Podcasts about Advisory

When most people buy a car, they take on a substantial car payment. But how long does the high of having a nice new ride really last? Today, Paul discusses why government intervention in making cars easier to buy has historically led to chaotic markets and other economic issues. Listen along as Paul explains why it's difficult to really meaningfully change your level of happiness through things like new car purchases and how you can start to chart a course forward where the things in your life support your sense of purpose, instead of you spending your time and money working off things that don't bring you joy. Later in the episode, Paul addresses a listener who is curious about when you should start building up assets in a non-qualified account instead of a pre-tax account.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

WGN-TV Chief Meteorologist Demetrius Ivory joins Wendy Snyder, filling in for Lisa Dent, to discuss the weather. Listen in while Demetrius breaks down this upcoming cold weather, whether or not we should expect snow, and how he’s also counting down the days until we have warmer weather.

myTalk Awards draft: Last minute changes and debates, EXPLODING TREE ADVISORY, LAUGHIN' AND LEAKIN': Jason gets an eye exam, and , and Chris Noth speaks about his rift with SJPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Does your financial plan have the same flexibility you want your life to?In this episode, we delve into the importance of not just planning for basic financial stability, but also planning for a comfortable and flexible lifestyle in your retirement years. We discuss the variables that impact financial planning, stress testing for potential economic factors, and how an individualized lifestyle buffer can provide peace of mind.

In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa to explore bonds and fixed income strategies, and how investors can use them to manage volatility, generate income, and reduce taxes. While equities often dominate investment conversations, Paul and Jordan highlight the significant role fixed income plays for institutions, foundations, and high-net-worth investors focused on preservation and stability.They discuss how proper bond placement across taxable, tax-deferred, and tax-free accounts can improve after-tax outcomes, along with strategies for managing high-income years. The conversation also covers municipal bonds, tax equivalent yields, and deferral techniques that allow investors to maintain income while controlling adjusted gross income. This episode provides a practical framework for understanding how bonds fit into a well-structured and tax-aware portfolio.In this episode: ● Why bonds play a critical role in income-focused portfolios ● How tax efficiency impacts bond placement decisions ● Strategies to manage high-income years using fixed-income tools ● The benefits and tradeoffs of municipal bonds ● Understanding tax equivalent yield and its importance ● How tax-deferred accounts can reduce income volatility ● Aligning fixed income strategies with long-term financial goalsThe opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

Today, Paul brings in a WSJ article that provides a list of potential events this year that could weaken the dollar against other world currencies. Paul wants confident investors to remember that you shouldn't change your plan based on what may or may not happen in the future. Then, Paul explains why a weaker dollar isn't always a bad thing for the U.S. economy, and why investors who follow the industry are more likely to be hurt by a weakening dollar. Later in the episode, would it be helpful for people to tap their 401(k) for a down payment on a home? Paul covers an article about a Trump administration plan to borrow from yourself to buy a house, and discusses the unseen risks of removing money that is making compound interest for something you need now.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

A just-issued NTSB advisory warns operators of several Hawker jet models of a dangerous stall tendency not adequately explained in the aircraft's documentation. Todd Curtis and John Goglia share important background and details.The advisory was issued based on findings from two fatal Hawker jet crashes, one in 2024 and the other in 2025. Both occurred during post-maintenance flights to test the stall warning system. Interesting - the NTSB also noted that it could not find any experience, training, or qualification criteria for pilots tasked to perform a stall test flight or any additional plan or procedures for performing a stall test flight.The advisory applies to 664 recent Hawker jet models and says about 450 older models may have a similar issue. The advisory includes seven recommendations to address the issue. It also states that the manufacturer's instructions for required post-maintenance test flights were deficient. John shares his experience with issues that arise when aircraft return to flight after major maintenance, including pilots who don't take the time to do extensive preflight preparation. In fact, some operators restrict who can fly post-maintenance missions.The NTSB advisory states that in three accidents investigated the effects the crew experienced when the aircraft entered a stall were much more severe than the aircraft's documentation indicated. Don't miss what's to come from the Flight Safety Detectives - subscribe to the Flight Safety Detectives YouTube channel, listen at your favorite podcast service and visit the Flight Safety Detectives website. Want to go deeper with the Flight Safety Detectives? Join our YouTube Membership program for exclusive perks like members-only live streams and Q&As and early access to episodes. Your membership support directly helps John, Greg and Todd to deliver expert insights into aviation safety.Interested in partnering with us? Sponsorship opportunities are available—brand mentions, episode integrations, and dedicated segments are just a few of the options. Flight Safety Detectives offers a direct connection with an engaged audience passionate about aviation and safety. Reach out to fsdsponsors@gmail.com. Music: “Inspirational Sports” license ASLC-22B89B29-052322DDB8 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

At 18, while many of his peers were heading off to university, Toby Driver made a different choice. He joined an accounting practice through an apprenticeship, a decision driven by his desire for a “quick learning curve” and real exposure to business, he tells us. From the outset, he was less interested in credentials than in understanding how organizations actually work.That instinct carried him through years in audit and into transaction services, where he learned to dissect businesses at speed. In deal advisory, Driver was tasked with getting “under the nuts and bolts” of companies, performing financial health checks with significant value at stake, he tells us. The work sharpened his ability to spot value drivers—but it also revealed a blind spot he wouldn't fully appreciate until later.That realization came after he moved into operations at Ideagen. Leading M&A integrations end-to-end meant sitting with the CEO and C-suite to align sales, product, technology, and culture. Bringing two organizations together was far more complex than it ever appeared from the advisory side, Driver tells us. The experience reshaped his mindset, pushing him to think “business first, rather than necessarily finance first.”As Ideagen scaled from roughly £50 million in ARR to five times that size, Driver faced another inflection point. The company reorganized into regional operating units to restore accountability and clarity, a change finance helped design, he tells us. Today, he carries those lessons forward as CFO—focused on structure, transparency, and creating an environment where people surface issues early. “Bad news never gets better with time,” he says, a principle that now defines both his leadership style and his approach to scale.

When Paul first started this show, indexing and target-date funds were not very popular at all, as the world experienced a decade where large U.S. companies struggled to generate any returns for investors. Fast forward another decade, and indexing and target date funds are now all the rage as investors believe that “indexing” is synonymous with great returns, low fees, and wealth in retirement. Indexing may sound like diversification, but Paul explains what really happens when millions of investors choose this path for their portfolios. Later in the episode, Paul shares where fund companies make the biggest mistakes with indexing and provides a blueprint for capturing market returns that won't leave you overweight in a few companies.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

It's 2026—and most accounting firms are still trying to grow advisory revenue by chasing new clients.More leads.More traffic.More strangers.But the most profitable advisory opportunity most firms have isn't out there.It's already inside their client list.In this episode of The Growth Minded Accountant, Lee Reams II and Rebekah Barton explain why existing clients are your biggest advisory advantage—and why firms that understand this grow faster, charge more confidently, and build advisory practices that actually scale.You'll learn:Why current clients are 3–5x more likely to buy advisory servicesThe real difference between compliance and advisory, and why it changes how you sellWhy most advisory proposals fail—even with trusted clientsHow education “foams the runway” before advisory conversationsWhy advisory works best as a portfolio of client moments, not a single offeringHow systems and playbooks make advisory predictable instead of effort-basedIf advisory feels harder to sell than it should, this episode will help you understand why—and what to do differently in 2026.Your best advisory revenue isn't in future leads.It's already in your relationships.

In this episode, Julia speaks with Swatee Deepak about trust — taking the conversation beyond how it is built to the factors that quietly break it. Swatee works at the intersection of philanthropy, gender equality, and community building, and is the founding partner of Shake The Table.Swatee reflects on her experience convening groups of women philanthropists — many of whom arrive already cautious and guarded — and why trust cannot survive without clarity. When people feel unclear about purpose, expectations, or what the exchange really is, trust begins to erode.She introduces the idea of friendship as method — an ethic grounded in mutuality, shared responsibility, and human connection. Trust, she explains, weakens when communities become centred on the convenor, when power is misused, or when transparency gives way to cleverness.The conversation names the moments where trust fractures: when people feel used, manipulated, unrecognised, or unvalidated. When surprises replace honesty. When boundaries blur. When humility disappears.This episode is a reminder that trust rarely breaks in one dramatic moment. More often, it breaks in small, avoidable ways — and it is the work of the leader to notice them before it is too late.About the Guest: Swatee Deepak works at the intersection of philanthropy, gender equality, academia, the arts and community building. She is the founding partner of Shake The Table and Closer Than You Think, Co-Chair of the Global Fund for Children and EMpower – The Emerging Markets Foundation, Advisory member of the L'Oreal Fund for Women and a Senior Visiting Fellow at the Marshall Institute at the London School of Economics. Across her work, from advising governments, corporations, foundations and families of wealth to co-founding initiatives that centre solidarity and shared power. Swatee brings a deep commitment to creating communities rooted in trust, mutuality, and integrity.

Welcome to another episode of Building the Premier Accounting Firm with Universal Accounting Center. Today, Roger sits down with Shady Abboud, to discuss his unique path into accounting, blending entrepreneurial experience with finance expertise. Shady highlights the distinction between bookkeeping and CFO advisory services, emphasizing the strategic role of a CFO in business growth and decision-making for SMBs. Learn how a niche in e-commerce can boost success. In This Episode: 00:00 Welcome Shady 01:31 Shady's Entrepreneurial Journey to Accounting 05:36 The Strategic Accountant's Perspective 10:09 Bookkeeping vs. CFO Advisory Services 13:50 When a Business Needs a CFO 17:46 Key Performance Indicators for Businesses 20:21 The Value of CFO Client Relationships 23:07 Managing Bookkeeping and Advisory Businesses 27:06 The Niche Advantage: E-commerce Accounting 31:00 Empathy in Client Relationships 35:42 The Bookkeeping Business Experience 39:48 Gratitude and Supporting Entrepreneurs 42:14 Closing Thoughts: Specialization and Mindset 47:00 Podcast Wrap-up and Resources Key Takeaways: Understand your business owner clients' goals beyond just numbers for better financial advice. Differentiate bookkeeping as compliance-focused and CFO advisory as forward-looking strategic analysis. Recognize signs a business needs a CFO, especially during periods of rapid growth, contraction, or strategic pivots. Prioritize gross profit margin as a core KPI to assess business efficiency and impact of external factors like inflation. Cultivate empathy and build trusting relationships with clients to foster open communication and address challenges effectively. Featured Quotes: "My strongest suit was always accounting and finance. So I decided to go into that route exclusively and I really enjoyed it." — Shady Abboud "The CFO or the fractional CFO is the CEO's best friend because he's having a conversation with the business owner that no one else is having." — Shady Abboud "We are more than just a provider. We are their partner. And sometimes one of the most important pieces in their business." — Shady Abboud Behind the Story: Shady offers a look into his evolution from a corporate role to launching and selling two businesses, including a restaurant. This hands-on experience of "wearing all the hats" gave him a rare perspective that traditional accountants often lack. He discovered his knack for finance and his ability to translate complex financial concepts into understandable insights for business owners, leading him to establish his own accounting and advisory firms. His story highlights the personal and professional shifts that paved his way to becoming a strategic financial partner. Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here. Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth.   Offers: Connect the Shady on LinkedIn: https://www.linkedin.com/in/shadyabboud/  https://unloop.com/    Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable.  These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: "Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds" – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. "in the BLACK, nine principles to make your business profitable" – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. "Your Strategic Accountant" - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. "Your Profit & Growth Expert" - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals.  This is the proven process to start and build the premier accounting firm in your area.  After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share.     Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve.  GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients.   Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center.   It's here you can become a:   Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE   Next, join a group of like-minded professionals within the accounting community.  Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business.   The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter   Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value.   For Additional FREE Resources for accounting professionals check out this collection HERE!   Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss.   Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe.   Also, let us know what you think of the podcast and please share any suggestions you may have.  We look forward to your input: Podcast Feedback   For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777  

In this episode, hosts Casey Hiers and Jarrod Bridgeman pull back the curtain on the external service providers managing your dental practice. While many practice owners assume their finances are in good hands, the reality is that "blind trust" can be a costly mistake.Casey and Jarrod identify the critical warning signs that your CPA or financial advisor might be operating on autopilot—or worse, providing subpar service that limits your growth.Whether you are a new owner or a veteran nearing retirement, this episode provides a checklist to ensure your advisors are actually working for you, not just for their own convenience.Upcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Author Jesse Hurst explains how retirement planning helps reduce the guesswork of retiring through his book “PopEnomics”. A lot of people approach financial planning with one big fear: that it's going to feel restrictive. Budgets. Rules. Spreadsheets. Being told what you can't do with your money. But in this episode of Retire Today, I sat down with Impel Wealth Management president and author of “PopEnomics”Jesse Hurst to talk about why that assumption gets things exactly backward — and how the right kind of planning actually creates freedom. As Jesse put it early in our conversation, “A lot of people think financial planning is very constrictive… and I think it's exactly the opposite. I think it's very freeing.” Why Guessing Is the Default (and the Problem) Most people don't lack motivation. They lack clarity. Jesse explained that many retirees have vague hopes rather than defined goals. “Someday I want to retire and live a comfortable life,” sounds nice — but it's not a plan. Without specifics, people end up guessing on some of the most important decisions of their financial lives. How much should I save?Should I prioritize paying off the mortgage?Is Roth or pre-tax better for me?Am I saving enough — or too much? Without a defined target, people default to hearsay. “My coworker did this.” “I read an article that said 8% is enough.” That's not planning — it's outsourcing your decisions to someone else's guess. Why Stories Stick When Numbers Don't Jesse has a way with analogies. By tying retirement planning ideas to pop culture — music, movies, and familiar stories — he finds people actually remember them. During the COVID period, Jesse began using pop-culture analogies more intentionally. One comparison between Federal Reserve policy and the movie Animal House took off online — and made him realize he'd found a powerful teaching tool. That insight ultimately led to his book PopEnomics, where retirement planning meets rock anthems, movie classics, and everyday analogies. Access to Information Isn't the Same as Wisdom One of the most important observations Jesse shared came from reflecting on his decades in the profession. Early in his career, the challenge was simply educating people about what options existed. Today, the challenge is the opposite. “There's a big difference between access to information and the wisdom to apply it,” Jesse said. Retirees today are overwhelmed with data — articles, headlines, opinions — but often still unsure what applies to them. That's where planning shifts from information to interpretation. The Retirement Puzzle Jesse described retirement planning as a puzzle — one where each piece matters. You can't decide how to invest if you don't know when you'll retire.You can't know how much risk to take if you don't know when you'll need the money.You can't spend confidently if you don't know whether your income supports it. One story he shared involved a couple who lost track of where they stood financially after COVID, inflation, and market volatility. Using an airport analogy, Jesse explained, “If you don't know where you are, you can't figure out how to get to your gate.” Clarity begins with knowing your starting point. The Saver's Mindset — and the Permission Problem Many people who retire successfully built wealth through discipline — spending less than they earned, avoiding debt, and saving consistently. But those same habits can make it emotionally difficult to switch from accumulation to spending. As Jesse explained, “They have a hard time giving themselves permission to spend.” He shared a powerful story of longtime clients who had ample income and assets — but struggled to enjoy them. The breakthrough came when they realized that if they didn't use their money intentionally, someone else eventually would. That shift — from fear to permission — is often one of the most important transitions in retirement. The Bottom Line Financial planning isn't about restriction. It's about clarity. When you know what you're saving for, what you've already done, and what your money can support, decisions become easier. Spending becomes intentional. And retirement becomes something you can enjoy — not just hope works out. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Create Your Retirement Master Plan in 5 Simple Steps Jesse Hurst on LinkedIn Impel Wealth Management PopEnomics.com  PopEnomics: 12 Relatable (and Not Boring) Pop Culture Insights for Retirement Success Jesse Hurst on YouTube Jesse Hurst on Instagram Jesse Hurst on X Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Fast Casual Nation hosts Paul Barron and Cherryh Cansler explore the beverage revolution transforming restaurants with SG Ellison, CEO of Diversified Restaurant Group, and Ryan Maybee, Co-Founder of J. Rieger & Co. Discover how Taco Bell's Live Más Café is reactivating dining rooms with Mexican-inspired drinks, why protein beverages are exploding across chains, and how craft cocktail expectations are reshaping every segment. Learn about draft cocktail innovation, the sober-curious movement, customization trends, and why beverages have evolved from add-ons to destination experiences driving traffic and revenue in today's competitive restaurant landscape.#RestaurantInnovation #BeverageTrends #FastCasualNationBecome a supporter of this podcast: https://www.spreaker.com/podcast/fast-casual-nation--3598490/support.Get Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

After years of research searching for the perfect retirement community, Judy found Woodside. She visited the Villages, Del Webb, and so many others that she found didn't fit what she was looking for - other active retirees of similar age. Now she's IN LOVE with retirement and shared her entire story with me on my show, Retirement Reality. This NOT a paid advertisement. If you wish to reach out for a Discovery tour of Woodside, you can email David directly at dseawell@woodsidecommunities.com and if you let him know you found him through my channel, he'll make sure to treat you well!I'm flying from Los Angeles to Aiken, South Carolina to visit the Woodside community next month myself to do a full review of the community (similar to a restaurant review, but for retirement communities)!Is there a retirement community you're excited to go to? If so, let me know in the comments and I'll add them to my list of communities to review!For Judy, early retirement comes down to one word: choices. At 57, two years into life after work, she wakes up with the freedom to choose slow mornings, long walks, golf leagues, pickleball lessons, and spontaneous trips.Her plan was always early retirement at 55, and she never lost sight of it... even when fear, routine, and the temptation of “one more year” crept in.She shares how she built her “superhero account,” prepared for healthcare, learned to balance enjoying today with planning for tomorrow, and embraced the courage to leave a career she liked for a life she loves.Want to be a guest on THIS show and help others by sharing your story? Complete this: https://vwo3759x8i7.typeform.com/to/gh00JmnZ –––––––––––––––––––––––––––––Judy is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. Her statements reflect her own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offereCreate Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

In this episode of Financial Clarity for Doctors, hosts Corey Janoff and Rachelle Vanderzanden, discuss some of our impulses to measure our financial success by comparing it to others.  How do we avoid this trap?  Or do we really need to avoid it?  Humans are competitive by nature (or is it nurture?):  If you come across a bear in the woods, you don't need to be faster than the bear, just faster than the person running with you.  In sports, it's usually the same!  You don't need to achieve a specific internal goal to “win” you just need to beat your competitors.  This is not always helpful in finances!  Trying to win with finances often focuses on outward signs of wealth and success which do not always line up with your own goals and interests.  This has become worse in the age of social media, where everyone advertises their homes, vacations, and perfect children.  This is one of those things that is easier said than done but try to focus on your personal goals and benchmarks as a measure of success instead of comparing yourself to others.  And understand that many folks with external signs of wealth may be struggling financially.  Listen to the full episode for more tips!  For more financial planning tips from Corey and Rachelle, find them on social media!  LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance   Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice. 

Paul runs into an annuity salesperson on Facebook who reveals that he made $300,000 in income in his first month and wasn't remotely interested in helping people, but in showing off his skills to his peers. So, where does caring for clients fit into most of these sales? Paul shares the four steps people use to sell these products that you can look out for, and why it's just not possible to trust high-commission products salespeople to look out for you when their companies are pushing them to produce sales.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

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Happy 2026. This Episode is hosted by Chris Maffeo and brought to you by MAFFEO DRINKS. A Deep-Dive Analysis of This Episode is Available at maffeodrinks.com Eric Franco, a former SABMiller colleague, recently Chief Sales & Marketing Officer at Brewdog USA and entrepreneur who started as a bar owner, joins for a discussion validating core bottom-up principles through battlefield experience.Working long days running his own bar before selling for global brands, the conversation confirms what becomes clear through market observation: everyone agrees on bottom-up methodology in theory, but execution fails when immediate gratification culture, social media distortion, and funding pressure collide with foundational discipline.The discussion explores patterns visible across markets: brands hiring VPs before mastering founder-led selling, Target distribution forcing unsustainable multi-state expansion, and burning retail relationships in concentrated markets.Eric's owner-operator perspective adds depth to the systematic approach to channel selection, geographic expansion, and the three-year foundation period required before authentic scaling becomes possible. ​Timestamps00:00 Introduction and Catching Up01:11 Defining 'Bottom Up' in Brand Building04:36 Challenges in Brand Growth and Market Expectations09:41 The Importance of Local Market Mastery15:16 Balancing Big Opportunities with Realistic Growth32:02 Final Thoughts and Wrap-Up This episode is brought to you by MAFFEO DRINKS, an Advisory helping drinks leaders execute bottom-up growth while managing stakeholder expectations. You can get in touch at bottomup@maffeodrinks.com 

Many people retire with enough money — and still feel lost.James explains why financial readiness alone doesn't guarantee a fulfilling retirement, and why some of the most financially prepared retirees struggle once work ends. Through a real-life example, he shows how retirement can solve a money problem while leaving a life problem untouched. The episode explores the hidden challenges that often surprise retirees: losing identity, too much unstructured time, and strained relationships when expectations don't align. These risks aren't captured by retirement software, but they shape how retirement actually feels day to day.The takeaway is simple and powerful: before asking “Can I retire?”, it's worth asking “Will I like the life I'm building?”Money matters — but it's meant to support a meaningful life, not define it.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Evan talks about a celebration of life service he attended earlier in the day and reflects on how you never know how long life will be and how having a strong sense of purpose changes your perspective about money. Listen along as these two advisors describe why investing just to be good at investing and have a lot of wealth is what sucks you into get-rich-quick schemes and marketing trends.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

How you fuel your body impacts how you show up—at work, at home, and in life. In our recent Empower Women event, Certified Nutrition, Health & Wellness Coach Melanie Adams shared practical, empowering insights on how small, intentional nutrition shifts can boost everyday energy, focus, and resilience. Designed for busy women balancing work, family, and full schedules, the session introduced a simple 3-step daily framework that makes well-being feel achievable, sustainable, and personal—helping you perform at your best without sacrificing your health. Please enjoy the podcast recording! Meet the Speaker Melanie Adams is a Certified Nutrition, Health & Wellness Coach accredited by the Institute for Integrative Nutrition. With over two decades of leadership experience in luxury hospitality—representing world-class brands such as 1 Hotels, Canyon Ranch, The Ritz-Carlton, and Fairmont—she has built a career in sales, business development, partnerships, and wellness strategy. Her passion for elevating well-being inspired her transition into nutrition coaching, where she helps professionals apply the same excellence they bring to business to their own health and vitality. Through her work, Melanie bridges leadership and holistic living, empowering others to integrate nutrition and wellness into their daily performance for a healthier, more sustainable future.       Lexington Wealth Management is a group comprised of investment professionals registered with Hightower Advisors, LLC, an SEC registered investment adviser. Registration as an investment advisor does not imply a certain level of skill or training. Some investment professionals may also be registered with Hightower Securities, LLC, member FINRA and SIPC. Advisory services are offered through Hightower Advisors, LLC. Securities are offered through Hightower Securities, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is neither indicative nor a guarantee of future results. The investment opportunities referenced herein may not be suitable for all investors. All data or other information referenced herein is from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other data or information contained in this presentation is provided as general market commentary and does not constitute investment advice. Lexington Wealth Management and Hightower Advisors, LLC or any of its affiliates make no representations or warranties express or implied as to the accuracy or completeness of the information or for statements or errors or omissions, or results obtained from the use of this information. Lexington Wealth Management and Hightower Advisors, LLC assume no liability for any action made or taken in reliance on or relating in any way to this information. The information is provided as of the date referenced in the document. Such data and other information are subject to change without notice. This document was created for informational purposes only; the opinions expressed herein are solely those of the author(s) and do not represent those of Hightower Advisors, LLC, or any of its affiliates. Lexington Wealth Management and Hightower Advisors, LLC or any of its affiliates do not provide tax or legal advice. This material was not intended or written to be used or presented to any entity as tax or legal advice. Clients are urged to consult their tax and/or legal advisor for related questions.

The Restaurant Masterminds team explores the biggest trends shaping 2026, from intimate 10-seat dining concepts and the solo dining economy surge to GLP-1 menu engineering and protein-packed offerings. Discover how low-fi authenticity is replacing polished content, why bagels and Hawaiian cuisine are poised for comebacks, and how operators can adapt to health-conscious consumers seeking meaningful experiences over convenience. Paul Barron, Paul Molinari, Stacey Kane, and Rudy Miick share actionable insights for restaurant professionals navigating the evolving hospitality landscape.#RestaurantTrends #HospitalityIndustry #MenuEngineeringGet Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/ Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa for an in depth discussion on asset allocation, investment structure, and why proper asset placement can significantly improve long term outcomes. While many investors focus on returns alone, Paul and Jordan explain how taxes, account type, and disciplined portfolio management play an equally important role in building and preserving wealth.The conversation walks through how the IRS views investments across tax free, tax deferred, and taxable accounts, and why placing the right assets in the right accounts matters. They also explore active rebalancing, automation, tax efficient investing, and tax lot management, highlighting how thoughtful structure and strategy can reduce unnecessary tax drag and help investors stay aligned with their goals over time.In this episode: ● The difference between asset allocation and asset location ● How tax free, tax deferred, and taxable accounts are treated differently ● Why placing the right investments in the right accounts matters ● How active rebalancing supports long term goals while managing taxes ● The benefits of automated investing and removing emotion from decisions ● Why low turnover and tax efficient funds matter ● How tax lot management can reduce future tax liabilitiesThe opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

Paul and Evan get into a conversation about a common question for homeowners: Is it a better investment to put extra money in my house or in my portfolio? Paul talks about why you shouldn't view your home as an investment unless you plan on selling it and moving into a tent. Listen along as these two advisors explain the importance of paying off or improving your home without viewing it as an investing decision. Later in the episode, Paul discusses how Trump is cracking down on corporate ownership of residential housing.     Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

MDJ Script/ Top Stories for January 14th Publish Date:  January 14th Commercial: From the BG Ad Group Studio, Welcome to the Marietta Daily Journal Podcast.    Today is Wednesday, January 14th and Happy Birthday to Dave Grohl I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal East Cobb protest calls to end ICE after deadly shooting Interstate lane closure advisory for the I-285/I-20 West Interchange project ‘Ready to work for it’: Miss Cobb County 2026 looks toward Miss Georgia competition All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe!  BREAK: INGLES 5 STORY 1: East Cobb protest calls to end ICE after deadly shooting The intersection of Johnson Ferry and Roswell roads buzzed with energy Sunday afternoon as over 150 protesters gathered for the “ICE Out for Good” rally, part of a nationwide movement calling for the abolition of ICE. Chants of “No ICE, no fear, immigrants are welcome here” echoed across the streets, accompanied by honking horns and waves from passing cars. Protesters held handmade signs with messages like “Melt ICE,” “Justice for Renee,” and “Keep Orwell fiction.” The rally followed the recent fatal shooting of Renee Good, a Minneapolis woman, by an ICE agent during an immigration operation. Protesters, led by Indivisible Cobb, called out what they described as ICE’s unchecked violence. “This is about justice,” said Susan Lopez of Smyrna. “ICE is overstepping, and it’s time to hold them accountable.” Not everyone agreed. Terry Frost, a lone counter-protester, stood silently with a Trump campaign flag, voicing his support for ICE. “I can’t stand with people defending criminals,” he said. The protest remained peaceful, with no arrests reported. STORY 2: Interstate lane closure advisory for the I-285/I-20 West Interchange project  Heads up, drivers: weather permitting, GDOT contractors will be closing lanes around the I-285/I-20 West Interchange for a major reconstruction project. Expect delays, lane shifts, and some frustration—so plan ahead. The project? Widening ramps, adding collector-distributor lanes, and improving traffic flow. But first, the closures: I-285 Northbound: Cascade to Bolton, nightly Jan. 12-16. Single-lane closures start at 9 p.m., double-lane closures at 11 p.m. I-285 Southbound: Hollowell to MLK Jr. Drive, same deal. I-20 Westbound: Anderson to Riverside, 9 p.m. to 5 a.m. I-20 Eastbound: Riverside to I-285, alternating lane closures. Flagging operations and pacing will also hit nearby roads. Check 511ga.org for updates, and drive safe! STORY 3: ‘Ready to work for it’: Miss Cobb County 2026 looks toward Miss Georgia competition   For Dominique Verville, crowned Miss Cobb County 2026 last August, life’s best moments often sit just past fear. “Fear shows up when something matters,” the 23-year-old from Kennesaw told the Kiwanis Club of Marietta on Thursday. “It doesn’t mean you’re unprepared—it means you’re standing at the edge of growth.” A graduate of Auburn University with degrees in aviation management and finance, Verville is a classically trained dancer, a licensed pilot, and now an aviation insurance underwriter. But her heart? It’s in service. Through her nonprofit, Hearts for Heroes, she supports veterans transitioning to civilian life, delivering supplies and reading her children’s book, Dear Soldier, to students. “The crown isn’t about me,” she said. “It’s about serving others.” We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info.  We’ll be right back. Break: INGLES 5 STORY 4: Mableton swears in new councilmembers, elects mayor pro tem The Mableton City Council kicked off the year with a packed agenda—and a little drama. New council members Cassandra Brown and Michael McNeely were sworn in, while Debora Herndon, reelected unopposed, will take her oath later this month. Then came the vote for mayor pro tem. After a 3-3 tie between Ron Davis and Keisha Jeffcoat, McNeely flipped his vote in a second round, giving Davis the role with a 4-2 majority. “Big shoes to fill,” Davis said, “but I’m ready to make this city the best it can be.” The council also approved Mableton’s participation in HUD’s Community Development Block Grant program, partnering with Cobb County to fund affordable housing, infrastructure upgrades, and economic development. STORY 5: Wood you believe it? New art exhibits open in Marietta   Two fresh exhibitions are taking over the Marietta-Cobb Museum of Art and they couldn’t be more different. Downstairs, “Georgia Wood Artists” showcases 50 stunning woodworks from 39 Georgia artists—everything from bowls to mandolins to abstract sculptures. Upstairs? Lawrenceville painter Maya Perez-Lugones makes her solo debut with a series of bold, surreal bathroom scenes. “It’s like night and day,” said museum director Sally Macaulay. “Every piece evokes something different. I love hearing what people feel.” Perez-Lugones’ work, inspired by light bouncing off bathroom surfaces, explores ego and compulsion. Meanwhile, the wood exhibit highlights craftsmanship, from whittling to woodturning. Tickets are $10; kids under 6 get in free. Break: STORY 6: Braves re-sign reliever Tyler Kinley    The Braves are keeping their bullpen busy this offseason, signing right-hander Tyler Kinley to a $3 million deal for 2026, with a $5.5 million club option for 2027 (or a $1.25 million buyout). Kinley, 34, was lights-out last season—5-0 with a ridiculous 0.72 ERA in just 25 innings after being traded from Colorado in July. Not bad, right? This move follows Atlanta’s other bullpen splashes: a $45 million deal for Robert Suarez and a $16 million re-signing of closer Raisel Iglesias. STORY 7: Health inspection follow-up brings big change for Hoboken Cafe  The Hoboken Café on Whitlock Avenue, a local favorite for Italian eats, bounced back this week after a rough health inspection in December. The follow-up? A shiny 97 out of 100—an “A” for food safety excellence. Back in December, though, things weren’t so great. The café scored a 69, just one point above a failing grade. Violations included raw meat stored above ready-to-eat foods, cooling and reheating issues, and sanitizer buckets with way too much solution. The last inspection found just one issue—improper cooling for stuffed peppers, which was fixed on the spot. Management says everything’s been addressed. We’ll have closing comments after this. Break: INGLES 5 Signoff-   Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com See omnystudio.com/listener for privacy information.

Markets are shifting fast, and the rules that worked yesterday won't necessarily hold up tomorrow.  In Season 6, Episode 9 (EP. 131) of the What Dewey Do? Podcast, the 2026 investing playbook takes center stage. The focus is on what still works, what deserves a second look, and what may no longer belong in a modern portfolio. Key themes include the second wave of AI infrastructure, the rotation beyond the Magnificent Seven, global opportunities outside the U.S., bonds making a real comeback through active management, and where private credit and private equity may fit for qualified investors.  The goal is simple: help listeners position capital with intention instead of reacting to headlines. Press play, take notes, and start shaping a smarter game plan for 2026, one move at a time. Tune in NOW!  Quotes: - Dewey Steffen: "Private credit can be a powerful fixed-income tool, but it comes with liquidity and risk considerations."  - Dewey Steffen: "Private equity isn't for everyone, but established revenue-generating businesses can offer compelling growth.” - Dewey Steffen: "Smart investors focus on what matters, ignore the noise, and position their money intentionally." ➡️ WDD TikTok: https://www.tiktok.com/@whatdeweydopodcast   ➡️ WDD Instagram: https://www.instagram.com/whatdeweydopodcast   ➡️ WDD Facebook: https://www.facebook.com/whatdeweydo   ➡️ GLW YouTube: https://www.youtube.com/@GLWealth   Thanks for watching! What Dewey Do? is a podcast by Great Lakes Wealth (www.greatlakeswealth.us) and executively produced by Evry Media (https://www.evry.media.com) and Broadcast Your Authority (https://www.BroadcastYourAuthority.com).    Great Lakes Wealth, LLC is a registered investment advisor. The information provided is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Great Lakes Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered without a service agreement in place. Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Great Lakes Wealth are not affiliated companies. The views reflected in the commentary are subject to change at any time without notice. Nothing herein constitutes investment advice or a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security or a depiction of past investments made by Great Lakes Wealth, LLC.

Join hosts Paul Barron and Cherryh Cansler as they kick off 2026 with CAVA Co-Founder and CEO Brett Schulman for an in-depth conversation about navigating today's challenging restaurant landscape. Schulman reveals why CAVA eliminated digital tipping while paying workers top wages, how the brand has achieved 20% traffic growth while competitors struggle, and their strategy of keeping menu prices 50% lower than industry averages. Learn about CAVA's ambitious expansion plans for 2026, their human-centered approach to AI and automation, and why Mediterranean cuisine is perfectly positioned at the intersection of health, wellness, and bold flavors. This episode is packed with actionable insights for restaurant operators looking to thrive in an uncertain economy.#FastCasualNation #RestaurantIndustry #CAVARestaurantBecome a supporter of this podcast: https://www.spreaker.com/podcast/fast-casual-nation--3598490/support.Get Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

We often discuss being a confident investor on the show, but confidence is only helpful if it's combined with a disciplined, evidence-based approach rather than behaviors such as market timing or individual stock selection. Today, Paul shares an ad for Jim Cramer's investing club that he saw on CNBC, where a client claims she is confident and finally “in control” of her investments. The ad reveals that Jim teaches people to “win at investing” through market timing and stock picking. Paul and Evan explain why you shouldn't follow someone who offers club memberships and provides stock-picking advice. Later in the episode, Paul and Evan answer a listener's question about the number of publicly traded companies in the stock market and how a diversified portfolio can be constructed. Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

In the latest episode of Building the Premier Accounting Firm, host Roger Knecht and business coach Brad Farris discuss how accounting firm owners can scale their business beyond the $1-2 million mark by shifting from hustle to leadership. They explore overcoming workaholism, delegating effectively, and finding fulfillment outside daily operations to build a premier accounting firm. In This Episode: 00:00 Welcome Brad Farris, Expert on Scaling 02:04 Building Trust with Clients 03:02 From Hustle to Leadership 05:12 The High of Spinning Plates 08:02 Identity Shift: From Doer to Enabler 12:44 Evaluating Success Beyond Daily Tasks 15:24 Course: Build a Successful Accounting Business 16:29 Empowering Your Team and Avoiding Bottlenecks 19:01 Life Beyond Work: Recharging and Identity 22:58 Free Book: In the Black 23:57 Daily, Hourly, Monthly Recharge Habits 29:56 Work Obsessed to Healthy Life 33:43 Book: Red to Black for Accounting Professionals 36:15 Intentional Living and 2% Improvements 42:25 Recap and Final Thoughts 46:29 Resources and Invitation to GrowCon Featured Quotes: "Success is driven less by what you do than who you decide to be." - Brad Farris "No one cares how much you know until they know how much you care." - Roger Knecht "If I'm coming in and doing your job, why do I need you?" - Roger Knecht Behind the Story: Roger Knecht welcomes Brad Farris, an expert in helping accounting firm owners scale their businesses from $1-2 million to $3-5 million. Brad explains that the biggest obstacle to growth is often internal, requiring a shift in identity from a doer to a leader. He shares insights on fostering team independence, dealing with the addictive nature of work, and the importance of personal fulfillment outside the business. Top 3 Highlights: Shift to Leadership: Stop doing everything yourself and empower your team for scalable growth. Overcome Workaholism: Find healthy sources of fulfillment outside work to enhance creativity and reduce stress. Delegate Effectively: Learn to trust your team and define clear roles to avoid being the bottleneck. Share This Episode: Ready to scale your accounting firm and reclaim your life?

Happiness expert Monique Rhodes explains why retirement often feels disorienting at first — and how creating a personal retirement roadmap can turn this transition into one of the most fulfilling stages of life. Retirement is often marketed as the ultimate reward. After decades of work, deadlines, and responsibility, you finally arrive at a chapter filled with freedom, rest, and happiness. But for many people, that moment doesn't feel the way they expected. In this episode of Retire Today, I sat down with Monique Rhodes, a happiness expert who works with people around the world — especially those approaching or entering retirement — to talk about why this transition can feel unsettling and how to approach it with intention. Why Retirement Can Feel So Uncomfortable For years, work provides structure, identity, and a built-in sense of purpose. Then one day, it's gone. Monique explained that retirement often removes all of that at once. “The structure, the identity, the daily sense of purpose — they all fall away at the same time,” she said. What's left can feel like freedom… or confusion. In fact, research shows that many people experience lower happiness in the first year of retirement than when they were working. Feelings of restlessness, anxiety, loneliness, and even grief are common — but rarely talked about. This doesn't mean retirement was a mistake. It means the transition requires more than financial preparation alone. Comfort vs. Happiness One of the most thought-provoking ideas Monique shared is that too much comfort can actually work against happiness. She described how modern life is designed to remove friction — from climate-controlled homes to effortless entertainment. But living without any “edge” can dull creativity, resilience, and engagement. “If we're consistently living in comfort, we lose our ability to adapt,” she explained. Happiness, she argues, comes from a balance — not too tense, not too relaxed. Monique used powerful metaphors throughout the conversation, from surfing ocean waves to tuning a guitar string. Too loose or too tight, and it doesn't work. The same is true for life in retirement. Retirement Is Not a Holiday — It's a Redesign Many people enter retirement expecting it to feel like a permanent vacation. Monique sees this expectation create unnecessary disappointment. “Retirement is sold to us as a never-ending holiday,” she said. “But when that structure disappears overnight, people are suddenly faced with the question of who they are.” This is where her Retirement Roadmap comes in — a framework designed to help people intentionally rebuild purpose, routines, relationships, and meaning. Rather than drifting through unstructured time, retirees are encouraged to create days that feel energizing and aligned with who they are now — not who their job required them to be. Rebuilding Purpose From the Inside Out One of the most powerful moments in the conversation was when Monique talked about building a new relationship with yourself. After years of serving careers, businesses, and families, many retirees struggle to answer a simple question: What do I enjoy? Monique often starts by asking clients to think back to childhood interests — art, music, movement, creativity — and explore those again without pressure. “Your purpose isn't gone,” she said. “It's just no longer handed to you by a job description.” She emphasized that this phase of life offers something rare: the freedom to choose intentionally — where you live, how you spend your time, who you invest energy in, and what brings joy. Three Questions Worth Asking Toward the end of our conversation, Monique shared three questions she believes are foundational for a fulfilling retirement: Where do I want to be that makes me happiest? What do I want to do that makes me happiest? Who do I want to be with that makes me happiest? These questions don't have one-time answers. They evolve — and that's part of the beauty of this stage of life. The Bottom Line Retirement isn't just a financial transition. It's a psychological and emotional one as well. When approached consciously, it can become one of the most liberating and meaningful chapters of life — not because everything is perfect, but because you're living with intention. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337 Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA® is a financial advisor in Milwaukee, WI, author of the bestseller Retire Today: Create Your Retirement Master Plan in 5 Simple Steps and host of both the Retire Today Podcast and Mr. Retirement YouTube channel Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Create Your Retirement Master Plan in 5 Simple Steps Monique Rhodes website In Your Right Mind Podcast with Monique Rhodes Monique Rhodes on LinkedIn Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Greg DuPont is an estate planning attorney, comprehensive financial advisor, and entrepreneur dedicated to helping families protect what matters most—while making confident, informed decisions about their future.As the founder of DuPont Law Group and a leader behind The Wealth Solutions Network and Advocate Wealth Solutions, Greg works with individuals and families who want more than documents or disconnected financial advice. His work focuses on clarity, protection, and long-term stewardship—helping clients reduce financial loss, avoid unnecessary conflict, and align their wealth with the lives they actually want to live.Greg is known for taking complex legal and financial topics and translating them into clear, practical guidance. His approach is intentionally different: instead of selling products or pushing pre-packaged solutions, he leads with education, diagnosis, and trust. Clients often describe him as calm, strategic, and deeply invested in helping them think clearly before acting.Over the course of his career, Greg has advised thousands of families on estate planning, wealth protection, retirement strategy, and legacy design. His work emphasizes proactive planning—addressing risks before they become crises—and helping clients make decisions today that still make sense decades from now.At the center of Greg's philosophy is a simple belief: good planning isn't about money—it's about people, responsibility, and peace of mind. Whether working with young families, business owners, or retirees, his goal is the same: to replace uncertainty with confidence and help families move forward with intention.Greg lives and works by a mission to impact one million families by protecting legacies, reducing avoidable financial loss, and elevating the way people experience planning. When he's not working with clients or building new initiatives, he is focused on teaching, mentoring advisors, and creating systems that make high-quality planning more accessible and human.Learn more: https://www.advocatewealthsolutions.com/The information provided by Greg DuPont is intended for general informational and educational purposes only and does not constitute legal, tax, investment, or financial advice. Nothing discussed should be relied upon as a substitute for individualized advice from qualified legal, tax, or financial professionals. All planning strategies and concepts are general in nature and may not be suitable for every individual or situation.Any references to financial strategies, investments, or planning concepts are not intended as a recommendation, solicitation, or offer to buy or sell any securities or financial products. Advisory services are offered only pursuant to an advisory agreement and where permitted by law. Past performance is not indicative of future results.Participation in this content does not create an attorney-client or advisor-client relationship. Outcomes depend on individual circumstances, applicable laws, and market conditions, which are subject to change.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-greg-dupont-founder-of-advocate-wealth-solutions-discussing-avoiding-unintended-consequences

CES 2026 Quick Take: Physical AI, Ambient AI, and the Reality of AdoptionIn this episode, Maribel Lopez, founder and principal analyst at Lopez Research, is joined by Julie Ask, founder of Ask Advisory, for a candid, unscripted conversation on what CES 2026 actually revealed about the state of AI.Rather than focusing on flashy demos or speculative promises, Maribel and Julie examine where AI is delivering real value today—and where expectations are running ahead of reality. Julie's bioJulie is a prominent customer experience analyst, technology futurist, and digital product strategist who has advised hundreds of global brands on the impact emerging technologies (e.g., mobile, sensors, extended reality, networks, AI) can and will have on customer experiences. She actively works with enterprises and vendors to understand how technology and consumer trends will impact their business with a deep focus on customer engagement strategies. For more than 25 years, her work has defined the evolution of consumer digital experiences and inspired brands to take action. Her combined background in engineering and business gives her a unique ability to help business leaders understand what is possible and leverage technology to drive business outcomes. She has appeared frequently on Bloomberg while her research has been cited by the Wall Street Journal, New York Times, Financial Times, and a breadth of marketing publications. She co-authored The Mobile Mind Shift book in 2014. She founded Julie Ask Advisory in 2024 to pursue her passion for helping business leaders understand the impact of AI on experiences. 

Greg DuPont is an estate planning attorney, comprehensive financial advisor, and entrepreneur dedicated to helping families protect what matters most—while making confident, informed decisions about their future.As the founder of DuPont Law Group and a leader behind The Wealth Solutions Network and Advocate Wealth Solutions, Greg works with individuals and families who want more than documents or disconnected financial advice. His work focuses on clarity, protection, and long-term stewardship—helping clients reduce financial loss, avoid unnecessary conflict, and align their wealth with the lives they actually want to live.Greg is known for taking complex legal and financial topics and translating them into clear, practical guidance. His approach is intentionally different: instead of selling products or pushing pre-packaged solutions, he leads with education, diagnosis, and trust. Clients often describe him as calm, strategic, and deeply invested in helping them think clearly before acting.Over the course of his career, Greg has advised thousands of families on estate planning, wealth protection, retirement strategy, and legacy design. His work emphasizes proactive planning—addressing risks before they become crises—and helping clients make decisions today that still make sense decades from now.At the center of Greg's philosophy is a simple belief: good planning isn't about money—it's about people, responsibility, and peace of mind. Whether working with young families, business owners, or retirees, his goal is the same: to replace uncertainty with confidence and help families move forward with intention.Greg lives and works by a mission to impact one million families by protecting legacies, reducing avoidable financial loss, and elevating the way people experience planning. When he's not working with clients or building new initiatives, he is focused on teaching, mentoring advisors, and creating systems that make high-quality planning more accessible and human.Learn more: https://www.advocatewealthsolutions.com/The information provided by Greg DuPont is intended for general informational and educational purposes only and does not constitute legal, tax, investment, or financial advice. Nothing discussed should be relied upon as a substitute for individualized advice from qualified legal, tax, or financial professionals. All planning strategies and concepts are general in nature and may not be suitable for every individual or situation.Any references to financial strategies, investments, or planning concepts are not intended as a recommendation, solicitation, or offer to buy or sell any securities or financial products. Advisory services are offered only pursuant to an advisory agreement and where permitted by law. Past performance is not indicative of future results.Participation in this content does not create an attorney-client or advisor-client relationship. Outcomes depend on individual circumstances, applicable laws, and market conditions, which are subject to change.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-greg-dupont-founder-of-advocate-wealth-solutions-discussing-avoiding-unintended-consequences

In this episode of Widow Wisdom and Wealth, host Donna speaks with Tina Fornwald, founder of Widowhood Real Talk with Tina. They discuss Tina's personal journey through grief after losing her husband, the importance of community and family support, and the challenges of parenting as a sole parent. Tina shares her insights on self-care, planning for the future, and her writing journey, including her upcoming book. The conversation emphasizes the need for connection and resources for those navigating widowhood.   Takeaways Tina's mission is to facilitate healing from grief. Grief can be isolating, and community support is vital. Self-care is essential during the grieving process. Planning for the future can alleviate some burdens of grief. Tina's family plays a significant role in her healing journey. Sole parenting after loss presents unique challenges. Saying no is a powerful tool for managing time and energy. Writing has been a therapeutic outlet for Tina. Connection through shared experiences is crucial for healing. Tina's resources aim to support widows and widowers in their journey.   Chapters 00:00 Introduction to Widowhood Real Talk 02:21 Tina's Personal Journey Through Grief 06:29 The Role of Family in Healing 10:10 Navigating Parenthood After Loss 12:50 The Importance of Self-Care 18:17 Planning for the Future 20:14 The Writing Journey and New Projects 29:58 Resources and Community Support   _______________________________ CONNECT

Ex-silicon valley guest turned Scuba Diver shares the truth behind retiring early!Hope you enjoy the insights shared!Want to be a guest on THIS show and help others by sharing your story? Complete this: https://vwo3759x8i7.typeform.com/to/gh00JmnZInterested in a custom strategy to retire early? → https://www.rootfinancial.com/start-here/Get access to the same software I use in my videos and join the Early Retirement Academy here  → https://ari-taublieb.mykajabi.com/early-retirement-academy–––––––––––––––––––––––––––––Suzi is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Greg DuPont is an estate planning attorney, comprehensive financial advisor, and entrepreneur dedicated to helping families protect what matters most—while making confident, informed decisions about their future.As the founder of DuPont Law Group and a leader behind The Wealth Solutions Network and Advocate Wealth Solutions, Greg works with individuals and families who want more than documents or disconnected financial advice. His work focuses on clarity, protection, and long-term stewardship—helping clients reduce financial loss, avoid unnecessary conflict, and align their wealth with the lives they actually want to live.Greg is known for taking complex legal and financial topics and translating them into clear, practical guidance. His approach is intentionally different: instead of selling products or pushing pre-packaged solutions, he leads with education, diagnosis, and trust. Clients often describe him as calm, strategic, and deeply invested in helping them think clearly before acting.Over the course of his career, Greg has advised thousands of families on estate planning, wealth protection, retirement strategy, and legacy design. His work emphasizes proactive planning—addressing risks before they become crises—and helping clients make decisions today that still make sense decades from now.At the center of Greg's philosophy is a simple belief: good planning isn't about money—it's about people, responsibility, and peace of mind. Whether working with young families, business owners, or retirees, his goal is the same: to replace uncertainty with confidence and help families move forward with intention.Greg lives and works by a mission to impact one million families by protecting legacies, reducing avoidable financial loss, and elevating the way people experience planning. When he's not working with clients or building new initiatives, he is focused on teaching, mentoring advisors, and creating systems that make high-quality planning more accessible and human.Learn more: https://www.advocatewealthsolutions.com/The information provided by Greg DuPont is intended for general informational and educational purposes only and does not constitute legal, tax, investment, or financial advice. Nothing discussed should be relied upon as a substitute for individualized advice from qualified legal, tax, or financial professionals. All planning strategies and concepts are general in nature and may not be suitable for every individual or situation.Any references to financial strategies, investments, or planning concepts are not intended as a recommendation, solicitation, or offer to buy or sell any securities or financial products. Advisory services are offered only pursuant to an advisory agreement and where permitted by law. Past performance is not indicative of future results.Participation in this content does not create an attorney-client or advisor-client relationship. Outcomes depend on individual circumstances, applicable laws, and market conditions, which are subject to change.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-greg-dupont-founder-of-advocate-wealth-solutions-discussing-achieving-peace-of-mind-in-retirement

Greg DuPont is an estate planning attorney, comprehensive financial advisor, and entrepreneur dedicated to helping families protect what matters most—while making confident, informed decisions about their future.As the founder of DuPont Law Group and a leader behind The Wealth Solutions Network and Advocate Wealth Solutions, Greg works with individuals and families who want more than documents or disconnected financial advice. His work focuses on clarity, protection, and long-term stewardship—helping clients reduce financial loss, avoid unnecessary conflict, and align their wealth with the lives they actually want to live.Greg is known for taking complex legal and financial topics and translating them into clear, practical guidance. His approach is intentionally different: instead of selling products or pushing pre-packaged solutions, he leads with education, diagnosis, and trust. Clients often describe him as calm, strategic, and deeply invested in helping them think clearly before acting.Over the course of his career, Greg has advised thousands of families on estate planning, wealth protection, retirement strategy, and legacy design. His work emphasizes proactive planning—addressing risks before they become crises—and helping clients make decisions today that still make sense decades from now.At the center of Greg's philosophy is a simple belief: good planning isn't about money—it's about people, responsibility, and peace of mind. Whether working with young families, business owners, or retirees, his goal is the same: to replace uncertainty with confidence and help families move forward with intention.Greg lives and works by a mission to impact one million families by protecting legacies, reducing avoidable financial loss, and elevating the way people experience planning. When he's not working with clients or building new initiatives, he is focused on teaching, mentoring advisors, and creating systems that make high-quality planning more accessible and human.Learn more: https://www.advocatewealthsolutions.com/The information provided by Greg DuPont is intended for general informational and educational purposes only and does not constitute legal, tax, investment, or financial advice. Nothing discussed should be relied upon as a substitute for individualized advice from qualified legal, tax, or financial professionals. All planning strategies and concepts are general in nature and may not be suitable for every individual or situation.Any references to financial strategies, investments, or planning concepts are not intended as a recommendation, solicitation, or offer to buy or sell any securities or financial products. Advisory services are offered only pursuant to an advisory agreement and where permitted by law. Past performance is not indicative of future results.Participation in this content does not create an attorney-client or advisor-client relationship. Outcomes depend on individual circumstances, applicable laws, and market conditions, which are subject to change.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-greg-dupont-founder-of-advocate-wealth-solutions-discussing-achieving-peace-of-mind-in-retirement

Most retirees who make this mistake aren't reckless. They're careful. They're doing what they believe is responsible, and that's what makes it so painful to see when it backfires.James explains why the same portfolio mistake is showing up more than ever, whether someone has managed their own investments for decades or relied on professional advice. Different paths, same outcome: a portfolio that isn't built around how money is actually used in retirement.With people living longer, retiring earlier, and markets remaining volatile, overly simplified portfolio advice has become a real risk. Through two real case studies, James shows how sticking with what worked during accumulation can expose retirees to sequence-of-returns risk, while default “safe” portfolios can quietly limit flexibility and opportunity when they're not tied to actual cash-flow needs.The takeaway is clear: retirement success doesn't come from being aggressive or conservative. It comes from alignment. When spending, timing, guaranteed income, and risk are understood first, portfolios can be built intentionally — using growth and protection as tools, not templates.The real risk in retirement isn't volatility. It's mismatch.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

In January 2026, the ACOG released its Practice Advisory on Screening for fetal Chromosomal Abnormalities. This comes after its Nov 2025 endorsement of the SMFM's Consult Series #74, “Cell-free DNA screening for aneuploidies: Updated guidance”. In this episode we will review the key parts of this PA. Is screening for microdeletions recommended? PLUS, we will focus on cfDNA for sex chromosomal abnormalities. Should screening for sex chromosomal abnormalities (SCAs) be an “opt in” or “opt out” process for patients? What are nest steps after an abnormal SCA screening result? Are commercial tests available for fetal gender recommended? Listen in for details. 1. ACOG PA Jan 2026: https://www.acog.org/clinical/clinical-guidance/practice-advisory/articles/2026/01/screening-for-fetal-chromosomal-abnormalities?utm_source=higher-logic&utm_medium=email&utm_content=Jan-07&utm_campaign=acog2026-digest2. Society for Maternal-Fetal Medicine Consult Series #74: Cell-free DNA screening for aneuploidies: Updated guidance1 in November 2025.

Busy season does not have to define a CPA's entire year. In this episode of the AICPA Personal Financial Planning Podcast, Cary Sinnett sits down with Deb Meyer, CPA and founder of WorthyNest, to discuss her path from tax compliance to integrated financial planning. Deb shares why she merged her CPA firm and RIA, how advisory services changed her client relationships, and what CPAs should realistically expect when adding financial planning to their practice. The conversation covers leadership, delegation, client trust, pricing evolution, and the personal motivations behind making the shift. This episode is a must-listen for CPAs exploring advisory services and looking to create more sustainable, value-driven practices. Podcast episode takeaways: Advisory integration improves both efficiency and client experience. Bringing tax, accounting, and financial planning under one roof reduces friction, streamlines workflows, and allows CPAs to serve clients more holistically rather than in disconnected silos. Client transitions require patience and proactive engagement. Clients rarely move from tax compliance to full financial planning overnight. Trust is built over time, especially when CPAs shift from transactional work to year-round planning conversations. The move into planning is as personal as it is technical. Successful expansion into advisory services requires clarity around motivation, willingness to delegate, and acceptance that financial planning redistributes work throughout the year rather than reducing it outright. AICPA Resources: Video: Use your client's tax return to provide valuable financial advice Article: Enhancing tax practices with personal financial planning Video: Steps to add financial planning to your tax practice Article: Building a Financial Planning and Tax Advisory Business podcast series This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.  

2026-01-07 | UPDATES #091 | “Recommendations drive a significant amount of the overall viewership on YouTube, even more than channel subscriptions or search.” That's according to YouTube's own engineers, who stress just how central this machinery is to what gets seen, when and by whom. It's clearly laid out on a transparency post on the YouTube blog site. (blog.youtube) But I can see it clearly in the stats of my two channels as well, Silicon Curtain and Silicon Wafers. What has resonance in the algorithm gets shown more, and videos that don't fall into a vacuum of obscurity, getting low view counts, fewer comments, no revenue and few subscribers.----------SOURCES: YouTube Help Center — “YouTube's Recommendation System” (no date shown)https://support.google.com/youtube/answer/16533387?hl=enYouTube Blog — “On YouTube's recommendation system” (15 Sep 2021)https://blog.youtube/inside-youtube/on-youtubes-recommendation-system/YouTube Help Center — “How YouTube recommendations work” (no date shown)https://support.google.com/youtube/answer/16089387?hl=enKnight First Amendment Institute (with paper on PMC / OUP) — Engagement ranking amplifies divisive content (2023/2024–2025 publication trail)https://knightcolumbia.org/content/engagement-user-satisfaction-and-the-amplification-of-divisive-content-on-social-mediahttps://pmc.ncbi.nlm.nih.gov/articles/PMC11894805/Yale News — “Likes” and “shares” teach people to express more outrage online (13 Aug 2021)https://news.yale.edu/2021/08/13/likes-and-shares-teach-people-express-more-outrage-onlineEuropean Commission (CORDIS) — “Social media making us angrier, study reveals” (2021)https://cordis.europa.eu/article/id/430608-trending-science-social-media-making-us-angrier-study-revealsU.S. Surgeon General — “Social Media and Youth Mental Health: The U.S. Surgeon General's Advisory” (2023)https://www.hhs.gov/sites/default/files/sg-youth-mental-health-social-media-advisory.pdfAP News — Oxford Word of the Year: “rage bait” (2025)https://apnews.com/article/oxford-word-rage-bait-biohack-aura-farming-205cad01227a75198aaebdea02f6409bThe Guardian — Fake anti-Labour YouTube videos viewed 1.2bn times (13 Dec 2025)https://www.theguardian.com/technology/2025/dec/13/fake-anti-labour-video-billion-views-youtube-2025The Guardian — X “For You” feed experiment and polarization (27 Nov 2025)https://www.theguardian.com/technology/2025/nov/27/partisan-x-posts-increase-political-polarisation-among-users-social-media-researchInterface (EU policy) — “Auditing Recommender Systems” (DSA context)https://www.interface-eu.org/publications/auditing-recommender-systems----------Silicon Curtain is a part of the Christmas Tree Trucks 2025 campaign - an ambitious fundraiser led by a group of our wonderful team of information warriors raising 110,000 EUR for the Ukrainian army. https://car4ukraine.com/campaigns/christmas-tree-trucks-2025-silicon-curtainThe Goal of the Campaign for the Silicon Curtain community:- 1 armoured battle-ready pickupWe are sourcing all vehicles around 2010-2017 or newer, mainly Toyota Hilux or Mitsubishi L200, with low mileage and fully serviced. These are some of the greatest and the most reliable pickups possible to be on the frontline in Ukraine. Who will receive the vehicles?https://car4ukraine.com/campaigns/christmas-tree-trucks-2025-silicon-curtain- The 38th Marine Brigade, who alone held Krynki for 124 days, receiving the Military Cross of Honour.- The 1027th Anti-aircraft and artillery regiment. Honoured by NATO as Defender of the Year 2024 and recipient of the Military Cross of Honour.- 104th Separate Brigade, Infantry, who alone held Kherson for 100 days, establishing conditions for the liberation of the city.- 93rd Brigade "Kholodnyi Yar", Black Raven Unmanned Systems Battalion ----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtain----------

Greg DuPont is an estate planning attorney, comprehensive financial advisor, and entrepreneur dedicated to helping families protect what matters most—while making confident, informed decisions about their future.As the founder of DuPont Law Group and a leader behind The Wealth Solutions Network and Advocate Wealth Solutions, Greg works with individuals and families who want more than documents or disconnected financial advice. His work focuses on clarity, protection, and long-term stewardship—helping clients reduce financial loss, avoid unnecessary conflict, and align their wealth with the lives they actually want to live.Greg is known for taking complex legal and financial topics and translating them into clear, practical guidance. His approach is intentionally different: instead of selling products or pushing pre-packaged solutions, he leads with education, diagnosis, and trust. Clients often describe him as calm, strategic, and deeply invested in helping them think clearly before acting.Over the course of his career, Greg has advised thousands of families on estate planning, wealth protection, retirement strategy, and legacy design. His work emphasizes proactive planning—addressing risks before they become crises—and helping clients make decisions today that still make sense decades from now.At the center of Greg's philosophy is a simple belief: good planning isn't about money—it's about people, responsibility, and peace of mind. Whether working with young families, business owners, or retirees, his goal is the same: to replace uncertainty with confidence and help families move forward with intention.Greg lives and works by a mission to impact one million families by protecting legacies, reducing avoidable financial loss, and elevating the way people experience planning. When he's not working with clients or building new initiatives, he is focused on teaching, mentoring advisors, and creating systems that make high-quality planning more accessible and human.Learn more: https://www.advocatewealthsolutions.com/The information provided by Greg DuPont is intended for general informational and educational purposes only and does not constitute legal, tax, investment, or financial advice. Nothing discussed should be relied upon as a substitute for individualized advice from qualified legal, tax, or financial professionals. All planning strategies and concepts are general in nature and may not be suitable for every individual or situation.Any references to financial strategies, investments, or planning concepts are not intended as a recommendation, solicitation, or offer to buy or sell any securities or financial products. Advisory services are offered only pursuant to an advisory agreement and where permitted by law. Past performance is not indicative of future results.Participation in this content does not create an attorney-client or advisor-client relationship. Outcomes depend on individual circumstances, applicable laws, and market conditions, which are subject to change.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-greg-dupont-founder-of-advocate-wealth-solutions-discussing-coordinating-financial-tax-and-estate-decisions

What's the best way to bulletproof a financial plan? In our methodology, we model 1,000 scenarios of things going wrong to make sure we're deeply understanding the most impactful action steps for our clients.Join us for a deep dive into how we model our plans. We'll also share some real life stories of how this planning approach has helped our clients.

In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa to break down the Augusta Rule, a powerful and often overlooked tax planning strategy for business owners. Properly implemented, this rule allows qualified homeowners to generate tax-free income while their business receives a legitimate deduction.Paul and Jordan explain the history of the Augusta Rule, how it works under IRS Section 280A, and why documentation is critical to its proper execution. They walk listeners through the step-by-step process business owners should follow, including meeting requirements, fair market pricing, invoicing, and recordkeeping. This episode provides a practical roadmap for those looking to reduce taxes and improve cash flow using strategies already available in the tax code.In this episode: ● What the Augusta Rule is and how it creates tax-free income ● The history and intent behind IRS Section 280A ● Who qualifies to use the Augusta Rule and why it matters for business owners ● The six documentation steps required to properly implement the strategy ● How to set reasonable rental rates using local comparables ● Why coordination with your tax advisor is essentialThe opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

MDJ Script/ Top Stories for January 7th Publish Date:  January 7th Commercial: From the BG Ad Group Studio, Welcome to the Marietta Daily Journal Podcast.    Today is Wednesday, January 7th and Happy Birthday to Kenny Loggins I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal Interstate lane closure advisory for the I-285/I-20 West Interchange Project Infants, toddlers learn, play together in Saturday story time Kennesaw Catholic school sees financial awards, growth in third year of operation All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe!  BREAK: INGLES 3 STORY 1: Interstate lane closure advisory for the I-285/I-20 West Interchange Project Heads up, drivers: weather permitting, GDOT contractors will be closing lanes around the I-285/I-20 West Interchange for a major reconstruction project. Expect delays, detours, and, let’s be honest, some frustration. The project? It’s a big one—widening ramps, adding collector-distributor lanes, and improving traffic flow. But first, the closures: I-285 Northbound: Cascade to Bolton, nightly Jan. 5–9, with single-lane closures starting at 9 p.m. and double-lane closures at 11 p.m. I-285 Southbound: Donald Lee Hollowell to MLK Jr. Drive, same dates and times, with alternating lane closures. I-20 Westbound: Anderson Ave. to Riverside Parkway, nightly closures from 9 p.m. to 5 a.m. I-20 Eastbound: Riverside Parkway to I-285, alternating lane closures nightly. Flagging operations and pacing will also hit local roads like Collier Drive and Delmar Lane. Check 511ga.org or the Georgia 511 app for real-time updates. And please—slow down, stay alert, and watch for workers. STORY 2: Infants, toddlers learn, play together in Saturday story time  Saturday morning at the Lewis A. Ray Library was pure chaos—the good kind. Ten little ones, from wobbly toddlers to wide-eyed infants, gathered on a colorful mat in the children’s section, ready for story time. Their parents? Mostly trying to keep up. Jess Fulcher, the library’s assistant senior librarian of youth services, led the charge. There were songs (“Wheels on the Bus,” of course), dancing, and two books about big feelings: Mad, Mad Bear and Leo Wakes Up Grumpy. The kids shook maracas, froze mid-dance, and popped bubbles from a machine that sent hundreds floating through the air. “It’s amazing,” Fulcher said, smiling. “I’ve been seeing some of these kids for over a year now. Watching them grow, connect, and learn—it’s the best part of my job.” The library, located at 4500 Oakdale Road, hosts family story time every other Saturday. For details, visit cobbcounty.gov/location/lewis-ray-library. STORY 3: Kennesaw Catholic school sees financial awards, growth in third year of operation  The 2025-26 school year has been a big one for Kennesaw’s Chesterton Academy of Atlanta. Just three years in, this small Catholic high school is growing steadily—and racking up some impressive wins along the way. Founded in 2023, the school is part of the global Chesterton Schools Network, which aims to provide affordable, classical Catholic education. Tuition? $9,185 per year. This year, the network snagged the prestigious $1 million Yass Prize for education innovation, while the Kennesaw campus received a $3,000 grant from the Catholic Foundation of North Georgia to upgrade its art room and cafeteria. From just 10 students in its first year to over 30 now, Chesterton Academy is carving out a special place in Georgia’s Catholic education landscape. For more, visit chestertonatl.org. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info.  We’ll be right back. Break: INGLES 3 STORY 4: Cobb lawmakers react to U.S. strike on Venezuela Cobb County lawmakers are weighing in on the U.S. military’s strike in Venezuela, which ended with the capture of President Nicolás Maduro and his wife, Cilia Flores. The operation, ordered by President Trump, has sparked a firestorm of reactions—both praise and sharp criticism. U.S. Rep. Barry Loudermilk, R-Cassville, called the move “decisive and courageous,” hailing it as the end of a “tyrannical regime” and a chance for a brighter future for Venezuela. But not everyone’s cheering. Rep. Marjorie Taylor Greene, R-Rome, slammed the strike, questioning its consistency with Trump’s stance on Ukraine and accusing the administration of prioritizing foreign conflicts over domestic issues. “Why is it okay when we do it?” she asked on X. Rep. Lucy McBath, D-Marietta, echoed concerns, demanding clarity on the strike’s legality and its potential to destabilize Venezuela further. Sen. Raphael Warnock, D-Georgia, went even further, calling it a “broken promise” from a president more focused on foreign oil than Americans’ struggles. Locally, the Cobb Democratic Party condemned the strike as “unlawful,” while Cobb GOP President Mary Clarice Hathaway defended Trump’s decision, saying, “Sometimes hard decisions are necessary.” STORY 5: Cobb Police arrest suspect in New Year’s Day homicide   A New Year’s Day stabbing at the Millwood Apartment Complex in Marietta left one man dead and another behind bars. Cobb County Police say they responded to a call around 8:30 a.m. on Jan. 1 at 300 Pat Mell Road, near Austell Road. When officers arrived, they found 47-year-old Jerry Sampson Jr. with a stab wound. He was rushed to the hospital but didn’t make it. The suspect, 50-year-old Zuberi A. Douglas, was arrested the next day at the same apartment complex where the incident happened. He’s now facing charges, including felony murder. The investigation is ongoing. Got info? Call 770-499-3945. Break: STORY 6: Mac’s Chophouse scores 64 on health inspection, owners say violations are being corrected     Mac’s Chophouse, a Marietta Square favorite, hit a rough patch, scoring a 64 on its health inspection—an unsatisfactory “U” grade. Ouch. Co-owners Randy McCray and Chef Mike Fuller didn’t shy away from the news. “This score doesn’t reflect who we are,” they said, calling most violations “administrative” rather than food safety issues. The inspection cited nine problems, from improper handwashing to black buildup in ice machines. A half-eaten burger on a prep table? Not a great look. McCray admitted, “We fell behind during a busy season.” They’ve since cleaned house—literally—and are prepping for a re-inspection by Jan. 9. STORY 7: Wheeler falls in title game of Hoophall West  Darius Wabbington was unstoppable. He dropped 23 points, grabbed nine boards, and led Sunnyslope to a nail-biting 61-59 win over Wheeler in the Hoophall West Nike Tournament of Champions final on Saturday. Wheeler (11-3), ranked No. 5 by MaxPreps, had a solid run—beating Salesian (CA) and No. 6 Millennium (AZ)—but three games in three days and 1,800 miles of travel caught up with them. Still, they fought. Down 47-45 heading into the fourth, they clawed back to lead 53-51. But Sunnyslope? Ice cold at the line. They hit all 15 free throws, including six clutch ones from Colorado signee Rider Portela, who finished with 14 points. The game was chaos—nine ties, 16 lead changes, and no lead bigger than five. Wheeler’s Amare James (16 points) and Colben Landrew (20 points, six assists) kept it close, but Wabbington’s second-half threes and Sunnyslope’s composure sealed it. Tough loss, but what a game. We’ll have closing comments after this. Break: INGLES 3 Signoff-   Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com See omnystudio.com/listener for privacy information.

In 2026, Radio Advisory is diving into the biggest questions shaping the future of healthcare. We aren't just here to talk about challenges, we're here to help you determine your next best action. Our first episode of the year drops Tuesday, January 13. Subscribe wherever you get your podcasts. We want to hear from you. What do you want to hear about in 2026? Where are you seeing opportunities or facing challenges you think we should explore? Email us at podcasts@advisory.com We're here to help: Read Advisory Board's 2026 research agenda State of the Industry: Protecting access amid funding cuts State of the Industry: Managing spend amid rising costs

Hiring a financial advisor isn't about credentials alone, it's about timing. And for many people, getting that timing wrong can cost years of freedom.Ari explores when it doesn't make sense to hire a financial advisor, when it absolutely does, and why the decision often has less to do with intelligence or interest in finances and more to do with stress, life stage, and opportunity cost. Drawing from personal experience, real client conversations, and a story from his own life, Ari explains why pushing back, asking questions, and trusting your instincts matter just as much as spreadsheets and projections. The discussion reframes financial advice away from credentials and rules of thumb and toward partnership, value, and peace of mind. Some people genuinely enjoy managing their own finances and are well-equipped to do so — until complexity, time constraints, or major transitions enter the picture. Others reach a point where the cost of doing everything themselves quietly becomes higher than the cost of professional help. Rather than offering a one-size-fits-all answer, Ari breaks down the signals that matter most: losing sleep, worrying about missed opportunities, navigating retirement timing, tax strategy, healthcare decisions, or coordinating finances with a spouse. The goal isn't to convince anyone to hire an advisor — it's to help people make the decision intentionally, with clarity and confidence. This conversation is for anyone who has ever wondered whether they're doing just fine on their own, or whether having the right partner could help them work less, worry less, and live more.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

A $10 million retirement is often imagined as the finish line — complete freedom, unlimited spending, and no financial stress. The reality is more complex.James walks through what an eight-figure retirement actually looks like by examining a real planning scenario for a couple entering retirement with roughly $10 million in assets. Rather than focusing on luxury or excess, the conversation centers on how income, taxes, investment structure, and lifestyle decisions evolve once work stops and the margin for error gets smaller. At this level of wealth, the biggest challenge isn't running out of money. It's deciding how to use it well. James explains why many high-net-worth retirees struggle to define spending, how withdrawal rates change over time, why required distributions and taxes quietly reshape cash flow, and how Social Security, charitable giving, and estate planning become critical pieces of the overall strategy. The episode highlights an often-overlooked truth: wealth doesn't eliminate complexity — it shifts it. Confidence in retirement comes from alignment and intentional planning, not from chasing the largest possible ending balance.This episode is for anyone approaching retirement with significant assets who wants a grounded, realistic perspective on what a $10 million retirement actually involves.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!