Podcasts about calculating

This is how to analyze a rental property step-by-step in 2026. You don't need to do any complicated math, you don't need to sign up for a course, and you don't need to have previous rental property experience. I've tweaked this process over the past fifteen years of investing to ensure it gets me the best returns possible while being so conservative that it's hard to get it wrong. Today, I'm showing you exactly how to do rental property analysis like a pro, even if this is your first investment property. I took a real property from Zillow to analyze in this episode, using real rent and expense estimates, not made-up numbers to make the cash flow look good. I'll walk through which numbers are crucial to get right, which you can adjust to see if the deal would work in different scenarios, and how to get the seller (instead of you) to pay for some of your costs or lower the price. Every tool I use in this episode is listed below, so use them! In This Episode We Cover How to analyze a rental property, step-by-step in 2026 (with an actual property example) Why you must read the full listing description to find what most investors miss  Calculating after-repair value (ARV) to see how much your property could be worth  The three different ways to estimate rent price (and which is most accurate?) The returns I need to see to move forward on a real estate deal (which metrics matter most) And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠⁠t⁠t⁠ps://www⁠.biggerpockets.com/blog/real-estate-1311. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Green Industry Podcast, host Paul Jamison breaks down Chapters 4 and 5 of his new book, explaining how to calculate your true break-even man-hour rate and why saying "no" to bad jobs is the key to building a highly profitable lawn care business.

Players on Server 11 discovered a development account with its shield down and approximately one trillion Sigma Tritanium sitting inside. They cracked the base, raided it for days, and walked away with what may have been nearly $18 million worth of resources based on pack values. In this episode of Talking Trek Live, DJz breaks down exactly how the raid happened, why the players could never spend the entire haul, and how Scopely plans to repair the economy without punishing the commanders who found the target. Scopely will reclaim much of the unspent resource surplus, but the raiders will keep anything they already used, a meaningful amount of Sigma resources, their historic raiding totals, and an exclusive Legendary Looter title created specifically to commemorate the incident. The show also examines new restrictions being placed on development accounts to prevent another trillion-resource piñata from appearing on a live server. Later, the crew looks ahead to M94, discusses the expanded G4 Ascension Tree and its role in guiding developing accounts, and reviews potential Alliance Tournament rewards. Professor Puttz and Tarpitude analyze the return of Battle Pass choice tokens, including the differences between the free and Elite tracks and the effect of the daily login calendar. Finally, Mad Scientist Jules Verne presents the full Ra'ul Reaver breakdown. The discussion covers refinery conversion efficiency, estimated progression time, cargo capacity, raiding percentages, realistic hourly yields, and whether commanders should use the Amalgam to clear traditional resources before switching to the Reaver for Sigma resources.   01:31 - Welcome to Talking Trek 06:20 - The Secret Server 11 Raid Leaks 07:39 - A Dev Base With One Trillion Sigma Tritanium 09:15 - The Raiders Did It Without the Reaver 11:18 - Calculating the Resource Pack Value 15:46 - How Much Was Injected Into the Economy? 17:02 - A Nearly $18 Million Mistake 18:27 - Could the Raiders Spend the Resources? 23:56 - Scopely's Official Response 24:36 - Resources Will Be Reclaimed 24:56 - The Exclusive Legendary Looter Title 28:16 - What the Raiders Will Get to Keep 34:40 - Cameron Stewart Learns About the Incident 35:37 - New Rules for Development Accounts 49:34 - Why Scopely's Response Worked 58:29 - Is M94 the Real Anthology Arc? 1:00:29 - The New G4 Ascension Tree 1:05:10 - Cameron's Experience With Early Progression 1:18:45 - Alliance Tournament Rewards and Ship Skins 1:39:20 - M93 Battle Pass Choice Token Math 1:45:11 - Free Track Versus Elite Track Value 1:48:15 - Adding the Daily Login Calendar 2:00:07 - Ra'ul Reaver Refinery Breakdown 2:02:13 - How Long Will the Reaver Take to Max? 2:03:39 - The Reaver's Improved Raiding Ability 2:09:19 - How Much Can the Reaver Steal? 2:14:20 - Amalgam Versus Reaver Raiding Strategy 2:15:57 - The Reaver's Best Use Cases

In this live-stream episode, Bryan is joined by Tim DeStasio, John Semmelhack, and Ty Branaman for a deep dive into residential ventilation — the often-overlooked "V" in HVAC. The group opens with quick life updates before launching into a wide-ranging conversation covering the three core ventilation strategies (circulation, extraction, and dilution), how tight home construction changes the ventilation equation, and why there is no single "magic number" that works for every house. A major theme is the physics of pressurization and depressurization. Tim walks through balanced strategies (ERVs and HRVs), positive-pressure approaches using ventilating dehumidifiers, and exhaust-only setups — explaining why exhaust-only, while still code-compliant, is his least favorite option due to the risk of pulling air from crawl spaces, attics, or combustion appliances. Using REDCalc, Tim demonstrates how even modest airflow can swing a tight house's pressure by ten or more pascals, and the group discusses how wind, stack effect, and seasonal conditions constantly change a home's natural air exchange rate. Ty brings a service-focused perspective, emphasizing measurement before intervention — checking CO2, carbon monoxide, and other indicators before jumping to solutions like bigger fans or added dehumidification. He shares real-world stories, including a rental home with elevated CO from an unvented gas range, and stresses that building science problems (duct leakage, poorly placed bath fans, depressurized combustion appliances) often hide behind symptoms that look like simple ventilation shortfalls. Large kitchen range hoods get particular attention: hoods moving 1,200 CFM or more can seriously depressurize a house, and the group discusses code thresholds for interlocked and powered makeup air, along with practical products like the Fantech MUAS. John rounds out the discussion with a walkthrough of a real high-performance home design, showing how an ERV can serve both whole-house outside air and continuous bathroom exhaust, how MERV 16 pre-filtration has become a common upgrade since the 2021—2022 wildfire smoke events, and how an ERV can be configured to boost into a makeup-air role when a range hood kicks on. The episode closes with a look at ventilating dehumidifiers, demand-controlled ventilation, the tradeoffs of leaving blower fans in the "on" position, and recommended resources for anyone wanting to go deeper into building science. Topics Covered The three ventilation strategies: circulation, extraction, and dilution How tight, high-performance construction drives the need for mechanical ventilation Calculating and understanding natural air exchange rates Balanced (ERV/HRV), positive-pressure, and exhaust-only ventilation strategies Using REDCalc to model pressurization and depressurization Why exhaust-only ventilation can create combustion safety risks Designing ventilation with flexibility beyond code-minimum rates Measuring first: CO2, CO, and pollutant levels before choosing a solution Large range hoods, makeup air requirements, and the Fantech MUAS system Passive capture and range hood geometry (corner hoods vs. center islands) A real-world high-performance home ERV design walkthrough MERV 16 pre-filtration for outside air following regional wildfire smoke events Using an ERV in a makeup-air configuration for range hood operation Ventilating dehumidifier strategy and sizing considerations Demand-controlled ventilation and the new ASHRAE 62.2-2025 guidance Risks of leaving blower fans in the "on" position, including duct leakage effects Recommended building science resources: Joseph Lstiburek, Allison Bailes, and TEC classes   Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool Purchase your tickets or learn more about the 8th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.

Mitch McConnell and Lindsey Graham both left Congress abruptly in the middle of July, probably for the same reason, though not confirmed as of the recording of this episode. Both were known foreign assets working against the interests of the voters of both parties.The senior citizens in Congress are starting to drop like flies. Causes range from heart attacks related to the vaccines, or maybe even a Russian missile. Calculating the immense damage caused by these two traitors over the decades, as they schemed from the shadows and colluded with foreign powers, is impossible to quantify. One thing is for certain: Glitch McConnell and Lady G will never be able to betray the American people again.---Macroaggressionswww.Macroaggressions.ioMerch StoreLink Tree Video ChannelsRumble | YouTube | BrighteonActivist PostNewsletter Sign UpAudiobooksHypocrazyThe Octopus of Global ControlSupport Our SponsorsReplace Your Mortgage: www.WipeOutYourMortgageNow.comGround Luxe Grounding MatsC60 Power | Promo Code: MACROChemical Free Body | Promo Code: MACROWise Wolf Gold & SilverLegalShield: www.DontGetPushedAround.comChristian Yordanov's Health ProgramThe Dollar VigilanteNesa's Hemp | Promo Code: MACROAugason Farms

CALCULATING EMPLOYEE LIFETIME VALUE   For decades, talent acquisition has been measured by speed and cost—time-to-fill and cost-per-hire dominated the conversation while the true economic impact of every hire remained frustratingly opaque. Yet as workforce strategy matures into a board-level priority, a critical shift is underway: organisations are finally beginning to quantify what an employee is actually worth over their entire tenure. Employee Lifetime Value (ELTV) represents the holy grail of people analytics—a single metric that captures productivity, revenue generation, retention savings, and cultural contribution from day one to departure. This webinar demystifies the calculation, exposes why most organisations get it wrong, and reveals how TA leaders can use ELTV to transform recruitment from a cost centre into a profit-driving strategic function.   Key Themes We Must Address:   • Defining the Metric – Breaking down the ELTV formula beyond simplistic revenue-per-employee to include performance trajectory, promotion velocity, and knowledge transfer value   • The Data Dilemma – Why HRIS fragmentation, inconsistent performance data, and short organisational memory make accurate ELTV calculations notoriously difficult   • Hiring for Longevity vs. Performance – The tension between selecting candidates with maximum immediate output and those who compound value over years of tenure   • The Cost of a Bad Hire, Revisited – How ELTV reframes traditional cost-of-vacancy models by revealing the exponential drag of underperformers who stay too long   • Segmenting by Role and Level – Why a one-size-fits-all ELTV approach fails, and how to build role-specific models for revenue-generators, innovators, and cultural anchors   • TA's Credibility Currency – Using ELTV projections to secure executive buy-in for longer search cycles, premium candidate experiences, and competitive offer strategies   • The Retention Multiplier – How onboarding quality, manager effectiveness, and development investment directly inflate or deflate ELTV before a recruiter's work is even tested   • Predictive ELTV in Sourcing – Emerging signals and assessment methodologies that forecast lifetime value at the point of application, not just post-hire   • From Metric to Movement – Building organisational accountability around ELTV so that talent acquisition, HRBPs, and line managers share ownership of the full employee journey   Watch this essential discussion to elevate your strategic influence. Mastering ELTV separates transactional recruiters from architects of sustainable workforce value—and the window to lead this evolution is narrowing.     We're on Friday 24th July at 2pm BST. Register by clicking on the green button (save your spot) and follow the channel here (recommended).     Ep397 is supported by our friends at Greenhouse   With application volumes at historic highs, AI claims shaping procurement, and candidate fraud entering the funnel in ways most teams can't track, your ATS decision carries more weight than ever. Download this updated guide from Greenhouse for a practical roadmap to cut through vendor noise, understand true total cost of ownership, and choose the platform your hiring function actually needs.   Download now

Oh, so now Donald Trump cares about air pollution? Go figure. A political party of cockroaches in India? And how Christopher Nolan portrays women in his The Odyssey (spoiler: about as well as you'd expect)See omnystudio.com/listener for privacy information.

Suppose the habits shaping your family's future were set decades before you were born? This episode of Salad with a Side of Fries dives into the real, practical steps behind building generational health and finally breaking cycles of diet culture, stress, and chronic disease.Host Jenn Trepeck unpacks how breaking the cycle begins with honest conversations, family history, and daily choices around hydration, sleep, and stress management (including family meals) that any household can start putting into practice today for lasting, healthy aging.What You Will Learn in This Episode:✅ Why generational health is really about the lifestyle we pass down, not just the genes we inherit✅ How to talk to picky eaters using energizing foods and fuel-based language instead of good and bad labels✅ The real protein needs for growing kids and teens✅ How modeling healthy behavior around stress, screens, and family meals teaches kids more than any lecture or ruleThe Salad With a Side of Fries podcast, hosted by Jenn Trepeck, explores real-life wellness and weight-loss topics, debunking myths, misinformation, and flawed science surrounding nutrition and the food industry. Let's dive into real-life wellness and weight loss, including drinking, eating out, and skipping the grocery store.TIMESTAMPS:00:00 Why life expectancy is dropping and how generational health can reverse that trend07:06 Breaking the cycle of childhood diet rules, sneaking treats, and food restriction08:56 How family history of disease and epigenetics shape the lifestyle patterns we pass down15:13 The six human foundations behind every healthy lifestyle17:17 Nutrition tips for handling picky eaters using fridge first and energizing food language21:23 Calculating real protein needs for growing kids and teenage athletes based on body weight29:12 Modeling calm, stress management, and the importance of connection and community33:27 How GLP-1 medications are quietly reshaping shared meals and family food culture40:02 Using screen time and modeling to teach kids healthy, generational health habitsKEY TAKEAWAYS:

For many retirees, their home isn't just a place of comfort, it's one of the largest assets on their balance sheet. However, beyond the emotional value and the years of accumulated equity, there's an often-overlooked reality: selling your primary residence can bring an unexpected tax bill. If you're contemplating a sale or want to ensure you're planning wisely, understanding the IRS's primary residence capital gains exclusion is essential. On the show this week, I break down what this exclusion means, who qualifies, how to maximize its benefits, and the critical planning steps to avoid a nasty tax surprise.   You will want to hear this episode if you are interested in... [00:00] Understanding capital gains exclusion [03:52] Capital gains exclusion requirements [07:40] Reducing taxes on home sale [11:31] Calculating capital gains tax [14:57] Impact of capital gains on IRMAA   The Primary Residence Capital Gains Exclusion Thanks to the IRS, many homeowners can exclude a substantial portion of the capital gains realized from the sale of their primary residence. Single tax filers can exclude up to $250,000 of gains while married couples filing jointly enjoy up to a $500,000 exclusion. In practical terms, this means if your gain from selling your home stays within these thresholds, you may owe no federal tax on that profit.   Who Qualifies for the Exclusion?  Before assuming you'll benefit from this significant tax break, it's important to meet all IRS requirements:   1. The Ownership and Use Test: You must have lived in the home as your primary residence for at least two of the five years preceding the sale. These years don't need to be consecutive, but they must total at least 24 months within the five-year window.   2. Exclusion Frequency: You cannot have claimed the exclusion on another home sale within the past two years.   3. Acquisition History: The property generally cannot have been acquired through a 1031 like-kind exchange in the previous five years.   Special Rule for Widows and Widowers: If you've recently lost your spouse, you may still qualify for the full $500,000 exclusion if you sell within 24 months of your spouse's passing, don't remarry during this period, and have satisfied the other ownership and use requirements.   Why More Homeowners Now Face Capital Gains Taxes Home values have seen record appreciation over the last three decades, but the exclusion thresholds haven't changed since 1997. A homeowner who bought in their 20s or 30s might now find that decades of appreciation have pushed them well beyond the exclusion limits—and into taxable territory. If your gains surpass the exclusion, any additional gains are taxed either as short-term (if you've owned the home for a year or less) or, more commonly for longtime owners, as long-term capital gains (taxed at 0%, 15%, or 20% depending on your income).   Maximize Your Savings: Track and Increase Your Cost Basis One of the most effective strategies to reduce your taxable gain is to properly track and boost your home's cost basis. Your cost basis starts with your original purchase price and is increased by certain acquisition costs (settlement fees, title insurance, legal fees, etc.). Most importantly, capital improvements—such as room additions, roof replacement, major kitchen or bath remodels, or HVAC system upgrades—can be added. Routine maintenance and minor repairs generally don't increase your basis, so keeping thorough records of major projects and associated costs is crucial. Medicare Premiums and Tax Strategy Selling your home and realizing a large capital gain may bump you into a higher Medicare premium bracket, known as IRMAA, which can affect your Part B and Part D premiums a couple of years after the sale. This makes it essential to coordinate a home sale with your overall income strategy and consult both a financial advisor and CPA before listing your home. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  National Association of REALTORS® Avoid These 7 Scenarios to Keep Your Medicare Premiums Lower In Retirement #313 2026 Medicare Part B Premium Surprises, #282  7 Ways to Lower Your Income and Avoid the IRMAA Medicare Surcharge, #142      Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

Ever wondered what separates top-performing dealership parts departments from the pack? On this high-energy episode, Kaylee Felio brings gritty, actionable clarity to inventory management, smarter pricing, and the realities of working with your DMS. Packed with pragmatic advice and real-world examples, this session is all about giving parts managers the tools, support, and confidence to fix the foundation, turn inventory faster, and stop making inventory a guessing game.From the power of daily sales reporting to avoiding the traps of obsolete inventory, Kaylee Felio covers the core habits and strategies the most successful teams use—plus, she isn't shy about naming which DMS platforms offer real advantages (and where others fall flat). Whether you're looking to reduce obsolescence, boost profitability, or finally get your arms around all those so-called “protected parts,” this episode delivers the tactical details you need to stock smarter and stay growth-focused.--------------------------------------------TakeawaysConsistent, Proactive Training & Reporting Sets Winning Departments Apart.Your DMS Can Be a Co-Pilot—Or a Roadblock—Depending on How You Use It.Obsolescence Isn't Inevitable—But It Takes Grit to Fix.Chapters00:00 Encouraging audience questions06:29 Managing staff shortages07:55 Scheduling and optimizing short meetings12:42 Issues with store migration data16:11 Retail sales report insights20:55 Retail pricing and markup strategy23:16 Managing product pricing and profit margins27:24 Challenges in Inventory Management30:40 Analyzing dealership inventory levels33:48 Managing obsolete inventory strategies37:49 Analyzing inventory turnover rates41:29 Forecasting obsolete inventory growth46:18 Dealing with obsolete inventory49:57 Honda's SRA and Inventory Management50:52 Calculating true terms in inventory54:14 Inventory management strategies53:20 Techyon's dealership strategy and pricingKaylee FelioLinkedIn: https://www.linkedin.com/in/kayleefelioWebsite: https://www.partsedge.com

Have you ever wondered whether a marketing expense is actually worth the money? In this episode, we explore three financial metrics every pet care business owner should understand before making decisions: client lifetime value, profit margin, and cost per visit. We discuss how these numbers remove guesswork from marketing, pricing, hiring, and growth decisions. We also explain how operational efficiency directly impacts profitability and long-term sustainability. By the end, we encourage you to calculate just one of these metrics so you can begin making more confident, data-driven decisions in your business. Main topics: Calculating client lifetime value Understanding profit margin percentages Measuring cost per visit Smarter marketing investment decisions Improving operational efficiency Main takeaway: "If you're not profitable at one visit, you won't be profitable at a thousand visits." Growth doesn't solve broken systems—it amplifies them. Before chasing more clients, more employees, or more marketing, make sure you understand what each visit actually costs your business. When you know your numbers, you stop guessing and start making decisions that build a business capable of serving clients, supporting your team, and lasting for years. Links: Check out our Starter Packs See all of our discounts!

Inflation affects almost every part of the economy — from food prices and wages to pensions, mortgages, and central bank policy. But how is inflation actually calculated? In this episode, Skip Montreux and Dez Morgan look at the Consumer Price Index, or CPI, and explain how governments measure changes in the cost of goods and services over time. They start by explaining CPI, one of the main figures used to measure inflation. Dez explains how the Office for National Statistics in the UK tracks the price of a representative basket of goods and services. This basket includes many things people commonly buy, such as groceries, clothes, transport, household items, and services. Skip and Dez then discuss how this basket changes over time. The items are updated every year to reflect changes in consumer habits and lifestyles. This year, items such as hummus, alcohol-free beer, pet grooming services, and motorhomes were added to the UK basket, while premium lager bought in a pub was removed. Next, they look at why accurate inflation data is so important. CPI can influence pension increases, wage negotiations, and central bank decisions. If inflation is above a target level, a central bank may raise interest rates, which can affect mortgages, credit cards, and economic growth. Finally, Skip and Dez discuss some of the more complicated methods used in inflation calculations. These include substitution, Chained CPI, Owner's Equivalent Rent, and hedonic adjustments. These methods can be controversial because they raise an important question: should inflation measure only what people spend, or should it also consider changes in product quality? This episode helps listeners understand how inflation is calculated while building practical Business English skills. In this episode, you will learn: How CPI is used to measure inflation. What a representative basket of goods and services means. Why the CPI basket changes as consumer habits change. How CPI can affect pensions, wages, interest rates, and central bank policy. What substitution, Chained CPI, Owner's Equivalent Rent, and hedonic adjustments mean. Why some people are skeptical of how inflation is measured. Do you like what you hear? Become a D2B Member today for to access to our -- NEW!!!-- interactive audio scripts, PDF Audio Script Library, Bonus Vocabulary episodes, and D2B Member-only episodes. Visit d2benglish.com/membership for more information. Follow Down to Business English on Apple podcasts, rate the show, and leave a comment. Contact Skip, Dez, and Samantha at downtobusinessenglish@gmail.com Follow Skip & Dez Skip Montreux on Linkedin Skip Montreux on Instagram Skip Montreux on Twitter Skip Montreux on Facebook Dez Morgan on Twitter RSS Feed

In this episode we share our insights on aiming techniques for archery, whether you're hunting or shooting targets. This episode covers systematic methods, equipment considerations, and how to adapt your aiming system to different scenarios to improve accuracy.In this episode:The importance of a consistent aiming system for accuracyDifferences between hunting and target archery aiming methodsHow equipment choices like peep size and sighting systems influence aimingAdjustments for shooting angles, distances, and environmental variablesCommon mistakes and how to correct them for better impactThe role of mental focus, breathing, and technique during an aiming shotPractical tips for practicing aiming in various hunting setupsThe significance of actually analyzing shot impacts and adjusting accordinglyTimestamps:02:19 - Target shooters vs. hunters: aiming differences04:23 - The big drift when switching from static to 3D and hunting scenarios06:17 - How mechanics and consistency impact aiming accuracy08:12 - Common aiming mistakes during hunting setups09:47 - Gravity effects when aiming up or down11:33 - How to align your sight or pin effectively14:06 - Multiple sight setups and choosing your aiming method16:53 - Proper peep size for visibility and accuracy in low light18:32 - The importance of method consistency and avoiding switching aiming techniques20:07 - Adjusting your aim after drawing and during aiming process23:33 - Key focus points: bubble and target focus24:23 - The importance of focusing on the target versus the pin26:23 - Picking a specific spot on the target or animal28:02 - Watching the arrow in flight to confirm your aim29:40 - Common aiming issues in high-stress hunting scenarios32:39 - The effects of pin alignment and aiming distractions34:38 - Visualizing the arrow's path with a target ball analogy37:03 - Calculating angles for optimal shot placement38:09 - Practicing shooting from various hunting positions40:04 - Consistent step-by-step aiming process for reliable results42:25 - The significance of matching practice conditions to real hunting scenarios43:22 - Effects of glasses, sunglasses, and eye protection on aiming48:16 - Maintaining consistent sighting and aiming systems over time50:31 - Special event announcements and niche gear like challenge coins52:30 - Upcoming podcast topics including releases and equipment choices54:41 - Final reminders for upcoming archery events and coaching opportunitiesOur next event at the shop will be Tomorrow July 11th. We will be setting up sight tapes using precision cut and the lab radar absolutely free, as well as doing some coaching and lots of other one on one instruction. Email or call the shop for more information:SilverBirchArchery - (570) 491-8166113 Rt 6, Milford, Pennsylvania 18337Hours: Tuesday - Saturday: 10am - 6:30pmSunday: 12pm - 5pmDon't forget to subscribe and leave comments. Your progress begins with deliberate practice and a calm mind. Reach out for coaching, training, or just to share your journey!Here are some links to stay up to date with us:Our YouTube Channel: https://youtube.com/highpowerarcheryMy facebook link: https://www.facebook.com/AngelGarciaArcheryCoachHigh Power Archery Instagram: https://www.instagram.com/highpowerarchery/Jonathan's Instagram:@silverbirch_viking

Dr. Don Parry brings Hebrew precision and prophetic testimony to Elisha's miracles, tracing an unmistakable portrait of Jesus Christ from poisoned stew to resurrected bones, and connecting ancient temples and the Dead Sea Scrolls to the living Restoration.SHOW NOTES/TRANSCRIPTSEnglish: https://tinyurl.com/podcastOT228ENFrench: https://tinyurl.com/podcastOT228FRGerman: https://tinyurl.com/podcastOT228DEPortuguese: https://tinyurl.com/podcastOT228PTSpanish: https://tinyurl.com/podcastOT228ESYOUTUBE: https://youtu.be/AwqDQfW_grQFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook WEEKLY NEWSLETTERhttps://tinyurl.com/followHIMnewsletter SOCIAL MEDIAInstagram: https://www.instagram.com/followHIMpodcastFacebook: https://www.facebook.com/followhimpodcastTIMECODE0:00 - Part 2 - Dr. Don Parry2:17 Naaman: mighty man of valor and leper4:24 The little captive maid and testimony under pressure7:04 Dead Sea Scrolls and Dr. Parry's testimony of how he joined the team9:21 Naaman dips in the Jordan seven times11:43 Seven dippings and chiastic structure and biblical numerology13:43 Leprosy in Hebrew scholarship and Jesus referencing Naaman15:44 Gehazi's greed and leprosy as a consequence18:51 2 Kings 6: horses and chariots surrounding Dothan21:05 Elder Holland says heavenly armies are real24:02 Calculating the scale of the heavenly hose and Elisha and the blinded army28:11 Elisha's bones raise the dead and resurrection as a type of Christ31:19 Four principles to study scripture33:20 Dr. Parry's Preserved in Translation - Hebrew structures in scripture36:20 Liken the scriptures38:47 Dead Sea Scrolls and Isaiah–Essene connections to the Book of Mormon41:30 Doctrine matters44:03 Scripture brings light and hope49:09 30 correspondences between ancient and modern temple51:37 Church activity points to the temple and to Jesus Christ53:48 Joseph Smith as prophet and seer56:44 Closing testimony of Jesus Christ58:04 End of Part 2 - Dr. Don ParryThanks to the followHIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish TranscriptsAmelia Kabwika: Portuguese TranscriptsHeather Barlow: Communications DirectorSydney Smith: Social Media, Graphic Design "Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com

Show notes: (0:00) Intro (1:22) Justin Donald's early career and first business lessons (4:29) Defining financial freedom and passive income goals (6:34) Calculating survival, lifestyle, and ideal income (9:06) Choosing family time over constant work (16:01) Using real estate to create financial freedom (21:49) Why real estate is a strong wealth-building path (24:37) The danger of too much leverage (31:20) How Justin's team reviews deals and avoids red flags (41:12) Where to find Justin's book, podcast, and resources (45:15) Outro Who is Justin Donald?   Justin Donald is the founder of The Lifestyle Investor, a financial education company that teaches entrepreneurs, executives, and investors how to build wealth through passive income, cash flow investing, real estate, private deals, and smart deal structure. He is the #1 bestselling author of The Lifestyle Investor: The 10 Commandments of Cash Flow Investing for Passive Income and Financial Freedom and is known as the "Warren Buffett of Lifestyle Investing" for helping people grow their money without creating another full-time job. Connect with Justin:   Website: https://lifestyleinvestor.com/ LinkedIn: https://www.linkedin.com/in/justinwdonald/ IG: https://www.instagram.com/justindonald/   Grab a copy: The Lifestyle Investor   Tune in to his podcast: The Lifestyle Investor – Investing, Passive Income, Wealth Links and Resources: Peak Performance Life  Peak Performance on Facebook Peak Performance on Instagram

​Imagine spending just $75 on a lead and walking away with over $77,000 in pure profit. In this action-packed episode, Brent Daniels is joined by Carey Howard, a real estate powerhouse who transformed major personal setbacks into a thriving business that now closes a deal a day! Carey completely breaks down his innovative "Liger" method, a masterclass in blending wholesaling with novations by going on title with the seller, doing light base-level rehabs, and selling for top retail dollars. Stop overcomplicating your sales process and start serving sellers with custom solutions that pay off big. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:30) From a kidney transplant and quitting a bank job to taking a leap into real estate(2:34) The ultimate servant's heart and that is turning a $75 statewide lead into a $77,000 profit(4:48) Generating a deal a day on a $10k–$20k monthly marketing budget(5:56) The "Liger" strategy, by blending wholesaling and novations for maximum profit margins(7:27) Why giving property owners three distinct options dramatically increases your close rate(9:32) How bringing an overgrown property up to "base level" yielded a massive $87,000 win(12:42) Calculating offers based on as-is comps instead of ARV(15:18) Bypassing the due-on-sale clause by taking the deed into a trust with 10% beneficial interest(17:46) The ultimate advice from Pastor Tom(20:18) Navigating the unique challenges of entrepreneurship and the importance of a supportive partner----------Resources:Property LeadsCloser ControlWholesaling LaunchTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

Spousal support in Ontario depends on entitlement, income, relationship length, and financial need. This podcast explains how support may be calculated, why disclosure matters, and how child support or agreements can affect obligations. Click here to learn more with Pace Law Firm. Pace Law Firm City: Toronto Address: 191 The West Mall Website: https://pacelawfirm.com

Has Micron's earnings report changed the outlook for semiconductor stocks and the broader artificial intelligence trade? With expectations running exceptionally high following a massive rally in chip stocks, investors are looking beyond headline numbers to what Micron's results and outlook may reveal about future demand, pricing power, and earnings growth across the industry. Lance Roberts & Michael Lebowitz discuss what Micron's report means for semiconductor stocks, market leadership, and the next phase of the AI-driven investment cycle. Here's a topical rundown of today's show: 0:00 - INTRO 1:05 - Economic Data Preview & Trump's Gasoline Gaffe 7:00 - Narrow Market Rally Obscures Underlying Weakness 13:02 - Micron Recap 16:32 - Nvidia vs Micron - Comparing the Fundamentals 20:26 - When Will Demand Slow or Supply Catch Up? 21:57 - "Your High Margin is My Invitation" 25:22 - The Law of Large Numbers Will Eventually Apply 28:58 - Calculating the Risk 30:32 - Crude Oil Pricing vs Gasoline 33:04 - Economic Data Preview - What Will Markets Do? 37:27 - Will CPI, PPI Indicators Matter to the Fed Now? 40:54 - Bonds Look Like Gasoline Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Hu6OW8jg_XE ------- Watch our previous show, "Q&A Wednesday: What's Really Driving This Market? " https://youtube.com/live/b7C0L0Sd2mU ------- Watch today's "Before the Bell" feature, "Semiconductor Rally Hides Market Weakness" here: https://youtu.be/iT0t1C5puiE ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed's “Forward Guidance” https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Semiconductors #Micron #Investing #MarketOutlook #Micron #ArtificialIntelligence #Investing #Gasoline #CrudeOil

Has Micron's earnings report changed the outlook for semiconductor stocks and the broader artificial intelligence trade? With expectations running exceptionally high following a massive rally in chip stocks, investors are looking beyond headline numbers to what Micron's results and outlook may reveal about future demand, pricing power, and earnings growth across the industry. Lance Roberts & Michael Lebowitz discuss what Micron's report means for semiconductor stocks, market leadership, and the next phase of the AI-driven investment cycle. Here's a topical rundown of today's show: 0:00 - INTRO 1:05 - Economic Data Preview & Trump's Gasoline Gaffe 7:00 - Narrow Market Rally Obscures Underlying Weakness 13:02 - Micron Recap 16:32 - Nvidia vs Micron - Comparing the Fundamentals 20:26 - When Will Demand Slow or Supply Catch Up? 21:57 - "Your High Margin is My Invitation" 25:22 - The Law of Large Numbers Will Eventually Apply 28:58 - Calculating the Risk 30:32 - Crude Oil Pricing vs Gasoline 33:04 - Economic Data Preview - What Will Markets Do? 37:27 - Will CPI, PPI Indicators Matter to the Fed Now? 40:54 - Bonds Look Like Gasoline Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Hu6OW8jg_XE ------- Watch our previous show, "Q&A Wednesday: What's Really Driving This Market? " https://youtube.com/live/b7C0L0Sd2mU ------- Watch today's "Before the Bell" feature, "Semiconductor Rally Hides Market Weakness" here: https://youtu.be/iT0t1C5puiE ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed's "Forward Guidance" https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Semiconductors #Micron #Investing #MarketOutlook #Micron #ArtificialIntelligence #Investing #Gasoline #CrudeOil

Are you tired of clients telling you that your recruitment fees are too high? In this episode, we break down why you should never defend your price tag and what you must do instead to win the business. When a client pushes back on your fee, they are usually comparing it to two flawed metrics: the perceived "free" cost of doing nothing or the price of a cheaper agency. It is time to change the number they use to judge your worth!What You Will Learn in This Episode:The "Dripping Tap" Trap: Discover why an unfilled vacancy is like a slow leak that quietly drains massive resources from a business, making the cost of doing nothing far more expensive than your fee.Behavior Driven by Fees: Understand why a low contingent fee simply buys a rushed race for CVs, whereas a higher retained fee guarantees research, exclusivity, and true accountability.Results vs. Chance: Learn how to reframe the client's mindset so they realize they are not choosing between different price points, but between a guaranteed outcome and a risky gamble.Calculating the Real Cost: Actionable strategies to make hiring managers calculate the exact weekly financial impact of an empty seat, instantly making your fee look like a minor, necessary investment.Stop losing out to cheaper competitors and stop letting clients believe that delaying a hire is free. Tune in to learn how to take control of the conversation, because the expensive thing is never your fee it's the wrong outcome!

When we calculate how close we can get to sin, compromise slowly reshapes our convictions and hearts—but God's mercy can still rescue us when we choose surrender over compromise and return to Him.

Perpetual pain is a two-time taker, taking from both the body and the mind. Physically, pain takes away the freedom of living life without making mini-choices regarding daily activities, knowing there will be a price to pay either way. Mentally, it takes the joy of good times and makes bad times worse. Listen to legendary trial attorney Keith Mitnik discuss: Defining 'suffering' and the mental fallout from pain Calculating the value of suffering How negligence and a dismissive defendant impact suffering Have a case you think Keith and his team can handle? Send an email to Keith directly: KMitnik@forthepeople.com  Have a case your firm doesn't handle? Our team is here to help! We hand out hundreds of referral fee checks a month $$$ If you think you have a case for us you can send it to  ▶ TheMorganConnection@ForThePeople.com  More great content here: https://www.themorganconnection.com/ Season 2 - Episode 4

Send us Fan MailWelcome to our new 8-part series focused on building long-term wealth through smarter retirement investing strategies. Throughout this series, we'll explore how investors can use retirement accounts to invest beyond traditional stocks and bonds and take advantage of opportunities in multifamily real estate investing.The Laurens will be joined by Pat Poling from Mara Poling and we'll break down the concepts, strategies, and potential benefits of retirement account investing in a practical, easy-to-understand way.Over the course of this series, we'll cover:Investing with Your Retirement AccountDiversificationHow to Invest Using a Retirement AccountCompounded Returns Investing in Multifamily Real EstateInvesting in Multifamily Real Estate with Your ROTHCutting Your Taxes 50% to 70% or MoreThose “Other” TaxesLong-term Multifamily Real Estate InvestingWhether you're just getting started or looking to better understand how retirement accounts can be used to create passive income and long-term financial growth, this series is designed to help you think differently about investing for the future.Be sure to subscribe and join us each week as we continue the conversation and dive deeper into each of these topics.To learn more, visit Mara Poling or email Pat directly at pat@marapoling.com.

Are you prepared to smash your watch and enter the hustle season? In this episode, Brent Daniels breaks down the exact, un-sugarcoated math of using a cold calling center to land your first wholesale deal. If you are operating on a marketing budget under $2,000 a month, this is your blueprint. Brent reveals the precise numbers you need to know: 15,000 phone numbers, 1,000 contacts, and 100 leads to close one deal.But it doesn't stop at generating leads. Brent explains why outsourcing your follow-up too early is a fatal mistake, detailing the aggressive "triple tap" sequence you must use to convert those 100 leads into massive paydays. Featuring incredible case studies, including a $137,000 deal from a single cold call, this episode proves that while the volume is high, the ROI is absolutely bananas. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:32) Why your first 90 days in real estate must be treated as the ultimate "hustle season"(2:35) The exact metrics for hiring a call center (15,000 numbers, 1,000 contacts, and 100 leads)(4:30) Calculating the upfront costs and expected hours required to close one cold call deal(6:11) Why outsourcing your lead follow-up too early will absolutely destroy your business(7:23) Understanding the realistic 90 to 120-day sales cycle for cold call leads(9:35) "Triple tap" follow-up sequence and how to engage a brand new lead in the first 48 hours(12:59) How Brandon Morales turned one cold call lead into a $137,000 wholesale fee(14:43) Securing an $83,000 wholesale fee on a hoarder property in just two days(16:36) The 5-step roadmap from finding your tribe to firing yourself and buying assets----------Resources:Wholesaling Launch BookCall GeeksDealMachineCEO Pulse CRMInstagram: @realbrentdanielsTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

“There are three ways you’re going to get compensated from your business. One is W-2 Salary. Two is K-1 distributions. Three is other benefits.” – RJon Robins, author of Profit First for Lawyers How profitable is your law firm? The answer might be more complicated than what shows up on your P&L statement. In this third part of our seven-part financial literacy series, we revisit a topic from season one: Total Owner Benefits. A topic of such importance that it has an entire chapter devoted to it. Listen in as RJon takes a law firm owner through an exercise to calculate the true value they are receiving from their firm. Beyond the Bottom Line RJon poses a powerful question: Would you rather own Firm A (making $1M but working 70-hour weeks doing work you hate with no vacations) or Firm B (making $500K working 50 hours doing meaningful work with real time off?) Your banker might say Firm A is more profitable, but which would contribute to your family’s happiness more? The Real Math In the 2019 workshop, RJon shows how a business that appears to have a 20% profit margin actually delivers 38% in Total Owner Benefits when you account for all three components (W-2 Salary + K-1 distributions + Other benefits). The difference is dramatic and changes everything about how you evaluate your firm’s true profitability. Understanding Total Owner Benefits reveals the value your business is actually providing you with. Action Steps Follow along with your numbers during the exercise to discover your Total Owner Benefits Then ask yourself: What is my law firm actually giving back to my life? If you don’t like the answer, pick one small thing to change Next Time: Join us for Part 4 where RJon walks law firm owners through normalized salary calculations. This is an eye-opening episode you won’t want to miss. So be sure to subscribe to the Profit First for Lawyers podcast. Resources Mentioned Financial Literacy Series: Part 1 – You’re Not Bad with Numbers Part 2: Understanding the Stages of a Law Firm’s Growth Chapter 9: Total Owner Benefits (pages 73-87 in the Profit First for Lawyers book) Season 1: Total Owner Benefits episode Connect Subscribe to the Profit First for Lawyers podcast Watch episodes on YouTube And most importantly, order your copy of Profit First for Lawyers today!

The voice won't stop. The food calculations. The weight obsession. The constant mental chatter that's been your unwelcome companion for years—maybe decades. If you've tried therapists, treatments, and programs but still feel trapped by eating disorder thoughts, this episode is your breakthrough moment. Today you'll discover: The 2 words that can silence your eating disorder voice TODAY Why saying "no more" to excuses changes everything How to evict the voice that's been living rent-free in your brain The identity shift from tolerating to terminating disordered thoughts Why you're never too old to reclaim your life Specific strategies to stop negotiating with the disorder voice For the woman who's done living this way and ready to get her mind back. THE BRUTAL REALITY You've tried everything: Therapists, programs, meal plans, books, podcasts. Yet here you are: Calculating calories at your daughter's birthday party Avoiding restaurants because menus feel like minefields Letting the scale determine if you deserve to feel good today Living with constant food noise that never stops You're exhausted—not just from behaviors, but from the relentless mental chatter about food, weight, and what you can eat next. You wonder if other women your age who seem effortlessly free will ever be you. THE TWO WORDS: "NO MORE" Most women say "no more" to food, their body, taking up space. I'm talking about saying "NO MORE" to the voice running your life. The identity shift: Step behind the identity of the woman who no longer tolerates this voice living rent-free in her brain. You don't tolerate nonsense anywhere else—why are you allowing this disordered voice to be your most demanding tenant? Time to serve an eviction notice. NO MORE "I CAN'T" Stop saying: "I can't eat that" "I can't skip my workout" "I can't trust my body" Start saying: "I choose not to right now" (choice vs. restriction) "I'm learning to trust my body" (growth vs. impossibility) "I'm exploring what feels good" (curiosity vs. fear) "I can't" keeps you small. "I'm choosing" gives you power. NO MORE "I'M TOO TIRED" You're not too tired to recover—you're exhausted from fighting the wrong battle. You've been fighting: Your body instead of for your body Food instead of for nourishment Yourself instead of for yourself The woman who's free redirects that energy toward healing, not controlling. NO MORE "WHAT IFS" Stop asking: "What if I gain weight?" "What if people notice?" "What if this doesn't work?" Start asking: "What if I stay exactly here for 5 more years?" "What if I miss life events obsessing over menus?" "What if I spend my golden years counting calories instead of making memories?" The "what ifs" that should terrify you are about wasting more precious life. NO MORE "I'LL DO IT LATER" You know the truth about "someday"—it doesn't exist. You've been saying "someday" for how long? One year? Five? Twenty? Recovery doesn't happen in perfect timing. Recovery creates perfect timing. NO MORE AGE EXCUSES "I'm too old to change." "I should have figured this out by now." "It's too late for me." Truth: You are never too old to reclaim your life. Age doesn't disqualify you from healing—it makes you wiser about what matters. The woman at 25 who recovers and the woman at 55 who recovers both get the same prize: their life back. THE EVICTION NOTICE Write this to your eating disorder voice: "Dear Eating Disorder Voice: Your lease is up. You've been living rent-free in my brain for [X] years, but your tenancy ends today. You are no longer welcome here. Signed, The Woman Who Says No More." KEY QUOTES

Send us Fan MailOn Episode 95 of The Plant Movement Podcast, Keith Crouse of Howard and Son Farms returns for his second appearance on the show to share a practical, no-nonsense look at what it takes to build a nursery from the ground up.Keith balances life as a firefighter while growing Howard and Son Farms, a nursery operation focused on liner production, propagation, and continuous improvement. In this episode, he pulls back the curtain on everything from greenhouse construction and irrigation management to financing growth, hiring employees, calculating plant costs, and building a nursery business that can scale.This conversation is packed with actionable advice for growers, nursery owners, landscapers, and entrepreneurs looking to understand the realities of operating a successful nursery.Topics include:

Calculating.  Conniving.  Scoundrel.  Jacob certainly started out rough on his journey of faith.  But his life ended well, showing that hard lessons learned the hard way still bear fruit for Father's kingdom.

If you're not accurately calculating your landed costs, your apparel brand could be losing money without you even realizing it.  In this episode of the Business of Apparel podcast, Rachel explains exactly what landed cost means and how to calculate it for apparel products in a simple, practical way. She shares why understanding the true cost of producing and importing your garments is essential for protecting your margins and building a profitable business.

Send us Fan MailWelcome back to Laundromat Resource! In today's episode, Jordan Berry dives deep into one of the most common—and most misunderstood—questions in the laundromat industry: How many laundromats do you ACTUALLY need to retire? Forget the hype and unrealistic Instagram goals. Jordan Berry breaks down the real math behind financial independence, covering everything from defining your personal “FI” (financial independence) number to calculating net operating income, dealing with loans, and understanding how factors like market, operating costs, and business size impact your path to retirement. Whether you want a bare-bones lifestyle or full-blown freedom, this episode will give you practical tools to figure out your own number—and avoid building yourself straight into a stressful second job. If you're ready for honest, no-fluff advice on using laundromats to fund your future, you're in the right place!In this episode, Jordan Discuss:00:00 Finding financial freedom05:58 Understanding Lean, Normal, and Fat FI06:57 Personalizing Your Financial Independence Number13:17 Real estate vs. laundromat investing14:44 Financing a Laundromat Purchase18:10 Calculating laundromat investment value21:32 Buying my first laundromat23:36 Laundromat valuation differences29:37 Free strategy call offer30:41 Encouraging subscribers to joinFree Strategy Zoom Call with Jordan:https://calendly.com/laundromatresource/free-strategy-call?back=1

Don and Tom tackle a Wall Street Journal financial decision-making quiz that explores how to prioritize competing goals such as retirement savings, high-interest debt, mortgages, and student loans. The discussion highlights the importance of employer matching contributions, the damaging impact of credit card debt, and the reality that many financial decisions depend on individual circumstances and risk tolerance. They then answer listener questions about retirement portfolio allocation, Fisher Investments' sales tactics and fees, stock ownership concentration among wealthy Americans, and whether a federal retiree should consolidate TSP assets into a Vanguard IRA. The episode emphasizes building a financial plan before making allocation changes, avoiding market predictions, and simplifying finances where possible.0:00 Wall Street Journal financial decision-making quiz begins1:23 Prioritizing 401(k) matches versus high-interest debt4:31 When to pay down credit cards instead of investing more5:20 Borrowing from a 401(k) to eliminate 22% credit card debt6:07 Mortgage payoff versus other debt reduction strategies7:55 Mortgage prepayment versus additional retirement savings9:35 Building a hierarchy for financial priorities11:07 Listener Bob asks about retirement readiness and portfolio allocation13:02 Fisher Investments' fees, sales tactics, and active management claims16:15 Why retirement planning should come before allocation decisions19:40 Stock ownership concentration among the wealthiest Americans22:03 Why markets are not a zero-sum game23:51 Will retiring Baby Boomers hurt stock prices?25:52 Listener asks about consolidating TSP and Vanguard retirement accounts29:18 Comparing Vanguard and TSP target-date fund allocations31:57 Benefits of simplifying and consolidating retirement accounts35:06 Don discusses sales and distribution of The Line UncrossedQuestions? Comments? Click!

Why High Earners Still Feel Financially Stressed Making more money does not automatically solve financial anxiety. In this episode of The Budgetdog Breakdown, I answer real listener questions covering house poverty, retirement investing, market volatility, emergency funds, financial psychology, and how couples can get aligned with money. We break down the math behind mortgage affordability, why so many people panic during market drops, how childhood experiences shape your financial behavior, and what it actually takes to feel financially secure. This episode is about building systems that create confidence instead of chaos. Episode Timeline and Highlights 00:00 Why systems matter more than motivation 00:18 House poor after buying a home 04:37 Understanding the true value of a 401(k) 06:36 Prioritizing multiple financial goals 09:11 Market volatility and investor psychology 12:02 Childhood money trauma and behavior patterns 14:11 Buying a home in today's market 16:12 Financial transparency in marriage 19:37 Calculating financial freedom and retirement Key Takeaways • Financial anxiety usually comes from lacking clarity • Mortgage approval is not the same as affordability • Market volatility is normal and expected • Financial behavior is heavily tied to psychology • Systems reduce stress and improve long-term outcomes • Automation creates consistency and confidence Quotables "Wealthy people are not wealthy because they win every day. They use systems that make losing hard." "Market volatility is temporary. Panic is what makes losses permanent." "More income without a system still creates chaos." The goal is not just to make more money. The goal is to build a financial system that gives you confidence, clarity, and long-term freedom.

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The new federal student loan regulations are about to throw a wrench into grad and professional borrowers' repayment options, and we're tackling some of the most pressing questions borrowers are calling in with. We break down why one loan disbursed after July 2026 can flip somebody from a clear forgiveness path to being stuck in a repayment plan that costs you double (or more). You'll also learn strategies for handling PSLF account issues, navigating income certification if your income drops, and the mental health toll all these changes might take. Key moments:(01:23) Why a single loan disbursed after July can potentially double your total repayment(08:54) Using pay stubs vs. tax returns to certify IDR plan income(15:26) Mental health, financial hopelessness, and why no student loan situation is truly unrecoverable(24:21) Calculating physician debt-to-income ratio for PSLF as a resident vs. attending(28:53) Why federal loan caps will trigger chaos in grad school funding and may force program closures or major tuition shiftsLike the show? There are several ways you can help!Follow on Apple Podcasts, Spotify or Amazon MusicLeave an honest review on Apple PodcastsSubscribe to the newsletterJoin SLP Insiders for student loan loopholes, SLP app and member communityFeeling helpless when it comes to your student loans?Try our free student loan calculatorCheck out our refinancing bonuses we negotiatedBook your custom student loan planGet profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!Mentioned in this episode:Tips I Can't Share PubliclyGetting our free newsletter? Upgrade your experience and discover student loan loopholes so good, they might get repealed if I talk about them publicly. Find out my very best thought leadership that I really just can't be open about anymore, unfortunately. If you want to get our very best tips, not just the ones that I can share for free. Go to studentloanplanner.com/insider to get a special discount for your year membership. Want more? Check out our other podcastStarting to think beyond your student loans? Check out our other show, Financially Free Era. It's about what comes next, investing, building wealth, and designing a life you actually want. Find "Financially Free Era by SLP Wealth" in your podcast app.

Calculating severance pay in Canada requires understanding the difference between statutory minimums and common law reasonable notice. In this episode, employment lawyer Brady Farmer explains how age, position, and length of service determine what an employee is truly owed. Key Takeaways: - The difference between the "floor" of statutory law and the "ceiling" of common law. - Why the "one month per year" rule is actually a myth. - How the duty to mitigate can lower an employer's total payout. - The stark contrast between Canadian notice requirements and US "at-will" employment. 00:00 Defining statutory vs common law severance 02:13 How common law fills legislative gaps 03:15 Debunking the one month per year myth 03:56 Four factors for determining notice periods 05:54 Understanding the employee duty to mitigate 08:23 Strategies to encourage employee mitigation 11:13 Are termination clauses actually enforceable? 17:42 Why releases require extra consideration 19:04 Anatomy of a proper termination letter 23:41 Canada vs US employment law differences **Find Brady Farmer** Website: https://www.matthewsdinsdale.com/ LinkedIn: https://www.linkedin.com/in/brady-farmer- **Find Andrea (me)** Website: https://thehrhub.ca/ LinkedIn: https://www.linkedin.com/in/andrea-adams1/

Simplifying Health for a Hectic Life. In this episode, Dillan breaks down a straightforward, actionable lens to approach nutrition, the concept of a health report card and GPA. It is tailored specifically for busy parents and professionals. He emphasizes gradual systemization, focusing on foundational habits that lead to sustainable health improvements despite hectic schedules.Key Topics:The concept of a "report card" for health, grading yourself on whole foods, hydration, protein intake, sleep, calorie tracking, movement, stress management, and supplements.The importance of focusing on quality over quantity—choosing whole, single-ingredient foods, high-quality fats, proteins, and hydration.The analogy of your body as a house built with quality materials—better ingredients lead to better health outcomes.Practical steps to upgrade daily habits, such as swapping to better coffee, choosing high-quality eggs, and reading labels critically.How to determine your daily "GPA" for health and where to focus efforts for the biggest impact.The misconception that carbs, fats, or supplements alone determine health; instead, consistency in foundational habits is key.Setting systems—creating meal plans, shopping lists, and routines that make healthy choices effortless.The significance of tracking, tweaking, and systemizing habits to generate long-term health benefits.The influence of environment and habits as models for children's behaviors.Strategies for managing stress, sleep, and recovery in a busy, demanding life.Resources & Links:Limitless Theory AppMy Free Recovery Ebook for Busy ParentsWHOOP Fitness TrackerAmazon: The Complete Guide to Fats by Dr. SmithTimestamps:00:00 - Introducing the Busy Parent Nutrition Blueprint03:30 - Parental Overload and prioritizing big rocks: health as a foundational element05:00 - The report card approach: grading your health across key habits06:30 - The importance of quality food: whole foods, hydration, and protein09:30 - The fallacy of quick fixes: mastering fundamentals for lasting health11:00 - How body quality reflects the effort and ingredients put into it14:00 - How to find your GPA: assessing your habits and setting improvement targets17:50 - Calorie intake: understanding your basal metabolic needs and activity levels19:00 - Movement and mobility: walking, strength, and injury prevention20:50 - Stress management: breathing, meditation, social time22:00 - Supplements and micronutrients: targeting deficiencies through labs and quality products23:30 - Sample report card: identifying weak areas and creating targeted plans25:00 - Quality food focus: organic, pasture-raised, wild-caught27:00 - Reading labels: the 5-5-5 rule for carbs, protein, and fiber28:30 - Balancing quantity and diversity: seasonal eating, colorful plates, macro balance30:00 - The fallacy of "cutting carbs," Protein's role in aging, muscle, and metabolism33:00 - Healthy fats: olive oil, avocados, nuts, seeds—quality counts37:00 - How to implement small, sustainable swaps for better quality ingredients in your daily dietary habits38:30 - Managing portion sizes and understanding calorie versus nutrient quality41:00 - Macro- and micronutrient timing: pre and post-workout nutrition strategies43:00 - Myths around fats and carbs—clarifying misconceptions45:50 - Why fats do not make you fat—brain health, hormones, longevity46:50 - Reading food labels effectively: the 5-5-5 rule49:00 - Calculating your daily calorie needs based on BMR and activity level50:30 - Why gradual change beats crash dieting—seasons and small shifts51:20 - Understanding emotional overeating: stress, decision fatigue, and habit traps52:15 - How sleep, portion control, and environment influence intake54:00 - Building systems: meal planning, prepping, and convenience hacks56:00 - Final tips: tracking, adjusting, and maintaining consistency

Jadah Hanna continues Week 2 of the series "LIMINAL" by sharing words of wisdom and encouragement with those who have recently graduated or experienced a life transition, and may not know what's next.

Download your free personalized $100M scaling roadmap in under 30 seconds: https://www.acquisition.com/roadmap?el=yt-alex-486r&htrafficsource=youtubeBigger businesses demand bigger tradeoffs, but most business owners just don't want to pay them. In this episode, Alex coaches six business owners through the real bottlenecks stopping them from scaling. He breaks down why inbound and outbound sales teams should never mix, why premium businesses require premium talent, and why the fastest way to grow is often killing the thing that made you successful in the first place.In this episode00:00 The real cost of scaling from $6M to $100M07:14 Raising prices to fund staffing needs10:46 Outreaches to get more “whale” HVAC partners12:52 Building the dream team to handle high-end clients18:18 Lead generation strategies for a roofing company26:41 Doubling down on networking to generate more leads27:55 Calculating the opportunity cost of exiting a businessMore Value:Join The Live Scaling Workshop In Las Vegas: https://www.acquisition.com/o-vegasDownload your free personalized $100M scaling roadmap in under 30 seconds: https://www.acquisition.com/roadmap?el=yt-alex-486r&htrafficsource=youtubeDiscover The Easiest Business I Can Help You Start (Free Trial): https://www.skool.com/hormoziFree Books and Video Courses: https://www.acquisition.com/trainingGet the $100M Book Bundle: https://shop.acquisition.com/pages/100m-book-bundleFollow Alex Hormozi's Socials:⁠⁠LinkedIn ⁠⁠ | ⁠⁠Instagram⁠⁠ | ⁠⁠Facebook⁠⁠ | ⁠⁠YouTube ⁠⁠ | ⁠⁠Twitter⁠⁠ | ⁠⁠Acquisition ⁠DISCLOSURE Information shared here is for educational purposes only. Individuals and business owners should evaluate their own business strategies, and identify any potential risks. The information shared here is not a guarantee of success. Your results may vary. Copyright © 2026.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3351: Jesse Cramer challenges the popular idea of investing your emergency fund by reframing what that money is truly meant for: peace of mind and immediate security. He argues that if you're willing to risk part of it, then that portion was never truly an emergency fund to begin with. This perspective helps clarify how to separate safety from growth so you can make smarter, less stressful financial decisions. Read along with the original article(s) here: https://bestinterest.blog/should-you-invest-your-emergency-fund/ Quotes to ponder: "An emergency fund is the minimum amount of cash you need to sleep well at night." "The investing timeline of an emergency fund is zero days." "Only the money you're not willing to lose constitutes your emergency fund." Learn more about your ad choices. Visit megaphone.fm/adchoices

With less than six months until the 2026 midterm elections, the battle for congressional majorities continues to intensify. Following a pivotal Supreme Court decision on Louisiana's redistricting maps, the door has swung open for a new phase of "mid-decade redistricting" that could reshape the House. Bruce Mehlman, founder of Mehlman Consulting, joins the Rundown to talk about the factors that will determine the next congressional majority. Using phones in classrooms has become a heated issue over the years, but is there a root cause that points to a deeper societal problem? Certified Family Therapist and Founder of “The Listening Path,” Christine Miles, joins the Rundown to discuss why inept listening skills are crippling about ability to connect. That is a core tenet in her book titled, What Is It Costing You Not to Listen?: The Power of Understanding to Connect, Influence, Solve & Sell. PLUS, commentary by Jason Rantz, the author of What's Killing America, and the host of The Jason Rantz Show.  PHOTO CREDIT: ASSOCIATED PRESS Learn more about your ad choices. Visit podcastchoices.com/adchoices

Book a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans returns for Part 2 of the IBC Masterclass, picking up where the first conversation left off. If Part 1 was about understanding what cash value actually is, this episode is about why your policy is structured the way it is, why you can't just dump everything into PUA, and what a real whole life illustration actually looks like line by line.Chapters: 00:00 – Opening segment 03:35 – A brief history of the Modified Endowment Contract (MEC) 07:20 – Section 7702 and the tax benefits that make whole life work 10:35 – The arbitrary 7-year test and how Congress drew the line 17:45 – Why faster payment timeframes require larger premiums 20:30 – Visualizing the MEC line: where the IRS draws the boundary 24:15 – The consequences of MECing a policy (losing your tax benefits) 27:20 – Introducing the term rider: the third type of premium 29:40 – How a small term premium raises your MEC ceiling 31:50 – The 50/50 vs 20/80 tradeoff and when term riders are needed 35:50 – Reading the premium breakdown page 36:50 – Guaranteed vs non-guaranteed sides of the ledger 38:20 – The three assumptions baked into every illustration 45:50 – When your dividend exceeds your base premium 46:30 – Calculating year-over-year growth as a "savings rate" 50:20 – Why you never want premium payments to stop 53:20 – Closing segmentKey Takeaways:Whole life insurance is so powerful that financial services firms had to lobby Congress to restrict it. In the 1980s, money flooded into whole life because CPAs were directing wealthy clients to use single-pay policies as a tax-favorable wealth transfer tool. Mutual fund companies, losing market share, lobbied for what became the 1988 TAMRA legislation and the Modified Endowment Contract rules. The MEC line is the boundary your agent is structuring around. Section 7702A says that if you pay up your death benefit faster than seven years, your policy loses its life insurance tax treatment and becomes a Modified Endowment Contract. Once “MEC'd”, you cannot reverse it. Policy loans, cash value growth, and dividends all become taxable. The term rider exists to expand your PUA allowance. By adding a small amount of term premium (often a few hundred dollars), you buy a large chunk of additional death benefit cheaply. That raises the MEC ceiling, which lets you pay more PUA premium without crossing the line.The more you dial down base in favor of PUA, the more term you need. A 50/50 policy usually doesn't need a term rider. A 20/80 structure does. The tradeoff: more PUA means faster cash value, but it requires more careful structuring to stay under the MEC line.A properly structured policy hits profitability fast. In the Jinx McCashValue example, the policy generates more cash value than premium paid by year three. By year 17, $20,000 of premium creates $41,000 of cash value growth in a single year. By age 65, the dividend alone exceeds the entire annual premium.You should want to keep paying premium for as long as possible. Once your dividend exceeds your premium, every additional payment is a deeply discounted purchase of future tax-free growth. Hans frames this as capitalizing your system, not funding an expense. The day you have to stop paying is the day to be sad, not the day you've been waiting for.

In this episode, I am once again joined by Jensen Martin, a scholar-practitioner and PhD student at the Graduate Theological Union in Berkeley, California. Jensen leads a deep dive into Narasiṃha, compares different version of the Narasiṃha myth, and examines contradictions in the tradition. Jensen reveals his motive for pursuing a PhD, describes his plans for a meditation retreat as part of the project, and reflects on what he sees as a crisis in academia. Jensen also discusses the relevance of Narasiṃha to today's world situation, the terror of dissolution, and the advantages of being an outsider. … Video version: https://www.guruviking.com/podcast/ep359-narasimha-the-lion-man-jensen-martin-2 Also available on Youtube, iTunes, & Spotify – search ‘Guru Viking Podcast'. … Topics include: 00:00 - Intro 00:47 - Jensen's PhD about Narasiṃha 02:27 - Caveats and disclaimers 04:26 - Relevance of Narasiṃha to today's world situation 07:54 - Story of Narasiṃha 25:59 - Uniqueness of Narasiṃha 29:00 - Calculating the yuga 33:46 - Interstellar travel and kriya yoga 37:15 - Reconciling myths with historical evidence 37:15 - Soifer and comparing the Narasiṃha myths 50:06 - Star Wars canon 51:55 - 1000 years of narrative development 56:03 - How Narasiṃha is most commonly seen today 01:01:49 - Many different schools 01:02:50 - The advantages of being an outsider 01:06:09 - Jensen is motivated by awakening 01:08:42 - Narasiṃha meditation text 01:15:15 - Oral tradition 01:20:12 - Dhruva Gorrick and visions of Narasiṃha 01:23:43 - Terror of dissolution 01:28:42 - The Cult of Janagannath 01:34:14 - The benefit of worshipping Narasiṃha 01:42:28 - What Narasiṃha means to Jensen 01:45:29 - Jensen's goal is to find out what Narasiṃha means today 01:47:21 - Contradictions in the tradition 01:48:35 - How Jensen will proceed with his PhD and a practice focus 01:49:37 - The danger of moving too fast 01:52:43 - Jensen's retreat curriculum 02:00:09 - Learning Hindi 02:01:58 - Academic lineage and a flexible programme 02:03:12 - Future plans and financial crisis in academia … Previous episode with Jensen Martin: - https://www.guruviking.com/search?q=jensen To find our more about Jensen Martin visit: - https://www.instagram.com/jensen_sudarshan/ For more interviews, videos, and more visit: - https://www.guruviking.com Music ‘Deva Dasi' by Steve James

Allie and Quint talk through building a personal net worth statement and what should be included. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, we reveal the golden rules of real estate and show you how to analyze deals from multiple angles. Learn to assess your comfort with long-term investments, unlock infinite returns, and apply the three main skills in REI to elevate your portfolio. Get insights on the best properties to maximize your portfolio's success. Tune in and supercharge your real estate journey! Be a part of the TTP training program now. ---------Show notes:(1:04) Beginning of today's episode(1:35) Golden rules of real estate(2:28) Look at deals in multiple lenses(3:03) Are you comfortable buying a deal long term?(4:17) Infinite returns(5:15) Calculating cash on cash basis on deals(12:03) The three main skills in real estate investing(22:23) What are hard money funds(33:02) Comfortability vs Profitability(39:52) How to approach your clients in a more human way and help them genuinely (45:19) Properties to include in your portfolio----------Resources:Taskrabbit InvestorLiftDealMachine (code:ttp)Never Split The DifferenceBiggerPocketsTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

This is the proven path to becoming a real estate millionaire, retiring early, and gaining complete financial independence. It's not hard, but it takes time, work, and forethought. If you can follow this financial freedom “stack,” you'll be able to retire early, or retire much richer, like today's guest.  Andrew Giancola, host of The Personal Finance Podcast, beat the system. He reached financial independence in his 30s, not through luck, market timing, or big bets, but through slow, smart money moves and purchasing enough rentals to buy back his time. He reverse-engineered his path, creating the 11-step financial freedom “stack” that anyone can use to become a millionaire and retire early. The “stack” starts at the beginning. You don't need any money or experience to start. The genius part of the system is that it almost automatically puts you in the best possible position to invest, reinvest, and finally retire how you want. We're going into detail on each step of the “stack” so you can follow it, find financial freedom, and live life completely on your terms.  In This Episode We Cover The 11 (repeatable) steps to go from no rentals to complete financial freedom  How to trade your time for rental properties (if you're starting with no money) The least amount of money you should have before you begin investing  How much do you need to retire? Calculating your “freedom number” fast Still got “bad” debt? What to do ASAP before buying your first rental  How to pick a real estate investing strategy based on your savings  Don't just invest in rentals: Why Andrew and Dave think "100% rentals" is too risky  “Wealth accelerators” that supercharge your net worth  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠ttps://www.biggerpockets.com/blog/real-estate-1250 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices