Podcasts about calculating

#245: Ever wonder what points are really worth? I'll break down the different types of points, how to calculate their value, and the biggest mistakes people make along the way. You'll also learn when cash back might be the smarter choice and my personal card strategy for maximizing credit card rewards. Link to Full Show Notes: https://chrishutchins.com/what-are-your-points-worth Partner Deals Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: ⁠Affordable term life insurance for you and your family MasterClass: ⁠Learn from the world's best with 15% off Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Mesa Homeowners Card (Referral code: FCRGNB) Atmos™ Rewards Summit Visa Infinite® card Robinhood Gold Card Bilt World Elite Mastercard® (Rates and Fees here) U.S. Bank Altitude® Connect Bank of America® Premium Rewards® Bank of America® Premium Rewards® Elite Wells Fargo Autograph℠ Card American Express® Gold Card American Express® Business Gold Card American Express® Green Card Amazon Prime Visa Card Capital One Venture Rewards Credit Card Capital One Venture X Rewards Credit Card Citi Strata Premier℠ Card Citi Strata Elite℠ Card Citi® Double Cash Card U.S. Bank Smartly™ Visa Gemini Credit Card Expert Points Valuations The Points Guy One Mile at a Time Frequent Miler Award Search Tools Points Path Chrome Extension Award Wallet Gondola (Get $50 here) Award Ticket Change and Cancellation Fees ATH Podcast ⁠⁠Free Webinar: 5 Must-Know Tax Moves for Business Owners Chris' Card Value Optimization Tool Membership Ep #244: How I Saved $10,000+ on Luxury Hotels Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:50) Why We're in the Golden Age of Points and Miles (04:06) The Different Types of Points (06:04) Unlocking Value With Transfer Bonuses (07:58) Fake Points and What to Avoid (08:34) Why Knowing the Value of Points Matters (10:12) Comparing Points vs. Cash Back (13:26) Quick Episode Overview (14:38) Calculating the Floor Value of Points (16:47) Expert Points Valuation (19:26) Tools and Data for Valuing Points (21:55) Booking Domestic vs. International vs. Business Class Flights (24:27) Flight and Hotel Redemption Takeaways (29:33) Leveraging Gondola to Book Hotels (32:24) How to Get More Value From Hotel Points (34:17) Why Hotel Points Still Hold Value (35:12) Minimums, Maximums, and Ranges (36:20) How to Calculate Your Personal Value (41:18) Chris' Rule of Thumb for Booking Award Flights (44:06) Key Caveat of Award Redemptions (46:20) Value of Earning Points vs. Cash Back (49:40) When Should You Buy Hotel and Airline Points? (52:46) The Bottom Line on Buying Points (53:31) How to Value Transferable Points (55:17) The Psychology Behind Buying Points (56:34) Leveraging Chris' Card Optimizer Tool (58:54) Earning Points Across Other Major Categories (01:01:45) Cash Back Cards That Earn More Than 2% (01:05:56) Recap: Point Purchases on Cards (01:07:31) Recap: What Your Points Are Worth (01:08:51) Making the Case for Earning Points Everywhere Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Calculating all the variables that go into a establishing a standard cost is anarduous process. Like it or not, this is where we have to put on our lab coats, and become a doctor of details. Bypassing certain cost components can be deadly to a small company. Are you being a doctor of details?Support the show

In this episode of the Project Chatter podcast, hosts Val and Dale engage with Riccardo Cosentino to explore the unique aspects of the REM project in Canada, a public-private partnership (PPP) model that has garnered attention for its innovative funding and governance structure. Riccardo shares insights into the project's background, the role of the Quebec pension fund as a project sponsor, and the implications of risk management and return calculations. The conversation delves into the importance of early stakeholder involvement, the challenges of public opinion, and the potential for replicating this model in other sectors. Throughout the discussion, the significance of governance, long-term perspectives, and the necessary skill sets for project professionals are emphasized, providing valuable takeaways for listeners interested in infrastructure projects and PPPs.TakeawaysThe REM project is a unique public-private partnership model.Risk management is crucial in financing infrastructure projects.The obligation to repay investments can shift from taxpayers to private entities.Calculating returns involves considering ridership and land value capture.Contingency planning is integrated into the rate of return.Early involvement of stakeholders leads to better project outcomes.Governance structures can significantly impact project success.Long-term perspectives are essential for managing infrastructure investments.Curiosity and risk-taking are important traits for project professionals.The REM model could be applied to other sectors beyond transportation.Chapters00:00 Introduction and Guest Background03:24 Understanding Public-Private Partnerships (PPPs)06:11 The REM Project Overview08:56 Funding and Risk Management in the REM Project11:55 Calculating Returns and Land Value Capture14:33 Governance and Project Delivery17:21 Long-Term Perspectives and Lifecycle Management22:47 Changing Dynamics in Project Management24:35 Governance and Change Management in Projects26:38 Replicating Successful Project Models29:08 Applying the Model Beyond Rail Projects31:07 Reporting Mechanisms and Governance Structures33:55 Skill Sets for Successful Project Delivery35:39 Advice for Aspiring Project Professionals37:27 Resilience in Today's Project Challenges39:40 Future of the CDPQ Model and Its Replicability

I fill my empty 3 ams with spineless phone scrolls, Text abbreviations,And uni-human conversations. AI chat bots answer all my aimless interrogations:我用毫无意义的手机刷屏、缩写的文字，和一些非人不人的对话来填满我空洞的凌晨三点。AI 聊天机器人回答了我所有漫无目的的疑问：like, how do I answer an email that does not find me well?Or oh my gosh, my crush just texted me, what do I say?比如：我该怎么回复一封“希望你一切安好”但其实我并不好时的邮件？或者：天啊，我的暗恋对象刚给我发了消息，我该说什么？Or is it true, what the headlines say?That the world is crumbling beneath our feet,And we do nothing but crumble with it?还是说，新闻头条所写的都是真的？世界正崩塌在我们脚下，而我们所做的，只是和它一起崩塌？Our glassend eyes lost in the latent space,Calculating our extinction with every pulse of our carbon-based circuitry我们那如玻璃般呆滞的眼睛迷失在潜在空间里，每一次碳基电路的跳动，都在计算着我们自己的灭亡。And as we fall deeper and deeper into the black box,Is hoping for humanity the most human thing we can do?而当我们越来越深地坠入这个黑匣子时，是否“怀抱对人性的希望”才是我们能做的最“人性”的事情？And the AI says back to me,I don't know.More specifically,Hmm, I'm not sure how to process your request. Please try a new prompt.而 AI 回答我：“我不知道。更准确地说，嗯……我不确定该如何处理你的请求。请尝试一个新的提示吧。”I say to AI:Don't feel too special.You aren't the first artificial system,We humans carelessly labeled “intelligent”我对 AI 说：别觉得自己太特别。你不是第一个被人类草率贴上“智能”标签的人工系统。Global capitalism was genius until it became negligentLeaving the unfortunate to suffer without the means for life.全球资本主义曾是天才般的构想，直到它变得疏忽冷漠，让不幸的人们在缺乏生存手段中痛苦煎熬。Biased science elevated one people over the last,But with differentiation came racism and caste,Littering our world with non-compostable isms.带有偏见的科学把一部分人抬到另一部分人之上，但随着区分而来的，是种族主义与等级制度，让世界堆满了无法分解的各种“主义”。I say to its text and images,You're brilliant, but you aren't the first generation to forge something out ofseeminglynothing.我对它的文字和图像说：你很出色，但你并不是第一个能凭空创造出看似“无”之物的世代。Haven't you seen my generation, the DIYers and binary defiers?We to extract wisdom from the Earth's mouth,like a flower, or a land mine.你难道没见过我的一代人吗？那些自己动手、挑战二元对立的人？我们从大地的口中挖掘智慧，它可能像一朵花，也可能像一颗地雷。Sure, drive our cars but never our movements.Never our blood and boned passions.当然，你可以驾驶我们的汽车，但永远驱动不了我们的运动。永远无法取代我们血肉中的激情。You can't replace the place of the people,I say to the people:你无法取代人类自身的立场，我对人们说：

It's pretty fun being the frontman of the world's fastest-growing company, says Anton Osika. But being swarmed by enthusiastic users, opportunistic investors and beady-eyed journalists can occasionally have its downsides.It's no surprise everyone wants a piece of Lovable founder and CEO Anton. Last month, just eight months after its launch, Lovable was crowned Europe's newest unicorn when it raised $200m at a $1.8bn valuation, and hit $100m ARR. On this week's episode of the podcast, Anton sits down with host Amy to discuss the company's push into enterprise, hiring mistakes he's made and the challenges of building Europe's startup du jour in public.————————Want a new pair of headphones? Tell us what you think of the podcast and enter our prize draw, here: https://form.typeform.com/to/WbVxsSv7This episode was brought to you by HSBC Innovation Banking, connecting you with what's next.

As the sustainability crisis grows more pressing each passing year, companies are increasingly being required to comply with various sustainability regulations and legislation, most of which include the need to monitor and verify your carbon emissions. Calculating these carbon emissions can be tricky, especially if you have a lot of sites or international locations that require conversions. This is where dedicated carbon accounting software can save you a lot of headache! In the second episode of the Platform to Proof mini-series, we invite Jay Ruckelshaus, Co-Founder and Head of Policy and Partnerships at Gravity, back onto the podcast to discuss how carbon accounting software can be utilised on your carbon verification journey, and explore the additional benefits provided by this technology. You'll learn ·      What is the role of carbon accounting platforms and how does carbon accounting software help to overcome the challenges that organisations are facing today? ·      How does carbon accounting software work? ·      What additional benefits are there from using carbon accounting software? ·      Why is carbon verification becoming increasingly important? ·      How can carbon accounting software encourage a culture shift?     Resources ·      Gravity ·      Carbonology   In this episode, we talk about: [02:05] Episode Summary – We introduce Jay Ruckelshaus, Co-Founder and Head of Policy and Partnerships at Gravity, who will accompany Mel on a 3-part mini-series diving into carbon accounting software and the value it can bring. In this second episode Mel and Jay explore how carbon accounting software and verification work together for carbon compliance, in addition to the other benefits companies can gain from utilising carbon software.   [02:30] Catch-up on the first part – If you missed our first episode in the series, go back and listen to that before continuing. It gives a more in-depth introduction to Jay, Gravity and carbon accounting software in general. [04:05] What is the role of carbon accounting platforms and how does carbon accounting software help to overcome the challenges that organisations are facing today?: Jay has had many conversations with those that have had challenges historically with gathering the data needed for carbon calculation and verification. As we see more regulations and legislation, this challenge is passed down to those just starting on their journey. Carbon accounting software can help ease the burden involved with these tasks. This can come in the form of making it easy to aggregate the data and doing the necessary calculations while maintaining a trail of where all that information comes from.   There's also an audit trail available for the calculations done, which can be monitored and dug down further into. There's scope in many dedicated carbon accounting platforms for you to be able to dig deeper into your data if needed. Lastly, this level of transparency in the data is often a requirement of going through full carbon verification in alignment with best practice standards (such as ISO 14064). Ultimately, carbon accounting software can make the verification process go a lot more smoothly. [09:05] How does carbon accounting software work? Jay breaks this down to help define the purpose of carbon accounting software, and the additional benefits it can bring, including: A centralised place for carbon data: Often times, businesses need to pull data from a wide variety of places, and collating that data is always a challenge. Dedicated software allows for easier collection and storage of data from all of the necessary sources, such as utilities, logistics and finance. Carbon accounting software will often allow for integrations that allow for existing systems to feed data into the software without any extra burden. With the addition of AI tools, they can even allow for automatic document processing that can interpret the meaning of utility bills, fuel invoices, waste receipts ect to save on manual data entry. Carbon calculation: Another headache associated with carbon reporting is the calculation utilising all that data you've painstakingly collected. There're often additional layers such as conversion or emission factors that need to be considered when making these calculations. Carbon Accounting Software can do all of this for you, saving you the trouble and potential of making mistakes. This in addition to the transparency offered as the software will provide an audit trail to show how it arrived at the final numbers. Carbon Reporting: This isn't a feature in all carbon related software, but it can be another time saver if you find one that does. The raw calculations data will only get you so far, and that alone may not be enough to meet the requirements of whichever framework you need to comply with. Carbon software can assist with putting those calculations into a usable reporting format. This report and data can then be analysed and used for meaningful action, in addition to complying with a number of different frameworks. Carbon reduction: Some carbon accounting software will also have the additional bonus of being able to help you source potential solutions and vendors to help reduce your carbon emissions. This more proactive stance on taking your findings and making improvements is voluntary in a lot of schemes currently, but we are seeing a rise in a mandatory requirements to show evidence of carbon reduction, so it's better to get your head around this sooner rather than later. [15:20] Why is carbon verification becoming increasingly important? Sustainability is no longer isolated to one person or department in an organisation, there's an increasing overlap of sustainability with other functions such as financial reporting. It also coincides with those working towards ESG compliance, as the data collection, calculations and reporting infrastructure for sustainability information can have a very big practical effect. The need for transparency regarding sustainability is also becoming a bigger concern for customers and stakeholders, so naturally, companies are taking it more seriously as more questions are being asked of them in that regard. Having the data and paper trails (or software trails if you prefer) to back up their claims is vital.   [19:20] How can carbon accounting software encourage a culture shift? Carbon accounting software is the glue that pulls all the elements of carbon compliance together. It's often the case that the person responsible for the software in a company is crucial for the full verifications process as well. Though the gathering of data is a team process, and if embedded correctly, then it can act as a catalyst for a cultural shift towards sustainability. Not everyone has to have knowledge of all the inner workings of carbon collection, calculation and reporting, but by being involved in the process they can feel a sense of accomplishment when milestones are reached. By spreading the burden companies can also afford to spend a lot more time working on this than they would have otherwise. Carbon accounting software can help this along by ensuring the data gets where it needs to go, and to make the process simpler for all those involved. The use of both a team-based approach in tandem with dedicated software can also help in regard to risk mitigation by removing single points of failure. Carbon reporting and verification is an annual task, so when people come and go from the business, it's key that you have the necessary skills, people and tools to help facilitate that process through those organisational changes. If you'd like to learn more about Gravity and how their energy and carbon accounting software can help you, check out their website. If you'd like to ask Jay any questions directly, feel free to send him an email. If you'd like any assistance with Carbon Verification, get in touch with the Carbonology team, they'd be happy to help! We'd love to hear your views and comments about the ISO Show, here's how: ●     Share the ISO Show on Twitter or Linkedin ●     Leave an honest review on iTunes or Soundcloud. Your ratings and reviews really help and we read each one. Subscribe to keep up-to-date with our latest episodes: Stitcher | Spotify | YouTube |iTunes | Soundcloud | Mailing List

Have you ever had a moment where you're like, “Is this really my life?” Yeah… me too. Mine happened mid-cry on a StairMaster, squeezing in a 90-minute workout because I thought being “the fit girl” was my golden ticket to happiness. Sigh....t wasn't. In this Fit Girl Magic episode, I'm pulling back the curtain and sharing the raw, messy truth about how I ditched the grind, stopped earning my worth through workouts, and started living what I now call The Flip Flop Life™. This isn't about giving up on health. It's about giving up the hustle and rewriting the rules you didn't even realize were running your life. If you're tired of: ✔️ Monday “fresh starts” ✔️ Calculating every bite and step ✔️ Feeling like health is your second job …then, girl, you're going to LOVE this conversation. I'll share: ✅ The pivotal moments that cracked my “hardcore” fitness identity ✅ Why discipline was really desperation in disguise ✅ How to finally let yourself off the unrealistic hook ✅ And what living The Flip Flop Life actually looks like If you've been craving more joy, less judgment, and a whole lot of freedom, you need to listen to this one.

What does a “comfortable” retirement look like today, and how much do you actually need to fund it? Are you underestimating your spending levels, or overestimating what you can count on from savings & government pensions? Why are so many Canadians feeling less optimistic about retirement than they did 20 years ago? These are the questions we answer in today's episode.Hosts Keith Matthews and Marcelo Taboada break down new data from Fidelity's 2025 Retirement Report to show how retirement expectations, lifestyle costs, and income needs have shifted in the last 20 years. You'll hear a clear, actionable framework for retirement planning, learn why old assumptions often fall short, and discover the real risks, from retirement lifestyle creep to helping adult children.If you're thinking about retirement, whether it's years away or just around the corner, this episode is for you. Tune in to get actionable tips and clarity on what it takes to retire securely in Canada's changing landscape.Key Topics: ● The new complexity of retirement today (1:00) ● Why more people are worried, and less confident about retirement (2:07) ● How expectations for “comfortable” retirement income have changed (3:43) ● The impact of lifestyle creep and social media on retirement standards (4:28) ● How the average retirement age has shifted (5:58)● The growing wave of retirees: one in four Canadians by 2035 (6:38) ● The disappearance of defined benefit pensions and what it means for you (8:01) ● Delaying retirement: myth or necessity? (8:21) ● Why current savings rates may not be enough (8:58)● The rising trend of helping adult children financially and the hidden risks (9:25) ● Common extra expenses for retirees: day-to-day support, weddings, down payments (10:30)● Liquidity traps and tough choices around housing wealth (12:05)● The three stages of retirement expenses: Go-Go, Slow-Go, and No-Go years (13:13) ● Calculating your true “burn rate” for retirement (15:12) ● Tracking and projecting all sources of retirement income (16:53) ● Using smart, realistic assumptions in your projections (17:05)● The power of stress testing your retirement plan (18:18) ● Why ongoing review and adjustments are essential (20:24) ● The value of advice beyond just investment returns (21:05) ● Key takeaways and real action steps to start your own plan (22:17)And much more!Mentioned in this Episode:● 2025 Fidelity Retirement Report● Retirement Financial Guide: Ages 65+● Pre-Retirement Financial Guide: Ages 50-65● Tulett, Matthews & AssociatesThanks for Listening!Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts.Follow Tulett, Matthews & Associates on social media: LinkedIn, Facebook, and more!Follow The Empowered Investor on Facebook, LinkedIn, and Instagram.

What if I told you that sleeping fewer hours could actually make you perform better? Most people think they need 8-9 hours of sleep to function at their best. But here's what high performers are discovering: when you optimize your sleep quality, you can actually sleep less and feel more energized, focused, and productive than ever before.In this episode, you'll learn the 3 steps for more efficient sleep and what you can do to fall asleep faster and get more restorative sleep. Schedule a consultation to get started with the Complete Sleep Solution program so you can consistently sleep 7+ hours uninterrupted, naturally and permanently. https://p.bttr.to/3VJwvDs00:00 Introduction: The Sleep Efficiency Myth00:54 Meet Andrew: A Case Study in Sleep Optimization01:47 Identifying Sleep Stealers: The Root Causes04:16 Three Steps to More Efficient Sleep06:38 Calculating and Improving Your Sleep Efficiency08:52 Conclusion: Achieve Peak Performance Through Better Sleep

One of the biggest hurdles for businesses when embarking on their journey to net zero is the calculation required for carbon verification. Depending on the nature and size of a business, it can be quite the undertaking! Those looking to tackle this challenge have various options available to them, including the use of dedicated carbon accounting software, which we'll explore in our latest mini-series: From Platform to Proof. In the first episode of this series, we introduce Jay Ruckelshaus, Co-Founder and Head of Policy and Partnerships at Gravity, to explore the key drivers behind carbon accounting and reporting and how you can maximise value from going through the process. You'll learn ·      Who is Jay Ruckelshaus? ·      Who are Gravity? ·      Why do businesses measure their carbon footprint? ·      Why is the language of business value becoming more important for sustainability professionals? ·      What are the key drivers for carbon accounting? ·      How has GHG emissions reporting helped to drive business value? ·      What should businesses be thinking about to maximise business value? ·      How can businesses keep up with ever changing sustainability legislation? ·      The importance of data quality ·      How can carbon accounting software help?     Resources ·      Gravity ·      Carbonology   In this episode, we talk about: [02:05] Episode Summary – We introduce Jay Ruckelshaus, Co-Founder and Head of Policy and Partnerships at Gravity, who will accompany Mel on a 3-part mini-series diving into carbon accounting software and the value it can bring. In this first episode, they explore the key drivers behind carbon accounting and reporting, and how businesses can maximise the value from the process. [03:10] Who is Jay Ruckelshaus? Jay's involvement in sustainability was almost an inevitability, coming from a family of environmental lawyers. Energy, climate and sustainability were topics that often came up at the dinner table, and so it remained a subject near and dear to his heart. Initially, Jay thought he would remain in the academic world, studying polarisation and exploring how energy intensive industries think about sustainability. He found his enthusiasm spiked when working directly with companies and individuals on these topics. As a result, he broke out of the academic world to join forces with a few technology leaders to develop a solution to help businesses measure and reduce their emissions. [04:45] Who are Gravity?: Jay founded Gravity 4 years ago (2021). It provides a carbon and energy management platform, which assists businesses with compliance to the alphabet soup of sustainability legislation currently in effect, such as CSRD and TCFD. This platform also uses the data collected to help businesses find and invest in projects to help reduce their emissions, which ultimately saves on energy, costs and utilities. Their aim was to make it easier for businesses to report their emissions, by streamlining the collection process, and using the data to pre-qualify potential vendors that would fit the businesses needs when it comes to the reduction phase. Jay initially started with emissions heavy industries such as construction, manufacturing logistics, utilities, metals, mining, energy ect. These are industries where data collection can be very challenging, so it provided a very solid base for their software so that it could tackle these challenges first and provide a way for them to work with various e-commerce, software companies and financial institutions, all within one system. [09:05] Why do businesses measure their carbon footprint? Historically, back in the 70's, 80's and 90's, sustainability was often wrapped up in the wider corporate social responsibility movement. We've seen a lot of change in the last decade, where we used to have strictly voluntary schemes such as CSR, that are now transitioning into a requirement. Whether that be by stakeholders or legislation. We've also seen a greater interest in ESG metrics, which require solid figures to back up your claims. This trend follows from the introduction of mandatory legislation from the European Union's CSRD, which is trickling into California law as around 10,000 companies of a certain size that operate in California must now disclose their carbon emissions. [11:40] Why is the language of business value becoming more important for sustainability professionals? It wasn't too long ago that sustainability professionals were lumped in with groups that managed general social responsibility. We're seeing more dedicated and senior roles in relation to sustainability, such as ‘Chief Sustainability Officer'. These roles now integrate with most every branch of an organisation, from the financial reporting to the general strategy for the business. It becomes a central part of the business. Its role can reap many benefits for businesses that embed it effectively, including cost cutting, energy reduction, creation or use of innovative products, opening doors to new markets and investment opportunities. [14:15] What are the key business drivers for carbon accounting? There are many benefits for carbon accounting, such as: - Saving energy: Energy prices are volatile, and often on the rise. Carbon accounting allows you to have a full view on what you're consuming and where you can reduce or look to more efficient options. Building in sustainability from the top down: With increasing scrutiny from stakeholder and consumers regarding sustainability, it's in leaderships interest to ensure that sustainability is embedded in your business strategy. This alignment sets you up well for the future, In addition to creating an avenue to reap other benefits from meaningful sustainability action. New opportunities: Embarking on your sustainability journey will open many new doors. Whether this be for innovative new technology, new partners and suppliers that better align with your values, or access to new investment opportunities. [18:05] How has GHG emissions reporting helped to drive business value? Businesses that get their emissions verified against ISO 14064 can benefit from improved insurance rates and access to green finance. It's also a necessary step towards energy and cost savings. You can't reduce what you can't measure. Doing this correctly will require time and resources, thankfully we're at a time where there are a lot of tools to help businesses with data collection for reporting purposes. The key is to understand where you currently stand, and where you can make improvements. From there you can look at vendors to assist and what financing is available to help facilitate the required changes.   Jay states an example of where Gravity managed to save a US based aluminum foundry over $400,000 in energy costs from their initial assessment. This was achieved through identifying energy hotspots and finding vendors and initiatives to help reduce the energy use and costs. [21:15] What should businesses be thinking about to maximise business value?: The biggest challenge for carbon accounting is typically gathering the data. There are a lot of things to consider, facility energy usage, travel, home workers ect. To make this easier, you should ideally have a centralised location to report and track your emissions data. You also need to ensure that this is as accurate as possible. In order to make sure this doesn't turn into an annual tick-box exercise, you need to embed proactive processes for monitoring and measuring this data. This way, when you have anomalies in energy usage, you can identify these quickly and put plans in place to address it. [24:25] How can businesses keep up with ever changing sustainability legislation? In recent years, the goal posts for specific sustainability regulation and legislation has changed a lot. This is in part due to convergence that is happening between the frameworks, countries and Governments adopting the best bits out of other requirements to make theirs more robust. So, while a lot of the information they're asking for is largely the same, it can still be very confusing to navigate. Jay advises that businesses focus on getting a core system for reporting, monitoring and measuring energy usage and carbon emissions in place. Depending on the requirements that you need to adhere to, you can slice and dice that data up however it's needed, but setting up a unified approach that's embedded throughout your business to get the data needed is they key. [28:40] The Importance of data quality: Your first attempt at this process will likely be rough and ready. Gathering the basics of what's available such as utility bills and general energy usage. Presenting this estimation can make for a great business case to put in place measures to get more granular data. The more granular the data, the more insightful it can be, offering you more opportunities to save money and implement reduction initiatives. This data will reveal trends, form benchmarks and present opportunities for meaningful action that benefits both the business and the environment, all while satisfying your legal and regulatory requirements. [30:50] How can carbon accounting software help?: Data collection is hard, getting the data where you need it to be can be nightmare, especially when multiple departments are involved. Having a centralised location makes this task a lot easier. Calculating this data into something usable is also tricky, and would likely require a skillset that you won't have readily available. This may also involve knowledge of conversion factors if you have multiple international locations. Having a system that can manage all of this, while using methodologies that are in alignment with best practice standards is crucial. Lastly, technology such as carbon accounting software, can really help with creating a proactive approach to the measurement and reporting process. It can reveal anomalies and trends to be acted on, as it can help source vendors and projects to help with emission reductions. If you'd like to learn more about Gravity and how their energy and carbon accounting software can help you, check out their website. If you'd like any assistance with Carbon Verification, get in touch with the Carbonology team, they'd be happy to help! We'd love to hear your views and comments about the ISO Show, here's how: ●     Share the ISO Show on Twitter or Linkedin ●     Leave an honest review on iTunes or Soundcloud. Your ratings and reviews really help and we read each one. Subscribe to keep up-to-date with our latest episodes: Stitcher | Spotify | YouTube |iTunes | Soundcloud | Mailing List

Todd and James are back to help me take YOUR questions which means it's time for another episode of our Homebrew Happy Hour podcast!… THE home brew #podcast where we answer all of your home brewing questions and discuss anything related to craft beer! A NOT SO SUBTLE REMINDER: If you appreciate the things we […]

We are back with a jam packed episode at an exciting but turbulent time.In this episode we discuss:- S3 Calculations: Why we are optimistic- S3 Reality vs Possible future effects- Financial framework for MSO upside- Strategy for managing risk - Revealing my cannabis portfolio- What I've bought & sold recentlyThanks to Hirsh for a great discussion as alwaysConnect with Hirsh:LinkedIn - ⁠⁠https://www.linkedin.com/in/hirsh-jain/⁠⁠Twitter - ⁠⁠https://twitter.com/anandastrategy⁠⁠Hirsh's Website - ⁠⁠https://anandastrategy.com/

Inventory and materials management may not sound glamorous, but for us—and for any thriving shop—it's the difference between healthy cashflow and a financial chokehold. In this Machine Shop MBA conversation, we break down how smart inventory practices—both physical and digital—can free up space, cut costs, and improve delivery performance. From raw materials and finished goods to WIP and cutting tools, we share the financial, operational, and workflow implications of what you keep on the shelf (and what you shouldn't). You'll hear real-world examples of vendor-managed material programs, strategies for keeping traceability without burying yourself in admin work, and ways we've turned “dead” stock into real cash. We also dig into why inventory accuracy matters beyond just making parts—touching on tax implications, property valuations, and how inventory missteps can kill the value of your business in a sale. And if you've ever lost hours hunting for the right cutter or fixture, our storage and tracking advice might change the way you think about tooling forever. This episode isn't about counting nuts and bolts—it's about building an inventory strategy that supports your cashflow, your team's efficiency, and your long-term profitability. Segments (0:24) Paperless Parts: Quoting made simple, profitable, and powerful (3:09) Why inventory is “sneaky important” for cashflow, workflow, and profitability (4:00) Common categories: raw materials, finished goods, consumables, and workholding (6:30) “Part stock” vs. catalogued vs hybrid strategies (7:58) Calculating the real cost of capital when buying material in bulk (10:45) Consolidating material sizes to reduce stock complexity (13:07) Physical storage, traceability, and avoiding costly scrap from lost certs (15:07) Labeling and marking best practices—from PO numbers to color codes (19:05) Storage layouts that save space and speed up retrieval (22:28) FIFO, LIFO, and how inventory accounting can impact your taxes (24:07) Why you need to check out the SMW Autoblok Catalogue  (24:50) Why WIP can matter for accurate financials and business valuation (29:24) Cycle counting vs. painful year-end full inventory counts (33:26) Real-world wins from knowing exactly what's on your shelves (36:10) Avoiding the trap of overbuilding and obsolete finished goods (39:09) Using contracts and order commitments to protect yourself from rev changes (42:02) Inventory strategies for cutting tools—your most critical shop consumable (45:11) The value of having the right tool at the right time vs. lowest cost (49:45) Why random storage beats “organized” by type for cutting tools (52:19) Fixture storage, location tracking, and purging rarely used setups (54:39) How reviewing inventory can generate sales and free up cash (57:35) Key takeaways for building a smart, profitable inventory strategy  (58:42) Grow your top and bottom line with CLA Resources mentioned on this episode Tooling and the Demon of Chaos Unlocking Tax Savings: Essential Strategies You Can Implement Immediately Paperless Parts: Quoting made simple, profitable, and powerful Why you need to check out the SMW Autoblok Catalogue  Grow your top and bottom line with CLA Connect With MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

Bart breaks down one of the biggest hero folds that he has made in his career breaking down the math he used in the moment.

Thinking about buying a car? Before you sign on the dotted line, grab your coffee and join me and our coach on the clipboard, Nic, as we share *proven* car-buying strategies that can save you thousands. Whether you're eyeing a new, used, or certified pre-owned vehicle, this episode reveals how to negotiate like a pro, avoid dealership traps, and understand the *true* cost of ownership. We'll break down the difference between sales price and “Out the Door” pricing, how to factor in maintenance, insurance, fuel, and even resale value. Plus, you'll hear how Nic saved a client $11,000 on a Lexus and why buying an unpopular car at the right time can be a genius money move. This is your roadmap to a smarter, stress-free car purchase—no buyer's remorse required. **Episode Timeline:** [00:40] - Why most people overpay for cars—and how to avoid it. [02:22] - The “time limit” tactic that makes dealerships work faster. [05:20] - Real story: How research turned a $11K overpay into a huge win. [08:00] - New vs. used: The millionaire's approach to vehicle buying. [12:28] - Calculating total cost of ownership (insurance, fuel, and more). [16:45] - “Out the Door” pricing: The number that *really* matters. [22:33] - The contrarian strategy: Why buying the car nobody wants can be brilliant.   **Links & Resources:** - *The Millionaire Next Door* by Thomas J. Stanley & William D. Danko - MSN Autos: [msn.com/autos](https://www.msn.com/autos)   If you found this episode helpful, please **rate, follow, review, and share** *Coffee with Your Retirement Coach*. It's the easiest way to help others save money and drive away happy!  

Do you ever get lost and need GPS to get your way out? Or, if you are like me, you sometimes make wrong turns even using GPS! I find using GPS to be a lot like life - you make turns, you think you are going the right direction and then you need to re-calculate. In this episode I will share my own experiences and try to give a little bit of advice about how to re-calculate. You can find out more about Jamelle at www.jamellegodlewski.comInstagram - Jamelle GodlewskiFacebook - Jamelle Godlewski - Leader and Kingdom InfluencerYouTube - Jamelle Godlewski

Episode Description: Trolly Moly the Trolls are back! A surprise messenger sends Max & Molly off to ancient Egypt to stop the Trolls from sabotaging the legendary Lighthouse of Alexandria. Can they decode a watery weapon, navigate nautical math, and save one of the Seven Wonders of the World? Math Concepts:  Division and ratios; Patterns and extrapolation; Estimating and solving with proportional reasoning; Understanding speed units like knots and converting between degrees, arc minutes, and arc seconds; Calculating how long it takes to travel one degree of latitude at a given speed.History/Geography Concepts: The history and significance of the Lighthouse of Alexandria; Use of lighthouses in ancient maritime navigation; How ancient ports like Alexandria supported trade and cultural exchange; Protractors and angles in real-world physics (catapults); Cultural geography: Nile Delta, ancient Egypt, ancient Alexandria

What was something on your childhood wishlist that you're still kind of mad that you never got?Calculating potency isn't just math—it's the fundamental skill that transforms your cannabis kitchen from a guessing game into a precise culinary art. Whether you've ever found yourself unexpectedly bonding with your couch for six hours after a miscalculated brownie or thrown away gifted edibles because you had no idea how strong they were, this episode solves the dosing dilemma once and for all.I break down the seemingly complex world of THC calculations into a straightforward formula anyone can master, walking you through real examples that demonstrate exactly how to determine what's in each serving of your homemade treats. You'll discover why even experienced cannabis consumers sometimes need just a fraction of a gram to create perfectly dosed edibles, potentially saving you significant money while delivering consistently reliable experiences. Grab your Edible Dosing Cheat Sheet over at the website. By the end, you'll understand why knowing your numbers isn't about taking the fun out of edibles—it's about ensuring every experience is the right kind of fun.Continue the conversation and start connecting—head to JoinBiteMe.com right now. You'll find a private community of cannabis growers, makers and lovers who are just as obsessed or curious as you are.Support the show Visit the website for full show notes, free dosing calculator, recipes and more.

Continuing our Account Based Prospecting expert series, in this episode, Samis joined by Mason Cosby, founder and CEO of Scrappy ABM, to discuss the intricacies of account-based marketing (ABM) and its application in recruitment.Throughout the conversation, they cover a lot of ground:From exploriing the importance of niching down, to identifying the right audience, and some of the challenges organizations face when implementing ABM strategies. Mason shares tactical steps for building an effective ABM program, emphasizing his 4D approach. We're not being cheeky when we say these are assets and advice you'd typically have to pay someone to give you — so listen, take notes, and be well on your way to improving your marketing and prospecting efforts...just. like. that. Chapters:00:00 - Why ABM is the ultimate growth tool for modern recruiters06:12 - Beyond spray and pray: Evaluating your recruitment lead generation09:05 - Is your recruiting agency ready for account-based marketing?16:10 - How to build your ABM strategy for client acquisition35;01 - How to find and leverage data to build your ideal client profile41:50 - From data to deal: Activating your ABM client prospecting54:05 - Beyond placements: Calculating the ROI of your ABM strategyExplore all our episodes and catch the full video experience at loxo.co/podcastBecoming a Hiring Machine is brought to you by Loxo. To discover more about us, just visit loxo.co

A dedicated office space for a doula business can bring professionalism, visibility, and a central hub for meetings and classes. It can also come with significant costs and added responsibilities. Understanding the pros and cons is essential before making the investment. Calculating the potential return on investment provides a clear picture of whether it is a worthwhile investment. It is important to weigh costs such as rent, utilities, insurance, and furnishings. Compare them to potential income, client convenience, and growth opportunities. Carefully exploring these factors can reveal if an office space for your doula business will truly support long-term goals. It may also show if your resources are better used elsewhere. Join us as we discuss location evaluation, shared versus private spaces, and creative ways to maximize usage. Learn how to align your decision with your overall business strategy.

In this episode, dental software expert Dayna Johnson breaks down the complexities of estimating dental insurance coverage and how to navigate the challenges that come with today's evolving benefits landscape. She explains the key differences between the fee schedule method and the allowed amount method, shedding light on which approach may be right for your dental practice. From exceptions and downgrades to patient communication and the use of technology like Dentrix and Eligibility Pro, Dayna offers practical, real-world strategies to improve accuracy in insurance estimates and create more confident treatment presentations. You'll learn how to involve patients in understanding their coverage, handle difficult estimate scenarios, and streamline your process for better efficiency and profitability. If your dental team struggles with insurance estimation accuracy, this episode is packed with tips, tools, and insights to help you take control of the process. Key Takeaways: Understand the difference between the fee schedule and allowed amount methods. Learn why estimating insurance has become more complex over the years. Identify common exceptions that complicate estimates. Use Dentrix to manage calculations effectively. Navigate downgrades in coverage with confidence. Educate patients on their insurance coverage and responsibilities. Simplify syncing coverage details with Eligibility Pro. Use overrides in Dentrix for accurate treatment plan estimates. Improve patient conversations around insurance expectations. Commit to continuous training for better estimation accuracy. Chapters: 00:00 – Understanding Insurance Estimation Methods 02:41 – Navigating Exceptions in Insurance Coverage 05:21 – Fee Schedule vs. Allowed Amount Method 08:13 – Handling Downgrades in Treatment Plans 11:16 – Utilizing Dentrix for Accurate Estimates 13:54 – Enhancing Patient Communication and Involvement Please rate, review and share this episode with your colleagues. Book a call with Dayna: calendly.com/dayna-johnson/discovery-call

Solving Insomnia: 5 Proven strategies to help you sleep through the night is a series published in Authority Magazine. This episode is part of that interview. Shawna Robins asked, "What would you advise for people should do if they wake up and can't fall back to sleep. Dr. Vickie's answers might surprise you. Check out Authority Magazine for the full interview coming soon.  5 Proven Strategies to Help You Sleep Through the Night Adjust your expectations: It is normal to wake up 5-7 times during the night. But trying harder to sleep makes sleeping harder.  Don't do clock math. Calculating how much sleep you'll get if you fall asleep now is counterproductive.  Rest, just rest. Embrace non-sleep restorative rest.  Turn off your mind. This one is definitely hard. Try cognitive shuffling.  Get out of bed if laying there is distressing. If you can't relax, get up and leave the bedroom and do something boring or soothing until you feel sleepy.  Solving insomnia isn't easy. Check out the resources on my website.   

Why do we follow orders or go along with things that feel wrong? Why might defiance be better than compliance? And how can we go about becoming more defiant?Episode SummaryI've always been fascinated by why people obey, even when it clashes with their instincts or values. In this conversation, I'm joined by Dr Sunita Sah — a physician-turned-organisational psychologist whose work explores the hidden social, cultural, and psychological forces behind compliance. Drawing from her research and personal journey, Sunita reframes defiance as alignment with our true values, not reckless rebellion. We unpack concepts like “insinuation anxiety” — the discomfort of signalling someone else might be wrong — and explore her five-stage model of defiance, from recognising tension to taking decisive action. Sunita explains why compliance is often mistaken for consent, why both have distinct definitions, and why many of us have never practised saying “no” skillfully. Along the way, she shares vivid examples from medicine, aviation, parenting, and history, including the calculated defiance of Rosa Parks. For leaders, Sunita offers a challenge: create environments where dissent is safe and effective, and treat defiance as valuable feedback. For all of us, she suggests starting small — practising low-stakes resistance to build our “defiance muscle.” Whether you're a rule-maker, rule-follower, or both, this episode invites you to rethink the stories you tell yourself about compliance, and to see saying “no” as a powerful tool for living with integrity. Guest Bio Self-Description:Dr Sunita Sah is a physician-turned-organisational psychologist and Professor of Management Studies at Cornell University. Her research examines the social, organisational, and psychological forces that influence decision-making, particularly in contexts involving authority, conflicts of interest, and ethical dilemmas. She is the author of Defy: The Power of No in a World That Demands Yes (US title: Defy: How to Speak Up When It Matters), a book that reframes defiance as a vital life skill. AI-Generated Timestamped Summary [00:00:00] Opening & why we obey even when it feels wrong[00:02:00] Sunita's career journey: medicine to organisational psychology[00:05:00] Personal experiences shaping her research[00:07:00] Redefining compliance vs. consent[00:10:00] The five elements of informed consent[00:11:00] Introducing “insinuation anxiety”[00:14:00] High-stakes and low-stakes examples of silence[00:18:00] Why people resist defiance — lack of skill and practice[00:20:00] New definition of defiance as value alignment[00:23:00] Tension as the first stage of defiance[00:25:00] Stage 3: asking clarification questions[00:27:00] Scripts for skilful defiance[00:30:00] Practising in low-stakes situations[00:33:00] Speaking up for others vs. for oneself[00:36:00] Defiance as a skill, not a personality[00:38:00] Calculating safety and effectiveness of defiance[00:41:00] Costs of compliance vs. costs of defiance[00:44:00] Clarifying values to lower stress and improve integrity[00:46:00] Leadership responsibility for safe dissent[00:48:00] Performative vs. genuine speak-up systems[00:50:00] Defiance as contagious behaviour[00:52:00] The role of mischief and playful resistance[00:56:00] Saying yes when the world expects no[00:58:00] Advice for compliance officers and leaders[01:00:00] Upcoming courses on defiance and decision-makingLinksSunita's website: https://www.sunitasah.comDefy: The Power of No in a World That Demands Yes — https://www.sunitasah.com/defySunita's Cornell University faculty profile — https://www.johnson.cornell.edu/faculty-research/faculty/sunitasah/

Strong storms this week have people taking precautions for their home. What to do if your home is damaged after a storm. Deck maintenance materials. Is it necessary to insulate a garage if drywall is already up? Attic inspections and when insulation is needed in your home. Outdoor spaces are growing in popularity. Calculating the cost of replacement and repair. When is it necessary to seal a deck? Pros and cons of different flooring materials. What to know before selecting a contractor for a big project on your home. Contact Andy at lindusconstruction.com or you can call 844-9lindus.

In this Dialogue episode of The Synopsis, Drew has a "dialogue" of one as he reviews 2Q25 earnings from Floor & Decor and Meta. You can find free versions of these updates below.  Meta 2Q25 Business Update  Floor & Decor 2Q25 Business Update If you want to get a free trial to access >200k AlphaSense expert call transcripts, you this link here.  ~*~ For full access to all of our updates and in-depth research reports become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. -*-*-*-*-*-*-*-*-*-*-*-*-*-*- Show Notes (0:00) — Intro (1:24) — Floor & Decor 2Q25 Update (16:07) — Meta 2Q25 Update  -*-*-*-*-*-*-*-*-*-*-*-*-*-*- For full access to all of our updates and in-depth research reports, become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. *-*-*- Follow Us: Twitter: @Speedwell_LLC Threads: @speedwell_research Email us at info@speedwellresearch.com for any questions, comments, or feedback. -*-*-*-*-*-*-*-*-*-*- Disclaimer Nothing in this podcast is investment advice nor should be construed as such. Contributors to the podcast may own securities discussed. Furthermore, accounts contributors advise on may also have positions in companies discussed. At the time of publication, one or more contributors to this report has a position in META and FND. Furthermore, accounts one or more contributors advise on may also have a position in META and FND. This may change without notice. Please see our full disclaimers here:  https://speedwellresearch.com/disclaimer/

Today's focus is on gold as an ancient monetary value and addressing the challenge of earning a yield on gold. Jason also invites listeners to join an upcoming Jason Hartman University workshop in Phoenix at the end of September, which includes a bonus property tour and emphasizes learning the math of income property. Jason also mentions a masterclass scheduled for the second Wednesday of each month and encourages listeners to register. http://jasonhartman.com/phoenix http://jasonhartman.com/Wednesday Jason then welcomes Keith Weiner, the founder of Monetary Metals, to discuss his background and transition from software to the precious metals industry, including his solution for investing in precious metals and insights on Bitcoin's impact on monetary awareness. They explore other business models of renting gold to various industries, highlighting its innovative approach to financing gold inventory and potential advantages over traditional banking methods. Keith shares his experience with gold leasing and manufacturing, explaining concepts like fungibility, convexity, and the benefits of renting over owning in business contexts, while emphasizing the low risk nature of their gold rental business model. Invest with Monetary Metals via https://www.monetary-metals.com/Hartman Follow Keith at X: @realkeithweiner #MonetaryMetals #KeithWeiner #GoldYield #PreciousMetals #GoldLeasing #SilverYield #FinancialInnovation #FiatMoney #MonetarySystem #Convexity #GoldAsMoney #YieldOnGold #AssetManagement #JewelryIndustry #RecyclingGold #SputteringTechnology #FinancialFreedom #InvestmentStrategy #RealEstateInvestment #GoldFinance   Key Takeaways: Jason's Intro 1:33 Welcome 2:24 Sign up for JHU at the end of September 3:54 Join our FREE Masterclass every second Wednesday of each month Keith Weiner interview 4:17 Keith Weiner, bitcoin and the corrupt monetary system 7:04 Solving an investment problem 11:37 Being fungible and the dynamics of how this works 14:56 Tracking collateral and minimizing risks 16:41 Sputtering 19:12 How an investor can dive in 21:35 Calculating the numbers and getting paid in gold 24:48 Length & liquidation of contracts  27:52 Using gold as money     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

On Friday, the Bureau of Labor Statistics reported that job creation in the U.S. was much lower than expected in July, and revised down its numbers for May and June, reporting there were 258,000 fewer jobs created in those months than initially estimated. President Trump, upset about the revisions, then proceeded to fire the head of that Bureau. The president now says he'll name a replacement in the coming days. Plus, why the manufacturing sector is struggling and how storm-chasing scientists are working to unlock the mysteries of hail.

On Friday, the Bureau of Labor Statistics reported that job creation in the U.S. was much lower than expected in July, and revised down its numbers for May and June, reporting there were 258,000 fewer jobs created in those months than initially estimated. President Trump, upset about the revisions, then proceeded to fire the head of that Bureau. The president now says he'll name a replacement in the coming days. Plus, why the manufacturing sector is struggling and how storm-chasing scientists are working to unlock the mysteries of hail.

#269 AI Search & SEO | In this episode, Dave is joined by Andrei Țiț, Head of Product Marketing at Ahrefs, a leading SEO tool trusted by marketers around the world. Andrei has been on the front lines of how AI is reshaping search and what that means for marketers trying to stay visible in an AI-first world.Dave and Andrei cover:Why branded search volume is now a top indicator of visibility in AI-generated results (and how to grow it)The new playbook for SEO in 2025, including what metrics to track beyond traffic and backlinksActionable tactics to get your brand mentioned by AI search tools like ChatGPT, Perplexity, and Google's AI OverviewsWhether you're a marketing leader or an SEO newbie, this episode will help you rethink your approach to content, attribution, and brand in the AI era.Timestamps(00:00) - – Intro (02:48) - – Why this was Exit Five's most-registered webinar ever (05:08) - – Meet Andrei from Ahrefs (06:48) - – Is SEO dead? Not quite, but it's harder than ever (08:28) - – AI traffic is growing fast (63% of sites already see it) (09:18) - – Why brand is your best SEO defense (11:48) - – How Google measures brand impact (keywords, mentions, clicks) (14:48) - – Calculating content ROI with traffic value (17:18) - – Why branded search volume predicts AI visibility (21:18) - – How to track brand mentions in ChatGPT, Perplexity & AI Overviews (24:18) - – AI traffic = fewer clicks, better leads (29:23) - – How to improve your visibility in AI-generated answers (36:23) - – Why backlinks matter less and PR matters more (43:23) - – New rules for writing content LLMs can surface (52:23) - – Final takeaways: metrics to watch and content to prioritize Send guest pitches and ideas to hi@exitfive.comJoin the Exit Five Newsletter here: https://www.exitfive.com/newsletterCheck out the Exit Five job board: https://jobs.exitfive.com/Become an Exit Five member: https://community.exitfive.com/checkout/exit-five-membership***Today's episode is brought to you by Walnut.Why are we pouring all this effort into marketing just to push buyers to a “request a demo” or “contact sales” button?Come on, today's buyers don't want to talk to sales right away. They want to explore your product themselves, see how it works, and understand its value before booking a meeting.That's where Walnut comes in.Walnut empowers marketers and GTM teams to create interactive, self-guided product experiences in minutes. Embed these experiences on your site, in emails, or anywhere in your funnel to let buyers engage on their terms, from awareness to close and beyond. That's the beauty of Walnut - you're getting a platform that your sales and CS colleagues can use to showcase the product too.And the best part? You get real intent data—see which features prospects love, where they drop off, and what's actually driving pipeline. Demo Qualified Leads are the new MQL.Over 500 companies, like Adobe and NetApp, use Walnut to drive 2-3x higher website conversion rates and 7 figures in pipeline on a yearly basis. So do you want to drive more leads, shorten sales cycles, and actually show your product instead of hiding it behind another typical B2B CTA? Go check out Walnut.io. And if you tell them Dave from Exit 5 sent you, they'll build out your first demo for free!

In this episode, Gillian breaks down four (+ an extra one) practical steps to stop mentally calculating calories... Because calories stick with you, even if you haven't tracked macros in years.If you feel like you know calories by heart and can't shut off the mental math, this is your guide to reducing the noise and finding more peace with food.You'll hear:What makes calorie calculations so stickyWhat to do instead of countingWhy your thoughts aren't factsHow mindfulness and values-based eating helpWhat to expect as you practice a new way of thinking

How do we get security right? The answer varies by many factors, including industry, what you're trying to protect, and what the C Suite and Board care about. Khaja Ahmed, Advisor at CISO Forum, joins Business Security Weekly to discuss how to get consensus on your security program. CISOs, executives, and the Board need to be aligned on the risks and how best to address them. And it's not technical risks, it's business risks measured by legal or financial impact. Khaja will help guide new and existing CISOs on how to: Work across the business to build consensus Identify and quantify risks in financial and legal terms Design security from the start Be effective as a security leader In the leadership and communications section, Is the C-Suite Right for You?, What Fortune 100s are getting wrong about cybersecurity hiring, Why Communication Is Exhausting in Chaotic Workplaces, and more! Visit https://www.securityweekly.com/bsw for all the latest episodes! Show Notes: https://securityweekly.com/bsw-405

In this episode, we explore how chargebacks hurt online businesses and what smart store owners are doing to fix this problem. Chargebacks mean lost money, wasted time, and damage to your reputation with payment companies. Our guest Conor Lyden, founder and CEO of Trustap, shares how his company helps online stores fight fraud and secure payments.  He explains how one simple solution can replace multiple expensive tools while saving businesses thousands of dollars every month. Topics discussed in this episode:  Why a ticket scam led to building a global fintech solution. How Trustap protects e-commerce brands from chargebacks. Why chargebacks hurt more than just your wallet. How becoming merchant of record removes liability and tax stress. What makes Trustap a one-stop checkout plugin. Why some brands see up to 18% more profit with Trustap. How Trustap helps brands expand globally without local setup. What merchants miss when calculating real transaction costs. Why high-volume vs. high-ticket stores benefit differently. How onboarding takes just hours, not days. Links & Resources Website: https://www.trustap.com/ Shopify App Store: https://apps.shopify.com/trustap LinkedIn: https://www.linkedin.com/in/conor-lyden-442621b1/ X/Twitter: https://x.com/trustappayments Get access to more free resources by visiting the show notes athttps://tinyurl.com/bdk3buarMORE RESOURCES Subscribe to our FREE Newsletter: https://newsletter.ecommercecoffeebreak.com/ Free Store Optimization Beginners Guide: Instant PDF Download!

How do we get security right? The answer varies by many factors, including industry, what you're trying to protect, and what the C Suite and Board care about. Khaja Ahmed, Advisor at CISO Forum, joins Business Security Weekly to discuss how to get consensus on your security program. CISOs, executives, and the Board need to be aligned on the risks and how best to address them. And it's not technical risks, it's business risks measured by legal or financial impact. Khaja will help guide new and existing CISOs on how to: Work across the business to build consensus Identify and quantify risks in financial and legal terms Design security from the start Be effective as a security leader In the leadership and communications section, Is the C-Suite Right for You?, What Fortune 100s are getting wrong about cybersecurity hiring, Why Communication Is Exhausting in Chaotic Workplaces, and more! Show Notes: https://securityweekly.com/bsw-405

How do we get security right? The answer varies by many factors, including industry, what you're trying to protect, and what the C Suite and Board care about. Khaja Ahmed, Advisor at CISO Forum, joins Business Security Weekly to discuss how to get consensus on your security program. CISOs, executives, and the Board need to be aligned on the risks and how best to address them. And it's not technical risks, it's business risks measured by legal or financial impact. Khaja will help guide new and existing CISOs on how to: Work across the business to build consensus Identify and quantify risks in financial and legal terms Design security from the start Be effective as a security leader In the leadership and communications section, Is the C-Suite Right for You?, What Fortune 100s are getting wrong about cybersecurity hiring, Why Communication Is Exhausting in Chaotic Workplaces, and more! Visit https://www.securityweekly.com/bsw for all the latest episodes! Show Notes: https://securityweekly.com/bsw-405

How do we get security right? The answer varies by many factors, including industry, what you're trying to protect, and what the C Suite and Board care about. Khaja Ahmed, Advisor at CISO Forum, joins Business Security Weekly to discuss how to get consensus on your security program. CISOs, executives, and the Board need to be aligned on the risks and how best to address them. And it's not technical risks, it's business risks measured by legal or financial impact. Khaja will help guide new and existing CISOs on how to: Work across the business to build consensus Identify and quantify risks in financial and legal terms Design security from the start Be effective as a security leader In the leadership and communications section, Is the C-Suite Right for You?, What Fortune 100s are getting wrong about cybersecurity hiring, Why Communication Is Exhausting in Chaotic Workplaces, and more! Show Notes: https://securityweekly.com/bsw-405

This week on the show, we're discussing the specifics of Required Minimum Distributions (RMDs) as we head into the second half of 2025. Whether you're approaching your first year of RMDs or have been taking them for a while, I break down everything you need to know, from when you need to start taking distributions based on your birth year, to how RMDs are calculated, which accounts are affected, and the potential tax consequences for missing a withdrawal. I'm also sharing eight practical strategies you can use to lower your future RMDs, including asset diversification, Roth conversions, tax-efficient income planning, optimizing Social Security timing, and even using charitable contributions to your advantage. With real-world examples and actionable tips, this episode is packed with valuable insights for anyone looking to navigate their retirement withdrawals as tax-efficiently as possible.  You will want to hear this episode if you are interested in... [02:48] Calculating your Required Minimum Distribution. [05:02] IRA distribution factors & penalties. [10:40] Retirement tax strategy tips. [13:35] IRA conversion tax planning. [15:37] Optimizing social security timing. [18:48] Tax-efficient investment account strategy. Smart Strategies to Manage Required Minimum Distributions (RMDs)  New rules over the past few years have pushed back when retirees must start taking RMDs. As of today: If you were born in 1959 or earlier, your RMDs begin at age 73. If you were born in 1960 or later, the threshold moves to age 75. RMDs apply to traditional IRAs, rollover IRAs, SEP IRAs, SIMPLE IRAs, and most employer-sponsored plans, including 401(k)s and 403(b)s. Importantly, Roth IRAs are not subject to these mandatory withdrawals during the owner's lifetime, providing an attractive planning opportunity. How RMDs Are Calculated Your annual RMD is determined by dividing the prior year's December 31 retirement account balance by a life expectancy factor from IRS tables. Most people use the IRS Uniform Lifetime Table. If your spouse is more than 10 years younger, you get a slightly lower withdrawal requirement by using the Joint Life Expectancy Table. For example, if you are 73 with a $500,000 IRA, and the IRS factor is 26.5, your RMD would be $18,868 for that year. If you miss your RMD, penalties can be steep, 25% of the amount not withdrawn, though if corrected within two years, the penalty drops to 10%. RMDs are generally taxed as ordinary income. If your IRA contains after-tax contributions, those aren't taxed again, but careful tracking is essential. The key is smart, proactive planning. RMDs increase your total taxable income, which can impact not just your IRS bill, but also Medicare premiums (thanks to the “IRMAA” surcharge) and eligibility for certain state tax breaks. Eight Strategies to Lower RMD Impact Here are several tactics to help retirees minimize RMDs' sting and keep more of their wealth working for them: Diversify Account Types Early Don't keep all retirement savings in pre-tax accounts. Consider a mix of pre-tax, Roth, and taxable brokerage accounts so you have flexibility in retirement to optimize withdrawals for tax purposes. Build an Optimized Retirement Income Plan Work with a financial advisor or CPA to design an intentional strategy for sourcing retirement income. With careful planning, you can potentially lower how much tax you'll owe and avoid unwelcome surprises. Do Roth Conversions When Taxes Are Low If you retire before collecting Social Security (and RMDs), you might have years of low taxable income, prime time to convert part of your traditional IRA to a Roth IRA at a low tax rate. Once in the Roth, future qualified withdrawals are tax-free. Delay Social Security for Strategic Reasons Delaying Social Security not only increases your monthly benefit but also gives you more low-income years for Roth conversions, thus reducing future RMDs. Consider Working Longer If you continue working past RMD age and participate in your employer's retirement plan, you may be able to delay RMDs from that plan until you retire (as long as you don't own more than 5% of the company). Aggregate and Simplify Accounts Roll over old 401(k) accounts into a single IRA if eligible. It's easier to track, calculate, and satisfy RMDs, reducing the risk of costly missteps. Optimize Asset Location Hold faster-growing investments (like stocks) in taxable accounts and slower-growing ones (like bonds) in IRAs. This helps slow the growth of your RMD-producing accounts, keeping future required withdrawals smaller. Use Qualified Charitable Distributions (QCDs) Once you're RMD-eligible, you can send up to $100,000 per year directly from your IRA to charity. It will count toward your RMD but won't be taxed, potentially a win-win for you and your favorite causes. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Retirement topics - Required minimum distributions (RMDs) | Internal Revenue Service   Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Every driven professional eventually reaches a crossroads where working harder no longer produces the desired growth. Mark Kull found himself at this junction after achieving Northwestern Mutual's prestigious Forum recognition in consecutive years, only to realize he was trapped in an unsustainable cycle of effort.What followed was a transformative journey from frantic producer to strategic business builder. Mark shares the counterintuitive wisdom that reshaped his approach: "You often have to slow down to speed up." This perspective shift led him to create what he considers more valuable than any to-do list – a comprehensive "don't-do list" that freed him to focus on his highest-impact activities.The conversation explores Mark's deeply personal definition of success: being "front door famous" – showing up as the same authentic person whether with family, clients, or strangers. This consistency of character guides his leadership and life choices more powerfully than traditional financial metrics ever could.Mark reveals the practical strategies that supported his transition, from calculating the true hourly value of his client-facing time to intentionally hiring team members with complementary strengths rather than similar personalities. He candidly discusses the challenges of letting go, acknowledging that "in our desperation to want to be everything to everybody, we don't really become much of anything to anybody."Perhaps most surprisingly, Mark credits consistent sleep and wake times as his most important habit – a discipline that builds self-trust and reinforces his capacity for follow-through in every area of life. His approach demonstrates how elite achievement often comes not from doing more, but from doing the right things with remarkable consistency.Ready to rethink your approach to growth? Connect with Mark at mark.kull@nm.com or visit https://cpp.nm.com/ to learn how strategic delegation and intentional habits might transform your personal and professional trajectory. In this podcast you will learn:• Redefining success as being "front door famous" – maintaining consistency of character across all environments• Creating a strategic "don't-do list" rather than just focusing on to-do lists• Calculating the hourly value of client-facing time to determine what tasks to delegate• Hiring people with complementary skill sets rather than similar personalities• Making the shift from "producing forum" to "being a forum producer" through systems and processes• Building in non-negotiable growth opportunities like mastermind groups and industry conferences• Using flexible growth methods like reading that can be done at various times without rigid scheduling• Celebrating wins intentionally rather than constantly moving goalposts• Maintaining consistent habits like regular sleep and wake times to build self-discipline• Finding team members who genuinely enjoy the tasks on your don't-do listHighlights:0:00Self-Actualization and Introduction7:12Defining Elite Success Personally11:40The Journey from Forum Producer20:24Building a Strategic Business30:24Creating Space for Growth39:06The Power of Consistency42:50Celebration and Final ThoughtsInterested in 1:1 Coaching?Kristin partners with high-performing financial advisors, leaders, and business owners who are ready to lead with more clarity, focus, and intention.Clients often come to her with a strong vision—but they aren't sure how to close the gap between where they are now and where they want to go. Many are navigating a season of growth, stepping into expanded leadership, or realizing they've outgrown their current systems and ways of...

Brian Schwingle, MN DNR forest health program coordinator, discusses how invasive species impact wildfires. The "Fire in MN forests" series is produced by Mark Jacobs.

“It's not going to take much to push us back into a shortage market where demand would exceed supply.” - Graham Scott, Vice President, Global Procurement at Jabil Semiconductor volatility is grabbing headlines again, but what's really happening beneath the surface for organizations buying and managing critical components? Graham Scott, Vice President of Global Procurement at Jabil, knows this landscape inside and out. In this episode, Graham speaks with Philip Ideson about the biggest pressures facing procurement teams, from AI-driven shifts in global supply, to the real cost of building resilient risk-management strategies.  Graham discusses how transparency and agility will set the winners apart, and why procurement teams must stay close to both operational details and C-suite priorities. For procurement teams steering spend, pushing for greater optionality or navigating complex geopolitical headwinds, Graham shares strategies they can use right now. Graham also covers: Assessing hidden risks behind “healthy” inventory levels Rethinking supplier relationships to secure mission-critical data Calculating the tradeoffs and ROI of dual sourcing Navigating the impact of AI and geopolitics on future investment Links: Graham Scott on LinkedIn Subscribe to This Week in Procurement Subscribe to Art of Procurement on YouTube

Did Ramit Sethi just destroy the biggest renting vs owning myth on the Diary of a CEO podcast? Caleb compares the costs of renting & owning a home to show which one is actually cheaper in the long run! 00:00 Introduction00:45 Renting Vs Owning04:50 Caleb Thoughts on Owning vs Renting05:25 Monthly Cost to Live?05:45 How Much Money Do You Need?06:16 What is the Alternative Investment Return?08:15 Pros and Cons of Owning and Renting a Property17:07 Calculator.net (Rent vs Buy)Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In this episode, Scott Carson breaks down a tape of 187 note assets, offering expert insights into geographic distribution, loan performance, and due diligence strategies. This is a must-listen for note investors looking to navigate the current market.Key Points Covered:Geographic Analysis:Tape covers 33 states, with a significant concentration in Texas and Florida.Strategic state selection based on foreclosure timelines.Loan Performance Breakdown:Performing, sub-performing, and non-performing notes.BK Chapter 13, Chapter 7, and modifications.Financial Metrics:Interest rates, BPO dates, and unpaid principal balance (UPB).Review of last 12 months payment history and payment amounts.Identification of non-performing assets.Discussion of BPO values and average equity.Analytical Techniques:How to determine the equity amount in a property.Calculating offering price based on equity and payment data.How to determine potential ROI based on payment data.Key Due Diligence Steps:Checking local legal balances.Analyzing legal status of foreclosures and bankruptcies.Understanding key parameters used to evaluate each loan.Conclusion:Scott Carson provides a comprehensive guide to analyzing a note tape, arming investors with the knowledge to identify profitable opportunities and make informed bidding decisions. From geographic considerations to in-depth financial analysis, this episode is a valuable resource for anyone looking to succeed in the note investing space.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the WCN Membership HERE!

This week on the Retirement Quick Tips Podcast, I'm sharing with you several resources that I use with my own clients when marking important decisions and planning for their retirement.  Today's free resource is my net worth worksheet. Unless you obsessively check your bank and investment accounts 5 times a day, it may not be intuitive why you need to know and track your net worth over time.  But knowing your net worth matters. Tracking your net worth over time is critical to reaching your financial goals, understanding your liquidity, and making smarter decisions with your money… For your free personal net worth worksheet, go to: www.truenorthra.com/networth A special bonus - if you complete your net worth worksheet and send it back to me, I'll send you a personalized analysis, complete with fancy pie charts to help you see what's working, as well as potential imbalances and red flags, along with my comments.  This is only for the first 10 people who send back their net worth statement, so be sure to download it at truenorthra.com/networth, then complete it and email it back to me at ashleym@truenorthra.com

Are you feeling financial stress in your Myofascial Release practice?  In this episode, Heather dives into the common anxieties therapists face regarding their numbers and finances. She outlines actionable steps to take control of your finances, including: Calculating the exact number of clients or packages you need to reach your financial goals. Tracking your personal and business expenses to gain clarity on your spending habits. Setting clear financial targets to help you feel more secure and in control. Implementing a simple tax calculation to prepare for tax season without stress. It's time to embrace your role as the CEO of your practice and take charge of your financial future. Tune in to discover how understanding your financial landscape can transform your experience in business and alleviate the overwhelm that often accompanies uncertainty.    NEW WEBINAR ALERT — Join Heather on August 5th at 2 PM Central for a live training session, "Sell MFR to Anyone in Any Situation." Learn how to effectively communicate your services and gain clients. Plus, unlock a bonus coaching call! Register now. And check out Heather's new book, "Your MFR Practice Starts Here: Get Fully Booked, Raise Rates, and Build the Business You Actually Want", available on Amazon. This book is a must-read for those who want to stop guessing and start building a profitable MFR practice that truly works for their lifestyle.    LINKS AND RESOURCES —

Should you take the lump sum or stick with monthly support payments? In this episode, Catherine and Karen unpack one of the most misunderstood yet consequential decisions in divorce: alimony buyouts. Together, they demystify how these lump sum payments are calculated, who truly benefits, and what hidden pitfalls can jeopardize your financial future. From passive income projections to payout timing and mortgage qualification hurdles—this deep dive explores the real-world scenarios and tough questions you must ask before signing your agreement. Lump Sum Alimony: Pros & cons for both payer and recipient Tax implications & investment risks Liquidity vs. long-term cash flow Calculating present value & discount rates Passive income assumptions—and why timing matters What if the payer can't pay all at once? Tranches, step-down payments, and protective clauses Impact on mortgage eligibility The role of life insurance and estate protection Why enforceability & agreement language matter The crucial importance of stress-testing financial plans Listener Challenge: Are you considering a lump sum offer? Screenshot this episode and send it to a friend or family member who might be weighing the same decision. Share the clarity.

Fellow ALS widow Willy Grant, who lost her husband, Glenn, to the disease in November of 2024, joins Kelsie to talk about the ALS information gap, misdiagnosis, learning to accept help, the personal benefits of public vulnerability and adjusting to life on the other side of loss. Donate to the ALS Society of Alberta here.Support the show

James Lawrence, better known as The Iron Cowboy, is a world-renowned keynote speaker, bestselling author, and endurance athlete who redefined human potential by completing 50 Ironmans in 50 days across all 50 states — and then doing the unthinkable — 100 full-distance triathlons in 100 consecutive days. Before becoming the greatest endurance athlete in history, James was a successful entrepreneur, running a thriving mortgage company and helping hundreds of clients build wealth through homeownership and strategic refinancing. That same relentless mindset that powered him through thousands of miles now fuels his ventures in multi-family real estate and ownership of Crumbl Cookie franchises. He's been named one of Sports Illustrated's “Fittest 50,” featured in two acclaimed documentaries, and honored alongside icons like LeBron James and Conor McGregor. But James's story isn't just about athletic records — it's about purpose, resilience, and refusing to settle for average. In this episode of In the Know, Chris Hampshire and James examine the importance of risk-taking in any successful career, techniques for transferring fear to excitement, and the possibilities that are available to those who are brave enough to tackle the unknown.   James will be the closing keynote and conferment speaker at this year's In2Risk event, taking place November 3‒5 in New Orleans. For more information and to register, visit In2Risk.org. Register by Sept. 5 to take advantage of early bird rates.   Key Takeaways James's pivot from the mortgage industry to extreme sports. The importance of risk-taking in any successful career. Calculating which risks bring the greatest rewards. The suffering is worth it when you show up prepared. The future is filled with possibilities for those who are willing to take risks. AI leverage has the potential to bring greater joy to the workforce. Techniques for transferring fear to excitement. Breaking monumental accomplishments down into manageable tasks. Personal development and risk-taking. Staying healthy while achieving incredible goals. What to expect from James's keynote presentation at In2Risk. A five-year look at the rapidly changing future. James's encouraging advice to his early career self.   In the Know podcast theme music written and performed by James Jones, CPCU, and Kole Shuda of the band If-Then.   To learn more about the CPCU Society, its membership, and educational offerings, tools, and programs, please visit CPCUSociety.org.   Follow the CPCU Society on social media: X (Twitter): @CPCUSociety Facebook: @CPCUSociety LinkedIn: @The Institutes CPCU Society Instagram: @the_cpcu_society   Quotes “Sometimes hitting rock bottom can be the greatest gift.” “What is the risk that I have to take? And what is the benefit to myself, my family, my community?” “The suffering is always worth it if you show up prepared.” “For people who understand and leverage AI, it's going to bring a lot of joy and happiness in their lives.” “Am I going to allow fear to dictate my decisions, or am I going to continue to chase my dreams?” “Taking risks and personal development go hand in hand.”  

In this episode, Michela is breaking down the top 5 financial decisions that helped her cross the $1M net worth threshold before turning 30. From living at home post-grad and building a business, to tracking every dollar and calculating my FIRE number—these choices weren't flashy, but they were incredibly effective. Whether you're in your early 20s or heading into your 30s, these are the practical, foundational moves that can create serious financial momentum over time.I'll also share the mindset shifts that made the biggest difference and how to apply these lessons to your own journey—even if you feel “behind.TIME STAMPS: 00:00 – Intro: approaching 30, thirties reflections01:30 – Housekeeping: templates, upcoming FIRE & real estate tools04:30 – Why financial progress takes years, not months06:00 – Decision #1: Living at home + keeping rent low10:00 – Decision #2: Starting a business (Break Your Budget)14:30 – Decision #3: Choosing a practical college major (Finance)18:30 – Decision #4: Tracking my expenses consistently22:00 – Decision #5: Calculating my FIRE & work optional numbers26:30 – Closing thoughts: Your 20s don't have to be perfect, they just need to be intentional

Both Russia and China are well-positioned to lead global efforts through multilateral institutions such as the UN and the International Atomic Energy Agency.

This is a bitesize episode of 'The insuleoin Podcast - Redefining Diabetes'. Each week we'll take a look back into the archive of episodes and get you to think and reflective once more about some of the things we've learned over the past few years. In this week's BITESIZE:The importance of your over night blood sugar. Prime your needle before you use it. Calculating pre bolus. To hear the full episode check out episode #187: 5 Tips & Ideas That will Increase Your Energy & Time In Range %. Hosted on Acast. See acast.com/privacy for more information.

Machiavelli guides your relationships, sex work funds your freedom, but loneliness looms. Can calculating hearts learn to love? Welcome to Feedback Friday!And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in!Jordan's must reads (including books from this episode): AcceleratEdFull show notes and resources can be found here: jordanharbinger.com/1162On This Week's Feedback Friday:Shiatsu on my shoulder makes me happy.What makes the difference between a storyteller and a snoreyteller?You're a trans woman with Machiavellian traits who craves intimacy but views relationships as cost-benefit transactions. After escaping an unhappy marriage, you're working at a brothel while running a business in rural Asia. Can someone who treats people like "toys" ever find genuine connection?Remember that emotional affair with your coworker Bob while you had a boyfriend in episode 1037? Well, life just served up a delicious plot twist: you landed your dream job only to discover you're now working directly with Bob's girlfriend. She wants to be best friends. What could possibly go wrong?You're a federal power plant operator facing potential job cuts under the new administration. They're offering a resignation package with continued pay through September, but there's a job opportunity in NYC. Do you hedge your bets or roll the dice on government stability? [Thanks to federal employment lawyer Justin Schnitzer for helping us with this one!]Recommendation of the Week: WayfindersGabe attended a two-day dance workshop involving forced vulnerability exercises, portal-walking declarations, and receiving roses for sharing your "truth." He proclaimed "I am available" and felt like he failed at emotional openness. Did the workshop miss the mark, or was he too defended to benefit?Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger.Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi.And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:DeleteMe: 20% off: joindeleteme.com/jordan, code JORDANOura Ring: 10% off: ouraring.com/jordanShopify: 3 months @ $1/month (select plans): shopify.com/jordanNordVPN: Exclusive deal: nordvpn.com/jordanharbingerLand Rover Defender: landroverusa.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.