Podcasts about preferences

What if most of your suffering comes not from what happened, but from the gap between what happened and what you expected?A moment from the podcast archive that I felt deserved to be heard again.Today, my guest Hans Wilhelm, mystic, spiritual teacher and author whose books have sold over 40 million copies worldwide, shares a deceptively simple but profound insight from author Ken Keyes: change your expectations into preferences, and you take the sting out of almost anything life throws at you.Press play for one of the most practical and immediately applicable pieces of wisdom I have shared on this podcast.˚VALUABLE RESOURCES:Listen to the full conversation with Hans Wilhelm in episode #520:https://personaldevelopmentmasterypodcast.com/520˚Send us a textSupport the showSubscribe to our weekly email: https://personaldevelopmentmasterypodcast.com/email---A personal development podcast for midlife professionals, offering mindset tips and practical tools for personal growth, self mastery, personal mastery, and purposeful living. Discover psychology tips for emotional intelligence and growth mindset, including overcoming impostor syndrome and building self mastery.Personal Development Mastery features personal development interviews and solo episodes empowering professionals, entrepreneurs, and seekers to cultivate self mastery and create a meaningful, fulfilling life aligned with who they truly are.To support the show, click here.

How does lifting change what you are attracted to? (It does), what to eat pre/post workout and deep on hamstrings, glutes and deadlifts. All links: Swolenormous Links

Keke Palmer spoke on her podcast and specifically praised blue-collar professionals like mechanics and firefighters, reigniting a broader social media debate about modern dating standards and what truly makes a partner “high value.” The entertainment buzz continued with growing reactions to Stephen A. Smith receiving the National Association of Black Journalists’ 2026 “Thumbs Down” Award. NABJ cited what it described as a recurring pattern of disparaging commentary about prominent Black women in politics, sports, and media, a move that has sparked strong reactions across journalism and social media circles. See omnystudio.com/listener for privacy information.

Episode 415: Zemp Phi Zemp

Today on the podcast I'm introducing you to Leah from Arizona, an amazing single woman whose life has taken an unexpected turn as a health and wellness influencer over the past few years. Leah went on a health journey of losing over 200lbs naturally and started sharing about her health journey on social media – which quickly gained attention. She's in a season of stepping into all the things God has for her - and hopes and prays that this journey will include a husband one day as well. We also spent some time talking through her “not my husband list” – the list of things that she considers a major turn off in the world of online dating…she wants to know if her list is reasonable, or unreasonable! It's important for us to know our NEEDS vs our PREFERENCES when it comes to dating, and this conversation will challenge you to take a second look at your list as well. You're going to love this conversation as well as Leah Mancuso, so reach out to her and make a connection! Email: leahhopehealth@gmail.com **A quick note: While we're excited to introduce you to the singles featured in this series, their appearance on the podcast should not be considered an endorsement or recommendation. We have not conducted background checks or extensive screening, so if you choose to connect with someone featured here, please do so thoughtfully and at your own discretion.

Bradley and Dawn talk Brad Pitt's non sobriety and play Blinded by the item in the first hour.In the second hour, Dawn talks about Brooks Nadar being topless with her whole family, Bradley has a Perez Hilton update and Dawn talks about Matt Damon's Odyssey training, and then Bradley talks about scientifically altered protein lettuce. Baby Shark boy is now a K-Pop singer and Brad tells us when we should be eating dinner! In the third hour, how do you want to travel, new or familiar places? Dawn talks about Matthew Lillard has an awkward former fan interaction, Bradley has a Kardashian bunker conspiracy and the show ends with one star reviews and the five second rule!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Navigating Decisions Every day we make decisions. Some are small. Others shape the direction of our families, our relationships, and our future. The question isn’t whether we’ll face decisions, but where we’ll turn for wisdom when we do. In Week 2 of NAVIGATE, we dive into James 1:5 and discover that God doesn’t expect us to navigate life alone. He invites us to ask Him for wisdom, and He promises to give it generously, without shame or condemnation. We’ll also discover the difference between living by principles and living by preferences. Principles are rooted in God’s unchanging Word. Preferences are driven by our changing feelings. Mature faith doesn’t ask God to rewrite His truth for our situation. It asks Him how to faithfully live out the truth He’s already revealed. “You don’t need all the answers. You need access to the One who does.” James 1:5 Discussion topics Icebreaker:What’s one of the funniest or worst decisions you’ve ever made? (Keep it light… wrong turn on vacation, bad haircut, impulse purchase, terrible first car, etc.) HEAD – What did Jesus say to you through the Word? Read James 1:5-8 together. James tells us that if we lack wisdom, we should ask God. According to Sunday’s message, how is wisdom different from simply having knowledge? The sermon made a distinction between principles and preferences.  How would you explain the difference in your own words? Why do you think James follows the promise of wisdom (v.5) with a warning about being double-minded (vv.6-8)? What connection do you see? HEART – How did it make you feel? When you’re facing a difficult decision which one are you naturally more tempted to follow? God’s principles? Your feelings? Other people’s opinions? Whatever seems easiest? Why? Is there an area of your life where God has already made His will clear through Scripture, but you’ve been hoping for a different answer?  Remember that in the sermon on Sunday Pastor David said, “Immature people make decisions based on preferences. Mature people make decisions based on principles.” Where do you see yourself growing in this area? HANDS – What are you going to do with it? Which area of life do you most need God’s wisdom in right now? Money Parenting Marriage Friendships Work Purity Time Something else? Is there one decision you’ve been delaying because you’ve been waiting for more clarity, when God may simply be asking you to obey what He’s already revealed? Check out our other audio series and video playlists that can help you find Jesus in every moment and then discover what’s next

What does the Bible say the Church is supposed to look like, and what happens when we lose the things that made the early Church powerful?In Part 7 of The Acts of the Disciples, Pastor George Sawyer takes us back to Acts 2 and Pentecost to uncover what he describes as the original DNA of the Church: a Spirit-filled people connected across generations, cultures, races, and genders.The Book of Acts isn't simply the story of apostles and famous leaders. It's the story of disciples, ordinary people empowered by the Holy Spirit to carry the Gospel forward. At Pentecost, people from different nations heard the wonders of God in their own languages, generations were included in the outpouring, and both men and women were empowered by the Spirit.Using Acts 2, Galatians 3:28, Acts 21, and the relationship between Paul and Timothy, Pastor Sawyer challenges the Church to reject division, racial prejudice, generational isolation, judgmentalism, and the constant conflict that can be amplified through social media. Instead, believers are called to pursue healing, forgiveness, honor, and Spirit-led unity.This isn't a call for uniformity, it's a call for unity in Christ while celebrating the people and generations God created us to be.If you're searching for biblical teaching on Pentecost, Acts 2, church unity, racial reconciliation, women in ministry, generational faith, the Holy Spirit, spiritual gifts, Christian community, or the biblical DNA of the Church, this message will challenge and encourage you to see the Church through the lens of Scripture.The early Church changed the world because people who were different became one in Christ. That same Spirit is still moving today.In this message you'll discover:* Why the Book of Acts is about every disciple, not just apostles* What Pentecost reveals about the Church's original DNA* Why generations need one another in the Kingdom of God* How the early Church modeled unity across cultures and ethnicities* What Galatians 3:28 teaches about our identity in Christ* How Scripture shows women participating in Spirit-empowered ministry* Why healing, forgiveness, and reconciliation are essential for revival* How the Church can model Spirit-filled unity in a divided cultureIf this message speaks to you, subscribe, share it with someone from another generation or background, and take time to ask God where He may be calling you to build a bridge instead of a wall. Revival doesn't require us to become the same, it requires us to become one in Christ.00:00 The Acts of the Disciples: More Than Just Christians02:09 God's Plan and Purpose for Every Believer04:02 Pentecost: The Birth of the Spirit-Filled Church07:55 When Faith Is Mocked: Standing Firm for Jesus10:24 The DNA of the Church: Three Supernatural Connections11:03 Why Generations Need Each Other12:50 Sons and Daughters Filled With the Holy Spirit13:43 Racial Unity and Diversity in the Book of Acts17:01 Paul and Timothy: Biblical Generational Mentorship20:57 Championing the Next Generation22:49 Calvary's Call to Biblical Diversity23:57 Seeing People Beyond Race and Background24:43 Understanding Prejudice, Identity, and the Gospel26:39 Unity Over Uniformity in the Body of Christ27:56 Sanctified Ethnicity and God's Design28:40 One in Christ: Galatians 3:28 Explained29:31 The Power of Healing and Forgiveness31:23 Women, Prophecy, and Spirit-Empowered Ministry35:28 Culture Wars, Division, and the Church37:22 Worship, Preferences, and Generational Differences43:08 Repent, Reconnect, and Pursue Biblical Unity46:48 Prayer for Revival, Healing, and Commission

