Podcasts about Financial risk

 In this week's episode, Gregory Ricks dives into the unexpected risks of not having your estate planning in place—with expert insight from estate planning attorney Wes Blanchard. From last-minute will changes to health scares that can derail your financial future, they cover the must-do documents and how to handle things a la carte if life catches you off guard. Then, CPA Jude Heath joins the show to break down real-world tax complications and the hidden pitfalls do-it-yourselfers face when they try to go it alone. Whether you're managing your 401(k) or facing an IRS notice, there's something in this episode to help you win with your money—today and long-term. For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmWBRP-107.3 FM Baton Rouge - 11 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

With disruption showing no signs of slowing in 2025, TMI's Tom Alford speaks with Paul Stafford, Co-founder and CTO of Deaglo, about a risk modelling blind spot that financial managers may be overlooking, and could avoid. On Black Swan events, Stafford argues that while they can't be predicted, they can be planned for. He challenges whether most risk managers, including treasurers, are truly equipped to respond when the unexpected hits.

Send us a textWe're diving deep into a high-value, global career path that not many students think about early on—Financial Risk Management. Yes, you heard that right. This isn't just about finance or maths; it's about protecting companies from big losses, helping them navigate market chaos, and making smart financial decisions. Connect With Kapeel Guptaor Click on the link: http://bit.ly/4jlql8sWhat You May Learn0:00 Introduction1:57 Mission Statement2:13 Scope in India & Abroad4:21 Nature of Work6:19 Skills & Educational qualifications required8:43 Salary in India and around the world10:21 Conclusion11:25 Call to actionSupport the show

As tariff announcements shake up the economic outlook, what's the path for markets – and where are the opportunities now? Josh Schiffrin, Chief Strategy Officer and Head of Financial Risk for Goldman Sachs Global Banking & Markets, discusses with Chris Hussey on the Goldman Sachs trading floor. This episode was recorded on April 10, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textWhen was the last time raising risk in your organization led to anything other than slowing down? Join hosts Peter Maddison and David Sharrock as they challenge conventional thinking about risk management in the age of rapid technological change. This episode reveals why traditional approaches might be putting your organization in greater danger.Drawing from their battle-tested experience working with financial and technology organizations, Peter and David crack open the uncomfortable truth: many companies still treat risk management as a checkbox exercise rather than a competitive advantage. They reveal how the explosion of data analytics capabilities has rendered old "rule of thumb" approaches obsolete while simultaneously creating entirely new risk landscapes that most organizations are woefully unprepared to navigate.This week's takeaways :Risk management begins with identifying vulnerabilities, understanding potential impacts, and making informed decisions about how to handle them—whether through acceptance, avoidance, transfer, or reduction.Effective risk management isn't just about frameworks and committees—it requires a cultural environment of psychological safety where risks can be openly discussed without fear.The most effective approaches position oversight functions like architecture as service providers rather than gatekeepers, helping teams move forward safely rather than simply blocking progress.Subscribe to "Definitely Maybe Agile" to transform how your organization approaches risk, digital transformation, and DevOps at scale.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3068: Taking financial risks wisely can be a game-changer for building long-term wealth. Vicki Cook and Amy Blacklock break down how to educate yourself on investing, assess your risk tolerance, and make informed decisions that align with your financial goals. By continuously learning and adjusting your strategy over time, you can confidently embrace risk without fear, allowing you to grow your wealth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "You don't want to become so comfortable with your investment decisions that you fail to reconsider what 'risk' means to you over time." "If a conservative approach helps you sleep better at night, investing more money for a lengthier period will build wealth too." "Your mindset will shift over time, from being fearful to courageously taking more risks." Episode references: University of Missouri Risk Tolerance Assessment: https://pfp.missouri.edu/research/investment-risk-tolerance-assessment The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-Financial-Independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3068: Taking financial risks wisely can be a game-changer for building long-term wealth. Vicki Cook and Amy Blacklock break down how to educate yourself on investing, assess your risk tolerance, and make informed decisions that align with your financial goals. By continuously learning and adjusting your strategy over time, you can confidently embrace risk without fear, allowing you to grow your wealth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "You don't want to become so comfortable with your investment decisions that you fail to reconsider what 'risk' means to you over time." "If a conservative approach helps you sleep better at night, investing more money for a lengthier period will build wealth too." "Your mindset will shift over time, from being fearful to courageously taking more risks." Episode references: University of Missouri Risk Tolerance Assessment: https://pfp.missouri.edu/research/investment-risk-tolerance-assessment The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-Financial-Independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3068: Taking financial risks wisely can be a game-changer for building long-term wealth. Vicki Cook and Amy Blacklock break down how to educate yourself on investing, assess your risk tolerance, and make informed decisions that align with your financial goals. By continuously learning and adjusting your strategy over time, you can confidently embrace risk without fear, allowing you to grow your wealth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "You don't want to become so comfortable with your investment decisions that you fail to reconsider what 'risk' means to you over time." "If a conservative approach helps you sleep better at night, investing more money for a lengthier period will build wealth too." "Your mindset will shift over time, from being fearful to courageously taking more risks." Episode references: University of Missouri Risk Tolerance Assessment: https://pfp.missouri.edu/research/investment-risk-tolerance-assessment The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-Financial-Independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3067: Vicki Cook & Amy Blacklock emphasize that controlling your finances is key to securing your future, but simply saving money isn't enough to build long-term wealth. Inflation erodes purchasing power, making it essential to take calculated financial risks for better returns. By understanding risk tolerance, diversifying investments, and aligning strategies with financial goals, even risk-averse individuals can grow their net worth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "While a savings account or CD seems like a low-risk money move, losing buying power over time is still risky." "Putting all your (financial) eggs in one basket isn't a wise thing to do." "If you can't risk losing any of your money, you should reconsider your plan to invest." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org U.S. Securities and Exchange Commission's Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3067: Vicki Cook & Amy Blacklock emphasize that controlling your finances is key to securing your future, but simply saving money isn't enough to build long-term wealth. Inflation erodes purchasing power, making it essential to take calculated financial risks for better returns. By understanding risk tolerance, diversifying investments, and aligning strategies with financial goals, even risk-averse individuals can grow their net worth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "While a savings account or CD seems like a low-risk money move, losing buying power over time is still risky." "Putting all your (financial) eggs in one basket isn't a wise thing to do." "If you can't risk losing any of your money, you should reconsider your plan to invest." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org U.S. Securities and Exchange Commission's Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3067: Vicki Cook & Amy Blacklock emphasize that controlling your finances is key to securing your future, but simply saving money isn't enough to build long-term wealth. Inflation erodes purchasing power, making it essential to take calculated financial risks for better returns. By understanding risk tolerance, diversifying investments, and aligning strategies with financial goals, even risk-averse individuals can grow their net worth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "While a savings account or CD seems like a low-risk money move, losing buying power over time is still risky." "Putting all your (financial) eggs in one basket isn't a wise thing to do." "If you can't risk losing any of your money, you should reconsider your plan to invest." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org U.S. Securities and Exchange Commission's Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever felt like money was some exclusive club you weren’t invited to? Sonia Kaurah did too - until she decided to crash the party. In this episode, we chat about how culture shapes our financial habits, why women (especially women of colour) get the short end of the investment stick, and how Sonia went from knowing nothing about investing to sitting in rooms with top venture capitalists - just by forcing her way in and asking all the right questions. She shares how curiosity (and a little stubbornness) helped her build a business, overcome imposter syndrome, and navigate the startup world with zero safety net. Plus, she spills on her mental health platform, Tala Thrive, and why therapy should come with cultural understanding. If you've ever felt like money, business, or investing weren’t “for you,” this episode will change your mind. Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here. For more from The Curve:InstagramYouTubeWebsiteTikTokNewsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

