Podcasts about Bidding

This Podcast Is Episode 646, And It's About Insights For Small Construction Business Owners Post-Disruption The past few years have been challenging for small business owners everywhere. For contractors, the global disruptions—pandemic shutdowns, supply chain bottlenecks, labor shortages, and inflation—hit especially hard. Projects were delayed, material costs spiked overnight, and cash flow felt like a rollercoaster.   If you're a small construction business owner, you've lived through it. And while it's been painful, it's also been a powerful teacher. As construction bookkeeping specialists, we've had front-row seats to see how disruptions shook contractors and what strategies helped them survive—or even thrive—despite the chaos.    Here are the key lessons learned from global disruption that every small contractor should carry forward.   1. Cash Flow is King When the world turned upside down, it wasn't just about profits on paper—it was about cash in the bank. Contractors who had substantial cash reserves or disciplined systems for separating money (using methods like Profit First) were able to weather late client payments, supply delays, and unexpected expenses. Those who ran lean with no buffer struggled the most. Many relied on credit cards, lines of credit, or personal savings to keep projects moving. Lesson: Always budget with a cushion. Build a reserve fund equal to at least two to three months of operating expenses. Cash flow isn't a luxury—it's survival. 2. Material pricing can change overnight Lumber tripled in price. The costs of concrete, steel, and copper spiked. Even basic items like drywall screws saw shortages. For contractors who bid on jobs months in advance, these increases wiped out their profit margins. The most resilient contractors learned to: Add price escalation clauses in contracts. Limit the validity period of an estimate. Communicate openly with clients about material volatility. Lesson: Build flexibility into your pricing. Protect yourself in writing from market swings you can't control.   3. Diversification builds stability Some contractors relied heavily on one type of work, such as extensive remodels or commercial tenant improvements. When those markets slowed during lockdowns, their revenue disappeared. Others had more diversified income streams—such as small service calls, maintenance contracts, consulting work, or digital products—and were able to pivot. Lesson: Don't rely on one type of project or client. Diversify your work mix so when one stream slows, another sustains you. 4. Relationships matter more than ever When suppliers had limited stock, who got the materials first? The contractors have strong, long-standing relationships. When crews were in short supply, which subs stuck around? The ones treated fairly, paid promptly, and respected. Lesson: Invest in your relationships. Pay suppliers and subs on time. Be transparent with clients. In times of disruption, trust and loyalty can save your business. 5. Technology isn't optional anymore The pandemic accelerated the adoption of technology across the industry. Contractors who relied only on paper receipts, hand-written invoices, or in-person meetings found themselves at a standstill. Those using cloud-based bookkeeping, project management apps, digital invoicing, and video calls continued to move forward. Lesson: Adopt technology before you “need” it. Utilize digital systems for bookkeeping, estimating, contract management, and communication. It's not about replacing personal touch—it's about being adaptable when disruptions happen. 6. Lean teams are resilient teams   Many small contractors discovered they were carrying extra overhead—unused office space, underutilized vehicles, or administrative costs that didn't directly produce profit. During global disruption, reducing the crew to essentials, subs, and systems made survival possible. Lesson: Know your actual costs and eliminate waste. A lean operation is easier to sustain through downturns and easier to scale when demand returns.   7. Communication is your strongest tool   One of the biggest frustrations during disruption was uncertainty. Clients wanted updates. Subs wanted to know if they'd be paid. Suppliers were vague about delivery dates. Contractors who communicated clearly—even if the news wasn't good—earned respect. Those who stayed silent or overpromised quickly lost trust. Lesson: Make communication a priority. Share updates often and honestly. It builds confidence, even when circumstances aren't ideal.     8. Mental health and burnout are real   Global disruption didn't just strain finances—it strained people. Many contractors burned out from trying to keep jobs going under impossible conditions. Some worked longer hours to break even. Those who emerged stronger learned to set boundaries, delegate, and take care of themselves as much as they did their businesses. Lesson: You can't build a sustainable business if you're running on empty. Take time to recharge. A healthy owner leads a wholesome company.   9. Long-term planning beats short-term panic   Disruption exposed those who were running their business reactively and those who had systems in place for long-term stability. Contractors with business plans, financial tracking, and clear goals were able to make adjustments without losing direction. Those who made decisions only in the heat of crisis often compounded their problems. Lesson: Develop a Long-Term Strategy for Your Business. Even if the world shifts, you'll have a framework to guide your choices.   10. Adaptability is a competitive advantage   Perhaps the biggest lesson? The contractors who survived weren't always the strongest or the biggest—they were the most adaptable. They adopted new ways of working, revised their bidding process, experimented with various marketing approaches, and weren't afraid to adapt their business model. Lesson: Stay flexible. The ability to pivot quickly is more valuable than size or experience.   Final thoughts Global disruption has left scars on the construction industry, but it has also left lessons that we can't ignore. For small contractors, the takeaway is clear: Protect your cash flow. Write airtight contracts. Diversify your work. Invest in relationships and technology. Prioritize communication and your own well-being. Disruptions may come again—whether global or local. But the lessons you've learned now can make your business stronger, more resilient, and more profitable in the long run. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

Sean Williams is the CEO and founder of AutogenAI, the world's leading AI proposal-writing engine, launched in May 2022. Under his leadership, the company recently closed a nearly $40 million Series B round led by Salesforce Ventures. Prior to AutogenAI, Sean founded Corndel Ltd, where he served as Chief Executive and scaled the business to 350 employees before its $60 million acquisition by THI Holdings in 2020.In this conversation, we discuss:Why Sean believes AI will revolutionize how organizations write, win, and deliver proposalsHow AutogenAI is reducing proposal writing time from days to hours for companies bidding on complex contractsThe ethical considerations of AI-written proposals and why transparency is critical in high-stakes industriesWhat Sean learned from scaling Corndel to 350 employees and how that experience shaped AutogenAI's go-to-market strategyWhy the biggest risk for organizations isn't adopting AI too quickly, but failing to experiment earlyHow AutogenAI is building trust with enterprise clients through customization, compliance, and human-in-the-loop designResources:Subscribe to the AI & The Future of Work NewsletterConnect with Sean on LinkedInAI fun fact articleOn How To Prevent Bias and Be Responsible for Ethical Decision Making

After a long career as a CTO with companies like NASA, Fannie Mae and Raytheon for the last 18 years, Julian Zottl was really looking forward to his retirement. Hold on – Not so fast! After a short respite, he started getting calls for help from different organizations. It did not take too long for Julian and his wife to recognize that they needed to incorporate and turn this into an engineering and consulting company. Julian discusses the company's future including: Bidding on federal contracts and Partnering with other countries International consulting work Julian Zottl Julian also touched on the future of cybersecurity noting that it is complex, evolving and filled with ongoing challenges. With the rapid evolution of cyber threats Julian noted that the decreasing cost and time required to develop advanced cyber capabilities has led to a significant acceleration in cyber-attacks. He explained how artificial intelligence and machine learning are being used to create vulnerabilities and execute tasks. Julian also touched on the use of AI to predict and exploit complex multi layered efforts in cyber operations highlighting the challenges posed by those advanced threats. What We Do at Azgard Tek! Systems Engineering: Nation-scale secure systems engineered using our aZgard Engineering Process (ZEP). Precision Intelligence: Ubiquitous surveillance, HTIO, SIGINT, and full-spectrum intelligence support—including cultural and geopolitical analysis. Cybersecurity Solutions: Zero Trust with Resiliency, Red Teaming, threat analytics, IR/Mitigation, and robust device testing. Data & AI/ML: Generative and Agentic AI solutions that automate and empower data fusion, threat detection, and mission intelligence at speed. For more information, go to: https://www.azgardtek.com

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This week, from horse to firearm auctions, we navigate keeping the peace with our spouses afterwards. Plus share updates on hunting mishaps, how Anti-Hunters has wildlife conservation still winning, and record-breaking catches with unexpected outcomes. Join radio hosts Rebecca Wanner aka ‘BEC' and Jeff ‘Tigger' Erhardt (Tigger & BEC) with the latest in Outdoors & Western Lifestyle News!   From Firearms to Horse Sales: Navigating Auctions (and Marriage) with Strategy When Auctions Are a Way of Life — and Marriage Is a Partnership Recently, while driving to a horse sale that we were working at, my husband Tigger turned and asked me, “So... are you getting a bidder number today?” I smiled and responded with a firm, “Yes, and glad we've now had that discussion.” Translation? I'm buying something, and we're not arguing about it. Truth is, when you've been around livestock, auctions, and rural life as long as we have, these conversations become part of your auction day ritual. What Tigger also knows is that I don't buy just to buy. I invest — whether it's a colt, a saddle, or yes, even a rifle. If something is going to eat feed, take up stall space, or use up a gun safe room, it better bring value, joy, or a decent return one day. And let me tell you, this particular sale day delivered a little more excitement than expected... The Time I Bid Against My Husband Without Him Knowing So, there we were at the horse sale. Tigger was busy representing another ranch, completely unaware that his lovely wife(BEC) was quietly (but confidently) bidding against him from the other side of the ring. The auctioneer knew. The ringmen knew. Heck, the crowd knew — and they were loving it. Then came the big moment: Auctioneer: “SOLD!” Me, grinning: “I love you, Tigger!” That's when the place erupted in laughter. And to his credit, Tigger took it like a champ. Was he thrilled I'd just dropped cash on a horse we hadn't even discussed? Maybe not. But did he respect my judgment? Absolutely. And that's what makes our auction adventures work: mutual respect, financial boundaries, and open communication. Meet our newest addition, a 2025 AQHA registered Bay Roan filly purchased from the Froelich Legacy Quarter Horse Sale that we know call "Denali". Her name comes from not just her pedigree but also as this was the year I visited Denali National Park in Alaska!   Planning for Firearm Auctions — and Keeping the Spouse Happy While livestock sales are a regular part of our lives, firearm auctions are another exciting (and tempting) avenue we both enjoy. But before we register, load up the trailer, or open the gun safe, we always have a talk: What do our finances look like right now? Do we have room in the safe (or barn / pasture)? Is this an impulse buy or an investment piece? What are the long-term costs — time, maintenance, upkeep? Could this have resale value or serve a future purpose? These conversations aren't about permission — they're about teamwork and transparency. When you're in a relationship where big purchases are common — whether horses, hay, or handguns — keeping the lines of communication open keeps the peace (and the budget balanced). Upcoming Firearm Auctions You Don't Want to Miss For all our fellow auction-goers, collectors, and Second Amendment supporters out there — mark your calendars! Wolff Auctioneers Firearm Auctions (with Live & Online Bidding): October 25, 2025 — Featuring 150+ rifles and pistols November 1, 2025 — Another 150+ rifle showcase Visit WolffAuctioneers.com for details, catalogs, and to register for online live bidding. Whether you're looking for collectible firearms, hunting gear, or just something to pass down to the grandkids - these auctions are the real deal. Final Thoughts: Respect, Strategy, and Shared Adventures Auction days are more than just sales — they're events. They're part of the lifestyle we love. But they can also become points of tension if you're not careful. If there's one thing I've learned, it's this: "Bidding is fun. Buying is thrilling. But mutual respect is what keeps the relationship strong." Whether I'm bidding on a gelding or Tigger's eyeing a vintage Winchester, we know what matters most: being a team, backing each other up, and being just a little competitive — even if I do yell “I love you” after I outbid him. Tragic Lightning Strike Kills Two Missing Elk Hunters in Colorado Wilderness Two young elk hunters who went missing during a trip in southern Colorado were tragically killed by a lightning strike, according to the county coroner. Andrew Porter and Ian Stasko, both 25, were found dead after a six-day search near the Rio de Los Pinos Trailhead in the Rio Grande National Forest. Porter's fiancé, Bridget Murphy, confirmed on Facebook that the men were hit indirectly—likely by a ground strike nearby—and died instantly. No burn marks were found on their bodies, but the lightning's massive voltage was enough to be fatal from a short distance. The two hunters had returned to the area for a quick evening hunt before storms moved in, leaving their gear locked in the car. Their last known location pinged on Sept. 11, and they were officially reported missing the next day. The search involved hundreds of volunteers and multiple agencies and came to a heartbreaking end on Thursday when their bodies were located about two miles from the trailhead. Murphy honored Porter as an experienced outdoorsman who simply "was in the wrong spot at the wrong time." Autopsies are pending, but officials confirm nature's raw power played a devastating role in this tragedy. Lightning strikes to humans are rare, but powerful. A typical lightning flash is about 300 million volts, according to the National Weather Service; in comparison, most household currents are 120 volts. Reference: https://www.outdoorlife.com/survival/lighting-strike-kills-elk-hunters-colorado/ Florida Bear Hunt Lottery Sees Massive Anti-Hunter Interference, But Conservation Still Wins According to Outdoor Life, a massive number of people — over 163,000 — applied for just 172 bear hunting tags in Florida's upcoming black bear hunt, but not all applicants were hunters. A significant chunk of those applications came from anti-hunting activists trying to game the system and block lawful, conservation-based bear harvests. One bear advocate posted on Facebook Monday, September 22 that the activist group, Angels in Distress, had spent $185,000 on lottery entries — about 37,000 applications, nearly a quarter of the total — with no intention of using the tags. Their goal? Keep bear tags out of the hands of hunters. Also, earlier in September the Sierra Club Florida shared a tutorial video showing those against hunting bears how to purchase a hunting license online. This video specifically showed how to check a box to request a deferral from Florida's hunter education requirements. By using the deferral program, Florida's Fish & Wildlife Conservation allows applicants without hunter's education to hunt with someone who already has their hunter ed or is exempt from these requirements. Despite this coordinated campaign, the Florida Fish and Wildlife Conservation Commission (FWC) says these efforts haven't affected past hunts and likely won't derail this one either. If anti-hunters do manage to draw tags but don't use them, FWC will track unused permits and adjust future quotas to ensure bears are properly managed. Hunters can also take some pride in knowing that all this money — over $817,000 so far from $5 lottery entries, plus future tag fees — goes directly to wildlife conservation efforts in the state. So even sabotaged entries are indirectly helping fund habitat and wildlife management. Winners will be notified soon and have until October 6 to claim their tags. If they don't, those tags roll down to the next eligible applicant — likely a legitimate hunter. FWC originally planned to issue 187 tags, but trimmed that number slightly due to other bear mortality factors in the north. The hunt runs December 6 to 28 and is Florida's first bear hunt in a decade. After the bear hunting season closes, the officials will evaluate the hunter's success to the number of unused permits to adjust future bear hunting seasons. Reference: https://www.outdoorlife.com/hunting/anti-hunters-apply-florida-bear-tags/ New York Angler Denied Salmon Record Due to Retired Category, Despite Catching State's Largest Pink Salmon According to New York Upstate, A seasoned New York fisherman had what should've been a record-breaking moment — only to have it stripped away due to a quirky technicality. Cliff Chamberlan, who's been fishing the Great Lakes since the '70s, was fly fishing and drifting a plastic bead on August 31, 2025 when he caught a 6-pound, 1-ounce pink salmon on the Salmon River — well above the long-standing state record of 4 pounds, 15 ounces set in 1985. Chamberlan followed all the rules: on September 4th it was determined by officials he caught the fish legally, had it confirmed by a fisheries biologist, and was even told congratulations — the record was his. Then, hours later, the state called him back with crushing news: New York had quietly retired pink salmon from its record books in 2024, just months earlier. The reason? Not enough recent entries — even though that had nothing to do with Chamberlan's impressive catch. Chamberlain was quoted in the New York Update, “I went from the highest high to the lowest low in about five hours.” And who could blame him? He caught a rare fish, heavier than any recorded in New York history, and still walked away empty-handed — all because the species was removed from the eligible list after decades of inaction by the state. The pink salmon, also called a “humpy,” is not stocked by New York, making catches like this incredibly rare. The species originally entered the region through Canada back in the 1950s and slowly spread to Lake Ontario. Even today, they show up occasionally — and when they do, they often go unnoticed or misidentified. So while Cliff Chamberlan may not get his name etched into the official state record books, among fellow anglers, his catch stands as a true accomplishment — proof of skill, patience, and a bit of old-school luck. Reference: https://www.newyorkupstate.com/outdoors/2025/09/this-super-sized-salmon-just-obliterated-the-new-york-state-recordso-why-isnt-a-state-record.html OUTDOORS FIELD REPORTS & COMMENTS We want to hear from you! If you have any questions, comments, or stories to share about bighorn sheep, outdoor adventures, or wildlife conservation, don't hesitate to reach out. Call or text us at 305-900-BEND (305-900-2363), or send an email to BendRadioShow@gmail.com. Stay connected by following us on social media at Facebook/Instagram @thebendshow or by subscribing to The Bend Show on YouTube. Visit our website at TheBendShow.com for more exciting content and updates! https://thebendshow.com/ https://www.facebook.com/thebendshow WESTERN LIFESTYLE & THE OUTDOORS Jeff ‘Tigger' Erhardt & Rebecca ‘BEC' Wanner are passionate news broadcasters who represent the working ranch world, rodeo, and the Western way of life. They are also staunch advocates for the outdoors and wildlife conservation. As outdoorsmen themselves, Tigger and BEC provide valuable insight and education to hunters, adventurers, ranchers, and anyone interested in agriculture and conservation. With a shared love for the outdoors, Tigger & BEC are committed to bringing high-quality beef and wild game from the field to your table. They understand the importance of sharing meals with family, cooking the fruits of your labor, and making memories in the great outdoors. Through their work, they aim to educate and inspire those who appreciate God's Country and life on the land. United by a common mission, Tigger & BEC offer a glimpse into the life beyond the beaten path and down dirt roads. They're here to share knowledge, answer your questions, and join you in your own success story. Adventure awaits around the bend. With The Outdoors, the Western Heritage, Rural America, and Wildlife Conservation at the forefront, Tigger and BEC live this lifestyle every day. To learn more about Tigger & BEC's journey and their passion for the outdoors, visit TiggerandBEC.com. https://tiggerandbec.com/

This Podcast Is Episode 645, And It's About Construction Estimates: Why Your Bids Should Spell Everything Out As a contractor, you've likely had this experience: you deliver a job estimate to a client, they accept, and you get to work. Everything goes smoothly—until halfway through the project when the client says, “Wait, I thought this included the backsplash,” or “I assumed cleanup was part of the price.” Suddenly, what you thought was a straightforward project turns into a debate about expectations. The client feels misled, you feel frustrated, and worst of all, your profit margin starts to shrink. The root problem? The estimate wasn't clear enough. In construction, your estimate is more than just a number—it's a roadmap. It tells your client what's included, what's not, and sets the financial foundation for your project. A vague or rushed estimate leads to misunderstandings, disputes, and, most importantly, lost profits. As construction bookkeeping specialists, we've seen time and again that contractors who take the time to create precise, detailed estimates consistently run more profitable jobs. Let's break down why your bids should spell everything out, and how doing so protects your bottom line. The Real Cost of Vague Estimates When your estimate is unclear, three things happen: 1. Scope Creep Becomes Inevitable If you don't define exactly what's included, clients will naturally assume more. Every “little” addition—a fixture change, extra paint coat, or a bit of demo—eats into your profit. Without a signed change order, you're essentially doing free work. 2. Client Trust Erodes A client who feels surprised by added charges won't just be upset—they'll question your integrity. Even if you're being fair, unclear estimates make you look unprofessional. 3. Cash Flow Suffers If you forget to include certain costs—like disposal fees, permits, or delivery—you'll end up covering them out of pocket. Multiply that over several jobs, and suddenly your bank account feels tight, even though you're “busy.” What Clear Estimates Do for Your Business A well-written estimate does more than avoid disputes; it also facilitates effective communication. It creates a foundation for profitability: Protects Your Profit Margin – By listing labor, materials, and extras, you ensure that nothing is forgotten and everything is accurately priced. Manages Client Expectations – Clients understand precisely what they're getting and what they're not. No surprises, no arguments. Improves Professional Reputation – A polished, detailed bid positions you as a contractor who runs a serious business. This often justifies higher pricing. Simplifies Bookkeeping & Job Costing – Clear estimates help you track actual vs. estimated costs, making future bids more accurate.   What to Include in Every Estimate To protect your profit, your bids should cover more than just the basics. Here's what to spell out: 1. Scope of Work Detail exactly what work will be performed. For example: “Remove and replace 200 sq. ft. of flooring in the living room” is clearer than “Install flooring.” 2. Materials List the materials included, specifying the grade or brand when possible. If clients want upgrades, they'll know it costs more. 3. Labor Costs Break down labor separately from materials. This not only clarifies pricing but also helps if the client questions why the project costs what it does. 4. Timeline & Scheduling Provide an estimated start and completion date, along with notes on potential delays (e.g., permits, weather, client decisions). 5. Exclusions Spell out what is not included. For example, disposal, electrical, or painting, if not part of your scope. This protects you from assumptions. 6. Change Order Policy Include language like: “Any work not listed in this estimate will require a signed change order before proceeding.” This sets the expectation from the start. 7. Payment Terms Outline deposit requirements, progress payments, and final payment due dates. Clear payment terms support healthy cash flow. A Real-Life Example Let's say you bid on a bathroom remodel at $10,000. You wrote “install new tile floor” in your estimate. Halfway through, the client says they thought you were also retiling the shower walls. You now face a choice: Eat the cost and do it to keep the client happy (losing profit), or Argue that it wasn't included (damaging the relationship). If your estimate had said, “Install new tile floor, 200 sq. ft., client provides tile. Shower tile not included,” the expectation would be clear. Any additional work would require a signed change order. No profit lost. How Clear Estimates Make Bookkeeping Easier From a bookkeeping standpoint, detailed estimates are gold. Why? Because they give you a clear benchmark for job costing, you can compare what you estimated vs. what you actually spent on labor, materials, and subs. Over time, this data makes your bids sharper and your margins more reliable. Without detailed estimates, your books become guesswork. You'll never know which jobs are profitable and which ones are draining your resources. Tips for Creating Clear, Professional Estimates Use Templates – Don't start from scratch each time. A standard estimate template ensures you never forget important details. Leverage Software – Even basic estimating tools or accounting software can help automate calculations and keep everything organized. Don't Rush – Take the time to measure, calculate, and spell things out. A rushed estimate often leads to rushed profits. Review Before Sending – Double-check that labor, materials, and exclusions are listed clearly. Keep Copies – Always save a signed copy for your records. Final thoughts In construction, profit isn't just about how well you build—it's about how well you plan. A clear estimate isn't busywork; it's a tool that protects your bottom line, manages client expectations, and sets you apart as a professional. Every time you prepare a bid, ask yourself: If someone who knows nothing about construction read this, would they understand precisely what's included and what's not? If the answer is yes, you're on the right track. Remember: Clear estimates lead to clear profits. Don't leave your success up to chance—spell it out, every time. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

NEWS: DPWH lifts suspension on project bidding with new anti-corruption measures | Sept. 17, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Staging Area presented by dcsports87, Brett and Tory tackle one of the most controversial topics in the hobby: shill bidding. Tory shares how dcsports87 identifies it, why it hurts everyone involved, and what steps they take when they catch it.The conversation also digs into how football season drives submissions week to week, why certain players see spikes after a single game, and how collectors react when things go south.They close by looking at the numbers behind the bull run the hobby is experiencing and what's fueling the growth. This one's loaded with perspective you won't hear anywhere else.A special thank you to dcsports87 for supporting this series. Check out dcsports87 for your eBay consignment needs and visit the dcsports87 eBay store to find great cards ending every night.Get your free copy of Collecting For Keeps: Finding Meaning In A Hobby Built On HypeGet exclusive content, promote your cards, and connect with other collectors who listen to the pod today by joining the Patreon: Join Stacking Slabs Podcast Patreon[Distributed on Sunday] Sign up for the Stacking Slabs Weekly Rip Newsletter using this linkFollow dcsports87: | Website | eBay | Instagram | Twitter  Follow Stacking Slabs: | Twitter | Instagram | Facebook | Tiktok

There is never a such thing as owning too many Volkswagens... ...or so they say. Is that really true? === The Carmudgeon Show Sponsor, Vredestein Tires: https://www.vredestein.com/ === Bidding farewell to his Honda Beat to make room for another topless driver, Jason's newly acquired 1996 Volkswagen Cabrio finally makes it home after much anticipation - but not without the drama that comes with a 1000 mile roadtrip home in a 29 year old Volkswagen arising from a low-mileage slumber. Fear not - the Mk3 Cabrio doesn't replace the Mk1 Cabriolet, rather, it will supplement the Cabriolet and the Scirocco with a few extra creature comforts and soon-to-be VR6 power. Jason's journey begins in Washington, where he picked up the Cabrio just freshly serviced at Griot's Garage for some pre-roadtrip services. The first stop at Techtonics Tuning in Sheridan, Oregon reveals the opportunity to get the Cabrio on the dyno and see just how few horses remain in the original 2.0L ABA engine. A worth bonus - the entertainment value of watching various Volkswagen burnouts and engine explosions amongst a live audience. Jason & company are not without misadventures - including but not limited to several roadside tire repairs (thanks, Granada Tires) and a crank(y)shaft position sensor that threatens to leave them stranded on more than one occasion. But it's the friends you make along the way that make it worth it - most noteworthy, a random mid-route encounter with Tom Hale who drove his Maserati 4200 GT all the way from Connecticut. All that and more, on this episode of The Carmudgeon Show. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's edition, Casey Casteel from SWAPA Communications discusses implementation of Reserve VDT in CWA and how the Reserve Preferences page has changed.  She gives a rundown of Reserve VDT provisions as well as some of the initial limitations with OTA and text bidding. Casey also reminds our listeners that the first round of 2026 Vacation Bidding is open and will close on 14 September.  Contract Admin Q&A topics for this week include what happens to a reserve assigned pairing if it becomes uncovered again, a request for a partial pairing Extra Fly, a pairing pull without pay for passport renewal, and a month to month overlap rig pay question.If you have any feedback for us at all, please drop us a line at comm@swapa.org or tap here to send us a text.Follow us online:Twitter - https://twitter.com/swapapilotsFacebook - https://www.facebook.com/swapa737

Jeffrey Epstein's longtime pilots became key witnesses during the Ghislaine Maxwell trial, providing jurors with a rare, firsthand view of the inner workings of Epstein's world. They testified about the many high-profile passengers who flew on Epstein's private jets, including celebrities, politicians, and royalty, while also confirming that Maxwell was a constant presence who managed Epstein's travel and household logistics. Their testimony helped prosecutors place Maxwell squarely at the center of Epstein's operations, showing that she was not only his companion but also his right hand in coordinating the movement of both staff and guests.The pilots also corroborated the accounts of survivors by acknowledging that underage girls frequently traveled on Epstein's planes, although they often claimed not to know the true ages of the passengers. Their logs, introduced as evidence, were particularly damaging, providing a meticulous record of Epstein's flights and the individuals who accompanied him. This evidence reinforced the prosecution's narrative that Maxwell was deeply involved in facilitating Epstein's predatory lifestyle, while also cementing the aircraft themselves as symbols of the operation's scope and brazenness.To contact me:Bobbycapucci@protonmail.comSource:https://blog.seattlepi.com/flyinglessons/2019/09/07/should-epsteins-pilots-have-foiled-his-child-sex-trafficking-ring/Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

On today’s show: We reminisce about where we were when big world events happened How Ben ended up doing a shot to get more listeners Jono sings the South African anthem in person to a South African fan How Ben turned into Megan’s assistant for an hour Did you know there’s this version of the NZ national anthem Instagram: @THEHITSBREAKFASTFacebook: The Hits Breakfast with Jono, Ben & MeganSee omnystudio.com/listener for privacy information.

Want more MTM Vegas? Check out our Patreon for access to our exclusive weekly aftershow! patreon.com/mtmvegas Want to work with us? Reach out! inquiries at mtmvegas dot com Episode Description This week Caesars released a blockbuster new all-in discount package for some of their Vegas properties. For $300 you will get 2 nights plus $200 in food and beverage credit, but is this really a deal? Should we expect even more value through the rest of the year? In other news Drai's is out at Cromwell sort of. We also discuss: busting on 20, Resorts World mixed earnings, the death of the Planet Hollywood brand, talking camels at Luxor, behind Vegas hotel/casino design, bidding for room upgrades, Stage Door's construction and Cosmo's very sexy new carpet! Episode Guide 0:00 Busting on 20? 0:37 Resorts World's mixed earnings 3:09 Venetian's very unique terrace suites 4:52 Stage Door construction photo - Delaaaaaayed 6:00 Cosmo's sexy new carpet 7:22 BLVD's outdoor concerts? 8:15 Drai's is out at Cromwell's pool 10:02 Buffalo Bill's will reopen 8-10 times per year? 11:42 Bidding for room upgrades in Downtown Las Vegas 12:53 Criss Angel's open auditions 13:59 The death of the Planet Hollywood brand? 15:59 The talking camels of Luxor 17:38 Legendary Vegas architect talks hotel/casino design 19:53 Behind the design of Crockford's Lobby & the tiki bar 22:09 Caesars goes all-in - New $300 package launched 23:31 Why Caesars all-in package may NOT be a good deal 25:05 The upcoming Las Vegas marketing push Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. We do two news shows weekly on YouTube with this being the audio version. Never miss out on the latest happenings in and around Las Vegas! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Podcasts, Spotify or by searching "MtM Vegas" or "Miles to Memories" in your favorite podcast app. Don't forget to check out our travel/miles/points podcast as well!

This Podcast Is Episode 644, And It's About Five Hidden Ways Contractors Lose Profits (And How To Stop It) Where did the money go? If you've ever looked at your bank account at the end of a busy month and thought, "I did all that work—so where did the money go?", you're not alone. This is one of the most common frustrations we hear from small business owners in the construction industry. You're booking jobs, staying busy, and delivering great work—but the profit doesn't seem to match the effort. As construction bookkeeping specialists, we've seen behind the numbers of dozens of small contractors. And time and again, we find the same hidden leaks draining their profits. The good news? Once you know what to look for, you can fix them—and finally start keeping more of what you earn. Here are five common ways contractors lose profits (without even realizing it)—and what you can do to stop the leaks. 1. Untracked Labor Hours: Working More Than You Billed Labor is often your most considerable cost. But for many small contractors, labor tracking is one of the weakest parts of their system. If you (or your crew) aren't logging actual hours worked on each job, you're likely underestimating how much time the project really took. That means you're effectively working for free on those "extra" hours. Real example: A contractor estimated a bathroom remodel at 40 hours of labor. The job actually took 55 hours. At $50/hour, that's $750 of lost profit—just from labor under-tracking. Multiply that across several jobs, and you can see how the profits evaporate. How to fix it: Use a simple time-tracking tool (like QuickBooks Time, or even a shared spreadsheet). Log hours daily—not at the end of the week when details are fuzzy. Compare estimated vs. actual hours after each job. This helps you improve future bids and spot inefficiencies. Bookkeeper's tip: If you track hours properly, I can show you job profitability in real time—and you'll see exactly which jobs (or crew members) are eating into your margin. 2. Unapproved Change Orders: Giving Away Work for Free Scope creep is the silent profit killer. A client asks, "Can you just add this?" and you say yes because it seems like a minor request. But those "little extras" add up quickly—and suddenly your margins are gone. Real example: A deck project initially included a standard railing. Midway through, the client asked for an upgraded design. The contractor agreed but never adjusted the invoice. The upgrade cost him $500 in materials and 10 extra labor hours—completely unpaid. How to fix it: Create a straightforward change order process. Stop work when clients request something new until the change is approved in writing. Even if it feels awkward, remember: change orders protect both you and the client by keeping expectations clear. Bookkeeper's tip: Keep a change order log for each job. We can help track approved vs. pending changes—so nothing slips through the cracks. 3. Material Waste and Overruns: Small Leaks, Big Losses Materials are another common leak. If you're not reconciling receipts against your estimates, you may be spending far more than you realize. It's not always theft or big mistakes—it's the little things: over-ordering, miscuts, lost supplies, or last-minute runs to the hardware store. Real example: A contractor estimated $5,000 in materials for a kitchen remodel. By the end, he had spent $5,800. That $800 didn't seem huge—but on a project with a $2,000 expected profit, it wiped out nearly half. How to fix it: Match every material receipt to the job. Track waste (e.g., lumber offcuts, unused drywall sheets). Build a small buffer into estimates (5–10%) to account for inevitable overruns. Do weekly check-ins: Are material costs still aligned with the budget? Bookkeeper's tip: If you send us your receipts consistently, we can flag when a job is trending over budget before it's too late. 4. Late Invoicing and Slow Collections: Cash Flow Gaps Many contractors do the work first and think about invoicing later. The problem is that late invoices result in late payments. And late payments can create cash flow crunches that force you to dip into savings, use credit, or delay your own bills. Worse, some clients "forget" to pay unless reminded. If you're not consistent about invoicing and follow-ups, you might never collect everything you've earned. Real example: A contractor finished a $10,000 basement project but didn't invoice until six weeks later. The client delayed payment for another four weeks. That's 10 weeks without income—while the contractor was already paying subs and suppliers. How to fix it: Invoice immediately at milestones—not weeks later. Use progress billing: collect deposits upfront, then bill at set phases. Set clear payment terms (Net 15, Net 30) in your contracts. Automate reminders using software like QuickBooks, Joist, or FreshBooks. Bookkeeper's tip: We can set up a system where invoices go out automatically and overdue payments are flagged—so you never have to chase clients down again. 5. Forgetting Overhead: Missing the True Cost of Running Your Business This is one of the biggest mistakes we see: contractors price jobs based only on direct costs (labor + materials) and forget to include overhead. Overhead is everything it takes to keep your business running, like: Truck payments and fuel Insurance and licenses Office supplies and software Marketing and advertising Your own salary! If you don't factor in overhead, you might think you made a profit—but really, you just broke even. Real example: A contractor charged $15,000 for a renovation. Materials and labor cost $11,000, so it looked like a $4,000 profit. However, once overhead was factored in (including fuel, insurance, phone, bookkeeping, etc.), the actual profit was closer to $1,200. How to fix it: Calculate your monthly overhead. Divide that into your billable hours or projects. Add it to every estimate. Bookkeeper's tip: We can calculate your overhead burden per job, so you'll know exactly how much to add to every quote to stay profitable. Recap: 5 Hidden Profit Leaks Untracked labor hours Unapproved change orders Material waste and overruns Late invoicing and slow collections Forgetting overhead Each of these may seem small, but together they can drain thousands of dollars from your business every year. The Bottom Line: You Don't Have to Keep Losing Money The difference between "busy and broke" and "busy and profitable" isn't more jobs—it's better control of your numbers. When you track your labor, materials, change orders, invoices, and overhead, you stop the leaks and keep more of the money you've already earned. And you don't have to do it alone. As construction bookkeeping specialists, we help small contractors: Track job profitability in real time Catch hidden leaks before they get worse Set up systems that save time and reduce stress Contact us today and get the help you need. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

This Podcast Is Episode 643, And It's About Is It Time To Hire A Bookkeeper Or Keep Doing It Yourself A Real-World Guide for Small Construction Business Owners If you run a small construction business, you've probably worn every hat—from estimator and foreman to project manager and, yes, bookkeeper. Initially, doing the books yourself may have seemed manageable. But now, as you grow, you might be asking: "Do I need a bookkeeper, or can I keep doing this myself?" It's a valid question—and the answer depends on where your business is, where it's going, and how you manage your time and money. As construction bookkeeping specialists, we've worked with both first-time business owners and seasoned contractors. We've seen the difference it makes when you stop guessing at your finances and start getting reliable, real-time information from a professional. This post will break down the pros and cons of DIY versus hiring a bookkeeper, helping you determine which option is right for your business at this time. DIY Bookkeeping: The Pros Let's start with what's great about doing it yourself, because yes, it can make sense for some businesses in the early stages. 1. It's Low Cost (on the Surface) When money is tight, it's tempting to save every dollar. Doing the books yourself means you don't have to pay a monthly fee or hourly rate. 2. You Learn the Basics By managing your books, you get hands-on experience: How income and expenses are tracked What reports matter How invoices, payments, and taxes work That knowledge helps you communicate more effectively with professionals in the future. 3. You Stay Closely Involved No one knows your business like you do. DIY bookkeeping keeps you aware of every transaction, which can be helpful when you're building habits and financial awareness. DIY Bookkeeping: The Cons While DIY works in the beginning, it often becomes a liability as your business grows. 1. It's Time-Consuming Your evenings and weekends should be spent resting or planning, not catching up on receipts, reconciling bank accounts, or fixing errors from two months ago. Time spent doing books is time not spent building, selling, or strategizing. 2. Mistakes Are Easy to Make Without training, it's easy to: Misclassify expenses Forgot to reconcile accounts Lose track of job costs Miss important deadlines (like sales tax or quarterly estimates) These errors can result in IRS penalties, underpricing, or inaccurate reporting, which can harm your business. 3. Poor Financial Visibility Most DIY systems don't provide accurate job costing, cash flow forecasting, or profit tracking. If you don't know: How much are you really making per job When you can afford to hire or buy equipment Whether your prices cover your overhead …then you're not making informed decisions—you're guessing. 4. It Adds to Your Stress Let's be real: most contractors don't enjoy bookkeeping. It's one more task in an already overloaded day. That constant "I still need to do my books" feeling adds unnecessary pressure. When to Consider Hiring a Bookkeeper Hiring a bookkeeper isn't just about outsourcing busywork—it's about buying clarity, control, and peace of mind. Here's how to know it might be time. 1. You're Consistently Behind If you're weeks or months behind on categorizing expenses, reconciling bank accounts, or sending invoices, it's time for support. A good bookkeeper will not only clean up your books but also keep them up to date moving forward. 2. You're Making More Than $100K in Revenue Once your business is generating six figures or more, your financial picture becomes more complex: Job costing becomes essential Overhead needs to be tracked properly Taxes become more critical (and riskier to ignore) That's where a bookkeeper helps you protect what you're building. 3. You Want to Grow (Or Work Less) Whether your goal is to scale, take on larger jobs, or finally reclaim some weekends, hiring a bookkeeper frees up your time and mental space to make that happen. 4. You're Not Sure What Your Numbers Mean If you've ever looked at a Profit & Loss report and thought, "What am I supposed to do with this?"—that's your cue. A good bookkeeper doesn't just send you reports—they help you understand them and use them to improve your business. DIY vs. Hiring a Construction Bookkeeper: Side-by-Side Comparison Feature DIY Bookkeeping Hiring/Outsourcing 1. Cost Low upfront Monthly fee (varies) 2. Time required High Low (with some client input) 3. Accuracy Varies (risk of errors) High (with checks and clean records) 4. Stress level Often high Much lower 5. Job Costing & Profitability Often missing or incomplete Built-in and consistent 6. Tax readiness Risk of scrambling at year-end Clean books, ready for CPA 7. Scalability Harder to grow confidently Easier to plan and expand Common Concerns About Hiring a Bookkeeper (And the Truth) "Can I afford it?" Hiring a bookkeeper isn't an expense—it's an investment. Most of our clients save money long-term because: Their invoices go out on time They stop underpricing jobs They avoid late fees and missed tax deductions "What if I'm too disorganized?" That's precisely why you need a bookkeeper. A good one will help you build systems that work for you, not shame you for being behind. "Will they understand construction?" Not all bookkeepers do—but we do. We specialize in construction businesses and know how to track labor, materials, subcontractors, job profitability, and project phases accurately. How a Bookkeeper Helps You Grow Once your books are in order, you can: See which jobs are most profitable Adjust your pricing based on real data Budget for slow seasons Plan for hiring or equipment purchases Sleep better knowing your business is financially healthy You stop reacting and start leading. Final Thoughts: Don't Wait Until It's a Mess Suppose you're spending hours each month on books, avoiding financial check-ins, or unsure whether your job is making money. In that case, it's probably time to stop doing it yourself and outsource it to us. Hiring a bookkeeper is like hiring a subcontractor—you could do the work yourself. Still, someone with more experience and tools will do it faster, cleaner, and with fewer mistakes. You build homes. We'll help you build a business that lasts. Ready to Explore Bookkeeping Support? If you're ready to free up your time, reduce financial stress, and finally understand what your numbers are telling you, let's talk. We can go over: Where your books stand now What kind of support makes sense for your business How to set up a system that works (without drowning in spreadsheets) Your time is too valuable to spend chasing receipts and guessing at job costs. Let's fix that. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

Ryan from Eagles Autism is live one last time with the WIP Midday Show to give you the last opportunity on the midday show to bid on some of the fun experiences and great prizes you could win. Bidding closes at 5pm at EaglesRadiothon.com!

The Federal government is pushing big super funds into the housing market: That market is currently dominated by 'mum and dad' investors - Would big funds do better? Overseas experience of major institutional ownership of housing shows that rents rise when big funds buy into housing because they need a higher running yield. In turn, traditional buyers get priced out. Nerida Conisbee, chief economist at Ray White joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: The risk of letting big funds into housing Universal 5 per cent Home Deposit to launch early Investors monitor accelerated housing incentives Good news for renovators - the replacement cost is back to normal See omnystudio.com/listener for privacy information.

On The WireAdam Howe and Kevin Haasting discuss FAAB-related news from the past week, along with pick-up recommendations for the August 24th FAAB runMarcus Semien is still in a walking boot after fouling a ball off his foot in Thursday's game. Jordan Westburg to IL for BALAdley Rutchman hits the IL with an oblique injury (opposite oblique from the injury he had earlier in the year)Samuel Basallo makes his debut early in the week, then signs a 8 year deal with BAL a couple of games into his MLB career. Joe Boyle demoted by TBTampa called up Carson Williams, shortstop prospect, making his debut on Friday, going 2/4 with a home run, 3 RBI, and 2 runs scored.Mick Abel is expected to start for MIN on SaturdayBubba Chandler made his MLB debut for PIT on FridayShane Bieber made his 2025 and TOR debut on Friday, going 6 IP with 9 KBennett Sousa of the Astros' bullpen hits the IL with left elbow inflammation. Replaced by none other than Craig KimbrelTanner Scott was activated off the IL for LAD on Friday. Kirby Yates is expected back on Saturday. Kenley Jansen is dealing with rib pain earlier in the week. Has since avoided the IL, but has stopped throwing on the side. Austin Riley had core injury surgery - miss the remainder of the yearCal Quantrill claimed by ATL after MIA put him on waiversLandon Roupp back to the IL after getting hit by a comebacker and appearing to twist his knee. Giants said it's just inflammation, but more conclusive results should be available over the weekend. Carson Whisenhunt returns to SF to take his place in the rotation-Red Sox lose some minor leaguers with Cooper Criswell and Vaughn Grisson hitting the minor league IL with right elbow inflammation and right foot inflammation, respectively. -Sign Nathaniel Lowe, DFA Abraham Toro, bring back up David Hamilton-Jhostynxon Garcia got the call-up for BOS, making his debut on Friday. Shout out to Lamar Gibson (Inside Fastball) for giving him the nickname of The Password years ago.-Walker Buehler is out of the rotation  Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

This Podcast Is Episode 642, And It's About How To Know If It's Time To Raise Your Rates Without Losing Clients A Practical Guide for Contractors Who Want to Stay Profitable—Without Scaring Off Business If you're like most small construction business owners, you've probably had this thought: "I'm working non-stop, but I'm still barely keeping up—should I raise my prices?" And then right after that, the fear kicks in: "What if I lose clients? What if no one can afford me anymore?" As construction bookkeeping specialists, we hear this frequently. Contractors are nervous to raise their rates because they worry it'll cost them jobs or damage their reputation. But here's the truth: Raising your rates isn't about greed—it's about survival. In this post, we'll guide you through understanding when it's time to increase your rates, how to do it without losing your best clients, and how your books can provide the data and confidence to price with clarity. Why Contractors Hesitate to Raise Rates Let's start with the everyday fears: "My clients won't pay more." "I'll lose out to cheaper competition." "What if I price myself out of the market?" These fears are common, but often based on assumptions rather than data. Low rates can hurt your business more than help it. They lead to: Burnout from overwork Poor-quality clients who expect a lot and pay late Inability to reinvest in tools, help, or marketing Projects that cost more than they bring in So let's flip the script. Instead of fearing a rate increase, let's explore how to raise with purpose—and use facts, not fear, to guide your pricing. 1. Start with Job Costing Before raising rates, you need to know one thing clearly: Are you actually making money on your jobs? Job costing is the process of tracking: Labor hours (including your own!) Material and supply costs Subcontractor fees Equipment and tool usage Permits, dump runs, gas, insurance A share of your overhead (office, truck, phone, software) Once you tally this up, compare it to what you charged. If you're seeing slim margins—or worse, negative ones—you're undercharging. Bookkeeper's Tip: Start by reviewing your last 5–10 jobs. Break them down into: Estimated vs. actual cost Hours quoted vs. hours worked Gross profit (before overhead) Net profit (after overhead) Even a simple spreadsheet can help you see which jobs are winners—and which ones need a pricing tune-up. 2. Watch for These Signs - It's Time to Raise Rates Still unsure? Here are seven signs it's time to raise your prices: 1. You're booked out for weeks (or months) This means demand is high, and your pricing may be too low. If people are lining up, a modest increase won't deter them. 2. You're working too hard for too little If you're exhausted, working weekends, and still not taking home enough, your rate is too low. Period. 3. You haven't raised your prices in over a year Material costs, fuel, insurance, and labor have all increased. If your rates haven't changed, you're likely absorbing the difference. 4. Your quality has improved Are you more skilled than when you started? Do you offer better results, smoother communication, or cleaner job sites? Then you should be charging for it. 5. You're attracting low-quality clients If you constantly deal with haggling, late payments, or poor communication, your pricing is attracting bargain hunters rather than quality clients. 6. Your tools, overhead, and team cost more Running a legit business costs money. If you're licensed, insured, and invest in quality, your rates should reflect that. 7. You're turning away work If you're saying no to jobs because you're too busy, that's a strong sign it's time to raise your prices and focus on higher-value projects. 3. How to Raise Rates Without Losing Good Clients You don't need to double your rates overnight or announce a price hike in bold letters. Here's how to do it strategically and professionally: A. Start with New Clients This is the easiest path. Quote your new price to new inquiries in the future. They won't know the old rate, so there's no resistance. B. Add Value, Not Just Cost When raising rates, remind clients of what they're getting: Better project management Faster turnaround Clearer communication Higher quality materials Insured and dependable work Frame your pricing as an investment, not just a fee. C. Offer Tiers or Packages For price-sensitive clients, offer a few levels of service: Basic (bare-bones scope) Standard (your usual full-service) Premium (extras like design, faster turnaround, etc.) This helps clients self-select based on budget without forcing you to underprice your work. D. Phase In Rate Increases If you work with repeat clients, give them a heads-up: "Due to rising material and labor costs, I'll be increasing my hourly/project rates starting [date]. I wanted to let you know in advance so we can plan accordingly." Most reasonable clients will understand, especially if you've consistently delivered value. 4. Use Pricing Psychology to Your Advantage Pricing is part math, part mindset. Here are a few tactics to make your price increases feel smoother: Avoid round numbers Instead of $1,000, say $1,175 or $3,950. It feels more calculated, not random. Anchor with options Show your higher price next to a more expensive (or less valuable) one. This frames your offer as the "just right" choice. Include a price breakdown. Show labor, materials, subs, overhead—so clients understand what goes into your rate. Be confident Clients can sense uncertainty. If you hesitate or over-explain, it creates doubt. Quote clearly and stand behind your values. 5. Track What Happens Next After you raise rates, keep an eye on: Win/loss rate (are fewer clients saying yes?) Job profitability (are you keeping more after costs?) Client satisfaction (any change in feedback or reviews?) Hours worked vs. income (are you earning more with less hustle?) Often, you'll find you're getting fewer clients, but better ones. And that's the goal: less chaos, more profit, and more control over your schedule. Final Thoughts You Deserve to Be Paid for What You're Worth You started your business to build freedom, not to be overworked and underpaid. Raising your rates isn't risky when data, systems, and experience back it. It's a sign of growth and professionalism. The right clients will respect it, and you'll finally start seeing the kind of income and balance your hard work deserves. Need Help Understanding Your Numbers Before You Raise Rates? As a construction bookkeeping specialist, we help contractors: Break down job costs Analyze profit margins Clean up financials Set pricing that actually works As we always say, Contractors like you deserve to be wealthy because you bring value to other people's lives. You don't need more jobs. You need the right jobs at the correct rate. Let's get you there. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

Learn how John Hancock was faring health wise come Summer 1793 including the medical condition he got diagnosed with. Get an in depth analysis behind what happened on September 18, 1793. Discover who John Hancock made amends with during the year of 1789 including what both men shared in common politically. Receive a timeline of events between October 8-14,1793. Understand importance behind a particular remark John Adams made in reference about Samuel Adams and John Hancock. Determine if America's means of keeping her past history was running sound during early 19th Century. Learn how the Declaration of Independence began taking on sacred quality around 1826 including what it had undergone after 1776. Discover what became of Dolly Hancock after 1793. Determine the future behind John Hancock's home on Beacon Hill come start of 1830's into early 1860's. Learn how Massachusetts State Government responded regarding the fate of John Hancock's Mansion on Beacon Hill. Go behind the scenes and learn how historic preservation efforts came about by early 20th Century. Learn secret formula behind John Hancock's success in craving people's affection which made him so popular. Hosted on Acast. See acast.com/privacy for more information.

You didn't start a construction business to be busy and broke. But if you're bidding to win instead of bidding to perform, that's exactly where you'll end up.In this solo podcast episode, Scott Peper, our CEO and Founder, doubles down on the real math behind construction bidding - and the four mistakes that quietly destroy contractor margins, cash flow, and long-term profitability.You'll learn:- Why bidding to “get the job” (instead of to make a profit) guarantees failure- The #1 error growing contractors make with overhead and debt service- Margin vs. Markup -  why mixing them up costs more than you think- The truth about retainage - and why treating it like revenue breaks your business- How to bid for performance so your jobs win on paper, in the field, and on your P&L- Why your revenue doesn't matter if your bottom line isn't growing with itThis episode is a crash course in cost awareness, cash flow discipline, and true profitability - especially for contractors stuck at the $5–10M revenue mark and wondering why they're making less than they did at $3M.

Wayne and Rob discuss bidding and estimating and the things you need to include to take them to the next level. Follow Bona US Professional online: Website: https://www1.bona.com/en-us/professional/ Subscribe on YouTube: https://www.youtube.com/BonaProfessional Facebook: https://www.facebook.com/bonauspro/ Instagram: https://www.instagram.com/bonapro.us/

A) Three ThingsGoogle Goes NuclearWhat Will We Know From Jackson Hole?Actually Yes, YouTube is Bidding for the OscarsB) Travel Smart Without OverspendingC) PIPS Pick Of The Day! Trade while you sleep and across time zones with Arbitrage Trade Assist. Sign up today at ArbitrageTrade.com. Arbitrage Trade is your trusted source for business, finance, and tech info.ArbitrageTrade.com#finance , #investing , #stocks , #forex , #trendingnow Support this show http://supporter.acast.com/arbitrage. Hosted on Acast. See acast.com/privacy for more information.

Welcome to another Rookie Reply, where Tony J Robinson and Ashley Kehr answer questions from the BiggerPockets Forums and Real Estate Rookie Facebook group. This time, we're covering questions like: What are the different ways you can structure an offer on a property? Should you use an attorney for an eviction or do the process yourself? Should I pick my W2 job to align with my real estate goals? Looking to invest? Need answers? Ask your question here! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-601 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This Podcast Is Episode 641, And It's About A Week In The Life Of A Profitable Contractor- Habits That Pay Off If you're a small construction business owner, you know what it feels like to be busy but not consistently profitable. You're running from job sites to supply runs to client meetings, answering calls at night, and still wondering where the money went at the end of the month. Here's the truth we see every day as construction bookkeeping specialists: The most successful contractors aren't just working harder—they've built weekly habits and systems that keep the business running while they build. In this post, we'll show you what a streamlined, systemized week looks like in a small construction business. Whether you're a solo contractor or leading a small crew, these routines can help you stay organized, improve your cash flow, and protect your profit. Why Weekly Habits Matter in Construction When you build consistency into your week, everything improves: You stop forgetting to invoice or follow up You get paid faster Jobs stay on schedule Clients feel informed (and complain less) You catch issues before they become emergencies The goal isn't to overload your week—it's to create a rhythm that keeps your business stable and growing, without requiring you to do everything at the last minute. Monday: Plan the Work, Work the Plan Morning – Weekly Kickoff Start your week with a short job planning session. Whether you're solo or managing a team, ask: What jobs are active this week? What phase is each job in? What materials, subs, or permits are needed? What deadlines are coming up? Use a whiteboard, spreadsheet, or project management tool (like Buildertrend or Trello). Assign daily goals to each job to ensure that nothing falls behind. Afternoon – Estimate & Lead Follow-Up Block off time to follow up on: New leads that came in over the weekend Outstanding estimates Questions from potential clients Even 30–60 minutes of focused follow-up keeps your pipeline warm and prevents "ghosted" leads. Pro tip: Utilize email templates for follow-ups and store lead information in a centralized location, such as a Google Sheet or CRM. Tuesday: Tidy the Books & Track Job Costs Morning – Track Labor & Materials Take 30–60 minutes to: Log hours worked so far (your crew's and yours) Review any receipts from the job site Match expenses to job names This provides a real-time view of how each job is performing against budget, enabling you to address issues before they escalate. Afternoon – Vendor Check-Ins Call or check with your suppliers: Confirm deliveries Handle any backorders Pay invoices on time (if possible to avoid late fees) Building good vendor relationships keeps your jobs on track and your business in good standing. Bookkeeper's tip: If you send us your receipts and labor updates every week, we can update the job cost reports and alert you if anything appears to be incorrect. Wednesday: Build and Communicate All Day – Focus on Production Mid-week is often when contractors are on-site all day. But don't go silent on your clients or back office. End of Day – Client Touchpoints Send a quick project update to each active client: What was completed today or this week? What's scheduled next? Are there any delays or updates they should be aware of? A 2-minute message can prevent hours of frustration or confusion. Systematize it: Use a weekly client update template or a shared project board where clients can check their progress. Thursday: Invoice, Collect, and Prepare for the Weekend Morning – Invoicing & Payments Every Thursday, review: What milestones were completed this week? What invoices should go out today? What payments are overdue? Send invoices promptly—don't wait until the end of the month. Progress billing maintains a healthy cash flow and reduces the risk of late payments. Afternoon – Financial Catch-Up Take another 30 minutes to: Send payment reminders Record payments received Pay subs (if applicable) Review your upcoming expenses Automation tip: Utilize QuickBooks, Joist, or another invoicing tool that automatically sends reminders. Friday: Review & Reflect Morning – Job Wrap-Up or Prep Use Friday mornings to: Finalize the week's job work Clean up job sites Prepare materials or tools for Monday Afternoon – Weekly Financial Review Block 30 minutes to review: Profit & Loss report Cash on hand vs upcoming bills Job profitability (are we still on budget?) Even a basic check-in provides insight into how your business is performing, not just how you perceive it's doing. What to ask your bookkeeper: Are we on budget for our active jobs? Did we hit our revenue and profit targets this week? Any unusual spending patterns? Weekend: Rest & Reset (Or Catch Up, Smartly) Use the weekend to rest—or if you need to catch up, keep it light: Review new lead inquiries Clean up receipts or paperwork Organize tools or truck inventory Try not to overload your Saturdays. You're running a business, not burning yourself out. Set boundaries: Let clients know you're unavailable on Sundays unless it's an emergency. Protect your peace. Recap: Weekly Rhythm for a Profitable Contractor Day Primary Focus Monday: Job planning & lead follow-up Tuesday: Job costs, receipts, vendor check-ins Wednesday: On-site work & client updates Thursday: Invoicing, collections, and financial review Friday: Job wrap-up, P&L check, planning Weekend: Light admin or complete rest This weekly flow doesn't have to be perfect. The point is to build structure into your week so you're not always reacting—you're leading. Why This Works When contractors follow a simple weekly routine: Jobs run smoother Clients are happier You get paid faster You make decisions based on facts, not gut feelings You work fewer nights and weekends You don't need to be a spreadsheet wizard or tech genius. You need systems that fit your workflow and a few key habits to stay consistent. And if you need help setting that up, that's where I come in. Need Help Building a Weekly System That Works? As construction bookkeeping specialists, we help small contractors: Automate financial tasks Track job costs easily Set up smart invoicing and reminders Build habits that protect profit Let's chat and streamline your week, so you can get back to building what you love. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

High quality version available only for patrons. Bidding goodbye to my first home in Tokyo, Shinjuku Ward, with a discussing legendary Japanese singer-songwriter SHEENA RINGO 椎名 林檎 (1978年〜) + her first three albums MUZAI MORATORIUM 無罪モラトリアム (1999年) SHOSO STRIP 勝訴ストリップ (2000年) + KALK SAMEN KURI NO HANA 加爾基精液栗ノ花 (2003年). Join us for the paywalled SIRENS series and Patreon exclusive episodes at patreon.com/imsopopular

It's Midweek Wednesday, and the Harvard Media Summer Auction is LIVE! Reader has the details on that, a "Rambo" prequel, and a Yorkton product set to officiate Olympic men's hockey! As well, avoid speeding in Switzerland if you're rich, and Jen Stein from the City of Melville joins the show to chat about some local events!

It's Midweek Wednesday, and the Harvard Media Summer Auction is LIVE! Reader has the details on that, a "Rambo" prequel, and a Yorkton product set to officiate Olympic men's hockey! As well, avoid speeding in Switzerland if you're rich, and Jen Stein from the City of Melville joins the show to chat about some local events!

This Podcast Is Episode 640, And It's About How To Build Systems That Support Your Construction Business Turning the 3 Pillars—Marketing, Accounting, and Production—Into Repeatable Routines(without adding more work) You've done the hard part—you're running a construction business, getting jobs, and turning out quality work. Perhaps you've even begun to refine your marketing, job costing, and project delivery strategies, thanks to the three pillars we've discussed: Attracting the Right Jobs, Controlling the Money, and Delivering Projects Profitably. But here's the next step that will take your business from reactive to reliable, from "just getting by" to scaling sustainably: You need systems. Not paperwork piles. Not more apps. Just smart, repeatable steps that make your business more efficient—even if you're still a one-person show. As construction bookkeeping specialists, we help contractors every day who are great at swinging hammers but are overwhelmed by admin. This post will show you how to build simple systems around your existing workflow, so you can run your business more smoothly, make better decisions, and free up your time. What Is a "System" Anyway? A system is simply a repeatable process that occurs consistently without requiring you to reinvent the wheel each time. It could be: A checklist An automation A template A recurring habit Or a combination of all of the above The goal is predictability—so your business can function smoothly whether you're at a job site or taking a day off (yes, that's allowed!). Why Small Construction Businesses Need Systems You might be thinking, "I'm not a big company—I don't need systems." But the truth is, you need them even more. Why? Because without systems: Every invoice is different Every client interaction takes extra effort You forgot to track your hours or materials You lose receipts or miss billing for change orders You're constantly reacting instead of planning The right systems save you time, reduce stress, and increase your profitability. And they don't have to be complicated. System #1: A Simple Lead-to-Job Process The Problem: You get an inquiry, scribble notes on paper, forget to follow up, or lose track of what was discussed. Sound familiar? The System: Create a basic lead intake form (Google Form, CRM tool, or paper checklist) Pre-qualify leads with a few standard questions: Project type, location, timeline, budget Save all client information in one place (e.g., Google Sheet, Notion, Trello). Use a standard estimate template so every quote includes: Scope Pricing Timeline Payment terms Send a welcome email template after a job is accepted (include next steps, policies, and what to expect) Bookkeeper's Tip: Keeping track of leads and estimates helps you compare projected vs. actual profits, so you can learn which jobs are truly worth your time. System #2: A Weekly Money Routine The Problem: You're too busy to check the books, so you don't know if you're making or losing money until tax time. The System: Set aside 30–60 minutes each week to review your finances: Reconcile transactions (or send to your bookkeeper) Check outstanding invoices Follow up on late payments Log hours worked and materials used (by job) Review your cash flow forecast for the next two weeks Even if you outsource the bookkeeping, your weekly check-in keeps you in control. Make it part of your Friday routine, just like packing up your tools. Bookkeeper's Tip: We can set up automated reports to send you a cash flow summary, job costing update, or overdue invoice list via email each week—no extra work on your end. System #3: Job Costing and Change Order Tracking The Problem: You think you're making money on jobs, but in the end, you can't say for sure, and you might've given away work for free. The System: Use a spreadsheet or job costing software (like QuickBooks Projects or Buildertrend) Track: Labor (hours × rate) Materials (receipts, delivery invoices) Subcontractors Permits, rentals, and other direct costs Add a simple change order log to each job file Description, date, price, status (pending/approved) Get approval before starting extra work   Bookkeeper's Tip: When you track jobs this way, we can help you compare estimated vs. actual costs and margins—so your future quotes get sharper and more profitable. System #4: Project Timeline & Client Communication The Problem: Clients get anxious when they don't hear from you, and scope creep happens when there's no clear plan. The System: Break each project into 3–5 major phases (demo, framing, finish work, etc.) Assign rough start/end dates Use a whiteboard, app, or calendar to stay on track Send weekly updates to clients (template email or quick text summary) "Here's what we completed this week… Here's what's next…" Bookkeeper's Tip: When jobs stay on schedule, you're more likely to invoice on time and get paid faster, which improves your cash flow. System #5: Receipts, Invoices, and Tax Readiness The Problem: You have a shoebox full of receipts and scramble to find documents when tax season rolls around. The System: Use a digital system like Dext, Hubdoc, or even a shared Dropbox folder Snap photos of receipts as you go—tag them with the project name Save estimates, signed contracts, and change orders in organized folders Send invoices promptly at milestones (use progress billing templates) Review reports monthly with your bookkeeper (Profit & Loss, Job Profitability, etc.) Bookkeeper's Tip: With clean books and digital records, tax time is painless—and you'll never miss a deduction. The Myth of "More Work" The biggest myth about systems is that they add more to your plate. In reality, they save you time and stress by preventing confusion, wasted effort, and missed revenue. Stop rewriting the same emails Stop digging for info buried in texts Stop guessing at prices or costs Stop forgetting to bill for work you did With systems in place, your business becomes predictable, profitable, and easier to manage—even as you grow. Ready to Systemize Your Construction Business? You don't have to figure this all out on your own. As construction bookkeeping specialists, we help small contractors establish and maintain systems that align with their workflow. Whether it's: Automating job costing Simplifying invoicing Organizing digital receipts Reviewing job margins Or building custom templates We'll help you take the guesswork out of your money—and give you back control of your time. Let's identify one or two areas in your business where a system could save you hours (and dollars) every week. You build homes. We'll help you build the business behind them. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

Sheil is joined by EJ Smith for one last time with some predictions and one final mailbag. The Eagles' O/U in 11.5 on FanDuel. Which way is EJ leaning towards (06:58)? Where will the Eagles defense rank this season with the loss of so many important vets (10:42)? What are Jalen Hurts's chances to win MVP (14:00)? Which player will have a similar type of year that Saquon Barkley had in 2024 (30:56)? Plus, one last mailbag with EJ (35:42). Email hot takes: Ringerphilly@gmail.com. Become a member of our Reddit community: https://www.reddit.com/r/RingersPhillySpecial/. The Ringer is committed to responsible gaming. Please check out rg-help.com to find out more, or listen to the end of the episode for additional details. Host: Sheil Kapadia Guest: EJ Smith Producer: Cliff Augustin Music Composed By: Teddy Grossman and Jackson Greenberg Learn more about your ad choices. Visit podcastchoices.com/adchoices

Timothy & Chase talk about the future of Canoe Club, storage unit bidding, and lighthouse salesmen.Customer Service Podcast on Instagram @customerservicepod Canoe Club on Instagram & YouTube @shopcanoeclub ⁠www.shopcanoeclub.com

A preserved, framed, and used sock once worn by Michael Jackson is up for auction and we’re dying to see what it sells for. Do you think anyone trade it for a half-eaten sandwich from Ricky Martin? We tackled the big questions on today’s show:What should you cut from your diet if you want to live longer?Are small hands a dealbreaker in a relationship?And can you actually forget your trade as you age out of it? Today's episode will give you all the answers.See omnystudio.com/listener for privacy information.

This Podcast Is Episode 639, And It's About Pillar 3: Delivering Construction Projects Profitably A Construction Bookkeeper's Guide to Smarter Production for Small Contractors You've done the hard work: marketed your services, landed the job, and priced it to make a solid profit. But here's where a lot of small construction businesses lose money—even after doing everything right up to this point.   That moment is project execution—or what we in the business world call production.   As construction bookkeeping specialists, we've seen many jobs transition from profitable to painful simply because the contractor lacked systems in place to track costs, manage scope, or control labor once the work commenced.   Let's discuss Pillar 3: Delivering Projects Profitably, and how refining your production process can safeguard your profits, enhance your reputation, and alleviate stress.    Why "Doing the Work" Isn't Enough Many contractors assume that once the job starts, the hard part is over. But production is where the majority of the risk lives: Labor costs can balloon Materials may get wasted or delayed Clients can change their minds mid-project Subcontractors may not show up when they're supposed to Scope creep can kill your margins without you realizing it From a bookkeeper's point of view, this is when the numbers begin to go awry. Profitability doesn't just come from winning jobs—it comes from controlling how they're delivered. What "Delivering Profitably" Actually Means To deliver projects profitably, you need to finish the job: On budget On schedule With the client happy enough to pay (and refer you) It's not just about good craftsmanship. It's about project management. Whether you're a solo operator or have a small team, production needs structure. Fortunately, it doesn't need to be complicated. Where Small Contractors Lose Profit During Production Before we dive into solutions, let's look at where money is most often lost on the job site: 1. Untracked Labor If you don't know how many hours you or your crew are spending on a job, you can't compare it to your estimate. It's one of the most common profit-killers we see in the books. 2. Material Overruns Materials get lost, over-ordered, or wasted—especially if you're not reconciling purchases to job estimates. 3. Unbilled Change Orders Clients often add or alter project elements. If those changes aren't documented and billed, you're giving away free work. 4. Delays and Downtime Time is money. Waiting on materials, subs, or client decisions can derail your schedule and cost you future jobs. 5. Scope Creep "Can you just add this one little thing?" becomes a margin-eating monster when not adequately managed. Now, let's talk about how to prevent those losses and protect your bottom line. 7 Ways to Deliver Projects More Profitably 1. Start with a Clear Scope and Signed Agreement It may sound simple, but many contractors begin work without a detailed, signed agreement. You need: A detailed scope of work Payment milestones A change order policy Completion criteria This sets expectations and gives you leverage when things change (and they will). 2. Create a Simple Project Timeline Even a basic calendar or whiteboard showing: Job phases Material delivery dates Key milestones can help you stay on track and manage client expectations. Suppose you're using software like Buildertrend or Jobber, great. If not, even a shared Google Sheet can work. The goal is visibility. 3. Track Labor in Real Time You can't manage what you don't measure. Use time tracking tools (like ClockShark or QuickBooks Time), or even a shared text log, to record: Who worked For how long On which part of the job This allows you (and your bookkeeper) to identify when jobs are dragging and compare actual versus estimated hours. 4. Monitor Materials Closely Set up a simple system to: Track what materials were ordered Match receipts to jobs Avoid duplicate purchases If you have frequent material overruns, your bookkeeper can help you adjust future estimates and avoid surprises. 5. Enforce a Change Order Policy This one is HUGE. Every time a client asks for something outside the original scope, pause and issue a change order. Even a one-page form signed via email or a mobile app is sufficient. Change orders should: Define the change List any added costs or time Be signed before work continues When this is routine, you stop giving away "just one more thing" for free. 6. Communicate Early and Often Most client disputes happen when they're left in the dark. Set the standard for regular updates: A weekly progress email A shared photo log A short call every Friday This maintains high trust and prevents minor issues from escalating into unpaid invoices or negative reviews. 7. Review Project Profitability After Completion After every project, sit down with your bookkeeper (or even just your notes) and ask: What was the estimated vs. actual cost? Where did we exceed our budget or deadline? Did we bill for all extras? What should we do differently next time? This post-job review turns every project into a learning tool that improves your future estimates, planning, and pricing. Where Bookkeeping Supports Better Production As your construction bookkeeping specialists, we can help you: Track job costs accurately during the project Alert you when a job is going over budget Ensure change orders are captured and billed Break down labor and materials per project Provide job-by-job profit reports In short, good production data = good financial reporting. And when we work together, we can spot patterns that help you grow smarter. The Results of Controlled Production When you focus on project delivery as intentionally as marketing and money management, you'll start to see: Jobs finishing on time Less rework and missed items Higher profit margins Happier clients (which means more referrals) Reduced stress and better control of your schedule Over time, this builds a reputation that attracts higher-quality clients, enabling you to raise your rates with confidence. Final Thoughts Build Systems, Not Just Projects You know how to build a deck, remodel a kitchen, or manage a crew. But your business needs structure, too. When you build systems around how you deliver your work, you reduce chaos and protect your profits. Pillar 3: Production isn't about doing more—it's about doing smarter. With a bit of planning, tracking, and review, you can make every job a stepping stone to a stronger, more profitable business. Want Help Tracking Job Profitability? If you're tired of guessing how much money you're really making on each job, we can help you set up: Job costing systems Labor and material tracking Change order logs Profit and loss reports per project Let's get your numbers working for you. Book a free consultation today and let's build better systems together—so you can build a better business.

All guests join us on the Farm Bureau Insurance guest line, and we are LIVE from the BankPlus Studio! Learn more about your ad choices. Visit megaphone.fm/adchoices

Several years ago, the most expensive piece of artwork went on auction in New York. The bidding left people gasping as the price skyrocketed and setting a record. As astonishing as that may sound, the bidding account that Moses describes here in Genesis surpasses it easily.  However, it wasn't a painting, but people, on the block. Episode Artwork: Salvador Mundi by Leonardo da Vinci MGRANAI, CC BY-SA 4.0, via Wikimedia Commons

This Podcast Is Episode 638, And It's About Pillar 2: Controlling The Money - Construction Accounting And Bookkeeping How Smart Money Management Keeps Your Business Profitable and Stress-Free When most small construction business owners think about success, they envision a steady stream of jobs, high-quality work, and satisfied clients. But there's another side to the story that often gets ignored: the financial health of your business. And here's the truth we see every day as construction bookkeeping specialists: Even skilled contractors with full calendars can run into cash flow problems, tax stress, or profit shortfalls—not because of the work, but because of the numbers. That's where Pillar 2: Controlling the Money comes in. In this post, we'll talk about how to take control of your finances through simple, construction-friendly accounting practices—so you can stop guessing and start growing.  Why Money Control Is the Backbone of a Construction Business In construction, money doesn't flow evenly. You might spend thousands on materials before getting paid. You may win one big job and then go three weeks without a deposit. Labor and equipment costs can shift mid-project. It's a juggling act. That's why proper accounting isn't just about keeping the IRS happy—it's about: Knowing your job costs Pricing with confidence Keeping cash flow steady Making better business decisions Staying compliant and audit-proof If your books are messy, late, or nonexistent, you're flying blind. However, when your numbers are precise and current, you can run your business, not just react to it. The 5 Biggest Money Mistakes We See in Construction Businesses Let's start with the most common money-related problems we help contractors fix: 1. Bidding Without Knowing Actual Costs Many contractors “guesstimate” job prices based on experience rather than actual data. However, with inflation, labor fluctuations, and new materials, those estimates can quickly lead to underbidding and lost profits. 2. Mixing Personal and Business Finances Swiping your business card for groceries or buying tools with your debit card? That's a fast track to messy books and missed deductions. 3. Falling Behind on Invoicing or Collections Delaying invoices or avoiding follow-ups means delayed payments—and often, unpaid work. 4. Ignoring Overhead Suppose you only account for direct costs (such as materials and labor) and overlook indirect costs, including your phone bill, fuel, insurance, and software subscriptions. In that case, you'll never see your actual profit. 5. No Real Cash Flow Planning Not knowing how much is coming in or going out in the next 30 days can lead to bounced checks, late payments, and last-minute borrowing. Sound familiar? Let's fix that. The 3-Part System for Controlling Your Money Here's how we help contractors like you get your finances under control without overwhelming spreadsheets or accounting jargon: 1. Job Costing – Know What Each Project Really Costs Job costing is the process of tracking every dollar that goes into each project, including labor, materials, subs, equipment, and overhead allocation (LMOS™). Why It Matters: You'll know which jobs are profitable—and which ones aren't worth repeating. You'll improve your estimates over time using real data. You'll spot problems early (like a crew taking too long or material waste). How to Start: Use separate expense categories for each job in your accounting software (or at least use tags/notes). Track time and material costs in real-time, not weeks later. Include a portion of your overhead per job (rent, insurance, admin time, etc.). Even a basic spreadsheet is better than nothing. But ideally, use tools like QuickBooks with project tracking, or apps like Buildertrend that integrate with bookkeeping. 2. Cash Flow Management – Know What's Coming and Going Cash flow isn't the same as profit. You can make a $10,000 profit on paper, but still run out of cash if a client delays payment or if you pay subs too early. Why It Matters: Helps you avoid shortfalls, late payments, or needing to dip into personal funds. It makes it easier to plan purchases or hire help when you can afford to do so.   How to Start: Create a weekly cash flow forecast: List all expected income and expenses by date so that you can plan around slow weeks or high-expense periods. Require deposits and progress payments on jobs. Set up reminders for invoicing and follow-ups to ensure timely payments. A construction business with no cash cushion is one unexpected delay away from severe stress. Cash flow forecasting gives you breathing room and peace of mind. 3. Monthly Reporting – Make Decisions Based on Facts, Not Feelings Every month, you should be reviewing key reports that tell you how your business is doing, not just how you feel it's doing. The 3 Reports You Need: Profit & Loss Statement (P&L) – Are you making money? Balance Sheet – What do you own vs. owe? Job Profitability Reports – Which jobs performed best?   These reports help you: Adjust pricing and scope when needed Spot overspending early Justify business decisions (such as hiring, purchasing equipment, or expanding) Get ready for taxes long before tax season If your current bookkeeper isn't giving you these reports—or if you don't understand them—it's time for a better system. Bonus Tips for Easy Financial Control Here are a few more best practices we recommend for all small construction business owners: 1. Separate Business Accounts Use a dedicated business checking account and credit card. It simplifies tax prep, reduces errors, and keeps you audit-ready. 2. Keep Receipts and Documentation Use apps like Hubdoc, Dext, or QuickBooks Online to snap and store receipts. Label them with the project name for faster reconciliation. 3. Use Software That Fits Construction Generic accounting tools are sufficient, but platforms like QuickBooks for Contractors, Joist, or Buildertrend offer features specifically tailored to the construction industry, such as progress billing, time tracking, and job costing. 4. Work with a Specialist A bookkeeper who knows construction can save you hours of frustration—and thousands in missed tax deductions or mispriced jobs. The Bottom Line: You Can't Grow What You Don't Measure and What You Can Measure, You Can Manage You wouldn't build a house without a plan. So don't run your business without a handle on your numbers. Controlling the money through job costing, cash flow tracking, and monthly reporting allows you to: Price smarter Avoid financial surprises Protect your profit margins Make better growth decisions You don't need to become a financial expert. You need a system that gives you visibility—and a partner who can help you stay on track. Need Help Getting Your Finances Under Control? We specialize in helping small construction business owners like you: Set up or clean up their books Track job profitability Forecast cash flow Understand their financial reports Let us know how we can help you. Book a free 30-minute consultation and take the guesswork out of your finances—so you can focus on doing great work.

This HobbyPalooza 2025 special segment dives deep into some of the most pressing and polarizing issues in the hobby right now. We open with final thoughts from Matt Cirulnick (Eye Appeal Inc.) on the growing backlash against “eye appeal” culture and why subjectivity is a strength, not a weakness. Then, Leighton Sheldon, Josh Adams, Joe Poirot, Chris McGill, and Jeremy tackle several hot-button topics from all angles. Highlights include: The backlash against eye appeal and the elitism critique Grading subjectivity, sticker shock, and the power of transparency The autograph scandal fallout and how to approach vintage auto skepticism What “professional skepticism” means in the hobby Extended bidding on eBay: How it may impact shill bidders, not just buyers The evolving auction landscape and the need for reform Collector trust, power dynamics, and Layton's Coldplay concert memorabilia Presented in support of Signatures for Soldiers, hosted by the Four Collectors YouTube channel, and sponsored by The Penny Sleever. Learn more about your ad choices. Visit megaphone.fm/adchoices

Come along with us on a ride in this episode as we experience the world of Cup of Excellence coffee auctions for the first time. We were chasing a special lot from our Best Friends Club producer, Nelín Guzman, as his coffee took 5th place in his category for all of Honduras. We talk through how these auctions work, why countries like Honduras now use new categories, and how even with categories, varieties like Parainema still command a high price. We also dig into what it means to bring coffees of this caliber back to our guests — using them in competitions and adding them to our menu in a limited quantity. For us, it wasn't about winning the auction – there was a small chance of that happening anyway – but more so about what doors being a part of the COE opens for us in the future. And hey, you need to start somewhere. It was a wild time of an early morning, side bets, and high energy. Buckle up.

#FenceFam A fan favorite, Isaac Alexander with Your Bid Helper jumps on the podcast and breaks down the state of commercial work in 2025. Want to jump into commercial work? This is a must listen to dip your toes in the commercial game!   Everything FenceTech Here: https://www.americanfenceassociation.com/fencetech/2026/   Cheers! Remember to like, share, comment and REVIEW!   The Fence Industry Podcast Links: IG @TheFenceIndustryPodcast FB @TheFenceIndustryPodcastWithDanWheeler TikTok @TheFenceIndustryPodcast YouTube @TheFenceIndustryPodcastWithDanWheeler Visit TheFenceIndustryPodcast.com Email TheFenceIndustryPodcast@gmail.com Mr. Fence Companies:    IG @MrFenceAcademy FB @MrFenceAcademy TikTok @MrFenceAcademy YouTube @MrFenceAcademy Mr. Fence Tools https://mrfencetools.com Mr. Fence Academy https://mrfenceacademy.com   Gopherwood & Expert Stain and Seal IG @stainandsealexperts  FB @ExpertProfessionalWoodCare YouTube @Stain&SealExperts  FB Group Stain and Seal Expert's Staining University  Visit RealGoodStain.com Visit Gopherwood.us   Log Cabin Fence IG @Log_Cabin_Fence FB @LogCabinFence Visit LogCabinFence.com   Elite Technique Visit getelitetechnique.com   Greenwood Fence Visit greenwoodfence.com   FenceNews Visit fencenews.com   Ozark Fence & Supply promo code: TFIP15 for 15% off! Visit ozfence.com   Benji with CleverFox for all your FENCE website needs! Visit cleverfox.online     Stockade Staple Guns Visit stockade.com   Bullet Fence Systems Visit bulletfence.com   ZPost Metal Fence Posts Visit metalfencepost.com

This Podcast Is Episode 637, And It's About Pillar 1: Marketing - Attracting The Right Construction Jobs A Guide for Small Construction Business Owners (from Your Bookkeeper's Point of View) As construction bookkeeping specialists, we spend a significant amount of time analyzing the numbers behind small construction businesses—everything from job costs to cash flow to profit margins. However, here's the truth most contractors don't hear enough: Your profitability starts before the job even begins. Yes, it starts with the jobs you say yes to—and more importantly, the ones you should start saying no to. In this post, we'll break down what it means to attract the right jobs, how doing so can transform your business, and what practical steps you can take today to stop chasing work that doesn't serve you. First, Why Most Contractors Struggle to Attract the Right Clients Small contractors often accept every job that comes their way, especially when they're just starting or concerned about cash flow. But this creates several problems: Low-paying work that barely covers your costs Clients who delay payment or constantly push scope boundaries Traveling too far for small, unprofitable jobs A lack of consistency in your portfolio and referrals If this sounds familiar, you're not alone. But this cycle drains your energy and your bank account. And it makes your bookkeeping a mess—because when job costs are unclear or inconsistent, it's hard to see which jobs made money and which didn't. The Right Job: What Does That Actually Mean? The "right" job looks a little different for every contractor, but here's a basic framework: You're qualified and equipped to do it well You can complete it profitably (based on your costs and ideal margin) It fits within your service area It aligns with the type of work you want to be known for The client respects your time and process When all five of these boxes are checked, it becomes easier to plan, price, and deliver the work, and you'll often get paid faster and with fewer headaches. Why Your Bookkeeper Cares About the Jobs You Choose From our side of the books, here's what we see when you start attracting better jobs: Cleaner job costing data, because each project has a clear scope and budget Healthier margins, because the client isn't nickel-and-diming you Improved cash flow, because payments come in on time More predictable expenses, so budgeting and forecasting become easier That provides a solid financial foundation to build upon. So, how do we make that shift? 6 Ways to Start Attracting Better Jobs   1. Define Your Niche Clearly Clients won't know what to hire you for unless you tell them—clearly and often. Specializing doesn't limit your options; it sharpens your value. Do you focus on bathrooms, decks, additions, or full remodels? Do you serve residential, commercial, or both types of clients? Are your ideal jobs $5,000 or $50,000? Once you define your sweet spot, you can market smarter and spend less time chasing the wrong leads. 2. Price Your Work with Confidence (Not Emotion) One of the biggest mistakes we see is pricing based on "what you think the client can afford" instead of what the job costs you. That's how good contractors end up underpaid and overworked. With proper job costing and an understanding of your overhead, you can create bids that are both competitive and profitable. And here's the kicker: high-quality clients don't just want the cheapest quote—they want clarity and professionalism. Pricing with confidence attracts better clients. 3. Professional Estimates and Invoicing = Trust Want to stand out from the competition without spending a dime on ads? Use detailed, easy-to-read estimates with clear line items Include terms, timelines, and payment schedules Send professional invoices on time, every time This builds trust right away—and clients are more likely to choose you over "Chuck in a truck," who scribbles an estimate on a notepad. 4. Use Photos, Reviews, and Referrals to Tell Your Story People hire those they trust. And in construction, trust is often built through: Before-and-after photos Client testimonials Word-of-mouth referrals If you're not already collecting these, make it part of your post-job checklist. Ask happy clients for a quick review or permission to take a photo of them. Share success stories on social media and your website. Your work speaks for itself—but only if people can see it. 5. Simplify Your Online Presence You don't need a fancy website to get found—you need: A Google Business Profile (with updated contact info and service area) A few recent photos and reviews A clear description of your services This makes it easy for local clients to find and trust you. We've seen contractors double their inquiries just from a well-maintained Google listing. 6. Pre-Qualify Your Leads Your time is valuable. Before driving out for a quote, ask a few key questions: What's the project timeline? What's your rough budget? Have you worked with contractors before? Is the property ready for work to begin? These questions help you avoid tire-kickers and focus on serious leads. How Bookkeeping Supports Better Marketing Decisions Once you've improved your lead quality and project fit, your bookkeeping data becomes a valuable asset. You'll start to see: Which types of projects are your most profitable Which areas or clients tend to pay faster What marketing sources bring the best leads This allows you to double down on what works—and stop wasting time and money on what doesn't. The Payoff: Less Stress, Better Clients, Stronger Business When you start attracting the right jobs: You waste less time quoting projects that go nowhere You gain consistency in your income and schedule Your financial reports become easier to understand and use You build a brand that clients want to refer and return to It's not about doing more—it's about doing smarter. Need Help Getting Clear on Your Numbers? If you're unsure what your ideal job actually costs—or how to price it for profit—we can help. As construction bookkeeping specialists, we don't just categorize expenses; we also ensure that they are accurately recorded and accounted for. We help you understand: Job costing Profit margins Overhead Cash flow So you can build with confidence and say yes only to the jobs that grow your business, not drain it. Do you need help setting up your job costing system or reviewing your project margins? Book a free consultation, and let's ensure your books are aligned with the type of work you want to do. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and works as the Web Admin of Fast Easy Accounting located in Lynnwood, WA. She has a Bachelor's Degree in Psychology and a Certified Internet Web Professional with a Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy certifications. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools including HubSpot, Teachable, Shopify, and WordPress.

Eric and Andy discuss the complexities and challenges of managing construction projects, particularly in the plumbing sector. They share real-world scenarios that highlight the importance of proper project management, the necessity of permits, and the impact of customer expectations on project timelines. The discussion also delves into the differences between time and material pricing versus bidding, emphasizing the need for clear communication and scope definition. Throughout the conversation, they reflect on lessons learned from ongoing projects and encourage community engagement for shared insights.TakeawaysNavigating complex projects requires clear communication and management.Permits are essential for compliance and can impact project timelines.Customer expectations must be managed to avoid misunderstandings.Time and material pricing can be beneficial in uncertain project scopes.Bidding requires careful consideration of project details and timelines.Unexpected issues often arise in older buildings, complicating projects.Maintaining flexibility in project management is crucial for success.Community feedback can provide valuable insights for handling challenges.Learning from past projects helps improve future decision-making.Effective project management balances customer needs with operational realities.Send us a textSend us your feedback or topic ideas over on our social channels!Eric Aune @mechanicalhub Andy Mickelson @mick_plumbNewsletter sign up: https://bit.ly/MH_email

In today's insightful episode, we dive deep into the world of government contracting and the importance of identifying your core capability. Our guest, Jamecee, shares her journey as a government contractor and provides valuable lessons for new entrepreneurs in this field. She recounts her experiences chasing after shiny opportunities that ultimately led to rejection and wasted resources. Jamecee learned a pivotal lesson from a mentor: focus on your core capability. She highlights the significance of understanding what your business excels at and how this knowledge can reshape your strategic plan. Jamecee emphasizes that the procurement game is a long one and urges listeners to begin with studying the government's forecast. Identifying areas where your capabilities align with upcoming opportunities is crucial. By reaching out to the government and strategically aligning your expertise with their needs, you can increase your chances of success. Remember, government contracting is a journey of mastering your core capabilities and building a path to long-term success.

In the third episode of The Staging Area presented by dcsports87, Tory and I get into the three biggest topics circulating the hobby right now:The buzz and performance of Rookie Royalty and what the Caitlin Clark Immaculate RPA sale tells useBay's rollout of extended bidding, how it works, and what it means for buyers, sellers, and non-payersWhy the $20–$100 range is the true foundation of the hobby and how to turn forgotten stacks into your next big pickupIf you're a collector sitting on boxes of mid-range cards and wondering if they're worth anything, this episode is for you.A special thank you to dcsports87 for supporting this series. Check out dcsports87 for your eBay consignment needs and visit the dcsports87 eBay store to find great cards ending every night.Get exclusive content, promote your cards, and connect with other collectors who listen to the pod today by joining the Patreon: Join Stacking Slabs Podcast Patreon[Distributed on Sunday] Sign up for the Stacking Slabs Weekly Rip Newsletter using this linkFollow dcsports87: | Website | eBay | Instagram | Twitter  Follow Stacking Slabs: | Twitter | Instagram | Facebook | Tiktok

The USMNT locks in its fall schedule with friendlies against Ecuador and Australia, adding to a packed calendar ahead of the 2026 World Cup. We break down what the matchups mean—and how the USA stacks up historically against its upcoming opponents. Plus, it's peak silly season: Thiago Almada to Atlético Madrid is heating up, Josh Sargent could be heading back to Germany, and Johnny Cardoso might be joining him on the move in La Liga.From blockbuster moves like Hugo Ekitike's saga at Frankfurt to Real Madrid's latest signing and the chaos at Barcelona's Camp Nou, we've got the latest headlines from around the global game.

Illini Inquirer's Jeremy Werner and Derek Piper discuss Piper leaving Illini Inquirer after nine years, a career and life pivot and his stories from a decade on the Illinois basketball beat. Follow the Illini Inquirer Podcast on: Apple: https://apple.co/3oMt0NP Spotify: https://spoti.fi/2Xan2L8  Other: https://bit.ly/36gn7Ct   Go VIP for just $1: http://bit.ly/3FUGfIj   To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Our Panel Discusses:-eBay Testing Extended Bidding for Trading Cards-Only SGC 10 Michael Jordan Coming to Auction-Panini's final season of NBA cards is going out with a brand new set-Which 2025 rookie class will collectors chase more — NFL or NBA?Arena Club App: https://content.arenaclub.com/the-arena-club-appJoin CardsHQ Breaks on Whatnot ►: https://bit.ly/cardshqbreaksJoin CardsHQ Shop on Whatnot ►: https://bit.ly/cardshqshopJoin CardsHQ Ally on Whatnot ►: https://bit.ly/cardshqallyJoin CardsHQ Poke on Whatnot ►: https://bit.ly/cardshqpokeShop CardsHQ Inventory Online ►: https://bit.ly/cardshqTrack card prices & your collection with Market Movers ►: https://bit.ly/marketmoversappDiscounted PSA/SGC Card Grading ►: https://bit.ly/gradingserviceDownload our Apps!SCI App (Apple) ►: https://apple.co/3riGbb5SCI App (Google) ►: https://bit.ly/SCIAPPGooglePlayFollow Us:Our TCG YouTube ►: https://bit.ly/tcghqytSCI Instagram ►: https://bit.ly/SCIIGSCI Twitter ►: https://bit.ly/scitweetsSCI Facebook ►: https://bit.ly/FBSCIPageGeoff's IG ►: https://bit.ly/itsgeoffwilsonGeoff's YouTube ►: https://bit.ly/ytgeoffCard Kids YouTube ►: https://bit.ly/cardkidsytMarket Movers YouTube ►: https://bit.ly/marketmoversyt

Send us a textOur Patreon - https://www.patreon.com/HockeyCardsGongshowOn this episode of the Hockey Cards Gongshow podcast we start with Get To Know Your Hockey Hall of Famers, this time looking at the life, hockey career, and hobby market for hockey hall of famer, Harry Hyland (09:38).  It's another round of hockey card hidden gems (18:28).  In hobby news, eBay begins testing on extended bidding and we take a look at the pros and cons for buyers and sellers, plus Gavin McKenna picks Penn State (37:00).  Gongshow Gameshow returns with...What's Worth More (57:44)? We take a look at the Top 5 (very) Early 2024-25 O-Pee-Chee Platinum hockey sales (1:22:04), then we end the show with personal pickups (1:34:27).Partners & SponsorsHockeyChecklists.com - https://www.hockeychecklists.comSlab Sharks Consignment - http://bit.ly/3GUvsxNSlab Sharks is now accepting U.S. submissions!MINTINK - https://www.mintink.caPSA - https://www.psacard.comGP Sports Cards - https://gpsportcards.com/Pather Ultimate HoldersShop USA - https://shoppather.com/Shop Canada - https://shoppather.ca/Sign up for Card Ladder - https://app.cardladder.com/signup?via=HCGongshoFollow Hockey Cards Gongshow on social mediaInstagram - https://www.instagram.com/hockey_cards_gongshow/TikTok - https://www.tiktok.com/@hockey_cards_gongshowFacebook - https://www.facebook.com/HockeyCardsGongshowTwitter - https://twitter.com/HCGongshowThe Hockey Cards Gongshow podcast is a production of Dollar Box Ventures LLC

Tonight on GeekNights, we consider auction and bidding mechanics in games. In the news, DriveThruRPG chose cowardice, and Microsoft lays of 9,000 people. GeekNights will be live at PAX West with an all new lecture on the same topic as this show! Our talk The Everlasting Game from PAX East is on youtube!Related LinksForum ThreadAuction and Bidding MechanicsDiscord ChatAuction and Bidding MechanicsBluesky PostAuction and Bidding MechanicsThings of the DayRym - I turned down a [REDACTED] showScott - PAC-MAN Superfast!

The final four questions from the 20 most-asked by first-time buyers — including real-life success stories and crucial myths to stop believing now.In this episode, David Sidoni closes out the 7-part series on the 20 most common questions from first-time homebuyers. Questions 17 through 20 tackle some of the biggest decision points in the journey: What type of property is best for you? Are HOAs really that bad? Who actually pays your agent? And should you wait to buy?With clarity, empathy, and strategic insight, David unpacks each question using real buyer stories — like Melissa's bold move into a condo with an HOA in pricey Southern California — and explains why the biggest cost you face might be waiting too long. He also breaks down how commissions work after the 2024 legal changes, and why building your homebuying team early is not just smart — it could save you thousands. If you're serious about buying but still wrestling with doubts, this episode is your crash course in cutting through the noise and making informed, confident choices."You wouldn't do surgery without a doctor. Why try to buy a home without a pro?" - David SidoniHighlights:Should you buy a condo, townhome, or single-family home? Depends on your long-term plan — not your dream aesthetic.Real buyer story: Melissa chooses a condo with a $450 HOA fee and still saves money versus renting.HOAs aren't evil: 80% of new homes include them, and rejecting them limits your housing options.You don't pay your buyer's agent. Even post-lawsuit, most fees are still seller-paid.Why hiring your real estate team early (not just a lender!) makes all the difference.Waiting for the "right time" can cost you more — it's about time in the market, not timing the market.Referenced Episodes:154, 319 – Condo vs. SFR324 – Melissa322, 75, 110, 220 – Inspection175, 176, 177 – Bidding wars229, 275 – Unicorn and disclosuresConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!Visit the Podcast library to check out the rest of this series.