Podcasts about calculating

Professional Builders Secrets brings you an exclusive episode with Russ Stephens, Co-founder of APB, recorded live at the International Builders Show in Las Vegas. In this powerful conversation, Russ breaks down how builders can scale their building company without sacrificing their evenings and weekends. It all comes down to time management, prioritisation, and effective delegation.This episode is sponsored by Apparatus Contractor Services, click the link below to learn more:hubs.ly/Q02mNSsG0INSIDE EPISODE 188 YOU WILL DISCOVERWhy most builders are stuck in the day-to-day grindThe key mindset shift required to break through the "glass ceiling"How to implement the D.A.D. method: Delete, Automate, DelegateWhy delegation by abdication is one of the biggest risks for growing companiesThe importance of exception reporting and onboarding systemsHow to calculate the real value of your timeABOUT RUSS STEPHENSCo-founder of the Association of Professional Builders, Russ is a data analysis expert who has introduced data-driven decision making to the residential construction industry. Russ is also a proud member of the Forbes Business Development Council.Connect with Russ:linkedin.com/in/russstephensTIMELINE2:15 Why builders never really leave the startup phase6:40 The mindset shift: Why 80% is good enough9:10 The D.A.D. method – Delete, Automate, Delegate14:25 Why working on-site limits your ability to scale18:35 How to delegate without abdicating responsibility22:00 Calculating the real value of your timeLINKS, RESOURCES & MOREAPB Website:associationofprofessionalbuilders.comAPB Rewards:associationofprofessionalbuilders.com/rewards/APB on Instagram:instagram.com/apbbuilders/APB on Facebook:facebook.com/associationofprofessionalbuildersAPB on YouTube:youtube.com/c/associationofprofessionalbuilders

Soon after the start of the war in Ukraine, Russia stopped publishing official data on its military losses. Despite that, analysts from independent media still manage to extract data from multiple sources, such as regional obituaries, payments, satellite images, and other open-source intelligence resources. How did Mediazona, a civil rights media outlet, become a leading source of data on Russia's losses? How reliable is the data, and what does it tell us? Will the growing military casualties ever lead to a public backlash in Russia?You can read Mediazona's analysis here: https://en.zona.media/article/2025/04/25/casualties_eng-trlIf you would like to support Mediazona's work, you can make a donation here: https://donate.zona.media/en?utm_source=header-web&utm_medium=web&utm_campaign=regular

In this I'm breaking down the surprising truth about co-ops versus condos in New York City real estate. While co-ops are known as the more affordable option with lower purchase prices, I'll show you the shocking math that reveals they actually require MORE income and cash on hand than their pricier condo counterparts. Through a detailed side-by-side comparison of a $1M co-op and $1.25M condo, I'll expose how co-op down payment requirements, debt-to-income ratios, and post-closing liquidity demands dramatically change the affordability equation.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking among the top 1.5% of licensed Agents in the United States for Sales Volume and among the Top 10 highest producing Small Teams at Douglas Elliman Real Estate. Beyond her professional achievements, Christina is deeply involved in the NYC community.  She is a founding Steward at St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives.Get in touch with Christina:Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 "The co-op math ain't mathing"1:19 Setting up the comparison: $1M co-op vs. $1.25M condo3:47 Breaking down financing options and down payment requirements6:19 Analyzing debt-to-income ratio requirements9:29 Calculating income requirements 11:52 Post-closing liquidity requirements 14:14 Comparing closing costs 16:22 Co-op requires $200K more cash and $30K higher income

In this conversation, Benjamin Suggs discusses the importance of understanding the annual production value of a new patient in a dental practice. He explains how to calculate this value and its significance in determining the return on investment (ROI) for dental marketing efforts. Suggs emphasizes the need for accurate data analysis and provides a step-by-step guide on how to derive meaningful insights from collections and patient acquisition costs. The discussion highlights the importance of making informed marketing decisions based on calculated ROI.Chapters00:00 Understanding the Value of a New Patient02:46 Calculating Patient Value and ROI06:04 Making Informed Marketing DecisionsTakeawaysMost dentists can't answer the annual production value of a new patient.Calculating the value of a new patient requires data analysis.The production value should be assessed over a 12-month period.Collections, not production, determine the actual revenue.Understanding patient value helps in evaluating marketing ROI.Use dental software to track patient numbers and collections.A ballpark figure for new patient value is useful for decision-making.Calculate ROI by comparing marketing costs to patient value.Data-driven decisions enhance marketing strategies.Investing in training can improve patient acquisition rates.Dentist SpotlightInspirational Smiiles Orthodonticshttps://orthodontistcumming.comLocations:Downtown Cumming: https://g.co/kgs/gfPHsXiSouth Forsyth: https://g.co/kgs/1Q61QYpSmarter Dental Marketing. Powered by AI.Perfected by Human Experts. We combine cutting-edge AI technology with over 12 years of dental marketing expertise to drive real results. From increasing new patient flow to filling holes in your schedule, our strategies are built to grow your practice—efficiently, intelligently, and predictably. Experience marketing that adapts in real-time and delivers every time. No long-term contracts. Our clients average a 5X return on investment. Personalized, non-corporate approach. 5-star reviewed. Incredibly easy to work with - your time commitment is minimal. Find us: Website: https://newpatientsflow.com Google: https://g.co/kgs/zqWTc5a Facebook: https://www.facebook.com/newpatientsflow Instagram: https://www.instagram.com/newpatientsflow/ Linkedin: https://www.linkedin.com/company/newpatientsflow

05-20-25 - Entertainment Drill - TUE - Calculating That Belichick's Fiance Was A Baby When He Won First Super Bowl - Lethal Weapon 5 Is Happening w/Gibson And GloverSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Before you hire, launch, or invest, there's one number you need to know: your future break-even point. It's more than a “boring” accounting term; it's one of the most powerful tools you have in your toolkit as a business owner and CEO.  In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., flips the script on how entrepreneurs look at their break-even point by turning it from a financial checkmark into a forward-thinking strategy tool. She walks through how to use it as a launchpad for smarter decisions and puts you in control of your numbers.  Key Takeaways:  Break-Even as a Planning Tool: Knowing your break-even point helps you look forward, not backward, and make strategic choices with confidence.  Know Your Break-Even Before Big Decisions: Calculate how your expenses will change first and then what new revenue you'll need to cover them. Turn Your New Break-Even into Your Revenue Goal: Add a 10–15% profit margin to your break-even number to set a clear, sustainable monthly revenue target. Create a Margin of Safety: If you're not ready to make a leap, build savings in advance so you're financially prepared to take on new expenses with confidence. Numbers Beat Guesswork Every Time: Ditch the gut-based decisions and use this method to plan investments without fear or uncertainty. Topics Discussed: What is Break-Even Point in Business & How to Use It (00:50 – 01:57) How to Calculate Your New Break-Even Number (01:58 – 04:41) Real World Example of Calculating a New Break-Even (04:41 - 06:08) Saving for an Investment & Margin of Safety (06:08 - 07:11) Using Break-Even to Plan Your Next Business Move (07:11 - 08:35)   Related Episode: Ep. 222 | From Burnout to Balance: Redefining Entrepreneurial Success Through Break-Even Analysis with Delanie Fischer of Self-Helpless Podcast   Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc

Sean Dranfield notes that the latest moves in the 10-year yield are "much ado about nothing," noting a method to the madness when it comes to measuring bond moves. He talks about how yields have swung around market volatility and ways investors can brace for future moves. He also talks about which bonds he favors in the current market environment.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Before you hire, launch, or invest, there's one number you need to know: your future break-even point. It's more than a “boring” accounting term; it's one of the most powerful tools you have in your toolkit as a business owner and CEO.  In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., flips the script on how entrepreneurs look at their break-even point by turning it from a financial checkmark into a forward-thinking strategy tool. She walks through how to use it as a launchpad for smarter decisions and puts you in control of your numbers.  Key Takeaways:  Break-Even as a Planning Tool: Knowing your break-even point helps you look forward, not backward, and make strategic choices with confidence.  Know Your Break-Even Before Big Decisions: Calculate how your expenses will change first and then what new revenue you'll need to cover them. Turn Your New Break-Even into Your Revenue Goal: Add a 10–15% profit margin to your break-even number to set a clear, sustainable monthly revenue target. Create a Margin of Safety: If you're not ready to make a leap, build savings in advance so you're financially prepared to take on new expenses with confidence. Numbers Beat Guesswork Every Time: Ditch the gut-based decisions and use this method to plan investments without fear or uncertainty. Topics Discussed: What is Break-Even Point in Business & How to Use It (00:50 – 01:57) How to Calculate Your New Break-Even Number (01:58 – 04:41) Real World Example of Calculating a New Break-Even (04:41 - 06:08) Saving for an Investment & Margin of Safety (06:08 - 07:11) Using Break-Even to Plan Your Next Business Move (07:11 - 08:35)   Related Episode: Ep. 222 | From Burnout to Balance: Redefining Entrepreneurial Success Through Break-Even Analysis with Delanie Fischer of Self-Helpless Podcast   Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc

Government waste, fraud, and abuse make headlines, and tightening the belt sounds like common sense. But what's the real cost in Black and Brown communities and vulnerable populations? We go beyond the bullet points to uncover the hidden impacts and, most importantly, explore how we can protect and prepare. This episode features a special guest – Lawrence Hibbert of BCT Partners, one of the largest Black-Owned management consulting firms in the country.

Coach Chris Newport shares her methodology for developing an evidence-based fueling and hydration plan for her upcoming off-road Olympic triathlon. She demonstrates how tracking personal sweat data, testing products, and adjusting for logistics leads to a race nutrition strategy that works specifically for her body's unique needs (and will help translate to yours!)She discusses:• Using the four T's approach: Track it, Try it, Tweak it, Trust it• The importance of tracking sweat rate based on dew point, workout type, and intensity• Calculating exact sodium, fluid, and carbohydrate needs using personal sweat testing data• Choosing products that match your specific requirements (plus her specific products she uses)• Managing pre-race logistics when traveling, including food planning and sleep considerations• Preparing familiar foods that work well with your system before races• Creating workable solutions for carrying nutrition during events with restrictions• Planning recovery nutrition immediately after racingJoin our Fueling and Hydration Bootcamp at theenduranceedge.com/fuelingbootcamp to develop your own personalized plan and stop letting nutrition be the reason you fall short. Support the showDownload our free resources: 6 Steps to Triathlon Success: Free Guide Hydration Guide for Athletes Runner's Fueling & Hydration Cheat Sheet Guide to High Performance Healthy Eating Find us here: TheEnduranceEdge.comRace with us: Humans of Steel Olympic & Sprint Triathlon at Harris Lake, NCPurchase Safe Supplements here.Follow us on Instagram or Facebook

This is a REPOST from Episode 43 in Season 1.HCP - 46 - “10 Signs of Being a Narcissistic Pastor”Though it's easy to point fingers at others, who you may think have this issue, we should probably look in the mirror first.  The original sin is PRIDE. It got Lucifer kicked out of Heaven and Adam and Eve removed from Eden. It can also ruin your life and church.  Though we all appreciate those moments as leaders in the church where someone says “we don't know what we'd do without you”, we should be careful to start “believing our own press”. In this podcast Larry and Drew discuss their own struggles with pride and how dangerous the issue of Narcissism can be in the heart of leaders and even effect your church.This conversation is built around the frame work of an article by Charles Stone found on CharlesStone.Com (link below). Stone gives 10 thoughtful considerations of possible signs in leaders who might be Narcissistic. The 10 Signs of Being a Narcissistic Pastor or Leader:Rage if he experiences shame for shame exposes his true self.An inordinate need for praise in order to feel important.The feeling of entitlement to special treatment.The immense need for continual feedback of how important she is.The feeling of superiority and its reinforcement from others.Strong reaction to rejection and disapproval, sometimes with intense rage.The lack of the capacity to mourn, a defense against depression.Calculating and conniving behavior to “maintain” supplies of continuous adulation.An impaired capacity for commitment.No capacity for self-focus or self-examination.“Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves.”Phil. 2:3This article can be found at:https://charlesstone.com/the-narcissistic-pastor-10-signs-that-you-may-be-one/Other resources:https://unseminary.com/5-signs-youre-following-a-narcissistic-church-leader/https://careynieuwhof.com/episode212/For more information about the Healthy Church Podcast, find us at:http://www.HealthyChurchPodcast.ComOr find us on FaceBook.

In this episode of Honest Money, Warren Ingram and Pieter de Villiers discuss the concept of financial freedom and how to calculate your financial freedom number. They touch on the importance of understanding personal lifestyle costs, the 4% rule for sustainable withdrawals, and the need for flexibility in financial planning. The conversation also touches on the balance between enjoying life now and saving for the future, as well as the significance of tracking progress towards financial goals.TakeawaysFinancial freedom means making choices based on desire, not necessity.You only need enough assets to sustain your desired lifestyle.Calculating your financial freedom number is a personal process.Track your actual expenses to get a realistic financial freedom number.The 4% rule is a guideline for sustainable withdrawals from investments.Flexibility in financial planning is crucial for adapting to life changes.Balancing current enjoyment with future savings is essential.Celebrate small wins in your financial journey to stay motivated.Regularly update your financial freedom number as circumstances change.Controlling expenses is key to achieving financial freedom faster.Learn more about Prescient Investment Management here.Send us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Golden Eggs Property Founder and Director Hayden Warren firmly believes in the long-held property notion that buying property and waiting is better than waiting to buy property. Understanding the necessity of weighing the pros and cons of methods that investors use in building their property portfolio, he now unpacks redrawing equities, calculating deals up to 100% LVR, and knuckling down on property in one's 20s. Plus, he reveals what he—knowing what he knows today—would have done differently with two properties he had bought at the beginning of his journey. Hosted on Acast. See acast.com/privacy for more information.

Golden Eggs Property Founder and Director Hayden Warren firmly believes in the long-held property notion that buying property and waiting is better than waiting to buy property. Understanding the necessity of weighing the pros and cons of methods that investors use in building their property portfolio, he now unpacks redrawing equities, calculating deals up to 100% LVR, and knuckling down on property in one's 20s. Plus, he reveals what he—knowing what he knows today—would have done differently with two properties he had bought at the beginning of his journey. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Beer and Money, Alex Collins discusses the intricacies of converting traditional IRAs to Roth IRAs, including the types of conversions, strategies for implementation, and the tax implications involved. He emphasizes the importance of consulting with tax advisors and financial planners to navigate these decisions effectively. The conversation also covers the timing of conversions, potential costs, and unintended consequences as individuals approach retirement. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Check out your tax rate (the site Alex mentioned): https://data.qz.com/2012/yourtaxrate/ Takeaways Conversions can be from traditional IRA to Roth IRA. Non-deductible contributions can be converted tax-free. Pre-tax conversions will incur tax liabilities. Timing conversions during low-income years is beneficial. Understanding historical income levels aids in planning. Most people remain in the same or higher tax bracket in retirement. Calculating the cost of conversions is crucial. Medicare costs can be affected by conversions. Consulting with professionals is essential for tax strategies. Unintended consequences can arise from poor planning. Chapters 00:00 Introduction to Conversions 01:24 Types of Conversions Explained 03:25 Strategies for Converting to Roth 04:40 When to Consider Conversions 07:12 Understanding Tax Implications 09:29 Calculating Costs of Conversion 11:43 Unintended Consequences Near Retirement  

Two great questions on which the boys pontificate in fineform. Yes, ZIP-R is "backwards" (rigid insulation interior tostructural sheathing) but that does not mean that it doesn't work; itdoes, just differently. So why don't we typically rain screen roofcladdings? The short answer is it always costs more, regardless of thetype of roof cladding. But you know the saying: vent until youcan't...NOTE: - An Apology: Pete keeps saying "vinyl siding" when he means"vinyl wallpaper" in terms of what many older homes see as newly addedcovering over failed/failing plaster... Oh, and we can endlesslyapologize for Steve's parting "jokes"...PETE'S RESOURCES:- "Calculating minimum thickness of rigid foam sheathing"NOTE: Martin Holladay has more than one seminal GBA blog on the topicof adding continuous exterior rigid insulation to meet code--and evenbetter--for greater energy efficiency and maintained moisturemanagement.- "Avoiding Wet Roofs:"https://www.jlconline.com/how-to/insulation/avoiding-wet-roofs_o &https://www.jlconline.com/how-to/insulation/avoiding-wet-roofs-part-ii_o

Episode #973 Ever wonder what staying stuck is actually costing you—not just financially, but emotionally and mentally? We're bringing back this episode because it struck a nerve with so many men. It's one of those conversations that hits differently the second time around—especially if you've been feeling that quiet pull to make a change but haven't moved yet. In this episode, we revisit a powerful concept that came out of a conversation with a high-level business consultant who uses a dead-simple method to get results: calculate the real cost of doing nothing. Not hypothetically—actually write it down. And not just for business, but for your marriage, your health, and your sense of purpose. You'll hear real-world examples of what men lose by hesitating—relationships, time with their kids, even businesses. And you'll get a straight-up challenge: write down the five core areas of your life and ask yourself, “What is inaction costing me here?” This isn't about guilt. It's about clarity—and then making moves that matter. If you're in a season where you're waiting for the “right time,” this revisit might be exactly what you need to hear today.

When should you turn on Social Security? There may be more variables at play than you think. Jake and Cory discuss the complexities of Social Security, discussing strategies to help optimize your benefits and the impact of longevity, health, and working longer. Curious about how your financial plan and tax situation play into this decision? Tune in for insights to help you make more informed choices. --------------- Subscribe to our newsletter https://bit.ly/upticksubscribe   Contact us https://falconwealthadvisors.com/contact.html Order ‘Retiring Right' https://bit.ly/orderretiringright --------------- Upticks is your podcast for financial planning insights. Hosted by Jake Falcon, CRPC™ and Cory Bittner, CRPC™, who discuss the philosophy of wealth management, exploring tailored retirement plans, tax planning, and timely industry topics. Join us for concise, understandable discussions that help empower your financial literacy. --------------- Connect with Jake Falcon, CRPC™         https://www.facebook.com/jake.falcon.524         https://www.instagram.com/jake_falcon_crpc/?hl=en         https://twitter.com/jakefalconcrpc         https://www.linkedin.com/in/jakefalconfalconwealthadvisors     #socialsecurityplanning #retirementstrategies #financialplanningtips #socialsecuritybenefits #retirementdecisions #taxplanning #longevityandhealth #workinglonger #optimizingretirement #financialplanning

PACE, Fexco's leading aviation sustainability data and analytics platform, has expanded its product offering with PACE Airports and is announcing Christchurch Airport as its first customer. PACE has established itself as the market leader for aviation financiers and is trusted by the world's largest banks, like JP Morgan, and the second largest aircraft lessor in the world, SMBC AC, to inform them on their financed aviation emissions. Christchurch Airport is a global leader in sustainable airport management and a pioneer in the Airport Carbon Accreditation (ACA) program. It is the first airport in the world to reach level 4 in 2020 and to achieve level 5 accreditation in 2023. It is among only 18 other airports worldwide to achieve this rating. The airport chose PACE Airports so they can track, analyse and action live data rather than on an annual basis. Leveraging multiple new data points allows the sustainability team to have more accurate data-led conversations with airline operators and external stakeholders. Airports globally are challenged to understand and track their aviation-related emissions. One of the leading causes of this is a considerable lack of consistency within the industry in defining a standardised methodology that can be independently verified. Calculating carbon emissions is usually done on an annual basis at the end of the year, so the lack of real-time data inhibits airports from making actionable decisions to lower their carbon footprint. PACE Airports offers real-time aviation emissions calculations at the click of a button, allowing sustainability teams to focus on the actions rather than the calculations. In addition, banks can use PACE Airports to evaluate emissions in airport financing deals. Both banks and airports can rely on a single source of truth for emissions metrics to measure performance in sustainability-linked finance deals. PACE Airports tracks all commercial flight activity globally and calculates specific emissions based on over 10 billion data points, right down to the engine on the wing. It is highly configurable to allow airports to track specific runway taxi times and distances, enabling them to drill down into the minute details for highly accurate output data. Claire Waghorn, Sustainability Transition Leader at Christchurch Airport, said: "Christchurch Airport has always leaned into sustainability and innovation. We first started tracking our emissions in 2006, and we have continually challenged what more we can do in decarbonisation through innovation and adaptability. Our strategy has always been data-driven, and PACE unlocks a new level of insight and intelligence that is really exciting for us as we continue our sustainability journey. "At Christchurch Airport, our key focus on this sustainability journey has always been optimising our entire operations to reduce emissions; the insights from the PACE Airports platform now give us data to consider our aviation-related emissions across the entire airport operations." Bertie Murphy, CSO of Fexco Group, added: "Our vision at PACE is to be the independent aviation emissions source across the aviation value chain, trusted and relied upon by all stakeholders. Expanding into Airports is a natural next step in the evolution of our product. We are thrilled to welcome Christchurch Airport, a global leader in sustainability, as a customer. We are enthused to see the impact the data and insights from PACE are having at Christchurch Airport, supporting the team in delivering on their emissions reduction targets." PACE delivers up-to-date emissions data, covering over 99% of commercial flights, recording over 370,000 individual routes and over 10 billion flight data points, which are updated every 24 hours. PACE is trusted by the largest aviation financiers in the world, such as JP Morgan Chase, and SMBC AC, the second largest aircraft lessor in the world. See more stories here. More about Irish Tech News Irish Tech News are Ireland's...

The federal Fair Labor Standards Act (FLSA) requires employers to compensate non-exempt employees at least the minimum wage for each hour worked and pay them overtime (at 1.5 times the employee's regular rate of pay) whenever they work more than 40 hours in a workweek. The amount employees should receive in pay cannot be determined accurately without knowing the number of hours worked. This can be especially tricky when the employee is paid on a piece-rate basis or has waiting time or on-call time during the workweek. To help you navigate these situations, listen in as we cover: [01:00] Defining a piece-rate employee [02:56] Minimum wage rules for piece-rate employees [03:49] Tracking hours for piece-rate employees [04:24] Calculating overtime for piece-rate employees [05:16] Waiting time [07:20] On-call time This content is based on generally accepted HR practices, is advisory in nature, and does not constitute legal advice or other professional services. ADP does not warrant or guarantee the accuracy, reliability, and completeness of the content. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. This content is current as of the published date.  Copyright © 2025 ADP, Inc. All Rights Reserved. The ADP logo, ADP, RUN Powered by ADP, and HR{preneur} are registered trademarks of ADP, Inc. and its affiliates. All other marks are the property of their respective owners.  Privacy at ADP

Dr. Jenkins begins a discussion of the power and prerogative of the bishops of Rome, looking at the second-century Quartodeciman controversy over the date of Pascha. This controversy marks the first interaction of the bishops of Rome with the Churches of the eastern Mediterranean. Byzantine course: https://tinyurl.com/LuxchristiByzantium

Send us a textIn this episode of the Private Practice Survival Guide, we discuss the critical difference between evaluating gross revenue and net value when calculating your practice's ROI. We explain why focusing on net value—after deducting all operational costs—gives a more accurate picture of profitability and long-term sustainability. This approach allows you to make smarter financial decisions, especially when evaluating marketing strategies, service offerings, and staffing costs. By the end of this episode, you'll understand how this small shift in perspective can lead to major improvements in your bottom line. Welcome to Private Practice Survival Guide Podcast hosted by Brandon Seigel! Brandon Seigel, President of Wellness Works Management Partners, is an internationally known private practice consultant with over fifteen years of executive leadership experience. Seigel's book "The Private Practice Survival Guide" takes private practice entrepreneurs on a journey to unlocking key strategies for surviving―and thriving―in today's business environment. Now Brandon Seigel goes beyond the book and brings the same great tips, tricks, and anecdotes to improve your private practice in this companion podcast. Get In Touch With MePodcast Website: https://www.privatepracticesurvivalguide.com/LinkedIn: https://www.linkedin.com/in/brandonseigel/Instagram: https://www.instagram.com/brandonseigel/https://wellnessworksmedicalbilling.com/Private Practice Survival Guide Book

In episode 132 of Cybersecurity Where You Are, Sean Atkinson is joined by Valecia Stocchetti, Sr. Cybersecurity Engineer of the CIS Critical Security Controls (CIS Controls) at the Center for Internet Security® (CIS®). Together, they discuss what the first day, step, and dollar of implementing a controls framework look like for organizations stepping into their cybersecurity journey. Here are some highlights from our episode:01:54. Building and improving a cybersecurity program through the power of consensus04:55. The use of an assessment to determine where you are and where you're going09:15. How cross-mapping to multiple frameworks simplifies regulatory compliance efforts12:00. The use of governance to secure leadership buy-in for your cybersecurity program13:33. Continuous auditing and monitoring as tools for adapting to change15:10. How Controls prioritization flows through the Implementation Groups (IGs)19:39. Leadership as the backbone for getting any business program off the ground22:59. Calculating the cost of cyber defense as a preventative action24:55. Tradeoffs with security tools to keep in mind so that you can budget efficiently30:00. Qualifications when using security offerings of MSPs and CSPsResourcesCIS Community Defense Model 2.0How Risk Quantification Tests Your Reasonable Cyber DefenseCIS Controls Self Assessment Tool (CIS CSAT)Guide to Implementation Groups (IG): CIS Critical Security Controls v8.1How to Plan a Cybersecurity Roadmap in 4 StepsThe Cost of Cyber Defense: CIS Controls IG1If you have some feedback or an idea for an upcoming episode of Cybersecurity Where You Are, let us know by emailing podcast@cisecurity.org.

Bruce Clevenger is an OSU Extension Field Specialist in Farm Management which is a state-wide position teaching and conducting research as a member of the OSU Farm Office Team.   His background was 28 years as a county Extension Educator in NW Ohio focusing in field crop, farm management and specifically farm drainage and drainage water […]

in honor of my birthday today, i wanted to share—⏾ how to calculate your personal card(s) of the year⏾ snippets from the episodes for my two cards of the year: Temperance and the Hierophant⏾ my favorite birthday spread from typewriter taroti hope you're finding your way through 2025 + that these episodes bring you tiny doses of tarot solace  xo    — more from amelia hruby —✺ find my fave tarot books + decks on my bookshop✺ learn more about my work on my website✺ get my tiny tarot zine — a digital zine sharing written interpretations of every card in the tarot, based on these episodes you know + love — sliding scale $5-20  ⁕ get it at https://bit.ly/tinytarotzine

Dear RLR Supporters:God bless you and God bless America. I send you warm greeting this Holy Week 2025. Alexander J. Alfano, Esquire2655 Le Jeune Road, Fifth Floor Coral Gables, Florida 33134295 Madison Ave 12th FloorNew York City, New York 10017Telephone: +1 (305) 728 1341 officeEmail: aalfano@lawalfano.comMobile: +1 (305) 450 8550 mobilewww.financiallegalgroup.com+1 (305) 728 1331 facsimilewww.alexanderalfano.com*Licensed in Florida, New York, Texas and District of Columbia (DC)

This podcast is brought to you by Outcomes Rocket, your exclusive healthcare marketing agency. Learn how to accelerate your growth by going to outcomesrocket.com The most crucial aspect of clinical financial decision support is knowing what not to say to physicians to avoid alert fatigue while still impacting cost-effective patient care.  In this episode, G.T. LaBorde, CEO of IllumiCare, explains how the company integrates with electronic medical records to provide real-time insights on the financial and patient safety implications of clinical decisions. By analyzing data on patient activity, medication orders, lab results, and costs, IllumiCare helps hospitals determine the actual cost of every order and suggests clinically appropriate, lower-cost alternatives. LaBorde highlights the challenge of accurately assessing costs due to the complexity of formulations, pack sizes, and suppliers. With a 30% adoption rate of its recommendations, IllumiCare empowers physicians to make cost-conscious decisions, and the company is now expanding to outpatient settings to reduce duplicative testing and imaging. Tune in and learn how to balance cost considerations with effective clinical care! Resources:  Connect and follow G.T. LaBorde on LinkedIn. Learn more about IllumiCare on their LinkedIn and website. Listen to G.T.'s previous interview on our podcast here. Contact G.T. through IllumicCare's contact page here. Fast Track Your Business Growth: Outcomes Rocket is a full-service marketing agency focused on helping healthcare organizations like yours maximize your impact and accelerate growth. Learn more at outcomesrocket.com

In this episode, Ray Sclafani discusses the critical importance of client acquisition for financial advisory firms, emphasizing the need to understand and optimize client acquisition costs (CAC). He explores the significance of organic growth, the calculation of CAC, and the evaluation of the lifetime value of clients. The conversation highlights strategies for effective client acquisition and the importance of marketing investments to ensure sustainable growth in a competitive landscape.Key TakeawaysAcquiring new clients is essential for growth.Understanding CAC helps in enhancing enterprise value.High retention rates lead to high lifetime value of clients.Investing in marketing is necessary for effective client acquisition.Optimizing client acquisition strategies is key to sustainability.The lifetime value of clients often outweighs acquisition costs.Continuous improvement in measuring CAC is vital for growth.For more information click here to visit The ClientWise Blog.Find Ray and the ClientWise Team on the ClientWise website or LinkedIn | Twitter | Instagram | Facebook | YouTubeTo join one of the largest digital communities of financial advisors, visit exchange.clientwise.com.

In Episode 20, of Season 5 of Driven by Data: The Podcast, Kyle Winterbottom is joined by Gabriel Straub, Chief Data Officer at Ocado Group, where they discuss how data, AI and automation transformed Ocado and redefined the grocery sector, which includes;Utilising 3rd party technology and the realisation that it wasn't good enough.Evolving from a grocery retailer into a global technology solutions provider.Building proprietary tech to solve challenges traditional systems couldn't handle.Becoming market leaders for great customer experience.The journey to building and selling technology solutions to retailers all over the world.Why ML solutions became a necessity to provide a distinct customer proposition.The differences between operating an in-store versus online grocery retail business.Combining internal, external and P&L factors in prioritising use cases.Competing with an established model and changing the way people shop.The impressive fulfilment operations and the multiple iterations.Calculating the ROI of product optimisations.The relationship between innovation and company culture.The three main GenAI use cases.Having 150 ML use cases to enhance forecasting, reduce waste, and improve availability.The role of simulation in testing 500 years of operations in just one year.Why embedding data teams in product and engineering drives better outcomes.The importance of culture and long-term thinking in driving innovation.Leveraging GenAI to enhance workforce productivity and knowledge access.The potential for agent-based systems to transform internal operations and customer interactions.The benefits for retailers to partner with Ocado and leverage their technology.Thanks to our sponsor, Data Literacy Academy.Data Literacy Academy is leading the way in transforming enterprise workforces with data literacy across the organisation, through a combination of change management and education. In today's data-centric world, being data literate is no longer a luxury, it's a necessity.If you want successful data product adoption, and to keep driving innovation within your business, you need to start with data literacy first.At Data Literacy Academy, we don't just teach data skills. We empower individuals and teams to think critically, analyse effectively, and make decisions confidently based on data. We're bridging the gap between business and data teams, so they can all work towards aligned outcomes.From those taking their first steps in data literacy to seasoned experts looking to fine-tune their skills, our data experts provide tailored classes for every stage. But it's not just learning tracks that we offer. We embed a deep data culture shift through a transformative change management programme.We take a people-first approach, working closely with your executive team to win the hearts and minds. We know this will drive the company-wide impact that data teams want to achieve.Get in touch and find out how you can unlock the full potential of data in your organisation. Learn more at www.dl-academy.com.

Episode Highlights[00:00] Bagel Shop Lessons in Customer Service Ryan shares a frustrating Friday morning tradition gone wrong—and explains how one small apology can change the course of your customer's loyalty.[05:35] Influence Is the Ultimate Skill Why influence is the one skill every entrepreneur should master—and why you should never fully offload sales or marketing as a founder.[09:18] Aligning Outcomes with Your Team A misalignment during a meeting sparks a lesson on clarity: when setting initiatives, make sure everyone knows exactly what success looks like from the start.[13:37] Calculating Opportunity Cost in Business Decisions A $21K investment leads to a bigger question: how much is not investing in speed actually costing you?[18:33] The Power of Community (and a Personal Invite) After attending two powerful mastermind events, Ryan reflects on the energy and expansion that come from being in the right room—and invites listeners to the June event in Vail, CO.

Is quarter two planning the momentum shift your private practice needs? Before you dive into the next quarter, let's pause, reflect, and get intentional about your business growth. In this episode, I'll walk you through a simple but powerful process to assess your Q1 results and pinpoint the areas that will create the most significant impact moving forward. We'll talk about marketing strategies, sales conversions, and financial metrics - breaking them down into simple steps so you can gather the data you need without feeling overwhelmed. I'll also share why understanding your average fee and making thoughtful financial improvements can change how you approach your business and life. So grab a notebook, set aside some time, and let's get to work on creating a plan that sets you up for success this quarter!Topics covered in this episode: How to assess your first-quarter performance and identify areas for improvement in your quarter-two planning.Key marketing metrics you should track in your private practice.Understand your sales conversion rates and retention metrics to improve client onboarding and retention.Calculating your average fee and addressing financial challenges in your practice.The importance of strategic investments and balancing personal and business finances for more effective quarter-two planning.Resources from this episode:We Should All Be Millionaires: A Woman's Guide to Earning More, Building Wealth, and Gaining Economic Power by Rachel RodgersWealthfront High Yield Cash Account - earn interest on your tax money!Wealthfront Automated Index Investing Account - get $5000 managed for free (aff link)Other episodes you might enjoyWhat I Learned Building My New Course for Therapists: The Fee Formula [Ep 88]Connect with Felicia:Get my freebie & join the email list: The Magic SheetsInstagram: @the_bad_therapistWebsite: www.thebadtherapist.coachFacebook group: Healing MoneyQuote:"Planning is your best friend and one of your biggest assets as a

How many clients do you actually need to take home a six-figure paycheck? In this episode, I'm breaking down the exact formula I share with my High Profit Society clients to help them reach their income goals—without jeopardizing their wellbeing. We'll walk through a simple three-step process to calculate the right business plan for your specific needs, factoring in taxes, expenses, and team costs. Yes, there's a little math involved (as always), but stick with it, and you'll see how my clients have reached their goals faster than they ever expected. Plus, I'll give you key questions to ask yourself along the way to ensure you're building a sustainable, profitable business. Let's dive in!

What's genuinely working with AI in healthcare? Join Michael Krigsman with experts Dr. David Bray (Stimson Center), Teresa Carlson (General Catalyst Institute), and Dr. David Reich (Mount Sinai Health System) as they cut through the hype.Discover practical insights on:-- Integrating AI into clinical workflows-- Calculating the real ROI of AI investments-- Overcoming data interoperability challenges-- The impact of policy and regulation-- Shifting towards value-based care with AILearn how artificial intelligence impacts decisions, data, and the future of patient care.

Send us a textIn this episode of The Retire Early, Retire Now Podcast, Certified Financial Planner Hunter Kelly dives deep into five powerful, proactive tax planning strategies designed specifically for high-income earners. Stop treating tax planning as a year-end scramble and start maximizing your financial efficiency all year long.Key Topics Covered:Front-Loading Retirement Contributions:How to strategically maximize contributions to 401(k), 403(b), SEP, and Solo-K accounts.Understanding when to choose pre-tax vs. Roth contributions.Balancing cash flow and securing employer matches.Backdoor Roth IRA Conversions:Step-by-step breakdown of the backdoor Roth strategy.Avoiding pitfalls with the Pro Rata Rule.Why converting early in the year reduces tax complexity.Strategies to double Roth contributions for married couples.Optimizing Withholdings and Estimated Taxes:How to avoid IRS penalties and prevent giving the IRS an interest-free loan.Calculating safe harbor numbers and adjusting payments accordingly.Tax-Loss Harvesting Opportunities:Leveraging market volatility to capture investment losses.Reducing tax drag in brokerage accounts.How loss harvesting offsets future capital gains or ordinary income.Maximizing Charitable Contributions:Utilizing Donor Advised Funds for significant upfront tax deductions.Benefits of "bunching" charitable gifts to exceed the standard deduction.Bonus Tip: Family Income Shifting Strategies:How employing family members in your business can lower overall family tax liability.Teaching financial literacy and fostering early retirement savings for children.Additional Resources Mentioned:Episode on Pre-Tax vs. Roth ContributionsEpisode on Direct Index InvestingReady to take control of your tax planning? Schedule a complimentary consultation at PalmValleyWM.com and discover how proactive tax strategies can significantly enhance your financial future.Connect With Us:Subscribe to our YouTube channel for more insightful financial content.Leave a 5-star review and share this episode with anyone aiming to reduce their tax burden.Disclaimer: This podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult a professional advisor regarding your specific situation.Check out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

I was having a recent conversation with a listener about calculating calories and macros. We were chatting about her dilemma with frequent dieting, calorie limitations, and macro calculations, and she was feeling pretty discouraged.While I love that there are plenty of tools and programs to help with this, it can be overwhelming and confusing to navigate. It's also never going to be something that is 100% spot on for you and YOUR goals! I think using a solid calories & macros calculator can be super beneficial (you can check out the one I recommend here).But…this tool isn't going to *magically* help you lose weight and create new habits! You've got to figure out why you're feeling ‘stuck', and thinking you need to diet your way to a smaller number on the scale. Drastically cutting your calories over and over again is NOT doing you any favors!!I KNOW how scary it can feel to make changes with your health & fitness. Thankfully, you have choices, and you can take steps that will help you reach YOUR goals. If you need personalized support in calculating your calories & macros, or doing workouts that will help you build a body you love, I'm here for you!In this episode, we cover:Why your number of calories isn't *actually* the problemThe online calorie calculator I've used off and on over the yearsHow to effectively input & figure YOUR personal calories/macro breakdownWhat's going to happen if you're not fueling your body enoughWhat you can do TODAY if you're feeling stuck & what you've been doing isn't workingWhy you shouldn't be overly dependant on any fitness toolsTaking a customized calories & macros approach instead of  ‘one-size-fits-all'Links/Resources:Online Calories Calculator (JCD FIT)Ep. 159 | Redefining Fitness CultureEp. 154 | Flexibility with Macros: 5 Options to Help You Design Your Week & Stay Consistent on Your Fitness JourneyListen to the Sol Fit PodcastJoin FIT CLUB, my monthly membership with workouts you can do at home or the gymPRIVATE COACHING is my 1:1 program (choose 3 or 6 month option)Connect with me on Instagram @kristycastillofit and @unfuckyourfitnesspodcast so we can keep this conversation going-be sure to tag me in your posts and stories!Join my FREE Facebook group, Unf*ck Your FitnessClick HERE for my favorite fitness & life things!Send me a text with episode ideas or just to say hi! Support the show

In this episode of The Wealthy Practitioner Podcast, Steph dives into the critical metric of client attrition and how to track it. Following up on last week's popular episode, she breaks down why tracking attrition is crucial for improving client retention in any type of business. Steph shares her own experience discovering her practice's attrition point, and offers practical steps for identifying where clients fall off and strategies to re-engage them. She explains how to create an effective patient journey playbook that keeps clients engaged long-term, emphasizing that retaining existing patients is easier than acquiring new ones. If you liked today's episode and want to grow to 300K, join this week's FREE masterclass! https://go.thewealthypractitioner.com/scale-to-300k If you are interested in 90 Day Sprint, join the waitlist as we're dropping something super exciting bonuses and perks to the waitlist later this week! https://stephaniewigner.com/90-day-sprint

In today's episode, I'm talking about the importance of paying your quarterly taxes as a business owner and how you can start paying them now, even if you've missed them in the past. I'm also giving an update on the Beneficial Ownership Information Report and how you can get yours done.    Join me in this important episode to get all the tips you need to start paying your quarterly taxes so you can avoid getting any large tax bills.    Also mentioned in today's episode:    Steps to file a BOI report 5:30 Calculating your estimated quarterly tax payments 10:39 Addressing income variations and future adjustments 12:15   If you enjoyed this episode, please rate, review and share it!  Links: Free Class on Making Taxes Easier, On-Demand Free Mini Course for LLCs, File Your BOI Report 

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free LIVE training to maximize your pointshttps://geobreezetravel.com/webinar ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Intro00:33 Recap of Last Year's Strategy02:26 Current Promotion Details03:39 Exploring the Benefits of Titanium Status06:23 Calculating the Costs of Mattress Running10:30 Final Verdict: Should You Go for Titanium?11:31 Conclusion and RecommendationsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravel  Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.