Podcasts about high cost

U.S. Defense Secretary Pete Hegseth requests billons of dollars more for America's war in Iran - without laying out a plan of how or when it could end. Former U.S. Defense Secretary Chuck Hagel joins the program to discuss the state of play and slams what he calls a lack of transparency from the current administration. And, as several Democratic lawmakers denounce the suffering they witnessed on a trip to Cuba, Congressman Mark Pocan explains how the U.S. blockade is choking the island and what a new State Department report reveals about America's intentions in the region. Then, correspondent Jeremy Diamond reports on how an ancient ruin in the West Bank has become the latest flashpoint in the land dispute between Israelis and Palestinians. Award-winning author Colson Whitehead concludes his celebrated Harlem trilogy and discusses how "Cool Machine" raises the stakes in gritty, glamourous 1980s New York. Plus, a shakeup at the highest levels of Ukraine's military with Zelensky firing his top general Oleksandr Syrskyi. From Christiane's archives, a look back at her exclusive interview with Syrskyi just after he took over as head of the armed forces. Air date: July 25, 2026 Guests: Chuck Hagel Mark Pocan Colson Whitehead Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bert Watson is an American government-relations consultant, U.S. Navy veteran and long-standing advocate for stronger U.S.–Ukraine relations who has travelled to Ukraine repeatedly, including eight visits by June 2026. His perspective is unusual because it combines political communications, defence and energy experience with repeated exposure to Ukrainian military units, command posts, special-forces headquarters, hospitals, humanitarian organisations and defence innovators. ----------LINKS:https://www.thecipherbrief.com/experts/bert-watsonhttps://www.linkedin.com/in/bertwatson/https://www.watsonandco.us/team----------ACTIVE CAMPAIGN:We are raising funds for 5 of 15 Vampire DronesSilicon Curtain for Kupiansk Vampires. Dzyga's Paw, together with Jonathan Fink, is joining forces to raise $40,000 to provide the Khartiia Brigade with Vampire Drones.https://dzygaspaw.com/silicon-curtain-for-kupiansk-vampiresThese heavy bombers are designed to destroy manpower and equipment, as well as for remote mining. The Vampire UAV, manufactured by Skyfall, has proven itself to be one of the most effective weapons in the Kupiansk direction. Skyfall is one of Ukraine's largest defense tech companies, producing Vampire bomber drones, various modifications of Shrike FPV drones, P1-SUN, Shahed drone interceptors, communication systems, and components.----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformation----------TRUSTED CHARITIES ON THE GROUND:Car4Ukrainehttps://car4ukraine.com/en-US/campaignsDzyga's Pawhttps://dzygaspaw.com/projectsSuperhumans - Hospital for war traumashttps://superhumans.com/en/UNBROKEN - Treatment. Prosthesis. Rehabilitation for Ukrainians in Ukrainehttps://unbroken.org.ua/Come Back Alivehttps://savelife.in.ua/en/Chefs For Ukraine - World Central Kitchenhttps://wck.org/relief/activation-chefs-for-ukraineUNITED24 - An initiative of President Zelenskyyhttps://u24.gov.ua/Serhiy Prytula Charity Foundationhttps://prytulafoundation.orgNGO “Herojam Slava”https://heroiamslava.org/----------PLATFORMS:Substack: https://substack.com/@siliconcurtainTwitter: https://twitter.com/CurtainSiliconLinkedin: https://www.linkedin.com/in/finkjonathan/Podcast: https://open.spotify.com/show/4thRZj6NO7y93zG11JMtqm----------

Mitigating climate change likely requires not only lowering emissions, but removing existing carbon dioxide from the atmosphere. And while the Trump administration has cut many climate initiatives, it's continued to fund some carbon removal projects. Marketplace's Amy Scott reports.

Mitigating climate change likely requires not only lowering emissions, but removing existing carbon dioxide from the atmosphere. And while the Trump administration has cut many climate initiatives, it's continued to fund some carbon removal projects. Marketplace's Amy Scott reports.

Being dependable can become a highly sophisticated, beautifully packaged way of leaving yourself the fuck behind.This week, we are skipping the corporate pleasantries and going straight for the throat of a massive lie we've all been told: that being the "flawless, unflappable rock" for everyone else is a badge of honor.It's not. It's a fast track to somatic deterioration.If you are a founder, executive, or high-level leader who is completely steady on the outside but secretly burning out on the inside, this raw, unfiltered masterclass is for you. We dive deep into the professional trap of hyper-independence and look at how storing everyone else's anxieties in your body is actively destroying your highest-level business asset—your intuition.Inside this 20-minute reality check, we unpack:The Somatic Inventory: How your body acts as a storage locker for organizational stress (and where you're carrying it right now).The Hyper-Independence Trap: Why your "I've got it" attitude isn't a leadership trait—it's a coping mechanism.The Science of Intuition: How chronic physical tension blocks your vagus nerve and kills your ability to make high-level, visionary decisions.The 3-Step Somatic Reset: How to stop the leak, drop out of your head, and clear the shit out of your tissues.Stop being the rock for five minutes and let's actually fix your foundation. Hit play, drop your shoulders, and let's get into the Grove.Connect:Drop out of your head and into your body: Secure your exclusive slot for this Sunday's live, raw Somatic Integration Workshop hereLet's get noisy on social: Connect with me on LinkedIn for disruptions, nervous system realness, and zero corporate fluffEnjoyed this reality check? Rate, review, and share this episode with the strongest woman you know who needs to drop the weight.

"The Price of Poor Enthusiasm"Luke 19:41-45Summer Heat Series https://www.youtube.com/watch?v=tT6NmO99e1g&list=PLrgvg1IJfGErAVbwQFvA1PDPnEl-XAEyhPastor Casey SteenJuly 5, 2026Virginia's proposed Constitutional amendments on Abortion & Marriage - How to VOTE BIBLICALLY: https://youtu.be/Y8z8xTFsOn8How should Christians respond to wickedness in the world? https://youtu.be/2OJUIM9YRwAOasis Church exists to Worship God, Equip the believers, and Reach the lost.We are led by Pastor Nate Clarke and are located in Mechanicsville outside Richmond in Central Virginia.STAY CONNECTEDInstagram: https://www.instagram.com/oasischurchva/Facebook: https://www.facebook.com/OasisChurchRVA/Website: https://oasischurch.online

“Freedom isn't free.” That's a bumper sticker for some people, but it's been a way of life for the men, women and families of the United States military. On this weeks sh, Kurt and Chad sit down with veterans Don Waddell (Air Force, Vietnam) and Derek Henricks (West Point, Army, Afghanistan). Don and Derek talk about their experiences and perspectives on military service and the high cost of freedom - for the veterans, and for their families as well. (This is a repeat episode - enjoy!)

Morning Worship Sermon with Rev. Bud Hance Scripture reference Psalm 9:17  17 The wicked shall be turned into hell, And all the nations that forget God. 2 Kings 22:11-13  11 Now it happened, when the king heard the words of the Book of the Law, that he tore his clothes. 12 Then the king commanded Hilkiah the priest, Ahikam the son of Shaphan, Achbor the son of Michaiah, Shaphan the scribe, and Asaiah a servant of the king, saying, 13 “Go, inquire of the Lord for me, for the people and for all Judah, concerning the words of this book that has been found; for great is the wrath of the Lord that is aroused against us, because our fathers have not obeyed the words of this book, to do according to all that is written concerning us.”

Year of Parables – Episode 27: When Jesus challenged those in the crowd following Him that they must hate their own family when coming to Him, does He really want us to hate those in our family? Discover what Jesus wanted those in the crowd to realize and this truth is just as relevant for us living today as it was for those in the first century. Listen to this episode and/or subscribe on ReflectiveBibleStudy.com...

On this week's Macrodose, James Meadway looks at how the cost of extreme heat requires urgent attention from our political leaders (0:36), if Andy Burnham's speech this week laid out more of his economic vision (4:43), and how the straight of Hormuz may well be reopening, but the impacts are still to come (10:30).Subscribe to support the show at ⁠⁠⁠⁠⁠⁠⁠patreon.com/Macrodose.⁠⁠⁠⁠⁠⁠⁠ Your pledge is a donation supporting free public education; perks are thank-you gifts for your support.Got a question or comment? Reach out to us at ⁠macrodose@planetbproductions.co.uk⁠.To learn more about the work we do at Planet B Productions, head to ⁠⁠⁠planetbproductions.co.uk⁠⁠⁠.Listen to Death In Westminster - a new documentary podcast from Planet B Productions & Novara Media:⁠⁠https://novaramedia.com/category/audio/death-in-westminster/#the-station

Americans are grappling with a rising cost in healthcare. For the first time in five years, fewer than half of Americans can consistently afford healthcare. That's according to the latest data from Gallup. The cost of healthcare in the US remains higher than any other large, wealthy country. According to a report from the Department of Health and Human Services, five million fewer people are enrolled in marketplace plans for 2026, compared to last year. That's as average premium costs rose about 58%.With health care costs increasingly becoming a stress for Americans, voters are now making the issue a top priority at the ballot box. And it's an issue that crosses party and geographic lines. According to new polling from The Century Foundation, 71% of Democrats, 66% of Republicans and 75% of rural voters agree that reigning in hospital costs should be a top priority for lawmakers. While new polling from Ipsos and Axios suggests that a majority of Americans say they're more likely to vote for candidates in November who will lower their health costs.How will the issue of healthcare shape the midterms? And how are Americans grappling with the cost of their health?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

/// Keith Knight - Don't Tread on Anyone ///Domestic Imperialism: Nine Reasons I Left Progressivism: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://libertarianinstitute.org/books/domestic-imperialism-nine-reasons-i-left-progressivism/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Voluntaryist Handbook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://libertarianinstitute.org/books/voluntaryist-handbook/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support the show, PayPal: KeithKnight130@gmail.com or Venmo: @Keith-Knight-34 Odysee: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://odysee.com/@KeithKnightDontTreadOnAnyone:b⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/keithknight13/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rumble: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://rumble.com/user/VoluntaryistKeith⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BitChute: KeithKnightDontTreadOnAnyone⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.bitchute.com/channel/keithknightdonttreadonanyone/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@keithknightdtoa⁠Timestamps:0:00 Definitions2:28 Hyper-individualism5:44 Universality9:30 He Who Pays the Piper, Calls the Tune12:37 Welfare State Turns Humans From Assets to Liabilities15:18 Against Me16:25 Trump Test18:29 Zero Sum Thinking21:05 Forcible Depravation22:46 Monopoly Contradiction25:27 Vilifying Producers28:03 Competition Protects People32:03 The Secret to Mass Consumption = Mass Production34:30 Decreasing Prices in the Private Sector & Potential Competition39:35 The Myth of the Rational Voter: Fake Power vs. Real Power50:02 Social Contract Myth53:29 "Which Happens First?"58:45 Static Thinking Fallacy1:03:20 Metrics for Standard of Living & Time Prices1:07:58 Humans Are Inherently Self Interested1:12:53 Recognizing Rights as Reciprocal1:14:49 We Are Not the Government1:17:29 More Power = Better Outcome Assumption1:21:19 The Myth of "Free"1:23:50 Iron Law of Oligarchy1:26:50 Praxeology1:37:55 Inequality & Trickle Down Economics1:44:41 Domestic Imperialism1:48:56 Regulatory Capture1:50:48 Abolish the Police1:53:02 The Empirical Case1:54:08 "Me Being X Doesn't Affect You"1:56:01 Material Mindset1:59:16 Capital Financing Shift2:00:30 The Value of the Capitalist2:03:47 Opposition to Voluntary Solutions2:07:45 Apartheid Entitlement2:14:36 Democracy and Delegating Rights2:17:02 The Expert Problem2:23:45 Capitalist Time Preference2:31:41 Capitalist Productivity2:34:15 Self-Ownership2:38:15 Who Defines What "Service X" is?2:41:57 Inevitability of Scarcity2:46:35 The Angel Argument2:49:04 The Crimes of the 99%2:51:09 "Poverty Causes Crime"2:53:04 Intentions Over Results2:57:41 Free Association = The Ultimate "Check and Balance"3:00:31 Surplus Value3:04:39 Firms Reduce Transaction Costs3:08:21 Collective Action Problem3:10:09 Empiricism, the High Cost of Experimentation, and the Difficulty in Isolating Variables3:12:46 Each According to Their Ability? Need?3:15:51 Disparities Prove Discrimination3:23:58 Comparing Theory to Reality3:31:42 Nirvana Fallacy3:34:41 Which Collective?3:39:20 Argument From Tolerance3:39:50 Prices: Signal & Incentive3:42:58 Catastrophizing3:46:43 Stock Diversification3:48:17 Press Conference Bias3:50:20 Divorce and Discrimination3:53:38 Discouraging Savings

High Cost of War

Chad has lost patience with how difficult it is getting around town right now in the Twin Cities. We open with that topic before a discussion about the great disparity in how much money Americans should have saved for a comfortable retirement and the actual amount the average household has saved at retirement age.

Tax Notes reporter Kennedy Wahrmund discusses how states are increasingly turning to tax policy to address the high costs of raising children. For more, read Wahrmund's article in Tax Notes, "Tax Policy Becoming a Key Tool in States' Pro-Family Strategies."**CreditsHost: David D. StewartExecutive Producers: Jeanne Rauch-Zender, Paige JonesProducer: Jordan ParrishAudio Editor: Laura Kondourajian***Nominate someone for the Tax Analysts Award of Distinction in U.S. State and Local Taxation! For more information, visit awards.taxanalysts.org. The submissions period for the Tax Notes Student Writing Competition closes on June 30th! For more information or to submit, visit taxnotes.com/students.

Brendan Boyd is an assistant professor of political science at MacEwan University in Edmonton Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes resentment does not begin with a dramatic betrayal. Sometimes it begins in the small moment when you said yes before you were clear.  In this episode of The Liberated Life, Robin Quinn Keehn explores the quiet cost of the resentful yes — the yes that looks generous on the outside but feels dishonest on the inside. She unpacks the difference between a clean yes and a yes given from fear, guilt, image management, habit, or avoidance.  Through personal stories and practical language, Robin shows how unclear commitments become Open Loops: unfinished truths that quietly drain time, energy, peace, and trust. This episode is not about becoming selfish, unavailable, or unwilling to sacrifice. It is about becoming honest. It is about learning to pause before agreeing, renegotiate when needed, and close the loop with clarity before resentment becomes distance.  If you have been the dependable one, the flexible one, the easy one, or the one who always makes it work, this conversation will help you listen to resentment without weaponizing it — and begin rebuilding self-trust one honest sentence at a time.  Free resource:  Download the free Close One Loop tool at closetheloopsnow.com/tool.  Coming June 29 Robin's 5-Day Detox Your To-Do List Challenge will help you identify the unfinished commitments, conversations, and quiet yeses that keep draining your time, energy, and peace. Ready to do this together, with my guidance & support?  Register here.  Robin's book, Stop Stealing From Yourself, is available now on Amazon If this episode resonated with you, you might enjoy our free People Skillz community — a structured space to practice steadier, more intentional communication. We also created a short Communication Patterns Quiz to help you identify how you respond under pressure. You'll find both here.

Grace in the Chaos Series

Proverbs 6:6-10Sermon Notes: The Cost of ProcrastinationKey Themes:The Snow Storm Metaphor: Using the timeline of a snowstorm to illustrate how we respond to opportunities and challenges in life.The Danger of Delayed Action: How waiting until the snow turns to ice only doubles our labor and costs us more in the long run.God-Stops vs. Laziness: Discerning between a necessary pause for reflection/rest and avoiding the tasks we should be doing.The Ultimate Cost: Recognizing that sin and procrastination carry a steep price, but a second chance offers us a clean slate to move forward instead of backwards.Notable Scripture References:Proverbs 6:6-11: Learning diligence from the ant and avoiding the pitfalls of laziness.Matthew 6:33-34: Focusing entire attention on what God is doing right now, without getting worked up over tomorrow.Hebrews 3:15: "Today, if you hear his voice, do not harden your hearts."

When you don't know the answer to a problem at work, what is your immediate reflex? Do you search for a quick answer from an AI chatbot, or do you pick up the phone to ask a colleague? In this episode of Truth, Lies & Work, we dive deep into the hidden cultural cost of digital convenience. While artificial intelligence is incredible for cutting through administrative noise and streamlining corporate tasks, it is quietly automating away the most critical asset your business has: human connection. Our guest today is Sean O'Shea, the brilliant mind behind Craft Your Culture and Locon. Sean spent a fascinating decade working at Microsoft, sandwiched perfectly between the leadership of Steve Ballmer and Satya Nadella. He witnessed firsthand how a radical shift in corporate mindset and the intentional removal of rigid, performance-stifling systems could skyrocket a company's share price from $30 to over $540. Now, through his data-driven work at Locon, Sean is on a mission to measure the "relationship gap" between team members. He breaks down the phenomenon of "messy moments"—those vulnerable, slightly awkward, but entirely essential human interactions that act as the true engine for workplace psychological safety, team learning, and high performance. If you are a business leader, founder, or manager trying to navigate remote-first challenges, return-to-office mandates, or AI integration, this conversation will completely change how you design your team interactions tomorrow morning. Key Takeaways From the Episode The Trap of the Frictionless Workplace: AI onboarding bots and agents are fast, non-judgmental, and always available. However, by relying on them exclusively, employees bypass the vulnerable moments of asking a peer for help—the exact moments where corporate trust is built. The High Cost of the "Relationship Gap": High performance isn't just an aggregate of individual talent. It is directly limited by how well your people actually know each other. Loneliness and disconnection don't just hurt morale; they actively cost businesses billable hours. The 3 Pillars of Accelerated Trust: How do you build genuine, bulletproof workplace relationships when everyone is short on time? Sean reveals the three non-negotiable ingredients: vulnerability, shared emotionally significant experiences, and active, empathetic listening. Overcoming the "Eye of Sauron" Management Style: Reflecting on his time under Steve Ballmer's mid-year review process, Sean highlights how defensive corporate cultures destroy innovation. True leadership requires getting your ego out of the way and letting your team collaborate without you always being in the loop. The 6 Pillars of Team Effectiveness: Sean breaks down the core framework measured by Locon: psychological safety, accountability, connection, learning, clarity, and adaptability. Episode Timestamps 00:00 – Cold Open: Are chatbots silently killing your team's natural human connection? 01:15 – Meet Sean O'Shea: The mission to turn people potential into business performance. 04:20 – What is a "messy moment" and why are modern teams hiding from healthy conflict? 07:30 – The 3 critical elements needed to fast-track real human relationships at work. 10:45 – The AI paradox: Why a small business champion is incredibly worried about the rise of perfect tech. 15:10 – Designing connection: How leaders can architect micro-moments of collaboration instead of boring, packed agendas. 23:15 – The Train Experiment: The fascinating behavioral science proving we are terrible at predicting social interactions. 30:30 – Lessons from Microsoft: The real story behind Satya Nadella's growth mindset revolution. 39:45 – Quantifying wasted time: The data showing how many hours your team loses each month by not collaborating. 45:10 – The story of Locon: Using six-week experimental sprints to give teams true agency over their culture. Connect with Our Guest To learn more about Sean's work, access his data diagnostics, or follow his daily insights on corporate culture, use the links below: Craft Your Culture Website: www.craftyourculture.co.uk Locon Website: www.locon.co.uk Sean O'Shea LinkedIn: https://www.linkedin.com/in/soshea7/ About Truth, Lies & Work Truth, Lies & Work is the award-winning podcast where behavioural science meets workplace culture. Hosted by Al Elliott and Leanne Elliott, a chartered occupational psychologist, we are here to help you simplify the science of work, boost employee engagement, and build high-performing teams. Truth, Lies & Work is a proud part of the HubSpot Podcast Network, the ultimate audio destination for business professionals.

The Head of our Europe and Asia Technology Team, Shawn Kim, explains how AI's appetite for memory chips is boosting the cost of everything from data centers to smartphones, with consequences that may reach far beyond the tech industry.Read more insights from Morgan Stanley.----- Transcript -----Shawn Kim: Welcome to Thoughts on the Market. I'm Shawn Kim, Head of Morgan Stanley's Europe and Asia Technology Team. Today, we're talking about chipflation – when memory chips stop getting cheaper over time, and become more expensive and even harder to find. It's Monday, June 8th, at 3pm in London.Memory chips are easy to ignore, until your laptop slows down, your phone costs more, or your cloud bill jumps. Memory is the computer's workspace. It holds whatever the machine needs at that moment, whether that is a web search, a video, a spreadsheet, or an AI model answering a question. DRAM is the fast memory inside servers, PCs and phones. NAND is what stores files in solid-state drives. And HBM, or high bandwidth memory, is the high-performance version sitting right next to the AI chip, helping them move huge amounts of data quickly. That last one – HBM – is key because AI has become intensely memory hungry. Memory prices have risen more than six-fold over the last year, a sharp break from decades when the cost of DRAM generally kept falling. The pressure is coming from AI infrastructure buildouts. We see servers accounting for 59 percent of DRAM demand by 2028, up from 37 percent in 2023. We also see enterprise solid-state drives reaching 65 percent of NAND demand, up from 18 percent. And simply put, data centers are taking a much bigger share of the memory pie. AI memory use is climbing fast, and at every scale. A newer AI chip uses 7.2 times more HBM than earlier generations. A full system uses about 65 times more. Across an entire AI data center buildout, the jump gets even bigger. HBM has gone from roughly 10 terabytes in 2020 to about 18 petabytes in 2026, orders of magnitude more. This demand is running into a supply chain that cannot respond quickly. New memory capacity takes years to build, qualify and ramp up. Supply relief is a process, not a switch. And that creates a two-tier market. Large AI and cloud buyers can sign long-term agreements, prepay and secure priority access. Traditional buyers, including PC makers, smartphone makers and industrial hardware companies, must compete for what remains. This impacts everyday products. In 2027, we see PC memory demand potentially facing a 15 percent shortfall, equivalent to about 58 million PCs. Smartphones could face a 12 percent shortfall, equivalent to about 134 million units. Companies may have to raise prices, cut specifications, delay launches, and accept lower profits. The dollar numbers are striking. We see the memory market growing from about $220 USD billion in 2025 to about $890 billion in 2026. Expectations for 2026 memory revenue rose 71 percent in just three months. That implies roughly $600 USD billion of incremental memory revenue in 2026, more than the annual market for smartphones, PCs, or servers, each taken on its own. The broader economy may not see a significant direct inflation shock. We estimate the direct impact on headline CPI at about 0.1 percent in 2026. But pressure is showing up in producer prices, in corporate margins, cloud costs, capital spending plans and delayed technology upgrades. AI has turned memory from the cheapest part of the digital economy into one of its most contested resources. These tiny chips most people never think of may now decide what gets built or delayed, and how much we all end up paying. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

The June 2026 housing market update reveals why waiting for a dramatic market shift may be keeping first-time homebuyers from opportunities available right now.Many first-time homebuyers are still waiting for mortgage rates to fall or home prices to drop, but the 2026 housing market continues to show only gradual changes. While prices, rates, and demand remain relatively stable, seller concessions, price reductions, and increased inventory are creating new opportunities for prepared buyers. This episode breaks down the latest housing data, explains why low inventory remains the biggest factor affecting affordability, and highlights practical strategies buyers are using to purchase homes despite today's challenges. Learn why education, planning, and understanding your options may be more valuable than trying to perfectly time the market.“The biggest mistake I see is almost never somebody buying a home at the wrong time. It's almost always people waiting too long to start learning about their options.” — David Sidoni, First Time Homebuyer CoachHighlightsAre mortgage rates and home prices really changing enough to justify waiting for a better market?Why are seller concessions, price reductions, and new construction creating opportunities for first-time homebuyers in 2026?How are FHA and VA buyers finding affordable paths to homeownership despite higher interest rates?What strategies are helping informed buyers move forward while others remain stuck on the sidelines?Referenced Episodes426 – Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7440 – First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy441 – First Time Homebuyer Playbook (Part 2): The Last Lease Ever443 – First Time Homebuyer FAQ: What Can I Actually Afford in 2026?457 – First Time Homebuyers: Buy or Wait in 2026? (March Housing Market Update)460 – Rent vs Buy in 2026: Are First Time Homebuyers Crazy?462 – How to Win a Bidding War as a First Time Homebuyer - 50 Expert Tips (Spring 2026)464 – This ONE Myth is Killing First Time Homebuyers in 2026468 – Scouting Home Listings Like a Pro - First Time Homebuyers Guide (2026)469 – Putting a Plan into Action - First Time Homebuyers vs. High Cost of Living 2026470 – Effective Solutions to Get UNSTUCK - First Time Homebuyers vs. High Cost of Living 2026474 – WARNING: “Step by Step” Lists for First Time Homebuyers – Can You Trust Them? (Zillow, Best Money, NerdWallet…etc.)479 – Can You Buy Your First House Solo? (Women Are Taking the Lead)483 – Top 10 Mortgage Questions Every First Time Homebuyer Needs Answered485 – Timing the Market as a First Time Homebuyer488 – 8 First Time Homebuyer Tips to Beat High Interest Rates489 – 2026 Housing Affordability Update for First Time HomebuyersCheck out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, in

This week was pretty exciting: Microsoft unveiled its Frontier Fine Tuning along with a new hardware stack and developer tools, while NVIDIA launched its foray into PC powered AI. Two big themes here: first is reducing computing cost as data centers start driving up all our AI cost, and second to make AI ever more personal for you and your company. You'll also see that we've optimized Galileo into the Microsoft Copilot and you can get early access below, with GA coming later this summer. Even if you're not an AI or PC geek this information is important because the way you focus your attention on AI has to change. We launch HR 2030 and the Josh Bersin Institute next week, stay tuned! Additional Information AI Prices Are Going Up, Up, Up – And What This Means For Enterprise AI Satya Nadella Keynote at Build (go to 1:45 for Frontier Fine Tuning announcement) Jensen Huang DTC Keynote in Taiwan More on Microsoft Frontier Fine Tuning for Copilot     Chapters (00:00:00) - AI Token Maxing and the High Cost of AI(00:05:03) - Microsoft's Edge computing and fine-tuning the(00:09:11) - How Nvidia Went From Graphics to AI

On this week's episode of the RealClearInvestigations Podcast, RCI Editor J. Peder Zane and RCI Senior Reporter James Varney speak with author Andrew G. Bostom about the rise of Shariah law in the U.S. and the EU and challenges it poses to those western laws, customs and society. On the news round-up, Zane and Varney use a Tablet article saying the U.S. has few good options in Iran to discuss some lessons we have learned so far from the ongoing conflict. They also discuss what sky-high tickets prices to see the New York Knicks play in the NBA finals say about America's wealth gap and what two stories about Sweden – one in Europe Today, the other in the Wall Street Journal – tell us about mass immigration and social cohesion. 00:00 Introduction  04:52 Trump Cutting Bait in Iran?08:00 NBA Championships and the High Cost of Tickets 09:43 WSJ World's Most Surprising Capitalist Makeover 11:00 Sharia Law and Its Implications 15:53 Interview with Andrew Bostom on Islam and Sharia 32:44 Global Perspectives on Sharia Law 39:03 Theological Roots of Anti-Semitism in Islam 51:50 Islamic Theology and Historical Context 54:40 Challenges of Discussing Islamic Anti-Semitism 01:03:11 The Future of Pluralism and Freedom Books & Articles Discussed in This Podcast: Paul; Sperry/RCI: GOP Battles Sharia: Is Islamic Law a Threat or Dog Whistle?   Paul Sperry/RCI: Sharia's Growing Influence on U.S. Finance   Andrew G. Bostom: The Legacy of Jihad   Andrew G. Bostom: The Legacy of Islamic Antisemitism   Andrew G. Bostom: A Modern Qur'anic Kampf Against the Jews   Tablet: Trump Tries to Cut Bait in Iran   New York Times: Knicks Fans Are Stunned by Four-Figure Ticket Prices    Europe Today: Sweden Approves Law Banning Cousin Marriages and Close Relative Unions   Wall Street Journal: The World's Most Surprising Capitalist Makeover Is Under Way in Sweden   Sign up for the RealClearInvestigations Newsletter. Watch each episode on the RealClearPolitics YouTube ChannelContact us with your thoughts and feedback: jpederzane@realclearinvestigations.com

Patrick answers bold questions from callers, draws out wisdom on why the Church is called the Bride of Christ, reflects on the mystery of the Tree of Knowledge, and unpacks the rationale for infant baptism. Along the way, he weaves real-life stories about weddings and their expenses, even noting how modest celebrations often last longer in memory and in marriage. Ever the entertainer, Patrick reads complaint emails about tacos and transforms them into music, blending humor with genuine conversation. Scott - The Church is referred to as the bride of Christ but also referred to as Christ Body which is a man's body. Is the Church male or female? This sems to be a contradiction. (00:42) Women and Ordination by Joyce. A. Little, Ph.D - https://media.christendom.edu/1987/08/women-and-ordination/ Britney - Why did God create the tree of knowledge in the Garden of Eden? (11:27) Grace - There was a home wedding between a Jewish person and a Catholic and they got special permission from the bishop. The marriage lasted 45 years and it is still going on. Also, who is Saint Leo? (17:56) Richard - We just got our two infant children Baptized. We had to wait because of adoption papers. When we talk with our non-Catholic friends, they will ask why we waited if we believe as Catholics that infant baptism should happen right away. How should I respond? (26:57) Patrick and Cyrus share a couple of Nasty Gram letters that they turned into songs (35:59) Jennifer (email) - The High Cost of Marriage (45:13) Karen (email) - I wanted to get married in a place that was a little expensive (Originally Aired on 04-28-2026)

In this episode, Jay Weiser joins the podcast to discuss the "accountability crisis" in Private Equity (PE). They explore a common, costly cycle: boards replacing CEOs or CROs when performance dips, only to realize later that the underlying system, not the individual leader, was the true constraint. Jay shares insights on how boards can move beyond "theatrics" and "polished dashboards" to identify fragile revenue, align incentives, and foster a culture of "brains-in" engagement. -------------------------------------------------------------------------------- Key Takeaways The Visibility Trap: Leaders are often replaced because they are the most visible element of a company; however, the invisible systems—how decisions are made, how information flows, and how incentives are aligned—are what truly dictate results. The High Cost of Churn: Repeatedly swapping out C-suite leaders leads to extended hold periods and significant loss of enterprise value Information Friction: By the time data reaches the board, it has often been polished, filtered, and aggregated to the point that critical signals of failure (like high churn or poor sales quality) are hidden Revenue Quality vs. Volume: Not all revenue is created equal. "Fragile revenue" from customers who are a poor fit for operations or customer success erodes multiples and makes exit stories harder to defend. The Power of Shared Ownership: Jay highlights the "Ownership Works" model, where creating a broad-based employee ownership pool can improve culture, reduce turnover, and increase exit multiples by as much as 1.5 times. -------------------------------------------------------------------------------- Actionable Questions for Boards & Leaders To move from "passive oversight" to "active insight," Jay and Marcus suggest asking these uncomfortable but necessary questions: Would this deal survive diligence? If a buyer knew exactly what was "under the hood" regarding customer satisfaction and operational hurdles, would they still buy? Is the customer actually using the product? Don't just look at sales volume; look at activation, adoption, and time-to-value. What did we learn this week that makes our plan less certain? Reward the people who raise risks early rather than those who try to "rescue" a failing deal at the last minute. Are we "prosecuting the person" or the "argument"? Ensure the culture allows for constructive challenge without individuals feeling attacked or silenced. -------------------------------------------------------------------------------- Leading Indicators to Watch Customer Activation/Adoption Rates: Are they sporadic or consistent Time to Value: How long does it take for a customer to report they received the value they intended? Incentive Alignment: Are salespeople paid for volume alone, or is compensation tied to customer duration and team success? The "So What" Test: Does the information in the board pack actually inform a decision, or is it just "history" you can't act on? -------------------------------------------------------------------------------- Featured Quotes "If you're swapping out the leader, but the system stays the same, you're going to get the results that the system allows to be produced." — Jay Weiser "Boards don't make bad decisions because they're stupid. They make bad decisions because confidence in the story outruns the evidence." — Marcus Cauchi -------------------------------------------------------------------------------- Connect with Jay Weiser LinkedIn: Jay Weiser Email: jay@jayweiser.com Website: Uncover. Unlock. Unleash.℠ Growth and Value | Jay Weiser Consulting Marcus Cauchi's Closing Advice: Before you back the next plan, test the evidence behind it. If you want to know where value is fragile or real, reach out for a five-day evidence check.

Jeremy and Lindy examine Alex Tuch's looming contract negotiations and the Sabres' limited financial flexibility compared to high-spending teams like the Seattle Kraken. They analyze whether the emotional value of the hometown winger outweighs the financial risk of a massive double-digit deal as he nears age 30. 01:08 - Goaltending and Tuch's Contract 04:55 - Kraken Interest and Market 10:06 - Tuch's Negotiation and Legacy

Does following Jesus cost us anything? What will we have to give up to follow Jesus? Join me as I tackle this question. Praying this episode blesses you. Connect With Me: https://www.valtopalu.com/

❖ What happens when the warning signs are visible but the human brain refuses to believe in them? This episode explores economic blindness — the deeply human tendency to assume tomorrow will look like today — and how that mental trap is playing out simultaneously across three interconnected crises: a war disrupting global oil and food supplies, a climate system moving faster than the economic models tracking it, and a nuclear arms race quietly rewriting the rules of global security.❖ The insurance industry gets its own spotlight here — because the people whose entire business model depends on accurately pricing danger are now walking away from entire regions. That is not a warning about the future. That is the future, already arriving. We also dig into why the economic models guiding trillion-dollar government and investment decisions are dangerously miscalibrated for the world climate science says we are already living in.❖ But this episode doesn't end in the dark. The same crisis accelerating the damage is also accelerating the solution. Ninety percent of new US energy infrastructure built last year was clean. Countries that couldn't afford to wait are moving faster than anyone predicted. The shock the markets refused to price is now pricing itself — and the people already building what comes next need you in their corner. Find them at acalltoact.world and trumpingtrump.org. LINKS BELOW.A Call to Act Database From Legacy Environmental Organizations to the Ugly Animal Preservation Society, hundreds of groups that would welcome your help to engage in the important work of creating a fossil-free future world where we have clean air and water, energy independence, green jobs, livable cities, and healthy children.Trumping Trump DatabaseOver 300 organizations have united to protect America's vulnerable communities and democratic institutions. Groups defending immigrants, LGBTQ+ individuals, and minorities to supporting teachers, librarians, journalists, and healthcare workers on the frontlines. From protecting government employees, military personnel, and labor rights to advancing gun safety, reproductive rights, and climate action. Each group offers ways to volunteer, donate, or work directly to defend the republic, protect civil rights. Join the resistance – find your place in the fight.

Have you lost a child to the fentanyl crisis and now find yourself raising a grandchild while navigating profound grief, financial upheaval, and relentless societal judgment? Are you searching for understanding, practical support, and a community that truly sees the struggles and resilience of grandparents in kinship care? You're not alone.I'm Laura Brazan, host of 'Grandparents Raising Grandchildren: Nurturing Through Adversity.' In this episode, we sit down with guest Laurel Exner, a grandmother who survived the unimaginable loss of not one, but two children to fentanyl overdoses. Laurel shares her raw, inspiring journey—how she and her husband built a sanctuary for their traumatized grandson, managed the crushing administrative and financial weight of kinship care, and learned to overcome the shame and isolation that so many of us feel.If you're yearning for practical resources, emotional healing, or simply a sense of community and hope, this podcast brings together real stories from grandparents who are living it, expert insights on trauma and childhood grief, and strategies to help you protect both your home and your heart. Tune in and join a supportive movement 2.7 million strong. You don't have to walk this path alone—together, we will nurture, survive, and thrive.Send us Fan MailJolene Thiessen has been with us since the beginning of our podcast. She wrote in to thank us for our 100th episode! She looked for help online and found us- the only podcast that came up when she searched for help. I live to help these children have better lives and to be sure that all our pain doesn't go to waste for you grandparents and kinship caregivers out there! I love hearing your stories and comments. Keep sharing! Your stories make a difference. In this special pre-roll segment, I'm sharing a moving letter from a member of our community, Laurel. Her story of loss, resilience, and raising her grandson after the unthinkable is a raw reminder that none of us are walking this path alone.We want to hear from you. If Laurel's story resonates with you, or if you have a journey of your own to share, join our private community. Your story might be the exact lifeline someone else needs to hear today. Thank you for tuning into today's episode. It's been a journey of shared stories, insights, and invaluable advice from the heart of a community that knows the beauty and challenges of raising grandchildren. Your presence and engagement mean the world to us and to grandparents everywhere stepping up in ways they never imagined.Remember, you're not alone on this journey. For more resources, support, and stories, visit our website and follow us on our social media channels. If today's episode moved you, consider sharing it with someone who might find comfort and connection in our shared experiences.We look forward to bringing more stories and expert advice your way next week. Until then, take care of yourselves and each other.Want to be a guest on Grandparents Raising Grandchildren: Nurturing Through Adversity? Send Laura Brazan a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/grgLiked this episode? Share it and tag us on Facebook @GrandparentsRaisingGrandchilden Love the show? Leave a review and let us know!CONNECT WITH US: Website | Facebook 

In part one of Red Eye Radio with Gary McNamara and Eric Harley, as fuel prices hit $4.39 in North Texas and higher in other states, we continue to focus on affordability as tensions in the Strait of Hormuz continue to threaten the fragile ceasefire between the U.S. and Iran. Secretary of State Marco Rubio said Tuesday the U.S. will take the issue of Iran's attacks on commercial shipping to the United Nations. Rubio told reporters at a White House press briefing “If we live in a world where global shipping lanes can be taken over by countries, that will have a direct impact on Americans in the short and the long term, we're the only ones that can do anything about it,” he said. Also audio from Marco Rubio on the unconstitutionality of the War Powers Act and from journalist Mark Halperin on where we stand with Iran, a federal law mandating ‘kill switches' in vehicles remains intact and various audio from California Gubernatorial candidates blaming high prices in their state on President Trump. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

554. This week, Dr. Ho reveals that people-pleasing isn't a personality trait—it's a survival strategy. If you constantly say "yes" while feeling a quiet sense of self-betrayal, you're likely stuck in the fawn response, a nervous system reflex designed to keep you safe by keeping others happy.Dr. Judy breaks down:Kindness vs. Compulsion: Why true generosity feels good, but people-pleasing feels like fear.The "Social Pain" Connection: How your brain processes rejection exactly like physical injury.The High Cost of Silence: Why "keeping the peace" actually destroys intimacy and fuels resentment.Take Action: Learn three practical tools to break the cycle, including the "Pause Practice" to stop the automatic yes and how to name the specific fears driving your behavior.Stop performing and start being known.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Gari and Ally explore the often-overlooked issue of murmuring through the story of Miriam and Aaron in Numbers 12, revealing how subtle complaints and criticisms can stem from jealousy, comparison, and a lack of trust in God's plan. What may seem like small remarks can actually reflect a deeper challenge to God's authority and the roles He assigns, and this conversation encourages listeners to examine their hearts, release comparison, and be quick to repent when pride or envy surfaces—embracing the unique calling God has placed on their lives.SUBSCRIBE, RATE, & REVIEW the podcast to stay up to date with the latest episodes. Visit gutsyfaith.com or FOLLOW US @gutsyfaith on all social media platforms to stay connected. We're cheering you wildly!

Sixty days. $25 billion. No open Strait of Hormuz, no enriched uranium recovered, no regime change, and gas prices up 42% since late February. That's the scoreboard on Iran, and it's the backdrop for Pete Hegseth's first real hearing — where combat veterans Seth Moulton and Pat Ryan finally put the Secretary of Defense through the wringer. Paul Rieckhoff joins the conversation to break down what oversight looks like when it actually shows up, why JD Vance and Dan Driscoll are watching, and why this war is metastasizing into something bigger than Iran. From Marco Rubio floating strikes on Cuba to Trump leaning on Putin as a peacemaker, this is forever war logic dressed up in new packaging — all gas, no brakes, no congressional authorization, and no plus-up for the VA to care for the next generation of veterans it'll create. Paul also unpacks the Comey indictment, the chilling effect on Jimmy Kimmel and the free press, and why the King of England sounded more like Reagan on alliances than the current administration. If you're in the angry middle and tired of the rigged two-party system handing you half-cooked wars and culture-war theater, this is your no-BS briefing. -WATCH full video of this episode here. -Ditch your expensive carrier and support Independent Americans! Make the switch to Noble Mobile. -Join IVA and stand up to Trump's Forever Wars. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Learn more about American Veterans for Ukraine here. -Remember Independent is an Attitude. -Learn more about The Headstrong Project for Veterans, Tragedy Assistance Program for Survivors (TAPS), and Department of Veterans Affairs resources in your area. Seeking support is not a sign of weakness. It's a show of strength. If you or a loved one are in immediate crisis, dial 988 and press 1, or text 838255. Connect with Independent Americans: Subscribe on YouTube, Spotify, Apple Podcasts, and all podcast platforms Read more at Substack Support ad-free episodes at Patreon  Connect: Instagram  • X/Twitter • BlueSky • Facebook  Follow on social: @PaulRieckhoff on X, Instagram, Threads, and Bluesky -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

David Sidoni answers the three biggest first-time homebuyer questions and explains how the Triangle of Success can help you make smarter home shopping decisions. When are you ready to buy, how much can you afford, and where should you start? In this episode, David Sidoni breaks down the answers to the three biggest questions every first-time homebuyer asks. He also explains the Triangle of Success, a simple framework for balancing price, style, and location when shopping for a home. If you feel stuck or overwhelmed by misinformation, this episode gives you the clarity and strategy to move forward. “The math isn't being taught. There is so much more hope and so many more possibilities than whatever you've heard.” - David Sidoni, First Time Homebuyer Coach Highlights• Are you financially closer to buying a home than you think?• How much home can you actually afford in today's market?• Where should you start if you want to buy your first home?• Can you really get the right price, style, and location all at once? Referenced Episodes• 167 - Interview: Buying a $300K Home With Only $18k? Yes!• 170 - Interview: 1st Time Home Buyers Find Compromise & the Triangle of Success• 189 - INTERVIEW - VA Loans: Bad for Buyers or a Christmas Miracle?• 194 - Interview - Making the Impossible Purchase Possible• 217 - Interview With Millie - How To Buy Your First Home Before Turning 30• 224 - Interview With Pedro – Bought With Zero Down, And NOT A VA loan, At 59 Years Old• 239 - INTERVIEW: Using the VA Loan for Zero Down, and Monthly Payment is Only $100 More a Month• 249 - INTERVIEW: First Generation Home Buyers (Mortgage $200 LESS Than Rent!)• 312 - Rich People Only? Declan & Bailey's 3% Down Victory INTERVIEW• 343 - $60K Income to Homeowner: Jessica's Journey (INTERVIEW)• 369 - INTERVIEW: From Fear to First Home: How Regina Bought Solo in Her 40s• 372 - Brittany & Fred's 3% Down Success Story - INTERVIEW• 380 - This Should Have Been Impossible - But Rosie Actually Did It (INTERVIEW)• 396 - INTERVIEW: Apartment to 2-Acre Homestead: Samantha's First-Time Buyer Story• 399 - The Real Value of Buying: What Nick Gained Beyond a Mortgage• 425 - First Time Home Buyer: How a Single Mom Bought with a ZERO Down Payment USDA Loan (INTERVIEW)• 440 - First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy• 441 - First Time Homebuyer Playbook (Part 2): The Last Lease Ever• 443 - First Time Homebuyer FAQ: What Can I Actually Afford in 2026?• 469 - Putting a Plan into Action - First Time Homebuyers vs. High Cost of Living 2026• 470 - Effective Solutions to Get UNSTUCK - First Time Homebuyers vs. High Cost of Living 2026Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Patrick answers bold questions from callers, draws out wisdom on why the Church is called the Bride of Christ, reflects on the mystery of the Tree of Knowledge, and unpacks the rationale for infant baptism. Along the way, he weaves real-life stories about weddings and their expenses, even noting how modest celebrations often last longer in memory and in marriage. Ever the entertainer, Patrick reads complaint emails about tacos and transforms them into music, blending humor with genuine conversation. Scott - The Church is referred to as the bride of Christ but also referred to as Christ Body which is a man's body. Is the Church male or female? This sems to be a contradiction. (00:42) Women and Ordination by Joyce. A. Little, Ph.D - https://media.christendom.edu/1987/08/women-and-ordination/ Britney - Why did God create the tree of knowledge in the Garden of Eden? (11:27) Grace - There was a home wedding between a Jewish person and a Catholic and they got special permission from the bishop. The marriage lasted 45 years and it is still going on. Also, who is Saint Leo? (17:56) Richard - We just got our two infant children Baptized. We had to wait because of adoption papers. When we talk with our non-Catholic friends, they will ask why we waited if we believe as Catholics that infant baptism should happen right away. How should I respond? (26:57) Patrick and Cyrus share a couple of Nasty Gram letters that they turned into songs (35:59) Jennifer (email) - The High Cost of Marriage (45:13) Karen (email) - I wanted to get married in a place that was a little expensive

A health care labor union in California submitted more than 1.5 million signatures this week to place a billionaire tax on the November ballot. Reporter: Izzy Bloom, KQED It's been two months since the war in Iran began, and the resulting energy crisis has made the cost of driving a major concern here for millions of Californians. In a state where people rely heavily on cars, the rising costs are forcing some drivers to make financial sacrifices, with some giving up the car altogether. Reporter: Azul Dahlstrom-Eckman, KQED Learn more about your ad choices. Visit megaphone.fm/adchoices

We are raiding the Guardian long read archives to bring you some classic pieces from years past, with new introductions from the authors. This week, from 2021: For all the advances that have been made in recent decades, disabled people cannot yet participate in society ‘on an equal basis' with others – and the pandemic has led to many protections being cruelly eroded By Jan Grue. Read by Giles Abbott. Help support our independent journalism at theguardian.com/longreadpod

Be reminded that God's grace has been bought and paid for with the life of our Savior.Donate: https://store.intouch.org/donate/generalSee omnystudio.com/listener for privacy information.

Today I'm talking with Katy Weber, a certified ADHD coach and the creator of the top-rated Women & ADHD podcast. After a career in journalism and wellness, Katy was diagnosed with ADHD at 45. Following that diagnosis, she has built a platform helping neurodivergent women move past the shame of late diagnosis and into a place of radical self-acceptance. In our conversation, we talk about the systemic stressors that often trigger a late-life ADHD "breaking point," particularly for women navigating career, parenting, and hormonal shifts. We get into the mechanics of masking, why we often use anxiety and shame as our primary motivators, and the overlap between neurodivergence and physical health, looking at how chronic stress manifests in our bodies. If you'd life to follow along on the show notes page you can find that at HackingYourADHD.com/288 YouTube: https://tinyurl.com/y835cnrk Patreon: https://www.patreon.com/HackingYourADHD This Episode's Top Tips Recognize that "having it all together" on the outside often comes at a high cost. When people ask, "How do you do it all?" the answer is usually through extreme masking and "white-knuckling," which leads directly to burnout and chronic anxiety rather than true stability. Many ADHDers wait until the last possible second and use anxiety as a fuel source. While this can work as an effective short-term strategy, keeping yourself in perpetual anxiety to drive productivity is detrimental to long-term mental health. Broaden your view of ADHD to include the autonomic nervous system and physical health. Katy notes a high correlation between ADHD and "invisible" physical issues like autoimmune disorders, fibromyalgia, and chronic pain, suggesting that a neurodivergent nervous system reacts to stress in ways that affect the entire body, not just cognitive function.  

Online real estate platforms may seem helpful, but many are designed to sell your data — not protect your homebuying journey.Buying your first home often starts online, but most platforms are built to generate leads, not guide buyers. Your personal information is often sold to agents and lenders, turning your search into a sales funnel.This episode breaks down how large real estate companies prioritize volume and profit over quality service. High turnover and low experience levels mean many buyers are left without the guidance they need.It also challenges the assumption that a licensed agent is automatically qualified. Many professionals are undertrained or lack the experience needed for such a major financial decision.Most importantly, this episode gives first-time buyers the awareness and mindset needed to protect themselves, avoid common traps, and take control of their homebuying process.“The real estate industry is one big con game.” - David Sidoni, First Time Homebuyer AdvocateHighlightsAre real estate websites selling your data instead of helping you buy a home?Why do so many agents and loan officers lack the experience buyers expect?Does having a license actually mean someone is qualified to guide you?Are corporate real estate platforms putting profits ahead of your success?Referenced Episodes 339 - Don't Get Pre-Qualified—Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)400 - Introduction: How to Buy a Home Starter Series (START HERE)415 - Financially Prepare to Buy Your First Home 2.0 - Pt. 1426 - Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7440 - First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy441 - First Time Homebuyer Playbook (Part 2): The Last Lease Ever443 - First Time Homebuyer FAQ: What Can I Actually Afford in 2026?460 - Rent vs Buy in 2026: Are First Time Homebuyers Crazy?462 - How to Win a Bidding War as a First Time Homebuyer - 50 Expert Tips (Spring 2026)469 - Putting a Plan into Action - First Time Homebuyers vs. High Cost of Living 2026470 - Effective Solutions to Get UNSTUCK - First Time Homebuyers vs. High Cost of Living 2026__________________________Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Jason Fitz & Buck Reising fill in for the guys and talk about reports that it will cost the average viewer $1,000 to watch every NFL game this season, private equity being involved in professional sports, Would You Rather, and more!See omnystudio.com/listener for privacy information.

The latest 2026 housing data reveals something most buyers aren't hearing—opportunity is back. In this episode, David breaks down what's actually happening in today's market, why first-time buyers are gaining leverage, and how to take advantage of it before conditions shift again. The first quarter of 2026 is in—and despite global uncertainty, rising costs, and economic noise, the housing market is showing signs of opportunity for first-time buyers. This episode breaks down the latest data and explains why buyers may finally have more control than they think. David highlights a major shift: renters are no longer sitting on the sidelines. More listeners are taking action—seeking guidance, starting pre-planning, and connecting with trusted professionals. This signals a growing awareness that waiting may no longer be the best strategy.“You're not stuck… you're just missing the right information to see your opportunity.” Highlights What if waiting is actually costing you more than buying right now?Why are more first-time buyers taking action during uncertainty instead of avoiding it?Where is the real leverage in today's market—and how do you spot it?What steps can you take right now to turn confusion into a clear buying plan? Referenced Episodes 471 - NEW 2026 Housing Market Update for First-Time Home Buyers (The Data No One Is Explaining Correctly)470 - Effective Solutions to Get UNSTUCK - First Time Homebuyers vs. High Cost of Living 2026400 - Introduction: How to Buy a Home Starter Series (START HERE)443 - First Time Homebuyer FAQ: What Can I Actually Afford in 2026?457 - First Time Homebuyers: Buy or Wait in 2026? (March Housing Market Update)464 - This ONE Myth is Killing First Time Homebuyers in 2026469 - Putting a Plan into Action - First Time Homebuyers vs. High Cost of Living 2026______________________________________Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Be reminded that God's grace for your life has been bought and paid for with the life of our Savior.

2. The High Cost of Ground Troops in Iran Guest: Bill Roggio and Hussein Haqqani Summary: The discussion focuses on the dangers of deploying "boots on the ground" in Iran. Bill Roggio warns of significant equipment losses and the lack of visible popular support from Iranian citizens for a U.S. operation.,, (2)1690 PERSIA

JOHN BATCHELOR SHOW SCHEDULE, MONDAY 4-6-2026.1918 PARADE  OF THE SOUTH PERSIAN RIFLES.1. U.S. Conflict with Iran and Shifting War Aims Guest: Bill Roggio and Hussein Haqqani Summary: Experts analyze rising oil prices and the IRGC's determination to hold power despite U.S. strikes. They critique the President's undiplomatic threats and question if the American people are truly prepared for a long, expensive war.,, (1)2. The High Cost of Ground Troops in Iran Guest: Bill Roggio and Hussein Haqqani Summary: The discussion focuses on the dangers of deploying "boots on the ground" in Iran. Bill Roggio warns of significant equipment losses and the lack of visible popular support from Iranian citizens for a U.S. operation.,, (2)3. Israel's Military Objectives in Southern Lebanon Guest: David Daoud and Bill Roggio Summary: David Daoud explains the IDF's realistic military goals in Lebanon, focusing on a manageable activity zone to disarm Hezbollah. They discuss risks of overextension and the necessity of disproving Hezbollah's narrative of successful resistance.,, (3)4. Divergent U.S. and Israeli Strategies in the Middle East Guest: David Daoud and Bill Roggio Summary: Guests contrast U.S.-led war aims in Iran with Israel's independent operations in Lebanon. They explore if Israel's strikes on petrochemical facilities are coordinated with Washington or represent a tactical good cop/bad cop diplomatic strategy.,, (4)5. Ukraine's Drone Campaign Against Russian Energy Infrastructure Guest: John Hardie and Bill Roggio Summary: Ukraine is utilizing innovative long-range drones and AI targeting to strike Russian oil terminals and refineries. This campaign aims to cripple Moscow's revenue windfall resulting from inflated global energy prices during the Middle East crisis.,, (5)6. Iranian Threats to Gulf State Infrastructure Guest: Akmed Scharawi and Bill Roggio Summary: Iran is threatening "crushing" attacks on Gulf desalination plants and oil fields. Experts analyze the vulnerability of regional air defenses and Iran's strategy of targeting civilian infrastructure to pressure the United States and its allies.,, (6)7. Presidential Elections and Political Shifting in Peru Guest: Ernesto Araújo and Alejandro Peña Esclusa Summary: Keiko Fujimori leads Peru's presidential polls amidst a crowded field of thirty candidates. The discussion highlights a regional shift toward right-wing leadership and the ongoing challenge of Chinese and Cuban influence in South American politics.,, (7)8. The Collapse of Cuban Influence in South America Guest: Ernesto Araújo and Alejandro Peña Esclusa Summary: Experts analyze the fragility of the Cuban regime and its diminishing impact on Venezuela and Brazil. They note improvements in Venezuela's economy as leadership distances itself from Havana's influence and follows cues from Washington instead.,, (8)9. Life in Tehran and the Hope for Regime Collapse Guest: Jonathan Sayeh and Bill Roggio Summary: Jonathan Sayeh reports on the declining legitimacy of the Iranian regime among the population. While desertions are increasing, the IRGC remains resilient, and many Iranians fear the regime surviving despite the destruction of national infrastructure.,, (9)10. The Kidnapping of Shelley Kittleson in Baghdad Guest: Bridget Tumi and Bill Roggio Summary: Kata'ib Hezbollah has abducted an American journalist in Baghdad to use as leverage for prisoner exchanges. Guests discuss the militia's deep integration into the Iraqi government and the risk of hostages being moved to Iran.,, (10)11. The Tuesday Deadline and the Survival of the Islamic Republic Guest: Edmund Fitton-Brown and Bill Roggio Summary: President Trump has set a final Tuesday deadline for an Iranian ceasefire, which the IRGC is likely to ignore. Experts argue the regime views concessions as defeat, choosing to outlast U.S. patience and military efforts.,, (11)12. Shifting War Aims and the Strategic Importance of Hormuz Guest: Edmund Fitton-Brown and Bill Roggio Summary: U.S. war aims have expanded to include reopening the Strait of Hormuz. The discussion highlights how Iranian aggression has united Gulf allies, Ukraine, and international partners against a new, Russo-Chinese backed "axis of disruption.",, (12)13. Chinese and Russian Involvement in Downing U.S. Aircraft Guest: General Blaine Holt and Gordon Chang Summary: Following the downing of an F-15E, experts suspect China or Russia supplied Iran with passive infrared detection systems. This signals a major shift in Beijing's involvement, necessitating new U.S. electronic warfare countermeasures and tactical adjustments.,, (13)14. North Korea's Role as the Arsenal of Tyranny Guest: Greg Scarlatoiu and Gordon Chang Summary: Kim Jong-un is expanding his nuclear and conventional arsenal to ensure regime survival. North Korea has become a key proliferator, supplying weapons to Russia and Iranian proxies while enjoying increased diplomatic status among anti-Western allies.,, (14)15. The Legal Crisis of Aboriginal Title in British Columbia Guest: Mary Anastasia O'Grady Summary: A landmark court ruling in British Columbia has granted Aboriginal title priority over private property rights. This creates economic uncertainty and raises questions about whether land acknowledgments will lead to the forced transfer of property.,, (15)16. Political Reconciliation and Legal Disorder in Canada Guest: Conrad Black Summary: Conrad Black critiques the recommendations of Justin Trudeau's reconciliation policies. He warns that prioritizing original land titles over established property rights creates a state of legal disorder that threatens the legitimacy of Canadian national institutions.,, (16)