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Andy and Preston explore the turbulent world of Bitcoin treasury companies, from MicroStrategy's bold plays to sector-wide risks and poor performance. They dive into Bitcoin-backed stablecoins, valuation models, and adoption barriers. The episode wraps with discussions on energy, AI, and whether Bitcoin's market cycles are evolving toward stability or fresh volatility. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:01:43 - Why many Bitcoin treasury companies have underperformed or failed 00:03:34 - How MicroStrategy's debt profile compares to its market cap and cash flow 00:06:59 - The concept of Bitcoin-backed stablecoins and their over-collateralization 00:08:58 - Key solvency risks in stablecoin issuance and Bitcoin securitization 00:14:46 - How valuation frameworks like MNAV apply to Bitcoin treasuries 00:19:26 - Limitations of MicroStrategy stock vs. holding Bitcoin directly 00:26:09 - Why Bitcoin adoption is hindered by complexity and public perception 00:29:18 - Andy's diversified investment strategy beyond Bitcoin 00:32:45 - How emerging AI and EV technologies intersect with financial trends 00:42:39 - Market cycle insights and predictions for Bitcoin's future price Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Andy Edstrom's Book: Why Buy Bitcoin: Investing Today in the Money of Tomorrow. X Account: Andy Edstrom. Check out all the books mentioned and discussed in our podcast episodes here. Enjoy ad-free episodes when you subscribe to our Premium Feed. NEW TO THE SHOW? Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: X (Twitter) | LinkedIn | | Instagram | Facebook | TikTok. Check out our Bitcoin Fundamentals Starter Packs. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORSSupport our free podcast by supporting our sponsors: Simple Mining Human Rights Foundation Unchained HardBlock Linkedin Talent Solutions Public.com - see the full disclaimer here. Amazon Ads Alexa+ Shopify Vanta Onramp Abundant Mines Horizon Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
More countries are considering selling state-owned postal services - many have failed to make a profit for years. As businesses and people send fewer letters, there's also strong competition from global package delivery companies. We hear about the challenges facing postal services in Ireland, many of which have been in business for more than a hundred years. And we look to the US, where President Donald Trump favours privatising the national mail service; while in India, the state-run post office network will remain under government control. We also examine efforts to modernise postal services, which could mean delivery by drones and robots in the near future, supervised by AI.If you'd like to get in touch with the programme, our email address is businessdaily@bbc.co.ukProduced and presented by Russell Padmore(Image: A green pillar postbox in Ireland)
Ayahuasca showed this combat veteran truths about trauma, love, and ego he never knew existed.In this episode, Combat Veteran Nahum Vizakis shares the raw, shocking and transformative story of how plant medicine and deep inner work led him through PTSD, ego death, shadow healing, and a complete spiritual awakening. After years as a military EOD technician facing life-and-death situations, Nahum returned home carrying invisible wounds that traditional approaches couldn't touch. ⭐ CONNECT WITH NAHUM VIZAKISWebsite: spiritualbodybuilder.comCoaching & Services: optimizinghum.comInstagram: @spiritual_bodybuilderYouTube: Spiritual Bodybuilder
Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Why do clients keep asking for deliverables they don't actually need? How to get them to focus on the outcome instead of the task list? Every agency owner has had clients show up asking for a website, SEO, or a million social posts, when what they actually need is something much deeper: more leads, more profit, more time back, and a business they're proud of again. Today's featured guest broke down how he built an 11-year-old shop that delivers exactly that. We dig into why small businesses really hire agencies, why "selling SEO" is a trap, and how simplifying complex work can make your agency more profitable, more trusted, and a hell of a lot easier to run. Nico Biggi, Founder of The Gorilla Agency a full-service Oregon digital agency that helps small businesses achieve their marketing goals. After applying to 31 agencies and hearing absolutely nothing back, he decided if no one would hire him, he'd simply build the place he wished existed. Eleven years later, his agency helps small businesses fall in love with their companies again by delivering marketing that feels personal, purposeful, and rooted in truth—not hype. In this interview, we'll discuss: Why clients don't want SEO and what small business are really buying. How radical simplicity makes agencies more profitable. Walking away from big clients to make your agency stronger. How AI is changing client expectations. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Why Clients Don't Actually Want SEO (And What They're Really Buying from Agencies) Nico knows why his clients first reach out and he understands that, in reality, no one wants SEO. No one wants a website. No one wants a content calendar. What they want is for their phone to ring. They want predictable revenue and to stop feeling behind. Basically, they want a business that finally looks and performs the way they imagined when they started it. Hence, when Nico sits with a new client, he doesn't take their request at face value. He keeps pulling the thread: Why do you want that? What are you really trying to fix? What's happening behind the scenes that made you reach out today? By the time he gets to the core problem, the tactical service almost never matches the thing they originally asked for. And that's where trust is built—showing clients the real path to their desired outcome, not the task list they think they need. As he puts it: Services are the toolkit. Outcomes are the reason you pick up the tools. How Radical Simplicity Makes Agencies More Profitable and Improves Client Trust During client meetings, Nico strives to strip away the complexity agencies tend to hide behind. Clients don't want a masterclass in keyword density or a dissertation-length PDF they'll never read. They want clarity. To him, the best operators and the best salespeople think like teachers. Teachers take complicated ideas and make them accessible. They speak in a way a fifth grader can understand, because simplicity builds confidence, and confidence builds buy-in. Inside his own agency, this shows up in the way he trains his team. No silos. No "not my job." Everyone learns how every part of the system works, from content, SEO, design, dev, and strategy. That shared understanding creates respect, efficiency, and a culture where no one feels like they're building in the dark. Everyone in his team is taught that no one is above anyone and they're all running the machine together. It's a mindset that creates accountability among the team and helps the client understand exactly what they're paying for. Why Saying No to Big Clients Can Make Your Agency Stronger Every agency owner has a moment where the "big" client forces them to rethink everything. For Nico, it was early on, when a client offered him more money than he even asked for ($10k a month) and three months later, he fired the client. On paper, it was a dream account. In practice, it drained the team, misaligned with their process, and became the catalyst for rebuilding the agency from the ground up. He spent two years refining every process—on-page and off-page SEO, content creation, design systems, communication workflows—all centered around one thing: making sure clients always know where their money is going and how it's working. Most agencies duct-tape their operations when things get messy instead of rebuilding the underlying, broken system. Nico rebuilt his foundation truly believing that all business owners need is for someone to create systems, truly listen to them, and help them articulate what they do for their clients. Authenticity Converts (And Your Clients Need Your Help to Show It) Nico's wife unknowingly became the perfect case study for modern buyer behavior. Before choosing anything (restaurants, local services, events) she checks: Reviews Menus FAQs Photos Location Details User experience Credibility That's what most customers are doing, and the standard Nico sets for his clients. He wants to work with businesses that engage with clients and answer their questions, show their work with real photos, tell compelling stories, show proof, have a clean, intuitive website. If it doesn't pass what Nico calls "the wife test" — if a business doesn't have clear answers, real photos, social proof, strong UX, and transparent information — it doesn't ship. And the same goes for exclusivity: Nico refuses to work with two companies in the same industry and service area. He wants to make one the best, not compete against himself for small wins. How AI Is Changing Client Expectations and Why It Won't Replace Agencies Nico sees AI from both angles: the opportunity and the threat. On one hand, AI makes clients think everything should be instant and $500. He's already had clients send him AI-generated instructions like they're firing off tasks to a robot. The danger isn't AI itself but rather clients misunderstanding what real strategy, design, content, and user experience actually require. But the other side is where he sees massive upside. AI removes the repetitive, thankless tasks that bog agencies down. It gives teams more room to think, solve, and create. It lets agencies deliver more value, not less, if they use it correctly. AI doesn't replace strategy and, more importantly, it doesn't replace the human connection that actually closes deals. Your network is your edge. Tools evolve but human trust, real expertise, and the ability to guide clients through complexity—that doesn't. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.
In this episode, Paul discusses the importance of building a strong relationship with your customer from the outset, enabling the cash cow to flourish and ultimately drive growth. Learn the touchpoints to building a relationship with your customer and now to retain their business in the future. This is not rocket science, but there is a proven method for building success with repeat business rather than trying to fight the lead magnet mentality to always gain new customers. You already have a goldmine with your existing clients if you know how to market to them. Listen as Paul Abernathy, CEO and Founder of Electrical Code Academy, Inc., the leading electrical educator in the country, discusses electrical code, electrical trade, and electrical business-related topics to help electricians maximize their knowledge and industry investment.If you are looking to learn more about the National Electrical Code, for electrical exam preparation, or to better your knowledge of the NEC, then visit https://fasttraxsystem.com for all the electrical code training you will ever need by the leading electrical educator in the country with the best NEC learning program on the planet.Become a supporter of this podcast: https://www.spreaker.com/podcast/master-the-nec-podcast--1083733/support.Struggling with the National Electrical Code? Discover the real difference at Electrical Code Academy, Inc.—where you'll learn from the nation's most down-to-earth NEC expert who genuinely cares about your success. No fluff. No gimmicks. Just the best NEC training you'll actually remember.Visit https://FastTraxSystem.com to learn more.
