Podcasts about calculating

In this episode of the Garage Gym Athlete Podcast, Jerred Moon and Dave dive deep into the concept of zone training, focusing on how to effectively utilize heart rate zones for optimal fitness and performance. They discuss the importance of calculating maximum heart rate accurately, emphasizing that understanding your max heart rate is crucial for effective zone training. The conversation highlights the various heart rate zones, from recovery (Zone 1) to high-intensity efforts (Zone 5), and the benefits and drawbacks of each zone. Jerred and Dave also critique the overemphasis on Zone 2 training, arguing that while it is beneficial for building an aerobic base, it should not dominate an athlete's training regimen. Instead, they advocate for a balanced approach that incorporates all zones to enhance overall performance and fitness. Takeaways:  Zone training is essential for improving overall fitness and performance. Calculating your maximum heart rate accurately is crucial for effective training. Zone 2 is important for building an aerobic base but shouldn't dominate your training. Incorporating all heart rate zones leads to better performance outcomes. Zone 3 is often overlooked but can be beneficial for pacing and endurance. Topics:  zone training, heart rate zones, maximum heart rate, aerobic base, fitness performance, Garage Gym Athlete, training methods, endurance training, health and fitness    

Risk gets talked about a lot in investing—and often defined poorly. This week on Rule Breaker Investing, David is joined by Motley Fool analysts Alicia Alfiere and Yasser El-Shimy to walk through his full 25-point risk rating system, a framework he's used for more than a decade to replace vague labels like “medium risk” with something concrete and measurable. Using Etsy and Duolingo as live 2026 case studies, the trio scores each company question by question—covering the business, financials, competition, leadership, and the investor's own willingness to dig deeper. Along the way, listeners get a deeper look at how studying risk is really about studying quality—and how seeing risk clearly with a number is just another way Rule Breaker investors can learn to break the rules…. Companies mentioned: DUOL, ETSY Host: David GardnerGuests: Alicia Alfiere, Yasser El-ShimyProducer: Bart Shannon Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Naugle ( @TheChrisNaugle ) & Caleb Guilliams go head-to-head debating whether you should borrow against your whole life insurance policy to purchase cars and other liabilities. They disagree over the math and opportunity cost, as well as comparing their philosophies behind their positions. Watch the full interview: https://youtu.be/m2goBXyB27M Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 - Introduction 00:18 - Why Use IBC for Cars? 01:35 - Calculating the Cost of Financing vs. IBC 02:24 - Negotiating a Car Price While Using IBC 03:35 - Dealerships Making Money on Financing 04:20 - IBC is a Process 06:06 - Volume vs. Rate 06:34 - The 4% Loan vs. 6% Policy Loan Scenario 07:38 - Chris Disagrees and Explains the APR 09:35 - Modeling the Math (Chris vs. Caleb) 10:48 - Paying Back the Policy at the Bank's Rate 12:33 - Loan Repayment vs. New Premium 13:28 - Opportunity Cost and Capital 15:07 - Disagreement on the Logic 16:24 - Personal Preference for Moving Capital 18:57 - An Alternative Strategy (Leasing and Reinvesting) 20:24 - Consistency in Teaching Money Concepts ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

The first week of the Brendan Banfield murder trial cracked open two very different stories. Prosecutors say this was a calculated plan of deception, timing, and staging that left a wife and a stranger dead in the same bedroom. The defense says the case is built on a deal, a delayed story, and an investigation that didn't challenge its own assumptions. Jurors heard the 911 calls, first-responder accounts, medical findings, and the opening testimony of the au pair at the center of it all. Now the question isn't just what happened, it's who you believe when the evidence starts pushing back. #BrendanBanfield #ChristineBanfield #JosephRyan#JulianaMagalhaes #FairfaxCounty #VirginiaTrial #MurderTrial #TrueCrime #TrueCrimeCommunity #TrialWatch #CourtroomRecap #OpeningStatements #ForensicEvidence #BloodEvidence #DigitalForensics #Catfish #FetLife #AuPair #911Call #CrimeScene #JusticeForChristine #JusticeForJoseph #TrueCrimeYouTube #ProfilingEvilSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Thanks to our partners Promotive and Wicked FileAre you setting sales goals that actually make you more money — or just more tired?What if your biggest growth goal is quietly setting your shop up for failure?In this episode, Hunt Demarest breaks down one of the most common (and dangerous) mistakes shop owners make when planning for growth: setting sales targets without understanding the real constraints behind them.Building on the ideas introduced in Episode 200, Hunt walks through how to set profit-driven goals instead of vanity sales numbers — and how to pressure-test those goals against your people, pricing, productivity, and physical space before they turn into stress, burnout, or shrinking margins.Using real shop examples and simple math, this episode shows how to reverse-engineer a sales target from profit, identify your true limiting factors, and decide whether growth should come from pricing, car count, ARO, staffing, or capacity — not guesswork.What you'll learn…(00:01) Why every shop owner needs a growth goal — and why the wrong one can lead to disaster(03:00) Setting sales goals vs profit goals(05:10) How to work backward from profit into gross profit and sales(06:35) Why sustained 30–50% growth is unrealistic for most auto repair shops(08:25) The danger of planning future years before fixing today's constraints(10:40) Calculating sales targets for profit(13:30) Why labor rate is often the biggest lever — not car count(18:00) How to identify limiting factors in business growth(19:55) Using ARO versus car count to find the least painful path to growth(24:40) How to maximize profitability and resourcesThanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/Remarkable Results Radio Podcast with Carm...

Cost, quality and time. For you to get the best out of your home design, you must give time to your project in the right way — it makes all the difference in the world. Slow down. Good takes time, excellent takes even more time. When it comes to design, listen to your house, but most importantly, listen to yourself! See omnystudio.com/listener for privacy information.

Cost, quality and time. For you to get the best out of your home design, you must give time to your project in the right way — it makes all the difference in the world. Slow down. Good takes time, excellent takes even more time. When it comes to design, listen to your house, but most importantly, listen to yourself! See omnystudio.com/listener for privacy information.

AI tools are already answering your customers' questions. The real question is, how do you ensure your business is part of those answers?In this episode, we sit down with Sergey Lucktinov, an AI search visibility expert who has spent more than a decade navigating algorithm shifts and rethinking how businesses get discovered online. Sergey breaks down how visibility works in the age of AI and what business owners need to do to make sure their brand is actually being mentioned, not silently skipped. We explore how AI has fundamentally changed SEO. The focus is no longer on keywords and backlinks alone, but on meaning, trust, and whether your content is eligible to be retrieved by AI systems in the first place. Sergey shares how years of surviving major search changes led him to develop Semantic Retrieval Optimization (SRO), a framework built specifically for how AI systems retrieve, evaluate, and surface content today. He explains how to format content so large language models (LLMs) can easily understand and reuse it, and why AI has quietly leveled the playing field, giving smaller companies new opportunities to compete with much larger brands in search. We also break down Semantic Entity Networks (SENs) and how they fit into modern on-page optimization, as well as the biggest mistakes and misconceptions businesses have about LLM optimization.If you want to understand how to increase your visibility in AI search, this episode is a must-listen. Topics Discussed in this episode: How Sergey developed his Semantic Retrieval Optimization (SRO) strategy (02:35)  How AI has transformed SEO and how this affects visibility (06:18) Understanding how to format your content to suit LLMs (08:29) AI has leveled the playing field for smaller companies in search (13:57) Explaining SENs and how they fit into on-page optimization (17:09) The biggest mistakes and misconceptions about LLM optimization (22:11) Cost optimizations you can use to increase your retrieval rate (24:38) Calculating leads and audience size that come from LLMs (30:38) The future of SEO and AI (32:26) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Semantic Vector Sergey's personal site  Sergey's book about semantic SEO, SRO & AI Sit back, grab a coffee, and learn how to dominate AI search visibility!

AI tools are already answering your customers' questions. The real question is, how do you ensure your business is part of those answers?In this episode, we sit down with Sergey Lucktinov, an AI search visibility expert who has spent more than a decade navigating algorithm shifts and rethinking how businesses get discovered online. Sergey breaks down how visibility works in the age of AI and what business owners need to do to make sure their brand is actually being mentioned, not silently skipped. We explore how AI has fundamentally changed SEO. The focus is no longer on keywords and backlinks alone, but on meaning, trust, and whether your content is eligible to be retrieved by AI systems in the first place. Sergey shares how years of surviving major search changes led him to develop Semantic Retrieval Optimization (SRO), a framework built specifically for how AI systems retrieve, evaluate, and surface content today. He explains how to format content so large language models (LLMs) can easily understand and reuse it, and why AI has quietly leveled the playing field, giving smaller companies new opportunities to compete with much larger brands in search. We also break down Semantic Entity Networks (SENs) and how they fit into modern on-page optimization, as well as the biggest mistakes and misconceptions businesses have about LLM optimization.If you want to understand how to increase your visibility in AI search, this episode is a must-listen. Topics Discussed in this episode: How Sergey developed his Semantic Retrieval Optimization (SRO) strategy (02:35)  How AI has transformed SEO and how this affects visibility (06:18) Understanding how to format your content to suit LLMs (08:29) AI has leveled the playing field for smaller companies in search (13:57) Explaining SENs and how they fit into on-page optimization (17:09) The biggest mistakes and misconceptions about LLM optimization (22:11) Cost optimizations you can use to increase your retrieval rate (24:38) Calculating leads and audience size that come from LLMs (30:38) The future of SEO and AI (32:26) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Semantic Vector Sergey's personal site  Sergey's book about semantic SEO, SRO & AI Sit back, grab a coffee, and learn how to dominate AI search visibility!  

Parable of Calculating the Cost - This story is crafted from Luke 14:25-33 where Jesus tells a story to help the crowds understand the cost of following His leadership and becoming one of His disciples. To find out how you can support this ministry by visiting our website at https://lizardtracks.net. My stories can be fond of your favorite podcast App or Alexa, search for Podcast Lizard Tracks.

Hour 1: Calculating the Commanders potential draft placement / The wide range of gifts that NFL QBs give their linemen for Christmas / Memes for the Commanders offseason

Program notes:0:40 Saturated fat and CVD1:40 When it was reduced in diet only helped in those with high risk2:40 Obesity, diabetes and metabolic syndrome also important3:30 Diagnostic follow up after lung CT4:30 Less intensive than recommended in non-Hispanic blacks5:31 Herpes antiviral and Alzheimer's6:30 Followed for five years7:30 80-90% of population exposed8:30 Change screening criteria for lung ca9:33 Population based study10:30 Calculating pack years11:20 Rolling out through national organizations12:17 End

You set the limit on what God can do in your life. God's definition of what is possible is far different from ours, but too often we settle for what we can map out and understand ourselves. As we read from Mark 6 and John 6, we see the 12 discliples do the exact same thing. But just like Jesus is waiting to do in our lives today, he shows that we can't box a miracle into our own limitations by feeding the 5,000 (and then 4,000 more).

Want a quick estimate of how much your business is worth? With our free valuation calculator, answer a few questions about your business, and you'll get an immediate estimate of the value of your business. You might be surprised by how much you can get for it: https://flippa.com/exit -- Are you running your business, or is it running you? In this episode, we sit down with Alexis Sikorsky, co-founder of Nightscale, who reveals the brutal truth about the "Grind" and the specific strategies he used to exit his banking software company for a massive multiple. If you are a founder stuck at the $5M–$10M revenue plateau, this episode is a masterclass in cashing out. Alexis breaks down the "$50 Million Mistake", a calculation of the money and time he lost by not knowing the secrets of Private Equity earlier, and how you can avoid it. What You'll Learn: The "Fish and Chip" Trap: How Private Equity firms lure founders with high valuations only to chip away at the price during due diligence—and how to stop them. Nominal EBITDA vs. EBITDA: The financial metric that matters more than your bottom line. Learn how "dressing the bride" and identifying add-backs can instantly increase your valuation. The Magic Number: Why a $40M valuation is the specific target for a lifestyle where you never have to touch your capital again. The Due Diligence Reverse Card: How to investigate a PE firm by calling the founders they don't want you to talk to. Escaping the Operator Trap: Why you need to fire yourself from day-to-day operations to make your company sellable. -- Alexis Sikorsky is a seasoned entrepreneur, strategic advisor, and #1 international best-selling author who helps founders and SMEs scale with confidence, make smarter strategic decisions, and prepare for long-term growth and successful exits. Over his career, he has founded, scaled, and led multiple companies, including building and selling a software business to private equity in a nine-figure transaction. He is the founder of Sikorsky Consulting Ltd. and a co-founder of KnightScale Partners, where he works closely with founders as a true operator partner, providing experienced, founder-to-founder guidance on scaling, leadership, and value creation. Holding an EMBA from Oxford University, Alexis blends real-world entrepreneurial experience with strategic insight to help business owners future-proof their companies and navigate critical inflection points. Website - https://www.knightscalepartners.com/ LinkedIn - https://www.linkedin.com/in/alexis-sikorsky-consulting/ -- Time Stamps: (01:11) Surviving the 2008 crash: Losing 75% of revenue overnight. (03:46) The "Unbelievable" Offer: Selling for 11x EBITDA based on a future plan. (06:00) Calculating the $50 Million / 5-Year Mistake. (08:59) When is the right time to sell? (The mathematics of the exit). (14:00) Red Flags: Detecting the "Fish and Chip" strategy. (20:30) How to boost valuation using Nominal EBITDA and non-recurring costs. (27:30) Why you should do M&A earlier than you think. -- The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/

It has been learned that the Ministry of Health, Labour and Welfare (MHLW) is making arrangements to set an upper limit on the number of “retained workers” used to calculate support bonuses. This move comes in response to allegations that three “Type A Support Centers for Continuous Employment” in Osaka City received excessive payments. The Ministry revealed this plan on the 16th during a meeting to discuss revisions to the compensation system for disability welfare services. Episode notes: ‘Japan Govt to set cap on number of ‘retained workers' used to calculate disability employment subsidies following excessive payments': https://barrierfreejapan.com/2025/12/19/japan-govt-to-set-cap-on-number-of-retained-workers-used-to-calculate-disability-employment-subsidies-following-excessive-payments/

He wasn't inexperienced.He wasn't impressionable.And he wasn't looking for monsters.A t thirty-two years old, this machinist from Lufkin had spent nearly his entire life in the woods. Twenty-five years of hunting experience. Countless nights alone in East Texas backcountry. He'd tracked deer through tangled briar and swamp, crossed paths with black bears, mountain lions, and javelinas, and faced every known predator the region could throw at him.None of that prepared him for the Big Thicket.In November of 1994, a solo five-day deer hunt into one of the most remote and biologically diverse wilderness regions in North America became something else entirely. What began as a routine trip for solitude and game turned into three nights of escalating fear—an encounter that permanently altered his understanding of what the wild is capable of hiding. It began with a footprint.Sixteen inches long. Five clearly defined toes. Pressed deep into creek mud by something far heavier than any known animal in the region.Then came the sounds.Deep, resonant vocalizations that didn't just echo through the trees—they vibrated through his chest. Low, rolling howls. Multiple voices calling back and forth in the darkness. Communicating. Coordinating. That first night, something circled his camp. By morning, tracks were everywhere. Whatever it was had walked within twenty feet of his tent while he sat by the fire, rifle across his lap, convinced he was prepared for anything. He wasn't. When he killed an eight-point buck and hung it two hundred yards from camp, he thought he'd salvaged the trip. He was wrong. Whatever watched him from the tree line wanted that deer. The rope—rated for four hundred pounds—was snapped clean, as if it were thread.The final night brought rocks. Not random. Not accidental. Thrown with intent. Accurate. A clear warning delivered in stone.Then came the whispering. Multiple voices. Just below comprehension. Talking about him. Deciding something. And finally… he saw it. Eight feet tall. Possibly taller. Covered head to toe in reddish-brown hair. Shoulders nearly four feet wide. Arms hanging past its knees. Built like something out of a nightmare—thick through the chest, narrow at the waist, legs like tree trunks.But it was the eyes that stayed with him.Intelligent. Calculating. Eyes that were weighing a decision.It let him leave. But not before destroying his tent.Not before making the message unmistakably clear. This is our land.You don't belong here.Don't come back. He understood. He's never returned to the Big Thicket.

Trees are more than decoration — they're living economic assets, with measurable costs and benefits for cities and neighborhoods. Zachary Crockett takes a walk on the shady side of the street. SOURCES:Geoffrey Donovan, owner of Ash & Elm Consulting.Jana Dilley, urban forester for the city of Seattle.Kathleen Wolf, social scientist, former researcher at the University of Washington. RESOURCES:"Extreme Heat Is Worse For Low-Income, Nonwhite Americans, A New Study Shows," by Deepa Shivaram (NPR, 2021)."US Urban Forest Statistics, Values, and Projections," by David Nowak and Eric Greenfield (Journal of Forestry, 2018)."The role of trees in urban stormwater management," by Adam Berland, Sheri Shiflett, William Shuster, Ahjond Garmestani, Haynes Goddard, Dustin Herrmann, and Matthew Hopton (Landscape and Urban Planning, 2017)."Urban trees and the risk of poor birth outcomes," by Geoffrey Donovan, Yvonne Michael, David Butry, Amy Sullivan, and John Chase (Health & Place, 2011)."Calculating the Green in Green: What's an Urban Tree Worth?," by Gail Wells (Science Findings, 2010)."The Effect of Trees on Crime in Portland, Oregon," by Geoffrey Donovan and Jeffrey Prestemon (Environment and Behavior, 2010). EXTRAS:i-Tree Tools. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ruslan Fakhrutdinov from Extended Perp Exchange talks about building a unified margin across perps, vaults & yield, spot, and an integrated lending market. He explains critical components for a trustless perp DEX such as self-custody and on-chain solvency checks. Ruslan shares his experience with user acquisition programs, the total cost of execution vs. zero fees, and Extended's transparent fee model. We also discuss gauging sustainable product market fit in a post-airdrop environment and the roadmap for cross-asset collateral. Subscribe to the newsletter! https://newsletter.blockspacemedia.com Notes:* Perp DEX market share grew 15-20%* Vault earns up to 1% in liquidations* Using 90% of vault shares as collateral Timestamps:00:00 Start00:03 Ruslan's background01:12 What is Extended?03:14 What must be on-chain?05:55 Perp DEX liquidity07:09 Calculating price of execution09:06 Zero fees, good or bad?13:22 Promotions vs regular users18:32 UX design21:35 Mobile trading apps23:43 Perp DEX aggregators?27:51 Vault system29:50 Estimating Vault risk34:28 End stage Vault design?38:10 Spot market plans?42:46 Validators43:34 Next 5 years46:10 RWA on DEXs47:53 Wrapping assets vs native49:06 Wrap up The Gwart Show is sponsored by Ellipsis Labs. Backed by Paradigm, Electric Capital and Haun Ventures. The founders, Eugene and Jerry, have experienced Citadel Jane Street in the Solana Core team since launching their order book DEX, Phoenix. They've done over $80 billion in trading volume by making onchain order books competitive with centralized exchanges.  Ellipsis is hiring for New York-based engineers. Work with a small focus team who are results driven, collaborative, and use a modern stack. If you're an engineer who wants to work on infrastructure that's already proven itself in the market, go to ⁠⁠ellipsislabs.xyz⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

This Week In Startups is made possible by:Uber -  http://uber.com/twistPilot - https://pilot.com/twistNorthwest Registered Agent - https://www.northwestregisteredagent.com/twistToday's show: Boom is still making supersonic jets but ALSO plans to start selling their turbines as power sources for AI data centers. It's a perfect example of problem-solving on the go and how “the best founders… MAKE IT HAPPEN.”Join us for another insightful VC roundtable episode, featuring special guests Bryan Kim (a16z) and David Clark (Ven Cap).They're discussing why Boom's turbine announcement is about necessity AND opportunity PLUS…- Why we might NOT be in an AI bubble after all- Promoting your startup without spending your entire runway on marketing- Why founders need to be RELENTLESS- Bill Gurley's classic response about Uber's Total Addressable Market- AND LOTS MOREBill Gurley's iconic “Miss By a Mile” post: https://abovethecrowd.com/2014/07/11/how-to-miss-by-a-mile-an-alternative-look-at-ubers-potential-market-size/Link to David's LinkedIn (including the AI Bubble chart): https://www.linkedin.com/feed/update/urn:li:activity:7404139606398443520/Timestamps:(02:11) It's a VC Roundtable with special guests Bryan Kim (a16z) and David Clark (Ven Cap)(03:07) Why Bryan is leading a Series A into learning app Oboe(06:20) Calculating a startup's value to make everyone “somewhat unhappy”(09:19) How Oboe hits a lot of the same metrics that LAUNCH looks for in startups(11:58) Uber AI Solutions - Your trusted partner to get AI to work in the real world. Book a demo with them TODAY at http://uber.com/ai-solutions(12:57) How funds decide when to cash out and lock in some DPI(18:12) When some LPs want to sell and others want to buy…(19:57) Pilot - Visit https://www.pilot.com/twist and get $1,200 off your first year. (24:07) Is the threat of AI job displacement boosting self-improvement apps?(27:37) Why Jason says we're all standing on the shoulders of Bill Gurley(29:46) Northwest Registered Agent - Form your entire business identity in just 10 clicks and 10 minutes. Get more privacy, more options, and more done—visit https://www.northwestregisteredagent.com/twist today!(31:28) Boom's turbine pivot, and why it's about necessity AND opportunity (in that order)(34:14) THE BEST FOUNDERS find a way to make it happen!(39:10) So… are we in an AI bubble? David says NOT NECESSARILY! Checking out the actual metrics.(44:36) We're still SO EARLY in AI… We're still seeing mostly skeuomorphic uses! (It's a real word!)(48:06) William Gibson was right: “The Street finds its own uses for things”(51:11) How AI startups should think about margins(55:58) Why LAUNCH tells founders to “start at the high end”(57:33) Should founders spend a lot of $$$ on marketing in 2025? The panel disagrees!(1:00:05) Momentum vs. Product Release Velocity(1:03:26) It all comes back to the “relentlessness of the founder”(1:05:17) Our panel's hopes and dreams for the coming year*Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.comCheck out the TWIST500: https://twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcp*Follow Lon:X: https://x.com/lons*Follow Alex:X: https://x.com/alexLinkedIn: https://www.linkedin.com/in/alexwilhelm/*Follow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanis/*Thank you to our partners:(11:58) Uber AI Solutions - Your trusted partner to get AI to work in the real world. Book a demo with them TODAY at http://uber.com/ai-solutions(19:57) Pilot - Visit https://www.pilot.com/twist and get $1,200 off your first year. (29:46) Northwest Registered Agent - Form your entire business identity in just 10 clicks and 10 minutes. Get more privacy, more options, and more done—visit https://www.northwestregisteredagent.com/twist today!

In this episode, Adam Roach and Jess Webber explore the theme of overcoming unspoken fears that hinder personal and professional growth. They discuss the importance of recognizing and naming these fears, understanding the costs associated with living in fear, and the power of community support in the journey of overcoming these challenges. Through personal anecdotes and practical strategies, they provide listeners with actionable steps to confront their fears and move forward with confidence.TakeawaysAddressing fears is crucial for personal growth.Fears often stem from past conditioning.Naming fears is the first step to overcoming them.The cost of living in fear can be significant.Community support can help alleviate the burden of fear.Recognizing the difference between fear and reality is important.Journaling can be an effective tool for processing fears.Understanding opportunity costs can motivate action.Sharing fears with others can reduce their power.Taking action is essential to moving beyond fear.Chapters00:00 Facing the Unspoken Fears02:44 Understanding the Nature of Fear05:35 Strategies to Overcome Fear08:35 Identifying and Naming Fears11:34 Calculating the Cost of Living in Fear14:07 The Power of Community in Overcoming Fear16:55 Personal Stories of Fear and Growth19:40 Releasing Fear and Moving Forward

Send us a textCost Segregation can save you tens of thousands, or even hundreds of thousands, in taxes. But here's the problem: most investors have no clue how much they're actually leaving on the table.After personally reviewing hundreds of cost seg studies for our clients at Prosperl CPA, I'm pulling back the curtain and showing you EXACTLY how to estimate your deduction, what drives the numbers up or down, and how much cash this strategy can legitimately save you.Here's what we're covering:• The formula I use to estimate Cost Segregation deductions (backed by hundreds of real studies)• Why short-term rentals (STRs) crush long-term rentals (LTRs) when it comes to cost seg results• How land value, pools, furnishings, and property improvements drastically impact your write-offs• How to calculate your ACTUAL tax savings using your effective tax rate (not just the deduction)• Real client examples and case studies from our practice• How Cost Seg stacks with QBI deductions, tax credits, bonus depreciation, timing strategies, and more for maximum impactThis is the exact framework we use internally at Prosperl CPA to project savings for our clients. If you've been wondering "how much could I ACTUALLY save?", this video answers that question.⭐ Want to Know YOUR Exact Tax Savings Potential?I'm offering free personalized Opportunity Reports where I'll review your tax situation and send you a custom video breakdown showing exactly how much you could save with strategies like:• Cost Segregation• Bonus Depreciation• Short-Term Rental Loopholes• Entity Structure Optimization• And more advanced planning methods

In this episode, "The Metrics Brothers," Growth (Ray Rike) and CAC (Dave Kellogg), dive into a critical challenge for modern SaaS and AI-Native companies: accurately calculating Net Revenue Retention (NRR) in environments that utilize variable pricing models (usage-based, outcome-based, etc.).They begin by defining NRR, emphasizing its importance as a key metric and its high correlation with Enterprise Value-to-Revenue multiples.The brothers then dissect the primary challenge: the absence of traditional Annual Recurring Revenue (ARR) in non-annual contract models. They explore different proxies for ARR, including MRR x 12 and Implied ARR (Quarterly Revenue x 4), and discuss the pitfalls of each, particularly the risk of overstating annual revenue due to seasonality or significant one-time deals.Finally, they offer their preferred, cohort-based method for calculating NRR—the "Snowflake Method" or "Two-Year Look Back"—which compares the current revenue of a specific group of customers (cohort) to their revenue from a year ago. They conclude with a discussion on how this method helps dampen the "noise" and variability inherent in usage-based data when trying to measure expansion and contraction.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Hyatt Points Sale00:20 Calculating the Value of Hyatt Points00:50 Using Rooms Arrow for Redemption Planning02:12 Booking and Verifying Hyatt Redemptions03:35 Maximizing Value with Suite Upgrades07:00 Advanced Strategies for Stretching Points10:15 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Episode Description: While warming up indoors on a snowy day, Max and Molly review their mysterious clues about the POGs—until Max's Alexa begins acting strangely. Decoding a message leads them to the famous toy store, FAO Schwarz, in 1998, where they overhear a secret meeting of sinister toy avatars plotting chaos across time. To stop them, Max and Molly decide they must become… moles. Math Concepts: Division with whole numbers and decimals; Multiplying decimals for cost calculations; Calculating time spans; Sound waves: how speed varies with temperature, medium, and environmental conditions.History/Geography Concepts: FAO Schwarz history (established 1862; cultural significance); Toy history: Tickle Me Elmo, Furbys, Teddy Ruxpin, and Edison Talking Dolls (late 19th-century experimental tech); Reading direction of Asian writing systems (Chinese, Japanese, Korean: historic right-to-left vertical writing).

In this episode, Wade breaks down how "financial sewer backups"—market downturns, emergencies, recessions, and income loss—can blindside families and business owners. He explains why liquidity, cash reserves, and intentional planning are the key to surviving financial crises, protecting your wealth, and finding opportunities when others panic. If you want a practical, no-nonsense guide to building financial resilience and staying secure in uncertain times, this conversation is packed with real-world insight. Episode Highlights 03:01 - Panic and urgency in a crisis. 04:39 - Financial "sewer backup" metaphor. 05:33 - Preparedness in financial adversity. 05:56 - Importance of cash liquidity. 06:38 - Creating financial buffers. 09:57 - Calculating daily expenses and liquidity. 10:27 - Reassessing personal financial security. 11:30 - Building adequate financial reserves. 12:36 - Surviving financial stress events. 13:12 - Opportunities amidst financial crises. Episode Resources sagewealthstrategy.com

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Classic Replay: Medicaid Managed Care – Considerations in Calculating Margin In recognition of National Family Caregivers Month, we're re-releasing this classic episode from June 26, 2017. Dale Hall, Managing Director of Research at the Society of Actuaries, is joined by Steve Siegel, SOA Research Actuary, and Sarah Tepema of Health Care Service Corporation. The conversation explores the SOA's report "Medicaid Managed Care Organizations: Considerations in Calculating Margin in Rate Setting." Listeners will gain insight into how states structure capitation rates for MCOs, how margins are defined and used beyond just profit, and the real-world impacts these margins have on Medicaid programs—especially important for populations relying heavily on caregivers. For more information on this report visit:  https://www.soa.org/resources/research-reports/2017/medicaid-margins/

You quit sex work to try real love with someone half your age. She's sweet but chaotic and rushing to move in. What could go wrong on Feedback Friday?And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in!Full show notes and resources can be found here: jordanharbinger.com/1244On This Week's Feedback Friday:As detailed on episode 1162, you transitioned from sex work, opened yourself to genuine vulnerability, and started dating a much younger Chinese grad student in Japan. She seemed perfect at first — loving, accepting, kind — but red flags started appearing. How did this experiment in radical vulnerability turn out?Your new boss is an award-winning academic genius who's destroying your workplace with delusional AI schemes, forcing everyone back to the office, and trying to rebrand 9/11. For some reason, he "likes" you enough to put you on all his committees. How do you work with a narcissistic visionary who won't listen to reason?You're great at connecting with people but keep hiding your true feelings until relationships fall apart. You just broke up with someone after two years because of dealbreakers you discussed but never enforced. When's the right time to speak up about what really matters to you?Recommendation of the Week: Cotopaxi Allpa Hip PackHow do you distill your life experience, knowledge, and wisdom into advice your surly, hormonal teenaged son can absorb (and overcome the dread of messing it all up)?Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger.Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi.And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors: Quiltmind: Email jordanaudience@quiltmind.com to get started or visit quiltmind.com for more infoDeleteMe: 20% off: joindeleteme.com/jordan, code JORDANSimpliSafe Home Security: 50% off + 1st month free: simplisafe.com/jordanHomes.com: Find your home: homes.comLand Rover Defender: Enter the Defender Trophy competition until November 30th, 2025: landroverusa.com/trophySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The decision to move from a manual to an automated process has historically been a laborious, lengthy, and capital-intensive endeavor. Calculating the return on investment (ROI) of such a project is critical to the decision-making process. Companies beginning their automation journey tend to look at robots as a 1 to 1 replacement for their workforce leading to expensive over tooled and over automated processes. Focusing solely on labor replacement can lead companies to vastly undervalue some of the less obvious cost savings created by the switch to robotics. In this presentation, we will be discussing some of the best practices and common pitfalls to avoid when calculating the ROI of a robotic implementation, including: Efficient system design for a high-mix manufacturing environment Cost benefits from increased production and decreased waste Indirect cost benefits generated from increased worker satisfaction and safety Long term cost savings from greater traceability, product consistency and redeployability  By considering these concepts, we can move toward considering robots as part of an overall process improvement opportunity versus simply as a direct replacement to workers. Doing so brings into consideration improvements to the production environment, increased product quality, and enhanced company profitability. Ultimately a refocused ROI calculation will help companies pivot from mid-line labor expenses to top-line revenue and bottom-line profitability. Speakers: James Shimano: Product Manager, Epson Robots Sponsored by: EPSON Visit https://advancedmanufacturing.org/webinars for more webinars and an interactive experience with visuals.  

Financial planning expert Anjali Jariwala joins Tracy to discuss the unique financial challenges physician practice owners face and why comprehensive planning requires both personal wealth management and business strategy. With her background in tax and financial planning plus personal ties to the physician community, Anjali offers insider perspective on navigating the complex transition from residency to high earnings, building sustainable businesses, and creating alignment between personal values and professional goals.  Click here for full show notes  Is your practice growth-ready? See Where Your Practice Stands: Take our Practice Growth Readiness Assessment  Episode Highlights  The physician financial transition challenge: Why going from minimal resident income to high earnings overnight creates both financial and emotional complications that most physicians aren't trained to handle  Personal before business: Anjali's approach of spending 2-3 months on personal financial planning before touching business finances, and why this sequence creates better long-term alignment  Accountant vs. strategist: The critical distinction between historical accounting and forward-looking financial strategy—and why practice owners need both  Growth barriers decoded: How to recognize when your practice has hit a growth ceiling and what changes are typically needed to break through  The guilt factor: Why physician owners struggle with asking for help or outsourcing tasks, and how to reframe these decisions as strategic investments  Building your professional team: Beyond your clinical team, you need accountants, tax specialists, financial advisors, and attorneys—here's how to leverage them effectively  Know your numbers: Why practice owners must understand their books better than anyone else, even when outsourcing bookkeeping functions  Time as currency: Calculating your hourly rate and using it to make smarter decisions about which tasks to keep versus delegate  Memorable Quotes  "At the end of the day, money is a tool. We have emotions that get tied up in it, but we really need to unwind the emotion from the fact that this is just a tool."  "For many practice owners, your personal finances are so interconnected with the business that I want to have clarity on what you want to achieve personally. So then when I go into the business, we can align everything up to meet those goals."  "Part of it is identifying what are your strengths and where are your weaknesses, and then who are the people that you can plug in to help you with those weaknesses so it's not hindering your ability to grow."  "We spend so much time working in the business because we want to provide good care and take care of our clients and patients, that we don't focus enough time on working on the business."  "There's sometimes feelings of guilt to ask for help. Part of it is really coming at it from a standpoint of: I need help, it's okay to ask for help, and I shouldn't feel guilty about asking for this help because it's going to make my life better, my family's life better, and all the people who work for me better too."  Closing  Anjali's message about releasing the guilt around asking for help really resonates. As practice owners, we often carry this sense that we should be able to handle everything ourselves—but that mindset actually limits our growth and our impact. Whether it's financial planning, operations support, or strategic guidance, building the right team of trusted advisors isn't a weakness—it's how you create a practice that truly thrives.  Bio:  Anjali Jariwala is the founder of FIT Advisors, a financial planning firm serving physicians and business owners across the US. After working with Fortune 500 clients at distinguished firms, Anjali launched her own practice to help clients understand that money is a tool for reaching financial goals—while acknowledging how emotions impact financial decisions. Her expertise in tax and finance has been featured in CNBC, Bloomberg, The New York Times, USA Today, and Business Insider. Beyond financial planning, Anjali is also a children's book author. As a South Asian mom, she wrote Why We Eat With Our Hands to highlight day-to-day cultural traditions and increase representation for children who look like her daughter. Whether through financial advising or children's literature, Anjali is passionate about helping people feel empowered to build the lives they want.  Find Anjali:  Website  LinkedIn  Instagram  See Where Your Practice Stands: Take our Practice Growth Readiness Assessment  Connect With Us:  Be a Guest on the Show  Thriving Practice Community  Schedule Strategy Session with Tracy  Tracy's LinkedIn  Business LinkedIn Page 

AABP Executive Director Dr. Fred Gingrich is joined by Dr. Geoffrey Smith, dairy technical services veterinarian with Zoetis. Calf scours remains a significant cause of morbidity and mortality in beef and dairy calves. Smith reviews his presentation from the 2025 AABP conference in Omaha, Neb. and AABP members can view that presentation on the CE portal by going to this page.  Understanding the pathophysiology of neonatal scours can help veterinarians and producers understand the treatment goals. Calves with scours typically have a metabolic acidosis with hyponatremia, hypokalemia, hypoglycemia and dehydration. It is important to replace the sodium to rehydrate the calf. Smith reviews the IV fluid therapy options including lactated ringers, isotonic sodium bicarbonate, hypertonic saline solution, and hypertonic sodium bicarbonate. Calculating the base deficit can be done with bloodwork but can also be estimated with an estimate of 20 mEq/L in a down calf. Smith also reviews some guidelines for a good oral electrolyte solution which includes 90-130 mEq/L of sodium, glycine for an energy source and to help sodium be absorbed from the gut, an alkalinizing agent such as sodium bicarbonate or sodium acetate, a strong ion difference (sodium plus potassium minus chloride) of at least 60 which is an indication of the fluid's ability to alkalinize the calf.  We also review some of the questions asked at the conference. As we prepare for winter and the next calving season, this episode will help veterinarians and your clients prepare for treating calf scours when our prevention efforts fail. 

Here now is wisdom. He who is now having understanding has been commanded to calculate the number of the beast, for it now is man's number; and his number, six hundred andsixty-six. Let's calculate!Download Transcript

Today will be the first post in a short series discussing attempts to “calculate” the (supposed) “costs” of “ob*sity.”Before we get into any of this I want to say unequivocally that anytime we try to calculate the cost of a group of people, including and especially, to support a call for their eradication, we are going down a very bad, very wrong road. So while I will be discussing the specific issues with these calculations, please always remember that the calculations shouldn't be undertaken in the first place. Get full access to Weight and Healthcare at weightandhealthcare.substack.com/subscribe

In this episode, we sit down with Julia Shanks, consultant, teacher, and author of The Farmer's Office, to talk about the crucial role of business acumen in small-scale farming. We dive deep into financial management practices, routine bookkeeping, using QuickBooks, and how to properly deal with debt as a small farm business owner. Julia stresses that farmers are entrepreneurs who must understand their numbers, especially profit, not just revenue, to create sustainable, fulfilling farms. You'll get loads of actionable advice, relatable stories, and examples of small farm owners who are financially successful and happy. Learn more about Julia's books, courses, and more at The Farmer's OfficeTimestamps[2:47] Contrast of business savvy farmers vs. those who ignore their numbers[6:00] Why frequent financial tracking and setting profit goals are essential. [19:38] Julia's journey from aviation and culinary arts to farm financial consultant.[28:10] Advice for new farmers: starting with a clear desired take-home income. [32:14] Navigating cyclical cash flow and the challenge of building a financial runway. [44:28] Deciding what to grow: prioritizing personal goals over sheer lucrativeness.[1:05:15] Strategies for managing debt stress and scenario planning for investments. [1:10:00] The business pivot: how frequent financial checks enable rapid course correction. [1:26:14] Calculating cost of production (e.g., for a tomato) and factoring in labor. [1:43:23] Rapid Fire Q&ALinks Julia mentionedHow to track POS sales in QuickBooks: https://youtu.be/lZKEdZSXHSA?si=piT11k_9jCbF_7aeUpcoming Excel Templates workshop:www.thefarmersoffice.com/excel Free webinar: How to Grow Your Farm Business: More Profits (Not More Production).https://thefarmersoffice.com/freewebinar/ Quickbooks 7-Day Challenge: https://thefarmersoffice.com/qbo-7day/ SponsorsReal Organic Project: Get Involved. Get Certified. Join the movement to fight the co-opting of organic.New Society Publishing: Use code market25 for 25% off all booksLinks/ResourcesMarket Gardener Institute:  https://themarketgardener.com Masterclass:  https://themarketgardener.com/courses/the-market-gardener-masterclass Newsletter:  https://themarketgardener.com/newsletterBlog:  https://themarketgardener.com/blog Books: https://themarketgardener.com/booksGrowers & Co: https://growers.coHeirloom: https://heirloom.ag/The Old Mill: https://www.espaceoldmill.com/en/Follow UsWebsite: http://themarketgardener.com Facebook: http://facebook.com/marketgardenerinstitute Instagram: http://instagram.com/themarketgardeners Guest Social Media LinksJulia Shanks:Website: https://thefarmersoffice.com/ Book: https://newsociety.com/book/the-farmers-office-second-editionInstagram: https://instagram.com/TheFarmersOffice Facebook: https://www.facebook.com/TheFarmersOffice JM:Instagram: https://www.instagram.com/jeanmartinfortierFacebook: https://www.facebook.com/jeanmartinfortier 

Check out Marek Health at https://marekhealth.com/syatt and get 10% OFF your first order using code: SYATTIn this episode of The Jordan Syatt Podcast, I shoot the breeze and answer questions from listeners with my podcast producer, Tony, and we discuss:- Medicine hesitancy- Calculating calories burned for fat loss- Protein timing for muscle growth- The truth about the "anabolic window"- The difference between building strength and building muscle- Did talking to a menopause expert change my views?- Can I improve my mobility with only 1 training session a week?- New training programs for the Inner Circle- How I handle hiring coaches to design programs for the Inner Circle- My tattoos- And more...Get my FREE Calorie Calculator: https://tinyurl.com/5n9yr4veDo you have any questions you want us to discuss on the podcast? Give Tony a follow and shoot him a DM on Instagram - @tone_reverie - https://www.instagram.com/tone_reverie/ I hope you enjoy this episode and, if you do, please leave a review on iTunes (huge thank you to everyone who has written one so far).Finally, if you've been thinking about joining The Inner Circle but haven't yet... we have hundreds of home and bodyweight workouts for you and you can get them all: https://www.sfinnercircle.com/

Brendon Forrest, Allen Fennewald and Wes Temple from Gorilla 76 show you how to build marketing budgets leadership will approve. Learn to work backwards from revenue goals, calculate cost-per-lead and balance digital versus traditional spend. We'll cover: - Working backwards from revenue goals to determine actual budget needs - Calculating close rates, SQL conversion and cost-per-lead to justify spend - Balancing brand building with demand capture spend - Using digital-first budgeting to show what works - Avoiding mistakes like building budgets in silos and skipping experimentation funds - Tracking expenses throughout the year to strengthen future planning If you run marketing at a manufacturing company this conversation delivers methods for budget planning backed by real data you can defend. For industrial marketers, manufacturing marketing managers and B2B marketing leaders preparing for 2026.

Calculating electrical loads, getting zapped by 277 volts, and savoring the freedom of the skilled trades with Doug Powell, a master electrician. Why are blue-collar professions growing increasingly more attractive? And what are the telltale signs of a hack electrician?Doug runs Lumen Brothers Electric Company with his business partner, Josh.WANT MORE EPISODE SUGGESTIONS? Grab our What It's Like To Be... "starter pack". It's a curated Spotify playlist with some essential episodes from our back catalogue. GOT A COMMENT OR SUGGESTION? Email us at jobs@whatitslike.com FOR SPONSORSHIP OPPORTUNITIES: Email us at partnerships@whatitslike.com WANT TO BE ON THE SHOW? Leave us a voicemail at (919) 213-0456. We'll ask you to answer two questions: 1. What's a word or phrase that only someone from your profession would be likely to know and what does it mean? 2. What's a specific story you tell your friends that happened on the job? It could be funny, sad, anxiety-making, pride-inducing or otherwise. We can't respond to every message, but we do listen to all of them! We'll follow up if it's a good fit.

T5C – Capacitance and inductance terminology and units. Radio frequency definition and units. Impedance definition and units. Calculating power. 37:33

T5C – Capacitance and inductance terminology and units. Radio frequency definition and units. Impedance definition and units. Calculating power. 37:33

In this dynamic episode of the Will Power Podcast, host Will dives into a live coaching session that uncovers a radical recruitment strategy capable of solving the biggest constraint in your physical therapy practice: manpower.Drawing on concepts from top business minds like Alex Hormozi and Elon Musk, Will shares a breakthrough idea to leverage your top talent for exponential growth. Forget expensive, low-yield job boards! Learn how to turn your current rockstars into passionate, highly-incentivized recruiters for a fraction of the cost of missed opportunity.This session also explores the power of a growth mindset in overcoming the scarcity and "PTSD" that plagues many practice owners in the challenging healthcare industry.Key Discussion Points:The Single Constraint: Understanding the one focus that matters most for explosive business growth.Onboarding & Team Alignment: Using the Working Genius Assessment to align new hires (like a new Executive Assistant/VA) with existing team strengths for a seamless transition.Recruitment as Marketing & Sales: Why finding top talent for your PT practice is fundamentally a marketing and sales challenge.The $20,000 Referral Bonus Tactic: A deep-dive into a non-traditional, high-value referral system that leverages Gross Profit to justify a massive bonus for existing and even past employees.Calculating the Cost of Missed Opportunity: Why practice owners must calculate lost revenue from unfilled positions to understand the true value of speed in hiring.Retention and Culture Win-Win: How this incentive system simultaneously boosts employee retention, fuels a positive company culture, and creates a path for leadership growth.Growth Mindset in Action: A candid discussion on breaking free from scarcity and limiting beliefs that hold back successful practice owners.Join the conversation and discover how a mindset shift and a strategic investment can turn your toughest business problem into your greatest growth engine!Send us a textVirtual Rockstars specialize in helping support or replace all non-clinical roles.Learn how a Virtual Rockstar can help scale your physical therapy practice.Subscribe here to our completely free Stress-Free PT Newsletter for your weekly dose of joy.

A @Christadelphians Video: Explore the profound and thought-provoking 70 x 7 prophecy from Daniel 9:24 in this exceptional Watchman Report. This insightful expositional study delves into the possibility that we are currently living in the 70th Jubilee year, a pivotal moment in biblical chronology that could point to the imminent fulfillment of a 3,430-year timeline.We examine the connection between the command in Leviticus 25 to count Jubilee cycles and the prophecy of "seventy sevens." Through careful analysis of biblical chronology, including key dates from Ezekiel 40 and historical events, we present a compelling case for this timeline's starting point and its potential conclusion in our very near future. This is more than a prophecy study; it is a call to spiritual readiness.**Chapters / Timestamps:**00:00 - Introduction to the 70 x 7 Prophecy01:22 - The Foundation: Jubilee Cycles & Leviticus 2502:51 - Daniel 9:24: The 70 "Sevens" Prophecy03:52 - Are the "Sevens" Jubilee Cycles?04:41 - Pinpointing the Start: When Israel Entered the Land05:45 - A Key Jubilee in Ezekiel 40:106:39 - Calculating the 70th Jubilee07:29 - The Prophetic Countdown & Our Time08:23 - A Call to Readiness and Conclusion**Bible Verses Featured:**

This week on Fuel for the Sole, we're breaking down everything from race-day fueling in warm weather to the carb math you actually need for that critical first hour. We'll also share the run-influencer advice we'd skip, and why Spring Energy gels is back in the chat. Want to be featured on the show? Email us (written or an audio file!) at⁠ fuelforthesolepodcast@g mail.com⁠. This episode is fueled by ASICS and RNWY!Head over to⁠ ASICS.com⁠ and sign up for a OneASICS account. It's completely free and when you sign up you will receive 10% off your first purchase. You also gain access to exclusive colorways on ASICS.com, free standard shipping, special birthday month discounts and more.Try the new Salty Carbs at https://rnwy.life/ and use code FEATHERS15 for 15% off your purchase. Disclaimer: This content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

In today's show - a recent Tik Tok video claimed to show young people how to set themselves up to have $4 million at retirement - with some help from their parents in early adulthood. But how can you actually tell how much you're going to have in retirement? We have a new tool that can help.   Also today - There ARE answers to the housing shortage. The technology is there. Clark has always been interested in innovative ways to modernize the way we build housing in the U.S. and shares some promising developments. Calculated Retirement Saving: Segment 1 Ask Clark: Segment 2 Innovative Affordable Housing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investment Growth Calculator - Clark.com How To Retire a Millionaire With a 401(k) Plan in 19 Years How To Use an IRA To Become a Millionaire  /  How To Open a Roth IRA 5 Vacation Scams To Avoid This Travel Season Why Clark Says Everyone Should Have a Dash Cam This Brooklyn apartment complex was built like a Lego set Why Clark Says Prefabricated Housing Is The Future These former Amazon robotics executives just landed $20 million to tackle the housing crisis ⁠/  ⁠Axios:Sweaty paint⁠ To spur construction of affordable, resilient homes, the future is concrete Target Date Funds: Clark's Favorite Retirement Investment Invest & Retire  /  Fidelity Investments Review: Pros & Cons Best 529 College Savings Plans By State Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

“Climate change has been one the greatest failures of risk management in modern history.” So states the Back to Blue Initiative, an Economist and Nippon Foundation project. A recent article entitled "Calculating Ocean Risk," additionally states: “The scientific evidence had been clear for decades, but decision-makers have failed to act in a manner consistent with the scale of the risk.” This week on World Ocean Radio we are discussing the calculation of risk to the ocean, and its impact on all aspect of the global economy. About World Ocean Radio World Ocean Radio is a weekly series of five-minute audio essays available for syndicated use at no cost by college and community radio stations worldwide. Peter Neill, Founder of the World Ocean Observatory and host of World Ocean Radio, provides coverage of a broad spectrum of ocean issues from science and education to advocacy and exemplary projects.World Ocean Radio: 5-minute weekly insights in ocean science, advocacy, education, global ocean issues, challenges, marine science, policy, and solutions. Hosted by Peter Neill, Founder of W2O. Learn more at worldoceanobservatory.org

Janine from Couture Fitness Coaching breaks down the essentials of macro tracking in this week's episode of the Booster Metabolism Over Age 30 podcast. She explains why she doesn't follow a strict diet plan but instead focuses on monitoring calories and macronutrients (protein, carbohydrates, and fats). Janine covers how macros are calculated, their importance, and the guidelines set by the Institute of Medicine. She shares personal insights and provides practical tools for tracking macros using apps like MyFitnessPal. The episode emphasizes the importance of food quality and offers actionable advice for building sustainable, healthy eating habits.00:00 Introduction to the Podcast and Host00:18 Diving into Nutrition and Diet Plans01:32 Understanding Macros: The Basics02:20 Calculating and Setting Your Macros03:15 Research and Guidelines for Healthy Ranges04:30 Adjusting Macros for Different Goals06:41 Importance of Food Quality07:53 Personal Experience with Macro Tracking09:51 Tools for Tracking Macros12:14 Conclusion and Final Thoughts Thanks for listening, we hope you enjoyed it. Grab our FREE fast food guide here. Book a FREE strategy call here. Reserve your spot with a Couture Coach: Buy a 1:1 coaching packageSign up for our FREE newsletter here.Follow us for more tips, tricks, and support in our private Facebook Group, Boost Your Metabolism After Age 30.Follow us on Instagram @couture_fitness_coachingCheck at our website and blog. Grab our free mini course - The REAL Reason you can't lose weightWant to start boosting your metabolism today? Buy our $79 DIY, self-paced "Master Your Metabolism" course.Want customized plan for boosting your metabolism? Learn more about our 1:1 coaching

Will Google need to spin off its ad exchange and ad server? Court is in session in Virgina, with the DOJ and Google advocating for completely different remedies to Google's sell-side ad tech monopoly.

Every hour spent shapes the story of your success. In today's Freestyle Friday episode, Kevin and Alan turn a frustrating three-hour battle with car Wi-Fi into a powerful lesson on the true value of time. Through real stories, sharp insights, and practical math, they reveal why every hour you spend, or waste, can change your trajectory. If you've ever questioned whether your effort is worth it, this episode will help you rethink productivity, opportunity cost, and what it really means to invest in yourself. Start listening and see why your time is your greatest asset.Learn more about:

It's the 153rd episode of the Truth About Vintage Amps and Skip is having a happy day fielding your amp questions. From cleaning tweed to Magnatone varistors and all points in between, it's 90 minutes of tube amp knowledge, laughs, and some serious California trivia.  Some of the topics discussed this week:  1:27: The 2025 Fretboard Summit; the importance of repair tags 6:55: Thanks for the mangos, John! And a food preservation tip 8:30: Our sponsors: Grez Guitars; Emerald City Guitars and Amplified Parts!  14:15 What's on Skip's bench? 60 amps in August; great Loma Rica deals; far out tubes 23:29 The big TV tubes in Standel amps (6DQ6 tubes, regulator tubes) 25:49 Skip's near-death experience; The Edwin Hawkins Singers' "O Happy Day" (YouTube) 31:05 Colman's Hot Mustard 31:49 A giant yard sale in Dixon 34:23 More TAVA t-shirts; whatever happened to Jason's Honda Scrambler? 38:04 An antique radio museum in Marysville, California 41:38 Calculating output transformer primary impedance 47:37 Cleaning tweed 49:58 Replacing the varistors in Magnatone/Americana amps; luthier Ken Bebensee; North San Juan, California; the Malakoff Diggins 56:53 Going to Guitar Center, a Gibson GA-20...or was it? Sierra Nevada Brewing Oktoberfest beer 1:01:20 The Rustic Kegger community on Facebook: https://www.facebook.com/groups/tavapodcast 1:02:51 El Pato in Alaska 1:03:41 Fender Tone Ring cabinets   1:05:54 A brown 1962 Fender Super with an 8516 transformer from a TV-front Super 1:11:01 Building a shell for a Falcon chassis 1:12:55 Building a Deluxe 5E3 clone in Brazil 1:20:17 Verellen's solid-state Octal tube (link); how power attenuators work; Benson's Monarch Plus power scaling 1:24:41 Recommended music: Texas Alexander & Lonnie Johnson's "Crossroads" (YouTube); KZFR; Julian Lage; Bill Frisell 1:26:19 Noel Boggs and his Day Sleepers' "Steelin Home" (YouTube) 1:27:16 Recommended reading: The RCA RC-30 tube manual (Amplified Parts link); California's two Sebastopols Want amp tech Skip Simmons' advice on your DIY guitar amp projects? Want to share your top secret family recipe? Need relationship advice? Join us by sending your voice memo or written questions to podcast@fretboardjournal.com! Include a photo, too.  Hosted by amp tech Skip Simmons and co-hosted/produced by Jason Verlinde of the Fretboard Journal.  Don't forget, we have a Patreon page. Support the show, get behind-the-scenes updates and get to the front of the line with your questions. 

#245: Ever wonder what points are really worth? I'll break down the different types of points, how to calculate their value, and the biggest mistakes people make along the way. You'll also learn when cash back might be the smarter choice and my personal card strategy for maximizing credit card rewards. Link to Full Show Notes: https://chrishutchins.com/what-are-your-points-worth Partner Deals Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: ⁠Affordable term life insurance for you and your family MasterClass: ⁠Learn from the world's best with 15% off Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Mesa Homeowners Card (Referral code: FCRGNB) Atmos™ Rewards Summit Visa Infinite® card Robinhood Gold Card Bilt World Elite Mastercard® (Rates and Fees here) U.S. Bank Altitude® Connect Bank of America® Premium Rewards® Bank of America® Premium Rewards® Elite Wells Fargo Autograph℠ Card American Express® Gold Card American Express® Business Gold Card American Express® Green Card Amazon Prime Visa Card Capital One Venture Rewards Credit Card Capital One Venture X Rewards Credit Card Citi Strata Premier℠ Card Citi Strata Elite℠ Card Citi® Double Cash Card U.S. Bank Smartly™ Visa Gemini Credit Card Expert Points Valuations The Points Guy One Mile at a Time Frequent Miler Award Search Tools Points Path Chrome Extension Award Wallet Gondola (Get $50 here) Award Ticket Change and Cancellation Fees ATH Podcast ⁠⁠Free Webinar: 5 Must-Know Tax Moves for Business Owners Chris' Card Value Optimization Tool Membership Ep #244: How I Saved $10,000+ on Luxury Hotels Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:50) Why We're in the Golden Age of Points and Miles (04:06) The Different Types of Points (06:04) Unlocking Value With Transfer Bonuses (07:58) Fake Points and What to Avoid (08:34) Why Knowing the Value of Points Matters (10:12) Comparing Points vs. Cash Back (13:26) Quick Episode Overview (14:38) Calculating the Floor Value of Points (16:47) Expert Points Valuation (19:26) Tools and Data for Valuing Points (21:55) Booking Domestic vs. International vs. Business Class Flights (24:27) Flight and Hotel Redemption Takeaways (29:33) Leveraging Gondola to Book Hotels (32:24) How to Get More Value From Hotel Points (34:17) Why Hotel Points Still Hold Value (35:12) Minimums, Maximums, and Ranges (36:20) How to Calculate Your Personal Value (41:18) Chris' Rule of Thumb for Booking Award Flights (44:06) Key Caveat of Award Redemptions (46:20) Value of Earning Points vs. Cash Back (49:40) When Should You Buy Hotel and Airline Points? (52:46) The Bottom Line on Buying Points (53:31) How to Value Transferable Points (55:17) The Psychology Behind Buying Points (56:34) Leveraging Chris' Card Optimizer Tool (58:54) Earning Points Across Other Major Categories (01:01:45) Cash Back Cards That Earn More Than 2% (01:05:56) Recap: Point Purchases on Cards (01:07:31) Recap: What Your Points Are Worth (01:08:51) Making the Case for Earning Points Everywhere Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices