Podcasts about Checklist

Going live with real money brings realities that paper trading simply cannot replicate. In this episode, Kirk walks through the five essential things every trader should understand and consider before transitioning from paper trading to live trading. From the limitations of paper trading to the execution challenges of real markets, we explain why strict expectations, conservative assumptions, and a solid understanding of liquidity are crucial.Kirk also breaks down how to prepare for in-the-money positions, why orders don't always become fills, and why keeping your Option Alpha and brokerage accounts aligned is so important. Plus, an important reminder that the hardest part of live trading is sticking to your strategy when emotions flare.See the full show notes here

Join My 8-Week Transformation Challenge https://ericrobertsfitness.com/erf-8week-challenge.html On this episode, Sophie and I are breaking down your complete 2026 starting checklist for fitness success. We're covering everything from setting proper expectations and creating systems that actually work, to daily execution and accountability - because motivation fades, but systems will carry you through. If you want to stop messing around and actually transform your life this year, this is your roadmap.

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If you haven't filed for divorce yet but you're spiraling, crying, rage-texting, and panic Googling how to leave your spouse...this episode is your pre-divorce game plan. Andrea walks you through the “invisible work” that protects you before you file: creating a private email, organizing finances, understanding monthly expenses, regulating emotions, interviewing attorneys strategically, protecting kids from adult stress, and avoiding common mistakes that can cost you money (and peace).This is not about being sneaky—it's about being smart.Key Topics CoveredWhat to do before you file for divorceHow to create a private email and start organizing information safelyThe pre-divorce financial lists you need (accounts, debts, passwords, credit score)Why tracking monthly expenses now saves you later (hello, financial affidavits)How to stay emotionally neutral and avoid the “high-high / low-low” spiralHow to interview attorneys and choose the right “business partner”What NOT to do before filing (spending changes, threats, escalating conflict)How to protect your kids (routines, boundaries, therapy support)Bonus: writing down your “why” and what you want on the other sidePractical Pre-Divorce Action Steps (Checklist)Do these before you file:Create a new private email address (separate from anything your spouse can access).Start a Google Doc/Sheet to track:All known accounts (banking, retirement, investments, credit cards, loans)Unknowns you need to identify (accounts you suspect exist, balances you don't know)Passwords/access issuesPull your credit score and document it.List all monthly expenses (mortgage/rent, utilities, insurance, subscriptions, kids' expenses, activities, childcare).Interview at least 3 attorneys before hiring—choose strategy, not vibes.Keep household routines stable (especially if you have kids).Don't threaten, don't escalate, and don't make sudden spending changes.Get a hobby/outlet (something healthy + consistent).Consider lining up a therapist for your kids if you expect the process to hit them hard.

HAPPY NEW YEAR!!@@@@@@@@@@@@Community Question: Do you have any stretch goals for Michael and Oxie?

A Checklist mai ünnepi különkiadásában azt vizsgáltuk meg, hogy melyek azok a folyamatok, trendek, piaci és politikai mozgások, amelyek a legnagyobb hatással lehetnek 2026-os év tőkepiaci fejleményeire – és hol lehet ebből pénzt csinálni? Móró Tamás, a Concorde vezető stratégája segít rendet tenni a zajban: amerikai választások és Trump-gazdaságpolitika, a Fed jövője, az AI-beruházások valódi nyertesei és vesztesei, valamint az európai – különösen a német – stimulus sorsa kerül terítékre. Szó esik arról is, mi történik, ha eltűnik a dollár pozitív reálkamata, hogyan érdemes szelektálni az AI-nehéz techvállalatok közül, és miért lehet 2026 a rotáció éve a globális portfóliókban. Az interjút Vidovszky Áron, a Portfolio Investment Services üzletágvezetője készítette.See omnystudio.com/listener for privacy information.

Happy New Year 2026!Chinese aggression using fishing boats,Harvard is not teaching about Western Society anymore,Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rsshttps://LinkRoll.co Submit a link. Discuss the link. No censorship. (reddit clone without the censorship)

Lista de Verificación Números 13:17-24 17 Moisés envió a los hombres a explorar la tierra y les dio las siguientes instrucciones: «Vayan al norte a través del Neguev hasta la zona montañosa. 18 Fíjense cómo es la tierra y averigüen si sus habitantes son fuertes o débiles, pocos o muchos. 19 Observen cómo es la tierra en que habitan. ¿Es buena o mala? ¿Viven en ciudades amuralladas o sin protección, a campo abierto? 20 El terreno, ¿es fértil o estéril? ¿Abundan los árboles? Hagan todo lo posible por traer muestras de las cosechas que encuentren». (Era la temporada de la cosecha de las primeras uvas maduras). 21 Así que subieron y exploraron la tierra desde el desierto de Zin hasta Rehob, cerca de Lebo-hamat. 22 Yendo al norte, atravesaron el Neguev y llegaron a Hebrón donde vivían Ahimán, Sesai y Talmai, todos descendientes de Anac. (La antigua ciudad de Hebrón fue fundada siete años antes de la ciudad egipcia de Zoán). 23 Cuando llegaron al valle de Escol, cortaron una rama con un solo racimo de uvas, tan grande ¡que tuvieron que transportarlo en un palo, entre dos! También llevaron muestras de granadas e higos. 24 A ese lugar se le llamó el valle de Escol (que significa «racimo») por el racimo de uvas que los israelitas cortaron allí. Instrucciones: Ir hacia el norte. Fíjense como es la tierra. Averigüen como son sus habitantes y la cantidad. Observen como es la tierra en que habitan. Como es el terreno. Traigan muestras de la cosecha. Después de explorar la tierra durante cuarenta días, los hombres regresaron 26 a Moisés, a Aarón y a toda la comunidad de Israel en Cades, en el desierto de Parán. Informaron a toda la comunidad lo que vieron y les mostraron los frutos que tomaron de la tierra. 27 Este fue el informe que dieron a Moisés: «Entramos en la tierra a la cual nos enviaste a explorar y en verdad es un país sobreabundante, una tierra donde fluyen la leche y la miel. Aquí está la clase de frutos que allí se producen. 28 Sin embargo, el pueblo que la habita es poderoso y sus ciudades son grandes y fortificadas. ¡Hasta vimos gigantes allí, los descendientes de Anac! 29 Los amalecitas viven en el Neguev y los hititas, los jebuseos y los amorreos viven en la zona montañosa. Los cananeos viven a lo largo de la costa del mar Mediterráneo  y a lo largo del valle del Jordán». 30 Pero Caleb trató de calmar al pueblo que se encontraba ante Moisés. —¡Vamos enseguida a tomar la tierra!—dijo—. ¡De seguro podemos conquistarla! 31 Pero los demás hombres que exploraron la tierra con él, no estuvieron de acuerdo:—¡No podemos ir contra ellos! ¡Son más fuertes que nosotros! 32 Entonces comenzaron a divulgar entre los israelitas el siguiente mal informe sobre la tierra: «La tierra que atravesamos y exploramos devorará a todo aquel que vaya a vivir allí. ¡Todos los habitantes que vimos son enormes! 33 Hasta había gigantes, los descendientes de Anac. ¡Al lado de ellos nos sentíamos como saltamontes y así nos miraban ellos!». Tu base de conocimiento puede convertirse en un arma de doble filo. Una lista de verificación tiene como fin ayudar a prevenir fallas extremas, fácilmente evitables. La verificación puede ser una red de seguridad. Tener una lista de verificación no me indica que las cosas deben ser fáciles, o decidir no hacer lo que nos toca. Exceso de confianza. Una lista de verificación provee orden y disciplina. Una lista de verificación es clave para ejecutar el buen procedimiento. Una lista de verificación debe ser correcta. Solo así será de ayuda, sino es correcta no es de ayuda. Toda lista de verificación tiene una influencia poderosa. Una lista de verificación tiene la función de distribuir el poder de manera equitativa en un equipo. Una lista de Verificación debe comunicarse explícitamente.

In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa to walk through ten critical actions investors should complete before the end of 2025. As the year closes, many financial opportunities disappear once the calendar turns, making proactive planning essential. Paul and Jordan outline a clear and practical checklist designed to help listeners stay organized, avoid costly mistakes, and position themselves for long term success.The conversation blends personal, financial, and tax planning priorities, covering everything from goal setting and beneficiary reviews to retirement contributions and tax strategies. With a mix of qualitative questions and quantitative action items, this episode serves as a year end roadmap for individuals and families who want to finish the year strong and start the next one with confidence.In this episode: ● Reviewing personal and financial goals before year-end ● Confirming beneficiaries after life changes ● Prioritizing health, wellness, and financial readiness ● Planning charitable contributions strategically ● Ensuring emergency funds are properly funded ● Understanding required minimum distributions and deadlines ● Making timely IRA contributions ● Using tax loss harvesting to manage tax exposure ● Maximizing retirement plan contributions and catch up opportunities ● Taking action before year-end deadlines expire

A Checklist mai ünnepi különkiadásban Zsiday Viktor és Madár István, a Portfolio vezető makroelemzője 2025 meghatározó makrogazdasági folyamatairól beszélgettek, illetve előretekintettek a 2026-os évre. Mit jelent a jegybanki paradigmaváltás a forint árfolyamára, miért volt nehéz előrelátni a fordulatot, meddig maradhat velünk a magyar devizát erősítő carry trade, és mi történik akkor, ha a globális tőkepiacokon megbillen a kockázati étvágy. Szó esik a magyar államadósság növekvő devizaarányáról, a lakossági fogyasztás nehezen magyarázható megtorpanásáról, valamint arról is, miért válik egyre fontosabbá a termelékenység kérdése 2026 felé haladva. Az interjút Vidovszky Áron, a Portfolio Investment Services üzletágvezetője készítette.See omnystudio.com/listener for privacy information.

As we close out 2025 and step into a brand-new year, this episode isn't about pretty planners or lofty resolutions — it's about the behind-the-scenes work that actually sets your business up for success. In this solo episode, Ashley Alderson walks you through the five critical areas every retailer must review before the year ends so you're compliant, organized, profitable, and positioned to lead — not just hustle — in 2026. From money and inventory to operations, goal-setting, and leadership, this is your practical, no-fluff checklist for finishing the year strong and starting the next one with clarity, confidence, and peace. You'll learn: How to close out your money & accounting properly (and why your accountant should be a strategic partner, not a once-a-year contact) Why year-end inventory counts are non-negotiable — and how they impact taxes, markdowns, and open-to-buy planning Where hidden costs live inside your apps, subscriptions, and operational expenses The importance of systems, processes, and community — and who you should (and shouldn't) be surrounding yourself with in the new year How to set better goals using leading vs. lagging indicators so your plans actually turn into results   Join The Boutique Hub Best Year Yet  ____________________________ Ashley Alderson: Instagram     The Boutique Hub: Website | Facebook | Instagram | Pinterest | TikTok | YouTube

Summary In this conversation, Ali Damron and Morgana Lakatos Hayward discuss the complexities of perimenopause and menopause, focusing on the hormonal changes that affect women's health, weight loss, and overall well-being. They explore the inadequacies of traditional dieting methods, the importance of understanding women's unique biological needs, and the role of stress and nervous system regulation in health. The discussion also covers the significance of intuitive eating, self-trust, and the challenges faced by women in the sandwich generation. Morgana shares insights from her 60-Day Shed program, emphasizing a holistic approach to health and wellness. Takeaways Many traditional weight loss methods are based on male biology. Cortisol spikes can lead to hormonal imbalances and weight gain. Fasting may not be suitable for all women, especially during hormonal fluctuations. Chronic dieting can lead to a negative relationship with food. Nervous system regulation is crucial for managing stress and health. Building self-trust is essential for successful intuitive eating. Women in the sandwich generation face unique stressors and challenges. Perimenopause can be reframed as a positive transition phase. HRT and supplements should complement a solid lifestyle foundation. Creating a sustainable lifestyle involves understanding individual needs and preferences. Sound bites "Sometimes more is not better." "It does get easier year by year." "We can all be like okay well why why this?" Chapters 00:00 Introduction to Perimenopause and Menopause 02:56 The Hormonal Impact on Weight Loss 06:01 Fasting and Its Effects on Women 08:57 Chronic Dieting and Its Consequences 11:57 Nervous System Regulation and Stress Management 14:48 Building Self-Trust and Intuitive Eating 17:48 The Sandwich Generation: Balancing Life's Demands 20:17 Reframing Perimenopause as a Transition 21:29 The Role of HRT and Supplements 23:18 Creating a Sustainable Lifestyle 25:36 The 60-Day Shed Program Overview 28:21 Final Thoughts and Community Engagement Morgana's Resources: Website Instagram    Ali's Resources:  Calm the Chaos: Practical Tips and Tools for Stopping Anxiety in It's Tracks Course! Consults with Ali  Fullscript (Get 25% off all supplements for Black Friday) BIOptimizers Magnesium Breakthrough 25-33% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist.  What Hormone is Imbalanced? Quiz! Fullscript (Get 10% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website  Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron 

From refreshing your bio on social media to setting new goals, we're sharing a mini check list for creators and influencers in 2026.Follow us on Instagram: @creativeeditionpodcast Follow Emma on Instagram: @emmasedition | Pinterest: @emmaseditionAnd sign up for our email newsletter.

In this wide-ranging and candid conversation, Lance Roberts is joined by longtime friend and veteran television reporter Tom Zizka to discuss how media, markets, and economic reality have fundamentally changed over the past two decades. The discussion begins with the evolution of modern media—from the rise of social platforms and the "small screen" revolution to the growing pressures of monetization, speed, and narrative framing. Lance and Tom explore how storytelling has shifted from context-driven reporting to image-driven headlines, and what that means for public perception, trust, and accountability. From there, the conversation moves into markets and policy. Topics include the economic implications of Trump's re-election, why falling oil prices were driven more by markets than politics, and the disconnect between calls for expanded drilling and the reality of global oil gluts. The episode also examines farm subsidies, the critical role of farming and trucking in the U.S. economy, and why inflation—while unpopular—is often necessary for economic growth. The discussion extends to immigration, contrasting legal versus undocumented impacts on the economy, the power of imagery and narrative in shaping public opinion, and the widening wealth gap that continues to distort economic expectations. Lance and Tom also touch on cultural shifts, including the growing debate over college versus skilled trades, the rise of short-form video, and the increasingly complex checklist required for modern publication and media compliance. Blending humor, real-world reporting experience, and market insight, this episode offers a grounded look at how media narratives influence economic understanding—and why reality often looks very different once the headlines fade. 0:00 - INTRO 0:19 - The Tables are Turned 2:22 - Changes in the Media - the necessary evolution 4:30 - Media Monetization and The News 8:29 - The Advent of the Small Screen - Facebook 2010 11:12 - Dead People in Houston Bayous - the Bayou Butcher? 13:40 - Lance is a Cereal Killer 14:46- The Trump Re-election - What Did it Mean? 15:17 - Bringing Down Oil Prices - Markets Did That; Ending Restrictions on Drilling vs the Glut of Oil 19:50 - Texas Beef Production & Cow Tipping 21:46 - Immigration Methodology - Pictures & Narrative on Social Media, 24:13 - Immigration Impact on Economy - Legal vs Undocumented 29:45 - The Big Beautiful Bill or Big and Ugly 31:11 - Farm Aid Package - Farm Subsidies 35:07 - The Criticality of Farming & Trucking to the Economy 36:33 - Economic Reality & The Wealth Gap 41:30 - People Expect Prices to Go Down 42:35 - Why We Want Inflation - Economic Growth 45:27 - The Cycling Story - Criterion Racing - Lucas Bourgoyne 48:22 - Social Media Videos & In-Laws 50:09 - College vs Trades 52:58 - The Ever-growing Checklist for Publication Watch the Video of this interview on our YouTube channel: https://youtube.com/live/tsurGgQO88w #MediaAndMarkets #EconomicReality #FinancialMedia #OilPrices #WealthGap

Ever feel like you're juggling all the things and still dropping the ball on the little-but-important stuff? In this episode, I'm sharing the simple monthly checklist that helps me stay (mostly) on top of life as a working mom. From inbox cleanouts to memory journaling, budgeting to birthday cards, this end-of-month ritual blends life admin with personal goals.   I'll walk you through what's on my list, how I built it, and how you can create your own version that fits your season.   ==========================  

Got questions? Send Ericka a Text!We show how chart prep sets expectations and end of day confirms reality, so money stops leaking and compliance issues get fixed the same day. A practical checklist, time blocking, and coaching turn chaos into a repeatable close that protects revenue and trust.• redefining end of day as daily accountability • chart prep for expectations, end of day for verification • composite case of a busy office with open charts and rolled balances • building a lean checklist that closes every visit • spotting patterns: missed copays, incomplete notes, idle claims • coaching conversations that improve collections and documentation • blackout time to finish reconciliation without interruptions • route slips or digital equivalents for clear expectations • daily compliance as a habit, not an annual event • financial stability through same‑day close and follow‑upYou can go grab the chart prep and the end‑of‑day checklist, and there's a little guide in there on how to implement it in the show notes if you want to implement this right away If this series has been helpful for you friends, I'd really appreciate it if you would leave us a review Make sure you're subscribed so you don't miss part three And if this episode made you think of your doctor or your office manager, share it with themGet the Chart Prep + End of Day Checklist and Guide for Only $19 Here:https://ericka-aguilar-dental-billing-expert.kit.com/products/chart-prep-checklis Schedule a demo with MaxAssist to unlock scheduleing potential here: https://maxassist.com/book-a-demo-fortune-billing/ Join The Biller Acceleration Mentorship Wait List Here: (Only 5 Spots Left in 2025!!)https://linktr.ee/dental_billing_coachWould you like to set-up a billing consultation with Ericka? She would love the opportunity to discuss your billing questions and see how Fortune Billing Solutions may help you. Email Ericka:ericka@dentalbillingdoneright.com Email Jen: jen@dentalbillingdoneright.com Email Ed: ed@dentalbillingdoneright.comSchedule a call with Ericka: https://calendly.com/ericka-dentalbillingdoneright/30min Perio performance formula: (D4341+D4342+D4346+D4355+D4910)/(D4341+D4342+D4346+D4355+D4910+D1110) Delta Dental Locum Tenens Form: https://www1.deltadentalins.com/content/dam/ddins/en/pdf/dentists/locum-tenens-form.pdf

A new year often brings pressure to make changes, but thoughtful planning can be a far more useful starting point. Rather than focusing on rigid resolutions, a structured review can help households feel organized and prepared. In this episode, Peter Raskin walks through a comprehensive planning checklist to help individuals and families prepare for the 2026 calendar year. He explains how reviewing the prior year, setting new goals, and anticipating life events create clarity before making financial decisions. The conversation covers age-based milestones, cash flow awareness, assets and debt, tax preparation, insurance reviews, and estate planning, all framed as manageable steps that can be revisited over time. Peter discusses: Reviewing progress from the previous year to identify what worked, what changed, and what can be deferred Setting personal and financial goals while accounting for upcoming life events and transitions Key age milestones tied to health insurance, retirement contributions, Medicare, and Social Security Managing cash flow by examining income, expenses, benefits, gifting, and charitable strategies And more! Resources: Building Your Year-End Financial Checklist (Ep. 142) Connect with Peter Raskin:  Raskin Planning Group (617) 728-7433  LinkedIn: Peter Raskin  Facebook: Raskin Planning Group LinkedIn: Raskin Planning Group Schedule a Time with Peter Raskin: Book a Call with Peter This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning. Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is separately owned, and other entities and/or marketing names, products, or services referenced here are independent of Osaic Wealth. Osaic Wealth, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.

Silver is being manipulated,Iran war and protest,Widespread fraud being uncovered in daycare and healthcare gov funding - 2 things Canada does a lot of Canada will keep funding Ukraine even after the war is over,Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rsshttps://LinkRoll.co Submit a link. Discuss the link. No censorship. (reddit clone without the censorship)

In this podcast, Dr. Denise Pope and Seerat discuss about how high schoolers come to school just to complete a checklist rather than truly understanding and learning.Dr. Denise Pope is the co-founder of Challenge Success, and the founder of the books Doing School: How We Are Creating a Generation of Stressed-Out, Materialistic, and Miseducated Students and Overloaded and Underprepared: Strategies for Stronger Schools and Healthy, Successful Kids.

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About the Guest(s):The episode is hosted by Amy Irvine, a financial expert and part of the Money Roots podcast team. Amy Irvine, along with her team, is dedicated to making financial conversations real, relatable, and oriented around personal goals. Although the transcript doesn't detail Amy's professional history, her knowledge and expertise in financial planning and investment strategies are evident throughout the episode. Her commitment to helping listeners understand and manage their finances optimally is demonstrated through her thoughtful advice and insights.Episode Summary:In this insightful episode of the Money Roots podcast, host Amy Irvine walks listeners through essential financial actions to consider before the end of 2025. As the year draws to a close, the episode aims to equip the audience with practical advice to optimize their financial standing and prepare for future growth. Amy covers a breadth of topics, including asset management, tax planning, retirement contributions, and charitable donations, offering a wealth of information to guide listeners through pivotal year-end financial decisions.Throughout the episode, Amy emphasizes the importance of strategically managing assets and debt. She discusses the potential benefits of realizing capital losses to offset gains and highlights how certain mutual funds could impact tax obligations. Capital gain distributions and estimated tax payments are also discussed, providing listeners with key insights on minimizing year-end tax liabilities. Moreover, the host delves into retirement planning strategies, advising on required minimum distributions (RMDs), conversions between traditional and Roth IRAs, and intra-plan conversions within 401(k) plans. Her recommendations aim to maximize retirement savings while minimizing potential tax burdens.Key Takeaways:Realize capital losses to offset gains and consider potential capital gain distributions in taxable accounts.Meet required minimum distributions (RMDs) for both personal and inherited IRAs before year-end to avoid penalties.Evaluate opportunities for Roth conversions and strategic retirement contributions while considering future income levels.Engage in tax planning by capitalizing on qualified charitable donations and understanding adjustments such as IRMAA.Explore financial planning for education through 529 plans and business strategies like the QBI deduction.Notable Quotes:"You can even write off up to $3,000 of ordinary interest if you have a capital loss totaling of 17,000.""Make sure that you take that RMD before the end of the year. RMDs from multiple IRAs can generally be aggregated.""If you are over 70 and a half, you can make what's called a qualified charitable donation from your retirement IRA account.""Using those qualified charitable distributions can be a big help to reduce that adjusted gross income.""Consider the financial aid planning strategies such as reducing income in specific years to increase financial aid packages."Resources:

Introduction December 27th brings sudden urgency—just four days remain to implement critical year-end financial strategies that could save thousands in taxes, reduce portfolio risk, and position retirement accounts for 2025 success. Most people spend more time planning vacations than reviewing their largest asset: their retirement portfolio. But the market’s strong multi-year run has created hidden dangers in 401(k) accounts, particularly for those approaching retirement who haven’t rebalanced in years. In this episode of The Tom Dupree Show, Tom Dupree and Mike Johnson provide an essential year-end checklist covering portfolio drift, account consolidation, tax-smart charitable giving, target date fund dangers, and fraud protection as scam season intensifies. Portfolio Drift: The Silent Risk Multiplier What Five Years Did to Your 401(k) If you established a 60/40 portfolio (60% stocks, 40% bonds) five years ago and never rebalanced, you’re sitting on dramatically more risk than intended. “If you had a 60-40 split in 2020, today you’re at about 76% stocks if you’ve made no changes,” Mike Johnson explained. “And your account’s worth 20 or 30% more, so there’s more dollars at stake, at risk.” The drift problem: Stocks outperformed bonds over five years Your stock allocation grew from market gains Total account value increased substantially Risk exposure multiplied Example: $500,000 in 2020 (60% stocks = $300,000) is now $650,000 with 76% stocks = $494,000 in equities. Your stock exposure grew 65%. S&P 500 Concentration Risk “About 40% of the S&P 500 is allocated to tech and high multiple stocks,” Mike noted. “If it’s been on autopilot, now is as good a time as any to look at it critically.” Market Corrections Are Inevitable “On average, every year you have a 10% drop in the market. That’s just the cost of admission,” Mike explained. “We had one back in April—it was closer to 20%. You were looking at 40, 50% drops in some things.” “A lot of people have forgotten how—and even that they should—play defense, especially when you’re getting close to retirement,” Mike cautioned. Year-end action: Check your actual allocation today. If stocks exceed your risk tolerance, rebalance before December 31st. Account Consolidation: Simplify Now The Multiple Account Problem “People’s thinking is, if I have this account over here and this account over here, I’ve got more money,” Tom observed. “When they consolidate those accounts, every one of those five pieces put together as one is gonna get managed better.” Hidden Costs of Scattered Accounts “It’s really hard to track performance if you have multiple accounts,” Mike explained. “It’s much simpler, much more accountable when it’s all consolidated together.” Problems with scattered accounts: Impossible to track overall performance Multiple RMD calculations Complex tax reporting Higher fees (missing breakpoint discounts) Poor overall portfolio coordination Mike’s consolidation benefits: “Proper investment to reach your goals, performance tracking, tax reporting, tax planning, and possible discounts on fees.” Year-end action: List all retirement accounts—schedule consolidation to simplify 2025 RMDs and reduce fees. Tax-Smart Year-End Strategies Strategy 1: Gift Appreciated Stock “Let’s say you give $10,000 a year to charity. You can gift those appreciated shares of stock to the organization,” Mike explained. “You can put that money right back into your brokerage account and reinvest it. You could even repurchase the same stock.” The double benefit: Charitable deduction for full market value Avoid capital gains tax on appreciation Example: Stock purchased for $4,000, now worth $10,000. Gift it, avoid $6,000 capital gain, use the $10,000 cash to buy it back. Strategy 2: Qualified Charitable Distribution “If you’re of the age where you have required minimum distributions, you can do a qualified charitable distribution,” Mike explained. “If you gift the RMD straight to the charity, it never flows through as taxable income to you.” QCD advantages: Counts toward RMD requirement Reduces adjusted gross income Lowers Medicare premiums Reduces taxes on Social Security Works even if you don’t itemize Year-end deadline: Execute stock gifts or QCDs before December 31st to count for 2024 taxes. The In-Service Rollover: Plan Three Years Ahead Act at Age 59½—Even While Working “At 59 and a half, you can do what’s called an in-service rollover,” Mike explained. “Even if you’re still employed and working, you can move over the balance of your 401(k) to an IRA and invest it more specifically for your situation.” The Three-Year Retirement Transition “Let’s say you’re 59 and a half and planning on retiring at 62. You can do that rollover, get the funds invested into an income-producing portfolio,” Mike detailed. “While you’re working, that income just reinvests back in. But when you hit 62, that portfolio’s already in place, it’s already working, and literally it’s linked to your checking account.” Tom emphasized the benefit: “It makes the retirement process more comfortable because you’re not leaving work and at the same time coming in brand new, getting comfortable with our investment approach. You’ve planned for it.” The seamless transition: Portfolio established 2-3 years before retirement Dividends reinvest while still working At retirement, switch to income payout mode No adjustment period or uncertainty Year-end action: If age 59½+, investigate in-service rollover options. Target Date Funds: Hidden Dangers The Collective Investment Trust Problem “52% of the assets in target date funds—over $2 trillion—are now in collective investment trusts,” Mike reported. What makes CITs dangerous: “A collective investment trust—they’re not required to register with the SEC,” Mike explained. “They don’t have to report, as transparently, all the internal fees. And they’re allowed to hold more illiquid investments inside of them.” The Blue Rock Disaster “There was a private real estate fund—the Blue Rock Total Income Fund,” Mike detailed. “The net asset value when it was private was about $24 a share. They decided to go public. The fund closed the day it went public at $14.70.” Investor loss: 39% immediately when real market pricing was revealed. “The NAV was bogus. It was totally bogus,” Mike concluded. The Vanguard-TIAA Annuity Trap “Vanguard announced they’re partnering with TIAA, and the target date fund automatically enrolls the investor in an annuity,” Mike reported. “What they’re hoping is that these people that have been on autopilot for 40 years—they’re not gonna change from being on autopilot at year 41,” Mike explained. “It’s just gonna automatically roll into these annuities. This is a money grab to keep the assets locked in.” Why Dupree Financial Group Avoids Them “We don’t use target date funds. We don’t like what the target date fund does to the client’s return,” Tom stated. “It’s about having all your money in one spot the day you retire. That money doesn’t need to be in one spot. It needs to be growing and throwing off dividends.” Mike: “The target date’s all based on historical averages. It doesn’t take into account what’s going on in the market or your situation.” Year-end action: If in a target date fund, research what’s actually inside it before the “glide path” continues. Year-End Fraud Alert: Peak Scam Season The January-February Surge “This time last year, at the first of the year, was one of the biggest fraud pushes that we’ve seen,” Mike warned. “As we get close to the end of the year, be diligent and protect yourself.” Sophisticated Team Operations “These fraudsters are very convincing. They sound like us. They sound like an advisor,” Mike explained. “They’ll bring somebody onto the line. They’ll keep people on the line for three hours. They’ve gotten used to handling objections.” Real Client Losses “We heard two in a row from our clients—older women, same amount: $10,000 each,” Tom recounted. “One woman could afford it. The other one really couldn’t.” The Defense Strategy “The first line of defense is you, the client,” Mike stated. “If you have something that pops up on your screen—don’t click there. If somebody calls—call somebody. Call a trusted person. If you’re a client of ours, call us. But do not take action on any of these things.” Critical warning: “Do not verify within their ecosystem. They say, ‘We’ll let you verify,’ and then they transfer you. They’re all working together.” Tom’s advice: “Get off the phone or don’t click on things and get somebody that you trust to find out exactly what’s going on.” Year-end vigilance: Never click pop-ups, never transfer money based on calls, always verify independently. Your Year-End Action Plan Critical Tasks Before December 31st ✓ Check portfolio drift – Verify stock/bond allocation matches risk tolerance ✓ Rebalance if needed – Reduce risk before 2025 ✓ Execute charitable strategies – Gift stock or make QCD before deadline ✓ Consolidate accounts – Simplify RMDs and reduce fees ✓ Research in-service rollovers – If 59½+, investigate options ✓ Review target date funds – Understand holdings before glide path continues ✓ Increase fraud vigilance – Peak scam season protection Questions Before Year-End What’s my actual current allocation? How many retirement accounts do I have scattered? Am I missing tax-saving charitable strategies? Do I understand what’s in my target date fund? Am I 59½+ with rollover options available? The Bottom Line With days remaining in 2024, retirement investors face critical decisions affecting taxes, risk exposure, and 2025 positioning. Portfolio drift has likely pushed your stock allocation far beyond original intentions. Target date funds may contain illiquid investments, opaque fees, and automatic annuitization. But opportunities exist: tax-smart giving, consolidation, in-service rollovers, and rebalancing. “All of these things fit into more of a holistic long-term retirement financial plan,” Mike concluded. “You want everything moving in the right direction to accomplish your goals.” Schedule Your Portfolio Review Is your portfolio drifted into dangerous territory? Missing tax-saving strategies? Approaching retirement without a transition plan? Call (859) 233-0400 or schedule your complimentary portfolio review. Dupree Financial Group – Where we make your money work for you. Important Disclosures Dupree Financial Group is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC). This content is for informational purposes only and does not constitute investment advice, tax advice, or a solicitation. Past performance does not indicate future results. All investments involve risk, including potential loss of principal. Tax strategies should be reviewed with a qualified tax professional. Before making investment or tax decisions, consult qualified professionals. For more information, review our Form ADV Part 2A at www.adviserinfo.sec.gov or call (859) 233-0400. The post Year-End Financial Planning Checklist: Critical Actions Before December 31st appeared first on Dupree Financial.

Trump has video of stolen electionsTrade and pipelines and decarbonized oil,Illegals are counted in the census and that's skewing governing numbers,Usa bombs Niger over islamists killing Christians,Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rsshttps://LinkRoll.co Submit a link. Discuss the link. No censorship. (reddit clone without the censorship)

What happens when a coworking expert walks into a national coworking brand as a day pass user—and the experience falls flat? This week, Jamie shares her recent day pass experience and turns it into a practical checklist for operators who want to treat every day passer like a potential long-term member (because they might be). It's the holiday season, which means travelers are staying with family, needing to get work done, and looking for a place to escape for the day. Day passers might be transient—or they might become your next member, referral source, or meeting room regular. But if your onboarding process is clunky, your team isn't asking questions, and nobody offers a tour, you're leaving money (and relationships) on the table. Jamie walks through exactly what went wrong in her experience and what should have happened instead—from the moment she walked in the door to the moment she left without anyone noticing. We talk about: Why signage, parking info, and wifi instructions should be crystal clear on your website The Shop app effect: why consumers expect frictionless checkout (and how Flexspace.ai makes this possible) Why your day pass booking process should never require 20 minutes and multiple steps The power of a simple tour—even if someone's rushing to a call How to read the room and offer help without being pushy Why introducing day passers to members creates instant belonging The one question your team should always ask: "Has this person been here before?" How to use your CRM to track referral potential and pain points Why seasonal offers and meeting room packages are perfect day pass conversion tools The Enneagram lens: why some people want to be seen and others want to be left alone Designing your space so people have to pass the front desk (and why that matters) If you've been treating day passes as transient revenue instead of relationship opportunities, this episode will shift how you think about every single person who walks through your door. Resources Mentioned in this Podcast: The Revenue Playbook (Operator Membership) Everything Coworking Featured Resources: Masterclass: 3 Behind-the-Scenes Secrets to Opening a Coworking Space Coworking Startup School Community Manager University Follow Us on YouTube

What happens when a coworking expert walks into a national coworking brand as a day pass user—and the experience falls flat? This week, Jamie shares her recent day pass experience and turns it into a practical checklist for operators who want to treat every day passer like a potential long-term member (because they might be). It's the holiday season, which means travelers are staying with family, needing to get work done, and looking for a place to escape for the day. Day passers might be transient—or they might become your next member, referral source, or meeting room regular. But if your onboarding process is clunky, your team isn't asking questions, and nobody offers a tour, you're leaving money (and relationships) on the table. Jamie walks through exactly what went wrong in her experience and what should have happened instead—from the moment she walked in the door to the moment she left without anyone noticing. We talk about: Why signage, parking info, and wifi instructions should be crystal clear on your website The Shop app effect: why consumers expect frictionless checkout (and how Flexspace.ai makes this possible) Why your day pass booking process should never require 20 minutes and multiple steps The power of a simple tour—even if someone's rushing to a call How to read the room and offer help without being pushy Why introducing day passers to members creates instant belonging The one question your team should always ask: "Has this person been here before?" How to use your CRM to track referral potential and pain points Why seasonal offers and meeting room packages are perfect day pass conversion tools The Enneagram lens: why some people want to be seen and others want to be left alone Designing your space so people have to pass the front desk (and why that matters) If you've been treating day passes as transient revenue instead of relationship opportunities, this episode will shift how you think about every single person who walks through your door. Resources Mentioned in this Podcast: The Revenue Playbook (Operator Membership) Everything Coworking Featured Resources: Masterclass: 3 Behind-the-Scenes Secrets to Opening a Coworking Space Coworking Startup School Community Manager University Follow Us on YouTube

A Checklist mai ünnepi különkiadásában Bokor Attilával az OD Partner alapítójával és vezetőjével egy 20 éve tartó – Aranykalitkában névre hallgató – kutatás eredményeit tekintettük át. Ebben ötven, a 2000-es évek elején 30-as éveiben járó felsővezető és vállalkozó elsősorban szakmai, de részben magánéleti fejlődését követték végig. Kutatásuk eredményei a következő hónapokban kerülnek nyilvánosságra, de már most is rengeteg érdekes adalékkal szolgált erről a projektről. Az interjút Vidovszky Áron, a Portfolio Investment Services üzletágvezetője készítette.See omnystudio.com/listener for privacy information.

Listen to this episode if… You're thinking about dating before your divorce, property or children's matters are final Your ex has a new partner and you're worried about parenting or property issues You're unsure how the court sees new relationships in family law matters You want to know what's okay, what's risky, and what doesn't matter at all Wondering if it's okay to date while your divorce is still in progress? You're not alone. In this episode, we unpack the legal, emotional, and strategic impacts of dating during divorce especially when children, property settlements, or court appearances are involved. Whether you've just met someone new, or your ex is already flaunting their next relationship, we break down how new partners can influence family law outcomes in both parenting and property matters. We cover the risks, realities, and misconceptions about what the court actually looks at and how to protect your position without putting your future on hold.

How do you know when to pause… and when to push? In this episode, I'm talking about something so many women struggle with—giving themselves permission in hard seasons of life. When you're overwhelmed, burned out, caregiving, dealing with hormone changes, anxiety, or chronic stress, the rules you used to live by don't always apply anymore. I break down how to tell the difference between: when your nervous system truly needs rest, regulation, and compassion, and when a gentle push forward is actually the most supportive thing you can do. You'll also learn about the soothe–danger ratio—a powerful framework that explains why you can be doing "all the right things" and still feel anxious, exhausted, inflamed, or stuck. Most symptoms aren't about one stressor—they're about the balance between signals of safety and signals of threat in your daily life. In this episode, we cover: Why giving yourself permission feels so hard (and why it's not a willpower issue) How to recognize the signs that it's time to pause vs. time to push What "pausing" actually looks like (without guilt or quitting) What healthy "pushing" looks like (without burnout or pressure) The difference between soothing inputs and danger inputs Practical, real-life examples you can apply immediately If you've been feeling overwhelmed, dysregulated, or unsure of what your body actually needs, this episode will help you listen more clearly—without judgment.   Ali's Resources:  Calm the Chaos: Practical Tips and Tools for Stopping Anxiety in It's Tracks Course! Consults with Ali  Fullscript (Get 25% off all supplements for Black Friday) BIOptimizers Magnesium Breakthrough 25-33% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist.  What Hormone is Imbalanced? Quiz! Fullscript (Get 10% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website  Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron 

Az EU és Kína közötti tejháborúról volt szó. Kína ugyanis a mai naptól ideiglenes vámot vet ki az Európai Unióból származó tejtermékekre: ez pedig komoly ütést jelenthet az egyébként is nagy gondokkal küzdő európai tejpiacnak, köztük sok Magyarországon is jelen levő szereplőnek - mondja Braunmüller Lajos, az Agrárszektor főszerkesztője. 

 A folytatásban arról beszélgetünk, hogy minden jel szerint idén sem lesz fehér a karácsony − az ország nagy részén legalábbis biztosan nem. Bár napi szinten találkozunk a klímaváltozás esetleges visszafordíthatatlanságáról szóló híradásokkal, a riasztóbbnál riasztóbb előrejelzések ellenére láthatólag érdemben nem történik sok előrehaladás globálisan a negatív trend megfordítására. De vajon melyek ezek a sokat emlegetett billenési pontok, mikor várható az elérésük, és mindenekelőtt mire kell számítani, ha bekövetkezik a legrosszabb forgatókönyv? A témában Nemes Csaba meteorológust, környezetpolitikai szakértőt kérdezzük. Főbb részek: Intro – (00:00) Tejháború Kína és az EU között – (02:43) Billenési pontok a klímaválságban – (17:39) A Checklist az ünnepek alatt is jelentkezik izgalmas tartalmakkal: egy podcastben szerepel például Zsiday Viktor és Madár István, vendégünk lesz Móró Tamás, a Concorde vezető stratégája, Bendarzsevszkij Anton külpolitikai elemző, és Kökény László, a Corvinus Egyetem Turizmus Tanszékének vezetője is. Kép forrása: Getty ImagesSee omnystudio.com/listener for privacy information.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive year-end tax checklist designed specifically for those in or nearing retirement. As the calendar winds down, it's easy to overlook critical financial decisions that can significantly impact your retirement income tax and long-term retirement planning. This conversation walks through the most important year-end financial checklist items to help you avoid costly mistakes, missed deadlines, and unnecessary taxes as you plan for retirement.Learn how a proactive retirement checklist can help you move from simply reacting at tax time to intentionally planning retirement with confidence. From required minimum distributions and the RMD deadline to charitable giving strategies and health savings account strategy, this episode reinforces why year-end planning is essential for retiring comfortably and helping to secure your retirement.Listen in to learn about the practical steps you should take before December 31st to align your retirement planning with tax efficiency. Radon and Murs break down complex topics like capital gains tax planning, tax loss harvesting, and donor advised fund strategies into clear, actionable guidance. Whether you're already retired or still planning retirement, this episode helps you connect year-end decisions to long-term retirement success.In this episode, find out:How to avoid penalties by meeting the RMD deadline and properly handling required minimum distributionsWhy tax loss harvesting and capital gains tax planning can play a major role in retirement income tax managementHow charitable giving strategies, like a qualified charitable distribution and a donor advised fund can create powerful tax benefitsWhy a health savings account strategy is one of the most overlooked tools in retirement planningHow a year-end financial checklist supports a smarter plan for retirement and long-term peace of mindTweetable Quotes:“If you wait until the end of the year to think about taxes, you're already behind—retirement planning works best when it's proactive.” — Radon Stancil“A simple year-end tax checklist can be the difference between unnecessary penalties and retiring comfortably with confidence.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.

Lions next moves...

Share your guest suggestions hereMail - connect@beerbiceps.comLink - https://forms.gle/aoMHY9EE3Cg3Tqdx9Check out BeerBiceps SkillHouse's YouTube 1O1 Course - https://youtube.beerbicepsskillhouse.in/youtube-101BeerBiceps SkillHouse को Social Media पर Follow करे :-YouTube : https://www.youtube.com/channel/UC2-Y36TqZ5MH6N1cWpmsBRQ Instagram : https://www.instagram.com/beerbiceps_skillhouseWebsite : https://beerbicepsskillhouse.inFor any other queries EMAIL: support@beerbicepsskillhouse.comIn case of any payment-related issues, kindly write to support@tagmango.comLevel Supermind - Mind Performance App को Download करिए यहाँ से

A választási osztogatás már elkezdődött, de egy kicsit másképp néz ki, mint eddig. Ellentmondásos volt a költségvetési politika teljesítménye 2025-ben, a legérdekesebb fejlemények pedig most jönnek csak igazán, ennek pedig leginkább az az oka, hogy a költségvetés teljesen elvesztette horgony szerepét. A témáról Csiki Gergelyt, a Portfolio lapigazgatóját, makrogazdasági elemzőjét kérdeztük. 

 A folytatásban a pezsgőpiacról beszélgetünk Fiáth Attila nemzetközi borakadémikussal, aki amellett, hogy szakértői tippeket ad a karácsonyi-szilveszteri pezsgőválasztáshoz, segít azt is megérteni, hogy miért készít pezsgőt, habzóbort egyre több magyar pincészet. Főbb részek: Intro – (00:00) Ellentmondásos a költségvetés teljesítménye – (02:22) Magyar pezsgőpiac – (13:11) A Checklist az ünnepek alatt is jelentkezik izgalmas tartalmakkal: egy podcastben szerepel például Zsiday Viktor és Madár István, vendégünk lesz Móró Tamás, a Concorde vezető stratégája, Bendarzsevszkij Anton külpolitikai elemző, és Kökény László, a Corvinus Egyetem Turizmus Tanszékének vezetője is. Kép forrása: EUSee omnystudio.com/listener for privacy information.

This week Leigh talks reads some of the latest scam emails that The Let Off has received. He also discusses 5 things you should do to your bow between now and the New Year, so that you are as prepped as you can be going into 2026! theletoffpodcast@gmail This episode is proudly brought to you by Archery Coffee - Flavour at Full Draw! archerycoffee.com  

This episode breaks down the Christmas Eve Checklist, a leadership framework built on clarity, redundancy, communication and readiness. It teaches leaders how disciplined habits protect teams and keep operations stable when the pressure peaks.Host: Paul FalavolitoConnect with me on your favorite platform: Facebook, Twitter, Instagram, TikTok, LinkedIn, Substack, BlueSky, Threads, LinkTree, YouTubeView my website for free leadership resources and exclusive merchandise: www.paulfalavolito.comBooks by Paul FalavolitoThe 7 Minute Leadership Handbook: bit.ly/48J8zFGThe Leadership Academy: https://bit.ly/4lnT1PfThe 7 Minute Leadership Survival Guide: https://bit.ly/4ij0g8yThe Leader's Book of Secrets: http://bit.ly/4oeGzCI

Featured on WGN Radio's “Home Sweet Home Chicago” on Dec. 20, 2025: Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins David Hochberg to discuss a year-end financial checklist including maximizing your retirement or HAS contribution while looking ahead to the New Year. Tim also discusses estate planning, health insurance plans, and […]

Topics: Latest obsessions - recycling used coolant - foam 2026 roadmap - what do people want? - execution. - collaborative planning - Complete each task in a way you're proud of Checklist for buying machines SMW Brother is installed! Grimsmo Speedio quest for ultra precision Embarassing Babmu moment

Much of what we talk about on Better Brain Fitness resolves around the demand-driven decline model we published. Well...a new study just published in Nature Communications gave that model the best test to date, and the results are pretty darn exciting. So of course we had to do an episode about it! The study looks at the relationship between brain aging and creative activities like music, dance, art, and video gaming. Tommy walks through the study and explains why this matters for anyone thinking about their long-term cognitive health. What You'll Learn: A more sensitive way to measure brain aging than structural scans The connection between music, dance, art, and video gaming on brain aging The effect of 30 hours of video gaming on brain aging, the kinds of video games that have the greatest impact (and why traditional "brain games" haven't been as successful) What this research tells us about whether cognitive decline is reversible The dose-response relationship between complex activities and brain health   To submit a question for us to answer on the podcast, go to brainjo.academy/question. To subscribe to the free Better Brain Fitness newsletter, join us when we record live, and get our Guide and Checklist to essential blood tests and nutrients, go to: betterbrain.fitness. Click here to pre-order Dr. Wood's book, "The Stimulated Mind." Click here to grab Dr. Turknett's bestselling book, "Anyone Can Play Music" Intro and Outro music composed and produced by Julienne Ellen.   

Sarah takes out the garbage and Heather survives another b-day. THANK YOU to our Patrons! Please consider directly supporting us at Patreon for ad-free episodes, access to our Discord server, and all around good vibes as you help us keep the lights on.Support this show http://supporter.acast.com/hsgd. Hosted on Acast. See acast.com/privacy for more information.

After hearing many stories from clients this year about how Creative Planning helped them navigate the loss of their parent or spouse, Charlie and Peter share seven actions that can help create financial peace of mind for you and your loved ones.

Should you borrow money to magnify returns in your 401 (k), IRA, or other tax-deferred retirement account?We examine Basic Capital, which allows investors to leverage their retirement account investments.We also explore how the wealthy don't use debt to generate wealth but to manage it. SponsorsGelt - Taxes Done RightInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesBasic CapitalThis 30-Year-Old's Startup Is Bringing Leverage to 401(k) Savers by Suzanne Woolley—BloombergThis startup is offering mortgages for 401(k)s by Liz Hoffman—SemaforStartup Failure by Elizabeth Pollman—SSRNRelated Episodes353: The Pros and Cons of Infinite Banking and Whole Life Insurance238: The U.S. Is More Socialist Than Denmark Regarding Home MortgagesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Family physician and Associate Professor at Rowan University shares steps to protect yourself from getting sick this winter. Also, some cold weather tips on how to keep indoor plants alive and fresh this winter. Plus, former State Senator and author Dick Harpootlian presents his new book “Dig Me a Grave”, chronicling his time as a prosecutor of the notorious killer Donald “Pee Wee” Gaskins. And, Milk Bar founder shares two delicious holiday dessert recipes.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textWe share the exact year-end checklist we use with clients to cut tax surprises, choose smart purchases, and get January filings done without the scramble. Clean books, a clear tax projection, and a few organized documents can change your entire spring.• finishing bookkeeping and reconciling accounts• running a tax projection to estimate what you owe• timing major purchases before 31 December• preparing contractor W9s and 1099 data• listing assets over $2,500 and financing details• tracking business mileage on personal vehicles• gathering loan documents and interest totals• filing early to get more CPA attentionWe created a monthly accounting program where you hop on a one-hour call with us every month to tackle bookkeeping, tax planning, business decisions, basically anything you need. We have all the fine details in episodes 101 and 102 of this podcast if you want to check it out, or just email us at Carson@sandsco.netSupport the showCreate a STAN Store - Click here to try it out!Here's where you can find us! Shop our business guides!Our Instagram PageOur family page

As the year comes to a close, young investors have a unique opportunity to make small moves that can compound into meaningful long-term results. In this episode, we walk through a practical, end-of-year checklist designed for early-career investors who want to stay organized, tax-aware, and financially disciplined. Lance Roberts & Jonathan Penn cover how to confirm you're capturing all available employer benefits, including 401(k) or 403(b) matches and vesting schedules. We also discuss how to think about Roth IRAs, HSAs, and other tax-advantaged accounts early in your career—when time is often your greatest asset. On the investment side, we review simple allocation checks, diversification risks, and why staying invested through volatility matters. We also highlight tax-smart considerations like capital gains awareness, loss harvesting, and stock-compensation planning for ESPPs and RSUs. Finally, we address the foundational elements of financial stability: emergency savings, cash management, credit health, and high-interest debt. This checklist is not about speculation—it's about building durable financial habits that support long-term wealth creation. 0:00 - INTRO 0:19 - Wealth by Brackets 3:39 - Will the Santa Rally be Delayed? 9:02 - Open Enrollment & Benefits Tips 16:12 - 401k/IRA Contributions & Employer Matches 24:26 - Investment Choices in 401k's 26:56 - Tracking Down old 401k's 29:38 - Understanding Vesting Schedules 32:29 - Catching Up in 401k 33:58 - Wills, Estate Plans, & Beneficiary Designations 36:26 - Checking for Leakage 39:55 - Annual Credit Report Review 41:18 - Comniog Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=3Wyudzh3naw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Data, Volatility & Santa Rally Risk," is here: https://youtu.be/gnorFZc1qM8 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Facing Your Financial Ghosts," here: https://www.youtube.com/watch?v=Ypp_HKgciow&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #SantaClausRally #Volatility #RiskManagement #StockMarketAnalysis #YoungInvestors #PersonalFinance #YearEndPlanning #InvestingBasics #FinancialWellness

Summary In this conversation, Ali Damron and Kelly Kessler explore the concept of self-respect and the fawning response, discussing how it manifests in relationships and personal dynamics. They delve into the importance of understanding the nervous system, the impact of grief on personal growth, and the necessity of setting boundaries. The discussion also touches on the pressures of holiday expectations, the challenge of asking for help, and the journey towards internal validation. Ultimately, they emphasize the importance of choosing oneself and cultivating a supportive community. Takeaways Self-respect is crucial for personal growth. Fawning is a response to external pressures and expectations. Understanding the nervous system is key to healing. Self-abandonment can lead to unhealthy relationships. Grief can catalyze significant personal change. Choosing yourself often means setting boundaries. The holiday season can amplify feelings of stress and obligation. Asking for help is a vital skill to develop. Recognizing patterns of behavior is essential for change. Internal validation is more important than external approval. Sound bites "I was completely abandoning myself." "You are allowed to prioritize your peace." "Your energy is worth something." Chapters 00:00 Introduction to Self-Respect and Fawning Response 02:56 Understanding Self-Abandonment and Fawning Patterns 05:58 The Impact of Relationships on Self-Identity 09:01 Navigating Grief and Personal Transformation 12:11 The Role of Community and Support in Healing 15:00 Choosing Yourself: The Journey of Self-Love 17:45 The Pressure of Holiday Expectations and Self-Care 20:54 Asking for Help: Building the Muscle of Vulnerability 27:03 Navigating the Challenge of Receiving Help 28:49 The Illusion of External Validation 29:44 The Pursuit of Fulfillment 31:00 Understanding Personal Desires 32:34 Setting Boundaries in Relationships 35:38 Creating Safety Within Yourself 37:42 Recognizing Fawning Behavior 39:50 The Energy Behind Actions 41:16 Choosing Yourself and Your Peace 43:39 Filtering Relationships 46:38 The Ongoing Journey of Self-Discovery   Kelly's Resources: https://www.instagram.com/drkellykessler/ Self Respect Reset   Ali's Resources:  Calm the Chaos: Practical Tips and Tools for Stopping Anxiety in It's Tracks Course! Consults with Ali  Fullscript (Get 25% off all supplements for Black Friday) BIOptimizers Magnesium Breakthrough 25-33% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist.  What Hormone is Imbalanced? Quiz! Fullscript (Get 10% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website  Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron 

Anthony and Alex discuss the traits they are looking for in the Giants' next head coach. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

#257: We break down essential tax and financial decisions to make before year-end. Learn how to maximize deductions, optimize charitable giving, manage investment gains and losses, and take advantage of retirement and home-improvement credits. We also run through all the credit card, points and miles deadlines to hit before 12/31. Link to Full Show Notes: https://chrishutchins.com/end-of-year-financial-checklist-2025 Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Aura Frames: $35 off the best digital frames with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' End of Year Checklist for Taxes, Points & Miles Carry Solo 401k Kick (20% off your first year of bookkeeping with code CHRIS20) Invest America Kids Savings & Investment Accounts Hotel Mattress Run CardPointers Pro (50% off here) Use Your Credits ATH Podcast Chris' Best Cards Page Ep 144: Leveraging Tax-Advantaged Accounts to Maximize Your Wealth with Katie Gatti Tassin Ep 243: Smarter Strategies for Retirement, Wealth Building, and Taxes with Michael Kitces Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:03) Standard Deduction vs. Itemizing (03:02) The New SALT Cap & Property Tax Strategy (05:02) Pass-Through Entity Taxes for Business Owners (06:07) Smart Charitable Giving Strategies (07:07) Donating Appreciated Assets (09:18) Using Donor-Advised Funds (DAFs) (14:16) Why 25-26 Changes Matter for Charitable Giving (16:14) New Car Loan Interest Deduction (18:19) Deduction for Qualified Tips & Overtime (18:34) New Senior Deduction (19:12) Shifting Income to Optimize Your Tax Bracket (20:48) Capital Gains: Loss & Gain Harvesting (22:02) Understanding the Wash Sale Rule (25:11) Advanced Tax Moves to Ask Your CPA (25:42) Key Retirement Deadlines & Contribution Limits (31:01) Roth IRA & Traditional IRA Rules (34:18) Backdoor & Mega Backdoor Roth Contributions (35:18) ISOs & Alternative Minimum Tax (36:16) FSA Essentials: Use It or Lose It (38:57) HSA Strategy & Triple-Tax Advantage (42:13) Home Efficiency & Solar Credits for 2025 (43:14) 529 Plans, Gifting Rules & Education Savings (47:37) The New “Trump Account” for Kids (48:14) Funding a Child's Roth IRA Through Earned Income (50:29) EOY Tax Moves for Business Owners (55:51) EOY Checklist for Points & Miles (01:00:32) Credit Card Annual Credits & Benefit Resets (01:03:57) Calendar-Year Credits to Use Before January (01:14:55) Final EOY Checks for Airlines, Hotels & Credit Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices