Podcast appearances and mentions of stuart ritter

My guest today is Stuart Ritter who is Retirement Insights Leader at T. Rowe Price. A gifted researcher, communicator, and thought leader in the retirement industry, Stuart joins me to discuss T. Rowe Price's recently published research on retirees' spending and savings patterns, preferences, and priorities—much of which flies in the face of conventional wisdom.Listen in as Stuart shares the difference between retiree spenders versus savers, as well as the behavioral tendencies of each group. You will learn what brings people the most satisfaction in retirement, the tools T. Rowe Price has created for advisors to be in a better position to understand where an individual is in the range from spending to saving, and more.

Ep 052: In today's day and age, we're having more and more conversations with our financial planning and advisory clients that they haven't saved enough for retirement. It's tough enough to try and figure out what lifestyle you WANT and how much you can AFFORD, but we also hear continuously about how expensive healthcare is in retirement and that we should budget for that as well. Many of us have sat in that 401(k) or 403(b) meeting where we hear about retirement costs and we hear a figure that we'll need hundreds of thousands or possibly close to a million dollars to cover our healthcare costs in retirement. But is that actually true? What are RETIREES actually spending? How has that changed over time?  How are we spending our retirement funds on healthcare? Perhaps healthcare costs are not as much as you think they are! Today's guest is the retirement insights leader for T. Rowe Price U.S. Intermediaries.  He has served in a variety of roles related to retirement thought leadership and product development – currently helping develop the firm's expertise on major topics that impact the retirement industry.  He is a frequent speaker at client and industry events as a retirement subject matter expert and serves as one of the firm's spokespersons to national media organizations. He holds an M.B.A., an M.A. in political science, and a B.S. in electrical engineering. He is a Certified Financial Planner professional; is a Series 6, 7, and 66 registered representative; and has taught personal finance as an adjunct faculty member at Johns Hopkins University. Please welcome BACK Stuart Ritter, CFP® to the Retirement Success in Maine Podcast! Chapters: Welcome back, Stuart Ritter! [2:37] What is Stuart's team seeing related to high healthcare costs? [11:00] What do healthcare costs look like over a retiree's lifetime? [33:22] What are some resources T. Rowe Price has developed to help folks learn more about planning for health care costs? [48:16] Ben and Curtis wrap up the conversation. [55:05]  

In this episode, Melissa Joy, CFP®, and Stuart Ritter, CFP®, discuss why it's important to take a holistic approach to retirement planning and the need to look beyond just the financial aspect. Stuart shares insights drawn from actual retiree behaviors through his research and shares tips on how to visualize retirement. Melissa and Stuart agree that while it's important to be financially prepared for retirement,  retirees are often not prepared for the lifestyle and emotional changes that retirement brings.We will discuss:What are the 5 W's of retirement?Why you need to think about who you want to spend time with, in retirement.Why it is important to think about what activities are going to replace work.How envisioning your day-to-day in retirement is a key element to a successful retirement.Resources:Find out more about Stuart Ritter HERE.Link to the Visualize Retirement WORKBOOK.Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

EP 015: In this episode of The Retirement Success in Maine Podcast, we're joined by Stuart Ritter, CFP®, a Senior Financial Planner and Retirement Insights Leader at T. Rowe Price. We wanted to have Stuart on the Podcast because, aside from his over-arching knowledge of the retirement landscape, he is a thought leader on the Visualize Retirement project at T. Rowe Price. The project focuses on attaining happiness in retirement by developing a more holistic relationship with pre-retirees. The research has identified three core themes that directly impact the level of happiness in one's retirement. Be sure to tune in and hear what Stuart has to say. After all, isn't the ultimate goal to have a successful retirement is to have one full of happiness? Chapters Welcome, Stuart! [1:59] How did you find a passion for the financial service industry? [3:48] Who is T. Rowe Price and why is T. Rowe Price a great fit for you? [7:12] What is your Visualize Retirement project and what is it intended to do? [11:09] What are you finding in your studies that retirees are not doing well? [19:32] Is there a specific group that is helped more than others by this visualization? [23:56] What are the 5 W's of the project? [26:29] Of the three elements of happiness, is there one that's more impactful than the others? [34:37] What sorts of things can someone do to start doing visualization on their own? [41:10] Is it possible that two people can express a similar vision, on the surface, but as you dig deeper you find they are much different? [44:49] How would you define Retirement Success for you? [48:47] Abby, Ben, and Curtis wrap up the episode. [50:24]  

'Just how important is it to understand the non-financial picture of retirement for retirees. With so much attention being paid to preparing for retirement, we will take a dive into the importance of how retirement will really look beyond the numbers. ' Today's guests are Ainsley Carbone, Total Wealth Strategist Americas, Chief Investment Office at UBS and Stuart Ritter, Stuart is a Senior Financial Planner and Retirement Insights Leader for U.S. Intermediaries of T. Rowe Price. Host: Nash Wedderburn

Today, it’s Midday on Money. With this season’s tax filing deadline fast approaching -- that’s by midnight this coming Monday, April 15, for you last-minute filers! – most Americans by now have encountered some of the biggest changes to the US tax code in more than three decades. Whether we wind up paying more taxes this year or less, planning for the future and increasing our financial literacy are always smart moves. Regardless of how much money we have, how well we manage it has a huge impact on how financially empowered we feel. Today, two experts join Tom in Studio A to help us up our games a bit when it comes to saving and investing:Stuart Ritter is a CFP in the Individual Investors segment of T. Rowe Price, based in Baltimore. He’s taught personal finance at Johns Hopkins University, and he serves on the board of the Maryland Council on Economic Education, which advocates financial literacy training for Maryland's school children.Nicolas T. Abrams is a Certified Financial Planner and the founder and CEO of AJW Financial Partners, LLC here in Baltimore. He hosts a television show called Financial Empowerment with Nick Abrams, which has been running on cable outlets in a number of states since 2015, and he’s the former host of a personal finance show on WOLB Radio ... And we take listener questions about finance for Nick and Stuart...This program was live-streamed on WYPR's Facebook page, and you can watch the video here.

Lou Harvey, president of Dalbar Inc. discussed his firm's latest survey showing that the moves investors make ultimately put them behind the market and the funds they own, noting that the problem was particularly acute in 2018 when a market downturn shaved more than 4 percent off the Standard and Poor's 500 but took more than twice that amount out of the portfolio of the average investor who made moves hoping to avoid potential losses. Also on the show, Peter Lang and Jeffrey Corliss of HighTower Advisors discuss longevity planning and financial stress tests, Eric Satz of AltoIRA discusses the use of alternative investments in retirement-savings vehicles, and Stuart Ritter of T. Rowe Price covers the surprising savings habits of gig-economy workers.

Think you have enough money? If you ask our featured guest Matt Manero, lots of people are walking around assuming they have enough (or enough for now) and they couldn't be more wrong. He says there's a good chance that you NEED more money. On today's show we're talking to Matt about protecting your downside, growing your income why you do NOT have to be the boss to get ahead, and more. In our headlines segment, we turn our eyes to Tori Spelling's financial woes. Are you building good money habits? It turns out that no amount of money will ever be "enough" if you don't have a plan behind your money. In our second headline, we're talking to Stuart Ritter of T. Rowe Price. Do people that work in the gig economy pay more attention to their money than people working for "the man?" We'll have the answer to that question and more on today's headlines. We'll also answer another listener letter, throw out Doug's trivia question, and answer a Haven Life Line (plus have a bunch of fun while were at it) on today's show. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Thanks to Lexington Law for supporting Stacking Benjamins. For a free credit report summary and credit repair consultation go to lexingtonlaw.com/SB

This episode outlines how the relationship between behavioral finance and retirement plan design has evolved in recent years.  Stuart Ritter is fantastic and was definitely one of my favorite guests on the podcast last year.  Our conversation is fast paced and full of great stories and examples for employers who are looking to get their arms around behavioral finance and how embracing the concepts can improve your participant retirement outcomes.   Guest Bio Stuart Ritter has appeared on television and radio programs for networks like ABC News, Fox Business, and National Public Radio; and has been quoted by The Wall Street Journal, The New York Times, Kiplinger’s Personal Finance magazine, Money magazine, and national news organizations.   Stuart received his B.S. in electrical engineering from the University of Maryland College Park, his M.A. in political science from the American University, and holds the CERTIFIED FINANCIAL PLANNER™ designation.   He taught personal finance at Johns Hopkins University for several years, and has also been an instructor at the University of Maryland’s Robert H. Smith School of Business.  He is a member of the Maryland State Department of Education’s Financial Literacy Education Advisory Council.   401(k) Fridays Podcast Overview Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over sixty prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode each Friday!

Are you concerned about getting started as an investor? You know that you need to invest if you want to build wealth over time. But do you have the tools you need to start investing? Stuart Ritter, VP of T. Rowe Price Investment Services, talks to us about how simple it can be to start investing, and what you can do to begin building wealth today. https://moneymastermindshow.com/start-investing/ Important issues discussed in this episode: What does it mean to be an entrepreneur? What makes someone a serial entrepreneur? Tips that can help you start a business. Sacrifices that come when you start businesses. Strategies for making your businesses work in a family setting. How to take the step from being a business owner to becoming a serial entrepreneur. Panelists In This Episode: Stuart Ritter | VP of T. Rowe Price Investment Services Glen Craig | Free From Broke Kyle Prevost | Young and Thrifty Miranda Marquit | Planting Money Seeds Peter Anderson | Bible Money Matters Tom Drake | MapleMoney

Episode Summary While you might be familiar with the term behavioral finance, you have not heard my guest Stuart Ritter, from T. Rowe Price explain the origins, research and fundamentals behind why it is so important for employers to understand and embrace as they design their retirement plans.  Stuart is a vice president and senior financial planner—designing, building, and implementing guidance and advice services to assist customers in achieving their financial goals. He has appeared on television and radio programs for networks like ABC News, Fox Business, and National Public Radio; and has been quoted by The Wall Street Journal, The New York Times, Kiplinger’s Personal Finance magazine, Money magazine, and other national news organizations. During our conversation, he shares useful and entertaining stories and analogies to help employers better understand the concepts of behavioral finance and why plan design options such as automatic enrollment and automatic increases are really not as foreign to employees as we may think.  I hope you enjoy this fast paced and information packed episode! Guest Bio Stuart Ritter is a vice president of T. Rowe Price Associates, Inc. He is a senior financial planner—designing, building, and implementing guidance and advice services to assist customers in achieving their financial goals.   He has appeared on television and radio programs for networks like ABC News, Fox Business, and National Public Radio; and has been quoted by The Wall Street Journal, The New York Times, Kiplinger’s Personal Finance magazine, Money magazine, and national news organizations.   Stuart received his B.S. in electrical engineering from the University of Maryland College Park, his M.A. in political science from the American University, and holds the CERTIFIED FINANCIAL PLANNER™ designation.   He taught personal finance at Johns Hopkins University for several years, and has also been an instructor at the University of Maryland’s Robert H. Smith School of Business.  He is a member of the Maryland State Department of Education’s Financial Literacy Education Advisory Council.   401(k) Fridays Podcast Overview Offers companies of all sizes free strategic, educational and actionable content to improve  their retirement plans.  My name is Rick Unser and I am your host.  All episodes leverage my nearly two decades of experience working with employers to bring you candid interviews with industry experts to enhance Fiduciary Protection, streamline Plan Operations and improve employee Retirement Readiness.   For more information please visit www.401kfridays.com

Imagine you’ve worked hard and saved for retirement. You have assets in taxable accounts, traditional retirement accounts, and Roth retirement accounts. When you retire, which accounts should you withdraw from first? That’s the question I posed to Stuart Ritter of T. Rowe Price. In the interview that follows, Stuart does a great job of discussing […] The post Which Retirement Accounts Should You Withdraw From First? appeared first on The Dough Roller.

Join Maria as she speaks with Stuart Ritter, assistant vice president of T. Rowe Price Investment Services, Inc. T. Rowe Price, in collaboration with Walt Disney Imagineering and Walt Disney Parks and Resorts Online, today launched The Great Piggy Bank AdventureSM .  Kristi G, founder of www.kristig.com, then Ted Rubin of Elf cosmetics.  Next, Sarah Welch, Alicia Rockmore and Alicia’s two sisters, Nancy Meyer and Susan Lerner, founders of Buttoned Up, Inc. (www.getbuttonedup.com), a company dedicated to helping busy women get more out of life by embracing the notion of imperfect organization.