Podcasts about high cost

John and Ryan return with a jam‑packed conversation that swings from tabletop quiet spells to the wild frontiers of modern gaming culture. They kick things off by digging into why Dungeons & Dragons has been unusually silent in 2025, exploring the slowdown in new book releases and what it might mean for longtime fans. From there, the discussion shifts to the trading‑card world, where the duo reacts to the surprising new policy requiring One Piece card game products to be opened upon purchase at local game stores. That leads into a deeper look at the ongoing scalping issues plaguing the One Piece TCG and how scarcity, hype, and opportunism are affecting the community. Collecting chaos doesn't stop there. John and Ryan take a closer look at the cost of Pokémon LEGO sets and what's driving their premium price tags. They wrap up with a breakdown of the GameStop digital game lawsuit. Capping off the episode for their ongoing theme for January—Agonizingly Long Tutorials Month—is a spotlight on Red Dead Redemption 2. The guys reflect on the game's famously slow, cinematic onboarding and how it sets the tone for one of the most immersive open‑world experiences ever made. 00:00 Intro 11:48 Why Dungeons and Dragons has been quite in 2025 in terms of new books 23:23 Ryan's Pokémon Emerald Legacy Update 27:26 Pokémon Nostalgia and Gaming Adventures 31:29 One piece card game now requiring to be opened upon purchase for local game stores 39:06 Scalping Issues in the One Piece TCG 45:01 The High Cost of Pokémon LEGO Sets 54:58 GameStop's Digital Game Lawsuit Find us on TheGameDeflators.com Twitter - www.twitter.com/GameDeflators Facebook - www.facebook.com/TheGameDeflators Instagram - www.instagram.com/thegamedeflators

[Cold open [Best gift cards // Is ad blocker piracy?] ends at 12:52.]Cesar is back by popular demand for the 3rd time because we need updates!Last we spoke, everything was on fire at his agency. He was stressed and dealing with over 100 clients with a small team. Employees weren't working out, clients were churning, and to make matters more complicated, he had a baby on the way.Something had to change.On this episode, Cesar gives us an update on how the agency is doing and what directions he's moving in to fix the holes in his agency's ship.-----RESOURCES:Want the tools and resources we recommend for agencies? Check them out here:https://www.agencygrowthpod.com/tools-----NEWSLETTERWant the show in your inbox? Sign up for the newsletter!https://www.agencygrowthpod.com/newsletter-----COMMUNITYLooking to join a community of agency owners? Join our Discord!https://discord.gg/uvHRRRFVRD-----CONTACTGot something to say? Send us a message:https://www.agencygrowthpod.com/contact

Send us a textCollege costs continue to rise, and for families dealing with divorce, remarriage, or complex finances, planning can feel overwhelming. In this episode of the Modern Arizona Podcast, Billie Tarascio sits down with a college funding expert to break down how financial aid really works and what parents need to understand before costly mistakes are made.Brad Baldridge is a College Funding Specialist and the founder of Taming the High Cost of College. With nearly 20 years of experience, Brad has helped thousands of families plan and pay for college without derailing their finances or retirement. As a financial expert, consultant, and podcast host, he teaches parents how to choose the right school, maximize financial aid and scholarships, and reduce reliance on student loans through smart, proven strategies.Topics discussed in this episode include:✔️ How divorce affects FAFSA and college financial aid eligibility✔️ The difference between FAFSA and the CSS Profile✔️ How income, assets, and remarriage impact aid calculations✔️ When families qualify for need-based aid and Pell Grants✔️ College planning strategies for divorced and blended families✔️ Why early planning matters more than most parents realizeLearn more and connect with Brad Baldridge:Website: https://www.tamingthehighcostofcollege.comIf you found this episode helpful, like, subscribe, and share it with someone planning for college.

"Think about how many times you've heard someone say, 'I can't do that.'"The real cost of a weak body isn't about looking bad in a t-shirt. It's about Missing the View.You miss the lighthouse view because there is no elevator.You miss the waterfall because it's a 3-mile hike.You miss the memories because you physically can't chase your grandkids.In this chapter of The Utility of Action, Vulcan breaks down the "Opportunity Cost" of low physical utility. When your body becomes the weak link, you stop being a participant in your life and start being a spectator.The Audit: Are you training for Vanity (Show) or for Capability (Go)? Don't let "I Can't" be the reason your world gets smaller.#FunctionalFitness #Stoicism #NoExcuses #MenOfAction #SundaySmoke

Keith explores two big themes shaping real estate investors' futures: Why more Americans are becoming "forever renters"—and how long-term lifestyle and demographic shifts (not just today's prices and rates) are quietly reshaping the demand for rentals. The growing conversation around eliminating property taxes—which states are making the most noise, and why the real issue isn't whether property taxes go away, but what would realistically replace them. Keith also zooms out for a quick year-end tour of major asset classes—from stocks and real estate to metals and crypto—so listeners can see where real estate fits in the broader investing landscape and what these shifts might mean for their wealth-building strategy. Episode Page: GetRichEducation.com/588 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, the Forever renter trend keeps getting embedded deeper into American culture. What's behind it? It's more than just finances. Then there's been more talk about eliminating property taxes, if they go away, what replaces them? And we'll discuss more today on get rich education.   Keith Weinhold  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Jamestown, New York to Jamestown, North Dakota and across 108 nations worldwide. I'm Keith Weinhold, and this is get rich education. Most investments reduce your income until you can start drawing on it and paying taxes on it in your 60s. That's a lot of decades of living below your means. Here learn how to grow your means and invest in vehicles that pay you when you're young enough to enjoy it and pay you five ways tax advantaged. Hey, there's a big misunderstanding about the housing market taking place right now. Yes, today's higher cost of home ownership contributes to Americans renting longer, for sure, but let's not make the mistake of thinking this is a new phenomenon just because home prices moved higher or mortgage rates began normalizing again a few years ago, that's not what it's about Americans renting longer. That is a trend decades in the making, and it has had and will continue to have major implications on the rental housing market decades into the future, buying your first home at 25 that was your grandparents or maybe your parents. Today, it kind of goes like this in life's journey for the wannabe homeowner, First comes the gray hair, then comes the mortgage. Last year, we learned that the average first time homebuyer age in America has moved up to 40. Back in 1981 it was age 29 per the NAR. More specifically one's real estate journey, it basically now goes like this, rent, rent, rent, have roommates again, go back to renting, chiropractor, Bank of mom and dad, then a mortgage maybe.   Keith Weinhold  3:34   Yeah, the home ownership rate, it keeps falling among every age group, most sharply among 30 somethings. The translation here is that more renters are coming. For those in their 30s, the home ownership rate maxed out at 69% in 1980 it's fallen to just 47% today. Those that are older, for those in their 40s, the homeownership rate maxed out at 78% in 1982 it has fallen to just 62% today and so on. Every 10 year age group all the way to those age 80 plus, the homeownership rate has fallen for all of them over the decades too, every single age cohort. The home ownership rate has fallen over the decades, and that is all per the Census Bureau. I'll tell you why this forever renter trend just keeps strengthening in a moment. But if you don't own your home, here are your current housing options. You can live with your parents. Yes, welcome back childhood bedroom with those glow in the dark stars on the ceiling. Sadly, you can be homeless. That is really not good. Or the other option is you can rent something nice, new, modern, and energy eficient. The group in which home ownership has fallen the most are those 30 somethings. 20 somethings aren't even part of what the Census Bureau reported here. It fell most sharply in the 1980s and then again, after the great recession. And here's what I know you might be thinking because we have some of the smartest listeners around. I bet that during times that buying was cheaper than renting, the trend reversed. That's what you might be thinking. No, it didn't. Regardless of what is cheaper, over time, the home ownership rate just keeps falling despite those periods, whatever is cheaper renting or owning now the overall home ownership rate that's fallen just since 2023 from 66% down to 65% that might not sound like much, but a Full 1% drop there means 1.3 million new renters already, just since 2023 and now you might be thinking, well, this is like totally because home prices and mortgage rates have been higher since that time. They've been higher since 2023 you are, in fact, somewhat correct about the affordability on a median priced home today, which is around 420k, I mean a 10% down payment and closing costs, that means you're out of pocket, probably more than 50k and it's 100k plus for a 20% down payment. And this is often an insurmountable hurdle without financial help from the Bank of mom and dad. But this is all part of a longer, multi decade set of trends. And look, a lot of these trends don't have much of anything to do with finances. People are renting longer because Americans wait longer to marry and have kids, and this has persisted, whether economic cycles are good or bad, and certainly, regardless of what mortgage rate levels are, younger generations value flexibility. That's another reason people are renting longer. Also 30 somethings are just simply more comfortable with subscription models like renting. I mean, look at Netflix and Uber and Spotify. It's been decades since anyone actually bought DVDs or CDs. Yeah, renting is just sort of another subscription model. More. Boomers are also renting for convenience. They would rather play pickleball instead of mow a lawn. This is something that they figured out a while ago. Also higher consumer and educational debt keeps people renting. You've got buy now, pay later. Companies like Klarna that are booming and mortgage eligibility got sucked from souls when all this happened? Hey, I've got more a ton of reasons for why more and more people are renters today, and how this trend is your friend if you are a rental property investor.    Keith Weinhold  8:13   Also, let's be mindful when we broke the gold standard in 1971 asset prices took off like a Blue Origin launch, and wages stagnated. That makes it tough to patch together a down payment and look, there is still an antiquated notion out there that apartments especially are like replete with paper thin walls and one in every five units is a meth lab. Have you toured apartment buildings, fourplexes, duplexes and single family rentals built in the last 10 years? Sheesh. Great amenities. Expect to see granite countertops, patios, fenced yards, gyms, sometimes even pet spas at Class A apartments, washer, dryer in unit. I mean, that has been standard for a long time, LED lighting, smart locks, increasingly office nooks for remote workers. Those are the modern amenities that you find in a rental. So the bottom line here is that as Americans age, there is an elongated renter stage of life. It's not just prices or rates, it is lifestyle. And this is why, even when affordability improves, the homeownership rate should continue to drop. More rental demand is coming. So yes, an elongated renter stage, this forever renter, if you will. That is somewhat about finances, but it is more, and this shapes the landlordtenant landscape for decades. And of course, your advantage here at GRE is even if you live in a High Cost part of the nation, we know how to buy here, say, a brand new build to rent single family property in an investor advantage place like Indiana, Missouri, Alabama or Florida, and we get it for, say, 300k or so, and you get a tenant that will pay you rent for four years or more in a lot of cases. So we've been talking about where the rental demand is coming from. It is both a lifestyle choice and a financial consideration for your tenant. Now this forever renter trend, that's something that really matters if you are providing housing to people. But some real estate trends just move so slowly, so glacier like that, you can kind of get lulled to sleep, until one day you look up and a trend has crystallized like the one that I just described. Let's compare a trend like that to something that people think matters a lot, and this does matter, but its importance is overinflated, and that is, for example, the President's nomination of a new Fed chair this year, and how that's going to move the real estate market. No, not as much as people think, as we've learned here, mortgage rates actually don't have that much to do with home prices. And yes, mortgage rates do move. They are correlated with the Fed funds rate. Yes, they are. When one is high, the other will be high. When one is low, the other will be low. They just don't move in direct lockstep. Let's listen in to the remarks of one Donald John Trump on the matter, because he talks about housing here. This is about a minute long, and then I come back to comment when Trump says him, he is apparently pointing to Treasury Secretary Scott Besant, who was in the room at the time, but as you'll hear, he's not expected to be the Fed Chair selection.    Speaker 1  12:06   Have you started the interviews for the Fed chair? Yes. Who have you interviewed? Ithink I already know my choice well. I like to him, but he's not going to take the job very fast. You like Treasury better, right? Much better, sir. So we are talking to various people and the I mean, frankly, I'd love to get the guy currently, and they're out right now,but people are holding me back. He's done a terrible job, hurting housing a little bit. The truth is, we've been so successful, we've blown past his interest rate. Stupidity. He's been wrong. That's why I call him too late. He's too late. Jerome, too late. Powell, he was recommended to me by a guy that made a bad, you know, bad choice, and it's too bad. But despite that, it's having very little impact, because we have, you know, we have all of these things happening, but it has an impact on housing to a certain extent. He's a fool. He's a stupid man, but we have some very good people   Keith Weinhold  13:09   yeah. So this matters, but it's as much entertainment and almost comedy against a demographic trend like the Forever renter propensity, a calendar year recently ended. It's time to make a quick rundown of the overall investing landscape. Once in a while we do that. It's good to check the movement on other asset classes outside real estate. It's our asset class rundown for last year, the s, p5, 100 was up nearly 17% that's the third year in a row of double digit gains in the year that Warren Buffett stepped down as CEO of Berkshire Hathaway, there's a warning. The S and P Schiller price to earnings ratio soared above 40 for only the second time in history. That's an indicator that stocks are overvalued. The only other time that happened was during the.com bubble in real estate, single family home values were up about 2% per the NAR just over 1% per Kay Shiller, apartment building values were flat to a slight decline. There is no such thing as an official apartment building Price Index, CPI inflation, up almost 3% on the year. It now hasn't been at the Fed's target of 2% or lower for a calendar year since 2019 Yeah, it has run hot all that time. Last year, mortgage rates fell from 6.9% to 6.2% and then, as you would expect, the yield on the 10 year treasury note also fell from 4.6 to 4.2 The dollar fell hard with a thud down 9% its worst performance since 2017 WTI oil prices fell from 70 bucks to $58 that's an 18% decline, but really the story of the year among all asset. Classes is what happened with precious metals, gold up a staggering 68% over the past year, touching an all time high of about $4,500 silver, up about 155% leaving investors flabbergasted and slack jawed, touching an all time high of over $80 platinum and palladium had near triple digit gains the real price of gold. This means inflation adjusted even jumped to its all time high last year, significantly surpassing the previous peaks of 1980 2011, and 2020. Realized this. More than 80% of all the recoverable gold on earth has already been extracted. Silver has been the top performing major asset class. In fact, today, a little one ounce silver coin is worth more than a 300 pound barrel of oil. Sticking with the topic of metals, inflation finally killed a penny. The last one was minted in 2025 in Philadelphia, ending a continuous run of the US minting the penny since 1792 no more. Bitcoin was down 6% falling from 93k to 87k the NASDAQ is aiming for near round the clock trading. It currently trades 16 hours a day, five days a week. They are looking to go up to 23 hours a day, five days a week in the second half of this year. That's our year end asset class rundown    Keith Weinhold  16:34   coming up in future weeks of the get rich education podcast. I am going to do an episode on overpopulation versus underpopulation? Is the world over or underpopulated, and is the United States over or underpopulated? This obviously has huge implications for the housing market. Then on another episode, we're going to discuss a real estate axis strategy we've never discussed before, called the 721 exchange. Now you might have heard of the better known 1031 tax deferred exchange, but the 731 is different. When you get older as a property owner and you realize that you don't want the hassles of landlording anymore, you can sell your properties to a partnership. The 721 exchange dictates that this is not a taxable event, and therefore no capital gains taxes or depreciation recapture are due. Property owners still get the benefits of cash flow and the appreciation across a greater number of properties and markets, and it's a great estate planning tool as well. Yes, that's the 721, exchange. We are going to cover it here. When it comes to investment real estate, I guess we cover nearly everything that's coming up on a future episode. As for today, we're talking about property taxes, if they go away, what replaces them that comes up shortly? Visit get richeducation.com to learn more about how we help you and what we do, and to get connected with real estate. Pays five ways type of properties. Visit gre marketplace.com. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  18:23   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989,yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:34   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally while it's on your mind. Start at Ridge lending group.com that's Ridge lending group.com    Jim Rickards  20:05   this is author Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  20:22   Welcome back to get rich education. Episode 588 for the 12th consecutive year here, I'm your host. Keith Weinhold, I look forward to perhaps meeting you in person this coming weekend, as I'll be attending the real estate guys create your future goals retreat event in Colorado Springs. You probably remember that we have had the events host and leader, Robert Helms, of the real estate guys on the show with us here several times in the past. What a class act I am spending a few extra days after the event in Colorado Springs to both look at local real estate in that market and climb the Manitou incline, that's this grueling climbing challenge up a slope of Pikes Peak. If you want to climb with me after the real estate guys event, bring your running shoes and I'll lead a group of us up there    Keith Weinhold  21:13   if property taxes go away, what replaces them? Realtor.com recently had a terrific article about this that you can look up the property tax revolt is spreading, but the replacement plan isn't let's look at the probability and possibility of eliminating property tax. Think about how property tax elimination would increase the value of your property well, because now every buyer could afford to pay more, since they won't have that property tax expense. And of course, if you were to remove property tax as a line item from your income and expense statement, your cash flow could double, triple, or even five or 10x depending on your current cash, on cash return. But that cash flow part is less likely because most efforts to eliminate the property tax, they focus on homes, primary residences. Well, several states have either active legislation efforts or these sort of informal grassroots movements to significantly cut down or just totally abolish property tax, but no state has fully eliminated them yet. The most prominent efforts are in five states, most notably Florida, where Governor Ron DeSantis has made the most noise about it. He proposed eliminating property taxes on homesteaded which are primary residence properties, and he aims for a constitutional amendment on the November ballot to achieve this, that is 10 months from now. And that proposal, it's still pretty early in the legislative stages, and the state is also considering property tax rebates in the meantime. Now, even if you own rental property, and property tax were only eliminated on primary residences, it would still cause the value of your property to boom pretty nicely, even if it didn't help the cash flow. The state that's made the second most noise is Ohio. A grassroots organization has called Citizens for property tax reform. They have actively campaigned to place a constitutional amendment on their ballot that would just totally abolish property taxes statewide. Third most is Kansas. They propose legislation and that aims to effectively bump up sales tax to replace property tax. The fourth out of five is North Dakota. Let's look at what they're doing following a failed 2024, ballot measure to just totally abolish the property tax outright. Well, there's a new proposal from the governor, and that seeks this phased out elimination for most homeowners over a decade. And see, North Dakota has a slightly better chance of pulling that off, because they can fund that from the state's Legacy Fund, that's their oil well fund, and then making the fifth most abolition of property tax noise is my home state of Pennsylvania. Lawmakers have introduced bills to eliminate all property tax. They also aim for a constitutional amendment to put that issue before the voters. So they are the five states that have made the most noise, and that's what their approach is.    Keith Weinhold  24:43   Now, seemingly for most of my life, homeowners and landlords have griped about property tax, saying it's the most ridiculous tax of them all, because you pay it year after year after year in perpetuity. And it just never goes away. Unlike other taxes that are just a one time tax, even if your property's mortgage is paid off, you still have a house payment, and that is largely due to property tax. Understand, though, that currently a lot of states give you a reduced property tax once you reach a senior age, usually age 65 plus some start as low as 61 but when it comes to eliminating the property tax, there's a part of the conversation that's really important, and it has been notably absent, and that is a novel solution to replace the lost revenue. And it gets rather interesting to look around and see where else the money might be raised if they eliminate property tax. See, and this is really important to understand, property taxes generate 70% of local revenue, up to 90% of school funding and 25% of all state and local tax revenue in aggregate in Florida. Okay, that's just in Florida those numbers, but a lot of states have a similar scenario, and in Florida, that comes out to about $50 billion a year. That is a big hole to plug, that is a big gap to fill, and it underlines both the burden homeowners are currently shouldering and how hard it's going to be to fill that gap with anything that's more stable or equitable, that's going to last as a funding source, yes, 90% of school funding. You heard that, right? If you talk to an old timer, you know sometimes you still hear an elderly person refer to property taxes as school taxes. So see, this question of, Do you want to abolish property taxes? One reason that's become louder and louder these past few years, and why you hear more about it is due to that increased affordability strain. That's why you're hearing more about it now the question, do you want to abolish property taxes? That is the wrong question. A grassroots push to AX the property tax that's gained traction, really, among some senior homeowners facing property tax bills that are as high as their mortgage. Once was last summer, for example, in Mahoning County, Ohio, the tax delinquency rate hit 18% almost one in five people having trouble paying their property tax, and that county had more than 70 million in unpaid property taxes. In some neighborhoods in Youngstown, as many as one in three homeowners were behind. And in Cuyahoga County, which is basically Cleveland, values jumped 32% on average after reassessments that fueled a $60 million dollar increase in past due balances this whole do we want to abolish property taxes? Question? You're going to see why that's the wrong question and why it's incomplete, because that slogan that skips the only part that really matters here, and that is, what is the replacement plan, realistically, taxpayers should be asked if, in lieu of property tax, they'd rather pay higher sales taxes or higher income taxes, or for those with no state income tax, like Texas or Florida, pay one for the first time. I don't like those answers. I wish governments would spend more efficiently, but that's not the angle that we're looking at here. Property taxes are the true lifeblood of local governments. I mean, they fund everything from public safety to roads to schools, and just because property taxes disappear, well that doesn't mean that the need for firefighters goes away, that the need for police officers goes away, or the infrastructure for public school systems is going to be gone, or the roads go away. So if property taxes are cut, then another revenue generating device has to emerge to keep services funded and running. And it's a little funny. I've been talking about certain states here. But of course, property taxes are exacted and assessed at the county and local level. And look, I mean, you know how the world works, you know what the nature of society is. As soon as someone has their income stream, they quickly grow into that lifestyle and the new larger spending pattern. So taking away an existing income stream or even reducing it a little, I mean, that can almost trigger outrage and protests, for example, the outcry that we had last year about cutting snap payments. But it works this way. With anything. I mean, sheesh. For the majority of Americans, if you cut their income even 10% they would struggle to survive. They would struggle to put food in the fridge. So these repeal the property tax campaigns, they often avoid the reality of the replacement math.    Keith Weinhold  30:19   Now, some states have taken a swing at replacing property tax revenue, but few, if any, have succeeded. Now, Nebraska lawmakers, what they did is they floated higher cigarette taxes as a way to fund a goal of cutting their property taxes by 40% I mean, nice try. But according to an analysis by the Tax Foundation, that tax base was far too small. I mean to tell you more about what a terrible miss. This example is Nebraska cigarette taxes. They raised about $52 million in 2024 while property taxes raised $5.3 billion that is 100 times more, not even close, even if you could raise more money in the short run, excise revenues like this cigarette tax, they're pretty volatile, and they often shrink as the demand ebbs and flows. So it really makes them a poor backbone for expenses that grow over time, and they don't eliminate the cost so much as concentrated. So what they do is they sort of shift this broad civic obligation funding all this stuff, police, fire, school, from homeowners onto a much narrower group, in this case, people who smoke. That is not going to work for Nebraska, all right, well, what about a bigger deal, like replacing it with sales tax? Well, they run into a different problem. Local economies are not built the same. You might have a sales tax heavy tourist County, well, they can raise far more money than an agricultural county. And Florida is a clear illustration. They have lots of tourism and lots of agriculture replacing property taxes with sales tax. That would require eye popping sales tax rates too. According to the Tax Foundation Florida statewide, they would have to go from 7% to over 15% sales tax in Florida. But it gets even worse, because counties with a thin sales tax base would have to charge over 32% sales tax. My gosh, that is not going to work, all right. Well, how about another big one? Let's have income taxes replace property tax in a lot of states. I mean, the income tax that's large enough to raise pretty meaningful revenue. But the trade off is that income taxes come with their own sort of economic and political distortions, and once they're added, you know, they rarely stay confined to the tidy swap that voters were promised. I mean, look at New Jersey. They adopted an income tax in the 1970s to provide property tax relief, but over time, that swap proved hard to manage and hard to enforce, and now today, New Jersey has one of the highest effective property tax and state income tax rates combined in the nation. So the point is that all these property tax replacement tools are just inherently piecemeal. Each tax or fee has like this different payer base or some different vulnerability. I mean, if tourism dips, for example, revenues could drop really fast. And the same is true if a regulated industry contracts, or if consumption patterns shift. And you know that volatility, that's manageable for some narrow program, but that is dangerous as the foundation for essential services like public safety and street maintenance and police and schools and fire. Well, how about forgetting all that? Let's just have the government then totally get out of providing public safety and not have the government provide street maintenance and have the government get out of schools. I mean, we used to have more private companies provide you with some of those services. We didn't even have a federal income tax at all until 1913 other than a temporary one to fund the Civil War. But all of that is a bigger topic that we are not going to get into today. The point is, instead of asking the question, do you want to abolish property taxes? The better question is, which replacement are you choosing and who pays for it? Because local costs come on, they're just not likely to shrink anytime soon. After all, all of this schools, fire and police departments, public works, divisions, they're all subject to the same inflation and the same rising costs as the rest of the economy is so the property tax is unpopular. As it is, it does have one functional advantage. It is tied to this immovable base of properties. It's collected locally, and it's designed to fund on going services. That is not to say that some homeowners don't need relief. Some of them clearly do. But eliminating property taxes, that just does not eliminate the underlying cost of government. All it does is reallocate it, and that reallocation can get messy, that shifts a bigger burden onto a smaller share of taxpayers, whether it's smokers, like it was in Nebraska, or whether it's rural shoppers like the Florida sales tax example, or doubly on working homeowners, like it is in the New Jersey income tax example. I have studied this, and I have not seen novel approaches that really keep communities funded without creating some new distortion somewhere else. But unfortunately, one thing that I have seen is this repeal rhetoric, and it makes these political platitudes all that want to just conveniently skip the replacement plan, but it all sounds good and popular when someone stands up there and says that they want to eliminate property taxes. So really the honest question on a ballot. It's not, do you want to abolish property taxes? The honest question is, are you willing to pay higher sales taxes or higher income taxes or adopt one for the first time and accept the distortions that those choices to create to eliminate the property tax? I'm not going to get into the political side of all this, because that's not what we do here. The bottom line is, though, that you're probably going to hear more about the property tax going away. It is unlikely, of course, as income property investors here, property tax is largely built into the rent. It is passed along to your tenant, and a small reduction would help you out, probably not so much on your cash flow side, since most of these proposals are only for primary residences, but even a small property tax reduction on primary residences that would boost all property values, even rental property in the one to four unit space. But you shouldn't expect much here. If property taxes are eliminated, there is just no easy and viable replacement. That's your answer today, if you represent a company that serves real estate investors get rich. Education has over 3 million IAB certified downloads and 5.8 million total listener downloads. You can learn more about advertising on the show at getricheducation.com/ad, that's get rich education.com/ad   Speaker 2  37:51   for the production team here at GRE, that's our sound engineer, bedroom jampo, who has edited every single GRE podcast episode since 2014 QC and show notes Brenda Almendariz, video lead, Binaya Gyawali, strategy Tallah Mugal, video editor, Saroza KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, Don't Quit Your Daydream.   Speaker 3  38:17   nothing on this show should be considered specific personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  38:45   The preceding program was brought to you by your home for wealth building, getricheducation.com  

Episode 96 On December 31, 1986, just hours before Puerto Rico would ring in the New Year, flames tore through the luxurious Dupont Plaza Hotel and Casino in San Juan. What began as a labor dispute escalated into one of the deadliest hotel fires in U.S. history, killing 97 people and injuring more than 140. In the aftermath, investigators would uncover arson, negligence, ignored safety recommendations, a chaotic evacuation, and a legal battle that reshaped fire codes across the hospitality industry. In this episode, we examine: The labor tensions and strike that set the stage for disaster The timeline of the fire and how it spread so rapidly How smoke and toxic gases became the primary killers Failures in life safety systems, egress, and emergency planning The investigation that quickly identified arson Criminal charges against arsonists Massive civil litigation and code reforms that followed Lessons learned in the context of other hotel/casino fires of the era The Crime to Burn Patreon - The Cult of Steve - is LIVE NOW! Go join and get all the unhinged you can handle. Click here to be sanctified.  Inner Sanctum Acknowledgments: Eternal gratitude to our Inner Sanctum patrons, Melanie Curtis, Jenny Mercer and Laura Pisciotta, for helping us bring light to the stories others would rather leave in the ashes. Listener discretion is advised. Background music by Not Notoriously Coordinated  Get your Crime to Burn Merch! https://crimetoburn.myspreadshop.com Please follow us on Instagram, X, Facebook, TikTok and Youtube for the latest news on this case. You can email us at crimetoburn@gmail.com We welcome any constructive feedback and would greatly appreciate a 5 star rating and review.  If you need a way to keep your canine contained, you can also support the show by purchasing a Pawious wireless dog fence using our affiliate link and use the code "crimetoburn" at checkout to receive 10% off. Pawious, because our dog Winston needed a radius, not a rap sheet.  Sources:  Video & Documentary Sources Dupont Plaza Hotel Arson Investigation. Señor Onion's Archives. YouTube, April 13, 2021. https://www.youtube.com/watch?v=9JyUjUoX_so Dupont Plaza Hotel Arson of 1986. Señor Onion's Archives. YouTube, October 21, 2024. https://www.youtube.com/watch?v=tJsFLgxuDJ8 Government / Technical / Legal Reports Nelson, Harold E. “An Engineering Analysis of the Early Stages of Fire Development — The Fire at the Dupont Plaza Hotel and Casino — December 31, 1986.” NBSIR 87-3560, National Bureau of Standards, Center for Fire Research, U.S. Department of Commerce, April 1987. Levy, Harold M. “The Dupont Plaza Hotel Fire Litigation: A Case Study in Cooperative Defense.” Alternatives to the High Cost of Litigation, Vol. 7, No. 12, December 1989, pp. 215–233. José Francisco Rivera-Lopez, Plaintiff, Appellant, v. United States of America, Defendant, Appellee. U.S. Court of Appeals for the First Circuit, 4 F.3d 982, September 15, 1993. https://law.justia.com/cases/federal/appellate-courts/F3/4/982/525384/ (Note: First Circuit Local Rule 36.2(b)6 — Unpublished opinions may be cited only in related cases.) News & Contemporary Coverage (1987) “Teamsters Dispute with Dupont Plaza Dates Back Four Months.” UPI Archives, January 13, 1987. https://www.upi.com/Archives/1987/01/13/Teamsters-dispute-with-Dupont-Plaza-dates-back-four-months/7070215305413/ Brossy, Julie. “A Dupont Plaza Bar Boy Was Charged Today With…” UPI Archives, January 14, 1987. https://www.upi.com/Archives/1987/01/14/A-Dupont-Plaza-bar-boy-was-charged-today-with/8362537598800/ Hernandez, Moises. “Suspect in Hotel Fire Was Honored for Saving ‘Many Lives.'” UPI Archives, January 14, 1987. https://www.upi.com/Archives/1987/01/14/Suspect-in-hotel-fire-was-honored-for-saving-many-lives/2708537598800/ Gaulin, Edward J. “Defendants Plead Guilty in Dupont Plaza Hotel Fire.” UPI Archives, April 24, 1987. https://www.upi.com/Archives/1987/04/24/Defendants-plead-guilty-in-Dupont-Plaza-Hotel-fire/8801546235200/ Wilentz, Amy. “A New Year We'll Never Forget.” TIME, January 12, 1987. https://time.com/archive/6708028/a-new-year-well-never-forget/ Features, Retrospectives & Later Reporting Tepfer, Daniel. “A Vacation in Paradise Turns into Fiery Hell.” CTPost, Updated December 30, 2011. https://www.ctpost.com/news/article/a-vacation-in-paradise-turns-into-fiery-hell-2432149.php Reference / Encyclopedia & Summary Sources Dewey, Joseph. “Dupont Plaza Hotel Fire.” EBSCO Knowledge Advantage Research Starters, 2022. https://www.ebsco.com/research-starters/law/dupont-plaza-hotel-fire “Dupont Plaza Hotel Arson.” Grokipedia. https://grokipedia.com/page/Dupont_Plaza_Hotel_arson

Have you ever been taken aback at the checkout, even when just buying your usual groceries? We gathered voices from Sydney's Japanese community. Let's also look at what might happen with the first policy interest rate decision of the year, due in February. Sydney team's Haruka Shinno conducted the interviews at the venue. - いつもの食料品・日用品を買っているだけなのに、レジで驚くことはありませんか？シドニーの日系コミュニティーの声を集めました。２月に下される今年最初の政策金利決定についても、どうなるか考えてみましょう。

In this episode I finally explore a topic I've wondered about for a long time: circumcision. How did an ancient punishment for prisoners turned religious ritual become a medical procedure carried out by over 80% of Americans? What triggered doctors to start recommending circumcision for all newborn boys starting in the late 1800s and why doesn't the rest of the world do it too? What about the ethical implications of performing a body altering procedure on someone without their consent? Is there really a good reason to do it? Or does a 5.4 billion dollar a year industry come into play? Let's fix that. Support the show! Join the Patreon (patreon.com/historyfixpodcast)Buy some merchBuy Me a CoffeeVenmo @Shea-LaFountaineSources:UNAIDS "Male Circumcision: context, criteria, and culture"Journal of Pediatric Surgery "The evolutionary saga of circumcision from a religious perspective"Advanced Urological Care "Circumcision Revisited: An Historical Perspective"National Library of Medicine "Male genital representation in paleolithic art: erection and circumcision before history"Research Gate "High Cost of Circumcision"Wikipedia "Circumcision"Wikipedia "Prevalence of Circumcision"Johns Hopkins Medicine "Johns Hopkins Study: Newborn Male Circumcision Rates In US Dropped Between 2012 and 2022"Shoot me a message! Support the show

 Jill Lublin is a longtime publicity strategist and media expert with more than 25 years of experience helping entrepreneurs, authors, and professionals gain visibility without paying for advertising. Throughout her career, she has focused on demystifying publicity and removing financial and emotional barriers that keep people from sharing their message. Her work addresses common challenges, such as fear of visibility, unclear messaging, and the misconception that publicity requires expensive PR agencies. By reframing publicity as a skill that anyone can learn, she has helped clients turn personal stories, setbacks, and unique perspectives into compelling media features that drive credibility, trust, and business growth. In this episode of Marketer of the Day, Jill Lublin explains how she helps people become their own publicity machine by focusing on clear messaging, consistency, and practical weekly actions. She emphasizes spending as little as 30 minutes a week on real visibility-building activities such as Google Alerts, responding to media requests, and booking podcast interviews, rather than relying solely on social media. She shares examples of clients who transformed their stories into primary media coverage, book sales, and consulting revenue, reinforcing that publicity multiplies reach and monetizes expertise over time. Key takeaways include saying yes to opportunities, using all parts of your story, starting local, and viewing publicity as a long-term asset that builds authority, trust, and lasting influence. Quotes: “Publicity does not have to be expensive or complicated. When you make it accessible, it becomes a powerful tool for every entrepreneur.” “Consistency and persistence create publicity. When you stay focused and keep showing up, visibility follows.” “Spend 30 minutes a week on real visibility-building activities, and you will see momentum. Publicity rewards action, not perfection.” “Publicity is a gift that keeps on giving because it multiplies you, monetizes you, and maximizes your message.” Resources: Connect with Jill Lublin on LinkedIn Get Guerrilla Publicity: Hundreds of Sure-Fire Tactics to Get Maximum Sales for Minimum Dollars on Amazon. Explore Jill Lublin's strategies for gaining visibility and credibility.

Can you really build a profitable real estate portfolio in a place like Santa Cruz, California? Matt Mainini has done exactly that—and in this episode of The Property Profits Podcast, he shares how. From house hacking and seller financing to short-term rentals and affordable housing, Matt breaks down the smart strategies that helped him thrive in one of the priciest markets in the country. He also talks about his latest project: converting a hotel into over 100 studio units, with a majority dedicated to housing veterans. Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/ #RealEstateInvesting #CaliforniaRealEstate #AffordableHousing #VeteranHousing #PropertyProfits #HotelConversion

GUESTS: Nick Crewen, Toronto-based writer, editor, content-and-solution provider and voice artist Christopher Waters, wine writer for the Globe and Mail Dr. Mitch Shulman, CTV Chief Medical Correspondent Susan Krashinsky Robertson, Globe and Mail retailing reporter

Most contractors don't fail because they're lazy. They fail because they quietly drift and tolerate chaos. In this episode, Tom breaks down the 5-step checklist to ensure 2026 isn't just a repeat of the stress and "should've been further along" bullshit of last year. From deciding your profit numbers to enforcing non-negotiable standards, it's time to stop acting like a handyman and start leading like a pro. Don't wake up next December having the same conversation with yourself.============================================================Grab The Contractor's Code to Cracking $1M free course.Click Here for Your FREE Access: https://thecontractorfight.com/code============================================================== Rate the Podcast ==Help your fellow contractors find the podcast! Please leave a rating/review.Apple PodcastsSpotify

We got the ball rolling in 2025 with this episode, and it ended up at the very top of the activity list, so we'll close out the year with it as well! Thank you, Dr. Eric Bricker for joining us in the studio for Episode 48 of the Astonishing Healthcare podcast. Known for his entertaining and educational videos covering all sorts of hot topics in and around healthcare and employer/employee benefits, Dr. Bricker and host Justin Venneri discussed the issues of high-cost drugs and access to claims data - two topics he covered on AHealthcareZ - Healthcare Finance Explained - that should [still] be top of mind for plan sponsors as pharmacy costs continue to rise.Dr. Bricker shared several ways employers, depending on their size and risk tolerance, may be able to navigate the challenge of rising pharmaceutical costs for orphan and other expensive drugs - including GLP-1s. He also explains how the RFP process can be used to secure the plan's claim data, which is necessary to meet fiduciary obligations. While every plan is unique, most plan sponsors face similar challenges that the traditional PBM model isn't flexible or aligned enough to solve.Lastly, Dr. Bricker expressed astonishment by the complacency out there, but he was right! The setup was perfect for an acceleration in the pace of change in 2025, and we see the momentum carrying over into 2026 - so, tune in to hear why, if you didn't catch Episode 48 the first time around.AHealthcareZ Reference VideosHigh Cost Orphan Disease Drugs ExplainedDo Employers Own Their Claims Data? It's Complicated.Related ContentAH030 - Plan Sponsors Need a Source of Truth; Get Your Data Now & Find It, with Jeff HoganHow to obtain Rx data and what to do with itAH093 - Health Benefits that Work for Everyone: Aligning Incentives & Focusing on Members' Needs, with Susana Villegas SpillmanWhy Savings Don't Materialize: The Truth About Pharmacy Benefit Procurement eBook (Free)For more information about Capital Rx and this episode, please visit Judi Health - Insights.

Even the best leaders can fall—and when they do, real people get hurt. In this Christmas-week episode of Talk'N Truth, Dan Whitney (aka Larry the Cable Guy), Cara Whitney, and Pastor Bryan Clark unpack one of the most heartbreaking chapters in David's story: the fall of Absalom, David's son and the devastating fallout from David's failure.   The conversation centers on how one “hour of passion” with Bathsheba rippled outward into generational pain—broken family relationships, shattered trust, and the deaths of thousands. As Absalom's rebellion collapses in 2 Samuel 18, the story exposes what happens when pride, passivity, and poor leadership go unchecked. Absalom is portrayed as a “pretty boy” leader—inept, ego-driven, and ultimately unable to fight God and win.   But this episode doesn't just warn. It points forward. David cries out, wishing he could die in place of his son—but he can't. And that's where Christmas comes in. A thousand years later, the true King arrives: Jesus, the Leader who never fails, who actually does die in our place. This is the redemptive thread running through Scripture—and through our own stories.   With humor, honesty, and personal reflection, this episode reminds you: your choices matter, leadership matters, and grace is always enough to write a new ending.   Perfect for viewers interested in: Christmas faith conversations, 2 Samuel 18, King David, Absalom, consequences of sin, leadership and family impact, generational pain, redemption, grace, and Jesus as the true King.   #BibleStudy #ChristianPodcast #TalkNTruth #LarryTheCableGuy #CaraWhitney #BryanClark #KingDavid #Absalom #2Samuel18 #Christmas #Grace #Redemption #ChristianLeadership #BackToTheBible

198.The High Cost of Leadership Silence This episode of the Visibility Factor podcast discusses the often-overlooked topic of leadership silence and its hidden costs to organizations. She emphasizes that invisible leaders lead to invisible results, affecting not only their personal growth but also their teams and the organization as a whole. The episode explores the reasons behind leadership silence, its consequences, and practical strategies for leaders to become more visible and impactful.   takeaways Leadership silence can have hidden costs for organizations. Invisible leaders often miss key opportunities for innovation. Silence can lead to a lack of influence and missed promotions. Clear communication is essential for team motivation and alignment. Burnout can result from silent leadership and lack of delegation. Visibility is about demonstrating value, not self-promotion. Intentional actions are necessary for effective visibility. Embracing vulnerability can inspire others to follow suit. Feedback from mentors can help improve visibility efforts. Visible leaders unlock opportunities for themselves and their teams.   Link to Order Your Journey to Visibility Workbook   Thank you for listening to The Visibility Factor Podcast!    Check out my website to order my book and view the  videos/resources for The Visibility Factor book.   As always, I encourage you to reach out! You can email me at hello@susanmbarber.com. You can also find me on social media everywhere –Facebook, LinkedIn, and of course on The Visibility Factor Podcast! I look forward to connecting with you!         If you liked The Visibility Factor Podcast, I would be so grateful if you could subscribe and leave a review wherever you listen to podcasts! It helps the podcast get in front of more people who can learn how to be visible too!         

On this episode of the podcast, Sheriff Mark Lamb, a Trump-endorsed candidate for Arizona's 5th Congressional District, discussed his campaign and key issues. He highlighted his extensive experience in law enforcement, particularly in border security and immigration, and his ability to manage large budgets.Sheriff Lamb also emphasized the need for long-term immigration policies and criticized the Biden administration's handling of border security. He also addressed the economic impact of energy costs and tariffs, advocating for deregulation and fiscal responsibility. The former Pinal County Sheriff stressed the importance of election integrity and the dangers of cartel activities, calling for a comprehensive approach to address these issues.You can learn more about Sheriff Lamb or donate to his campaign by visiting his website: MarkLamb.usSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today, I'm discussing the hidden cost of playing it safe, a topic that's secretly all too familiar for women with strong track records of achievement. If you feel restless for that next big leap, yet find yourself sticking to the safe and predictable path, or even avoiding measured, everyday growth opportunities, this episode is for you. I'll help you rethink what responsibility and excellence truly mean, and shed light on why we avoid risk and how to start taking meaningful, supported risks to bring more growth and fulfillment into our lives. From navigating childhood patterns of perfectionism to confronting the fears that keep us boxed in, the insights I'm sharing will help you shift from stagnation to flowing brilliance. This conversation is your invitation to stop shrinking your possibilities and start stretching into your potential and a vibrant next chapter designed just for you!  Show Highlights: Risk aversion in successful women and its disguises. [01:00] The excellence trap of achievement. [04:06] Early social conditioning behind risk aversion. [06:09] Fears that drive safety-seeking behavior. [06:41] Considering the risk of end-of-life regrets. [09:36] How safety breeds stagnation and resentment. [10:15] Is risk-taking a learnable skill? [12:24] My big swing with the Brave initiative. [13:36] How to take your next "Brave" step with Brilliant Balance. [15:25] If you're ready to make courageous choices that create a life you love, join the BRAVE waitlist today: https://brilliant-balance.com/brave Subscribe to the Brilliant Balance Weekly: www.brilliant-balance.com/weekly Follow Cherylanne on Instagram: www.instagram.com/cskolnicki

Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. Today, we delve into the exciting, yet challenging, landscape of gene therapies and their potential to revolutionize healthcare. Recent scientific advancements have pushed the boundaries of what's possible, offering potential lifetime cures for diseases once considered incurable. However, this breakthrough comes with a significant economic caveat: the staggering cost of these therapies, often ranging between $3 to $4 million per patient. This price tag presents a formidable challenge to current healthcare infrastructures.The disconnect between these innovative treatments and existing payment systems is evident in what industry experts term the "$4 million payment problem." Therapies like Lenmeldy and Hemgenix highlight this issue. Lenmeldy, for instance, can prevent metachromatic leukodystrophy with a single infusion priced at $4.25 million, while Hemgenix offers a cure for hemophilia B at $3.5 million. These therapies effectively convert lifelong treatment costs into a singular, substantial payment, challenging traditional insurance models that are built to spread costs over time.The primary obstacle is not the efficacy of these treatments but rather the financial and logistical infrastructures needed to support them. The current insurance model is ill-equipped to handle such large, one-time payments. Employers who often provide health insurance face a dilemma: investing millions in curing an employee who might leave the company shortly after receiving treatment could result in significant financial risk and disincentivizes employers from covering such therapies.Enter Aradigm Health, which has emerged as a potential solution to this conundrum. Aradigm aims to create an "infrastructure layer" specifically for these high-cost cures. With $20 million in funding backing their initiative, Aradigm seeks to pool financial risk across multiple employers, thus mitigating the impact of substantial individual claims. Their model involves employers contributing a fixed monthly fee into a shared fund that covers these expensive treatments when needed. This approach distributes financial volatility across a broader base rather than placing it on individual employers.Aradigm's strategy is not only about financial solutions but also about streamlining logistical complexities associated with delivering gene therapies. Their patient journey management includes coordinating with biotech companies for manufacturing schedules, arranging travel and accommodation for patients and families, and ensuring seamless insurance paperwork handling. This comprehensive support system reduces barriers that often delay or disrupt treatment delivery.Operating as a public benefit corporation with a "cost-plus" model, Aradigm ensures that any surplus from lower-than-expected claims is returned to employers rather than kept as profit. This aligns incentives towards patient care rather than profit maximization. Their approach highlights a critical need within the biotech and pharmaceutical industries: developing adaptable infrastructures that align with rapid scientific advancements.Meanwhile, Amgen has secured significant ground in 2023 with its second FDA approval for Uplizna in treating generalized myasthenia gravis—a chronic autoimmune neuromuscular disorder characterized by varying degrees of skeletal muscle weakness. Uplizna's mechanism involves targeting CD19 on B cells implicated in autoimmune diseases' pathogenesis. This expansion marks an advancement in therapeutic options for patients and underscores Amgen's growing footprint in treating complex autoimmune conditions.GlaxoSmithKline has also made headlines with Blujepa, marking it as the first new class of antibiotics for gonorrhea in over three decades while receiving approval for treating uncomplicSupport the show

If you've been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I'd encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There's a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you're ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show Notes:New Contribution Limits for Retirement Plans & Other Retirement Plan Changes for 2026https://www.plancorp.com/blog/new-contribution-limits330 Topics: Impact of Top Market Days: Missing the 10 best market days since 1928 could lead to a 21% loss on gains.Fed Interest Rates: Fed cut rates to 3.5%-3.75% with $40B monthly liquidity infusion to boost the economy.Tech Sector Volatility: NASDAQ 100 has seen five down years since 1995, highlighting the need for diverse portfolios.Wage Growth Trends: Wage growth normalizing at 3%-4%, aiding inflation control and reducing recession risk moving forward.Retirement Contribution Limits: 401(k) contribution limits rise to $24,500 in 2026, with Roth options for high earners mandated.

Have you ever experienced that moment of panic when you can’t recall a familiar phone number or navigate without a map app? This growing reliance on external memory—known as the “Google Effect”—is a real-world example of how we’ve outsourced core cognitive functions to our devices. Over a decade ago, a neuroscientist warned of “Digital Dementia,” cautioning that the over-outsourcing of tasks like calculation and navigation would lead to a measurable decline in our mental faculties. Today, that crisis is accelerating, amplified by Generative AI, which now takes over more complex mental powers, threatening the cognitive reserve crucial for preventing later-life dementia. But the consequences of this digital reliance extend far beyond the mind. Join us as we explore the price we are paying for entertainment and convenience with our guest, one of Germany’s most prestigious neuroscientists, Professor Manfred Spitzer. As a medical doctor, psychologist, and philosopher, he has dedicated his career to bridging neuroscience and education, and his work illuminates how technologies designed to save us time are actually undermining the fundamental structures of our mind and body. Hosted by: Alexa Raad and Leslie Daigle. Further reading: Wuhan Study Insight on Screen Time and Eye  The Lancet Global Health: Expanding our understanding of the global impact of physical inactivity The Neurobiology of Addiction The Effects of Digital Addiction on Brain Function and Structure of Children and Adolescents: A Scoping Review The views and opinions expressed in this program are our own and may not reflect the views or positions of our employers.

Poster Title: The High Cost of Understaffing: A Case Study in Surgical Pathology Consequences   Authors: Emily Nangano, MS, PA(ASCP)cm; Gillian Bass; Rob Terranova Abstract: Laboratories are the diagnostic backbone of healthcare, yet staffing decisions are often driven by budget constraints rather than operational needs. This case study examines the real-world consequences of delayed staffing action within the anatomic pathology department at a large academic medical center. Faced with a predicted shortfall in grossing coverage due to reduced resident support and unchanged PA staffing levels, institutional leadership opted against proactive hiring. As a result, grossing FTEs fell from 6.5 to 3.5, and histology staffing experienced a drop to 3 technicians from the usual 9 due to attrition and burnout. This staffing collapse led to turnaround time delays of up to 6–8 weeks and forced the lab to outsource specimen processing. Over the following seven months, the institution spent nearly $4 million on reference lab services. Staff morale declined sharply, clinician trust eroded, and senior PAs and histotechs resigned. Even after additional staff were hired, it took more than a year to stabilize operations. This poster presents supporting data, including FTE changes, outsourcing costs, and turnaround time impacts. It also explores how temporary, qualified locum tenens staffing solutions—such as Pathologists' Assistants and histotechnologists, and cytologists—can help bridge coverage gaps and prevent costly disruptions. Ultimately, this case underscores the critical importance of timely, proactive staffing strategies. The hidden costs of under-resourcing the laboratory go beyond dollars—they affect staff well-being, institutional reputation, and patient care outcomes.

Hosted by Dr. Sarah Hensley, Specialized Social Psychologist, Attachment Theory Expert, and Founder & CEO of The Love Doc Relationship Coaching Services with Co-host Raina Butcher, Owner/CEO of Joyful Consulting, LLC. Welcome to "The Love Doc Podcast" Season II, where Host Dr. Sarah Hensley and her co-host Raina Butcher dive deep into the intricacies of love, attraction, attachment, relationships, and self-awareness. Dr. Hensley brings a wealth of knowledge and experience to help listeners navigate the complexities of modern romance. In each episode, Dr. Hensley tackles burning questions about love, relationships, and the mind's complexities, drawing from her psychological research, real-life experiences, and her own individual expertise, to provide insightful perspectives and practical advice.Episode 28, Season II: “Running on Empty: Understanding Emotional Burnout, Allostatic Load & The High Cost of Carrying Too Much”In this deeply validating and eye-opening episode of The Love Doc Podcast, Dr. Sarah Hensley and Raina Butcher tackle an issue that is quietly suffocating millions of people; emotional burnout. They break down why so many individuals, especially women, are reaching a breaking point.Dr. Hensley introduces listeners to the scientific concept of allostatic load, the cumulative wear and tear on the body caused by chronic emotional stress. Whether you're navigating overwhelming responsibilities at work, carrying the mental load of a household, juggling the emotional needs of children, or fighting for connection in an insecurely attached relationship, the body registers every single demand. And eventually, it keeps the score.Dr. Hensley dives into the physiological reality of what happens when the emotional gas tank runs dry. She explains how constant stress dysregulates hormone production—particularly cortisol, adrenaline, and estrogen-progesterone balance—leading to symptoms like brain fog, irritability, emotional numbness, sleep disruption, inflammation, lowered immunity, hair loss, weight fluctuations, and difficulty accessing joy. Raina shares her own experiences with emotional overload, offering listeners a relatable window into what it feels like when your body quietly whispers… then suddenly screams… that enough is enough.Together, they illuminate how burnout is not a personal failure but a biological response to chronic, unrelenting demand. But this conversation isn't just about naming the problem—it's about offering a path forward. Dr. Hensley teaches listeners how to increase their emotional capacity by building a bigger “gas tank,” strengthening the nervous system through consistent, intentional regulation practices, realistic boundaries, appropriate rest cycles, and emotional processing skills. She reminds listeners that while humans are adaptable, we were never designed to live in perpetual survival mode. Our nervous systems were built for presence, connection, slowness, joy, and manageable stress—not the endless mental gymnastics required of modern life.This episode is heartfelt, honest, and profoundly hopeful, offering not just insight but compassion for everyone walking through the heaviness of emotional depletion.Tune in to The Love Doc Podcast every Tuesday morning for candid conversations, expert insights, and the guidance you need to navigate love and relationships in today's world. For more information on Dr. Hensley's offerings, explore the links below and connect with her on social media.Patreons link: patreon.com/TheLoveDocPodcastDr. Hensley's Hybrid Group Coaching: https://courses.thelovedoc.com/group-coachingBook one on one with Dr. Hensley or one of her certified coaches: Virtual CoachingPurchase Dr. Hensley's online courses: https://courses.thelovedoc.com/coursesTik-Tok: @drsarahhensleyInstagram: @dr.sarahhensley_lovedocFacebook: Dr. Sarah HensleyYoutube: @Dr.SarahHensleyDisclaimer: The content shared on this podcast reflects personal experiences, opinions, and perspectives. The stories told are based on real-life events as remembered and interpreted by the hosts and guests. While we may discuss past relationships, custody matters, or personal dynamics, we do so from our point of view and with the intention of healing, education, and advocacy.Identities are not disclosed unless already publicly known or permitted, and any resemblance to actual persons, living or dead, is purely coincidental unless explicitly stated. The information provided is not intended to defame, malign, or harm any individual or entity.We do not offer legal advice or psychological diagnosis. Listeners are encouraged to consult with professionals regarding their specific circumstances.By listening to this podcast, you agree that the hosts are not liable for any losses, damages, or misunderstandings arising from its content.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-love-doc-podcast--6390558/support.

Before the launch of the new season of our daily podcast, we invite you to listen again to the best content produced in 2025.Summer 2025 is setting new tourism records, but also new tensions. In the sunny south of Europe, local patience is wearing thin. As prices rise and crowds grow, the question is: can southern Europe remain a paradise for tourists without becoming unliveable for its own people?Join us on our journey through the events that shape the European continent and the European Union.Production: By Europod, in co production with Sphera Network.Follow us on:LinkedInInstagram Hosted on Acast. See acast.com/privacy for more information.

Hey team, Today, we've got a heavy but necessary topic. We're looking at what happens when ADHD goes unsupported and the stakes get high. In this episode, I'm joined by Sarah Templeton, a counselor, activist, and author of The Prison Counselor. Sarah spent years working inside the UK prison system before getting her own diagnosis at age 51, which led to some massive realizations about the people she was working with. In our conversation today, we look at the startling prevalence of neurodiversity in the prison population and how a lack of diagnosis fuels a cycle of reoffending. We explore the stark reality of the "school to prison pipeline" and the specific ADHD traits that land people in legal trouble. It's not just about being a trouble-maker, but about impulsivity, risk-taking, and a heightened sense of justice. And I know that last one might sound counterintuitive, but don't worry, we get into that in the episode. This is an incredibly important episode to me because I believe that it's one of my jobs to use my privilege as someone with an audience to highlight the struggles in our community from some of our most underserved populations. And our ADHD siblings in prison are definitely a prime example of people who had the system fail them and are now paying the price. Before we get started, I also just wanted to mention that there is some talk of suicide in this episode, so if that is something you are sensitive about, I just wanted to let you know. If you'd like to follow along on the show notes page, you can find that at HackingYourADHD.com/260 YouTube: https://tinyurl.com/y835cnrk Patreon: https://www.patreon.com/HackingYourADHD This Episode's Top Tips While we often associate trouble with malice, many people with ADHD end up in legal or social trouble purely because they reacted impulsively to perceived unfairness. Recognizing this trait as a heightened sense of justice can help you pause before intervening in situations that might escalate. Severe boredom can physically feel like pain for the ADHD brain, leading to high-risk behaviors just to feel something. Acknowledging that boredom is a trigger state can help you find safer dopamine outlets before you do something regrettable. When trying to tame an addiction, traditional reduction techniques often fail for ADHD brains because of our "all or nothing" dopamine response. If you are struggling with substance use, ensure your support team understands ADHD, as "just one drink" can trigger a massive dopamine cascade that neurotypical advice doesn't account for. Work on reframing the idea of an excuse vs a reason. If we can understand that our brain wiring causes certain behaviors (like risk-taking), this isn't an excuse to keep doing them; it's the explanation that gives us permission to stop hating ourselves and seek out tools and strategies that can help manage behaviors.  

A new Politico poll shows that affordability concerns are rising nationwide, with 46% of respondents saying the cost of living is the worst they can remember. Many voters — including more than a third of Trump supporters — attribute the problem to President Donald Trump. The hardest expenses to afford include groceries, housing, health care and utilities. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode of Real Money Talks, Loral answers two powerful questions from listeners about wills, trusts, business structures, and how to organize multiple income streams. She explains why trust planning, not a will, is the foundation of a strong legacy and why trust planning keeps your family out of probate court, reduces taxes, and removes the possibility of your wishes being contested. Whether you're growing a business, expanding revenue streams, or securing your family's future, this is your guide to trust planning that actually protects your wealth.Loral's Takeaways:Understanding the Difference Between Trusts and Wills (00:00)Tax Implications and Estate Planning Strategies (03:40)Expanding Business Revenue Streams (03:58)Tax and Legal Considerations for Business Structures (07:28)Coordinating with Financial Advisors and Legal Experts (10:05)Final Thoughts and Next Steps (10:28)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up:

Supply-Side Progressivism and the High Cost of Green Energy Regulation — Steven Hayward — Haywardexamines the emerging "supply-side progressivism" movement championed by Ezra Klein, which belatedly acknowledges that excessive regulatory frameworks systematically damage economic competitiveness and living standards. Hayward criticizes these progressive intellectuals for acting as though they discovered this reality, ignoring forty years of conservative scholarship documenting regulatory deadweight losses. Hayward highlights California'ssoaring gasoline prices—approaching $7 per gallon in certain jurisdictions—resulting from regulatory destruction of refinery capacity while mandating electric vehicle transition by 2035, creating structural energy price inflation. 1932

Become a supporter of this podcast: https://www.spreaker.com/podcast/his-hop-radio-podcast--3366700/support. Stay Connected with His Hop Radio Download the His Hop Radio App today (available on all major platforms).

Send us a textAmazon has just introduced a game-changing update to self-targeting campaigns that could massively impact how sellers protect their branded keywords. In this video, we explore the new Reserve Share of Voice feature, which allows brands to dominate the top search placements for their brand name and keywords. This tactic ensures competitors can't bid on your branded terms, increasing brand visibility and customer retention. However, there's a catch—it's not cheap! We dive into the costs of securing these top spots and discuss the pros and cons, especially for smaller sellers with limited budgets.If you're looking to protect your brand and improve its visibility on Amazon, this video breaks down the costs, potential benefits, and why this feature may be more suited for larger brands. Get all the details on how it works, what you need to consider, and whether it's worth the investment for your business.Struggling with protecting your brand on Amazon? Book a call with My Amazon Guy today and let us help you navigate the cost of reserving your share of voice! https://bit.ly/4jMZtxu#AmazonAdvertising #BrandProtection #ShareOfVoice #AmazonPPC #EcommerceTipsWant free resources? Dowload our Free Amazon guides here:Q4 Selling Playbook: https://bit.ly/46Wqkm3 2025 Ecommerce Holiday Playbook: https://bit.ly/4hbygov Amazon PPC Guide 2025: https://bit.ly/4lF0OYX 2025 Ecommerce Holiday Playbook: https://bit.ly/4hbygovAmazon Crisis Kit: https://bit.ly/4maWHn0Amazon SEO Toolkit: https://bit.ly/457zjSlNeed personalized help? Book a call now and let's drive your performance to the next level! https://bit.ly/4jMZtxuTimestamps:00:00 - Self-Targeting Campaigns on Amazon00:06 - What is Amazon's Reserve Share of Voice?01:05 - How Reserve Share of Voice Helps Your Brand01:31 - The High Cost of Reserve Share of Voice02:43 - Why Big Brands Benefit from This Feature03:15 - Why Smaller Brands May Struggle with the Cost04:43 - The True Cost of Maintaining Share of Voice05:50 - Lifetime Budget vs. Monthly Budget: What You Need to Know06:28 - Conclusion: Is It Worth It?----------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

Welcome to Here's the Caveat!Today we're diving into a tough truth many avoid but every leader needs to confront:Here's the Caveat… Entitlement is the enemy of responsibility, gratitude, and growth — and it's creeping into our culture, our workplaces, and even our homes.Entitlement whispers, “I deserve it.”Leadership says, “I'll earn it.”In this episode, we're breaking down why entitlement is eroding our discipline, weakening our resilience, and sabotaging the very freedom we claim to value and what great leaders must do to push back.Short. Direct. Uncomfortable. Necessary.Let's get started. America's biggest problem is entitlement

Frustrated by Medicare plans going non-commissionable? We get it, and we've got some actionable tips for insurance agents navigating these changes.   Read the text version  

Summary: This message invites us to see communion as a joyful thanksgiving feast where we gratefully remember the costly sacrifice of Jesus, receive forgiveness and freedom, embrace our new identity in God's family, and look forward with hope to His return.Title: The Great ThanksgivingDate: 11/23/25, 10am, Sunday SermonSpeaker: Pastor Tom Van KempenApproximate Outline:00:00 – The Table Is Not a Funeral03:25 – Snoopy, Turkey & Perspective06:40 – Eucharist Means Thanksgiving09:55 – Food Sets the Stage for Celebration13:20 – The High Cost of Communion16:45 – You're Invited Into God's Family20:10 – New Creation & True Freedom24:05 – One Loaf, One Body28:15 – From Mourning to Celebration32:40 – Preparing Hearts for Communion

Join us as we continue in our message series called “Jesus // According to Matthew, where we're going to walk through the Gospel of Matthew.

Thank you for watching! We hope you were blessed by this message. If you'd like to learn more about us text the word “HOPE” to 513-993-4382 or visit our website here:www.thebridgecincy.com* Online Giving: https://thebridgecincy.com/give/ 

Reposted from Sandman 'Cast, which you can find at ⁠⁠⁠⁠⁠⁠https://podcastica.com/podcast/sandman-cast⁠⁠⁠⁠⁠⁠ — Hey listeners! Jayme and Mark are back with the extra episode of the show for Sandman Season 2 entitled “Death: The High Cost of Living”. We had a bit of fun within this episode of the podcast, which is apparently the last we can do for the Sandman ‘Cast at this point. The show was cancelled by Netflix shortly after the episode was released. In this podcast we talk about Death's day off from being a God. She encounters someone who is having issues. She becomes his guide in life as she lives a life for a day. She gets to be human and be a sympathetic human within it, to someone that needs someone before they die. We had a great time talking about this episode! We hope you all enjoy it. It was fun for us to do this and we hope to eventually come back to do more. Thanks to all that are listening! If you would like to leave us some feedback or just say hi you can send us an email or voice message at talk@podcastica.com. If you head to podcastica.com there is a handy voice message link. Check us out on social media:   Facebook:  facebook.com/podcastica  Twitter: @Podcastica  Instagram: @housepodcastica. For those that want to join the Patreon? Just go to Patreon.com/jasoncabassi  Sandman ‘Cast Music: “The Dreaming Within Revised” Written and recorded by Mark Kirkman ©PirateCorpsMusic Learn more about your ad choices. Visit megaphone.fm/adchoices

Fareed Zakaria joins the show to discuss The Age of Revolutions: Progress and Backlash from 1600 to the Present, arguing that the past 30 years of globalization, AI, and cultural upheaval rival the Industrial Revolutions in their political consequences. He makes the case that today's populist surges—from Sweden to the U.S.—are driven less by economics than by immigration-fueled cultural anxiety, and that Democrats' failure to manage the border gave Trump his strongest 2.0 issue. Plus: the top of the show digs into the Federal Government's error-riddled Texas redistricting defense—complete with "sh*ts and gingles." Produced by Corey Wara Email us at ⁠⁠⁠⁠thegist@mikepesca.com⁠⁠⁠⁠ To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/TheGist⁠⁠⁠⁠ Subscribe to The Gist: ⁠⁠⁠⁠https://subscribe.mikepesca.com/⁠⁠⁠⁠ Subscribe to The Gist Youtube Page: ⁠⁠⁠⁠https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Subscribe to The Gist Instagram Page: ⁠⁠⁠⁠GIST INSTAGRAM⁠⁠⁠⁠ Follow The Gist List at: ⁠⁠⁠⁠Pesca⁠⁠⁠⁠ ⁠⁠⁠⁠Profundities | Mike Pesca | Substack⁠⁠⁠⁠

11/16/25 Sun AM

Steve Forbes lays out an economic program that President Trump can employ to lower costs for American citizens and prevent a Republican routing in the 2026 midterms.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Three of our favorite segments from the week, in case you missed them.COP30 Without the U.S.  (First) | SNAP and the High Cost of Food (Starts at 23:41) | Tributes to the Penny (Starts at 43:57)If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here.

A so-called meat cartel has become the focus of the high cost of meat in the United States. And President Donald Trump has now issued a directive to strip this “cartel” of its power and to break its monopoly on the meat industry.We'll discuss these topics and others in this episode of Crossroads.Views expressed in this video are opinions of the host and guests, and do not necessarily reflect the views of The Epoch Times.

On October 19th, a group of masked men broke into the Louvre in broad daylight and made off with some of France's crown jewels. Suspects are now in custody, but the online fervor is still going strong. On this episode of Critics at Large, Vinson Cunningham, Naomi Fry, and Alexandra Schwartz discuss the sordid satisfaction of watching a heist play out, both onscreen and off. They dive into the debacle at the Louvre, along with a range of fictional depictions, from the fantasy of hyper-competence in “Ocean's Eleven” to the theft that goes woefully awry in Kelly Reichardt's new film, “The Mastermind.” Part of the fun, it seems, lies in rooting for those who identify and exploit the blind spots of an institution. “Someone else, just like me, is seeing that everybody is an idiot. But, unlike me, they're able to best those people in charge,” Fry says. “It's an alternative morality—a morality of wits.”Read, watch, and listen with the critics:“The Mastermind” (2025)“Ocean's Eleven” (2001)Stella Webb's impression of “the Louvre heist Creative Director”Jake Schroeder's “Ballad for the Louvre”“Showing Up” (2022)“The Italian Job” (1969)“How to Beat the High Cost of Living” (1980)“Drive” (2011)“Le Cercle Rouge” (1970)“This Is a Robbery: The World's Biggest Art Heist” (2021)“Good Time” (2017)“George Santos and the Art of the Scam” (The New Yorker)New episodes drop every Thursday. Follow Critics at Large wherever you get your podcasts.Critics at Large is a weekly discussion from The New Yorker which explores the latest trends in books, television, film, and more. Join us every Thursday as we make unexpected connections between classic texts and pop culture. Please help us improve New Yorker podcasts by filling out our listener survey: https://panel2058.na2.panelpulse.com/c/a/661hs4tSRdw2yB2dvjFyyw Learn about your ad choices: dovetail.prx.org/ad-choices

SNAP funds will finally be released and healthcare premiums are expected to increase by $500 or more a month for 24M people if Republicans refuse to extend subsidies.

Gavin Newsom says he hates lying politicians. Which is weird… because he is one. In this episode, Mikey breaks down 10 of Newsom's biggest, most provable lies—from school shutdown hypocrisy to French Laundry fraud, gas price propaganda, PG&E bailouts, and his delusional presidential ambitions. This isn't a roast. It's a full-blown truth intervention.Sources included. Get pissed. Get loud. And whatever you do… don't let this man near the White House.

For over fifty years, Americans have been told that cutting fat was the key to better health. Yet after decades of low-fat guidelines, rates of obesity, diabetes, and metabolic dysfunction have skyrocketed - now affecting more than 88% of the population.In this episode of The Metabolic Link, Victoria Field sits down with Dr. Nina Teicholz, science journalist and author of The Big Fat Surprise, whose decade-long investigation into nutrition science uncovered how flawed evidence and policy decisions shaped the way we eat. Her research reveals a troubling gap between the science and the guidelines meant to protect public health.Answered in this episode:How did you transition from investigative journalism into becoming one of the leading voices challenging nutrition policy?What specifically makes the original science behind the low-fat diet hypothesis so weak?How did Ancel Keys' controversial research become official U.S. nutrition policy?What were the metabolic consequences when Americans replaced dietary fat with carbohydrates?How did seed oils come to dominate the American food supply, and what are the metabolic implications?What do randomized controlled trials reveal about low-carb versus low-fat diets for metabolic health?How has industry funding influenced the direction of nutrition research and policy?This conversation provides a rigorous examination of how weak associational data became entrenched policy, the metabolic consequences of replacing saturated fats with refined carbohydrates and seed oils, and what the path forward looks like for evidence-based nutrition science.More of Dr. Teicholz:Unsettled Science on SubstackThe Nutrition CoalitionThe Big Fat SurpriseX.comInstagramFacebookLinkedInBig thanks to our sponsors:✅Genova Connect – Get 15% off any test kit with code METABOLICLINK here!✅ Fatty15 – Get 15% off a 90-day Starter Kit with code METABOLICLINK here.✅ ZocDoc - Find and instantly book a top-rated doctor here.✅Cowboy Colostrum - Get 25% off when you use code METABOLICLINK at checkout!In every episode of The Metabolic Link, we'll uncover the very latest research on metabolic health and therapy. If you like this episode, please share it, subscribe, follow, and leave us a comment or review on whichever platform you use to tune in!You can find us on all your major podcast players here and full episodes are also up on our Metabolic Health Summit YouTube channel!Find us on social: Instagram Facebook YouTube LinkedIn Please keep in mind: The Metabolic Link does not provide medical or health advice, but rather general information that does not serve as a substitute for a licensed healthcare professional. Never delay in seeking medical advice from an appropriately licensed medical provider for any health condition that you may have.

This episode explores a research informed lens for educator wellbeing, separating the brain's wanting and needing systems and showing how chronic stress can push teachers to ignore needs until the tank runs dry. Dr. Eve Miller and Kim Yaris connect the science to lived experience, translating the model into clear metaphors and practical, repeatable moves that help educators respond instead of react. You will leave with a compact framework and quick resets that fit real life, from a one minute want,need check to habits that keep fuel in the tank before burnout hits. The goal is sustainable energy, steadier classrooms, and a culture that normalizes care as part of excellent practice. If this resonates, like, subscribe, and share with a colleague who could use a refuel.Hosts: Kim Yaris, M.Ed (Associate Director of Research with FranklinCovey Education); Dr. Eve Miller (Director of Research with FranklinCovey Education)Download the handout:https://resources.franklincovey.com/c/fy26_rc-podcast-hand?x=a9GxTNTimestamps: (00:00 - 00:22) Welcome(00:22 - 01:28) Why now(01:28 - 04:24) The 46 percent reality(04:24 - 06:23) Wanting vs needing, the model(06:23 - 07:38) Accelerator and gas gauge(07:38 - 09:36) Tuning out needs under stress(09:36 - 11:17) The parent call example(11:17 - 13:31) Survival mode and culture cues(13:31 - 15:17) Normalize needs at work(15:17 - 18:20) Quick practices you can start(18:20 - 20:04) Close and CTA

Who doesn't like a weekend getaway? A nice hotel room, spa treatments, room service, sure – but a cabin with strangers? Adult sleepaway camps are having a moment, but what's driving the boom? These retreats promise connection in a time when many adults feel lonelier than ever. Are adult sleepaway camps a good way to make genuine connections or are they just a bit of fun? USA TODAY Mental Health reporting fellow Rachel Hale packed a bag and set off for luxury camp Camp Social, where the tagline is “99% arrive solo, 100% leave as friends.” She joins USA TODAY's The Excerpt to share her experience as an adult camper.Have feedback on the show? Please send us an email at podcasts@usatoday.com. Episode transcript available here. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this message, Adrian Rogers discusses the high cost of low living through the example of King David's sin of adultery. To support this ministry financially, visit: https://www.oneplace.com/donate/135/29

Hi. Today we're looking at modern conveniences that have a higher cost than we'd like to admit. Amazon, Netflix, Airbnb, Doordash – all require exploiting labor, screwing over customers, and making parts of our society just a little bit worse. Is there a better way?Hosted by Cody JohnstonExecutive Producer - Katy StollDirected by Will GordhWritten by Shawn DepasqualeProduced by Jonathan HarrisEdited by Gregg MellerPost-Production Supervisor / Motion Graphics & VFX - John ConwayResearcher - Marco Siler-GonzalesGraphics by Clint DeNiscoHead Writer - David Christopher BellPATREON: https://patreon.com/somemorenewsMERCH: https://shop.somemorenews.comYOUTUBE MEMBERSHIP: https://www.youtube.com/channel/UCvlj0IzjSnNoduQF0l3VGng/join#somemorenews #Amazon #UberCalm your mind, change your life. Calm has an exclusive offer just for listeners of our show–get 40% off a Calm Premium Subscription at http://calm.com/MORENEWS. This is an amazingvalue.Upgrade your wallet today! Get 10% Off @Ridge with code SMN at https://www.Ridge.com/SMN #RidgepodPluto TV. Stream Now. Pay Never.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this message, Adrian Rogers discusses the high cost of low living through the example of King David's sin of adultery. To support this ministry financially, visit: https://www.oneplace.com/donate/135/29

Welcome to Barn Talk! In today's episode, we're bringing you a truly one-of-a-kind conversation with NASCAR star and proud watermelon farmer, Ross Chastain. Sawyer and Tork sit down with Ross to dig into everything—from his eighth-generation family farm roots in south Florida to his meteoric rise in the racing world.You'll hear Ross share stories of growing up surrounded by watermelon fields, learning the grit and grind of farm life, and how that translated into his “just do it” mentality behind the wheel. We get a behind-the-scenes look at how his family moved from packing watermelons in the old-school way to becoming leaders in the specialty crop market, plus the ups and downs that come from farming land that moves every 10 years and the constant battle with disease, weather, and regulation.But don't think it's all about ag! Ross takes us on a ride through his NASCAR journey—how he hustled his way in, paid his dues, and made a name by staying true to his roots (plus the infamous “wall ride” at Martinsville and the birth of his watermelon-smashing victory celebration). The guys talk about the business side of racing, the pressure, the handshakes (and haymakers), and the crossover between competing in sports and in agriculture.And if that isn't enough, Ross opens up about his mission to shine a spotlight on American farming through his “Ag to Asphalt” project, why he believes every farmer has a story worth telling, and how keeping it real has become his brand—on and off the track.So grab your favorite drink (maybe even a watermelon, if you're inspired), and settle in for a fresh, fast-paced, and downright fun episode with the Melon Man himself. Let's get into it!Shop Farmer Grade