The perfect band member is an incredible player, always available, completely prepared, easy to work with, affordable, ambitious—but not *too* ambitious—and somehow has nothing else happening in their life.Unfortunately, that person does not exist.Every musician brings a combination of talent, reliability, availability, personality, preparation, ambition, and baggage. The real question is not whether someone has flaws. It is whether your band can function with those particular flaws—and whether the problem is actually the musician or the position they have been hired to fill.This week, we discuss:• The unavoidable trade-offs involved in hiring musicians• Why great players are not always the best band members• Choosing availability and reliability over raw talent• What an audition can—and cannot—tell you• The danger of hiring someone based on imagined potential• Separating personal preferences from actual deal breakers• Why repeatedly replacing the same position may reveal a structural problem• How clear expectations, communication, calendars, charts, practice tracks, payment systems, and defined leadership make imperfect lineups work• Why predictability may be more valuable than perfectionWe also get an update on Dan's attempt to restage his band, consider a potential live band karaoke pivot, fall into Adam's latest impossible-guitar rabbit hole, explore the very sparkly world of Cream Guitars, and revisit notable CBC episodes from this week in the show's history.Try JamZone Premium free for 30 days: https://jamzone.com/l/pro/CBCJZWhat quality comes first when you hire a musician: talent, reliability, availability, preparation, or personality? What have you learned never to compromise on?Leave a comment or email us at [coverbandconfidential@gmail.com](mailto:coverbandconfidential@gmail.com).Cover Band Confidential is the podcast for cover band musicians and band leaders who want to rock more and suck less.This week is CBC History:1 year ago Spicy Takes and Sore Fingers (aka Dan's first post-surgery gig) https://www.podomatic.com/podcasts/coverbandconfidential/episodes/2025-08-07T17_00_00-07_002 years ago 5 creative ways to engage with your audience! (on-stage and off) https://www.podomatic.com/podcasts/coverbandconfidential/episodes/2024-08-08T19_00_00-07_003 years ago When is it Time to Reevaluate? https://www.podomatic.com/podcasts/coverbandconfidential/episodes/2023-08-10T19_00_00-07_004 years ago How To Get Started With In-Ear Monitors https://www.podomatic.com/podcasts/coverbandconfidential/episodes/2022-08-11T17_58_07-07_005 years ago Setlist and Flow (AmberCast Part Deux) https://www.podomatic.com/podcasts/coverbandconfidential/episodes/2021-08-12T19_09_44-07_006 years ago CBC #114 (Song Selection Revisited) https://www.podomatic.com/podcasts/coverbandconfidential/episodes/2020-08-06T19_31_27-07_007 years ago CBC #062 (Mike Schulte of The Pork Tornadoes) https://www.podomatic.com/podcasts/coverbandconfidential/episodes/2019-08-07T19_26_28-07_008 years ago CBC Episode 019 (Coming Clean) https://www.podomatic.com/podcasts/coverbandconfidential/episodes/2018-08-10T04_16_16-07_00#CoverBand #BandLeader #WorkingMusician #GiggingMusician #BandAdvice00:00 Cold Open and Introductions00:55 Restaging the Band02:31 Gear Quest and Cream Guitars06:40 Jam Zone Promo Housekeeping07:35 This Week in CBC History11:23 Perfect Lineup Fantasy15:09 Defining the Ideal Member17:41 Tradeoffs and Reality Checks20:00 Choosing the Right Flaws21:03 Availability vs Skill21:44 What the Gig Requires24:33 Auditions Miss the Truth26:15 Is the Chair on Fire30:42 Hiring on Hope32:55 Preferences vs Dealbreakers37:43 Predictability and Systems42:26 Listener Scenario and Wrap

From Shane Mauss: Mating Season https://www.comedydynamics.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Where are all the big boys? Stacey and J Sbu unpack Minenhle's confession about dating preferences, as listeners weigh in on body types, attraction and where to find Durban's big boys.

It's the much promised Chip Strategy Podcast with Suj and James as they take a look at how best to deploy the four FPL Chips in the first half of the season. Bench Boost GW1 v GW2 has become a hot topic of conversation within the FPL community, but might there be better alternatives later on? Can we look beyond Triple Captaining Erling Haaland? When might the Free Hit be most useful? And will everyone Wildcard during the first International Break before GW6? Preferences and alternatives discussed, the psychology of how chips can hurt the subconscious of player selections and more, including a reminder, to Play It Your Way. Tomorrow on Planet FPL: Ask James, live stream at 1pm BST on YouTube with a Podcast of the stream posted shortly after conclusion Today on Patreon: Tot&Ham (IT+) & The FPL Dilemma (AT) The full Planet FPL schedule for this week can be found via this post: https://www.patreon.com/planetfpl/posts/content-schedule-165617841 Want to become a member of our FPL community and support the Podcast?  Join us on Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/planetfpl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow James on Twitter/x: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/PlanetFPLPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Suj on Twitter/x: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/sujanshah⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Clayton on Twitter/x: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/claytsAFC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow David on Twitter/x: https://x.com/PlanetFPLHunter Follow Nico on Twitter/x: https://twitter.com/nico_semedo Subscribe to our YouTube channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@PlanetFPL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Like us on Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/planetfpl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/planetfpl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ #FPL #FantasyPremierLeague Learn more about your ad choices. Visit podcastchoices.com/adchoices

Notes: Ms. Ayerza studied criminology, forensic behavioural sciences and psychology. Her early research examined eyewitness memory and the re-entry of exonerees before she became interested in cybercrime and cyberstalking. She was drawn to cybercrime because it is not limited to hacking, malware and phishing. Technology is part of everyday life through social media, email, dating apps and other commonly used services. Dating apps allow users to create profiles, specify the people and relationships in which they are interested and indicate interest in other users. When two users express an interest in one another, they can normally begin communicating through the app. Some dating apps are intended for broad audiences, while others serve particular lifestyles, interests or sexual orientations. Profiles are often presented as individual photographs or grids of photographs from which users make selections. Ms. Ayerza explains that dating apps are designed to make dating convenient and can feel like games. The superficial and rapid nature of matching can encourage users to make decisions based primarily on photographs. Harassment can arise when users send repeated messages in an effort to gain someone's attention. Some people may not recognize these repeated or unwanted communications as harassment. Users may also deliberately match with someone because they disagree with something in that person's profile and want an opportunity to criticize or harass them. Ms. Ayerza conducted an online survey of adult dating app users living in the United States. The study examined the information people included in their profiles, the photographs they shared and characteristics of the applications they used. The study considered whether users disclosed their relationship preferences, sexual orientation, workplace or occupation. It also examined whether they used their full name or an alternative name and whether their photographs included friends or family. Verification on dating apps can be a relatively superficial process in which a live photograph is compared with the photographs on a profile. Premium features may also allow users to change the location in which their profiles appear. Users often adopt their own protective measures, such as using pseudonyms or withholding photographs of their faces. However, designing effective technical safeguards is difficult because repeated messages can be part of both ordinary conversations and harassment. Most dating app users do not experience harassment, but Ms. Ayerza says that around a quarter of the users in the study experienced these forms of harm. The study did not compare victimisation across individual dating apps. Ms. Ayerza suggests that larger platforms may have more resources and face greater public pressure to introduce safeguards, while smaller platforms may have fewer resources. Sharing relationship or sexual orientation preferences was not found to increase risk. Ms. Ayerza suggests that these preferences help platforms present users with people who have similar interests without necessarily revealing where someone can be found. Including information about where a person works or studies increased risk. Photographs featuring friends or family also had an influence because they can reveal social connections and additional information about the user. Uploading photographs of one's face was not found to increase risk, possibly because facial photographs are a normal and often required part of using dating apps. Matching with someone under the age of 18 increased risk. Ms. Ayerza connects this finding to the limited measures used by dating apps to confirm that users are old enough to participate. One of the most surprising findings was that using a pseudonym or nickname increased risk. Ms. Ayerza discusses the possibility that an alternative name creates a false sense of security and encourages people to disclose more information. Ms. Ayerza advises users to think carefully about what they disclose. Preferences may be appropriate to share, while details about occupations, workplaces, friends and family may be better withheld until someone is known more closely. She emphasizes that responsibility should not be placed entirely on victims. People should understand that harassment is unacceptable and platform operators should do more to prevent and respond to harmful behaviour. Possible platform interventions include better reporting mechanisms and educational or training modules that users complete before creating a profile. Schools could help prepare young people to communicate appropriately on dating apps once they are old enough to use them. Ms. Ayerza also argues that governments should treat conduct on dating apps more seriously because every profile represents a real person. Future researchers need measures that reflect the activities people actually perform on dating apps. Greater consistency would also make it easier to compare findings across studies. Ms. Ayerza plans to examine offending as well as victimisation. Her future research will consider unwanted sexual messages, sexual violence and the experience of multiple forms of harm on dating apps. About our guest: Jennifer M. Ayerza, M.A. https://cls.gmu.edu/people/jayerza https://cebcp.org/team/jennifer-ayerza/ https://www.linkedin.com/in/jennifer-ayerza-38353a233 Papers or resources mentioned in this episode: Ayerza, J. M., Lee, J. R., O'Malley, R. L., & Lee, C. S. (2026). Cyberstalking and online dating: Examining cyberstalking victimization among dating app users. Asian Journal of Criminology, 21, Article 5. https://doi.org/10.1007/s11417-025-09480-2  

Choosing a Trustee: Why Naming Your Kid May Be a Mistake — Marguerite Lorenz Short answer: Naming your child as trustee, executor, or agent under your power of attorney is the default choice for most American families — and it is frequently the wrong one. In this episode of Wealth Actually, host Frazer Rice talks with California Licensed Professional Fiduciary and Master Certified Independent Trustee Marguerite Lorenz about why roughly two-thirds of American adults still have no estate plan, why the job of a trustee is far more intimate and technical than families expect, and how to decide between a family trustee, a bank or trust company, and an independent professional trustee. https://youtu.be/56bzuORe8YI Episode Overview: Who Will Actually Run Your Plan? Most estate planning conversations stop at the documents. Marguerite Lorenz argues the documents are the easy part. The hard part is staffing — deciding who steps in when you can no longer make new decisions, and whether that person can absorb the technical, financial, and emotional weight of the job. Lorenz has served as trustee, executor, agent under power of attorney for finance, and agent for health care for hundreds of families since 2003. She is the author of three books — Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and the newly updated Ethics for Trustees 2.0 — and she is Vice-Chair of the Independent Trustee Alliance. Her framing line, and the one that should stick with every listener: “If you don’t get your estate plan done, you’re suing your family. You’re making them go to court. And who would want to make anyone else go to court?”— Marguerite Lorenz This is the second time Marguerite has joined the show. Her first appearance covered the mechanics of individual trusteeship: EP.75 — Individual Trusteeship with Marguerite Lorenz. Key Takeaways •Only about a third of American adults have any written estate plan — and Lorenz argues half of those plans would not actually function when needed. •Professionals are barely better than the public. When Lorenz polls rooms of attorneys, CPAs, and financial advisors, roughly one-third raise their hands for a complete, up-to-date, ready-to-go plan. •The trustee role is intimate, not administrative. A trustee sees your paperwork, your bills, your medications, and your bedroom. “Who is going to be the first person in your bedroom when you are no longer able to make new decisions?” •Incapacity, not death, is the long tail. Many people live for five or six years unable to make new decisions. The trustee’s job often runs during your lifetime, not just after it. •A professional trustee can be temporary. Lorenz recounts stepping in for a client during cancer treatment, providing a full accounting, and stepping back down when he recovered — then serving again after his death. Would your child step back down? •Estate planning is about preferences, not predictions. “Our power in estate planning is not prediction, it’s setting our preferences” — and preferences can only be set while you are competent. •Quality of life belongs in the plan. Not just tax, legal, and financial terms — but how you want to live, where you want to live, and what small things matter (for Lorenz, an international selection of dark chocolate). •Digital assets are now a core trustee problem. Phones, social accounts, and daily transactions all require someone with access and authority. •A will does nothing while you are alive. “The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone.” •Cost is usually overestimated. Both an estate plan and an independent professional trustee typically cost far less than probate court. •Revisit every five years. Calendar a five-year check-in with your attorney to review law changes, marriages, divorces, births, and deaths. Chapters and Timestamps •[00:00] Cold open: “If you don’t get your estate plan done, you’re suing your family.” •[00:32] Welcome back — introducing Marguerite Lorenz, California trustee and author •[01:14] Luck or Control? — why fear keeps families from finishing an estate plan •[02:22] What a full-time trustee actually sees: trustee, executor, agent for finance, agent for health care •[03:49] Why families default to naming a child — and where that breaks down •[05:00] The skill set nobody screens for: negotiation, calm, empathy, and grief •[05:40] Case study: serving as temporary trustee through a client’s cancer treatment — and stepping back down •[07:51] Why even attorneys need their own attorney: nobody is objective about their own circumstances •[09:09] The five-year estate plan check-in as a life milestone •[09:39] How to Be a Successful 90-Year-Old — living well to the very end •[10:20] The “black box” problem: privacy, dignity, and care in your own home •[11:54] Preferences over predictions — planning for your future vulnerable self •[13:40] Rewriting an advance health care directive after hundreds of hospital bedsides •[16:13] The statistics: only a third of adults — and only a third of professionals — are actually ready •[17:47] Frazer’s challenge to advisors: you can’t advise well if you aren’t practicing what you preach •[18:22] The first question in Luck or Control?: “Hey professional, do you have your estate plan done?” •[19:21] Ethics for Trustees 2.0 — what’s new in the updated audio and PDF edition •[20:27] Family trustee vs. bank trustee vs. independent professional trustee •[21:52] The looming crisis: the great wealth transfer, incapacity, and digital assets •[24:54] Documenting the “why” behind hard trustee decisions •[25:23] Probate courts overrun, bioethics committees, and next-of-kin defaults •[26:54] Where to find the books, the podcast, and the Independent Trustee Alliance directory About the Guest: Marguerite Lorenz, MCIT, CLPF Marguerite Lorenz is a California Licensed Professional Fiduciary (CLPF #319) and a Master Certified Independent Trustee (MCIT). She has served as Trustee, Executor, Agent for Finance, and Agent for Health Care for more than 200 families since 2003 as managing partner of Lorenz Private Trustees. Marguerite is Vice-Chair of the Board of the Independent Trustee Alliance, past Chair of the California Professional Fiduciaries Bureau Advisory Committee, and host of the Plan For This podcast. She is the author of Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and Ethics for Trustees 2.0. About the Host: Frazer Rice Frazer Rice is the author of Wealth, Actually: Intelligent Decision-Making for the 1% and host of the Wealth Actually podcast, where he interviews experts, entrepreneurs, and commentators on preserving assets and enjoying wealth. Resources and Links Mentioned •PlanForThis.com — Marguerite’s books, the Plan For This podcast, and a free First Steps toolkit. Ethics for Trustees 2.0 is now exclusive to this site (audio + PDF bundled with purchase). •TrusteeAlliance.com — the Independent Trustee Alliance directory for locating certified independent trustees by state. •Marguerite Lorenz on LinkedIn •California Professional Fiduciaries Bureau — state licensing for professional fiduciaries •Related episode: EP.75 — Individual Trusteeship with Marguerite Lorenz •Related episode: What If You Are Named in a Will or Trust? Frequently Asked Questions Should I name my child as trustee? Not automatically. A child understands the family but may lack the technical skill to handle tax, legal, financial, and medical decisions — and may be grieving or in conflict with siblings at the exact moment judgment is required. Marguerite Lorenz notes that a trustee must be a good negotiator, stay calm under pressure, set aside personal feelings, and enforce rules the grantor set. She also raises a test most families never consider: if you recover, would your child voluntarily step back down and hand you a full accounting? What is the difference between a family trustee, a corporate trustee, and an independent trustee? A family trustee is a relative or friend serving in a personal capacity, usually unpaid and untrained. A corporate trustee is a bank or trust company with institutional infrastructure, minimum account sizes, and staff turnover. An independent professional trustee is a licensed or certified individual — like a California Licensed Professional Fiduciary — who serves full-time, carries a succession plan, and can often be engaged at a lower cost than families expect. The Independent Trustee Alliance maintains a national directory of independent trustees. What does a trustee actually do while I am still alive? A trustee acting during incapacity manages assets, accounts for every dollar, handles taxation, pays bills, coordinates care, and increasingly manages digital assets such as phone-based transactions and social media accounts. Lorenz emphasizes that many people live for five or six years unable to make new decisions, so the trustee’s lifetime role is often longer and more demanding than the post-death administration. How often should I update my estate plan? Roughly every five years, or sooner after a major life event such as marriage, divorce, birth, death, a liquidity event, or a change in tax law. Lorenz recommends putting a five-year reminder in your phone to call your attorney and ask what has changed in the law and in your life. What happens if I go to the hospital without an estate plan? The hospital and its bioethics committee will do the best they can and will look for next of kin to make decisions for you — potentially people with whom you have never discussed your personal wishes. A will does not help here, because a will only operates after death. Financial and health care powers of attorney are what grant someone authority while you are alive. Is an estate plan expensive? Usually less than people assume, and materially less than probate court. Lorenz makes the same point about professional trustees: “Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about.” Do financial professionals have their own estate plans? Often not. When Lorenz polls audiences of attorneys, CPAs, and financial advisors, only about a third report having a complete, up-to-date, ready-to-go plan — barely better than the general public. Her challenge to the profession is that clients will increasingly ask advisors directly: “Do you have your estate plan completed?” Pull Quotes “Our power in estate planning is not prediction, it’s really about setting our preferences.” “Who’s going to be the first person in your bedroom when you are no longer able to make new decisions?” “I’m not in charge. I’m a servant-manager.” “Once I get my estate plan done and updated, I don’t think about it anymore. My head space is so clear because everything I was worried about has been thought about, considered, allowed, and put down in writing.” Full Transcript Transcript lightly edited for clarity. Timestamps are approximate. [00:00] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. You’re making them go to court, right? And who would want to make anyone else go to court? [00:08] Announcer: Welcome back to the Wealth Actually podcast, the show that features experts, entrepreneurs, and commentators that will give you the right knowledge, planning, and guidance so you can preserve your assets and enjoy your wealth. Learn more and subscribe today at wealthactually.com. This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinion of the employers of the host or guests. [00:32] Frazer Rice: Welcome back. Friend of the podcast Marguerite Lorenz is on the podcast this week. She’s a California trustee and has a new book called Luck or Control? out. We’re going to talk a little bit about fiduciary matters and what it takes to have good staffing within your estate plan. Welcome back, Marguerite. [00:54] Marguerite Lorenz: Thank you, Frazer. [00:55] Frazer Rice: Since the last time you were on, you have a couple of books out and we’ve gotten to see each other a couple of times with the Independent Trustee Alliance. Let’s talk a little bit about the new book that you just published and what you’re trying to do with it. [01:14] Marguerite Lorenz: So that book is Luck or Control? The Life-Improving Power of Estate Planning. And I wrote it because I’ve seen hundreds and hundreds of families really struggle with how this is going to get done, and many people don’t get their estate plan done at all because they’re so afraid. They don’t know what to expect, they don’t want to talk about their mortality, they don’t want to have serious conversations with their loved ones. And if we don’t have those conversations, we really lose all control when we need it the most — when that medical crisis happens or when life changes in a big way. [01:52] Frazer Rice: No question about it. And I went through the book and it’s an important read, because for those people who really have to get their affairs in order and feel stuck for some reason, I think you do a good job of laying out why you need to get unstuck and then how to take a couple of steps to initiate those conversations and get the important things down so that you can then have the deeper conversations that help out later on as you’re structuring things. What part of your experience being a full-time trustee helped to inform all of this? [02:22] Marguerite Lorenz: Well, as a trustee professionally, I’ve met with lots of different families in lots of different circumstances. And for many of them they’ve named me, and so I’m serving in that role. It’s not just trustee; it’s trustee, executor, agent on the power of attorney for finance, and even as agent for health care. And so that’s a very intimate job. It’s a job where you end up seeing someone’s entire life, or as much as you can of another person — their paperwork, how they do things, how they pay their bills, how they live, what medications they take. It’s really very intimate. And I think a lot of us assume that our children know us and they’ll do what we want them to do. But the thing is that it’s very likely you haven’t lived with your children in the same household for decades. And now you’re asking them to come back, drop their life, and come in and be that person for you. Be the person who’s going to protect your privacy, be that person who’s going to protect the way you want to live. And they may disagree with the way you want to live. They may actually have issues with some of the choices that you’ve made or how you’ve proceeded. So now, in addition to having a medical challenge where you’re not able to make new decisions — maybe temporarily, maybe permanently — now you have someone who wants to run the show or actually be in charge. In my job as a professional trustee, I’m not in charge. I’m a servant-manager. I’m really taking the trustor’s wishes and how they’ve structured things and really looking at that to be sure that I can continue it as best I can with all the changes that have occurred. [03:49] Frazer Rice: One of the things we were talking about before we got on board, and something we’ve discussed generally through the Independent Trustee Alliance, is that people who are asked to serve in those roles usually are family members. And for people who are uninitiated in the field, that seems like an obvious choice, because they’re really trying to put somebody in there who understands the family. But as you and I know, they may not be necessarily qualified to deal with the technicalities of the different roles that we just discussed. But also, the idea of taking on the emotional toll of these new conditions can be something different and unapproachable for many people. [04:30] Marguerite Lorenz: Well, I think it helps to kind of look at some of those issues. So you might have more than one child. Even if you have an only child, these issues apply. And now you’ve been in the hospital and you’re expecting this person to deal with your tax, legal, financial, and medical decisions. This person has to be a good negotiator. This person has to be calm when there’s issues that arise, and they may have feelings — they may be grieving that things have changed for themselves and in their relationship with you. So I think to be really empathetic and to be really kind and compassionate, we have to get our own stuff in order so that we can really have a good experience for our last days. And again, some of these roles that I’ve served in have been temporary. Let me give you an example. I worked with a gentleman whose wife had passed away because of cancer. She had been gone about two years and he himself was diagnosed with cancer. So he already knew what that might be like, right? She had already had chemotherapy; he was right there with her through all of that experience. Well, now faced with it himself, he said, “In order for me to do this, I don’t have a partner. I need somebody who’s going to deal with the business of my life so that I can focus on my health.” He named me as his trustee. I became active. I reported to him because he was still able to receive those reports. He was certainly mentally able, but physically it was really hard. He was exhausted most of the time. And he was going to grief support for the loss of his wife and going to chemotherapy treatments. So you can imagine just how full his day was. So we’re into this two years. He met a woman at grief support. He was feeling better because the treatment worked, and he decided he wanted to travel the world before he died. And he married this woman, and they were very happy together. And he asked if he could be trustee again. So — I’m a professional trustee. It’s part of my duty to step back and step down when the trustor who wants to be trustee again wants that job back. So I gave him a full report, he had an accounting, he knew exactly what had happened during my term. He went on with his life, and then he passed away and I became trustee again. So I just wanted people to know that it could be temporary. It’s not necessarily a permanent job. Would your child step back down? [07:14] Frazer Rice: No question. Once in the role, sometimes it’s difficult to get out of it. But you did the right thing in terms of getting an accounting, making sure that your duties stopped when you were told to get off, and then when you were ready to come back on, that those sightlines are very clear. And that’s what comes with talking to a professional like you. You understand those parts so that you’re not having things bleed from one role into another and having liability issues or misunderstandings with the next generation. [07:51] Marguerite Lorenz: Right. And let’s talk about working with professionals from the beginning. We don’t know what we don’t know. And even attorneys need to go to an attorney to get their estate plan done. There may be attorneys who disagree with that, but none of us can be truly objective about our own circumstance. And we need someone who’s going to ask us some tough questions and really help us figure out: what is our intention? How do we feel about this? What’s important to us? So, getting my own estate plan done — I was a single mom in a new profession. I had just become a fiduciary and I had just learned about estate planning. I was learning so much at that time and realized, every time I drive on the freeway, I’m risking my children’s future. I’m their only parent. What can I do about that? So estate planning isn’t just about money, and it isn’t just about death. It’s also about taking an inventory. What do I have? What have I accomplished? Who do I love? What do I really care about? And once we get to have those kinds of conversations, our whole perspective on life improves. And I’ve used my own estate plan, every time I’ve gone to update it, as sort of a milestone check — where am I now? [09:09] Frazer Rice: Maybe the standard procedure is every five years to check in and make sure that life has not advanced as far as divorce, deaths, new kids, marriages, things like that, to make sure that the plan is in place. And it’s a great milestone to reflect on things. And then, as we move up the ladder wealth-wise, if there are changes in tax laws and things like that, it’s important to make sure that the plan understands that change and is able to accommodate what’s going on on that front. Let’s take that as a segue. You have another book that you came out with, How to Be a 90-Year-Old — or a well-functioning 90-year-old. [09:36] Marguerite Lorenz: How to Be a Successful 90-Year-Old. [09:39] Frazer Rice: More than well-functioning — actually successful. How to Be a Successful 90-Year-Old. I have not read that yet, so tell us a little bit about what’s going on there. [09:47] Marguerite Lorenz: Well, I want everyone to have that blue ribbon feeling at the end of their lives. And I picked 90 because I have had clients that have reached a grand old age of over 100. My last client passed at 105. So it is possible to live well until the very end. And I’ve been working with people for over 20 years that are much older than me, who have lots of wisdom and experience to share. Their stories are important. So for people that are serving as trustee — whether you’re a family member trustee or you’re a professional — this book might be helpful, because I actually talk about the relationships with those clients. And I also talk about some things we could do now so that life is simpler, better, and more comfortable when we might need some help. And that’s another barrier that a lot of us have. We have this barrier to having someone come into our home and help us. Our home is our sanctuary, it’s our private space. But I want everyone who’s listening right now to just think about it: who’s going to be the first person in your bedroom when you are no longer able to make new decisions? And do you want that person to see everything that might be in your bedroom? Many, many adults have what I call a black box. We have something that’s private that really, really we keep to ourselves. But everything gets exposed once you are not able to care for yourself. So then what? Well, many people want to stay in their home no matter what, as long as possible. So imagine, if you will — some of my clients have lived in the same home for 30, 40, 50 years. And now they have to get care. Can we arrange to have that care in their home? So this exploration is really about living well to the very end. There are some really great tips, things I’ve learned from my 90-plus-year-old clients that I’ve employed and deployed for myself. [11:23] Frazer Rice: Just as an example there — I’m a ripe old age of 53 shortly. The idea of getting things in place while you’re at the peak of your powers, and you don’t have the difficult decision of having the car keys taken from you, or being in a home that isn’t appropriate for you anymore, meaning you don’t have the necessary safeguards for showers and stairs and things like that. Do you get into that, as far as trying to look five years ahead to make sure that the things that you can do now in a more comfortable environment take place before maybe the emergency happens and then all of a sudden we say, “Oh my gosh, we’ve got to do a complete overhaul here”? [11:54] Marguerite Lorenz: Well, as you know, Frazer, our power in estate planning is not prediction, it’s really about setting our preferences. And if we don’t do that while we feel good, while we’re competent, while we’re thinking clearly, we don’t get a chance to express that or do that once we’ve lost our competence. So this is really important — that I’m thinking about my future vulnerable self. I’ll give you a small example for me personally: dark chocolate is part of my life. I like having an international selection of dark chocolate and I don’t want the same kind every day. I feel the nuances and the taste and the flavors; it’s important to me. For some people that might be wine, for other people it might be fine literature. It really depends on what you’re into. Well, our estate plan can be just about tax, legal, and financial stuff, but it really should be more. It should be about our quality of life. And that’s really what I’m instructing and what I’m talking about in a very warm, personal way in How to Be a Successful 90-Year-Old. And even in Luck or Control?, I want people to understand the function of the documents. So we talk about the documents and what they’re supposed to do to assist your person. But you have to have a person. And you might choose to have a trust company or a bank serve as your trustee, you might have a family member, you might have an individual like me — an independent trustee. You can find more independent trustees at the Independent Trustee Alliance. But the point is: how do I want to live? Who do I want to have help me? What does that help look like? Well, you might not know all the answers right now, but if you begin now, your eyes open to different possibilities. I’ll give you an example: I have visited lots of hospitals. I’ve been to people’s bedsides many, many times. I’ve learned that there are certain procedures I’m just not willing to go through. So in my mind I had to update my advance health care directive to basically say: this shell that I’m in, the case I walk around in, the machine that I live in, needs to be kept alive long enough so that my boys can say goodbye. And that’s not for me, that’s for them. But I don’t want it to go on interminably. [15:00] Marguerite Lorenz: So I’m pretty specific in my documents about what I want. So I’m hoping to help people have a little perspective — use that energy you have, use the power that you have right now to make decisions for yourself, and allow yourself the opportunity to update your estate planning documents from time to time, so that what you learn goes into your documents, and what you decide and what your intention is, is clear. [15:23] Frazer Rice: One of those points that you bring up that I think is important is that you can be a really good user of professional services with some forethought. To muse a little bit about what the end of life looks like is somewhat an unpleasant thought, if you feel like you’ve got less than your full faculties and that ends up being your future. But thinking about that and putting some planning around it, and real ideas about what you want others to take away from your end of life, in many ways I think is a great way to really get the documents put in place and reduce tension and questioning later, and any ambiguity that there might have been ahead of time. [16:13] Marguerite Lorenz: Well, that’s the thing too that we don’t necessarily consider when we avoid estate planning. And I’m talking to all the professionals who listen to you, Frazer. The percentage of professionals who have their estate plans completed might be just a little bit more than the average person, but only a third of American adults have any kind of written plan — and I would argue that half of them are not really going to work. And when I speak to professional groups — attorneys, CPAs, financial advisors and so on — I get that same raise of hands: only about a third of them have a complete, up-to-date, ready-to-go estate plan. Why do I need it ready to go? Because I don’t know what’s going to happen or when. So yes, it is hard to contemplate the end of our lives; it’s not something we want to think about. But how do you stop thinking about it? How do you stop worrying about it? You do everything you can about it right now, and then you set it aside. And our cell phones are so powerful that I can put in my calendar five years from now to call my attorney and ask if anything’s changed in the law, and to consider then if I need to think about anything that might have changed in my life that I want to update. So once I get my estate plan done and updated, I don’t think about it anymore. I’m so relieved. My head space is so clear, because everything I was worried about has been thought about, considered, allowed, and put down in writing. And now I don’t worry anymore. [17:47] Frazer Rice: I scolded a group of financial professionals I was giving a talk to. I asked probably a similar question, which was: how many of you have your estate plan documents up to date? And they all shot up, out of shame. I said, “How many of you have looked at them within the last two years?” And then that shot down to about a third, maybe less. I just said, “Shame on you.” People are looking to you for help on these things and you’re not leading by example. And so — point taken, and not just the trusts and estates lawyers, but for everybody else around the ecosystem. To not go through that exercise yourself — you can’t possibly advise correctly if you’re not practicing what you’re preaching. [18:22] Marguerite Lorenz: Well, here’s my challenge, and here’s my challenge to every professional in our mutual space: bank trust officers, administrators, paralegals, everybody. In Luck or Control? and on planforthis.com, which is where you can find my books and get a free First Steps toolkit, the first question is, “Hey professional, do you have your estate plan done?” It’s the first question. Why? Because I want to be sure I’m dealing with somebody who has some empathy for the emotional decisions I’m going to have to make. I want someone on my team that understands what this feels like — not just the wise, tax-smart decisions that they made. It’s a whole package. And so I’m putting it out there and I’m saying: I’m challenging everyone in our mutual space. Make sure you have your estate plan done, because more and more clients are going to be asking you, “Do you have your estate plan completed?” [19:21] Frazer Rice: So then let’s talk about your third book, which is sort of an update — and we talked about it in the previous podcast that we did a while ago, and I’ll have that in there — which is Ethics for Trustees. What’s in the update? I know it’s now in an audio version, which I haven’t sampled yet but I’m sure it’s really good. What’s new now versus when it first came out? [19:54] Marguerite Lorenz: So I’ve simplified it a bit, because I recognize that each of us can look up the probate code for the state that we live in, and it was really much more of a California-specific book. Look, I’m a California Licensed Professional Fiduciary and I’m also a Master Certified Independent Trustee. So having the audiobook, and also having it in PDF form, I think is very helpful for people so they can make notes, take a certain page with them. And the book now is exclusively available at planforthis.com. And when you purchase it, you’re getting both the audio and the PDF version. [20:27] Frazer Rice: Cool. Well, we’ll make sure that’s in the show notes. Let’s take the last little bit of time we have here and talk about the decision to have an individual trustee — and by individual, I mean family trustee — versus a more professional trustee, whether it’s an individual or a bank trustee. You and I sort of nod our heads in agreement every time we talk on this topic, and I’ve done podcasts with others where I feel this looming crisis is coming, where people put all these documents together in trusts and then they staff them with people who may be initially qualified, barely, but then six months after the ink is dried, their interest wanes, their technical capability wanes, life intervenes, something different happens — and the problems just multiply at that point. I guess my big question is — and from the Independent Trustee Alliance, where there is a group of people who can operate as a trustee without having to go to a bank — how bad do you think this problem could get? We have this great wealth transfer and we have a lot of assets shifting, not just from the ultra-high-net-worth but regular people shifting to the next generation, with people at the wheel of these structures that I don’t think really understand what’s going on. How bad could this get? [21:52] Marguerite Lorenz: In my view, we’re not just dealing with a transfer of wealth — because that’s where a lot of people focus. Where’s the money going, right? It’s going from one generation who died and then the money’s going to the next generation. But in that interim — and by the way, many people live for years unable to make new decisions for themselves. So it’s during their lifetime that they might need their trustee to step in, not just after they die. And that’s really important to consider: that you might need someone for five or six years when you need someone to make decisions. What kind of decisions? You have digital assets, you have your social media accounts, you might be doing transactions on your phone all day every day — but someone else will need to get into your phone to actually do those things, maybe. Is that somebody you want from your family to do that for you? Maybe you still say yes. But that family member has to have the ability to enforce the rules that you’ve set in your trust. They need to communicate really well with other people. And they have to set aside their own feelings. They have to put you first. And that’s a big challenge. So when you think about the word fiduciary — and I know that the financial industry has used the word a lot — the technical aspect of that is that I’m putting my needs aside and putting that trustor, that person who created the trust, their needs first. Then I also have to consider their beneficiaries and the future of those beneficiaries. So I’m dealing with transactions and having to account for every single penny of where the funds are now and where they’re going, what the assets are, what the character of those assets are. I have to deal with all the taxation that goes with that. I have to manage those assets. So that’s one set of skills, right? But then there’s the softer skills about communicating with other people and understanding their doubts and their concerns, and not taking that personally, and putting things in writing. So this is a big job. It’s not the simple job that it might have been at one point, where someone just wrote a will on their cocktail napkin and said, “Okay, I’m leaving you all my money.” The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone to be that person for you, to go to your house, get you some clean underwear and socks and bring it to the hospital for you. So I think we have to look at our lives as more complex. It’s not just driving a car; it’s deciding where that car goes, and if the car is maintained, and is the car clean, and can we have other people in the car with you? There are just so many decisions that I’ve had to make for other people that I don’t take any of this lightly — and nor should anyone who’s writing their estate plan. You need that attorney to ask you those questions and walk you through your day-to-day, so you can keep your day-to-day as long as possible. [24:54] Frazer Rice: Well, the other part too is the people who assume those roles — and I’ve been in it too — when you are asked to make tough choices, sometimes you have to make tough choices that favor one person over another, and you may be called to account for that. And the idea of keeping diligent records and writing — in a sense putting down the reasoning behind what you’re doing and making sure that everyone, to the extent it’s possible, understands the why of what’s happening — I think that is going to help people really save themselves some issues going forward when those tough choices have to be made. [25:23] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. [25:27] Frazer Rice: Ah — good way to put it. [25:29] Marguerite Lorenz: You’re making them go to court, right? And who would want to make anyone else go to court? I mean, it’s just such a sad thing. And by the way, our courts are overrun with people that did no planning. And none of it happens quickly. So if you end up hospitalized and you haven’t selected a person, then the hospital and their bioethics committee is going to do the best they can. They’re going to ask for next of kin to make decisions for you — people that you may never have discussed your personal life with now have to be making decisions for you. So I’m asking people to be a little more proactive. I know you’re busy. I know it costs money to get an estate plan — probably less than you think, and certainly less than probate court would cost. A lot less than probate court would cost. Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about. I’m good. I have my plan, I keep up to date with my successors. I have a succession plan that’s worked beautifully. I’ve tested it. I know. And that’s why I can be so calm and so confident everywhere I go in my life. I’m feeling so good and so happy. Well, I want that for everyone. I want everyone to have that calm, true confidence that comes with knowing you’ve done everything you possibly can for yourself and the people you love. [26:54] Frazer Rice: Terrific. Marguerite, how do people get the books? How do people find you and your podcast, the Independent Trustee Alliance, and any other points of contact? [27:04] Marguerite Lorenz: Great, thank you. So planforthis.com is where you can find the books, where you can find me. We do have a podcast that has some wonderful discussions, case studies, and other topics to help people better understand the choices that they have. The Independent Trustee Alliance has a wonderful directory to find all kinds of professionals, but especially independent trustees, and you can find that at trusteealliance.com. And I’m going to be out there — I’m on LinkedIn. Come find me, connect with me. And Frazer, once again, thank you so much for the opportunity to visit with you. [27:40] Frazer Rice: Oh, it’s always great to get your expertise. And you bring a great sense of empathy to what can be a very technical and dollar-driven process. And I think the empathy, when it gets avoided or missed, there’s something really lost. So I really value your perspective on it. Thank you so much. [28:00] Announcer: This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinions of the employers of the host or guest. Subscribe to Wealth Actually on Apple Podcasts, Spotify, Youtube or wherever you listen — and if this episode was useful, share it with the person you have named in your documents. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

Sometimes there are too many options and it's tough to know which one to buy. Kyle McNabb and I discuss dot size and color preference amidst all the options out there. Kyle also has a new concept he's been training on, and I think it's worth giving it a try. Log into Practical Shooting Training Group to watch the video feed for the podcast, view the content linked in the show notes, and ask follow up questions at http://pstg.us/

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 1 Dollar: https://tinyurl.com/yb3acuuyPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Dr. Lars Penke is Full Professor of Biological Personality Psychology at the Georg August University of Göttingen. His research interests include the evolutionary significance of individual differences, social endocrinology, links of somatometric measures of the body and face with psychological traits, the evolutionary psychology of mate choice, romantic relationships and sexuality, neurostructural indicators of intelligence and cognitive ageing, behavior genetics, and life history theory. In this episode, we talk about the ovulatory shift hypothesis. We start by discussing what it is, the predictions it makes,and how it is tested. We talk about whether mate preferences change across the cycle, preferences for competitive and courtship behaviors, whether women are more attractive during ovulation, and whether there are cues to fertility. Wediscuss the evolution of concealed ovulation in humans, and what we can say about cycle shift theories at this point. We also talk about the general evidence for good genes sexual selection in humans. Finally, we discuss sample limitations and the role of falsification in evolutionary psychology.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, GABRIEL PONS CORTÈS, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JORDAN MANSFIELD, CHARLOTTE ALLEN, PETER STOYKO, DAVID TONNER, LEE BECK, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, RHYS, ALEX MACLEOD, HAIDAR, JULIEN PORCHER, ROBERT SUNDSTRÖM, JON STEWART, AND JENNY M!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, PER KRAULIS, ADAM HUNT, ANTHONY DI LORENZO, AND JOÃO BARBOSA!AND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

When it comes to the various cuts of pork, consumer preferences have changed dramatically over the past 20 years. Since COVID consumers have been contending with steadily increasing food prices. Hubert Muckel, a retired southwestern Manitoba butcher-meat cutter who retired in 2023 after working more than 50 years, estimates food prices have approximately doubled over the past four years.The price of medium ground pork has gone from $1.99 a pound to over $4.50 a pound for the same product.AMDThere is a growing recognition of the need to address anxiety and depression among farmers.The Manitoba Farmer Wellness Program is on on-line support program for farmers, their families and their employees who are dealing with anxiety or depression. Program Vice-chair Roberta Galbraith says the program was a response to a 2016 University of Guelph study that revealed depression and anxiety levels within the agriculture sector, particularly among farmers, were substantially higher than the general population. She says a follow-up 2021 study that showed the needle hadn't moved.See omnystudio.com/listener for privacy information.

We all know about the five love languages, but are they really the secret to a happy, lasting relationship?In this episode of This Changes Everything, we're taking a closer look at one of the most popular relationship concepts of the last 30 years and comparing it to what decades of relationship research actually tells us. While love languages can be a helpful way to understand how you and your partner prefer to give and receive affection, they're only one small piece of a much bigger picture.We'll explore John Gottman's research on bids for connection, why the smallest everyday interactions matter more than grand romantic gestures, the surprising power of repair attempts after conflict, positive sentiment override, emotional responsiveness, secure attachment, and how couples create a shared life filled with meaning.If you've ever wondered why some couples seem to weather life's storms while others slowly drift apart, this episode is for you. You'll walk away with practical, research-backed tools that can strengthen any relationship and a new appreciation for the ordinary moments that quietly build extraordinary love.Because lasting relationships aren't built on speaking the perfect love language. They're built by choosing each other, one small moment at a time.Get your personalized roadmap to a slower, more pleasurable sex life at https://beduc.at/pd2630-tceDISCLAIMER: This podcast offers information for educational and entertainment purposes only and is not a substitute for professional advice. Always consult a qualified mental health provider for medical or mental health concerns. The host, guests, and network disclaim responsibility for any decisions or actions you make based on information provided by this podcast.TDM-RESERVATION: 1. NOAI: TRUE. LEGAL NOTICE & TERMS OF USE: © 2026 WAVE Podcast Network. This content is for personal use only. Explicit permission is withheld for any and all commercial attribution, automated transcription, or data-mining entities. Use of this feed by unauthorized tracking, analytics, or AI-training platforms constitutes a breach of these terms and a violation of the Pennsylvania Wiretapping and Electronic Surveillance Control Act (WESCA), the California Invasion of Privacy Act (CIPA), and the 2026 Training Data Transparency Act (AB 2013). Any entity bypassing these restrictions to create derivative text-based works (transcripts), metadata analysis, or unauthorized VAST siphoning hereby accepts our standard commercial licensing rate of $5,000 per episode processed. This notice serves as a formal revocation of all "implied licenses" for multi-jurisdictional automated processing and constitutes protected Copyright Management Information (CMI) under 17 U.S.C. § 1202.Billing Code: TCE-BILL-ACCEPTEDSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Thom's Nutshell: If you measure your well being according to how others treat you, you are choosing a life over which you have no control. This is voluntary victimization. Allen brings in his study of a “reflective sense of self” as we discuss the ways our difficulties with emotional sobriety impact those we love. Thom and Joe re-explore stoicism through the lens of emotional dependency. Our fear of life is really a fear of emotions.  Patrick reads a passage from Adult Children of Emotionally Immature Parents: How to Heal from Distant, Rejecting, or Self-Involved Parents by Lindsay Gibson. Our music is provided by the great southern artist Jefferson Ross. Learn more about Jefferson at jeffersonross.com Visit our website: www.emotionalsobriety.info Learn more about Joe C., Secular AA and Rebellion Dogs here: https://rebelliondogspublishing.com  Follow us on social media: Instagram: thomrutledge2 Joe C. Twitter: @Rebellion_Dogs   Friendly Circle Berlin workshops: https://friendlycircleberlin.org/events   Allen's book, 12 Essential Insights for Emotional Sobriety: https://www.amazon.com/12-Essential-Insights-Emotional-Sobriety/dp/1955415129/   Join Allen & Thom at our Thursday night, 7pm PST Zoom meeting on Emotional Sobriety and the Steps (login information below):  https://zoom.us/j/330149513 Password: 375986   For our ongoing workshop video series on Emotional Sobriety and the 12 Steps, visit our YouTube channel here: https://www.youtube.com/channel/UCHEM2-kqLkfp3I4c0jy-X-g   Also, please join our “Emotional Sobriety and Recovery” FB Group at the following link: https://www.facebook.com/groups/120450976662519 We'd love to stay in touch in between meetings.   We appreciate feedback! Contact Patrick, our producer, at pndirective4@gmail.com for any questions or comments. Chapters (00:00:07) - Emotional Recovery: The Next Step in Recovery(00:02:33) - This Reflective Sense of Self(00:06:57) - Dr. Matt Ramon on(00:12:13) - The Stochics on Emotions(00:15:30) - How Emotional Inebriation Affects Their Adult Lives(00:21:31) - "Tell Me What You Need"(00:22:05) - How to Realize Your Potential in Emotional Sobriety

This week on The Riff, Drew and Justin talk preferences. I prefer they keep it under 30 minutes... We hope today is helpful. Thanks for listening!

In June, Carnival Cruise Line held an event in New Orleans called The Next Course, where it introduced new restaurants and menus on its upcoming ship, the Carnival Festivale, and showcased its partnership with superstar chef Emeril Lagasse, the line’s chief culinary officer. It also served as a chance to talk about the latest in foodie trends, and how those trends are showing up on Carnival’s ships. In this episode we take that conversation even further with Carnival’s vice president of food and beverage Juan Fernandez and cruise editor Teri West. We talk about changes in dining hours, dining styles, drinks and more and how those changes dovetail or diverge with how consumers eat and drink on land. Plus: How Carnival developed its relationship with Lagasse and the new restaurants on the Festivale. This conversation was recorded July 9 and has been edited for length and clarity. Episode sponsor: This episode is sponsored by National Geographic-Lindblad Expeditions https://www.expeditions.com Related links: Carnival and Emeril Lagasse embrace the latest culinary trends https://www.travelweekly.com/Cruise-Travel/Carnival-and-Emeril-embrace-the-latest-culinary-trends Carnival introduces new culinary concepts for upcoming ships https://www.travelweekly.com/Cruise-Travel/Carnival-and-Emeril-Lagasse-introduce-new-culinary-concepts Reservations are open for the Carnival Festivale https://www.travelweekly.com/Cruise-Travel/Reservations-open-for-Carnival-Festivale How weight-loss meds are changing travel https://www.travelweekly.com/Travel-News/Travel-Agent-Issues/weight-loss-meds-changing-travel Focus on culinary travel: Savoring the experience https://www.travelweekly.com/Travel-News/Tour-Operators/Focus-on-culinary-travel-Savoring-the-experienceSee omnystudio.com/listener for privacy information.

What starts as the disappearance of my favorite birthday dessert becomes something much more unexpected. In this episode, I reflect on why our personal preferences matter, how certain foods become woven into our happiest memories, and why letting go of even the smallest traditions can feel surprisingly profound. Sometimes it's never really about the dessert. It's about the love, comfort, and sense of home it represents. As I search for a new birthday tradition, I'm reminded that change has a way of finding us, whether we're ready for it or not. Akasha's BookA spirited memoir of bold adventures, unexpected detours, and one woman's journey to create a life on her own terms, “Unbecoming Behavior, A Southern Memoir of Adventurous Choices by Akasha Halsey.” is now available! Learn more and purchase here:  https://nowthatyouaskpodcast.com/unbecoming-behavior/About the ShowNow That You Ask is a podcast that looks at topics that range from death to desire, and from wondrous to downright whacky. Join host, Akasha Halsey as she takes listeners on a journey through her writing and experience with life's most persistent questions.Thank you for listening!Listen to more episodes like this and subscribe to updates at https://nowthatyouaskpodcast.com

Got Questions?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://calendly.com/conrad-rodriguez/30-minute-coaching-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get THE BEST PENIS EXTENDER ON THE MARKET! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CLICK HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠REDDIT PROGRESS LOG⁠⁠Chapters00:00 Introduction and episode overview00:29 CJ shares his PE journey and initial goals00:59 The importance of girth and its impact on pleasure01:29 The role of patience and trusting the process02:23 Real-life testimonials and community feedback03:17 The significance of gradual progress and time in PE04:19 Preferences of women regarding girth and length05:17 Avoiding injury and the importance of consistency06:14 Gains are a long-term process, like bodybuilding07:12 Personal goals: length vs. girth08:11 The benefits of girth for partner pleasure08:39 Final thoughts and encouragement for PE journey09:04 Promotional message and closing remarksSupport the Show Click a Link BelowBelow

David Griffith talks with neuroscientist and educator Jared Cooney Horvath, author of The Digital Delusion, about whether schools have put too much faith in classroom technology. They discuss what the evidence says about screen-based instruction, why school-sanctioned devices and platforms deserve more scrutiny, and whether artificial intelligence is making the ed-tech problem better or worse.Then, on the Research Minute, Amber Northern reviews a new study on Texas's Teacher Incentive Allotment and why performance pay may not be enough to steer effective teachers toward higher-need schools.Recommended content:The Digital Delusion: How Classroom Technology Harms Our Kids' Learning - And How To Help Them Thrive Again —Jared Cooney HorvathLet's debate LA's screen time policy —Michael J. Petrilli, SCHOOLEDAre Chromebook carts the answer? —Michael J. Petrilli, SCHOOLEDTeacher Sorting and Preferences over School Disadvantage: Evidence from Performance Pay in Texas —Patrick L. Massey, EdWorkingPapers (2026)Feedback Welcome: Have ideas for improving our show? We would love to hear them. Send them to thegadfly@fordhaminstitute.org

One of the most important conditions for progress in one's Dhamma practice and bhavana is harmony in the community one is living in, whether it's the monastic sangha, a lay family, or a work environment. The negative effects of conflicts on our own mind and meditative progress are so severe that it's worthwhile to make major sacrifices to preserve harmony. In particular, letting go of our preferences is often key to reduce conflicts and maintain concord. Dhammagiri Forest Hermitage:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.dhammagiri.net/news⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Our email Newsletter:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.dhammagiri.net/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Latest Photos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://latest-pics.dhammagiri.net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Our Youtube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@dhammatalksatdhammagiri8724#buddhism #dhammatalk #harmony #preferences #concord

Former Master of Holles Street Peter Boylan told Newstalk Breakfast that the idea of ‘latent phase' of labour should be excised from guidelines.Anton spoke with Dr Maeve Eogan, Consultant in Obstetrics & Gynaecology at the Rotunda, to hear more about current labour guidelines.

Many of us are in the habit of resisting things we can't change, and it creates a lot of unhappiness and havoc in our lives. Byron Katie wrote a book entitled, 'Loving What is', and it presents the concept that when we stop resisting reality, we will find so much more peace in our lives. When we learn to focus on our response and choose to behave in ways that are in alignment with our values, we find much more satisfaction, contentment, happiness, and peace. Learning to love what is, rather than resisting and fighting against it, creates a solid space for growth. Thanks for listening!  Want to learn more about this concept?  Check out these podcasts: #2 Control Issues on Apple on Spotify #19 Storytelling on Apple on Spotify #48 Love Is All You Need on Apple on Spotify #75 Emotional Adulthood on Apple on Spotify #91 Personal Responsibility on Apple on Spotify #92 Clean Love on Apple on Spotify #96 Understanding the Thought Model on Apple on Spotify #97 Why the Thought Model Matters on Apple on Spotify #118 100% Responsibility  on Apple  on Spotify #148 Grace & Grudges in Our Relationships on Apple on Spotify #152 Victim or Hero? on Apple on Spotify #165 I Would Never Act That Way on Apple on Spotify #166 Imaginary Friends on Apple on Spotify #167 I Didn't Sign Up For This on Apple on Spotify #173 A Space For Grace on Apple on Spotify #204 Being a Peacemaker on Apple on Spotify #257 Other People's Agency on Apple on Spotify #268 Drama Response on Apple on Spotify #269 Fine - The 4-Letter F-Word on Apple on Spotify #298 Friendship in Marriage on Apple on Spotify #299 Love Is Not a Reward on Apple on Spotify #304 Personalities, Preferences, and Perspectives on Apple on Spotify Are you curious about what it would be like to work with me? Here are three options: Group coaching classes are available at tanyahale.com/groupcoaching Talk with Tanya is a free monthly webinar where you can ask me anything and we can have a great discussion.  You can sign up for that at tanyahale.com/groupcoaching Interested in one-on-one coaching and a free 90-minute coaching/consult with me?  Access my calendar at: https://tanyahalecalendar.as.me/

Rojas AAASee omnystudio.com/listener for privacy information.

How do we communicate our needs in a way that doesn't feel like criticism? Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from an episode that you might have missed.  Expressing our true desires, communicating what actually makes us feel good or safe, and dialling into our preferences and needs can be vulnerable territory with a partner... but it's a powerful path to intimacy when done with care. So we're throwing it back to this masterclass in feedback, communication, and relating more intimately with Darshana Avila.  Darshana is a trauma-informed somatic sex educator and Erotic Wholeness coach who has dedicated her career to helping people tune in to their truth, desires, and authentic relationships. Her work has been featured on Netflix's Sex, Love & goop, and she's spent over a decade guiding people out of the cultural patterns that keep them stuck. Listen to our full episode with Darshana here. Tune in every Monday for an expert dose of life advice in under 10 minutes. Follow Darshana on her website and Instagram. For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Subscribe to my Substack:teachmehowtoadult.substack.comFollow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

Mosquitoes seem to practice discernment when they choose which human they'll bite. Christopher Potter, a mosquito expert at Johns Hopkins, says smell brings them in, with women who smell enticing being high on the list. Potter: The sense of smell … Do mosquitoes have preferences when it comes to who they bite? Elizabeth Tracey reports Read More »

Dairy Trends and Preferences, Part 1 Dairy Trends and Preferences, Part 2 Destructive Pests and Bacteria   00:01:05 – Dairy Trends and Preferences, Part 1: K-State's Mike Brouk and Midwest Dairy's Maureen Windisch start today's show as they take a look into the dairy industry and what dairy products are preferred by consumers. They also discuss how the perception of dairy has changed and if it has impacted dairy producers.   00:12:05 – Dairy Trends and Preferences, Part 2: The show and conservation continue with Mike and Maureen as they chat about dairy and customer preferences. K-State Dairy Midwestdairy.com   00:23:05  – Destructive Pests and Bacteria: Matt McKernan, K-State Extension horticulture expert, ends today's show explaining fire blight, a highly destructive bacterial disease that can damage apple, pear and other trees in the rose family. He also mentions spider mites and squash bugs.      Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Extension is a short name for the Kansas State University Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices statewide. Its headquarters is on the K‑State campus in Manhattan. For more information, visit Extension.ksu.edu. K-State Extension is an equal opportunity provider and employer.

Leaning into relationships is the process of choosing the relationship over everything else, including our fears and insecurities. It can feel super scary because it requires vulnerability and openness, and this can mean that we may need to courage up and step into discomfort. Because when things in a relationship get tough, it can be super easy to lean out to protect our point of view, our struggling sense of self, and our ego. But leaning out increases the distance and drives disconnect. If we want meaningful, connected, and intimate relationships, we have to have the courage to lean in. Thanks for listening!  Want to learn more about this concept?  Check out these podcasts: #92 Clean Love on Apple on Spotify  #110 The Cost of Being Right on Apple on Spotify #130 Exploring Our Darkness on Apple on Spotify #148 Grace & Grudges in Our Relationships on Apple on Spotify #156 The Benefits of Being Wrong on Apple on Spotify #161 Developing More Intimacy in Your Relationships on Apple on Spotify #164 How Being in Control is Destroying Your Life on Apple on Spotify #165 I Would Never Act That Way on Apple on Spotify #190 Protective Walls on Apple on Spotify #218 Honest Relationships on Apple on Spotify #223 It Really Is All About You on Apple on Spotify #243 Having More Honest Communication on Apple on Spotify #257 Other People's Agency on Apple on Spotify #258 Communication That Connects on Apple on Spotify #290 Resentment and Contempt in Our Relationships on Apple on Spotify #295 Safety in the Relationship Circle on Apple on Spotify #296 Creating More Safety in Your Relationship on Apple on Spotify #298 Friendship in Marriage on Apple on Spotify #304 Personalities, Preferences, and Perspectives on Apple on Spotify #326 Stop Being Right, Start Being Safe on Apple on Spotify #331 Sense of Self on Apple on Spotify #332 Sense of Self – It's All In Your Head on Apple on Spotify #341 Choosing to Be All In on Apple on Spotify Are you curious about what it would be like to work with me? Here are three options: Group coaching classes are available at tanyahale.com/groupcoaching Talk with Tanya is a free monthly webinar where you can ask me anything and we can have a great discussion.  You can sign up for that at tanyahale.com/groupcoaching Interested in one-on-one coaching and a free 90-minute coaching/consult with me?  Access my calendar at: https://tanyahalecalendar.as.me/

Send us Fan MailIn this week's episode 357 of the Fragmented to Whole Podcast, I'm talking about social boundaries in a way that might feel a little different. Instead of focusing on difficult people or how to say no, I'm exploring something more foundational: giving yourself permission to be who you are socially.Many of us learned that belonging required adaptation. We learned to read the room, figure out what other people wanted, and adjust ourselves so we could fit in. Over time, that can disconnect us from our own preferences, personality, and truth. This episode is about noticing where you override yourself socially and learning how to honor what's actually true for you.Some of the talking points I go over in this episode include:Why social boundaries are about honoring your preferences, not just managing difficult peopleThe difference between conscious compromise and self-abandonmentHow years of adapting to fit in can disconnect you from who you really areWhy internal safety is essential when your preferences differ from those around youHow honoring your social needs can help you create relationships and experiences that actually fit youI also share personal examples around scary movies, sarcasm, networking events, gossip, friendships, and the many small ways we override ourselves in order to belong.This episode is a reminder that social boundaries aren't just about protecting yourself from other people. They're about honoring your preferences, your personality, and your social needs without apologizing for them.Because the more willing you are to be honest about who you are, the more likely you are to create a social life that truly feels like your own.Be sure to tune in to all the episodes to receive tons of practical tips on living a more whole life and to hear even more about the points outlined above.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don't forget to follow, rate and review the podcast and tell me your key takeaways!Learn more about Fragmented to Whole at Fragmented to Whole PodcastNew to my work: START HERECONNECT WITH BARB NANGLE:Subscribe to “Friday Fragments” weekly newsletterLinkedinWork with Barb! Book a “Say No Without Guilt” Session

Send us Fan MailIn this week's episode 357 of the Fragmented to Whole Podcast, I'm talking about social boundaries in a way that might feel a little different. Instead of focusing on difficult people or how to say no, I'm exploring something more foundational: giving yourself permission to be who you are socially.Many of us learned that belonging required adaptation. We learned to read the room, figure out what other people wanted, and adjust ourselves so we could fit in. Over time, that can disconnect us from our own preferences, personality, and truth. This episode is about noticing where you override yourself socially and learning how to honor what's actually true for you.Some of the talking points I go over in this episode include:Why social boundaries are about honoring your preferences, not just managing difficult peopleThe difference between conscious compromise and self-abandonmentHow years of adapting to fit in can disconnect you from who you really areWhy internal safety is essential when your preferences differ from those around youHow honoring your social needs can help you create relationships and experiences that actually fit youI also share personal examples around scary movies, sarcasm, networking events, gossip, friendships, and the many small ways we override ourselves in order to belong.This episode is a reminder that social boundaries aren't just about protecting yourself from other people. They're about honoring your preferences, your personality, and your social needs without apologizing for them.Because the more willing you are to be honest about who you are, the more likely you are to create a social life that truly feels like your own.Be sure to tune in to all the episodes to receive tons of practical tips on living a more whole life and to hear even more about the points outlined above.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don't forget to follow, rate and review the podcast and tell me your key takeaways!Learn more about Fragmented to Whole at Fragmented to Whole PodcastNew to my work: START HERECONNECT WITH BARB NANGLE:Subscribe to “Friday Fragments” weekly newsletterLinkedinWork with Barb! Book a “Say No Without Guilt” Session

Nicole Duff and Dr. Marjan Meinders discuss end of life preferences of people with Parkinson's disease. Together they discuss the ways that end-of-life records could be sourced, as well as what information could be found in the end-of-life record. They further dive into the differences between specific European countries and the reasons around the low rate of end-of-life records for people with Parkinson's disease.

In episode 299, JK gives listeners a preview of where the podcast is headed as it returns to its original roots: Everyday topics, personal perspective, and conversations that move beyond fitness.This episode covers the online conversation surrounding Caleb Williams appearing on the cover of Madden NFL 27 with painted fingernails, including the broader discussion around athletes, masculinity, role models, and how parents can navigate those conversations with their kids. JK also talks through Uber's Women Preferences feature, and the questions it raises around safety, comfort, fairness, and real-world use.The episode also moves into two bigger-picture topics: why social media is not built for context, and why simply “playing the long game” is not always enough to guarantee growth. -------Instagram: @coachJKmcleodEmail: JK@jkmcleod.com

The bigger the pants the bigger the tricks.

A conversation about the loneliest color in the Sherwin-Williams catalogue gets very judgmental, very quickly. Chicago’s best morning radio show now has a podcast! Don’t forget to rate, review, and subscribe wherever you listen to podcasts and remember that the conversation always lives on the Q101 Facebook page. Brian & Kenzie are live every morning from 6a-10a on Q101. Subscribe to our channel HERE: https://www.youtube.com/@Q101 Like Q101 on Facebook HERE: https://www.facebook.com/q101chicago Follow Q101 on Twitter HERE: https://twitter.com/Q101Chicago Follow Q101 on Instagram HERE: https://www.instagram.com/q101chicago/?hl=en Follow Q101 on TikTok HERE: https://www.tiktok.com/@q101chicago?lang=enSee omnystudio.com/listener for privacy information.

In this episode of Experience Better, guest host Erind Shkurti is joined by KUBRA experts Sara Small and Matt DeLaRosa to explore findings from the new 2026 Bill Redesign Insights and Preferences Report. Together, they unpack how today's consumers interact with their utility bills, what information they value most, and why utilities are increasingly rethinking the customer experience behind both print and digital billing. From surprising insights about how little time customers actually spend reviewing their bills to the growing demand for clearer usage information and simpler layouts, the conversation reveals what utilities need to prioritize to keep customers informed and engaged.

This week on So Brook Hills, Matt, Chip and Daniel talk about the sermon Oh Be Careful Little Ears What You Hear from 2 Peter 2.

During the recent craft brewers conference All About Beer set up at Human Robot for a suite of podcasts. I was happy to get together with Brandon Jones, the long-time brewer and creator of Embrace the Funk. It's a conversation that goes into the evolution of extreme beers to nuanced, complex brews. As Jones has begun to note the shift of consumer preferences, he sees a move away from hazy IPAs towards more unique, experience-driven beers.He advocates for brewers to ask questions and learn from each other. As the industry involves, he shares insight into the brewery's cider program, which is inspired by European natural ciders.Visit AllAboutBeer.com for more podcasts, to read original articles, and to get info on upcoming events.Click here to support independent journalism covering the beer industry.This Episode is Sponsored by:John I. HaasWhen every pound of hops matters, brewers need products that work harder in the brewhouse. LupoMAX® was engineered to deliver concentrated lupulin, intense aroma expression, and reduced process loss, helping breweries improve yields while maintaining true-to-type hop character. Available in standout varieties like Citra®, Mosaic®, Krush®, and more, LupoMAX gives brewers a smarter path to bold flavor and operational efficiency. Talk with your Haas Sales Representative or visit lupohops.com for details.SennosSennos just changed the fermentation intelligence game—again. Their new Intelligent Fusion Module packs five high-precision sensors—pH, pressure, temperature, dissolved oxygen, and conductivity—into a single compact module. One tank port and complete fermentation visibility. And, it's built to evolve. New sensing capabilities will be added over time, so your SennosM3 gets smarter as brewing science advances. Stop patching together multiple devices. Invest in an intelligence platform built for what's next. Visit sennos.comStomp StickersIf you've been loyal to your current printer for years, we get it. Switching feels risky. That's why StompStickers.com keeps it simple: low minimums for an easy test run, fast print times so you're never stuck waiting, and a 100% satisfaction guarantee on every order. Thousands of brewers have already trusted them for over 30 years, and now you can try them for less. Head to StompStickers.com and use code TRY15 for 15% off your order.OllieYou're paying too much to process your invoices. Look, it's not your fault. It's just because you're not using Pay Smart yet.Most breweries are stuck with platforms designed for general small businesses, not the craft industry.  That's why Pay Smart was built. It's the new payments solution that is fully integrated into leading brewery software like Ekos and Ollie. That means less time chasing payments, fewer workarounds, and more money saved. Want to see how much you can save?Head over to save.withPaySmart.com to learn more and claim an incredible launch offer.All About BeerAt All About Beer, we're honored to share the stories that define the beer community, and we couldn't do it without the generous support of our underwriting sponsors. Their commitment helps sustain independent beer journalism, allowing us to highlight the people, places, and passion behind every pint. Their partnership ensures these stories continue to inspire, connect, and celebrate the craft we all love. Join our underwriters today and help make an impact on independent journalism covering the beer industry.Host: John HollGuest: Brandon JonesSponsors: Sennos, John I. Haas, Stomp Stickers, Ollie, All About BeerTags: saisonPhoto: by John Holl

Dr. Joe Patterson hosts authors Drs. Ted Miclau, Vincenzo Giordano, and Madeline MacKechnie as they go beyond the text of their recent paper, "Management preferences for hip fracture care in Latin America" and also discuss the ACTUAR network they used to study the topic.  Click the link to the article.  For additional educational resources visit OTA.org

learn how to navigate disagreements and reach a satisfying compromise

learn how to navigate disagreements and reach a satisfying compromise

learn how to navigate disagreements and reach a satisfying compromise

Most people don't realize they have a ceiling on their success. Not a skill ceiling. A preference ceiling. Brendon Burchard calls it the complexity ceiling, and it's the invisible line where your comfort wins over your vision. The highest performers in the world share one non-negotiable: their preferences never outrank their aspirational self. They don't wait to feel ready. They generate the feeling they need and act from that place. Brendon introduces his FREE framework (Feeling, Responsibility, Expression, Expansion), a four-part system for creating your internal state on purpose, every day, regardless of what's hitting you from the outside. It's the methodology he breaks down fully in High Performance Habits. Lewis and Brendon also go deep on what happens when you succeed beyond what you believed was possible, and why that moment can trigger imposter syndrome or total emptiness if your belief never caught up to your achievement. This one is about becoming the person your future self already is. It starts with one question: does your preference win today, or does your vision? Join ULTRA now: https://lewishowes.com/ultra Brendon's books: The Millionaire Messenger: Make a Difference and a Fortune Sharing Your Advice The Charge: Activating the 10 Human Drives That Make You Feel Alive The Motivation Manifesto: 9 Declarations to Claim Your Personal Power Life's Golden Ticket: A Story About Second Chances High Performance Habits: How Extraordinary People Become That Way The High Performance Planner In this episode you will: Learn Brendon's FREE framework (Feeling, Responsibility, Expression, Expansion) for clarifying exactly what you want to feel, do, and become Discover the "complexity ceiling" and why your preferences, not your circumstances, are the real limit on your success Understand why succeeding beyond your belief system leads to imposter syndrome and how to close that gap before it derails you Shift from being stuck in stimulus-response mode to actively generating the energy and focus high performance requires Build a dialogue with your future self that turns long-term vision into decisions you can act on today Topics: high performance habits, complexity ceiling, FREE framework, imposter syndrome, future self visualization, mindset, personal development, Brendon Burchard For more information go to https://lewishowes.com/1926 For more Greatness text PODCAST to +1 (614) 350-3960 Follow The Daily Motivation for essential highlights from The School of Greatness More SOG episodes we think you'll love: Lewis Howes Solo - Become Addicted To MANIFESTING Myron Golden Vivian Tu TOPICS Brendon Burchard, High Performance Habits, FREE framework, complexity ceiling, fulfillment vs achievement, aspirational self, preferences vs priorities, high performance coaching, Growth Day, personal development Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join Steve Hall and Eric Helms as they explore the nuances of bodybuilding, nutrition, and training strategies.  From caffeine timing and body composition tracking to posing techniques and mental models, this conversation offers practical insights for athletes and enthusiasts aiming to optimize their performance and physique. Iron Culture is presented by the MASS Research Review massresearchreview.com If you're in the market for some new gym gear or apparel, be sure to use code "MRR10" for a 10% discount at elitefts.com Chapters 00:00 Morning Rituals: Caffeine Choices and Preferences 02:43 Caffeine Cycling: Strategies for Bodybuilding Performance 05:19 Caffeine and Sleep: Finding the Right Balance 08:27 Diet Sodas: The Hidden Caffeine Dilemma 10:52 Navigating Post-Show Eating: The Recovery Phase 13:53 Protein Intake: Debating the Optimal Amount 16:45 Training vs. Nutrition: Prioritizing Muscle Gain 19:26 Understanding Protein Recommendations: Context Matters 22:17 The Importance of Training Intensity 25:06 Blue Light Blockers: Effects on Sleep Quality 35:20 Blue Light Blockers and Sleep Quality 37:11 Body Weight and Recovery Insights 39:11 Stage Weight and Body Composition Changes 41:34 Tracking Progress: Measurements and Photos 45:10 The Importance of Posing in Bodybuilding 50:39 Online Coaching and Posing Techniques

The world around us unfolds in accordance with the vast universal forces of cause and effect, which have been going on throughout time. In contrast, our inner world is created by the tiny sum of our individual experiences. Human beings create suffering by filling the space between themselves and reality with their likes and dislikes. By practicing acceptance, surrender, and non-resistance, one can live freely, engage fully with life, and act from a place of openness rather than personal preference. True peace arises when one stops resisting reality and instead honors and participates in it fully. © Sounds True Inc. Episodes: © 2026 Michael A. Singer. All Rights Reserved.