desert island with 100 other people and had to rebuild an economy from scratch?   In this episode of Control and Compound, Darrenl and Christina use a simple desert island story to explain one of the most important wealth-building lessons most people never learn.   Why do banks become some of the most profitable institutions in the world? Why do some families build lasting wealth while others struggle to keep it? And why does controlling capital often matter more than working harder, earning more, or finding the perfect investment?   Through the story of Fisherman Frank and Banker Bob, you'll discover how liquidity, access to capital, financing, and uninterrupted compounding can dramatically change financial outcomes over time.   Topics discussed: • Why banks become so profitable • The difference between producing wealth and controlling capital • How liquidity creates financial resilience • Lessons from recessions, market crashes, and economic downturns • Infinite Banking and the concept of becoming your own banker • Building multi-generational wealth • Why wealthy families think differently about money   If you want to understand how money really works and why some people seem to get ahead regardless of economic conditions, this episode is for you.   #InfiniteBanking #WealthBuilding #PersonalFinance #ControlAndCompound #FinancialEducation   Show notes:   00:00 - Introduction 01:24 - Welcome to the Desert Island Economy 03:20 - How Specialization Creates Wealth 04:22 - The Problem Every Economy Faces 05:31 - Enter The Banker 07:51 - Fisherman Frank vs Banker Bob 09:30 - The Real Source of Wealth 11:48 - Becoming Your Own Banker 14:15 - Financing Growth Differently 16:16 - Why Liquidity Matters 18:18 - Building Family Wealth 20:09 - Why Banks Always Win FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound    TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Banking With Life Podcast
The Remnant: Celebrating 300 Episodes of Banking With Life (BWL POD #0300)

Banking With Life Podcast

Play Episode Listen Later Jun 5, 2026 17:55


In this special 300th episode, James reflects on the historical idea of the “remnant” by exploring the stories of Sparta's 300, Gideon's 300 men, and other examples of individuals who stood apart from the crowd. He draws parallels between these enduring lessons and the Infinite Banking Concept®, emphasizing discipline, independent thinking, and the importance of controlling the banking function in your own life. As always, we hope you enjoy the episode, and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Breakaway Wealth Podcast
Why Nelson Nash Hated Universal Life Insurance with David Stearns

Breakaway Wealth Podcast

Play Episode Listen Later Jun 3, 2026 53:23


What did Nelson Nash actually teach? In this conversation, Jim Oliver sits down with David Stearns, Director of the Nelson Nash Institute and Nelson Nash's son-in-law, to discuss the ideas that often get overlooked when people talk about Infinite Banking. They unpack why Infinite Banking is not about chasing policy performance, comparing illustrations, or finding a shortcut to wealth. Instead, it's about understanding the problem Nelson spent decades studying: the loss of control over your cash flow. Jim and David revisit key lessons from Becoming Your Own Banker, explain why Nelson rejected Universal Life insurance, and share why behavior - not policy design - is what ultimately determines success with Infinite Banking. Key Takeaways Infinite Banking is about controlling the banking function, not buying life insurance Nelson Nash viewed whole life insurance as a tool, not the end goal Comparing policies without understanding the process misses the point Wealth is built by controlling cash flow and recapturing lost interest Reading and understanding Becoming Your Own Banker remains the foundation of IBC Chapters 00:00 Meet David Stearns and the Mission of the Nelson Nash Institute 03:23 Why Nelson Nash Rejected Universal Life Insurance 08:26 The Biggest Misunderstanding About Infinite Banking 12:28 Understanding the Real Problem Nelson Solved 18:02 Why Most People Misread Becoming Your Own Banker 23:44 Nelson Nash's Vision for Financial Freedom 31:59 The Difference Between Selling Insurance and Teaching IBC 44:52 The Windfall Story and Building Long-Term Wealth 53:02 Why Reading the Book Still Matters ______________________________ If you're ready to breakaway and start making real wealth, then join our free community.  Get access to new daily content, on-demand courses on how money works and Infinite Banking, a Q&A video library, reading library, worksheets, calculators, and more.  

Banking With Life Podcast
Banking With Life Topical Series: Modified Endowment Contract (MEC) (Part 12)

Banking With Life Podcast

Play Episode Listen Later May 29, 2026 35:06


In this twelfth installment, James explains Modified Endowment Contracts (MECs), how they occur, and why policy design should focus on long-term performance rather than maximizing early cash value. He discusses MEC limits, policy flexibility, and common misconceptions surrounding overfunded whole life insurance. As always, we hope you enjoy the episode, and thank you for listening!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Cashflow Legendz
Why You Feel Broke Even When You Make Money

Cashflow Legendz

Play Episode Listen Later May 29, 2026 17:51


Most people are not broke. They are fighting invisible financial headwinds. In this episode of Cashflow Legendz, Nate and Brandon unpack one of Nelson Nash's powerful concepts from Becoming Your Own Banker: the difference between financial headwinds and tailwinds. You may be working hard, earning money, saving, investing, and trying to make progress, but still feel like you cannot get ahead. Why? Because money may be quietly leaking through interest payments, inefficient debt structures, idle cash, poor sequencing, and financial systems that were never designed to benefit you first. This conversation is not about shame, guilt, or beating yourself up over past financial decisions. It is about seeing the problem clearly. Because once you understand the problem, the solution becomes much easier to recognize. In this episode, Nate and Brandon discuss: Why more income does not always solve the problem How interest payments create invisible financial headwinds Why chasing rate of return can lead to a loss of control The difference between rate of return and rate of control Why money philosophy matters How to redirect existing cash flow with more efficiency Why families and business owners may be closer than they think The goal is not always to do more. Sometimes the goal is to redirect what is already moving through your life with more control, certainty, and purpose. Get a free copy of What Would The Rockefellers Do? https://stonecenturyfinancial.com/book Schedule a free Cashflow Legendz clarity call with Nate https://calendly.com/chroniclesnate/cashflow-legendz-consult This show is for educational purposes only and is not financial, tax, or legal advice. Consult with your team before making financial decisions. Money. Cashflow. Legacy. Break the rules. Build your legend.

Banking With Life Podcast
Best Of The Banking With Life Podcast (Vol. 8)

Banking With Life Podcast

Play Episode Listen Later May 22, 2026 26:14


In this eighth volume of the Best of the Banking With Life Podcast, we've compiled another collection of memorable moments and key discussions from recent episodes. From practical applications to foundational principles of the Infinite Banking Concept®, these highlights continue to showcase the enduring value of Nelson Nash's work. As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
Ep. #127 On Financial Endurance with David Hammer

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 22, 2026 55:54


Ep. #127 On Financial Endurance with David HammerIn this episode, endurance athlete and Authorized IBC Practitioner, David Hammer, and I discuss how to cultivate financial endurance with the Infinite Banking Concept. ⚔️ LIVE & LEAVE A LASTING LEGACY

Wealth Talks
Nelson Nash Becoming Your Own Banker – How it got started

Wealth Talks

Play Episode Listen Later May 20, 2026 26:25


This is the story of how Nelson Nash discovered the Infinite Banking Concept, as written about in in his book Becoming Your Own Banker - unlocking the infinite banking concept. Nelson Nash wrote the book Becoming Your Own Banker and did seminars around the country teaching and sharing the Infinite Banking Concept. Since learning about Nelson Nash and Infinite Banking in 2005, we have been practicing and teaching The Infinite Banking Concept. We started McFie Insurance in 2007 to be able to sale life insurance specifically designed for Infinite Banking. Infinite Banking has made a huge difference in our life and is the reason we are still sharing it with others today. The Infinite Banking Concept is the key factor that lets you get ahead and level up financially. Watch this episode on YouTube here: How Infinite Banking Got Started – YouTube

DURHAM TALENTS CHANNEL
Money Memo #11 Paying Off Bad Debt Is Like Getting A Pay Raise

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 20, 2026 1:59


Money Memo #11 Paying Off Bad Debt Is Like Getting A Pay RaiseThe average American is drowning in bad financial debt that can be solved through personal responsibility and a positive financial environment via Infinite Banking with whole life insurance policies. ⚔️ LIVE & LEAVE A LASTING LEGACY

Wealth Warehouse
The Phase That Separates Infinite Banking Success from Failure Ep:6 Season 2

Wealth Warehouse

Play Episode Listen Later May 18, 2026 35:24


This episode explains why the capitalization phase is the foundation for your entire infinite banking concept system. Individuals who persevere through this phase are the target audience for this system, which Nelson Nash himself likened to starting a new business guaranteed to succeed.Understanding this crucial element from the Nelson Nash, author of "Becoming Your Own Banker" is key to building wealth and achieving financial freedom, helping you to truly be your own bank.Go to The Wealth Warehouse PodcastFollow us on :Linkedinhttps://www.linkedin.com/in/paul-fugere-762021b0/https://www.linkedin.com/in/david-a-befort-jr/Instagramhttps://www.instagram.com/thewealthwarehousepodcast/YouTubehttps://www.youtube.com/@Thewealthwarehousepodcast/videos

DURHAM TALENTS CHANNEL
The Interview Series #47 Glenn Yaney

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 18, 2026 87:26


The Interview Series #47 Glenn YaneyIn this episode of the Interview Series I interview a friend and colleague, Authorized IBC Practitioner, Glenn Yaney. Glenn is a husband, father, has an extensive operational experience in the real estate and business world, and is also an educator and professional with Infinite Banking. I hope you enjoy our conversation and learn!To connect with Glenn:Podcast: https://youtube.com/@capitalizingyourlifepodcast?si=-pQTvA7fM2QDVl5_Email: glenn@createtailwind.com⚔️ “LIVE & LEAVE A LASTING LEGACY”

Banking With Life Podcast
Adverse Selection, Gold Holdings, Dividends & Policy Loans (BWL Q&A #55)

Banking With Life Podcast

Play Episode Listen Later May 15, 2026 21:27


In today's Banking With Life Q&A, James answers questions about adverse selection in life insurance, whether life insurance companies hold gold and silver, the differences between direct and non-direct recognition, and using policy loans to fund additional policies. He also discusses Nelson Nash's grocery store example and the importance of velocity within the Infinite Banking Concept®. As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
The Round Table Series #18 - Part 2 Infinite Banking Book Study

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 15, 2026 31:07


The Round Table Series #18 - Part 2 Infinite Banking Book StudyIn this council of The Round Table, there is a host of qualified professionals, and we challenge each other to randomly discuss and represent our views from the Becoming Your Own Banker book by R. Nelson Nash.Guests:Tricia Millerwww.banklessbydesign.com Email: tricia@banklessbydesign.comNicole Gardnerwww.kingdommoneysense.comDan LangenbergEmail: Longmountain35@gmail.comDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776Richard Canfieldrcanfield@ascendantfinancial.com  | 587-600-9080RESOURCES MENTIONED:The Interview Series https://bit.ly/InfiniteBankingInterviewsI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

DURHAM TALENTS CHANNEL
Money Memo #10 Hourly Wage Doesn't Matter As Much As This…

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 13, 2026 1:41


Money Memo #10 Hourly Wage Doesn't Matter Who cares how much you earn if you don't keep any of it? Whether you earn $10 an hour or 10 million an hour, Becoming Your Own Banker is the way to safely store, compound and access the value of your earnings through utilizing whole life insurance. ⚔️ LIVE & LEAVE A LASTING LEGACY

DURHAM TALENTS CHANNEL
The Round Table Series #18 Austrian Economics, Libertarianism & Infinite Banking

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 11, 2026 82:03


The Round Table Series #18 Austrian Economics, Libertarianism & Infinite BankingTitle: Austrian Economics, Libertarianism & Infinite BankingIn this council of The Round Table there is a host of qualified professionals and we discuss Austrian economics, libertarianism, and the Infinite Banking Concept as described in Nelson Nash's book, Becoming Your Own Banker.Human action, personal responsibility, personal freedoms, government intervention, financial freedom and so much more come into this conversation. Guests:Tricia Millerwww.banklessbydesign.com Email: tricia@banklessbydesign.comNicole Gardnerwww.kingdommoneysense.comDan LangenbergEmail: Longmountain35@gmail.comDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776Richard Canfieldrcanfield@ascendantfinancial.com  | 587-600-9080RESOURCES MENTIONED:The Interview Series https://bit.ly/InfiniteBankingInterviewsThe State as an Organization | Mises Institute(587) I, Pencil - YouTubeipencilmovie.orgI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Banking With Life Podcast
Infinite Banking Foundations: The Problems IBC® Was Built to Solve

Banking With Life Podcast

Play Episode Listen Later May 8, 2026 25:18


In this episode, James discusses the financial and human problems that lead people to the Infinite Banking Concept®, referencing several of the principles outlined by Nelson Nash in Becoming Your Own Banker. He explains how disciplined capital formation and control over the banking function can help individuals break free from financial dependence and short-term thinking. As always, we hope you enjoy the episode, and thank you for listening!Infinite Banking Foundations Series: ➫ www.youtube.com/playlist?list=PLx…H91ORIHB5nwNpQSMEMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
Ep. #126: My 10 Years of Mistakes with Infinite Banking

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 8, 2026 48:35


Ep. #126 My 10 Years of Mistakes with Infinite Banking In this video, I share all the mistakes that I've made from doing Infinite Banking for over 10 years!I share how I took too long to get started, I didn't talk with my agent enough, I missed premium payments, I might've started bigger than I should have, I didn't acquire as much insurance as I should've from the start, and so much more.I also share other videos with some of my best practices acquired over the past decade of becoming my own banker. See those here:How much Premium?https://bit.ly/HowMuchPremiumAnnual Policy Checklisthttps://bit.ly/AnnualPolicyChecklistThe EncycloMedia Serieshttps://bit.ly/EncycloMediaSeriesI am now an Authorized, Infinite Banking Concept Practitioner through the Nelson Nash Institute and share that journey here:https://youtu.be/elXZQocKi3E?si=PbyN04eb_iy6Kas1⚔️ LIVE & LEAVE A LASTING LEGACY

Wealth Talks

These are the 5 Human factors from the book Becoming Your Own Banker (The Infinite Banking Concept) written by R Nelson Nash Parkinsons Law Willie Suttons Law The Golden Rule The Arrival Syndrome Use it or lose it In the book Becoming Your Own Banker, Nelson Nash writes, "If you control these 5 factors, you can be successful at Infinite Banking. And if you are successful with infinite banking it will put you miles ahead of your peers in the financial world." It is important to master these 5 human factors. In this podcast episode we go over each of these 5 factors and discuss them in detail. If you are learning more about Becoming Your Own Banker, this is a great place to start. Learn all about Becoming Your Own Banker and the infinite banking concept on audio with this podcast.   Follow the Wealth Talks Podcast on: Instagram: https://www.instagram.com/wealthtalkspodcast/?utm_source=ig_web_button_share_sheet&igshid=OGQ5ZDc2ODk2ZA== Facebook: https://www.facebook.com/profile.php?id=61554798231074 Listen to the Wealth Talks Podcast on: YouTube: https://www.youtube.com/@wealth-talks-podcast Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8  

DURHAM TALENTS CHANNEL
Money Memo #09 Velocity of Money with Infinite Banking

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 6, 2026 2:53


Money Memo #09 Velocity of Money with Infinite BankingVelocity of money is achievable for the average American through Infinite Banking. Becoming your own banker allows you to take your hard-earned money and have it safely grow compound interest in a liquid asset. ⚔️ LIVE & LEAVE A LASTING LEGACY

DURHAM TALENTS CHANNEL
The Interview Series #46: Brandon Goswick & Nate Dean

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 4, 2026 101:38


The Interview Series #46: Brandon Goswick & Nate DeanIn this episode of the Interview Series, I have a conversation with Brandon Goswick and Nate Dean.These gentlemen are both well-practiced in implementing Infinite Banking personally and also as professionals in the IBC footprint. Both are recognized as Authorized Practitioners and as mentors with the Nelson Nash Institute. In this video, we cover their own journey and how they're helping clients today!To connect with Brandon and Nate:www.unlimitedlifeconcepts.com⚔️ “LIVE & LEAVE A LASTING LEGACY”

Banking With Life Podcast
To MEC, or Not to MEC (Part 2) (BWL POD #0299)

Banking With Life Podcast

Play Episode Listen Later May 1, 2026 44:48


In part two of this two-part episode, James and Jake build on their discussion by exploring the consequences of improper policy design and the long-term impact of front-loading premium. They walk through better ways to structure policies, including the use of premium deposit accounts, and emphasize the importance of maintaining efficiency over time. As always, we hope you enjoy the episode, and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
Family Banking Ep. #06: Infinite Banking - Allocating Cashflow With Your Children 

DURHAM TALENTS CHANNEL

Play Episode Listen Later May 1, 2026 7:30


Family Banking Ep. #06: Infinite Banking - Allocating Cashflow With Your Children In this episode of our Family Banking Series, I sit down with our two oldest children to have a conversation about cash flow allocation for Infinite Banking.We discuss cashflow allocation for assets, business, charitable giving, an emergency fund, and for fun. As our own bankers we first prioritize our cashflow to our private family banking system of whole life insurance policies. From there, we discuss what else we may want to do. Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ “LIVE & LEAVE A LASTING LEGACY”

DURHAM TALENTS CHANNEL
Money Memo #08 Safe Money in Bad Times

DURHAM TALENTS CHANNEL

Play Episode Listen Later Apr 29, 2026 1:50


Money Memo #08 Safe Money in Bad TimesWhole Life insurance policies, properly structured, from dividend-paying mutual life insurance companies are the best assets to get and use in good financial times and in downturns. When those policies are used for one's need of finance as a private family banking system, that's when you become your own banker. ⚔️ LIVE & LEAVE A LASTING LEGACY

Breakaway Wealth Podcast
The Case for IBC - 4: How Banks Make 2600% With Your Money (And You Don't)

Breakaway Wealth Podcast

Play Episode Listen Later Apr 28, 2026 36:19


This is where most people finally see it. Banking isn't complicated - it''s just been hidden in plain sight. In this episode, Jim and Nick break down how banks actually make money and why most people are on the wrong side of that equation. The core issue isn't income. It's money flow. Right now, money is moving away from you, through interest, financing, and lost opportunity.  Banks understand this. They keep money in motion 24/7. But most people don't. You can make the shift: it's simple, but not easy: Become the depositor, the borrower, and the owner. Hint: That's Infinite Banking. Once you understand that, everything changes. Key Takeaways - Money must move or it loses value - Banks profit by controlling the flow of money, not the rate - The real problem is volume of interest leaving your life - You finance everything, either by paying interest or giving it up - Infinite Banking puts you back in control of that system - Velocity of money creates long-term wealth, not accumulation alone Chapters 00:00 Becoming Your Own Banker 02:54 Why Money Must Flow 09:57 The Real Cost of Financing Everything 12:25 Where Your Money Is Actually Going 15:16 How Banks Really Make Money 19:34 The 3 Roles: Depositor, Owner, Borrower 24:18 Velocity: The Engine of Wealth 31:26 Infinite Returns and Real Wealth Building 34:43 The 5 Rules of Infinite Banking ______________________________ If you're ready to breakaway and start making real wealth, then join our free community.  Get access to new daily content, on-demand courses on how money works and Infinite Banking, a Q&A video library, reading library, worksheets, calculators, and more.  

DURHAM TALENTS CHANNEL
The Interview Series #45: The First Family of Infinite Banking- David Stearns and Leigh Barganier

DURHAM TALENTS CHANNEL

Play Episode Listen Later Apr 27, 2026 72:46


The Interview Series #45: The First Family of Infinite Banking- David Stearns and Leigh BarganierIn this episode of the Interview Series I have a conversation with my friends, and the first family of the Infinite Banking Concept, David Stearns and Leigh Barganier.David is the President of the Nelson Nash Institute and the son-in-law of Nelson Nash the author of the book, Becoming Your Own Banker. Leigh is the Director of Marketing for the Nelson Nash Institute and the granddaughter of Nelson Nash.We discussed their family history, their implementation of infinite banking at a personal level and where they are today.To connect with the Nelson Nash Institute go to www.infinitebanking.org⚔️ “LIVE & LEAVE A LASTING LEGACY”

Banking With Life Podcast
To MEC, or Not to MEC (Part 1) (BWL POD #0298)

Banking With Life Podcast

Play Episode Listen Later Apr 24, 2026 45:11


In part one of this two-part episode, James and Jake discuss the idea of getting large amounts of money into whole life policies and the risks of trying to front-load too much premium in year one. They introduce MECs and highlight common misconceptions around policy structure. As always, we hope you enjoy the episode, and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
An Infinite Banking perspective on Trump Accounts

DURHAM TALENTS CHANNEL

Play Episode Listen Later Apr 24, 2026 1:43


Money Memo #07 Trump AccountsIn this Money Memo I share my perspective on government qualified plans, financial independence, personal responsibility, and more as it regards the Infinite Banking Concept and Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY

DURHAM TALENTS CHANNEL
Entrevista del Concepto Bancuario Infinito #44: Nancy Hidalgo

DURHAM TALENTS CHANNEL

Play Episode Listen Later Apr 20, 2026 75:09


Entrevista del Concepto Bancuario Infinito #44: Nancy HidalgoEn este episodio del serie de entrevistas, hablo con mi amiga Nancy Hidalgo. Nancy es madre, agente de seguros y una profesional del Concepto Bancuario Infinito (IBC), autorizada por el Nelson Nash Institute. Ha sido un placer para mí conocer y trabajar con Nancy. Es posible convertirte en tu propio banquero. Espero que aprendas de nosotros como reconocer el problema financial de cada uno de nosotros, controlar el proceso del bancario y obtener los resultados de las garantias del producto particular: la poliza de vida entera, diseñada espeficamente. Para hablar con Nancy:Instagram: https://www.instagram.com/hidalgoinfinitelegacy?igsh=MW4ydG95Y2JvZmFtbw==Phone: +1 (407) 288-0252⚔️ “LIVE & LEAVE A LASTING LEGACY”

Débrouillard
#139. PHILIP GOYER : Psychologie de l'Argent, Infinite Banking Concept (IBC), TEDx, Bourse, Devenir son Propre Banquier et Lancement de Loop Capital en Amérique du Nord

Débrouillard

Play Episode Listen Later Apr 18, 2026 87:46


Découvrez comment cet investisseur autodidacte et athlète d'endurance, s'apprête à révolutionner l'Infinite Banking en Amérique du Nord avec le lancement de Loop Capital !Aujourd'hui, je reçois un invité au profil exceptionnel, quelqu'un qui a pris sa vie à bras-le-corps : Philip Goyer.Dans cet épisode, il nous dévoile les coulisses de son livre "Réécrire la richesse", où il décortique la psychologie, la culture et les tabous francophones qui nous empêchent de prospérer.Mais surtout, cet épisode est l'occasion d'une annonce explosive : le lancement officiel de "Loop Capital". Philip nous explique pourquoi il a décidé de fonder ce cabinet d'envergure dédié à l'Infinite Banking Concept (IBC). Il nous présente sa vision pour démocratiser cette stratégie financière utilisée par le 0,1% grâce à des "Banking Classes" gratuites, et l'importance de bâtir un écosystème collaboratif avec des conseillers certifiés par le Nelson Nash Institute (NNI). Préparez-vous à changer de paradigme financier !▬▬▬▬▬▬▬▬▬

Banking With Life Podcast
Banking With Life Clients: In Their Own Words (Part 8) (BWL POD #0297)

Banking With Life Podcast

Play Episode Listen Later Apr 17, 2026 33:32


In this eighth installment of our client story series, more Banking With Life clients share their experiences with the Infinite Banking Concept®. These conversations continue to highlight the real-world impact of taking control of one's financial future, demonstrating how the consistent application of Nelson Nash's principles can create lasting benefits across generations. As always, we hope you enjoy the episode and thank you for listening!Client Stories Playlist: ➫ www.youtube.com/playlist?list=PLx…9KI2F26g2M1pvHt_fMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
Infinite Banking is for Bravehearts!

DURHAM TALENTS CHANNEL

Play Episode Listen Later Apr 17, 2026 1:56


Money Memo #6 A Message from William WallaceIn this Money Memo we have a message from William Wallace on the dangers of being financial servants to the banks and on the freedom of Infinite Banking!⚔️ LIVE & LEAVE A LASTING LEGACY

DURHAM TALENTS CHANNEL
Infinite Banking After 40 - “Am I Too Old?”

DURHAM TALENTS CHANNEL

Play Episode Listen Later Apr 13, 2026 67:46


The Round Table Series #17 Infinite Banking After 40In this council of The Round Table we discuss matters that may be more pertinent for those of us who are 40 years old and beyond and are implementing the Infinite Banking Concept. Guests:Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158 Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776RESOURCES MENTIONED:Infinite Banking Before 40 https://youtu.be/-0-zaHXNL9s?si=dPkl6BMjRniWosscThe Interview Series https://bit.ly/InfiniteBankingInterviewsPolicy Illustrations https://youtu.be/w9vEoYTxlS8?si=K4zpcM7SIqtbNmtjI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Banking With Life Podcast
Banking With Life Topical Series: Paid-Up Additions (Part 11) (BWL POD #0296)

Banking With Life Podcast

Play Episode Listen Later Apr 10, 2026 33:47


In this eleventh installment, James explains how Paid-Up Additions (PUAs) work within whole life insurance and the Infinite Banking Concept®. He covers how PUAs build early cash value, add death benefit, and why policy design should be based on the individual rather than fixed ratios. As always, we hope you enjoy the episode, and thank you for listening!Banking With Life Topical Series ➫ www.youtube.com/playlist?list=PLx…7SXH80xl_81VgTXrDMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
Interview #43: Sergio Loaiza

DURHAM TALENTS CHANNEL

Play Episode Listen Later Apr 6, 2026 79:52


The Interview Series #43: Sergio LoaizaIn this episode of the Interview Series I have a conversation Sergio Loaiza. Born in Columbia, South America, with a varied entrepreneurial background, Sergio is a husband, father and is a licensed insurance agent specializing in Infinite Banking. I hope you enjoy our conversation, learn and apply!To connect with Sergio:Personal Instagramhttps://www.instagram.com/sergpro11?igsh=MW1lamc2ZnpjNWsyMA%3D%3D&utm_source=qrProtect Your Legacy Instagramhttps://www.instagram.com/protect.your.legacy?igsh=MXRsMHM4cHZqbTc2Yw==YouTubehttps://youtube.com/@protectyourlegacy?si=FsIk3gsfSc-c-mUZWebsite https://start.protectyourlegacylife.com/infinite-banking-blueprint63419257⚔️ “LIVE & LEAVE A LASTING LEGACY”

Banking With Life Podcast
Infinite Banking Foundations: The Truth About IUL

Banking With Life Podcast

Play Episode Listen Later Apr 3, 2026 31:56


In this episode, James explains the key differences between whole life insurance and IUL within the Infinite Banking Concept®, focusing on control, guarantees, and long-term capital formation. He breaks down how policy structure impacts performance and addresses common misconceptions around “market-like returns.” As always, we hope you enjoy the episode, and thank you for listening!Infinite Banking Foundations Series: ➫ www.youtube.com/playlist?list=PLx…H91ORIHB5nwNpQSMEMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
We Got A Whole Life Policy On Our Baby for Infinite Banking

DURHAM TALENTS CHANNEL

Play Episode Listen Later Mar 30, 2026 30:06


Family Banking Ep.# 05: Starting a Policy on a New BabyIn this episode of our Family Banking Series, I share some plans and conversations that we had with our older children about how we were going to start a brand-new policy on our brand-new baby. We believe in Infinite Banking so much, because it is simply our lifestyle now, that we bought a whole life insurance policy and put it in force on our new baby before he turned one month old! I hope that you are inspired by hearing our conversations and seeing us go through the process of adding a new branch to our family banking system. ⚔️ “LIVE & LEAVE A LASTING LEGACY”

Banking With Life Podcast
Banking With Life Topical Series: The Problem with “IBC Alternatives” (Part 10) (BWL POD #0295)

Banking With Life Podcast

Play Episode Listen Later Mar 27, 2026 22:47


In this tenth installment, James examines common alternatives to the Infinite Banking Concept® and explains why they often fall short. He breaks down popular options such as universal life, qualified plans, and other financial strategies, highlighting the structural issues, long-term risks, and misconceptions that can lead to disappointing results. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
Jesse W. Durham on The Infinite Banking Initiative Podcast

DURHAM TALENTS CHANNEL

Play Episode Listen Later Mar 23, 2026 40:24


Guest Appearances: The Infinite Banking Initiative Podcast w/ David Stearns & Leigh BarganierIn this video I formally have an interview as an Authorized Infinite Banking Concept Practitioner on the Infinite Banking Initiative Podcast, hosted by Leigh Barganier and David Stearns. It was a great privilege and honor to speak with Nelson Nash's family and those that continue to carry the banner of the IBC through the Nelson Nash Institute. You can find the release of this interview from the Nelson Nash Institute here as well: https://infinitebanking.org/podcasts/episode-jesse-durham/Thanks to David and Leigh for their excellent efforts to “live and leave a lasting legacy” through the IBC! ⚔️ LIVE & LEAVE A LASTING LEGACY

Banking With Life Podcast
Banking With Life Topical Series: Death Benefit (Part 9) (BWL POD #0294)

Banking With Life Podcast

Play Episode Listen Later Mar 20, 2026 19:02


In this ninth installment, James focuses on the death benefit within whole life insurance and the Infinite Banking Concept®. He explains how it relates to cash value and how policy structure, loans, and premiums can impact it over time. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

DURHAM TALENTS CHANNEL
Ep. #125 My Thoughts After Attending The Nelson Nash Institute Think Tank

DURHAM TALENTS CHANNEL

Play Episode Listen Later Mar 20, 2026 3:28


Ep. #125 The Nelson Nash Institute Think TankIt has been my great privilege to become an Authorized Infinite Banking Concept Practitioner from the Nelson Nash Institute as of 2025. In 2026 I attended my first ever Think Tank in Birmingham, Alabama, home of the Nelson Nash Institute and the Infinite Banking Concept. Here I share a video of my experience. ⚔️ LIVE & LEAVE A LASTING LEGACY

Life Success & Legacy
Is “Retirement” a Bad Word? Passive Income, Nelson Nash’s Philosophy, and the LSL Team’s Take

Life Success & Legacy

Play Episode Listen Later Mar 16, 2026 45:16


In this episode, Chris, Mike C., and Mike K. dive deep into the third thing IBC can do — what Nelson Nash called Passive Income. Nelson famously removed the word “retirement” from his vocabulary, but what did he actually mean by that? The team explores the history of retirement as we’ve come to know it, unpacks what Nelson laid out in Becoming Your Own Banker, and shares real-world examples alongside the Life Success & Legacy approach to teaching this powerful principle. The post Is “Retirement” a Bad Word? Passive Income, Nelson Nash’s Philosophy, and the LSL Team’s Take appeared first on Life Success Legacy.

Banking With Life Podcast
Infinite Banking Foundations: Understanding the Infinite Banking Concept®

Banking With Life Podcast

Play Episode Listen Later Mar 13, 2026 14:18


In this episode, James Neathery explains the foundations of the Infinite Banking Concept® and how individuals can take control of the banking function in their own lives. Using properly structured dividend paying whole life insurance issued by mutual companies, the Infinite Banking Concept focuses on building capital, maintaining control, and thinking long range about money.If you want to better understand the Infinite Banking Concept, start with Becoming Your Own Banker by Nelson Nash and explore the principles behind controlling the banking function in your own life.Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Banking With Life Podcast
Private Equity Exposure, Gold Revaluation, Dividends & Policy Loans (BWL Q&A #54)

Banking With Life Podcast

Play Episode Listen Later Mar 6, 2026 23:39


In today's Banking With Life Q&A, James answers questions such as, “Do life insurance companies have exposure to private equity firms?”, “What would happen to life insurance companies if the U.S. Treasury revalued gold reserves?”, and “Can financial calculators actually prove that dividends are higher on the base policy than on PUAs?” As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Without the Bank Podcast
Is College a Financial Trap? The Real Cost Parents Never Calculate (Ep. 259)

Without the Bank Podcast

Play Episode Listen Later Mar 5, 2026 17:58


Is a college degree actually worth the cost — or are parents sacrificing their financial future so their kids can party for four years? In this episode, we finish the final two chapters of Becoming Your Own Banker by R. Nelson Nash, starting on page 75 with a hard look at the monetary value of a college degree — and ending with a powerful discussion on what to do if you're uninsurable. We challenge the deeply ingrained belief that everyone deserves a college education, unpack why the cost of college has exploded faster than inflation, and expose how parents are quietly taking on decades of student loan debt for degrees their kids may never need — or use. We also explore alternative paths: mentorship, real-world experience, vocational skills, and how Infinite Banking can be used intentionally if you do decide to help pay for college — without sacrificing retirement or generational wealth. Finally, we close the book study with an often-overlooked question: What if I'm uninsurable? Nelson Nash's own story proves that Infinite Banking doesn't stop — it simply shifts to another life and continues building wealth for future generations. This episode isn't anti-education — it's pro-thinking.

The Bethany Shipley Show
Episode 105 | Desires (Vision + Goals) with Joshua Rose

The Bethany Shipley Show

Play Episode Listen Later Mar 2, 2026 46:43


Bethany Shipley - bethany@bethanyshipley.comTo learn more about the Infinite Banking Concept or connect with Joshua:Text him: 651-815-2446Instagram: @thefamilybankerHe offers free education and advice on the Infinite Banking process.In this episode, Bethany Shipley welcomes Joshua Rose, who was invited to the show after sharing an impressive personal commitment: running a mile every day for over three years. Joshua shares the principle behind this streak—setting "minimum standards" in life—and connects this discipline to his work as a financial guru and his approach to parenting. He breaks down the Infinite Banking Concept and challenges listeners to define their financial future with clarity and discipline.Key TakeawaysThe Power of Minimum StandardsJoshua Rose was invited to the show after mentioning that he runs a minimum of one mile every day, a streak that as of this recording has been "a little over three years unbroken," totaling 1,180 days.He committed to running a mile every day on December 1, 2022, deciding he wanted it to be "a me thing," not a New Year's resolution.He believes in setting "minimum standards" in five areas of life, with his daily mile being his non-negotiable minimum for fitness.The five areas for setting minimum standards are: faith, family, fitness, finances, and friendships or relationships.For faith, his minimum standard involves him and his wife reading the Bible together for 20 to 30 minutes every morning after his run.For family, he ensures his morning routine doesn't infringe on his children's time, often achieved by waking up earlier.Financial Minimum Standards and Wealth ProtectionJoshua Rose draws parallels between transforming physical health and transforming financial futures, stating that discipline, hard work, and mindset empower individuals to control their wealth just as they control their health.The prerequisite for his financial advice is simple: you must be able to live on less than you make.A financial minimum standard for a family or business is to know their two terms: burn rate and days of liquidity (also called a "safe date").Burn Rate: The cost to run a family or business every day, month, or year.Days of Liquidity (Safe Date): The number of days a family or business could survive if their income goes away.The average business in America has only 27 days of liquidity.Joshua and his wife's minimum/emergency goal for days of liquidity is 180 days (six months), while their comfort zone goal is 365 days.He advocates for separating investing (separating yourself from control of your money with the expectation of a return) and savings or protection.The Infinite Banking ConceptJoshua teaches the Infinite Banking Concept (IBC), which comes from the book Becoming Your Own Banker by Nelson Nash.IBC uses whole life insurance policies to build a pool of capital that individuals and families can own, control, and use to finance things (like houses, cars, and businesses) without a traditional bank.The problem IBC addresses is that people finance everything, either by getting a loan and paying interest to a bank, or by paying cash and giving up the interest they could have earned.Analogy: Cash flow is a river, and a whole life policy is like a dam that collects a pool of capital.Teaching Children Financial DisciplineJoshua and his wife are teaching their four young children (ages five, four, two, and five months) about money.Their five- and four-year-olds are learning to budget their money into three categories: saving, giving, and spending.Their goal is to teach their kids that saving 50% of their income is a normal habit, a stark contrast to the average American who saves less than 5%.To help his young children earn money, he sometimes drops quarters on the ground for them to "find" while cleaning.He rewards "uncommon help"—going "above and beyond" the expected chores—with money, sometimes as a surprise to prevent tying their desire to help only to money.

Better Wealth with Caleb Guilliams
The Nelson Nash Interview I Never Released (Until Now)

Better Wealth with Caleb Guilliams

Play Episode Listen Later Feb 27, 2026 40:31


The Nelson Nash Interview That Was Never Released. Caleb Guilliams has a candid conversation with Nelson Nash, the creator of the infinite banking concept and the author of, Becoming Your Own Banker, about how Nelson came up with the idea, why he wrote the book, and how him and his family use the infinite banking concept in their own lives.Watch the Video on Youtube for Visuals - https://youtu.be/j7D0z506W74Want a Whole Life Insurance Policy for Infinite Banking? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewMore FREE Infinite Banking Resources & Education: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comTimestamps:0:00 Intro2:01 Interview BeginsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Banking With Life Podcast
Best Of The Banking With Life Podcast (Vol. 7)

Banking With Life Podcast

Play Episode Listen Later Feb 27, 2026 25:19


In this seventh volume of the Best of the Banking With Life Podcast, we've gathered another collection of standout moments from recent episodes. From practical insights to timeless principles surrounding the Infinite Banking Concept®, these highlights continue to reflect the lasting impact of Nelson Nash's work. As always, we hope you enjoy and thank you for listening!Best Of The Banking With Life Podcast Playlist: ➫ www.youtube.com/playlist?list=PLx…XlVl7C5bPyZ0SX1WNMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Without the Bank Podcast
Banks Push Interest Rates Because They Fear This Alternative (Ep. 258)

Without the Bank Podcast

Play Episode Listen Later Feb 26, 2026 12:21


Are "cheap" bank loans really cheap? And are you asking the wrong question about the rate of return? In this episode, we break down pages 68–70 of Becoming Your Own Banker and uncover the hidden cost of acquisition, why chasing higher returns misses the point, and how Infinite Banking can create true generational wealth.

Banking With Life Podcast
Banking With Life Topical Series: Real Estate Continued (Part 8) (BWL POD #0293)

Banking With Life Podcast

Play Episode Listen Later Feb 20, 2026 31:36


In this eighth installment, James continues the conversation on real estate and the Infinite Banking Concept®. He shares clips highlighting how policy loans provide speed, control, and flexibility for funding projects, managing rentals, and seizing opportunities without relying on traditional lenders. As always, we hope you enjoy the episode and thank you for listening. Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Banking With Life Podcast
From IUL to Infinite Banking - Beau Kelley - (BWL POD #0292)

Banking With Life Podcast

Play Episode Listen Later Feb 13, 2026 58:11


In this episode, James sits down with Beau Kelley to discuss discovering the Infinite Banking Concept, the value of apprenticeship, and the importance of long-term thinking. They explore mutual companies, capital control, and why mastery matters over time. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.