Do financial security and retirement seem like unattainable goals? It's not hard to feel that way. If you've ever worked a 9-to-5 job, trading your precious time for money, I can relate. The SCIENCE of REAL ESTATE PODCAST is here to help... ...experien
Indonesia, the world's largest palm oil producer, bans exports, leaving markets in shock. In this episode, we'll go through what it means for you and what you can do about this drastic event. Listen now!
The yield curve has just inverted. What does this mean and why people are talking about it so much? In this episode, we're going to deep dive into what is currently happening in the economy as it slows down. How could this affect you? And what steps you must be doing in order to prepare for it. Listen now!
The Ontario government passed a new bill, the "More Homes for Everyone Act" which aims to tackle housing affordability by increasing the province's housing supply using various mechanisms. In this episode, I'll give you the highlights of the new legislation and – most importantly – what it means for you and the real estate market. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/more-homes-for-everyone-act/
What do you do to protect yourself and your portfolio in today's massive and uncontrollable inflation? In this episode, we'll cover gold and silver and how you can buy it to hedge yourself against the possible rocky economy. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/gold-silver-inflation-hedge/
The real estate game has massively changed since the early time of our parents. Clauses are almost non-existent, properties are going up to $3000 a week, and bidding wars are rampant more than ever. In this very aggressive market, how do you make the most money selling properties? How do you sell your home faster and with the least hassle possible? Listen to this episode to find out. Episode Show Notes: https://www.youtube.com/watch?v=d6N9nj0MxJc
If you know what you're looking for you can make a reasonable pre-inspection yourself when you're selling your home. In this episode, we'll go over 9 common issues that when left untreated, can turn from petty problems into costly and unmanageable ones. We'll discuss how you can avoid them and save yourself tens and thousands of dollars. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/avoid-high-cost-issues-when-selling-your-home/
If you keep losing and losing money in buying and selling properties, chances are you might be committing one of more of these mistakes in real estate. In this episode we'll break down each mistake and how you'll be able to spot and walk your way around victoriously. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/mistakes-in-real-estate-how-to-avoid/
Ever thought it's possible to save up another $10,000 or $20,000 in buying your first property? In this episode, we'll talk about one strategy that will help you buy your real estate investment using this so-called “tax hack”. What is this tax hack, how do you get and make the most of it so you'll be able to move ahead with your real estate investing journey? Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/rrsp-for-first-property/
Scared and overwhelmed with all of the homework you need to complete before the offer date comes? In this episode we'll go over a typical property listing, and look for clues about the specific points you should focus on to help you craft a better and stronger offer and make more money with a lot less headache. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/offer-checklist/
Whether you are a first time buyer or a seasoned investor, it's important you understand what a real estate contract is and what it contains. With its many complexities, it can be tempting to just skip through and sign; not realizing the implications of the fine print. In this episode, we look into 3 common real estate contracts and how to properly understand them to protect yourself from unintended consequences in the future. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/real-estate-contracts/
Is there a way to avoid going into bidding wars? If you can't avoid it, how exactly should you approach it? What are the strategies you can use to make your offer stand out and have a better chance of getting the property? We answer all these questions and more in this episode. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/bidding-wars-how-to-approach/
To land the home of your dreams, you may find yourself in the midst of bidding wars. These situations are more and more prevalent especially in very hot markets like the Greater Toronto Area. In this episode, we'll look at a few strategies you can use in a bidding war to avoid heartbreak and ensure victory. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/bidding-wars-explained-how-to-win/
If you're someone who wants a simpler and more convenient way of buying and selling homes versus the traditional home sale, dealing with iBuyers might be an option for you. In this episode, we'll tackle this and its difference with discount online brokerages. What is it, its pros and cons and whether you should actually choose to work with one - especially now in this hot real estate market. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/ibuyers-discount-online-brokers-what-are-they/
'Is it better to buy or rent a property?'—a question that many Canadians ask themselves before entering the housing market. In this episode, we'll tackle this burning topic and expand on it further to help assess this big decision, especially that we're now in a new era of global economic circumstances and excessive money printing. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/buying-versus-renting/
Toronto police are warning the public of an ongoing rental scam that involves a pair of downtown condo buildings. These scams have been happening in lots of places, in less technology-enabled formats for the past 20 years. In this episode, I'm sharing with you how exactly these latest scams work and what is the one thing you need to do in order to steer clear. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/how-to-avoid-rental-scams/
If you have ever bought a property or other big purchase and felt a sinking feeling in the pit of your stomach after your purchase, you could be experiencing Buyer's Remorse. It is one of the scariest things you can ever feel about a big financial investment, but you shouldn't let it stop you. In this episode, we discuss how to avoid buyer's remorse and be confident about your home purchase. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/how-to-avoid-buyers-remorse/
There's only a certain amount of money that we can make in our lifetime. That's why we need to be using that money to its maximum potential. And the way to do it is through investing. In this episode, I'm breaking down the different ways you can buy properties like a wise investor. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/how-to-buy-real-estate-like-investor/
Debt is a word that many people are afraid of. But, did you know that even though debt can be a negative thing, it can also be a positive one – if used properly? In this episode, I'm revealing why you should be buying assets with debt attached to it. Remember: follow what the billionaires are doing because the government's playbook is clear on how you can make a lot of money in the future. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/buy-assets-with-debt/
Buying a property is one of the biggest investments you can have in your life. You want to make sure you get it right and yield positive returns. To do that, a thorough inspection of the key features of the property and structure is necessary. In this episode, I'm sharing with you several important key things to keep an eye on when inspecting any property. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/how-to-inspect-investment-property/
Understanding how to calculate the returns of your real estate investment equals to you making a lot more money. But how exactly should you "calculate"? In this episode, I'm sharing with you different methods that you can calculate your real estate ROI so you can be able to adjust and improve your investing strategy. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/calculating-real-estate-returns/
Whether it's stocks, real estate or any other investment, the power of FOMO is strong. Do you feel it? In this episode, we're talking about a powerful and unhelpful feeling we all experience: FOMO. You may wonder how you can combat it, so we're empowering you to make better investment decisions in your life. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/fomo/
Still on the fence about embarking on your estate investment? In this episode, we're talking about the 10 top myths in real estate and how it can affect your bottom line. Knowledge is power that's why we're debunking these myths to empower you to make better financial decisions in your life. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/debunking-top-real-estate-myths/
Should we have an election in the middle of coronavirus? How credible are these election promises on Canada's housing? Will anything actually come of those promises? In this episode, we're going to deep dive on the differences about what these parties are trying to do and how it's going to affect you. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/real-estate-2021-canada-federal-elections/
The Real Estate headlines are always sensational—always trying to fight for your attention. But how factual or fictional are these claims? In this episode, we shed light to three of the most recent and biggest Toronto real estate news that you will hear today. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/toronto-real-estate-news-headlines-fact-fiction/
August 15, 1971 marks 50 years since president Richard Nixon completed the United States' break from the gold standard and the Bretton Woods agreement. Five decades later, how does this one historical event contribute to the devaluing of the world's currency? How does this affect you - especially as a real estate investor - and why should you care? We discuss this and more in this episode. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/gold-standard-death-of-currency/
If you're a first-time home buyer, are there good reasons to purchase properties right now? Is this a good time to buy? If yes, why? In this episode, we're providing you with a guide to help you decide where and how to invest your hard-earned dollars in your first ever property. We'll cover the ways of how you can get your money back and the programs available to you on the market right now. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/first-time-home-buyer-tips/
When you sell your home, you make money, right? But are you making the most money possible? In this episode I'm going to show you step by step, detail by detail, smart moves so you can figure out all of the strategies that you can implement to make the most cash as a home seller. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/how-to-sell-your-home-for-more-tips/
Regardless of the city or country you're in, what are the ways you can evaluate your home so that you can make the most money out of it? How do AI programs like Zolo, Zillow and House Sigma help in pricing your property? Did you know that lot premiums can also be your insurance policy? All these questions and more home evaluation tips in this episode. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/home-evaluation-tips-to-sell-more/
What happens if the government decides to print more pieces of paper the next day? Instead of having 4 trillion pieces of paper, now they have 8 trillion pieces of paper. Did the value of the country change at all? Should you sit in cash, assets, or just have debt? How exactly are you going to make money in this new era? All these questions and more in this part 2 episode. Listen now! Episode Show Notes: https://www.ruffteamrealty.com/podcast/how-government-will-pay-your-mortgage-investments-part2/
Central planning, money printing, currency devaluation, helicopter money... Have you heard of these new terms? When did this start and how can it make money for you? In this episode I'm going to give you the history behind this new era and how these tie altogether so you can realize that the government can actually help pay off your mortgages. Episode Show Notes - https://www.ruffteamrealty.com/podcast/how-government-will-pay-your-mortgage-investments-part1/
How can you make more money off your property amidst hyperinflation? How can you tell when is the best time to buy or sell a property? What will happen if property prices go down? In this episode, we answer all these questions and more so you can make a lot more money with everything you do in your real estate investment. Episode Show Notes - https://www.ruffteamrealty.com/podcast/how-to-deal-with-hyperinflation/
Do you know that you also have mineral and air rights when you buy land? How do you want an up to extra $5K to retrofit your property? What is the Fed planning in building this new crypto stream? In this episode, we answer all these questions and how these affect your real estate journey. Listen now! Episode Show Notes - https://www.ruffteamrealty.com/podcast/toronto-park-rail-deck-5k-home-retrofit-fed-crypto/
Whether you're a home buyer or a seller, it is this season that you will not want to miss! In this episode, I'm sharing with you proven expert tips on how you can capitalize on this so-called Spring Market so you can make the most money off your property and get ahead of your real estate investing game. Listen now! Episode Show Notes - https://www.ruffteamrealty.com/podcast/real-estate-spring-market-buying-selling-tips/
This new mortgage stress test is expected to come into force on June 1st, with the fixed 5.25% rate replacing a benchmark made up of banks' advertised rates - currently 4.79%. In this episode, I will show you, how will this affect you as a homebuyer? Most especially if you're a first time buyer or a move up buyer, how can you avoid the stress test? Listen now! Episode Show Notes - https://www.ruffteamrealty.com/podcast/canada-mortgage-stress-test-2021/
Do financial security and retirement seem like unattainable goals? It's not hard to feel that way. If you've ever worked a 9-to-5 job, trading your precious time for money, I can relate. The SCIENCE of REAL ESTATE PODCAST is here to help... experienced property investors to take their portfolio to the next level, and new investors to get their foot in the door buyers and sellers make more money possible when buying and selling properties break down what and how to set up smart money mechanics to work as wealth building machines for you If you are looking to become financially free and build generational wealth, you're in the right place!