In this episode of The New Warehouse Podcast, Kevin chats with Kayvon Nazarian, CEO and Founder of ZonPrep. Together, they explore how Amazon FBA Prep Services are evolving, and why sellers need specialized partners. Nazarian began as a seller, giving him a firsthand view of Amazon's rapid operational shifts. ZonPrep now supports brands with kitting, bundling, labeling, and inbound consolidation tailored to Amazon's strict requirements. As Amazon phases out internal prep options, sellers must rethink how they manage compliance, routing, and speed. This conversation shows how ZonPrep's high-velocity model helps brands adapt and why infrastructure built for fast processing is becoming essential for modern growth.Learn more about Brecham Group here. Learn more about Endpoint and give Gary a break here. Follow us on LinkedIn and YouTube.Support the show
Thanks to our Partners, NAPA Auto Care and NAPA TRACS Recorded Live at ASTA 2025, we explore the rise of the automotive specialist and why the industry needs a language shift—calling instructors “educators” instead of “trainers” to reflect the complex, continuing education modern technicians require. We also dive into the mobile diagnostics and repair market, discussing strategies for growth, high-complexity work, and the investments needed to compete. Looking ahead, the industry faces a technological turning point by 2030, with new vehicle architectures and ADAS calibration requirements threatening shops that fail to keep up. The episode closes by emphasizing the power of networking, connecting with peers, and staying ahead in a rapidly evolving industry. https://astausa.org/pages/asta-expo Rich Falco, Diag on Demand, Instructor at Carquest Technical Institute. Listen to Rich's previous episodes HERE Keith Perkins, L1 Automotive Training, Listen to Keith's previous episode HERE. Thanks to our Partners, NAPA Auto Care and NAPA TRACS Learn more about NAPA Auto Care and the benefits of being part of the NAPA family by visiting https://www.napaonline.com/en/auto-care NAPA TRACS will move your shop into the SMS fast lane with onsite training and six days a week of support and local representation. Find NAPA TRACS on the Web at http://napatracs.com/ Connect with the Podcast: - Follow on Facebook: https://www.facebook.com/RemarkableResultsRadioPodcast/ - Join Our Virtual Toastmasters Club: https://remarkableresults.biz/toastmasters - Join Our Private Facebook Community: https://www.facebook.com/groups/1734687266778976 - Subscribe on YouTube: https://www.youtube.com/carmcapriotto - Follow on LinkedIn: https://www.linkedin.com/in/carmcapriotto/ - Follow on Instagram: https://www.instagram.com/remarkableresultsradiopodcast/ - Follow on Twitter: https://twitter.com/RResultsBiz - Visit the Website: https://remarkableresults.biz/ - Join our Insider List: https://remarkableresults.biz/insider - All books mentioned on our podcasts: https://remarkableresults.biz/books - Our Classroom page for personal or team learning:
Maria Degaine and Joshua Santana are the Co-Founders of Cerboni Financial Services, based in Houston, TX. Cerboni is an all-in-one financial solution for restaurants. Maria's background is in hospitality and owning restaurants, while Joshua's background is in finance and tech. Together they formed Cerboni Services in 2017 to help independent restaurant manage their financials and lower costs through performance based metrics. Today, Cerboni helps around 800 restaurants nationwide. Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof. Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more. US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore Restaurant Systems Pro - Beginning January 5th, Restaurant Systems Pro will be launching its 30-day Restaurant Mastery Program. You'll get in-depth, step-by-step proven systems to get the money you deserve and create freedom in your life. Here are the systems they'll cover: Scheduling Menu Engineering Purchasing Inventory AI Invoice Processing Bookkeeping Restaurant Budgeting Digital Checklists Recipe Costing POS Integrations This 30-day restaurant mastery program is valued at nearly $4,000, but restaurant unstoppable listeners can get it for only $97 by going to go.restaurantsystemspro.net/profits You could join the Restaurant Unstoppable Community…and it's on us. That's right. You get the 30-day mastery program for absolutely free. Let's make 2026 the year your restaurant thrives. Guest contact info: For a free 30 minute consultation, call 281-888-2413 and mention "Restaurant Unstoppable" to get 20% off your first month of services. Thanks for listening! Rate the podcast, subscribe, and share!
Dr. K unpacks what it means to feel like “the goober” in your friend group. The person who gets invited, but it doesn't really matter if you show up. Starting from a brutal birthday story where nobody came, he shows how overgiving, bribing people with effort, and constantly trying to be “worth inviting” actually keep you stuck on the edge of every group. Being on the periphery isn't a diagnosis, but it can wreck your self-esteem and make you feel forgettable even when you technically have friends. He then breaks down the science of social networks and what actually moves you toward the center of a group. Instead of clinging to one friend circle and making yourself small with self-deprecating humor, he explains how to build more connections, become the “in between” person who links groups, and stop hiding your strengths. Dr. K gives both big-picture strategies and small behavior changes so you can be respected, remembered, and valued instead of feeling like the tagalong. Topics include: What it really means to feel like a “goober” in social groups Clinging behaviors that keep you stuck on the edge of friend circles Why overinvesting in one group rarely gets you more respect Eigenvector centrality and how “social gravity” actually works Forming weak ties and turning them into strong, meaningful connections Becoming the bridge between different groups to raise your status How self-deprecating humor and playing small lower your social value Why showing your real skills and expertise changes how people treat you HG Coaching : https://bit.ly/46bIkdo Dr. K's Guide to Mental Health: https://bit.ly/44z3Szt HG Memberships : https://bit.ly/3TNoMVf Products & Services : https://bit.ly/44kz7x0 HealthyGamer.GG: https://bit.ly/3ZOopgQ Learn more about your ad choices. Visit megaphone.fm/adchoices
Hey my loves
Melbourne-based Sudhir Shakya is a NAATI-accredited translator and interpreter. He says that the services of Nepali interpreters are mostly used in hospitals, courts and legal matters. Shakya spoke with SBS Nepali about his experience working as an interpreter, opportunities, challenges and the importance of translators and interpreters, especially in a health setting. Supported by NAATI. - तपाईंले नाटी (NAATI)को बारेमा सुन्नु भएको होला, वा आफूले नाटीको परीक्षा पनि दिनु भएको होला। अस्ट्रेलियामा एक नाटीद्वारा मान्यता प्राप्त दोभाषे र अनुवादकको भूमिका के हुन्छ भनी सोचिरहनुभएको छ भने, तपाईंको प्रश्न को जवाफ आज हामी लिएर आएका छौँ। मेलबर्न बसिन्दा सुधिर शाक्य, नाटीबाट मान्यता प्राप्त दोभाषे र अनुवादक हुन्। उनी भन्छन् कि अष्ट्रेलिया नेपाली दोभाषेहरुको सेवा धेरै जस्तो, अस्पताल र अदालतहरूमा प्रयोग हुने गरेको छ। र कतिपय समयमा, कोही अंग्रेजीमा पोख्ता भए तापनि, विशेष गरी कानुनी मामिलाहरुमा, दोभाषेको सहयोगले धेरै मद्दत पुर्याउँछ। एक दोभाषेको रूपमा काम गर्दा आफ्ना अनुभव, अवसर र विशेष गरी स्वास्थ्य सेवाहरू लिँदा कसरी सहयोग लिने भन्ने बारेमा, शाक्यले एसबीएस नेपालीसँग गरेको कुराकानी सुन्नुहोस्। Supported by NAATI.
Kyle Grieve breaks down Michael Mauboussin's key insights on combating noise, valuing intangible-rich businesses, using the rule of 40, leveraging checklists and algorithms, understanding base rates, and more. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:03:00 - How to use the BIN acronym to help you deal with forecasting error 00:14:32 - Four myths in investing (many of which I've fallen for) 00:26:15 - Why you must take GAAP numbers on a case-by-case basis due to handicaps of the standard 00:25:07 - How the rise in passive investing is making active investing more challenging 00:33:19 - Why GAAP losers outperform GAAP winners 00:37:14 - Why you should understand the differences between pricing and valuing a business 00:48:39 - Why using assorted multiples will help identify true undervaluations 00:45:50 - How to utilize the rule of 40 in your investing regardless of whether you invest in tech or not 00:49:16 - What to know about the base rates of a public business's survival 00:58:00 - Why most investments will fail and how to deal with the ones that succeed Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Read The Consilient Observer here. Learn about the BIN framework here. Dive into the four myths here. Explore valuation multiples more here Understand total shareholder returns more here. Improve your views on business survival here. Follow Kyle on Twitter and LinkedIn. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Check out our We Study Billionaires Starter Packs. Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Human Rights Foundation Unchained HardBlock Linkedin Talent Solutions Alexa+ Vanta Amazon Ads reMarkable Shopify Onramp Public.com - See the full disclaimer here. Abundant Mines Horizon Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Shawn and Daniel break down DoorDash (ticker: DASH), America's dominant meal-delivery company that's rapidly expanding into all forms of local commerce. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 - Intro 00:00:47 - How DoorDash came out of nowhere to become America's leading meal-delivery service, usurping Uber Eats and Grubhub 00:07:57 - What opportunity DoorDash's founders saw and the story of its origins as Palo Alto Delivery 00:10:26 - What DoorDash has done to finally crack the code of positive unit economics in restaurant delivery 00:19:21 - Why DoorDash is well-positioned to continue growing both domestically and internationally 00:28:41 - How a tipping scandal nearly destroyed the brand 00:16:21 - Why the COVID-19 pandemic was such a significant boon to DoorDash's business 01:15:35 - The company's approach to management comp 01:21:07 - How to think about modeling DASH's intrinsic value *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Sign up for The Intrinsic Value Newsletter to track our Portfolio. Shawn & Daniel use Fiscal.ai for every company they research — use their referral link to get started with a 15% discount! Business Breakdowns' coverage of DoorDash The Acquired podcast's coverage of DoorDash Modern MBA on DoorDash and the myth of profitable food delivery Explore our previous Intrinsic Value breakdowns: Paypal, Uber, Nike, Reddit, Amazon, Airbnb, TSMC, Alphabet, Ulta, LVMH, and Madison Square Garden Sports. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Public.com - See the full disclaimer here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Confronted by Heaven, Interrupted by Grace by Bishop Joaquin G. Molina
Learn what the ultra wealthy do to write off cash flowing assets and take advantage of the 100% bonus depreciation. In this masterclass you'll understand the dos and don'ts of advanced tax planning, asset depreciation, and see first hand case studies of entrepreneurs and business owners who are taking advantage of these strategies.0:00 - Intro1:07 - Who is Michael Williams?6:01 - The Three Steps to Tax Efficiency8:46 - Who are these Tax Strategies for?11:29 - Prioritizing Low-Hanging Fruit First13:14 - What is Depreciation for Tax Write-Offs?15:50 - Finding the Right Assets for Bonus Depreciation 19:58 - Two Main Risks: Tax Risk and Economic Risk23:54 - Passive vs. Active Income24:58 - Strategies for Writing Off Against Active Income26:56 - Structuring a Trader Business27:43 - Risk of IRS Audits31:21 - Tax Arbitrage32:59 - Understanding the Economic Risk34:02 - Differentiating the Strategies from Real Estate37:55 - Case Study Walkthrough with GPUs40:17 - Turning $150K Investment into $1M Write-Off 43:00 - Recapturing Cash on Residual Value as Ordinary Income45:58 - Cash-on-Cash Return Targets48:12 - After-Tax Return on Investments51:16 - GPUs Residual Value52:20 - Pulling Assets Out of the Revenue Pool53:14 - Services and Fees (Maintenance, Insurance)54:02 - Debt Payment Responsibility55:00 - Tax Implications of Debt Service57:41 - Final AdviceJoin the Tax and Assets Community: https://taxandassets.comConnect with Michael & His Team: Email - michael@trusttpc.comWebsite - https://www.trusttpc.com/Want Us to Review Your Current Tax Strategy Before the End of the Year? Click Here: https://betterwealth.com/tax______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Dr. K breaks down why so many people struggle with self-love and why the usual advice to “just love yourself” never works. He explains how early attachment, people pleasing, and constant self-negotiation slowly disconnect you from your own wants until you can't tell who you are or what you deserve. Instead of treating self-love like a mindset hack, he shows how your environment and relationships quietly shape your sense of worth. He also lays out what actually moves the needle. That includes changing the way you talk to yourself, breaking the habit of appeasing your own anxiety, letting others reflect your value, and using meditation to stop fusing with every negative thought. Dr. K reframes self-love as something you grow into through awareness and experience, not something you magically “decide” to have. Topics include:- How childhood conditioning shapes adult self-worth- Why anxious and avoidant patterns make self-love harder- The trap of self-appeasement and over-negotiating with yourself- How self-loathing builds when you stay stuck in your own head- Using real relationships to rebuild a sense of value- Meditation as a way to observe thoughts instead of believing them- Small habits that slowly create authentic self-respect HG Coaching : https://bit.ly/46bIkdo Dr. K's Guide to Mental Health: https://bit.ly/44z3Szt HG Memberships : https://bit.ly/3TNoMVf Products & Services : https://bit.ly/44kz7x0 HealthyGamer.GG: https://bit.ly/3ZOopgQ Learn more about your ad choices. Visit megaphone.fm/adchoices
On today's episode, Clay is joined by Shawn O'Malley to discuss what he's learned through hosting The Intrinsic Value Podcast over the past year. They also dive into The Intrinsic Value Portfolio, which includes holdings like Uber, Alphabet, Lululemon, Nike, and Adobe. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:01:42 - How The Intrinsic Value Portfolio has performed this year 00:18:23 - Why a sizable portion of The Intrinsic Value Portfolio is invested in big tech companies 00:28:41 - How Shawn gets comfortable investing in retail companies 00:43:07 - Why Nike is included in The Intrinsic Value Portfolio 00:49:27 - The best opportunities Shawn sees in today's market 00:58:16 - Why Shawn is bullish on Adobe despite the collapsing stock price 01:17:23 - Shawn's estimate of the intrinsic value of Adobe 01:24:19 - Shawn's process for researching stocks Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Check out The Intrinsic Value Podcast. Check out The Intrinsic Value Newsletter. Check out The Intrinsic Value Portfolio. Check out The Intrinsic Value Community. Mentioned Episode: TIP741: The Intrinsic Value of Uber & Reddit. Related Episode: TIVP019: Adobe (ADBE): Designing a Creative Empire. Related Episode: TIVP033: Lululemon (LULU): Still the King of Athleisure? Follow Clay on LinkedIn & X. Follow Shawn on LinkedIn & X. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Check out our We Study Billionaires Starter Packs. Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Human Rights Foundation Unchained HardBlock Linkedin Talent Solutions Alexa+ Vanta Amazon Ads reMarkable Shopify Onramp Public.com - See the full disclaimer here. Abundant Mines Horizon Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
How do you handle the pressure when "a lot is coming at you"? Denise Christopher of Attention to Detail Janitorial Services, reveals the key mindset change, and the moment she stops everything to pray, that allows her to prioritize sleep and stay focused, even after years in business. Essential listening for every founder!Subscribe for more insights and inspiration.
Hello to you listening in Den Hague, the Netherlands!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Story Prompt Friday and your host, Diane Wyzga.Who is Saint Nicholas? Little is known about the historical Saint Nicholas who was born during the third century in the village of Patara in Asia Minor on what is now the southern coast of Turkey. The earliest accounts of his life were written centuries after his death. Click HERE to learn more. But it is believed the life and deeds of St. Nicholas gave rise to the Christmas character we know as Santa Claus.From a very early age I remember how my family celebrated December 6th as the Feast of Saint Nicholas; a reminder that Christmas is on its way and someone is watching us - from a distance - to be sure we stay on the nice side of naughty. On the night of December 5th each child put a pair of shoes outside their bedroom door. On the morning of the 6th there was a small gift in the shoes left by Saint Nicholas himself, reminding us to be of love a little more careful than anything else this season.Story Prompt: What one tradition or ritual do you continue at this time of year? Who might it remind you of? What special meaning does it hold for you? Write that story and tell it out loud!You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
Today on MetroNews This Morning: --AARP approves premium increase for state employees' insurance--Services in Washington honore the life of late National Guard member Sarah Beckstrom--The state's official Christmas tree is officially on for the season in Charleston--In Sports: It's championship weekend for high school football in West Virginia
CELTICS COURT REPORT- BRIAN SCALABRINE, LETS TALK BOSTON HOOPS.
Eternal Judgement by Pastor Jules Molina
A Ketchikan paramedic wins the national Community Star award for his work in rural healthcare. Plus, a transnational mining agreement turns ten years old, and Alaska's Office of Children's Services pushes back on the findings of an audit required by a law meant to reform the state's foster care system.
Allen and Joel sit down with Dan Fesenmeyer of Windquest Advisors to discuss turbine supply agreement fundamentals, negotiation leverage, and how tariff uncertainty is reshaping contract terms. Dan also explains why operators should maximize warranty claims before service agreements take over. Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes’ YouTube channel here. Have a question we can answer on the show? Email us! Welcome to Uptime Spotlight, shining Light on Wind. Energy’s brightest innovators. This is the Progress Powering tomorrow. Allen Hall: Dan, welcome to the program. Great to be here. Thanks for having me, guys. Well, we’ve been looking forward to this for several weeks now because. We’re trying to learn some of the ins and outs of turbine supply agreements, FSAs, because everybody’s talking about them now. Uh, and there’s a lot of assets being exchanged. A lot of turbine farms up for sale. A lot of acquisitions on the other side, on the investment side coming in and. As engineers, we don’t deal a lot with TSAs. It’s just not something that we typically see until, unless there’s a huge problem and then we sort of get involved a little bit. I wanna understand, first off, and you have a a ton of experience doing this, that’s why we [00:01:00] love having you. What are some of the fundamentals of turbine supply agreements? Like what? What is their function? How do they operate? Because I think a lot of engineers and technicians don’t understand the basic fundamentals of these TSAs. Dan Fesenmeyer: The TSA is a turbine supply agreement and it’s for the purchase and delivery of the wind turbines for your wind farm. Um, typically they are negotiated maybe over a 12 ish month period and typically they’re signed at least 12 months before you need, or you want your deliveries for the wind turbines. Joel Saxum: We talk with people all over the world. Um, you know, GE Americas is different than GE in Spain and GE in Australia and Nordics here, and everybody’s a little bit different. Um, but what we, we regularly see, and this is always an odd thing to me, is you talked about like negotiating. It starts 12 months ahead of time stuff, but we see that [00:02:00] the agreements a lot of times are very boilerplate. They’re very much like we’re trying to structure this in a certain way, and at the end of the day, well, as from an operator standpoint, from the the person buying them, we would like this and we would like this and we would like this, but at the end of the day, they don’t really seem to get that much negotiation in ’em. It’s kind of like, this is what the agreement you’re gonna take and this is how we sell them. That’s it. Is, is that your experience? I mean, you’re at GE for a long time, one of the leading OEMs, but is that what you’re seeing now or is there a little bit more flexibility or kind of what’s your take on that? Dan Fesenmeyer: I think generally it depends, and of course the, the OEMs in the, and I’ll focus more on the us, they’ll start with their standard template and it’s up to the purchaser, uh, to develop what they want as their wishlist and start negotiations and do their, let’s say, markup. So, uh, and then there’s a bit of leverage involved. If you’re buying two units, it’s hard to get a lot of interest. [00:03:00] If you’re buying 200 units, then you have a lot more leverage, uh, to negotiate terms and conditions in those agreements. I was with GE for 12 years on the sales and commercial side and now doing advisory services for four years. Uh, some of these negotiations can go for a long time and can get very, very red. Others can go pretty quick. It really depends on what your priorities are. How hard you want to push for what you need. Allen Hall: So how much detail goes into a TSA then are, are they getting very prescriptive, the operators coming with a, a list of things they would like to see? Or is it more negotiating on the price side and the delivery time and the specifics of the turbine? Dan Fesenmeyer: Generally speaking, you start kind of with the proposal stage and. First thing I always tell people is, let’s understand what you have in your proposal. Let’s understand, you know, what are the delivery [00:04:00] rates and times and does that fit with your project? Does the price work with respect to your PPA, what does it say about tariffs? That’s a huge one right now. Where is the risk going to land? What’s in, what’s out? Um. Is the price firm or is there indexation, whether it’s tied to commodities or different currencies. So in my view, there’s some pre-negotiations or at least really understanding what the offer is before you start getting into red lines and, and generally it’s good to sit down with the purchasing team and then ultimately with the OEM and walk through that proposal. Make sure you have everything you need. Make sure you understand what’s included, what’s not. Scope of supply is also a big one. Um, less in less in terms of the turbine itself, but more about the options, like does it have the control features you need for Ercot, for example. Uh, does it have leading [00:05:00]edge protection on your blades? Does it have low noise trailing edge? Do we even need lo low noise trailing edges? Uh, you know, those Joel Saxum: sorts Dan Fesenmeyer: of things. Joel Saxum: Do you see the more of the red lining in the commercial phase or like the technical phase? Because, and why I ask this question is when we talk, ’cause we’re regularly in the o and m world, right? Talking with engineers and asset managers, how do you manage your assets? And they really complain a lot that a lot of their input in that, that feedback loop from operations doesn’t make it to the developers when they’re signing TSAs. Um, so that’s a big complaint of theirs. And so my question is like, kind of like. All right. Are there wishes being heard or is it more general on the technical side and more focused on the commercial Dan Fesenmeyer: side? Where do you see that it comes down to making sure that your negotiation team has all the different voices and constituents at the table? Uh, my approach and our, our team’s approach is you have the legal piece, a technical piece, and we’re in between. We’re [00:06:00] the commercial piece. So when you’re talking TSAs, we’re talking price delivery terms. Determination, warranty, you know, kind of the, the big ticket items, liquidated damages, contract caps, all those big ticket commercial items. When you move over to the operations agreement, which generally gets negotiated at the same time or immediately after, I recommend doing them at the same time because you have more leverage and you wanna make sure terms go from TSA. They look the same in the. Services agreement. And that’s where it’s really important to have your operations people involved. Right? And, and we all learn by mistakes. So people that have operated assets for a long time, they always have their list of five or 10 things that they want in their o and m agreement. And, um, from a process standpoint, before we get into red lines, we usually do kind of a high [00:07:00] level walkthrough of here’s what we think is important. Um. For the TSA and for the SMA or the operations and maintenance agreement, let’s get on the same page as a team on what’s important, what’s our priority, and what do we want to see as the outcome. Allen Hall: And the weird thing right now is the tariffs in the United States that they are a hundred percent, 200%, then they’re 10%. They are bouncing. Like a pinball or a pong ping pong ball at the moment. How are you writing in adjustments for tariffs right now? Because some of the components may enter the country when there’s a tariff or the park the same park enter a week later and not be under that tariff. How does that even get written into a contract right now? Dan Fesenmeyer: Well, that’s a fluid, it’s a fluid environment with terrorists obviously, and. It seems, and I’ll speak mostly from the two large OEMs in the US market. Um, [00:08:00] basically what you’re seeing is you have a proposal and tariffs, it includes a tariff adder based on tariffs as in as they were in effect in August. And each one may have a different date. And this is fairly recent, right? So as of August, here’s what the dates, you know, here’s a tariff table with the different countries and the amounts. Here’s what it translates into a dollar amount. And it’ll also say, well, what we’re going to do is when, uh, these units ship, or they’re delivered X works, that’s when we come back and say, here’s what the tariffs are now. And that difference is on the developer or the purchaser typically. Allen Hall: So at the end of the day. The OEM is not going to eat all the tariffs. They’re gonna pass that on. It’s just basically a price increase at the end. So the, are the, are the buyers of turbines then [00:09:00] really conscious of where components are coming from to try to minimize those tariffs? Dan Fesenmeyer: That’s Allen Hall: difficult. Dan Fesenmeyer: I mean, I would say that’s the starting point of the negotiation. Um, I’ve seen things go different ways depending on, you know, if an off, if a developer can pass through their tariffs to the, on their PPA. They can handle more. If they can’t, then they may come back and say, you know what, we can only handle this much tariff risk or amount in our, in our PPA. The rest we need to figure out a way to share between the OEM or maybe and the developer. Uh, so let’s not assume, you know, not one, one size doesn’t fit all. Joel Saxum: The scary thing there is it sound, it sounds like you’re, like, as a developer when you’re signing a TSA, you’re almost signing a pro forma invoice. Right. That that could, that could go up 25% depending on the, the mood on, in Capitol Hill that day, which is, it’s a scary thought and I, I would think in my mind, hard to really get to [00:10:00] FID with that hanging over your head. Dan Fesenmeyer: Yeah. It it’s a tough situation right now for sure. Yeah. And, and we haven’t really seen what section 2 32, which is another round of potential tariffs out there, and I think that’s what. At least in the last month or two. People are comfortable with what tariffs are currently, but there’s this risk of section 2 32, uh, and who’s going to take that risk Allen Hall: moving forward? Because the 2 32 risk is, is not set in stone as when it will apply yet or if it even Dan Fesenmeyer: will happen and the amount, right. So three ifs, three big ifs there, Alan. Allen Hall: Yeah. And I, maybe that’s designed on purpose to be that way because it does seem. A little bit of chaos in the system will slow down wind and solar development. That’s one way you do. We just have a, a tariff. It’s sort of a tariff that just hangs out there forever. And you, are there ways to avoid that? Is it just getting the contract in [00:11:00] place ahead of time that you can avoid like the 2 32 thing or is it just luck of the draw right now? It’s always Dan Fesenmeyer: up to the situation and what your project delivery. Is looking at what your PPA, what can go in, what can go out. Um, it’s tough to avoid because the OEMs certainly don’t want to take that risk. And, uh, and I don’t blame them. Uh, and separately you were asking about, well, gee, do you start worrying about where your components are sourced from? Of course you are. However, you’re going to see that in the price and in the tariff table. Uh, typically. I would say from that may impact your, your, uh, sort of which, which OEM or which manufacturer you go with, depending on where their supply chain is. Although frankly, a lot of components come from China. Plain and simple, Allen Hall: right? Dan Fesenmeyer: Same place. If you are [00:12:00] subject to these tariffs, then you want to be more on a, you know, what I would say a fleet wide basis. So, uh, meaning. Blades can come from two places. We don’t want to have, you know, an OEM select place number one because it’s subject to tariff and we have to pay for it. You want it more on a fleet basis, so you’re not, so the OEM’s not necessarily picking and choosing who gets covered or who has to pay for a tariff or not. Joel Saxum: And I wonder that, going back to your first statement there, like if you have the power, the leverage, if you can influence that, right? Like. Immediately. My mind goes to, of course, like one of the big operators that has like 10, 12, 15,000 turbines and deals exclusively with ge. They probably have a lot of, they might have the, the stroke to be able to say, no, we want our components to come from here. We want our blades to come from TPI Mexico, or whatever it may be, because we don’t want to make sure they’re coming from overseas. And, and, and if that happens in, in [00:13:00] the, let’s take like the market as a whole, the macro environment. If you’re not that big player. You kind of get the shaft, like you, you would get the leftovers basically. Dan Fesenmeyer: You could, and that makes for a very interesting discussion when you’re negotiating the contract and, and figuring out something that could work for both. It also gets tricky with, you know, there could be maybe three different gearbox suppliers, right? And some of those. So this is when things really get, you know, peeling back an onion level. It’s difficult and I’ll be nice to the OEMs. It’s very tough for them to say, oh, we’re only a source these gearbox, because they avoid the tariffs. Right? That’s why I get more to this fleet cost basis, which I think is a fair way for both sides to, to handle the the issue. Allen Hall: What’s a turbine backlog right now? If I sign a TSA today, what’s the earliest I would see a turbine? Delivered. Dan Fesenmeyer: You know, I, I really don’t know the answer to that. I would say [00:14:00] generally speaking, it would be 12 months is generally the response you would get. Uh, in terms of if I sign today, we get delivery in 12 months, Allen Hall: anywhere less than two years, I think is a really short turnaround period. Because if you’re going for a, uh, gas turbine, you know, something that GE or Siemens would provide, Mitsubishi would provide. You’re talking about. Five or six years out before we ever see that turbine on site. But wind turbines are a year, maybe two years out. That seems like a no brainer for a lot of operators. Dan Fesenmeyer: I would say a year to two is safe. Um, my experience has been things, things really get serious 12 months out. It’s hard to get something quicker. Um, that suppliers would like to sign something two years in advance, but somewhere in between the 12 months and 24 months is generally what you can expect. Now, I haven’t seen and been close to a lot of recent turbine supply [00:15:00]deals and, and with delivery, so I, I, I can’t quote me on any of this. And obviously different safe harbor, PTC, windows are going to be more and more important. 20 eights preferred over 29. 29 will be preferred over 30. Um, and how quick can you act and how quick can you get in line? Allen Hall: Yeah, it’s gonna make a big difference. There’s gonna be a rush to the end. Wouldn’t you think? There’s must be operators putting in orders just because of the end of the IRA bill to try to get some production tax credits or any tax credits out of it. Dan Fesenmeyer: Absolutely. And you know. June of 2028 is a hell of a lot better than fall of 2028 if you want a COD in 2 28. Right. And then you just work backwards from there. Yeah. And that’s, that’s, we’ve seen that in the past as well, uh, with, with the different PTC cliffs that we’ve [00:16:00] seen. Allen Hall: Let’s talk service agreements for a moment when after you have a TSA signed and. The next thing on the list usually is a service agreement, and there are some OEMs that are really hard pushing their service agreements. 25, 30, 35 years. Joel, I think 35 is the longest one I have seen. That’s a long time. Joel Saxum: Mostly in the Nordics though. We’ve seen like see like, uh, there are Vestas in the Nordic countries. We’ve seen some 35 year ones, but that’s, to me, that’s. That’s crazy. That’s, that’s a marriage. 35 years. The crazy thing is, is some of them are with mo models that we know have issues. Right? That’s the one that’s always crazy to me when I watch and, and so then maybe this is a service, maybe this is a com a question is in a service level agreement, like I, I, I know people that are installing specific turbines that we’ve been staring at for five, six years that we know have problems now. They’ve addressed a lot of the problems and different components, bearings and drive, train and [00:17:00] blades and all these different things. Um, but as an, as an operator, you’d think that you have, okay, I have my turbine supply agreement, so there’s some warranty stuff in there that’s protecting me. There is definitely some serial defect clauses that are protecting me. Now I have a service level agreement or a service agreement that we’re signing that should protect me for from some more things. So I’m reducing my risk a little more. I also have insurance and stuff in built into this whole thing. But when, when you start crossing that gap between. These three, four different types of contracts, how do people ensure that when they get to that service level contract, that’s kind of in my mind, the last level of protection from the OEM. How do they make sure they don’t end up in a, uh, a really weird Swiss cheese moment where something fell through the cracks, serial defects, or something like that? You know? Dan Fesenmeyer: Yeah. It, it comes down to, I, I think it’s good to negotiate both at the same time. Um, it sometimes that’s not practical. It’s good. And [00:18:00] part of it is the, the simple, once your TSA is signed, you, you don’t have that leverage over that seller to negotiate terms in the services agreement, right? Because you’ve already signed a t to supply agreement. Uh, the other piece I think is really important is making sure the defect language, for example, and the warranty language in the TSA. Pretty much gets pulled over into the service agreement, so we don’t have different definitions of what a defect is or a failed part, uh, that’s important from an execution standpoint. My view has always been in the TSA, do as much on a warranty claim as you possibly can at that end of the warranty term. The caps and the coverages. And the warranty is much higher than under the services agreement. Services agreement [00:19:00] will end up, you know, warranty or extended warranty brackets, right? ’cause that’s not what it is. It becomes unscheduled maintenance or unplanned maintenance. So you do have that coverage, but then you’re subject to, potentially subject to CAPS or mews, annual or per event. Um. Maybe the standard of a defect is different. Again, that’s why it’s important to keep defect in the TSAs the same as an SMA, and do your warranty claim first. Get as much fixed under the warranty before you get into that service contract. Joel Saxum: So with Windquest, do you go, do you regularly engage at that as farms are coming up to that warranty period? Do you help people with that process as well? As far as end of warranty claims? Contract review and those things before they get into that next phase, you know, at the end of that two year or three years. Dan Fesenmeyer: Yeah. We try to be soup to nuts, meaning we’re there from the proposal to helping [00:20:00] negotiate and close the supply agreement and the services agreement. Then once you move into the services agreement or into the operation period, we can help out with, uh, filing warranty claims. Right. Do we, do you have a serial defect, for example, or. That, that’s usually a big one. Do you have something that gets to that level to at least start that process with an root cause analysis? Um, that’s, that’s obviously big ones, so we help with warranty claims and then if things aren’t getting fixed on time or if you’re in a service agreement and you’re unhappy, we try to step in and help out with, uh, that process as well. Joel Saxum: In taking on those projects, what is your most common component that you deal with for seald? Defects, Dan Fesenmeyer: gearboxes seem to always be a problem. Um, more recently, blade issues, um, main bearing issues. Uh, those are [00:21:00] some of the bigger ones. And then, yeah, and we can be main bearings. Also. Pitch bearings often an issue as well. Joel Saxum: Yeah, no, nothing surprising there. I think if you, if you listen to the podcast at all, you’ve heard us talk about all of those components. Fairly regularly. We’re not, we’re not to lightening the world on firing new information on that one. Allen Hall: Do a lot of operators and developers miss out on that end of warranty period? It does sound like when we talk to them like they know it’s coming, but they haven’t necessarily prepared to have the data and the information ready to go till they can file anything with the OEM it. It’s like they haven’t, they know it’s approaching, right? It’s just, it’s just like, um, you know, tax day is coming, you know, April 15th, you’re gonna write a check for to somebody, but you’re not gonna start thinking about it until April 14th. And that’s the wrong approach. And are you getting more because things are getting tighter? Are you getting more requests to look at that and to help? Operators and developers engage that part of their agreements. I think it’s an Dan Fesenmeyer: [00:22:00] oppor opportunity area for owner operators. I think in the past, a lot of folks have just thought, oh, well, you know, the, the, the service agreement kicks in and it’ll be covered under unscheduled or unplanned maintenance, which is true. But, uh, again, response time might be slower. You might be subject to caps, or in the very least, an overall contract level. Cap or limitation, let’s say. Uh, so I, I do think it’s an opportunity area. And then similarly, when you’re negotiating these upfront to put in language that, well, I don’t wanna say too much, but you wanna make sure, Hey, if I, if I file a claim during warranty and you don’t fix it, that doesn’t count against, let’s say your unplanned cap or unplanned maintenance. Joel Saxum: That’s a good point. I was actually, Alan, this is, I was surprised the other day. You and I were on a call with someone and they had mentioned that they were coming up on end of warranty and they were just kinda like, eh, [00:23:00] we’ve got a service agreement, so like we’re not gonna do anything about it. And I was like, really? Like that day? Like, yeah, that deadline’s passed, or it’s like too close. It wasn’t even passed. It was like, it’s coming up and a month or two. And they’re like, yeah, it’s too close. We’re not gonna do anything about it. We’ll just kind of deal with it as it comes. And I was thinking, man, that’s a weird way to. To manage a, you know, a wind farm that’s worth 300 million bucks. Dan Fesenmeyer: And then the other thing is sometimes, uh, the dates are based on individual turbine CDs. So your farm may have a December 31 COD, but some of the units may have an October, uh, date. Yeah, we heard a weird one the other day that was Joel Saxum: like the entire wind farm warranty period started when the first turbine in the wind farm was COD. And so there was some turbines that had only been running for a year and a half and they were at the end of warranty already. Someone didn’t do their due diligence on that contract. They should have called Dan Meyer. Dan Fesenmeyer: And thing is, I come back is when you know red lines are full of things that people learned [00:24:00] by something going wrong or by something they missed. And that’s a great example of, oh yeah, we missed that when we signed this contract. Joel Saxum: That’s one of the reasons why Alan and I, a lot, a lot of people we talk to, it’s like consult the SMEs in the space, right? You’re, you may be at tasked with being a do it all person and you may be really good at that, but someone that deals in these contracts every day and has 20 years of experience in it, that’s the person you talk to. Just like you may be able to figure out some things, enlight. Call Allen. The guy’s been doing lightning his whole career as a subject matter expert, or call a, you know, a on our team and the podcast team is the blade expert or like some of the people we have on our network. Like if you’re going to dive into this thing, like just consult, even if it’s a, a small part of a contract, give someone a day to look through your contract real quick just to make sure that you’re not missing anything. ’cause the insights from SMEs are. Priceless. Really. Dan Fesenmeyer: I couldn’t agree more. And that’s kind of how I got the idea of starting Windquest advisors to begin with. [00:25:00] Um, I used to sit across the table with very smart people, but GE would con, you know, we would negotiate a hundred contracts a year. The purchaser made one or two. And again, this isn’t, you know, to beat up the manufacturers, right? They do a good job. They, they really work with their, their customers to. Find solutions that work for both. So this is not a beat up the OEM, uh, from my perspective, but having another set of eyes and experience can help a lot. Allen Hall: I think it’s really important that anybody listening to this podcast understand how much risk they’re taking on and that they do need help, and that’s what Windquest Advisors is all about. And getting ahold of Dan. Dan, how do people get ahold of you? www.win advisors.com. If you need to get it to Dan or reach out to win advisors, check out LinkedIn, go to the website, learn more about it. Give Dan a phone call because I think [00:26:00] you’re missing out probably on millions of dollars of opportunity that probably didn’t even know existed. Uh, so it’s, it’s a good contact and a good resource. And Dan, thank you so much for being on the podcast. We appreciate having you and. We’d like to have you back again. Dan Fesenmeyer: Well, I’d love to come back and talk about, maybe we can talk more about Lightning. That’s a Joel Saxum: couple of episodes. Dan Fesenmeyer: I like watching your podcast. I always find them. Informative and also casual. It’s like you can sit and listen to a discussion and, and pick up a few things, so please continue doing what you’re doing well, thanks Dan. Allen Hall: Thanks Dan.
Kaysha is in her early 20s: low on resources, but big on dreams. Sometimes, those dreams feel tantalizingly close to reality; other times, she's pulled back into a life she badly wants to leave behind. We follow Kaysha for a year and a half as she tries to break out of the loop. This is the fifth episode of “The Loop,” Ear Hustle's six-part series about kids in New York City who are caught up, one way or another, in the criminal justice system. Ear Hustle would like to thank: Joanne Smith-Darden, Associate Professor, School of Social Work, Ruth T. Koehler Endowed Professor in Children's Services, Michigan State University and Co-Director, SPARK Lab; Heather McCauley, Associate Professor, School of Social Work, Michigan State University and Co-Director, SPARK Lab; and Adam Brown, Associate Professor, Silberman School of Social Work at Hunter College, City University of New York, for their tremendous support of this project. Big thanks, too, to the Drama Club team — including Josie Whittlesey, Cesar Rosado, Tiffany “Tiny” Cruz, Abby Pierce, Sophie Jones, and Ashley Adams. You can find out more about their work here.And thanks to Nancy Ginsberg, Aylese Kanze, and Commissioner Danhauser at New York City's Administration for Children's Services for saying “yes” to this project.As always, thanks to Warden Andes and Lt. Berry at San Quentin Rehabilitation Center; Acting Warden Parker, Associate Warden Lewis, and Lt. Newborg at the California Institution for Women; and Warden De La Cruz and Lt. Williams at the Central California Women's Facility for their support of our work.Support our team and get even more Ear Hustle by subscribing to Ear Hustle Plus today. Sign up at earhustlesq.com/plus or directly in Apple Podcasts. Ear Hustle is a proud member of Radiotopia, from PRX. Learn about your ad choices: dovetail.prx.org/ad-choices
Pressure is mounting for transparency on a “double tap” boat strike in the Caribbean that critics say may constitute a war crime. NBC News reports on how Defense Secretary Pete Hegseth is defending the administration’s actions. Trump pardoned the former Honduran president who was convicted of taking bribes from cartels that flooded the U.S. with cocaine. BBC News reports that the clemency comes as Hondurans are electing a new president. Services like 23andMe have revealed the existence of “surprise heirs” asking for a piece of the family inheritance. The Wall Street Journal’s Ashlea Ebeling explains how the development is throwing estate planning into chaos. Plus, ICE is set to crack down on Somali immigrants in Minnesota, a Republican win in Tennessee but Democrats gained ground, and why ‘Mad Men’ fans are catching some unexpected mistakes on streaming. Today’s episode was hosted by Shumita Basu.
In this episode, Seb and Preston explore Tesla's FSD 14.2 advancements and their implications for AI-driven autonomy. They also tackle the ethical, societal, and infrastructural challenges of rapid AI development—from brain-inspired computing to nuclear energy's role in supporting AGI. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:01:44 - How Tesla's FSD 14.2 dramatically improved its autonomous driving performance 00:13:42 - The ethical dilemmas and liability concerns around AI decision-making 00:20:27 - Tesla's sensor-only approach versus LiDAR-heavy systems like Waymo 00:27:31- The potential of biologically-inspired artificial neurons 00:30:32 - How brain-computer interfaces could revolutionize AI and prosthetics 00:32:28 - The societal risks of tech-enhanced human capabilities 00:36:26 - How AI image generation tools like Google's Nano Banana Pro are evolving 00:49:37 - Why AI's energy demands are influencing nuclear power policy 01:00:06 - The risks of AI-induced content homogenization and “AI slop” 01:07:22 - Why some are turning to manual trades to escape AI disruption Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Related book: Lifespan: Why We Age―and Why We Don't Have To. Seb's website: Seb Bunney - The Qi of Self Sovereignty. Seb's book: The Hidden Cost of Money. X Account: Seb Bunney. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: X (Twitter) | LinkedIn | | Instagram | Facebook | TikTok. Check out our Bitcoin Fundamentals Starter Packs. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Human Rights Foundation Unchained HardBlock Linkedin Talent Solutions Kubera Vanta reMarkable Onramp Public.com Netsuite Shopify Abundant Mines Horizon Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Justice – when you hear that word what do you think of? The word carries some baggage in the church today and has become highly politicized. Too much justice talk and you can be dismissed as Marxist, woke, or a proponent of the “unbiblical” social justice gospel. But if you can remove yourself from cultural baggage, read the Bible with fresh eyes, and look at the life of Jesus, you see justice everywhere. Justice was central to the life and mission of Jesus. And it should be to his followers as well. One of the best books I've read on the topic is a new book by Joash Thomas called The Justice of Jesus: Reimagining Your Church's Life Together to Pursue Liberation And Wholeness. Talking about justice shouldn't cause us to draw tighter partisan political lines. It should cause us – as Joash says – to be politically agnostic, except on behalf of our marginalized neighbors. This is an eye-opening conversation. He talk about how colonization has shaped the Western church to resist justice. Why we need more teaching on justice and not less. Why it's important to diversity our theological influences. And some practical ways any local church can pursue justice. Joash is a kind soul with a deep understanding of justice and Christianity in the global south and what we can learn in the west…from followers of Jesus all over the world. Topics Covered: How “wokeism” and “Marxism” have become deflective tactics to keep us from facing the truth Why the Evangelical Church needs more teaching on justice How colonization and colonialism has shaped us to resist justice Why it’s good for our formation to diversify our theological influences Why Christians should be politically agnostic Practical ways the church today can pursue justice Resources Mentioned: Show Sponsor: Planning Center The Justice of Jesus: Reimagining Your Church’s Life Together To Pursue Liberation And Wholeness by Joash Thomas Joash Thomas website Joash Thomas instagram Show Sponsor: This episode is sponsored by Planning Center, an all-in-one church management software made to help churches help people. You can organize your ministries and keep everyone on your team communicating and aligned around what's going on. As a worship leader, good communication is key to building a strong worship team. You can cultivate relationships while ensuring everyone has what they need to successfully prep for your services. But why not take it up a notch using the chat feature? Built right into the Services mobile app—which, by the way, you should totally download if you haven't already—chat helps you coordinate all the service details with your team. Plus, you can have fun while doing it! No more juggling emails, group texts, and multiple apps to ensure your whole team is aligned. Chat will simplify your communication in one convenient place through the Services mobile app. And everyone can ask questions, request prayer, or join the banter in real-time with one another. The really cool part about chatting with your teams? Team members are dynamically added or removed from conversations as availability changes! So if your original bass player suddenly declines (why is it so hard to find a bass player, anyway?), your newly scheduled bass player is automatically added to the chat conversation. All of your chat conversations stay in sync. No more outdated group threads or irrelevant messages! So what are you waiting for? Download the Services app and start chatting! The post #377: How The Western Church Has Been Shaped To Resist Justice (And What We Can Do About It) with Joash P. Thomas appeared first on Beyond Sunday Worship.
Unlock the secrets of military medicine and simulation technology with insights from two leading experts, retired Air Force Chief Master Sergeant Jason Robbins and Lou Oberndorf, CEO of Operative Experience Incorporated. Discover how these trailblazers have navigated the evolution of medical simulation, turning traditional training on its head and preparing medics for the chaotic and high-pressure environments they may face. Their stories reveal the critical role that high-fidelity simulators play in equipping healthcare professionals with the skills needed to manage physiological disparities, chaos control, and patient responsibility. In a riveting conversation about the advancement of simulation technology, Jason and Lou explore the transition from traditional mentorship to cutting-edge, AI-driven simulators. By weaving personal experiences with industry shifts, they illuminate how medical education has undergone a dramatic transformation over the past 30 years. Their discourse reveals the monumental challenges and triumphs of integrating simulation technologies into both military and civilian healthcare settings, with a focus on the unique demands of combat medicine and on how AI is poised to further revolutionize this field. Jason and Lou discuss the pressing need for anatomically accurate simulators, particularly for female soldiers. They provide an eye-opening look at how these innovations are dismantling social and psychological barriers and are vital for training efficacy. They candidly discuss the psychological toll of combat on healthcare providers and the irreplaceable value of real-life experience, underscoring that while simulation is a bridge for skill development, it cannot fully substitute the lessons learned from treating real patients. Join us in this compelling episode to understand how simulation is not just a tool but a pivotal element in preparing medics for the unforgiving realities of the battlefield. Chapters: (00:04) Evolution of Military Medicine Simulation (09:55) Advancing Medical Simulation in Healthcare (17:31) Simulation Training in Special Operations (23:17) Medical Simulation Advancements for Training (36:17) Military Simulation Technology and AI (49:20) Preparing Military Medics with Simulation Chapter Summaries: (00:04) Evolution of Military Medicine Simulation Military medics discuss simulation technology, physiological disparities, and leadership lessons in chaotic environments. (09:55) Advancing Medical Simulation in Healthcare Commercialization of medical simulation technology, its integration into military medicine, and its impact on patient care. (17:31) Simulation Training in Special Operations Simulation, training standards, and cultural barriers are addressed in AFSOC's journey to improve special operations medical training. (23:17) Medical Simulation Advancements for Training Female simulators provide safe and effective training for military medics, addressing gender disparities and ensuring consistency. (36:17) Military Simulation Technology and AI AI has the potential to enhance medical simulation, with challenges in technology development and differences between military and civilian healthcare settings. (49:20) Preparing Military Medics With Simulation Medical simulators prepare healthcare professionals for combat trauma, but cannot replace real-life experience. Take Home Messages: The Role of Medical Simulation in Military Medicine: The episode highlights the transformative impact of medical simulation technology on military medicine, emphasizing its role in preparing medics for high-stress and austere environments. It underscores how advancements in simulation, particularly with the integration of artificial intelligence, have enhanced the realism and effectiveness of medical training. Evolution from Defense to Healthcare: The conversation traces the journey of medical simulation technology from its origins in defense innovation during the early '90s to its widespread adoption in both military and civilian healthcare settings. This transition has replaced traditional mentorship models with high-fidelity simulators, revolutionizing medical education and training. Advancements in Anatomically Accurate Simulators: A significant development discussed is the creation of anatomically accurate female simulators, which address social and psychological barriers in medical training. These innovations ensure that medics are better prepared for real-world scenarios, particularly in treating female soldiers, thereby improving training efficacy. Continuous Training and Readiness: The importance of continuous training to maintain readiness is emphasized, especially in the context of military medicine where skill erosion can occur between conflicts. Simulation technology provides a safe environment for medics to practice and refine their skills, ensuring they are prepared for future challenges. Ethical Considerations in Simulation Technology: The episode also touches on the ethical and moral considerations in developing realistic simulation technologies. While simulators are essential for skill development, they cannot fully replicate the emotional and psychological challenges of real-life trauma, highlighting the need for a balanced approach in training methodologies. Episode Keywords: military medics, trauma training, high-fidelity simulators, Operative Experience Incorporated, Jason Robbins, Lou Orberndorf, anatomical simulators, female simulators, training technology, medical education, combat medicine, civilian healthcare, simulation technology, patient care, chaos management, medical training, military healthcare, podcast episode Hashtags: #wardocs #military #medicine #podcast #MilMed #MedEd #MilitaryMedicine #MedicalSimulation #CombatCare #HealthcareInnovation #AIMedicalTraining #CivilianHealthcare #MilitaryMedics #TraumaTraining #MedicalTechnology #SimulationAdvancements **This episode was supported by an educational grant provided by Operative Experience Inc.** Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission is to honor the legacy, preserve the oral history, and showcase career opportunities, unique expeditionary experiences, and achievements of Military Medicine. We foster patriotism and pride in Who we are, What we do, and, most importantly, How we serve Our Patients, the DoD, and Our Nation. Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called "Docs" as a sign of respect, trust, and confidence on and off the battlefield,demonstrating dedication to the medical care of fellow comrades in arms. Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast
Exhausted from late diagnosed autism masking as an adult? In this episode of Adulting with Autism, host April chats with Wendela Whitcomb Marsh (Dr. Wendy), award-winning author, TEDx speaker, and US Autism Association board member, on neurodivergent self-acceptance, workplace accommodations, and advocacy for high-masking autistic adults—especially women/girls/trans/ND folks. After 40 years in special ed/psychology, Dr. Wendy founded (and sold) Adult Autism Assessment & Services, drawing from her autistic family (late husband + 2/3 adult kids). Her Adulting While Autistic series (Independent Living, Dating, Relating, Parenting, Working While Autistic) and SWAN Church (Scripture & Worship for All Neurotypes) empower underserved voices. Key insights: Adult vs. child autism: Masking hides symptoms (e.g., routines for eye contact/socializing); exhaustion from "faking normal." Late-dx challenges: Women/trans/non-binary often missed (3-6x overlap with autism); bullying/shame leads to self-doubt. Workplace/family support: Frame needs as productivity wins (e.g., noise-canceling headphones/WFH); believe autistic voices—no "faking." Clinician tips: Read autistic authors, seek ND-affirming pros; self-ID valid if no paper needed (for disability/accommodations). Advocacy ahead: Boa constrictor squeeze (hard times)—stay safe, speak out; churches need inclusivity (SWAN as model). For autistic young adults unmasking or parents advocating, Dr. Wendy's optimism shines: "Nothing wrong with you—world's not built for you." Free library access to her books; inquire for Book Club readings. Subscribe for ND adulting advocacy! Rate/review on Podbean/Apple/Spotify. Books at Amazon/Barnes & Noble/Powell's/indies; SWAN Church: swanchurch.org. Linktree: adultingwithautism.linktr.ee (Podbean/shop/socials). Holiday merch sale: 30% off tees/hoodies with code BLACK25 at adultingwithautism.shop—fierce ND gear! #LateDiagnosedAutism #AutismMaskingAdults #NeurodivergentWorkplace #AutismWomenTrans #AdultingWhileAutistic #SWANChurchND #AutismSelfAcceptance #AuDHD #OT #MentalHealth #BTS #BTSNeurodivergent #Neurodiversity #ADHD #PodMatch #Podcasts Episode: Late Diagnosed Autism in Adults with Wendela Whitcomb Marsh [00:00] Intro: Masking Exhaustion in Late-Dx ND Adults [00:30] Dr. Wendy's Story: 40-Year Career to Adult Autism Advocacy [02:00] Missed Symptoms: Adult vs. Child Autism (Masking Routines/Sensory) [05:00] Late-Dx Challenges: Women/Trans/Non-Binary Overlap (3-6x Higher) [08:00] Masking Effects: "Faking Normal" & Unmasking Safety [11:00] Family Support: Listen/Believe—Accommodations for All [14:00] Workplace Wins: Frame Needs as Productivity (Headphones/WFH) [17:00] Clinician Tips: ND-Affirming Pros, Read Autistic Authors [20:00] Lived Experience: Autistic Family Shapes Her Books/Advocacy [23:00] Church Inclusivity: SWAN Church Model for ND/LGBTQIA+ [26:00] Future Advocacy: Boa Constrictor Squeeze—Stay Safe/Speak Out [29:00] Testing Advice: Self-ID Valid; Sliding Scales for Assessments [32:00] Outro: Books/Resources & CTAs Resources: Books: Adulting While Autistic series/Recognizing Autism in Women and Girls (Amazon/Barnes & Noble/Powell's/indies/libraries) SWAN Church: swanchurch.org (online ND-affirming worship) Contact: info@WendelaWhitcombMarsh.com (Book Clubs/speaking) Linktree(Podbean/shop/socials) Subscribe on Podbean/YouTube for ND advocacy! Share your masking story in comments. #AutismAdults #LateDxMasking #NDWorkplace #AutismWomen #SWANChurch
In this deeply vulnerable episode, Dr. Danielle pulls back the curtain on a battle she's been facing behind the scenes — a spiritual, emotional, and physical storm that hit right as she prepared to launch the Wilderness of Wellness: Blood Sugar Explorers program. She shares the real-time wrestle with fear, spiritual warfare, stress, disrupted sleep, cravings, and the physical fallout that comes when our bodies, minds, and spirits are under attack.But she doesn't leave you there.Dr. Danielle connects the dots between spiritual pressure, emotional stress, trauma triggers, and blood sugar instability — revealing why so many women feel exhausted, overwhelmed, inflamed, and “not like themselves,” even when they're trying to do all the “right” things.She lays out what real root-cause blood sugar healing looks like, why you were never meant to do it alone, and how the Blood Sugar Explorers program is designed to bring women out of survival mode and back into freedom, clarity, and true health.This episode is raw, real, and deeply hope-giving — a reminder that God is present, your body is not the enemy, and healing is absolutely possible.SERVICES & MEMBERSHIPS:Blood Sugar ExplorersSubstackCoffee Cafe Registration$7 Mentorship: How to Fix Your Energy, Cravings, and Mood in Just One Day
Hello to you listening wherever your feet touch the ground.Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds (& a bit more) for Wednesdays on Whidbey and your host, Diane Wyzga.Maybe like me you see us careening to the end of 2025 and wondering WTF how we've been living and what, if anything can we change for the better? The following several paragraphs entitled, A Few Final Thoughts, are excerpted from Warren Buffet's Final Shareholder Letter dated 10th November 2025. Click HERE to access the entire letter published as a pdf on the Berkshire Hathaway website.“One perhaps self-serving observation. I'm happy to say I feel better about the second half of my life than the first. My advice: Don't beat yourself up over past mistakes – learn at least a little from them and move on. It is never too late to improve. Get the right heroes and copy them.Remember Alfred Nobel, later of Nobel Prize fame, who – reportedly – read his own obituary that was mistakenly printed when his brother died and a newspaper got mixed up. He was horrified at what he read and realized he should change his behavior.Don't count on a newsroom mix-up: Decide what you would like your obituary to say and live the life to deserve it.Greatness does not come about through accumulating great amounts of money, great amounts of publicity or great power in government. When you help someone in any of thousands of ways, you help the world. Kindness is costless but also priceless. Whether you are religious or not, it's hard to beat The Golden Rule as a guide to behavior.I write this as one who has been thoughtless countless times and made many mistakes but also became very lucky in learning from some wonderful friends how to behave better (still a long way from perfect, however). Keep in mind that the cleaning lady is as much a human being as the Chairman.Prompt: What do you make of the notion that greatness is defined not by wealth or power, but by the kindness and help we offer to others in everyday situations? Can you share a personal story that illustrates a moment when you realized a need for change in your behavior, similar to Alfred Nobel's realizations after reading his premature obituary? What helps you live each day in a way that aligns with the values and legacy you'd wish to be remembered for?”A Few Final Thoughts is excerpted from Final Shareholder Letter by Warren Buffet dated 11-10-25You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
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This episode is a replay of a previous livestream in which Dr. Asanee examines what it means to practice Ifá within the U.S. prison system. We look at how religious rights are applied behind bars, what inmates are actually allowed to do, and how families can support loved ones who follow the tradition while incarcerated.The discussion covers legal protections, real-world barriers, daily practice inside restrictive environments, and the role of the Orisha and Odu during confinement. This replay offers grounded guidance for anyone seeking a better understanding of how African traditions function within the criminal justice system.
In this episode the hosts walk through evaluating a potential acquisition of a Houston‑area elevator services company, debating whether a 7.5× EBITDA asking price can pencil out given the financing constraints and growth challenges.Business Listing - https://www.bizbuysell.com/business-opportunity/strong-cash-flow-elevator-services-business-houston-texas/2439153/?J=bot&bn=114637964&bd=20251110&utm_source=bizbuysell&utm_medium=emailsite&utm_campaign=htmlbotWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.
OpenAI has declared a "code red" as it faces intensified competition from companies like Google and Anthropic, prompting a shift in focus towards enhancing the capabilities of its ChatGPT platform. CEO Sam Altman has urged staff to prioritize improvements in speed, reliability, and personalization, delaying other initiatives such as advertising. This strategic pivot comes as OpenAI also announced an ownership stake in Thrive Holdings, a company that acquires and transforms service firms, particularly in accounting and IT, with the aim of integrating AI to improve operational efficiency.A recent study by Stebo Systems highlights a significant gap between Chief Information Officers' (CIOs) perceptions of their organizations' AI readiness and the actual state of their data management. While 91% of U.S. business leaders recognize the importance of customer data management, only 31% fully trust their data. The study reveals that 76% of organizations still rely on side spreadsheets to address data issues, indicating a lack of centralized data governance. This fragmentation leads to wasted time and lost revenue, underscoring the need for robust data governance frameworks as organizations aim to adopt AI-driven services.The episode also discusses the implications of surveillance AI, particularly a model developed by Securis Technologies that predicts and prevents crimes among inmates using data from prison phone calls. While the company claims success in disrupting criminal activities, concerns about civil liberties and the ethical use of such data have been raised. This situation serves as a cautionary tale for IT service providers, emphasizing the importance of establishing governance frameworks to mitigate risks associated with AI deployment in business environments.For Managed Service Providers (MSPs) and IT leaders, the key takeaway is the necessity of controlling their own AI strategies. As OpenAI integrates vertically into the service industry, independent MSPs must differentiate themselves by building their own AI capabilities and data governance practices. The episode stresses that without a solid data foundation, AI initiatives are likely to fail, and MSPs should focus on enhancing data quality and governance to ensure successful AI implementations and maintain client trust. Four things to know today 00:00 OpenAI Pauses Ads Amid “Code Red” While Buying Into MSP Rollup, Raising Platform–Competitor Concerns05:16 Leaders Say They're Ready for AI — but Their Data Still Lives in Side Spreadsheets07:49 Securus Call-Monitoring AI Shows How Predictive Surveillance Could Spill Into Workplace Tools10:27 New AI Helpers and Simple M365 Assessments Raise the Bar for Modern IT Providers This is the Business of Tech. Supported by: https://getflexpoint.com/msp-radio/https://cometbackup.com/?utm_source=mspradio&utm_medium=podcast&utm_campaign=sponsorship
In this series, we will be looking at some of Jesus' appearances prior to His birth in Bethlehem. As we look at these "Christophanies," we will see how, through the ages, God appeared to people, revealing Himself to us and foreshadowing the culmination of when Jesus would take on human flesh and be born as one of us to save us.Advent ServicesDecember 7th - Face to Face with GodDecember 14th - The Commander of the Lord's ArmyDecember 21st - God With Us in the FireChristmas Eve Services - 2:30, 4:00, & 5:30 PMInvite a friend!
In this episode Dr. K breaks down why most people cannot “fall in love with the grind” no matter how hard they try. The real problem is exhaustion. Not the good kind of tired you feel after a full day on the lake, but the worn-out, stretched-thin kind that builds up from emotional avoidance, poor focus, and physical deconditioning. Weekends and vacations only mask the issue instead of fixing it, and modern habits like using devices before bed or relying on substances wreck the REM sleep needed for recovery. He explains that loving the grind only becomes possible after rebuilding your capacity. That means emotional conditioning, better focus, strengthening the body, and viewing your current work as a stepping stone to the life you want. The first weeks are harder and more tiring, but over a few months your baseline energy rises, your work becomes more manageable, and the grind starts to feel rewarding instead of draining. Topics include: Why most exhaustion comes from emotional suppression, not workload How poor focus and constant distraction drain more energy than the work itself The impact of physical weakness, posture issues, and poor sleep on daily fatigue Why REM sleep is essential for emotional processing and daily reset Reconditioning yourself through emotional awareness, focus training, and basic movement How to frame your current job as a stepping stone so your brain stops giving up HG Coaching : https://bit.ly/46bIkdo Dr. K's Guide to Mental Health: https://bit.ly/44z3Szt HG Memberships : https://bit.ly/3TNoMVf Products & Services : https://bit.ly/44kz7x0 HealthyGamer.GG: https://bit.ly/3ZOopgQ Learn more about your ad choices. Visit megaphone.fm/adchoices
Thinking about a BBL revision or a BBL redo? In this episode, Dr. Stan breaks down the real first steps you need to take — from choosing the right surgeon to managing expectations for asymmetry, goals, and realistic outcomes.A BBL revision isn't a simple surgery — it requires expertise, strategy, and honesty. If you're considering a second round, a reduction, or you feel like your original results didn't turn out how you expected… this conversation is for you.
In this episode, Samuel O. Jones IV, MD, MPH, FACC - Director, Inpatient EP Services, The Chattanooga Heart Institute, Memorial Hospital, discusses the major trends shaping cardiology today, including workforce shortages, the expanding role of AI, and the shift of cardiac care into outpatient settings. He also highlights innovations in diagnostics, care pathways, and telehealth that are helping deliver more efficient and patient centered cardiovascular care.
On today's episode, Kyle Grieve discusses powerful mental models from systems thinking and mathematics and applies them directly to investing and life. He breaks down concepts like feedback loops, kill criteria, scale, compounding, randomness, and regression to the mean to show how they shape real-world outcomes. He'll also share practical frameworks for improving decision-making, managing uncertainty, and positioning your portfolio to benefit from long-term compounding. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:03:23 - How feedback loops stabilize or reinforce outcomes in investing 00:10:11 - How kill criteria help you make predetermined decisions in a noisy world 00:14:09 - Why the cone of uncertainty is useful for evaluating conviction and position sizing 00:17:33 - How scale changes the behavior, costs, and risks of a growing business 00:25:06 - How algorithms clarify which inputs drive the conclusions you rely on 00:30:20 - How to evaluate a company's ability to reach critical mass and become self-sustaining 00:35:35 - The hidden forms of compounding that are just as powerful as the visible ones 00:40:02 - Why power laws should influence your portfolio concentration 00:43:12 - How randomness shapes investing outcomes, and how to take advantage of it 00:51:24 - Why regression to the mean matters during periods of strong or weak performance Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Buy Thinking in Systems here. Buy The Great Mental Models Vol 3: Systems and Mathematics here. Buy Quit here. Listen to my interview with Annie Duke here. Follow Kyle on X and LinkedIn. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Check out our We Study Billionaires Starter Packs. Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Human Rights Foundation Unchained Onramp HardBlock Amazon Ads reMarkable Alexa+ Linkedin Talent Solutions Public.com Vanta Netsuite Shopify Abundant Mines Horizon Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Daniel and Shawn dive into S&P Global – the data and benchmark giant that is best-known for the S&P 500 index. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 - Intro 00:03:02 - About S&P's Rating Business 00:03:56 - What businesses S&P Global operates 00:04:32 - About S&P's Market Intelligence Business 00:07:54 - About S&P Global's founding story 00:38:52 - About S&P's Index Business 00:48:45 - About S&P's Commodity Insight Business 00:58:10 - About S&P's Mobility Business 01:03:45 - How S&P thinks about Capital Allocation 01:24:43 - Whether Shawn & Daniel add SPGI to The Intrinsic Value Portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Sign up for The Intrinsic Value Newsletter to track our Portfolio. Barron's Interview with Former SPGI CEO Doug Peterson. S&P Global Investor Day Presentation 2025. TIVP Episode on MSCI. Explore our previous Intrinsic Value breakdowns: Paypal, Uber, Nike, Reddit, Amazon, Airbnb, TSMC, Alphabet, Ulta, LVMH, and Madison Square Garden Sports. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Public.com Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
On today's episode, Kyle Grieve discusses what makes elite compounders so valuable and why they can generate exceptional returns even when purchased at high valuations. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:02:42 - Why Compounders deserve to trade at a premium 00:10:13 - The three parameters necessary for successful compounding 00:12:49 - The two approaches for reinvestment that compounders take advantage of 00:14:42 - How compounders create resiliency 00:19:37 - The reasons Sweden has so many successful serial acquirers 00:25:25 - About the two pioneers of Swedish decentralization 00:25:25 - Why Electrolux has created so many great business cultures 00:31:03 - The importance of discipline to successful serial acquirers 00:38:36 - The benefits of working capital KPIs 00:57:54 - The surprising ingredient of compounders Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Buy The Compounders here. Listen to MI310 A Serial Acquirer Deep Dive: here. Follow Kyle on X and LinkedIn. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Check out our We Study Billionaires Starter Packs. Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Human Rights Foundation Unchained Onramp HardBlock Amazon Ads reMarkable Alexa+ Linkedin Talent Solutions Public.com Vanta Netsuite Shopify Abundant Mines Horizon Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm