Podcasts about Greater Toronto Area

Today, we're looking at a warning from TD Bank's chief economist, who says Canada is heading for a recession and forecasted 100,000 jobs could be lost in the country. Plus, President Trump announced the U.S. would be developing a "golden dome" missile defence technology — and apparently Canada is interested in joining in what could be a modernizing of North America's air-defence systems. And finally, a crime wave is whipping through the Greater Toronto Area, but the city's top officials seem to be more concerned with other issues instead of residents' safety.

Send us a textIn this episode, we sit down with David Roff, Vice President of Business Development at Cranson Capital, to discuss all things related to raising equity for residential real estate development. David explains the intricate differences between equity and debt in the context of real estate projects, covering various forms of financing such as construction loans, bridge loans, and mezzanine loans. He emphasizes the importance of working with experienced developers due to the complex nature of high-stakes projects. David walks us through the detailed multi-step process that Cranson Capital follows for evaluating projects, the legal structuring involved, and the crucial factors investors consider when raising capital. He also delves into common mistakes developers make and highlights key considerations for successful project financing. With insight into current real estate trends and the impact of government policies on development feasibility, this episode offers invaluable knowledge for both new and seasoned developers.  How To Raise Capital For Real Estate Development?What do investors look for in real estate deals?What is a good IRR for real estate investors?How much equity does a developer need to raiseUnderstanding Equity in Real Estate DevelopmentDeveloper's Experience and Project FeasibilityLegal and Financial StructuringUnderstanding Profit Splits in Real Estate Development. What is a Waterfall?How does CMHC financing work? Common Mistakes in Development ProjectsIndustry Challenges and TrendsTimelines and Processes for Raising CapitalCranson Capital is a boutique investment banking firm based in Toronto, specializing in private real estate investments and private capital markets. The firm provides accredited investors with exclusive access to development opportunities across the Greater Toronto Area and Southern Ontario.For more information, please refer to RealEstateDevelopmentInsights.Com.

In this episode of Girl, You So Random, I have the pleasure of talking with Natasha, a Therapist, Speaker, Comedian, and Author. Natasha has been supporting individuals withtheir mental health for over two decades. Currently, she provides mental health support through her private practice. Once she crossed trying stand-up comedy off her bucket list, Natasha decided she couldn't just do it once and now hasadded comedy to the many hats she wears. She is based in the Greater Toronto Area. FB/IG/LI: @natashaahallidaySpeaking website: www.natashahalliday.comTherapy website: www.emergingresilient.caVocals: Dian Sentino @belifunaFollow me on IG @drhollysfunny

Are you curious about the booming waterfront real estate market in the Greater Toronto Area? Dive into our latest episode as we uncover why waterfront properties are significantly increasing in value, with some homes selling for over $300,000 more than their non-waterfront counterparts. Discover which neighborhoods are topping the charts with the highest price differences and where you can find the most luxurious or cost-effective waterfront homes. Learn about the premium that buyers are willing to pay for proximity and stunning views, and why some downtown areas show a surprising trend where listings with waterfront views can fetch less than those without. Get insights into how market conditions and unique home attributes influence these price dynamics. Whether you're seeking a luxury slice of paradise or a hidden gem, the GTA waterfront real estate market has something for everyone. Tune in and explore more with Paul Indrigo, your trusted Toronto GTA waterfront expert and host of the #1 ranked Real Estate Podcast Show. Order your Waterfront home value report now!

Join guest speaker Jon Thompson as he speaks at our Hackney 11:30am service on Sunday 4th May 2025. Jon Thompson is the Senior Pastor of Sanctus Church, a multi-site church in the Greater Toronto Area where he has been on staff for 27 years. Jon has a Masters of Theological Studies from Tyndale Seminary, Toronto and a Doctorate of Missiology from Fuller Seminary, California. Jon speaks and teaches globally on spiritual conflict, spiritual gifts, spiritual practices & spiritual experiences in the life of the believer and the local church. He also speaks on pastoral leadership and long-term ministry experiences. He is the Author of Convergence, Deliverance and Perseverance. Jon is husband to Joanna and father to three teenagers - Hannah, Emma, and Noah. Head to SAINT.CHURCH to find out more about what we've got going on as a church!

In this episode of Bottom Up Shorts, Norm is joined by Saeed Vahid, a Local Conversation leader from Richmond Hill, Ontario. They talk about how he started the Local Conversation, how the group is collaborating with city officials, and how the expansion of the Greater Toronto Area has affected Richmond Hill. ADDITIONAL SHOW NOTES Strong Richmond Hill (site). Norm Van Eeden Petersman (LinkedIn). Do you know someone who would make for a great Bottom-Up Revolution guest? Let us know here!

In this episode of The Crazy Ex-Wives Club, I sit down with empowerment coach, wellness consultant, and author Danna Giroux—who knows firsthand how rebuilding your life after divorce isn't just about moving on…it's about coming home to yourself.Danna shares how her divorce became the catalyst for rediscovering her strength—physically, mentally, and spiritually. We dig deep into the connection between divorce recovery and wellness, from using meditation to calm the chaos, to the small but mighty food and sleep shifts that rewire resilience from the inside out.We also talk about what happens when we try to numb the pain instead of feel it, and why prioritizing your own healing is the most radical (and necessary) act of self-love. This episode is your gentle reminder that you are worth the care, the calm, and the comeback.

We're in the final week of this federal election campaign and the polls are still showing that Mark Carney's Liberals remain the heavy favourites against Pierre Poilievre's Conservatives. But if the Liberals are in majority territory today, just how much of a cushion do they really have?This week on The Numbers, we delve into the national polling numbers and our (somewhat differing) projections. We also take a look at some local polling in the Greater Toronto Area and on Vancouver Island.Throughout this campaign, we'll have new episodes of The Numbers on Mondays, Thursdays and Saturdays, with the Saturday episodes being exclusively for members of our Patreon. Members will also get to suggest questions for the mailbag portion of our Saturday episodes as well as gain access to our Discord. You can get these exclusives and support our joint project by becoming a member of our Patreon.https://www.patreon.com/c/thenumberspodYou can also watch this episode on YouTube. Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

NBN host Hollay Ghadery is delighted to speak with Toronto area poet Stedmond Pardy about his newest book, Beached Whales (Mosaic Press, 2024). Stedmond Pardy's first book of poems The Pleasures of this Planet Aren't Enough was published by Mosaic Press in 2020 and launched his career as a boundary-pushing literary and poetic voice. His devoted readers can't get enough of his compelling YouTube and Soundcloud spoken-word performances. Stedmond lives by his own dicta: “ An artist is an instrument through which the Universe reveals itself and word poetry is for every man, but soul poetry, alas, is not heavily distributed.” About Stedmond Pardy: STEDMOND PARDY is a self-educated, left-handed poet of mixed ancestry (Newfoundland and St. Kitts/Nevis). Originally from the Mimico area of Toronto, he now resides in Dionysus knows where… He has performed his work around the Greater Toronto Area and has appeared on stages in Montreal and Washington State. About Hollay Ghadery: Hollay Ghadery is an Iranian-Canadian multi-genre writer living in Ontario on Anishinaabe land. She has her MFA in Creative Writing from the University of Guelph. Fuse, her memoir of mixed-race identity and mental health, was released by Guernica Editions in 2021 and won the 2023 Canadian Bookclub Award for Nonfiction/Memoir. Her collection of poetry, Rebellion Box was released by Radiant Press in 2023, and her collection of short fiction, Widow Fantasies, was released with Gordon Hill Press in fall 2024. Her debut novel, The Unraveling of Ou, is due out with Palimpsest Press in 2026, and her children's book, Being with the Birds, with Guernica Editions in 2027. Hollay is the host of the 105.5 FM Bookclub, as well as a co-host on HOWL on CIUT 89.5 FM. She is also a book publicist, the Regional Chair of the League of Canadian Poets and a co-chair of the League's BIPOC committee, as well as the Poet Laureate of Scugog Township. Learn more about Hollay at www.hollayghadery.com. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

NBN host Hollay Ghadery is delighted to speak with Toronto area poet Stedmond Pardy about his newest book, Beached Whales (Mosaic Press, 2024). Stedmond Pardy's first book of poems The Pleasures of this Planet Aren't Enough was published by Mosaic Press in 2020 and launched his career as a boundary-pushing literary and poetic voice. His devoted readers can't get enough of his compelling YouTube and Soundcloud spoken-word performances. Stedmond lives by his own dicta: “ An artist is an instrument through which the Universe reveals itself and word poetry is for every man, but soul poetry, alas, is not heavily distributed.” About Stedmond Pardy: STEDMOND PARDY is a self-educated, left-handed poet of mixed ancestry (Newfoundland and St. Kitts/Nevis). Originally from the Mimico area of Toronto, he now resides in Dionysus knows where… He has performed his work around the Greater Toronto Area and has appeared on stages in Montreal and Washington State. About Hollay Ghadery: Hollay Ghadery is an Iranian-Canadian multi-genre writer living in Ontario on Anishinaabe land. She has her MFA in Creative Writing from the University of Guelph. Fuse, her memoir of mixed-race identity and mental health, was released by Guernica Editions in 2021 and won the 2023 Canadian Bookclub Award for Nonfiction/Memoir. Her collection of poetry, Rebellion Box was released by Radiant Press in 2023, and her collection of short fiction, Widow Fantasies, was released with Gordon Hill Press in fall 2024. Her debut novel, The Unraveling of Ou, is due out with Palimpsest Press in 2026, and her children's book, Being with the Birds, with Guernica Editions in 2027. Hollay is the host of the 105.5 FM Bookclub, as well as a co-host on HOWL on CIUT 89.5 FM. She is also a book publicist, the Regional Chair of the League of Canadian Poets and a co-chair of the League's BIPOC committee, as well as the Poet Laureate of Scugog Township. Learn more about Hollay at www.hollayghadery.com. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/literature

NBN host Hollay Ghadery is delighted to speak with Toronto area poet Stedmond Pardy about his newest book, Beached Whales (Mosaic Press, 2024). Stedmond Pardy's first book of poems The Pleasures of this Planet Aren't Enough was published by Mosaic Press in 2020 and launched his career as a boundary-pushing literary and poetic voice. His devoted readers can't get enough of his compelling YouTube and Soundcloud spoken-word performances. Stedmond lives by his own dicta: “ An artist is an instrument through which the Universe reveals itself and word poetry is for every man, but soul poetry, alas, is not heavily distributed.” About Stedmond Pardy: STEDMOND PARDY is a self-educated, left-handed poet of mixed ancestry (Newfoundland and St. Kitts/Nevis). Originally from the Mimico area of Toronto, he now resides in Dionysus knows where… He has performed his work around the Greater Toronto Area and has appeared on stages in Montreal and Washington State. About Hollay Ghadery: Hollay Ghadery is an Iranian-Canadian multi-genre writer living in Ontario on Anishinaabe land. She has her MFA in Creative Writing from the University of Guelph. Fuse, her memoir of mixed-race identity and mental health, was released by Guernica Editions in 2021 and won the 2023 Canadian Bookclub Award for Nonfiction/Memoir. Her collection of poetry, Rebellion Box was released by Radiant Press in 2023, and her collection of short fiction, Widow Fantasies, was released with Gordon Hill Press in fall 2024. Her debut novel, The Unraveling of Ou, is due out with Palimpsest Press in 2026, and her children's book, Being with the Birds, with Guernica Editions in 2027. Hollay is the host of the 105.5 FM Bookclub, as well as a co-host on HOWL on CIUT 89.5 FM. She is also a book publicist, the Regional Chair of the League of Canadian Poets and a co-chair of the League's BIPOC committee, as well as the Poet Laureate of Scugog Township. Learn more about Hollay at www.hollayghadery.com. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/poetry

The Greater Toronto Area's condo market faces an unprecedented quiet spell despite soaring demand in other Canadian cities. As supply outpaces demand, affordability issues loom large, deterring potential buyers. Paul Indrigo, a seasoned real estate expert, sheds light on the unique challenges confronting buyers and sellers amidst evolving economic conditions. In 2024, the region witnessed a record number of condo completions, leading to a significant supply-demand imbalance. By March 2025, a sharp decline in condo sales highlighted changing buyer preferences in a saturated market. With increased options, buyers are more discerning about their condo experiences than ever before. To address these shifts, Paul introduces the Condo Seller VIP Podcast Experience, a platform ensuring maximum exposure for your properties on the top-ranked real estate podcast. While the Toronto market grapples with uncertainty, other cities like Montreal and Calgary flourish with rising sales and better affordability. Explore realestatepodcastshow.com for optimal buying or selling outcomes in this volatile market.

In this episode, we're joined by Sylvia Ho. Sylvia, the "cash damming queen", is a Mortgage Broker from the Greater Toronto Area in Ontario, who has revolutionized her mortgage business after over 2 decades in the industry by exclusively focusing on rental cash damming over the past 2 years. Her transformation from a generalist to a specialist showcases how focusing on a specific niche can lead to both professional success and personal fulfillment, as she now manages to take vacations every 6 weeks, while working only 80 hours a month, and never on evenings and weekends.   Sylvia is here to discuss: → Why the focus on rental cash-damming and changing her business model, building a recession-proof business, and how turning away files helps her business.  → Transitioning from running a team to to a simplified process with 1 assistant, how she gets quality leads and protects her time, and building expertise through continuous learning and practice. → Prioritizing peace of mind over traditional business opportunities, achieving better work/life balance, and avoiding burnout.   Sylvia Ho's LinkTree: www.linktr.ee/sylviahomortgages Sylvia Ho's Instagram: @sylviahomortgages Sylvia Ho's LinkedIn: @SylviaHo Sylvia Ho's YouTube: @sylviaho7611 Sylvia Ho's Facebook Group: Cash Flow Mastery for Lazy Landlords Sylvia Ho's Cash Damming Webinar: www.cashdam.ca   To sign up for live events and coaching, visit: www.iamryanwiley.com   What is Strategy Hub? Visit here>>> https://get.mystrategyhub.ca

Josh Graham is a second-generation career firefighter with over a decade of experience in a large, fast-growing urban fire department in the Greater Toronto Area. In addition to his firefighting career, he has more than ten years of paramedic experience, having worked in both urban and rural settings. Josh spent two years in the Training Division as the Technical Rescue lead, where he developed programs across multiple disciplines to support his department's transition toward mandated certification. His programs focus on NFPA standards while ensuring crews are equipped with the necessary skills, training, and experience to operate effectively. He has also played a key role as a Lead Instructor in several Recruit Academies. In late 2023, Josh returned to the Operations Division and is currently assigned to a station housing both an Engine and a Technical Rescue apparatus. He continues to contribute to the Training Division as an Acting Training Officer and serves as a Lead Instructor for Rope and Water Rescue, Engine Operations, Search and Rescue, and Firefighter Survival. A firm believer in the historic culture of the fire service, Josh values camaraderie, craftsmanship, and the traditions that define the profession. While modern shifts emphasize safety culture and individualism, he believes that the strength of the fire service lies in its shared commitment to training, continual skill development, and the mentorship of future generations. His passion for the job is fueled by the enthusiastic passing of knowledge, experience, and tradition. Outside of work, Josh enjoys spending time with his wife and two children, as well as hunting, fishing, camping, mountain biking, and practicing Brazilian Jiu-Jitsu. Josh curates a firefighting-focused Instagram page dedicated to sharing relevant training content and fire service culture. His goal is to showcase the confidence and effectiveness of aggressive firefighting, often misunderstood as reckless or dangerous—while highlighting its critical value in saving lives and property. @dumpdawg_jr Sponsorship: @southwest_fire_academy Editing: @bradshea Marketing: @m.pletz Administration: @haileyfirefit Partnership: @firefighternationhq

March 25, 2025 – Join the Empire Club of Canada in welcoming Deborah Flint, President and CEO of Toronto Pearson, as she delivers a keynote address on how the airport is helping to shape our region's future — by enhancing connectivity, driving innovation, and job creation – as well as fueling economic benefits across Ontario and Canada. Toronto Pearson Airport is investing in a multi-billion-dollar capital plan called LIFT (Long-term Investment in Facilities and Terminals). It will modernize Canada's largest airport over the next decade.Following the remarks, a panel discussion will take place featuring industry leaders from aviation and industrial real estate. The panel will feature Craig Landry, Executive Vice President and COO of Air Canada; Blair Wolk, President of Orlando Corporation; and John Stackhouse, Senior Vice President of the Office of the CEO at RBC, as the moderator. Together, they will explore how Pearson's transformation will help unlock new opportunities for businesses and the workforce and contribute to a more secure future.Convening partners around the airportToronto is experiencing unprecedented growth, with the Greater Toronto Area's population surpassing 7 million after adding a record 269,000 people (3.9%) between 2023 and 2024. Key to this growth is the Pearson Economic Zone. Anchored by Toronto Pearson Airport, the infrastructure, aviation, logistics and manufacturing taking place within the Zone is key contributor to Canada's economy.*The content presented is free of charge but please note that the Empire Club of Canada retains copyright. Neither the speeches themselves nor any part of their content may be used for any purpose other than personal interest or research without the explicit permission of the Empire Club of Canada.**Views and Opinions Expressed Disclaimer: The views and opinions expressed by the speakers or panelists are those of the speakers or panelists and do not necessarily reflect or represent the official views and opinions, policy or position held by The Empire Club of Canada.*

Jon Thompson is the Senior Pastor of Sanctus Church, a multi-site church in the Greater Toronto Area and online where he has served for 25 years. He joins us to give us his unique perspective on deliverance, freedom, and what the Church is supposed to be doing. Learn more about Jon: https://jonthompsonresources.com/Widow's Might on Amazon: https://a.co/d/iaXVJV1Support There is More: ⁠https://neveralonewidows.kindful.com/?campaign=1284937⁠Get 10% discount on Father's House Study with code: FH10Get the Father's House Study: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fathershousestudy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get the Spiritual Warfare Course: https://www.thereismoreforyou.org/Follow There is More Podcast on Instagram: @thereismorepodcast

Canada takes action to support housing with new immigration measures, released by on 07 March 2025   | Good day ladies and gentlemen, this is IRC news, I am Joy Stephen, a certified Canadian Immigration practitioner, and I bring to you this Federal News Bulletin from CIC news release. This recording originates from the Polinsys studios in Cambridge, Ontario. | March 7, 2025—Toronto—Immigration is essential to Canada's economic success and growth. To meet the growing demand for housing, Canada needs a strong construction and skilled trades workforce, and immigrants play a vital role in fulfilling these needs.  Today, the Honourable Marc Miller, Minister of Immigration, Refugees and Citizenship, announced the government's intent to introduce a number of new measures to support Canada's construction industry. These measures are within the scope of the 2025–2027 Immigration Levels Plan. They include the convening of a tripartite advisory council to assess needs in the industry and advise on new pathways to bring in the skilled workers we need, a regularization pathway for out-of-status construction workers, and support for foreign apprentices.  As our country faces a housing shortage and uncertainty in the face of tariff threats, Canada will immediately convene a tripartite advisory council comprised of federal government and union representatives, and industry leaders. This advisory council will work to identify on‑the‑ground labour needs and advise on the parameters for potential pathways that would bring in and retain the construction workers we need for the long term, with robust protections against abuse and a strong wage threshold.  In an effort to build on the success of initiatives such as the out-of-status construction workers in the Greater Toronto Area pilot, IRCC intends to create a pathway that would offer opportunities for undocumented migrants in the construction sector. These undocumented migrants are already living and working in Canada, and are contributing to the sector, and this pathway will keep them here legally so that they can continue to build the homes our economy and communities need with the proper protections.  More information about these pathways will be shared in the near future as the new advisory council meets to develop these important policies.  Finally, to support foreign apprentices in construction programs and to address the current labour market needs in the construction sector, we are also introducing a temporary measure to allow foreign apprentices to complete their studies without a study permit, effective today. By removing this administrative barrier, apprentices will be able to gain the valuable skills they need to contribute to infrastructure projects more quickly.  With these new measures, we are making immigration work for our country by bringing in the skilled workers we need to help meet Canada's housing needs while maintaining sustainable immigration volumes. | You can always access past news from the Canadian Federal Government by visiting this link: https://myar.me/tag/fed/. Furthermore, if you are interested in gaining comprehensive insights into the Provincial Express Entry Federal pool Canadian Permanent Residence Program or other Canadian Federal or Provincial Immigration programs, or if you require guidance after your selection, we cordially invite you to connect with us through

Episode Summary In this episode of the Canadian Immigration Podcast, host Mark Holthe breaks down the latest immigration measures introduced by the Liberal government, focusing on their impact on temporary residents, construction workers, and Canada's housing crisis. With a late Friday night announcement (as usual), Minister Marc Miller introduced new initiatives that aim to support the construction industry, but many are questioning whether these measures are fair to legal workers already in Canada. Mark takes a deep dive into the government's plan to expand the Out-of-Status Construction Worker Pathway beyond the Greater Toronto Area. While the goal is to address the labor shortage in housing, many legal workers—who have followed the rules—are being left behind. Mark is also joined by Miguel, a newly landed permanent resident and carpenter in the GTA, who shares firsthand insight into the real state of construction jobs in Canada. His shocking experience contradicts the government's claim that there is an urgent need for more workers. If you're a temporary resident, construction worker, or someone frustrated with the ongoing changes in Canadian immigration, this episode is a must-listen. Key Topics Discussed

Dan PetrenkoHailing from Toronto, ON, Dan is a director, playwright, and producer who has worked in theatres across Canada, the United States, and London's West End. Previously, Dan served as the founding Artistic Director of Olive Branch Theatre, a professional company dedicated to creating opportunities for next-generation artists in the Greater Toronto Area. Throughout his career, Dan produced and directed a variety of critically acclaimed musicals and cabarets, including an award-winning drama based on his family's story in the Holocaust, which toured in the United States. Dan's work has been praised for its depth and artistic complexity. Born and raised in Israel to Ukrainian-Jewish parents, Dan often gravitates towards stories exploring Jewish identity and history, particularly those rooted in the Soviet era. As a playwright, he is currently developing multiple projects for the stage that he looks forward to sharing with an audience soon. Dan is a graduate of the University of Toronto, holding an MA in Drama, Theatre, and Performance Studies and an Honours BA in Theatre and International Relations. Since joining Winnipeg Jewish Theatre in 2022, Dan has co-created and directed Pain to Power: A Kanye West Music Protest and helmed the Canadian premiere of Kathrine Kressmann Taylor's Address Unknown. In 2025, Dan will direct the first Canadian production of The Band's Visit.Seth ZoskySeth is a Jewish-Canadian, multidisciplinary artist hailing from Toronto. He is a singer, actor, Juno-nominated songwriter and musician with over a decade of performance experience. Seth is a graduate of Sheridan's Music Theatre Performance degree. He is also part of CZN; a Pop/RnB/Rap trio singing group. They were chosen by Simon Cowell as the winners of Canadian Family's Got Talent and have also appeared on America's Got Talent. Theatre Credits Include: Jack in the Canadian premiere of Titanique (Mirvish Productions/Segal Centre); Fiddler on the Roof, Peter Pan (Drayton Entertainment); The Last Five Years (Blue Bridge Theatre); One Hit Wonders (Stage West); Blocked (TheatreWorksUSA); The Last Five Years, A Night on Jewish Broadway (Olive Branch); American Idiot (Stephenville Theatre Festival).Tracey Erin SmithTracey is an internationally recognized transformational leader and creator. She is the founder and driver of SOULO Theatre, originating in Toronto, with workshops in New York City, Tel Aviv, San Francisco, Vancouver and the UK. A proud Canadian, Tracey is an award-winning teacher, solo performer, theatre director and thought leader employing personal stories for global transformation.​Tracey's work had been seen Off-Broadway and on several stages the world over where she has been awarded Best of the Fringe (Toronto and NYC), Broadway World Award (NYC), and the Audience Choice Award (NYC). She is the host and creator of the critically acclaimed documentary series DRAG HEALS (Amazon Prime, Apple TV). Tracey is excited for the release of her first book, Flying SOULO in the fall of 2024. .Pain To Power: A Kanye West Musical ProtestWhat do you do when your hero breaks your heart?CJ Capital and Seth Zosky saw Kanye West as one of their biggest musical inspirations. Now that their hero has turned against their communities, the two of them question whether it is really possible to separate the art from the artist. Featuring Hip Hop chart-toppers such as “Heartless”, “Four-Five Seconds”, “Power”, “Ultralight Beam”, “American Boy”, and “Runaway”, interweaved with Seth's and CJ's stories of family, faith, and friendship, this will be a theatrical experience you don't want to miss!

Jon Thompson is the Senior Pastor of Sanctus Church, a multi-site church in the Greater Toronto Area and online where he has served for 25 years. He joins us to give us his unique perspective on deliverance, freedom, and what the Church is supposed to be doing. Learn more about Jon: https://jonthompsonresources.com/Widow's Might on Amazon: https://a.co/d/iaXVJV1Support There is More: https://neveralonewidows.kindful.com/?campaign=1284937Get 10% discount on Father's House Study with code: FH10Get the Father's House Study: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fathershousestudy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get the Spiritual Warfare Course: https://www.thereismoreforyou.org/Follow There is More Podcast on Instagram: @thereismorepodcast

Is the GTA housing market oversupplied or just misunderstood? In this episode of Sync or Swim, host Max Steinman takes a deep dive into the purpose-built rental market with industry leaders Chrystal LeBlanc (BGO), Michelle Calloway (Fitzrovia), and Todd Spencer (Park Property Inc.). Together, they explore how their organizations are responding to shifting renter preferences, navigating condo oversupply challenges, and redefining the rental experience in the Greater Toronto Area. Tune in for expert advice on navigating Toronto's rental market, practical strategies for adapting to evolving renter expectations, and inspiring lessons from exceptional leaders shaping the future of multifamily housing. Whether you're a property pro, a curious investor, or simply interested in where Toronto's housing market is headed, this episode will leave you informed, inspired, and ready to take action!   Key Points From This Episode:   Purpose-built rental developments in Toronto: affordable, downsizer-friendly, and amenity-rich. Market insights into rental oversupply and condo saturation impacting prices and demand. Key distinctions between condos and purpose-built rentals (and why purpose-built is better!) Michelle's take on the decline in foreign student demand in Toronto rentals. Growing demand for flexible lease terms, dedicated workspaces, and personalized leasing. Insight into the customer service evolution needed to meet changing renter preferences. Strategies the panel has implemented to reduce “shopping around” and close deals faster. Hospitality-inspired practices that are key to elevating the resident experience. Reframing renting as a choice, emphasizing security, community, and modern amenities. Combatting negative stigma around renting and landlords by creating great experiences. New language, fostering renter dignity, and leveraging technology to change perceptions. The panel's reflections on the “promise of Toronto” and why they remain optimistic. Why collaboration and knowledge-sharing among industry peers is critically important. Reasons to create community “stickiness” and what it can to do reduce tenant turnover. Some of the most rewarding aspects of being in the purpose-built rental industry.   Quotes:   “We need to be better at saying why purpose-built rental is different [to condos]. We think about our residents – 24/7 – We need to work harder in the sales pitch to highlight what that means: that our service levels are higher [and] our systems are better.” — Todd Spencer [0:10:26]   “You can spend all the money on marketing in the world, but if you don't step in that front door and have a consistent experience with what you see – online, it can fall flat really quickly.” — Chrystal LeBlanc [0:13:46]   “What I always say is we don't have 500 suites. When a prospect walks in the door, we have three suites for you based on your budget, your family, what's important to you, [and we only show] suites that are right for that prospect.” — Chrystal LeBlanc [0:19:37]   “If we want to be recognized as world cities, we need to behave like world cities. In the rest of the world, renting is not a stigmatized activity. It's actually the dominant housing ecosystem in most major cities in the world.” — Todd Spencer [0:25:19]   “We need to be better at sharing insights with each other in the industry. I invite everybody to come tour my assets not because they're new and shiny but [because] I want to hear what you're doing too. That's going to raise us up altogether.” — Michelle Calloway [0:35:28]   “The [purpose-built rental] industry is changing since I joined 10 years ago. That – excites me. We still have a long way to go. We're not there yet, but I can't wait to see where we go.” — Michelle Calloway [0:40:39]   Links Mentioned in Today's Episode:   Toronto Rentsync User Roadshow 2024 Chrystal LeBlanc BentallGreenOak (BGO) Chrystal LeBlanc on LinkedIn  Michelle Calloway Fitzrovia Michelle Calloway on LinkedIn Todd Spencer Park Property Management Inc. Todd Spencer on LinkedIn Elm-Ledbury by Fitzrovia Sloane by Fitzrovia Waverley by Fitzrovia Max Steinman on LinkedIn Rentsync Sync or Swim Podcast Sync or Swim Email  

Brian interviews Nicole Forrester. Nicole is a highly experienced Real Estate Broker serving the Greater Toronto Area, with over 17 years of combined experience across real estate, finance, and investment. Nicole talks about the Real Estate market in GTA. Things we discuss: - The Real Estate Market outlook for 2025 in the Greater Toronto Area - Who has the most to gain by getting into the market now - What is the best real estate value buy in the GTA right now - The changing face of the Real Estate Industry with Technology, Social Media & AI

Guest host Tim Powers sits down with Rod Phillips, Former Minister of Finance of Ontario, Chair of Toronto Global, the organization formed by all three levels of government tasked with attracting foreign investment to the Greater Toronto Area, Vice Chair at Canaccord Genuity to discuss the imposition of 25% tariffs on all Canadian goods, and how Canada would be best positioned to respond. On todays show: Colton Praill, CTV National News Correspondent joins guest host Tim Powers with the latest on Canada's response to the 25% tariffs being imposed by the Trump administration. Richard Forbes, Principal Economist, Conference Board of Canada joins guest host Tim Powers to discuss the economic impact that 25% tariffs will have on the pocket books of Canadians. The Daily Debrief Panel with Shakir Chambers, Shachi Kurl, and Laura D'Angelo. Steve Joordens, Professor of Psychology, University of Toronto/Scarborough joins guest host Tim Power to discuss how Canadians can deal with the economic uncertainty that is being caused by tariffs.

Plus: Facundo Iglesia from the Buenos Aires Herald on a crypto scandal and Argentina's leader. Also: We revisit the “Giga Pearl”. It holds the Guinness World Record as the largest authenticated natural pearl. The massive, iridescent gemstone has traveled from the Philippines to Mississauga, then to the U.S. for appraisal, and now it's back in the Greater Toronto Area for an exclusive luxury art exhibit.

Today we dive into the truth about staging. We interview Maria Saverino, a top home stager, professional photographer, and interior designer working in the Greater Toronto Area. Learn why staging works, and gains insights into the psychology behind staging. Understand what happens when you stage your home, and get insider tips on how to declutter and de-personalize your living space. Home staging has become an integral part of marketing a house or condo in today's real estate market. Maria explains how expert staging can help you to sell faster and possibly bring you a higher offer. Reach Maria Saverino at Milagro Interiors: https://milagrointeriors.ca/ 416-897-0339   #realestate #staging #sellinghomes Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/

Send us a textIn this episode of the Real Estate Development Insights Podcast, we interview Dave Dekort, Director of Project Management at Mattamy Homes, to discuss developing mid-rise buildings in the Greater Toronto Area. Dave shares his background, the evolution of Mattamy Homes, and the company's shift from low-rise to urban mid-rise construction. The conversation covers various building systems, including wood framing, cold-formed steel, pre-cast concrete, and hybrid approaches, emphasizing the pros and cons of each. Dave also offers valuable advice on project management, consultant coordination, and trends in the construction industry, providing listeners with essential tips for navigating the complexities of mid-rise development. Why is Mattamy shifting to more urban developments?Challenges and Strategies in Mid-Rise ConstructionKey Considerations in Development ProjectsDifferent Typologies in Mid-Rise BuildingsAcoustic and Fire Separation considerations in Mid-Rise buildingsCoordination and Prefabrication ChallengesAdvice for New Developers and BuildersMattamy Homes, founded in 1978, is one of North America's largest privately owned homebuilders. Known for its focus on creating master-planned communities. In recent years, Mattamy Homes has been shifting toward midrise building developments, reflecting broader changes in urban real estate markets. The rising demand for housing in urban centers, combined with a growing emphasis on sustainability, transit-oriented development, and land-use efficiency, has encouraged the company to diversify its portfolio. Midrise buildings align with Mattamy's goals by offering higher-density housing options that cater to a variety of residents, including young professionals, empty nesters, and those seeking more affordable options within desirable urban locations.For more information, please refer to RealEstateDevelopmentInsights.Com.

Learn about the latest changes to mortgage rules in Canada. We interview Denise Pisani, a well known mortgage broker in the Greater Toronto Area, and discuss: 1.) the change in cap from $1 million to $1.5 Million for high ratio mortgages 2.) new 30 year amortizations for first time buyers and buyers of new construction 3.) removal of the Stress Test requirement if you are changing banks when renewing your mortgage. All three of these were announced in the fall, but came into effect in December, 2024. We cover some of the lesser known details that can help you to come out ahead when shopping for a mortgage loan. Find Denise here: https://mortgageinthecity.ca/ And a big shout out to Feedspot.com. They are a media company based in the U.S. who recently recognized my podcast as one of the top 25 real estate podcasts in Toronto, and one of the top 70 real estate podcast in Canada. Thank you, Feedspot! https://podcast.feedspot.com/toronto_real_estate_podcasts/ https://podcast.feedspot.com/canada_real_estate_podcasts/ Check out Feedspot for worldwide podcast rankings for every imaginable topic. #realestate #mortgage #business Randy Selzer 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 https://www.randyselzer.com/  

The cost of housing, particularly in the Greater Toronto Area, is one of our most persistent problems. Governments have employed a lot of strategies to get the prices down, and yet, they remain stubbornly high. The city of Vaughan in York Region recently announced a new approach, and the city's mayor, Steven Del Duca, joins The Agenda to explain.See omnystudio.com/listener for privacy information.

Nancy Kuemper is the founding principal interior designer and creative director at Mabel Design Co. based in Halton Hills, which is located within the Greater Toronto Area. Similarly to the approach KRG Hospitality takes to projects, Nancy's approach to interior design is transparent, structured, bold, and client-driven. As you'll learn during this episode of the Bar Hacks podcast, she's enamored with the idea of telling the story of a client's project. You'll also hear about the phased structure Mabel Design Co. brings to each project, when to bring on an interior designer, how to maximize the relationship, design trends Nancy thinks will be popular in 2025, and more. Cheers! Notes Mabel Design Co. website: https://www.mabeldesignco.com Mabel Design Co. IG: https://www.instagram.com/mabeldesignco/ Mabel Design Co. Pinterest: https://www.pinterest.ca/mabeldesignco/ Mabel Design Co. LinkedIn: https://www.linkedin.com/company/mabel-design-co/ Bar Hacks IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/barhacks/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ KRG Hospitality IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/krg.hospitality/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ KRG Hospitality website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://krghospitality.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ David Klemt IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/david.ex.machina/

Victor Viggiani is a long time Ufologist from the Greater Toronto Area. For years, Victor has been part of the Canadian contingent trying to find out the stories behind the UFO secret in the Great White North. Now there's a petition out, with backing from a Canadian MP that is about to hit the ground running, to help bring Disclosure to Canada.Become a supporter of this podcast: https://www.spreaker.com/podcast/spaced-out-radio--1657874/support.

Have questions about demons and forces of evil? Have questions about the occult and new age spirituality? Jeff sits down with Jon Thompson, seminary professor who teaches on warfare, for a conversation about evil, demonology, satan, and how the forces of evil can be at work in your daily life, and most importantly how to live in freedom. Jon Thompson is the Senior Pastor of Sanctus Church — a multi-site church in the Greater Toronto Area and online — where he has served for 27 years. He holds a Master of Theological studies from Tyndale Seminary and a Doctorate of Missiology from Fuller Theological Seminary. Passionate about engaging seekers, skeptics, and believers about the Christian faith, Jon has authored three best-selling books: Convergence, Deliverance, and Perseverance.

He is a full service Real Estate Broker specializing in residential resale homes, investment acquisitions and luxury home sales across the GTA. He and his team have become renowned as the merchants of choice for many of the Greater Toronto Area's most valuable and luxurious properties. In keeping with his extraordinary reputation, he has become a recognized leader in the distinctive real estate market north of Toronto specializing in Vaughan, Thornhill, Richmond Hill, and of course Toronto.He proudly holds the position of Broker, Owner and Managing Partner of Forest Hill Real Estate Vaughan.  Proud to boast a powerful reputation built on honesty, integrity, and repeatedly achieving great results for his valued clients, he differentiates himself by providing personalized service and treating each individual property sale as its own unique project, rather than providing a ‘cookie cutter' approach to marketing your home.Toronto's most sophisticated sellers and buyers have chosen him to represent them because of his renowned reputation, customized & creative marketing plans, and strong connections within the real estate industry.Joining me on this episode of The MindShare Podcast to talk about ' Inside the Mind of a Top Producing Real Estate Broker ' - is Special Guest –  Michael Switzer.6:31 *how long have you been selling real estate?8:23 *do you remember your first deal… what did you do to get that deal?9:39 *are you an organized person… how do you manage your days to ensure you get everything done?16:06 *do you feel it's possible to operate to a schedule in this business?16:24 *what do you say to anyone who tells you they just don't have enough time?22:24 *what are some of your non-negotiables in your day?30:49 *does most of your business come from people you know, or people you don't know?33:53 *what marketing channels do you leverage to drive repeat and referral business?34:58 *what about newsletters, do you send newsletters, and why?35:51 *how much focus do you put on social media in a day?42:03 *what about birthday cards, or anniversary cards?43:55 *when it comes to generating new opportunities… new leads as many in the industry refer to it as, what are some channels you really focus on… do you farm an area… are you sending flyers/postcards… what about bus benches/billboards… do you find them helpful?48:58 *do you believe in paying for online leads… what's your take on the whole online lead gen idea in this game… does it work, or no?49:58 *is it more important to be online, or offline when it comes to success in this game?53:39 *what's it take to be successful at farming, and what kind of time should anyone give it to truly start working… and what kind of mindset do agents need when it comes to the overall of generating new opportunities?56:55 *when shit hits the fan, either with a deal, your overall day to day, or the market is just real slow, how do you overcome a negative mindset?Thanks for tuning in to this episode of The MindShare PodCast with our special guest - Michael Switzer, as we talked about ' Inside the Mind of a Top Producing Real Estate Broker'Get your FREE gift on my homepage at www.mindshare101.com just for tuning in!I'd also be really grateful if you could take a quick second to go www.ratethispodcast.com/mindshare101 to rate the show for me.And we haven't connected yet, send me a message!Facebook: facebook.com/mindshare101 Instagram: instagram.com/davidgreenspan101Youtube: youtube.com/@DavidGreenspanLinkedin: linkedin.com/in/mindshare101

Greg Brady and the Big City Mayors panel of: Marianne Meed Ward, Burlington Mayor, Tom Mrakas, Aurora Mayor, Elizabeth Roy, Whitby Mayor, Discuss: Ontario Big City Mayors Gun violence is on the rise in Canada. In parts of the Greater Toronto Area, it's a record-breaking year Two 13-year-old boys among four people charged for allegedly stealing liquor from LCBO in Oshawa City says it can't meet affordable housing targets without more help Learn more about your ad choices. Visit megaphone.fm/adchoices

Seasonal baking opens up exciting possibilities for commercial bakers to captivate customers, drive sales, and maintain a competitive edge. Tailoring your bakery's offerings to each season keeps your bakery both relevant and irresistible. Of course, crafting these seasonal delights (https://bakerpedia.com/festive-bakes-and-seasonal-treats/) demands more than creativity. it calls for technical skill in formulation, precise processing, and rigorous quality control to ensure each treat is perfectly executed. In this episode of BAKED in Science, host Mark Floerke is joined by three other baking industry professionals to discuss a baker to baker approach to seasonal baking. Richard Charpentier has over 35 years of extensive bakery experience in snacks and breads. Classically trained as a French baker and Certified Master Baker, he has gone on to include bakery science, grain milling and food history in his repertoire. He is currently the CEO of Baking Innovation (https://baking-innovation.com), finding practical uses for emerging innovations and technologies. Denise Stemmler is a Technical Sales Representative at Bakers And Us (http://www.bakersandus.ca/en/). Bakers & Us is a full service wholesale distribution expert, servicing the bakery and pastry industries of the Greater Toronto Area. Peter Jacobs is a highly skilled RBA Certified Master Baker with over 40 years of baking experience. He uses his experience in the bakery and food production industry at his company, The Bakers Workshop (https://thebakersworkshop.ca), to consult clients in product development, production-line application, economic production efficiencies, formula development, and mentoring recruits. The Change of Seasons in the Bakery Some topics covered include: Bakery preparation for the holidays Leveraging current technology Ingredient cost considerations for seasonal baking Learning from other bakers Baking regulation and certification Artisanal techniques in seasonal baking This podcast is brought to you by: Enzyme Innovation Enzyme Innovation can help you extend shelf-life and prolong softness in your baked goods with SEBake Fresh Ultra™, Enzyme Innovation's proven, high-performing Maltogenic Amylase. Call (909) 203-4620 or visit enzymeinnovation.com to learn more!

In this episode of the Craft & Character podcast, Steve Carter interviews Pastor Jon Thompson from Sanctus Church in Toronto, Canada about the importance of perseverance in pastoral ministry. Jon is one of Canada's most thoughtful and insightful shepherds and he shares about a book he wrote that unpacks 15 different observations at the halfway point about how to finish well. Bobby Clinton, the legendary Fuller Professor once said only 30% of leaders finish well. How do you become one of the 30%? Reading and mediating on Pastor Thompson's observations are definitely a gift for those starting out in ministry, at the midway point, or closing in on the finish line. BIO Jon Thompson is the Senior Pastor of Sanctus Church – a multi-site church in the Greater Toronto Area and online – where he has served for 25 years. He holds a Master of Theological Studies from Tyndale Seminary and a Doctorate of Missiology from Fuller Theological Seminary. After spending his childhood in Ecuador with his missionary parents, Jon began his ministry as the Youth Pastor before assuming his current role as Senior Pastor at Sanctus Church. Jon is married to Joanna and has three kids. EPISODE LINKS https://jonthompsonresources.com @pastorjon_t on Instagram @steveryancarter @craft_character Learn more about your ad choices. Visit podcastchoices.com/adchoices

With Loblaws facing criticism for soaring grocery prices and record-high profits during a cost-of-living crisis, can a boycott drive real change? We talk to Emily Johnson, the lead organizer for the Loblaws boycott, and Eric Wickham, a Toronto-based journalist and host of Big Shiny Takes. Emily is a mental health and addictions worker and single mother of two living in the suburbs west of Toronto, and Eric has been working on a year-long investigation on the price of groceries for The Hosier, an independent digital media outlet based in the Greater Toronto Area. We are also joined by Robert Miller, climate activist, organizer, and “spooookiest” friend of the pod, to discuss more solutions to reduce the price of groceries and save Halloween for children nationwide. Want more episodes on the food system? Check out the episode where we go dumpster diving, our episode about Big Ag, or our episode on Food Rescue with Second Harvest. Pullback is a proud member of the Harbinger Media Network Enjoy our work? Support us on Patreon!

Royal LePage has released its Q3 Home Price Update and Market Forecast. In this video interview, Phil Soper, President and CEO of Royal LePage, discusses the state of house prices in Canada, demand in the market, inventory levels and what to expect in the future. PRESS RELEASE TORONTO, Oct. 10, 2024 /CNW/ – According to the Royal LePage House Price Survey released today, the aggregate1 price of a home in Canada increased 1.6 per cent year over year to $815,500 in the third quarter of 2024. On a quarter-over-quarter basis, however, the national aggregate home price decreased 1.1 per cent, following sluggish activity in most – though not all – markets through the summer months. Coast to coast, sales volumes began to pick up in September, and more than one third (38%) of regional markets covered in the report recorded positive aggregate price gains in the third quarter over the previous quarter. “Despite three cuts to the Bank of Canada's overnight lending rate, buyer demand nationally remains weak, particularly among two key groups: first-time homebuyers and small investors,” said Phil Soper, president and chief executive officer, Royal LePage. “First-time buyers, who are more sensitive to interest rates, are adopting a wait-and-see attitude. With home prices essentially flat and interest rates steadily declining, they perceive no penalty in postponing their purchase. _______________________________ 1 Aggregate prices are calculated using a weighted average of the median values of all housing types collected. Data is provided by RPS Real Property Solutions and includes both resale and new build. “Similarly, small investors who typically buy condominiums to rent out and supply much of Canada's rental housing, are also hesitant. Elevated rates have made the financials unworkable, with carrying costs surpassing rental income. While historically some landlords accept negative cash flow temporarily when properties are appreciating in value, the current flat prices do not justify many investments,” said Soper. “We believe that both groups will re-enter the market in significant numbers as property values begin to rise again. With further rate cuts from the Bank of Canada likely this year, we anticipate prices will appreciate more quickly, eliminating the advantages of waiting for first-time buyers and making calculations more favourable for investors. “Total listings on royallepage.ca, Canada's most visited real estate company website, reached a historical high in September, up 19 per cent year over year,” continued Soper. “Clearly, existing homeowners are ready to move. And, all buyers have more choice and less competition than is typical in our growing nation. The market recovery is underway and will continue to gain strength into 2025.” The Royal LePage National House Price Composite is compiled from proprietary property data nationally and regionally in 64 of the nation's largest real estate markets. When broken out by housing type, the national median price of a single-family detached home increased 2.0 per cent year over year to $850,400, while the median price of a condominium increased 0.5 per cent year over year to $590,200. On a quarter-over-quarter basis, the median price of a single-family detached home decreased modestly by 1.2 per cent, while the median price of a condominium decreased 1.1 per cent. Price data, which includes both resale and new build, is provided by RPS Real Property Solutions, a leading Canadian real estate valuation company. “With rates dropping, we see positive signs for sidelined buyers. As confidence grows and buyers anticipate rising prices, we expect a significant increase in activity. Given the building demand – both organic and from immigration – the 2025 spring market may start as early as late January or early February, a pull-ahead phenomenon we've seen in previous market turnarounds. The stage is set for a busy year ahead.” New lending rules will ease affordability challenges and unlock opportunity for homebuyers In recent weeks, a series of new regulations impacting mortgages and lending practices in Canada were announced. Starting on December 15th, all purchasers of new construction homes and all first-time buyers will be able to acquire an insured mortgage with a 30-year amortization period.2 In addition, the federal government announced an increase to the insured mortgage cap from $1 million to $1.5 million. ______________________________ 2 Federal government announces landmark adjustments to mortgage rules for first-time buyers in Canada, September 17, 2024 Following the announcement of these changes, the Office of the Superintendent of Financial Institutions (OSFI) revealed that, beginning November 21st, it will eliminate the mortgage stress test for uninsured borrowers who plan to switch lenders upon renewing their loan, provided they maintain the same amortization schedule and loan amount.3 “These changes will have more impact on the early 2025 market than many anticipate. Expect a material bump in activity,” said Soper. “In addition to assisting first-time buyers, raising the cap on insured mortgages expands opportunities for move-up buyers in higher-priced markets, thereby freeing up inventory for new homeowners entering the market. “While these updated mortgage rules are a timely strategy to alleviate some affordability pressure, they are not a silver bullet for the fundamental issue that persists: Canada urgently needs more housing supply. Continued efforts to boost inventory are essential for fostering a sustainable and healthy real estate market for future generations.” According to a recent Royal LePage survey, conducted by Hill & Knowlton,4 84 per cent of Canadians belonging to the adult generation Z and young millennial cohort – those aged 18 to 38 – believe that home ownership is a worthwhile investment. Among those who do not currently own a home, 75 per cent say they are planning to purchase a property as a primary residence; nearly half (40%) of them say they plan to do so within the next five to ten years. In the report, Soper noted: “The youngest cohort of homebuyers in Canada have no shortage of barriers on their path to ownership. Though the cost of borrowing has begun to come down, chronic supply shortages have kept housing prices from dropping, even as demand softened under the weight of high interest rates. Despite these hurdles, the next generation of homebuyers remains committed to their pursuit of owning real estate, and are remarkably optimistic that they can make their dream a reality.” According to The Conference Board of Canada's latest report,5 consumer confidence is on the rise. In September, the Index of Consumer Confidence increased 3.3 per cent over the previous month, reaching its highest level in over a year. Furthermore, the percentage of Canadians who believe now is a good time to make a major purchase rose. Loans renewing at higher rates Even as interest rates soften, millions of Canadians who secured fixed-rate mortgages in the period of ultra-low borrowing conditions prior to March of 2022, have seen their monthly carrying costs increase upon renewal, or they will soon. _________________________________ 3 OSFI to drop mortgage stress test for uninsured borrowers who switch lenders at renewal, October 3, 2024 4 Gen Zs and young millennials still believe in home ownership, and they're willing to make sacrifices to achieve it, August 22, 2024 5 Canadian Consumers are Regaining Confidence, September 25, 2024 “The Bank of Canada will not be able to cut rates quickly or deeply enough to take away all of the renewal pain for those still on pandemic-era, low-rate mortgages,” noted Soper. “While a small percentage of these families may be forced to relocate to more affordable regions or to a less expensive property, the majority of Canadians are well-positioned to weather this situation, thanks to the strict lending practices and safeguards implemented by our highly-regulated financial institutions.” Currently, the Bank of Canada's key lending rate sits at 4.25 per cent.6 The central bank's governing council has hinted at further rate cuts to come, noting that they are working to balance the risk of stimulating economic growth – specifically inflating shelter prices – with the possibility of weakening labour markets.7 The next interest rate announcement is scheduled for October 23rd. Regional trends vary from coast to coast As was true of the pandemic-era real estate boom, the recovery is not unravelling evenly. Just as two of Canada's largest and most expensive markets reached higher highs and lower lows between 2020 and 2023, Toronto and Vancouver are now lagging behind in the recovery as well. Meanwhile, regional markets in the province of Quebec and in the Prairies have shown greater resilience through the period of elevated interest rates. “It's taking longer for activity and home prices to bounce back in major cities where affordability challenges are greatest. Following subdued activity this spring and summer in the Greater Toronto Area, we've begun to see a turnaround in the fall market with an increase in buyer demand and a boost in sales. Greater Vancouver has yet to catch up,” noted Soper. “The higher cost of living in these regions continues to result in residents migrating to other parts of the country, offset by newcomers who continually choose these cities upon arrival in Canada. Alberta continues to record population growth – made up in large part by inter-provincial migration from Ontario and British Columbia – while gains in Atlantic Canada have stalled since the pandemic rush to the Maritimes.” Forecast Royal LePage is forecasting that the aggregate price of a home in Canada will increase 5.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previously upgraded forecast has been revised down to reflect current market conditions, specifically in the greater regions of Toronto and Vancouver, which recorded lower-than-anticipated activity through the spring and summer months. “The market recovery, albeit uneven across the country, is well underway in a majority of markets. While we may not see significant price appreciation in the typically-slower fourth quarter of this year, we believe our previous forecast will come to fruition in the anticipated early spring market of 2025.” ____________________________________ 6 Bank of Canada reduces policy rate by 25 basis points to 4¼%, September 4, 2024 7 Summary of Governing Council deliberations: Fixed announcement date of September 4, 2024, September 18, 2024 Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 REGIONAL SUMMARIES Greater Toronto Area The aggregate price of a home in the Greater Toronto Area (GTA) increased 0.7 per cent year over year to $1,155,800 in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the GTA decreased 2.9 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.6 per cent year over year to $1,421,000 in the third quarter of 2024, while the median price of a condominium dipped 0.4 per cent to $722,200 during the same period. “Activity in the third quarter was muted overall. The slower-than-expected spring market gave way to a soft start to fall in Toronto and the GTA, although the tide began to turn in mid-September. While inventory levels continued to rise and the average days on market sat higher than usual, prices came down only slightly in parts of the region in Q3,” said Karen Yolevski, chief operating officer, Royal LePage Real Estate Services Ltd. “This indicates that while sellers have come off the sidelines faster than buyers, they're not desperate to sell.” In the city of Toronto, the aggregate price of a home decreased 2.3 per cent year over year to $1,128,900 in the third quarter of 2024. During the same period, the median price of a single-family detached home declined 1.3 per cent year over year to $1,672,400, while the median price of a condominium decreased 3.2 per cent to $682,800. “Trends in Toronto's condo market have been marching to a different beat, compared to other property segments of late. A wave of new units has hit the market amid a near-record number of completions this year. And, with some investors offloading rental units that have become too expensive to carry, prices have softened. This could spell opportunity for first-time buyers, with borrowing rates on the decline and new 30-year amortization legislation set to come into effect that will ease the burden of monthly carrying costs,” noted Yolevski. “Looking ahead, as we move further into the fall market and lending rates continue to ease, sales activity and prices will start to edge upward modestly, and housing inventory will get consumed. I believe Toronto, along with most of the country, is set to see a brisk spring housing market in 2025.” Royal LePage is forecasting that the aggregate price of a home in the Greater Toronto Area will increase 6.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previous forecast has been revised downward to reflect current market conditions. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Greater Montreal Area The aggregate price of a home in the Greater Montreal Area increased 5.2 per cent year over year to $605,400 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region rose 1.0 per cent. Broken out by housing type, the median price of a single-family detached home increased 7.1 per cent year over year to $691,500 in the third quarter of 2024, while the median price of a condominium posted a more modest increase of 4.0 per cent to $467,700 during the same period. “Despite three Bank of Canada rate cuts, we have yet to see a buyer rush. On the one hand, buyers are standing by, confident that further rate cuts are imminent and will create a more opportune time to buy. On the other hand, sellers are fine-tuning their strategies, counting on a wave of motivated buyers in the next few months,” said Dominic St-Pierre, executive vice president, business development, Royal LePage. “The Greater Montreal Area real estate market is performing well, with healthy growth in activity and prices, considering that Canada's other two major markets are stagnating.” With another announcement by the Bank of Canada due on October 23rd, additional pent-up demand is expected to be released into the market. According to the latest predictions by economists, October will bring the fourth and penultimate drop in the key lending rate for 2024. “The dilemma that seems to be keeping buyers awake at night is whether to jump in now before prices go up due to higher demand, or keep waiting and take advantage of even more attractive mortgage rates,” St-Pierre added. “We're already seeing an uptick in activity, which began in September.” In Montreal Centre, the aggregate price of a home increased 3.9 per cent year over year to $732,900 in the third quarter of 2024. During the same period, the median price of a single-family detached home increased 8.1 per cent to $1,147,000, while the median price of a condominium increased 4.4 per cent to $570,700. St-Pierre welcomes the federal government's action to improve access to home ownership for first-time buyers by extending the amortization period on mortgages to 30 years. However, this measure is likely to boost real estate demand and property prices. “The housing affordability issue is a top priority for many, and we owe it to ourselves as a society to provide solutions for future generations who will be faced with the realities of a higher cost of living. That said, these new measures raise the age-old question: what impact will they have on real estate demand in terms of rising property prices in Canada in the context of a chronic housing shortage? In the short term, these measures are likely to fuel existing demand and drive up prices. However, in the long term, this easing of mortgage rules will help many first-time buyers access home ownership and build wealth.” Royal LePage is forecasting that the aggregate price of a home in the Greater Montreal Area will increase 8.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Greater Vancouver The aggregate price of a home in Greater Vancouver increased a modest 0.5 per cent to $1,233,900 year over year in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the region decreased 1.4 per cent. Broken out by housing type, the median price of a single-family detached home increased 0.4 per cent year over year to $1,754,500 in the third quarter of 2024, while the median price of a condominium increased 0.2 per cent to $768,600 during the same period. “The Greater Vancouver market has remained relatively steady through the third quarter, with September showing similar patterns to the summer months. We didn't see a significant bump in activity and prices dipped just slightly compared to the second quarter,” said Randy Ryalls, general manager, Royal LePage Sterling Realty. “The slow activity across all segments can largely be attributed to buyers sitting on the fence waiting for further interest rate reductions, without any real urgency to make a move just yet.” Ryalls noted that the detached home segment in particular continues to experience weaker demand, and remains firmly in buyer territory today. “Interest rates are anticipated to continue their downward trend, and while the cuts so far haven't sparked a surge in activity, a more substantial drop – a 50 basis point decrease – could have a more noticeable impact on the market. Many potential buyers are waiting for the bottom before making their move,” added Ryalls. “With inventory continuing to grow, this is an optimal environment for those who are ready to buy – prices are holding flat and there are more properties to choose from.” In the city of Vancouver, the aggregate price of a home increased 0.6 per cent year over year to $1,409,800 in the third quarter of 2024. During the same period, the median price of a single-family detached home decreased 1.1 per cent to $2,244,400, while the median price of a condominium remained virtually flat, increasing 0.2 per cent to $839,600. “Between now and the end of the year, I expect activity to remain fairly flat. However, Vancouver's market trends tend to shift quickly, and if buyer urgency and activity reverse course, I wouldn't be surprised to see an uptick in prices as well.” Royal LePage is forecasting that the aggregate price of a home in Greater Vancouver will increase 3.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previous forecast has been revised downward to reflect current market conditions. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Ottawa The aggregate price of a home in Ottawa increased 1.6 per cent year over year to $775,100 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region remained virtually unchanged, decreasing 0.3 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.8 per cent year over year to $894,400 in the third quarter of 2024, while the median price of a condominium increased modestly by 1.0 per cent to $400,300 during the same period. “At the end of the summer, the Ottawa real estate market had approximately three months worth of inventory, teetering between a balanced and a seller's market. Properties tend to stay online for a little over a month these days, which signals a healthy marketplace for both buyers and sellers,” said Jason Ralph, broker of record and president, Royal LePage Team Realty. “Home prices have continued to hold steady in recent months as sellers stick with their listing strategy; they remain confident that they will secure the price they want, even if they have to wait. Buyers are still hunting for a bargain, and are comfortable taking their time to find the property that best suits their needs. Those who are under a time constraint are moving because they have to – many others continue to wait until borrowing rates become more affordable.” Ralph noted that new mortgage legislation is generating some buzz in the market, making first-time buyers more optimistic. Busy open houses and an increase in showing requests proves consumers' confidence in the trajectory of the market is improving. “We expect home prices to trend upward slightly throughout the rest of the year as new borrowing rules improve affordability for first-time buyers,” said Ralph. “Rising prices could be exacerbated if an election is called this year. Whenever there is a changeover in government, the Ottawa housing market tends to react more markedly than other major cities.” Royal LePage is forecasting that the aggregate price of a home in Ottawa will increase 4.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Quebec City The aggregate price of a home in Quebec City increased 10.5 per cent year over year to $388,600 in the third quarter of 2024. This represents the highest year-over-year price increase in Canada in Q3, and the highest price gain among the report's major regions for the second consecutive quarter. On a quarterly basis, the aggregate price of a home in the region remained virtually flat, increasing 0.4 per cent. Broken out by housing type, the median price of a single-family detached home increased 11.0 per cent year over year to $413,400 in the third quarter of 2024, while the median price of a condominium increased 14.5 per cent to $291,100 during the same period. Historically, Quebec City's real estate market has rarely stood out on a provincial or national scale. Due to the stability of its labour market, which is mainly driven by the provincial civil service, demand for real estate has rarely led to major price surges. “Overall, the province's markets have been relatively unaffected by the post-pandemic correction in real estate prices, compared to Ontario and British Columbia. Where declines did occur, they were slight and short-lived,” said Michèle Fournier, vice-president and certified real estate broker, Royal LePage Inter-Québec. “In Quebec City, the real estate correction simply never materialized. Instead, local and out-of-town demand continued to fuel rising prices without tiring, until late September. Now, buyers seem to have taken a breather, awaiting a possible further boost from the Bank of Canada with a rate cut this autumn, before repositioning themselves in the market.” This pause in activity is likely to be short-lived. With interest rates continuing to fall, and the federal government providing an additional leg-up by extending the mortgage amortization period for first-time buyers by a further five years, activity is expected to pick up quickly. “We view this initiative positively, since young buyers need additional assistance more than ever to be able to access a first home, even if this support will increase the interest portion of their mortgage bill,” said Fournier. “However, this initiative raises concerns about the impact on a real estate market characterized by high demand and limited supply. I think we're in for a very busy start to the year, particularly in the entry-level property market, which will be highly coveted by first-time buyers.” Royal LePage is forecasting that the aggregate price of a home in Quebec City will increase 9.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Calgary The aggregate price of a home in Calgary increased 6.9 per cent year over year to $698,700 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased a modest 0.7 per cent. Broken out by housing type, the median price of a single-family detached home increased 6.7 per cent year over year to $799,200 in the third quarter of 2024, while the median price of a condominium increased 8.2 per cent to $274,100 during the same period. “Calgary's real estate market saw a slight uptick in activity following the most recent interest rate cut by the Bank of Canada, just as the fall market got underway. We're seeing more inventory come onto the market, especially in the $700,000-and-up segment – many sellers who pulled their properties off the market in August re-listed in September to capitalize on the fall market momentum,” said Corinne Lyall, broker and owner, Royal LePage Benchmark. “While this hasn't fully converted to sales just yet, agents are certainly staying busy, which suggests more transactions will occur in the months ahead.” Lyall noted that competition in the lower end of the market remains tight and some homes are attracting multiple offers. While the region remains in a seller's market, conditions are gradually shifting toward more balance. “Looking ahead, we expect prices to remain fairly stable through the remainder of 2024. There is potential for modest growth if further interest rate cuts occur. I expect the region will stay in a seller's market right through the spring across most price points, particularly with continued demand for lower-priced homes.” Royal LePage is forecasting that the aggregate price of a home in Calgary will increase 8.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Edmonton The aggregate price of a home in Edmonton increased 5.4 per cent year over year to $456,300 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased 1.3 per cent. Broken out by housing type, the median price of a single-family detached home increased 5.7 per cent year over year to $498,900 in the third quarter of 2024, while the median price of a condominium increased 3.1 per cent to $201,000 during the same period. “Edmonton's real estate market is on track to have one of the most productive years on record. We had an extraordinarily busy summer. Typically, activity dips in July and August, but this year we saw a steady stream of sales right through the summer months. And, it looks like that momentum is being carried into the fall,” said Tom Shearer, broker and owner, Royal LePage Noralta Real Estate. “Inventory remains very tight – among the lowest levels we've seen in nearly two decades – as buyer demand continues to rise, driven in large part by first-time buyers from other cities and provinces relocating to the region. Our healthy job market and access to nature are a huge draw.” Shearer noted that while sales remain strong, the slow and steady pace of the Bank of Canada's rate cuts has helped to keep price gains in check. “Affordability remains a challenge, especially for those purchasing their first home with no equity to leverage. The gradual easing of borrowing rates is beginning to make an impact, and will continue to do so, but we have yet to see a dramatic boost in prices as a result,” added Shearer. “While consumer confidence is up overall, buyers remain cautious and many are waiting for more listings to come online. Activity should begin to plateau in the coming weeks. I expect a strong spring is on the horizon, especially with further rate cuts expected.” Royal LePage is forecasting that the aggregate price of a home in Edmonton will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Halifax The aggregate price of a home in Halifax increased 2.2 per cent year over year to $510,100 in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the region decreased 0.7 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.7 per cent year over year to $574,000 in the third quarter of 2024, while the median price of a condominium increased 4.0 per cent to $422,900 during the same period. “The recent cuts to the overnight lending rate have yet to meaningfully stir up activity in the housing market. Home sales in late summer were quite slow, which is to be expected that time of year. Only in the last few weeks as we've entered the early fall market have we seen an uptick in inquiries. Despite this quieter pace, buying and selling activity remains up compared to 2023 levels,” said Matt Honsberger, broker and owner, Royal LePage Atlantic. “Housing inventory continues to rise throughout the Halifax region, but not enough to meet the backlog of demand. Competition for homes in the lower end of the market remains tight, while those shopping in the move-up segment have the advantage of more listings to choose from. More properties are needed to satisfy the high demand from first-time buyers.” Honsberger noted that population growth in the Atlantic region has slowed to 2015 levels, ending the wave of migration that defined the pandemic real estate boom in 2020 and 2021. This has helped to soften market conditions for locals. “We are anticipating a busy fall market. The new 30-year mortgage amortization rules announced by the federal government, in addition to further rate cuts expected by the Bank of Canada, will help to keep the market steady throughout the coming months and into the spring of 2025,” added Honsberger. “Home prices will start to show upward movement when more move-up buyers jump back into the market, freeing up entry-level inventory for eager first-time purchasers.” Royal LePage is forecasting that the aggregate price of a home in Halifax will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Winnipeg The aggregate price of a home in Winnipeg increased 4.4 per cent year over year to $402,600 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region remained virtually flat, decreasing 0.2 per cent. Broken out by housing type, the median price of a single-family detached home increased 3.9 per cent year over year to $441,000 in the third quarter of 2024, while the median price of a condominium increased 3.2 per cent to $264,400 during the same period. “Buying and selling activity in Winnipeg remained brisk throughout the late summer months and heading into the early fall; home sales are up compared to this time in 2023. Available inventory is down compared to typical levels for this time of year, which could result in steeper price increases in the months ahead as momentum builds heading into the fall,” said Michael Froese, broker and manager, Royal LePage Prime Real Estate. “The recent cuts made to interest rates, though they have improved consumer confidence, have not had a material impact on activity just yet. Rather, much of our market demand continues to be fuelled by a strong local economy and a growing population driven by new Canadians, as well as residents from Toronto and Vancouver who have relocated to Winnipeg in search of more affordable housing.” Froese added that new housing starts have improved from last year's levels as borrowing rates come down, giving builders some much needed financial relief. However, new development remains short of what is needed to meet current market demand. “We expect activity will continue to outperform 2023 levels for the remainder of the year,” said Froese. “Thanks to a combination of falling interest rates and new mortgage incentives announced by the federal government, buyer demand will only continue to grow heading into the new year. Given the amount of demand that will continue to come off of the sidelines as well, now is an ideal time for sellers to enter the market.” Royal LePage is forecasting that the aggregate price of a home in Winnipeg will increase 7.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Regina The aggregate price of a home in Regina increased 5.0 per cent year over year to $387,100 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased modestly by 0.6 per cent. Broken out by housing type, the median price of a single-family detached home increased 6.6 per cent year over year to $424,600 in the third quarter of 2024, while the median price of a condominium remained virtually flat, increasing 0.2 per cent to $220,300 during the same period. “We continue to see robust sales activity in our housing market, as demonstrated by frequent bidding wars and homes selling over the asking price. Demand far exceeds the number of new listings, which is keeping prices on an upward trajectory,” said Shaheen Zareh, sales representative, Royal LePage Regina Realty. “All of this demand predates the recent cuts to the overnight lending rate – new immigrants, investors and buyers from more expensive cities in Canada have been major drivers of activity for some time. Though Regina has not historically had a strong condo market, we also continue to see momentum build in this segment, especially as young buyers seek affordable housing options.” Zareh added that Regina's rental market is experiencing strong demand as well, particularly for duplex and low-rise housing types. The majority of development in the region is currently in the rental segment. To prevent an overflow of supply, builders have kept a consistent pace when bringing new rental product to the market. “Based on current conditions, Regina will no doubt record a strong fall market performance. With additional interest rate cuts likely on the cards in the coming months, we expect buyer demand to increase as their borrowing power expands. This will put further upward pressure on home prices, unless we see a material increase in supply.” Royal LePage is forecasting that the aggregate price of a home in Regina will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 For other regional releases, click here. Royal LePage Royalty-Free Media Assets: Royal LePage's media room contains royalty-free assets, such as images and b-roll, that are free for media use. Media room: rlp.ca/mediaroom Royalty-free assets: rlp.ca/media-assets About the Royal LePage House Price Survey The Royal LePage House Price Survey provides information on the most common types of housing, nationally and in 64 of the nation's largest real estate markets. Housing values in the Royal LePage House Price Survey are based on the Royal LePage Canadian Real Estate Market Composite, produced quarterly through the use of company data in addition to data and analytics from partner company, RPS Real Property Solutions, the trusted source for residential real estate intelligence and analytics in Canada. Additionally, commentary on housing market trends and data on price and forecast values are provided by Royal LePage residential real estate experts, based on their opinions and market knowledge. About Royal LePage Serving Canadians since 1913, Royal LePage is the country's leading provider of services to real estate brokerages, with a network of approximately 20,000 real estate professionals in over 670 locations nationwide. 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With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada's Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story #business #entrepreneurs #entrepreneurship #HousePrices #smallbusiness

RE/MAX Canada has released its 2024 RE/MAX Canada Condominium Report. In this video interview, Samantha Villiard, Regional Vice President, RE/MAX Canada, discusses the key findings from the report. PRESS RELEASE TORONTO, Oct. 9, 2024 /CNW/ — Despite fears of leaving money on the table, sellers have returned to housing markets across the country in large numbers as the promise of future interest rate cuts draw skittish buyers back into the fray, according to a report released today by RE/MAX Canada. The 2024 RE/MAX Canada Condominium Report examined condominium activity between January – August 2024 in seven major markets across the country including Greater Vancouver, Fraser Valley, City of Calgary, Edmonton, Greater Toronto, Ottawa and Halifax Regional Municipality, and found that condo listings have soared in anticipation of increased demand in the fourth quarter of 2024 and early 2025. Growth in inventory levels was highest in the Fraser Valley (58.7 per cent), followed by Greater Toronto (52.8 per cent), City of Calgary (52.4 per cent), Ottawa (44.5 per cent), Edmonton (17.7 per cent), Halifax Regional Municipality (8.1 per cent) and Vancouver (7.3 per cent). Values have held up surprisingly well given the influx of listings, with gains posted in Calgary (15 per cent), Edmonton (four per cent), Ottawa (2.3 per cent), Vancouver (1.9 per cent), Fraser Valley (1.9 per cent), and Halifax (1.2 per cent). Meanwhile in Greater Toronto, the average price fell two per cent short of year-ago. While sales were robust in Alberta thanks to in-migration from other parts of the country, Edmonton led the way in terms of percentage increase in the number of condos sold, up just close to 37 per cent from year-ago levels, marking the region's best performance in the previous five-year period. This is followed by a more tempered Calgary market, which was up 2.6 per cent over 2023. Remaining markets saw home-buying activity soften in the condominium sector. “High interest rates and stringent lending policies pummeled first-time buyers in recent years, preventing many from reaching their home-ownership goal, despite having to pay record high rental costs that mirrored mortgage payments,” says RE/MAX Canada President Christopher Alexander. “The current lull is the calm before the storm. Come spring of 2025, pent-up demand is expected to fuel stronger market activity, particularly at entry-level price points, as both first-time buyers and investors once again vie for affordable condominium product.” SOURCE: Greater Vancouver REALTORS, Fraser Valley Real Estate Board, Calgary Real Estate Board, REALTORS Association of Edmonton, Toronto Regional Real Estate Board, Ottawa Real Estate Board, Nova Scotia Association of REALTORS. *Apartments Only **Estimated average price for Greater Vancouver Edmonton and Calgary remain firmly entrenched in seller's market territory, while conditions are more balanced in Greater Vancouver, Fraser Valley, Ottawa and Halifax. These markets will likely transition in 2025. Toronto may be the last to emerge from more sluggish conditions, however, Alexander notes that it's a market that has been known to turn quickly. Absorption rates will be a key indicator. Certainly, the market forces of supply and demand always prevail, so some neighbourhoods will fare better than others. Of note in Toronto, prices have likely bottomed out and that's usually evidence that a turnaround is in sight. The current uptick in inventory levels is drawing more traffic to listings, yet buyers remain somewhat skittish across the country. The first two Bank of Canada interest rate cuts did little to entice prospective homebuyers to engage in the market, given the degree of rate increases that took place. However, with further rate reductions expected and policy adjustments to address affordability and ease entry into the market, activity will likely start to climb, particularly among end users. “Even in softer markets, hot pockets tend to emerge,” says Alexander. “In the condominium segment we're seeing a diverse mix among the most in-demand areas, ranging from traditional blue-chip communities to gentrifying up-and-comers, as well as suburban hot spots. Condominiums in choice recreational areas were among the markets posting stronger sales activity—a trend that was also reflected in our single-detached housing report issued earlier this year.” In each market, there are condominium pockets that defied overall trends. In the Greater Toronto Area, condominium sales were up by double digits in the first eight months of 2024 in midtown communities such as Toronto Regional Real Estate Board (TRREB)'s Yonge-Eglinton, Humewood-Cedarvale, Forest Hill South (C03) where activity increased 25.3 per cent (114 condo sales in 2024 compared to 91 sales in 2023) and Bedford-Park-Nortown, Lawrence Park, and Forest Hill North (C04) rose 13.3 per cent (128/113). The west end's High Park, South Parkdale, Swansea and Roncesvalles (W01) communities experienced a 15.7-per-cent upswing in units sold (206/178) while neighbouring W02 including High Park North, Junction, Lambton Baby Point, and Runnymede-Bloor West Village climbed 25.2 per cent (189/151). In the east end, the Beaches (E03) reported a 20.3-per-cent increase in sales activity. In Greater Vancouver, an uptick in apartment sales was noted in suburban markets including Port Coquitlam where the number of units sold was up 11 per cent (263 in 2024 compared to 237 in 2023) while more moderate increases were posted in New Westminster (up 0.4 per cent) and recreational communities such as Whistler/Pemberton (up 3.3 per cent). In Fraser Valley, Mission was the sole market to experience an increase in apartment sales, according to the Fraser Valley Real Estate Board, up just over 74 per cent year-over-year (68 in 2024 compared to 39 in 2023). Strong sales were also reported in Calgary neighbourhoods such as Eau Claire (up 59.1 per cent) and Downtown East Village (up 17.3 per cent). Meanwhile, RE/MAX found that investor activity has stalled in most markets. The slowdown has been most notable in Greater Toronto, where up to 30 per cent of investors have experienced negative cashflow on rental properties as mortgage carrying costs climbed, according to analytics by Urbanation and CIBC Economics. Investor confidence is expected to recover in the months ahead, as interest rates fall and return on investment (ROI) improves. Edmonton bucked the trend in investor pullback. With supply outpacing demand in Canada's most affordable condominium market, savvy investors in Edmonton have been actively revitalizing tired condominium stock and subsequently renting it out for top dollar. Affordability has been a significant draw for out-of-province investors, particularly those from Ontario and British Columbia who are seeking opportunities further afield to bulk up their portfolios. Out-of-province developers and builders have been similarly motivated by Edmonton's lower development costs and lack of red tape. Halifax to a lesser extent has drawn investor interest, with affordability, low vacancy rates and upward pressure on rents being the primary factor behind the city's appeal. “In many markets, end users are in the driver's seat right now,” explains Alexander. “While investors are an important part of the purchaser pool, this point in time is a unique opportunity for aspiring condominium buyers who, for a short window of time, will likely see less competition from investors and a better supply of product. This is especially true in Toronto and Vancouver, where the impact of monetary policy has hit investor profit margins to a greater extent despite high rent and low vacancy rates. With values set to rise, this is arguably the most favourable climate condominiums buyers have seen in recent years.” In the longer term, immigration to Canada and in-migration/out-migration from one province or region to another will continue to prop up demand for condominiums in the years to come, as condominiums now represent both a first step to home ownership, and increasingly—in Canada's most expensive markets—the middle step as well. Although population numbers are forecast to contract in the short-term, overall growth will resume, with Statistics Canada's projections falling just short of 44 million to as high as 49 million by 2035. Increasing density and urbanization, along with continued population growth is expected to support the long-term outlook for condominium activity nationally. Canada's urban population has been climbing consistently since the post-WWII period with an estimated 80 per cent of Canadians residing in urban centres. Downtowns are growing fast, and more rapidly than ever before. “The housing mix is evolving very quickly as a result of densification and urbanization. Condominiums now represent the heart of our largest cities, and it is inevitable that further development will see condos become the driving force accounting for the lion's share of sales in years to come,” says Alexander. “It's a physical and cultural shift that Canadians are not only adjusting to but are embracing, as younger generations redefine urban neighbourhoods, sparking demand for vibrant and robust amenities, infusing new life in Canada's urban cores in the process.” Market by market overview Greater Vancouver Area and Fraser Valley Softer market conditions prevailed throughout much of the year in the Greater Vancouver Area and the Fraser Valley, with fewer sales of condominium apartments occurring across the board in 2024. In Greater Vancouver, year-to-date apartment sales between January and August were well off year-ago levels at 9,248, according to Greater Vancouver Realtors, down just over eight per cent from the same period in 2023. Neighbouring Fraser Valley reported just 3,130 apartments changing hands between January and August of this year, down 8.5 per cent from year-ago levels. Values continue to climb in the Fraser Valley, where the overall average price year-to-date for apartment units is up two per cent year-over year ($559,215/$548,658) according to the Fraser Valley Real Estate Board, while Vancouver has edged up two per cent to $823,550 in 2024, compared to $807,085 in 2023. Home-buying activity started with a bang in both Greater Vancouver and the Fraser Valley this year as the anticipation of interest rate cuts in April fuelled momentum. When it became evident that interest rates would hold steady until June or July, the wind was sucked from the market sails. Several areas in Greater Vancouver have reported an increase in year-to-date sales, including Port Coquitlam (263 sales in 2024 compared to 237 sales in 2023), New Westminster (546/544) and Whistler/Pemberton (186/180). Despite several interest rate cuts to date, however, buyers are still skittish, holding off on purchasing their home until rates decline further, while sellers are reluctant to list their homes for fear of leaving money on the table. The catch-22 situation has been frustrating for buyers and sellers alike, but buyers who pull the trigger now on a purchase, may ultimately find themselves in a better position come spring. Selection is good with more than 2,100 apartments currently listed for sale in Greater Vancouver and another 2,080 available in the Fraser Valley, and buyers have the luxury of time to make thoughtful decisions. Come spring, the number of purchasers in the market is expected to increase, placing upward pressure on values. Some of the most popular areas for condominium sales in Greater Vancouver in recent years are in East Vancouver. Its culturally diverse and artsy neighbourhoods, top-shelf restaurants and cafés, including Michelin Star Published on Main, as well as craft breweries and entertainment, have served to draw a younger demographic. False Creek, Mt. Pleasant, Kits Point, Fairview, Pt. Grey and Dunbar offer condo buyers a spectacular view of North Vancouver and the Burrard Inlet and easy access to the Skytrain, bike and walking paths, parks and recreational facilities. A one-bedroom apartment in an established building in Mt. Pleasant can be purchased for approximately $650,000, while newer product can be picked up for as low as $490,000 to a high of $928,000. Prices in nearby Kits trend higher with a one-bedroom hovering at $715,000 on average. The lion's share of apartment sales in both Greater Vancouver and Fraser Valley are occurring under the $800,000 price point for a one-bedroom apartment, while a two-bedroom priced below $1 million will generate solid interest. The Valley tends to offer greater selection under the $800,000 price point, and typically has more appeal with first-time buyers. As demand rises in tandem with the Bank of Canada's interest rate cuts, absorption levels should increase. Spring of 2025 is expected to be characterized by strong demand and dwindling supply, with modest increases in average price. Strong economic fundamentals going into the new year will support an increase in home-buying activity, with lower interest rates and longer amortization periods helping to draw first time buyers into the market once again. City of Calgary While interprovincial migration has slowed from year-ago levels, overall net migration to Alberta continues to climb, sparking demand in the province's affordable real estate market. In Calgary, the sale of condominium apartments experienced a modest increase of almost three per cent in the first eight months of the year, with 5,722 units changing hands compared to 5,577 sales during the same period in 2023. Year-to-date average price has climbed 15 per cent year-over-year to just over $347,000, up from $301,868 in 2023, according to the Calgary Real Estate Board. Growth has been noted in virtually all areas of the city, with the greatest percentage increases in sales occurring in Eau Claire (59.1 per cent), Killarney/Glengary (46.7 per cent), Garrison Woods (64.7 per cent) Garrison Green (23.5 per cent) and Currie Barracks (18.2 per cent). Most condominium apartment sales are occurring in the downtown district, where walkability plays a major role. Younger buyers tend to gravitate toward the core area, which allows residents to walk to work and amenities. Not surprisingly, the highest number of sales occurred in the Downtown East Village, where 129 units have been sold year to date, up from 110 sales one year ago. Significant gains have also been posted in average price, with Saddle Ridge experiencing an increase in values close to 36 per cent, rising to $317,997 in 2024, followed by Hillhurst, which increased 21.4 per cent to $423,873. Out of the 12 key Calgary markets analyzed by RE/MAX, seven posted double-digit gains in values. Seller's market conditions prevailed in the city throughout much of the year, with strong demand characterizing home-buying activity. Luxury apartment sales are on the upswing, with 49 apartments selling over $1 million so far this year compared to 41 during the same period in 2023, an increase of 19.5 per cent. Empty nesters, retirees and oil executives are behind the push for high-end units, most of which are in the downtown core offering spectacular views of both the Bow River and the mountains. First-time buyers are most active in the suburbs, where they can get the best bang for their buck in communities such as McKenzie Town, Panorama Hills and Saddle Ridge. Apartment values in these areas average around $300,000, making them an attractive first step to home ownership, but also an affordable entry point for small investors. After a heated spring market, inventory levels have improved substantially, with a relatively good selection of condominiums available for sale. Inventory levels hover at close to 1,500, up substantially from year-ago levels, with the sales-to-new listings ratio now sitting at 60 per cent. With interest rates trending lower, more buyers and a greater number of investors are expected to enter the market in the year ahead. Rather than waiting for next spring, when rates are lower but prices are higher, buyers may want to consider making a purchase today when supply is healthy and market conditions are less heated. Buying with a two-month closing could also capture the expected Bank of Canada rate cuts in October and December. Edmonton Home-buying activity in the Edmonton's apartment segment exploded in 2024, with year-to-date sales almost 37 per cent ahead of year-ago levels. Affordability continues to be the catalyst for activity, with 3,351 units changing hands, up from 2,452 sales one year ago, making 2024 the best year for apartment sales in the past five years (for the January to August period). The average price of an apartment in Edmonton year-to-date is $200,951, up four per cent over year-ago levels, according to the Realtors Association of Edmonton, making Edmonton the lowest-priced major market in the country. Immigration and in-migration have seriously contributed to the uptick in sales, with Edmonton reporting record population growth in 2023. Statistics Canada data for Alberta in the second quarter of 2024 show net interprovincial migration continues unabated, up almost 11 per cent, with 9,654 new residents coming from other Canadian centres – the majority hailing from Ontario and British Columbia. During the same period, immigration numbers remained relatively constant at 32,000. The sales-to-new-listings ratio now sits at 65 per cent—clear seller's territory. Many condominiums are now moving in multiple offers. The influx of newcomers has buoyed the city, with growth evident in neighbourhoods from the downtown core to the suburbs. Most are buying up properties, as opposed to renting, as they may have done in years past. Home ownership is more-easily attainable in Edmonton relative to other major cities, with the cost of a condominium apartment as low as $100,000. Newer condominiums are available for less than $300,000. Condominiums vary in shape and size in Edmonton, with row house condominiums featuring a backyard and a garage being a major attraction. Investors have also entered the picture, buying up older, tired condo units, fixing them up and renting them out for top dollar. Lower development costs have also prompted an influx of out-of-province builders and developers who can quickly construct 20- and 30-floor high-rise towers or townhouse developments that fill the missing middle. Well-known builders in Ontario and British Columbia are moving into the Alberta market because of the lack of red tape. Several condominium buildings are currently underway, with many more in various stages of planning. With demand currently outpacing supply, the quicker these units come on stream, the better. By 2027, more balance market conditions are expected. First-time buyers are also exceptionally active in the condo segment. Affordable price points and a notable lack of provincial and municipal land transfer taxes allow younger buyers to easily enter the market. Purchasers who are coming from other provinces quickly realize how far their dollar stretches in Edmonton, as the low cost of housing allows for more disposable income. Homeowners can pay their mortgage, go out for weekly dinners, and have an annual vacation, without too much stress. Amenity-rich Oliver remains one of the most coveted hubs in Edmonton. West of 109th St. and the downtown core, the diverse neighbourhood offers a mix of new condominium development including walk ups, mid- and high-rise buildings, and peripheral spin off including retail shops, restaurants and entertainment, all within a short walk to the River Valley. Demand is especially high thanks to the walkability of the area and close proximity to the ICE District. Old Strathcona and Whyte Avenue are also sought-after. The trendy arts and cultural area boasts a mix of funky, bohemian-style and historic buildings, galleries, boutiques, shops, restaurants, cafes and a vibrant nightlife. Edmonton's housing market continues to be driven from the bottom up. Renters move into condo apartments, who move into condo row housing, who move into townhomes and eventually make their way to single-detached homes. The cycle is expected to be supported by a strong local and provincial economy heading into 2025 as monetary policy continues to ease, households and businesses increase spending, and oil prices climb. Greater Toronto Area Demand for condominium apartments and townhomes in the Greater Toronto Area has softened year-over-year, with sales off 2023 levels by eight per cent. Close to 16,800 condo apartments and townhomes changed hands between January and August 2024, down from 18,263 sales during the same period in 2023. Overall condominium values fell almost two per cent, with average price now sitting at $732,648 for apartments and townhomes, down from $747,039 during the same period in 2023, according to data from the Toronto Regional Real Estate Board (TRREB). Two buyer pools are impacting the condominium market at present—investors and end users. The investment segment has stalled, as a growing number of condominium investors find themselves unable to cover their carrying costs when closing, despite a relatively strong rental market. In a July 2024 report, Urbanation and CIBC Economics examined the distribution of cash flow by dollar amount and found that 30 per cent of investors of new condos completed in 2023 were cash flow negative by $1,000 or more. End users, especially those seeking larger one-bedroom-plus-den or two-bedroom units, are active in the condo market, particularly in the Forest Hill South, Yonge-Eglinton, Humewood-Cedarvale (C03) and Bedford-Nortown, Lawrence Park and Forest Hill North (C04). Several new buildings in these areas have prompted a 25.3- and 13.3-per-cent uptick in sales activity respectively, while average price has edged slightly higher in Forest Hill South, Yonge-Eglinton, Humewood-Cedarvale ($871,839 in 2024 compared to $863,681 in 2023). Double-digit increases in year-to-date condominium sales in the 416 were also reported in west end communities such as High Park, South Parkdale, Swansea and Roncesvalles (up 15.7 per cent), High Park North, Junction, Lambton- Baby Point, and Runnymede-Bloor West Village (up 25.2 per cent); and in the east, the Beaches area (up 20.3 per cent). In the 905-area code, an uptick in condo activity was noted in Halton Hills (up 21.6 per cent) and Milton (up 13.3 per cent); and in Newmarket (up 30.6 per cent). Close to 43 per cent of TRREB districts in the 416-area code reported modest gains in average price between January and August of 2024, led by the Annex, Yonge-St. Clair (C02), with a close to 14-per-cent increase in values. One in four markets in the 905-area code have posted gains in condominium values year-over-year. Inventory levels continued to climb throughout much of the year as available resale units were joined by an influx of new completions on the Multiple Listing Service (MLS). Selection has vastly improved over year-ago levels, with over 8,300 apartment units actively listed for sale at the end of August, compared to 5,455 units during the same period in 2023. Almost 1,700 active listings were reported in the condo townhouse segment, up 53 per cent from the 1,110 posted in 2023. Pre-construction condominium assignments are still occurring as investors look to sell their units before registration, but the pace has subsided since 2023. New completions have slowed in the second quarter of this year in Greater Toronto–Hamilton in large part due to the lack of investor interest, with starts off last year's level by 67 per cent, according to Urbanation. Repercussions in the short-term will be negligible but the longer-term impact is expected to be substantial. Twenty-thousand new condominium units are planned for the GTA in 2025; 30,000 in 2026; and 40,000 in 2027. In 2028, the figure falls to 5,000 units. At that point, construction will heat up, but not fast enough to meet demand. With a six-month supply of condominiums currently available for sale, the GTA market is heading into clear buyers' territory. With values at or near bottom and Bank of Canada overnight rates trending lower, the fall market may represent the perfect storm for first-time buyers. As rates drop, more buyers are expected to enter the market in the months ahead. As absorption rates increase, the current oversupply will be diminished and demand will take flight, placing upward pressure on average prices once again. Ottawa Although downsizing empty nesters, retirees and first-time homebuyers fuelled steady demand for condominium apartments and walk-ups in Ottawa in 2024, the number of units sold between January and August fell short of year-ago levels. The Ottawa Real Estate Board reported just over 1,400 condominium apartments changed hands year to date, down less than one per cent from 2023. Meanwhile, values rose 2.3 per cent over last year, with average price rising to $447,042. Affordability remains a major concern in Ottawa, despite changes to monetary policy in recent months. First-time buyers find themselves locked out of the freehold market, given high interest rates and stringent lending policies. Fixed mortgage rates have dropped in recent weeks and are expected to continue to decline for the remainder of the year and into 2025, but potential buyers are still wary. Inventory levels have increased year over year as a result, with active listings in August hovering at 636, approximately 44.5 per cent ahead of 2023. First-time buyers who choose to move forward with a purchase are typically looking for condominiums with low monthly maintenance fees and a parking spot priced from $500,000 to $550,000. The downtown core to Centretown and Dows Lake are popular destinations, given the proximity to the workplace, shops and restaurants. Those seeking to spend less could find a lower-priced unit in an older building for $350,000 but monthly condominium fees would be significantly higher. Suburban condominiums in areas such as Kanata, Barrhaven, and Orleans are also an option, priced from $375,000 to $400,000. Tighter inventory levels exist in the luxury segment, where fewer condominium apartments are available over the $850,000 price point. Empty nesters and retirees are responsible for the lion's share of activity in the top end of Ottawa's condominium market. Westboro, the Golden Triangle, and Centretown, as well as neighbourhoods undergoing gentrification including The Glebe, Lansdowne, and Old Ottawa East, are most sought-after by buyers, many of whom are downsizing. Walkability is a major factor in these communities, with condominium apartments within walking distance to top restaurants and cafes, unique shops and picturesque walking paths. As consumer confidence grows with each interest rate cut, more and more buyers should return to the market. Fourth-quarter sales are expected to be comparable to year-ago levels, but the outlook for spring of 2025 appears to be bright. Pent-up demand is building and those first into the market will reap the rewards. Halifax Regional Municipality After three consecutive interest rate cuts and the prospect of two more by year end, optimism is finally building in the Halifax Regional Municipality housing market. Average condominium values have edged ahead of year-ago levels in the first eight months of the year, now sitting at $484,491, up one per cent over the $479,558 reported during the same period in 2023. Condominium sales, however, declined year over year, with 510 properties changing hands between January and August, down close to seven per cent from last year's levels, according to data compiled by the Nova Scotia Association of Realtors. The trepidation that existed earlier in the year is subsiding and confidence is starting to grow as inflation is curtailed. The most competitive segment of the overall housing market remains under $600,000 in the Halifax area, with first-time buyers most active at this price point. Entry-level condominiums priced between $300,000 and $400,000 are most sought after, while semi-detached and townhomes tend to be the preferred choice over $400,000. At the top end of the market, condominium sales over $750,000 have experienced a modest uptick, with 35 properties sold so far this year, compared to 34 during the same period one year ago. Year-to-date average price in the top end of the market has softened from year-ago levels, sitting at almost $940,000, down from $957,300 during the same timeframe in 2023. Young professionals and retirees are largely behind the push for higher-end condominiums, with most sales occurring within the city's downtown core. Downward pressure on interest rates has prompted more sellers to list their condos in recent weeks, but there are no liquidation sales occurring. Inventory levels are up just over eight per cent from 2023. The vast majority of condominium apartments are found on the peninsula's northeast quadrant, central and downtown cores. Some developments are situated on the waterfront in Dartmouth (near the ferry) and in Bedford, but supply is less plentiful in these areas. Investors are also active in Halifax's condominium market with an eye toward rental properties. Multi-unit housing remains exceptionally popular, with most investors interested in buildings with eight to 10 units. Four-plexes and duplexes are also an option, given the city's low vacancy rates and upward pressure on rent. In-migration and immigration have continued to play a role in the city's growth, although the influx of newcomers has abated somewhat from peak levels. Positive international immigration, coupled with interprovincial migration, contributed to a net increase of 6,000 people in the second quarter of 2024. Major improvements are planned for the Dartmouth waterfront that will make it more pedestrian friendly in the coming years, including public spaces and cruise ships. The redevelopment hopes to mirror the success of Halifax's vibrant waterfront area that continues to attract both visitors and residents to the area's restaurants and cafes, outdoor kiosks, retail shops, playgrounds, museums, and the ferry terminal.  With continuous investment and a bold new vision for the municipality, Halifax is expected to thrive in the years ahead, given the city's affordable real estate and spectacular topography. About the RE/MAX Network  As one of the leading global real estate franchisors, RE/MAX, LLC is a subsidiary of RE/MAX Holdings (NYSE: RMAX) with more than 140,000 agents in almost 9,000 offices with a presence in more than 110 countries and territories. RE/MAX Canada refers to RE/MAX of Western Canada (1998), LLC and RE/MAX Ontario–Atlantic Canada, Inc., and RE/MAX Promotions, Inc., each of which are affiliates of RE/MAX, LLC. Nobody in the world sells more real estate than RE/MAX, as measured by residential transaction sides. RE/MAX was founded in 1973 by Dave and Gail Liniger, with an innovative, entrepreneurial culture affording its agents and franchisees the flexibility to operate their businesses with great independence. RE/MAX agents have lived, worked and served in their local communities for decades, raising millions of dollars every year for Children's Miracle Network Hospitals® and other charities. To learn more about RE/MAX, to search home listings or find an agent in your community, please visit remax.ca. For the latest news from RE/MAX Canada, please visit blog.remax.ca. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada's Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada's Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada's Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story #business #CanadasNumberOnePodcastforEntrepreneurs #Condo Market #Condos #entrepreneurs #entrepreneurship #Homes #Housing #RealEstate #small business

Today, Joash Thomas and I talk about liberating faith practices and the systemic barriers that get in the way. Also Chai. We talk about Masala chai quite a bit. Joash Thomas is an international speaker, global human rights leader and justice & liberation theologian. Born and raised in India, Joash ran a political consulting and lobbying firm in the United States before joining the human rights advocacy space. Joash has a master's degree in Political Management from The George Washington University and is currently pursuing a dual master's degree in Christian Leadership & Systematic Theology. An Oblate in the Diocese of St. Anthony, Joash is also the author of ‘A Just Gospel', a forthcoming book in partnership with Brazos Press to be published in Fall 2025. Based in Canada's Greater Toronto Area, Joash can also be found on social media (@JoashPThomas) and Substack (Jesus, Justice & Joash).You can follow Joash on Instagram, Threads, and Twitter/X @joashpthomas. Join Joash's Substack community, Jesus, Justice, and Joash at joashpthomas.substack.comSupport the show

Greg is back after a week off! In the first hour he shares his recent experiences in Nashville, and then Whistler. Other topics to kick things off include why Saturdays are not as busy at dealerships anymore, Jagmeet Singh's recent interaction with a street heckler, and some exciting new vehicles Nissan will be offering.The second hour kicks off with a call about the state of Toyota. Then, Greg welcomes back Kris Sims, Alberta Director of the Canadian Taxpayers Federation, to discuss Doug Ford's supposed plans to build a tunnel under Highway 401 in the Greater Toronto Area. How much will it cost? Where will the money come from? Are there any other possible solutions to the problem?Last but not least, Greg is honoured to be joined by Rebel News Mission Specialist David Menzies. This discussion covers a variety of topics including David's career, free speech and censorship, the state of Canadian media, and much more.All that, plus much more, on this weekend's edition of "The Greg Carrasco Show"

Have you ever wondered what it takes to thrive in the real estate market, even during uncertain times?   In this episode, I chat with Dean Artenosi, founder of Arten Development Group and Vice President of Operations of Coldwell Banker Real Estate Center. Dean shares his journey from selling door-to-door to leading major development projects in the Greater Toronto Area. His story is a testament to perseverance and the power of creative thinking in real estate.   We discuss the challenges and opportunities in the current market, particularly for first-time homebuyers. Dean explains how he started by helping buyers find affordable options through innovative programs and later transitioned into property development. He provides insights on navigating zoning changes, assembling land, and the value of strategic patience in real estate development.   Dean also touches on the recent changes in the CMHC regulations and their impact on the market. He believes these adjustments could bring much-needed relief for homebuyers and developers. If you're interested in understanding how to create value in real estate, this episode offers practical advice and inspiring lessons for anyone looking to succeed in the field.   What you will learn if you listen to the episode:   - How to Start in Real Estate with Limited Money - Tips for First-Time Homebuyers in a Tough Market - Making Money with Creative Real Estate Ideas - What to Know About Zoning and Property Use Changes - Real Estate Development Challenges and Success - Understanding CMHC Changes for Homebuyers - How Patience Pays Off in Real Estate Investing   SUPPORT US ON PATREON!    patreon.com/realestateeffect and become a part of our real estate family! You'll get access to exclusive content, monthly virtual meetings [Ask me anything!], special events, and more!   And please subscribe to the show, share it with a friend and send us feedback. Visit www.realestateeffect.ca and follow me on IG @monsaxel   Timestamps:  

The Godfathers Of Podcasting are back with perhaps our most unique episode ever... because this week's guest ... can't talk.  He was born with Cerebral Palsy, and has always been non verbal - but that didn't stop him from becoming one of the most in-demand comedians on the scene today (thanks in large part to his ability to quickly feed Siri with whatever it is he wants to say).If this sounds familiar, it's probably because you've seen him on Kill Tony, or Joe Rogan or America's Got Talent (where he was a finalist last season).  His name is Ahren Belisle and he's one funny, and super fascinating guy.  He's in town this week to perform at Jokers Comedy Club in Richmond Hill on Saturday September 21st.  If you're in the Greater Toronto Area, go check him out!Check out the episode!  Send us your feedback by texting 437 375 2000.Please check out our sponsor Black BorkBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-godfathers-of-podcasting--4303576/support.

Violent crime in the Greater Toronto Area is spiking, with shootings in York region up 92% compared to this time last year. Carjackings over the same period have doubled. A look at the regions most affected and how police say they will try to crack down on what they describe as trend toward violent gun crime, with Jason Miller, crime reporter with The Toronto Star.See omnystudio.com/listener for privacy information.

The 16:9 PODCAST IS SPONSORED BY SCREENFEED – DIGITAL SIGNAGE CONTENT Projection has always been something of a fringe player in digital signage because of a series of technical barriers to adoption, most notably the limited operating life of the lamps, and the product and labor costs of switch them out. Laser projection has addressed that issue, but the other one that's harder to conquer is dealing with ambient light. Unless the projector is the size of a fridge, super-bright and seriously expensive, the environment's lights need to be off or dimmed and any windows covered. A startup called Obsidian Screens, based on the fringes of greater Toronto, has developed a projection screen that can show visuals that aren't washed out even with the lights on and the blinds open - and as the brand name suggests, the screens are black instead of white or silver. It's a super-thin laminated material light enough to marry with foam - like a poster with a 1/4-inch foam backing to make it rigid and ready to hang. Co-founder Chris Cavalieri and his business partner use Ambient Light Rejecting technology - something that's been around for years - but have their own "nanofilter" technology that does a better job, he says, of preserving projector brightness and visibility. And just as is the case with LED video walls, the more black on the display surface, the better the contrast. The company has been around for seven years, but remains quite small ... as they have struggled to find the right partners to specify, sells and deploy their tech. They've run into at least a couple of challenges - with end-users who were disappointed by conventional projection set-ups, and pro AV integrators who for logical reasons want to sell systems that cost a lot more and need ongoing paid support and services. Subscribe from wherever you pick up new podcasts. TRANSCRIPT Chris, thanks for joining me. You're based outside of the Greater Toronto Area and you've been working for a few years now on a company called, well, a product called Obsidian. Can you run through all of that for me?  Chris Cavalieri: Sure thing. Thanks for having me, Dave. I really appreciate taking the time to talk about it and boy, do I have lots to say. You have half an hour. Go! Chris Cavalieri: All right. Perfect. No pressure. So Obsidian, I should probably talk a little bit about projection. So what we've been trying to do and we've been doing for a while, is trying to find a way to take all the benefits. So if anyone's in digital signage, I assume there's a few listening to this what incredible things can be done with projection. So things like projection mapping holographic displays, very unique, creative stuff, and it's absolutely fantastic, and when we started out, we looked at things and said, like, why isn't this used more?  You know, we go to retail stores, we're going to shopping centers and there are LEDs, we've got LCD video walls now and only a few set cases, maybe a performance or display are using projection to its full potential and it begs the question is why, and that why is how we found it, our idea of Obsidian, which is to create a solution to get those benefits projection and make it a lot more accessible and practical in place of, or as an option compared to say our elite typical LED signage and LCD video walls.  So, I mean, projection, it's very renovation friendly, it's very scalable, and depending on what projector you use, it can be quite a low cost, the benefits are endless, and compared to LEDs, which are quite glaring, most of the time, I'm biased, obviously, no shame in that, but most people don't want to stare at an LED board as a backing, screen for like a speaker stage, for example, casino games. We've talked to fellows in Vegas before. It causes fatigue for people who are near them for too long. And that's, that comes down to the human eye and there's a whole science behind it, the wavelength of lights and all that. I won't go into it. It works. It's bright. It gets people's attention, but it just doesn't give the same aesthetic as a good projection setup would.  So coming back to it, why don't we use projection? And quite frankly, it's because it mostly just sucks because it fails. You need to have a dark room, dim room, or very well-controlled lighting, and by having controlled lighting and those restrictions, designers or retail commercial designers can't do solutions they want to do where this challenge is like a window nearby and sunlight there are challenges that they can't overcome and maintain a good looking display and that's where LEDs kind of help punch through that.  So the question is what if we had a solution where projection can punch through that can give you those same benefits and versatility, but you can have nearby lights? You don't have to overly control your space. I mean, of course, you can't do shopping in a grocery store with your lights off or a shopping mall. You know, it's not practical. You might be able to do a half-hour show or presentation, but it doesn't make sense, and that's at least my conclusion personally, my experience is why we don't see more of these really cool-looking projection map displays than we do now. It doesn't work in most cases. When it does, it's great, but most of the time it doesn't.  So Obsidian is basically to solve that problem. we've got our own proprietary technology and IP around it, and we've designed a system that harmonizes the projector and the screen, and we include the lighting as well for nearby lighting to essentially use the nanofiller technology to work together and what I mean in a very blunt sense from that is that these systems will work independent of the environment around it. So if people have heard of light rejecting screens, ALR screens essentially you have a gray screen or a silver screen. It'll absorb about 50%-60% percent of your light in the room and that gives you contrast, which is great because it helps you have a more adaptable, flexible display.  What our system does is the same thing, but that absorption, instead of normally it'll absorb your projector. So your white becomes gray, silver, whatever it is. In our case, your projector can shine on the screen and your lights can shine near or on the screen and have no loss, so it will reflect off of it. It keeps its colors, it keeps its white balance, and then the ambient light that is basically using this filter will absorb completely, not just the 60%. Whereas everything else gets knocked down by 50%-60%, and it creates this really neat illusion and really efficient display where fundamentally it's the same as any projection system, but you can see all your colors just popping. You maintain your contrast and your white balance and it's almost like you've doubled the lumens in your projector, and we love this because this opened up an option for again, adding an accessible and affordable solution somewhere between a TV set, and an LED video wall, where again, you can have something that's highly visible. It's got wide viewing angles. It keeps its color resilient, but you can also be adaptive. So again seasonal renovations for a retail environment stores, places where you don't really want to control lighting or it's too much work to deal with it. Plus you can install the thing in under a day. I mean, we've hung screens in under an hour compared to perhaps weeks on a video wall. So maintenance costs and benefits are endless.  So that was our goal with Obsidian again. What is holding it back from creating unique creative solutions? And how do we overcome that in this nanofilter system? And I think most people are afraid of it because it wasn't easy to develop and there are restrictions to it. Again, it's got to work as a cohesive system, that scared people and got a lot of resistance, but boy, does it work.  You're an engineer. I'm absolutely not. For simpletons like me, the simpleton explanation would be that instead of this being a white or silver screen, it's a black screen, correct? Chris Cavalieri: It is a black screen. So if you turn your projectors off and look at it, it'll look kind of a charcoal gray, maybe a little bit of a greenish tint to it, and you know, that's kind of like a decorative wall panel, and that's what it looks like. That's what it is, and that's because the light is bouncing off, it's still being absorbed. Their eyes don't have the nano filters in them. If you wear polarized sunglasses, you might, it might be interesting but that's essentially what's going on there. So it is indeed a dark-colored screen.  When you describe it as a system, you're talking about the kit of parts, but your part is the screen. The challenge with projection and the reason. It wasn't it hasn't really grown very much in digital science or anywhere else used to be with the projector and the lamp life and how you'd have to replace it all the time and it was unreliable and also that it wasn't very bright. Lasers have changed that. other technologies have improved. So that side is somewhat conquered. However, if you want a very bright projector, you're getting something the size of an Austin Mini. But, the screen thing is still by and large a white screen, right? Or film that you apply to a window glass that will make an image appear, but it's not very sharp or bright, I mean.  Chris Cavalieri: Exactly. I mean, that's the only solution people had to date is to get a bigger projector, and what's really unique about using our nano filter technology is you don't need a brighter projector to achieve the same result as you would. So there's almost a savings. I mean, I don't want to just say upfront savings, there is maintenance still involved, laser projectors have been a huge benefit to the industry on that front. They still need to be replaced eventually. But by using these filters and creating this super high-efficiency system effectively, it's not just the screen, it's the pairing of the projector and the screen. You can add the lights optionally as well. That allows you to use about half the lumens you would require in just a punch-through projector to achieve the same visible results that same effective brightness called legibility, of the display, and you're getting a little bit higher contrast because the screen is naturally darker than a white canvas or a white painted wall. Is it front projection or rear?  Chris Cavalieri: Front projection right now. We do have a prototype of the rear projection. It does work. We were working with the Art Gallery of Ontario at one point on a display which was kind of fun, so we almost accidentally made it just out of curiosity. There is a rear projection system for it. It's got, it's. own little challenges and restrictions, mostly just size, I say it's the only thing remaining. So while we don't offer it as an off-the-shelf product at the moment, customized solutions, that is something we can whip up together and it does work quite well. So is this almost like an architectural material that you could use instead of wallpaper or something if you wanted a projection surface in a retail environment or whatever? Chris Cavalieri: Absolutely. In fact, at one point, we had a version where we put an adhesive on the back instead of, we normally use PVC foam just to keep it rigid for hanging on the wall and we called it digital wallpaper and I know TV sets have tried to replace that and transparent LEDs, but absolutely this the screen itself is only about a millimeter thick. It is flexible so you can wrap it on columns, you can create decorative panels, and again, it does have a nice finish to it. You can route the edges, it's cuttable, machinable, you name it, and from an architectural standpoint, yeah, it's perfect. I mean, decorative panels, unique shapes. You can do multiple shapes in an array. You can make it continuous, join them together, and project whatever you want, and even when it's off, it'll have that kind of charcoal gray, very soft, it's a glare-free canvas finish to it like a print, and it definitely works. Could you print on it?  Chris Cavalieri: Yes. We haven't done it, but because it's built as a laminate, there was a layer on the front layer that we'd be able to print on the back of before it's assembled. So yeah, we could print a still image into it or a texture, maybe like a woodgrain pattern to it onto that one layer, stick it together, and embed a static image to it, which you could then nest to the digital content. That'd be really cool.  Is the front surface, the laminate part of it, is that like a fabric, or is that like an acrylic coating or something?  Chris Cavalieri: It's a polycarbonate substrate. So it's a kind of a semi-rigid plastic, a very thin layer, but there's a few layers. So it's kind of a blend of vinyl polycarbonate. We've got a few in there, but that top one would be a polycarbonate. So quite durable, quite resistant.  So you wouldn't have to rope it off or anything, people could be near it without being terrified that something's going to get damaged.  Chris Cavalieri: No, it's quite resilient. I mean, you can scratch it if you really try, but to break it or crack it is extremely difficult. What do you see as the primary use cases for it?  Chris Cavalieri: I mean, I've been dreaming of retail, commercial, public display, but honestly, I'm one person. I'm an engineer. I just want to get these in the hands of absolutely phenomenal designers, architects out there, and interior designers, to let them just run wild because it's so adaptable. In fact, you can shape it, you can wrap it, tile it, and do 3D shapes. Usually, when we go to trade shows we'll do like we have a pop can, it's like a cylinder and we put like a Pepsi animation on it and you can do arrays of different shapes together, and like the limits of creativity are endless. It's just like any good projection map and application. Get those into the right hands and it's a dream. So, I mean, I pictured grocery stores for advertising, to justify costs. So a lot of the time they have printed posters or a big mural at the back top of their store over their freezers and just put panels up. You have tons of ceiling space, running power, and signal to it, it's dead easy compared to like an led array for that size of display, and now you have a source of revenue, advertising, promotion of the week, whatever it is, and you have that control. So I mean, a store designer can really go to town because of that ease of use, ease of access, and the flexibility of a projection system, which now works by using our filters. What kind of challenges do you have around projection angles and things like that?  I gather we're talking, ahead of this a little bit, and I was asking about ultra-short throw projection and so on and there are some limitations around that, like you want to be a little bit further back in terms of the throw on the angle. Chris Cavalieri: Yeah, so right now, a short throw to a standard throw, and of course, long throws are all good for it. We have done some tests with ultra-short throws, unfortunately, the optics in the ultra-short throw right now do conflict with the optics in the laminate. So we can't use it with that at the moment. Although, secret R&D projects #1, #10 or #20. We are working on a potential solution to that, which should be independent of the projector that may work, but I won't say it will till I prove it. So let's assume it doesn't for now, for an ultra short throw, but again, standard throw and even short throw, long throw setups are all fine. That's what we recommend, and that's nice too, because that gives you, again, control over angles. We do play with the optics a little bit on the screen and it's part of our secret as well, we do narrow a bit of the vertical cone and bend light horizontally. So you have a more uniform viewing experience for things like foot traffic from left to right. So there is a restriction, but it's quite wide.  Most ALR screens, you might be able to see the thing at plus minus 30 degrees, sometimes usually less, where it comes down to a half-brightness angle. So we get very dark at an angle. Whereas ours actually, you can see funny enough, it's beyond 180 degrees, it gets brighter. That's steep, and it was really weird, totally not intended, but, so that's part of a little bit of the magic of our specific laminate that we've built is it has that really unique uniformity, kind of like paper, close to paper at all viewing angles left right around it. So there's a workaround. The challenge I've seen sometimes with projection systems is that they're great except when somebody needs to get up close to it or walk by and then there's a shadow and so on. So you can let's say in a corridor, a wide hallway, or something like that, you could mount this on like a track system or something like that and project down and people could walk by without, unless they're right in front of it, they're not going to, come into the shadow there? Chris Cavalieri: Yep. I mean, because we have that steep angle controlled on it, it can also affect bringing the projector into it. So we can have the thing off to the side. You can have it overhead. You can kind of project from steeper. So again, not quite an ultra-short throw, but that's because of the actual lensing in it. But a standard projector at a steeper angle will work quite well with that. So you have a lot of versatility and adaptability for that. Again, just making sure it's over people's heads, and by the time they block it, technically the advertisement, has done its job. So it's not too much of a concern on that front, but you can get away with quite a bit, and a lot of retail stores and public displays have lots of ceiling space to play with too. So it's very flexible there.  Do you have to monkey with the content in terms of how it's rendered or have particular software running on the media player or whatever to make all this happen, or it's a screen and point the projector at the screen?  Chris Cavalieri: That's why I love it because, I mean, ironically all the research we've done again, me and my colleague, both engineers, we love to keep it simple. So we've got a few projects on the go as well. Same idea, but all the software you need is the same that's already out there. It's projection mapping. Like that, nothing has changed. Nothing you learn there. If you know how to do projection mapping, or you have a team of guys who know how to do it, nothing's different. That's just content. All we do is you're putting the right projector with the right screen, and then you can see it. Simple as that.  So I wrote a piece a couple of years ago about an installation in London in a coffee shop, and it was a black wall with a kind of chalkboard, and they were putting the menu on that instead, well, on flat panel displays and it looked pretty cool, but the coffee shop was having to dim the lights and do everything else because there are windows and doors out to the street and so on.  If they're using your technology, do the lights have to be cranked down, drapes pulled, and all that, or it could behave as though, it is just being a regular shop? Chris Cavalieri: I mean, that's a perfect example, and that's exactly what we want to do, and in fact, we tried to approach McDonald's, Tim Hortons, and all that, and of course, they tell me to get lost because who's Obsidian, but that's just, it is, you don't need to turn your lights on.  Part of the founding purpose was, that Adrian, my colleague, kept tripping on everything in his classroom because he always had to turn the lights on and off and is prone to that he's always back and forth showing his slides and it's a safety risk. Even old age homes, we had approached at one point as well for they have movie theaters, they share and it's just not practical to do that, and like I said in the beginning, that's why projection isn't, and I wouldn't recommend using it in a lot of cases because if you're working as a barista and your lights are off, you can't see what you're doing. It's bad for your eye strain. If you're trying to focus look at what you're pouring, you're going to have accidents, you're going to slip, probably can't clean as effectively. And there's so many reasons you'd really need to have lights on for safety, if nothing else, and our screen will let you do that.  Again, we've had beams of sunlight across it, still keeping the thing readable. keep your lights on. I mean, there are things you can do to play with it. It depends on the projector you use, you'd use a brighter or dimmer one. You can control the lighting as well, and we do recommend it when you can, but you don't have to be quite as aggressive when you do it. So you can keep those lights on.  Part of the rise of the LED technology within workplaces has been the idea that in presentation theaters, big meeting rooms where more typically there's been a projector, but then the drapes are closed or a control room where the lights are very low so that you can see what's being projected on the screen. The idea was that a DV-LED would change all that. You could open the windows up and crank the lights and everything, and you'd be able to see what's on the screen with no problem. But the challenge is cost.  Chris Cavalieri: I mean, there's cost and there's also, I mean, with LED, do you want to see it? It's not very pleasant to look at for a long period of time. I mean, the concept is right. All these technologies have a purpose, and I'm not discrediting the value of LEDs like outdoor displays, and billboards, I mean, they punch through light. They're very good at getting through it. They're extremely visible. They'll get your attention. But they're just not pleasant to read, if that makes sense so in terms of a boardroom yeah, it could work, and I've seen stages done with full LEDs instead of a projection screen, and it's just unpleasant. Even if you're recording it, there are aliasing effects and a lot of unpredictable things you don't really expect. So it's one of those things that's good on paper, but in practical use is not great, and then the cost is the other end of it. So there's the cost to maintain it, install it, you have to calibrate it all those things because LEDs wear out, not no LED is the same when they come out of production, there's binning to them, all sorts of things to keep in mind. That was our other motivator with projection. These are my famous words. You don't have to blow your budget to blow minds, right? If you do something right with the right technology that's good enough, right? You got to know what your application is, know who your audience is, who's using it, and really understand and appreciate that and Obsidian was our way to say, look, you have another option. Because light ambient light is an issue. Architects absolutely love giant windows nowadays. A funny story about a university in Ontario that got millions of dollars to renovate their classrooms, I won't name them, and big giant skylight windows without drapes, funny enough, that would let the sunrise right in that window and really make the presenter glow at the front of the classroom and which also happened to have a projection screen, which was with white and not Obsidian, and let's just say it didn't end very well, and even the another Yoko university has used projection. They've put drapes on and with those giant lights, but they're not full block-out drapes. You know, they usually let a little bit of light in. Even with the drapes closed midday cloudy day, you still couldn't read the screen. So it is a major problem and aesthetically, the rooms look beautiful.  I mean, the architect is doing their job on that front. They're gorgeous buildings, beautifully renovated very nice aesthetics to them, but it's not functional. You need technology to overcome those challenges and to date, your only choice is to guess it is LED you either put up with it just squint or not reading it or you stick something expensive heavy bulky, and kind of blinding and you know now you can read it but you've also sort of made people uncomfortable in this space too. So you need another solution, and that's what we're hoping to do. It's an interesting predicament for companies such as yours in that you're offering what's presented as a better option and probably far less cost. But for the companies that sell into environments like higher education, corporate, public utilities, all that sort of thing, it's not necessarily in their business interest to sell them a cost-effective, low-maintenance solution. There's a lot more money to be made on the margin of one hell of a lot of LED and then calibration and support services and everything around it, as opposed to just selling them a display and saying, thanks, very much, call us at three years when you need a new projector.  Chris Cavalieri: Yeah, absolutely, and this has been driving me absolutely insane, to be honest. This projection system has existed for almost seven years now, and I still, we're still a startup. It says a lot. I mean, yes, we're engineers. We're probably terrible at sales and marketing and we are, but c'mon… You're not the first. Chris Cavalieri: It's just we've approached distributors, we've gone through universities, we've thrown sales in front of them practically, and the reality is in the end, you got to go where the money's at. They want something that's predictable. The use case is the same. The installation is the same, and the training for their technicians and the customer is the same. Everything's the same because once you've got your company up and running they're not wrong. It's expensive, change is expensive and it's risky, and nowadays no one wants to take that risk. They don't want to do anything different. You know, it might be better for the customer, but. I like my margins. You know, I need my income. I got to put food on the table. I got to pay my team.  Now, we're going to do this job because that's what we know how to do, and that's where we make money, and we understand that, and that's fine, but there's got to be someone who cares about the end user to find unique creative solutions find solutions to problems that You know, push the industry a little bit further and this has been an ongoing battle for years for us, and it drives me nuts.  So you're absolutely right that it's a paradigm for them if they're not used to working with it. If they do, it's a white screen and they know when and where it works, and that's the end of it. There's zero reception for anything else and I hope that changes.  I suspect there's a bit of a taint as well in that, a lot of larger environments will have used projection in the past and have the experience of going, “Well, God, I can't even see the screen properly, or anything else, so projections are off.”  So when that gets revisited, unless you have the opportunity to have a really high-quality conversation with them, they're thinking, well, shit, I'm not doing projection again. That was a mess.  Chris Cavalieri: Yeah. “Oh, we have used projection before. It didn't look that good.” The customer wasn't happy. You know, we can't have that, and I mean, that's valid too.  So is a better specifier or audience for your technology, quite possibly the architects and people who think about physical spaces and experience? Chris Cavalieri: I think it has to be, I think those are the only people that really get the experiential side of what you can do with projection, they have the vision they can see they have a basically working towards a solution, right? They have a client who wants something unique they're left to their creative devices to develop this solution or overcome a challenge and they need all the tools in their toolbox and the actual installers, the AV text distributors, but they're not the right people to do it. They're going to do business as usual. It's gotta be the people making the design decisions who can see something greater or want to do something, and previously, let's say they couldn't, that's where proceeding could fit in. So getting it in front of them, and that's something we're trying to do as much as we can network. That's also been challenging because these people are hard to find. I think I waited four months for a meeting at one point and met an interior design firm, and in the end, they didn't know or want to hang a TV set, so it wasn't a commercial designer, more of an interior designer, the right people are out there, and those are the people that, again, the architects, designers, those are the solution providers that really need to get their hands on this.  It sounds like along with the physical cost of the substrate or screen or whatever you want to call it, there are really minimal additional costs in terms of a mounting system you don't need to go to the sorts of mounting systems that would be used for DBLED or LCD anything else. There's not all that metalwork, right? It's just this piece of foam that hangs on a wall, like a poster that you get foam mounted. Chris Cavalieri: That's exactly it. That's what we tell everyone. If you hang it, you just hang it like a poster or a mirror or a print, and it's all adaptable too. Again, we do a lot of customization. So we can put the French cleat on, and hang it on your wall. What we love about that PVC foam is it's you can superglue hard points onto it from this very inexpensive and very lightweight, let's say like a 24-inch by 54-inch panel, so 4.5 feet by 2 feet, is I think about 8 kilograms, basically per panel and put a cleat onto it. We've screwed into it. We've put hooks to hang off of for summer trade shows, for portal displays. You can screw into it, you can cut it, shape it, layer it, can thicken it, or thin it, it's very versatile for the installer and whatever the application is.  So to really get our goal, the whole vision of the city is to remove barriers, remove restrictions, and that's a mounting system we've enjoyed because it really harmonized with what we're trying to achieve lightweight. It's just no metalwork. It doesn't take weeks. It takes under an hour. You just hang it on your wall. You can butt them together. Done. Very simple.  So you're a startup. So I assume there's not a cast of thousands working at the company?  Chris Cavalieri: Nope. We've got two and a dog, we're very small. I mean we've got a few people out there who are kind of advocates for us as well. So we've networked that way. We've got a really great PR guy as well who is helping us out network to the States, and Canada. He's absolutely fantastic. So we've officially the team is two, but we've got a number of people helping us. We've had some advisors we've worked with locally as well, from the university and then the forge and Hamilton as well, for example. So we've got lots of support, so we're a small team, but we're quite effective at what we do, and we've got contract manufacturers.  We have a whole network in China if we really had to go down the road for volume production. So we see a path to mass production very quickly if and when we get to that point, but we're still two people at the moment. Your biggest challenge is just the simple thing of awareness and finding people who get what you've got.  Chris Cavalieri: That's it. I mean, it's spreading the message, and I mean, anyone who's done a startup knows how hard it is. Anyone who's been an engineer or even not an engineer knows how hard it is to push a product on someone. It's sort of forbidden, forbidden knowledge to do that, and we've tried and iterated our design many times.  For example, we've made a home theater projection screen you can buy at Walmart right now. We have an adaptation of this technology for home use because during COVID everyone was at home. No one's putting signs in. I mean, we're very adaptable, flexible, and I mean, that's the benefit of being a very small, but creative, dynamic team is you can do these things we have the technology, we have to know how to do it and frankly, we love design and we love creative challenges. So that's something we do and we'll continue to do.  Are there any sort of caps on resolution or anything like that? Like, I don't really understand screen technology. If somebody has a 4k output, that's what's on there, that doesn't really matter.  Chris Cavalieri: Yeah. So the resolution is all just coming from the projector itself. So it depends on the projector you choose. I'd say the only limitation, people listing stuff as like a 4k projection screen is just. Throwing jargon at you to make it sound cool. It's, plastic. It'll be stretch vinyl or painted vinyl. The only thing that might affect your resolution in general is if the screen has a high texture in it. So sometimes there are some optical screens for an ultra-short throw, for example depending on the size of those you might see speckling or something at a certain resolution. That's the only thing I can think of you could justify putting a resolution to a screen, but we don't have that..  So if people wanna know more, where do they find you online?  Chris Cavalieri: So I mean, you can dig me up on LinkedIn, but obsidianscreens.com would be a good starting place. Shoot me an email, and then my name's Chris Cavalieri, should be on the screens look me up on LinkedIn. Shoot me a message. We got Facebook, we got YouTube, you name it. So save screen technologies wherever you can find them.  All right, well thank you for your time.  Chris Cavalieri: Yeah. Thank you so much, Dave. It's great to talk with you, and I hope we'll get to see you soon. Well,  We'll see what I can do.  Chris Cavalieri: I'll show it off. I hope all my words live up to it in person.

Today, we're looking at comments from Conservative Leader Pierre Poilievre, who took aim at the Jagmeet Singh and the Trudeau Liberals while calling for an election. Plus, more details continue to emerge regarding vetting failures in the case of a father and son duo accused of plotting an ISIS terror attack in the Greater Toronto Area. And finally, the Liberals just can't stop lying when it comes to blaming others for their failures.

Welcome to another episode of "Let's Talk Design," where we dive into the heart of interior design with the experts who shape our spaces. Today, I'm thrilled to introduce a very special guest, Sarah St. Amand. With over 25 years of experience, Sarah has masterfully assembled a dynamic and creative team at Sarah St. Amand Interior Design. They specialize in modern transitional design, crafting stunning spaces across the Greater Toronto Area, Southern Ontario, Canada, and even the USA.Today, Sarah joins us to share her journey in the design world, discuss the common misconceptions, and explore how we, as seasoned designers, can leave a mark on the industry by not just designing spaces, but by designing lives. So, let's dive right in and get inspired, get cozy!It's a long one!Website: stamanddesign.comInstagram: @sarahst.amandinteriordesignBe sure to follow along on Instagram @thebusinessofbeautifulspaces + @thorntondesign to stay up to date on what we're talking about next week. If you love our podcast, please, please, please leave us a review. If you have any questions or topic ideas OR you wish to be a guest email us thebusinessofbeautifulspaces@gmail.com or find us on instagram @thebusinessofbeautifulspacesLaura Thornton is the principle designer of Thornton Design Inc, located in Kleinburg, ON. Since founding the company in 1999, Laura has been committed to creating a new kind of interior design experience for her clients. Thornton Design is an experienced team of creative talents, focused on curating beautiful residential and commercial spaces in the Toronto, Ontario area and beyond. Now sharing all the years of experience with other interior designers to create a world of collaboration and less competition. The Business of Beautiful Spaces I @thebusinessofbeautifulspacesThornton Design I @thorntondesign

Linktree: https://linktr.ee/AnalyticExploring "Wah Gwan Delilah" - Drake and Snowd4y's Unique CollaborationJoin us on Notorious Mass Effect as we dive into the fascinating world of “Wah Gwan Delilah,” the innovative collaboration between Drake and rising Toronto rapper Snowd4y. Host Analytic Dreamz unpacks this creative parody of the 2005 emo-folk-pop classic “Hey There Delilah” by Plain White T's, transformed with a distinct Toronto twist.Learn about Snowd4y, a social media sensation known for his comedic takes on Toronto culture, who makes his musical debut with this track. Discover how the song incorporates Multicultural Toronto English (MTE) and Jamaican (Creole and Patois) phrases, reflecting the rich diversity of the Greater Toronto Area's youth.Listen as we break down the lyrics, starting with Snowd4y's playful nods to Toronto landmarks like Dundas Square, and delve into Drake's verse that touches on traffic woes, Instagram, and cheeky encounters. The use of Toronto slang and the playful nature of the collaboration make this track truly unique.We'll also explore the varied reactions on social media, from speculations about AI involvement to debates over its listenability and humorous commentary on its quirky style.Tune in to Notorious Mass Effect for an insightful analysis of “Wah Gwan Delilah,” a track that blends humor, Toronto culture, and unexpected autotune into an entertaining musical experience.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Michelle Risi was named one of the Top 50 Women in Canadian Real Estate according to Real Estate Professionals Magazine.It's an accolade she has earned!Born into the real estate industry, Michelle began her career over 20 years ago, and has served in multiple roles to help grow one of Canada's largest real estate franchises.She is the Broker/Owner of Royal Lepage Connect Realty a brokerage in the Greater Toronto Area with 6 locations and approx 300 agents and staff, and she's the CEO of the Aligned Agent Academy home to her signature program Mindset to Millions.Michelle's journey as a female entrepreneur has shaped her commitment and passion to help others create their own personal success. In addition to her brokerage and industry leadership, she shares her wealth of experience and insights as a coach, public speaker, and a published writer for Forbes. [FREE Online Masterclass Training] The 3 Step Lead System To Close Your Next 6 Figures in GCI (From Leads You've Never Met)

Michelle Risi was named one of the Top 50 Women in Canadian Real Estate according to Real Estate Professionals Magazine.It's an accolade she has earned!Born into the real estate industry, Michelle began her career over 20 years ago, and has served in multiple roles to help grow one of Canada's largest real estate franchises.She is the Broker/Owner of Royal Lepage Connect Realty a brokerage in the Greater Toronto Area with 6 locations and approx 300 agents and staff, and she's the CEO of the Aligned Agent Academy home to her signature program Mindset to Millions.Michelle's journey as a female entrepreneur has shaped her commitment and passion to help others create their own personal success. In addition to her brokerage and industry leadership, she shares her wealth of experience and insights as a coach, public speaker, and a published writer for Forbes. [FREE Online Masterclass Training] The 3 Step Lead System To Close Your Next 6 Figures in GCI (From Leads You've Never Met)

Michelle Risi was named one of the Top 50 Women in Canadian Real Estate according to Real Estate Professionals Magazine.It's an accolade she has earned!Born into the real estate industry, Michelle began her career over 20 years ago, and has served in multiple roles to help grow one of Canada's largest real estate franchises.She is the Broker/Owner of Royal Lepage Connect Realty a brokerage in the Greater Toronto Area with 6 locations and approx 300 agents and staff, and she's the CEO of the Aligned Agent Academy home to her signature program Mindset to Millions.Michelle's journey as a female entrepreneur has shaped her commitment and passion to help others create their own personal success. In addition to her brokerage and industry leadership, she shares her wealth of experience and insights as a coach, public speaker, and a published writer for Forbes. [FREE Online Masterclass Training] The 3 Step Lead System To Close Your Next 6 Figures in GCI (From Leads You've Never Met)