Podcasts about plan ahead

When uncertainty hits, people stop and look around for someone who knows where they're going. The question is whether that person is you.

Hour 4 -- The guys discuss the best strategy for the Warriors heading into the 2026 NBA Draft and whether they should keep the 11th overall pick or trade for a star. They also give you a Sound Soiree featuring George Kittle talking about Brandon Aiyuk's situation. See omnystudio.com/listener for privacy information.

Hour 4 -- The guys discuss the best strategy for the Warriors heading into the 2026 NBA Draft and whether they should keep the 11th overall pick or trade for a star. They also give you a Sound Soiree featuring George Kittle talking about Brandon Aiyuk's situation. See omnystudio.com/listener for privacy information.

WUPF || Prayer Ministers || 21-Day Session || 11th June - 2nd July 2026

Dry July, No Drama: Daily Tips for a Take It or Leave It Relationship With Alcohol Episode 15: Be Your Own Personal Assistant - Plan Ahead - Dry July, No Drama This is a practical one - and it is more important than it sounds. Having a plan makes your brain and body feel safe. It creates certainty. It removes the daily decision-making that drains your willpower before the evening even starts. So in the lead up to Dry July - whether you are doing the Great Aussie Alcohol Experiment with me, someone else's program, or going it alone - schedule the time you want to dedicate to this and build the rest of your world around it. That might look like: Blocking out time for a breathwork practice Scheduling your journaling prompts Getting your group coaching calls in the diary Protecting the time before it gets filled with everything else Your brain loves to know what is coming. When it does, it stops scanning for threats - and that is when real change becomes possible. Be the personal assistant your future self deserves. This episode is part of Dry July, No Drama - a daily MidlifeAF podcast mini series with tips for cutting back on alcohol without willpower, labels or forever. My North Star Visualisation is perfect for getting your brain on board with what is coming - it stops the panic before it starts. See links below: FREE TOOLS - four beautiful resources to help you drink less and feel fabulous: 7 Steps to Take Back Control of Alcohol - the exact steps I took when I started out on this journey nearly five years ago. https://www.hoperisingcoaching.com/7-steps Awareness Worksheets - if you do nothing else, working through the answers to these questions will change your relationship with alcohol for the better. https://www.hoperisingcoaching.com/awareness-worksheets-opt-in Your North Star Visualisation - stops your brain freaking out about doing something unfamiliar. https://www.hoperisingcoaching.com/northstarvisualisation Grounding Meditation - you know that feeling when you have a drink and the body goes "aaaaaaaahhhhhhh" and everything seems to relax? What the body really needs is to ground - to come back home to self, and for self to feel lovely. That is what we work on in my live programs. We start every session with a grounding and connect with ourselves to find out what our body really needs when it thinks it wants to drink. https://www.hoperisingcoaching.com/grounding READY TO GO DEEPER? Ready to make alcohol a non-issue? Watch my free one-hour masterclass: 5 Surprising Ways Taking a Break from Booze Can Be Effortless and Change Your Life. One hour. Five shifts. Your take it or leave it relationship with alcohol starts here. WATCH NOW FOR FREE: https://www.hoperisingcoaching.com/masterclass Are you tired of the mental back-and-forth about drinking? I am running a FREE 3-Day Alcohol Reset on 23, 24 and 25 June, 7pm Melb/Syd (replays available). No willpower talk. No abstinence pressure. You can even drink while you do it. A judgement-free space to learn the tools to step into a take it or leave it relationship with alcohol. REGISTER FREE: https://www.hoperisingcoaching.com/3-day-reset Want a take it or leave it relationship with alcohol? Want to stop all the "will I, won't I" internal conflict around wine? I am running the Great Aussie Alcohol Experiment LIVE from Wednesday 1 July. 30 days. Small group coaching. Only 25 spots. Small, intimate and private. Rewire your brain and nervous system so you no longer have to reach for a glass to quieten your busy brain, calm your overwhelmed soul or socialise when your social battery is spent. Early bird pricing open now - $500 off the full price, plus two 1:1 counselling sessions with me and 3 webinars included (worth +$1,000). We won't run this live again until October. YOUR NEXT RIGHT MOVE STARTS HERE: https://www.hoperisingcoaching.com/the_great_aussie_alcohol_experiment Change happens in a moment, my friends - the preparation for change takes a little bit of time. Take the time. You will be amazed at the difference it makes.

Local beekeepers, gardeners, and native plant experts join in a conversation about turning your own backyard into a native ecosystem oasis. Learn about the benefits of mason bees, the importance of best-gardening practices to protect Puget Sound salmon, and how you can make a difference in keeping our city climate change resilient. Featuring Dave Hunter, author of Mason Bee Revolution: How the Hardest Working Bee Can Save the World One Backyard at a Time, along with panelists Jessi Bloom, Bill Thorness, Kim M. Camara, and Swil Kanim, this event hopes to empower everyone to play a part in rebuilding healthy pollinator networks — and securing a thriving, sustainable planet. Dave Hunter is the founder of the Orchard Bee Association and Crown Bees, which helps people support pollinators with the right supplies, expert guidance, and easy-to-follow programs. His work has been featured in Urban Farm, The Seattle Times, NPR, and more. He lives in Woodinville, Washington. Visit him online at crownbees.com or on Instagram @crown_bees Jessi Bloom is an ecological landscape designer, author, arborist, and teacher. Over the years, she has worn many hats professionally, helping thousands of land stewards with consulting and design/build work, and educating through books and educational events. Jessi started NW Bloom EcoLogical Services, based in Woodinville, WA, in 2000 to innovate and emphasize awareness of permaculture, sustainable landscape design, construction, and land management. The Seattle Times named her a "rockstar in the ecological gardening movement," where her leadership led NW Bloom to numerous environmental awards. She sits on the advisory committee for the WA State Dept. of Natural Resources Urban Forestry Programs, where her decades as a private sector arborist serve in behalf of the PNW ISA (International Society of Arboriculture). Bill Thorness is a writer and gardener who's been doing both in Seattle since the mid-1980s. He is the author of Cool Season Gardener: Extend the Harvest, Plan Ahead, and Grow Vegetables Year Round and Edible Heirlooms: Heritage Vegetables for the Maritime Garden, and writes for many regional publications, including The Seattle Times. He is also a King County Master Gardener. Kim M. Camara serves as Executive Director of Windz of Change Alliance, based in Seattle for over 25 years. Kim is a visionary collectively working with Indigenous inter-Tribal community peoples on contemporary and traditional sacred pathways. Her roles interweave project developer, grant writer, teacher/educator, choreographic and event producer, visual design artist, and youth mentor. With a focus on imparting knowledge, bridging, engaging, and inspiring creative leadership and relationships, she advocates the Windz vision to respectfully bridge and strengthen Indigenous Tribal community Peoples, Presence, Place, Sacred Spaces and Relationships. Accomplishment activities encompass artistic cultural heritage events, eco-cultural parks activation installations, presentations, and workshops, festivals, art shows, youth teaching, and artist opportunity referrals and granting assistance. Swil Kanim is a U.S. Army veteran, storyteller, actor, and classically trained violinist from Washington State. A board member of the Seattle Symphony, he blends original compositions with powerful stories drawn from his life and heritage, inspiring audiences nationwide. His music and compositions are the direct result of a well-supported public school music program, which he credits for nurturing his artistry. Swil Kanim is the recipient of the Woodring College Professional Excellence Award, the Bellingham Mayor's Arts Award, and has been recognized as a Certified Virtuoso Violinist by the Whatcom Chapter of the Washington Music Educators Association. In 2008, he was also honored to perform with His Holiness the Dalai Lama during the Seeds of Compassion event in Seattle. Buy the Book Mason Bee Revolution: How the Hardest Working Bee Can Save the World One Backyard at a Time (2nd edition) Third Place Books

Gail Rubin, author of several books and articles, talks with me about her latest book, 98.6 Mortality Movies to See Before You Die: Remarkable Films and TV Shows to Discuss Death and Plan Ahead. Been looking for some summer movie ideas? This book by the Doyenne of Death and this BLBD episode has you covered!For more information on Best Life Best Death please visit our website at ⁠⁠www.bestlifebestdeath.com⁠⁠Follow us on our social channels to receive pertinent and helpful resources on death, grieving, and more at:Facebook: ⁠⁠www.facebook.com/bestlifebestdeath⁠⁠Instagram: ⁠⁠www.instagram.com/bestlifebestdeath⁠⁠

I'm diving into one of the most empowering options in fertility care today: egg freezing. Whether you're considering it now or just gathering information, I want you to have a clear understanding of what to expect—and how to set yourself up for success. I'm sharing my insights on the best time to freeze your eggs, how many eggs you may want to freeze based on your family-building goals, and what the process actually looks like. You'll learn about the tests I recommend before getting started, why personalization matters, and how to emotionally and physically prepare for the journey. My goal is to help you feel confident and informed, so you can make the best decision for your future. In this episode, I cover: When to consider egg freezing and how to decide if it's right for you How many eggs you may need to freeze for future pregnancy goals What testing to do before you begin (like the TUSHY Method) How to emotionally and physically prepare for an egg freezing cycle Why personalization is key to getting the best results Read the full show notes on Dr. Aimee's website. Do you have questions about IVF? Click here to join Dr. Aimee for The IVF Class. The next live class call is on Monday, June 15, 2026, at 4 pm PST, where I'll explain IVF and Egg Freezing, and answer your questions live on Zoom. You can buy my book, The Egg Whisperer Way, on my website. Other ways to connect with me: Visit my YouTube channel for more fertility tipsSubscribe to the newsletter to get updatesJoin Egg Whisperer SchoolRequest a Consultation with Dr. Aimee Dr. Aimee Eyvazzadeh is one of America's most well-known fertility doctors. Her success rate at baby-making gives future parents hope when all hope is lost. She pioneered the TUSHY Method and BALLS Method to decrease your time to pregnancy. Learn more about the TUSHY Method and find a wealth of fertility resources at www.draimee.org.

Met Eireann forecasting temperatures are rising to more than 20 degrees at the weekend. As the weather gets better and more of us head outdoors, there's a call for people to plan ahead for a safe summer. Chief Executive of Water Safety Ireland, Joanne Walsh.

George Lyall joins the show to talk about finding and implementing a trusted dog training program that works for you and your dog. George & Travis also talk about the value of dog training seminars to see results and situations in person, creating good dog training habits in your home, becoming a solid pack leader, providing guidance, The Method course and overcoming obstacles, summer routines that build consistent partnerships, finding trustworthy advice on the internet, mentoring dog handlers, old hunting stories, and so much more… @g.lyall66Presented by: Walton's (waltons.com/), OnX Maps (onxmaps.com/), GAIM Hunting & Shooting Simulator (https://alnk.to/74wKReb), Black Gold Explorer Dog Food (blackgoldpet.com/), Hunt Fish SD (huntfishsd.com/), Aberdeen SD (aberdeensd.com/), RuffLand Kennels (rufflandkennels.com/), Minnesota Horse and Hunt Club (horseandhunt.com/), & Hoksey Native Seeds (https://hokseynativeseeds.com)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today on Galway Talks with John Morley:  9am-10am  Shots Fired and Cars Torched in Athenry Incident  Proposal For Muslim Burial Space At Tuam Cemetery Discussed By Councillors  Concern In Doughiska Over New Telecom Mast Beside Schools  10am-11am Renmore Residents Raise Fresh Concerns Over Rat Running Ahead of Meeting With City Council    Motoring   11am-12pm Financial Advice   Ask the dentist   New Campaign Encourages Irish Adults to Plan Ahead for Future Decision-Making    From the Great Blasket to the Bookshelves: Lesley Bond Shares Her Extraordinary Island Story 

The Canadian Red Cross urges Manitobans to prepare for emergencies before they happen by understanding local risks, creating a family communication plan, and building a personalized 72‑hour emergency kit

==============Join us for worship this Sunday at 10:30am (CST)! Connect with our community and experience a message of hope.Learn more about Redeemer Church: http://www.redeemermn.org/Ready to take a next step? Fill out a connect card: http://www.redeemermn.org/nextsteps Need prayer? We're here for you: http://www.redeemermn.org/prayerSupport our mission: http://www.redeemermn.org/give=============== Stay Connected: Instagram: https://www.instagram.com/redeemermn_church/Facebook: https://www.facebook.com/redeemermn/YouTube: https://www.youtube.com/@RedeemerMNSupport the show

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Most people only meet a fertility specialist in crisis mode. In this episode, Dr. Shefali Shastri, Clinical Director and Physician Partner at RMA New Jersey, explains what proactive fertility actually looks like. Dr. Shastri is a board‑certified reproductive endocrinologist who has helped bring thousands of babies into the world since joining RMA New Jersey in 2009. Inspired by her OB/GYN mother, she now combines cutting‑edge science with deeply personal, patient‑centered care. We cover: • Who should consider a fertility workup before trying • How to understand your “fertility age” vs your birthday age • What a proactive fertility checkup actually includes (hormones, AMH, ultrasound, semen analysis, basic genetic screening, etc.) • Red flags where you should not “wait a year” • Egg freezing, preimplantation genetic testing, and underlying genetic causes of infertility • Exercise, weight, stress and movement for fertility • Specific guidance for single parents by choice, queer couples, and people planning for donor conception or surrogacy • How to turn fear of “bad news” into informed, empowered decisions If you're not trying yet but want options later, or you're already in treatment and feeling stuck, this conversation will give you a clear, compassionate roadmap. Connect: • Learn more about Dr. Shastri and RMA New Jersey: https://rmanetwork.com/staff/shefali-mavani-shastri/ • Follor Dr. Shastri on Instagram: https://www.instagram.com/shefalishastrimd/ • Get my proactive fertility & family‑building resources:https://familybuilding.net/free-downloads/  

Whether you're dodging your tax returns or dreaming of reviewing them from a beach, this episode will empower you to take control of your numbers.Welcome to another edition of the Empowering Entrepreneurs Podcast! In this episode, Glenn Harper and Julie Smith talk about the anxiety-inducing world of tax season. They candidly unpack why taxes are so stressful for many entrepreneurs and highlight the vastly different experiences between those who plan ahead with a tax advisor and those who avoid their numbers until the last minute.They share key insights on transforming tax-time dread into stress-free confidence and explain why knowledge truly is power when it comes to managing your finances.Here are their top 3 takeaways to transform your tax season stress into confidence:Choose an Advisor, Not Just a Preparer: Working with a tax advisor who collaborates year-round ensures you aren't left guessing in April. An advisor helps you plan ahead and avoid unwanted surprises.Replace Fear with Curiosity: Taxes don't have to be terrifying. When you gain knowledge and engage with your tax situation, you shift from anxiety to empowerment. Become a smarter taxpayer by asking questions and seeking to understand your numbers.Plan Ahead for Predictable Results: Proactive planning means no frantic scrambling or dread. Our clients who plan throughout the year often find themselves enjoying spring break stress-free, knowing their results are exactly as anticipated.This episode is brought to you by PureTax, LLC. Tax preparation services without the pressure. When all you need is to get your tax return done, take the stress out of tax season by working with a firm that has simplified the process and the pricing. Find out more about how we started.Running a business doesn't have to run your life.Without a business partner who holds you accountable, it's easy to be so busy ‘doing' business that you don't have the right strategy to grow your business.Stop letting your business run you. At Harper & Co CPA Plus, we know that you want to be empowered to build the lifestyle you envision. In order to do that you need a clear path to follow for successOur clients enjoy a proactive partnership with us. Schedule a consultation with us today.Download our free guide - Entrepreneurial Success Formula: How to Avoid Managing Your Business From Your Bank Account.Glenn Harper, CPA, is the Owner and Managing Partner of Harper & Company CPAs Plus, a top 10 Managing Partner in the country (Accounting Today's 2022 MP Elite). His firm won the 2021 Luca Award for Firm of the Year. An entrepreneur and speaker, Glenn transformed his firm into an advisory-focused practice, doubling revenue and profit in two years. He teaches entrepreneurs to build financial and operational excellence, speaks nationwide to CPA firm owners about running their businesses like entrepreneurs, and consults with firms across the country. Glenn enjoys golfing, fishing, hiking, cooking, and spending time with his family.Julie Smith, MBA, is a serial entrepreneur in the public accounting space. She is the Founder of EmpowerCPA™, Founder of PureTax, LLC, COO for Harper & Company CPAs Plus, and Co-host of the Empowering Entrepreneurs podcast. Named CPA.com's 2021 Innovative Practitioner of Year, Julie led Harper & Company's transition to an advisory-focused firm, doubling revenue and profit in two years. She now empowers other CPA firm owners nationwide through consulting and speaking, teaching them how to run their businesses like entrepreneurs. Julie lives in Columbus, OH with her family and enjoys travel, coaching basketball, sporting events, and the occasional shopping spree.https://creativecommons.org/licenses/by-nd/4.0/Copyright 2026 Glenn HarperMentioned in this episode:Brought to you by Harper & Company CPAs PlusRunning a business takes vision, grit… and the right financial partner. At Harper & Company CPAs Plus, we don't just crunch numbers—we empower entrepreneurs. From proactive tax strategy and accounting to business advisory services, our team helps you keep more of what you earn and scale with confidence. Whether you're launching, growing, or preparing for exit, Harper & Company is in your corner with expert guidance built for business owners like you. Visit www.harpercpaplus.com to book a complimentary discovery call today - or call us at 614-456-7222. Brought to you by Harper & Company CPAs Plus

Airport wait times are said to be the longest in TSA history right now, and even though President Trump signed an order to pay TSA workers, it could take months to get back to business as usual. So what should travelers do right now? We're joined by travel expert Katy Nastro with actionable tips to avoid delays and long lines.  Plus, we're talking all things summer travel: from trends and top destinations to rising prices and how to find the best deals.   Learn more about our guest(s): https://www.theNewsWorthy.com/shownotes Join us again for our 10-minute daily news roundups every Mon-Fri!  Become an INSIDER and get ad-free episodes here: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://www.theNewsWorthy.com/merch Sponsors: Gainbridge, let your money work for you. Save 20% Off Honeylove by going to honeylove.com/NEWSWORTHY! #honeylovepod To advertise on our podcast, please email: ad-sales@libsyn.com

Jon Bernthal and Ebon Moss-Bachrach discuss their Broadway debut in "Dog Day Afternoon". Also, ways to budget for Easter essentials. Plus, new ways to plan ahead for vacation. And, some of the best products to grab during Amazon's big spring sale. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Dental Slang podcast, Wyatt Ferber breaks down the financial framework behind a profitable, efficient dental practice. He explains the key metrics every practice owner must understand including gross profit, associate costs, lab expenses, contribution and net profit. With a clear view of the numbers, dentists can make smarter decisions, reduce waste and protect cash flow while maintaining high clinical standards. Wyatt also explores the strategic side of practice growth. From evaluating when to bring on an associate to aligning business decisions with personal and patient goals, he explains how thoughtful planning supports long-term success. By learning to evaluate a practice objectively, set clear goals and take measured action, dentists can strengthen both efficiency and profitability. Whether the goal is growth, stability or preparing for succession, this episode encourages dentists to think like entrepreneurs while continuing to deliver exceptional care. 10 Key Takeaways ·      Know Your Numbers: Gross profit, associate fees, lab costs, contribution and net profit are essential metrics for every practice owner. ·      Data Drives Better Decisions: Understanding revenue and expenses allows dentists to set treatment prices confidently and run a more efficient practice. ·      Start with Evaluation, Not Immediate Change: Analyze your numbers and define clear goals before implementing changes. ·      Inventory Control Impacts Cash Flow: Tracking everyday supplies prevents waste and keeps spending aligned with production. ·      Plan Ahead for Major Investments: Forecasting equipment purchases helps practices remain financially stable while upgrading technology. ·      Associates Should Be a Strategic Decision: Hiring decisions should be guided by patient demand, practice capacity, financial metrics and long-term goals. ·      Contribution Reveals True Performance: Revenue minus variable costs shows what remains to cover fixed expenses and determine break-even points. ·      Prepare for Generational Transitions: Understanding the priorities of both experienced practice owners and emerging associates supports smoother succession planning. About Bottom Line Business Planning Bottom Line Business Planning helps dental practice owners maximize profitability through financial and operational analysis, strategic planning sessions and ongoing tracking of real-time results against forecasted performance. BLBP is the United States partner of the United Kingdom–based dental practice profit management company Spot On Business Planning, which brings more than 15 years of experience supporting hundreds of dental practices in building stronger, more profitable businesses.

️ Rams LAFB Show — Episode Breakdown Ryan Anderson welcomes Sosa Kremenjas of Underdog Fantasy → A deep dive into how the Los Angeles Rams can attack the offseason. Why this moment matters → Key decisions loom with free agency and the NFL Scouting Combine right around the corner. Planning for the future at QB → What comes next after Matthew Stafford, and how the team can prepare without sacrificing the present. ️ Defensive priorities → Rebuilding the secondary. → Adding pass-rush depth to keep the front disruptive. Offensive evolution → Finding new playmakers to keep the system explosive and balanced. The big-picture strategy → How Sean McVay and his staff can balance a win-now window while building long-term sustainability. Roster construction talk → Draft development, targeted trades, and smart-value free-agent moves that shape the next era of Rams football. Use promo code RAMSLAFB on Sleeper and get 100% match up to $100! https://Sleeper.com/promo/RAMSLAFB. Terms and conditions apply. #Sleeper Become an LAFB Lifer and get special perks by joining our Exclusive Los Angeles Rams Community: https://www.lafbnetwork.com/plans/join/ Check out our FREE Rams Message Board: https://www.lafbnetwork.com/forums/forum/los-angeles-rams/ Listen to our Rams Podcast: https://podcasts.apple.com/us/podcast/the-rams-skinny-a-los-angeles-rams-podcast/id1707103542 Check Out Our Rams LAFB Merch: https://lafbnetwork.myshopify.com/ Go to www.LAFBNetwork.com for FREE full access to all of our podcasts and join the community! Social Media: @LAFBNetwork | @RyanDyrudLAFB | @RLAndersonLAFB Sponsors: Sean McVay is the Los Angeles Rams' Football Head Coach as the team heads into the 2025 NFL Season, looking to build upon their playoff divisional appearance from one year ago. Matthew Stafford is back at quarterback, and he will lead the Rams throughout the season with Puka Nacua, Davante Adams, and Kyren Williams. Jared Verse and Braden Fiske will look to build upon stellar rookie campaigns on defense for the Rams. Make sure to subscribe to the Rams LAFB YouTube Channel and head to https://www.lafbnetwork.com for all of your Los Angeles Rams content needs! #rams #nfl #nflshorts #ramshouse #all22 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Matthew Dominic Sercely is an attorney and tax planner who helps you set up your business to save tens of thousands of dollars in future taxes. Top 3 Value Bombs 1. You're always a work in progress. Success comes from embracing that. 2. If you're not making money yet, focus on earning, not taxes. 3. Start planning for taxes as soon as you earn enough—it takes time to save and prepare. Schedule a free consultation with Matthew today - Agorist Tax Advice Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Thrivetime Show - Make 2026 your best year yet! Start your transformation by attending the world's highest rated business growth workshop taught personally by Clay Clark, featuring Football Star and Entrepreneur, Tim Tebow, and President Trump's Son, Eric Trump, at ThrivetimeShow.com/eofire!

In this episode of Bleav in Rams presented by FanDuel, Erin Coscarelli is joined by former NFL quarterback and co-host of The Simms Complete Show, Matt Simms to dissect the ageless wonder of Matthew Stafford. Winning his first MVP at 37, the big question surfaces...is a drop-off coming? Simms makes the case for why Stafford is an “ageless thrower,” what separates his arm talent from everyone else, and why this trait makes him one of one. We get into how his throwing mechanics, anticipation, and mental processing project into the future and what it says about his longevity. And the hard conversation Rams must think about... When do you look to the future if you have a quarterback like Stafford? When is the right time to plan ahead without disrupting a championship window? We start with Puka Nacua. Are the early bumps just natural growth pains for a young star? Simms explains why it's not cause for concern yet and what development actually looks like from a quarterback's perspective. Sean McVay as an educator and how that impacts his coaching tree - how hard is it to constantly replace new coordinators? Simms shares his honest opinion of McVay the human, not just McVay the 'play caller.' Plus we take his pulse on how he really felt about the Bad Bunny halftime show and his experience in San Francisco for SBLX! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Bleav in Rams presented by FanDuel, Erin Coscarelli is joined by former NFL quarterback and co-host of The Simms Complete Show, Matt Simms to dissect the ageless wonder of Matthew Stafford. Winning his first MVP at 37, the big question surfaces...is a drop-off coming? Simms makes the case for why Stafford is an “ageless thrower,” what separates his arm talent from everyone else, and why this trait makes him one of one. We get into how his throwing mechanics, anticipation, and mental processing project into the future and what it says about his longevity. And the hard conversation Rams must think about... When do you look to the future if you have a quarterback like Stafford? When is the right time to plan ahead without disrupting a championship window? We start with Puka Nacua. Are the early bumps just natural growth pains for a young star? Simms explains why it's not cause for concern yet and what development actually looks like from a quarterback's perspective. Sean McVay as an educator and how that impacts his coaching tree - how hard is it to constantly replace new coordinators? Simms shares his honest opinion of McVay the human, not just McVay the 'play caller.' Plus we take his pulse on how he really felt about the Bad Bunny halftime show and his experience in San Francisco for SBLX! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textOn this episode of The Get Ready Before Life Happens Podcast, I spoke with Annalee Kruger, President of Care Right Inc. and author of The Invisible Patient about how creating an aging plan can save time, money, and stress.

With 10 days until the holiday, The Drive explained why preparation is key to success on Valentine's Day.

Half of us plan ahead for things in our daily life.  The other half? Spontaneous.Each half thinks the other half is crazy.  Are we crazy to talk about them all?  Be impulsive, give the episode a listen to find out why, and what the science types say.

To speak with an advisor and map out your student's next steps, apply for a free Family Action Call with us at admittedly.co/apply. In this episode of the Admittedly Podcast, Thomas Caleel explores one of the most powerful but overlooked advantages in college admissions: planning ahead. Drawing on more than two decades of experience in highly selective admissions, he explains why the most successful families don't leave outcomes to chance but instead make thoughtful, flexible decisions early so students can build academic rigor, explore interests, and stay positioned for competitive opportunities. Thomas breaks down the difference between healthy planning and overplanning, showing how early decisions around math placement, course rigor, summer strategy, and extracurricular focus can either expand or limit future options. He emphasizes that students don't need every step mapped out, but they do need direction, awareness, and intentional choices that evolve over time, reducing anxiety while strengthening admissions outcomes. Through real examples, Thomas illustrates how missed opportunities in early academic tracking and last-minute decision-making can quietly close doors to selective programs. He also explains how planning ahead allows students to explore interests with confidence while still staying aligned with long-term academic goals. Key Takeaways: • Planning ahead creates opportunity; waiting limits options. • Early academic choices — especially math track — can significantly impact future admissions paths. • Rigor matters, and students must position themselves early to access advanced coursework. • Summers should build on academic interests, not be left to chance. • Sophomore year difficulty increases — preparation prevents unnecessary stress. • Conversations about interests should be exploratory, not pressure-driven. • Junior year planning is urgent; competitive opportunities require early action. • Momentum matters more than perfection — starting now is always better than waiting. This episode is especially valuable for parents of middle schoolers, freshmen, sophomores, and juniors who want to approach admissions with clarity instead of panic. Thomas offers practical guidance on starting conversations early, helping students identify genuine interests, and maintaining flexibility while moving forward with intention. Listeners can continue the conversation by following @admittedlyco on Instagram, TikTok, and YouTube, where Thomas answers questions and shares weekly admissions guidance. Additional free tools and downloads designed to help families plan with confidence are available at admittedly.co. To speak with an advisor and develop a personalized roadmap for your student, visit admittedly.co/apply for a free Family Action Call.  

Sarah tells PJ it's hard to get SMA at the moment so if you are running low, don't leave it to the last minute to buy! Hosted on Acast. See acast.com/privacy for more information.

It's day 10/10 in a row celebrating 10 years of the Smart Poker Study Podcast! I owe it all to you who've joined me on this poker train. Cheers to you and to 10 more years!Show Notes: https://smartpokerstudy.com/pod58210 Year Celebration: https://go.smartpokerstudy.com/10years

After decades of filing taxes together, most couples assume their retirement plan will continue largely unchanged if one spouse passes away. But for many surviving spouses, the first surprise is a higher tax bill, even when income hasn't changed much. In this episode, I explain how a feature of the tax code can increase taxes after the loss of a spouse. Using a real-world example, I show why tax brackets shrink, why retirement income often doesn't, and how that mismatch can quietly drive taxes higher over time. More importantly, I share a planning framework couples can use while both spouses are still alive. We'll cover common mistakes, why the "married window" matters, and how small, intentional decisions made years in advance can meaningfully protect the surviving spouse. This isn't about fear or worst-case scenarios—it's about avoiding unnecessary surprises and making thoughtful, proactive decisions that support confidence throughout retirement. ***

Welcome to Barn Talk! Today, we're excited to welcome back Jesse Bounds, a hay export entrepreneur and coach whose last episode quickly became a listener favorite. Join Tork, Sawyer, and Jesse Bounds as they unpack the big challenges facing agriculture—from razor-thin profit margins and financial troubleshooting, to the disruptive impacts of technology and AI.Jesse shares his journey building a business from scratch, lessons learned through tough years, and why community and coaching are game-changers right now. The conversation hits on survival strategies in Ag, the realities of succession planning, and the importance of balancing hustle with personal wellbeing.Packed with honest stories, actionable advice, and a look at the future of farming, this episode is a must-listen for anyone in the business or looking to level up. Tune in, share the show, and enjoy another deep dive in the barn!SUBSCRIBE TO THE PODCAST ➱ https://bit.ly/3a7r3nR  SUBSCRIBE TO THIS'LL DO FARM ➱ https://bit.ly/2X8g45c LISTEN ON:SPOTIFY ➱ https://open.spotify.com/show/3icVr4KWq4eUDl7Oy60YMY APPLE ➱ https://podcasts.apple.com/us/podcast/barn-talk/id1574395049Follow Behind The Scenes

Success is rarely about reacting well.It's about planning before pressure shows up.Day 12 focuses on planning ahead — the skill that turns good intentions into consistent execution. Most breakdowns don't happen in the gym; they happen when life gets busy and decisions are made on the fly.This session shows you how to remove uncertainty before it becomes an excuse.You'll learn how to:Anticipate friction points in your weekMake decisions in advance, when thinking is clearBuild simple plans for training, recovery, and nutritionCreate fallback options so missed sessions don't derail momentumPlanning ahead doesn't mean rigid scheduling or perfection. It means having default behaviours you can fall back on when time, energy, or motivation is low.This day reinforces a core principle of the RAMP Package: discipline is front-loaded. The work is done early so execution later becomes simple. When plans are in place, stress drops, consistency rises, and progress continues even during chaotic weeks.Set the plan while calm.Follow it under pressure.Adjust when needed — not when it's too late.Day 12 strengthens the system that keeps you moving forward.Shaun Kober is a Mindset & Performance Specialist, with a unique skillset forged in the trenches, through the various stages of life."I shouldn't be in the position I am right now." The odds were stacked against me: ● Poor family on welfare, eldest of 6 kids, parents didn't work, abusive step-dad, no electricity or running water for a 6 years period of my life ● Caught up with the wrong crowd, stealing, drugs, skipping school ● At 14 years old, I sat on a bus for 3 days with $50 in my pocket, to travel to the next State over West, to begin a new life in the workforce - 200014 - 20: I grew up and learned how to become a man through work and rugby20 - 26: I lived, trained and fought as a professional soldier, at a high level26 - 32: I became a personal trainer, after failing in my pursuit to become a firefighter32 - 38: I worked with, and won world titles with some of the best athletes on the planet, as their strength and conditioning coach38+: The next evolution begins #coachedbykobes#livetrainperform#mindsetandperformance Live Life To The Fullest.Train To Your Potential.Perform At Your Best!https://www.coachedbykobes.com/

In this episode, Donna Peterson walks leaders through a simple but powerful way to review the past year and plan the next one with clarity and intention. You'll learn why slowing down to reflect actually saves time, how five pen-and-paper questions can reveal what truly moved your business forward, and how AI tools like ChatGPT can support deeper insight without replacing your judgment or voice. This is a working episode designed to help you protect your time, strengthen relationships, and build trust as you head into the new year.How can B2B leaders reflect on the past year and use AI to plan a more focused, meaningful year ahead?What You'll Learn:Why reflection is not wasted time, but a shortcut to better decisionsThe five manual questions every leader should ask before setting new goalsHow to identify what actually moved your business needleWhere relationships strengthened or weakened, and why that mattersHow to use ChatGPT to spot patterns, protect your voice, and focus your timeHow to create an “anchor” that guides decisions throughout the year3Timestamps:00:00 – Why the year felt so fast and why reflection matters03:30 – Why leaders struggle to slow down06:15 – Turning this into a working episode07:45 – Question 1: What worked better than expected11:30 – Question 2: What took time but didn't move the needle14:45 – Question 3: Where relationships strengthened or weakened18:10 – Question 4: What felt heavy and draining20:00 – Question 5: What do you want more space for22:15 – Using ChatGPT to review your year24:30 – Creating an anchor for the year ahead26:15 – Final thoughts and next stepsThe 5 Manual Pen-and-Paper Reflection Questions:Take out a notebook and write your answers before using any AI tools.What worked better than you expected this past year?What took time and energy but did not move your business needle?Where did relationships strengthen, and where did they weaken?What felt heavy or draining and may not be the best use of your time?What do you want more space for in the coming year?The 3 ChatGPT Year-in-Review Questions:After completing the manual reflection, ask a large language model these questionsWhat patterns do you see in my notes?What should I stop doing now?What should I protect or do more of?You can also refine the timeframe, such as asking the model to evaluate only the last six months, to uncover deeper insights.One Action You Can Take Today:Block 30 uninterrupted minutes this week. Answer the five manual questions first. Then use ChatGPT to review your patterns and help you define one clear anchor that guides your decisions this year.Call to Action:If you're looking for help aligning your marketing, sales, and AI efforts without losing your voice or weakening trust, reach out to Donna Peterson and the World Innovators team. We're here to help you work smarter and build relationships that last. *** Reach out to dpeterson@worldinnovators.comif you'd like help building a marketing strategy that builds relationships and/or AI training for individuals or full teams. *** Visit www.worldinnovators.comfor more resources on building stronger marketing and leadership strategies. *** Subscribe to the B2B Marketing Excellence & AI Podcast for weekly insights into marketing, leadership, and the future of AI.

January hits differently, and we want this episode to feel like a deep exhale as you head back into the classroom. We're sharing a sneak peek of Teacher Winter Talks with seven incredible educators and quick, practical ideas to help you reset after winter break. You'll hear simple shifts to reconnect with students, strengthen thinking across subjects, and make January feel more manageable. This is just a taste of what's waiting inside Teacher Winter Talks, so sign up and grab your free ticket today!Prefer to read? Grab the episode transcript and resources in the show notes here: https://www.secondstorywindow.net/podcast/january-teacher-tips/

After almost two decades of watching clients struggle with traditional budgeting advice, one pattern became impossible to ignore: the advice itself was creating the problem.Track every dollar. Cut spending wherever possible. Follow this exact plan. The advice was restrictive, rigid, and built on the assumption that everyone should manage money the same way. No wonder people felt like failures when they couldn't stick with it.For years, coaches and advisors have been teaching a different framework to clients who finally experienced their "this makes sense" moment. The Plan Ahead Method™ worked because it focused on understanding spending instead of judging it. Planning for it instead of reacting to it. Creating clarity without adding more rules to follow.The system helped thousands of people stabilize the chaos in their financial lives. But the name never captured what made it different. It sounded like every other budgeting method out there.That changes now. The Plan Ahead Method™ is officially SpendFirst®. And this represents more than new branding.SpendFirst® means something specific: stabilize the chaos in your financial life first so you can focus on everything else. Most financial advice responds to chaos with restriction. SpendFirst® flips that. It helps people get their spending under control first, remove the overwhelm first, align their spending with their goals first. Then they watch how that transforms their entire relationship with money.If you've been teaching the Plan Ahead Method™ with clients, this episode gives you clarity on what's evolving and how it positions your practice. If you're looking for a proven framework that clients actually stick with, this is your introduction to a system that's about to reach a much wider audience and create a category coaches can build their identity around.This isn't about helping one client at a time anymore. This is about a movement that changes how people see, save, and spend their money.Links & Resources:How to Create Buy-in: Designing Financial Experiences that StickJoin the Facebook groupKey Takeaways:People don't struggle with money because they're bad at saving; they struggle because spending feels chaotic and overwhelming.The SpendFirst® Method focuses on stabilizing the part of your financial life with the most movement: your spending. When you plan for spending instead of reacting to it, you create the mental space to focus on everything else.SpendFirst® means putting a system in place for your spending first, not spending recklessly. It's about understanding spending patterns, not judging them, so clients can align their money with who they are and what they want.The best tools are the ones that get used consistently. A method only works if people actually stick with it, which is why flexibility and humanity matter more than perfection.When you're building something meaningful, there's an element of stubbornness that serves you well. What looks like stubbornness might actually be your commitment to creating something that aligns with your vision.SpendFirst® isn't just a budgeting method. It's a mindset shift that helps people see money differently. The goal is to change how people see, save, and spend their money by giving them a clearer, kinder, and more human approach.High standards take time, and that's okay. The pace at which something happens doesn't matter as much as staying true to your vision and refusing to settle for half-assed solutions.

2026 will not reward hope. It will reward intention.In this video, I walk you through a bold, practical framework for goalsetting in 2026—not wishful thinking, not hype, but deliberate planning backed by action. If you want 2026 to be your strongest year yet, it starts with deciding in advance what success looks like and building the discipline to pursue it relentlessly.I break down the PLAN AHEAD framework step by step, showing you how to:• Set macro goals aligned to each quarter• Define non-negotiable outcomes instead of vague intentions• Build flexibility without losing momentum• Communicate your vision so others can support it• Take action even when conditions aren't perfect• Anticipate problems instead of being surprised by them• Maintain a strong mental posture when pressure shows up• Review, reprioritize, and protect what truly mattersThis isn't about doing more.It's about doing what matters.If you've ever felt busy but not moving forward…If your goals keep slipping into “next year”…If you're ready to stop negotiating with your future—This message is for you.Your 2026 is waiting.Plan ahead.Be bold.And take it head on.2026 BOLD GOALSETTING0:00 – Welcome to 2026 & why this year must be intentional0:45 – Hope vs action: why planning separates winners1:38 – Macro goals & the quarterly mindset (Q1–Q4)2:13 – PLAN AHEAD framework overview2:19 – P: Predetermine your course of action2:52 – Deciding success in advance (vision before movement)3:29 – Quarterly goals & highest return / reward thinking4:08 – Real story: climbing out of major debt through planning4:44 – Mapping major moves & eliminating hesitation5:16 – Defining non-negotiable goals & outcomes6:06 – L: Lay out your goals6:14 – Why vague goals produce vague results6:20 – SMART goals explained (specific, measurable, time-bound)6:50 – Macro goals vs micro goals7:07 – Breaking annual goals into quarterly, monthly, weekly wins7:31 – Visibility, accountability & goal tracking8:02 – A: Allow time for adjustments8:08 – Why plans break and flexibility wins8:44 – COVID lesson: pivoting when reality shifts9:16 – Buffer time, reviews, and contingency planning9:42 – AI, market shifts & knowing when to pivot10:32 – N: Notify key personnel10:38 – You cannot win alone10:55 – Alignment, trust, and momentum11:14 – Communicating vision to family, teams, stakeholders11:32 – A: Allow time for acceptance11:39 – Why big change needs time to land11:47 – Kayaku: bad change vs meaningful change12:25 – Leading people at their pace13:01 – Family, teams & avoiding shock change13:16 – Patience now prevents resistance later14:10 – H: Head into action14:21 – Planning without execution is paralysis14:35 – “Do it ugly” & imperfect action15:02 – First 48 hours: momentum rules15:25 – Public accountability & bias toward action15:53 – E: Expect problems15:58 – Obstacles are inevitable, not anomalies16:12 – BEHAG mindset: big, bold, uncomfortable goals16:46 – Risk thinking & if-then scenarios17:23 – Reframing problems as puzzles17:39 – A: Always point to the positive17:46 – Narrative, mindset & strategic optimism17:53 – Zig Ziglar: attitude vs aptitude18:31 – Cutting negativity & complaint cycles19:10 – Wins reviews & gratitude practices19:45 – D: Daily review & reprioritize19:54 – Aggressive prioritization (Jack Welch example)20:49 – Killing noise & focusing on the vital few21:48 – Time as your most valuable asset22:09 – Daily recalibration habit23:26 – Reward, risk & value prioritization filter24:12 – BHAG decisions & early execution24:37 – Be bold, aggressive, and decisive with goals26:39 – Final charge: Your 2026 awaits27:04 – Closing message: plan ahead and take no prisonersTo learn music theory, visit http://phillc.netSupport your buddy Phill with a ko-fi: https://ko-fi.com/s/a7ebeb0d04To learn music theory, visit http://phillc.netSupport your buddy Phill with a ko-fi: https://ko-fi.com/s/a7ebeb0d04

2026 Bold GOAL SETTING Using the JOHN MAXWELL Plan Ahead Method2026 will not reward hope. It will reward intention.In this video, I walk you through a bold, practical framework for goalsetting in 2026—not wishful thinking, not hype, but deliberate planning backed by action. If you want 2026 to be your strongest year yet, it starts with deciding in advance what success looks like and building the discipline to pursue it relentlessly.I break down the PLAN AHEAD framework step by step, showing you how to:• Set macro goals aligned to each quarter• Define non-negotiable outcomes instead of vague intentions• Build flexibility without losing momentum• Communicate your vision so others can support it• Take action even when conditions aren't perfect• Anticipate problems instead of being surprised by them• Maintain a strong mental posture when pressure shows up• Review, reprioritize, and protect what truly mattersThis isn't about doing more.It's about doing what matters.If you've ever felt busy but not moving forward…If your goals keep slipping into “next year”…If you're ready to stop negotiating with your future—This message is for you.Your 2026 is waiting.Plan ahead.Be bold.And take it head on.2026 BOLD GOALSETTING0:00 – Welcome to 2026 & why this year must be intentional0:45 – Hope vs action: why planning separates winners1:38 – Macro goals & the quarterly mindset (Q1–Q4)2:13 – PLAN AHEAD framework overview2:19 – P: Predetermine your course of action2:52 – Deciding success in advance (vision before movement)3:29 – Quarterly goals & highest return / reward thinking4:08 – Real story: climbing out of major debt through planning4:44 – Mapping major moves & eliminating hesitation5:16 – Defining non-negotiable goals & outcomes6:06 – L: Lay out your goals6:14 – Why vague goals produce vague results6:20 – SMART goals explained (specific, measurable, time-bound)6:50 – Macro goals vs micro goals7:07 – Breaking annual goals into quarterly, monthly, weekly wins7:31 – Visibility, accountability & goal tracking8:02 – A: Allow time for adjustments8:08 – Why plans break and flexibility wins8:44 – COVID lesson: pivoting when reality shifts9:16 – Buffer time, reviews, and contingency planning9:42 – AI, market shifts & knowing when to pivot10:32 – N: Notify key personnel10:38 – You cannot win alone10:55 – Alignment, trust, and momentum11:14 – Communicating vision to family, teams, stakeholders11:32 – A: Allow time for acceptance11:39 – Why big change needs time to land11:47 – Kayaku: bad change vs meaningful change12:25 – Leading people at their pace13:01 – Family, teams & avoiding shock change13:16 – Patience now prevents resistance later14:10 – H: Head into action14:21 – Planning without execution is paralysis14:35 – “Do it ugly” & imperfect action15:02 – First 48 hours: momentum rules15:25 – Public accountability & bias toward action15:53 – E: Expect problems15:58 – Obstacles are inevitable, not anomalies16:12 – BEHAG mindset: big, bold, uncomfortable goals16:46 – Risk thinking & if-then scenarios17:23 – Reframing problems as puzzles17:39 – A: Always point to the positive17:46 – Narrative, mindset & strategic optimism17:53 – Zig Ziglar: attitude vs aptitude18:31 – Cutting negativity & complaint cycles19:10 – Wins reviews & gratitude practices19:45 – D: Daily review & reprioritize19:54 – Aggressive prioritization (Jack Welch example)20:49 – Killing noise & focusing on the vital few21:48 – Time as your most valuable asset22:09 – Daily recalibration habit23:26 – Reward, risk & value prioritization filter24:12 – BHAG decisions & early execution24:37 – Be bold, aggressive, and decisive with goals26:39 – Final charge: Your 2026 awaits27:04 – Closing message: plan ahead and take no prisoners

Getting a loved one into treatment often feels like the finish line—but it's actually just the beginning. In this episode, we break down why treatment alone is not the goal. Sobriety and long-term recovery are. Using a powerful lunar module metaphor, we explain why detox and a 30-day program can't carry someone all the way to lasting change—and what must be in place after traditional treatment for recovery to truly stick. We talk through the critical gap families fall into once treatment ends, why things often unravel at home, and how lack of post-treatment planning quietly sets people up to fail. If you're afraid to “rock the boat,” unsure what accountability should look like, or exhausted from holding everything together, this conversation helps you zoom out, think strategically, and build a recovery plan that actually lasts. Resources mentioned in this episode: High-Functioning Families Membership:https://www.familyrecoveryacademy.online/hff-membership One-on-One Consultations:https://www.familyrecoveryacademy.online/consultations Beyond Boundaries Program:https://www.familyrecoveryacademy.online/beyond-boundaries-1 This episode is for families who don't just want someone to complete treatment—but want real, sustainable recovery on the other side.

Education proved to be a potent issue in 2025, both on the state and federal levels. We'll take a look at what those debates may look like in the new year. Plus, we dig into a popular Christmas culinary tradition: Chinese food.

As 2025 winds down, Money Tales hosts Sandi Bragar and Cammie Doder take the mic for a practical conversation packed with personal finance wisdom. This episode is all about reflection, intention and preparation—how to thoughtfully close out the year and step into 2026 with clarity and purpose. Sandi and Cammie explore everything from the power of revisiting your financial vision and refreshing goals to nurturing open money conversations with loved ones and building confidence in your financial habits. They dive deep into specific year-end planning opportunities, including tax strategies, charitable giving, Roth conversions and using health care deductibles wisely. Sandi also highlights emerging client trends like cross-border planning, financial parenting and developing a philanthropic mission. Whether you're looking to fine-tune your cash flow, deepen your money knowledge or reset your financial mindset, this episode will leave you with actionable ideas to carry forward into the new year. Take Control of Your Financial Year Discover how reflection, intentional planning and open money conversations can help you close out 2025 with clarity and step into 2026 with confidence. If you'd like to work with an Aspiriant advisor to align your financial plan with your goals and values, connect with us here. Subscribe to Money Tales on Spotify, Apple Podcasts or YouTube Music for more inspiring stories on purpose, money and personal growth.

Megan chats with Zoe Forestier about using structure, batching, and mindful planning to protect your energy, sustain creativity, and actually enjoy the blogging journey, especially during high-pressure seasons. Zoe is the voice behind Girl Meets Fire, where she shares Puerto Rican recipes with a global audience. Her work blends tradition with modern strategies, from food photography to SEO-driven content planning. Alongside the blog, she developed the Firestarter Planner, a tool designed to help food bloggers streamline their workflows, track ideas, and stay consistent without burning out. Her passion lies in making content creation manageable and sustainable for fellow bloggers. Food blogging can feel like juggling a dozen spinning plates. Zoe has found a system that keeps her grounded. She shares how she uses planning as both a productivity and mindset tool. From batching content before Q4 chaos to color-coding creative focus, she teaches us how organization can actually spark more joy.  Key points discussed include: Structure sparks freedom: Systems don't cage creativity, they protect it. Plan ahead for peace: Treat each quarter like a recipe and prep the ingredients early. Batch like a pro: Group similar tasks to save mental energy and time. Mindset over hustle: Your planner can become a self-care practice, not a stress list. Simplify your workspace: One planner beats seven notebooks every time. Build in joy: Scheduling breaks and simple rituals keeps burnout at bay. Stay consistent, not perfect: Progress compounds when you stop starting over. Ground yourself in purpose: Every quarter, revisit why you started, then plan from there. Connect with Zoe Forestier Firestarter Planner Website | Instagram

The best gift you can give yourself this season might not come wrapped in paper or tied with a bow.The holiday season—from Thanksgiving through Christmas—can be one of the most joyful times of the year, but also one of the most stressful, especially when money's tight. What if you could celebrate the whole season without the financial regret that debt brings? The good news is—you can. With a few simple steps, you can enjoy the season, bless others, and keep peace in your heart and home.Start With a Spending PlanFrom the turkey to the tinsel, the holidays bring both delight and pressure. We want to give, to gather, and to make memories. But if we're not careful, the bills that follow can overshadow the joy.Begin by setting a total spending limit. Start with what you can afford, not what you wish you could. That number becomes your guardrail for the season. You're not being stingy—you're being wise. Every dollar you keep out of debt stays available for future generosity.Next, divide that total into categories—food, travel, gifts, decorations, charitable giving—whatever matters most to your family. Writing it down makes the plan tangible and easier to follow.If you're hosting Thanksgiving dinner, include the cost of groceries. If you're traveling, plan for gas or airfare now so you're not caught off guard later.Pay With Cash or DebitStudies show we spend about 30% more when paying with credit. Whenever possible, pay with cash or a debit card. If you must use a credit card, set a firm limit and stick to it.Some families even open a separate account just for holiday spending. It creates a natural boundary and helps avoid impulse purchases. There's real freedom in knowing you've already decided what's enough.Get Creative With GivingWhether it's hosting Thanksgiving dinner or wrapping Christmas gifts, remember—it's not about the price tag. A handwritten note, a framed photo, or a homemade pie can carry far more meaning than something store-bought.Acts 20:35 reminds us, “It is more blessed to give than to receive.” That blessing isn't about the cost—it's about the heart.If your children are old enough, invite them to help bake cookies for neighbors or make handmade gifts for grandparents. These shared experiences create memories that last far longer than the presents themselves.You can also use what you already have—redeem unused reward points or gift cards. It's one more way to keep spending within your means.Plan Ahead for Next YearWhen January rolls around, start setting aside a little each month for the next holiday season. Even $50 a paycheck can make a big difference. By next November, you'll be ready to give and celebrate without anxiety.If you prefer automation, set up a small transfer to a dedicated savings account. You'll hardly notice it leaving your budget—but you'll be grateful when the holidays return.Partner With a Faith-Based Financial InstitutionIf you're looking for a trusted place to save, consider our friends at Christian Community Credit Union (CCCU)—a financial institution that's been serving believers and ministries for over 68 years.They share your faith and are committed to helping you manage money in a way that honors God. Their savings accounts, digital tools, and personalized service can help you stay on track during the busiest time of the year.Right now, as a special offer to FaithFi listeners, you can receive up to a $400 bonus when you open a high-yield checking, savings, or Visa cash-back card. Visit FaithFi.com/Banking and enter the code “FaithFi” when you apply.Keep Your Focus on What Matters MostAs you prepare for Thanksgiving, take a moment to thank God for His provision. Gratitude is where wise stewardship begins. And as Christmas draws near, let your giving reflect the joy of God's greatest gift—His Son, Jesus Christ.When we give with grateful hearts and live with margin, we reflect His generosity to the world around us. Ultimately, this creates space for what matters most: faith, family, gratitude, and the celebration of Christ's birth.Even when finances feel tight, remember—lasting peace isn't found in numbers or careful planning, but in resting on God's faithful provision. That is the heart of faithful stewardship: learning to live not from scarcity, but from trust in the One who provides abundantly.And when you do, you'll find a joy that lasts long after the holidays are over.On Today's Program, Rob Answers Listener Questions:I've been on and off Social Security disability after a head injury, but was later able to return to work. They kept sending me payments even after I notified them I was earning more than allowed. Now that my cancer has returned and I may need to stop working again, how should I handle this with Social Security? Should I visit their office in person to get it sorted out?My wife and I own our home outright, but have built up significant credit card debt over the past few years. We're debating whether to take out a home equity loan or a reverse mortgage to get back on track. Which option would you recommend?We're selling our home and deciding whether to use all the proceeds to buy our next house or invest some of them in our retirement accounts to increase our monthly income. Which choice makes the most financial sense?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If the thought of hosting Thanksgiving or Christmas fills you with equal parts excitement and stress, you're not alone. In this episode, Lynn shares how to plan, prepare, and still stay peaceful when guests walk through your door.After hosting for more than 35 years—from family gatherings even a couple of 1,000+ person events—Lynn has learned the art of keeping her heart focused on what really matters: The people. You'll hear practical steps to simplify your planning, avoid burnout, and create a warm, welcoming space without losing your joy.Listen in for real-life stories, faith-based encouragement, and simple hosting strategies to help you trade chaos for calm this holiday season.✨ Grab the free Holiday Hosting Guide mentioned in this episode through the link in the show notes or on Lynn's Linktree below or in her Instagram bio.ENJOY friends and HAPPY WEDNESDAY!CONNECT WITH US:FREE HOLIDAY PLANNING GUIDEWebsite: ⁠https://www.drivethrumoms.com⁠Podcast Review:https://podcasts.apple.com/us/podcast/drive-thru-moms/id1528282382#see-all/reviews Lynn's Book: Faithful Before, Faithful Again: Finding God Faithful in An Anxious World https://a.co/d/ernpYJSInstagram: https://www.instagram.com/drivethrumomsSubscribe: Drive Thru Moms

Do you ever feel like you're drowning in decisions but flying blind when it comes to your finances? You are not alone! In this episode of Business by The Books, Danielle sits down with returning guest and longtime client Nico Misleh, a nurse practitioner and the founder of Apollo Health Optimization and HRT University, who went from overwhelmed and unsure to confidently hiring, scaling, and even launching a second business. Together, Danielle and Nico explore how understanding your numbers doesn't just change your strategy, it changes your mindset.   Key Takeaways:  Financial Clarity Creates Emotional Freedom: When Nico finally understood his business numbers, he felt lighter and more confident, replacing stress and confusion with calm and control. The Right Money Team Can Change Everything: Having a financial partner who communicates clearly and cares personally gave Nico the tools and trust to grow without fear. You Don't Have to Be a "Numbers Person" to Run a Financially Strong Business: Even if spreadsheets make you squirm, the right guidance can help you see your finances as a roadmap, not a mystery. Confidence in Your Numbers Leads to Smarter Decisions: From knowing when to hire to launching a second business, data-backed decisions gave Nico the courage to expand strategically. Relationships and Support Matter As Much As Reports: Entrepreneurship can be lonely, but having a team that celebrates, strategizes, and supports your vision makes all the difference. Topics Discussed: (00:00) Intro: Nico's Background and Entrepreneur Story  (03:24) From Financial Frustration to Freedom: The Struggle to Find the Right Accountant and How Finding Kickstart Accounting Changed Everything (07:03) Confidence Through Clarity: How Understanding His Numbers Helped Nico Hire Confidently and Scale Sustainably (10:14) Mindset & Support: The Intangible Benefits of Working with the Right Money Team and the Kickstart Accounting Difference  (15:03) Future Focused Decisions: How Knowing Your Numbers Allows You to Plan Ahead and Achieve Goals (16:53) Outro: What's Next for Nico + Like, Share and Subscribe!   Resources: Nico's First Appearance | Pay Attention To Your Health, Conquer Scarcity Mindset, & Functional Medicine with Nico Misleh – Ep 148   Connect with Nico: Apollo Health Optimization | https://apollohealthop.com/  HTR University | https://hrtuniversity.com/    Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

“My big mantra for the whole weekend is to just execute. Just do what we've done in practice and this is going to work. I haven't thought about kicking into the park or anything like that because that's going to take care of itself if I execute mile 22. And if I execute mile 21, that's going to make mile 22 better. Just working from the start, if I execute each bottle station and each section of the course, I think it's going to be very positive."My guest for today's episode is Joe Klecker — a 2020 Olympian and a U.S. 10,000-meter champion on the track. But this year marks something new. After an adductor injury forced him out of the Olympic Trials and cost him a shot at Paris, Klecker is stepping into the next phase of his career — the roads. We chronicled much of this transition last winter when we produced a mini-documentary series on Klecker facing off against Conner Mantz and Clayton Young in January.In January, he ran his first half-marathon in Houston and ran 1:01:06. By spring, he was grinding through the U.S. road circuit with races in Atlanta, D.C., Boulder and learning what it takes to trade spikes for super shoes. And now, he's taking on the biggest debut of all: the New York City Marathon.In this episode, we talk about that transition, the process of learning the roads in a very public way and how he's dialed in a plan for a successful day in New York. Without further ado, here is Joe Klecker.____________Host: Chris Chavez | ⁠⁠@chris_j_chavez on Instagram⁠Guest: Joe Klecker | @joe_klecker on Instagram Produced by: Jasmine Fehr | ⁠⁠⁠@jasminefehr on Instagram⁠⁠⁠____________SUPPORT OUR SPONSORSNOMIO: Made with 80% broccoli sprout juice, 15% lemon juice, and 5% sugar, Nomio activates your body's natural defense systems to reduce lactate, speed recovery, and enhance muscle adaptation. Take one 60 ml shot three hours before training or racing and feel lighter, stronger, and more resilient. Available at The Feed — use code CITIUS15 for 15% off | ⁠⁠⁠https://thefeed.com/collections/nomio⁠⁠WAHOO: The KICKR RUN isn't just another treadmill; it's a complete rethink of indoor running. With Dynamic Pacing, it automatically adjusts to your stride—no buttons, no breaking form, just pure running freedom. Its Terrain Simulation makes the deck feel like a track or trail, while lateral tilt mimics real-world conditions so you're always prepared for race day. So whether you're chasing your first half-marathon finish, a marathon PR, or your next trail adventure, the KICKR RUN is built to help you Run Your Run. Check it all out at WahooFitness.com and use code CITIUS at checkout.OLIPOP: Olipop's Crisp Apple: it's like sparkling apple juice meets those gummy apple rings from your childhood. It's sweet, fizzy, and comforting. Crisp Apple started as a holiday special, but people went absolutely wild for it. You begged, Olipop listened, and now it's officially part of the family. Like every Olipop, it's made with real ingredients that do good. 50 calories, 5g of sugar, and full of prebiotics and plant fiber that help your gut feel right. You can find Olipop at Target, Whole Foods, Walmart, or just head to DrinkOlipop.com and use code CITIUS25 for 25% off your orders.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2760: Jackie Beck highlights the financial reality of pet ownership, reminding us that emergencies are inevitable and costly. She explains why planning ahead with pet insurance, a dedicated savings fund, or delaying ownership until debt is paid off can prevent heartbreaking choices and unnecessary stress. Her advice balances love for animals with financial responsibility, offering practical steps for anyone who wants to care for pets without jeopardizing their budget. Read along with the original article(s) here: https://www.jackiebeck.com/pets-and-debt-dont-mix/ Quotes to ponder: “If you have pets, you WILL have pet emergencies.” “Hope is not a plan. An emergency fund and a realistic look at the possible expenses plus finding a way to cover them with cash is.” “Pets and debt don't mix.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2760: Jackie Beck highlights the financial reality of pet ownership, reminding us that emergencies are inevitable and costly. She explains why planning ahead with pet insurance, a dedicated savings fund, or delaying ownership until debt is paid off can prevent heartbreaking choices and unnecessary stress. Her advice balances love for animals with financial responsibility, offering practical steps for anyone who wants to care for pets without jeopardizing their budget. Read along with the original article(s) here: https://www.jackiebeck.com/pets-and-debt-dont-mix/ Quotes to ponder: “If you have pets, you WILL have pet emergencies.” “Hope is not a plan. An emergency fund and a realistic look at the possible expenses plus finding a way to cover them with cash is.” “Pets and debt don't mix.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Times of Israel's Daily Briefing, your 20-minute audio update on what's happening in Israel, the Middle East and the Jewish world. US bureau chief Jacob Magid joins host Amanda Borschel-Dan for today's episode. Intensive negotiations to potentially finalize the Trump peace plan are set for Monday in Egypt. Israel and Hamas are sending teams and US special envoy Steve Witkoff and Jared Kushner are set to join with Arab mediators in what may be a final attempt to broker the agreement to release all Israeli hostages and end the almost two-year war in the Gaza Strip. To begin the program, Magid fills us in on some of Hamas’s amendments to the 20-point deal. In its response to US President Donald Trump, the terror group overtly said it expects to be part of a "comprehensive Palestinian national framework" that discusses the future of the Gaza Strip, and will contribute to it with full responsibility." What does that mean for Israel's insistence that Hamas has no role in Gaza? On Saturday night, Prime Minister Benjamin Netanyahu issued a cautiously optimistic statement that he hopes to see the hostages back home, “even during the Sukkot holiday,” which begins this week. The Israel Defense Forces was ordered to halt its offensive to capture Gaza City on Saturday after Trump said his Gaza truce plan was accepted by Hamas and called on Israel to stop bombing the Strip. We hear more about Netanyahu's statement and learn about a Friday phone call between the prime minister and the US president. In another sign of public support for the peace plan, Chief Sephardic Rabbi David Yosef, at the start of a weekly homily delivered after the end of Shabbat, said Israelis “must pray that leaders make the right decisions.” Magid describes the careful steps that politicians such as Finance Minister Bezalel Smotrich and National Security Minister Itamar Ben Gvir -- who oppose stopping the war -- are taking as they navigate the push-pull of public support and elections on the horizon. Check out The Times of Israel's ongoing liveblog for more updates. For further reading: PM: Hopeful all hostages will be freed in days; Trump: I told Bibi, this is your victory Full text: Hamas’s response to Trump plan for ending Gaza war, returning hostages IDF strikes in Gaza City ‘significantly subside,’ but dozens said killed in past day Ben Gvir threatens to bolt government if Hamas ‘continues to exist’ after hostages freed Subscribe to The Times of Israel Daily Briefing on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. This episode was produced by Podwaves. IMAGE: IDF forces operate in the Gaza Strip in this October 3, 2025, handout photo. (IDF)See omnystudio.com/listener for privacy information.

Teepa and Greg address the tough but vital topic of planning when a dementia diagnosis is received. What happens when dementia takes away the ability to make decisions—and why can waiting too long to make plans cause significant issues? They share practical ways to start conversations about medical care, finances, and end-of-life wishes—while voices and opinions can still be clearly shared. ✨ Want more guidance on planning and readiness? Explore The Journey of Dementia (Streaming)—over three hours of insight on what to expect, how to prepare, and how to plan for the future.