Total Retirement Security Radio

In this episode we talk about your investments and your retirement and how to balance both.

In this show Ed talks about the markets, inflation and Covid and strategies to help protect your finances.

The importance of retirement planning has never been more important. In this episode we discuss how to plan for market fluctuations and inflation.

In this episode Ed and Tom talk about the importance of healthcare planning and having a solid Medicare strategy.

In this episode Ed and Tom talk about ways to help minimize your financial risk.

In this episode we discuss rising inflation, market volatility and to protect your finances.

In this episode we talk about the major differences between Variable and Fixed annuities. You need to know what annuities can offer, which ones can help you and which ones can cost you.

In this show we talk about financial planning right from your own home. Tom and Ed talk about the importance of financial planning and retirement income planning and how they will meet with you in your own home to save you time and money.

In this episode Ed and Tom talk about what you need to know about Financial and Retirement Planning and what they can offer.

In this episode Ed and Tom break down where your money needs to be in retirement to help make sure it lasts as long as you do.

In this episode we discuss the importance of Life Insurance beyond just the death benefits.

In this episode Tom and Ed talk about why it's so important to work with a trusted financial advisor, what it is they do, and how they can help you and your finances.

In this episode we talk about how the majority of Americans will need some type of long-term care at some point in retirement and how to help cover the cost.

What will the markets be doing the year you retire? Where will they be when you need to pull your money out in retirement? No one has a crystal ball. We don't know where the market will be, but the key is to plan for volatility. In this episode we talk about what that means and some options to do that.

In this episode Ed and Tom talk about the market madness and how to help protect against volatility and economic turbulence.

In this episode we talk about why you need a strategy to plan for taxes in retirement and how to help minimize your tax burden.

In this episode Stan and Lee talk about the reasons why people retire, how to set goals and how a plan and financial strategy is necessary to achieve your retirement goals.

In this episode we discuss what you need to know about Medicare and open enrollment.

In this episode Ed and Tom talk about the recent and ongoing market fluctuations and what to do to help secure your finances to weather the storm, especially as you approach or are in retirement.

With the current market volatility and economic uncertainty, it's important to protect your retirement income and savings. In this show Ed covers the importance of managing risk and potential ways to help protect those retirement funds.

In this episode Tom and Ed talk about what you need to know about your financial and retirement plans, and why you need a second opinion and a holistic approach to make your money last.

Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare, Medicare Advantage and Medigap policies.

With a fluctuating market and economic uncertainty, you need a plan and a well balanced portfolio. In this episode we talk about what is going on out there with your finances and helpful tips on how to take control.

In this episode Ed and Tom talk about where we are at with the economy and the market and why you need a financial plan that will give you peace of mind.

With the market fluctuating wildly and economic uncertainty, you need a financial plan and to make sure your assets are properly allocated. In this episode we discuss what is happening and talk about how to insure your finances for what the future might bring.

When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.

The key to a successful and happy retirement is making sure you have income that will last as long as you do and beyond for your loved ones. In this episode Ed and Tom talk about ways to accomplish this goal and have peace of mind that you don't have to worry about your income in retirement.

With market volatility and the economy the way it's been heading, it is easy to let your emotions affect your financial decisions. In this episode Ed talks about possible ways to deal with this and why it's important to consult a financial professional before making any changes to your portfolio or retirement accounts.

The current economic and financial crises created by Covid-19 has caused a lot of panic. In this episode Ed and Tom talk about how now is the time to work with a professional to secure your retirement accounts and ways to help you have a steady income you can count on in retirement.

In this episode Ed and Tom discuss the governments handling of the Coronavirus and whether the stimulus package is good or bad.

In this show Ed and Tom talk about retirement income planning and why now is the time for a new plan. They give tips on getting your retirement accounts in order.

In this episode Ed talks about what you need to be doing to make sure your financial and retirement plans are structured properly during these turbulent times.

The markets are extremely volatile right now and with everything else going on it is important to look at your retirement accounts and plans. Ed and Tom talk about what you need to know in order to help you secure your retirement savings and income.

In this episode we talk about what is happening with the current economy and why you need a new plan and how to avoid financial pain. Don't sacrifice your retirement accounts!

The markets and financial world has been going crazy, so where do you find safety amidst the chaos? In this episode we talk about your options and how to safely weather the financial storm.

In this episode we talk about the extreme market drops and how to help protect your money by having a plan.

The markets have been extremely volatile due to the Cornavirus and other factors. Today Edward talks about what you can do during a market downturn and getting prepared with a plan for market volatility and your asset allocation.

In this episode Ed talks about ways to help avoid the pitfalls of the market and the building blocks of retirement income planning.

How can you make sure the money you will need in retirement is safe? In this episode we talk about some ways to do that and how you can meet with a trusted financial advisor to create that plan in your own home.

In this episode Ed focuses on what you need to know about Stretch IRA's, the Secure Act and more!

Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.

Lower interest rates and all the political and economic uncertainties can wreak havoc on your investments, savings and retirement. In this show Ed and Tom talk about ways to help protect your portfolio and your retirement in this environment.

Healthcare cost are likely to be a big expense in retirement. How can you avoid these expensive bills? Are there tools or strategies you can use to plan for healthcare costs? This episode provides some potential options and answers.

In this episode Thomas goes over each of the questions you need to be asking in order to have a successful retirement. He also covers the areas of finance and saving that you need to understand to create that income in retirement and make it last.

In this episode we will talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.

They say the economy is great. Then they say we're going into a recession... which is it? Why so much market volatility? In this episode we give you tips on how to avoid the emotional roller coaster of the market and the talking heads. How to help you plan and hopefully avoid the uncertain times and volatility with your own finances and savings.

For millions of retirees, having an effective Medicare strategy often addresses either insulating their retirement savings from medical costs – or quickly depleting them. It is important to understand your Medicare coverage. It is more than just your financial wellbeing at stake; it’s also your physical and mental wellbeing. Getting the most out of what you have put in requires careful preparation, research and it the help of a professional can be very useful. We talk about helpful Medicare tips on today's show.

In this episode Thomas welcomes special guest and realtor Bruce Hancock to talk about reverse mortgages. What are they? How do they work? Most importantly, are they right for you? We give some tips and explanations about reverse mortgages to help you better understand this retirement income strategy.

What is the difference between Medicare Supplements and Medicare Advantage? We discuss medicare, the differences and how it can help save you money on healthcare.

Waiting to create a solid plan for your retirement income can cost you a lot of money. In some cases it can mean the difference between a successful and comfortable retirement versus a stressful and unsuccessful one. In this episode we talk about how to get started or how to get a second opinion on your current finances.

The loss of a spouse can be devastating. In this episode we talk about what to do to prepare financially for your own passing or the loss of a spouse, because you don't want to leave your loved ones in a bad situation financially. We talk about how to deal with that loss of income and helpful ways to over come that with preparation.