Podcasts about Checklist

#257: We break down essential tax and financial decisions to make before year-end. Learn how to maximize deductions, optimize charitable giving, manage investment gains and losses, and take advantage of retirement and home-improvement credits. We also run through all the credit card, points and miles deadlines to hit before 12/31. Link to Full Show Notes: https://chrishutchins.com/end-of-year-financial-checklist-2025 Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Aura Frames: $35 off the best digital frames with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' End of Year Checklist for Taxes, Points & Miles Carry Solo 401k Kick (20% off your first year of bookkeeping with code CHRIS20) Invest America Kids Savings & Investment Accounts Hotel Mattress Run CardPointers Pro (50% off here) Use Your Credits ATH Podcast Chris' Best Cards Page Ep 144: Leveraging Tax-Advantaged Accounts to Maximize Your Wealth with Katie Gatti Tassin Ep 243: Smarter Strategies for Retirement, Wealth Building, and Taxes with Michael Kitces Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:03) Standard Deduction vs. Itemizing (03:02) The New SALT Cap & Property Tax Strategy (05:02) Pass-Through Entity Taxes for Business Owners (06:07) Smart Charitable Giving Strategies (07:07) Donating Appreciated Assets (09:18) Using Donor-Advised Funds (DAFs) (14:16) Why 25-26 Changes Matter for Charitable Giving (16:14) New Car Loan Interest Deduction (18:19) Deduction for Qualified Tips & Overtime (18:34) New Senior Deduction (19:12) Shifting Income to Optimize Your Tax Bracket (20:48) Capital Gains: Loss & Gain Harvesting (22:02) Understanding the Wash Sale Rule (25:11) Advanced Tax Moves to Ask Your CPA (25:42) Key Retirement Deadlines & Contribution Limits (31:01) Roth IRA & Traditional IRA Rules (34:18) Backdoor & Mega Backdoor Roth Contributions (35:18) ISOs & Alternative Minimum Tax (36:16) FSA Essentials: Use It or Lose It (38:57) HSA Strategy & Triple-Tax Advantage (42:13) Home Efficiency & Solar Credits for 2025 (43:14) 529 Plans, Gifting Rules & Education Savings (47:37) The New “Trump Account” for Kids (48:14) Funding a Child's Roth IRA Through Earned Income (50:29) EOY Tax Moves for Business Owners (55:51) EOY Checklist for Points & Miles (01:00:32) Credit Card Annual Credits & Benefit Resets (01:03:57) Calendar-Year Credits to Use Before January (01:14:55) Final EOY Checks for Airlines, Hotels & Credit Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

As Baby Boomers continue to retire, some analysts expect financial markets to feel the strain. We examine whether demographic shifts truly shape stock and bond returns, or what other factors matter more.Topics covered include:Will retiring baby boomers lead to lower stock prices or higher interest ratesSome earlier demographic predictions and how they worked outHow do natural interest rates reflect the demand and supply of capitalWhy demographics are only one factor that determines economic growth and financial market returnsSponsorsGelt - Taxes Done RightDelete Me – Use code David20 to get 20% offInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesZeihanHarry DentMeasuring the Natural Rate of Interest—Federal Reserve Bank of New YorkDistribution of Household Wealth in the U.S. since 1989—The Federal ReserveRelated EpisodesRelated Episodes487: Are We Heading for a 2030s Depression? Global Economic and Population Shifts445: From Boom to Bust—Why China's Stocks Lagged Behind Its Economy & Where to Invest Next395: How Population Trends Will Impact Growth, Inflation, Investing and Well BeingSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode 605 To see more of this loan consultation checklist, visit GetMoreLoans.com and ask the team for the full breakdown. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl is joined by top producer Jenay Bowen, who consistently closes eight to nine units a month by following a structured loan consultation process that dramatically increases conversion and minimizes surprises for buyers and agents. Jenay walks through her three part framework intro, nuts and bolts, and close and explains how it transforms the pre approval meeting into a smooth, predictable, and highly professional experience. You'll hear how she uses a simple 21 point checklist to stay on track, avoid missed steps, and set clear expectations from the start, which she says eliminates up to 90 percent of the problems that usually surface later in the transaction. Jenay shares how she educates clients with real numbers, guides couples to get aligned on budget, and uses her triangle of trust approach to strengthen agent relationships in every meeting. She also breaks down her pilot and turbulence story that prepares buyers for the journey ahead and shows why it boosts confidence and trust. Carl and Jenay dig into her closeout strategy, including why she has every borrower sign their application on the spot, how she asks for referrals in a natural way, and why this meeting creates pre approvals that agents view as solid as cash. Her system leaves nothing to chance and gives loan officers a repeatable process that increases conversion without adding more hours to the day. If you want pre approvals that stick, smoother transactions, and a consistent path to higher conversion, Jenay's process gives you the blueprint. Connect with Jenay at: Jenay.Bowen@SummitFunding.net

"We want to change our expectation that we will never, ever think of food as numbers or calories ever again... because that's pretty unrealistic for most people."Ever notice how the same food questions keep popping up no matter where you are in your healing journey? In this episode, I'm answering three of the most common ones I hear - how to move away from seeing food as numbers, why some foods feel harder to trust yourself around, and what it was really like for me to stop weighing myself. I'm sharing insight from both my work as a dietitian and my own recovery to help you understand what's actually happening beneath these struggles, set more realistic expectations for your intuitive eating journey, and walk away with a few practical steps you can try today.✅ What You'll Learn:Why letting go of calorie counting takes time, and how to stop seeing food as numbersWhat makes certain binge foods harder to make peace with (and what to do about it)How fear plays a role when you consider stopping weighing yourselfThe big-picture mindset shift that helps you loosen the grip of old diet rulesHow to build more trust with your body as you move toward a peaceful, sustainable relationship with foodWhy these challenges are normal on an intuitive eating journey, and how to set realistic expectations for yourself

Pastor Heather Jarvie reflects on the impact of childhood scripture memorization and highlights the importance of not only studying the Bible but also meditating on it, allowing its truths to resonate deeply within our hearts.

Summary In this conversation, Ali Damron and Kayla Girgen discuss the benefits of rucking, a form of exercise that involves walking with weight. Kayla shares her journey from a corporate job to becoming a registered dietitian and personal trainer, emphasizing the importance of evolving perspectives on nutrition. They explore the role of AI in nutrition coaching, the integration of rucking with other forms of exercise, and the significance of managing stress and sleep for overall health. Kayla also highlights her upcoming book and programs designed to help women navigate their health journeys, particularly during midlife. Takeaways Rucking is an accessible and effective form of exercise for women. Nutrition perspectives have evolved significantly over the years. AI can assist in nutrition coaching but cannot replace human interpretation. Rucking provides both physical and mental health benefits. It's important to integrate rucking with strength training for optimal results. Women can start rucking with as little as 10 pounds of weight. Rucking can help manage stress and improve blood sugar levels. Sleep and stress management are crucial for weight management in midlife. CGMs provide valuable insights into how lifestyle factors affect health. Community support is essential for maintaining motivation in health journeys. Sound bites "Rucking is walking with weight." "Rucking can help counter bone density." "Rucking is cardio that doesn't suck." Chapters 00:00 Introduction to Rucking and Kayla's Journey 03:01 The Evolution of Nutrition Perspectives 06:08 The Role of AI in Nutrition and Coaching 08:57 Understanding Rucking: Benefits and Basics 11:50 Rucking vs. Traditional Strength Training 15:00 Equipment Choices for Rucking 18:09 Integrating Rucking into a Fitness Routine 21:08 Rucking as a Sustainable Exercise Option 24:18 Rucking vs. Traditional Cardio 33:00 Navigating Mid-Life Weight Changes 41:20 The Role of Data in Stress Management 43:25 Upcoming Projects and Community Engagement Find Kayla Online: KaylaGirgenRD.com TikTok Facebook Instagram YouTube LinkedIn Ali's Resources:  Calm the Chaos: Practical Tips and Tools for Stopping Anxiety in It's Tracks Course! Consults with Ali  Fullscript (Get 25% off all supplements for Black Friday) BIOptimizers Magnesium Breakthrough 25-33% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist.  What Hormone is Imbalanced? Quiz! Fullscript (Get 10% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website  Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron 

The moment a major gift falls through, a construction issue pops up, or a key leader steps away can feel like a turning point. Yet these situations often reveal how much control organizations actually have during a capital campaign.In this episode of All About Capital Campaigns, Amy Eisenstein and Andrea Kihlstedt explore the practical actions nonprofit leaders can take when campaigns encounter real-world bumps; from project delays to leadership changes and unexpected donor situations.Campaigns unfold over long periods of time, which means surprises are almost guaranteed. Amy and Andrea outline the four most common categories of challenges: project complications, staff transitions, board disruptions, and donor or gift issues. They share stories from campaigns where discoveries during construction altered entire timelines, where board members created friction just as solicitations were ramping up, and where donor misunderstandings required recalibration of expectations. You'll hear how organizations found footing again, often with stronger clarity and focus than before.A key theme in this conversation centers on defining success. Instead of locking success to a specific number, Amy and Andrea encourage leaders to look at whether the project itself moved forward in meaningful ways. They describe campaigns that raised less than the initial working goal but still transformed services for the community, and others where early enthusiasm pushed the goal higher. Their message: success reflects the full picture of outcomes, strategy, and impact, not a rigid starting figure.The episode also introduces the two core levers every organization controls: the working goal and the timeline. By using a flexible goal during the quiet phase, campaign leaders maintain room to adjust based on donor feedback, project changes, or unexpected opportunities. Likewise, timeline extensions can be used effectively when genuine prospects remain. Amy and Andrea explain why extensions only make sense when the prospect list supports additional solicitations, and how leaders can recognize the moment when calling the campaign complete is the most strategic move.Listeners gain insight into how campaigns can evolve, why most campaigns eventually adjust their plans, and how confidence grows when leaders recognize that these shifts are normal. Amy and Andrea close with a discussion about aspirational goals; goals that stretch an organization toward the full potential of its donor community. They emphasize that reaching slightly below a bold stretch goal often produces a far more powerful outcome than aiming safely from the start.This episode offers a grounded perspective, seasoned guidance, and encouraging examples to help nonprofit leaders stay steady and strategic through the full arc of a campaign. Anyone planning or managing a capital campaign will walk away with a stronger sense of how to respond when circumstances shift and how to maintain momentum through uncertainty.To ensure your campaign ends in a celebration, download our free Capital Campaign Step-by-Step Guide & Checklist. This intuitive guide breaks down each step of your campaign, and the timeline allows you to visualize your whole campaign, from start to finish!

The first trimester is often treated like a waiting room — something to “get through” before the real pregnancy begins. But what if these early weeks are actually the foundation for everything that follows?In this grounding, heart-opening episode, Clara reframes the first trimester as a sacred beginning — a season of nervous system imprinting, emotional awakening, identity shift, and deep internal transformation. Whether you're pregnant now, hope to be, or support birthing people, this episode will help you understand why the first trimester matters more than anyone tells you.Clara also unveils her brand-new free resource: ✨ The Mindful First Trimester Checklist — a gentle, grounding guide-within-a-guide for navigating the earliest weeks of pregnancy with presence, trust, and intention. (You'll also get access to a private Spotify playlist available ONLY through the checklist.)What You'll LearnThe untold truth about the first trimester and why it's not a pause — it's a profound beginningThree common first trimester mistakes (and what to do instead)How nervous system patterns established now influence birthWhy birth preparation doesn't start at 30 weeks — it starts with micro-habits of presenceHow mindfulness becomes a companion, not another taskA grounding practice you can return to any timeFree ResourceDownload your free Mindful First Trimester Checklist (includes the private playlist): 

Did you know that over 70% of IVF cycles fail, and the average couple goes through eight cycles? The truth about fertility, IVF, and natural conception is not what you've been told. In episode 838 of the Savage Perspective Podcast, host Robert Sikes sits down with Hormone & Fertility Expert Gabriella Rosa to expose the myths surrounding infertility. They discuss why so many couples struggle to conceive, the massive impact of male health and nutrition on pregnancy, and the simple, effective steps you can take to improve your body's ability to have a healthy baby naturally, without needing expensive treatments.Taking control of your health is the foundation for achieving your goals. If you're ready to build a stronger body and life, join Robert's FREE Bodybuilding Masterclass to learn the blueprint for success. Sign up at https://www.ketobodybuilding.com/registration-2Follow Gabriella on IG: https://www.instagram.com/gabrielarosafertility/Get Keto Brick: https://www.ketobrick.com/Subscribe to the podcast: https://open.spotify.com/show/42cjJssghqD01bdWBxRYEg?si=1XYKmPXmR4eKw2O9gGCEuQChapters:0:00 - The Shocking Truth About IVF Success Rates 1:34 - What Causes Infertility? An Expert's Introduction 2:13 - How A Single Patient Changed A Fertility Expert's Career Forever 4:17 - The Surprising Mindset of Couples Who Finally Conceive 6:59 - The "No Stone Unturned" Checklist for Getting Pregnant 8:11 - The Confrontation With An IVF Doctor That Led to Harvard 10:17 - The Harvard Study That Proved Natural Fertility Methods Work 12:46 - Is The Journey to Fertility Supposed to Be This Hard? 14:41 - Why IVF Is A Failing Strategy For Most Couples 17:00 - A New Mission: How To Avoid IVF Altogether 18:00 - Are Infertility Rates Actually Increasing? 20:37 - Epigenetics: Why Some People Get Pregnant Easily & Others Don't 24:11 - Why Doing "Everything" To Get Pregnant Still Doesn't Work 26:12 - Why IVF Fails: The Problem With A "Numbers Game" Approach 29:04 - When Is It Futile To Try IVF? (Official Guidelines) 30:34 - Are IVF Clinics Motivated by Profit or Patients? 32:08 - The #1 Thing Healthy, Fertile People Have in Common 34:20 - The "Act Pregnant Now to Get Pregnant Later" Method 38:06 - Why Male Fertility is 50% of the Equation 39:34 - How Your Grandmother's Health Affects Your Fertility Today 42:40 - The Mindset Shift That Prepares Your Future Children for Success 43:26 - What If Your Partner Won't Commit to a Healthy Lifestyle? 45:40 - Is Nicotine Itself Bad For Fertility, Or Just Smoking? 47:32 - When To End a Relationship Over Fertility Goals 49:01 - What Is The Optimal Diet For Fertility? 53:12 - The "Field to Plate" Rule for Eating Clean 58:44 - The Difference Between Being Overfed vs. Undernourished 1:00:34 - Announcing a New Clinical Trial for Infertility-Related Grief 1:02:47 - The Current (and Failing) Standard of Care for Fertility Grief 1:04:15 - Does Stress Directly Cause Infertility & Miscarriage? 1:06:48 - How to Get Involved in the Inspire Study & Connect with Gabriela

If your Giving Tuesday results felt… underwhelming, you're not alone. And more importantly—you're not too late. In this special episode, I break down the real reasons campaigns flop and show you exactly how to course-correct for your year-end campaign.Giving Tuesday isn't the finale.It's the kickoff to the most important 28 days of your fundraising year.Important Links:Year-End Sprint Webinar: https://go.rheawong.com/yearendsprint Checklist: https://go.rheawong.com/givingtuesdaytoendofyear-808942 How to Train ChatGPT:  ⁠https://go.rheawong.com/annual-fundraising-plan-tracker1-3127-4300⁠ My Big Ask Gifts Program: ⁠https://go.rheawong.com/big-ask-gifts-program⁠ My Book, Get That Money Honey: ⁠https://go.rheawong.com/get-that-money-honey⁠ My Newsletter: ⁠https://www.rheawong.com/⁠ 

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm sharing with you a Year-End Financial Checklist for 2025.  A handful of things to check off your list before the end of the calendar year, including making sure you're on track for your retirement contributions, assessing where you're at financially, and tax harvesting in taxable investment accounts.

As the year comes to a close, it's easy to get swept up in the holidays and forget key financial to-dos that could make a huge impact on your taxes, retirement, and financial confidence. In this episode of Wise Money, we're giving you a comprehensive year-end financial checklist covering all six areas of your financial life to make sure you finish strong and start the new year on a solid financial footing. Season 11, Episode 16 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/8pQwUKZj68o  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

✅ Lancaster Divorce Checklist: Everything You Need | Lancaster Divorce

Licensed attorney Anu Murthy discusses her article, "A lawyer's guide to physician side gigs." Anu details why the pandemic caused an explosion in physician side gigs (from telehealth to passion projects) and why many doctors are seeking new income streams, driven by everything from burnout to the FIRE movement. She reveals the number one risk to a doctor's medical license: their primary employment contract. Anu explains the complex legal hurdles doctors must navigate, including contract prohibitions, conflicts of interest (like pharma consulting or expert witness work), the need for separate malpractice insurance, and intellectual property considerations. Discover the essential legal steps to protect your license before starting a side gig, and learn the shocking ways employers can claw back your extra income. Our presenting sponsor is Microsoft Dragon Copilot. Want to streamline your clinical documentation and take advantage of customizations that put you in control? What about the ability to surface information right at the point of care or automate tasks with just a click? Now, you can. Microsoft Dragon Copilot, your AI assistant for clinical workflow, is transforming how clinicians work. Offering an extensible AI workspace and a single, integrated platform, Dragon Copilot can help you unlock new levels of efficiency. Plus, it's backed by a proven track record and decades of clinical expertise, and it's part of Microsoft Cloud for Healthcare, built on a foundation of trust. Ease your administrative burdens and stay focused on what matters most with Dragon Copilot, your AI assistant for clinical workflow. VISIT SPONSOR → https://aka.ms/kevinmd SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended

Frank Gavin, Giovanni Agnelli Distinguished Professor and Director of the Henry A. Kissinger Center for Global Affairs at Johns Hopkins University SAIS and author of Thinking Historically: A Guide to Statecraft and Strategy, joins the show to discuss the promise and perils of using history to guide today's statecraft. ▪️ Times 02:20 Political Science vs. History 05:37 The Importance of Historical Thinking 08:13 Historical Interpretation 11:22 Counterfactuals  14:26 The Misuse of History in Policy Making 17:19 Thinking in Time 22:27 Errors When Thinking Historically 31:57 Putin's View of History 40:01 Philosophical Understanding 47:05 Does History Have a Direction? 53:34 A Checklist for Historical Thinking Follow along on Instagram, X @schoolofwarpod, and YouTube @SchoolofWarPodcast Find more content on our School of War Substack

Episode 619:  Steve and Justin break down the executor's duties in clear steps, helping you navigate estate settlement without feeling overwhelmed. Then they turn to everyday finances, showing how a simple month-by-month checklist can turn endless to-dos into small habits that build long-term success.

Send us a textIn this inspiring episode of the Cultural Curriculum Chat™ Podcast, Jebeh sits down with the remarkable Jenna Udenberg—community builder, educator, and advocate dedicated to creating spaces where people feel truly seen and supported.Jenna shares her journey of serving diverse populations across the Northland and how her work is rooted in connection, compassion, and intentional inclusion. From navigating leadership roles to empowering youth and families, Jenna opens up about the lessons that shaped her path and the values that continue to guide her service today.Listeners will walk away with powerful insights on how to lead with heart, build trust in multicultural communities, and cultivate environments where belonging isn't just a goal—it's a practice.Whether you're an educator, community leader, or someone passionate about making a meaningful impact, this conversation reminds us that real change begins with relationships.Tune in for a warm, thoughtful, and uplifting dialogue with Jenna Udenberg.Learn more about Jenna's Work Here: Disability Advocacy and Accessibility Education & Consulting | Above & Beyond With U Learn more about my debut novel on presale now! COME SAY Hey!! Instagram: @cultrallyjebeh_ Facebook: @JebehCulturalConsulting Pinterest: @Jebeh Cultural Consulting LinkedIn: @Jebeh Cultural Consulting Leave a Review on our Podcast! We value your feedback! Buy My Book: The Orange Blossom https://a.co/d/dRgzqgB Follow our Blog Enroll In Our Mini Courses Enroll In My Digital Course: How To Be A Culturally Competent LeaderBuy My K-12 Lesson PlansSign Up For Our Newsletter Enjoy the Cultural Curriculum Chat podcast? Share the love! Refer a friend to Buzzsprout and both you and your friend will enjoy exclusive benefits. Click the ...

