Podcasts about high cost

Did you know that all of the growth in federal spending as a percentage of the national income is due to the growth of "uncontrollables"? In this interview, we discuss the following: ►What are "uncontrollables"? Why are they 'mandatory'? ►What are entitlements? How are they treated differently than discretionary budget spending? ►What was the Budget Resolution Process that was introduced in the 1970s? ►How did Pres. Cleveland, Roosevelt (FDR), Reagan and Clinton control government budget? ►Which president reduced our entitlement programs the most? ►What was FDR's biggest mistake, the consequences of which still impacts us? ►What are the 3 requirements for reducing the budget deficit? ►How would my guest advise a U.S. president in reducing our budget deficit?

Are the same complaints echoing through your organization? In this crucial episode of the Leadership Sandbox with Tammy J. Bond, discover why recurring complaints are not just isolated incidents but powerful indicators of deeper, systemic issues within your workplace. Tammy unpacks the alarming statistic that 70% of employees feel their repeated concerns go unaddressed and challenges leaders to move beyond rationalizing these complaints as mere personal grievances. Learn practical strategies to identify patterns, actively engage your teams in problem-solving, and map out the root causes of persistent friction. By shifting from a defensive stance to becoming a designer of solutions and prioritizing effective communication of changes and feedback, you can cultivate a healthier organizational culture, boost employee engagement, and significantly reduce costly turnover. Key Takeaways for Leaders: The "More Than Once" Rule: If you've heard a complaint more than once, it's highly likely a symptom of a systemic issue that needs your attention. Don't dismiss it as an individual problem. The High Cost of Ignoring Feedback: A staggering 52% of employee turnover is preventable and often rooted in leaders ignoring repeated feedback. Addressing complaints directly impacts your bottom line. Pattern Recognition: Pay close attention! If a specific complaint surfaces three or more times, it's a clear pattern signaling a significant underlying problem within your organizational culture. Empower Your Team: Engage your employees directly in identifying the solutions to recurring issues. This fosters ownership, increases buy-in, and leverages their valuable insights. Shift Your Mindset: Move away from feeling defensive when complaints arise. Instead, adopt the mindset of a solution designer, proactively seeking to understand and resolve the underlying causes. Root Cause Analysis is Key: Don't just treat the symptoms. Learn how to map out the root cause of recurring complaints to create lasting, impactful change and heal systemic issues. Communicate for Credibility: Effectively communicate the changes you're making in response to feedback and actively solicit further input. This builds trust and credibility with your team. In This Episode, You'll Learn: How to identify the crucial difference between individual grievances and systemic issues within your organization. Practical techniques for recognizing patterns in employee complaints. Strategies to effectively engage your teams in collaborative problem-solving. A step-by-step approach to mapping out the root causes of recurring workplace friction. The importance of clear and consistent communication when addressing employee feedback and implementing changes. How to cultivate a culture where employee engagement thrives and turnover is significantly reduced. CHAPTERS: 00:00 Understanding Recurring Complaints: Tammy sets the stage, highlighting why repeated complaints are a critical signal leaders can't afford to ignore. 02:50 Identifying Systemic Issues: Learn how to move beyond individual cases to recognize the underlying systemic issues driving recurring complaints. 06:02 Engaging Teams in Solutions: Discover practical methods for involving your employees in the problem-solving process to create effective and sustainable solutions. 08:38 Mapping Out Root Causes: Tammy guides you through the process of analyzing complaints to uncover the fundamental root causes impacting your organizational culture. 11:26 Communicating Changes Effectively: Learn how to communicate your action plan and the resulting changes to your team in a way that builds trust and fosters employee engagement. Ready to stop the echo of recurring complaints and build a healthier, more engaged workplace? Tune into this powerful episode of the Leadership Sandbox with Tammy J. Bond! Listen or Watch Now: https://www.bondgroupenterprises.com/podcast

With meth use on the rise, one former addict shares her brutal story and remarkable recovery.Kiwis from every background are now smoking meth, and the fallout is devastating. One former addict shares her story, in hopes of stopping others from picking up the pipe.…Go to this episode on rnz.co.nz for more details

This episode of Design Business Freedom is all about facing a hard truth: waiting for the “right time” in your interior design business is costing you dearly. Melissa shares from the heart—and with personal stories, coaching wins, and actionable insight—how fear disguised as patience is sabotaging your growth, your profits, and your dreams. Whether you're hesitating to raise your rates, unsure about coaching, or stuck in a cycle of overwork and undercharging, this episode brings clarity to what's really at stake. Melissa pulls back the curtain on what happens when you stop waiting and start moving, even when you're not "ready." You'll hear inspiring client success stories, a strong case for coaching, and real talk about the emotional and financial costs of delay. If you're longing for more time, more income, and more joy from your business, Melissa offers a compelling roadmap to help you reclaim it all—starting now. IN THIS EPISODE, YOU WILL HEAR: (02:10) Why waiting is the ultimate “bank breaker and profit stealer”—and how to move past it. (04:39) The fears designers face around success and failure—and how to reframe them. (07:35) How underquoting costs you more than you realize—and what to do about it. (10:39) Why “ready” is a myth—and how two designers stayed stuck at $300K for years. (17:52) The difference between true business success and burnout masked as hustle. (25:26) How waiting impacts your profits, peace of mind, and personal life every single month. SUPPORTING RESOURCES: Book your design business assessment Melissa's free resource: Language of Success: 35 Word Choices to Boost Your Worth and Wealth When you're ready to step into a bigger vision in your design business and create exceptional results and celebrations, book-a-call to explore how coaching can take you there faster, with a solid plan, proven process, and smart strategies.

On this West Virginia Morning, experts say major flood events are so common that everyone needs flood insurance and professional cycling returns to Charleston. The post The High Cost Of Flood Insurance And Cycling Champions In Charleston, This West Virginia Morning appeared first on West Virginia Public Broadcasting.

In this episode of Hit Rewind, hosts Michael and Mindy dive into the world of heist films with a spotlight on "How to Beat the High Cost of Living" and the remake of "Fun with Dick and Jane." These films pivot on narratives of ordinary people driven to extraordinary lengths due to economic pressure. While exploring these stories, Michael and Mindy discuss how both movies resonate with timeless themes of economic instability and blue-collar struggles, touching on historical contexts like the Carter administration's recession and the impact of corporate downsizing. The conversation traverses through character dynamics, societal pressures, and the surprising comedic elements that these heist stories unfurl. With reflections on the performances of iconic actors like Jessica Lange, Jane Curtain, Jim Carrey, and Téa Leoni, the hosts offer insight into the transformation of characters in the face of adversities. They compare the more recent comedic heist adaptation to its original, noting the heart and relatability added to the remake's script. Michael and Mindy elaborate on how these films, though set in different eras, present a relatable tableau of struggle and resilience, with sharp critiques of corporate America and how financial crises affect the everyman. As they dissect these films, they offer listeners a mix of nostalgia and critical perspective on the evolution of heist themed cinema from past to present.

A new study warns that without coordinated efforts, California risks losing billions in agricultural output and millions of acre-feet of water. Senate Bill 72 aims to secure the state's water future by 2040.

Stuff is costing us more than money- with ADHD, the impact on our time and energy is also costing us dearly. In this episode Patty shares some tips to let go of things with more ease and ways to create more friction to reduce the amount of stuff coming into your home.PLUS: Hear this week's pick for Book of the Week!Create an ADHD-Friendly Personal Owner's Manual (POM) eBook is now available in the ADHD-Friendly shop for only $19.99: https://www.adhdfriendly.com/adhd-friendly-shop/Join ADHD-Friendly Membership and participate in the new Hybrid Course: ADHDU! Click the link below for more info:https://adhdfriendly.mn.co/Thank you for checking out this episode of the ADHD Friendly podcast with Patty Blinderman!!New episodes are posted every Wednesday! Subscribe to the channel here: https://www.youtube.com/@adhdfriendlyCheck out/Join the ADHD-Friendly membership here: https://www.adhdfriendly.com/adhd-friendly-all-access-membership-includes/Please subscribe to my YouTube channel, ADHD Friendly Podcast, or wherever you listen to podcasts. For more information on the ADHD-Friendly services offered by Patty, please visit her website: ADHDFriendly.com

Are you a godly man struggling with unspoken burdens, hiding behind fear, shame, or pride? Melia shares a deep conversation with her private client, who bravely sought help to address deep-seated spiritual issues impacting his 35-year marriage. A healing journey and powerful testament to the transformative power of seeking real help and embracing God's grace. Listen to the highlights and common struggles many godly men face; avoiding vulnerability, neglecting their leadership roles, and prioritizing worldly success over family and faith. Overcome worldly challenges through a process of inner healing, deliverance, and spiritual warfare to break barriers with Melia's professional guidance!   Chapters: **00:00:00 - Introduction: A Man's Courage** Melia introduces her private client, and highlighting the bravery it takes for men to seek help to their healing journey. **00:05:00 - Kevin's Journey: A Marriage on the Brink** A 35-year marriage, hitting a roadblock, and his decision to seek deeper inner healing to get to the root with Christian Counselor, Melia, for real help. **00:10:00 - The Power of Prayer: God's Intervention** Pivotal moment where prayer led to surfacing deep-rooted issues and emphasizes the need for deep spiritual, not just behavioral, change. **00:15:00 - Melia's Approach: Spiritual Warfare & Healing** Emphasizing God's role in healing and the importance of addressing the soul wounds (mind, will, emotions) and cautions against superficial healing ministries. **00:20:00 - Soul Work: Addressing Past Hurts** The importance of addressing past hurts and the shame that prevents men from seeking help is discussed with positive actions and revelations are highlighted. **00:25:00 - Leadership & Love: Redefining Authority** Men neglected leadership role and the world's skewed view of authority, contrasting it with genuine love and commitment. **00:30:00 - Conquering Fear: Choosing Faith Over Fear** The destructive nature of fear and the empowerment that comes from choosing faith are explored.  The impact on relationships is emphasized. **00:35:00 - Worldly Priorities vs. God's Plan** The world's misplaced priorities (money, fame, social media) and the importance of healing for spiritual authority. **00:40:00 - Healing for Men: Unique Pressures & Challenges** Melia discusses the unique pressures men face as spiritual leaders and the gradual nature of healing.  The importance of commitment to growth is stressed. **00:45:00 - Accountability, Responsibility, Commitment (ARC)** Emphasizes the importance of men taking ownership (ARC) of their families and the accountability this brings to God. **00:50:00 - The High Cost of Following God: A Journey of Faith** The high cost of following God, the importance of genuine love, and listening to God's promptings. **00:55:00 -  Finding Freedom: A Call to Action** A powerful call to action for men to seek help, break free from fear, and experience God's transformative power.  A prayer for men concludes the episode. **00:59:00 -  Call to Action & Closing** A final encouragement and visit for more helpful resources.   Blessings xo- PARTNER w/ Vertical Relationship Ministries ->https://meliadiana.com/vertical-relationship-ministries Melia's Services -> https://meliadiana.com/our-services Melia's Books ->https://meliadiana.com/books Melia's Prophetic Mentorship-> https://meliadiana.com/vertical-ambassador-mentorship Melia's Courses -> https://meliadiana.com/vertical-relationship-academy

In this episode of the Modern Man Podcast, host Ted Phaeton engages with high-performance coach Greg Denning, who shares his transformative journey from a troubled youth to a successful family man and leader. Denning discusses the importance of self-improvement, creating a 'do not do' list for success, and the challenges he faced while leaving home at 16. He emphasizes the need for men to embrace discomfort, build resilience, and strive for personal growth while maintaining strong family values. TakeawaysThe pursuit of potential is a continuous journey.Progress equals happiness, not destination.Many men feel they are not good enough.Purpose is something we create, not find.The 'when and then' mentality hinders action.High achievers often struggle with internal blocks.Beliefs shape our actions and results.Discipline is key to high performance.Standards determine the quality of our work.Stillness allows for powerful action and reflection. Meditation can feel uncomfortable due to the overwhelming number of thoughts we have.We often avoid pain rather than seeking pleasure, which affects our perception of experiences.Being fully present can help us appreciate the world around us.Stillness is essential for achieving inner peace and calm.Many people feel they are 'doing it wrong' regarding mindfulness practices.Compartmentalization can lead to chaos in different areas of life.Success can be redefined to include joy and fulfillment, not just achievement.The cost of unchecked ambition can be high, including divorce and mental health issues.Asking for help is a sign of strength, not weakness.You don't have to hit rock bottom to initiate change in your life.Chapters00:18 - Introduction to the Modern Man Podcast01:17 - Adam Smith: The High Performance Coach02:16 - The Pursuit of Potential04:13 - Understanding Purpose and Progress07:07 - The 'When and Then' Mentality09:18 - Internal Blocks for High Achievers12:07 - The Role of Beliefs and Standards15:24 - Discipline and High Performance20:14 - The Importance of Stillness23:59 - The Challenge of Meditation and Mindfulness27:31 - The Importance of Stillness for Inner Peace30:10 - Compartmentalization and Its Impact on Life35:43 - The High Cost of Unchecked Ambition38:56 - Redefining Success: Finding Joy and PurposeDenning's Links Website: formidablefamilyman.comInstagram: greg.denning/YouTube: gregdenningPodcast: formidablefamilyman.comFree eBook Here: Mastering Self-Development: Strategies of the New Masculine: https://rebrand.ly/m2ebook ⚔️JOIN THE NOBLE KNIGHTS MASTERMIND⚔️https://themodernmanpodcast.com/thenobleknights

Parents and students, take note. Today the Department of Education starts sending defaulted student loans to collections. Next we walk through everything borrowers need to know as The VP for Student Access and Success at Weber State University calls the show. Jessica Oyler, VP for Student Access and Success at Weber State University, joins Dave and Debbie to discuss some of the options available for student loan payments if you are in default.

Hosted by Dr. Sarah Hensley, Specialized Social Psychologist, Attachment Theory Expert, and Founder & CEO of The Love Doc Relationship Coaching Services with Co-host Raina Butcher, Owner/CEO of Joyful Consulting, LLC. Welcome to "The Love Doc Podcast" where Host Dr. Sarah Hensley and her co-host Raina Butcher dive deep into the intricacies of love, attraction, attachment, relationships, and self-awareness. Dr. Hensley brings a wealth of knowledge and experience to help listeners navigate the complexities of modern romance. In each episode, Dr. Hensley tackles burning questions about love, relationships, and the mind's complexities, drawing from her psychological research, real-life experiences, and her own individual expertise, to provide insightful perspectives and practical advice.Episode 51 – The High Cost of Low StandardsIn this deeply personal and powerful episode, Dr. Sarah Hensley explores a truth most of us don't want to admit but absolutely need to hear: settling for less than we deserve in our romantic lives doesn't just hurt emotionally—it impacts us psychologically, physically, and even spiritually. “The High Cost of Low Standards” isn't just about dating someone who doesn't check every box. It's about the real toll relational self-abandonment takes on our nervous system, our self-worth, and our ability to thrive.Dr. Hensley dives into the science of relational trauma, sharing how repeatedly tolerating disrespect, inconsistency, or emotional unavailability can lead to chronic stress responses in the body. Elevated cortisol, sleep disturbances, and even autoimmune flare-ups are common for clients who've lived for years in relationships that keep them in a perpetual state of anxiety. You'll hear relatable examples from both host who developed digestive issues, hormonal imbalances, and chronic fatigue—all stemming from the emotional labor of loving someone who wasn't loving them back. Both of them still struggling after almost ten years of deep dived healing work. Research from the fields of psychoneuroimmunology and attachment science backs this up: unhealthy relationships literally make us sick.Dr. Hensley breaks down how unresolved attachment wounds, particularly from childhood, can subconsciously condition us to lower the bar and internalize the belief that bare minimum is all we're worthy of. She speaks candidly about how early templates of love—whether from an emotionally immature parent or a chaotic home environment—can train our nervous systems to find familiarity in dysfunction. And when we don't heal those internal blueprints, we keep recreating them in adult partnerships, confusing chaos for chemistry and silence for safety.As always, Dr. Hensley ends with both compassion and a call to action. You are never stuck. Your nervous system may be wired for survival, but it can be rewired for secure love. You can raise your standards without fear of losing connection—because what's truly meant for you won't be threatened by your growth. Whether you've been chronically undervalued or simply unsure how to ask for more, this episode will remind you: it's not too late to choose better. Healing is available, and so is the kind of love that doesn't cost you your peace.Tune in to "The Love Doc Podcast" every Tuesday morning for candid conversations, expert guidance, and a deeper understanding of life, love and relationships in the modern world. To see all of Dr. Hensley's services please visit the links below and follow her on social media. PROMO CODE FOR OUR LISTNERS: Use LOVEDOC27 to receive 27% off any of Dr. Hensley's courses or her Hybrid Group Coaching Program. Dr. Hensley's Hybrid Group Coaching: https://courses.thelovedoc.com/group-coachingBook one on one with Dr. Hensley or one of her certified coaches: Virtual CoachingPurchase Dr. Hensley's online courses: https://courses.thelovedoc.com/coursesTik-Tok: @drsarahhensleyInstagram: @dr.sarahhensley_lovedocFacebook: Dr. Sarah HensleyYoutube: @Dr.SarahHensleyBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-love-doc-podcast--6390558/support.

Text us your feedback or questions - we'd love to hear from you.They were supposed to be spending their golden years traveling, relaxing, and maybe spoiling any grandkids. Instead? They spent two years locked in a bitter divorce that racked up over $100K in legal fees—and that's just one side.In this episode, I'm walking you through the story of my client "Jeremy," a retired man who did everything right. He offered fair settlements. He tried to keep it calm. He just wanted to move on with his life. But his ex was stuck in anger—and her attorney wasn't there to solve problems, only escalate them.You'll hear how a judge finally stepped in with a scolding from the bench, and why it still took two years, multiple court hearings, and over $100,000 (double that for both sides!) before a resolution.But this isn't just about one couple. It's about what happens when you let anger run the show: the stress, the time lost, the way it impacts your health, your family, and your future.Whether you're the one feeling angry or you're up against someone who is—this episode will help you understand what's really at stake, and how to stop the madness.We're unpacking:How a “simple” divorce turned into a financial and emotional nightmareWhy fear often hides behind deep-rooted angerThe mental and physical toll of prolonged litigation (including health scares)Why grown kids start pulling away when things get messyHow some attorneys thrive on conflict—and drag things outThe moment a judge said, “This should've settled long ago”How divorce mediation could've changed everythingMEDIATION STARTER GUIDE: https://mailchi.mp/2939c428981d/mediation-resources  WATCH ON YOUTUBE: The Splitting Smart PodcastFOLLOW US ON INSTAGRAM:  Instagram.com/saperelawfirmJOIN THE CONVERSATION ON FACEBOOK:  Facebook.com/saperelawfirmNEED QUALITY LEGAL HELP? Visit Sapere Law & MediationNEED SOME ENCOURAGMENT? Kelly wrote a book just for YOU: Victim Is Not Your Name: Remembering Your True Identity In the Midst of Life Challenges

When God calls us out, it's not to shame us—it's to shape us. In this message, Pastor Josh unpacks the story of Eli and his sons to show how misplaced priorities in parenting and leadership can quietly erode everything God's trying to build in our lives. But even in correction, there's grace—if we'll let God's conviction turn into course correction. Parents, leaders, believers: it's time to ask, “What am I honoring more than Him?”If you're new to Harbor or want to get connected in any way click this link to get your New Here gift, find upcoming events or get involved!https://harborchurch.com/connect

We're in the middle of a social connection crisis. Call it what you like, loneliness, isolation, disconnection, it's becoming one of the most urgent issues of our time. In the U.S. alone, the cost of loneliness to businesses is estimated at $154 billion. And that figure is only going to grow unless we start addressing it. Our guest on the show today is Simone Heng, a global keynote speaker and expert on human connection. In this episode, she breaks down the root of the problem, the real cost of disconnection, and the simple steps leaders can take to build more connected teams and healthier business cultures. 02:30 – The social connection crisis 09:40 – Understanding asynchronous communication 16:30 – The data around loneliness 25:28 – A US$154 billion problem in the USA alone 30:17 – Are expats more lonely? 44:48 – What can business owners do to fight loneliness? 47:30 – The three rules of rapport  51:15 – How to make a genuine connection   Show Sponsors: AYS Developers: A design-focused company dedicated to crafting exceptional homes, vibrant communities, and inspiring lifestyle experiences.https://bit.ly/AYS-Developers   Allsopp & Allsopp: Redefining real estate, through cutting-edge technology and setting new standards for seamless, elevated customer experience. Keep moving with Allsopp & Allsopp.https://bit.ly/Allsopp-and-Allsopp  Socials: Follow Spencer Lodge on Social Mediahttps://www.instagram.com/spencer.lodge/?hl=en https://www.tiktok.com/@spencer.lodge https://www.linkedin.com/in/spencerlodge/ https://www.youtube.com/c/SpencerLodgeTV https://www.facebook.com/spencerlodgeofficial/  Follow Simone Heng on Social Mediahttps://www.instagram.com/simoneheng/?hl=en https://www.linkedin.com/in/simone-heng-speaker https://www.facebook.com/simonehengofficial/ https://www.youtube.com/@SimoneHengSpeaking https://www.tiktok.com/@simoneheng?lang=en

Send us a textEric is a teacher and coach in the Boston area. In the episode, he lays out ideas for building financial success in a HCOL, we discuss renting vs buying, and his mini stint with financial independence when he moved his family to France for a handful of years. What did he enjoy? What were the pros and cons of living internationally? 

In this episode of the Modern Man Podcast, host Ted engages with high-performance coach Adam Smith, who shares insights on personal development, the pursuit of potential, and the internal blocks that high achievers face. They discuss the importance of progress over perfection, the role of beliefs and standards in achieving success, and the necessity of stillness in a fast-paced world. Adam emphasizes that purpose is not something to be found but created through action and progress, and he highlights the common struggle of feeling 'not good enough' among men, particularly in high-pressure environments. TakeawaysThe pursuit of potential is a continuous journey.Progress equals happiness, not destination.Many men feel they are not good enough.Purpose is something we create, not find.The 'when and then' mentality hinders action.High achievers often struggle with internal blocks.Beliefs shape our actions and results.Discipline is key to high performance.Standards determine the quality of our work.Stillness allows for powerful action and reflection. Meditation can feel uncomfortable due to the overwhelming number of thoughts we have.We often avoid pain rather than seeking pleasure, which affects our perception of experiences.Being fully present can help us appreciate the world around us.Stillness is essential for achieving inner peace and calm.Many people feel they are 'doing it wrong' regarding mindfulness practices.Compartmentalization can lead to chaos in different areas of life.Success can be redefined to include joy and fulfillment, not just achievement.The cost of unchecked ambition can be high, including divorce and mental health issues.Asking for help is a sign of strength, not weakness.You don't have to hit rock bottom to initiate change in your life.Chapters 00:18 - Introduction to the Modern Man Podcast 01:17 - Adam Smith: The High Performance Coach 02:16 - The Pursuit of Potential 04:13 - Understanding Purpose and Progress 07:07 - The 'When and Then' Mentality 09:18 - Internal Blocks for High Achievers 12:07 - The Role of Beliefs and Standards 15:24 - Discipline and High Performance 20:14 - The Importance of Stillness 23:59 - The Challenge of Meditation and Mindfulness 27:31 - The Importance of Stillness for Inner Peace 30:10 - Compartmentalization and Its Impact on Life 35:43 - The High Cost of Unchecked Ambition 38:56 - Redefining Success: Finding Joy and PurposeSmith's Links Website:agameconsultancy.comLinkedIn: Adam SmithInstagram: agameconsultancyFacebook: agameconsultancyPodcast: agameunfilteredFree eBook Here: Mastering Self-Development: Strategies of the New Masculine: https://rebrand.ly/m2ebook ⚔️JOIN THE NOBLE KNIGHTS MASTERMIND⚔️https://themodernmanpodcast.com/thenobleknights

On this episode of Challenge Accepted, Thomas and Frank break down episodes 4–6 of Andor Season 2. From the show's Cold War-style spycraft to its bold commentary on propaganda and rebellion, the hosts dig into what makes this arc one of the best in Star Wars storytelling. They explore how Bix's trauma brings emotional depth, why Luthen is playing 4D chess with everyone's lives, and how the Gorman resistance draws heavy inspiration from real-world history. Plus, they highlight the episode's most intense scenes, character arcs, and political parallels that make Andor so gripping. Timestamps and Topics: 00:00 Intro and structure of the arc 00:27 Reaction to episodes 4–6 as a cohesive unit 01:15 The density and emotional weight of each episode 02:07 One-year time jump and Bix's PTSD 03:25 The cost of rebellion and addiction as escape 04:19 Luthen's manipulation and cold leadership 05:52 Cassian's struggle between sacrifice and morality 06:36 The spy thriller format and deeper writing 08:07 Espionage layers and who is playing who 10:15 Gorman as the sacrificial spark 11:06 Syril's complex alignment and subtle performance 13:54 Star Wars universe tie-ins and worldbuilding 15:13 Syril's mom and media manipulation parallels 18:45 Historical inspiration from the French resistance 21:11 Willimon's role and Saw Gerrera's brutal methods 24:33 The cost of extreme leadership and terrorism debate 26:01 Bix and Cassian's revived relationship 27:14 Spy fashion and Cassian's new role 29:22 The tension-filled party and political subterfuge 33:24 Claire's risky heist and what it might cost 36:10 Cinta and Vel's fractured relationship 37:52 The devastating fallout of one fatal mistake 40:07 The armory's shadow and symbolism 42:17 Gorman's inevitable fall and the false hope 43:18 Final thoughts and next episode hopes Key Takeaways: Andor continues to push the boundaries of Star Wars storytelling with rich political themes and complex character dynamics. Luthen is playing a dangerous game, manipulating even his allies for the sake of the greater good. The Gorman resistance mirrors the real-life Maquis of WWII, making the rebellion feel historically grounded. Syril emerges as one of the most compelling wild cards, torn between loyalty and doubt. The show's choice not to spoon-feed the audience adds emotional weight and realism. Bix's arc powerfully illustrates the long-term psychological toll of war. The episodes' spy-thriller tone reinforces the stakes of espionage in a galaxy ruled by fear and control. Memorable Quotes: “Bix just has all the worst things. Between the PTSD, addiction, and everything she's endured… this is some heavy Star Wars.” “Luthen is willing to sacrifice Gorman so that others might rise. He's using the tools of the enemy to beat them.” “They're not heroes. They're kindling. They just don't know it.” “This is the spy thriller we didn't know we were missing.” “Are these rebels heroes or tyrants? It depends on which side of the coin you're on.” Call to Action: If you enjoyed this deep dive into Andor Season 2, be sure to subscribe, leave us a review, and share the episode using the hashtag #GormanIsAGoner. Your support keeps the rebellion alive. Links and Resources: All Star Wars news discussed in this episode can be found at:

Motheo Khoaripe speaks to Consumer Ninja Wendy Knowler about how insurance companies often drop customers who file too many claims, leaving them vulnerable and searching for new coverage. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk.There’s more from the show at www.themoneyshow.co.zaSubscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa.Follow us on:702 on Facebook: www.facebook.com/TalkRadio702702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalk See omnystudio.com/listener for privacy information.

“Abundance,” the book I co-wrote with Derek Thompson, hit bookstore shelves a little over a month ago, and the response has been beyond anything I could have imagined. And it's generated a lot of interesting critiques, too, especially from the left. So I wanted to dedicate an episode to talking through some of them.My guests today are both on the left but have very different perspectives. Zephyr Teachout is a law professor at Fordham University and one of the most prominent voices in the antimonopoly movement. Saikat Chakrabarti is the president and co-founder of New Consensus, a think tank that has been trying to think through what it would take to build at Green New Deal scale and pace. And he is currently running to unseat Nancy Pelosi in Congress.I found this conversation wonderfully clarifying — both in the places it revealed agreement, and perhaps even more in the places it revealed difference.Mentioned:“How the Gentry Won: Property Law's Embrace of Stasis” by David Schleicher and Roderick M. Hills, Jr.“The High Cost of Producing Multifamily Housing in California” by Jason M. Ward and Luke SchlakeZephyr's Book Recommendations:The Promise of Politics by Hannah ArendtThe Populist Moment by Lawrence GoodwynListen, Liberal by Thomas FrankSaikat's Book Recommendations:Destructive Creation by Mark R. WilsonBad Samaritans by Ha-Joon ChangThe Defining Moment by Jonathan AlterThoughts? Guest suggestions? Email us at ezrakleinshow@nytimes.com.You can find the transcript and more episodes of “The Ezra Klein Show” at nytimes.com/ezra-klein-podcast. Book recommendations from all our guests are listed at https://www.nytimes.com/article/ezra-klein-show-book-recs.htmlThis episode of “The Ezra Klein Show” was produced by Rollin Hu and Jack McCordick. Fact-checking by Michelle Harris, with Kate Sinclair and Mary Marge Locker. Our senior engineer is Jeff Geld, with additional mixing by Aman Sahota and Isaac Jones. Our executive producer is Claire Gordon. The show's production team also includes Marie Cascione, Annie Galvin, Elias Isquith, Marina King, Jan Kobal and Kristin Lin. Original music by Pat McCusker. Audience strategy by Kristina Samulewski and Shannon Busta. The director of New York Times Opinion Audio is Annie-Rose Strasser. Unlock full access to New York Times podcasts and explore everything from politics to pop culture. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify.

The result in Gilmore was the closest in the country at the 2022 federal election, with Labor's Fiona Phillips holding onto the seat by just 373 votes.

Successful living is not defined by what we have or have achieved, it is a life that has fulfilled it's appropriate purpose. The enemy of your soul hates it when you get closer to your purpose, and so he spins a bunch of lies to keep you from it. Addictions stem from believing lies. Lies like, "You need to numb the pain" Or "You are not really an addict and can quit any time you choose to" or even, "You're in so deep there is no hope for you." God's Word through His Holy Spirit wants to shed His light in the darkness of your entrapment and set you free. We're in Proverbs 20, get your bibles ready and your heart in a posture to learn, Jesus is setting His children free!

In our fast-paced world, many high-achieving women find themselves caught in the cycle of suppressing emotions to maintain a facade of perfection. While everything might seem picture-perfect on the outside, the hidden cost of unexpressed emotions can take a toll on both mental and physical well-being. By embracing and processing these emotions, we can unlock a new level of personal and professional growth.  Key takeaways: Physical Impact: Suppressed emotions can lead to physical symptoms like headaches and fatigue. Addressing these emotions can improve overall well-being. Strength in Feeling: Embracing emotions is a sign of strength, not weakness. It enhances resilience and authentic leadership. Empowerment Through Release: Releasing emotional burdens frees up energy for clarity and creativity, leading to a more fulfilling life. Listen to the episode for more insights and visit callwithrebecca.com to schedule a consultation and begin your journey to emotional freedom.     TIMESTAMPS How to Stop Holding Back Your Emotions - 00:01 - 06:20 How to Manage Your Emotions effectively - 06:21 - 13:14 A message for high-functioning women - 13:14 - 14:04 How to Process and Embrace Your Feelings - 14:05 - 21:27  

4.13.25 CMBC LIVE: The High Cost Of Sin - Dr. Barbara Williams-SkinnerSupport the show

Beef is expensive in many ways, from cash to the environment. Join Mike and Nick as they chat about the high cost of Beef. If you enjoyed this episode, please consider sharing it with a friend or on social media. Also, don't forget to "like", "follow," and "comment", which helps the share more than you know. ⁠Magic Minds has a special offer of 20% off mental performance and sleep aid drinks. Link: ⁠⁠⁠https://www.magicmind.com/SUSTAINABILITY⁠⁠⁠ Use code: SustainabilityPlease feel free to join our socialsFacebook: ⁠⁠⁠⁠⁠⁠https://www.facebook.com/michael.nazarian.79⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠: @realsustaingyl⁠⁠Treads⁠⁠: realsustaingylBlueSky: @realsustaingyl.bsky.social

Pardon the very rough audio quality. On this dig back into a past Patreon episode, Doug is delighted by Benjamin Franklin's performance as a real creep, Jamie gets Jessica Lange and Angela Lansbury confused, and we both assume there's an easier way to rob a shopping mall. Hand off of your 19-year-old receptionist, don't try and borrow money unless you don't really need it, and join us for a very early Patreon episode where we discuss a lengthy (but pretty funny) comedy, How to Beat the High Cost of Living!How to Beat the High Cost of Living is a 1980 film directed by Robert Scheerer and starring Susan Saint James, Jane Curtain, Jessica Lange, Richard Benjamin, Eddie Albert, Cathryn Damon, Fred Willard, Dabney Coleman & Sybil Danning.Visit our YouTube ChannelMerch on TeePublic Follow us on TwitterFollow on InstagramFind us on FacebookVisit our Website

In Episode 472, Stacey Richter speaks with Dr. Eric Bricker about the impactful strategies hospital systems use to maximize revenue from high-cost patients. They explore the financial complexities and contracting tactics that enable hospitals to profit significantly from a small percentage of high-cost claimants. Key points include the negotiation of provider stop-loss contract provisions, strategic adjustment of charge masters, and the intentional steerage of patients to high-revenue service lines. This episode highlights the intricacies of hospital finance and the hidden mechanisms that drive healthcare costs for self-insured employers and other plan sponsors. We could have 0.5% to 1% of total plan members costing upwards of 40% of total plan dollars. And I bring this up just to highlight the magnitude of the money here. In that show from last week, we take the issue of high-cost claimants from the standpoint of the plan sponsor. Today, however, we're gonna be looking at this from the standpoint of the hospital system. If we were to come up with a motto for the show today with Dr. Eric Bricker, it's that all costs are somebody else's revenue. And when it's revenue and profit of the magnitude that we're talking about with many high-cost claimants, it starts to be less of an accidental “Oh, wow! How did that CABG patient wind up in our clinic? What are the odds?” and more of a “Whoever is not steering patients is letting someone else with a big profit incentive lock down that steerage in deeply embedded ways.”  === LINKS ===

Want to become a FEARLESS entrepreneur and leader? Go here: https://books.ryanhanley.com/ Hormones influence everything—energy, focus, performance. Optimizing testosterone can be the shift from surviving to truly thriving. Jay Campbell is a 5x international best-selling author, men's physique champion, and the Owner and Co-Founder of BioLongevity Labs. Widely recognized as a leading expert on hormonal optimization, therapeutic peptides, and biohacking for health and performance, Jay is on a mission to help individuals break free from the failing "sick care" system and take control of their health. Ryan relates his personal experience of hormonal deficiency and the profound impact of optimizing testosterone levels on his energy, mental clarity, and overall performance. Jay Campbell emphasizes the importance of taking ownership of one's health, given that many traditional doctors may lack the necessary understanding of therapeutic hormones and the endocrine system. This episode explores modern health challenges and solutions, including misinformation, sedentary lifestyles, and GLP-1 agonists. It emphasizes the dangers of quick fixes and the importance of spiritual and mental clarity.

Want to become a FEARLESS entrepreneur and leader? Go here: https://books.ryanhanley.com/ Hormones influence everything—energy, focus, performance. Optimizing testosterone can be the shift from surviving to truly thriving. Jay Campbell is a 5x international best-selling author, men's physique champion, and the Owner and Co-Founder of BioLongevity Labs. Widely recognized as a leading expert on hormonal optimization, therapeutic peptides, and biohacking for health and performance, Jay is on a mission to help individuals break free from the failing "sick care" system and take control of their health. Ryan relates his personal experience of hormonal deficiency and the profound impact of optimizing testosterone levels on his energy, mental clarity, and overall performance. Jay Campbell emphasizes the importance of taking ownership of one's health, given that many traditional doctors may lack the necessary understanding of therapeutic hormones and the endocrine system. This episode explores modern health challenges and solutions, including misinformation, sedentary lifestyles, and GLP-1 agonists. It emphasizes the dangers of quick fixes and the importance of spiritual and mental clarity.

Recently on Relentless Health Value, we've been tinkering around with a few recurring themes—recurring through lines—that are just true about American healthcare these days. In this episode of Relentless Health Value, host Stacey Richter speaks with Dr. Christine Hale about high cost claimants and the implications for healthcare plans in 2025 and beyond. They discuss the importance of trust in patient care, the financial incentives behind patient steering, and the critical role of timely and comprehensive data analysis. Dr. Hale emphasizes the need for an integrated approach to medical and pharmacy claims data to avoid expensive consequences and improve patient outcomes. She also shares strategies for plan sponsors to effectively manage high cost claimants through evidence-based care, appropriate treatment settings, and creative problem-solving, while underlining the importance of patient engagement and satisfaction. Don't miss next week's episode with Dr. Eric Bricker for a deeper dive into these topics. === LINKS ===

America Out Loud PULSE with Dr. Mary Talley Bowden – It was a response to the increasing bureaucratic challenges introduced by the Affordable Care Act (Obamacare). A key innovation of his practice is dramatically reduced healthcare costs. By negotiating directly with laboratories and imaging centers, Edgerly offers incredibly affordable services. For instance, a comprehensive blood panel that might cost...

America Out Loud PULSE with Dr. Mary Talley Bowden – It was a response to the increasing bureaucratic challenges introduced by the Affordable Care Act (Obamacare). A key innovation of his practice is dramatically reduced healthcare costs. By negotiating directly with laboratories and imaging centers, Edgerly offers incredibly affordable services. For instance, a comprehensive blood panel that might cost...

Brad Baldridge, a certified financial planner with over 15 years of experience, has become a trusted authority in college planning. His journey into this specialized field was sparked by both his professional expertise and his personal experience as a parent navigating the complexities of financing a college education. Recognizing the challenges families face, especially in the aftermath of the 2007-2008 financial crisis, Brad has dedicated his career to helping families understand and manage the financial aspects of higher education. He advocates for early planning, tax-efficient savings, and strategic use of financial aid to minimize the burden of college costs. Throughout his career, Brad has emphasized the importance of personalized college planning. By taking a holistic approach, he helps families understand the significant differences between a college's sticker price and its net price after financial aid and scholarships. His expert advice extends to optimizing 529 Plans, navigating income planning strategies, and using tax advantages to save for college. Brad's goal is to help families make informed decisions about their child's education and ensure they can afford college without sacrificing their financial well-being. If you're ready to take control of your college planning and ensure a brighter financial future for your family, visit Taming the High Cost of College. Brad offers valuable resources, including calculators, podcasts, and courses, to guide you through every step of the process. Whether you're just starting or refining your strategy, his website provides the tools you need to reduce stress, plan effectively, and make smarter financial decisions for your child's education. We're happy you're here! Like the pod? Visit our website! Start your trial on Simplified. Schedule a consult, get on the mailing list, and learn more about my favorite tools and programs via https://www.yourbrandamplified.com

Part of the reason for the market bloodbath is because the finance wizzes didn't factor in that Trump would actually do the truly moronic thing he kept saying he would. Their shock over his recklessness is intensifying the crash. Meanwhile, a trio of administration fools trying to defend the tariffs—Lutnick, Bessent, and Hassett—showed there is no grand design to the trade war, White House infighting is getting hot enough that even Elon is subtweeting Trump, and the folks we elected over on the Hill could actually do something to try to stop the market carnage. Plus, new reporting on our government's kidnapping of migrants, Republicans in North Carolina are trying to steal a supreme court seat, and where is JD Vance? Bill Kristol joins Tim Miller for the weekend pod. show notes JVL on the end of the American Age  Lauren on the backlash against Dems in major law firms who are bending the knee  60 Minutes segment on migrants sent to the Salvadoran penal colony  Tim's 'Bulwark Take' responding to the 60 Minutes report  Tim talking with AEI's Stan Veuger about Trump's terrible tariff math The book, "The Captive Mind" by Polish poet Czeslaw Milosz 

In this exciting episode of the "Must Read Alaska Show" podcast, host Ben Carpenter dives deep into Alaska's pension debate with Ryan Frost and Mariana Trujillo from the Reason Foundation. They break down the major issues surrounding Senate Bill 78 (SB 78), which proposes returning Alaska's public pension system to a costly defined benefit plan. The discussion kicks off with a fast-paced explanation of the differences between defined benefit (DB) and defined contribution (DC) systems. While DB plans offer a fixed retirement income, they've become unsustainable for many states and companies. Alaska's pension system, still $7 billion in debt, is a perfect example of why DB systems are risky and expensive. Frost and Trujillo slam the notion that SB 78 will boost public employee recruitment and retention, pointing out that Alaska's public sector turnover is actually below the national average! They reveal that the proposed switch to a DB system would make retirement worse for most employees, despite adding billions in costs to the state. Rather than returning to an outdated, expensive pension model, they argue Alaska should focus on strengthening its current DC system, potentially improving it for police and fire workers, while avoiding a massive pension crisis. With SB 78's sky-high costs, Alaska needs to think smarter—before it faces an even bigger financial headache. This episode is a must-listen for anyone concerned about Alaska's financial future!

New data from Bankrate shows to afford a home in the state of Utah you need an annual household income of $151,956-check in on the efforts to bring in more affordable housing here in Utah. We also learned this week, in a recent poll from Noble Predictive Insights, nearly sixty percent of Utah voters under thirty have said that they have considered moving out of state due to the rising costs. We speak to Steve Waldrip, Senior Advisor for Housing Strategy for Governor Spencer Cox, to check in on the governor's effort to bring in more affordable housing to Utah.

Many people blame the shortage of low-wage workers on the enduring impact of the pandemic. But management professor Joseph Fuller and senior researcher Manjari Raman of Harvard Business School say that the real reason has been long in the making. Their studies show that companies view low-wage workers as people who will be in the job only for a short time. Instead, the researchers find that these employees are loyal and want development and a clear path to career advancement. The researchers share practical suggestions for how leaders and managers can do better in hiring, development, and mentoring. Fuller and Raman wrote the HBR article “The High Cost of Neglecting Low-Wage Workers.” Key episode topics include: career development, talent management, hiring, recruitment, promotions, leadership HBR On Leadership curates the best conversations and case studies with the world's top business and management experts, to help you unlock the best in those around you. New episodes every week. Listen to the original HBR IdeaCast episode: Stop Neglecting Low-Wage WorkersFind more episodes of HBR Idea CastDiscover 100 years of Harvard Business Review articles, case studies, podcasts, and more at HBR.org.]]>

In this episode of Crushing Club Marketing, Ed Heil sits down with Jodie Cunningham, owner of Optimus Talent Partners and a certified Predictive Index partner, to explore how behavioral assessments can revolutionize hiring in the private club industry. Drawing on her years of experience, Jodie shares practical insights on building stronger teams, aligning talent with culture, and avoiding costly hiring mistakes. From understanding your club's identity to using data to navigate generational differences, this conversation is packed with strategic takeaways for club leaders who want to elevate their recruitment approach and enhance the member experience. Key Moments: Meet Jodie Cunningham (00:00:00): Ed Heil introduces Jodie Cunningham, owner of Optimus Talent Partners and certified Predictive Index partner, with a background in HR at the Four Seasons and St. Louis Rams, highlighting her expertise in behavioral science and talent strategy. Culture Drives Member Experience (00:04:03): Jodie emphasizes that culture is shaped by the people you hire, making talent selection critical; the Four Seasons' process, where every candidate met the GM, shows how seriously they took cultural fit (00:05:06). What Clubs Often Miss in Team Building (00:06:12): Many clubs lack a strategic HR lead and jump into hiring without first defining their needs, leading to reactive, short-term decisions (00:07:13). Proactive Recruiting Strategies (00:07:13): Jodie encourages clubs to go beyond job postings by branding themselves as employers of choice and building pipelines through schools and networks; recruiting should be a shared responsibility, not just HR's job (00:08:06, 00:08:58). Knowing Your Club's Identity (00:09:52): Clubs must understand their environment—formal or informal—so they can hire people who thrive in that setting, especially if they're going through change (00:10:55). Common Hiring Pitfalls (00:12:50): Reactive hiring, relying on resumes instead of fit, and unconscious bias are all common issues; resumes show where someone has worked, not how well they'll perform (00:14:37). Why Use Assessments (00:15:37): Assessments give insight into how candidates will collaborate, lead, and fit into your team, revealing traits that interviews often miss (00:16:38, 00:17:22). Don't Over-Rely on Assessments (00:18:15): Assessments are helpful tools, but people can flex in roles temporarily; Jodie warns against using them as excuses for underperformance (00:19:17, 00:20:55). Use Assessments Beyond Hiring (00:21:40): Jodie recommends using assessments for onboarding, feedback, conflict resolution, and succession planning to strengthen team communication and performance. When to Use Assessments (00:23:18): Ideally, assessments are used during the application stage, but timing depends on cost and length; even refusal to take one can offer insight (00:24:20, 00:25:07, 00:27:00). Fair, Valid, and Legal (00:27:45): Use scientifically validated assessments and create objective job targets to ensure fairness, reduce bias, and stay compliant. Picking the Right Tool (00:29:32): Clubs should identify their goals, weigh the cost of a bad hire, and evaluate tools based on pricing model, ease of use, length, and available support (00:31:21, 00:32:18, 00:33:08). The Predictive Index (PI) (00:47:48): PI helps clubs align hiring, onboarding, and performance with a common language; it's quick to complete and offers individualized behavioral profiles (00:48:37, 00:49:41). Getting Started with Assessments (00:50:40): Jodie suggests piloting assessments on 3–5 candidates for a key role to test how it fits into your process before a full rollout. The High Cost of a Bad Hire (00:52:14): Poor hires cost more than money—they impact morale and culture; understanding your team and embracing change are key to long-term success (00:53:22). Generational Insight Through Data (00:54:09): Assessments help leaders adapt their style to different generations and better understand their own strengths and gaps (00:55:56). Sharing Assessment Results (00:43:36): While candidate data isn't typically shared, employees can request access; cognitive data should remain confidential, but internal transparency supports stronger teams (00:45:13, 00:46:04).

What is the cost of hidden sin? Is our hidden sin harmless, or does it have real consequences? If you've ever hidden a sin, or maybe if you find yourself living in sin and looking for a way out - this message is for you!

The other day, Donald Kendall, director of the Glenn C. Haskins Emerging Issues Center at the Heartland Institute, was a guest on the Shawn Thompson Show on AM 560 The Answer in Chicago.Donald is a regular guest on Sean's show and was invited on this time to talk about a new heartlands to paper titled The High Cost of Green Scams, assessing the Green Giveaways in the Inflation Reduction Act.Donald details how the whole thing was a scheme designed to enrich the politically connected. It had nothing to do with fighting climate change, let alone reducing inflation.Have a listen.Donate here: https://heartland.org/donate/

As we celebrate the return of 7 young women to our land in the last weeks, Dr. Erez Soref and Dr. Golan Broshi discuss the dilemma Israel faces in these hostage negotiations and the fragile state of this ceasefire. We go deeper into the ceasefire extension in the north, the developments down south in Gaza, and most importantly, how you can pray. You can join us in this historic effort! Please give now to offer vital assistance to Israelis in crisis, including: https://www.oneforisrael.org/watchmen/ https://www.facebook.com/oneforIsrael/ https://www.instagram.com/iamoneforisrael/ https://www.pinterest.com/oneforisrael/ https://www.linkedin.com/company/oneforisrael/ https://twitter.com/oneforisrael/ https://www.tiktok.com/@one_for_israel

Our past sins often weigh heavily on us, making us doubt if we can ever get a fresh start. God required the Israelites to sacrifice a lamb in place of their firstborn for their deliverance. In this message, Pastor Lutzer reveals two transformative lessons from this powerful symbol of Jesus' sacrificial blood. Will we embrace His sacrifice made on our behalf? To support this ministry financially, visit: https://www.oneplace.com/donate/172/29

Our past sins often weigh heavily on us, making us doubt if we can ever get a fresh start. God required the Israelites to sacrifice a lamb in place of their firstborn for their deliverance. In this message, Pastor Lutzer reveals two transformative lessons from this powerful symbol of Jesus' sacrificial blood. Will we embrace His sacrifice made on our behalf? This month's special offer is available for a donation of any amount. Get yours at https://rtwoffer.com or call us at 1-888-218-9337. 

Buying a home in an expensive market seems impossible—but Sam and Kristen did it while planning a wedding. In this episode, they reveal how they saved, strategized, and won their dream home in Long Island—without being the highest bid. With $40,000 down and wedding expenses on the horizon, Sam and Kristen weren't sure homeownership was possible. After months of research, the right real estate team, and a few unexpected twists, they made it happen. They share why walking away from one deal saved them thousands, how they beat a higher offer, and the unexpected factor that helped them win their home.Quote: “We actually got outbid on this house… and the sellers still picked us. They saw us on the cameras, thought we were so cute, and wanted a nice couple to move in!” – SamHighlights: • How they saved for a home—while paying for a wedding. • Why walking away from their first house was the best decision. • How they won their home—without being the highest offer. • Why sellers sometimes choose buyers over money. • The power of working with the right real estate team. • How their dog Miles played a role in their home search.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

God is the God of new beginnings. The first Passover not only delivered God's people from judgment but also foreshadowed our own salvation. In this message, Pastor Lutzer explains how the Passover lamb's five-step process foreshadows Jesus—the perfect Lamb of God. No matter our past, the blood applied makes all the difference. To support this ministry financially, visit: https://www.oneplace.com/donate/172/29

God is the God of new beginnings. The first Passover not only delivered God's people from judgment but also foreshadowed our own salvation. In this message, Pastor Lutzer explains how the Passover lamb's five-step process foreshadows Jesus—the perfect Lamb of God. No matter our past, the blood applied makes all the difference. This month's special offer is available for a donation of any amount. Get yours at https://rtwoffer.com or call us at 1-888-218-9337. 

Today we are in conversation with Brian Clarke, a founding and managing member at GEW-LLC.[00:01:00] Quality vs. Safety: Why the Gap?While safety training is common, quality training is almost nonexistent. What if we applied the same discipline to both?[00:03:30] Real-World Consequences of Poor TrainingFrom epoxy failures to reversed valves—small mistakes add up to massive financial losses.[00:07:00] The Hidden Cost of ReworkBeyond the obvious expenses, rework drains time, morale, and project efficiency. How can teams measure and mitigate these losses?[00:10:15] The Condo Catastrophe: When Bad Quality Hits HomeImagine buying a luxury condo only to be told, “We have to rip out your bathroom.” Quality control isn't optional—it's essential.[00:15:45] Contractors vs. Builders: The Trust IssueWhy are we called contractors instead of builders? A sobering look at the industry's reputation problem.[00:20:30] Learning from Safety ProgramsThe success of safety meetings shows the path forward—weekly quality training could be a game-changer.[00:27:10] The High Cost of “Can't See It from My House” ThinkingShortcuts and cover-ups may save time today, but they'll cost millions down the road.[00:32:20] The Simple Fix: Weekly Quality TrainingA low-cost, high-impact solution—why isn't every contractor doing this already?[00:42:00] How Quality Training Can Win More BidsWhat if a strong quality program became a key differentiator in contract negotiations?[00:52:30] The Megaphone MomentFinal thoughts on fixing the industry's biggest blind spot—starting today.Go Build something awesome!CHECK OUT THE PARTNERS THAT MAKE OUR SHOW POSSIBLE: https://www.brospodcast.com/partnersFIND US ONLINE: -Our website: https://www.brospodcast.com -LinkedIn:   / constructionbrospodcast   -Instagram:   / constructionbrospodcast    -TikTok: https://www.tiktok.com/@constructionbrothers?lang=en-Eddie on LinkedIn:   / eddie-c-057b3b11   -Tyler on LinkedIn:   / tylerscottcampbell  If you enjoy the podcast, please rate us on Apple Podcasts or wherever you listen to us! Thanks for listening!

Avoiding accountability creates chaos, misalignment, and inefficiencies that impact every part of your business. If leaders aren't holding each other accountable, you'll see wasted resources, declining morale, and reduced profitability. Let's dive into why accountability matters and how to fix it.Kodak: A Leadership Failure (00:02:03)Kodak invented the first digital camera in the 1970s but failed to act. Leadership avoided tough decisions, fearing disruption to their film business. While they stalled, competitors advanced, and Kodak eventually filed for bankruptcy in 2012—not due to technology, but due to poor accountability and leadership.Lack of Alignment Creates Chaos (00:03:37)Misaligned leadership leads to confusion and inefficiency. When leaders push different priorities without accountability, resources scatter instead of focusing on a common goal, ultimately hurting productivity and team morale.Unspoken Issues Breed Toxicity (00:08:31)Ignoring problems creates resentment and disengagement. If leaders fail to address accountability issues, passive-aggressiveness spreads, morale drops, and trust erodes. Tackle problems early to prevent toxicity.Productivity and Profits Decline (00:13:13)A lack of accountability increases inefficiencies, poor decisions, and wasted resources. When leaders aren't held accountable, disengagement spreads, stalling business growth and profitability.How to Build a Culture of Accountability (00:14:55)Set Clear Expectations – Define responsibilities and metrics.Regular Check-Ins – Keep accountability a priority in meetings.Address Issues Early – Tackle problems before they escalate.Lead by Example – Model accountability to create ownership.Establish Consequences & Rewards – Recognize accountability and correct resistance.Final Thoughts (00:26:55)Avoiding accountability weakens leadership and hurts your business. Aligning your team fosters better communication, stronger morale, and higher profits.Need help implementing accountability? The Key Leader Program can give your leaders the tools they need to take ownership and lead with confidence. Reach out to us to learn more.Take this information, change your leadership, change your business, change your life. See you next time!Like our content? Help us reach more people! Click to leave us a quick review.