Podcasts about becoming your own banker

In this episode, James sits down with his friend David Stearns, co-director of the Nelson Nash Institute and president of Infinite Banking Concepts, LLC. They discuss the recent $8.5 million IUL lawsuit, the Institute's position on universal life, and Nelson's own comments on indexed UL, variable UL, and traditional UL. It's an honest, straightforward conversation about why IUL is not IBC and what Nelson actually taught. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Most infinite banking policies don't fail because of the insurance company… they fail because of human behavior. Are you quietly stealing the peas from your own grocery store?

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you relying on popular wealth-building books but still unsure how to actually follow their advice without stressing over every dollar?This episode breaks down two of the most influential personal-finance books for Canadian business owners—I Will Teach You to Be Rich and Becoming Your Own Banker—and reveals the hidden challenges most readers never address. You'll hear how seemingly “simple” strategies like automated index investing often collide with real human behavior, business-owner cash-flow fears, and the psychological barriers that keep money sitting idle. You'll also get a grounded look at infinite banking—what works, what's misunderstood, and how to avoid forcing yourself into rigid systems that don't match your goals. If you've ever wondered why “the math makes sense” but still feels impossible to follow, this conversation will connect the dots.You'll discover: • Why strong wealth strategies fail without accounting for real-life behavior and cash-flow uncertainty • How a “wealth reservoir” can make investing easier, safer, and more consistent than traditional emergency-fund thinking • A clearer way to blend equities, fixed income, and high-cash-value insurance so your plan reflects your reality—not someone else's formulaPress play now to learn how to apply the best ideas from these two books without falling into the common traps that hold business owners back.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A strong Canadian wealth plan helps business owners turn retained earnings into long-term security by combining tax-efficient investing with clear financial vision setting and a balanced investment bucket strategy. By aligning corporate wealth planning witReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Visit our website:https://www.thewealthwarehousepodcast.com/This week on Wealth Warehouse, Dave and Paul break down the high-profile lawsuit NASCAR star Kyle Busch filed against Pacific Life after allegedly losing $8.5M in an indexed universal life (IUL) policy. They unpack why they're not surprised, how IULs actually work under the hood and why those glossy “tax-free retirement” illustrations can fall apart in the real world. If you've ever wondered whether IUL belongs in an Infinite Banking strategy, or as “permanent” life insurance at all, this one's for you.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Intro1:10 - Episode beginning4:18 - Kyle Busch's lawsuit12:25 - Nelson Nash's thoughts on Universal Life15:17 - Universal Life and why it doesn't work18:56 - Life insurance retirement plans (LIRPs)23:09 - Home ownership and the next generation25:09 - Bottom line on IULs33:31 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

In this third installment, James shares a collection of clips answering foundational IBC® questions. He highlights why the policy owner's actions such as capitalization, premium payments, and loan repayments ultimately shape long-term results. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Myths, Mysteries & Misconceptions #25: Whole Life Insurance Has Permanent High PaymentsMany people would have you believe that whole life insurance is has permanent high payments that you can “never get away from” in later life/retirement. Question: Why would one *want to pay as much premium as possible, as often as possible and for as long as possible? (That's a much better question!)I understand that folks would want things to simplify and have their finances to be more passive later in life/ in retirement. Paying significant premiums over as long of a period of time as possible is actually the most advantageous way for our personal economy to have guarantees, growth, access to capital, maintain control of our financing/spending, operate with tax advantages, etc and ultimately achieve intergenerational financial independence and autonomy. Understand this for yourself and you can take back control, and profit, from the banking function in your life, with Infinite Banking. There's more to this misleading idea than at “face value” (pun intended;)Let's clear this myth up!⚔️ LIVE & LEAVE A LASTING LEGACY

Visit our website:https://www.thewealthwarehousepodcast.com/Part two with pilot/IBC pro Travis Fairbairn digs into the big question: “I've got cash value, now what?”We break down a simple, repeatable way to turn whole life policy cash value into predictable cash flow using amortized notes through a low-risk co-lending club. Travis shows how the strategy repays your policy loan (plus interest), compounds as you recycle dollars, when it makes sense to add another policy, and how even ~$500/month in savings can start with ~$2,500 notes. We also talk about real uses and why banks start treating you like a partner when you control the banking function.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbIWealth Warehouse is not affiliated with the notes program and does not offer investment advice or recommendations. To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbIEpisode Highlights:0:00 - Intro0:56 - Episode beginning3:44 - Natural expansion5:38 - Who can participate?11:53 - Being a partner with banks15:13 - “This is about banking”17:48 - How Paul uses his notes19:17 - This method gives you options21:16 - How you can find out more22:42 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/

The Round Table Series #13: Part 2 - Why Pay Interest On My Own Money?Title: The Infinite Banking Round Table Series #13: Part 2 - Why Pay Interest On My Own Money?In this council of The Round Table we discuss the cost of capital, what it really looks like to take policy loans, pay interest, be an honest banker, value your money like the banks' and so much more!To connect with Brandon, go to www.themoneyadvantage.com or email him directly at brandon@themoneyadvantage.comTo connect with Mark, go to Mark@elevatedcapitalstrategies.comTo reach out to Becca or to buy her book

Ep. #122: Durham Talents - The 1,000th Video!This is it! Our 1000th video!I hope that you have laughed and learned along this way of “living and leaving the lasting legacy”!Resources Mentioned:The Nelson Nash Instittue and BYOB book -www.infinitebanking.orgThe Nelson Nash Documentary - https://youtu.be/kv_kX5CN3tI?si=RNW52Kw0IvJcG17u⚔️ LIVE & LEAVE A LASTING LEGACY

Kyle Busch just sued Pacific Life Insurance for $8.58 million, claiming he was misled by an Indexed Universal Life (IUL) policy. But what if this high-profile case proves everything Infinite Banking practitioners have warned about for years?

In this second installment, James shares a collection of clips discussing Universal Life insurance within the Infinite Banking Concept®. He highlights why Nelson Nash emphasized dividend-paying whole life, and how the structure and guarantees differ over time. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Kyle Busch just sued Pacific Life Insurance for $8.58 million, claiming he was misled by an Indexed Universal Life (IUL) policy. But what if this high-profile case proves everything Infinite Banking practitioners have warned about for years?

The Round Table Series #13: Part 1 - Savers are Losers!In this council of The Round Table we discuss the pros and cons of saving, what it means to capitalize, the inflated money supply, the cost of living, taking control if your money with Infinite Banking, the differences between saving, investing and banking, and much more. To connect with Brandon, go to www.themoneyadvantage.com or email him directly at brandon@themoneyadvantage.comTo connect with Mark, go to Mark@elevatedcapitalstrategies.comTo reach out to Becca or to buy her book

Visit our website:https://www.thewealthwarehousepodcast.com/Travis Fairbairn joins Dave and Paul for a fun, super practical chat on Infinite Banking. He details his journey as a corporate jet pilot and how he found IBC, put it to work, and started “stacking notes” to turn policy loans into predictable cash flow. You'll hear the story behind it, why using a dollar in more than one place clicked for him, and how he funds big purchases and even premiums through his system. If you're IBC-curious or already running policies and want ideas to put cash value to work without losing liquidity, this one's your lane. Subscribe and come back next week for Part 2!Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbWealth Warehouse is not affiliated with the notes program and does not offer investment advice or recommendations. To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbIEpisode Highlights:0:00 - Intro + why Travis is here1:19 - Meet Travis (pilot, client, IBC user)3:30 - Life flying Gulfstreams/private jets5:31 - How he discovered Infinite Banking8:03 - “Use a dollar in two places” lightbulb14:13 - Note stacking 101 (policy loans → cash flow)18:58 - Using notes to fund big purchases20:11 - Paying annual premiums via policy loans22:05 - Adding policy #2 and sizing strategy23:10 - Why he liquidated his 401(k) + lessons learnedABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn:

In this Halloween special, James revisits some of the most thought-provoking and spine-tingling moments from past Banking With Life Halloween episodes. As always, thank you for listening, and have a Happy Halloween from your Banking With Life team!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

EncycloMedia Series #35 Premium Deposit Account RiderIn this installment we discuss the utility of the Premium Deposit Account Rider, particularly for the individual seeking to implement Infinite Banking. Resources mentioned in the video:Non-Forfeiture Options - https://youtu.be/hdRSfeGB4JY?si=EDi8GAYAQmFR0nKbPolicy Splits - https://youtu.be/YQGlUC9Ta-I?si=DShhhz5w_gBhpPSsChild Benefit Rider - https://youtu.be/XTsl7rjghaU?si=DEVZbRQpHuzjflzPHappy learning!Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY

Starting an IBC policy when everything feels worst? That's exactly how Nelson Nash discovered Infinite Banking, when bank rates hit 23% and leverage turned on him. Here's what he did, why it worked, and how to avoid the same traps.

 Interview Series #34: David HammerIn this episode of the Interview Series I interview David Hammer.David had an extensive background in finance, Wall Street, insurance and much more leading up to his exposure to the Infinite Banking Concept. David now personally practices, Infinite Banking and is an Authorized Infinite Banking Practitioner. In this video, we discussed his background, his experience of implementing the concept and more!I hope you enjoy our conversation and learn!To connect with David:Email: hammerd3@gmail.comPhone: 201–709–6158⚔️ “LIVE & LEAVE A LASTING LEGACY”

Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul open the vault on how they actually put cash value to work. Join other Infinite Banking practitioners as they discuss how they look for low risk, repeatable opportunities that fit an IBC plan, and why a simple amortized note can create steady cash flow that helps retire policy loans faster. Additionally, Dave, Paul and co. walk through using policy loans with intention, keeping repayments flexible, and sequencing a windfall or savings into premiums without losing liquidity.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Episode beginning and introduction3:28 - Deal filter: risk, consistency, repayment6:15 - What the “note” is, terms and break-even10:57 - Option 1 recap11:57 - Option 213:38 - Second note15:16 - Third note17:50 - Option 322:59 - Taxes: interest front-loaded on amortization28:34 - $100k example → ~$2,100/mo; start Policy B30:28 - Repayment tactics44:36 - Keep an emergency buffer; $2,500 min to start58:29 - The math most miss1:04:40 - Wrap-up + next stepsABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

In this sixth volume of the Best of the Banking With Life Podcast, we've assembled another collection of standout moments from recent episodes. From thought-provoking discussions to timeless lessons on the Infinite Banking Concept®, these highlights showcase the enduring relevance of Nelson Nash's ideas. As always, we hope you enjoy and thank you for listening!Best Of The Banking With Life Podcast Playlist: ➫ www.youtube.com/playlist?list=PLx…XlVl7C5bPyZ0SX1WNMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

⚔️ LIVE & LEAVE A LASTING LEGACY

Feel “broke” even though you've got money in savings and retirement? You might be trapped by compartmentalized thinking, paying 25–30% on credit cards while your “retirement money” sits idle.  In this episode, we show you how to see your finances as one pool of money, become your own banker, and pay yourself back, without making money more complicated.

Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul go back to basics on human life value (HLV), and why most families are dramatically underinsured. They contrast needs-based planning with an HLV approach, share Nelson Nash's page-24 insight from Becoming Your Own Banker, and explain how to reach full coverage using a blend of whole life and convertible term. You'll hear simple rules of thumb, real client stories, why death benefits should track your rising “stock,” and the question that reframes everything: “What does my family deserve?”.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:00:00 - Episode beginning00:18 - “Porsche vs. Toyota” analogy01:00 - Show open + Germany check-in03:32 - Nelson Nash p.24; IBC framing & defining HLV06:34 - Needs-based planning vs. HLV; most people underinsured13:48 - Simple HLV math (income × years to ~70)15:26 - Strategy: whole life + convertible term; adjust after raises20:48 - Mindset: “What does my family deserve?”; runway reality25:10 - Back to IBC: solve financing → coverage follows29:22 - Episode wrap upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

How to Pick Your Agent for Infinite Banking In this episode I talk with Rob Brayton and Bruce Wehner on some points of interest as it concerns picking an agent to work with for Infinite Banking. Company selection, product selection, policy design, etc. are all very important and yet, picking a practicing Infinite Banking agent that can coach you well may be arguably even more important. To connect with Rob, go to: www.perfectspiralcapital.comHis Book:www.afathershandbook.comRob's YouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with Bruce, email him at bwehner@e3wealth.com The Money Advantage Podcast - https://youtube.com/@themoneyadvantage?si=6a4uvn1VcM61BPWX⚔️ LIVE & LEAVE A LASTING LEGACY

In this episode, James introduces a new topical series beginning with a focus on long-term thinking in the Infinite Banking Concept®. Through a collection of real client stories and candid discussions, James highlights how patience, structure, and disciplined policy design shape lasting financial results. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Money Memo #3: My Wife's Worst Day EVER!In this Money Memo I tell you about my wife's worst day EVER! (Thankfully, it hasn't happened yet but, I've been preparing.)Most people either don't have protection in place for the inevitable loss of life of our family members, or don't have enough protection in place!I believe that YOU are the most valuable asset in your LIFE!Why should we insure our home, cars, phones, etc. to the fullest and not do the same with the PERSON who has those things?Are you protected?Is your family protected?RESOURCES:Here's our story of preparing a Legacy for our children through Infinite Banking!https://bit.ly/LifeLesson-Legacy⚔️ LIVE & LEAVE A LASTING LEGACY

What if you could use the same dollar twice, to buy your dream car today and still have it grow for your retirement tomorrow?  In this episode, we uncover the 7 Points to Consider from Nelson Nash's legendary book Becoming Your Own Banker and why understanding where your money lives could change your financial future forever.

Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul tackle a common stall-out point: starting IBC with one whole life policy and never building the system Nelson Nash intended. They cover when to add policies (spouse/kids/your increased income), how to plan expansions using convertible term, what to do with windfalls, and why loans and investments should originate from and return to your policy ecosystem.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Episode beginning3:31 - IBC = a system, not one policy4:26 - Life changes → expand (income/spouse/kids)6:52 - Case study: don't cancel; CV > premium9:00 - Keep mature policies; avoid 1035 “churn”11:30 - Remember your why: capitalize & control12:31 - 20 years + a system; “accommodate all income”13:36 - How to expand (small adds, spouse/kids)15:03 - Kids' policies & compounding16:25 - Future-proof with convertible term & HLV19:12 - Windfalls → premium/loans/new premium20:55 - Policies as your emergency fund (liquidity)22:14 - Beneficiaries beat probate — update yearly25:03 - Investments start & return to your system28:22 - IBC is ongoing; control your capital29:55 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

The Interview Series #33: Bruce Wehner - The Money AdvantageIn this episode of the Interview Series I interview Bruce Wehner from E3 Wealth and Co-Host of The Money Advantage Podcast! Bruce is a living legend in the Infinite Banking Concept. He personally knew Nelson Nash and has a position on the Nelson Nash Institute Council. Bruce is a mentor of mentors within the Authorized NNI Practitioner's Program and has been a great friend and resource to me personally. I hope you enjoy our conversation and learn!To connect with Bruce, email him at bwehner@e3wealth.com The Money Advantage Podcast - https://youtube.com/@themoneyadvantage?si=6a4uvn1VcM61BPWX⚔️ “LIVE & LEAVE A LASTING LEGACY”

Banks are already tightening up on ag lending, and that's your red alarm. This creates instability as banks pull out of lending due to perceived high risk. Understanding sound farm management and agricultural finance is now more important than ever to mitigate risk management. Let's navigate the ag lending landscape together. Mary Jo breaks down when (and if) you should use the minimum premium option on policies with Paid-Up Additions (PUA) and why, in most cases, paying the full premium and then borrowing against cash value is the smarter play, especially when banks are pulling back, collateral requirements are rising, and commodity prices are shaky. If you've been tempted to “just pay the minimum” on your whole life premium, this episode explains why that move can quietly cost you years of growth. She shares a personal $2,000 short-pay mistake that still drags on her policy 16 years later, and revisits Nelson Nash's strategy during 23% interest rates: premium in, borrow, pay notes down, and migrate debt to the policy over time. Key Takeaways: ∘Full premium today = more dividends + faster compounding tomorrow ∘Minimum premium “flexibility” is for worst-case cashflow crunches, not a habit ∘Policy loans can make tractor/land/operating payments while keeping your policy compounding ∘Banks pulling back = expect harder renewals + more collateral requirements ∘Consider how (or whether) to list cash value on bank forms—educate your banker ∘Nelson Nash moved high-interest bank debt to his policy over ~13 years, start where you are 

In this seventh installment of our client story series, even more Banking With Life clients share their experiences with the Infinite Banking Concept®. These conversations highlight the real-world impact of taking control of one's financial future, showing how consistent practice of Nelson Nash's principles continues to empower families across generations. As always, we hope you enjoy the episode and thank you for listening!Client Stories Playlist: ➫ www.youtube.com/playlist?list=PLx…9KI2F26g2M1pvHt_fMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

In this episode of Cashflow Legendz, Brandon and Nate dive into the fundamentals of building your own banking system, inspired by Nelson Nash's groundbreaking book Becoming Your Own Banker. They break down how the Infinite Banking Concept works, why traditional banks profit from your habits, and how you can flip the script to take control of your financial future. Discover the mindset shift, practical steps, and powerful principles that can help you create a system where you become the banker — earning interest instead of paying it.

The Infinite Banking Round Table Series #12 - Part 2: Can I Use My Real Estate for Infinite Banking?In this council of The Round Table we address, and emphasize, the process of Infinite Banking. We also then discuss the attributes of the ideal product, a whole life insurance policy, and why it is a superior asset to many other conventional finance entities. To connect with Joe, go to www.10thstreetcapital.comTo connect with Tricia, go to: www.buildsmartmoney.com or Email IBCTricia@gmail.comTo connect with Rob, go to: www.perfectspiralcapital.comHis Book:www.afathershandbook.comRob's YouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Most people obsess over “rate of return”, but they miss the banking process that controls every dollar in their life and how to leverage that same dollar to make more.  Book: Life Without The Bank by Mary Jo Irmen

Visit our website:https://www.thewealthwarehousepodcast.com/New policy in force, now what? Dave and Paul walk through the first moves after your IBC policy goes active. From “slow your roll” capitalizing, to trading out high-interest debt, to building an emergency reserve inside your system, they map a practical sequence so you don't chase loans just to “do something.”They also cover spotting real opportunities (and avoiding FOMO), expanding your system with additional policies, redirecting cash flow, and a quick primer on smarter ways to think about 529 plans.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 – Teaser1:16 – Delayed start & plumbing mishap4:08 – One policy to start; why “now what?” is normal5:32 – “Slow your roll”: capitalizing and building liquidity6:21 – Loans don't add value by themselves7:06 – Trade out high-interest debt; snowball/“velocity banking”7:51 – Trend: eagerness to borrow vs. proper capitalization10:30 – Which debt first? Amortization vs. smallest balance11:59 – Freeing monthly cash flow with the snowball12:54 – Look for opportunities without rushing; be choosy17:25 – Cautionary tales: real estate pitches & protecting capital18:22 – More policies over time: expanding the system 22:05 – The 95/5 rule: focus on earning more, not just cutting25:45 – Kids' policies: small premiums, long runway26:41 – Premiums vs income, lifestyle creep, staying responsible28:48 – Recap: capitalize → redirect → seek opportunities → expand29:30 – 529s: usage today vs. assumptions about tomorrow32:20 – CTA: email, reviews, and sharingABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/...

The Infinite Banking Round Table Series #12 Part 1: Can I Use My IRA for Infinite Banking?In this council of The Round Table we address, and emphasize, the process of Infinite Banking. We also then discuss the attributes of the ideal product, a whole life insurance policy, and why it is a superior asset to many other conventional finance entities. To connect with Joe, go to www.10thstreetcapital.comTo connect with Tricia, go to: www.buildsmartmoney.com or Email IBCTricia@gmail.comTo connect with Rob, go to: www.perfectspiralcapital.comHis Book:www.afathershandbook.comRob's YouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

In this episode, James and Barry continue their conversation on retirement risk and the influence of Wall Street. They discuss private equity's role in the life insurance industry, government bailouts, and the importance of building and controlling your own capital. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Long Term Care for Infinite Banking - Part 2In this campaign into “living and leaving a lasting legacy”, I talk about Long Term Care, particularly in the context of Infinite Banking, with my good friend and knowledgeable colleague, Robin Washington. Robin has an abundance of personal and professional experience in the field of Long Term Care that we bring to bear in discussing what long term care looks like, how to prepare for it, common questions around it and much more. Long term care, if not accounted for, can be a detrimental erosion to wealth. My hope is that you holistically live and leave a lasting legacy by preparing for the future and protecting your family through considering adding Long Term Care solutions to your financial footprint, from the same great mutual companies that provide the whole life insurance contracts that we use to achieve financial independence. To connect with Robin: https://thecashcompound.com/bookwithrobinI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Visit our website:https://www.thewealthwarehousepodcast.com/Fresh off the annual South Dakota pheasant trip, Dave and Paul unpack how time in the field mirrors smart money habits. From planning that survives “first contact,” to keeping dry powder ready so you can seize opportunities, to teaching kids stewardship and building legacy, this episode ties hunting camp lessons directly to the Infinite Banking Concept (IBC). Expect talk on independence, autonomy, privacy, patience & timing, and why liquidity you control beats balances that just “look good on paper.”Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Teaser & open2:17 - The crew: annual trip, fellowship, and why like-minded matters3:38 - How the hunt parallels IBC4:52 - Healthy disagreements (Bitcoin, moon landing) + shared values6:22 - The common thread7:00 - Independence, autonomy, privacy & healthy skepticism8:39 - Legacy and making memories with your kids9:31 - Planning meets reality12:00 - Translating hiccups to IBC13:16 - Patience & timing14:23 - Loaded shotgun vs. locked-up 401(k) liquidity15:53 - Fancy gear vs. dry powder16:34 - Getting better each year = older policies perform better17:24 - Stewardship and teaching the next generation18:02 - Accessing capital without interrupting growth22:02 - Save 30% rule: habits that build wealth22:32 - Seeking independence from commercial banking23:50 - Why IBC contributors may fuel less inflation24:57 - Hunters' autonomy as a money mindset28:27 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

Long Term Care for Infinite Banking - Part 1In this campaign into “living and leaving a lasting legacy”, I talk about Long Term Care, particularly in the context of Infinite Banking, with my good friend and knowledgeable colleague, Robin Washington. Robin has an abundance of personal and professional experience in the field of Long Term Care that we bring to bear in discussing what long term care looks like, how to prepare for it, common questions around it and much more. Long term care, if not accounted for, can be a detrimental erosion to wealth. My hope is that you holistically live and leave a lasting legacy by preparing for the future and protecting your family through considering adding Long Term Care solutions to your financial footprint, from the same great mutual companies that provide the whole life insurance contracts that we use to achieve financial independence. To connect with Robin: https://thecashcompound.com/bookwithrobinI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

In this episode, James is joined by author Barry Dyke to explore the state of the American Dream and preview his upcoming book Guaranteed Income II. They discuss the decline of pensions, the rise of 401(k)s, and how Wall Street has reshaped retirement leaving most families exposed to risk. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Part 2 of Nelson Nash's Becoming Your Own Banker zeroes in on something most people overlook—the human problems that get in the way of financial freedom. In this episode of Cashflow Legendz, Brandon, Brock, and Nate dive into why our behavior, mindset, and lack of discipline can derail even the best financial strategies.   They explore how Infinite Banking is about mastering the process, not just the product, and why long-term vision is essential for breaking free from the traps of traditional banking. Tune in for a powerful review of Part 2 that will challenge how you think about both money and yourself.   cashflowlegendz.com/ https://bethebank.krtra.com/t/q1ErFkvwM3rK

Visit our website:https://www.thewealthwarehousepodcast.com/This week, Dave and Paul unpack a common client question: “What should I do with a windfall?”Drawing from a recent mastermind with fellow IBC practitioners, they compare strategies for deploying a large lump sum while keeping smart liquidity: one-time PUA lump sums, using a Premium Deposit Fund (PDF Max) to prepay years of premiums, and sequencing dollars so outside cash flows (like note income) auto-fund new policies.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Teaser & open1:18 - Episode beginning, remembering Charlie Kirk6:59 - Design ideas and real numbers12:11 - Scheduling premiums13:36 - Mastermind case: $700k home-sale windfall14:38 - Option 1: Large PUA lump sum18:05 - Option 2: PDF Max23:04 - Option 3: Sequence the dollars25:43 - Policy age = more flexibility; job-loss scenarios without surrenderingABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

In this episode, James revisits the dividend conversation to tie up loose ends from the first three parts. He clarifies key points, corrects misstatements, and shares final thoughts on policy structure, dividend elections, and the importance of long-term thinking when practicing the Infinite Banking Concept®. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

In this episode of Pillars of Wealth Creation, Todd sits down with Brent Kesler to uncover how properly structured whole life insurance can be far more than just financial protection—it can become a powerful tool for building long-term wealth. Brent shares his personal journey of turning massive debt into financial freedom in just 31 months, offering a real-life example of the Infinite Banking Concept in action. He breaks down how infinite banking works, why it challenges traditional financial advice, and how listeners can take back control of their money. From budgeting for emergencies to creating a system that allows you to invest in your future on your own terms, Brent provides actionable insights to start using your dollars more efficiently and grow lasting wealth. Favorite Book: Who Not How By Dan Sullivan Becoming Your Own Banker By R. Nelson Nash 3 Pillars 1. Mindset 2. System 3. Mentor/Coach Brent Kesler is the Founder of The Money Multiplier, a financial education company dedicated to helping people take control of their money and get out of debt. Before this work, he was a chiropractor and chiropractic coach for over 14 years. Through his own Money Multiplier (TMM) Method, he managed to pay off $984,711 in third-party debt in just 39 months. Since then, he has spent more than eight years teaching thousands of people nationwide how to break free from financial stress and build wealth using strategies like whole life insurance and infinite banking. If you would like to connect with Brent Kesler, visit themoneymultiplier.com or email him at brent@themoneymultiplier.com YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

Visit our website:https://www.thewealthwarehousepodcast.com/This week, Dave and Paul bust a big myth about whole life: that premiums are rigid forever.They break down base (required) vs. PUA, Paid-Up Additions (flexible), why both buy death benefit, and how to use a floor-and-ceiling model to fund smart in tight months or boom years.You'll hear how dividends typically route to PUA, how to check extra LPUA room without triggering MEC, why loans don't “increase” growth, and how convertible term preserves future capacity as your income rises.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Teaser & open3:06 - Premium flexibility myth6:19 - Base vs. PUA9:40 - Cash value = ownership10:59 - Dividends → PUA15:10 - Floor & ceiling funding16:37 - Year-two: pay base, drip PUA20:00 - Extra PUA + MEC check23:50 - Convertible term runway30:38 - Sign-offABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

In this episode, that's Part 3 of a 3-part dividend series, James connects dividends to policy structure and long-term planning. He highlights how dividends affect taxation and growth, and shares Nelson Nash's perspective on why long-term thinking is essential to the Infinite Banking Concept®. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Get Your FREE Banker's Vault Kit – Text BANK to 813-793-7921 to receive a free box of resources, including Jayson's book Becoming Your Own Banker and access to exclusive financial tools. -- In this episode, I sit down with Jayson Lowe of Ascendant Financial to uncover a wealth-building strategy that the rich have been using for decades—the Infinite Banking Concept (IBC). We break down how banks are profiting off your money and why real estate investors and entrepreneurs should stop relying on traditional lenders. Jayson explains how you can borrow money at 0% interest, invest on your own terms, and keep your money growing tax-free—all by using dividend-paying whole life insurance. We dive into real-life examples, including how I personally use this strategy to fund deals and even buy my car without paying interest to a bank. If you're tired of being at the mercy of lenders and want to take full control of your finances, this episode is a must-listen! About Jayson: Meet Jayson Lowe, founder of Ascendant Financial and champion of the Infinite Banking Concept. For over 15 years, he's been showing people how to break free from traditional banking systems and build wealth on their own terms. When he's not revolutionizing clients' financial futures, Jayson is sharing his insights as an author, speaker, and mentor by taking complex business and money concepts and turning them into practical strategies that help real people create lasting prosperity without depending on banks or unpredictable markets. Learn More About Infinite Banking – Visit Ascendant Financial to discover how to take control of your money, cut out banks, and build long-term wealth. Connect with Jayson: ● Instagram: https://www.instagram.com/thejaysonlowe/ ● TikTok: https://www.tiktok.com/@learnwithjayson ● Linkedin: https://www.linkedin.com/in/jayson-lowe-11056620/ ● Facebook: https://www.facebook.com/thebankernextdoor Looking to hire smarter? ZipRecruiter uses powerful technology to match you with top talent fast — no more sifting through a stack of weak resumes. 4 out of 5 employers who post on ZipRecruiter get a quality candidate within the first day. Try it FREE at ZipRecruiter.com/WORK ZipRecruiter — the smartest way to hire. -- About Justin: After investing in real estate for over 18 years and almost 3000 deals done, Justin has created a business that generates 7 figures in active income through wholesaling and fix and flipping as well as accumulating millions of dollars of rental properties including 5 apartment buildings, 50+ single family homes, and 1 storage facility Justins longevity in real estate is due to his ability to look around the corners, adapt to changing markets, perfecting Raising private capital, and focusing on lead generation which allows him to not just wholesale and fix & flip, but also accumulate wealth through long term holds. His success in real estate led him to start The Entrepreneur DNA podcast and The Science Of Flipping podcast and education company, and REI LIVE where he's actively doing deals with members. He has coached and mentored thousands of aspiring and active investors over the last decade. Connect with Justin: Instagram: @thejustincolby YouTube: Justin Colby TikTok: @justincolbytsof LinkedIn: Justin Colby

Visit our website: https://www.thewealthwarehousepodcast.com/This week, Dave and Paul riff on a simple mantra with big financial consequences: “Do something today your future self will thank you for.” From the coffee-you-prepped-last-night to where you actually park your dollars, they lay out why liquidity and control beat being “paper wealthy.”They also cover compounding taxes, redirecting existing cash flow through premium (“put the premium in the middle”), and the reality that whole life's temporary loss of liquidity is measured in years, not decades like qualified plans.Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Teaser & show open1:04 - Episode beginning2:24 - Doing everything “right,” yet would-be liquidity is locked up5:07 - The red/green liquidity audit & net worth vs. spendable money6:31 - Life goals blocked by illiquidity7:35 - When banks set the terms, opportunities shrink8:31 - Policy loans = privatized lending9:23 - Priorities: kill 20% credit-card debt before chasing 6% returns10:22 - Rethinking mainstream money myths15:42 - Start your banking system: short-term liquidity tradeoff, “compound taxes”26:37 - Whole life vs. qualified plans, income streams29:30 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website: https://www.thewealthwarehousepodcast.com/ Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

Chris Naugle is America's #1 money mentor, a former pro snowboarder turned entrepreneur and founder of The Money School. He has built and managed multiple businesses, authored books on wealth, and now teaches people how to take back control of their finances using the infinite banking concept. Through his methods, Chris has helped thousands of investors and entrepreneurs rethink how money really works.