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In this episode, Dr. Jockers reviews his own total toxic burden lab results with Dr. Paul Savage, uncovering why the findings were far more concerning than expected despite feeling strong, energized, and healthy. It sets the stage for why symptoms alone don't always tell the full story. The conversation breaks down the most significant toxin categories showing up on the labs, including mold, plastics, pesticides, and forever chemicals. You'll learn how these exposures quietly accumulate over time and why even health-conscious lifestyles don't guarantee protection. The discussion explores how plasma exchange works as a science-backed way to directly reduce toxic load and why it's being used for longevity and chronic inflammatory conditions. Along the way, common detox assumptions are challenged, leaving room for deeper insights as the episode unfolds. In This Episode: 00:00 Introduction to Plasma and Its Role in the Body 00:23 Welcome and Lab Review with Dr. Paul Savage 01:17 Understanding Plasma Exchange and Its Benefits 02:13 The Importance of Detoxification and Plasma Exchange 03:08 Personal Experience and Future Plans 06:54 Interview with Dr. Paul Savage: Plasma Exchange Explained 15:41 Reviewing Lab Results and Discussing Toxins 24:00 Understanding Toxin Levels and Their Impact 27:19 Detailed Analysis of Toxins and Their Sources 36:52 Plasma Exchange and Detox Strategies 39:43 MD Lifespan Clinics and Services 41:36 Conclusion and Final Thoughts If you want practical, natural strategies to balance your hormones, heal your gut, boost your energy, and slow aging, don't miss The Dr. Josh Axe Show. Dr. Axe blends ancient wisdom with cutting-edge science and brings on world-class experts for unfiltered conversations you won't hear anywhere else. Transform your health from the inside out and subscribe to The Dr. Josh Axe Show, with new episodes every Monday and Thursday. Support glowing skin, stronger joints, better digestion, and deeper sleep with Paleovalley's 100% Grass-Fed Bone Broth Protein. Unlike most brands that use hides and skins, Paleovalley slow-simmers real beef bones to extract collagen, glycine, and key amino acids that boost metabolism and reduce inflammation. Each scoop delivers 15 grams of collagen and the clinical dose of glycine for better sleep. Get 15% off at paleovalley.com/jockers. If you're looking for an easy way to hit your protein goals without sacrificing quality, Huel's Black Edition delivers 35–40 grams of clean, plant-based protein along with essential vitamins and minerals—perfect for busy mornings, post-workout fuel, or a quick, filling meal. Their ready-to-drink bottles and versatile powder make it simple to stay nourished without prep or guesswork. New customers can get 20% off Huel's high-protein starter kit by visiting huel.com/jockers. "Feeling healthy doesn't mean you're toxin-free—many toxins accumulate silently long before symptoms appear." Subscribe to the podcast on: Apple Podcast Stitcher Spotify PodBean TuneIn Radio Resources: Paleovalley Bone Broth Protein: Save 15% on grass-fed bone broth protein at paleovalley.com/jockers. Visit huel.com/jockers for 20% off Connect with Dr. Paul Savage: Website: https://mdlifespan.com/ Connect with Dr. Jockers: Instagram – https://www.instagram.com/drjockers/ Facebook – https://www.facebook.com/DrDavidJockers YouTube – https://www.youtube.com/user/djockers Website – https://drjockers.com/ If you are interested in being a guest on the show, we would love to hear from you! Please contact us here! - https://drjockers.com/join-us-dr-jockers-functional-nutrition-podcast/
Two days from now will be a busy night for Uber and Lyft. Know how to find the best deal when you need a ride. Also today, risky mortgages are becoming popular again. Get Clark's best advice for buying or refinancing a home. Save On Ride Services: Segment 1 Ask Clark: Segment 2 Risky Home Loan Resurgence: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] I tested 80 Uber and Lyft rides and found a powerful way to save Axios: America's big robotaxi rollout Do I Need To Unfreeze My Credit To Shop for Car Insurance? Is Now a Good Time To Refinance Your Mortgage? Do You Get Better Hotel Prices From Third-Party Sites or by Booking Directly? How To Save on Travel With Google Flights Clark Howard's Digital Wallet Strategy Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Why do some people seem to hate you no matter what you do, even when you have not done anything wrong? Dr. K calls this displaced hatred, anger that cannot be aimed at the real source, so it gets redirected onto a safer target. He uses Snape's unfair treatment of Harry as a clean example of how this happens when love, loss, and betrayal collide. From there, he brings it into real life: family dynamics, workplaces, and even online anger. Once you can spot displaced hatred, you stop wasting energy trying to win someone over in an unwinnable situation, and you can start tracing your own persistent anger back to the person or wound you “aren't allowed” to be mad at. Topics Included -What displaced hatred is, and why it feels so unfair to the target -Snape, Lily, James, and Harry as a case study in redirected anger -Why the mind struggles to hold love and hate toward the same person -A therapy insight: the parent you do not talk about can hold the real pain -How “good parent” narratives can hide resentment about lack of protection -Common real world pattern: coworker anger that is actually about the boss -Why killing someone with kindness often fails when the issue is not you -How displaced hatred keeps you taking responsibility for someone else's problem-The role of self hatred, depression, and why anger can get redirected outward HG Coaching : https://bit.ly/46bIkdo Dr. K's Guide to Mental Health: https://bit.ly/44z3Szt HG Memberships : https://bit.ly/3TNoMVf Products & Services : https://bit.ly/44kz7x0 HealthyGamer.GG: https://bit.ly/3ZOopgQ Learn more about your ad choices. Visit megaphone.fm/adchoices
Prophetic Gatekeepers guard the gates of God's truth! In a world saturated with endless information, discerning truth from falsehood is more critical than ever, especially within the prophetic realm. Let's take a deep dive into the vital role of a Prophetic Gatekeeper Manuscript Specialist – those who stand guard, protecting God's flock from harmful attacks and ensuring the purity of His message is NOT distorted by deceitful lies. Our mission is to help nonfiction authors, literary agents, and publishers prepare and release prophetic books that empower, equip, and encourage the body of Christ with God's truth without falsehood. In today's world, there's a growing trend of mixing New Age practices with Christianity, often for profit, but it deeply hurts God's flock! This can be incredibly damaging to believers; leading them astray, distorting their understanding of God's truth, and keeping them knitted with the enemy! Let's ensure that prophetic books and content accurately represent Jesus with integrity and purity, free from New Age influences, heresy, false religions, and fake healing practices. Chapters: 00:00:00 Prophetic Gatekeepers Role 00:00:35 Gatekeepers: Watchmen & Truth Tellers 00:01:08 New Service for Prophetic Authors 00:01:29 Manuscript Specialist: Safeguard God's Truth 00:02:28 Integrity & Fear of the Lord 00:03:09 Prophetic Calling with Integrity 00:04:06 Mission: Empower with His Truth 00:04:49 Manuscript Review Framework 00:05:47 Defending the Gospel as Gatekeepers 00:06:48 We Are God's Temple 00:07:12 Gatekeepers Protect from Falsehood 00:08:01 Gatekeepers: Righteous & Godly 00:08:38 Protect your Temple's Gates 00:09:13 Gatekeepers are Trusted Officials 00:09:45 Gatekeepers Keep Out Uncleanliness 00:10:23 A Day in God's Court 00:10:52 Training Future Gatekeepers 00:11:53 Manuscript Message: Does it Matter? 00:12:45 Avoid Mixing New Age & Christianity 00:13:26 Obedience for Purity & Truth 00:14:00 New Age in Health & Fitness 00:14:34 Mission: Release Truth-Filled Prophetic Books 00:15:00 Call to Partner with Authors, Literary Agents & Publishers 00:15:32 Spread the Love of Jesus 00:16:12 Grow God's Kingdom 00:16:24 Blessings Blessings xo- Prophetic Gatekeeper Manuscript Specialist -> https://meliadiana.com/prophetic-gatekeeper-manuscript-specialist Melia's Courses -> https://meliadiana.com/vertical-relationship-academy Melia's Services -> https://meliadiana.com/our-services Melia's Books ->https://meliadiana.com/books Melia's Prophetic Mentorship-> https://meliadiana.com/vertical-ambassador-mentorship
The Working Tools Podcast https://youtu.be/FC3UIpP7GS8Join the Working Tools Podcast Team; VWB Steven Chung, VWB David Colbeth, VWB Matthew Appel and Br. Craig Graham as we welcome Megan Ferland, Executive Director for Washington Masonic Services.To learn more about the Washington Masonic Services, please visit:https://www.masonscare.orghttps://www.facebook.com/wamasonicservicesPlease consider supporting the show with a small monthly donation:https://creators.spotify.com/pod/profile/theworkingtoolspodcast/subscribeOur Website:http://www.TheWorkingToolsPodcast.comFollow us on Facebook!http://Facebook.TheWorkingToolsPodcast.comSPOTIFY: http://Spotify.TheWorkingToolsPodcast.comiTunes: http://itunes.TheWorkingToolsPodcast.comDISCLAIMER: Our opinions are our own, and do not reflect the opinions or stances of the various Grand Lodges or regular Lodges around the world.Freemasonry, Free masonry, Free mason, Mason, MasonicDISCLAIMER: Our opinions are our own, and do not reflect the opinions or stances of the various Grand Lodges or regular Lodges around the world.
Send us a textThis week we will be talking about PAS 6463:2022 Design for the Mind. Neurodiversity & the Built Environment. This episode content meets PC2 - Clients, Users & Delivery of Services & PC3 - Legal Framework & Processes of the Part 3 Criteria.Resources from today's episode:Website:https://www.bsigroup.com/en-GB/insights-and-media/insights/brochures/pas-6463-design-for-the-mind-neurodiversity-and-the-built-environment/Thank you for listening! Please follow me on Instagram @part3withme for weekly content and updates or contact me via email me at part3withme@outlook.com or on LinkedIn. Website: www.part3withme.comJoin me next week for more Part3 With Me time.If you liked this episode please give it a rating to help reach more fellow Part3er's!Support the show
Each quarter, Stig Brodersen sits down with his friend and co-host William Green, author of Richer, Wiser, Happier. Together, they explore the ideas, stories, and timeless principles from the power of the subconscious mind to the universal human longing for appreciation, love, and meaning. This conversation invites you to slow down, reflect, and reconnect with what matters most. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:05:49 - How to tap into your subconscious mind through a flow state 00:17:12 - How and why Arnold Van Den Berg hypnotized William to prime him for success 00:52:33 - How to show gratitude in a world full of confusion and anger 01:12:08 - Whether we all want the same things in life, including respect, appreciation, love, and independence 01:36:51 - Why you should treat adversity as a gift to behave well Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Learn how to join us in Omaha for the Berkshire meeting here. William Green's book Richer, Wiser, Happier. William's episode with Arnold Van Den Berg about how to thrive no matter what. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Follow our official social media accounts: X | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Linkedin Talent Solutions HardBlock Alexa+ Unchained Amazon Ads Vanta Shopify Abundant Mines Horizon Public.com - see the full disclaimer here. References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Send us a textThe coaching industry isn't dying, it's maturing. In this conversation, Jason explains why education alone no longer works, why trust is harder to earn, and why better fulfillment is the new competitive edge. We explore rising consumer expectations, staffing realities, and what it now takes to stand out ethically in a saturated market.If you run a coaching, consulting, or done-for-you business... this is required listening.Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...
Daniel and Shawn take a deep dive into Chapters Group — one of Europe's most rapidly evolving serial acquirers of mission-critical software and services. They explore where the group's growth is coming from, how the company allocates capital, and whether Chapters Group's valuation is justifiable. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 – Intro 00:06:56 – How Chapters Group was founded 00:09:20 – Why elite investors invest in it 00:14:09 – How their playbook for M&A works 00:20:55 – About the major long-term tailwinds behind their businesses 00:35:28 – How M&A is financed 00:46:14 – Why dilution is justified at this stage 00:50:39 – How the financials look 01:05:26 – Whether Shawn and Daniel add CHG to the portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Sign up for The Intrinsic Value Newsletter. Joys of Compounding interview with CEO Jan Mohr. Chapters Group Half-Year Presentation 2025. TIVP Episode on TransDigm. Tresor Capital Research Article. CEO Mohr presenting at the Redeye Serial Acquirer Conference. William Thorndike's book: The Outsiders. Explore our previous Intrinsic Value breakdowns: Transdigm, Salesforce, Berkshire Hathaway, FICO, PayPal, Uber, Nike, Amazon, Airbnb, Alphabet. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Public.com - See the full disclaimer here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
WATCH NOW: “Light and dedication: no ‘isms'” – Rabbi Steve Weiler (12/12/2025)Erev Shabbat Service, December 12, 2025More videos available on the Shoresh David Messianic Synagogue of Tampa Youtube channelhttps://youtu.be/HdJDSvEyP3ACopyright Licensing InformationCCLI Profile #: 3931821Shoresh David is a congregation where Jews and Gentiles worship together. Whether you are an interfaith couple, Jewish person or a Christian, Shoresh David is a place where you can belong. We look forward to seeing you at Services. Shalom!Website: http://www.shoreshdavid.orgFacebook: http://facebook.com/shoreshdavid - You can watch services live, Friday night 7:00pm ET / Saturday morning 11:00am ET via the Shoresh David Facebook Page.Shoresh David Messianic Synagogue of Tampa4320 W Bay to Bay Blvd, Tampa, FL 33629Phone: (813) 831-5673#messianicjudaism #yeshua #tampaSupport the show
In this episode, Dr. K sits down with therapist and trauma educator Patrick Teahan to explore how childhood trauma continues to shape adult relationships, identity, and emotional regulation. They unpack how early survival patterns can clash with adult goals, leading to procrastination, anxiety, avoidance, and chronic inner conflict. Rather than framing these struggles as personal failure, the conversation reframes them as adaptations that once protected us but now hold us back. The discussion moves into attachment styles, intimacy, and projection, showing how unresolved childhood dynamics often replay themselves in romantic relationships. Dr. K and Patrick explain why healing can feel destabilizing, how emotional numbing gets mistaken for peace, and what real integration looks like when growth shifts from forcing change to building emotional flexibility. Topics covered include: -How childhood trauma creates conflict between emotions and adult goals-Anxious and avoidant attachment patterns in adult relationships-Why healing can disrupt relationships built on shared dysfunction-Projection of parental wounds onto romantic partners-The difference between emotional numbness and true emotional stability HG Coaching : https://bit.ly/46bIkdo Dr. K's Guide to Mental Health: https://bit.ly/44z3Szt HG Memberships : https://bit.ly/3TNoMVf Products & Services : https://bit.ly/44kz7x0 HealthyGamer.GG: https://bit.ly/3ZOopgQ Learn more about your ad choices. Visit megaphone.fm/adchoices
Deacon Jim Vargas, President and CEO of Father Joe's Villages, talks about the organization's mission to prevent or end homelessness in San Diego County. Father Joe's Villages provides comprehensive services, including a new 44-bed detox center, 248 recovery beds, and $90 million in funding for two new buildings, adding 287 units of affordable housing. Deacon Vargas highlighted the need for more behavioral health clinicians and the impact of economic factors on the homelessness. About Spotlight and Cloudcast Media "Spotlight On The Community" is the longest running community podcast in the country, continuously hosted by Drew Schlosberg for 20 years. "Spotlight" is part of Cloudcast Media's line-up of powerful local podcasts, telling the stories, highlighting the people, and celebrating the gravitational power of local. For more information on Cloudcast and its shows and cities served, please visit www.cloudcastmedia.us. Cloudcast Media | the national leader in local podcasting. About Mission Fed Credit Union A community champion for over 60 years, Mission Fed Credit Union with over $6 billion in member assets, is the Sponsor of Spotlight On The Community, helping to curate connectivity, collaboration, and catalytic conversations. For more information on the many services for San Diego residents, be sure to visit them at https://www.missionfed.com/
#675: Welcome to Greatest Hits Week – five days, five episodes from our vault, spelling out F-I-I-R-E. Today's letter E stands for Entrepreneurship. This episode originally aired in September 2018, at a moment when startup culture was loud, venture capital was abundant, and entrepreneurship was often framed as something that involves outside investors and rapid growth. ____ In this episode, we rewind the clock to 2018. Remember what entrepreneurship was supposed to look like back then? Build a startup. Raise capital. Scale fast. Get rich. That was the dominant story. But our guest, Rand Fishkin, told a different story – a story about founder burnout, debt, and the downside of startup culture. Rand, the founder of Moz, shares how he and his mother accumulated nearly half a million dollars in debt while running an early services business. He talks about what it felt like to face creditors, negotiate settlements, and keep going under intense financial pressure. From there, we move into one of the most misunderstood ideas in entrepreneurship: the difference between service businesses and product businesses. Rand breaks down the trade-offs. Services generate income faster. Product businesses rely on outside capital. And founders often earn far less than people expect. That leads to a deeper conversation about incentives. Once venture capital enters the picture, priorities shift. Profits matter less. Growth matters more — and it affects both the business and your personal finances. High revenue does not automatically translate into personal wealth. We also talk about the side of entrepreneurship that rarely makes the highlight reels: Loneliness. Anxiety. Depression. And the relief that comes from realizing that even the most successful founders often feel lost while they're building. This conversation feels less like startup advice and more like a long-term framework for thinking clearly about risk, money, and meaning. If you've ever questioned whether entrepreneurship automatically leads to financial freedom, this episode offers a grounded and very honest answer. Timestamps Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Facing creditors and repayment negotiations (08:50) How a services business really works (11:40) From consulting to software (15:00) Services vs. product businesses (12:20) Why high revenue doesn't mean personal wealth (25:05) Venture capital incentives (27:50) Founder salaries and financial reality (30:40) Startup mythology vs. lived experience (33:20) Loneliness and mental health (36:15) Founder strengths and weaknesses (39:50) Feedback and self-awareness (42:30) Designing a business that fits your life Learn more about your ad choices. Visit podcastchoices.com/adchoices
Kyle discusses the most important investing lessons he learned in 2025. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:03:01 - Why “strong convictions, weakly held” is one of the most powerful default frameworks 00:09:05 - Why customer loyalty is an underappreciated signal of long-term business quality 00:13:42 - Sleuthing a business 00:17:15 - Why reflecting on your own emotions is essential 00:23:35 - Why intelligent investing always involves incomplete information 00:31:17 - Intentional inactivity 00:37:09 - How understanding company culture helps identify true long-term compounders 00:42:25 - Why founders matter 00:53:56 - Focusing on fragility and downside risk 00:59:01 - Why incentive structures are one of the most critical drivers of business performance Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Learn how to join us in Omaha for the Berkshire meeting here. Buy The Compounders. Listen to MI310: A Serial Acquirer Deep Dive. Follow Kyle on X and LinkedIn. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Follow our official social media accounts: X | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Linkedin Talent Solutions HardBlock Alexa+ Unchained Amazon Ads Vanta Shopify Abundant Mines Horizon Public.com - see the full disclaimer here. References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Original Release Date: November 19, 2025Our CIO and Chief U.S. Equity Strategist Mike Wilson explains why he continues to hold on to an out-of-consensus view of a growth positive 2026, despite near-term risks.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today I'll discuss our outlook for 2026 that we published earlier this week. It's Wednesday, Nov 19th at 6:30 am in New York. So, let's get after it. 2026 is a continuation of the story we have been telling for the past year. Looking back to a year ago, our U.S. equity outlook was for a challenging first half, followed by a strong second half. At the time of publication, this was an out of consensus stance. Many expected a strong first half, as President Trump took office for his second term. And then a more challenging second half due to the return of inflation. We based our differentiated view on the notion that policy sequencing in the new Trump administration would intentionally be growth negative to start. We likened the strategy to a new CEO choosing to ‘kitchen sink' the results in an effort to clear the decks for a new growth positive strategy. We thought that transition would come around mid-year. The U.S. economy had much less slack when President Trump took office the second time, compared to the first time he came into office. And this was the main reason we thought it was likely to be sequenced differently. Earnings revisions breadth and other cyclical indicators were also in a phase of deceleration at the end of 2024. In contrast, at the beginning of 2017—when we were out of consensus bullish—earnings revisions breadth and many cyclical gauges were starting to reaccelerate after the manufacturing and commodity downturn of 2015/2016. Looking back on this year, this cadence of policy sequencing did broadly play out—it just happened faster and more dramatically than we expected. Our views on the policy front still appear to be out of consensus. Many industry watchers are questioning whether policies enacted this year will ultimately lead to better growth going forward, especially for the average stock. From our perspective, the policy choices being made are growth positive for 2026 and are largely in line with our ‘run it hot' thesis. There's another factor embedded in our more constructive take. April marked the end of a rolling recession that began three years prior. The final stages were a recession in government thanks to DOGE, a rate of change trough in expectations around AI CapEx growth and trade policy, and a recession in consumer services that is still ongoing. In short, we believe a new bull market and rolling recovery began in April which means it's still early days, and not obvious—especially for many lagging parts of the economy and market. That is the opportunity. The missing ingredient for the typical broadening in stock performance that happens in a new business cycle is rate cuts. Normally, the Fed would have cut rates more in this type of weakening labor market. But due to the imbalances and distortions of the COVID cycle, we think the Fed is later than normal in easing policy, and that has held back the full rotation toward early cycle winners. Ironically, the government shutdown has weakened the economy further, but has also delayed Fed action due to the lack of labor data releases. This is a near-term risk to our bullish 12-month forecasts should delays in the data continue, or lagging labor releases do not corroborate the recent weakness in non-govt-related jobs data. In our view, this type of labor market weakness coupled with the administration's desire to ‘run it hot' means that, ultimately, the Fed is likely to deliver more dovish policy than the market currently expects. It's really just a question of timing. But that is a near-term risk for equity markets and why many stocks have been weaker recently. In short, we believe a new bull market began in April with the end of a rolling recession and bear market. Remember the S&P [500] was down 20 percent and the average S&P stock was down more than 30 percent into April. This narrative remains underappreciated, and we think there is significant upside in earnings over the next year as the recovery broadens and operating leverage returns with better volumes and pricing in many parts of the economy. Our forecasts reflect this upside to earnings which is another reason why many stocks are not as expensive as they appear despite our acknowledgement that some areas of the market may appear somewhat frothy. For the S&P 500, our 12-month target is now 7800 which assumes 17 percent earnings growth next year and a very modest contraction in valuation from today's levels. Our favorite sectors include Financials, Industrials, and Healthcare. We are also upgrading Consumer Discretionary to overweight and prefer Goods over Services for the first time since 2021. Another relative trade we like is Software over Semiconductors given the extreme relative underperformance of that pair and positioning at this point. Finally, we like small caps over large for the first time since March 2021, as the early cycle broadening in earnings combined with a more accommodative Fed provides the backdrop we have been patiently waiting for. We hope you enjoy our detailed report published earlier this week and find it helpful as you navigate a changing marketplace on many levels. Thanks for tuning in. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!
In this “Best of 2025” highlight from the Simple and Smart SEO Show, we revisit one of our top-performing episodes featuring local SEO expert Darren Shaw. Darren breaks down the critical mistake many local businesses make with their websites—and how to fix it using individual service pages. If you're relying on a single "Services" page or even worse—a one-page website—this episode is a must-listen. Learn how your website becomes the database that powers your Google Business Profile, and how to fully optimize it for maximum local search visibility.
Hello to you listening in Hannover, Germany!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Story Prompt Friday and your host, Diane Wyzga. Once upon a time long ago and far away there lived a farmer. His most treasured possession was a fine stallion. Oh my, said the neighbors: what good fortune to own such a fine horse! Perhaps, said the farmer.One night the stallion ran off in a storm. Oh no, said the neighbors, what a disaster to lose your horse! Perhaps, said the farmer.But after some time the stallion came back and following him a mare and a pony. Oh my, said the neighbors: what good fortune! You had no horses and now you have 3! Perhaps, said the farmer. One day the farmer's son galloped off on the mare, hit the branch of a tree, fell to the ground, and badly broke his leg. Neighbors found him, carried him home and said, Oh no, what a disaster for your poor son. Perhaps, said the farmer.The son was in bed with his broken leg when a tribe from the north descended on the village. Every able-bodied man and boy went out to defend their homes and farms. Many died that day. But the farmer's son who could not fight —through no fault of his own— was spared. Oh my, said the neighbors, what good fortune your son was spared! Perhaps, said the farmer.And so the old ones say that just beneath good fortune crouches disaster but always perched above disaster one finds good fortune and it is impossible to know which is really which.Story Prompt: Life shows up in such integrated complexity, how can we know whether what happens is good or bad? What about you? How do you know what's what? Write that story and share it out loud! You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
On this episode, we welcome Sheryl Ann Syby, Assistant Vice President of Women's and Children's Services at Cooperman Barnabas Medical Center. Sheryl has over 35 years of nursing experience, specializing in women's and children's health including pediatric care, OB Clinic, Family Centered Care, and Neonatal intensive Care unit. This is one of the topics that is near and dear to our hearts at Seelaus. Sheryl's career journey has given her a front lines of the myriad issues that women and babies face and how the medical community is evolving to address their most critical needs including a Centering program for women that empowers women to advocate for themselves. About Sheryl SybySheryl has over 35 years of nursing experience, specializing in women's and children's health. Prior to joining CBMC in 2024, she worked at Holy Name Medical Center as Director of Women's and Children's Services. More recently, Sheryl worked as the Assistant Vice President of Nursing at Hudson Regional Hospital. There she obtained operational experience broadened by her work in various clinical areas, including emergency medicine, perioperative services, case management, emergency management, security, and hospital education. Sheryl has a bachelor's degree from Farleigh Dickinson University and her master's degree in Leadership/Administration from Aspen University.About Cooperman Barnabas Medical CenterCooperman Barnabas Medical Center (CBMC) is a fully accredited acute care hospital and offers a comprehensive array of services including advanced cancer care, sophisticated neurology and neurosurgery services including a neuro-interventional lab and cardiac care featuring three cardiac catheterization labs.About R. Seelaus & Co., Inc. R. Seelaus & Co., Inc. was founded in 1984 by Richard Seelaus, originally as a municipal bond broker-dealer. The firm has since become a certified women's business enterprise ("WBE") and has grown into a full-service financial firm that is mission driven in its commitment to creating more opportunities for women in the financial services. R. Seelaus & Co., Inc. and its subsidiaries offer investment advisory, asset management, capital markets, brokerage, fixed income and equity trading, institutional sales, leveraged finance and insurance services. The R. Seelaus & Co., LLC subsidiary is a broker dealer registered with the SEC and member of FINRA, and the subsidiary Seelaus Asset Management, LLC, is an SEC Registered Investment Advisor ("RIA"). With various fixed income trading desks and more than seventy professionals, both entities serve individuals, families, public and private companies, non-profit organizations, and institutional investors. The firm has offices in NJ, CT, New Jersey, Connecticut, Illinois, South Carolina, and Massachusetts. For more information about R. Seelaus & Co., and its subsidiaries visit www.rseelaus.com
In this episode, Guy talked with Ishita Sharma. The podcast explored the transformative journey of living in alignment with one's true self through a conversation with a guest who has experienced a profound spiritual awakening. The discussion covered the guest's transition from a structured life as an architect to embracing a life dedicated to healing and spirituality. Key topics included the emotional and existential challenges of stepping into one's true calling, the significance of energetic basics, and the beauty of communal awakening. Ishita shared personal experiences, including the pivotal moments that led to her spiritual path and the importance of living in integrity with oneself. This episode offers deep insights and practical wisdom for anyone seeking to understand and align with their true purpose. About Ishita: Ishita Sharma lives in awe of this Human Life, sharing its deepest invitation. She offers a simple, direct and loving invitation into a bright, joyful, inspired and honest Life, walking in Truth and Love together. Ishita helps clients awaken to power, beauty and Grace, and live into the fire of their calling. She is the host of the Come to Center Podcast and creator of The Body Class. As a Leadership Coach, a "Syncretic, Human Spiritual Teacher," Facilitator and Somatic Therapy Practitioner, she helps clients get where they want to be, while enjoying who and where they already are. Illuminating universal principles and facilitating direct connection to Source, she helps them master personal energy and attention so they can enjoy generative relationships, ease in their bodies, stillness in their minds, joy in their hearts, and live from their True Nature. Her refined multidimensional approach addresses the core essence of complexities, with a signature mix of precision, heart and humor! Come to Center is the expression of her deepest inquiries and realizations, and an invitation into your own. It is dedicated to inspiring conscious, joyous transformation from the inside out- one that prioritizes authentic connection to Self, Life and others, conjoining Human and Divine, sacred and mundane, celebrating this paradoxical Human Life. Key Points Discussed: (00:00) - Why So Many Awakening Experiences Point to the Same Truth About Reality! (00:27) - Welcome to the Podcast (00:45) - Defining One's Life Work (03:18) - Growing Up in the Himalayas (05:50) - Journey to the United States (07:44) - From Architecture to Spirituality (12:12) - The Turning Point (17:38) - Embracing a New Path (22:26) - Living in Alignment (26:47) - Challenges and Realizations (27:56) - Exploring Spiritual Awakening (29:37) - Moments of Clarity and Surrender (32:29) - Claiming Your Voice and Anger (35:20) - Helping Others on Their Path (38:20) - Living in Flow and Daily Practices (45:48) - Recommended Books and Influences (50:59) - Offerings and Services (55:19) - Final Thoughts and Reflections How to Contact Ishita Sharma:cometocenter.com About me:My Instagram: www.instagram.com/guyhlawrence/?hl=en Guy's websites:www.guylawrence.com.au www.liveinflow.co''
Podcast: PrOTect It All (LS 26 · TOP 10% what is this?)Episode: Legacy Tech, AI Hype & Cyber Risk: What IT and OT Leaders Must Get RightPub date: 2025-12-22Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationAI promises transformation - but legacy technology, process gaps, and cyber risk often stand in the way. In this episode of Protect It All, host Aaron Crow sits down with veteran IT and cybersecurity leader Neil D. Morris, who brings over 30 years of experience across aerospace, defense, and energy sectors. Together, they cut through the hype to explore what really matters when modernizing technology and managing cyber risk in complex, real-world environments. Neil shares candid insights on why legacy systems still power critical operations, why replacing them isn't as simple as it sounds, and how organizations can unlock real value from AI without increasing risk. The conversation dives into tech debt, regulation, ROI, and the often-overlooked role of process in successful transformation. You'll learn: Why legacy systems aren't going away anytime soon The hidden risks of chasing AI without strong foundations How to balance security, usability, and business value Why process and governance matter more than tools How IT leaders can communicate cyber and AI value in business terms Where AI creates opportunity - and where it creates new attack paths Whether you're leading digital transformation, managing cyber risk, or advising the business on AI adoption, this episode delivers real talk and practical wisdom from the front lines of IT and OT leadership. Tune in to learn how to modernize responsibly, manage risk intelligently, and separate AI reality from hype only on Protect It All. Key Moments: 00:00 "Legacy Tech in Modern Firms" 06:22 "Technology, Change, and Customer Focus" 09:51 "Challenges in Articulating Cybersecurity Value" 12:27 "Tech Solutions Must Drive Value" 15:43 Sell Ideas Beyond the Code 19:03 "Ransomware Risks in Acquisitions" 24:02 Government, Services, and Compliance Debate 25:35 Balancing AI, Cybersecurity, and Regulation 30:33 BlackBerry's Downfall: Ignored Innovation 32:06 "Evolution and Misuse of AI" 34:45 "Opportunity to Lead Change" 37:52 "AI Without Guidance Backfires" 41:07 "AI: Smart but Context-Lacking" 46:45 "AI Empowering Business Transformation" 50:30 "Effortless Tech-Fueled Imitation" About the guest : Neil D. Morris is a senior enterprise technology leader with 25+ years of experience in digital transformation, cybersecurity, and AI at scale. He currently serves as Head of IT at Redaptive and previously held CIO roles at Ball Aerospace and Maxar Technologies. Neil is known for guiding organizations through complex modernization efforts while balancing security, risk, and business value. How to connect Neil: https://www.linkedin.com/in/neildmorris/ Connect With Aaron Crow: Website: www.corvosec.com LinkedIn: https://www.linkedin.com/in/aaronccrow Learn more about PrOTect IT All: Email: info@protectitall.co Website: https://protectitall.co/ X: https://twitter.com/protectitall YouTube: https://www.youtube.com/@PrOTectITAll FaceBook: https://facebook.com/protectitallpodcast To be a guest or suggest a guest/episode, please email us at info@protectitall.co Please leave us a review on Apple/Spotify Podcasts: Apple - https://podcasts.apple.com/us/podcast/protect-it-all/id1727211124 Spotify - https://open.spotify.com/show/1Vvi0euj3rE8xObK0yvYi4The podcast and artwork embedded on this page are from Aaron Crow, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.
In today's Tech3 from Moneycontrol, we continue our year-end wrap with a close look at how India's IT services sector navigated 2025. From TCS's surprise job cuts and billion-dollar data centre bets to a surge in acquisitions, shifting AI strategies, and renewed H-1B visa uncertainty in the US, we break down the policy signals, cost pressures, and structural changes that reshaped the industry over the year.
Today is Christmas Eve. Let's meet up and do an Unlimited Hang Out with all the people who want to come to just hang out and talk about what is on everyone's minds. Join us in the live chat! All of the links are featured below in the description. Check me out, subscribe to my channels, leave me a comment, like my videos, and share my content with your friends! You can now Join my YouTube channel to take advantage of my perks!YouTube Link: https://www.youtube.com/watch?v=QrxfAjTFs-M Karen Holton's Links:• Link Tree: https://linktr.ee/karenholtontv• TRANSDIMENSIONAL: Meet the New Neighbours by Karen Holton (paperback & Kindle now available from Amazon Worldwide) US: https://www.amazon.com/dp/1069173509 & Canada: https://www.amazon.ca/TRANSDIMENSIONAL-Neighbours-Ms-Karen-Holton/dp/1069173509• TRANSDIMENSIONAL 2: Meet the Greys Picture Book by Karen Holton (paperback & Kindle now available from Amazon Worldwide) US: https://www.amazon.com/TRANSDIMENSIONAL-Meet-Greys-Picture-Book/dp/B0DVSRX8BQ & Canada: https://www.amazon.ca/TRANSDIMENSIONAL-Meet-Greys-Picture-Book/dp/B0DVSRX8BQ • Download my exclusive audio content found only on SPREAKER, Spotify, Apple, Podbean, iHeart, Goodpods and more – https://www.spreaker.com/show/quantum-guides-show-with-karen-holton • Buy Me A Coffee: https://buymeacoffee.com/karenholtontv • Join My YouTube Channel to receive my perks! https://www.youtube.com/@KarenHoltonTV/join• Website: https://www.karenholtonhealthcoach.com/• Inspired Images: https://www.karenholtonhealthcoach.com/product-category/inspired-images/• Signed Books: https://www.karenholtonhealthcoach.com/product-category/signed-books/ • Channels:• Censored Content: https://www.youtube.com/@KarenHoltonTV• Uncensored Content: Odysee: https://odysee.com/@KarenHoltonTV - Rumble: https://rumble.com/KarenHoltonTV - X (Twitter): https://x.com/KarenHoltonTV and Telegram: https://t.me/KarenHoltonTV• Instagram: https://www.instagram.com/karenholtontv • Facebook: https://www.facebook.com/karen.holton3 Please follow me on Odysee, X, Telegram & Rumble and help me to grow my channels!The Quantum Guides Show, and the Aliens & Angels Podcast are now part of the Forbidden Knowledge News Network! https://forbiddenknowledge.news/Other valuable content from Karen Holton:Quantum Health Transformation V.3.0 - a free, no strings attached, 9 Step online, lifestyle course to give you the tips and resources you need to thrive! By following my own channeled advice, I made my dreams come true! Whether you are in the awakening process, or simply want more out of life, this course is for you.Complete Quantum Health Transformation V3.0 Playlist on YouTube: https://www.youtube.com/watch?v=qwSmOYvGXBA&list=PLe1pNMTCSTLlzyU9vc_SmK4zs4_JCcpa1&pp=gAQBiAQB - or watch the Quantum Health Transformation V.3.0 program on Karen's website:https://www.karenholtonhealthcoach.com/quantum-health-transformation-free-online-course/ Complete Quantum Guides Show 2024 Playlist on YouTube (Episodes 148+) - Interviews with Awakened Masters! Their quantum work will inspire you! This podcast is ideally suited to the newly awakened, and for those who wish to learn about the greater reality which lies outside of the mainstream construct. https://www.youtube.com/watch?v=ObUkKS6g4kM&list=PLe1pNMTCSTLkNBkKxasRct_8h7STDzaqv&index=1Aliens & Angels Podcast: Featuring real-life people with real-life experiences. Complete playlist: https://www.youtube.com/watch?v=cIOYsBqbk1U&list=PLe1pNMTCSTLk4saG-kQHgWqx-QQ7BtMAv Karen's Free Resources - https://www.karenholtonhealthcoach.com/free-resources/ Support Karen Holton TV:Zen Domes Orgonite - https://www.karenholtonhealthcoach.com/product-category/zen-domes-orgonite/ Comfort Crystals - https://www.karenholtonhealthcoach.com/product-category/comfort-crystals/ Services & Support - https://www.karenholtonhealthcoach.com/product-category/services/ PDF Downloads - https://www.karenholtonhealthcoach.com/product-category/downloads/ Thank you for subscribing, liking, commenting and sharing!
Ken and Preston examine whether robotics has lost its way, echoing Rodney Brooks' concerns. They dissect the gap between AI language models and physical robotics, focusing on dexterous manipulation, tactile sensing, and visual feedback. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:02:37 - Why Ken agrees that robotics may have “lost its way” 00:03:37 - The critical gap between AI language skills and robotic manipulation 00:04:33 - How robot mobility is advancing, but dexterity still lags 00:08:15 - Why tying shoelaces is still too complex for robots 00:12:37 - The role of tactile sensing vs. vision in robotic surgery 00:14:45 - How camera placement in robotic hands affects manipulation 00:20:18 - Why the robot data gap could be 100,000 years behind language models 00:25:13 - Why simpler grippers often outperform human-like robotic hands 00:27:03 - The engineering behind Dex-Net and Ambi Robotics' success 00:34:37 - How real-world testing exposed unexpected robotic limitations Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Official website: Ken Goldberg. Website mentioned: Ambi Robotics. Research Article: Dex-Net in Science Robotics January 2019. Executive Education profile: Prof. Ken Goldberg. Ken Goldberg interview by Kara Manke: Are We Truly on the Verge of the Humanoid Robot Revolution? Goldberg on Moravec's Paradox. Goldberg on AI and Creativity. TEDx Talk: "Robots: What's Taking So Long?" Op-Ed by Ken Goldberg, Boston Globe: Let's Give AI a Chance. Research Papers are available for download. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: X (Twitter) | LinkedIn | | Instagram | Facebook | TikTok. Check out our Bitcoin Fundamentals Starter Packs. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Linkedin Talent Solutions HardBlock Alexa+ Unchained Amazon Ads Vanta Shopify Abundant Mines Horizon Public.com - see the full disclaimer here. References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
In today's episode of Crying In My Cheesecake, I sit down with Darlene, a woman who has walked through deep trauma, generational health battles, emotional eating, and years of feeling like her body was destined to fail her—yet God has been faithful in every part of her story.We talk about what happens when food turns from nourishment into comfort, survival, or numbing. We dig into the reality of trauma, nervous system overload, dopamine depletion, emotional survival mechanisms, and why willpower alone is never the answer. When your body has lived through abandonment, grief, loss, or chaos… your brain and nervous system carry those scars. And food often becomes the “safe place.”If you've ever used food to cope…If you've ever looked at your family history and wondered, “Is this where I'm headed too?”If you've ever felt broken, weak, or ashamed because you “can't control yourself”…You need to hear this conversation.Healing isn't about shaming yourself into restriction. It's about truth, nervous system repair, faith, community, and being brave enough to face what's really going on beneath the surface.EPISODE LINKS, SERVICES & MEMBERSHIPS:Ocean to Ocean - Darlene Fleary's SubstackBlood Sugar ExplorersDr. Danielle's SubstackCoffee Cafe Registration$7 Mentorship: How to Fix Your Energy, Cravings, and Mood in Just One Day
Hello to you listening all around the world this Christmas Eve!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Wednesdays on Whidbey and your host, Diane Wyzga.It's that time of year when it feels like the hurrier we go the behinder we get. I have a solution for you. For just a moment let us breathe and practice keeping still this Silent Night with Pablo Neruda. KEEPING QUIET "Now we will count to twelveand we will all keep stillfor once on the face of the earth,let's not speak in any language;let's stop for a second,and not move our arms so much. It would be an exotic momentwithout rush, without engines;we would all be togetherin a sudden strangeness. Fishermen in the cold seawould not harm whalesand the man gathering saltwould look at his hurt hands. Those who prepare green wars,wars with gas, wars with fire,victories with no survivors,would put on clean clothesand walk about with their brothersin the shade, doing nothing. What I want should not be confusedwith total inactivity.Life is what it is about;I want no truck with death. If we were not so single-mindedabout keeping our lives moving,and for once could do nothing,perhaps a huge silencemight interrupt this sadnessof never understanding ourselvesand of threatening ourselves with death. Perhaps the earth can teach usas when everything seems deadand later proves to be alive. Now I'll count up to twelveand you keep quiet and I will go." [~ by Pablo Neruda]Translation of this poem by Pablo Neruda is by Alistair ReedYou're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
2552 Radio Reading Services in the Digital Age (Dec. 24, 2025) Show Notes Evan Starnes, a blind audio producer at Aftersight, turned a childhood fascination with sound into a career in accessible media. Hosts Nancy and Peter Torpey talk with Evan about his work on podcasts like Blind Level Tech, the evolution of radio reading … Continue reading 2552 Radio Reading Services in the Digital Age (Dec. 24, 2025) →
On this episode of Building the Premier Accounting Firm, host Roger Knecht and his guest, Ken Lacroix, discuss the evolving role of accounting professionals in providing CFO and advisory services. They explore the shift from compliance to forward-thinking financial planning, leveraging technology, and the importance of storytelling in communicating financial insights to business owners. This episode offers key strategies for firms looking to add more value beyond traditional accounting. In This Episode: 00:00 Introduction to Ken Lacroix 02:00 The Anti-Accountant & Storytelling 05:17 Technology in CFO Services 09:17 From Compliance to CFO Mindset 13:50 Engaging Staff and Valuing Insights 17:09 CFO Services: Sales and Tech Stack 22:16 Pricing & Meeting Structure 27:11 Overcoming Challenges in CFO Adoption 31:00 Entrepreneurial Wisdom and Wellness 36:05 Closing Thoughts and Resources Key Takeaways: Transition from historical data entry to real-time financial analysis for better decision-making. Embrace the role of a storyteller and translator, making complex financial data understandable and actionable for clients. Leverage technology to automate manual processes, freeing up staff for higher-value advisory work. Overcome the "what if I'm wrong?" mindset by understanding that estimates, even if imperfect, provide valuable targets and earlier problem detection. Recognize the value of experience and wisdom when pricing advisory services, moving beyond hourly billing to value-based fees. Featured Quotes: "We're that translator, that one that's trying to take this narrative and put it into context so that they can make informed business decisions." - Roger Knecht "The nature of accounting has been so manual. And for us, we need data that's more granular, more timely, and basically we need it to be instant." - Ken Lacroix "It's a shift from being paid for being right… And now we're asking them to be paid in essence, to be wrong, but just slightly less wrong than no estimate at all." - Ken Lacroix Behind the Story: Ken Lacroix, with decades of experience in guiding businesses through growth and financial restructuring, offers a unique perspective on the accounting profession. His journey from "anti-accountant" to fractional CFO highlights the critical need for forward-looking financial guidance in small to mid-sized businesses. He emphasizes leveraging technology to provide real-time insights and the importance of courageous leadership to inspire staff to embrace an advisory role. Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here. Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth. Offers: Are you ready for a change, both personally and professionally? Then accept and participate in the Accountrepreneurs Challenge. This is a FREE opportunity to apply best practices and make this the best year yet in your career. Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable. These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: "Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds" – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. "in the BLACK, nine principles to make your business profitable" – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. "Your Strategic Accountant" - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. "Your Profit & Growth Expert" - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals. This is the proven process to start and build the premier accounting firm in your area. After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share. Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve. GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients. Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center. It's here where you can become a: Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE Next, join a group of like-minded professionals within the accounting community. Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business. The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value. For Additional FREE Resources for accounting professionals check out this collection HERE! Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss. Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe. Also, let us know what you think of the podcast and please share any suggestions you may have. We look forward to your input: Podcast Feedback For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777
Ann takes the show on the road to Georgetown to visit Ride On Center for Kids (ROCK) "Healing Through Horses". She talks with Stephanie Troxell, Instructor, and Nancy O'Meara Krenek, Founder and Chief Executive Officer, about the program and especially the Veteran's Services. We get some great Christmas music from Colin Dexter. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Cognitive Crucible is a forum that presents different perspectives and emerging thought leadership related to the information environment. The opinions expressed by guests are their own, and do not necessarily reflect the views of or endorsement by the Information Professionals Association. During this episode, Dr. Josh "Bugsy" Segal recaps his recent observations from the Ukraine battlefield and concerns for Western governments which don't adapt quickly. Ukraine's rapid development of sophisticated, cost-effective domestic defense technology, including advanced counter-drone systems, is positioning the nation as a key arms supplier of the future. This innovation highlights a critical national security concern for the U.S., as expensive Western weapons have proven ineffective against Russian countermeasures, and the American defense industry is failing to incorporate vital battlefield insights. To maintain its global defense sector dominance, the U.S. must accept its current competitive disadvantage and immediately prioritize collaboration with Ukraine to integrate its effective, relevant technology. Recording Date: 12 Dec 2025 Resources: Cognitive Crucible Podcast Episodes Mentioned #192 Josh "Bugsy" Segal on the American Maginot Line #219 Dr. Josh Segal on Are We Losing the War? Lethality, Deterrence, and Information Ukraine offers a roadmap for faster and cheaper battlefield innovation by Josh Segal Defense in depth Brave 1 Ukrainian Defense Innovation Fire Point Weapons Systems Link to full show notes and resources Guest Bio: Josh Segal holds a Ph.D. in Russian Studies from George Washington University and an MA in Russian Studies from Emory University and graduated Summa Cum Laude from Emory. He is a former negotiator on Chemical Weapons Convention and helped establish the OPCW, and other treaties in the 1990s, became active duty Navy Info warfare and intel officer and served 27 years, finishing as Director of the Information Warfare Program and finally at US Special Operations Command. Current;y, he is a senior advisor to a number of Department of War leaders across Policy and the Services, recently returned from 11 speaking engagements in Europe and North America on Hybrid Warfare. About: The Information Professionals Association (IPA) is a non-profit organization dedicated to exploring the role of information activities, such as influence and cognitive security, within the national security sector and helping to bridge the divide between operations and research. Its goal is to increase interdisciplinary collaboration between scholars and practitioners and policymakers with an interest in this domain. For more information, please contact us at communications@information-professionals.org. Or, connect directly with The Cognitive Crucible podcast host, John Bicknell, on LinkedIn. Disclosure: As an Amazon Associate, 1) IPA earns from qualifying purchases, 2) IPA gets commissions for purchases made through links in this post.
SHOW NOTES:In this practical, high-energy episode, Matt Zaun talks with Sean Garner, StoryBrand–certified marketer and founder of Sean Garner Consulting, about cutting through today's 10,000-messages-a-day noise with a simple idea: clarity beats clever. They break down how to build messaging that wins attention, creates qualified demand, and turns “we do X” into “we solve your problem.”In this episode, they cover:✅ The StoryBrand core — 7 talking points that become your “verbal brand guidelines” for every email, website, and pitch.✅ Consistency that compounds — Be relentlessly consistent about the problem you solve, not the services you sell.✅ When prospects don't know their problem — Lead with the pain, then educate on your unique solution....and much more!BIO:Sean Garner is a StoryBrand–certified coach and founder of Sean Garner Consulting, a marketing agency for local service and professional brands that want to dominate their market, not just add a few leads. His team builds message-driven websites, funnels, SEO, and provides fractional CMO support.Matt Zaun is a strategic storytelling expert, keynote speaker, and author of The StoryBank. He helps leaders use story to build culture, strengthen sales, and speak with impact.
In this episode, Molly sits down with Elijah Angote, CEO & Founder of The Best Notary, to unpack how document concierge services are transforming estate planning practices. Elijah shares how outsourcing notarization, document proofing, and delivery frees attorneys' time; how remote online notarization expands client reach across states; why precision systems reduce stress and errors; and how tech-driven workflows boost efficiency, profitability, and client experience. Key Takeaways: Full-service document support including review, printing, notarization, and final assembly helps attorneys win back hours each week. Remote online notarization makes it possible to complete signings legally across state lines, increasing flexibility for clients. Delegating notarial work improves accuracy while eliminating major administrative drag on law firm teams. Services are tailored to each firm's standards for presentation, process, and client communication. Scalable systems remove geographic barriers, allowing firms to grow far beyond their local market. Quote for the Show: "We feel like it's a social justice issue… you help more people if you don't require the clients to drive into your office." - Elijah Angote Connect with Elijah: Website: https://thebestnotary.net/ LinkedIn: https://www.linkedin.com/company/thebestnotary/ Facebook: https://www.facebook.com/TheBestNotary/ Instagram: https://www.instagram.com/thebestnotaries Links: Website: https://hiringandempowering.com/ Facebook: https://www.facebook.com/hiringandempowering Instagram: https://www.instagram.com/hiringandempowering LinkedIn: https://www.linkedin.com/company/hiring&empoweringsolutions/ The Law Firm Admin Bootcamp + Academy™ : https://www.lawfirmadminbootcamp.com/ Get Fix My Boss Book: https://amzn.to/3PCeEhk Ways to Tune In: Amazon Music - https://www.amazon.com/Hiring-and-Empowering-Solutions/dp/B08JJSLJ7N Apple Podcast - https://podcasts.apple.com/us/podcast/hiring-and-empowering-solutions/id1460184599 Spotify - https://open.spotify.com/show/3oIfsDDnEDDkcumTCygHDH Stitcher - https://www.stitcher.com/show/hiring-and-empowering-solutions YouTube - https://youtu.be/TpdiRCeNFSg
Prior authorization is increasingly complex across service lines and staffing models. In this session, Rayne Premo shares how Iowa Specialty Hospital strengthened its process using AI-enabled services and a centralized approach.Brought to you by www.infinx.com
Spotify music library scraped DDoS disrupts France's postal and banking services Fake delivery websites hit holiday shoppers Thanks to our episode sponsor, ThreatLocker Want real Zero Trust training? Zero Trust World 2026 delivers hands-on labs and workshops that show CISOs exactly how to implement and maintain Zero Trust in real environments. Join us March 4–6 in Orlando, plus a live CISO Series episode on March 6. Get $200 off with ZTWCISO26 at ztw.com.
Ever notice how you can be chatting effortlessly, then the moment a new person shows up, you freeze and your brain goes blank? In this episode, Dr. K breaks down why some conversations feel smooth and others suddenly become hard, especially when you feel judged, intimidated, or you want to make a good impression. He explains the nervous system shift that happens in real time, how threat detection hijacks your social flow, and why trying to force yourself to be charming makes it worse. Then he gives a simple roadmap to get back into a relaxed, fluid vibe using breathing, repeated low stakes exposure, and a curiosity based mindset shift. Topics Included -Why conversation flows when you are relaxed, and collapses when you feel evaluated -Parasympathetic vs sympathetic nervous system in social moments How bullying or past social pain trains your brain to treat strangers as threats -Amygdala activation and the freeze response -How overthinking and self monitoring kills conversational flow -A stroke example that shows how the frontal lobes can inhibit free speech -Fast in the moment reset using slow exhalations -Exposure therapy for social ease through small benign interactions -Practical starter reps with low pressure strangers -Using curiosity to replace threat scanning and get back into connection -Reframing small talk as a rare chance to meet a unique person -Letting go of needing approval, especially from people you will never see again HG Coaching : https://bit.ly/46bIkdo Dr. K's Guide to Mental Health: https://bit.ly/44z3Szt HG Memberships : https://bit.ly/3TNoMVf Products & Services : https://bit.ly/44kz7x0 HealthyGamer.GG: https://bit.ly/3ZOopgQ Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode Summary In this inspiring episode of WarDocs, we are honored to feature the extraordinary journey of Retired Army Brigadier General Clara Adams-Ender. Rising from humble beginnings as one of ten children born to sharecroppers with limited formal education, she defied expectations to become a trailblazer in military medicine. Her story is a testament to the power of education, resilience, and the relentless pursuit of excellence. Although she initially dreamed of becoming a lawyer, she honored her father's wishes to attend nursing school, a decision that launched a remarkable 34-year career culminating in her service as the 18th Chief of the Army Nurse Corps. BG(R) Adams-Ender shares powerful anecdotes that defined her leadership philosophy, starting with her first assignment as a Second Lieutenant in an ICU. She recounts a tragic incident involving a Marine shot by a friend during horseplay, a moment that taught her the stark difference between "book learning" and the practical responsibilities of an officer to care for the discipline and safety of troops. She also details the grit required to become the first woman to earn the Expert Field Medical Badge (EFMB). Refusing to settle for the lower physical standards set for women at the time, she marched the full 12 miles alongside her male counterparts, proving that competence knows no gender. Throughout the conversation, she emphasizes the evolution of the Army Nurse Corps from a workforce viewed merely as labor to leaders in healthcare policy and administration. She discusses her time as an educator during the Vietnam War, mentoring students facing the draft and ethical dilemmas. General Adams-Ender passionately argues for the necessity of nurses having a "seat at the table" in healthcare leadership, noting that without a voice in policy, the profession cannot control its destiny. As the Army Nurse Corps approaches its 125th anniversary, she reflects on the core values of clinical excellence, administration, research, and education (CARE), offering timeless advice for the next generation of military medical professionals. Chapters (00:00-06:40) From Sharecropper's Daughter to Nursing School (06:40-11:45) A Tragic Lesson in Leadership and Troop Welfare (11:45-17:15) Breaking Barriers to Earn the Expert Field Medical Badge (17:15-22:42) Educating Nurses During the Vietnam War Era (22:42-37:55) The Power of Policy and Having a Seat at the Table (37:55-45:34) Core Values and the Legacy of the Army Nurse Corps Chapter Summaries (00:00-06:40) From Sharecropper's Daughter to Nursing School The guest discusses her family background, emphasizing her parents' deep value for education despite their limited schooling. She shares how she initially aspired to be a lawyer but followed her father's directive to attend nursing school, eventually discovering a passion for the challenge the profession provided. (06:40-11:45) A Tragic Lesson in Leadership and Troop Welfare Reflecting on her first assignment at Fort Dix, the guest describes the transition from academic theory to the practical realities of military nursing. She recounts a harrowing story of a young Marine shot due to horseplay, which served as a pivotal lesson on an officer's responsibility to maintain discipline and care for the troops beyond clinical duties. (11:45-17:15) Breaking Barriers to Earn the Expert Field Medical Badge The conversation shifts to the guest's historic achievement as the first woman to earn the EFMB. She details her determination to meet the same physical standards as the male soldiers, including marching 12 miles instead of the required 8 for women, viewing the grueling training as an opportunity to prove her capabilities. (17:15-22:42) Educating Nurses During the Vietnam War Era The guest describes her time as an instructor at Walter Reed, where she taught students from diverse backgrounds. She highlights the challenges of mentoring nursing students during the Vietnam War, helping them navigate their fears and obligations regarding deployment to a combat zone. (22:42-37:55) The Power of Policy and Having a Seat at the Table Moving into administration, the guest explains how she learned that writing good policy allows a leader to influence far more outcomes than hands-on care alone. She stresses the importance of nurses securing leadership roles to ensure they are in charge of their profession's destiny and not merely following orders from others. (37:55-45:34) Core Values and the Legacy of the Army Nurse Corps As the 125th anniversary of the Army Nurse Corps approaches, the guest reflects on the enduring values of the profession, using the acronym CARE. She concludes with a dedication to her mentors and offers advice to current nurses on maintaining standards and commitment to the mission. Take Home Messages Leadership Requires Practical Adaptability Success in military medicine often requires unlearning the rigid structures of "book learning" to adapt to the practical realities of the environment. True competence is demonstrated not just by clinical knowledge, but by the ability to handle unexpected situations and the human dynamics of the troops under one's command. The Responsibility of the Officer Extends Beyond Patient Care A medical officer's duty is not confined to the hospital bed or the clinic; it encompasses the overall welfare, discipline, and safety of the soldiers. Preventing tragedy through discipline and looking out for the troops is as vital as treating the wounds that result when safety protocols fail. Equality is Proven Through Standards Breaking barriers and earning respect often comes from a refusal to accept lower standards based on gender or background. By voluntarily meeting the more rigorous requirements set for counterparts, a leader demonstrates resilience and capability that silences doubters and inspires the team. Influence Through Policy and Administration While direct patient care is the heart of medicine, long-term impact is achieved by securing a "seat at the table" in administration and policy-making. Writing effective policy allows a medical professional to guide the hands of thousands of others, shaping the destiny of the profession and improving care on a systemic level. Total Commitment to the Profession Medical service is difficult, demanding work that requires a full "all-in" mentality. The key to longevity and success is to make a firm decision to commit to the profession; once that decision is made, energy should be directed toward the mission and patient care rather than complaints or negativity. Episode Keywords Clara Adams-Ender, Army Nurse Corps, EFMB, Expert Field Medical Badge, Military Medicine, Leadership, Women in Military, Black History, Vietnam War Nursing, Walter Reed, Nursing Education, Healthcare Policy, Mentorship, WarDocs, Army General, Brigadier General, Nursing Administration, Military History, Veteran Stories, Medical Podcast Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission is to honor the legacy, preserve the oral history, and showcase career opportunities, unique expeditionary experiences, and achievements of Military Medicine. We foster patriotism and pride in Who we are, What we do, and, most importantly, How we serve Our Patients, the DoD, and Our Nation. Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called "Docs" as a sign of respect, trust, and confidence on and off the battlefield, demonstrating dedication to the medical care of fellow comrades in arms. Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast
What do we do when a service isn't working anymore—but we don't want to lose the revenue or the client? In this episode, we walk through how converting clients is leadership, not upselling, and why adding or changing a service isn't a failure. We break down two conversion scenarios: when the service is a poor fit for the pet/client, and when it's a poor fit for the business. We share practical strategies for leading with friction points, using observational authority, and making the transition feel low-risk through trials and clear replacement paths. We also talk about the reality that some clients will leave—and why staying aligned with your standards matters more than keeping every dollar. Main topics: Conversion as business leadership Fit for pet vs. business Solve friction, not sell Trials and switching costs Ending services with clarity Main takeaway: "Converting clients isn't about squeezing more out of them. It's about staying aligned as their life and your business changes." Converting a client to a new service isn't a sales move—it's a leadership move. Sometimes the most professional thing we can do is admit: the old way isn't the best way anymore. Pets change, schedules change, businesses change, and great care has to keep up. If we lead with the problem (the friction), it feels like care—not a pitch. And if a client decides not to come along, that doesn't mean we failed—it means we stayed aligned with the standard of care we believe in. Links: Check out our Starter Packs See all of our discounts! Check out ProTrainings Code: CPR-petsitterconfessional for 10% off
William Green talks with Nima Shayegh of Rumi Partners about Lou Simpson's investing wisdom and the power of ignoring noise to achieve outstanding returns. IN THIS EPISODE YOU'LL LEARN: 00:00:03 - Intro 00:06:41 - How Nima Shayegh came to see investing as the ultimate intellectual adventure. 00:10:31 - Why investors must go beyond numbers to grasp deep truths about businesses. 00:16:56 - What riding in a Tesla taught him about the awesome experience of quality. 00:21:05 - Why investors should harness intuition & emotions but avoid ego. 00:36:31 - How to succeed by owning resilient businesses & ignoring macro forecasts. 00:39:26 - What qualities made Nima's mentor, Lou Simpson, an investing legend. 00:49:27 - How Lou taught Nima to avoid noise, distractions & the lure of a flashy office. 00:59:03 - Why Nima's portfolio is dominated by stocks like AppFolio & Brookfield. 01:13:08 - What he learned from having dinner with Charlie Munger. 01:30:26 - Why we should surrender to uncertainty & should welcome volatility. 01:39:55 - What investors can learn from surfers about the value of self-reliance. 01:41:35 - Why he named his investment firm after a 13th-century Sufi mystic. Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Inquire about William Green's Richer, Wiser, Happier Masterclass. Read Concentrated Investing by Allen Benello, Michael van Biema, Tobias Carlisle. Read Small is Beautiful & A Guide for the Perplexed by E.F. Schumacher. Read Jalal ad-Din Muhammad ar-Rumi's book, The Ultimate Rumi Collection. Check out William Finnegan's book Barbarian Days. Check out William Green's book, Richer, Wiser, Happier. Follow William Green on X. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Check out our We Study Billionaires Starter Packs. Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Human Rights Foundation Unchained HardBlock Linkedin Talent Solutions Onramp Amazon Ads Alexa+ Shopify Vanta Abundant Mines Horizon • Public.com - see the full disclaimer here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Shawn and Daniel break down Snap Inc., a camera-based social media platform with nearly one billion monthly users. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 – Intro 00:08:25 – Why Snapchat, being a founder-led company, is less than ideal in this case 00:09:15 – Why Snapchat is unlikely to be acquired any time soon 00:17:49 – How Snapchat almost didn't become a hit, and what made it suddenly so popular 00:39:24 – Why growth internationally is actually worsening Snapchat's unit economics 00:45:12 – What to know about how the company is dipping its toes into artificial intelligence 00:48:01 – Whether subscriptions can save Snapchat's business model 00:57:55 – Why it has been so much harder for Snapchat to make its unit economics work relative to peers 01:07:08 – How to think about modeling SNAP's intrinsic value 01:07:29 – Whether Shawn and Daniel add SNAP to their Intrinsic Value Portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Sign up for The Intrinsic Value Newsletter. Shawn & Daniel use Fiscal.ai for every company they research — use their referral link to get started with a 15% discount! Snap's investor relations page. Acquired's podcast coverage of Snap. Why Snap CEO Evan Spiegel is betting on smart glasses. Explore our previous Intrinsic Value breakdowns: Transdigm, Salesforce, Berkshire Hathaway, FICO, PayPal, Uber, Nike, Amazon, Airbnb, Alphabet. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: - Public.com - See the full disclaimer here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
In this episode, Clay explores the dot-com boom and bust through Roger Lowenstein's book, Origins of the Crash. The book unpacks how distorted incentives, financial engineering, and speculative excess reshaped markets. By studying this period in market history, investors can better recognize recurring patterns in behavior, incentives, and speculation, and apply those lessons to avoid future manias. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:03:33 - Why stock options often misalign executives and long-term shareholders 00:08:51 - How financial engineering was abused in the 1990s market boom 00:12:45 - How distorted incentives fueled the dot-com bubble 00:27:51 - Why revolutionary technologies don't guarantee successful investments 00:31:47 - The role Wall Street analysts and the media played in amplifying speculation 00:39:19 - How Enron's deception exposed systemic failures in governance and oversight 01:11:34 - Clay's lessons for avoiding hype-driven bubbles in the future Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Learn how to join us in Omaha for the Berkshire meeting here. Roger Lowenstein's book: Origins of the Crash. Mentioned Episode TIP693: The Power Law: Unlocking Venture Capital's Secrets w/ Clay Finck. Follow Clay on LinkedIn & X. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Check out our We Study Billionaires Starter Packs. Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Human Rights Foundation Unchained HardBlock Linkedin Talent Solutions Onramp Amazon Ads Alexa+ Shopify Vanta Public.com - see the full disclaimer here. Abundant Mines Horizon Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm