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In this episode of Retirement For Living, JoePat Roop discusses the distinction between being rich and being wealthy, emphasizing that true wealth encompasses health, family, and peace of mind rather than just financial assets. He explores the gradual transition into retirement, the importance of customized retirement planning, and the significant role taxes play in retirement expenses. Additionally, he highlights the necessity of planning for long-term care to avoid financial devastation during retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
How do the odds of success compare: Vegas or the stock market? You may be surprised. Like this episode? Hit that Follow button and never miss an episode!
Raj Shah, Rick Borek, and co-host Doug Turnbull talk about the impending summer travel season and how easily people can let things slide. Raj and Rick explain why checking in with an advisor in the mid-year, or getting a second look at a portfolio from SC Wealth Advisors, is crucial. They share about the different tweaks to strategies, tax-efficient moves, and growing hidden fees that people can miss without repeated maintenance. If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494. Hear “Unleash Your Wealth” every Saturday at 7a and 2p on WIND AM560. Also, hear the weekly “Unleash Your Wealth” podcast on Apple, Spotify, and here: https://scwealthadvisors.com/media/ . And connect with SC Wealth Advisors on social media: Facebook YouTube LinkedInSee omnystudio.com/listener for privacy information.
On this episode: Buy and hold. Keep politics out of your investing. Don’t lose money. Can we still follow Warren Buffett’s advice? The huge unseen financial bill in retirement. Many baby boomers are rolling out of their IRAs and 401(k)s. Watch out for these missteps. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
In this episode of This Week in Pharmacy for May 16th, 2025, Pharmacy Podcast Network founder Todd Eury is joined by his co-host Dr. Ryan Paul Liabenow, PhD, CEO of Mango Health as they review TWIRx News. Our first segment, we explore the transformative potential of the Long-Term Care at Home (LTC@Home) pharmacy model. As healthcare shifts towards home-based care, pharmacies have a unique opportunity to expand their services beyond traditional settings. Key Discussion Points: Strategic Partnership Spotlight: We delve into the recent collaboration between RxSafe/Eyecon, PharmaComplete, and the LTC@Home Pharmacy Network. This alliance aims to revolutionize pharmacy operations through automation and expert consulting, enhancing patient care in the LTC@Home space. Expert Insights: Paul Shelton, founder of PharmaComplete and co-founder of the LTC@Home Pharmacy Network, shares his extensive experience in pharmacy operations and discusses strategies for pharmacies to successfully implement LTC@Home services. Automation in Focus: We examine how RxSafe's Eyecon technology, including RapidPakRx and RapidCardRx, is streamlining compliance packaging and improving workflow efficiency for pharmacies transitioning to the LTC@Home model. Business Transformation: Learn how integrating LTC@Home services can lead to increased prescription volumes, enhanced patient outcomes, and new revenue streams for pharmacies. Why This Matters: The LTC@Home model represents a significant shift in pharmacy services, aligning with the broader trend of patient-centered, home-based care. By adopting this model, pharmacies can play a pivotal role in reducing hospitalizations and improving the quality of life for patients requiring long-term care. On the second feature, we spotlight a remarkable family legacy that's shaped community pharmacy in Salt Lake City for over 70 years. We're talking about Jolley's Compounding Pharmacy—a third-generation, family-owned pharmacy that continues to blend tradition with innovation. From the pioneering vision of Joel Jolley in 1954 to the modern leadership of Dean Jolley, R.Ph., and now Dr. Benjamin Jolley, the Jolley family has remained committed to personalized care, compounding excellence, and pharmacist-driven leadership. Ben is joined by his sister, Megan Jolley Milne, PharmD, BCACP, entrepreneur and CEO of Nutranize. This Episode is sponsored by Independent Pharmacy Cooperative (IPC) and Eyecon RxSafe. Connect with Us: For more insights and updates, follow This Week in Pharmacy on LinkedIn and Twitter.
Marty discusses various economic indicators that may signal a recession, both conventional and unconventional. He emphasizes the importance of understanding these indicators to make informed financial decisions. The discussion also covers the significance of diversifying income streams, maintaining emergency funds, and avoiding common retirement planning mistakes. Marty highlights the necessity of strategic tax planning and the importance of long-term retirement strategies tailored to individual needs. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.
Today we answer Jeff's question about using home equity to pay for end-of-life care — from tapping into equity for in-home support to selling the home to cover nursing home costs. In high-cost states like California, many seniors are house rich and cash poor, and this episode explores strategies to help families navigate that challenge. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.
Roger Loomis and Steve Schoonveld discuss the state of the Long-Term Care Insurance industry and the opportunities to modernize products and broaden coverage.
Big News: The Sin of Retirement is Almost Here! We're almost there—my first book, The Sin of Retirement, goes live next week! The website and introduction will be up by the end of the week, and I couldn't be more excited to share this with you. It's been a long journey, but the message is timely, the research is deep, and the feedback so far has been incredible. A Rare Admission (and a Correction) In an unprecedented move… I have to admit I was wrong. I had projected mid-June for the resolution of the ongoing tariff negotiations—but the timeline has moved up. With a US-China deal now in the works, we may see these talks wrapped up much sooner than expected. The Market Outlook: Still Bullish Despite that hiccup, the outlook remains very strong. Here's what we're seeing: New lower budget: That's breathing room for both businesses and individuals. Tax bill updates: More favorable conditions could be ahead. Inflation? Finally showing signs of a slow and steady retreat. Put it all together, and we still see strong markets through the end of the year. Plenty of room for growth—and opportunity. Listener Spotlight: Who Should Buy Long-Term Care Insurance? One of our top listener questions this week: Who really needs long-term care insurance? David dives into the history of long-term care coverage and how it's evolved over the years. He breaks down: What long-term care actually covers Who benefits most from it Key factors to consider when deciding whether it's right for you If you've ever wondered whether LTC is worth it—or just another insurance upsell—this week's discussion is for you.
Episode Summary: In this episode of Practice Growth HQ, I speak with Matt McCann about using media to grow your practice. Matt is a seasoned media professional, with a background in radio, political consulting, and long-term healthcare. He is the publisher of LTC News, a leading consumer-focused website on health, caregiving, and aging. In this episode, Matt shares powerful strategies for leveraging media to connect with your audience without stepping in front of a camera. He also highlights practical tips for establishing yourself as a local expert. If you're ready to boost your credibility and attract more patients, you can't afford to miss this episode! What you'll learn: (04:30) Why finding your communication strength is the first step (09:45) Identifying your audience for maximum media impact (11:30) How to establish yourself as a local expert (13:20) Practical tips for getting your message in the media (26:00) How to use social platforms like Facebook, Instagram, and Twitter for credibility Plus loads more! Links and Resources: Website: LTC News
In this episode of The Art of Money, Art McPherson discusses the impact of market volatility on retirement planning, particularly for those nearing retirement. He emphasizes the importance of de-risking portfolios and balancing investments in stocks and safer assets. The conversation also covers the role of financial advisors versus coaches, the complexities of social security benefits, and the necessity of planning for long-term care costs. Additionally, Art shares insights from an interview with The Goo Goo Dolls, highlighting the evolution of the music industry and the importance of adapting to change. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
In this Episode of Pickleball Today we have an extensive conversation the Brad Robins. Brad is the co founder of Kitchen Blockers. Kitchen Blockers are a unique type of pickleball eyewear. Brad has a fascinating back story, and career helping launch both Apple and Facebook. In addition he has represented, managed, and guided many pro athlete, and has owned an Ontario based hockey team. Chapters 00:00 Introduction 03:08 Major League Pickleball Highlights and Controversies 09:01 Local Youth Paddle Donations 11:55 Introducing Brad Robbins and Kitchen Blockers 1 4:49 Brad Robbins' Background and Experience including Apple and Facebook Startups 39:08 The Development and Evolution of Kitchen Blockers 56:21 Discount Code and Where to Buy ENTER OUR PADDLE GIVEAWAY CONTEST AT https://pickleballtoday.co/WIN Brands in this Show Kitchen Blockers - 10% Discount Code: PBToday10 https://kitchenblockers.com Other Brands we really like and support. Six Zero Pickleball - 10% off and Free Shipping on Orders over $100 Shipped from Canada for Canadians, and US for Others Code: PICKLEBALLTODAY https://pickleballtoday.co/six-zero CRBN Pickleball - 10% discount Code: CRBNJOHN https://crbnpickleball.com/ Holbrook Pickleball Paddles - 15% Discount Code: PBToday https://pickleballtoday.co/holbrook Bread & Butter Pickleball - 15% Discount Code: PBToday https://pickleballtoday.co/bnb 11Six24 Paddles - 10% discount Code: PBToday https://11six24.com Vatic Pro Paddles - 10% Discount Code: PBToday https://pickleballtoday.co/vatic-pro Volair Pickleball - 10% Discount Code: PBTODAY https://pickleballtoday.co/volair Diadem Pickleball - 10% discount Code: Supasenpai10 https:///diademsports.com Crown Pickleball - Balls, Paddles, Gear 15% Discount Code: PBTODAY https://pickleballtoday.co/crown All commissions earned from out channel go to support Patrick's wife Long Term Care.Show Links This Episode:
Raj Shah and Rick Borek, alongside new co-host Doug Turnbull, discuss the ups and downs of the stock market and the questions clients have been asking at SC Wealth Advisors. Raj and Rick explain how proper retirement plans need to account for off years. They also talk about risk tolerance and how they gauge it and how, over time, the market is generally up. Then they share how their shared over 55 years of experience helps them make informed, objective decisions on behalf of their clients. For more information or to schedule a complimentary second look at your portfolio with SC Wealth Advisors, visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. See omnystudio.com/listener for privacy information.
In this episode of the Retirement Playbook, Granger Hughes discusses the importance of having a customized retirement strategy. He will explore various topics including market volatility, the role of financial coaches versus advisors, the significance of annuities, and the need for proper income planning. The conversation emphasizes the necessity of planning for long-term care and inflation, as well as finding purpose after retirement. The Hughes Retirement Group advocates for a personalized approach to retirement planning, ensuring that each individual's unique circumstances are taken into account. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/ See omnystudio.com/listener for privacy information.
①China certifies first group of long-term care specialists②Cats, dogs allowed to ride on Hong Kong's light rail connecting communities③China's marine tourism sector reports robust growth in Q1④China sets up 903 national wetland parks over past 2 decades⑤Chinese researchers develop band-aid for organs, facilitating drug delivery⑥Chinese researchers create remote sensing data completion model
All Home Care Matters and our host, Lance A. Slatton were honored to welcome filmmaker and long-term care advocate Peter Murphy Lewis as guest to the show. About Peter Murphy Lewis: Peter Murphy Lewis is a documentary filmmaker, CNA, and long-term care advocate & founder of Strategic Pete who uses storytelling to spotlight the unsung heroes of caregiving. He is the creator of the docuseries People Worth Caring About, which reveals the real human stories behind the caregiving crisis in America. With a background in marketing and content strategy, Peter brings a unique blend of empathy and clarity to both film and business. He's also the founder of Strategic Pete, a boutique consultancy helping mission-driven organizations grow through storytelling and scalable marketing systems. His work has been featured in Care.com, Provider Magazine, Becker's Healthcare, McKnight's, and more. Peter lives next to a zoo in Kansas, sleeps in a hammock under the stars, and spends his mornings teaching his 8-year-old son to golf.
On this episode: Some studies say people would rather die than run out of money. Golden Reserve can help with our Income Forecast. The "rich guys" sold stock to bolster their cash reserves. Should you do the same? Long Term Care policies are expensive, and the rates keep going up. What can you do? See omnystudio.com/listener for privacy information.
On this episode: Some say we’re on the verge of a recession, some say otherwise. Is your portfolio ready for whatever the Market does next? What is a riskier proposition: Gambling in Vegas or being heavily invested in the Stock Market? Is Your Retirement Plan Ready for Long-Term Care Challenges? Bill Murray doesn't care for this particular fee. See omnystudio.com/listener for privacy information.
If you would like to work with Christian on your Medicare Health Plan, we currently work with people in 45 states. Those are the states we currently are licensed in. Christian and Christian Brindle Insurance Services represents many of the top insurance companies in the Medicare industry. Contact us for more information:➡️Our Site: https://https://www.christianbrindleinsuranceservices.com/ ✅Call (801)-255-5340.
Send us a textThis week, Paul and Anna talk with Long Term Care expert Charlie Mabry about why more folks should be considering this solution early in life. Charlie shares how the long term care insurance industry has evolved into what is the most dynamic solution we have seen in its history. They end the episode discussing their 2025 college football hot takes.More on Carlie's organization can be found here:https://www.totaliscbs.com/Music in this episode is Pelicans by Joe Cooney. Check him out on instagram @cooney.tunes !!Follow us on Instagram! @work_dad_podcast
This week we hear from America’s Wealth Coach and bestselling author Pete D’Arruda. He’s got taxes on his mind. Joe Murphy has insites from this week in the market. Greg Berrian tackles Medicare and standard health care and helps us navigate through them. Kevin Brucher introduces us to a site called charity navigator and how you can use it to make sure your money is going to the best charity for you. A new Brokers Behaving Badly that we call from Texas Dudes to Texas Toast. To learn more visit Financial Pizza. For information on creating your own podcast visit Broadcasting Experts.See omnystudio.com/listener for privacy information.
#SafeMoney #JonHeischmanSr #LongTermCareIn this replay episode, host Jon Heischman, Senior discusses how to make long term care part of your retirement planning.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.This show originally aired October 16, 2022.
Marty covers financial planning strategies for uncertain economic times, emphasizing the importance of preparation and mindset. The discussion also covers inflation's impact on retirement and the balance between cash management and investment strategies. Marty discusses the importance of wise investing for retirement, emphasizing the need to protect savings and avoid unnecessary risks. He highlights the unique financial challenges women face, including the wage gap and longevity issues, and offers strategies to overcome these obstacles. The discussion also touches on the significance of having a solid financial plan, the role of risk aversion in investment strategies, and concludes with light-hearted mom-isms that provide timeless financial wisdom. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.
Deborah Kimmett realizes she should've saved more for retirement! Today we're shining our spotlight on the writer, speaker, Governor General Award nominee, and Leacock Award finalist from the 20th anniversary of CBC's comedy gala Accent on Toronto.
Send us a textSchedule an Rx AssessmentIs Your Pharmacy Prepared for a Cyberattack?In this episode of The Bottom Line Pharmacy Podcast, Scotty Sykes, CPA, CFP and Austin Murray sit down with Trenton Thiede, President of PAAS National, to unpack the rising cybersecurity threats facing independent pharmacies and what owners must do to stay compliant and protected.We dive into everything from:HIPAA compliance updatesAI risks, multi-factor authentication, and risk assessmentsThe growing pressure of PBM audits and the need for strong advocacyClick here for the transcriptMore About Our Guest:Trenton Thiede is the President of PAAS National (Pharmacy Audit Assistance Service).Trenton started his journey working at Shopko, a community pharmacy, in 1999 for 15 years, holding positions as Pharmacy Manager and Regional Pharmacy Supervisor while completing his PharmD from UW-Madison and MBA from UW-Oshkosh.In 2013, Trenton took over Shopko's Long-Term Care division and helped divest it to KPH HealthCare (Kinney Drugs/HealthDirect).There, he helped grow their business throughout the Midwest, eventually servicing 20,000 beds in just under four years. In 2018, Trenton joined PAAS and oversees the daily operations as President.With his operations experience, Trent knows what's involved, and at stake, with pharmacy audits; taking pride in helping independent pharmacies win against ruthless PBMs.Learn more about Trenton and PAAS National:Trenton Thiede LinkedInPAAS National WebsitePAAS National FacebookPAAS National Twitter (X)PAAS National LinkedInStay up to date on new episodes by liking and subscribing!Check out all our social media:FacebookTwitterLinkedInScotty Sykes – CPA, CFP LinkedInScotty Sykes – CPA, CFP TwitterMore resources on this topic:Podcast – Fraud, Waste, and Abuse Audit UpdatesPodcast – Pharmacy Audit Master Class: Strategies for Audit Success
Most people don't like to think about their parents having sex, but their grandparents? Educator Mary Connell helps long-term care workers get comfortable with talking about the sexual needs of seniors, especially when it comes to issues around sexual health, dementia and consent.
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In this essential episode of the Senior Matters Podcast, host Mark E. Wight is joined by fiduciary financial advisor Scott Summerlin from Starlifter Wealth Management for a discussion about retirement planning, investment strategy, and the evolving needs of seniors. Scott brings over two decades of experience and holds both Series 7 and Series 66 licenses, giving him the expertise to offer personalized, relationship-based financial advice—free from commission-driven product sales. This episode opens with a clear explanation of what it means to be a fiduciary and why those standards matters so much, especially for retirees who are relying on fixed income, drawing down assets, and navigating unpredictable markets. Scott explains how the financial industry has shifted away from transactional sales to focus on long-term relationships and trust, and how that benefits clients over time. Listeners will gain valuable insight into the differences between pre-retirement and post-retirement financial strategies. Unlike younger investors who have decades to rebound from market dips, retirees must manage monthly withdrawals while preserving long-term value. Scott breaks down how market volatility impacts older investors and why timing and recovery windows matter more in retirement. The conversation also highlights the risks of DIY investing for seniors. From following outdated advice to misjudging market trends, Scott discusses why self-managing finances can be dangerous without a full understanding of evolving products, tax implications, and age-specific needs. He also notes how communication preferences shift with age, with many retirees needing more frequent and supportive interactions than younger clients. Scott and Mark discuss common investor behavior pitfalls, especially the urge to sell during downturns. Scott emphasizes the importance of staying invested and explains how professional investors outperform retail investors by about 3% annually, not through secret formulas, but through disciplined, long-term strategy and avoiding emotional decision-making. As inflation and taxes continue to affect retirees' purchasing power, Scott explores how conservative investments can actually lose money in real terms. He explains how Treasury bonds and diversified stock portfolios can help offset inflation if used strategically, while also balancing risk. This episode is a must-listen for retirees, pre-retirees, and anyone supporting aging family members. Whether you're worried about inflation, market fluctuations, or making your savings last, Scott Summerlin offers practical, expert guidance to help you make sound financial decisions in retirement.
In this conversation, Abe Ashton discusses the essential aspects of retirement planning, emphasizing the importance of understanding one's income needs, exploring hobbies and interests post-retirement, and making informed decisions about big purchases. He shares insights from client interactions, highlighting the need for proactive planning and the potential for retirees to enjoy their financial freedom without the burden of work. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.
On this episode: In retirement, should you be in the stock market at all? THIS could cost you $300 thousand or more in retirement. Uncle Sam looks at your 401(k) like a big juicy steak. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.
In this episode, Dr. Preston Cherry opens up the conversation Gen X needs to have—with their parents and grandparents. From healthcare decisions to family legacies, it's time to stop avoiding the tough talks and start planning with heart and clarity. Dr. Cherry shares how to begin these discussions, what documents matter most, and why talking now can save a lot of confusion later. It's not just about the money—it's about meaning, values, and dignity.Takeaways:• Start the Talk Early• Plan with Purpose• Protect Family Legacy• Secure Long-Term Care• Keep Dignity IntactWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/
In this episode, we're joined by special guest Nathan Sanow for an honest, insightful conversation on long-term care—what it is, why it matters, and why having a plan before you need it is one of the smartest financial decisions you can make. If you're in your 40s or 50s and haven't thought much about this yet, this episode is your wake-up call. We break down the myths, the costs, and the key considerations to help you start the conversation with confidence.
In Part 2 of our deep dive into the MDS process, Heart-to-Heart with HealthCap welcomes back MDS expert to unpack the most recent updates to the Minimum Data Set (MDS) as of October 1, 2023. Angie Szumlinski and Robin explore critical coding changes, penalties tied to incomplete assessments, challenges with Section GG, and how interdisciplinary teams can improve accuracy and resident outcomes. From quality measures to schizophrenia audits, this episode is packed with practical insights for senior living professionals navigating today's MDS landscape. Robin has also created a to support your learning!
In this conversation, Steve and Derrick from the Hoyl Financial Group discuss the complexities of retirement planning, particularly focusing on Roth conversions, economic uncertainties, and the evolving landscape of retirement strategies. They emphasize the importance of working with knowledgeable advisors to navigate tax implications, investment strategies, and the emotional aspects of financial decision-making. The discussion highlights the need for a comprehensive and adaptable retirement plan that considers longer lifespans and rising costs. Get Your Complimentary Retirement Analysis Social Media: Facebook I Twitter See omnystudio.com/listener for privacy information.
On this episode of Senior Matters, host Mark E. Wight speaks with Robert Vande Merwe, Executive Director of the Idaho Healthcare Association continue their conversation about major changes impacting senior care and healthcare providers in Idaho. Their conversation is based on the 2025 Idaho Legislative Session. Starting July 1, state regulations for nursing homes, hospitals, and home health agencies will be eliminated, shifting more responsibility to federal oversight. We discuss how these changes affect care quality, patient admissions, and facility inspections. Robert also addresses Idaho's nursing shortage and new delegation rules allowing LPNs to conduct focused assessments—offering temporary relief for overwhelmed RNs. The conversation rounds out with bold education initiatives including high school LPN programs and stackable credentials aimed at growing the healthcare workforce. Finally, Robert shares advocacy efforts around potential federal Medicaid cuts and their devastating implications for Idahoans. Whether you're a caregiver, senior, or healthcare worker, this is essential listening to stay informed on what's changing in Idaho's healthcare landscape. Listen to Part 1 of the podcast at
We're joined by Frances Reaves, who shares insights from her work in estate and Medicaid planning, on how to get your parents ready for long term care. Frances explains the importance of preparing for elder care before it's urgently needed, sharing her personal experience with her own parents and husband, who is currently navigating Alzheimer's care. The conversation dives into the realities of elder care, including the challenges of navigating the healthcare system, the high costs of in-home versus facility care, and the value of long-term care insurance. We discuss... Francis Reads is an elder law attorney specializing in estate and Medicaid planning. She founded a service within her law firm called “Parent Your Parents” to support elder care planning. Elder care generally begins around age 65, when Medicare becomes available. A major challenge in elder care is systemic apathy and poor communication in facilities. In-home care is the gold standard if money is no object, costing $12,000–$15,000 per month. Reverse mortgages and long-term care insurance are common strategies to fund elder care. Long-term care insurance works similarly to car insurance—ideally unused but crucial. The cost of long-term care and facilities can quickly deplete even sizable retirement savings. The best age to purchase long-term care insurance is between 55 and 60. For-profit facilities are incentivized to keep patients alive, not necessarily to improve their quality of life. If you have no one to care for you, plan ahead with long-term care insurance, savings, and legal documents like power of attorney and healthcare proxy. People who choose to provide full-time care often risk financial ruin if long-term care plans or savings are not in place. There's potential to arbitrage life expectancy in financial tools like reverse mortgages or life insurance. Many elders struggle with losing independence, especially around giving up driving. Adult children often become parental figures to their own parents, which can create emotional strain. Financial advisors and lawyers play a key role in spotting and preventing elder financial abuse. Professionals should watch for signs of undue influence or financial exploitation and speak up if concerned. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Phil Weiss | Apprise Wealth Management Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/long-term-care-h-frances-reaves-706
Eric Kearney and Joseph Lanza discuss the importance of realistic assumptions in retirement planning, the risks of relying on inheritance, and the need for a comprehensive financial plan. They explore common misconceptions about retirement savings, the current volatile market, and opportunities in annuities and Roth conversions. The conversation emphasizes the significance of planning for various scenarios and the necessity of adapting financial strategies to changing market conditions. The hosts also promote upcoming educational events aimed at empowering individuals to take control of their financial futures. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.
Supporting Emergency Medical Services, healthy eating, and a healthy environment are on the priority list for Assembly Agriculture Committee Vice Chair Rep. Clint Moses. He also chairs the Committee on Health, Aging and Long-Term Care. Moses grew up on a dairy farm and was raised by an agriculture teacher. He currently raises beef cattle. So, with roots in the agriculture community, he’s been keyed in on rural Wisconsin.See omnystudio.com/listener for privacy information.
In this compelling episode of the Senior Matters Podcast, estate planning attorney Mark E. Wight welcomes Robert Vande Merwe, Executive Director of the Idaho Health Care Association, for an overview of what seniors can expect from the 2025 Legislative Session. We think it's important to share what might be impacted by new legislation on senior healthcare services across Idaho. Together, they discuss how Idaho's senior care facilities—including skilled nursing homes, assisted living centers, and in-home care providers—are struggling to hire and retain qualified staff, particularly in rural areas. Vande Merwe sheds light on how Medicaid reimbursement rates often fall below minimum wage levels, making it nearly impossible for providers to remain financially stable without sacrificing the quality of care. Listeners will also learn about a recent legislative shift toward managed care and how it may further limit access to services for seniors and people with disabilities. Vande Merwe shares why now is the time for families to get involved—whether by contacting legislators, supporting elder care organizations, or making personal financial plans for future healthcare needs. Whether you're a caregiver, healthcare professional, policymaker, or simply planning for retirement, this episode delivers a powerful call to action. This is the episode 1 of 2. Understand the impact of state funding decisions, learn what advocacy efforts are underway, and explore how proper estate planning can help safeguard your access to care. Key topics covered: Idaho's senior care workforce Medicaid and Medicare reimbursement How legislative changes affect access to long-term care The risks of underfunded elder care systems Action steps for Idaho families to plan ahead
This week's blogpost - https://bahnsen.co/4lCcyvy The Stages of Retirement: Strategies for Go-Go, Slow-Go, and No-Go Years In this episode of the Thoughts on Money Podcast, host Trevor Cummings and guest Blaine Carver discuss financial planning for retirement, breaking it down into the 'go-go,' 'slow-go,' and 'no-go' years. They explore how spending patterns and needs change throughout each phase and stress the importance of flexibility in financial planning. Topics covered include the spending smile, asset allocation, social security strategies, and the significance of tax optimization. The episode emphasizes personalized planning and the relevance of continual reassessment to adapt to evolving needs and circumstances. 00:00 Welcome to the Thoughts on Money Podcast 00:14 Blaine's Hiking Adventures and Retirement Phases 02:42 The Go-Go, Slow-Go, and No-Go Years of Retirement 03:49 Financial Planning: Beyond the Paperweight Plans 07:36 The Spending Smile and Its Implications 13:01 Tax Strategies and Portfolio Withdrawals 16:22 Diversifying Retirement Accounts 17:19 Understanding the Logo Years 18:42 Long-Term Care and Charitable Planning 20:22 Navigating the No-Go Years 23:03 Simplifying Estate Planning 26:46 Final Thoughts and Listener Engagement Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com
Roy Snarr stands at the forefront of asset protection expertise, a nationally acclaimed figure renowned for his mastery and educational contributions.With a career spanning 14 years, Roy's impact spans across both consumer and agent realms, where he simplifies today's most complex safe money and protection strategies. Proficient in Annuities, Life Insurance, and Long-Term Care solutions, Roy's guidance has empowered thousands of individuals and agents from coast to coast.His influence extends through various media platforms, including television, radio, webinars, and live speaking engagements. Consistently ranked among the Top 1% of financial professionals nationwide for over a decade, Roy's dedication and wisdom have set high standards in the industry, as he continually inspires entrepreneurs to consider how they are giving back to their communities.Beyond his personal and professional aspirations, Roy finds great joy in camping adventures with his wife and cherished trio of children.Learn more: http://www.roysnarr.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-roy-snarr-founder-of-snarr-retirement-solutions-annuity-producers-com
Roy Snarr stands at the forefront of asset protection expertise, a nationally acclaimed figure renowned for his mastery and educational contributions.With a career spanning 14 years, Roy's impact spans across both consumer and agent realms, where he simplifies today's most complex safe money and protection strategies. Proficient in Annuities, Life Insurance, and Long-Term Care solutions, Roy's guidance has empowered thousands of individuals and agents from coast to coast.His influence extends through various media platforms, including television, radio, webinars, and live speaking engagements. Consistently ranked among the Top 1% of financial professionals nationwide for over a decade, Roy's dedication and wisdom have set high standards in the industry, as he continually inspires entrepreneurs to consider how they are giving back to their communities.Beyond his personal and professional aspirations, Roy finds great joy in camping adventures with his wife and cherished trio of children.Learn more: http://www.roysnarr.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-roy-snarr-founder-of-snarr-retirement-solutions-annuity-producers-com
What if you could look into a crystal ball and see exactly what your family's long-term care needs will be in the future? In this episode, I had the pleasure of speaking with Lily Vittayarukskul, the brilliant CEO and co-founder of Waterlily, an AI-powered platform that uses over 500 million data points to help families plan for the financial and emotional realities of aging. Lily is a World Economic Forum Top Innovator, a patented inventor, and someone who turned a heartbreaking personal experience into a mission-driven company that is disrupting the way we think about long-term care. As someone with two parents in their 80s, this topic hits close to home for me—and I know it will for many of you too. We talked about everything from how she built Waterlily and earned the trust of major investors to the importance of planning so families aren't torn apart in times of crisis. These are the highlights of our conversation: - Waterlily Predicts Long-Term Care Needs with AI: Waterlily uses over 500 million data points to help families predict their future long-term care needs based on lookalike families. It's like looking into a data-driven future mirror. -A Personal Family Crisis Sparked the Mission: Lily was only 16 when a long-term care event involving her aunt devastated her family emotionally and financially. That experience inspired her to shift from a career in aerospace to founding a company focused on preventing that same pain for others. - Bold Pivot from B2C: Originally aimed at consumers, Waterlily pivoted to serve the financial services industry, empowering advisors to have better long-term care conversations with clients. This B2B strategy became the core of their scalable, subscription-based model. - Built for Impact, Not Just Speed: Instead of rushing a product to market, Lily spent two years building a strong technical and data foundation before launching. That decision paid off with major partnerships, including Prudential and several Fortune 100 companies. - Culture of Trust and Smart Scaling: Despite impressive growth, Lily keeps her team intentionally lean, leveraging large language models and automation to scale efficiently. She emphasizes trust and alignment with all at her company as the foundation for sustainable success. About the guest: Lily Vittayarukskul, Waterlily's CEO and Co-Founder, started college at 14, and by 16, she was venturing into a career in aerospace engineering as an intern at NASA. However, that same year, her life took a dramatic turn when her Aunt, who raised her and was a cornerstone in her first-generation immigrant family, was diagnosed with terminal stage colon cancer. The ensuing financial and emotional devastation, exacerbated by their family's lack of preparedness, tore permanent rifts in her family, and compelled her to pivot her career from aerospace to a lifelong dedication to building solutions in healthcare. Fueled by personal tragedy and a resolve to forge change, Lily graduated from UC Berkeley with a bachelor's degree in Genetics and Data Science and led product and engineering at multiple startups before founding Waterlily. Connect with Lily: Website: https://www.waterlily.com/ LinkedIn: https://www.linkedin.com/in/lily-vittayarukskul/ Connect with Allison: Feedspot has named Disruptive CEO Nation as one of the Top 25 CEO Podcasts on the web, and it is ranked the number 6 CEO podcast to listen to in 2025! https://podcasts.feedspot.com/ceo_podcasts/ LinkedIn: https://www.linkedin.com/in/allisonsummerschicago/ Website: https://www.disruptiveceonation.com/ #CEO #leadership #startup #founder #business #businesspodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, we dive into one of the most delicate yet essential discussions families need to have: aging and finances. It's not just about planning for the future—it's about ensuring clarity and peace of mind for everyone involved. Many parents assume their children are only interested in their inheritance, while adult children are more focused on logistics—whether their parents are financially secure, who will make decisions, and what kind of support will be needed.At the same time, adult children often think their parents only want to talk about maintaining independence or that they're unwilling to discuss financial matters. In reality, many parents want to share their wishes but struggle with how much detail to provide. Some are hesitant because they fear their preferences may be ignored or overridden. Others want to pass on their financial values, ensuring their wealth is used to support family members or causes they care about.The key to bridging these communication gaps is to approach the conversation with curiosity rather than control. Keeping discussions casual and starting with shared goals—like ensuring the family is prepared—can help ease tension. If starting the conversation feels awkward, using a real-life example (or even a made-up one) can make it more natural. A financial professional can also be a valuable resource in facilitating these discussions, helping to clarify complex topics like estate planning and long-term care preferences. Amy explains how this might work.A structured yet informal family meeting with a financial advisor can ensure that everyone understands the financial landscape, responsibilities, and expectations. Whether it's deciding who will handle the bills, managing digital assets, or simply settling who gets a sentimental ceramic cat, these discussions help eliminate surprises and prevent misunderstandings down the road.The bottom line: these conversations don't have to be overwhelming. By starting small, approaching with curiosity, and focusing on shared goals, families can navigate aging and financial planning with confidence. And if it all feels too daunting, professionals like Amy Walls at Thimbleberry Financial are available to help guide the process. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.
In this episode of Beyond the Money, Jackie Campbell discusses the five essential steps to creating a solid financial plan. These steps include income planning, investment planning, smart tax planning, healthcare and long-term care planning, and legacy planning. Each step is explored in detail, emphasizing the importance of having a comprehensive approach to financial management, especially as one approaches retirement. The conversation highlights the evolving landscape of financial planning, the decline of traditional pensions, and the necessity of proactive tax and healthcare strategies. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.
Long-term care planning is difficult to figure out. There is no "right" way to do it because some prefer to self insure while others prefer to purchase insurance. In this Friday Q&A, I address Theresa's question about long-term care planning and how I think about it.
In this episode, Jewel Mullen, MD, MPH, MPA, and Dallas Nelson, MD, CMD, FACP discuss overcoming barriers to RSV vaccine uptake in post-acute and long-term care facilities, including:How to incorporate the latest RSV vaccination recommendations into clinical practicePractical strategies for navigating insuranceEffective and empathetic methods of addressing vaccine hesitancy. Presenters:Jewel Mullen, MD, MPH, MPAAssociate Dean for Health EquityAssociate Professor of Population Health and Internal MedicineUniversity of Texas at Austin Dell Medical SchoolAustin, TexasDallas Nelson, MD, CMD, FACPProfessor of MedicineDivision of Geriatrics and AgingUniversity of RochesterMedical DirectorUR Medicine Geriatrics GroupRochester, New YorkLink to full program: https://bit.ly/4lrwa5uFollow along with the slides: https://bit.ly/3RdWAKeGet access to all of our new podcasts by subscribing to the CCO Infectious Disease Podcast on Apple Podcasts, Google Podcasts, or Spotify.
In this episode of Boldin Your Money, host Steve Chen and guest Mike Himmelfarb unpack the newly announced "Liberation Day" tariffs and their sweeping impact on global markets, economic strategy, and personal finance. Recorded just days after a sharp market correction, the discussion blends macroeconomic insight with practical, real-world investing perspectives. Mike shares his background in finance and tech, and how his conservative, index-focused investment approach helps him navigate market volatility. The conversation explores the rationale behind the tariffs—including revenue generation, trade imbalances, and national security—as well as the risks of stagflation, geopolitical tension with China, and broader economic uncertainty. Together, they emphasize the importance of long-term planning, emotional discipline, diversification, and critical thinking in times of change. With insights on everything from debt refinancing to the role of automation and immigration in America's future, the episode offers a thoughtful, grounded take on a complex moment in economic history.
Today on the podcast, we welcome back Jean Chatzky. Jean is the CEO of HerMoney.com and host of the podcast, HerMoney with Jean Chatzky. She has served as the financial editor of NBC Today for 25 years and is the financial ambassador for AARP. She appears frequently on CNN, MSNBC, and was a recurring guest on The Oprah Winfrey Show. She has written several New York Times bestselling books. Her latest is Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve. Jean also appears in my book How to Retire, where she talks about retirement planning considerations for women.BackgroundBioHerMoney podcastFinanceFixxWomen With Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve, by Jean ChatzkyOpportunity KnocksAARPWomen in Investing and Financial Advisors“How to Choose a Financial Advisor,” video post by Jean Chatzky, Linkedin.com.“Jean Chatzky on Women in Investing: Are You Taking Control of Your Money?” by Melissa Houston, forbes.com, April 21, 2022.Annuities, Long-Term Care, FIRE“The High Costs of Senior Caregiving,” by Ella Vincent, Kiplinger.com, Aug. 3, 2023.“Long-Term Care Insurance Rate Increase Creates Big Headache,” by Jean Chatzky, aarp.com, Feb. 7, 2023.“Are Annuities a Good Investment? What They Are and Why Women Should Consider Them,” HerMoney With Jean Chatzky, episode 433, hermoney.com, July 24, 2024.“How to Retire Early Without Hating Your Life,” HerMoney With Jean Chatzky, episode 459, hermoney.com, Jan. 22, 2025.Other“Jean Chatzky: ‘Financial Stress Is a Big Topic in Need of More Oxygen,'” The Long View podcast, Morningstar.com, Dec. 15, 2020.How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, by Christine BenzKaren FinermanMichael KitcesAlliance for Lifetime IncomeJean Chatzky The Today Show archives
Our guest on the podcast today is Dr. Jay Zigmont. He's the author of a new book called The Childfree Guide to Life and Money, and he's also the founder and CEO of Childfree Wealth, a financial planning firm dedicated to helping people without kids. Dr. Jay is a certified financial planner, and he also has his MBA, as well as his PhD in Adult Learning from the University of Connecticut. He hosts the Childfree Wealth podcast, and he previously published another book called Portraits of Childfree Wealth. Dr. Jay, welcome to The Long View.BackgroundBioChildfree WealthChildfree Wealth podcastThe Childfree Guide to Life and Money: Make Your Finances Simple So Your Life Without Kids Can Be Amazing, by Jay ZigmontPortraits of Childfree Wealth: 26 stories about how being Childfree impacts your life, wealth and finances, by Jay ZigmontBeing Childfree“Census Bureau: Older Childless Women Make More Money, In Better Health Than Male Counterparts,” by Carlie Porterfield, forbes.com, Aug. 31, 2021.“11% of Older Americans (55+) Are Childfree,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.“Among Unmarried Adults, Women Without Children Have as Much Wealth as Single Men,” by Richard Fry, pewresearch.org, Nov. 4, 2024.“Choosing the FILE Lifestyle—Financial Independence, Live Early,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.“FILE vs FIRE—Finding What Is Right For You,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.Die With ZeroDie With Zero: Getting All You Can From Your Money and Your Life, by Bill Perkins“How Do I Embrace the Die With Zero Approach?” by Jay Zigmont, childfreewealth.com, April 30, 2024.“Not Having Children ‘Breaks' Traditional Financial Planning, says CFP—8 Money Rules for Childfree People,” by Ryan Ermey, cnbc.com, Dec. 5, 2023.Long-Term Care and Estate Planning“How Much Does Assisted Living Cost in 2023?” by Sam DiSalvo, finance.yahoo.com, March 30, 2023.“Long-Term Care for Childfree Individuals,” by Jay Zigmont, childfreewealth.com, Nov. 23, 2023.“Who Will Take Care of Me?” by Jay Zigmont, childfreewealth.com, Dec. 12, 2023.“Get Your Paperwork Right, Now!—Wills, Beneficiaries, Living Wills, POAs and More,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.Other“New Report: Being Childfree May Not Make You Rich, But It May Make You Happy,” by Jay Zigmont, childfreewealth.com, Oct. 6, 2022.“The Gardener and the Rose,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy, by Jordan Grumet“Jordan Grumet: The Purpose Code,” The Long View podcast, Morningstar.com, Jan. 7, 2025.