Podcasts about calculating

The decision to move from a manual to an automated process has historically been a laborious, lengthy, and capital-intensive endeavor. Calculating the return on investment (ROI) of such a project is critical to the decision-making process. Companies beginning their automation journey tend to look at robots as a 1 to 1 replacement for their workforce leading to expensive over tooled and over automated processes. Focusing solely on labor replacement can lead companies to vastly undervalue some of the less obvious cost savings created by the switch to robotics. In this presentation, we will be discussing some of the best practices and common pitfalls to avoid when calculating the ROI of a robotic implementation, including: Efficient system design for a high-mix manufacturing environment Cost benefits from increased production and decreased waste Indirect cost benefits generated from increased worker satisfaction and safety Long term cost savings from greater traceability, product consistency and redeployability  By considering these concepts, we can move toward considering robots as part of an overall process improvement opportunity versus simply as a direct replacement to workers. Doing so brings into consideration improvements to the production environment, increased product quality, and enhanced company profitability. Ultimately a refocused ROI calculation will help companies pivot from mid-line labor expenses to top-line revenue and bottom-line profitability. Speakers: James Shimano: Product Manager, Epson Robots Sponsored by: EPSON Visit https://advancedmanufacturing.org/webinars for more webinars and an interactive experience with visuals.  

Financial planning expert Anjali Jariwala joins Tracy to discuss the unique financial challenges physician practice owners face and why comprehensive planning requires both personal wealth management and business strategy. With her background in tax and financial planning plus personal ties to the physician community, Anjali offers insider perspective on navigating the complex transition from residency to high earnings, building sustainable businesses, and creating alignment between personal values and professional goals.  Click here for full show notes  Is your practice growth-ready? See Where Your Practice Stands: Take our Practice Growth Readiness Assessment  Episode Highlights  The physician financial transition challenge: Why going from minimal resident income to high earnings overnight creates both financial and emotional complications that most physicians aren't trained to handle  Personal before business: Anjali's approach of spending 2-3 months on personal financial planning before touching business finances, and why this sequence creates better long-term alignment  Accountant vs. strategist: The critical distinction between historical accounting and forward-looking financial strategy—and why practice owners need both  Growth barriers decoded: How to recognize when your practice has hit a growth ceiling and what changes are typically needed to break through  The guilt factor: Why physician owners struggle with asking for help or outsourcing tasks, and how to reframe these decisions as strategic investments  Building your professional team: Beyond your clinical team, you need accountants, tax specialists, financial advisors, and attorneys—here's how to leverage them effectively  Know your numbers: Why practice owners must understand their books better than anyone else, even when outsourcing bookkeeping functions  Time as currency: Calculating your hourly rate and using it to make smarter decisions about which tasks to keep versus delegate  Memorable Quotes  "At the end of the day, money is a tool. We have emotions that get tied up in it, but we really need to unwind the emotion from the fact that this is just a tool."  "For many practice owners, your personal finances are so interconnected with the business that I want to have clarity on what you want to achieve personally. So then when I go into the business, we can align everything up to meet those goals."  "Part of it is identifying what are your strengths and where are your weaknesses, and then who are the people that you can plug in to help you with those weaknesses so it's not hindering your ability to grow."  "We spend so much time working in the business because we want to provide good care and take care of our clients and patients, that we don't focus enough time on working on the business."  "There's sometimes feelings of guilt to ask for help. Part of it is really coming at it from a standpoint of: I need help, it's okay to ask for help, and I shouldn't feel guilty about asking for this help because it's going to make my life better, my family's life better, and all the people who work for me better too."  Closing  Anjali's message about releasing the guilt around asking for help really resonates. As practice owners, we often carry this sense that we should be able to handle everything ourselves—but that mindset actually limits our growth and our impact. Whether it's financial planning, operations support, or strategic guidance, building the right team of trusted advisors isn't a weakness—it's how you create a practice that truly thrives.  Bio:  Anjali Jariwala is the founder of FIT Advisors, a financial planning firm serving physicians and business owners across the US. After working with Fortune 500 clients at distinguished firms, Anjali launched her own practice to help clients understand that money is a tool for reaching financial goals—while acknowledging how emotions impact financial decisions. Her expertise in tax and finance has been featured in CNBC, Bloomberg, The New York Times, USA Today, and Business Insider. Beyond financial planning, Anjali is also a children's book author. As a South Asian mom, she wrote Why We Eat With Our Hands to highlight day-to-day cultural traditions and increase representation for children who look like her daughter. Whether through financial advising or children's literature, Anjali is passionate about helping people feel empowered to build the lives they want.  Find Anjali:  Website  LinkedIn  Instagram  See Where Your Practice Stands: Take our Practice Growth Readiness Assessment  Connect With Us:  Be a Guest on the Show  Thriving Practice Community  Schedule Strategy Session with Tracy  Tracy's LinkedIn  Business LinkedIn Page 

AABP Executive Director Dr. Fred Gingrich is joined by Dr. Geoffrey Smith, dairy technical services veterinarian with Zoetis. Calf scours remains a significant cause of morbidity and mortality in beef and dairy calves. Smith reviews his presentation from the 2025 AABP conference in Omaha, Neb. and AABP members can view that presentation on the CE portal by going to this page.  Understanding the pathophysiology of neonatal scours can help veterinarians and producers understand the treatment goals. Calves with scours typically have a metabolic acidosis with hyponatremia, hypokalemia, hypoglycemia and dehydration. It is important to replace the sodium to rehydrate the calf. Smith reviews the IV fluid therapy options including lactated ringers, isotonic sodium bicarbonate, hypertonic saline solution, and hypertonic sodium bicarbonate. Calculating the base deficit can be done with bloodwork but can also be estimated with an estimate of 20 mEq/L in a down calf. Smith also reviews some guidelines for a good oral electrolyte solution which includes 90-130 mEq/L of sodium, glycine for an energy source and to help sodium be absorbed from the gut, an alkalinizing agent such as sodium bicarbonate or sodium acetate, a strong ion difference (sodium plus potassium minus chloride) of at least 60 which is an indication of the fluid's ability to alkalinize the calf.  We also review some of the questions asked at the conference. As we prepare for winter and the next calving season, this episode will help veterinarians and your clients prepare for treating calf scours when our prevention efforts fail. 

Today will be the first post in a short series discussing attempts to “calculate” the (supposed) “costs” of “ob*sity.”Before we get into any of this I want to say unequivocally that anytime we try to calculate the cost of a group of people, including and especially, to support a call for their eradication, we are going down a very bad, very wrong road. So while I will be discussing the specific issues with these calculations, please always remember that the calculations shouldn't be undertaken in the first place. Get full access to Weight and Healthcare at weightandhealthcare.substack.com/subscribe

In this episode, we sit down with Julia Shanks, consultant, teacher, and author of The Farmer's Office, to talk about the crucial role of business acumen in small-scale farming. We dive deep into financial management practices, routine bookkeeping, using QuickBooks, and how to properly deal with debt as a small farm business owner. Julia stresses that farmers are entrepreneurs who must understand their numbers, especially profit, not just revenue, to create sustainable, fulfilling farms. You'll get loads of actionable advice, relatable stories, and examples of small farm owners who are financially successful and happy. Learn more about Julia's books, courses, and more at The Farmer's OfficeTimestamps[2:47] Contrast of business savvy farmers vs. those who ignore their numbers[6:00] Why frequent financial tracking and setting profit goals are essential. [19:38] Julia's journey from aviation and culinary arts to farm financial consultant.[28:10] Advice for new farmers: starting with a clear desired take-home income. [32:14] Navigating cyclical cash flow and the challenge of building a financial runway. [44:28] Deciding what to grow: prioritizing personal goals over sheer lucrativeness.[1:05:15] Strategies for managing debt stress and scenario planning for investments. [1:10:00] The business pivot: how frequent financial checks enable rapid course correction. [1:26:14] Calculating cost of production (e.g., for a tomato) and factoring in labor. [1:43:23] Rapid Fire Q&ALinks Julia mentionedHow to track POS sales in QuickBooks: https://youtu.be/lZKEdZSXHSA?si=piT11k_9jCbF_7aeUpcoming Excel Templates workshop:www.thefarmersoffice.com/excel Free webinar: How to Grow Your Farm Business: More Profits (Not More Production).https://thefarmersoffice.com/freewebinar/ Quickbooks 7-Day Challenge: https://thefarmersoffice.com/qbo-7day/ SponsorsReal Organic Project: Get Involved. Get Certified. Join the movement to fight the co-opting of organic.New Society Publishing: Use code market25 for 25% off all booksLinks/ResourcesMarket Gardener Institute:  https://themarketgardener.com Masterclass:  https://themarketgardener.com/courses/the-market-gardener-masterclass Newsletter:  https://themarketgardener.com/newsletterBlog:  https://themarketgardener.com/blog Books: https://themarketgardener.com/booksGrowers & Co: https://growers.coHeirloom: https://heirloom.ag/The Old Mill: https://www.espaceoldmill.com/en/Follow UsWebsite: http://themarketgardener.com Facebook: http://facebook.com/marketgardenerinstitute Instagram: http://instagram.com/themarketgardeners Guest Social Media LinksJulia Shanks:Website: https://thefarmersoffice.com/ Book: https://newsociety.com/book/the-farmers-office-second-editionInstagram: https://instagram.com/TheFarmersOffice Facebook: https://www.facebook.com/TheFarmersOffice JM:Instagram: https://www.instagram.com/jeanmartinfortierFacebook: https://www.facebook.com/jeanmartinfortier 

Check out Marek Health at https://marekhealth.com/syatt and get 10% OFF your first order using code: SYATTIn this episode of The Jordan Syatt Podcast, I shoot the breeze and answer questions from listeners with my podcast producer, Tony, and we discuss:- Medicine hesitancy- Calculating calories burned for fat loss- Protein timing for muscle growth- The truth about the "anabolic window"- The difference between building strength and building muscle- Did talking to a menopause expert change my views?- Can I improve my mobility with only 1 training session a week?- New training programs for the Inner Circle- How I handle hiring coaches to design programs for the Inner Circle- My tattoos- And more...Get my FREE Calorie Calculator: https://tinyurl.com/5n9yr4veDo you have any questions you want us to discuss on the podcast? Give Tony a follow and shoot him a DM on Instagram - @tone_reverie - https://www.instagram.com/tone_reverie/ I hope you enjoy this episode and, if you do, please leave a review on iTunes (huge thank you to everyone who has written one so far).Finally, if you've been thinking about joining The Inner Circle but haven't yet... we have hundreds of home and bodyweight workouts for you and you can get them all: https://www.sfinnercircle.com/

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Brendon Forrest, Allen Fennewald and Wes Temple from Gorilla 76 show you how to build marketing budgets leadership will approve. Learn to work backwards from revenue goals, calculate cost-per-lead and balance digital versus traditional spend. We'll cover: - Working backwards from revenue goals to determine actual budget needs - Calculating close rates, SQL conversion and cost-per-lead to justify spend - Balancing brand building with demand capture spend - Using digital-first budgeting to show what works - Avoiding mistakes like building budgets in silos and skipping experimentation funds - Tracking expenses throughout the year to strengthen future planning If you run marketing at a manufacturing company this conversation delivers methods for budget planning backed by real data you can defend. For industrial marketers, manufacturing marketing managers and B2B marketing leaders preparing for 2026.

Calculating electrical loads, getting zapped by 277 volts, and savoring the freedom of the skilled trades with Doug Powell, a master electrician. Why are blue-collar professions growing increasingly more attractive? And what are the telltale signs of a hack electrician?Doug runs Lumen Brothers Electric Company with his business partner, Josh.WANT MORE EPISODE SUGGESTIONS? Grab our What It's Like To Be... "starter pack". It's a curated Spotify playlist with some essential episodes from our back catalogue. GOT A COMMENT OR SUGGESTION? Email us at jobs@whatitslike.com FOR SPONSORSHIP OPPORTUNITIES: Email us at partnerships@whatitslike.com WANT TO BE ON THE SHOW? Leave us a voicemail at (919) 213-0456. We'll ask you to answer two questions: 1. What's a word or phrase that only someone from your profession would be likely to know and what does it mean? 2. What's a specific story you tell your friends that happened on the job? It could be funny, sad, anxiety-making, pride-inducing or otherwise. We can't respond to every message, but we do listen to all of them! We'll follow up if it's a good fit.

T5C – Capacitance and inductance terminology and units. Radio frequency definition and units. Impedance definition and units. Calculating power. 37:33

T5C – Capacitance and inductance terminology and units. Radio frequency definition and units. Impedance definition and units. Calculating power. 37:33

In this dynamic episode of the Will Power Podcast, host Will dives into a live coaching session that uncovers a radical recruitment strategy capable of solving the biggest constraint in your physical therapy practice: manpower.Drawing on concepts from top business minds like Alex Hormozi and Elon Musk, Will shares a breakthrough idea to leverage your top talent for exponential growth. Forget expensive, low-yield job boards! Learn how to turn your current rockstars into passionate, highly-incentivized recruiters for a fraction of the cost of missed opportunity.This session also explores the power of a growth mindset in overcoming the scarcity and "PTSD" that plagues many practice owners in the challenging healthcare industry.Key Discussion Points:The Single Constraint: Understanding the one focus that matters most for explosive business growth.Onboarding & Team Alignment: Using the Working Genius Assessment to align new hires (like a new Executive Assistant/VA) with existing team strengths for a seamless transition.Recruitment as Marketing & Sales: Why finding top talent for your PT practice is fundamentally a marketing and sales challenge.The $20,000 Referral Bonus Tactic: A deep-dive into a non-traditional, high-value referral system that leverages Gross Profit to justify a massive bonus for existing and even past employees.Calculating the Cost of Missed Opportunity: Why practice owners must calculate lost revenue from unfilled positions to understand the true value of speed in hiring.Retention and Culture Win-Win: How this incentive system simultaneously boosts employee retention, fuels a positive company culture, and creates a path for leadership growth.Growth Mindset in Action: A candid discussion on breaking free from scarcity and limiting beliefs that hold back successful practice owners.Join the conversation and discover how a mindset shift and a strategic investment can turn your toughest business problem into your greatest growth engine!Send us a textVirtual Rockstars specialize in helping support or replace all non-clinical roles.Learn how a Virtual Rockstar can help scale your physical therapy practice.Subscribe here to our completely free Stress-Free PT Newsletter for your weekly dose of joy.

How much money do you really need for retirement? Is your current plan actually aligned with your future spending habits, or are you at risk of falling short? When should you start planning and what are the biggest financial mistakes people make before and after they stop working? These are the questions we answer in today's episode. Hosts Keith Matthews and Lawrence Greenberg break down the three distinct phases of retirement spending: the “Go-Go” years, the “Slow-Go” years, and the “No-Go” years. You'll learn how spending patterns evolve, why most people underestimate costs, and how to avoid common pitfalls by making smarter assumptions. This episode is ideal for pre-retirees, retirees, and anyone who wants to get ahead of retirement planning. Find out how to calculate your real spending needs, make confident projections, and adjust your strategy with each stage of life. Tune in to get practical advice and clear strategies for a successful and fulfilling retirement. Key Topics: ● Why retirement spending deserves dedicated attention (1:41) ● Calculating your retirement spend rate - the key to peace of mind (2:55) ● The three phases: Go-Go, Slow-Go and No-Go years explained (4:12)● What drives up spending in the Go-Go years - travel, home upgrades, gifting (4:39) ● Home maintenance vs. Home upgrades: what to include in your budget (6:05)● The 1% rule for annual home maintenance - how to apply it (6:40)● Why attitudes toward homeownership and downsizing keep shifting (8:33) ● Gifting and supporting adult children - new trends and how to plan responsibly (9:18)● The #1 mistake pre-retirees make: underestimating spending (10:55)● Lifestyle creep and aspirational spending - how it affects your plan (12:00) ● Why retirement spending often exceeds inflation and what that means for your budget (12:18) ● What changes in the Slow-Go years: health span, routine, and local living (13:02) ● No-Go years: planning for unpredictability and healthcare costs (14:24) ● Assisted living vs. Nursing homes - realistic cost estimates and strategies (16:29) ● Getting detailed: How to build a line-by-line retirement budget (17:44) ● What expenses disappear (mortgage, work, insurance) and what new costs arise (18:32)● Factoring in large purchases and aspirational spending to avoid shortfalls (20:28) ● How clients feel after using this three-stage budgeting approach (21:01) ● Why rules of thumb like “the 70% rule” often miss the mark (22:07) ● Personal experiences and lessons learned from early planning (23:37) ● Takeaways: Why starting early and revisiting your plan pays off (25:13)And much more!Mentioned in this Episode:● Canadian Retirement: Myths, Realities & Planning Guide● Pre-Retirement Financial Guide: Ages 50-65● Retirement Financial Guide: Ages 65+● Tulett,Matthews & AssociatesThanks for Listening!Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts.Follow Tulett,Matthews & Associates on social media: LinkedIn, Facebook, and more!Follow The Empowered Investor on Facebook, LinkedIn, and Instagram.

A @Christadelphians Video: Explore the profound and thought-provoking 70 x 7 prophecy from Daniel 9:24 in this exceptional Watchman Report. This insightful expositional study delves into the possibility that we are currently living in the 70th Jubilee year, a pivotal moment in biblical chronology that could point to the imminent fulfillment of a 3,430-year timeline.We examine the connection between the command in Leviticus 25 to count Jubilee cycles and the prophecy of "seventy sevens." Through careful analysis of biblical chronology, including key dates from Ezekiel 40 and historical events, we present a compelling case for this timeline's starting point and its potential conclusion in our very near future. This is more than a prophecy study; it is a call to spiritual readiness.**Chapters / Timestamps:**00:00 - Introduction to the 70 x 7 Prophecy01:22 - The Foundation: Jubilee Cycles & Leviticus 2502:51 - Daniel 9:24: The 70 "Sevens" Prophecy03:52 - Are the "Sevens" Jubilee Cycles?04:41 - Pinpointing the Start: When Israel Entered the Land05:45 - A Key Jubilee in Ezekiel 40:106:39 - Calculating the 70th Jubilee07:29 - The Prophetic Countdown & Our Time08:23 - A Call to Readiness and Conclusion**Bible Verses Featured:**

The struggles with installing solar. Chimney maintenance. Measuring the cost of gutters and downspouts on a home. How deep should piers or fence posts go in the ground? The basics of installing an exhaust fan in a home. What to watch out for when encountering a door knocking roofer. Is there insulation that repels mice?

This week on Fuel for the Sole, we're breaking down everything from race-day fueling in warm weather to the carb math you actually need for that critical first hour. We'll also share the run-influencer advice we'd skip, and why Spring Energy gels is back in the chat. Want to be featured on the show? Email us (written or an audio file!) at⁠ fuelforthesolepodcast@g mail.com⁠. This episode is fueled by ASICS and RNWY!Head over to⁠ ASICS.com⁠ and sign up for a OneASICS account. It's completely free and when you sign up you will receive 10% off your first purchase. You also gain access to exclusive colorways on ASICS.com, free standard shipping, special birthday month discounts and more.Try the new Salty Carbs at https://rnwy.life/ and use code FEATHERS15 for 15% off your purchase. Disclaimer: This content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

In today's show - a recent Tik Tok video claimed to show young people how to set themselves up to have $4 million at retirement - with some help from their parents in early adulthood. But how can you actually tell how much you're going to have in retirement? We have a new tool that can help.   Also today - There ARE answers to the housing shortage. The technology is there. Clark has always been interested in innovative ways to modernize the way we build housing in the U.S. and shares some promising developments. Calculated Retirement Saving: Segment 1 Ask Clark: Segment 2 Innovative Affordable Housing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investment Growth Calculator - Clark.com How To Retire a Millionaire With a 401(k) Plan in 19 Years How To Use an IRA To Become a Millionaire  /  How To Open a Roth IRA 5 Vacation Scams To Avoid This Travel Season Why Clark Says Everyone Should Have a Dash Cam This Brooklyn apartment complex was built like a Lego set Why Clark Says Prefabricated Housing Is The Future These former Amazon robotics executives just landed $20 million to tackle the housing crisis ⁠/  ⁠Axios:Sweaty paint⁠ To spur construction of affordable, resilient homes, the future is concrete Target Date Funds: Clark's Favorite Retirement Investment Invest & Retire  /  Fidelity Investments Review: Pros & Cons Best 529 College Savings Plans By State Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

“Climate change has been one the greatest failures of risk management in modern history.” So states the Back to Blue Initiative, an Economist and Nippon Foundation project. A recent article entitled "Calculating Ocean Risk," additionally states: “The scientific evidence had been clear for decades, but decision-makers have failed to act in a manner consistent with the scale of the risk.” This week on World Ocean Radio we are discussing the calculation of risk to the ocean, and its impact on all aspect of the global economy. About World Ocean Radio World Ocean Radio is a weekly series of five-minute audio essays available for syndicated use at no cost by college and community radio stations worldwide. Peter Neill, Founder of the World Ocean Observatory and host of World Ocean Radio, provides coverage of a broad spectrum of ocean issues from science and education to advocacy and exemplary projects.World Ocean Radio: 5-minute weekly insights in ocean science, advocacy, education, global ocean issues, challenges, marine science, policy, and solutions. Hosted by Peter Neill, Founder of W2O. Learn more at worldoceanobservatory.org

Janine from Couture Fitness Coaching breaks down the essentials of macro tracking in this week's episode of the Booster Metabolism Over Age 30 podcast. She explains why she doesn't follow a strict diet plan but instead focuses on monitoring calories and macronutrients (protein, carbohydrates, and fats). Janine covers how macros are calculated, their importance, and the guidelines set by the Institute of Medicine. She shares personal insights and provides practical tools for tracking macros using apps like MyFitnessPal. The episode emphasizes the importance of food quality and offers actionable advice for building sustainable, healthy eating habits.00:00 Introduction to the Podcast and Host00:18 Diving into Nutrition and Diet Plans01:32 Understanding Macros: The Basics02:20 Calculating and Setting Your Macros03:15 Research and Guidelines for Healthy Ranges04:30 Adjusting Macros for Different Goals06:41 Importance of Food Quality07:53 Personal Experience with Macro Tracking09:51 Tools for Tracking Macros12:14 Conclusion and Final Thoughts Thanks for listening, we hope you enjoyed it. Grab our FREE fast food guide here. Book a FREE strategy call here. Reserve your spot with a Couture Coach: Buy a 1:1 coaching packageSign up for our FREE newsletter here.Follow us for more tips, tricks, and support in our private Facebook Group, Boost Your Metabolism After Age 30.Follow us on Instagram @couture_fitness_coachingCheck at our website and blog. Grab our free mini course - The REAL Reason you can't lose weightWant to start boosting your metabolism today? Buy our $79 DIY, self-paced "Master Your Metabolism" course.Want customized plan for boosting your metabolism? Learn more about our 1:1 coaching

Will Google need to spin off its ad exchange and ad server? Court is in session in Virgina, with the DOJ and Google advocating for completely different remedies to Google's sell-side ad tech monopoly.

In this heartfelt episode of Home in Progress, sponsored by RepcoLite Paints and Benjamin Moore, Dan shares a personal story about his father's recent minor stroke, the challenges of the week, and the flood of childhood memories it brought back. He reflects on the importance of cherishing family moments and encourages listeners to preserve their own stories and memories.From there, the episode shifts into practical home improvement advice—covering everything from bathroom fan adequacy to fixing peeling paint in bathrooms and the most effective stump removal methods. Dan also takes time to clarify earlier stump removal tips and answer listener questions, making this episode both moving and highly informative.Episode Guide00:00 Introduction and Sponsor Message00:07 A Tough Week: Dad's Health Scare02:26 Memories of Dad: From Eye Patches to Invisible Friends08:25 Cherishing Memories and Making Changes12:28 Home Improvement Tips: Paint Failures and Bathroom Fans13:25 Clarifying Stump Removal Techniques18:57 Listener Questions: Peeling Paint in the Bathroom21:32 Understanding the Importance of a Bathroom Fan21:54 Calculating the Right Size for Your Bathroom Fan24:09 Ensuring Proper Fan Operation26:06 The Role of Prep Work in Preventing Peeling Paint29:43 Steps to Fix Existing Peeling Paint32:34 Choosing the Best Paint for Bathrooms33:29 Testing Your Existing Bathroom Fan37:32 Troubleshooting Fan Performance Issues39:16 Conclusion and Final Tips

Every hour spent shapes the story of your success. In today's Freestyle Friday episode, Kevin and Alan turn a frustrating three-hour battle with car Wi-Fi into a powerful lesson on the true value of time. Through real stories, sharp insights, and practical math, they reveal why every hour you spend, or waste, can change your trajectory. If you've ever questioned whether your effort is worth it, this episode will help you rethink productivity, opportunity cost, and what it really means to invest in yourself. Start listening and see why your time is your greatest asset.Learn more about:

It's the 153rd episode of the Truth About Vintage Amps and Skip is having a happy day fielding your amp questions. From cleaning tweed to Magnatone varistors and all points in between, it's 90 minutes of tube amp knowledge, laughs, and some serious California trivia.  Some of the topics discussed this week:  1:27: The 2025 Fretboard Summit; the importance of repair tags 6:55: Thanks for the mangos, John! And a food preservation tip 8:30: Our sponsors: Grez Guitars; Emerald City Guitars and Amplified Parts!  14:15 What's on Skip's bench? 60 amps in August; great Loma Rica deals; far out tubes 23:29 The big TV tubes in Standel amps (6DQ6 tubes, regulator tubes) 25:49 Skip's near-death experience; The Edwin Hawkins Singers' "O Happy Day" (YouTube) 31:05 Colman's Hot Mustard 31:49 A giant yard sale in Dixon 34:23 More TAVA t-shirts; whatever happened to Jason's Honda Scrambler? 38:04 An antique radio museum in Marysville, California 41:38 Calculating output transformer primary impedance 47:37 Cleaning tweed 49:58 Replacing the varistors in Magnatone/Americana amps; luthier Ken Bebensee; North San Juan, California; the Malakoff Diggins 56:53 Going to Guitar Center, a Gibson GA-20...or was it? Sierra Nevada Brewing Oktoberfest beer 1:01:20 The Rustic Kegger community on Facebook: https://www.facebook.com/groups/tavapodcast 1:02:51 El Pato in Alaska 1:03:41 Fender Tone Ring cabinets   1:05:54 A brown 1962 Fender Super with an 8516 transformer from a TV-front Super 1:11:01 Building a shell for a Falcon chassis 1:12:55 Building a Deluxe 5E3 clone in Brazil 1:20:17 Verellen's solid-state Octal tube (link); how power attenuators work; Benson's Monarch Plus power scaling 1:24:41 Recommended music: Texas Alexander & Lonnie Johnson's "Crossroads" (YouTube); KZFR; Julian Lage; Bill Frisell 1:26:19 Noel Boggs and his Day Sleepers' "Steelin Home" (YouTube) 1:27:16 Recommended reading: The RCA RC-30 tube manual (Amplified Parts link); California's two Sebastopols Want amp tech Skip Simmons' advice on your DIY guitar amp projects? Want to share your top secret family recipe? Need relationship advice? Join us by sending your voice memo or written questions to podcast@fretboardjournal.com! Include a photo, too.  Hosted by amp tech Skip Simmons and co-hosted/produced by Jason Verlinde of the Fretboard Journal.  Don't forget, we have a Patreon page. Support the show, get behind-the-scenes updates and get to the front of the line with your questions. 

Financial Resilience for Counsellors – Why Counselling Trainees Doubt Themselves In Episode 347 of the Counselling Tutor Podcast, your hosts Rory Lees-Oakes and Ken Kelly take us through this week's three topics: Firstly, in ‘Ethical, Sustainable Practice', we explore why autism-informed therapy matters and how inclusivity, legal responsibilities, and lived experience come together to strengthen practice. Then in ‘Practice Matters', Rory speaks with Aisha Gordon-Hiles about financial resilience for counsellors. They look at the importance of sustainable fees, ethical pricing, and developing a healthy money mindset to support private practice. And finally in ‘Student Services', Rory and Ken reflect on why counselling trainees often doubt themselves – and how reframing these doubts can support deeper learning and professional growth. Why Autism-Informed Therapy Matters [starts at 03:47 mins] Ken and Rory discuss why therapists must become autism-informed, addressing both the legal obligations under the Equality Act and the ethical need for inclusivity. They explore how autistic and neurodivergent clients experience therapy differently and how therapists can make reasonable adjustments. Key points discussed include: Understanding that every autistic person is unique and avoiding assumptions. The rising public awareness and diagnoses of neurodivergence. Common barriers in therapy for autistic clients, such as diagnostic overshadowing and lack of practitioner training. Creating an inclusive space through sensory adjustments and flexible session formats. We also hear from Paul Cullen, Counselling Tutor's Neurodiversity and Supervision Correspondent. Drawing on lived experience with his autistic daughter and wife, Paul offers practical insights on navigating daily challenges, meltdowns, education systems, and reasonable adjustments in the therapy room — bringing to life why autism-informed therapy matters in practice as well as in principle. Financial Resilience for Counsellors [starts at 32:49 mins] In this week's ‘Practice Matters', Rory speaks with Aisha Gordon-Hiles, accredited counsellor and co-founder of the Contained Clinician. Drawing from her CPD lecture Financial Resilience for Counsellors, Aisha explains why counsellors must treat private practice like a business. Key points from this conversation include: Bare bones budgeting: Calculating your minimum financial needs. Ethical pricing and how to set sustainable fees. Addressing money mindset issues and internal beliefs. Future-proofing your practice with savings and pension planning. Balancing accessibility with business sustainability. Aisha shares how her own transition from salaried work to private practice with a young child inspired her to rethink financial well-being as part of self-care and ethical therapy. Why Counselling Trainees Doubt Themselves [starts at 59:15 mins] In this section, Rory and Ken explore the common experience of self-doubt among counselling trainees. From imposter syndrome to comparing yourself to peers, they unpack why this happens and how it can actually be a sign of growth. Key points include: Winging it is more common than you think – even experienced therapists feel it! Theory-heavy learning often triggers self-doubt. Positive feedback sometimes doesn't land due to internal narratives. Supervision and peer support are essential for reassurance. Reframing doubt as care and curiosity. Here's a free CPD lecture on Confidence for Counselling Students: https://counsellorcpd.com/confidence-lecture/ Links and Resources Aisha Gordon-Hiles Counselling Skills Academy Advanced Certificate in Counselling Supervision Basic Counselling Skills: A Student Guide Counsellor CPD Counselling Study Resource Counselling Theory in Practice: A Student Guide Counselling Tutor Training and CPD

#245: Ever wonder what points are really worth? I'll break down the different types of points, how to calculate their value, and the biggest mistakes people make along the way. You'll also learn when cash back might be the smarter choice and my personal card strategy for maximizing credit card rewards. Link to Full Show Notes: https://chrishutchins.com/what-are-your-points-worth Partner Deals Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: ⁠Affordable term life insurance for you and your family MasterClass: ⁠Learn from the world's best with 15% off Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Mesa Homeowners Card (Referral code: FCRGNB) Atmos™ Rewards Summit Visa Infinite® card Robinhood Gold Card Bilt World Elite Mastercard® (Rates and Fees here) U.S. Bank Altitude® Connect Bank of America® Premium Rewards® Bank of America® Premium Rewards® Elite Wells Fargo Autograph℠ Card American Express® Gold Card American Express® Business Gold Card American Express® Green Card Amazon Prime Visa Card Capital One Venture Rewards Credit Card Capital One Venture X Rewards Credit Card Citi Strata Premier℠ Card Citi Strata Elite℠ Card Citi® Double Cash Card U.S. Bank Smartly™ Visa Gemini Credit Card Expert Points Valuations The Points Guy One Mile at a Time Frequent Miler Award Search Tools Points Path Chrome Extension Award Wallet Gondola (Get $50 here) Award Ticket Change and Cancellation Fees ATH Podcast ⁠⁠Free Webinar: 5 Must-Know Tax Moves for Business Owners Chris' Card Value Optimization Tool Membership Ep #244: How I Saved $10,000+ on Luxury Hotels Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:50) Why We're in the Golden Age of Points and Miles (04:06) The Different Types of Points (06:04) Unlocking Value With Transfer Bonuses (07:58) Fake Points and What to Avoid (08:34) Why Knowing the Value of Points Matters (10:12) Comparing Points vs. Cash Back (13:26) Quick Episode Overview (14:38) Calculating the Floor Value of Points (16:47) Expert Points Valuation (19:26) Tools and Data for Valuing Points (21:55) Booking Domestic vs. International vs. Business Class Flights (24:27) Flight and Hotel Redemption Takeaways (29:33) Leveraging Gondola to Book Hotels (32:24) How to Get More Value From Hotel Points (34:17) Why Hotel Points Still Hold Value (35:12) Minimums, Maximums, and Ranges (36:20) How to Calculate Your Personal Value (41:18) Chris' Rule of Thumb for Booking Award Flights (44:06) Key Caveat of Award Redemptions (46:20) Value of Earning Points vs. Cash Back (49:40) When Should You Buy Hotel and Airline Points? (52:46) The Bottom Line on Buying Points (53:31) How to Value Transferable Points (55:17) The Psychology Behind Buying Points (56:34) Leveraging Chris' Card Optimizer Tool (58:54) Earning Points Across Other Major Categories (01:01:45) Cash Back Cards That Earn More Than 2% (01:05:56) Recap: Point Purchases on Cards (01:07:31) Recap: What Your Points Are Worth (01:08:51) Making the Case for Earning Points Everywhere Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Calculating all the variables that go into a establishing a standard cost is anarduous process. Like it or not, this is where we have to put on our lab coats, and become a doctor of details. Bypassing certain cost components can be deadly to a small company. Are you being a doctor of details?Support the show

In this episode of the Project Chatter podcast, hosts Val and Dale engage with Riccardo Cosentino to explore the unique aspects of the REM project in Canada, a public-private partnership (PPP) model that has garnered attention for its innovative funding and governance structure. Riccardo shares insights into the project's background, the role of the Quebec pension fund as a project sponsor, and the implications of risk management and return calculations. The conversation delves into the importance of early stakeholder involvement, the challenges of public opinion, and the potential for replicating this model in other sectors. Throughout the discussion, the significance of governance, long-term perspectives, and the necessary skill sets for project professionals are emphasized, providing valuable takeaways for listeners interested in infrastructure projects and PPPs.TakeawaysThe REM project is a unique public-private partnership model.Risk management is crucial in financing infrastructure projects.The obligation to repay investments can shift from taxpayers to private entities.Calculating returns involves considering ridership and land value capture.Contingency planning is integrated into the rate of return.Early involvement of stakeholders leads to better project outcomes.Governance structures can significantly impact project success.Long-term perspectives are essential for managing infrastructure investments.Curiosity and risk-taking are important traits for project professionals.The REM model could be applied to other sectors beyond transportation.Chapters00:00 Introduction and Guest Background03:24 Understanding Public-Private Partnerships (PPPs)06:11 The REM Project Overview08:56 Funding and Risk Management in the REM Project11:55 Calculating Returns and Land Value Capture14:33 Governance and Project Delivery17:21 Long-Term Perspectives and Lifecycle Management22:47 Changing Dynamics in Project Management24:35 Governance and Change Management in Projects26:38 Replicating Successful Project Models29:08 Applying the Model Beyond Rail Projects31:07 Reporting Mechanisms and Governance Structures33:55 Skill Sets for Successful Project Delivery35:39 Advice for Aspiring Project Professionals37:27 Resilience in Today's Project Challenges39:40 Future of the CDPQ Model and Its Replicability

Have you ever had a moment where you're like, “Is this really my life?” Yeah… me too. Mine happened mid-cry on a StairMaster, squeezing in a 90-minute workout because I thought being “the fit girl” was my golden ticket to happiness. Sigh....t wasn't. In this Fit Girl Magic episode, I'm pulling back the curtain and sharing the raw, messy truth about how I ditched the grind, stopped earning my worth through workouts, and started living what I now call The Flip Flop Life™. This isn't about giving up on health. It's about giving up the hustle and rewriting the rules you didn't even realize were running your life. If you're tired of: ✔️ Monday “fresh starts” ✔️ Calculating every bite and step ✔️ Feeling like health is your second job …then, girl, you're going to LOVE this conversation. I'll share: ✅ The pivotal moments that cracked my “hardcore” fitness identity ✅ Why discipline was really desperation in disguise ✅ How to finally let yourself off the unrealistic hook ✅ And what living The Flip Flop Life actually looks like If you've been craving more joy, less judgment, and a whole lot of freedom, you need to listen to this one.

What if I told you that sleeping fewer hours could actually make you perform better? Most people think they need 8-9 hours of sleep to function at their best. But here's what high performers are discovering: when you optimize your sleep quality, you can actually sleep less and feel more energized, focused, and productive than ever before.In this episode, you'll learn the 3 steps for more efficient sleep and what you can do to fall asleep faster and get more restorative sleep. Schedule a consultation to get started with the Complete Sleep Solution program so you can consistently sleep 7+ hours uninterrupted, naturally and permanently. https://p.bttr.to/3VJwvDs00:00 Introduction: The Sleep Efficiency Myth00:54 Meet Andrew: A Case Study in Sleep Optimization01:47 Identifying Sleep Stealers: The Root Causes04:16 Three Steps to More Efficient Sleep06:38 Calculating and Improving Your Sleep Efficiency08:52 Conclusion: Achieve Peak Performance Through Better Sleep

Todd and James are back to help me take YOUR questions which means it's time for another episode of our Homebrew Happy Hour podcast!… THE home brew #podcast where we answer all of your home brewing questions and discuss anything related to craft beer! A NOT SO SUBTLE REMINDER: If you appreciate the things we […]

We are back with a jam packed episode at an exciting but turbulent time.In this episode we discuss:- S3 Calculations: Why we are optimistic- S3 Reality vs Possible future effects- Financial framework for MSO upside- Strategy for managing risk - Revealing my cannabis portfolio- What I've bought & sold recentlyThanks to Hirsh for a great discussion as alwaysConnect with Hirsh:LinkedIn - ⁠⁠https://www.linkedin.com/in/hirsh-jain/⁠⁠Twitter - ⁠⁠https://twitter.com/anandastrategy⁠⁠Hirsh's Website - ⁠⁠https://anandastrategy.com/

Inventory and materials management may not sound glamorous, but for us—and for any thriving shop—it's the difference between healthy cashflow and a financial chokehold. In this Machine Shop MBA conversation, we break down how smart inventory practices—both physical and digital—can free up space, cut costs, and improve delivery performance. From raw materials and finished goods to WIP and cutting tools, we share the financial, operational, and workflow implications of what you keep on the shelf (and what you shouldn't). You'll hear real-world examples of vendor-managed material programs, strategies for keeping traceability without burying yourself in admin work, and ways we've turned “dead” stock into real cash. We also dig into why inventory accuracy matters beyond just making parts—touching on tax implications, property valuations, and how inventory missteps can kill the value of your business in a sale. And if you've ever lost hours hunting for the right cutter or fixture, our storage and tracking advice might change the way you think about tooling forever. This episode isn't about counting nuts and bolts—it's about building an inventory strategy that supports your cashflow, your team's efficiency, and your long-term profitability. Segments (0:24) Paperless Parts: Quoting made simple, profitable, and powerful (3:09) Why inventory is “sneaky important” for cashflow, workflow, and profitability (4:00) Common categories: raw materials, finished goods, consumables, and workholding (6:30) “Part stock” vs. catalogued vs hybrid strategies (7:58) Calculating the real cost of capital when buying material in bulk (10:45) Consolidating material sizes to reduce stock complexity (13:07) Physical storage, traceability, and avoiding costly scrap from lost certs (15:07) Labeling and marking best practices—from PO numbers to color codes (19:05) Storage layouts that save space and speed up retrieval (22:28) FIFO, LIFO, and how inventory accounting can impact your taxes (24:07) Why you need to check out the SMW Autoblok Catalogue  (24:50) Why WIP can matter for accurate financials and business valuation (29:24) Cycle counting vs. painful year-end full inventory counts (33:26) Real-world wins from knowing exactly what's on your shelves (36:10) Avoiding the trap of overbuilding and obsolete finished goods (39:09) Using contracts and order commitments to protect yourself from rev changes (42:02) Inventory strategies for cutting tools—your most critical shop consumable (45:11) The value of having the right tool at the right time vs. lowest cost (49:45) Why random storage beats “organized” by type for cutting tools (52:19) Fixture storage, location tracking, and purging rarely used setups (54:39) How reviewing inventory can generate sales and free up cash (57:35) Key takeaways for building a smart, profitable inventory strategy  (58:42) Grow your top and bottom line with CLA Resources mentioned on this episode Tooling and the Demon of Chaos Unlocking Tax Savings: Essential Strategies You Can Implement Immediately Paperless Parts: Quoting made simple, profitable, and powerful Why you need to check out the SMW Autoblok Catalogue  Grow your top and bottom line with CLA Connect With MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

Bart breaks down one of the biggest hero folds that he has made in his career breaking down the math he used in the moment.

Thinking about buying a car? Before you sign on the dotted line, grab your coffee and join me and our coach on the clipboard, Nic, as we share *proven* car-buying strategies that can save you thousands. Whether you're eyeing a new, used, or certified pre-owned vehicle, this episode reveals how to negotiate like a pro, avoid dealership traps, and understand the *true* cost of ownership. We'll break down the difference between sales price and “Out the Door” pricing, how to factor in maintenance, insurance, fuel, and even resale value. Plus, you'll hear how Nic saved a client $11,000 on a Lexus and why buying an unpopular car at the right time can be a genius money move. This is your roadmap to a smarter, stress-free car purchase—no buyer's remorse required. **Episode Timeline:** [00:40] - Why most people overpay for cars—and how to avoid it. [02:22] - The “time limit” tactic that makes dealerships work faster. [05:20] - Real story: How research turned a $11K overpay into a huge win. [08:00] - New vs. used: The millionaire's approach to vehicle buying. [12:28] - Calculating total cost of ownership (insurance, fuel, and more). [16:45] - “Out the Door” pricing: The number that *really* matters. [22:33] - The contrarian strategy: Why buying the car nobody wants can be brilliant.   **Links & Resources:** - *The Millionaire Next Door* by Thomas J. Stanley & William D. Danko - MSN Autos: [msn.com/autos](https://www.msn.com/autos)   If you found this episode helpful, please **rate, follow, review, and share** *Coffee with Your Retirement Coach*. It's the easiest way to help others save money and drive away happy!  

Episode Description: Trolly Moly the Trolls are back! A surprise messenger sends Max & Molly off to ancient Egypt to stop the Trolls from sabotaging the legendary Lighthouse of Alexandria. Can they decode a watery weapon, navigate nautical math, and save one of the Seven Wonders of the World? Math Concepts:  Division and ratios; Patterns and extrapolation; Estimating and solving with proportional reasoning; Understanding speed units like knots and converting between degrees, arc minutes, and arc seconds; Calculating how long it takes to travel one degree of latitude at a given speed.History/Geography Concepts: The history and significance of the Lighthouse of Alexandria; Use of lighthouses in ancient maritime navigation; How ancient ports like Alexandria supported trade and cultural exchange; Protractors and angles in real-world physics (catapults); Cultural geography: Nile Delta, ancient Egypt, ancient Alexandria

What was something on your childhood wishlist that you're still kind of mad that you never got?Calculating potency isn't just math—it's the fundamental skill that transforms your cannabis kitchen from a guessing game into a precise culinary art. Whether you've ever found yourself unexpectedly bonding with your couch for six hours after a miscalculated brownie or thrown away gifted edibles because you had no idea how strong they were, this episode solves the dosing dilemma once and for all.I break down the seemingly complex world of THC calculations into a straightforward formula anyone can master, walking you through real examples that demonstrate exactly how to determine what's in each serving of your homemade treats. You'll discover why even experienced cannabis consumers sometimes need just a fraction of a gram to create perfectly dosed edibles, potentially saving you significant money while delivering consistently reliable experiences. Grab your Edible Dosing Cheat Sheet over at the website. By the end, you'll understand why knowing your numbers isn't about taking the fun out of edibles—it's about ensuring every experience is the right kind of fun.Continue the conversation and start connecting—head to JoinBiteMe.com right now. You'll find a private community of cannabis growers, makers and lovers who are just as obsessed or curious as you are.Support the show Visit the website for full show notes, free dosing calculator, recipes and more.

Continuing our Account Based Prospecting expert series, in this episode, Samis joined by Mason Cosby, founder and CEO of Scrappy ABM, to discuss the intricacies of account-based marketing (ABM) and its application in recruitment.Throughout the conversation, they cover a lot of ground:From exploriing the importance of niching down, to identifying the right audience, and some of the challenges organizations face when implementing ABM strategies. Mason shares tactical steps for building an effective ABM program, emphasizing his 4D approach. We're not being cheeky when we say these are assets and advice you'd typically have to pay someone to give you — so listen, take notes, and be well on your way to improving your marketing and prospecting efforts...just. like. that. Chapters:00:00 - Why ABM is the ultimate growth tool for modern recruiters06:12 - Beyond spray and pray: Evaluating your recruitment lead generation09:05 - Is your recruiting agency ready for account-based marketing?16:10 - How to build your ABM strategy for client acquisition35;01 - How to find and leverage data to build your ideal client profile41:50 - From data to deal: Activating your ABM client prospecting54:05 - Beyond placements: Calculating the ROI of your ABM strategyExplore all our episodes and catch the full video experience at loxo.co/podcastBecoming a Hiring Machine is brought to you by Loxo. To discover more about us, just visit loxo.co

A dedicated office space for a doula business can bring professionalism, visibility, and a central hub for meetings and classes. It can also come with significant costs and added responsibilities. Understanding the pros and cons is essential before making the investment. Calculating the potential return on investment provides a clear picture of whether it is a worthwhile investment. It is important to weigh costs such as rent, utilities, insurance, and furnishings. Compare them to potential income, client convenience, and growth opportunities. Carefully exploring these factors can reveal if an office space for your doula business will truly support long-term goals. It may also show if your resources are better used elsewhere. Join us as we discuss location evaluation, shared versus private spaces, and creative ways to maximize usage. Learn how to align your decision with your overall business strategy.

In this episode, dental software expert Dayna Johnson breaks down the complexities of estimating dental insurance coverage and how to navigate the challenges that come with today's evolving benefits landscape. She explains the key differences between the fee schedule method and the allowed amount method, shedding light on which approach may be right for your dental practice. From exceptions and downgrades to patient communication and the use of technology like Dentrix and Eligibility Pro, Dayna offers practical, real-world strategies to improve accuracy in insurance estimates and create more confident treatment presentations. You'll learn how to involve patients in understanding their coverage, handle difficult estimate scenarios, and streamline your process for better efficiency and profitability. If your dental team struggles with insurance estimation accuracy, this episode is packed with tips, tools, and insights to help you take control of the process. Key Takeaways: Understand the difference between the fee schedule and allowed amount methods. Learn why estimating insurance has become more complex over the years. Identify common exceptions that complicate estimates. Use Dentrix to manage calculations effectively. Navigate downgrades in coverage with confidence. Educate patients on their insurance coverage and responsibilities. Simplify syncing coverage details with Eligibility Pro. Use overrides in Dentrix for accurate treatment plan estimates. Improve patient conversations around insurance expectations. Commit to continuous training for better estimation accuracy. Chapters: 00:00 – Understanding Insurance Estimation Methods 02:41 – Navigating Exceptions in Insurance Coverage 05:21 – Fee Schedule vs. Allowed Amount Method 08:13 – Handling Downgrades in Treatment Plans 11:16 – Utilizing Dentrix for Accurate Estimates 13:54 – Enhancing Patient Communication and Involvement Please rate, review and share this episode with your colleagues. Book a call with Dayna: calendly.com/dayna-johnson/discovery-call

Solving Insomnia: 5 Proven strategies to help you sleep through the night is a series published in Authority Magazine. This episode is part of that interview. Shawna Robins asked, "What would you advise for people should do if they wake up and can't fall back to sleep. Dr. Vickie's answers might surprise you. Check out Authority Magazine for the full interview coming soon.  5 Proven Strategies to Help You Sleep Through the Night Adjust your expectations: It is normal to wake up 5-7 times during the night. But trying harder to sleep makes sleeping harder.  Don't do clock math. Calculating how much sleep you'll get if you fall asleep now is counterproductive.  Rest, just rest. Embrace non-sleep restorative rest.  Turn off your mind. This one is definitely hard. Try cognitive shuffling.  Get out of bed if laying there is distressing. If you can't relax, get up and leave the bedroom and do something boring or soothing until you feel sleepy.  Solving insomnia isn't easy. Check out the resources on my website.   

Why do we follow orders or go along with things that feel wrong? Why might defiance be better than compliance? And how can we go about becoming more defiant?Episode SummaryI've always been fascinated by why people obey, even when it clashes with their instincts or values. In this conversation, I'm joined by Dr Sunita Sah — a physician-turned-organisational psychologist whose work explores the hidden social, cultural, and psychological forces behind compliance. Drawing from her research and personal journey, Sunita reframes defiance as alignment with our true values, not reckless rebellion. We unpack concepts like “insinuation anxiety” — the discomfort of signalling someone else might be wrong — and explore her five-stage model of defiance, from recognising tension to taking decisive action. Sunita explains why compliance is often mistaken for consent, why both have distinct definitions, and why many of us have never practised saying “no” skillfully. Along the way, she shares vivid examples from medicine, aviation, parenting, and history, including the calculated defiance of Rosa Parks. For leaders, Sunita offers a challenge: create environments where dissent is safe and effective, and treat defiance as valuable feedback. For all of us, she suggests starting small — practising low-stakes resistance to build our “defiance muscle.” Whether you're a rule-maker, rule-follower, or both, this episode invites you to rethink the stories you tell yourself about compliance, and to see saying “no” as a powerful tool for living with integrity. Guest Bio Self-Description:Dr Sunita Sah is a physician-turned-organisational psychologist and Professor of Management Studies at Cornell University. Her research examines the social, organisational, and psychological forces that influence decision-making, particularly in contexts involving authority, conflicts of interest, and ethical dilemmas. She is the author of Defy: The Power of No in a World That Demands Yes (US title: Defy: How to Speak Up When It Matters), a book that reframes defiance as a vital life skill. AI-Generated Timestamped Summary [00:00:00] Opening & why we obey even when it feels wrong[00:02:00] Sunita's career journey: medicine to organisational psychology[00:05:00] Personal experiences shaping her research[00:07:00] Redefining compliance vs. consent[00:10:00] The five elements of informed consent[00:11:00] Introducing “insinuation anxiety”[00:14:00] High-stakes and low-stakes examples of silence[00:18:00] Why people resist defiance — lack of skill and practice[00:20:00] New definition of defiance as value alignment[00:23:00] Tension as the first stage of defiance[00:25:00] Stage 3: asking clarification questions[00:27:00] Scripts for skilful defiance[00:30:00] Practising in low-stakes situations[00:33:00] Speaking up for others vs. for oneself[00:36:00] Defiance as a skill, not a personality[00:38:00] Calculating safety and effectiveness of defiance[00:41:00] Costs of compliance vs. costs of defiance[00:44:00] Clarifying values to lower stress and improve integrity[00:46:00] Leadership responsibility for safe dissent[00:48:00] Performative vs. genuine speak-up systems[00:50:00] Defiance as contagious behaviour[00:52:00] The role of mischief and playful resistance[00:56:00] Saying yes when the world expects no[00:58:00] Advice for compliance officers and leaders[01:00:00] Upcoming courses on defiance and decision-makingLinksSunita's website: https://www.sunitasah.comDefy: The Power of No in a World That Demands Yes — https://www.sunitasah.com/defySunita's Cornell University faculty profile — https://www.johnson.cornell.edu/faculty-research/faculty/sunitasah/

In this Dialogue episode of The Synopsis, Drew has a "dialogue" of one as he reviews 2Q25 earnings from Floor & Decor and Meta. You can find free versions of these updates below.  Meta 2Q25 Business Update  Floor & Decor 2Q25 Business Update If you want to get a free trial to access >200k AlphaSense expert call transcripts, you this link here.  ~*~ For full access to all of our updates and in-depth research reports become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. -*-*-*-*-*-*-*-*-*-*-*-*-*-*- Show Notes (0:00) — Intro (1:24) — Floor & Decor 2Q25 Update (16:07) — Meta 2Q25 Update  -*-*-*-*-*-*-*-*-*-*-*-*-*-*- For full access to all of our updates and in-depth research reports, become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. *-*-*- Follow Us: Twitter: @Speedwell_LLC Threads: @speedwell_research Email us at info@speedwellresearch.com for any questions, comments, or feedback. -*-*-*-*-*-*-*-*-*-*- Disclaimer Nothing in this podcast is investment advice nor should be construed as such. Contributors to the podcast may own securities discussed. Furthermore, accounts contributors advise on may also have positions in companies discussed. At the time of publication, one or more contributors to this report has a position in META and FND. Furthermore, accounts one or more contributors advise on may also have a position in META and FND. This may change without notice. Please see our full disclaimers here:  https://speedwellresearch.com/disclaimer/

Today's focus is on gold as an ancient monetary value and addressing the challenge of earning a yield on gold. Jason also invites listeners to join an upcoming Jason Hartman University workshop in Phoenix at the end of September, which includes a bonus property tour and emphasizes learning the math of income property. Jason also mentions a masterclass scheduled for the second Wednesday of each month and encourages listeners to register. http://jasonhartman.com/phoenix http://jasonhartman.com/Wednesday Jason then welcomes Keith Weiner, the founder of Monetary Metals, to discuss his background and transition from software to the precious metals industry, including his solution for investing in precious metals and insights on Bitcoin's impact on monetary awareness. They explore other business models of renting gold to various industries, highlighting its innovative approach to financing gold inventory and potential advantages over traditional banking methods. Keith shares his experience with gold leasing and manufacturing, explaining concepts like fungibility, convexity, and the benefits of renting over owning in business contexts, while emphasizing the low risk nature of their gold rental business model. Invest with Monetary Metals via https://www.monetary-metals.com/Hartman Follow Keith at X: @realkeithweiner #MonetaryMetals #KeithWeiner #GoldYield #PreciousMetals #GoldLeasing #SilverYield #FinancialInnovation #FiatMoney #MonetarySystem #Convexity #GoldAsMoney #YieldOnGold #AssetManagement #JewelryIndustry #RecyclingGold #SputteringTechnology #FinancialFreedom #InvestmentStrategy #RealEstateInvestment #GoldFinance   Key Takeaways: Jason's Intro 1:33 Welcome 2:24 Sign up for JHU at the end of September 3:54 Join our FREE Masterclass every second Wednesday of each month Keith Weiner interview 4:17 Keith Weiner, bitcoin and the corrupt monetary system 7:04 Solving an investment problem 11:37 Being fungible and the dynamics of how this works 14:56 Tracking collateral and minimizing risks 16:41 Sputtering 19:12 How an investor can dive in 21:35 Calculating the numbers and getting paid in gold 24:48 Length & liquidation of contracts  27:52 Using gold as money     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

On Friday, the Bureau of Labor Statistics reported that job creation in the U.S. was much lower than expected in July, and revised down its numbers for May and June, reporting there were 258,000 fewer jobs created in those months than initially estimated. President Trump, upset about the revisions, then proceeded to fire the head of that Bureau. The president now says he'll name a replacement in the coming days. Plus, why the manufacturing sector is struggling and how storm-chasing scientists are working to unlock the mysteries of hail.

On Friday, the Bureau of Labor Statistics reported that job creation in the U.S. was much lower than expected in July, and revised down its numbers for May and June, reporting there were 258,000 fewer jobs created in those months than initially estimated. President Trump, upset about the revisions, then proceeded to fire the head of that Bureau. The president now says he'll name a replacement in the coming days. Plus, why the manufacturing sector is struggling and how storm-chasing scientists are working to unlock the mysteries of hail.

How do we get security right? The answer varies by many factors, including industry, what you're trying to protect, and what the C Suite and Board care about. Khaja Ahmed, Advisor at CISO Forum, joins Business Security Weekly to discuss how to get consensus on your security program. CISOs, executives, and the Board need to be aligned on the risks and how best to address them. And it's not technical risks, it's business risks measured by legal or financial impact. Khaja will help guide new and existing CISOs on how to: Work across the business to build consensus Identify and quantify risks in financial and legal terms Design security from the start Be effective as a security leader In the leadership and communications section, Is the C-Suite Right for You?, What Fortune 100s are getting wrong about cybersecurity hiring, Why Communication Is Exhausting in Chaotic Workplaces, and more! Visit https://www.securityweekly.com/bsw for all the latest episodes! Show Notes: https://securityweekly.com/bsw-405

Did Ramit Sethi just destroy the biggest renting vs owning myth on the Diary of a CEO podcast? Caleb compares the costs of renting & owning a home to show which one is actually cheaper in the long run! 00:00 Introduction00:45 Renting Vs Owning04:50 Caleb Thoughts on Owning vs Renting05:25 Monthly Cost to Live?05:45 How Much Money Do You Need?06:16 What is the Alternative Investment Return?08:15 Pros and Cons of Owning and Renting a Property17:07 Calculator.net (Rent vs Buy)Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In this episode, Scott Carson breaks down a tape of 187 note assets, offering expert insights into geographic distribution, loan performance, and due diligence strategies. This is a must-listen for note investors looking to navigate the current market.Key Points Covered:Geographic Analysis:Tape covers 33 states, with a significant concentration in Texas and Florida.Strategic state selection based on foreclosure timelines.Loan Performance Breakdown:Performing, sub-performing, and non-performing notes.BK Chapter 13, Chapter 7, and modifications.Financial Metrics:Interest rates, BPO dates, and unpaid principal balance (UPB).Review of last 12 months payment history and payment amounts.Identification of non-performing assets.Discussion of BPO values and average equity.Analytical Techniques:How to determine the equity amount in a property.Calculating offering price based on equity and payment data.How to determine potential ROI based on payment data.Key Due Diligence Steps:Checking local legal balances.Analyzing legal status of foreclosures and bankruptcies.Understanding key parameters used to evaluate each loan.Conclusion:Scott Carson provides a comprehensive guide to analyzing a note tape, arming investors with the knowledge to identify profitable opportunities and make informed bidding decisions. From geographic considerations to in-depth financial analysis, this episode is a valuable resource for anyone looking to succeed in the note investing space.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the WCN Membership HERE!

Machiavelli guides your relationships, sex work funds your freedom, but loneliness looms. Can calculating hearts learn to love? Welcome to Feedback Friday!And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in!Jordan's must reads (including books from this episode): AcceleratEdFull show notes and resources can be found here: jordanharbinger.com/1162On This Week's Feedback Friday:Shiatsu on my shoulder makes me happy.What makes the difference between a storyteller and a snoreyteller?You're a trans woman with Machiavellian traits who craves intimacy but views relationships as cost-benefit transactions. After escaping an unhappy marriage, you're working at a brothel while running a business in rural Asia. Can someone who treats people like "toys" ever find genuine connection?Remember that emotional affair with your coworker Bob while you had a boyfriend in episode 1037? Well, life just served up a delicious plot twist: you landed your dream job only to discover you're now working directly with Bob's girlfriend. She wants to be best friends. What could possibly go wrong?You're a federal power plant operator facing potential job cuts under the new administration. They're offering a resignation package with continued pay through September, but there's a job opportunity in NYC. Do you hedge your bets or roll the dice on government stability? [Thanks to federal employment lawyer Justin Schnitzer for helping us with this one!]Recommendation of the Week: WayfindersGabe attended a two-day dance workshop involving forced vulnerability exercises, portal-walking declarations, and receiving roses for sharing your "truth." He proclaimed "I am available" and felt like he failed at emotional openness. Did the workshop miss the mark, or was he too defended to benefit?Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger.Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi.And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:DeleteMe: 20% off: joindeleteme.com/jordan, code JORDANOura Ring: 10% off: ouraring.com/jordanShopify: 3 months @ $1/month (select plans): shopify.com/jordanNordVPN: Exclusive deal: nordvpn.com/jordanharbingerLand Rover Defender: landroverusa.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.