If YOU'RE ready to make real, sustainable change in your life, jump on a free call with us - https://physiquedevelopment.typeform.com/to/ToP9TYLEIf you've been trying to lose body fat year after year and keep hitting the same wall, you might be dealing with true weight loss resistance. In this episode, Alex walks you through his personal step-by-step checklist to assess what's actually holding you back, so you can finally see the fat loss you've been working for.He breaks down how digestion, hormonal function, sleep, and stress all influence fat loss, and how your relationship to training and nutrition will only strengthen when these are dialed in.And if you're still stuck, he explains how your environment and close relationships may be playing a bigger role than you realize.As always, it is our goal not only to supply you, the listener, with valuable insights on the topics or questions but also to plant some seeds for further research and thought. Be sure to like and subscribe and leave us a review if you loved this episode!Timestamps:(0:00) Today's topic(0:51) Digestion(1:44) Hormonal function(3:45) Sleep(5:35) Stress(6:58) Your relationship with training & nutrition(9:23) Meal structure & total calories(10:16) Training structure & effectiveness(10:55) Cardio considerations(12:18) Environment & relationship(13:45) Recapping the checklist(14:29) If you need individualized help(15:13) How far into the checklist we typically need to go to find successAdditional Resources:Omni Calculator - https://www.omnicalculator.comConnect with Coach Alex & Team PD:Coach Alex: https://www.instagram.com/alexbush__Physique Development: https://www.instagram.com/physiquedevelopment_Physique Development Podcast: https://www.instagram.com/physiquedevelopmentpodcastInquire to work with Team PD: https://physiquedevelopment.typeform.com/to/ToP9TYLEHave questions or comments for us? Submit them here - https://forms.gle/AEu5vMKNLDfmc24M7Check out our FREE 4-Week Glute Program - https://bit.ly/podcastglutesAnd keep the gains rolling with 12 MORE weeks of glute growth (use code POD at checkout for $25 off!) - https://train.physiquedevelopment.com/workout-plans/963551Looking to hire the last coach you'll ever need? Apply here - https://physiquedevelopment.typeform.com/to/ToP9TYLEInterested in competition prep? Apply here - https://physiquedevelopment.typeform.com/to/Ii2UNAFor more videos, articles, and information, head to - https://physiquedevelopment.comIf you would like to support Physique Development and this podcast, please head over to your favorite podcast app and leave us a rating and review! This goes a long way in supporting this podcast and helps us continue to bring high-quality, honest content to you in the form of a podcast. Thank you for listening and we will see you all next time!----Produced by: David Margittai | In Post MediaWebsite: https://www.inpostmedia.comEmail: david@inpostmedia.com© 2025, Physique Development LLC. All rights reserved.

Prayer is an exercise in faith—not sight. Through it, you can find the salvation, healing, and deliverance your heart longs for. In part two of "Your Checklist for Prayer," Pastor Bayless continues walking through the questions you should ask before you pray, addressing essential checkpoints that can impact your prayer life. You'll discover how a lack of forgiveness can short-circuit your prayers—and you'll find out how assuming your responsibilities as a husband or wife can keep your prayers from being hindered.  Listen and discover how you can clear the way for powerful, effective prayer.

Close out the year with confidence! This episode walks through smart moves to review your budget, maximize retirement contributions, fine-tune tax strategies, update insurance, and set exciting goals for the year ahead. Practical tips to help you start strong and stay on track. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax advice. We do not recommend specific products, investments, or strategies. For advice tailored to your situation, please consult a qualified professional such as a financial planner, tax advisor, or attorney.

November was one of the wildest months I've ever walked through, and in this episode, I'm inviting you behind the scenes to hear the full recap—what worked, what didn't, and what I'm carrying forward into December. This was the month I made the big move from my home bakery into a brick-and-mortar space, and it came with all the expected learning curves… and then some. From navigating a new oven and workflow quirks to managing Thanksgiving pre-orders and a soft opening, there was a lot to celebrate—and a lot to adjust.I'll share honest reflections on product trends, marketing lessons, and how I'm thinking differently about pacing, prepping, and planning ahead (especially when it comes to holidays and retail baking). If you're in a season of transition or expansion, I hope this month-in-review encourages you to pause, reflect, and keep moving forward with intention. There's beauty in the messy middle, and sometimes the best lessons come from the days that don't go quite as planned.Resources: Join The Bread Winner Network: https://carolinebower.thrivecart.com/bread-winner-network/ – Monthly membership for sourdough bakers.Grab the Profit & Pricing Calculator: Simplify the math, clarify your margins, and confidently price your products. http://carolinebower.com/calculator Follow me on Instagram for more microbakery tips: @carolinebower_sourdoughFind links to all of my sourdough microbakery favorites including packaging, pans, and more! www.carolinebower.com/linksDownload the FREE Guide and Checklist, Your First Steps to a Successful In-Home Bakery at https://www.carolinebower.com/checklist to begin building YOUR thriving microbakery!

 Before the year wraps up, take advantage of financial strategies that can save money and set you up for success. In this episode, Miguel Gonzalez, CRC, shares 5 important moves to make before December 31st. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #yearendchecklist #financialplanning #retirementplanning #smartmoney #FSAtips #taxplanning #budgetreview #financialcheckup #401kcontributions #holidaymoney #wealthbuilding #financialgoals #endofyearmoves #retirementstrategy #moneymoves #CortburgSpeaksRetirement #MiguelXGonzalez #financechecklist #financialhealth Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Does your financial team provide you with comprehensive tax planning, or just annual tax reporting? When you file your 2025 taxes next April, you're essentially just reporting your financial data from the previous year.  At Keen Wealth, tax planning is a proactive, year-round process we use to put your annual report in the best shape possible before the ink dries and windows close.  And when it comes to your 2025 tax return, some important windows are closing right now.  Today, on our 250th episode, we explore some recent changes to tax law and potential moves that you need to discuss with your financial advisor before the end of the year. 

Planning to apply to law school? Host Tasha (formerly at Boston University and USC) chats with IvyWise law school admissions expert Jeb (formerly at Columbia Law School) to reveal what you should be doing in each year of undergrad to maximize your chances of getting into your top-choice law schools.

What does it take to be ready to deploy M365 Copilot in your organization? Richard talks to Nikki Chapple about her latest incarnation of the M365 Copilot Readiness Checklist, working step-by-step to bring M365 Copilot into the organization without causing data leak issues. Nikki discusses utilizing existing tools to accurately identify sensitive data, archiving outdated information, and monitoring data usage by both users and agents - allowing you to detect issues before they escalate. The conversation also delves into the process of identifying issues, discussing policy changes, and how to communicate those changes so that people can take advantage of the power of these new tools without feeling threatened. It's a journey!LinksMicrosoft PurviewSharePoint Advanced ManagementDefender for Cloud AppsRestricted SharePoint SearchMicrosoft 365 ArchiveSharePoint Restricted Content DiscoveryData Security Posture Management for AINikki's Readiness ChecklistM365 Copilot Oversharing BlueprintMicrosoft Purview Secure by Default BlueprintPrevent Data Leaks to Shadow AI BlueprintRecorded November 7, 2025

End-of-Year Financial Checklist + AssetBuilder Office Move Announcement In this practical end-of-year episode of the Keep It Simple Podcast, Joey Badinger – Lead Advisor at AssetBuilder – sits down with Adam Morse (Senior Lead Advisor) and Tommy Williams (Associate Advisor) to walk through a clear, no-nonsense checklist you should review before December 31. Recorded from AssetBuilder's headquarters in Plano, Texas, the team covers retirement contributions, Roth conversions, tax-loss harvesting, RMDs, charitable giving, portfolio rebalancing, and even thoughtful strategies for gifting to kids and grandkids—without accidentally harming your own retirement plan. They close with a major announcement: AssetBuilder is moving its headquarters to the Allen Tech Hub at Waters Creek—and explain what that means for clients, the team, and the next decade of growth. Whether you're a DIY investor or working with an advisor, this episode gives you a clean, actionable framework to finish the year financially strong. Timestamps 00:00 – Intro & important disclosure 00:40 – Welcome from AssetBuilder HQ in Plano, TX 01:15 – Meet the team: Joey Badinger, Adam Morse (Senior Lead Advisor), and Tommy Williams (Associate Advisor) 02:00 – Conference recap: Vegas Financial Planning Conference & Alts Texas (CFA Society / Markets Group / CAIA) 06:50 – Hard pivot: why “boring, simple” tasks drive the biggest long-term results 08:00 – Checklist #1: Maxing out 401(k), IRA & Roth IRA contributions for 2025 11:45 – Checklist #2: Roth conversions – what they are, how they work, and ideal timing 15:45 – Checklist #3: Tax-loss harvesting – when it makes sense & when it doesn't 18:30 – Checklist #4: RMDs, inherited IRA rules, and QCD charitable giving 22:30 – Checklist #5: Rebalancing, diversification, and handling concentrated stock positions 27:30 – Checklist #6: Reviewing beneficiaries, cash reserves & liquidity 31:45 – Smart gifting: helping kids without jeopardizing your own retirement 37:40 – Final recap: What to do if you haven't done any of this yet 39:30 – Big announcement: AssetBuilder is moving to the Allen Tech Hub at Waters Creek 44:30 – New office details, build-out, and client experience upgrades 46:00 – Closing & how to get in touch with the AssetBuilder team Hosted by: Joey Badinger Featuring: Adam Morse, Senior Lead Advisor — Tommy Williams, Associate Advisor Podcast: Keep It Simple by AssetBuilder Location: Plano, Texas → moving to Allen Tech Hub (Waters Creek) Website: assetbuilder.com Questions? Email podcast@assetbuilder.com  or book a consultation on the website. If this episode helped you prepare for 2026, LIKE, SUBSCRIBE, and tap the bell—new episodes drop weekly with simple, evidence-based investing guidance. #YearEndChecklist #RetirementPlanning #RothConversion #TaxLossHarvesting #BehavioralFinance #AssetBuilder #KeepItSimplePodcast #IndexInvesting #WealthBuilding2025 #PersonalFinance

Planning a 2026 or 2027 wedding? This episode is your End-of-Year Wedding Planning Checklist, the tasks every couple should complete before January. I cover: • How to update your budget + priorities • Why now is the time to book your core vendors • What to re-check in your venue contract • The best way to reset your planning systems for 2026 • Practical to-dos couples forget at the end of the year • What 2027 couples should definitely be doing right now Grab the free What Am I Forgetting? Checklist, and learn more about the Planning Collective Membership for more support, templates, and planning tools.

What would your family need from you if the unexpected happened tomorrow, and would they be able to find it? Tune in for an inspiring discussion with Wendy Michelle on her new book Just In Case Solutions: Essential Planner to Organize and Record All Your Important Life Details!Moments with Marianne airs in the Southern California area on KMET1490AM & 98.1 FM, an ABC Talk News Radio Affiliate! https://www.kmet1490am.comWendy Michelle is an international best-selling author and the creator of the ‘Just In Case Solutions' workbook, a practical guide that helps individuals and families organize their essential life details. With over 30 years of client service experience and a passion for empowering others, Wendy has spent more than 20 years developing her 10-step system to simplify planning for accidents, illness, or end-of-life events. Her user-friendly approach has earned global recognition, reaching #1 in multiple categories, and provides peace of mind to both users and their loved ones. Driven by empathy and meticulous attention to detail, Wendy inspires audiences to take a proactive role in preparing for life's uncertainties. Through her work, she encourages everyone to be their own life expert, offering practical solutions that begin right at home. https://justincasesolutions.comFor more show information visit: https://www.mariannepestana.com/

Különleges helyszínről, kihelyezett stúdiónkból, a siófoki Agrárszektor 2025 konferenciáról jelentkezik a Checklist december 3-án: dübörög a magyar agrárgazdaság meghatározó évzáró rendezvénye - három nap alatt mintegy 2000 résztvevővel, 180 előadóval. Mai adásunkban a magyar agrárium két ismert szakértőjével beszélgetünk: Hollósi Dáviddal, az MBH Bank Agrár- és Élelmiszeripari Üzletág ügyvezető igazgatójával és Éder Tamással, a Felelős Élelmiszergyártók Szövetségének elnökével - agrártámogatásokról, élelmiszeriparról, termelőkről és feldolgozókról, a teljes termék pályáról, az élelmiszerek árának alakulásáról, a magyar agrárium 2025-ös évéről, a következő hónapok meghatározó kérdéseiről, és arról, miért okozza a túl széles termékskála azt, hogy nem tudnak labdába rúgni a magyar élelmiszeripari cégek a nemzetközi piacokon.Az interjúkat Braunmüller Lajos és Nagy Bálint, az Agrárszektor munkatársai készítették. Főbb részek: Intro − (00:00) Hollósi Dávid a magyar agrárium szerkezeti problémáiról − (01:07) Éder Tamás az élelmiszerek áráról − (15:50) Kép forrása: Getty ImagesSee omnystudio.com/listener for privacy information.

Feeling the pressure of the holidays and shorter days? December gardening doesn't have to add to your stress. Instead of a list of chores, this episode walks you through simple, optional ways to stay connected to your garden—whether it's a mild day outside or a cozy evening indoors. You'll get practical ideas for observing your winter garden, organizing tools, refreshing your raised beds, and preparing for seed starting season. free download: Seasonal Garden Task List Know what to do each month without guessing. https://journeywithjill.net/seasonal-task-list Complete Garden Planner – A simple system to plan and track your season. https://shop.journeywithjill.net/ Key Takeaways Simple outdoor tasks you get to do on mild December days How winter walks help you plan next season with clarity Easy indoor prep for seed starting and seed organization Why December is the perfect time for quiet planning routines Jill's personal after-Christmas tradition for choosing seeds Chapters 00:00 – Intro 01:00 – Why December doesn't need a to-do list 02:40 – Winter garden walk ideas 06:10 – Spotting drainage issues early 08:00 – Dreaming and planning during quiet moments 09:40 – Organizing tools and supplies 12:50 – Refreshing raised beds 15:10 – Simple repairs and winter builds 17:00 – Indoor seed starting setup 19:40 – Sorting and evaluating seeds 23:00 – Seed longevity basics 26:20 – Gathering seed catalogs 30:10 – Jill's after-Christmas seed tradition 34:00 – Final encouragement Resource Links Seasonal Garden Task List (free): https://journeywithjill.net/seasonal-task-list Friday Emails (newsletter): https://journeywithjill.net/gardensignup YouTube: https://www.youtube.com/c/JourneywithjillNet/videos Instagram: https://www.instagram.com/thebeginnersgarden/ Podcast Archive: https://journeywithjill.net/the-beginners-garden-podcast/ Recommended Brands & Products: https://journeywithjill.net/recommended-brands-and-products/ Amazon Storefront: https://www.amazon.com/shop/thebeginnersgarden As an Amazon Associate, I earn from qualifying purchases. Sponsor(s) for This Episode Organic Rev — A plant growth stimulant I rely on for stronger seedlings and resilient fall and winter crops. Use code JILL10 for 10% off your order: http://journeywithjill.net/organicrev. As an affiliate, I earn from qualifying purchases.   Disclaimer Gardening advice shared in this podcast is based on my own experience in Zone 8a (Arkansas) and from the feedback I receive from others in different gardening contexts. Your results may differ depending on your location, climate, and growing conditions. Always check your local extension service or trusted resources for region-specific guidance. Some links may be affiliate links. As an Amazon Associate, I earn from qualifying purchases.

Is it really possible to lower your risk of Parkinson's disease?In this episode of The Common Sense MD, Dr. Tom Rogers breaks down why Parkinson's is now one of the fastest-growing neurodegenerative diseases in the world—and what you can do to protect yourself.Dr. Rogers reviews the latest stats, potential causes, and practical prevention strategies, including insights from The Parkinson's Plan and the highly regarded Parkinson's 25 Checklist created by Dr. Ray Dorsey and Dr. Michael Okun.  “An ounce of prevention is worth a pound of cure.” — Benjamin FranklinWhat did you think of this episode of the podcast? Let us know by leaving a review!Connect with Performance Medicine!Check out our new online vitamin store:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://performancemedicine.net/shop/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for our weekly newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://performancemedicine.net/doctors-note-sign-up/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@PMedicine⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@PerformancemedicineTN⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Performance Medicine⁠⁠⁠⁠⁠

Overview: Tune into this week's episode of Launch Financial as we discuss November in the markets, the upcoming Federal Reserve meeting, and year end planning items to tackle before December 31st. Email info@shermanwealth.com with any questions or inquiries.    Show Notes:

Shop Our Black Friday Deals HERE https://theclubhouse1.lpages.co/black-friday-landing-page On this episode, I break down the five health markers that actually matter far more than your weight or BMI. I'll walk you through what each one means, why it's important, and how you can start tracking them right away. If you're ready to understand your health on a deeper level, this episode is a must-listen. Free Calorie Calculator https://ericrobertsfitness.com/free-calorie-calculator/ 20% Off Legion Athletic Supplements Code “ERIC” HERE https://legionathletics.rfrl.co/qj2dy Youtube Channel https://www.youtube.com/@ericrobertsfitness

Join the community built to help you master your money, stay accountable, and reach financial freedom.

You may be tempted to stretch your budget to get a larger boat or more features. But wait. Have you considered the hidden costs you may pay when buying a boat? Summary When a friend started looking for a slightly larger boat, I began thinking about the hidden costs he'd have to pay. He found a larger catamaran that would cost around $300,000. Sure, it would be a stretch, but they thought it was possible--before they considered the extras. So what are these extras? And will they affect you? First, there is sales tax. It varies from state to state (or even by county). If he bought where we are, that would be 7.5%, or $22,500. Even though Florida caps sales tax at $18,000, that's still a big check to write. And what about insurance? Hull coverage is a percentage of the boat's value, and you must pay it every year. Of course, when buying a boat, you'll want to have a professional survey. Combined with the costs of hauling out, you're talking about thousands of dollars. That's for the basics. If you add in engine and rigging survey or oil analysis, you're looking at even more. If the survey reveals issues or you simply want to upgrade to make the boat fit you better, that's even more money--before even leaving the dock.   If you buy a larger boat, haulouts and marina stays will cost more over the life of the boat. And expect to pay 5 to 10% of the boat's value on maintenance every year. My friend did the review and realized that while they could probably afford the purchase, the ongoing costs would significantly affect their cruising plans. Don't get discouraged. Just look carefully at all the costs before you buy a boat. It's part of the delicate balancing act most cruisers make between money and satisfaction. For more details, listen to the complete podcast or read The Hidden Costs When Buying a Boat. Subscribe to the Boat Galley Newsletter! - https://theboatgalley.com/newsletter-signup-2 Links:  Free Boat Buyer's Checklist - https://theboatgalley.com/documents-for-boat-buyers-owners/ Today's episode of The Boat Galley Podcast is sponsored by Lunatec, makers of the hydration spray bottle, odor-free dishcloth and self-cleaning washcloth. Lunatec offers practical gear designed to save water and reduce waste. A water bottle that doubles as a garden hose? A dish cloth that doesn't get stinky? Yes, please! Visit Lunatecgear.com to learn more; use code boatgalley to save 10% on everything. Lunatec: innovative gear for your outdoor adventures. Click to see all podcast sponsors, past and present. - https://bit.ly/3idXto7 Music: "Slow Down" by Yvette Craig  

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions walk through a practical, easy-to-follow year-end financial checklist to help you finish the year strong and set up a successful year ahead. Jim and Casey cover ten items every household should review before December 31st — They explain why each step matters, what most people overlook, and how small adjustments now can make a big impact on your long-term retirement plan. Whether you're nearing retirement or still building toward it, this is a simple and actionable guide to making sure your financial life is aligned and prepared for the coming year. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why year-end planning matters 01:34 – What to review before December 31 03:18 – Checklist Item #1: Review your tax situation 04:24 – Checklist Item #2: Take your RMDs 05:06 – Checklist Item #3: Maximize retirement contributions 05:56 – Checklist Item #4: Harvest gains & losses wisely 07:20 – Checklist Item #5: Give strategically  08:15 – Checklist Item #6: Review your portfolio & rebalance 09:05 – Checklist Item #7: Check beneficiaries & estate documents 10:10 – Checklist Item #8: Review your insurance coverage 10:45 – Checklist Item #9: Review long-term care insurance 11:05 – Checklist Item #10: Set next year's financial goals 13:10 – Q&A with Casey 15:25 – Final thoughts & takeaways Disclaimer: Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Send us a textOur Patreon - https://www.patreon.com/HockeyCardsGongshowOn this episode of the Hockey Cards Gongshow podcast we start with Get To Know Your Hockey Hall of Famers, this time looking at the life, hockey career, and hobby market for hockey hall of famer, Red Horner (16:23). Next, it's week 8 of Who's Hot & The Struggle Bus as we look at which players have dominated the past few weeks in the NHL and who's struggling (32:44). Grant, from GP Sports Cards, join the show to give his thoughts on 2024-25 The Cup release week and what it's like to be a hockey card breaker when The Cup comes out (58:54).  In hobby news, a look at the Gongshow 100 Hockey Market Index, The Month of Macklin, & throwing shade at Jesper Wallstedt (1:30:52).  We preview the checklist and key card designs for 2024-25 The Cup (2:08:50).  Next, we answer your hockey cards questions in the Gongshow Mailbag (2:43:35), and finish up the show by highlighting our personal pickups (3:07:32).Partners & SponsorsGongshow Reloaded - https://www.GongshowReloaded.comHockeyChecklists.com - https://www.hockeychecklists.comSlab Sharks Consignment - http://bit.ly/3GUvsxNSlab Sharks is now accepting U.S. submissions!MINTINK - https://www.mintink.caPSA - https://www.psacard.comGP Sports Cards - https://gpsportcards.com/Private Collection Insurance - https://privatecollectioninsurance.comSign up for Card Ladder - https://app.cardladder.com/signup?via=HCGongshoFollow Hockey Cards Gongshow on social mediaInstagram - https://www.instagram.com/hockey_cards_gongshow/TikTok - https://www.tiktok.com/@hockey_cards_gongshowFacebook - https://www.facebook.com/HockeyCardsGongshowTwitter - https://twitter.com/HCGongshowThe Hockey Cards Gongshow podcast is a production of Dollar Box Ventures LLC

On this episode of Dollars & Sense with Joel Garris, get ready for a power-packed financial guide as Joel unpacks the must-do year-end financial checklist, reveals the surprising habits of the “millionaire next door,” and exposes the pitfalls of incomplete estate plans. Joel kicks off with a timely reminder: as the holiday season races by, you have just weeks to make smart financial moves before the new year. He walks you through seven crucial year-end tasks, including maximizing retirement contributions, using up your FSA, making charitable donations, and reviewing your health benefits—each step designed to help you avoid costly mistakes and make the most of your money. Next, the show dives into one of the biggest gaps in personal finance: estate planning. Joel shares stories from his practice, highlighting how most estate plans are never fully implemented—leaving families vulnerable. He explains why simply signing documents isn't enough, and outlines easy-to-follow steps (like titling assets correctly and regular reviews) so your legacy plan actually works for your loved ones. But that's not all! Joel also explores the “stealthy wealthy”—those quiet millionaires who build real, lasting wealth by shunning status symbols, driving practical cars, maximizing tax efficiency, budgeting diligently, and keeping their finances private. Want to know what they do differently? Joel breaks down the seven key habits that set them apart, with actionable tips you can use right now. Whether you're looking to finish the year strong, set up your family for success, or adopt the habits of the quietly wealthy, this episode delivers practical insights and real-life inspiration. Click to listen and learn how to avoid the traps, make smarter money moves, and secure your financial future! 

How to set up your hot chick summer budget, creating your "f*ck it's hot!" style uniform & $0 hacks to make the most out of the warmer months. Plus, we share a beauty rec that's going to rock your world & save you cash this summer.

If you have a PA school interview on the schedule, you need to listen to this first! Here's your pre-interview checklist!

Have you ever prayed… but felt like nothing happened? In part one of "Your Checklist for Prayer," Pastor Bayless encourages you to think about an important question before you pray: Is your request promised in the Bible? Through personal stories and Scripture, Bayless illustrates that only faith of the heart—going beyond merely agreeing mentally that God's promises are true—allows you to possess those promises. If you want to move from unanswered prayer to fruitfulness, don't miss this practical and powerful teaching!

JOIN THE WAITLIST → tiquehq.com/ai TIQUE x Kha Ly: The AI Masterclass for Travel Advisors If you think you can wait until January to set 2026 goals and make business tweaks, think again! This week's Hot Take breaks down the exact December checklist every advisor should be working through before WAVE season hits and your inbox explodes. From tightening your pricing and contracts to cleaning up your workflows and giving your financials a much-needed audit, Robin and Jennifer walk you through the behind-the-scenes tune ups most advisors skip and regret later. Also, stick around until the end for details on upcoming events that will help you lock in your goals and momentum for the new year! Tune in, take notes, and (if you haven't already) join the Niche community to get the tools, templates, and support that will make 2026 your #BestYearEver. JOIN THE NICHE COMMUNITY VISIT THE TEMPLATE SHOP EXPLORE THE PROGRAMS FOLLOW ALONG ON INSTAGRAM @TiqueHQ

In this week's Quick Hits, DeAndre Coke brings a packed update of travel and points news, holiday promotions, and crucial year-end reminders for cardholders and travelers.He kicks off with an update on the growing WhatsApp community, introducing a new Business Points Hub for entrepreneurs to exchange insights on the best credit cards for advertising, expenses, and travel. DeAndre also reminds listeners that entries for the 100th Episode Giveaway close at midnight on December 1st. From there, he dives into key industry news — including Chase's new pop-up restrictions for Ink Business cards, a massive 175K Chase Sapphire Reserve preapproval offer, and Rove's Black Friday 4–5x promotion at giftcards.com. DeAndre also covers Hilton, IHG, and Kimpton holiday promos, Built's 100% Avios transfer bonus, and Preferred Hotels' 35K-point deal.He wraps up with a look at Thrifty Traveler Premium's Black Friday discount and CardPointers' 50% off lifetime offer, both invaluable for travelers looking to save money, earn rewards, and optimize card benefits heading into the new year.Key takeaways: New community chat: Business Points Hub launches for entrepreneurs in the WhatsApp group.Holiday shopping tip: Use portals like Rakuten, Capital One, and American Airlines for bonus points.Year-end credits: Use Amex Platinum, Chase Sapphire Reserve, and other expiring benefits before December 31.Chase updates: New pop-up jail introduced for Ink cards; 175K preapproval offer on Sapphire Reserve.Rove rewards: 4–5x points at giftcards.com during Black Friday weekend.Built Rent Day: 100% Avios transfer bonus on December 1 for elite members.Hotel promos: Preferred Hotels 35K-point bonus, Kimpton's “Life of a Kimpton Guest” phrase for perks.Black Friday steals: Thrifty Traveler and CardPointers launch major annual discounts.Click here to enter the 100th episode giveaway or visit www.boldlygo.world/giveawayInterested in Financial Planning?Truicity Wealth ManagementResources:Our RoveMiles referral linkMaximizing Your Rewards: How to Use Shopping Portals to Boost Your Points & MilesBook a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard

YOU rarely get acknowledged for the emotional load you carry, especially when raising kids with big feelings. In this episode, I'm going to point out some of the things you likely do — even if you don't notice them, and even if you don't do them perfectly! In this episode, you'll hear:  A piece of the invisible emotional load you carry that rarely gets noticed How your imperfect effort strengthens your child's confidence and safety What your child would thank you for if they had the words A simple way to finally give yourself credit for the things you do that truly matter -- The checklist: Notice what you're doing Free resources to support you as you're raising children with big emotions Work with Rachel

"It helps ground me when I remind myself that what people say about food or bodies reveals their own relationship with food, not mine."Family gatherings can stir up heavy feelings when old patterns of food and body talk resurface, especially when you're working hard to heal your relationship with food. In this episode, I'm sharing my own experiences with triggering family comments about food and body image, why they stay with us, and how to navigate them without losing your progress. We talk about why these moments can feel especially heavy when you're working on healing your relationship with food, and I offer practical ways to protect your emotional well-being, set boundaries, and stay grounded even when loved ones are stuck in diet culture.✅ What You'll Learn:Why comments about food and bodies can feel so activating when you're healing your relationship with foodHow to respond (or not respond) in ways that protect your mental, physical, and emotional well-beingActionable language to set boundaries with loved ones, and how to communicate your needs without confrontationHow to reframe the expectations you put on yourself and others in these momentsSimple self-check-ins, affirmations, and coping strategies for groundedness before, during, and after difficult conversationsThe importance of focusing on what's in your control and letting go of what isn't when diet culture talk surfaces

We're going a day early this week because Friday might be too late. The holiday shopping season kicks off in earnest this Friday. We're looking at tips for safe shopping both online and in lines this holiday season. Plus - a look back at nine years of this show. It's all ahead on Checklist No. 451, brought to you by SecureMac. Check out our show notes: SecureMac.com/Checklist And get in touch with us: Checklist@Securemac.com

Dr. Natalie Azar and Today Health and Nutrition Expert Joy Bauer stop by to discuss the signs and symptoms of chronic pain caused by inflammation, something that affects around 125 million Americans. Also, the story of Miss Janice, 63-year-old lead associate at the St. Jude Children's Research Hospital gift shop, and how she has inspired countless patients. Plus, author Dav Pilkey stops by to talk about his 15th book in his “Dog Man” children's book series. And, Shop Today Editorial Director Adrianna Brach highlights Walmart Black Friday Deals.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Summary If the holidays leave you feeling overstimulated, snappy, or totally wiped out, you're not alone. Between family dynamics, endless to-do lists, travel, sugar, alcohol, and expectations from every direction, your nervous system is under a lot of pressure this time of year. In this episode, Ali breaks down what's actually happening in your body during holiday stress and why people-pleasing, overcommitting, and "pushing through" keep you stuck in survival mode. You'll learn practical tools to stay regulated in the middle of family gatherings, set gentle emotional boundaries, recover after overstimulating events, and support your hormones through the season. If you want to move through the holidays feeling more grounded, present, and at peace (without burning yourself out for everyone else), this episode is for you. Takeaways There's nothing wrong with you if you feel anxious during the holidays. The holiday season can be a perfect storm of stressors. Many women learn to stay agreeable to feel safe and connected. This learned behavior can lead to exhaustion and resentment in adulthood. The nervous system needs safety and space to calm down. You can't force your nervous system to relax; it must happen naturally. The snow globe metaphor illustrates the overwhelm many feel. Surrendering to your feelings is essential for emotional health. Self-care is crucial during stressful times like the holidays. Understanding childhood conditioning can help in managing adult stress. Sound bites "The season is a perfect storm of stressors." "Staying agreeable kept you safe and connected." "You can't just tell yourself to calm down." Chapters 00:00 Navigating Holiday Stress and Expectations 00:11 The Fawn Response: People-Pleasing During the Holidays 00:30 Practical Tools for Managing Holiday Overwhelm 01:10 Setting Boundaries and Finding Balance 01:12 Reframing Rest and Self-Care During the Holidays Ali's Resources:  Calm the Chaos: Practical Tips and Tools for Stopping Anxiety in It's Tracks Course! Consults with Ali  Fullscript (Get 25% off all supplements for Black Friday) BIOptimizers Magnesium Breakthrough 25-33% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist.  What Hormone is Imbalanced? Quiz! Fullscript (Get 10% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website  Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron 

Curiosity about who your earliest campaign leaders could be often sparks surprising discoveries and opens paths to support you may not have recognized.In this episode of All About Capital Campaigns, hosts Amy Eisenstein and Andrea Kihlstedt explore how organizations can identify and engage the select group of donors who provide the earliest and most significant gifts in a campaign. Their conversation offers clear, practical guidance for anyone preparing to launch a major fundraising effort or reassessing their current prospect pool.Amy and Andrea begin by breaking down a truth that catches many organizations off guard: more than half of your campaign goal will come from twenty or fewer donors. They explain why this pattern is consistent across campaigns of all sizes and why even small or midsize organizations should expect the same dynamic. What often surprises leaders is realizing they may already know several people who could step into those roles once the right project is presented to them.From there, the discussion turns to understanding donor potential. Many donors give modest amounts simply because they've never been invited to support a bold vision. That makes your largest annual donors (whether they give $5,000, $10,000, or $25,000) the most likely candidates to consider a six- or seven-figure gift when a compelling campaign arises. Amy and Andrea outline how to recognize early signals of capacity by observing patterns in a donor's giving history across your organization and the wider community.The episode then walks through a practical approach to assembling a strong list of leadership-level prospects. This includes reviewing your current donor data, speaking with board members, and using wealth insights to form an initial group of ten or more people who could consider gifts of $1 million or higher. Amy and Andrea also emphasize the importance of looking beyond your files to the broader philanthropic landscape around you. In many communities, a small group of generous individuals consistently support major projects across several institutions. Seeing those patterns helps you understand who might step forward for your campaign.To support that effort, the hosts offer a simple field exercise: visit donor walls at nearby hospitals, theaters, libraries, and museums to observe which names appear repeatedly. Noticing these patterns sharpens your understanding of who cares deeply about your community and may be open to learning about your plans. The conversation also addresses the preparation needed before a feasibility study. Amy explains how assembling a list of twenty to forty individuals capable of contributing gifts of $100,000 or more strengthens the study and improves the accuracy of your early projections. She offers guidance on how long list-building can take and why these early steps are key to an effective quiet phase later on.A recurring theme throughout the episode is the value of curiosity. Andrea highlights the power of asking, “Who else should I be talking to?” This single question encourages donors, board members, and community leaders to open doors, make introductions, and broaden your audience. It also provides an easy way to circle back to earlier conversations and express genuine appreciation.The episode closes with a welcome reminder: campaign fundraising is energizing when it is rooted in mission and authentic relationships. Following curiosity, learning about people, and building meaningful connections brings a sense of purpose to the work. That spirit is what leads to transformational support and lasting community impact.To ensure your campaign ends in a celebration, download our free Capital Campaign Step-by-Step Guide & Checklist. This intuitive guide breaks down each step of your campaign, and the timeline allows you to visualize your whole campaign, from start to finish!

This week marks the biggest points-earning opportunity of the entire year—especially if you're planning to shop online. While everyone else is focused on Thanksgiving prep, points and miles travelers know this is the week to turn everyday purchases into tens of thousands (or more) of bonus points. In this short and focused episode, I'm sharing my 5-step points-earning prep checklist for holiday spend—the exact steps I complete before, during, and after the holiday shopping surge to stay organized, stay strategic, and maximize every earning opportunity. We'll cover how to identify what to purchase ahead of time, how to choose which rewards cards to use based on your earning goals or spend-related bonuses, how to set up the shopping portals and tools that streamline your holiday purchases, and the simple steps that help ensure your bonus points track correctly.  This checklist walks you through what to do before, during, and after your holiday shopping so you can maximize the points you earn while keeping the process as stress-free as possible. Get full show notes and transcript: https://pointmetofirstclass.com/holiday-points-earning-checklist/ Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy