Podcasts about Advisory

When one spouse passes away, the survivor often faces what is known as the “widow's tax.” It is not an official IRS tax, but the impact of moving from married to single tax brackets. A couple earning $120,000 in the 12 percent bracket can see the surviving spouse pushed into the 24 percent bracket with the same income. This tax bracket compression happens at the most vulnerable time.Watch as James outlines three strategies that help protect a surviving spouse from this financial burden. Strategic Roth conversions can reduce future tax exposure by shifting assets from pre-tax to Roth while in lower brackets. Maximizing Social Security benefits creates a stronger income floor through survivorship benefits. Understanding and applying the IRS life expectancy tables for Required Minimum Distributions ensures more efficient withdrawals.These approaches require careful timing and planning, but they can ease the long-term financial impact on a surviving spouse. Proactive strategies today can secure greater financial stability for tomorrow.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

If you're in the place where you've been doing your books on your own or you had a bookkeeper or accountant that didn't serve you well, you may be feeling like you're in a mess. This episode is for you! During this conversation with Sarah from T&O Strategic Advisory, you'll get actionable steps that you can take to get your books caught up. Get a FREE MONTH with the Inventory Genius Calculator - https://www.ciarastockeland.com/inventory-genius-calculator Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe Connect with the T&O Advisory:Website: https://www.tostrategicadvisory.com/

Stop reacting. Start Guiding. Move from Historian to Navigator with an AI-powered Business GPS platform purpose-built for growing CPA firm advisory.The traditional advisory model wasn't built to scale-- 4impactdata changes that.Client Advisory Services at ScaleStart delivering scalable advisory in weeks — not months — with our 5-step implementation process.4ID is purpose-built to embed codified wisdom into your existing workflow — quickly and seamlessly. With our proven 5-step approach, your team can confidently move from insight to action without complexity or disruption.Advisory Beyond Dashboards.Built for What Comes Next. Old School: Dashboards report what happened. New School: We scale your advisory with recommendations. Learn MoreSchedule a Demo

Think you know how much people save for retirement?The median American over 65 has just $100,000 saved, yet the average household spends $57,000 a year in retirement, with $20,000 going to housing alone. The math doesn't work.At Root Financial, most clients retire with $2–3M and plan to spend $100K–$200K annually. That's not about bragging. It's a reminder that if you're here, you're likely already thinking beyond the basics.Rules like “save 10%” or “withdraw 3%” don't fit everyone. The difference between struggling and thriving often comes down to advanced planning—tax strategy, investment allocation, Roth conversions, and estate design. For many, the real risk isn't running out of money, it's missing opportunities out of excessive caution.Know where you stand relative to the averages and to your own vision.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

A day of protest are planned across the Southland and the country. Heat advisories are in effect for most of SoCal. A Studio City business owners says his wife was taken by immigration agents, in what was essentially a trick. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com

Equifax Advisors Maria Urtubey, Emmaline Aliff, Tom O'Neill, Jesse Hardin, and Dave Sojka share what they're hearing directly from Equifax lending customers across industries. From student loan repayment impacts to shifting auto lending dynamics and tariff uncertainty, the team highlights the questions lenders are asking, the insights uncovered in one-on-one advisory sessions, and the recommendations that have resonated most in 2025. Economist Shandor Whitcher of Moody's Analytics delivers our macroeconomic update.What is this episode about?This episode of the Market Pulse Podcast brings together Equifax Advisors Emmaline Aliff, Tom O'Neill, Jesse Hardin, Maria Urtubey, and Dave Sojka to share what they are hearing in one-on-one customer advisory sessions.What are lenders most concerned about in 2025?Advisors discuss the resumption of student loan payments, the ripple effects of tariffs, shifts in auto lending, and how these issues vary across industries such as credit unions, banks, and fintechs.How are customers using Equifax advisory sessions?Advisory conversations allow lenders to bring their own portfolio challenges to the table and get tailored insights—turning market data into actionable strategies.

Clark County Public Health lifted the algae advisory at Round Lake after water quality improved, but a danger advisory remains for Vancouver Lake where cyanotoxin levels are still high. Residents are urged to avoid contact with algae blooms, keep pets out of the water, and check advisories for updates. https://www.clarkcountytoday.com/news/public-health-lifts-advisory-at-round-lake/ #ClarkCounty #Vancouver #Camas #RoundLake #VancouverLake #PublicHealth #AlgaeBloom #Cyanotoxins #WaterQuality #EnvironmentalHealth

In this episode of Backlash, Resistance and the Path to Gender Justice, we explore how gender and disability rights intersect in Bangladesh. As civic and digital spaces shrink, women and gender-diverse persons with disabilities face systemic barriers that silence their voices and limit access to rights, services, and representation. We hear from two leading advocates about the structural inequalities that persist, and the ways in which disability-led organisations are resisting exclusion and demanding justice. Advisory note: This episode includes discussion of sensitive topics, including sexual violence.In this episode: Ishrat Jahan - Research Fellow at the Centre for Gender and Sexual and Reproductive Health at BRAC James P. Grant School of Public Health in Dhaka, Bangladesh. Ishrat's research focuses on the intersection of gender, health, and environmental issues. Ishrat is involved in national and international projects exploring the impact of climate change on women's health, adaptive practices in marginalised communities, and Global South-led curricula in higher education.Salma Mahbub - General Secretary, Bangladesh Society for the Change and Advocacy Nexus (B-SCAN)Salma is the Founder General Secretary of B-SCAN, a women-led DPO in Bangladesh advocating for accessibility, inclusive education, employment, and women's rights. She also serves as General Secretary of PNSP, a national OPD network. Her work centres on policy advocacy, accessibility, and the empowerment of persons with disabilities.Ayon Debnath - Campaign Adviser, SightsaversAyon is a disability rights advocate and Campaign Adviser at Sightsavers, leading the Equal Bangladesh campaign. He works with over 30 organisations to promote inclusive governance, policy reform, and public awareness. Ayon brings over 15 years of national and international experience in advocacy for disability justice.Useful Links (including other episodes in this series)Sightsavers - Equal BangladeshB-Scan - Bangladesh Society for the Change and Advocacy NexusCREA - Feminist Human Rights - Our Voices Our FuturesCountering Backlash - Reclaiming Gender JusticeAllyship in Gender Justice Gender Backlash and the Erosion of Everyday RightsTackling Gender Backlash During Crises Want to hear more podcasts like this?Follow Connecting Citizens to Science on your usual podcast platform or YouTube to hear more about current research and debates within global health and development.The podcast cuts across disciplines, including health systems strengthening, gender and intersectionality, tropical diseases (NTDs, TB, Malaria), maternal and child healthcare (antenatal and postnatal care), mental health and wellbeing, vector-borne diseases, climate change and co-production approaches. If you would like your project or programme to feature in an episode or miniseries, get in touch with the producers of Connecting Citizens to Science, the SCL Agency.

Cory Hibbard, President of Graze Craze, reveals how his charcuterie-focused fast-casual brand achieved 14 consecutive quarters of same-store sales growth while QSR giants struggle. Operating from small 500-1,000 sq ft locations, Graze Craze has scaled to nearly 100 units in under 5 years by focusing on corporate catering and premium boards that solve dining challenges for businesses and consumers seeking elevated food experiences with fast-casual convenience.#FastCasualNation #GrazeCraze #RestaurantFranchiseGet Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

Football Season is here! Scott Frost is back in Orlando. Bianchi and BK tell you what they expected from UCF vs Jacksonville state. The Voice of FSU Jeff Culhane joins Game On and tells us what FSU is looking before the season. The fantasy god Jamey Eisenberg joins us and tells us who he is high going into the season.

Most Advisors rely on technical expertise (IQ). But when you work with human beings, IQ alone often isn't enough. You have to combine IQ and EQ (Emotional Intelligence). Shannon Harris, Managing Partner at Ecclesiastes Wealth Partners, has developed an approach that blends IQ with EQ by delivering values-based advice designed to reshape every client conversation. In this episode, she shares why she completely rebranded her firm to focus on values-based advice and the framework she uses to deliver that value in every conversation. You'll Learn: Why IQ alone often isn't enough and how EQ can elevate your business How she applies values-based conversations in every meeting How she uncovers a client's top 5 values with a simple exercise How she uses the client's values to help them make better decisions The common quantitative and qualitative results of embracing this approach To sign up for Brendan's newsletter packed with resources to master the human side of advice → Click Here Resources: Values Exercise - Think2Perform The Ruthless Elimination of Hurry by John Mark Comer Equipping for Impact – Coaching program tailored to financial professionals Connect with Brendan Frazier:  RFG Advisory LinkedIn: Brendan Frazier Connect with Shannon Harris:  Website: Ecclesiastes Wealth Partners LinkedIn: Shannon Harris About Our Guest:  Shannon Harris is the Managing Partner and an advisor at Ecclesiastes Wealth Partners, recognized by Forbes as one of the Top Women Wealth Advisors. With over 25 years of experience, she blends financial planning with emotional intelligence, delivering values-based advice that aligns money with what matters most. Her unique approach is rooted in behavioral finance and life coaching, helping clients make meaningful, purpose-driven financial decisions. – Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy. Information here may be provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither our guest nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of our guest. They do not necessarily represent those of RFG Advisory, its employees, or its clients. This commentary should not be regarded as a description of advisory services provided by RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice. Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC (“RFG Advisory or “RFG”), a registered investment advisor. Private Client Services and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place. RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.

In this insightful episode of Pulse of the Practice, hosts Mo Arbas and Paul Miller reconnect to discuss the ever-evolving landscape of tax law changes and the impact on accounting practices. With recent travel and busy schedules behind them, Mo and Paul dive deep into how firms can proactively adapt to new legislation, including the "big beautiful bill" and its implications for tax credits, child tax exemptions, overtime income, and more.Listeners will gain actionable advice on how to stay ahead of regulatory updates, optimize tax planning strategies for clients, and effectively communicate changes through targeted content like short, topic-specific videos. The hosts explore the importance of advisory services, the evolving roles within accounting teams, and how firms can build trust and demonstrate value beyond compliance work.Key topics include:The importance of proactive client communication in light of legislative changesStrategies for team readiness and workflow optimizationLeveraging video content for client education on tax law updatesAdvisory vs. compliance: transitioning to value-added servicesReal-world scenarios for maximizing deductions, credits, and filing status optimizationBuilding client trust and engagement for future advisory relationshipsManaging documentation and staff responsibilities as laws evolvePlanning ahead for 2025, 2026, and beyondWhether you're a firm owner, tax professional, or team member, this episode delivers practical insights to help your practice thrive amid change and position itself as a trusted advisory partner.Keywords: tax law changes, tax advisory, accounting firm strategies, tax credits, child tax credit, overtime income, compliance vs advisory, client communication, tax planning, proactive advisory, accounting workflow, staff optimization, tax deduction strategies, tax exemption, client engagement, financial advisory services, accounting team roles, regulatory updates, pulse of the practice, tax legislation, tax return planning, 2025 tax changes, 2026 tax changes, short-form video marketing, client education, CPA firm best practices

In this episode, President and Senior Financial Planner Paul L. Moffat and co-host Director of Financial Planning Jordan Naffa tackle the distraction and anxiety caused by sensational financial headlines. From tariff disputes to market drops, the media thrives on fear and urgency, often prompting investors to make emotional, short-term decisions that can derail long-term success.Paul and Jordan share examples from recent years, highlight the psychology behind headline-driven reactions, and explain why tuning out the noise is essential for protecting your portfolio. They also discuss how having a professional “referee” between you and your investments can help you stay disciplined when markets get volatile.In this episode:●     Headlines are designed to capture attention, not guide your financial plan.●     Media often plays on emotions like fear, greed, and urgency to drive clicks and sales.●     Successful investors focus on discipline and long-term strategy, not daily news cycles.●     Emotional decision-making can be reduced by working with a trusted financial advisor.●     Your financial success is built on sticking to your plan, not reacting to headlines. If you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970 Connect with Arista Wealth:Website: https://www.aristawealth.comEmail: support@aristawealth.comCall our office: 702-309-9970 The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

In this episode of Building the Premier Accounting Firm, host Roger Knecht interviews Amanda Watts, a business advisory strategist, about transitioning accounting practices into advisory roles. They explore the challenges, pricing strategies, and the unique value accountants bring to business advisory. Key Takeaways:

Building the right compensation strategy is one of the most critical investments advisory firms make—after all, people are often your largest expense and greatest asset. Discover how to create compensation models that not only attract top talent but inspire firm-wide growth and long-term commitment. Join guest host Kirsten Schlumbohm as she sits down with Kelli Knudsen, EA, Controller and Head of People and Culture at JL Smith Holistic Wealth Management, to explore their innovative "base plus incentive plus stake in the outcome”— part of the comprehensive approach developed through C2P's Teamwork Movement Practice Management program. Kelli shares practical insights from over a decade of experience implementing and refining these compensation strategies that balance financial stability with performance motivation. Learn how to design compensation plans that get everyone from receptionists to senior advisors invested in your firm's success. Resources:Program referenced: The Teamwork Movement Practice Management Program Training referenced: The Teamwork Movement Live Training

Torie Happe, Head of Partnerships at Holistiplan, joins The Advisor Journey to discuss how tax planning has become a cornerstone of modern wealth management and why advisors leveraging tools like Holistiplan stand out in today's competitive landscape.In this engaging episode, Torie shares Holistiplan's journey from a grassroots solution with just a few thousand users to a platform now serving over 50,000 advisors. She explains how the tool empowers advisors to deliver “aha moments” for clients by uncovering overlooked opportunities, catching costly mistakes, and creating stickier, trust-based relationships.Torie also explores the evolving role of technology in advisory firms—covering the limitations of AI, the expansion into estate and insurance planning, and why trust remains the industry's true currency. She closes by outlining the three keys behind Holistiplan's rapid growth: flexibility, speed, and confidence—lessons that apply to both fintechs and advisory firms alike.Whether you're looking to deepen client trust, differentiate your services, or understand the future of advisor technology, this episode offers actionable insights and inspiration.ABOUT ALTRUIST: We're on a mission to make independent financial advice better, more affordable, and accessible to everyone. As a modern custodian, Altruist helps high-growth, client-centric, and tech-forward RIAs deliver great advice to more clients at lower costs. Want to find out how Altruist can help you grow? Talk to our team by visiting www.altruist.com/talk-to-us STAY CONNECTED: Instagram ► https://www.instagram.com/altruistcorp/ Twitter ► https://x.com/altruist Linkedin ► https://www.linkedin.com/company/altruistcorp/ ABOUT THE ADVISOR JOURNEY: Real-life strategies for the modern financial advisor who's ready to scale. Join Altruist leaders and guests as they share proven tactics, unfiltered advice, and hard-won lessons you can apply to your own practice. These conversations will propel your career to the next level—don't miss it. Disclaimer: Altruist Corp ("Altruist") offers technology and tools designed to help financial advisors achieve better outcomes. Advisory and certain other services are provided by Altruist LLC, an SEC-registered investment adviser, and brokerage related products and services are provided by Altruist Financial LLC, a member of FINRA/SI...

August 27th, 2025

Redefining retirement with purpose and adventureJohn and Bev retired at 55, sold almost everything, and traded their dream home for two backpacks, golf clubs, and a life of full-time travel. Since then, they have visited 107 countries and all 50 states as “The Retirement Travelers.”Their journey began during COVID, when cancelled plans led to an Airstream trip across America's national parks. Living in 220 square feet showed them how little they truly needed—freeing them to downsize, travel, and focus on experiences over possessions.With Bev's MS diagnosis adding urgency, they embraced their “go-go years” while working closely with financial planners to ensure their plan supported their lifestyle. They now share stories, practical tips, and inspiration through their platform, proving meaningful travel does not require expensive, tourist-heavy destinations.Their message is simple: whatever your dream is, pursue it now.Learn more here: https://www.retirementtravelers.com_ Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

In this episode of Building the Billion Dollar Business, host Ray Sclafani reframes what it truly means to engage clients in a modern wealth management practice. He challenges the common misconceptions of client engagement which includes emails, gifts, and review meetings, and instead defines true engagement as emotional, intentional, and rooted in value. Ray outlines three pillars of effective engagement: proactive conversations, customized communication, and meaningful milestone recognition. He emphasizes that real engagement must be embedded into firm culture, not just left to the advisor. Listeners are encouraged to use tools like client journey mapping, achievement reviews, and feedback loops to scale meaningful connections. The episode closes with three reflective coaching questions designed to help advisors evolve their approach and deepen client relationships in a commoditized landscape.Key TakeawaysTrue engagement is emotional, intentional, and value-driven, where clients feel genuinely seen, heard, and understood.Effective engagement is built on three pillars: proactive conversations that anticipate client needs, customized communication that aligns with how each client processes information, and meaningful recognition of personal milestones.It must be embedded into the culture of the entire firm, not dependent on any one advisor, and requires clear systems, roles, and shared ownership to scale.In today's experience-driven world, clients compare their advisors to brands like Amazon, Apple, and Netflix, expecting personalization, speed, and relevance.When done well, client engagement becomes a strategic asset, creating loyalty, increasing referrals, and strengthening cross-generational relationships.Find Ray and the ClientWise Team on the ClientWise website or LinkedIn | Twitter | Instagram | Facebook | YouTubeTo join one of the largest digital communities of financial advisors, visit exchange.clientwise.com.

In this episode of Widow Wisdom and Wealth, hosts Donna Hendrick and Jim Han discuss parenting after the loss of a spouse. They share their personal journeys—Donna's experience after losing her husband and Jim's experience after his ex-wife's passing. The episode covers how their core parenting skills evolved, the impact of grief timelines on their children's lives, and the balance between sensitivity and enabling behavior. Donna and Jim emphasize the importance of intuition, community support, and honest communication with children. The episode offers insights and anecdotes on handling grief within the family and how to navigate tough situations while being kind to oneself.   00:00 Introduction to Parenting After Loss 01:04 Donna's Journey: Sudden Loss and Immediate Decisions 02:55 Jim's Experience: Preparing for the Inevitable 04:20 Balancing Grief and Parenting: Different Approaches 07:59 Navigating Children's Reactions and Excuses 11:11 Support Systems and Community Resources 12:53 Conclusion and Call for Listener Feedback     CONNECT

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dza...“You don't need to work longer, you just need a better plan.”⌚ Timestamps / Chapters0:00 – Introduction: Holding Too Much Cash? – Charles introduces the question: is your money sitting idly—and losing value?0:40 – The Comfort vs. Inflation Trap – Why that “feel-good” bank balance may actually be shrinking in real terms.0:59 – Real Yield After Taxes – The sting of a 33.3% total tax drag on interest income.1:33 – Tax-Deferred Alternatives: Multi-Year Annuities (MYA) – How these stacked deferrals can offer higher effective returns.2:55 – Balancing Liquidity and Risk – Strategically using annuities vs. keeping cash on hand.3:19 – Index Funds vs. Mutual Funds – Why ETFs and long-term holdings can be more tax-efficient than daily-rebalancing mutual funds.4:30 – Real Estate in the Mix – Considering rental properties like a SoCal triplex for diversification and tax benefits.5:17 – Emergency Fund Strategy – How much cash is truly necessary—6 to 8 months or more for remodels or renovations.5:51 – Working with a Fiduciary – Why specialized help matters, especially for federal employees.6:37 – Roth Contributions as an Alternative – Funding Roth IRAs or Roth TSPs for tax-free growth.7:10 – Leveraging Roth TSP/401(k) – The long-term benefits of Roth accounts for you and your heirs.7:44 – Wrap-Up & How to Reach Us – Learn more, schedule a call, and remember—it's not about working longer, it's about planning smarter.Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

Join Randy, Laura and Jeremiah as they navigate the complex world of retirement taxes. In this episode, they break down the intricacies of IRMAA (Income Related Monthly Adjustment Amount), RMDs (Required Minimum Distributions), and Roth conversions. Discover how these financial elements impact retirees and learn strategies to manage your tax liabilities effectively. In This Episode: Understanding IRMAA and its impact on Medicare premiums. The importance of planning for RMDs and how they affect your tax bracket. Exploring Roth conversions as a strategic tax planning tool. Insights into charitable contributions and their tax benefits. #RetirementPlanning #TaxStrategy #FinancialAdvice Don't let retirement taxes catch you off guard. Tune in to gain valuable insights and strategies to ensure smooth sailing into your golden years. === Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

One of the most common questions we get is around how to plan for the unexpected, and today Laura and Jeremiah are tackling the complexities of navigating unexpected life events from a financial planning perspective. They explore how life pivots—whether it's an unexpected inheritance, business sale, or personal loss—can reshape retirement plans and long-term goals. The conversation underscores the role of financial advisors as thought partners who help clients maintain financial hygiene, revise their strategies, and communicate openly about goals as life changes unfold. In this episode: You can't plan for the unexpected, but you can prepare for it. Financial advisors should be thought partners, not just money managers. An unexpected inheritance can significantly shift a retirement plan. Life pivots often require a revision of life goals and financial strategies. Open, ongoing conversations about money are essential. Maintaining financial hygiene—like building an emergency fund—is key. Clear financial visibility empowers better decision-making during transitions. Supporting survivor spouses is crucial in times of loss. Creating a safe space for financial dialogue can strengthen relationships. === Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

In this episode, Jeremiah Lee, Laura Lee and Randy Barkley dive into the crucial topic of financial strategy for business owners. They explore the concept of "paying yourself first" and discuss the balance between reinvesting in your business and enjoying personal financial success. Learn from real-life stories and expert advice on how to avoid common pitfalls and make wise financial decisions. In This Episode: The importance of setting aside funds for taxes and retirement. Strategies for balancing personal and business expenses. Insights on building a financial safety net for business owners. The role of financial advisors in managing business finances. If you're a business owner looking for financial guidance, reach out to Trey Court Advisors for expert advice tailored to your needs. #BusinessFinance #Entrepreneurship #FinancialPlanning ======= Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

In this week's episode, we take a decade-by-decade journey through the financial decisions that shape your life. Whether you're just starting out or thinking about legacy, this conversation breaks down the mindsets and strategies that build wealth—and keep it. From building habits in your 20s to making an impact in your 70s, we'll show you how to align your money with your life goals every step of the way. What You'll Learn: Why your 20s are less about getting rich and more about building the right money habits How to avoid lifestyle creep and stay focused in your 30s The make-or-break financial moves of your 40s How to protect your retirement while helping your kids through college What to prioritize in your 50s to set up a strong retirement How to shift from growth to giving in your 60s and 70s --- Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Join us as Laura and Jeremiah Lee discuss the critical moments when individuals should consider hiring a financial advisor. They explore the complexities of financial situations, the importance of having a financial team, and the need for holistic financial planning. The discussion emphasizes the value of having a trusted advisor to navigate major financial decisions and support clients through various life stages, ensuring that their financial plans align with their goals and needs. Key Takeaways: It's essential to recognize when your financial situation becomes complex. Hiring a financial advisor can provide clarity and support during significant life changes. A financial advisor acts as a partner in navigating financial decisions. Understanding the difference between various financial advisors is crucial. Holistic financial planning considers all aspects of a client's life. Diversification is key to managing financial risk effectively. Clients should feel supported and not alone in their financial journey. The relationship with a financial advisor should be ongoing and personal. It's important to prepare your spouse for financial management in case of unforeseen events. Financial advisors can help clients make informed decisions about their investments. ========== Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

In this episode, we explore the deep connection between mindset and money through the lens of Morgan Housel's best-selling book The Psychology of Money. This conversation unpacks the emotional and psychological forces that drive financial behavior and long-term wealth building. We discuss why wealth isn't always visible, how compounding works best with time and patience, and why understanding your personal definition of “enough” can be the key to lasting financial freedom. Whether you're an investor, financial professional, or someone seeking more intentionality with your money, this episode offers timeless principles and practical mindset shifts.

This week we are discussing the key highlights of the Big Beautiful Bill, focusing on significant tax changes, implications for estate planning, and the impact on various financial aspects such as deductions and credits. This episode emphasizes the importance of understanding these changes for effective financial planning and the potential benefits for individuals and businesses. Key Takeaways: The Big Beautiful Bill is extensive and complex, covering many financial aspects. Key tax cuts from the previous bill have been made permanent. The estate tax exemption has been extended, benefiting many families. Changes to tax brackets will also be permanent, providing stability. New tax credits and deductions are introduced, including for child tax credits. The bill impacts overtime and tips, allowing some income to be tax-exempt. Businesses will see changes that could encourage growth and hiring. Understanding the bill requires consulting with financial professionals. Resources are available for deeper insights into the bill's implications. The conversation highlights the need for proactive financial planning. === Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

In episode 75 of Building Wealthy Habits, hosts Laura, Randy and Jeremiah discuss the the complexities of investor sentiment and the emotional responses that influence investment decisions. They explore the importance of understanding market volatility, the risks associated with concentrated investments, and the necessity of diversification. The discussion also highlights the significance of liquidity for entrepreneurs, emotional responses to market fluctuations, and the need for long-term investment strategies. Ultimately, they emphasize the interplay between psychology and mathematics in successful investing. In This Episode: 00:00 Understanding Investor Sentiment 03:03 The Risks of Concentrated Investments 05:59 The Importance of Diversification 09:05 Liquidity and Access to Capital 12:11 Emotional Responses to Market Fluctuations 15:09 Long-Term Investment Strategies 17:51 The Role of Psychology in Investing Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Early retirement is about more than moneyScience shows there are compelling reasons to retire sooner than most people think. The UK's Whitehall 2 study found that retiring at 60 lowers the risk of chronic disease by 32 percent compared to working longer. Harvard research reveals that close relationships, not wealth or titles, are the strongest predictor of long-term health and happiness. Early retirement creates the “time freedom” to invest in those connections.I share with clients the three phases of retirement: the go-go years (55–70), slow-go years (70–85), and no-go years (85+). Waiting too long can mean missing your most active years for savings you may never use. Studies from France also show that leaving high-stress jobs earlier can preserve brain health and lower dementia risk.The key is balance. Retiring too early without a plan can cause financial strain or loss of purpose. The sweet spot is stepping away from stress while moving toward meaningful pursuits that keep you energized.If you want to explore your own early retirement possibilities, visit earlyretirementpodcast.com to run a personalized plan and see what could be possible for your future.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Today's guest is Nolan Bradbury, founder of Bradfield Accounting & Advisory. With over 25 years of experience, Nolan helps business owners make smarter financial decisions and build a business that supports the life they actually want. He's the creator of the Numbers for Freedom framework, a practical approach that turns financial data into personal direction. His work is all about making accounting useful - not just accurate - so entrepreneurs can gain clarity, confidence, and real freedom. 

George Ramsbottom, Head of the Teagasc Signpost Advisory Programme, joins James Dunne on this week's Dairy Edge to discuss how Irish dairy farmers can improve their farms' carbon footprint.  George outlines how there is a dedicated team of 21 climate advisors available through the Signpost Advisory Programme to offer farmers help and advice on how they can improve the environmental credentials of their own farms. For more episodes from the Dairy Edge podcast go to the show page at:https://www.teagasc.ie/animals/dairy/the-dairy-edge-podcast/ The Dairy Edge is a co-production with LastCastMedia.com

Rain lashes parts of Delhi-NCR amid yellow alert; SpiceJet issues advisory Greater Noida dowry death: Reels, beauty parlour triggers for murder, say cops 8 dead, over 40 injured after truck collides with tractor-trolley carrying pilgrims in UP's Bulandshahr Sanju Samson's ice-cold celebration with brother after smashing 42-ball century puts Shubman Gill on notice for Asia Cup Baseer Ali on entering Bigg Boss 19 after rejecting it once, warns contestants ‘I'll move you out of the house if…' Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I sit down with Caleb Pepperday, CFP®, ChFC®, fee-only fiduciary financial planner and founder of Advanced Practice Planning, to discuss financial planning for physician associates and other healthcare professionals. Caleb shares what drew him to work with PAs and other APPs, and how his dual designations as a Certified Financial Planner and Chartered Financial Consultant give him a unique perspective when guiding clients toward financial independence. He also breaks down the confusing landscape of financial credentials and explains why not all financial advisors are created equal. Caleb helps demystify what PAs should look for in a trustworthy planner. He explains what it really means to be a fiduciary, the red flags to watch for in the industry, and the key questions to ask when interviewing a potential advisor. Caleb also walks us through the different ways financial professionals get paid (commission-based, assets under management / AUM, and flat-fee models) and highlights the pros and cons of each. For those wondering when it makes sense to manage your own money versus bringing in professional help, Caleb provides a balanced perspective tailored to busy healthcare professionals who want to build wealth without burning themselves out along the way. Finally, we dive into a case study featuring a mid-career PA and NP couple with a strong income and growing portfolio, but with gaps in areas like tax diversification, estate planning, college funding, and insurance. Caleb outlines practical next steps to help them stay on track toward their goal of retiring at 55 while protecting their family along the way. Disclosures: Information presented in this podcast is believed to be factual and up-to-date, but no guarantee is made to its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the subjects presented. Advisory services offered through Advanced Practice Planning, LLC an investment adviser registered with the states of Montana and Pennsylvania. For disclosure information please visit: https://adviserinfo.sec.gov/ Tax and Legal Matters The tax and estate planning information offered by the advisor is general in nature. It is provided for informational purposes only and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. General Market Commentary Statements The opinions expressed in any commentary discussed on this episode are solely those of the individual author and do not necessarily reflect the views or opinions of Advanced Practice Planning, LLC. These opinions are based on information available at the time of posting and are subject to change without notice. Advanced Practice Planning, LLC does not commit to updating any posted positions or commentary to reflect subsequent developments. While the information and reasoning used to form these opinions are believed to be from reliable sources, Advanced Practice Planning, LLC does not verify this information, and no guarantee is provided regarding its accuracy, completeness, or validity. Advanced Practice Planning, LLC disclaims any and all liability for actions taken or not taken based on the content of this site. No warranty, express or implied, is given in connection with the content provided. Learn More or Connect with Caleb: Links: Website link: https://www.advancedpracticeplanning.com/ Consultation link: https://calendly.com/caleb-pepperday/30min Freebies: 12 Smart Steps Every PA Wanting to Retire Early Should Know: https://www.advancedpracticeplanning.com/earlyretirement 18 Things You Can Do Today To Level Up Your Finances: https://www.advancedpracticeplanning.com/tipsforphysicianassistants 8 Things PAs Need To Know Before Taking A Sabbatical: https://www.advancedpracticeplanning.com/sabbatical Social Media: LinkedIn: https://www.linkedin.com/in/caleb-pepperday/ Instagram: https://www.instagram.com/calebpepperday_cfp/ Connect with Kat, PA-C, with PA the FI Way: Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner's Workbook here! Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway Questions or thoughts about the show? Email pathefiway@gmail.com

What if the “financially optimal” choice doesn't actually lead to your best life?This conversation explores the balance between optimizing money and optimizing happiness. We break down the Five Types of Wealth—financial, time, social, mental, and physical—and show why sometimes the decision that looks inefficient on paper may actually be the smartest for your overall wellbeing.From real-life examples like paying for time-saving conveniences or investing in health, to reflections on why peace of mind often matters more than perfect numbers, this episode reframes what true optimization looks like.Because at the end of the day, wealth isn't just about money. It's about building a life you don't want to retire from.- Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

What if the “financially optimal” choice doesn't actually lead to your best life?This conversation explores the balance between optimizing money and optimizing happiness. We break down the Five Types of Wealth—financial, time, social, mental, and physical—and show why sometimes the decision that looks inefficient on paper may actually be the smartest for your overall wellbeing.From real-life examples like paying for time-saving conveniences or investing in health, to reflections on why peace of mind often matters more than perfect numbers, this episode reframes what true optimization looks like.Because at the end of the day, wealth isn't just about money. It's about building a life you don't want to retire from.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Join Restaurant Masterminds hosts Paul Molinari and Anna Tauzin as they dive deep with Paris Baguette's Chief Development Officer Nick Scaccio about the brand's audacious plan to reach 1,000 North American locations by 2030. From their current 253 units to nearly $3M average unit volumes, discover the franchise strategies, operational excellence, and experiential design driving this Korean-French bakery café's explosive growth through economic uncertainty and intense competition.~This episode is sponsored by: Gusto → https://gusto.pxf.io/PBN ~#1 rated HR platform for payroll, benefits, and moreWith Gusto's easy-to-use platform, you can empower your people and push your business forward. See why over 400,000 businesses choose Gusto.RestaurantFranchising #ParisBaguette #FranchiseGrowthGet Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

Market swings don't just test your portfolio; they test your emotions. How you react can determine the difference between long-term success and costly mistakes.In this episode, President and Senior Financial Planner Paul L. Moffat and co-host Director of Financial Planning Jordan Naffa discuss how emotions influence financial decision-making and why mastering them is crucial to achieving investment success. As human beings, we're wired to feel fear, excitement, greed, pride, and anxiety—but when those emotions drive market moves, they can sabotage even the best strategies.Paul and Jordan share lessons from 2025's market volatility, explain how to identify your emotional triggers, and outline ways to maintain a “state of prepared readiness.” From prepping yourself for downturns to distinguishing between self-worth and net worth, this conversation provides practical tools to keep your plan—and your mindset—on track. In this episode:●     Fear, greed, guilt, pride, and envy are natural—but dangerous—in investing.●     A resilient portfolio can help you stay calm during downturns.●     Preconditioning for volatility builds confidence and clarity.●     Your self-worth should never be tied to your net worth.●     A trusted financial advisor can act as a “referee” for emotionally charged decisions.If you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970 Connect with Arista Wealth:Website: https://www.aristawealth.comEmail: support@aristawealth.comCall our office: 702-309-9970 The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

This episode is brought to you by KRAFT Philadelphia Cream CheeseVisit https://bit.ly/Kraft-FCNJoin Fast Casual Nation hosts Paul Barron and Cherryh Cansler as they sit down with Joey Cioffi, founder and CEO of The Salad House, to explore his inspiring journey from working in his family's pizzeria to building one of the industry's most promising health-focused franchise concepts. Recently named to Fast Casual's 2025 Top 100 Movers & Shakers, Cioffi shares valuable insights on hospitality, franchise development, and how staying true to core values while adapting to market changes has driven The Salad House's growth from a single New Jersey location in 2011 to a thriving franchise system that prioritizes community wellness and exceptional guest experience.FastCasualNation #TheSaladHouse #RestaurantFranchiseGet Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisoryGet Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

What happens when a CPA firm ditches tradition and builds everything around people, purpose, and possibility? Sarah Jones, founder of Sarah Jones CPA, joins John Randolph on Episode 75 of CPA Life, and she reveals how a small-town mindset, bold leadership, and a dash of hot pink can transform the accounting world. From rethinking value to embracing remote work and radical clarity, this conversation is a candid look at what it takes to grow a firm—and a career—on your own terms. Whether you're a firm leader rethinking your approach, an accountant seeking inspiration, or simply curious about the future of public accounting, Sarah's refreshing perspective on what's possible when you challenge the status quo is one you won't want to miss. Get the full show notes and more resources at CPALifePodcast.com

On July 23rd the United Nations' International Court of Justice (ICJ) announced its highly-anticipated climate advisory opinion. The opinion represents a watershed moment because the court ruled states or countries are accountable for contributing to anthropogenic warming or for their GHG emissions. Consequently, the ICJ concluded countries are legally obligated to ensure the climate is protected from GHG emission, if not, countries - and private actors such as healthcare - can be held culpable for failing to do so. Though an advisory opinion the ICJ ruling has significant implications for US healthcare largely because US healthcare annually accounts for a massive amount of GHG emissions at over 600 MMT of CO2e and the federal government has neither enacted legislation nor promulgated regulations that require healthcare mitigate its GHG emissions. Not surprisingly, healthcare has ignored the 2023 UN resolution that requested the ICJ opinion and now the opinion. The ICJ opinion is at: https://www.icj-cij.org/case/187/advisory-opinionsThe Columbia University Sabin Center's Climate Change Law Blog ICJ symposium writings are at: https://blogs.law.columbia.edu/climatechange/category/blog-series/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.thehealthcarepolicypodcast.com

In this episode of “Building the Premier Accounting Firm,” Roger Knecht interviews executive coach and author Robert Hunt about accountability, intentional living, and the traits of successful CEOs. Hunt shares personal stories and actionable advice to help accounting professionals and business owners improve their businesses and personal lives. Key Takeaways: Model accountability to foster a culture where employees take ownership. Distinguish between responsibility (fixing problems) and accountability (proactive creation). Acknowledge reality, embrace challenges, find solutions, and make them happen. Create margin in your life to avoid overload in time, finances, health, and emotions. Be intentional about living the life you want, aligning actions with values and goals. Featured Quotes: Robert Hunt: “The simplest definition of accountability is you own it.” Robert Hunt: “There is no such thing as work-life balance… Let's work on being one person everywhere.” Robert Hunt: “Don't be lazy… If you know you're supposed to be doing something and you're not doing it, you're lazy.” Behind the Story: Robert Hunt candidly shares his journey from financial distress to debt-free living by selling his house and embracing a new mindset. This personal transformation underscores the importance of accountability and intentionality, which he now imparts to CEOs and business owners. His experiences highlight the power of owning one's situation and proactively creating a better future. Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here. Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth.   Offers: Get your copy of Nobody Cares at www.NobodyCaresBook.com Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable.  These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: “Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds” – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. “in the BLACK, nine principles to make your business profitable” – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. “Your Strategic Accountant” - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. “Your Profit & Growth Expert” - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals.  This is the proven process to start and build the premier accounting firm in your area.  After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share.     Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve.  GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients.   Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center.   It's here you can become a:   Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE   Next, join a group of like-minded professionals within the accounting community.  Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business.   The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter   Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value.   For Additional FREE Resources for accounting professionals check out this collection HERE!   Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss.   Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe.   Also, let us know what you think of the podcast and please share any suggestions you may have.  We look forward to your input: Podcast Feedback   For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777  

When the numbers say you can retire, but you can't step away. Many people with the financial means to retire keep working, telling themselves one more year will make the plan even stronger. But at what cost to your time, health, and relationships?This episode explores “the good pickle,” where chasing more financial security comes at the expense of other forms of wealth like time freedom, social connection, and well-being. You will learn why money gets prioritized, how to rebalance, and simple ways to protect all areas of life so your plan supports more than just the numbers.Because the true measure of success is not just a perfect projection, it is a life well lived.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Welcome to Cloud and Clear, the SADA podcast that brings you exclusive insights and customer success stories from the cloud! In this episode, your host, Veronica Raulin, is joined by Austin Leone, SADA's Senior Manager of Organizational Change Management, to discuss Agentspace. Agentspace is Google's powerful new platform that acts like a 'do-engine,' connecting all of an organization's data from sources like SharePoint, Confluence, and ServiceNow, and allowing people to interact with it conversationally. But what does a successful deployment look like? Austin explains how SADA's robust change management methodologies go beyond standard training to ensure true user adoption. You'll learn about: The SADA Approach: How SADA is guiding customers through Agentspace implementations, from proof of value to large-scale deployments, by using custom, department-specific sessions and hands-on engagement. The Importance of a Partner: Austin highlights how SADA's experience with 18 successful Agentspace projects has led to the creation of a "prompt library" and custom training methodologies that fit specific organizational needs. Driving Adoption: Discover how SADA uses gamification, like hackathon-style events, to build excitement and generate a library of use cases specific to an organization's workflows. Security and Best Practices: Austin reassures listeners that Agentspace is built within an organization's secure Google Cloud environment, respecting existing permissions and access controls. Looking Forward: A look into the future of Agentspace, where more complex actions and workflows will automate tasks and boost efficiency. This episode offers valuable, practical advice for anyone—from executives to tech professionals—looking for inspiration on how to implement and adopt new technology in their organization successfully. Subscribe to Cloud and Clear:

In this episode of Building the Billion Dollar Business, Ray Sclafani dives into one of the most overlooked dangers facing advisory firms today: haphazard growth. While expanding your team, client base, and offerings may look like success on the surface, growth without intention can breed operational chaos, erode client trust, and reduce long-term enterprise value. Ray outlines the difference between reactive expansion and purposeful scaling, and offers a five-part blueprint for building a sustainable growth strategy that creates real client impact.Listeners will walk away with a sharper understanding of how to reframe growth as a client-centered initiative, not just a business metric. Plus, Ray offers three powerful coaching questions to assess your firm's current trajectory and uncover whether your growth is building trust—or just making noise.Key TakeawaysScaling without value creation can lead to insolvency, not increased enterprise worth.Haphazard growth is reactive, adding services or people without clarity or alignment.Intentional growth begins with segmentation: know who you're built to serve best.Understand what your team can handle before quality slips.Develop clear hiring, career paths, and retention strategies.Communicate growth clearly so clients know how it benefits them directly.Firms that win will be the most intentional, not necessarily the largest.Find Ray and the ClientWise Team on the ClientWise website or LinkedIn | Twitter | Instagram | Facebook | YouTubeTo join one of the largest digital communities of financial advisors, visit exchange.clientwise.com.

In this episode of Careers in Finance with CFI, we're joined by Charlie Schilling, the CEO of Macabacus. Charlie's career journey is a masterclass in navigating diverse industries, spanning investment banking, management consulting, and senior leadership roles at major companies like Bloomberg and General Assembly.Join us as we unpack Charlie's remarkable path and get his unfiltered insights on:Pivoting into Finance: The story of how a liberal arts major from Georgetown launched a career on Wall Street.The Investment Banking Foundation: How his early years in banking built a foundation of both technical and invaluable soft skills.Advisory vs. Operator: The crucial differences between advising a company from the outside and leading one from within.Building Leadership: How to transition from an individual contributor to a C-suite leader, and the lessons learned along the way.A CEO's Perspective: Charlie's leadership philosophy and his advice for aspiring leaders on navigating career pivots and managing change.Whether you're starting your career or considering your next big move, Charlie's story offers powerful lessons on continuous learning, risk-taking, and the keys to long-term professional growth.

Some choose to grind a few more years in a high-paying job they dislike, aiming for an early, full stop at retirement. Others step into more fulfilling work that pays less, but adds purpose to their days—and often still results in more wealth than expected.Take John and Jennifer. Both start at age 50 with $1M saved and $150K salaries. John works five more years at a job he doesn't enjoy, retiring at 55 with $1.62M. Jennifer switches to work she loves at $100K for 10 years, retiring at 60 with $2.1M. The math is surprising—Jennifer ends up with more assets and more joy along the way.The concept? Recreational employment—working because you want to, not because you have to. Even modest income in “retirement” years can keep your portfolio compounding instead of depleting, lowering risk and increasing freedom.Your retirement strategy shouldn't just hit arbitrary financial targets—it should serve your life goals. Explore the scenarios and see which path fits you best at earlyretirementpodcast.com.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

In this episode of Financial Clarity for Doctors, hosts Corey Janoff and Rachelle Vanderzanden walk through some details of selling different types of medical practices to private equity.  This trend is growing and could potentially affect you whether you are employed by a large hospital system or the sole owner of your own practice. In this episode, you will hear: Discussion of the movement away from physician-owned private practices to larger groups and hospitals. The growth of private equity in medicine. The objectives of private equity firms and the doctors who are looking for investors. A few examples of how a buyout can be structured. Considerations when you are trying to decide if it is worth it. Or even possible. If you're curious about these sorts of transactions, give this one a listen!  Even if you aren't currently employed in a situation where this is possible, it could come up in the future. For more financial planning tips from Corey and Rachelle, you can reach out to them at podcast@thefinitygroup.com. They would love to hear your questions and ideas for upcoming episodes. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.

Episode 74 On November 21, 2016, a fire tore through a home in Flora, Indiana, claiming the lives of four young sisters: Keyana, Keyara, Kerriele, Kionnie. Nearly nine years later, the case remains unsolved, mired in contradictions, unanswered questions, and a community still searching for justice. In this episode of Crime to Burn, we sift through the layers of rumor and fact surrounding the Flora fire. From conflicting reports about accelerant use to the shifting narratives in the press, we trace how early investigative missteps and public speculation blurred the line between truth and gossip. We'll examine the timeline of the fire, the aftermath that shook Carroll County, and the resignation of key officials that left even more questions hanging in the air. What we cover in this episode: The night of the fire and the immediate response Early statements by officials and how they conflicted The role of rumors in shaping public perception Why investigators and community members remain at odds The lasting impact on a small Indiana town still waiting for answers The Flora case is more than just an unsolved fire — it's a story about trust, accountability, and the thin line between official record and whispered speculation. Background music by Not Notoriously Coordinated  Get your Crime to Burn Merch! https://crimetoburn.myspreadshop.com Please follow us on Instagram, X, Facebook, TikTok and Youtube for the latest news on this case. You can email us at crimetoburn@gmail.com We welcome any constructive feedback and would greatly appreciate a 5 star rating and review.  If you need a way to keep your canine contained, you can also support the show by purchasing a Pawious wireless dog fence using our affiliate link and use the code "crimetoburn" at checkout to receive 10% off. Pawious, because our dog Winston needed a radius, not a rap sheet.  Sources: WTHR YouTube. “8 Years Since Deadly Flora Fire Killed 4 Girls.” Posted Nov 21, 2024. Link Turner, Dakariai. “Flora Fire | Questions Remain 7 Years After 4 Sisters Killed in Intentionally Set Fire.” WISH-TV I-Team 8. Link Brown, Steve. “Dashboard Camera Video Reveals Rescue Attempt in Deadly Flora Fire.” CBS4. Link Hasnie, Aishah. Fox59 News. “Governor responds to FOX59 investigation into whether Flora case was mishandled.” Posted July 12, 2017; updated July 12, 2017. Link Lowe, Debbie. Carroll County Comet. “Jean Ann Randle sentenced: ‘I don't buy the tears,' Judge tells former sheriff's wife.” October 8, 2014. Link Wilkins, Ron. “FBI, Indiana State Police Go Door to Door to Try to Solve Fatal 2016 Flora Fire.” Lafayette Journal & Courier, July 7, 2025. Link “Randle Turns in Law Badge After 3 Decades of Service.” Carroll County Comet. Link Paul, Joseph. “Fire Chief Resigns One Year After Fatal Flora Fire That Killed 4 Children.” Lafayette Journal & Courier, Nov 15, 2017. Link Gay, David. “Docs: Settlement Reached in Flora Arson Fire Civil Suit.” FOX59, Sept 14, 2023. Link Chapman, Sandra. “Product Liability Lawsuit Dismissed in Flora Fire Case.” WTHR 13 News, Jan 29, 2020 (updated Jan 31, 2020). Link Rose v. Birch Tree Holdings, LLC. United States District Court, Northern District of Indiana, Aug 22, 2022. Opinion. Link True Crime Garage. “The Flora Fire [Episode 538].” Posted Nov 26, 2021. YouTube Link “Camden Man Charged with Attempted Murder, Arson.” Logansport Pharos-Tribune, May 12, 1993. Newspaper Archive. Pharos-Tribune Coverage, Late 1992. Headlines include: “Camden Man Charged with Attempted Murder, Arson,” and notice of upcoming arson trial. Newspaper Archive. Bell, Amy. “Camden Man Charged With Attempted Murder, Arson.” Pharos-Tribune (Delphi, Indiana). Archival clipping from local print edition, circa Sept 1992. Accessed via Delphi Media Archives (Reddit). “Camden Man Charged With Arson.” Pharos-Tribune (Delphi, Indiana). Archival clipping from local print edition, June 1992. Accessed via Delphi Media Archives (Reddit). Bell, Amy. “Mistrial Declared in Arson Case.” Pharos-Tribune (Delphi, Indiana). Archival clipping from local print edition, early 1993. Accessed via Delphi Media Archives (Reddit). “Camden Fire Department Rebuilds After Arson.” Pharos-Tribune (Delphi, Indiana). Archival clipping from local print edition, 1992–1993 coverage. Accessed via Delphi Media Archives (Reddit). Indiana State Police Report. (Flora Fire investigation records, ISP file) Flora Police Report. (Initial incident report, Flora Police Department, Nov. 2016) Flora Arson Report. Todd Hetrick & Jeremy Lemon, Investigators. (ATF/Fire Marshal collaboration) Carroll County E911 Records. “E-911 Flora Volunteer Fire Dept. call logs (July 2017).” Indiana Public Access Counselor. Advisory Opinion 17-FC-134 (re: Flora Fire Department records request). July 20, 2017 Carroll County E911 v. Hasnie. Amicus Brief of Reporters Committee for Freedom of the Press & 16 media organizations. Indiana Court of Appeals, Cause No. 19A-MI-2682 FVFD Chief / Public Access Counselor. Advisory correspondence re: records access (2017). Federal Court Filing. USDC IN/ND Case No. 2:18-cv-00197-JTM, Document 196-28 (filed April 13, 2022). ISO (Insurance Services Office). Letter to Chief Bruce Dickey, Flora Fire Department, April 25, 2012. Community Mitigation Analyst Report — Public Protection Classification (PPC) Class 6 rating for Flora, IN. Britt, Luke H., Indiana Public Access Counselor. Formal Complaint No. 17-FC-167: Aishah Hasnie v. Carroll County E-911. Opinion issued July 2017. Found in APRA Suit E911 documents

Title: The Future of Executive Search in SportsGuest: Chad Biagini, President, Excel Search & Advisory