PODCAST SUPPORT:   Patreon: https://www.patreon.com/bryanair or become a YouTube Member YouTube: https://www.youtube.com/channel/UC5RqMLv9MwP-aHLKL1t1Uqg/join   In this episode, we delve into the recent cyber attack on the South African Weather Service that disrupted essential services including aviation and marine operations. The BAP crew discusses the contingency challenges and the aviation industry's reaction to this crisis. Additionally, there's a focus on personal resilience, South African aviation, and a shout-out to Drikus's big weekend fight. The episode also touches on managing financial risks using the aviation risk equation, insights on the burgeoning future of Riyadh Air, and an exciting tip on a new mobile service provider: Melon Mobile.   00:00 Welcome to the worlds premier aviation podcast 00:11 Cyber Attack on South African Weather Service 00:24 Impact on Aviation and Marine Operations 00:59 Community Reactions and Workarounds 01:29 Aviation Stories and Pilot Experiences 02:04 Discussion on South African Issues 05:36 Ransomware and Cybersecurity 07:21 Pilot Incapacitation Incident 09:34 FlySafe Air Updates 15:43 Riyadh Air Expansion Plans 17:50 Aviation Motivation and Risk Management 22:58 Assessing Risk in Aviation 24:25 Applying Risk Management to Everyday Life 24:43 Financial Risk and Personal Crisis 27:59 Learning About Finances 29:08 The Journey of Financial Education 31:50 Understanding Financial Terminology 36:38 Listener Comments and Feedback 38:06 Upcoming Events and Final Thoughts   Connect

About this EpisodeDexter Cousins talks with Tristan Dakin, Country Manager at Wise on the Fintech Chatter Podcast. They chat about the innovative solutions Wise provides in the payments technology space and the complexities of instant payments. Tristan speaks about the company's growth and the challenges of operating in a highly regulated environment.He shares insights into Wise's culture, the importance of transparency in financial services, and the future of fintech in Australia.About WiseWise launched in 2011 making international money transfers cheap, fair, and simple their vision. Today, their multi-currency account helps millions of customers and businesses manage their money globally.Their story started in London with Taavet (paid in Euro's) & Kristo (paid in Pounds) solving the issue of making money in one country but needing to meet payment commitments in their home country. Expensive fees and bad exchange rates led them to make a simple workaround. Taavet would pay Kristo's mortgage in Estonia and Kristo would pay him back in pounds.No waiting, no stress, and no extra cost, they quickly realised that they had hit upon a great idea and TransferWise was born. They have since added a multi-currency account, a debit card, and a business account, and changed their name to Wise.About TristanTristan joined Wise in 2020, and since 2022, has been leading Wise in ANZ as Country Manager. Before joining Wise, Tristan worked in the financial services industry, including Lombard Securities in the UK.He is skilled in FX, Banking, Management, Financial Markets, Trading, Structured Products and Derivatives, and Financial Risk.Key TakewaysWise aims to build the best way for people to move money globally.The company focuses on transparency in fees and payment processes.Instant payments are achieved through advanced technology and infrastructure.Wise's growth has been significant, with millions of active customers.The complexity of regulatory compliance is a major challenge for fintechs.Tristan's background in financial services shaped his approach at Wise.The culture at Wise emphasises autonomy and problem-solving.Australia's fintech landscape is evolving, with increasing competition.Regulatory changes could enhance transparency in the financial sector.Wise is committed to empowering customers and improving financial services.Chapters00:00    Introduction to Fintech Chatter and Wise01:15      Wise's Mission and Products03:27     Challenges of Cross-Border Payments07:09     The Complexity of Instant Payments09:10     Wise's Growth and Market Presence10:54     Wise's Centralised Infrastructure and Competitive Advantage12:32      Australia's Unique Remittance Landscape13:18      Tristan's Background and Attraction to Wise16:25     The Role of Country Manager at Wise17:55      Inspiration and Motivation in Fintech19:43     Cohesion and Culture at WISE26:51      Navigating the FinTech Landscape in Australia30:18     The Future of FinTech: Trends and Innovations38:36     Download the Wise AppSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3009: Chris of KeepThrifty.com explores the trade-offs between prepaying your mortgage and investing, emphasizing the role of risk tolerance and personal preferences. While investing often yields higher returns, the guaranteed stability of prepayments can bring peace of mind, especially for those who value financial certainty over potential gains. Read along with the original article(s) here: https://www.keepthrifty.com/2016/06/05/prepay-vs-invest.html Quotes to ponder: "Much of our momentum on paying the mortgage down can be attributed to the prepayments we've made along the way." "For my risk-profile, the relative downside (pain) of losing $33,000 is more impactful than the relative upside (gain) of getting $55,000." "Before you make any major financial decision, do the math and know your mentality!" Join 250K readers (20% of which have hit 7 figures) who are already building a brighter financial future - subscribe now. Sign up at readthejoe.com/subscribe-swap Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3009: Chris of KeepThrifty.com explores the trade-offs between prepaying your mortgage and investing, emphasizing the role of risk tolerance and personal preferences. While investing often yields higher returns, the guaranteed stability of prepayments can bring peace of mind, especially for those who value financial certainty over potential gains. Read along with the original article(s) here: https://www.keepthrifty.com/2016/06/05/prepay-vs-invest.html Quotes to ponder: "Much of our momentum on paying the mortgage down can be attributed to the prepayments we've made along the way." "For my risk-profile, the relative downside (pain) of losing $33,000 is more impactful than the relative upside (gain) of getting $55,000." "Before you make any major financial decision, do the math and know your mentality!" Join 250K readers (20% of which have hit 7 figures) who are already building a brighter financial future - subscribe now. Sign up at readthejoe.com/subscribe-swap Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3009: Chris of KeepThrifty.com explores the trade-offs between prepaying your mortgage and investing, emphasizing the role of risk tolerance and personal preferences. While investing often yields higher returns, the guaranteed stability of prepayments can bring peace of mind, especially for those who value financial certainty over potential gains. Read along with the original article(s) here: https://www.keepthrifty.com/2016/06/05/prepay-vs-invest.html Quotes to ponder: "Much of our momentum on paying the mortgage down can be attributed to the prepayments we've made along the way." "For my risk-profile, the relative downside (pain) of losing $33,000 is more impactful than the relative upside (gain) of getting $55,000." "Before you make any major financial decision, do the math and know your mentality!" Join 250K readers (20% of which have hit 7 figures) who are already building a brighter financial future - subscribe now. Sign up at readthejoe.com/subscribe-swap Learn more about your ad choices. Visit megaphone.fm/adchoices

When most of us think about financial differences in a marriage, differences about saving and spending preferences are usually the first things that come to mind. But couples disagreeing about whether and how they should be taking investing risks, or financial risks more broadly, are just as common. In this episode, we discuss how to handle these disagreements in detail. To book a free breakthrough session, visit https://pacesetterplanning.com/contact

Are markets at ‘peak financial risk'? Chris Vermeulen, Founder & CIO of The Technical Traders, certainly thinks we are. In this chart-packed interview, Chris sits down with James Connor to uncover the critical risks facing all asset classes, from surging interest rates and real estate oversupply to overbought markets.  Chris explains why the market is currently in a ‘topping phase,' how real estate could trigger another financial collapse, and why a financial reset may be unavoidable. He also shares actionable insights on gold, the stock market, and capital preservation strategies to help you navigate the potentially turbulent times ahead. Chapters: 00:43 - The Big Picture: Is the Economy Topping Out? 07:16 - Unemployment Trends and Market Volatility 08:00 - The S&P and Nasdaq: Mixed Signals Ahead 11:13 - Avoiding the Noise: Finding Clarity in Chaos 14:10 - Rising Interest Rates: What's Next for the Economy? 16:45 - The Dollar's Strength: What It Means for Investors 19:52 - Oil's Wild Ride: A Bearish Outlook? 23:18 - Dividend Stocks and REITs: Danger Ahead? 28:37 - Commercial Real Estate: A Market in Trouble 30:04 - Gold and Bitcoin: Safe Havens or Risky Bets? 36:34 - Nvidia and Tesla: Tech Titans at a Crossroads 42:27 - What Lies Ahead: Chris's Market Outlook Investment Concerns? Get a free portfolio review with Wealthion's endorsed financial advisors at https://bit.ly/40fJT5t Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #MarketCrash #FinancialReset #RealEstate #Gold #StockMarket #EconomicOutlook #InterestRates #MarketTrends #EconomicCollapse #CapitalPreservation #Unemployment #FinancialRisk ____________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

How to avoid two paths to trouble: the path of trouble-finders (vv 1-11) and the path of troublemakers (vv 12-19).

In this episode, we delve into the fundamental concept of risk and reward in investing. We'll explore how to assess risk tolerance, discuss strategies for managing risk, and examine the importance of diversification.

In this episode, we delve into the fundamental concept of risk and reward in investing. We'll explore how to assess risk tolerance, discuss strategies for managing risk, and examine the importance of diversification.

In this episode, we delve into the concept of financial risk, exploring its different types and how they can impact your financial health. We'll discuss strategies to assess your risk tolerance and develop a personalized risk management plan. By understanding your financial risk, you can make informed decisions to help protect your future.

In this episode, we delve into the concept of financial risk, exploring its different types and how they can impact your financial health. We'll discuss strategies to assess your risk tolerance and develop a personalized risk management plan. By understanding your financial risk, you can make informed decisions to help protect your future.

As we continue to monitor and review the latest healthcare news, we are always pleased when word of a new study comes to our attention – especially when the study is within the purview of MDaudit.During the next live edition of Monitor Mondays, the CEO for MDaudit, Ritesh Ramesh, will report the latest results of a new national study – and how the salient takeaway points could help you and your team as you grapple with the dynamic environment of America's healthcare system.Broadcast segments will also include these instantly recognizable features:• Monday Rounds: Dr. Ronald Hirsch, vice president of R1-RCM, will be making his Monday Rounds.• The RAC Report: Healthcare attorney Knicole Emanuel, partner at the law firm of Nelson Mullins, will report the latest news about auditors.• Legislative Update: Cate Brantley, a senior government affairs liaison for Zelis, will report on current healthcare legislation.• Risky Business: Healthcare attorney David Glaser, shareholder in the law offices of Fredrikson & Byron, will join the broadcast with his trademark segment.

Today's guest is Patrick Simonnet, Chief Audit Executive for Bank of China's US operations. Patrick joins us on today's show to explore the evolving landscape of financial risk management. As technology reshapes the financial sector, Patrick shares practical use cases of generative AI in audit workflows and cybersecurity, touching on how these technologies assist financial institutions in staying ahead of increasingly sophisticated cyberattacks. His conversation with Emerj Senior Editor Matthew DeMello also covers the long-term future of audit, emphasizing the importance of merging data science skills with traditional audit practices. This episode is sponsored by MindBridge. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Chris Willey of American Eagle FCU. Justin asks Chris how banking and financial risk management has evolved since Chris entered the profession, in the past 15 years after the housing crisis, and in the past two years after the SVB collapse. They talk about Chris's 2023 RIMS ERM Global Award of Distinction, how leadership has reacted to the ERM program, and how the program has changed since last year. Chris explains American Eagle FCU's ERM philosophy, including its nine risk categories. Chris shares her thoughts about what it takes to activate an effective ERM Program today, and how ERM can help improve the banking sector and the risk industry overall. October is Cybersecurity Awareness Month. Chris tells what that means to her.   Key Takeaways: [:01] About RIMS. [:15] About this episode. From RIMS headquarters in New York, our guest is Chris Willey, the VP of ERM at American Eagle Financial Credit Union. She is also a recipient of the 2023 RIMS ERM Global Award of Distinction. [:43] The RIMS ERM Conference 2024 will be held on November 18th and 19th in Boston. Opening keynote speaker John Hagel recently appeared here on RIMScast. Register at RIMS.org/ERM2024. [:58] We will talk about everything from RMIS and AI to D&O, ESG, the SEC, and various other acronyms, in addition to future casting and risk quantification. [1:10] RIMS-CRMP holders can earn recertification points by attending the RIMS ERM Conference 2024! For those interested in studying for the exam, a pre-conference workshop will be held on-site on November 16th and 17th. Register now; a link is on this page! [1:34] The next RIMS-CRMP Exam Prep will be held with Purima virtually on November 14th and 15th. The next RIMS-CRMP-FED Exam Course will be hosted along with George Mason University from December 3rd through the 5th. [1:50] Links to these courses can be found on the Certifications page of RIMS.org and through this episode's show notes. [1:57] RIMS Virtual Workshops! Elise Farnham of Illumine Consulting recently joined us here on RIMScast. On December 4th and 5th, she will host Applying and Integrating ERM. On December 17th and 18th, she will host Captives as an Alternate Risk Financing Technique. [2:20] Other dates for the Fall and Winter are available on the Virtual Workshops calendar, RIMS.org/virtualworkshops. [2:28] Interview! My guest today, Chris Willey, is the Vice President of Enterprise Risk Management at American Eagle Financial Credit Union. In 2023, her ERM program received a RIMS ERM Global Award of Distinction. We didn't get to connect last year to discuss it. [2:49] We're here now, and we will learn all about Chris Willey's ERM philosophies, how American Eagle FCU handles certain risks, and what their risk register looks like. We will also get some tips for staying cyber secure, as October is International Cybersecurity Awareness Month. [3:06] Chris Willey, welcome to RIMScast! Congratulations again for your ERM program being one of the honorees of the 2023 RIMS ERM Global Award of Distinction! [3:51] Chris started at the credit union 34 years ago in Internal Audits where she got to see and understand the entire organization. In 1998, the board of directors started a risk management department. Chris applied and got the job. [4:25] At first, they worked on traditional risk management, including insurance and fraud. Over the years, they added responsibilities. ERM was the last piece they added to their risk management repertoire, 14 years ago. [4:56] Around the time of the housing crisis, one of the credit union's high-risk areas, the board asked Chris to create an ERM program. Credit union regulators were also instrumental in starting ERM. While not required, having an ERM program is necessary to understand your risks. [6:26] Chris has one staff member, Theresa, the Assistant Vice President, who helps with all facets of risk management. Chris and Theresa do a lot. Chris says it would be nice to have another person helping them. [7:28] After the Silicon Valley Bank collapsed in March 2023, the interest rate risk and liquidity risk got a lot of attention. American Eagle FCU was on top of it. Their interest rate risk was increasing and the ERM program had already begun taking measures to thwart risk. [8:10] American Eagle had scaled back some of their lending and beefed up their liquidity because of what happened on the West Coast. That helped put them in a great spot. [8:44] The regulators had come down hard on them and American Eagle did a lot of things to prove that they were going to be OK. The regulators are the insurers so wanted to make sure American Eagle had enough liquidity in case something happened like that at the credit union. [9:04] It was a lot of work. The CFO and others in the organization put in additional monitoring tools. That's what the ERM program does. It says, “Hey, we've got a potential issue or higher risk.” It's a call to action to ask, "What are we going to do differently to mitigate the risk?" [9:37] American Eagle's interest rate risk is still trending a little bit higher but it's under control and being monitored. The regulators gave them a great pass last year and are working on this year's audit. [10:12] When the American Eagle FCU ERM program was awarded the 2023 RIMS ERM Award of Distinction, regulators were thrilled. The board of directors was very happy to hear of it at a board meeting. The Risk Council Team was also thrilled and felt they were on the right track. [11:11] The award came at a good time for the ERM program. Since then, American Eagle has had a few new executive leaders. The ERM program team is educating the risk council on what ERM is and the nine risk categories, definitions, KRIs, and what they should keep or change. [12:43] American Eagle is getting to the point of putting new KRIs in place to see where they land with the risk ratings. They are asking if their risk tolerance or appetite should be increased. American Eagle FCU has been risk-averse. You can take calculated risks with an ERM program. [13:41] If the risk gets to be above your expectations, you can try to reel it back to a more manageable level. [14:04] American Eagle FCU is growing in its assets and also in its team members. The ERM program is adding a People Risk category to help create a culture that's engaging. The board of directors is excited to see what that will look like. [14:39] Plug Time! RIMS Webinars! On October 24th, Hub International returns for the fourth installment of their Ready for Tomorrow series, “From AI to the SEC: The Future of D&O Litigation and Regulatory Exposures”. [14:56] On October 31st, TÜV SÜD GRC discusses “Mastering Property Renewals: Strategies for Success in 2025 with Risk Engineering”. On November 4th, I will be hosting a special RIMS Webinar presentation, “Lessons from Veterans on Strategic Risk Leadership”. [15:17] On November 14th, Marsh will present “Risk Perception and Management: Insights for a Changing Landscape”. On Thursday, December 12th, OneTrust returns to deliver “Staying Vigilant: 7 Practical Tips for Ongoing Third-Party Risk Monitoring” [15:43] More webinars will be announced soon and added to the RIMS.org/webinars page. Go there to register. Registration is complimentary for RIMS members. [15:55] There is another webinar you should know about. On October 22, 2024 at 1:00 p.m. ET. I will be moderating for my friends at ex judicata “If I Leave the Law — A Webcast Series: Landing a Nonlegal Job in Insurance Industry: Risk Management, Brokerage, Claims, & Advisory”. [16:20] Other panelists include leaders from Lockton, Berkshire Hathaway Specialty Insurance, and our friend from the RIMS Public Policy Committee and the RIMS Detroit Chapter, Lynn Haley Pilarski, who works at GM. The link is in this episode's show notes. [16:41] This is a complimentary webinar and it is a chance for you to invite your friends who are in the legal profession, looking to transition to another role, to check out risk management and see what it's all about. The link is in this episode's notes. [16:58] Back to My Interview with Chris Willey of American Eagle FCU! The nine risk categories of American Eagle's ERM program are credit risk, interest rate risk, liquidity risk, transaction risk, compliance risk, concentration risk, strategic risk, reputation risk, and cyber risk. [17:44] American Eagle FCU started with the seven NCUA risks, and as cybercrime became prevalent, they added a category for cyber risk. When NCUA sent a letter on concentration risk, American Eagle FCU added a category for concentration risk. The people risk is upcoming. [18:32] Now all risks are counted equally, but they may start looking at weighted averages. That is still TBD. [19:25] American Eagle FCU has from 335 to 350 team members. The credit union is state-charted in Connecticut. They have members in Massachusetts but no branches in that state. They have no plans to charter in other states. [20:35] American Eagle FCU is trying to manage everything with a balanced approach, taking on more risk than before, and moving toward the center of the risk spectrum. The initiatives of their strategic plan involve a certain amount of risk and it will be OK. [21:34] To start an ERM program from scratch in 2024 you need executive buy-in. The tone from the top is important. American Eagle FCU started at the management level and once it was running well, they brought the board of directors into it. [22:01] Chris explains how strategic initiatives, projects, budgets, finances, and reputation were KRI measures that were reported to the board twice a year. [22:52] Two of the three 2023 honorees of distinction, American Eagle FCU and Sterling Bank and Trust, are in the banking sector, which speaks to what ERM can do for banking. [23:21] With interest rates as they are, it's a good idea for a bank to have an ERM program to help navigate these times, whether interest rates are going up or down. Risk management is very basic to every financial institution, whether or not it is ERM. [24:36] Justin remembers that there was no risk manager at Silicon Valley Bank. RIMS believes that every organization, regardless of its size, should have a dedicated risk professional. Chris thought at the time there were going to be a lot of risk management positions opening up. [25:36] It is prudent to have a risk professional. They bring insight to your thinking that you may never have considered. The American Eagle FCU ERM program uses Key Risk Indicators. You want leading KRIs to pinpoint problems that are up and coming. Look forward, not back. [26:29] ERM can help the risk profession greatly. In the cyber area, everyone has data they need to protect. If you have an ERM program looking at some of the risks in the cyber area, you might be able to create a better environment and protect against all the threats out there. [27:08] Threats are not going to stop. They will continue to get worse. American Eagle ERM makes decisions based on its ERM program. They do business-level risk assessments to help business owners understand how to stay within their risk tolerance level. [27:51] ERM is language and knowledge from which every organization can benefit. [27:57] October is Cybersecurity Awareness Month. American Eagle FCU has participated in Cybersecurity Awareness Month for over a decade to educate team members on all kinds of cybersecurity issues and threats. [28:38] This year, the theme is Willy Wonka, with cyber security videos and activities for interactive learning. They issue their security training for the year for all team members. They also educate members with tips on social media, their newsletter, and their website. [29:45] American Eagle FCU is holding a fraud symposium for members. October at American Eagle FCU is a fun time. The CFO dresses as WIlly Wonka and the ERM team members are Oompa Loompas. They do short videos throughout the month about what's coming up. [31:41] Chris, it is wonderful to see you. I appreciate all your time and your wonderful insight. It speaks to the banking sector and the broader risk community. There's a lot that our listeners can learn from this episode. Congratulations again on the 2023 RIMS ERM Award of Distinction! [32:09] Special thanks again to Chris Willey of American Eagle FCU for joining us here on RIMScast! Check out the episode's show notes for more resources about cybersecurity and the 10 risks we discussed during the interview.  [32:24] More RIMS Plugs! The RIMS ERM Conference 2024 will be held in Boston, Massachusetts on November 18th and 19th. Register today at RIMS.org/ERM2024! [32:40] The RIMS App is available to RIMS members exclusively. Go to the App Store and download the RIMS App with all sorts of RIMS resources and coverage. It's different from the RIMS Events App. Everyone loves the RIMS App! [33:13] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [33:58] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [34:15] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [34:32] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [34:46] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [34:54] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS ERM Conference 2024 will be in Boston, MA Nov. 18‒19 | Register Now RIMS DEI Council RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS Strategic & Enterprise Risk Center NEW FOR MEMBERS! RIMS Mobile App The Strategic and Enterprise Risk Center RIMS-CRMP Stories — New interview featuring Dan Elliott!  Submit Your Nomination for 2025 Risk Manager of the Year — Part I is due on Oct. 31! International Cybersecurity Awareness Month RIMS Webinars: “If I Leave the Law — A Webcast Series: Landing a Nonlegal Job in Insurance Industry: Risk Management, Brokerage, Claims, & Advisory” | Presented by ex judicata | Oct. 22, 2024 “From AI to the SEC: The Future of D&O Litigation and Regulatory Exposures” | Sponsored by Hub International | Oct. 24, 2024 “Mastering Property Renewals: Strategies for Success in 2025 with Risk Engineering” | Sponsored by Global Risk Consultants, a TÜV SÜD Company | Oct. 31, 2024 “Lessons from Veterans on Strategic Risk Leadership” | Presented by RIMS | Nov. 4, 2024 “Risk Perception and Management: Insights for a Changing Landscape” | Sponsored by Marsh | Nov. 14, 2024 “Staying Vigilant: 7 Practical Tips for Ongoing Third-Party Risk Monitoring” | Sponsored by OneTrust | Dec. 12, 2024 RIMS.org/Webinars   Upcoming Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA (Virtual) November 14‒15, 2024 | 9:00 am‒4:00 pm SGT — Register by Nov. 7. Applying and Integrating ERM | Dec 4‒5 Captives as an Alternate Risk Financing Technique | Dec. 17‒18 See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Big Shifts with John Hagel, ERM Conference Keynote” “Applying ERM Theory with Elise Farnham” “Maintaining an Award-Winning ERM Program with Michael Zuraw”   Sponsored RIMScast Episodes: “RMIS Innovation with Archer” | Sponsored by Archer (New!) “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich (New!) “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer “Alliant's P&C Outlook For 2024” | Sponsored by Alliant “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Chris Willey, VP of Enterprise Risk Management at American Eagle Financial Credit Union The American Eagle FCU ERM top risk categories: Credit Risk Interest Rate Risk Liquidity Risk Transaction Risk Compliance Risk Concentration Risk Strategic Risk Reputation Risk Cyber Risk Coming soon: People Risk Social Shareables (Edited For Social Media Use): Our CFO and others in our organization put in additional monitoring tools. That's what the ERM Program does. It says, “Hey, we've got a potential issue or higher risk.” It's a call to action to ask, "What are we going to do differently to mitigate the risk?" — Chris Willey   It's hard to benchmark one ERM Program to the next. It's different, based on your risk tolerances and the way you run your business. — Chris Willey   If we want to grow, give back to the community, and do all the initiatives we would like to with our strategic plan, we are going to have to take more risk, and it's going to be OK. — Chris Willey   Threats are not going to stop. They are going to continue and get worse. We make decisions based on our ERM program. We do business-level risk assessments and get the business owners involved so they understand what their tolerance levels are. — Chris Willey

Join us as we talk with Kate Webster, a Financial Risk Analyst at JP Morgan, about her role in reviewing and managing the risks associated with client investments.

A curtailed 2026 Commonwealth Games in Glasgow would carry "a reputation risk as well as financial risk" - that's the advice from the Scottish government as the debate continues about where the next Games will be held. A replacement host for the Games was needed after the Australian state of Victoria withdrew because of rising costs. Time is running out and Scotland's government said it's still weeks away from a hosting decision and is questioning if it can deliver the event on time, sports reporter Felicity Reid spoke to Anna Thomas.

In today's episode, we'll hear from Craig Jeffery about payment security assessments—what they are, who conducts them, and why they are crucial for your business. Listen in to learn more.

It can be scary to open a business. Dr. Maddy talks you through some of the risks of opening your cash pay clinic and why they should not hold you back!

In this episode, Craig Jeffery and Paul Galloway discuss the critical but often overlooked issue of counterparty risk in treasury operations. They explore common risk scenarios, why they matter, and how companies manage–or neglect–this risk. Listen in to learn more.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2847: Vicki Cook and Amy Blacklock emphasize the importance of self-education and continuous learning in investing. They recommend using diverse resources and tools to understand financial risk tolerance and taking informed actions to build wealth confidently. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "Educate yourself in anything of interest, and never invest your hard-earned cash in something you don't understand." "Your money 'story' and emotions will impact the decisions you make now and in the future." "The important thing is you'll be making decisions about how to invest for your future. Rather than being afraid to take action." Episode references: The Simple Path To Wealth by J.L. Collins: https://www.amazon.com/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2847: Vicki Cook and Amy Blacklock emphasize the importance of self-education and continuous learning in investing. They recommend using diverse resources and tools to understand financial risk tolerance and taking informed actions to build wealth confidently. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "Educate yourself in anything of interest, and never invest your hard-earned cash in something you don't understand." "Your money 'story' and emotions will impact the decisions you make now and in the future." "The important thing is you'll be making decisions about how to invest for your future. Rather than being afraid to take action." Episode references: The Simple Path To Wealth by J.L. Collins: https://www.amazon.com/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2847: Vicki Cook and Amy Blacklock emphasize the importance of self-education and continuous learning in investing. They recommend using diverse resources and tools to understand financial risk tolerance and taking informed actions to build wealth confidently. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "Educate yourself in anything of interest, and never invest your hard-earned cash in something you don't understand." "Your money 'story' and emotions will impact the decisions you make now and in the future." "The important thing is you'll be making decisions about how to invest for your future. Rather than being afraid to take action." Episode references: The Simple Path To Wealth by J.L. Collins: https://www.amazon.com/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2846: Vicki Cook and Amy Blacklock from WomenWhoMoney.com explain the significance of taking financial risks to build long-term wealth. They stress that relying solely on savings can lead to diminished buying power due to inflation, and outline strategies to balance risk and return to achieve financial goals, regardless of one's current financial situation. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "Building your own financial house must be a priority." "Your future self will thank you when your net worth grows along with your confidence." "Putting all your (financial) eggs in one basket isn't a wise thing to do." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2846: Vicki Cook and Amy Blacklock from WomenWhoMoney.com explain the significance of taking financial risks to build long-term wealth. They stress that relying solely on savings can lead to diminished buying power due to inflation, and outline strategies to balance risk and return to achieve financial goals, regardless of one's current financial situation. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "Building your own financial house must be a priority." "Your future self will thank you when your net worth grows along with your confidence." "Putting all your (financial) eggs in one basket isn't a wise thing to do." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2846: Vicki Cook and Amy Blacklock from WomenWhoMoney.com explain the significance of taking financial risks to build long-term wealth. They stress that relying solely on savings can lead to diminished buying power due to inflation, and outline strategies to balance risk and return to achieve financial goals, regardless of one's current financial situation. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "Building your own financial house must be a priority." "Your future self will thank you when your net worth grows along with your confidence." "Putting all your (financial) eggs in one basket isn't a wise thing to do." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's podcast, Ron Chakravarti from Citi discusses the Citi Treasury Diagnostic and what defines a leading treasury. Ron also shares insights on creating a top-tier treasury environment, emphasizing the importance of secure funding, compliance, risk management, and operational excellence. Listen in to learn more.   

In this episode, we explore how spa owners can blend intuition with data to make smarter financial decisions. We'll debunk common misconceptions like hiring more staff or adding new services to boost profits and discuss why data is crucial in validating your gut feelings. Learn practical steps to integrate data into your decision-making process, tools to analyze your spa's performance, and how to maintain a balance between heart and strategy. Ready to lead your spa with confidence? Tune in now! Read the blog! ➡️

In this episode of the Tactical Empire Podcast, Jeff Smith and Shawn Rider discuss alternative investment strategies and highlight the pitfalls of traditional stock market investments. They emphasize the importance of financial education, advocating for investments in real assets and high early cash value life insurance over the traditional 401ks and mutual funds. The conversation delves into the risks and limitations of relying on the stock market for long-term wealth, proposing that real estate and other tangible assets offer better financial security and cash flow. They also cover the benefits of life insurance policies, including guaranteed returns and death benefits, as critical components of a comprehensive financial plan. The episode serves as a guide for anyone looking to achieve financial freedom and create wealth in the short, medium, and long term.Chapters: 00:00 Introduction: Fighting Back Against Mediocrity00:33 Meet Shawn Rider: Family and Travel03:23 The Importance of Choices03:40 Investing Strategies: Stock Market vs. Hard Assets06:03 The Risks of Stock Market Investments12:11 Alternative Investment Strategies20:03 The Power of Life Insurance31:02 Conclusion: Achieving Financial FreedomYou can connect with Shawn Rider on Facebook and Instagram. If what you heard resonated with you, you can find Jeff on Instagram, Facebook. If you're interested you can visit The Tactical Empire's website https://www.thetacticalempire.com/home-4169. And don't forget to visit us on Apple Podcasts to leave a review and let us know what you think! Your feedback keeps us going. Thanks for helping us spread the word!

Phil Geiger is the Vice President of Product Marketing at Unchained, a prominent Bitcoin financial services company. Before joining Unchained, he actively introduced Bitcoin to newcomers by explaining its underlying economics. His efforts included giving educational presentations for beginners, offering one-on-one consulting, writing featured articles for various publications, and engaging in discussions about Bitcoin and cryptocurrency on social media. → Follow Phil on https://x.com/phil_geiger

A few months ago, I raised a low 6-figure investment for Podscan. Here's the conversation between me and my investor, @tylertringas, that happened just before I signed the contract.You usually don't get to listen in for one of those. Today, you will.Tyler and I discuss how the Calm Company Fund navigates the alignment challenge between founders and investors, what makes a business like Podscan investable, and the risks of funding a portfolio of niche bootstrapped businesses.Tyler on X: https://x.com/tylertringas00:00:00 Bootstrapper-Compatible Funding00:06:23 Profit Sharing and Standardizing Investment Agreements00:12:53 Investor-Founder Alignment & Site Projects00:22:30 Side Project Management in Investments00:28:18 Early Stage Financing Investment Considerations00:40:50 Valuation and Investment Strategy Art00:48:19 Entrepreneurial Collaboration and Forward PlanningThis episode is sponsored by Acquire.comThe blog post: https://thebootstrappedfounder.com/negotiating-bootstrapper-funding-with-tyler-tringas/ The podcast episode: https://tbf.fm/episodes/328-negotiating-bootstrapper-funding-with-tyler-tringas You'll find my weekly article on my blog: https://thebootstrappedfounder.comPodcast: https://thebootstrappedfounder.com/podcastNewsletter: https://thebootstrappedfounder.com/newsletterMy book Zero to Sold: https://zerotosold.com/My book The Embedded Entrepreneur: https://embeddedentrepreneur.com/My course Find Your Following: https://findyourfollowing.comHere are a few tools I use. Using my affiliate links will support my work at no additional cost to you.- Notion (which I use to organize, write, coordinate, and archive my podcast + newsletter): https://affiliate.notion.so/465mv1536drx- Riverside.fm (that's what I recorded this episode with): https://riverside.fm/?via=arvid- TweetHunter (for speedy scheduling and writing Tweets): http://tweethunter.io/?via=arvid- HypeFury (for massive Twitter analytics and scheduling): https://hypefury.com/?via=arvid60- AudioPen (for taking voice notes and getting amazing summaries): https://audiopen.ai/?aff=PXErZ- Descript (for word-based video editing, subtitles, and clips): https://www.descript.com/?lmref=3cf39Q- ConvertKit (for email lists, newsletters, even finding sponsors): https://convertkit.com?lmref=bN9CZw

This week's conversation covers a range of topics including Memorial Day weekend, teaching a dog to swim, risky business, cutting down trees, and summer fashion. The Catherine and Sean discuss their experiences and share insights on these diverse subjects. The conversation covers a wide range of topics, including summer fashion, job site risks, and risk management. It delves into the challenges of summer fashion choices, the idea of implementing a fun Friday dress code, and the use of innovative clothing and accessories to beat the heat. It also explores the concept of risk-taking on job sites, the importance of safety measures, and the balance between autonomy and safety compliance. The conversation provides insights into the multifaceted nature of risk management and the need for a balanced approach to risk assessment. The conversation covers the topics of personal safety, financial risk, and business strategy risk. It delves into the decision-making process and the impact of risk-taking on personal and professional development.

Financial risk management - what it means, and what you can do about it.   What is Financial Risk Management? Risk Management Techniques: Avoidance, Retention, Sharing, Transferring, Loss Prevention & Reduction Investment Approaches: Bonds, Derivatives, Options/Futures, Diverisification, Asset Allocation, Position Sizing, Risk Management Psychology: loss aversion The Cost of risk   Financial Risk Management Article: https://www.investopedia.com/terms/r/riskmanagement.asp   We tackle these questions on this episode of Through The Pines…   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while foraging berries, this is Through the Pines… On this episode we explore what to do when receiving an inheritance   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com   2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -   Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/   Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2024   #podcast #money #wealth #retirement #financialplanning #finances #insurance #risk #riskmanagement

Abraham Lincoln once said, “By failing to prepare, you are preparing to fail”. So why do well-known risk managements models fail to predict major events? Is it possible to know when and where the next crisis will come from? And how can we be better prepared? In this episode of 2050 Investors, host Kokou Agbo-Bloua explores the theory of Black Swans, created by Nassim Nicholas Taleb, and its relevance to sustainability, climate change, and financial markets.Delving into the world of the unexpected, he draws parallels between the dramatic twists and turns of Tchaikovsky's "Swan Lake" and the unpredictability of life and finance, to investigate how sudden, unforeseen events—Black Swans—impact markets and our globalized world. Kokou explains how these rare events, like the 2008 financial crisis and the recent COVID-19 pandemic, reshape financial landscapes.In the context of climate change, these black swans are rebranded as ‘Green Swans', symbolizing the increasing frequency and severity of climate events such as floods, heat waves, and wildfires. Join host Kokou Agbo-Bloua as he assesses the impact of these Green Swans on our ability to manage risks and how they pose significant challenges for our economies and sustainability efforts. Kokou also emphasizes the importance of understanding the limitations of traditional risk management models and adapt in a rapidly changing world.Lastly, he explores how the principles of antifragility, another term coined by Taleb, can help systems benefit from external stressors, making them more resilient in the face of volatility and uncertainty.About this showWelcome to 2050 Investors, your monthly guide to understanding the intricate connections between finance, globalisation, and ESG.Join host Kokou Agbo-Bloua, Head of Economics, Cross-Asset & Quant Research at Societe Generale, for an exploration of the economic and market megatrends shaping the present and future, and how these trends might influence our progress to meeting 2050's challenging global sustainability targets.In each episode, Kokou deep-dives into the events impacting the economy, financial markets, the planet, and society. Through a magical blend of personal anecdotes, in-depth research and narratives overlaid with music, sound effects, and pop culture references, there's certainly something for everyone.Kokou also interviews industry-leading experts, personalities, entrepreneurs and even Nobel prize winners! You will learn from the best on a wide range of subjects on current affairs, market shifts, and economic developments.If you like 2050 Investors, please leave a five-star review on Apple Podcasts or Spotify. Your support will help us spread the word and reach new audiences. If you're seeking a brief and entertaining overview of market-related topics and their business and societal implications, subscribe now to stay informed!Previous episodes of 2050 Investors have explored ESG, climate change, AI, greenflation, globalization, plastic pollution, food, healthcare, biodiversity and more.CreditsPresenter & Writer: Kokou Agbo-Bloua. Editors: Vincent Nickelsen, Jovaney Ashman, Linda Isker. Production Designer: Emmanuel Minelle, Radio K7 Creative. Executive Producer : Fanny Giniès. Sound Director: Marc Valenduc. Music: Rone. Graphic Design: Cédric Cazaly.Whilst the following podcast discusses the financial markets, it does not recommend any particular investment decision. If you are unsure of the merits of any investment decision, please seek professional advice.Hosted by Ausha. See ausha.co/privacy-policy for more information.

Financial risk management - what it means, and what you can do about it.   What is Financial Risk Management? Risk Management Techniques: Avoidance, Retention, Sharing, Transferring, Loss Prevention & Reduction Investment Approaches: Bonds, Derivatives, Options/Futures, Diverisification, Asset Allocation, Position Sizing, Risk Management Psychology: loss aversion The Cost of risk   Financial Risk Management Article: https://www.investopedia.com/terms/r/riskmanagement.asp   We tackle these questions on this episode of Through The Pines…   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while foraging berries, this is Through the Pines… On this episode we explore what to do when receiving an inheritance   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com   2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -   Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/   Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2024

It's hard to believe that it's been over two years since we last heard Tiffany on the podcast! So needless to say, she has a lot of updates about Confetti Castle's expansions to their staff and offerings. And it was so nice to hear how she's done it while outsourcing, meaning she's been able to grow the business without having to put more in her own workload. Before we talk about the financial considerations around adding marquees into the business, we also talk about what kinds of sales can cover expenses, raising prices and renting vs. buying space. Then Tiffany and I realized some of the same struggles that can happen when working at the mercy of other marquee providers and she shares with us some of the financial analysis she did to determine that marquees should become a part of her business, too. She also had a great idea about how to work marquees into donation requests! Our conversation about staffing and outsourcing was really interesting, too. We talk about micromanaging vs. giving people autonomy, finding ways to save time and identifying which tasks will turn into the most profit - for both the business owners and employees. Then we wrap up with some thoughts around exit plans, which I've recognized as something not talked about in our industry enough. Thanks so much to Tiffany for coming back on to share more of her experience and wisdom! And in the UGlu Hotline, I answer a question about working in environments with a lot of static.      Thank you to PremiumConwin for sponsoring our monthly "throwback" episode!   RESOURCES MENTIONED: 17hats (get 50% off your 1st year)  Balloon Suite  Havin' A Party Wholesale (save 5% with code BRIGHT)  UGlu by Pro Tapes (save 5% at Havin' A Party with code BRIGHT)  Call into the UGlu Hotline to ask a question or leave advice! (262) 221-8514 ‬Balloon Boss Mastermind & Summit   PremiumConwin  2024 Bright Balloon Business Planner  ALOFT (save $10 with code BRIGHT) The Balloon Guild (save 20% with code WeLoveSara20)  @confetticastle  - - - - Join the book club  50 Ideas for Email Marketing | Join the Bright Balloon email list  courses | templates | planner  @thebrightballoon  The Bright Balloon on YouTube 

In today's podcast, we'll hear from Paul Galloway, Senior Director, Advisory Services at Strategic Treasurer on what Capital Management is, why the structure matters, and optimization. Listen in to learn more.     

What effect will AI have on financial risk management? How will financial institutions change and what impact will it have on consumers? Sandeep Maira, Founder & CTO of Raven Risk Intelligence, joins us to discuss the future of financial risk management with AI and how it'll affect us all.Newsletter: Sign up for our free daily newsletterMore on this Episode: Episode PageJoin the discussion: Ask Sandeep and Jordan questions about AI and financial riskUpcoming Episodes: Check out the upcoming Everyday AI Livestream lineupWebsite: YourEverydayAI.comEmail The Show: info@youreverydayai.comConnect with Jordan on LinkedInTimestamps:[00:01:35] Daily AI news[00:04:20] About Sandeep and Raven Risk Intelligence[00:08:15] How AI changes financial risk management[00:15:30] Challenges of adding GenAI to financial risk[00:25:15] The impact AI has on consumers[00:28:00] Final takeawayTopics Covered in This Episode:1. Current State of Financial Risk Management2. AI and Financial Risk Management3. Challenges and Opportunities in AI Implementation4. The Future of AI in Risk ManagementKeywords:film industry, creative individuals, break in, reach large audiences, internet, job opportunities, SEO, keywords, productivity, tools, advantage, open capabilities, language models, data sets, credit, access to credit, minority populations, traditional credit history, financial risk management, financial institutions, consumers, commercial credit lending, credit analysts, borrower, business strategy, management strength, competitive threats, automate, creditworthiness, dynamic information, unstructured data, narrow approach, tabular format models, real-time events, economy, human judgment, decision-making, large language models, reinforcement learning, inaccurate model outputs, human oversight, regulated finance, machine learning, human inputs, consumer credit, explainability, deep neural networks, traceability, success of AI implementation, turnover, tedious tasks, actors' jobs, interconnectivity, risk analytics, Raven Risk Intelligence, collapse of Silicon Valley Bank, structured data, macroeconomic indicators, automated tools, unstructured data, risk management techniques, ChatGPT updates, knowledge cutoff date, all tools mode, photos, PDFs, DALL E images Get more out of ChatGPT by learning our PPP method in this live, interactive and free training! Sign up now: https://youreverydayai.com/ppp-registration/