Podcasts about calculating

ਰਾਗੁ ਸੂਹੀ ਮਹਲਾ ੪ ਛੰਤ ਘਰੁ ੧    ੴ ਸਤਿਗੁਰ ਪ੍ਰਸਾਦਿ ॥ ਸਤਿਗੁਰੁ ਪੁਰਖੁ ਮਿਲਾਇ ਅਵਗਣ ਵਿਕਣਾ ਗੁਣ ਰਵਾ ਬਲਿ ਰਾਮ ਜੀਉ ॥ ਹਰਿ ਹਰਿ ਨਾਮੁ ਧਿਆਇ ਗੁਰਬਾਣੀ ਨਿਤ ਨਿਤ ਚਵਾ ਬਲਿ ਰਾਮ ਜੀਉ ॥ ਗੁਰਬਾਣੀ ਸਦ ਮੀਠੀ ਲਾਗੀ ਪਾਪ ਵਿਕਾਰ ਗਵਾਇਆ ॥ ਹਉਮੈ ਰੋਗੁ ਗਇਆ ਭਉ ਭਾਗਾ ਸਹਜੇ ਸਹਜਿ ਮਿਲਾਇਆ ॥ ਕਾਇਆ ਸੇਜ ਗੁਰ ਸਬਦਿ ਸੁਖਾਲੀ ਗਿਆਨ ਤਤਿ ਕਰਿ ਭੋਗੋ ॥ ਅਨਦਿਨੁ ਸੁਖਿ ਮਾਣੇ ਨਿਤ ਰਲੀਆ ਨਾਨਕ ਧੁਰਿ ਸੰਜੋਗੋ ॥੧॥ ਸਤੁ ਸੰਤੋਖੁ ਕਰਿ ਭਾਉ ਕੁੜਮੁ ਕੁੜਮਾਈ ਆਇਆ ਬਲਿ ਰਾਮ ਜੀਉ ॥ ਸੰਤ ਜਨਾ ਕਰਿ ਮੇਲੁ ਗੁਰਬਾਣੀ ਗਾਵਾਈਆ ਬਲਿ ਰਾਮ ਜੀਉ ॥ ਬਾਣੀ ਗੁਰ ਗਾਈ ਪਰਮ ਗਤਿ ਪਾਈ ਪੰਚ ਮਿਲੇ ਸੋਹਾਇਆ ॥ ਗਇਆ ਕਰੋਧੁ ਮਮਤਾ ਤਨਿ ਨਾਠੀ ਪਾਖੰਡੁ ਭਰਮੁ ਗਵਾਇਆ ॥ ਹਉਮੈ ਪੀਰ ਗਈ ਸੁਖੁ ਪਾਇਆ ਆਰੋਗਤ ਭਏ ਸਰੀਰਾ ॥ ਗੁਰ ਪਰਸਾਦੀ ਬ੍ਰਹਮੁ ਪਛਾਤਾ ਨਾਨਕ ਗੁਣੀ ਗਹੀਰਾ ॥੨॥ ਮਨਮੁਖਿ ਵਿਛੁੜੀ ਦੂਰਿ ਮਹਲੁ ਨ ਪਾਏ ਬਲਿ ਗਈ ਬਲਿ ਰਾਮ ਜੀਉ ॥ ਅੰਤਰਿ ਮਮਤਾ ਕੂਰਿ ਕੂੜੁ ਵਿਹਾਝੇ ਕੂੜਿ ਲਈ ਬਲਿ ਰਾਮ ਜੀਉ ॥ ਕੂੜੁ ਕਪਟੁ ਕਮਾਵੈ ਮਹਾ ਦੁਖੁ ਪਾਵੈ ਵਿਣੁ ਸਤਿਗੁਰ ਮਗੁ ਨ ਪਾਇਆ ॥ ਉਝੜ ਪੰਥਿ ਭ੍ਰਮੈ ਗਾਵਾਰੀ ਖਿਨੁ ਖਿਨੁ ਧਕੇ ਖਾਇਆ ॥ ਆਪੇ ਦਇਆ ਕਰੇ ਪ੍ਰਭੁ ਦਾਤਾ ਸਤਿਗੁਰੁ ਪੁਰਖੁ ਮਿਲਾਏ ॥ ਜਨਮ ਜਨਮ ਕੇ ਵਿਛੁੜੇ ਜਨ ਮੇਲੇ ਨਾਨਕ ਸਹਜਿ ਸੁਭਾਏ ॥੩॥ ਆਇਆ ਲਗਨੁ ਗਣਾਇ ਹਿਰਦੈ ਧਨ ਓਮਾਹੀਆ ਬਲਿ ਰਾਮ ਜੀਉ ॥ ਪੰਡਿਤ ਪਾਧੇ ਆਣਿ ਪਤੀ ਬਹਿ ਵਾਚਾਈਆ ਬਲਿ ਰਾਮ ਜੀਉ ॥ ਪਤੀ ਵਾਚਾਈ ਮਨਿ ਵਜੀ ਵਧਾਈ ਜਬ ਸਾਜਨ ਸੁਣੇ ਘਰਿ ਆਏ ॥ ਗੁਣੀ ਗਿਆਨੀ ਬਹਿ ਮਤਾ ਪਕਾਇਆ ਫੇਰੇ ਤਤੁ ਦਿਵਾਏ ॥ ਵਰੁ ਪਾਇਆ ਪੁਰਖੁ ਅਗੰਮੁ ਅਗੋਚਰੁ ਸਦ ਨਵਤਨੁ ਬਾਲ ਸਖਾਈ ॥ ਨਾਨਕ ਕਿਰਪਾ ਕਰਿ ਕੈ ਮੇਲੇ ਵਿਛੁੜਿ ਕਦੇ ਨ ਜਾਈ ॥੪॥੧॥  RAAG SOOHEE, FOURTH MEHL, CHHANT, FIRST HOUSE:ONE UNIVERSAL CREATOR GOD. BY THE GRACE OF THE TRUE GURU:If only I could meet the True Guru, the Primal Being. Discarding my faults and sins, I would chant the Lord's Glorious Praises. I meditate on the Naam, the Name of the Lord, Har, Har. Continuously, continually, I chant the Word of the Guru's Bani. Gurbani always seems so sweet; I have eradicated the sinful residues from within. The disease of egotism is gone, fear has left, and I am absorbed in celestial peace. Through the Word of the Guru's Shabad, the bed of my body has become cozy and beautiful, and I enjoy the essence of spiritual wisdom. Night and day, I continually enjoy peace and pleasure. O Nanak, this is my pre-ordained destiny. || 1 || The soul-bride is lovingly embellished with truth and contentment; her Father, the Guru, has come to engage her in marriage to her Husband Lord. Joining with the humble Saints, I sing Gurbani. Singing the Guru's Bani, I have obtained the supreme status; meeting with the Saints, the self-elect, I am blessed and adorned. Anger and attachment have left my body and run away; I have eradicated hypocrisy and doubt. The pain of egotism is gone, and I have found peace; my body has become healthy and free of disease. By Guru's Grace, O Nanak, I have realized God, the ocean of virtue. || 2 || The self-willed manmukh is separated, far away from God; she does not obtain the Mansion of His Presence, and she burns. Egotism and falsehood are deep within her; deluded by falsehood, she deals only in falsehood. Practicing fraud and falsehood, she suffers terrible pain; without the True Guru, she does not find the way. The foolish soul-bride wanders along dismal pathways; each and every moment, she is bumped and pushed. God, the Great Giver, shows His Mercy, and leads her to meet the True Guru, the Primal Being. Those beings who have been separated for countless incarnations, O Nanak, are reunited with the Lord, with intuitive ease. || 3 || Calculating the most auspicious moment, the Lord comes into the bride's home; her heart is filled with ecstasy. The Pandits and astrologers have come, to sit and consult the almanacs. They have consulted the almanacs, and the bride's mind vibrates with bliss, when she hears that her Friend is coming into the home of her heart. The virtuous and wise men sat down and decided to perform the marriage immediately. She has found her Husband, the Inaccessible, Unfathomable Primal Lord, who is forever young; He is her Best Friend from her earliest childhood. O Nanak, he has mercifully united the bride with Himself. She shall never be separated again. || 4 || 1 ||

In this episode, Caroline and Nick Claydon break down the essential skills needed for effective deal analysis. They focus on how to evaluate investment properties realistically, highlighting common pitfalls and strategic considerations that can make or break your returns.In this episode:How to assess typical property deals brought by new investorsThe importance of realistic cost and income calculationsCase study comparison: flats vs houses in different locationsThe impact of management, operating costs, and tenant turnover on cash flowWhy scaling your property portfolio reduces risk and enhances returnsLong-term investment strategies versus short-term hassle-free optionsThe value of proper tenant vetting and risk managementHow to identify more profitable markets like houses in regional townsThe significance of ROI, stress testing, and refinancing for growthTimestamps:00:00 - Why deal analysis is crucial for property success00:32 - Typical deals from beginner investors and common errors01:12 - What makes a rental deal financially sound or weak?01:39 - The influence of location on property analysis (Bedford example)02:28 - Flat example: purchase price, rent, and initial assumptions03:11 - The importance of managing builder and refurbishment costs04:08 - Calculating mortgage, deposits, and stress testing interest rates05:22 - Breaking down monthly cash flow: rent, mortgage, management, and operating costs06:32 - Managing service charges, void periods and tenant turnover07:41 - ROI calculation and assessing capital efficiency08:34 - Why initial surface appearances can be misleading (city flats vs houses)09:02 - Long-term tenant profiles and vacancy risks10:09 - The impact of tenant mobility on cash flow and costs11:40 - Hidden costs in letting agents' fees and maintaining properties13:04 - Alternative investment options: houses in regional areas15:19 - How to negotiate house purchases below market value16:04 - Rental yields on houses and the importance of refurb costs17:09 - Calculating cash flow for houses and the significance of yield18:53 - ROI comparison: houses versus flats and scaling your portfolio20:01 - The advantage of diversification and long-term growth strategies22:07 - Why scaling and multiple properties are vital for risk reduction23:07 - The importance of tenant vetting and avoiding nightmare tenants24:19 - How professional investors think differently about property risk25:41 - The value of properties that generate stable, long-term income26:39 - Rents rising and interest rate locks—long-term buy-to-let outlook27:17 - Future episodes focus on the depth of deal analysis and scaling strategiesResources & Links:Property Wealth Club Amazon - "The No Nonsense Guide To Property Investing"Instagram - carolineclaydon.propertyTikTok - Caroline ClaydonConnect with the hosts:Caroline Claydon - Instagram | TikTokNick Claydon - LinkedInThis episode emphasises that achieving strong property returns involves realistic assessment, strategic scaling, and understanding tenant dynamics. Whether you're new or experienced, these insights help shift your perspective towards more sustainable, long-term property wealth building. Hosted on Acast. See acast.com/privacy for more information.

INTRO (00:24): Kathleen opens the show drinking a Scorpion Dust IPA from Fuzzbot Brewing Company. She reviews her weekend in Tucson and Scottsdale, golfing and searching for javelinas.    TOUR NEWS: See Kathleen live on her “Day Drinking Tour.”   TASTING MENU (2:05): Kathleen samples Doritos Simply NKD chips and M&M's Peanut Butter Cinnamon Roll candy.    COURT NEWS (33:14): Kathleen shares news about Snoop Dogg and Martha Stewart reunite at the Milan Olympics, and Taylor Swift celebrates Olympic skier Breezy Johnson's engagement.    UPDATES (34:22) : Kathleen shares updates on Mt. Everest banning amateurs from base camp, Juliette Lewis flies RetrieveAir, French police uncover a massive Louvre ticket fraud scheme, the Chief Mouser of 10 Downing Street turns 15, the “Wizard of Oz” at Sphere in Vegas is rolling out an enhanced version late 2026, and Britney Spears sells her music catalog.   FRONT PAGE PUB NEWS (57:44): Kathleen shares articles on the leak of the Tennessee Titans new logo, Gene Simmons says rap doesn't below in the Rock & Roll Hall of Fame, Route 66 is turning 100 years old, schools are removing analog clocks, Spike the Chihuahua is now the oldest dog in the world, Wendy's is closing 300 more locations, the Seattle Seahawks are for sale, and a St. Louis puppy is crowned MVP at the 2026 Puppy Bowl.    HOLY SHIT THEY FOUND IT (54:55): Kathleen reads about a megalodon shark tooth discovered off the coast of North Carolina, and a “fire tiger” is captured on a trail cam in Thailand.    WHAT ARE WE WATCHING (1:15:51): Kathleen recommends watching the 2026 Milan Winter Olympic coverage on NBC and Peacock.   SAINT OF THE WEEK (1:22:42): Kathleen reads about St. Xavier, patron saint of Catholic missions.    FEEL GOOD STORY (1:17:40): Kathleen shares a story about a French cat named Filou who traveled 250 km over five months to return home from Spain. 

Today Abraham Pittman joins us to discuss how to apply engineering (particularly field service engineering) to homesteading and prepping, so examples include: Triaging problems, ie, make sure your chickens have reliable water systems before building a roll away nesting box. Developing systems and procedures, ie, maintenance regimes, and things similar to the documentation package you talk about. Calculating risk/cost benefit analysis, ie, is it best to just let a lawn mower run until it dies, compared to letting a generator run until it dies ` Abraham Pitman is a field service engineer, homesteader, and practical prepper based in North Queensland, … Continue reading →

Happy Valentine's Day! Favour Obasi-ike, MBA, MS breaks down proven strategies for monetizing and segmenting business email lists using platforms like Flodesk. Learn why email marketing delivers $36-$40 ROI for every dollar spent compared to social media, how to segment contacts based on behavior and engagement, and the technical foundations (DNS, backlinks, deliverability) that make campaigns successful. Discover workflows for turning subscribers into buyers through strategic segmentation, behavioral targeting, and quality-over-quantity content delivery.Episode Key Takeaways1. Email Marketing ROI Dominates Social Media – For every $1 spent on email marketing, businesses earn $36-$40 back, far exceeding social media returns.2. Segmentation Drives Conversions – Segment email lists by link clicks, engagement levels, and business vs. personal contacts to send targeted content that resonates.3. Technical Setup Matters – Proper DNS configuration, Google Search Console integration, and backlink strategies improve deliverability and SEO performance.4. Quality Over Quantity – Sending fewer, high-value emails with 15-minute read times generates more revenue than frequent, low-engagement blasts.5. Behavioral Targeting Wins – Track website behavior and email interactions to create personalized follow-up sequences that match subscriber intent.Episode Timestamps[00:00] Introduction: Monetizing and segmenting email lists[02:00] Why email outperforms social media ($36 ROI per $1)[05:00] Building business email lists as valuable assets[10:00] DNS, deliverability, and technical foundations[15:00] Segmentation strategies using link tracking[24:00] Creating consistency through targeted workflows[27:00] Backlinks and SEO benefits from email campaigns[32:00] Calculating engagement: 50 touchpoints = $36 product[45:00] Flowdesk features and automation workflows[68:00] Frequency matters: Quality beats quantity[71:00] Behavioral targeting and site tracking integrationPodcast Episode FAQsQ: What email marketing platform does Favour recommend?A: Favour specifically discusses Flowdesk for its segmentation capabilities, checkout features, and workflow automation that allow precise targeting based on subscriber behavior.Q: How often should I send emails to my list?A: Quality beats quantity. Favour sent only one email in February but generated revenue, leads, and referrals. Ask your audience through polls how often they want to hear from you.Q: What's the difference between business and personal email contacts?A: Business emails (domains like @company.com) engage differently and should be segmented separately. They're checked 3-5 times daily and represent higher-value prospects.Q: How do I improve email deliverability?A: Configure DNS records properly (A, TXT, CNAME), connect to Google Search Console, build backlinks through anchor text in emails, and maintain engagement with quality content.Q: What is behavioral targeting in email marketing?A: Tracking which links subscribers click, what pages they visit on your website, and how they engage with content to send personalized follow-up sequences that match their interests.Memorable Quotes by Favour Obasi-ike, MBA, MS"For every dollar that you spend on email, you get $36 to $40 back compared to social media where you may not get up to a dollar back or $2 back.""The best person to tell about what you wrote on your website is your contact list—the same way the best person to tell about something is your best friend.""I can have 50% open rate and no sales, that's vanity. But if you have 10-20% and that gives you more revenue because it's the right audience and it's segmented, then it helps a lot.""Don't just post on your website and expect magic to happen, abracadabra. You have to be intentional, you have to be factual.""Quality beats quantity. If you're actually able to capture that first party data and implement site tracking, it's very powerful to segment those people and send them follow-up messages."Book SEO Services | Quick Links for Social Business>> ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book SEO Services with Favour Obasi-ike⁠>> Visit Work and PLAY Entertainment website to learn about our digital marketing services>> ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our exclusive SEO Marketing community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠>> Read SEO Articles>> ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to the We Don't PLAY Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠>> Purchase Flaev Beatz Beats Online>> Favour Obasi-ike Quick LinksSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this revisit we bring you three Endurance Rider tips from Karen. Keeping motivated during the winter, your horses vital signs and calculating ride times and speeds. Listen in...HORSES IN THE MORNING Episode 3881 – Show Notes and Links:HORSES IN THE MORNING Endurance Day crew: co-hosted by Glenn the Geek and Karen ChatonSponsor: The Distance DepotAERC check out the AERC calendar!Time Stamps:01:20 - Keeping motivated during Winter11:50 - The Distance Depot17:30 - Vital Signs23:51 - Calculating ride times and speed

In this revisit we bring you three Endurance Rider tips from Karen. Keeping motivated during the winter, your horses vital signs and calculating ride times and speeds. Listen in...HORSES IN THE MORNING Episode 3881 – Show Notes and Links:HORSES IN THE MORNING Endurance Day crew: co-hosted by Glenn the Geek and Karen ChatonSponsor: The Distance DepotAERC check out the AERC calendar!Time Stamps:01:20 - Keeping motivated during Winter11:50 - The Distance Depot17:30 - Vital Signs23:51 - Calculating ride times and speed

In Episode 174 of the Diary of a UK Stock Investor Podcast this week:- (00:00) Show Start (04:48) Letters from our Listeners (10:00) Getting Started the Right Way (17:40) Buffett on Valuing Stocks (23:22) Calculating Your Daily Income from Assets (33:25) Wasteage and Opportunity Cost   GET INVOLVED! Drop us a COMMENT on Spotify or Email Chris at the show on chris@chrischillingworth.com The Diary of a UK Stock Investor Podcast is a diary-style, educational podcast documenting Chris's long-term journey as a UK retail investor, with the personal goal of one day becoming a Stocks & Shares ISA millionaire. Each episode reflects on the realities of long-term investing, including lessons learned, mindset, decision-making, and progress along the journey. The show also features listener correspondence, discussion of general market news from UK and US stocks, and educational explanations of investing concepts drawn from real-world experience. From time to time, episodes may explore publicly available company financial statements to help listeners better understand how to read financial data and what different figures mean in practice. These discussions are for educational purposes only and are not intended to influence investment decisions. The podcast does not provide investment advice, personal recommendations, or guidance on what to buy or sell. Chris does not disclose specific investment transactions or encourage listeners to follow any particular strategy. Any views shared are personal reflections only and may change over time. All content is provided for general information and educational purposes and does not take into account individual financial circumstances. Investing involves risk, and listeners should always do their own research or seek advice from a Financial Conduct Authority authorised financial adviser before making investment decisions. New episodes are released EVERY Thursday! Contact the show at chris@chrischillingworth.com

A quick lesson in conceptualization from Aiden at Don't Move Until You See It. To learn more about Don't Move Until You See It and get the free 5-day Conceptualizing Chess Series, head over to https://dontmoveuntilyousee.it/conceptualization

In this episode of Fusion Patrol, Kenneth and Eugene analyze Season 1, Episode 3 of The Invaders, titled “The Mutation.” The story follows David Vincent as he investigates mysterious phenomena along the Texas-Mexico border, leading to a life-threatening encounter with locals and ultimately, alien forces. Despite being undermined by those he encounters, including the deceptive Evans and Vicky, Vincent’s quest for the truth about the invaders drives the narrative. They discuss the missed opportunities for deeper explorations of alien culture and the complexities of Vincent’s interactions with Vicky, who reveals her own mutation. They raise critical questions about identity and emotional depth, while critiquing its execution, noting continuity issues and the lack of logical consistency. They dissect the themes of rationality versus emotionality reflected in the series. Peso notes: There was lots of confusion in this episode about peso->dollar exchange rates, so let me clarify some of the confusion.in 1967, when this episode aired, the Mexican Peso (MXP) existed at a fixed exchange rate of 12.5 MXP for 1 USD. That means Vincent gave the men $24 USD.Since then (in 1993) the Peso (MXP) has been replaced by the New Peso (MXN). The New Peso’s exchange rate floats freely on the market.For additional context, $24 USD in 1967 money is roughly the equivalent of $230-$235 USD today.Calculating what the money was worth in Mexico in 1967 is more difficult, but in the 1960s there were different minimum wages, which could vary depending on type of job and region. In some places, a laborer’s minimum wage could have been as low as 8 pesos per day. So for the laborers that took Vincent’s 300 pesos, that could have been a significant portion of a year’s salary for them. Suffice to say, he gave them a lot of their money, and not too terribly much of his own. Next Week: The Bugs two-part finale, Money Spiders & The Enemy WithinNext time on the Invaders: The Leeches

Tom Blaschko has an interesting piece of work, entitled "Calculating Soul Connections", where he attempts to shows the connections between the physical world and what could be defined as our souls. We discuss various aspects of the book and how it came about. Tom Blaschko earned a Bachelor's degree in astronomy from the California Institute of Technology and a Master's degree in developmental psychology from the State University of New York at Buffalo. He is a third degree black belt in Shotokan Karate, where he learned about ki, the martial arts aspect of the life force. Tom's scientific influences include research by Rupert Sheldrake on morphic fields, Ian Stevenson's studies of people who remember past lives, analysis of the effects of Emotional Freedom Techniques and other energy healing, and research on ki by Kuo Kanshin and Shigeru Egami's group. Beyond the scientific research there are thousands of stories from seemingly credible people who have talked with angels or fairy folk or apus or djinn, seen ghosts, and lived in Dreamtime. Rather than discredit these reports, Tom asked the question: What needs to be added to Western science to make these stories possible? It was a two-item list: souls with chakras and a fifth force called the life force. Both of these are accepted in many cultures, so nothing new was needed. Currently, Tom lives in the Pacific Northwest where is working on his next book, We All Have Souls and I Think I Can Prove It. wwwcalculatingsoulconnections.com Hosted on Acast. See acast.com/privacy for more information.

Are you hustling for cash flow but secretly terrified of buying the wrong property? What if you're obsessing over the wrong number… and it's killing your returns?In this punchy, numbers-driven solo, Kenny Bedwell (founder, STR Insights) reveals the overlooked metric that separates the real STR winners from the wannabes: ARV (After Repair Value). He breaks down why focusing only on cash flow or gross revenue is the most common — and expensive — mistake investors make, especially as the market shifts in 2026 and beyond. Learn how the savviest investors lock in instant equity, create options, and bulletproof their portfolios… while everyone else chases hype.Don't wait. Listen now to avoid the pain of a dud deal and embrace an approach that gives you more freedom, flexibility, and long-term wealth. There's no fluff here, just the data-driven truth no one else will say out loud.Timestamped Highlights[00:00] The #1 investor mistake that's rarely talked about—are you making it?[00:02:18] Why cash flow worship could backfire: brutal deal math exposed[00:03:45] The California trap: when betting on appreciation costs you real money[00:06:30] The $450k blunder: how over-improving can destroy your exit options[00:10:17] The illusion of “winning”—when high gross revenue is secretly a loss[00:14:21] Why 2026 will punish investors who ignore forced appreciation[00:17:01] Case study: how to engineer instant equity and triple your exits[00:24:47] Scouting for gold: how to spot ARV spreads in crowded markets[00:29:47] The real goal: buying so well, operations become nearly stress-freeMentioned ResourcesPriceLabsAirbnb (smart pricing)Hunter, New York (market example)Important LinksWant us to find the deals for you? https://strinsights.com Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df Instagram – @kenny_bedwellYouTube – Cash Flow PositiveLinkedIn – Kenneth BedwellCash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

In this episode of the Garage Gym Athlete Podcast, Jerred Moon and Dave dive deep into the concept of zone training, focusing on how to effectively utilize heart rate zones for optimal fitness and performance. They discuss the importance of calculating maximum heart rate accurately, emphasizing that understanding your max heart rate is crucial for effective zone training. The conversation highlights the various heart rate zones, from recovery (Zone 1) to high-intensity efforts (Zone 5), and the benefits and drawbacks of each zone. Jerred and Dave also critique the overemphasis on Zone 2 training, arguing that while it is beneficial for building an aerobic base, it should not dominate an athlete's training regimen. Instead, they advocate for a balanced approach that incorporates all zones to enhance overall performance and fitness. Takeaways:  Zone training is essential for improving overall fitness and performance. Calculating your maximum heart rate accurately is crucial for effective training. Zone 2 is important for building an aerobic base but shouldn't dominate your training. Incorporating all heart rate zones leads to better performance outcomes. Zone 3 is often overlooked but can be beneficial for pacing and endurance. Topics:  zone training, heart rate zones, maximum heart rate, aerobic base, fitness performance, Garage Gym Athlete, training methods, endurance training, health and fitness    

Risk gets talked about a lot in investing—and often defined poorly. This week on Rule Breaker Investing, David is joined by Motley Fool analysts Alicia Alfiere and Yasser El-Shimy to walk through his full 25-point risk rating system, a framework he's used for more than a decade to replace vague labels like “medium risk” with something concrete and measurable. Using Etsy and Duolingo as live 2026 case studies, the trio scores each company question by question—covering the business, financials, competition, leadership, and the investor's own willingness to dig deeper. Along the way, listeners get a deeper look at how studying risk is really about studying quality—and how seeing risk clearly with a number is just another way Rule Breaker investors can learn to break the rules…. Companies mentioned: DUOL, ETSY Host: David GardnerGuests: Alicia Alfiere, Yasser El-ShimyProducer: Bart Shannon Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Naugle ( @TheChrisNaugle ) & Caleb Guilliams go head-to-head debating whether you should borrow against your whole life insurance policy to purchase cars and other liabilities. They disagree over the math and opportunity cost, as well as comparing their philosophies behind their positions. Watch the full interview: https://youtu.be/m2goBXyB27M Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 - Introduction 00:18 - Why Use IBC for Cars? 01:35 - Calculating the Cost of Financing vs. IBC 02:24 - Negotiating a Car Price While Using IBC 03:35 - Dealerships Making Money on Financing 04:20 - IBC is a Process 06:06 - Volume vs. Rate 06:34 - The 4% Loan vs. 6% Policy Loan Scenario 07:38 - Chris Disagrees and Explains the APR 09:35 - Modeling the Math (Chris vs. Caleb) 10:48 - Paying Back the Policy at the Bank's Rate 12:33 - Loan Repayment vs. New Premium 13:28 - Opportunity Cost and Capital 15:07 - Disagreement on the Logic 16:24 - Personal Preference for Moving Capital 18:57 - An Alternative Strategy (Leasing and Reinvesting) 20:24 - Consistency in Teaching Money Concepts ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

The first week of the Brendan Banfield murder trial cracked open two very different stories. Prosecutors say this was a calculated plan of deception, timing, and staging that left a wife and a stranger dead in the same bedroom. The defense says the case is built on a deal, a delayed story, and an investigation that didn't challenge its own assumptions. Jurors heard the 911 calls, first-responder accounts, medical findings, and the opening testimony of the au pair at the center of it all. Now the question isn't just what happened, it's who you believe when the evidence starts pushing back. #BrendanBanfield #ChristineBanfield #JosephRyan#JulianaMagalhaes #FairfaxCounty #VirginiaTrial #MurderTrial #TrueCrime #TrueCrimeCommunity #TrialWatch #CourtroomRecap #OpeningStatements #ForensicEvidence #BloodEvidence #DigitalForensics #Catfish #FetLife #AuPair #911Call #CrimeScene #JusticeForChristine #JusticeForJoseph #TrueCrimeYouTube #ProfilingEvilSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Thanks to our partners Promotive and Wicked FileAre you setting sales goals that actually make you more money — or just more tired?What if your biggest growth goal is quietly setting your shop up for failure?In this episode, Hunt Demarest breaks down one of the most common (and dangerous) mistakes shop owners make when planning for growth: setting sales targets without understanding the real constraints behind them.Building on the ideas introduced in Episode 200, Hunt walks through how to set profit-driven goals instead of vanity sales numbers — and how to pressure-test those goals against your people, pricing, productivity, and physical space before they turn into stress, burnout, or shrinking margins.Using real shop examples and simple math, this episode shows how to reverse-engineer a sales target from profit, identify your true limiting factors, and decide whether growth should come from pricing, car count, ARO, staffing, or capacity — not guesswork.What you'll learn…(00:01) Why every shop owner needs a growth goal — and why the wrong one can lead to disaster(03:00) Setting sales goals vs profit goals(05:10) How to work backward from profit into gross profit and sales(06:35) Why sustained 30–50% growth is unrealistic for most auto repair shops(08:25) The danger of planning future years before fixing today's constraints(10:40) Calculating sales targets for profit(13:30) Why labor rate is often the biggest lever — not car count(18:00) How to identify limiting factors in business growth(19:55) Using ARO versus car count to find the least painful path to growth(24:40) How to maximize profitability and resourcesThanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/Remarkable Results Radio Podcast with Carm...

Join hosts David Stone and Susan Weber, along with special guest Clare Lizotte, as they take a deep dive into AI integration best practices for financial institutions. In part one of this three-part series, BerryDunn's experts share insights on: Aligning AI initiatives with overall business strategy and long-term goals Factoring in change management and focusing on data readiness Managing risks such as bias, explainability, and regulatory compliance Calculating risks and developing internal controls for AI use

Cost, quality and time. For you to get the best out of your home design, you must give time to your project in the right way — it makes all the difference in the world. Slow down. Good takes time, excellent takes even more time. When it comes to design, listen to your house, but most importantly, listen to yourself! See omnystudio.com/listener for privacy information.

Cost, quality and time. For you to get the best out of your home design, you must give time to your project in the right way — it makes all the difference in the world. Slow down. Good takes time, excellent takes even more time. When it comes to design, listen to your house, but most importantly, listen to yourself! See omnystudio.com/listener for privacy information.

AI tools are already answering your customers' questions. The real question is, how do you ensure your business is part of those answers?In this episode, we sit down with Sergey Lucktinov, an AI search visibility expert who has spent more than a decade navigating algorithm shifts and rethinking how businesses get discovered online. Sergey breaks down how visibility works in the age of AI and what business owners need to do to make sure their brand is actually being mentioned, not silently skipped. We explore how AI has fundamentally changed SEO. The focus is no longer on keywords and backlinks alone, but on meaning, trust, and whether your content is eligible to be retrieved by AI systems in the first place. Sergey shares how years of surviving major search changes led him to develop Semantic Retrieval Optimization (SRO), a framework built specifically for how AI systems retrieve, evaluate, and surface content today. He explains how to format content so large language models (LLMs) can easily understand and reuse it, and why AI has quietly leveled the playing field, giving smaller companies new opportunities to compete with much larger brands in search. We also break down Semantic Entity Networks (SENs) and how they fit into modern on-page optimization, as well as the biggest mistakes and misconceptions businesses have about LLM optimization.If you want to understand how to increase your visibility in AI search, this episode is a must-listen. Topics Discussed in this episode: How Sergey developed his Semantic Retrieval Optimization (SRO) strategy (02:35)  How AI has transformed SEO and how this affects visibility (06:18) Understanding how to format your content to suit LLMs (08:29) AI has leveled the playing field for smaller companies in search (13:57) Explaining SENs and how they fit into on-page optimization (17:09) The biggest mistakes and misconceptions about LLM optimization (22:11) Cost optimizations you can use to increase your retrieval rate (24:38) Calculating leads and audience size that come from LLMs (30:38) The future of SEO and AI (32:26) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Semantic Vector Sergey's personal site  Sergey's book about semantic SEO, SRO & AI Sit back, grab a coffee, and learn how to dominate AI search visibility!

AI tools are already answering your customers' questions. The real question is, how do you ensure your business is part of those answers?In this episode, we sit down with Sergey Lucktinov, an AI search visibility expert who has spent more than a decade navigating algorithm shifts and rethinking how businesses get discovered online. Sergey breaks down how visibility works in the age of AI and what business owners need to do to make sure their brand is actually being mentioned, not silently skipped. We explore how AI has fundamentally changed SEO. The focus is no longer on keywords and backlinks alone, but on meaning, trust, and whether your content is eligible to be retrieved by AI systems in the first place. Sergey shares how years of surviving major search changes led him to develop Semantic Retrieval Optimization (SRO), a framework built specifically for how AI systems retrieve, evaluate, and surface content today. He explains how to format content so large language models (LLMs) can easily understand and reuse it, and why AI has quietly leveled the playing field, giving smaller companies new opportunities to compete with much larger brands in search. We also break down Semantic Entity Networks (SENs) and how they fit into modern on-page optimization, as well as the biggest mistakes and misconceptions businesses have about LLM optimization.If you want to understand how to increase your visibility in AI search, this episode is a must-listen. Topics Discussed in this episode: How Sergey developed his Semantic Retrieval Optimization (SRO) strategy (02:35)  How AI has transformed SEO and how this affects visibility (06:18) Understanding how to format your content to suit LLMs (08:29) AI has leveled the playing field for smaller companies in search (13:57) Explaining SENs and how they fit into on-page optimization (17:09) The biggest mistakes and misconceptions about LLM optimization (22:11) Cost optimizations you can use to increase your retrieval rate (24:38) Calculating leads and audience size that come from LLMs (30:38) The future of SEO and AI (32:26) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Semantic Vector Sergey's personal site  Sergey's book about semantic SEO, SRO & AI Sit back, grab a coffee, and learn how to dominate AI search visibility!  

Hour 1: Calculating the Commanders potential draft placement / The wide range of gifts that NFL QBs give their linemen for Christmas / Memes for the Commanders offseason

Program notes:0:40 Saturated fat and CVD1:40 When it was reduced in diet only helped in those with high risk2:40 Obesity, diabetes and metabolic syndrome also important3:30 Diagnostic follow up after lung CT4:30 Less intensive than recommended in non-Hispanic blacks5:31 Herpes antiviral and Alzheimer's6:30 Followed for five years7:30 80-90% of population exposed8:30 Change screening criteria for lung ca9:33 Population based study10:30 Calculating pack years11:20 Rolling out through national organizations12:17 End

You set the limit on what God can do in your life. God's definition of what is possible is far different from ours, but too often we settle for what we can map out and understand ourselves. As we read from Mark 6 and John 6, we see the 12 discliples do the exact same thing. But just like Jesus is waiting to do in our lives today, he shows that we can't box a miracle into our own limitations by feeding the 5,000 (and then 4,000 more).

Want a quick estimate of how much your business is worth? With our free valuation calculator, answer a few questions about your business, and you'll get an immediate estimate of the value of your business. You might be surprised by how much you can get for it: https://flippa.com/exit -- Are you running your business, or is it running you? In this episode, we sit down with Alexis Sikorsky, co-founder of Nightscale, who reveals the brutal truth about the "Grind" and the specific strategies he used to exit his banking software company for a massive multiple. If you are a founder stuck at the $5M–$10M revenue plateau, this episode is a masterclass in cashing out. Alexis breaks down the "$50 Million Mistake", a calculation of the money and time he lost by not knowing the secrets of Private Equity earlier, and how you can avoid it. What You'll Learn: The "Fish and Chip" Trap: How Private Equity firms lure founders with high valuations only to chip away at the price during due diligence—and how to stop them. Nominal EBITDA vs. EBITDA: The financial metric that matters more than your bottom line. Learn how "dressing the bride" and identifying add-backs can instantly increase your valuation. The Magic Number: Why a $40M valuation is the specific target for a lifestyle where you never have to touch your capital again. The Due Diligence Reverse Card: How to investigate a PE firm by calling the founders they don't want you to talk to. Escaping the Operator Trap: Why you need to fire yourself from day-to-day operations to make your company sellable. -- Alexis Sikorsky is a seasoned entrepreneur, strategic advisor, and #1 international best-selling author who helps founders and SMEs scale with confidence, make smarter strategic decisions, and prepare for long-term growth and successful exits. Over his career, he has founded, scaled, and led multiple companies, including building and selling a software business to private equity in a nine-figure transaction. He is the founder of Sikorsky Consulting Ltd. and a co-founder of KnightScale Partners, where he works closely with founders as a true operator partner, providing experienced, founder-to-founder guidance on scaling, leadership, and value creation. Holding an EMBA from Oxford University, Alexis blends real-world entrepreneurial experience with strategic insight to help business owners future-proof their companies and navigate critical inflection points. Website - https://www.knightscalepartners.com/ LinkedIn - https://www.linkedin.com/in/alexis-sikorsky-consulting/ -- Time Stamps: (01:11) Surviving the 2008 crash: Losing 75% of revenue overnight. (03:46) The "Unbelievable" Offer: Selling for 11x EBITDA based on a future plan. (06:00) Calculating the $50 Million / 5-Year Mistake. (08:59) When is the right time to sell? (The mathematics of the exit). (14:00) Red Flags: Detecting the "Fish and Chip" strategy. (20:30) How to boost valuation using Nominal EBITDA and non-recurring costs. (27:30) Why you should do M&A earlier than you think. -- The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/

He wasn't inexperienced.He wasn't impressionable.And he wasn't looking for monsters.A t thirty-two years old, this machinist from Lufkin had spent nearly his entire life in the woods. Twenty-five years of hunting experience. Countless nights alone in East Texas backcountry. He'd tracked deer through tangled briar and swamp, crossed paths with black bears, mountain lions, and javelinas, and faced every known predator the region could throw at him.None of that prepared him for the Big Thicket.In November of 1994, a solo five-day deer hunt into one of the most remote and biologically diverse wilderness regions in North America became something else entirely. What began as a routine trip for solitude and game turned into three nights of escalating fear—an encounter that permanently altered his understanding of what the wild is capable of hiding. It began with a footprint.Sixteen inches long. Five clearly defined toes. Pressed deep into creek mud by something far heavier than any known animal in the region.Then came the sounds.Deep, resonant vocalizations that didn't just echo through the trees—they vibrated through his chest. Low, rolling howls. Multiple voices calling back and forth in the darkness. Communicating. Coordinating. That first night, something circled his camp. By morning, tracks were everywhere. Whatever it was had walked within twenty feet of his tent while he sat by the fire, rifle across his lap, convinced he was prepared for anything. He wasn't. When he killed an eight-point buck and hung it two hundred yards from camp, he thought he'd salvaged the trip. He was wrong. Whatever watched him from the tree line wanted that deer. The rope—rated for four hundred pounds—was snapped clean, as if it were thread.The final night brought rocks. Not random. Not accidental. Thrown with intent. Accurate. A clear warning delivered in stone.Then came the whispering. Multiple voices. Just below comprehension. Talking about him. Deciding something. And finally… he saw it. Eight feet tall. Possibly taller. Covered head to toe in reddish-brown hair. Shoulders nearly four feet wide. Arms hanging past its knees. Built like something out of a nightmare—thick through the chest, narrow at the waist, legs like tree trunks.But it was the eyes that stayed with him.Intelligent. Calculating. Eyes that were weighing a decision.It let him leave. But not before destroying his tent.Not before making the message unmistakably clear. This is our land.You don't belong here.Don't come back. He understood. He's never returned to the Big Thicket.

Trees are more than decoration — they're living economic assets, with measurable costs and benefits for cities and neighborhoods. Zachary Crockett takes a walk on the shady side of the street. SOURCES:Geoffrey Donovan, owner of Ash & Elm Consulting.Jana Dilley, urban forester for the city of Seattle.Kathleen Wolf, social scientist, former researcher at the University of Washington. RESOURCES:"Extreme Heat Is Worse For Low-Income, Nonwhite Americans, A New Study Shows," by Deepa Shivaram (NPR, 2021)."US Urban Forest Statistics, Values, and Projections," by David Nowak and Eric Greenfield (Journal of Forestry, 2018)."The role of trees in urban stormwater management," by Adam Berland, Sheri Shiflett, William Shuster, Ahjond Garmestani, Haynes Goddard, Dustin Herrmann, and Matthew Hopton (Landscape and Urban Planning, 2017)."Urban trees and the risk of poor birth outcomes," by Geoffrey Donovan, Yvonne Michael, David Butry, Amy Sullivan, and John Chase (Health & Place, 2011)."Calculating the Green in Green: What's an Urban Tree Worth?," by Gail Wells (Science Findings, 2010)."The Effect of Trees on Crime in Portland, Oregon," by Geoffrey Donovan and Jeffrey Prestemon (Environment and Behavior, 2010). EXTRAS:i-Tree Tools. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ruslan Fakhrutdinov from Extended Perp Exchange talks about building a unified margin across perps, vaults & yield, spot, and an integrated lending market. He explains critical components for a trustless perp DEX such as self-custody and on-chain solvency checks. Ruslan shares his experience with user acquisition programs, the total cost of execution vs. zero fees, and Extended's transparent fee model. We also discuss gauging sustainable product market fit in a post-airdrop environment and the roadmap for cross-asset collateral. Subscribe to the newsletter! https://newsletter.blockspacemedia.com Notes:* Perp DEX market share grew 15-20%* Vault earns up to 1% in liquidations* Using 90% of vault shares as collateral Timestamps:00:00 Start00:03 Ruslan's background01:12 What is Extended?03:14 What must be on-chain?05:55 Perp DEX liquidity07:09 Calculating price of execution09:06 Zero fees, good or bad?13:22 Promotions vs regular users18:32 UX design21:35 Mobile trading apps23:43 Perp DEX aggregators?27:51 Vault system29:50 Estimating Vault risk34:28 End stage Vault design?38:10 Spot market plans?42:46 Validators43:34 Next 5 years46:10 RWA on DEXs47:53 Wrapping assets vs native49:06 Wrap up The Gwart Show is sponsored by Ellipsis Labs. Backed by Paradigm, Electric Capital and Haun Ventures. The founders, Eugene and Jerry, have experienced Citadel Jane Street in the Solana Core team since launching their order book DEX, Phoenix. They've done over $80 billion in trading volume by making onchain order books competitive with centralized exchanges.  Ellipsis is hiring for New York-based engineers. Work with a small focus team who are results driven, collaborative, and use a modern stack. If you're an engineer who wants to work on infrastructure that's already proven itself in the market, go to ⁠⁠ellipsislabs.xyz⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

This Week In Startups is made possible by:Uber -  http://uber.com/twistPilot - https://pilot.com/twistNorthwest Registered Agent - https://www.northwestregisteredagent.com/twistToday's show: Boom is still making supersonic jets but ALSO plans to start selling their turbines as power sources for AI data centers. It's a perfect example of problem-solving on the go and how “the best founders… MAKE IT HAPPEN.”Join us for another insightful VC roundtable episode, featuring special guests Bryan Kim (a16z) and David Clark (Ven Cap).They're discussing why Boom's turbine announcement is about necessity AND opportunity PLUS…- Why we might NOT be in an AI bubble after all- Promoting your startup without spending your entire runway on marketing- Why founders need to be RELENTLESS- Bill Gurley's classic response about Uber's Total Addressable Market- AND LOTS MOREBill Gurley's iconic “Miss By a Mile” post: https://abovethecrowd.com/2014/07/11/how-to-miss-by-a-mile-an-alternative-look-at-ubers-potential-market-size/Link to David's LinkedIn (including the AI Bubble chart): https://www.linkedin.com/feed/update/urn:li:activity:7404139606398443520/Timestamps:(02:11) It's a VC Roundtable with special guests Bryan Kim (a16z) and David Clark (Ven Cap)(03:07) Why Bryan is leading a Series A into learning app Oboe(06:20) Calculating a startup's value to make everyone “somewhat unhappy”(09:19) How Oboe hits a lot of the same metrics that LAUNCH looks for in startups(11:58) Uber AI Solutions - Your trusted partner to get AI to work in the real world. Book a demo with them TODAY at http://uber.com/ai-solutions(12:57) How funds decide when to cash out and lock in some DPI(18:12) When some LPs want to sell and others want to buy…(19:57) Pilot - Visit https://www.pilot.com/twist and get $1,200 off your first year. (24:07) Is the threat of AI job displacement boosting self-improvement apps?(27:37) Why Jason says we're all standing on the shoulders of Bill Gurley(29:46) Northwest Registered Agent - Form your entire business identity in just 10 clicks and 10 minutes. Get more privacy, more options, and more done—visit https://www.northwestregisteredagent.com/twist today!(31:28) Boom's turbine pivot, and why it's about necessity AND opportunity (in that order)(34:14) THE BEST FOUNDERS find a way to make it happen!(39:10) So… are we in an AI bubble? David says NOT NECESSARILY! Checking out the actual metrics.(44:36) We're still SO EARLY in AI… We're still seeing mostly skeuomorphic uses! (It's a real word!)(48:06) William Gibson was right: “The Street finds its own uses for things”(51:11) How AI startups should think about margins(55:58) Why LAUNCH tells founders to “start at the high end”(57:33) Should founders spend a lot of $$$ on marketing in 2025? The panel disagrees!(1:00:05) Momentum vs. Product Release Velocity(1:03:26) It all comes back to the “relentlessness of the founder”(1:05:17) Our panel's hopes and dreams for the coming year*Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.comCheck out the TWIST500: https://twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcp*Follow Lon:X: https://x.com/lons*Follow Alex:X: https://x.com/alexLinkedIn: https://www.linkedin.com/in/alexwilhelm/*Follow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanis/*Thank you to our partners:(11:58) Uber AI Solutions - Your trusted partner to get AI to work in the real world. Book a demo with them TODAY at http://uber.com/ai-solutions(19:57) Pilot - Visit https://www.pilot.com/twist and get $1,200 off your first year. (29:46) Northwest Registered Agent - Form your entire business identity in just 10 clicks and 10 minutes. Get more privacy, more options, and more done—visit https://www.northwestregisteredagent.com/twist today!

In this episode, Adam Roach and Jess Webber explore the theme of overcoming unspoken fears that hinder personal and professional growth. They discuss the importance of recognizing and naming these fears, understanding the costs associated with living in fear, and the power of community support in the journey of overcoming these challenges. Through personal anecdotes and practical strategies, they provide listeners with actionable steps to confront their fears and move forward with confidence.TakeawaysAddressing fears is crucial for personal growth.Fears often stem from past conditioning.Naming fears is the first step to overcoming them.The cost of living in fear can be significant.Community support can help alleviate the burden of fear.Recognizing the difference between fear and reality is important.Journaling can be an effective tool for processing fears.Understanding opportunity costs can motivate action.Sharing fears with others can reduce their power.Taking action is essential to moving beyond fear.Chapters00:00 Facing the Unspoken Fears02:44 Understanding the Nature of Fear05:35 Strategies to Overcome Fear08:35 Identifying and Naming Fears11:34 Calculating the Cost of Living in Fear14:07 The Power of Community in Overcoming Fear16:55 Personal Stories of Fear and Growth19:40 Releasing Fear and Moving Forward

Send us a textCost Segregation can save you tens of thousands, or even hundreds of thousands, in taxes. But here's the problem: most investors have no clue how much they're actually leaving on the table.After personally reviewing hundreds of cost seg studies for our clients at Prosperl CPA, I'm pulling back the curtain and showing you EXACTLY how to estimate your deduction, what drives the numbers up or down, and how much cash this strategy can legitimately save you.Here's what we're covering:• The formula I use to estimate Cost Segregation deductions (backed by hundreds of real studies)• Why short-term rentals (STRs) crush long-term rentals (LTRs) when it comes to cost seg results• How land value, pools, furnishings, and property improvements drastically impact your write-offs• How to calculate your ACTUAL tax savings using your effective tax rate (not just the deduction)• Real client examples and case studies from our practice• How Cost Seg stacks with QBI deductions, tax credits, bonus depreciation, timing strategies, and more for maximum impactThis is the exact framework we use internally at Prosperl CPA to project savings for our clients. If you've been wondering "how much could I ACTUALLY save?", this video answers that question.⭐ Want to Know YOUR Exact Tax Savings Potential?I'm offering free personalized Opportunity Reports where I'll review your tax situation and send you a custom video breakdown showing exactly how much you could save with strategies like:• Cost Segregation• Bonus Depreciation• Short-Term Rental Loopholes• Entity Structure Optimization• And more advanced planning methods

In this episode, "The Metrics Brothers," Growth (Ray Rike) and CAC (Dave Kellogg), dive into a critical challenge for modern SaaS and AI-Native companies: accurately calculating Net Revenue Retention (NRR) in environments that utilize variable pricing models (usage-based, outcome-based, etc.).They begin by defining NRR, emphasizing its importance as a key metric and its high correlation with Enterprise Value-to-Revenue multiples.The brothers then dissect the primary challenge: the absence of traditional Annual Recurring Revenue (ARR) in non-annual contract models. They explore different proxies for ARR, including MRR x 12 and Implied ARR (Quarterly Revenue x 4), and discuss the pitfalls of each, particularly the risk of overstating annual revenue due to seasonality or significant one-time deals.Finally, they offer their preferred, cohort-based method for calculating NRR—the "Snowflake Method" or "Two-Year Look Back"—which compares the current revenue of a specific group of customers (cohort) to their revenue from a year ago. They conclude with a discussion on how this method helps dampen the "noise" and variability inherent in usage-based data when trying to measure expansion and contraction.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Hyatt Points Sale00:20 Calculating the Value of Hyatt Points00:50 Using Rooms Arrow for Redemption Planning02:12 Booking and Verifying Hyatt Redemptions03:35 Maximizing Value with Suite Upgrades07:00 Advanced Strategies for Stretching Points10:15 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Episode Description: While warming up indoors on a snowy day, Max and Molly review their mysterious clues about the POGs—until Max's Alexa begins acting strangely. Decoding a message leads them to the famous toy store, FAO Schwarz, in 1998, where they overhear a secret meeting of sinister toy avatars plotting chaos across time. To stop them, Max and Molly decide they must become… moles. Math Concepts: Division with whole numbers and decimals; Multiplying decimals for cost calculations; Calculating time spans; Sound waves: how speed varies with temperature, medium, and environmental conditions.History/Geography Concepts: FAO Schwarz history (established 1862; cultural significance); Toy history: Tickle Me Elmo, Furbys, Teddy Ruxpin, and Edison Talking Dolls (late 19th-century experimental tech); Reading direction of Asian writing systems (Chinese, Japanese, Korean: historic right-to-left vertical writing).

In this episode, Wade breaks down how "financial sewer backups"—market downturns, emergencies, recessions, and income loss—can blindside families and business owners. He explains why liquidity, cash reserves, and intentional planning are the key to surviving financial crises, protecting your wealth, and finding opportunities when others panic. If you want a practical, no-nonsense guide to building financial resilience and staying secure in uncertain times, this conversation is packed with real-world insight. Episode Highlights 03:01 - Panic and urgency in a crisis. 04:39 - Financial "sewer backup" metaphor. 05:33 - Preparedness in financial adversity. 05:56 - Importance of cash liquidity. 06:38 - Creating financial buffers. 09:57 - Calculating daily expenses and liquidity. 10:27 - Reassessing personal financial security. 11:30 - Building adequate financial reserves. 12:36 - Surviving financial stress events. 13:12 - Opportunities amidst financial crises. Episode Resources sagewealthstrategy.com

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Classic Replay: Medicaid Managed Care – Considerations in Calculating Margin In recognition of National Family Caregivers Month, we're re-releasing this classic episode from June 26, 2017. Dale Hall, Managing Director of Research at the Society of Actuaries, is joined by Steve Siegel, SOA Research Actuary, and Sarah Tepema of Health Care Service Corporation. The conversation explores the SOA's report "Medicaid Managed Care Organizations: Considerations in Calculating Margin in Rate Setting." Listeners will gain insight into how states structure capitation rates for MCOs, how margins are defined and used beyond just profit, and the real-world impacts these margins have on Medicaid programs—especially important for populations relying heavily on caregivers. For more information on this report visit:  https://www.soa.org/resources/research-reports/2017/medicaid-margins/

You quit sex work to try real love with someone half your age. She's sweet but chaotic and rushing to move in. What could go wrong on Feedback Friday?And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in!Full show notes and resources can be found here: jordanharbinger.com/1244On This Week's Feedback Friday:As detailed on episode 1162, you transitioned from sex work, opened yourself to genuine vulnerability, and started dating a much younger Chinese grad student in Japan. She seemed perfect at first — loving, accepting, kind — but red flags started appearing. How did this experiment in radical vulnerability turn out?Your new boss is an award-winning academic genius who's destroying your workplace with delusional AI schemes, forcing everyone back to the office, and trying to rebrand 9/11. For some reason, he "likes" you enough to put you on all his committees. How do you work with a narcissistic visionary who won't listen to reason?You're great at connecting with people but keep hiding your true feelings until relationships fall apart. You just broke up with someone after two years because of dealbreakers you discussed but never enforced. When's the right time to speak up about what really matters to you?Recommendation of the Week: Cotopaxi Allpa Hip PackHow do you distill your life experience, knowledge, and wisdom into advice your surly, hormonal teenaged son can absorb (and overcome the dread of messing it all up)?Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger.Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi.And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors: Quiltmind: Email jordanaudience@quiltmind.com to get started or visit quiltmind.com for more infoDeleteMe: 20% off: joindeleteme.com/jordan, code JORDANSimpliSafe Home Security: 50% off + 1st month free: simplisafe.com/jordanHomes.com: Find your home: homes.comLand Rover Defender: Enter the Defender Trophy competition until November 30th, 2025: landroverusa.com/trophySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The decision to move from a manual to an automated process has historically been a laborious, lengthy, and capital-intensive endeavor. Calculating the return on investment (ROI) of such a project is critical to the decision-making process. Companies beginning their automation journey tend to look at robots as a 1 to 1 replacement for their workforce leading to expensive over tooled and over automated processes. Focusing solely on labor replacement can lead companies to vastly undervalue some of the less obvious cost savings created by the switch to robotics. In this presentation, we will be discussing some of the best practices and common pitfalls to avoid when calculating the ROI of a robotic implementation, including: Efficient system design for a high-mix manufacturing environment Cost benefits from increased production and decreased waste Indirect cost benefits generated from increased worker satisfaction and safety Long term cost savings from greater traceability, product consistency and redeployability  By considering these concepts, we can move toward considering robots as part of an overall process improvement opportunity versus simply as a direct replacement to workers. Doing so brings into consideration improvements to the production environment, increased product quality, and enhanced company profitability. Ultimately a refocused ROI calculation will help companies pivot from mid-line labor expenses to top-line revenue and bottom-line profitability. Speakers: James Shimano: Product Manager, Epson Robots Sponsored by: EPSON Visit https://advancedmanufacturing.org/webinars for more webinars and an interactive experience with visuals.  

Financial planning expert Anjali Jariwala joins Tracy to discuss the unique financial challenges physician practice owners face and why comprehensive planning requires both personal wealth management and business strategy. With her background in tax and financial planning plus personal ties to the physician community, Anjali offers insider perspective on navigating the complex transition from residency to high earnings, building sustainable businesses, and creating alignment between personal values and professional goals.  Click here for full show notes  Is your practice growth-ready? See Where Your Practice Stands: Take our Practice Growth Readiness Assessment  Episode Highlights  The physician financial transition challenge: Why going from minimal resident income to high earnings overnight creates both financial and emotional complications that most physicians aren't trained to handle  Personal before business: Anjali's approach of spending 2-3 months on personal financial planning before touching business finances, and why this sequence creates better long-term alignment  Accountant vs. strategist: The critical distinction between historical accounting and forward-looking financial strategy—and why practice owners need both  Growth barriers decoded: How to recognize when your practice has hit a growth ceiling and what changes are typically needed to break through  The guilt factor: Why physician owners struggle with asking for help or outsourcing tasks, and how to reframe these decisions as strategic investments  Building your professional team: Beyond your clinical team, you need accountants, tax specialists, financial advisors, and attorneys—here's how to leverage them effectively  Know your numbers: Why practice owners must understand their books better than anyone else, even when outsourcing bookkeeping functions  Time as currency: Calculating your hourly rate and using it to make smarter decisions about which tasks to keep versus delegate  Memorable Quotes  "At the end of the day, money is a tool. We have emotions that get tied up in it, but we really need to unwind the emotion from the fact that this is just a tool."  "For many practice owners, your personal finances are so interconnected with the business that I want to have clarity on what you want to achieve personally. So then when I go into the business, we can align everything up to meet those goals."  "Part of it is identifying what are your strengths and where are your weaknesses, and then who are the people that you can plug in to help you with those weaknesses so it's not hindering your ability to grow."  "We spend so much time working in the business because we want to provide good care and take care of our clients and patients, that we don't focus enough time on working on the business."  "There's sometimes feelings of guilt to ask for help. Part of it is really coming at it from a standpoint of: I need help, it's okay to ask for help, and I shouldn't feel guilty about asking for this help because it's going to make my life better, my family's life better, and all the people who work for me better too."  Closing  Anjali's message about releasing the guilt around asking for help really resonates. As practice owners, we often carry this sense that we should be able to handle everything ourselves—but that mindset actually limits our growth and our impact. Whether it's financial planning, operations support, or strategic guidance, building the right team of trusted advisors isn't a weakness—it's how you create a practice that truly thrives.  Bio:  Anjali Jariwala is the founder of FIT Advisors, a financial planning firm serving physicians and business owners across the US. After working with Fortune 500 clients at distinguished firms, Anjali launched her own practice to help clients understand that money is a tool for reaching financial goals—while acknowledging how emotions impact financial decisions. Her expertise in tax and finance has been featured in CNBC, Bloomberg, The New York Times, USA Today, and Business Insider. Beyond financial planning, Anjali is also a children's book author. As a South Asian mom, she wrote Why We Eat With Our Hands to highlight day-to-day cultural traditions and increase representation for children who look like her daughter. Whether through financial advising or children's literature, Anjali is passionate about helping people feel empowered to build the lives they want.  Find Anjali:  Website  LinkedIn  Instagram  See Where Your Practice Stands: Take our Practice Growth Readiness Assessment  Connect With Us:  Be a Guest on the Show  Thriving Practice Community  Schedule Strategy Session with Tracy  Tracy's LinkedIn  Business LinkedIn Page 

AABP Executive Director Dr. Fred Gingrich is joined by Dr. Geoffrey Smith, dairy technical services veterinarian with Zoetis. Calf scours remains a significant cause of morbidity and mortality in beef and dairy calves. Smith reviews his presentation from the 2025 AABP conference in Omaha, Neb. and AABP members can view that presentation on the CE portal by going to this page.  Understanding the pathophysiology of neonatal scours can help veterinarians and producers understand the treatment goals. Calves with scours typically have a metabolic acidosis with hyponatremia, hypokalemia, hypoglycemia and dehydration. It is important to replace the sodium to rehydrate the calf. Smith reviews the IV fluid therapy options including lactated ringers, isotonic sodium bicarbonate, hypertonic saline solution, and hypertonic sodium bicarbonate. Calculating the base deficit can be done with bloodwork but can also be estimated with an estimate of 20 mEq/L in a down calf. Smith also reviews some guidelines for a good oral electrolyte solution which includes 90-130 mEq/L of sodium, glycine for an energy source and to help sodium be absorbed from the gut, an alkalinizing agent such as sodium bicarbonate or sodium acetate, a strong ion difference (sodium plus potassium minus chloride) of at least 60 which is an indication of the fluid's ability to alkalinize the calf.  We also review some of the questions asked at the conference. As we prepare for winter and the next calving season, this episode will help veterinarians and your clients prepare for treating calf scours when our prevention efforts fail. 

In this episode, we sit down with Julia Shanks, consultant, teacher, and author of The Farmer's Office, to talk about the crucial role of business acumen in small-scale farming. We dive deep into financial management practices, routine bookkeeping, using QuickBooks, and how to properly deal with debt as a small farm business owner. Julia stresses that farmers are entrepreneurs who must understand their numbers, especially profit, not just revenue, to create sustainable, fulfilling farms. You'll get loads of actionable advice, relatable stories, and examples of small farm owners who are financially successful and happy. Learn more about Julia's books, courses, and more at The Farmer's OfficeTimestamps[2:47] Contrast of business savvy farmers vs. those who ignore their numbers[6:00] Why frequent financial tracking and setting profit goals are essential. [19:38] Julia's journey from aviation and culinary arts to farm financial consultant.[28:10] Advice for new farmers: starting with a clear desired take-home income. [32:14] Navigating cyclical cash flow and the challenge of building a financial runway. [44:28] Deciding what to grow: prioritizing personal goals over sheer lucrativeness.[1:05:15] Strategies for managing debt stress and scenario planning for investments. [1:10:00] The business pivot: how frequent financial checks enable rapid course correction. [1:26:14] Calculating cost of production (e.g., for a tomato) and factoring in labor. [1:43:23] Rapid Fire Q&ALinks Julia mentionedHow to track POS sales in QuickBooks: https://youtu.be/lZKEdZSXHSA?si=piT11k_9jCbF_7aeUpcoming Excel Templates workshop:www.thefarmersoffice.com/excel Free webinar: How to Grow Your Farm Business: More Profits (Not More Production).https://thefarmersoffice.com/freewebinar/ Quickbooks 7-Day Challenge: https://thefarmersoffice.com/qbo-7day/ SponsorsReal Organic Project: Get Involved. Get Certified. Join the movement to fight the co-opting of organic.New Society Publishing: Use code market25 for 25% off all booksLinks/ResourcesMarket Gardener Institute:  https://themarketgardener.com Masterclass:  https://themarketgardener.com/courses/the-market-gardener-masterclass Newsletter:  https://themarketgardener.com/newsletterBlog:  https://themarketgardener.com/blog Books: https://themarketgardener.com/booksGrowers & Co: https://growers.coHeirloom: https://heirloom.ag/The Old Mill: https://www.espaceoldmill.com/en/Follow UsWebsite: http://themarketgardener.com Facebook: http://facebook.com/marketgardenerinstitute Instagram: http://instagram.com/themarketgardeners Guest Social Media LinksJulia Shanks:Website: https://thefarmersoffice.com/ Book: https://newsociety.com/book/the-farmers-office-second-editionInstagram: https://instagram.com/TheFarmersOffice Facebook: https://www.facebook.com/TheFarmersOffice JM:Instagram: https://www.instagram.com/jeanmartinfortierFacebook: https://www.facebook.com/jeanmartinfortier 

Check out Marek Health at https://marekhealth.com/syatt and get 10% OFF your first order using code: SYATTIn this episode of The Jordan Syatt Podcast, I shoot the breeze and answer questions from listeners with my podcast producer, Tony, and we discuss:- Medicine hesitancy- Calculating calories burned for fat loss- Protein timing for muscle growth- The truth about the "anabolic window"- The difference between building strength and building muscle- Did talking to a menopause expert change my views?- Can I improve my mobility with only 1 training session a week?- New training programs for the Inner Circle- How I handle hiring coaches to design programs for the Inner Circle- My tattoos- And more...Get my FREE Calorie Calculator: https://tinyurl.com/5n9yr4veDo you have any questions you want us to discuss on the podcast? Give Tony a follow and shoot him a DM on Instagram - @tone_reverie - https://www.instagram.com/tone_reverie/ I hope you enjoy this episode and, if you do, please leave a review on iTunes (huge thank you to everyone who has written one so far).Finally, if you've been thinking about joining The Inner Circle but haven't yet... we have hundreds of home and bodyweight workouts for you and you can get them all: https://www.sfinnercircle.com/

Brendon Forrest, Allen Fennewald and Wes Temple from Gorilla 76 show you how to build marketing budgets leadership will approve. Learn to work backwards from revenue goals, calculate cost-per-lead and balance digital versus traditional spend. We'll cover: - Working backwards from revenue goals to determine actual budget needs - Calculating close rates, SQL conversion and cost-per-lead to justify spend - Balancing brand building with demand capture spend - Using digital-first budgeting to show what works - Avoiding mistakes like building budgets in silos and skipping experimentation funds - Tracking expenses throughout the year to strengthen future planning If you run marketing at a manufacturing company this conversation delivers methods for budget planning backed by real data you can defend. For industrial marketers, manufacturing marketing managers and B2B marketing leaders preparing for 2026.

Calculating electrical loads, getting zapped by 277 volts, and savoring the freedom of the skilled trades with Doug Powell, a master electrician. Why are blue-collar professions growing increasingly more attractive? And what are the telltale signs of a hack electrician?Doug runs Lumen Brothers Electric Company with his business partner, Josh.WANT MORE EPISODE SUGGESTIONS? Grab our What It's Like To Be... "starter pack". It's a curated Spotify playlist with some essential episodes from our back catalogue. GOT A COMMENT OR SUGGESTION? Email us at jobs@whatitslike.com FOR SPONSORSHIP OPPORTUNITIES: Email us at partnerships@whatitslike.com WANT TO BE ON THE SHOW? Leave us a voicemail at (919) 213-0456. We'll ask you to answer two questions: 1. What's a word or phrase that only someone from your profession would be likely to know and what does it mean? 2. What's a specific story you tell your friends that happened on the job? It could be funny, sad, anxiety-making, pride-inducing or otherwise. We can't respond to every message, but we do listen to all of them! We'll follow up if it's a good fit.

T5C – Capacitance and inductance terminology and units. Radio frequency definition and units. Impedance definition and units. Calculating power. 37:33

In today's show - a recent Tik Tok video claimed to show young people how to set themselves up to have $4 million at retirement - with some help from their parents in early adulthood. But how can you actually tell how much you're going to have in retirement? We have a new tool that can help.   Also today - There ARE answers to the housing shortage. The technology is there. Clark has always been interested in innovative ways to modernize the way we build housing in the U.S. and shares some promising developments. Calculated Retirement Saving: Segment 1 Ask Clark: Segment 2 Innovative Affordable Housing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investment Growth Calculator - Clark.com How To Retire a Millionaire With a 401(k) Plan in 19 Years How To Use an IRA To Become a Millionaire  /  How To Open a Roth IRA 5 Vacation Scams To Avoid This Travel Season Why Clark Says Everyone Should Have a Dash Cam This Brooklyn apartment complex was built like a Lego set Why Clark Says Prefabricated Housing Is The Future These former Amazon robotics executives just landed $20 million to tackle the housing crisis ⁠/  ⁠Axios:Sweaty paint⁠ To spur construction of affordable, resilient homes, the future is concrete Target Date Funds: Clark's Favorite Retirement Investment Invest & Retire  /  Fidelity Investments Review: Pros & Cons Best 529 College Savings Plans By State Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices