Jones Financial Talk

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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. Jones Financial Talk is dedicated to the small things…

Herstle Jones


    • Nov 17, 2024 LATEST EPISODE
    • every other week NEW EPISODES
    • 187 EPISODES


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    Latest episodes from Jones Financial Talk

    Markets and Bonds with Tyler Ellegard

    Play Episode Listen Later Nov 17, 2024


    Tyler Ellegard, portfolio manager at Gradient Investments, joins us to discuss the current state of the bond market. We'll delve into the impact of rising interest rates on fixed-income investments and explore strategies for navigating this dynamic environment. Tyler will also share his insights on the outlook for the broader economy and its implications for investors.

    Interest Rates and Investments with Tyler Ellegard

    Play Episode Listen Later Nov 10, 2024


    In this episode, we dive deep into the complex relationship between interest rates and investments. Tyler Ellegard, a seasoned portfolio manager at Gradient Investments, shares his insights on how rising interest rates impact various asset classes, from stocks to bonds and more. We also explore strategies to navigate this dynamic environment and protect your portfolio.

    Your Guide to Enhanced Planning

    Play Episode Listen Later Oct 13, 2024


    In this episode, we dive deep into the world of enhanced planning strategies. Discover how you can optimize your financial future through personalized advice and tailored solutions. From retirement planning to estate management, we'll explore the tools and techniques that can help you achieve your financial goals with confidence.

    Moving Up Your Retirement Date

    Play Episode Listen Later Sep 29, 2024


    During this show, we'll look at steps you can take if you want to move your retirement date up. We'll also look at the benefits that come with filing for Social Security at ages 62, 67, and 70.

    More Retirement Account Strategies

    Play Episode Listen Later Sep 22, 2024


    In this episode we discuss more strategies and options for 401(k)s and other retirement accounts to help make sure you're doing everything right.

    Rollover or Stay Put?

    Play Episode Listen Later Sep 15, 2024


    Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future.

    Preparing Your Finances for Fall

    Play Episode Listen Later Sep 8, 2024


    As the leaves change and the air cools, it's time to give your finances a seasonal refresh. In this episode, we'll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.

    Taxes may rise soon, here's what to do…

    Play Episode Listen Later Aug 18, 2024


    During this show, we'll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We'll also highlight limiting taxes on retirement withdrawals.

    Building a Resilient 401(K) Strategy

    Play Episode Listen Later Jun 23, 2024


    In this episode, we'll consider what you should do if your 401(k) match is cut. We'll also examine 401(k) alternatives.

    Social Security survivor benefits 101

    Play Episode Listen Later Jun 9, 2024


    Retirement Expenses Are Waiting. Are You Ready?

    Play Episode Listen Later Jun 2, 2024


    During this episode, we'll highlight common retirement expenses that many people don't adequately prepare for. We'll also discuss wealth plans.

    Tax Strategies for Gifting

    Play Episode Listen Later May 12, 2024


    In this episode, we explore how gifting can be a powerful tool to reduce your estate tax burden. We'll discuss the annual exclusion amount, spousal gifting strategies, and how charitable giving can benefit both you and your favorite causes. Tune in and learn how to make gifting work for your financial future!

    What To Do If You're Named An Executor

    Play Episode Listen Later Apr 28, 2024


    During this episode, we'll discuss some of the things you should do if you become the executor of an estate.

    Preparing for RMDs

    Play Episode Listen Later Apr 7, 2024


    On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.

    IRA Mistakes to Avoid Part 2

    Play Episode Listen Later Mar 24, 2024


    In part two of our IRA mistakes series, we'll dive deeper into hidden pitfalls you might encounter. We'll cover mismanaging required minimum distributions, navigating rollovers without penalty, and keeping your beneficiaries informed. Don't miss out on these crucial IRA tips for a secure retirement!

    IRA Mistakes to Avoid Part 1

    Play Episode Listen Later Mar 17, 2024


    There are very costly mistakes that you can make with your retirement accounts. In this episode we go over the most costly and common mistakes people make and the strategies to avoid them.

    Flexible Protection for a Healthy Retirement

    Play Episode Listen Later Feb 25, 2024


    During today's show, we're going to address the concept of flexible protection for a healthy retirement which for some people may be a way to secure the money they need for long-term care services while also helping protect their assets.

    What The 2024 Elections Means For Your Finances

    Play Episode Listen Later Feb 18, 2024


    During today's show, we're going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.

    Generational Vault And Enhanced Planning: A Powerful Combo

    Play Episode Listen Later Feb 4, 2024


    We discuss the importance of estate and legacy planning for you and your family. It's important to have the right documents and know where they are in order to keep family harmony.

    Live From Nashville

    Play Episode Listen Later Jan 28, 2024


    In this episode we are live from Nashville, where Nick talks about the big financial conference and things that can help you with your financial growth and retirement savings.

    Sensible Strategies For Retirement Account Withdrawals

    Play Episode Listen Later Jan 14, 2024


    During this show, we'll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.

    Your Four Retirement Chapters

    Play Episode Listen Later Jan 7, 2024


    On today's show, we're going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you've left your previous career.

    Charitable Giving

    Play Episode Listen Later Dec 3, 2023


    In this episode we talk about the importance of charitable giving and the tax benefits of Qualified Charitable Distributions from an IRA.

    Don't Let Your Retirement Become A Horror Story

    Play Episode Listen Later Nov 12, 2023


    During this show, we're going to examine clear steps people can take to avoid letting their dream retirement stories turn into retirement horror stories.

    Leave No Social Security Stone Unturned

    Play Episode Listen Later Nov 5, 2023


    During this episode, we'll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.

    Year-End Financial Checklist

    Play Episode Listen Later Oct 22, 2023


    In this episode we talk about what you need to do to get your finances in order before the end of the year.

    Strategies for Transferring Your Wealth to Your Kids

    Play Episode Listen Later Oct 15, 2023


    During this show, we'll discuss transferring your wealth to your children and the baby boomer generation's great wealth transfer.

    The Truth About Your Retirement Money

    Play Episode Listen Later Oct 15, 2023


    During this episode, we're going to look at commonly held notions about money and which ones are true and false and we'll also discuss 8 Obstacles to Retirement.

    Annuities? Here's what you should know

    Play Episode Listen Later Sep 3, 2023


    During this episode, we discuss what annuities are, their benefits, drawbacks, and whether they may be a good fit for your financial strategy.

    The Long-Term Care Crises

    Play Episode Listen Later Aug 27, 2023


    In this episode we look at the cost of long-term care, how likely it is you will need it, and how to be prepared.

    How Your Retirement Will Be Taxed

    Play Episode Listen Later Aug 20, 2023


    During this episode, we examine various types of retirement income and what kind of taxes each of them may be subject to.

    The Future of Retirement

    Play Episode Listen Later Jul 2, 2023


    On this show, we're going to look at the future of retirement, both in terms of how it may look a handful of years from now and how it may look several decades in the future.

    Saving after 50

    Play Episode Listen Later Jun 25, 2023


    During this episode, we're going to discuss some of the steps you may be able to take if you're 50 or slightly older and have determined that your retirement savings has fallen behind.

    The Changing Landscape of Healthcare

    Play Episode Listen Later Jun 18, 2023


    This episode features an examination of the rising hospital at home movement as well as long-term care insurance.

    Retirement Steps During Three Key Phases

    Play Episode Listen Later Jun 11, 2023


    During this show, we're going to discuss retirement steps you may want to take when you're at three unique moments: 10 years away from retirement, five years away from retirement, and one year away from retirement.

    Alternative Investments with Zach Jones

    Play Episode Listen Later Jun 4, 2023


    In this special episode Nick welcomes Zach Jones from the timber industry to talk about alternative investments.

    The Debt Ceiling and Your Portfolio

    Play Episode Listen Later May 28, 2023


    In this episode we break down the debt ceiling...what it is, what's happening, and how it affects you.

    Social Security Strategies

    Play Episode Listen Later May 7, 2023


    During this show, we'll look at recent news from the Social Security trustees' report before shifting into a more general conversation about Social Security.

    HELOC vs. A Personal Loan

    Play Episode Listen Later Apr 30, 2023


    With interest rates continuing to climb, you need to look at every aspect of taking out a loan. We discuss the ins and outs as well as strategies to help you decide what is right for your personal situation.

    Interest Bearing Account Options

    Play Episode Listen Later Apr 23, 2023


    What options do you have if you want to make money on your money and yet still have some downside protection? We talk about this and more in this episode.

    Ways to Help Reduce Taxes on Social Security

    Play Episode Listen Later Apr 16, 2023


    Did you know Social Security can be taxed? It can even push you into a higher tax bracket. In this episode we talk about some important strategies to potentially reduce taxes on your Social Security.

    Personality Traits and Emotional Investing

    Play Episode Listen Later Apr 2, 2023


    We all have a different risk tolerance when it comes to our money, especially our retirement savings and investments. In this episode we discuss emotional investing and how to avoid it.

    The Banking Crisis and Debt

    Play Episode Listen Later Mar 26, 2023


    In this episode we talk about the financial landscape with banks, the market and what it all means for you. We also talk about the importance of controlling debt.

    Maintain Family Harmony with Enhanced Planning

    Play Episode Listen Later Mar 19, 2023


    During this episode we're going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.

    Tax Breaks for Those 50 and Older

    Play Episode Listen Later Mar 12, 2023


    During this show, we're going to highlight some potential tax breaks for those older than 50 as well as ways older people may be able to reduce their taxes in retirement.

    What you need to know about Medicare in 2023

    Play Episode Listen Later Mar 5, 2023


    During this show we discuss some of the things you should know about Medicare and many of the changes happening this year.

    Is the FIRE strategy right for you?

    Play Episode Listen Later Feb 19, 2023


    This week we examine the FIRE, or Financial Independence, Retire Early, movement as well as how you can stay active during retirement.

    How to save on retirement withdrawals

    Play Episode Listen Later Feb 12, 2023


    During this show, we'll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.

    Retirement Tips for 2023

    Play Episode Listen Later Feb 5, 2023


    During this episode, we're going to discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.

    The Secure Act 2.0 - Big Changes for Your Finances

    Play Episode Listen Later Jan 29, 2023


    The new Secure Act 2.0 has many changes that can and will affect your financial plans. We go over them in this week's show.

    Jones Financial Talk and The Big O Money Show Las Vegas Extravaganza

    Play Episode Listen Later Jan 15, 2023


    Nick from Jones Financial Talk and Bill from The Big O Money Show are at a conference in Las Vegas and along with Tony Shore, they all talk about the Secure Act 2.0, how to manage taxes in retirement, and talk a little bit about gambling but not participating in it.

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