Podcasts about Flexible

Flexible Leadership: Why Rigid Leaders Fail in an Uncertain World The world has changed. Leadership has to change with it. In this episode, I'm joined by Kevin Eikenberry, one of the most influential leadership thinkers today and author of Flexible Leadership: Navigate Uncertainty and Lead with Confidence. We unpack why the leadership approaches that worked in the past often break down in today's complex, fast-moving environment. Kevin explains why great leaders must stay consistent in values but flexible in how they lead, and why treating every challenge as a crisis leads to bad decisions. We dive into real-world examples, including when command-and-control leadership works, when it fails, and how context should drive your leadership approach. We also explore: Why “leadership style” can become a trap The difference between complicated, complex, and chaotic situations How flexible leaders improve their odds without losing trust Why mindset matters more than tools or techniques How habits, not intentions, determine leadership effectiveness If you're leading people through uncertainty, change, or growth, this conversation will challenge how you think about leadership and give you a better way forward.

Should you retire the second you hit financial independence, or is there value in working just a little longer? Steven faced this exact decision at 40 and chose to work four more years. The result? He added $1 million to his net worth and entered retirement at 44 with $3.5 million and a bulletproof plan. In this conversation, Steven shares his complete early retirement strategy, including why he delayed retirement past his FI number, how those extra years set him up for flexible spending of $120K-$180K annually, and the specific withdrawal tactics he uses to optimize taxes and health insurance subsidies. This Episode Covers: Steven's journey from engineer to early retirement at 44 Why he chose to work four more years after hitting his FI number Career transitions and strategic income optimization Investment strategy and asset allocation for early retirement Planning the transition to early retirement Flexible spending strategy: $120K-$180K annual range Navigating the ACA subsidy cliff for health insurance Strategic Roth conversions and tax optimization Safe withdrawal rates and managing inflation Starting new business ventures in early retirement What daily life actually looks like in early retirement at 44 Steven's story proves that "one more year syndrome" isn't always fear-based procrastination—sometimes it's strategic planning that pays off big. Whether you're close to your FI number or just beginning your journey, his practical approach offers a roadmap for retiring early with confidence. Follow BiggerPockets Money: Website: https://www.biggerpocketsmoney.com Facebook: https://www.facebook.com/groups/BPMoney Instagram: https://www.instagram.com/biggerpocketsmoney/ Learn more about your ad choices. Visit megaphone.fm/adchoices

WorldTour racing is back with the Tour Down Under underway in Australia. The Cycling Podcast returns to recap the action from the first three stages and the latest news from the pro peloton.Daniel Friebe, Lionel Birnie, and our very own in-house professional cyclist Larry Warbasse discuss UAE Team Emirates' rip-roaring start to the year, as well as the predictions we didn't get from Larry last week. There is a detailed meditation on Larry's 14-year search for the perfect training formula—and the peloton's broader search for equilibrium in a sport that is increasingly data-obsessed, sometimes at the expense of mental and physical wellbeing.Derek Gee-West certainly experienced his share of emotional turmoil while attempting to change teams last autumn. We hear from Lidl-Trek's newest recruit on that saga and how close he thinks he can get to the likes of Pogačar and Vingegaard.Artwork photograph: UAE Team Emirates XRG / ph. SPRINTEPISODE SPONSORSIndeedIf you are looking to hire someone for your company, maybe the best way isn't to search for a candidate but to match with Indeed. Go to indeed.com/cycle now to get a £100 sponsored job credit and get matched with the perfect candidate fast.BikmoThis episode of The Cycling Podcast is brought to you by Bikmo cycle insurance – because let's face it, things happen. Whether it's a crash landing, the heartbreak of a stolen bike, or the ultimate facepalm moment of reversing over your prized aero wheel, Bikmo has you covered. Flexible policies that you can cancel anytime, 50% off extra bikes in your household, protection for your kit, race entries, and even damage while travelling to your next epic ride – they've thought of it all. Protect your ride before it's too late – head to Bikmo.com to get covered.SailyIf you are travelling abroad and want to reduce or even eliminate roaming charges you need an eSim from Saily, brought to you by the creators of NordVPN. Get an exclusive 15% discount on your first Saily data plans! Use code cycling at checkout. Download Saily app or go to to https://saily.com/cyclingFollow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastFriends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).The Cannibal & BadgerFriends of the Podcast can join the discussion at our new virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

In this episode, we explore effective practices for supporting students with homework. Join us as we discuss strategies to foster a productive & stress-free homework environment. We cover the importance of EF, the advantages and challenges of traditional homework, & how to address post-COVID implications. Also, we share insights on balancing homework with students' SEL, creative engagement techniques, & practical communication tips for accommodations.01:14 Supporting Learners at Home02:20 The Role of Executive Functioning in Homework05:27 Creative Homework Approaches09:01 Simplifying Homework for Better Engagement10:32 Flexible and Individualized Homework Strategies19:24 Creating a Productive Homework Environment25:28 Understanding Executive Functioning in Children26:07 Dealing with Meltdowns and Connection Issues27:37 Empathy and Minimal Help Strategies28:07 Middle School Homework Challenges29:28 Reaching Out to Teachers for Support29:58 Effective Homework Breaks and Routines36:55 Positive Feedback and Encouragement43:52 The Role of Parents in Homework Success44:22 Reading Logs and Encouraging Curiosity46:59 Research on Homework Benefits48:18 Conclusion and ResourcesRECOMMENDED RESOURCES RELEVANT TO THE EPISODE:Reading Rockets: What the Research Says About the Value of HomeworkUnderstood.org Homework Challenges & Strategies11 Tips for Helping Your Child Manage HomeworkWhy Nov. is Hard For Students and 7 Ways Parents Can HelpInfographic: How Does Homework Actually Affect Students?Stanford Research Shows Pitfalls of HomeworkCopy of Mary's  EmailScripts to Use When Requesting Support Effective Practices for Homework5 Homework Strategies for Working with Students with Learning Disabilities Tips for Parents Timer * affiliateSupport the show Get Literacy Support through our Patreon Bonus Episodes access through your podcast app Bonus episodes access through Patreon Buy us a coffee Get a FREE Green Chef box using our link

SummaryIn this episode of The Chasing Health Podcast, Chase and Chris welcome back special guest Bryan Fitzsimmons, a coach who specializes in helping people over 40 get fit. Together, they dive into the habits that set successful clients apart — and the common excuses that tend to hold people back.They talk about how small daily actions build momentum, how planning ahead can reduce stress, and how things like hormones or being “too busy” aren't the end of the road. They also chat about identity, mindset, and how to bounce back fast after a setback. Bryan shares practical strategies around meal prep, the truth about calorie tracking, and how enjoying the process is key to lasting results.Whether you're new to fitness or just need a kick in the butt, this episode is packed with real talk, helpful advice, and some good laughs too.Where to Find Bryan:Podcast: The Fit 40 Podcast (available on all major platforms)Instagram, TikTok, YouTube: @bryan_fit40 (that's Bryan with a Y – bryan_fit40)Chapters(00:00) Bryan Fitzsimmons Returns(01:29) What Our Most Successful Clients Do(02:17) Do Something Every Day(04:28) Consistency Over Intensity(05:44) The Power of Realistic Expectations(08:45) The “I'm Too Busy” Excuse(13:37) Make It Easy and Convenient(15:34) Repeatable Meals and Keeping It Simple(16:23) Raising Healthy Kids Through Example(17:28) Do You Really Want It?(20:11) Why Starting with Training Might Be Best(22:12) Identity and Labels Shape Your Actions(24:29) Coaching Only Works If You Do(25:57) Blaming Hormones or PCOS(29:24) The Importance of Ruling Things Out(30:55) See a Real Doctor: Not a Functional “Expert”(31:30) Bounce Back Faster(35:01) What's Really Happening With the Scale(36:29) Planning for Celebrations Without Guilt(39:37) Estimating Calories When Eating Out(44:45) How Bad Are We at Tracking? (Very.)(48:13) Our Dogs Eat More Than Some People Claim To(50:44) Condiments, Creamers, and Hidden Calories(52:28) Prepare for the Week Ahead(55:36) Make Meal Prep Simple and Flexible(56:16) Cook at Home = Save Money + Hit Goals(58:56) Enjoy the Process or the Results (or Both)(01:02:45) Final Thoughts on Movement and Flexibility(01:03:32) Where to Find BryanSUBMIT YOUR QUESTIONS to be answered on the show: https://forms.gle/B6bpTBDYnDcbUkeD7How to Connect with Us:Chase's Instagram: https://www.instagram.com/changing_chase/Chris' Instagram: https://www.instagram.com/conquer_fitness2021/Facebook Group: https://www.facebook.com/groups/665770984678334/Interested in 1:1 Coaching: https://conquerfitnessandnutrition.com/1on1-coachingJoin The Fit Fam Collective: https://conquerfitnessandnutrition.com/fit-fam-collective

Episode Summary:Grab a copy of the 421 Fat Loss Protocol here: https://docs.google.com/document/d/1KHUrzdgDy8crn5Y__QJEWi5gtyLNKA3qHvOFHBvYRzo/edit?usp=sharing In this episode, Eric breaks down the 421 Flexible Fat Loss Protocol — a practical, sustainable approach to fat loss designed for busy professionals, business owners, and parents. Instead of extreme dieting, the 421 method aligns nutrition with real life by combining structure, flexibility, and consistency. Eric explains why most fat loss plans fail, how metabolism and psychology play a role, and exactly how to apply 421 whether your goal is aggressive fat loss, recomposition, or maintenance.Key Topics Covered:Why traditional fat loss plans stop working after 30The real reason aggressive diets fail long termHow business stress, travel, and family change nutrition needsThe 4-2-1 calorie structure explained in plain languageHow to schedule hard days, moderate days, and free daysProtein, calories, carbs, and fats inside the 421 frameworkThree versions of 421 (cut, recomp, maintain)Training, steps, cardio, and sleep guidelinesAlcohol, weekends, and social events without sabotageCommon mistakes that stall fat lossHow to choose the right level for your current seasonWho This Episode Is For:Men 30–50 who are busy but want to get leanBusiness owners and high performersFormer athletes who “know what to do” but can't stay consistentAnyone tired of extreme dieting and rebound weight gainPrimary Takeaway:Fat loss doesn't require perfection or restriction — it requires a system that fits your life. The 421 protocol provides structure without rigidity so results are sustainable.Call to Action (Optional):Download the free 421 guideApply for coaching: https://apps.bachperformance.com/applyLeave a review or share the episode

Do you eat because you are really hungry or because your brain tells you to? Well, Dr. Will Cole is back on the show to share how we can tune into our body's natural hunger signals instead of just eating on autopilot.10 years ago, Dr. Cole started the first functional medicine telehealth center in the world and has gone on to become a sought-after functional medicine expert consulting with people around the globe. He's been named one of the top 50 functional integrative doctors in the nation, helping people suffering from thyroid issues, autoimmune conditions, hormonal imbalances, digestive disorders, and more.Today, he joins us to talk all about inflammation, fasting, and his latest book, the New York Times bestselling Intuitive Fasting: The Flexible Four-Week Intermittent Fasting Plan to Recharge Your Metabolism and Renew Your Health.

In this episode, James talks with Craig Gordon, Head of Global Policy, Regulatory Affairs, and Business Development at Mainspring Energy. Craig brings deep experience in clean energy—from scaling Invenergy's wind and solar projects to shaping U.S. energy policy with the American Clean Power Association. Today, he's helping Mainspring redefine dispatchable generation for a rapidly electrifying world.They discuss how Mainspring's linear generator technology offers a modular, dispatchable solution ideal for the growing energy demands of hyperscale data centers. Craig shares insights on the importance of fuel flexibility, how the Inflation Reduction Act has reshaped deployment dynamics, and the policy shifts enabling faster, cleaner energy integration behind the meter.How Mainspring's linear generator bridges the gap between renewables and dispatchable generationThe role of fuel-flexibility (natural gas, hydrogen, ammonia) in enabling resilient sitingWhy data center load growth is stressing legacy regulatory frameworksHow recent FERC policy shifts are opening new doors for behind-the-meter innovationA must-listen for developers navigating grid constraints, data center energy needs, and next-gen dispatchable tech.Paces helps developers find and evaluate the sites most suitable for renewable development. Interested in a call with James, CEO @ Paces?

In this episode of The New Warehouse Podcast, Kevin Lawton welcomes Gina Chung, Vice President of Corporate Development at Locus Robotics, for a wide-ranging conversation on how warehouse automation is evolving and why flexibility has become a defining requirement for modern fulfillment operations. With more than a decade of experience leading innovation initiatives at DHL before joining Locus, Chung brings a unique perspective shaped by firsthand exposure to large-scale warehouse environments. The discussion explores how automation adoption has matured, why rigid systems no longer fit today's supply chains, and how Locus is approaching the next phase of robotic fulfillment as the industry looks toward 2026 and beyond.Find more information about our sponsors here: Peak Technologies, Masterplan Communications, TGW Logistics, YMX Logistics Learn more about The Brecham Group here. Follow us on LinkedIn and YouTube.Support the show

CONQUER SHYNESS

If you struggle with flexibility? You're not alone. Join Suzie as she shares a helpful prayer.

Kids can bring difficulty to marriage. We have to be vigilant to keep building our marriage while having kids.  Flexible in Marriage in Motherhood Eat, Wake, Sleep Cycle I use with my babies Works with Nursing or Breastfed babies Mama Natural Resource Other Episodes on Nursing Your baby from ME: Nursing Crash Course for First Time Moms Dealing with Emotional Ups and Down of Nursing a baby 5 tips for Success in Nursing Your Baby Breast Feeding to Lose Weight   **Morning Sickness Mini Course for Mental Health (Formerly the Positive Pregnancy Program)**: This self-led video program, made to help foster positivity durning pregnancy. It is for women who have or do struggle with pregnancy and who want to have strong mental health during and specifically the first trimester of pregnancy during the nausea! This Mini Course will help you mentally navigate the hardships of the physical changes of pregnancy, especially that morning sickness phase. Direct link to Morning Sickness Mini Course for Mental Health Positivity in Pregnancy and Motherhood website: www.positivityinpregnancy.com Other Episodes you might like: Anxiety? Stressed in pregnancy? Podcast episode Strategies to Calm Fears and Worries in Pregnancy Episodes on Dealing with Nausea in the first trimester: Puking and Feeling Like I Can't Coping with Nausea in Pregnancy YouTube for Positivity in Pregnancy: https://www.youtube.com/@PregnancyisHardwithJosly-nd8wd Here is the Facebook Page for Pregnancy is hard: I have documented my journey of my fourth baby on this page and have other juicy and good tips for enjoying pregnancy better. https://www.facebook.com/pregnancyishard Here is the Pregnancy is Hard Support Group on Facebook: Let's offer support, help and fun for those in the trenches of pregnancy! https://www.facebook.com/groups/165102315544693 Instagram: @positivityinpregnancy  

The first regular episode of the year is traditionally our excuse to indulge in some rare speculation ahead of the coming season – and Daniel Friebe and Lionel Birnie are back to uphold the time-honoured ritual here. In addition to our hosts' often leftfield prognostications, we hear what our international carousel of regular contributors is expecting from the next few months. Which one of our regular guests, for example, reckons that Primož Roglič won't win a single race in 2026? Who reckons that Jonas Vingegaard will complete the Grand Tour Grand Slam before Tadej Pogačar? And what on earth is a Noni fruit – and what ‘juice', exactly, does Daniel have on their miraculous ability to boost performance? All of this and more will be revealed! EPISODE SPONSORSBabbelLearn a language the fun, easy way with intuitive 15-minute lessons you can do when you want. Choose from 14 languages including Spanish, French, Italian and German. Listeners can get up to 60% off for a limited time only at babbel.com/cycleBikmoThis episode of The Cycling Podcast is brought to you by Bikmo cycle insurance – because let's face it, things happen. Whether it's a crash landing, the heartbreak of a stolen bike, or the ultimate facepalm moment of reversing over your prized aero wheel, Bikmo has you covered. Flexible policies that you can cancel anytime, 50% off extra bikes in your household, protection for your kit, race entries, and even damage while travelling to your next epic ride – they've thought of it all. Protect your ride before it's too late – head to Bikmo.com to get covered.NordVPNGet NordVPN two-year plan + four months extra ➼ https://nordvpn.com/tcp It's risk-free with Nord's 30-day money-back guarantee.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastFriends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).The Cannibal & BadgerFriends of the Podcast can join the discussion at our new virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

In this segment, Kelsey Pritchard, Communications Director for Susan B. Anthony (SBA) Pro-Life America, joins the show to discuss the growing tension between the pro-life movement and Republican leadership. Following recent comments from President Donald Trump suggesting that the party should remain "flexible" on abortion policy, Pritchard outlines why the Hyde Amendment—a long-standing legislative provision that prevents federal taxpayer dollars from funding elective abortions—is a non-negotiable line in the sand for millions of voters.Key Discussion PointsWhat is the Hyde Amendment? Pritchard explains that the Hyde Amendment has been a bipartisan consensus for nearly 50 years, ensuring that Americans are not forced to violate their conscience by funding elective abortions through federal programs.The "Shock" of Trump's Comments: Despite previously being a champion of the Hyde Amendment, Trump's recent call for "flexibility" has sparked swift backlash. Pritchard argues that moving away from Hyde is a "no-go" and "completely unacceptable" to the pro-life movement.Political Consequences & Stats: The interview highlights the high stakes for the 2026 midterms. Pritchard warns that even a small 1% to 2% drop in pro-life voter turnout could cost Republicans control of the Senate and House.The $80 Million Strategy: SBA Pro-Life America is launching a massive $80 million mobilization effort targeting battleground states like Georgia, North Carolina, Michigan, and Iowa.A Moral Stand: Beyond politics, Pritchard emphasizes the moral weight of the issue, stating that taxpayer-funded abortion would lead to an increase in the number of abortions and cause "misery" for women across the country.https://sbaprolife.org/staff/kelsey-pritchardBecome a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.Subscribe now at YouTube.com/@RefocusedNetworkThank you for your time. 

Most entrepreneurs are playing the wrong game, focusing on things that will guarantee they stay stuck. True business success in 2026 requires a radical shift in mindset, strategy, and how you manage your most precious resource: your time. In episode 850 of the Savage Perspective Podcast, host Robert Sikes sits down with multi-business owner and inventor Andy Go Super Brain Triana to reveal the counterintuitive productivity secrets he uses to manage six companies, develop new products, and prepare for a new baby. Andy shares his framework for making hard decisions, knowing when to pivot, and how to structure your day for relentless forward progress, offering a clear guide for anyone serious about building a meaningful and profitable business.Are you ready to build a body that matches your business ambition? Join Robert's FREE Bodybuilding Masterclass to learn the proven system for getting results without wasting time. Sign up here: https://www.ketobodybuilding.com/registration-2Even. if he's getting off social media, follow Andy on IG: https://www.instagram.com/gosuperbrain/Get Keto Brick: https://www.ketobrick.com/Subscribe to the podcast: https://open.spotify.com/show/42cjJssghqD01bdWBxRYEg?si=1XYKmPXmR4eKw2O9gGCEuQChapters:0:00 - Why Failure is an Entrepreneur's Best Friend 1:09 - From Pro Sports to 6 Businesses: Andy's Entrepreneurial Journey 3:02 - How His Patent Will Revolutionize Protein Optimization 5:06 - The Surprising Plan to Add Quality Protein to Junk Food 6:08 - The New Tech Platform to Scale Your Fitness Business 7:54 - What's Inside "The World's Healthiest Cracker"? 9:31 - The 6 Businesses & Their Launch Timelines 11:25 - How to Manage 6 Companies (Without Losing Your Mind) 13:12 - How to Structure Your Day for Maximum Productivity 15:11 - Why Your Training Should Match Your Life Goals 17:13 - The Power of Aligning Daily Habits with Big Goals 19:06 - How to Fit Workouts Into a Crazy Busy Schedule 20:01 - How to Eliminate Distractions & Stay Focused 21:27 - Ask "How," Not "What": The Key to Solving Problems 23:43 - The Simple Handwritten Hack for Daily Focus 24:50 - How to Capture Ideas on the Go 26:24 - Why Business Success is Not Personal 26:40 - Which Business Demands the Most Attention Right Now? 27:32 - Who is the KPI Software For? 29:02 - The 2.5-Year Journey of Building a Tech Company 30:10 - How to Plan for a Baby When You're Launching 6 Businesses 31:44 - A Message From The Host, Robert Sikes 33:25 - Why Commitment Must Come Before Clarity 35:16 - Is the "Long Game" Mentality Dead? 36:42 - The "Ego Death" of Leaving a Successful Career 37:21 - The Japanese Art of Embracing Your Flaws 39:41 - The Biggest "Aha!" Moment in Nutrition & Training 41:58 - Should Your Nutrition Be Rigid or Flexible? 43:57 - How to Know When to Quit vs. When to Push Harder 45:18 - Return on Investment: The Ultimate Decision-Making Filter 48:06 - Why You Need to "Burn the Boats" to Succeed 49:02 - How to Know if Your Timeline is Realistic 53:37 - Why Business Owners Must Be the Best Learners 57:56 - Plan for Success: What's Your Next Play? 59:06 - What Books Are Shaping His Leadership Style? 1:00:30 - How to Have Hard Conversations the Right Way 1:03:08 - Why He's Quitting Social Media in 2026

For more thoughts, clips, and updates, follow Avetis Antaplyan on Instagram: https://www.instagram.com/avetisantaplyanIn this episode of The Tech Leader's Playbook, Avetis Antaplyan sits down with Marcus East—Tech Executive and Author of Working with Dinosaurs—for a candid and thought-provoking conversation on the realities of digital transformation. With a career spanning leadership roles at Apple, Google, National Geographic, and more, Marcus brings a rare dual perspective from both Big Tech and legacy enterprises.They unpack why most digital transformation efforts fail despite heavy investment, what separates successful tech leaders from those who merely talk innovation, and how culture—not just code—can make or break your future. Marcus shares powerful real-world stories: from National Geographic's transformation into a digital juggernaut, to the organizational inertia that derails billion-dollar initiatives. He outlines the “three dinosaurs” that stall progress—legacy systems, outdated operating models, and people unwilling to change—and offers sharp insights into why customer obsession beats tech obsession every time.Whether you lead a startup or a Fortune 500, this episode will challenge your assumptions, sharpen your thinking, and equip you with frameworks to lead meaningful change in an AI-driven world.TakeawaysLegacy companies don't fail because of age—they fail when they refuse to update thinking while technology advances.Successful transformations require both visionary leadership and operational discipline across the org.Billions in digital investment are wasted when the right people aren't empowered to drive change.Embedding innovation into the core business beats isolating it in innovation labs.Flexible technology is a must—but without true cross-functional collaboration, it's not enough.Only about 5% of AI investments currently show ROI, largely due to legacy systems and poor org alignment.Top-performing organizations operate with tight accountability and a focus on measurable outcomes.Customer experience—not tech stack—should guide transformation priorities.Large “grand projects” that last years often fail to deliver value or ROI.Elite talent gravitates toward environments with high standards, fast iteration, and meaningful impact.Companies that can't attract top talent must either lead with a compelling mission or lean into strategic partnerships.People are the hardest "dinosaur" to evolve—fixing culture and mindset is harder than replacing tech.Chapters00:00 Intro & Guest Introduction01:30 Why Some Legacy Companies Transform & Others Fail03:45 The Real Problem: People & Culture06:20 The Innovation Lab Trap08:15 The First Domino: Flexible Tech & Cross-Team Collaboration10:25 Build vs. Buy in the Age of Cloud12:30 AI Hype vs. ROI Reality14:20 Leadership's Role in Driving Transformation17:55 Customer-First Thinking Over Tech Fetishism21:30 The Dangers of Tech-First Transformation23:45 Why Accountability is the Missing Link29:45 Why Elite Tech Talent Clusters (and Leaves)34:00 Rest & Vest vs. Impact-Driven Professionals41:45 What If You Can't Attract Top Talent?47:00 The Three Dinosaurs: People, Tech, Models53:30 Why Outdated Processes Are More Dangerous Than Tech57:00 Extreme Accountability as a Performance Driver59:15 Books, Billboards & Final ThoughtsMarcus East's Social Media Link:https://www.linkedin.com/in/marcuseast/Resources and Links:https://www.hireclout.comhttps://www.podcast.hireclout.comhttps://www.linkedin.com/in/hirefasthireright

Welcome to this episode of The New Warehouse Podcast, where Kevin chats with Mark Becker, President, CEO, and co-founder of G10 Fulfillment. Becker shares how G10 has evolved from an early Amazon distributor into a national 3PL built around flexibility, technology control, and practical automation. With warehouses strategically placed across the U.S., G10 supports both direct-to-consumer and complex B2B fulfillment, including hazmat and oversized items like zero-turn lawnmowers.The conversation explores why flexibility matters more than rigid efficiency models, how owning the tech stack enables faster pivots, and what real-world robotics adoption looks like on the warehouse floor. Becker also offers a grounded look at AI's role in fulfillment, separating hype from practical gains as the industry heads into 2026.Find more information about our sponsors here: Peak Technologies, Masterplan Communications, TGW Logistics, YMX Logistics Follow us on LinkedIn and YouTube.Support the show

It's Friday, January 9th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Nayereh Arjaneh, a Christian convert living in Iran, began serving a five-year prison term on December 23 because of her faith, reports International Christian Concern. Christian converts are often targets of imprisonment, false accusations, mistreatment, and torture under the Iranian regime, with hundreds of Christ followers targeted by Iranian authorities in 2025 alone. Arjaneh and her husband, Qasem, were arrested on July 7, 2025, after they attended a Christian training event in Turkey. She was initially released on bail and later convicted of “promoting deviant propaganda and teachings contrary to Islamic law” and “providing financial and material support to groups affiliated with Zionist Christianity.” Senate restricts Trump from future strikes on Venezuela Here in America, the U.S. Senate has passed a war powers resolution, which would limit President Donald Trump's ability to conduct further strikes in Venezuela, reports NewsNation.com. Five Republicans voted with Democrats to pass the resolution including Senators Rand Paul of Kentucky, Lisa Murkowski of Alaska, Susan Collins of Maine, Todd Young of Indiana, and Josh Hawley of Missouri. The legislation will require Trump to get approval from Congress before conducting any strikes on Venezuela. Democrats have previously failed to pass resolutions limiting the president's ability to strike alleged drug vessels in the Caribbean and the Pacific. The move comes after a surprise strike on Venezuela and the capture of President Nicolás Maduro. Congress was not notified of the mission in advance, breaking from tradition. While only Congress has the power to declare war, presidents have used broad authority to act unilaterally in the absence of a formal declaration of war. The last time the U.S. formally declared war was World War II. Devastating admission by lesbian lover after ICE shooting Wednesday's fatal shooting of 37-year-old Renee Good by an Immigration and Customs Enforcement officer in Minnesota has brought even more national attention to arrest and deportation efforts, reports The Western Journal. Media members and the public alike took to dissecting Wednesday's footage of Good's altercation with ICE as she tried to stop officers from doing their jobs, parked her car in the street, refused to move it, and threatened to run over an officer. Good's last moments as she tried to drive into an officer have been the subject of intense debate as to what her intentions actually were, but another telling moment from her lesbian lover reveals why she was trying to stop ICE in the first place. In the immediate aftermath, Good's faux wife, was heard saying, “I made her come down here; it's my fault. They just shot my wife,” according to the New York Post. Samuel Short of The Western Journal wrote, “Left-wing media outlets consistently refuse to look at the entire story when a fatal shooting takes place involving law enforcement. In this instance, Renee Good's [faux] “wife” brought her out to do this. Good was a problem for ICE that day already as she refused to comply with officers who told her to get out of her car. Good put her foot on the gas despite the fact an agent was standing in front of her vehicle. “She put herself in a dangerous position, stopping armed federal officers from arresting dangerous people.” J.D. Vance: Woman ICE killed tried to run them over In a White House briefing, Vice President J.D. Vance put the press, which defended Renee Good, in its place. Listen. VANCE: “What's going on here? You guys are meant to report the truth. How have you let yourself become agents of propaganda of a radical fringe that's making it harder for us to enforce our laws? “You just asked me a question that presumed that the reason why this woman died is because she was engaged in legitimate protest. She tried to run somebody over with her car, and the guy defended himself when that happened.” The Department of Homeland Security reported a 1,154 percent increase in assaults on officers in November. That's not to mention deadly shootings targeting ICE detention centers. House Republicans reject Trump's call to be “flexible” on Hyde Amendment Most House Republicans appear to uphold the party's longstanding principle against allocating taxpayer funds for abortion, despite President Donald Trump's call for them to be “flexible” on it, reports LifeNews.com. As President Trump laid out a game plan for Republicans to win on the healthcare issue in 2026, he said, “You have to be a little flexible on Hyde.” TRUMP: “Now you have to be a little flexible on [the] Hyde [Amendment]. You know that you got to be a little flexible. You got to work something.” House Speaker Mike Johnson of Louisiana, who spoke at the March For Life in 2025, said, “We're not going to authorize taxpayer funding for abortion. I mean, it's been a consistent policy. We are not going to change the standard that has been, frankly, bipartisan up until recent days. … I'm just not going to allow that to happen.” The Hyde Amendment is named after the late Republican Rep. Henry Hyde of Illinois whose 1976 amendment to a health funding bill prohibited funding for abortions “except where the life of the mother would be endangered if the fetus were carried to term.” Since then, Hyde provisions have been a non-negotiable item for Republicans in funding bills. Republican Rep. Mark Harris of North Carolina told The Daily Signal, “All the folks I hear from are very committed to Hyde.” House Freedom Caucus Chairman Andy Harris, a Roman Catholic who chairs the House Pro-Life Caucus, also rejected the idea of finding middle-ground on the issue. He told reporters, “There's no flexibility. You're either using public funds to pay for abortion or you're not.” And appearing on Washington Watch with Tony Perkins, Republican Senator James Lankford of Oklahoma said this. LANKFORD: “I'm not flexible on the value of every single child. Every single child is valuable. There aren't some children that are disposable and some children that are valuable. Every child is valuable.” Proverbs 31:8 says, “Speak up for those who cannot speak for themselves.” Baltimore Ravens rookie kicker turns to Bible after missing field goal And finally, after missing a crucial field goal in the final moments of Sunday's game against the Pittsburgh Steelers, Baltimore Ravens rookie kicker Tyler Loop pointed probing reporters to Scripture, reports FaithWire.com. There's no doubt Loop was discouraged; he immediately buried his face in his hands after the failed kick. But once he was in the locker room, he opened up about how his personal devotional time — and one passage in particular — comforted him. Tyler told sports journalists, “I had written down a little prayer before the game and [I was] just re-reading it. Faith is a big part of my life and, right now, I'm reading the book of Romans. In Romans 8, it says, ‘God works for the good of those who love Him, who are called according to His purpose.'” The pro-athlete was referencing Romans 8:28. In that verse, the Apostle Paul spoke directly to Christians, encouraging those who have found salvation through Jesus with the promise that — for them — all things will work out for their good. The verse says, “And we know that, for those who love God, all things work together for good, for those who are called according to His purpose.” Close And that's The Worldview on this Friday, January 9th, in the year of our Lord 2026. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

WMAL GUEST: MARJORIE DANNENFELSER (SBA Pro-Life America President) on Trump Telling Republicans to Be ‘Flexible’ on Abortion Restriction Demands in Health Care SOCIAL MEDIA: X.com/Marj_Dannen READ: Pro-Life Groups Warn Trump Hyde Amendment Is 'Non-Negotiable' After Flexibility Remarks Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Wednesday, January 7, 2025 / 6 AM HourSee omnystudio.com/listener for privacy information.

In the 6 AM hour, Larry O’Connor and Bethany Mandel discussed: WMAL GUEST: CAL THOMAS (Syndicated Columnist) on Latest News WMAL GUEST: MARJORIE DANNENFELSER (SBA Pro-Life America President) on Trump Tells Republicans to Be ‘Flexible’ on Abortion Restriction Demands in Health Care Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Wednesday, January 7, 2025 / 6 AM HourSee omnystudio.com/listener for privacy information.

In this episode of Joy Loving Home's five-part runway series to 2026, Joy shares an "intentionally flexible" planning approach that fits changing days and different brains. She explains how to use a monthly spread for time-bound events and a simple weekly setup to track pending items and celebrate what you actually tackled. Practical tips include using pencil to allow for changes, logging completed tasks for daily wins, tracking small habits as data, and using alarms or digital reminders when helpful. The method works in any planner or notebook and emphasizes progress over perfection. Happier with Gretchen Rubin Podcast on 26 for 26 list. https://podcasts.apple.com/us/podcast/ep-568-revealed-our-26-for-2026-lists/id969519520?i=1000744094137 Connect with Me: Community: https://bit.ly/joylovinghome IG: https://instagram.com/joylovinghome Membership: https://joylovinghome.com/membership Email: joy@joylovinghome.com    

The Year of the Fire Horse and the Power of Becoming Welcome to Season Six of the Be-YOU-tiful Adaptive Warrior (BA Warrior) Podcast—a milestone that still takes my breath away. If you had told me years ago that I would be hosting a podcast, let alone entering its sixth season, I would have laughed. It was never a dream I set out to chase. And yet, here we are. Proof that life doesn't always unfold according to our plans—but often according to something far greater. If you're new here, I want to personally welcome you. And if you've been walking this road with me for years, please know how deeply grateful I am. Your messages, your comments, your shared stories, and your willingness to show up week after week are the reason this podcast exists. Be a Warrior is not something I do alone—it's something we build together. This podcast is rooted in amputee life. I am an above-knee amputee and have been for seven years. Everything I share comes from lived experience—the victories, the mistakes, the frustrations, the growth, and the moments that test every ounce of resilience. My hope has always been that by sharing my journey honestly, someone else might feel less alone in theirs. A New Season, A New Energy Season Six begins with a theme that feels deeply personal to me: the Year of the Horse—specifically, the Fire Horse. This year carries amplified energy, movement, instinct, and transformation. It also aligns beautifully with where I am in life right now. I recently completed my equine therapy certification, which allows me to bring the healing power of horses to others in a deeper, more intentional way. Horses have long been part of my life, but this year marks a turning point—where passion, purpose, and service come together. My goal for 2026 is to help expand access to equine therapy for overall well-being, especially for people navigating trauma, change, or physical loss. But before we talk about where we're going, let me tell you how this year actually started—because it wasn't graceful. A Rough Start and an Important Lesson My husband and I took a short getaway to Sedona, Arizona—a place that feels like a deep breath for the soul. We live in the desert, but a quick drive north brings cooler air, pine trees, red rocks, and a sense of escape. It was meant to be a simple, restorative weekend. In typical fashion, I packed last minute. I grabbed my makeup, hair products, clothes—and we were out the door. What I didn't grab? Two things no above-knee amputee should ever forget: My prosthetic charging cord The bag I use to pull my leg into my socket My bag to put my socket on….that I forgot. I realized the charging cord was missing first. Panic set in—until I checked my prosthetic's battery level. Eighty-two percent. I could manage one day. Then came the second realization. No bag. For those unfamiliar, I am a skin-fit amputee, meaning I don't use liners or traditional suction. My leg requires a specific bag to pull the skin properly into the socket. Without it, my prosthesis does not go on. No shortcuts. No substitutes—at least, not easily. I didn't sleep that night. I ran through every possible outcome: crutching around town, canceling plans, going home early. I was frustrated—not just because I forgot something critical, but because I knew better. Ironically, the reason I forgot was also a sign of progress. I had become so comfortable in my body, so confident in my mobility, that I wasn't thinking about “what ifs” anymore. My prosthesis had become as normal to me as legs are to two-legged people. Comfort is a gift—but complacency can be costly. Adaptation Is a Warrior Skill The next morning, I went into full problem-solving mode. I asked myself: What do I have? What can I use? Garbage bags wouldn't work—they'd tear. A standard pillowcase was too thick. Then I spotted a silk pillowcase. Thin. Slippery. Flexible. It wasn't perfect—but it worked. I was able to walk around town that day. I didn't hike, knowing my limits. When I got home later, I had blisters and raw skin—but I was mobile. I adapted. And that's what amputee life often requires: creativity, patience, resilience, and the willingness to meet challenges head-on. The Unpredictability of Phantom Pain Just days later, I was reminded again how unpredictable this journey can be. Despite having minimal phantom pain since my nerve revision surgery, I was suddenly hit with intense, stabbing sensations in a foot that no longer exists. The pain came in waves—sharp, jolting, and relentless. It lasted for hours and woke me from sleep. There was no obvious trigger. No overexertion. No trauma. Through experience, I've learned that phantom pain doesn't need permission. It arrives when it wants—and leaves when it's ready. What got me through wasn't panic. It was instinct. I ran through my mental checklist: Socket fit? Fine. Injury? No. Stress? Manageable. Weather? Stable. Hydration? Questionable. I drank water—lots of it. And the pain faded. Whether coincidence or correlation, I logged it as wisdom for the future. Always adapting! The Fire Horse Mentality The horse symbolizes freedom, movement, instinct, truth, nervous system wisdom, and connection over control—all things that resonate deeply with amputee life. Freedom didn't come to me through saving my leg. It came when I let it go. Movement returned not through endless surgeries, but through acceptance, adaptation, and the right prosthetic support. Instinct tells me when to rest, when to push, and when to trust that pain will pass. Truth asks me to acknowledge that this life is hard—but still meaningful. Horses understand nervous system regulation instinctively. As amputees, learning to regulate our own nervous systems is critical—not just for physical comfort, but emotional health. And perhaps most importantly: connection over control. Trying to control everything—our bodies, our recovery, our outcomes—often creates more suffering. Connection, whether to our prosthetist, our body, our community, or our faith, is what carries us forward. Stop Comparing. Start Living. One of the most destructive habits amputees fall into is comparison. Just because someone else is doing something you aren't doesn't mean you're failing. Different bodies. Different trauma. Different prosthetics. Different lives. You are not behind. You are not weak. You are not less than. Compare yourself only to who you were yesterday. A Call to Rise Season Six is about listening, connecting, trusting, and becoming. It's about letting go of the reins just enough to allow life—and faith—to lead. You are a warrior. Not because of what you've lost—but because of how you keep showing up. This year is a fresh page. A new chapter. Write it with courage. Live it with intention. And remember—you don't have to do it alone. Welcome to Season Six. Let's ride forward together. And as always, Be Healthy, Be Happy, Be YOU!! Much love, Rise up, Warriors!!!

Working nights and raising kids doesn't leave a lot of room for macros and meal prep—and that's exactly why this episode matters. We sit down with Kayla M. to unpack how she built sustainable habits while juggling night shift work, family responsibilities, and a life that rarely goes as planned. With guidance from Coach Kara, Kayla swapped the all-or-nothing mindset for a progress-over-perfection approach: flexible nutrition, compassionate self-talk, and showing up—even when it's messy. You'll hear how she navigates sleep-schedule swings, handles family events without derailing goals, uses coaching for accountability, and models healthy behaviors for her kids. If you're a working mom, shift worker, or anyone stuck waiting for "perfect conditions," Kayla's story is your proof that small steps stack into big change. APPLY FOR COACHING: https://www.lvltncoaching.com/1-1-coaching The Fitness League app https://www.fitnessleagueapp.com/ Macros Guide https://www.lvltncoaching.com/free-resources/calculate-your-macros Join the Facebook Community: https://www.facebook.com/groups/lvltncoaching FREE TOOLS to start your health and fitness journey: https://www.lvltncoaching.com/resources/freebies Alessandra's Instagram: http://instagram.com/alessandrascutnik Joelle's Instagram: https://www.instagram.com/joellesamantha?igsh=ZnVhZjFjczN0OTdn Josh's Instagram: http://instagram.com/joshscutnik Chapters 00:00 Introduction to the Fitness League and App Launch 01:17 Navigating Unique Schedules: Kayla's Journey 03:12 Coaching for Real Life: Strategies for Night Shift Workers 09:33 The Importance of Flexibility in Nutrition 11:07 Overcoming Perfectionism: The Wagon Analogy 14:02 Balancing Family Life and Health Goals 16:33 Training Progress: From Inactivity to Consistency 27:55 Resilience and Self-Discovery Through Coaching 33:36 Advice for Night Shift Workers and Busy Moms

Andrew Scheps has been a hero of mine since I started mixing. He's worked on everyone from Beyoncé to Metallica to Michael Jackson to The Red Hot Chili Peppers to Jay-Z to The Smashing Pumpkins to Green Day to Alanis Morissette to The Rolling Stones to several other legends. He's nothing short of a genius. At music. At mixing. At technology. At philosophy.So I hope you enjoy this conversation as much as I did. If you want to hear an honest take about where music is at, how to break in, and what's up with AI, Scheps is the guy to listen to.For 30% off your first year of DistroKid to share your music with the world click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DistroKid.com/vip/lovemusicmore⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

As we head into 2026, I want to talk about something that I believe is going to matter more than almost anything else in your coaching business this year: your ability to stay flexible and responsive. Not reactive. Not panicked. Responsive. In this episode, I'm unpacking why rigid business models are becoming harder to sustain — and why treating your business as an ongoing experiment is one of the smartest moves you can make right now. I talk a lot about what I call the beta mindset: the idea that your offers, pricing, content, and even your business model are all drafts. They're meant to be tested, reviewed, adjusted, and improved based on real-time feedback — not locked in forever. I also share a real example from my own business. For the past couple of years, the Business Building Bootcamp (BBB) has been offered as a one-year program. That structure made sense for a long time. Building a coaching business takes time, and meaningful support doesn't happen overnight. But I've been paying attention — to the market, to my clients, and to myself. We're in a buyer's market. Trust is harder to earn. And long-term commitments feel riskier for a lot of people right now. I've noticed that shift in my own spending decisions too. So instead of digging in my heels and insisting on a structure that no longer fit, I decided to respond. In this episode, I walk you through why I chose to restructure BBB to a six-month entry point (at a lower price), with the option to continue once trust and value are established — and how that change reflects exactly the kind of flexibility I'm encouraging you to build into your own business. (New BBB details and pricing HERE: www.wendymccallum.com/bbb) I also talk about: Why flexibility is no longer optional for small businesses — especially coaching businesses How the beta mindset protects you from perfectionism, burnout, and unnecessary pressure The signs your business is quietly asking you to change something Why changing your mind isn't flaky or unprofessional — it's good business stewardship How being responsive actually helps you stay profitable and relevant over the long term Practical ways to build adaptability into your offers, pricing, and planning in 2026 Before you listen, a quick reminder: In the previous episode 68, I hosted a virtual year-end business retreat and shared my Business Compass framework for auditing your business and setting aligned goals. That episode comes with a free downloadable audit and goal-setting workbook — and if December got away from you, you can absolutely still grab it.

Motherhood is not a performance—it's a marathon. In this episode, Joelle and Alessandra get real about postpartum health, mom shaming, and the pressure cooker of social media. We talk self-care that actually fits real life, flexible routines that keep you consistent, and why prioritizing your health makes you a better parent—not a selfish one. What we cover: Postpartum realities: hormones, energy, identity shifts Mom shaming & social media pressure: how to mute the noise and trust yourself Self-care for moms: simple recovery, nutrition, and movement wins Flexible routines: "good enough" systems that survive busy seasons Homeschooling without the chaos: structure, not rigidity Permission to be human: a clean-enough house, a kind home, a healthier you If you're tired of unrealistic standards and ready for balance you can sustain, this conversation is your reset. APPLY FOR COACHING: https://www.lvltncoaching.com/1-1-coaching The Fitness League app https://www.fitnessleagueapp.com/ Macros Guide https://www.lvltncoaching.com/free-resources/calculate-your-macros Join the Facebook Community: https://www.facebook.com/groups/lvltncoaching FREE TOOLS to start your health and fitness journey: https://www.lvltncoaching.com/resources/freebies Alessandra's Instagram: http://instagram.com/alessandrascutnik Joelle's Instagram: https://www.instagram.com/joellesamantha?igsh=ZnVhZjFjczN0OTdn Josh's Instagram: http://instagram.com/joshscutnik Chapters 00:00 Welcome Back to the Fitness League 01:13 Mailbox Mishap and Holiday Preparations 02:01 Health Drinks and Digestive Reactions 03:36 Postpartum Changes and Hormonal Fluctuations 05:05 Lab Work and Breastfeeding Journey 07:07 Vasectomy Failures and Pregnancy Surprises 10:38 Mom Shaming in Fitness and Health 16:58 Cleaning and Parenting Perspectives 28:36 The Big Picture of Parenting 31:29 Modeling Behavior for Children 33:34 The Myth of Perfection in Motherhood 36:25 Prioritizing Health and Well-being 39:11 Awareness vs. Action 41:55 Finding Your Own Path 44:47 The Importance of Diverse Perspectives 47:24 Growth Mindset and Continuous Learning 50:32 Navigating Social Media and Expectations 54:07 Flexibility in Parenting and Life

Join me in conversation with a dynamic woman in her nineties who founded a writing group with friends that is now a sustaining source of inspiration and shared connection. We know that social connection is key to staying engaged as we age, and Mary reflects on what she's learned about why it matters. As she says so beautifully, “another element of flexibility reveals itself as we age – one that enables us to leave behind ‘what used to be,' and open ourselves fully to ‘what actually is.'” Ready to be inspired?

Jason Parker, district manager of Davey's Warminster office, walks us through what it's like to work with a Davey arborist, including the client relationship, consultations, proposals, price and safety for homeowners. In this episode we cover: Tree preservation (0:44)How does an arborist look at a property? (1:17)How arborists assess homeowners' tree concerns (2:23)Jason's thoughts on improper tree work (3:13)Davey's client base (5:38)How do arborists react to weather events? (7:40)Arborist consultation (9:50)Client relationships (11:35) (24:23)Flexible proposals, quotes and contracts (15:01) (18:42)Safety for homeowners (17:00)Do people in day-to-day life ask arborists for advice? (20:54)Spotted lanternflies in Philadelphia (21:41)Coming back to clients every year (23:27)To find your local Davey office, check out our find a local office page to search by zip code.To learn more about what an arborist visit is like, read our blogs, Why You Should Hire a Certified Arborist, What To Expect When You Request a Davey Tree Free Consultation and The Risk of Using an Uninsured and Unlicensed Arborist.Connect with Davey Tree on social media:Twitter: @DaveyTreeFacebook: @DaveyTreeInstagram: @daveytreeYouTube: The Davey Tree Expert CompanyLinkedIn: The Davey Tree Expert Company Connect with Doug Oster at www.dougoster.com. Have topics you'd like us to cover on the podcast? Email us at podcasts@davey.com. We want to hear from you!Click here to send Talking Trees Fan Mail!

On this episode of Truth From The Stand, Aaron Hepler and I catch up after a long season and miles on the boots, talking about how seasons evolve and expectations need to with them. We get into adapting under pressure, trusting your gut when plans fall apart, and why dogs and bird hunts can be the best reset a big-game hunter can get. It's a conversation about balancing technology with instinct, passing on what matters to new hunters, and learning when to let go of old goals so the hunt stays honest and fun. WHAT TO EXPECT FROM PODCAST 473 Hunting pressure forces flexibility—new spots and fresh thinking often pay off. Technology can help, but instinct and woodsmanship still drive success. Hunting is about the journey, lessons learned, and time spent outdoors—not just the kill. Hunting with dogs and bird hunting offer a mental reset from big-game pressure. Mentoring new hunters strengthens the community and reshapes perspective. Letting go of rigid expectations makes hunting more rewarding and sustainable. SHOW NOTES AND LINKS: —Truth From The Stand Merch —Check out Tactacam Reveal cell cameras — Save 15% on Hawke Optics code TFTS15  —Save 20% on ASIO GEAR code TRUTH20 —Check out Spartan Forge to map your hunt  —Save on Lathrop And Sons non-typical insoles code TRUTH10 —Check out Faceoff E-Bikes —Waypoint TV Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Ways to Reduce Stress in the Workplace Episode Summary Workplace stress steals joy, drains productivity, and harms overall well being. In this episode, we break down eight practical strategies employees and leaders can use to reduce stress, rebuild clarity, and create healthier work environments. If left unchecked, stress can impact performance, morale, and mental health, but the right habits and boundaries can change everything. The Hidden Cost of Workplace Stress Stress is one of the biggest barriers to engagement and performance. Millions of workdays are lost each year due to stress, anxiety, and depression. Tight deadlines, heavy workloads, and lack of support are often the biggest contributors. Ignoring stress hurts people and companies. Addressing it helps everyone thrive. 8 Ways to Reduce Workplace Stress 1. Recognize the Early Signs Irritability, worry, trouble sleeping, shallow breathing, and trouble focusing are often the first signals. Understanding how stress shows up emotionally, physically, and behaviorally helps you catch it before it escalates. 2. Identify the Source Is it workload? Expectations? A demanding boss? Interpersonal conflict? Clarity helps you respond more intentionally and set healthier boundaries. 3. Set Clear Boundaries Boundaries communicate what is acceptable and sustainable. Whether it is availability, workload, or working hours, defining your limits reduces overload and protects your well being. 4. Evaluate Life Outside of Work Your routines matter. Poor sleep, rushed mornings, and lack of recovery time amplify workplace stress. Incorporate activities that reset your nervous system like yoga, exercise, or quiet mornings. 5. Practice Mindfulness Staying grounded in the present moment reduces anxiety about yesterday's mistakes or tomorrow's deadlines. Mindfulness, breathwork, and even aromatherapy can help calm the mind and increase clarity. 6. Stay Connected Strong relationships act as a buffer against stress. Talking with trusted friends, colleagues, or family helps you problem solve, feel supported, and maintain perspective. 7. Avoid Unhealthy Coping Habits Alcohol, junk food, caffeine overload, and smoking increase stress long term. Choose healthier outlets like movement, meditation, and nourishing routines to support your mental and physical health. 8. Work Smarter, Not Harder Multitasking increases errors and stress. Focus on single tasking, prioritizing what matters most, and organizing your workload in a manageable way. Efficiency reduces pressure. Why Employers Should Care Healthy employees perform better. Organizations that prioritize well being experience higher morale, stronger retention, and greater productivity. Flexible work options, reasonable expectations, appreciation, and opportunities for connection all reduce workplace stress. Final Takeaway Stress does not have to dominate your work life. When employees understand the signals, identify the root causes, and take proactive steps to manage stress, everyone benefits. When leaders support this effort, workplace culture transforms. Reducing stress is possible – and it starts with awareness, boundaries, connection, and smarter working habits.

When a high-achieving scientist realized the traditional definition of success no longer fit, she chose a radically different path. In this episode, Brie shares how she walked away from a predictable biotech career, trusted her instincts, and built a portfolio-style consulting business that aligns with her values, energy, and love for animal welfare.   What you'll learn How to recognize when your "successful" career no longer feels meaningful Why trusting your instincts is essential when your values begin to shift How career experiments (like Social Goldilocks) can reveal unexpected paths What it takes to design a more flexible, values-aligned version of success   Our book, Happen To Your Career: An Unconventional Approach To Career Change and Meaningful Work, is now available on audiobook! Visit  happentoyourcareer.com/audible to order it now! Visit happentoyourcareer.com/book for more information or buy the print or ebook here! Want to chat with our team about your unique situation? Schedule a conversation   Free Resources What career fits you? Join our free 8 Day Mini Course to figure it out! Career Change Guide - Learn how high-performers discover their ideal career and find meaningful, well-paid work without starting over.   Related Episodes Designing Career Experiments and Testing New Careers (Spotify / Apple Podcasts) Discover Your Strengths to Find Your Ideal Career (Spotify / Apple Podcasts) Social Goldilocks Experiment (Watch Here)

» Produced by Hack You Media: pioneering a new category of content at the intersection of health performance, entrepreneurship and cognitive optimisationInstagram: https://www.instagram.com/hackyoumedia/Website: https://hackyou.media/After building public speaking skills through brutal on-camera training and quitting a job after 15 days to go full-time on TikTok, Michael (higherupwellness) proves that authenticity matters more than polish.You'll hear why his parents being in their 70s gave him wisdom most 28-year-olds don't have, how two and a half years of mandatory public speaking eliminated his number one fear, and what happens when you realise worldly success never fills the God-shaped hole.Tune in for his framework on maxing out your stat lines in your 20s, why asking God to reveal himself changed everything after his dad died, and how silencing ego long enough to suck at something a hundred times is the barrier most people never cross.00:00 Introduction01:40 Growing up with much older parents and shaping his worldview04:14 Supportive parenting made taking career risks feel safe07:57 Comparing US optimism to UK mindset and ambition12:35 Striking a balance between monk mode and reckless fun17:27 Early career struggles and earning respect as the youngest20:22 Vulnerability online builds real connection and community23:40 Steroid accusations and the reality of 18 years training27:21 Fitting training and nutrition into a hybrid athlete lifestyle33:10 Flexible training splits and sustainable consistency38:37 How calorie awareness gives you long-term freedom44:43 Learning public speaking through immersive sales training50:48 Communicating well, even in a non-native language57:46 What Whoop taught him about sleep, alcohol and basics01:04:32 Why coaching can be draining if boundaries aren't set01:12:55 Men need spaces where they can be both strong and soft01:22:30 Even elite performers have major blind spots01:26:10 Losing his dad showed him God's presence through pain01:35:57 Exactly how to start exploring faith without feeling lost» Escape the 9-5 and build your dream life: https://www.digitalplaybook.net/» Transform your physique: https://www.thrstapp.com/» My clothing brand, THRST: https://thrstofficial.com» Custom Bioniq supplements: https://www.bioniq.com/mikethurston• 40% off your first month of Bioniq GO• 20% off your first month of Bioniq PRO» Join our newsletter for actionable insights from every episode:https://thrst-letter.beehiiv.com/» Join WHOOP and get your first month for free:https://join.whoop.com/FirstThingsThrst» Follow MichaelInstagram: https://www.instagram.com/higherupwellness/?hl=enTikTok: https://www.tiktok.com/@higherupwellness?lang=en

The Couple With $8.5 Million… and One Salad “Bruce, I'm afraid we're going to run out of money.” He had over $8.5 million across different accounts. They were in their early 70s. On paper, they were far ahead of where most people ever get. https://www.youtube.com/live/L4phmdaJydw But his fear was so real that when they went out to dinner, his wife shared a salad instead of ordering her own—because he was afraid they “couldn't afford” it. This is what we see over and over again. People obsess over the question “how much do I need to retire?”They chase a number.They hit that number—or get close to it.And still feel anxious, fragile, and uncertain. The problem isn't just the money.The problem is the model. The Couple With $8.5 Million… and One SaladWhy “How Much Do I Need to Retire?” Is the Wrong First QuestionHow Much Do I Need to Retire? Why That Question Is MisleadingRetirement Cash Flow vs Nest Egg: What You Really NeedSequence of Return Risk in Retirement: Why Timing Matters More Than AveragesBuilding a Retirement Buffer Account to Protect Your PortfolioHow a buffer account protects your retirement portfolio:The LIFE Acronym for Retirement Planning: Liquid, Income, Flexible, EstateProblems With Traditional Retirement Planning and the 4 Percent RuleRedefining Retirement: Gradual Retirement vs Traditional “Out of Service”Cash-Flowing Assets and Alternative Investments for Retirement Cash FlowUsing Whole Life Insurance in Retirement for Guarantees and FlexibilityHow Much Do I Need to Retire? Rethinking the Real QuestionListen to the Full Episode on How Much Do I Need to RetireBook A Strategy CallFAQ: How Much Do I Need to Retire?How much do I need to retire comfortably?How do I know if I have enough to retire?What is sequence of return risk in retirement?What is a retirement buffer account?Is whole life insurance good for retirement income?How can I create guaranteed income in retirement without a pension?How much income do I need in retirement each month?How can my retirement plan serve future generations? Why “How Much Do I Need to Retire?” Is the Wrong First Question If you've ever typed how much do I need to retire or how much money do I need to retire into Google, you're not alone. The financial industry has trained us to believe that the right “number” equals security. But that question is incomplete. It ignores: How long you'll live How much you'll actually spend How many emergencies will show up What taxes and inflation will do What sequence of returns your investments will experience In this article, Bruce and I will help you: Understand why “how much do I need to retire” is the wrong question to start with See the difference between retirement cash flow vs nest egg Grasp sequence of return risk in retirement with simple examples Learn how a retirement buffer account can protect you Use the LIFE acronym for retirement planning (Liquid, Income, Flexible, Estate) Explore cash flowing assets, alternative investments, and whole life insurance in retirement Rethink retirement itself—from an “out of service” event to a purposeful, gradual transition My goal is to empower you to take control of your financial life with clarity, not fear. How Much Do I Need to Retire? Why That Question Is Misleading The classic commercial asked, “What's your number?” People walked around carrying a big orange figure that supposedly represented what they needed to retire. Here's the problem: That number assumes: A set rate of return A set withdrawal rate No major disruptions And that you won't touch your principal But real life is not a straight-line projection. When you ask how much do I need to retire, you're usually really asking: “How can I have enough cash flow for as long as I'm alive, without living in fear?” The issue is not just how much you have—it's how that wealth behaves under stress and how it converts into dependable income. Retirement Cash Flow vs Nest Egg: What You Really Need Traditional planning focuses on accumulation: “If I can just get to $X million, I'll be fine.” But what you actually live on is cash flow, not the size of your account statement. You need to know: How much income do I need in retirement each month? Which part of that income is guaranteed and which part is variable How that income will behave if markets drop or inflation spikes If you have $2 million but no idea how to turn that into reliable, sustainable cash flow, you will feel fragile. If you have a mix of guaranteed income in retirement plus flexible cash flowing assets, even a smaller nest egg can feel much more secure. The question isn't just how much money do I need to retire, but how do I design cash flow that will last? Sequence of Return Risk in Retirement: Why Timing Matters More Than Averages The industry loves to tell you that “the market averages 10% over time.” That's nice trivia—but it's not how your life works. If you're accumulating, you can ride out the ups and downs.If you're retired and pulling money out, the sequence of returns can make or break you. Here's a simple illustration: Start with $100,000 Year 1: -20% → now you have $80,000 Year 2: +20% → now you have $96,000 The average return is 0% (-20 + 20 / 2).But your actual money is down $4,000. Now imagine that on top of the losses, you're pulling out 4–6% per year to live. Suddenly, the portfolio has to recover the market loss and everything you withdrew. That's sequence of return risk explained with examples—and why relying solely on averages is dangerous. Building a Retirement Buffer Account to Protect Your Portfolio One of the most powerful ways to address sequence of return risk in retirement is using a retirement buffer account. The idea is simple: When markets are down, you do not take distributions from your volatile assets. Instead, you live off a separate, safe buffer of liquid capital. This buffer could be: Cash in the bank CDs or other stable vehicles Cash value in a well-designed whole life insurance policy How a buffer account protects your retirement portfolio: It gives your market-based assets time to recover It reduces the risk of selling low during downturns It lowers emotional stress when headlines scream “market crash” You're no longer forced to sell when everything is on sale. The LIFE Acronym for Retirement Planning: Liquid, Income, Flexible, Estate To make this practical, we often walk clients through the LIFE acronym for retirement planning: L – LiquidHow much “15-minute money” do you need to feel comfortable? This is money you can access quickly for emergencies or peace of mind—not dependent on your cash flow plan. I – IncomeHow much income do you need each month? How much of that would you like guaranteed? This is where retirement income planning really happens. F – FlexibleThis is liquid money that's not earmarked for emergencies or core living expenses. It's for things like trips, special projects, and helping kids or grandkids. It's the “I can do this without stress” bucket. E – EstateHow much do you want to leave behind, and in what form? This is where how to make your retirement plan serve future generations becomes part of the design. A well-designed mix of cash, whole life insurance, and other assets can touch every part of LIFE: Liquid, Income, Flexible, and Estate. Problems With Traditional Retirement Planning and the 4 Percent Rule Traditional planning often rests on: A withdrawal rule (4% or 5%) Market-based portfolios Historical averages and Monte Carlo simulations But as Bruce mentioned: A 100-year average doesn't matter if you're retired for 20 years Inflation erodes real purchasing power Market volatility plus withdrawals increase fragility Focusing only on accumulation creates emotional anxiety This is why cash flow vs accumulation in retirement planning is such an important shift. When you're not dependent on markets going up every year just so you can eat, your whole experience of retirement changes. Redefining Retirement: Gradual Retirement vs Traditional “Out of Service” Nelson Nash used to remind us: Retirement, by definition, means “taken out of service.” Most of us don't want to be taken out of service; we want to stay useful, engaged, and purposeful. Instead of a hard stop at 65, consider redefining retirement as a gradual retirement vs traditional retirement: Negotiating part-time work or consulting Reducing hours instead of walking away completely Staying in the game mentally, physically, and relationally We've seen engineers move to 10 hours a week, seasoned professionals mentor younger staff, and business owners step back from daily operations while still contributing. Purposeful work, even part-time, can: Supplement your retirement income Reduce pressure on your portfolio Keep you sharp and connected Retirement doesn't have to mean being benched. Cash-Flowing Assets and Alternative Investments for Retirement Cash Flow Another powerful way to support retirement is shifting some focus from growth-only assets to cash flowing assets for retirement. Examples include: Dividend-paying stocks Real estate (direct ownership or funds) Private lending Certain alternative investments for retirement For accredited investors, there are a variety of alternative investments for retirement cash flow: Multifamily apartment funds Industrial and distribution center funds Certain energy or infrastructure programs Technology and telecom infrastructure (like tower or data assets) These are not guaranteed and require careful due diligence, but they're often backed by real underlying assets and designed with yield in mind.

In today's episode, Gina talks about developing a flexibility of mind to help us overcome our anxiety and strengthen our resolve against future flare ups of anxiety. The anxious mind tends to be rigid and not flexible. Listen in for suggestions on how to stay flexible and reduce rigidity in your mind!HOW TO BE YOURSELF Quiet Your Inner Critic and Rise Above Social Anxiety Ellen Hendriksen, Ph.D. http://bit.ly/htbyanxietyPlease visit our Sponsor Page to find all the links and codes for our awesome sponsors!https://www.theanxietycoachespodcast.com/sponsors/ Thank you for supporting The Anxiety Coaches Podcast. FREE MUST-HAVE RESOURCE FOR Calming Your Anxious Mind10-Minute Body-Scan Meditation for Anxiety Anxiety Coaches Podcast Group Coaching linkACPGroupCoaching.comTo learn more, go to:Website https://www.theanxietycoachespodcast.comJoin our Group Coaching Full or Mini Membership ProgramLearn more about our One-on-One Coaching What is anxiety? Find even more peace and calm with our Supercast premium access membership:For $5 a month, all episodes are ad-free! https://anxietycoaches.supercast.com/Here's what's included for $5/month:❤ New Ad-Free episodes every Sunday and Wednesday❤ Access to the entire Ad-free back-catalog with over 600 episodes❤ Premium meditations recorded with you in mind❤ And more fun surprises along the way!All this in your favorite podcast app!Chapters0:26 Introduction to Flexible Mind3:02 Body Awareness and Muscle Relaxation5:50 The Power of the Pause7:07 Staying with Anxiety10:15 Creating Space in the Moment11:32 Letting Go of Control13:02 Embracing What Is15:34 Connecting Mind and Body16:46 Staying Curious and OpenSummaryIn this episode of the Anxiety Coaches Podcast, I delve into the contrasting dynamics between a flexible mind and an anxious mind. My aim is to provide listeners with insights on how to transition from a state of anxiety to one of mental flexibility, allowing for greater peace and calm in our lives. The discussion begins by highlighting the rigidity that often accompanies anxiety, likening our anxious mindset to a tightly wound structure—brittle and prone to breaking under pressure.I explore the ways in which life changes, stress, and frustration contribute to our inflexible thinking, causing us to feel overwhelmed and perhaps on the verge of snapping. Recognizing this pattern is the first step towards transformation. I introduce six actionable strategies that can help us cultivate a more flexible mindset. Each strategy serves as a tool to counteract the tightness and rigidity we feel when anxiety takes over.The first strategy emphasizes the importance of awareness around physical tension in our bodies, particularly in areas such as the shoulders and jaw. I encourage listeners to check in with their physical state regularly, practicing intentional release of tight muscles to foster a sense of relaxation that communicates safety to the mind. The second point focuses on the power of the pause—taking a moment to breathe and create space before responding to stress. This allows us to break the habitual response cycle and choose a more mindful reaction.#AnxietyRelief #MentalHealthMatters #Mindfulness #AnxietyCoachesPodcast #GinaRyan #StressReduction #CopingSkills #InnerPeace #NervousSystemHealing #LetGo #MindfulLiving #OvercomingAnxiety #MentalWellness #SelfCare #EmotionalIntelligence #FloatingTechnique #RestAndDigest #HolisticHealing #StayCurious #FlexibleMind #ACPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you're feeling overwhelmed and don't have the luxury of doing less, Overwhelm Is Optional offers simple tools you can use in under ten minutes a day. Learn more at⁠ oneyoufeed.net/overwhelm⁠ Help us make the podcast better—share your input in a short survey:: ⁠⁠⁠⁠⁠⁠oneyoufeed.net/survey. ⁠⁠⁠⁠⁠⁠Thank You! In this episode, Katy Milkman explains why you keep falling off track and shares tools that will help you start again. She shares why lasting behavior change is so difficult—and what science reveals about how people actually change. Katy also delves into impulsivity, motivation, confidence, habit formation, and why willpower alone so often fails. Katy shares research-backed tools like temptation bundling, commitment devices, and fresh starts. Listeners will walk away with a clearer understanding of why they get stuck, practical strategies to move forward, and permission to stop striving for perfection and start building change that can survive real life. If you've ever felt frustrated by starting over—or wondered why good intentions aren't enough—this conversation offers both clarity and compassion. Exciting News!!!Coming in March 2026, my new book, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠How a Little Becomes a Lot: The Art of Small Changes for a More Meaningful Life is now available for pre-orders!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Key Takeaways vior change through a diagnostic, personalized approach The role of impulsivity (present bias) in undermining long-term goals Understanding internal barriers to change instead of relying on willpower Making goal-aligned behaviors more enjoyable to increase persistence Temptation bundling as a strategy for aligning short-term rewards with long-term outcomes The importance of confidence and self-efficacy in sustaining change Using advice-giving and mentoring to strengthen belief in one's ability to change Commitment devices as tools for overcoming procrastination and self-control challenges Flexible habit formation versus rigid routines for long-term consistency Embracing fresh starts and setbacks as part of the change process For full show notes,⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!⁠ Connect with the show: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheOneYouFeedPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this conversation with Katy Milkman, check out these other episodes: How to Stay Motivated with Ayelet Fishbach Tiny Habits for Behavior Change with BJ Fogg By purchasing products and/or services from our sponsors, you are helping to support The One You Feed, and we greatly appreciate it. Thank you! This episode is sponsored by: ⁠⁠⁠⁠⁠⁠⁠Aura Frames⁠⁠⁠⁠⁠⁠⁠: For a limited time, save on the perfect gift by visiting ⁠⁠⁠⁠⁠⁠⁠AuraFrames.com /FEED ⁠⁠⁠⁠⁠⁠⁠to get $35 off Aura's best-selling Carver Mat frames – named #1 by Wirecutter –  by using promo code FEED at checkout. This deal is exclusive to listeners, and frames sell out fast,  so order yours now to get it in time for the holidays! ⁠⁠⁠⁠⁠⁠⁠Uncommon Goods ⁠⁠⁠⁠⁠⁠⁠has something for everyone – you'll find thousands of new gift ideas that you won't find anywhere else, and you'll be supporting artists and small, independent businesses. To get 15% off your next gift, go to ⁠⁠⁠⁠⁠⁠⁠UNCOMMONGOODS.com/FEED⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠: Post your job for free at ⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/oneyoufeed⁠⁠⁠⁠⁠⁠⁠⁠. Terms and conditions apply. Learn more about your ad choices. Visit megaphone.fm/adchoices

During a month-long honeymoon through Hong Kong, Fiji, and New Zealand, DeAndre and Taryn share a special re-release from their appearance on the Wonderland on Points. The conversation revisits how points and miles became part of their lives, blending DeAndre's background as a financial advisor with Taryn's career in management consulting to build a travel strategy rooted in discipline, planning, and long-term thinking.They walk through standout redemptions, including a multi-stop journey to the Maldives booked with points, a stay at the Park Hyatt Maldives, and the behind-the-scenes planning of DeAndre's sandbank proposal. Along the way, they emphasize using credit cards responsibly, avoiding debt, and leveraging tools like TripIt to manage complex itineraries while creating meaningful, experience-driven travel.Key Highlights:DeAndre's entry into points and miles: His journey began through client questions as a financial advisor, leading to deep research into credit cards and transfer partners.Taryn's role in the strategy: She embraced points early and became instrumental in portals, trip planning, and organization.Responsible use of credit cards: Points strategies only work when spending mirrors cash and interest is avoided.Resetting financial habits: Stepping away from credit cards can be necessary to rebuild discipline before optimizing rewards.Transfer partners matter: Flexible points unlock significantly more value than simple cash-back redemptions.Maldives redemption breakdown: Strategic routing and patience made a high-end trip possible on points.Park Hyatt Maldives value: 35,000 points per night delivered outsized luxury compared to typical cash rates.Imperfect itineraries are normal: Award travel often requires creative routing and flexibility.Eco-focused experiences add depth: Local tours in Tulum created more meaningful travel than resort excursions.Trip organization is critical: Tools like TripIt simplify complex, multi-country travel planning.Resources:Book a Free 30 minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!

In this episode of "Discovering Grayslake," recorded at The Loop Marketing, the hosts welcome Jennifer Everett, president of Foundation 46 and a Grayslake Middle School reading specialist. Jennifer shares how Foundation 46 supports local teachers and students through flexible grants, fundraising events like Barn Fest, and community activities such as school scavenger hunts. The conversation highlights the importance of community involvement, employer donation matching, and volunteering. Listeners are encouraged to attend events, apply for grants, and help spread the word, all working together to strengthen Grayslake's hometown spirit and support its schools. How Foundation 46 Empowers Grayslake: A Deep Dive into Community-Driven Educational Support Grayslake is more than just a town—it's a community where neighbors look out for each other, and where local organizations like Foundation 46 are making a real difference in the lives of teachers, students, and families. In a recent episode of the "Discovering Grayslake" podcast, recorded at The Loop Marketing at the end of Center Street and Lake, we sat down with Jennifer Everett, a seventh-grade reading specialist at Grayslake Middle School and the current president of Foundation 46. Jennifer, along with our hosts, shared invaluable insights into how Foundation 46 operates, the impact it has, and how every community member can get involved. This blog post unpacks the main themes and actionable tips from the episode, offering a comprehensive guide for anyone interested in supporting education in Grayslake. Whether you're a teacher, parent, business owner, or simply a neighbor who cares, there's a role for you in this hometown effort. What is Foundation 46? Foundation 46 is a local nonprofit dedicated to supporting teachers and students in Grayslake's District 46. Through grants, fundraising events, and community partnerships, the foundation provides resources and opportunities that go beyond what the school budget can cover. Their mission is simple: empower educators, enrich student experiences, and strengthen the community. 1. Flexible, Teacher-Friendly Grants: Fueling Creativity in the Classroom How the Grant Program Works One of the standout features of Foundation 46 is its open, rolling grant application process. Unlike many grant programs that have rigid deadlines, Foundation 46 allows teachers to apply whenever inspiration strikes. Applications are reviewed monthly, making it easier for busy educators to access funding when they need it most. Types of Grants: Project Grants:** $500–$1,000 for classroom projects, materials, or programs. Impact Grants:** Over $1,000 for larger, collaborative, or cross-school initiatives. Application Process: Teachers submit a Google Form detailing their project, its goals, and the number of students impacted. The Foundation uses a rubric to ensure fair, transparent evaluation. If more information is needed, teachers are encouraged to revise and resubmit—Foundation 46 is committed to helping ideas succeed, not just rubber-stamping or rejecting applications. Actionable Tips for Teachers Don't Wait for the "Perfect" Idea:** If you see a need in your classroom, apply! The process is designed to be supportive, not intimidating. Collaborate Across Schools:** Projects that benefit multiple classrooms or schools are especially encouraged. Think Beyond Supplies:** Past grants have funded everything from sensory kits and STEM materials to author visits and family reading nights. Reapply if Needed:** If your application isn't approved the first time, use the feedback to strengthen your proposal and try again. Expert Insight Jennifer Everett emphasizes, "We want to say yes. If you have a creative idea that will benefit students, we're here to help you make it happen." 2. Fundraising with Heart: Barn Fest and Beyond Barn Fest: The Signature Event Barn Fest is Foundation 46's biggest annual fundraiser, held at Jessie Oaks. It's an adult-only evening packed with fun—think mechanical bull rides, live music from Stu the Piano Guy, games, drink specials, and both live and silent auctions. The event is more than just a party; it's a chance for the whole community to rally behind local schools. Key Features: Affordable Tickets:** $25 for teachers, $40 for community members (includes dinner). Community Awards:** The Tom Mescal Award honors outstanding contributors. Unique Auction Items:** From rides in fire trucks to airplane experiences, the auction is always a highlight. Themed Fun:** This year's "Denim and Diamonds" theme blends country charm with a touch of sparkle. Other Fundraising Initiatives Dine-In Shares:** Local restaurants like The Vine and Black Lung host special nights where a portion of proceeds goes to Foundation 46. Scavenger Hunts:** Family-friendly events at local schools encourage exploration and community spirit. Sponsorships:** Local businesses can sponsor events or donate auction items, gaining visibility and goodwill. Actionable Tips for Community Members Attend Events:** Your ticket directly supports grants for teachers. Donate Auction Items:** Unique experiences or services are always in demand. Sponsor a Fundraiser:** Businesses can make a big impact and connect with local families. Host a Dine-In Share:** Restaurant owners, consider partnering with Foundation 46 for a win-win event. Expert Insight Jennifer notes, "We want Barn Fest to be a celebration for everyone, not just teachers. The more the community gets involved, the more we can do for our schools." 3. Maximizing Impact: Employer Matching and Volunteer Power Employer Matching: Double (or Triple) Your Donation Many local companies—including AbbVie, Allstate, Cardinal Health, CDW, First Midwest Bank, Granger, Kraft, Discover, and Motorola—offer matching gift programs. This means your donation to Foundation 46 could be doubled or even tripled, at no extra cost to you. How to Take Advantage: Check with HR:** Ask your employer if they match charitable donations. Submit Your Receipt:** Even event tickets may qualify as a donation. Spread the Word:** Encourage coworkers to participate. Real-World Example: At last year's Barn Fest, a $1,000 donation was matched by Granger, resulting in a $3,000–$4,000 total impact. Volunteering: The Heartbeat of Foundation 46 Like many nonprofits, Foundation 46 relies on a core group of dedicated volunteers—but they're always looking for more hands and fresh ideas. Ways to Volunteer: Join the Board:** Meetings are open to the public, held the first Thursday of each month at Frederick School's Falcon Room. Help at Events:** From setup to auction management, there's a role for everyone. Spread the Word:** Share Foundation 46's mission on social media or within your school community. Jennifer's Wish: "If even a small percentage of our 500 district employees volunteered, we'd have an incredible team. Every bit helps." 4. Expanding the Mission: Scholarships and Community Engagement New Initiatives: Student Scholarships Starting in 2026, Foundation 46 plans to offer student scholarships to help cover costs like sports fees for families in need. This expansion reflects a commitment to supporting not just teachers, but students and their families as well. Community-Building Activities School Scavenger Hunts:** Inspired by Jennifer's own experiences, these events encourage families to explore local schools and connect with each other. Family Reading Nights and Author Visits:** Funded by grants, these programs foster a love of learning and bring the community together. Actionable Tips for Families Participate in Events:** Bring your family to scavenger hunts and reading nights. Apply for Scholarships:** If you need help with extracurricular costs, watch for upcoming opportunities. Stay Informed:** Follow Foundation 46 on social media and sign up for newsletters. 5. How to Get Involved: Your Next Steps For Teachers: Apply for a grant—no idea is too small or too big. Collaborate with colleagues for cross-school projects. For Parents and Community Members: Attend Barn Fest and other events. Volunteer your time or skills. Donate or secure auction items. Check if your employer offers matching gifts. For Local Businesses: Sponsor an event or donate services. Host a dine-in share night. For Everyone: Share Foundation 46's mission on social media. Encourage friends and neighbors to get involved. Attend a board meeting to learn more. Contact Information: Email:** foundation46board@gmail.com Website:** foundation46.org Final Thoughts: Small Actions, Big Impact As Jennifer and the podcast hosts remind us, supporting local schools is a community effort. Whether you're donating, volunteering, or simply spreading the word, every action counts. In the words of our host, "Do one or two random acts of kindness each day—especially during the holiday season. Together, we can make Grayslake an even better place to live, learn, and grow." Subscribe to "Discovering Grayslake" on your favorite platform to stay updated on local stories and opportunities to get involved. Let's keep the hometown spirit alive—support Foundation 46 and help Grayslake's students and teachers thrive!

BOLTS Technologies CEO Yoon Auh explains that the world sees quantum computing as an "undeniable advantage" for tech that carries the risk of breaking the blockchain. He makes the case that the technology is bearish for crypto and that regulation needs to be put in place to prevent irreversible damage. One solution Yoon explains: "post-quantum cryptography." He talks about what it means for the blockchain and the ties it has for the overall digital landscape. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In this second episode of the GridTalk Series on the EPRI Current, host Marty Rosenberg speaks with Audrey Zibelman – former Chair of the New York Public Service Commission and CEO of the Australian Energy Market Operator – about lessons from New York's Reforming the Energy Vision (REV) initiative and what it may take to scale distributed energy resources (DER). Drawing on global experiences, Audrey shares insights from U.S. regulatory innovation and Australia's efforts in rooftop solar and two-way energy systems, offering a unique perspective into how international best practices can inform U.S. strategies for resilience, affordability, and modernization. She also previews her work with the Pew Charitable Trust on a forthcoming DER playbook, focused on regulatory reform, market design, and scenario-based planning to meet surging demand from electrification and data centers.     Then, join Samantha Gilman for “EPRI's Take” with Haresh Kamath, EPRI Director of Cross-Cutting Technologies and Solutions. Haresh discusses operational challenges utilities face when integrating DER and storage, including interoperability, visibility, business models, and contracts. He highlights EPRI's FLEXIT initiative and emphasizes the importance of industry-wide collaboration and common approaches to unlock DER's full potential for grid flexibility and resilience.     For more information and episodes visit EPRI.com.     If you enjoy this podcast, please subscribe and share! And please consider leaving a review and rating on Apple Podcasts/iTunes.    Follow EPRI: LinkedIn https://www.linkedin.com/company/epri/  Twitter https://twitter.com/EPRINews    EPRI Current examines key issues and new R&D impacting the energy transition. Each episode features insights from EPRI, the world's preeminent independent, non-profit energy research and development organization, and from other energy industry leaders. We also discuss how innovative technologies are shaping the global energy future. Learn more at www.epri.com       

On this episode of Destination on the Left, I'm at the NTA Travel Exchange in Ottawa to speak with eight leading professionals shaping the future of group travel, tourism, and hospitality. You'll hear insights from leaders who share the latest market trends, traveler behaviors, innovative approaches, and what's ahead for 2026. The conversations explore the strong resurgence of group tours, the rise of small group and multi-generational travel, and a growing demand for immersive, meaningful experiences—from stargazing in Utah to luxury train journeys. You'll discover how industry partnerships and collaborations, such as inter-association alliances and joint destination marketing efforts, are helping operators adapt to challenges and seize new opportunities. In this episode, you'll hear from these knowledgeable tourism leaders: Vince Accardi: https://www.linkedin.com/in/vince-accardi-cae-15890033/ Wendy Dobrzynski: https://www.linkedin.com/in/wendy-dobrzynski-9604851/ Chad Ellis: https://www.linkedin.com/in/chad-ellis-8227611b0/ Jeff Bont: linkedin.com/in/jeff-bont-832a7513 Richard Arnold: https://www.linkedin.com/in/richard-arnold-597ab536/ Brenna Moore: https://www.linkedin.com/in/brennamoore Jason Murray: https://www.linkedin.com/in/jason-murray-585426219/ Brent Dalrymple: https://www.travelsunrise.com/about/team/brent-dalrymple What You Will Learn in This Episode: How group tours are evolving, including the rise of small-group and multi-generational travel Why immersive and experiential travel is in high demand, with travelers seeking story-rich, active adventures What industry leaders are seeing in terms of major market trends, including a resurgence in demand and travelers' changing expectations How partnerships and collaborations between associations, DMOs, and attractions are strengthening the group travel industry and opening new markets Why upcoming events like the Route 66 Centennial and America's 250th anniversary are shaping new itineraries and driving tour planning for 2026 What challenges operators are facing, such as shifting consumer sentiment and border issues How technology, data, and consumer insights are being used to track travel sentiment and inform future business decisions across the travel sector A New Wave of Group Travelers At this year's NTA Travel Exchange in Ottawa, we bring together a great lineup of industry leaders to discuss key trends, challenges, and innovations set to shape group tourism into 2026 and 2027. From new tour models and demographic shifts to major anniversaries and the rise of experiential itineraries, these insights reveal an industry that's not only recovering but thriving. It's an exciting time for group travel. Both Vince Accardi and Wendy Dobrzynski explain why the "senior" market is no longer a monolithic group—retirees are younger, wealthier, more adventurous, and more interested in curated, comfortable experiences. Buses are once again filling up, often with multi-generational families and smaller groups seeking meaningful, shared adventures. Richard Arnold highlights that small group tours remain in demand, with 2026 departures already selling out. Flexible departure sizes, customized itineraries, and a willingness to split larger busloads into more intimate cohorts are key strategies for operators catering to evolving traveler preferences. Experiential and Immersive Travel Takes Center Stage Today's groups are looking for more than sightseeing, they're after immersive, story-rich experiences. Chad Ellis from Boda Borg Boston shares how activity-based attractions built around collaboration and problem-solving are striking a chord with groups large and small, from school trips to team-building getaways. Jason Murray of Southwest Adventure Tours reports a boom in experiential travel, especially among families booking private adventures to explore the outdoors and the night sky together. His new focus on "astro tourism" with Dark Sky Adventures reflects a growing appetite for education, enrichment, and unique moments under rare night skies. The Power of Partnership If there's one recurring theme, it's the transformative power of partnership. From national associations banding together in support of their members, to innovative cross-state collaborations like Wendy Dobrzynski's Dynamic Destinations, cooperation is helping travel businesses and DMOs expand reach, cut costs, and deliver even better value for travelers. Jeff Bont from Rocky Mountaineer and Canyon Spirit illustrates another kind of collaboration, working closely with tour operators and travel agencies to create sell-out trips, leveraging iconic anniversaries like America's 250th and Route 66's centennial for compelling, themed itineraries. We value your thoughts and feedback and would love to hear from you. Leave us a review on your favorite streaming platform to let us know what you want to hear more o​f. Here is a quick tutorial on how to leave us a rating and review on iTunes!

 Today's episode is a rebroadcast of a super fun conversation I had a few years ago. I'm talking to two musicians about how they've made a career in music over the last 15 years. I think their story illustrates what it means to be not just an entrepreneurial musician, but an entrepreneur in general. You'll hear about how they've made plans and pursued ideas, while keeping an open ear to what's going on in the market and the world around them, so they can respond with products and services that meet real needs and opportunities. At points this has led them to make pivots. COVID has been one of these points, but we also talk about how the 2008 financial crisis impacted their work and how they bounced back. Here's my conversation with Barbara and Keith.  The transcript and show notes for this episode can be found at MusicStudioStartup.com/episode176.

High-quality instructional materials are designed to strengthen Tier 1 instruction, but what happens when fidelity turns into rigidity? In this episode, I explore how HQIM can function as a strong foundation rather than a script teachers are expected to follow. I unpack when whole-group instruction makes sense, when small-group instruction is more effective, and how data can guide those decisions. Using a reimagined HQIM lesson as an example, I share how flexible structures like station rotation can create space for differentiation, formative feedback, and student agency. Click here to check out SchoolAI!   Episode Resources Using High-Quality Instructional Materials Flexibly to Strengthen Tier 1 Instruction Resource: Design with HQIM: Guiding Questions for Instructional Coaches & Teachers

Thank you for supporting The Simple Ayurveda Podcast by listening and sharing, and for leaving reviews. Join Angela as she shares her own personal reflections from this year, in hopes it inspires you to contemplate and reflect on your own year.  Learn more about: One word for the year Flexible core values based on the season of life Sacred earth and Angela's journey with Werrito Barefoot shoes, ancestral pilgrimage and delight as a nervous system regulator The village is here now- rewiring beliefs about community Resources: Join the Simple Ayurveda newsletter (Free Dharma Heart Space Workshop Jan. 25th, 2026. Link and replay will be sent out in newsletter.) Ayurveda Encompassed: Take your understanding of Ayurveda to a new level and step into a more expansive version of yourself. Join Angela in a high-level small group mentorship with personalized support and resources. For wellness practitioners and Ayurveda enthusiasts. Next cohort February-June 2026.  Free 3-Part Series on Ancient Wisdom + Modern Nuance: German New Medicine, Trauma-Informed Ayurveda and Navigating the Liminal Space 
The Simple Ayurveda health certification program walks you step-by-step through a year-long process of integrating Ayurveda into every aspect of your life so that you are confident in your authentic abilities to share Ayurveda with your community- whether that's your family or clients. Apply here. It is a small group with personalized instruction and individual mentorship led directly by Angela. 
Next cohort starts September 2026.

Get 20% off Fitness Lab to receive AI-powered coaching that analyzes your meal patterns, identifies missing nutrient density, and adapts your training and nutrition based on biofeedback. Use this special link for 20% off:https://bit.ly/fitness-lab-pod20--Most people build their nutrition from the top down: calories first, macros second, micronutrients as an afterthought. That approach works from a pure energy balance and weight loss perspective but often collapses during body recomposition when you're trying to lose fat and build muscle.Discover why the traditional nutrition hierarchy is backward and the 5 specific mistakes that prevent successful body recomp. Learn the bottom-up framework that makes simultaneous fat loss and muscle gain actually work.You'll understand why micronutrients drive metabolism and energy production, how flexible dieting fails without nutrient anchors, the fiber sweet spot for body recomp, why perfect macros can't overcome poor training performance, and how to use biofeedback instead of just tracking calories.This episode gives you a practical system to optimize nutrition for strength training, muscle building, and sustainable fat loss without feeling hungry, weak, or stuck on a plateau.Timestamps:0:00 - Flipping the nutrition pyramid for body recomposition 2:52 - Micronutrients and body recomp 7:12 - Constraint theory and metabolic bottlenecks 12:16 - Carbs, fat burning, and ATP 17:11 - Building nutrient-dense meal patterns for muscle gain 20:36 - Flexible dieting with nutrient anchors (not just IIFYM) 25:56 - The fiber "sweet spot" for digestion and metabolism 31:20 - Macro targets that support strength training performance 36:12 - Meal timing and tracking gym performance 40:10 - Using biofeedback over blind calorie trackingSupport the show

The Day the “Emergency Fund” Met Real Life Rachel here. Many tell us the same story: “I saved the emergency fund, but I'm worried I'm losing ground to inflation and missed opportunities.” https://www.youtube.com/live/T7O8abZDKw8 Because for most people, the “emergency fund” is a lonely pile of cash—stuck in a corner doing next to nothing. It feels safe, until inflation and opportunity cost quietly erode it. Today Bruce and I want to reframe that pile into something far better: emergency fund alternatives that give you liquidity and momentum. What You'll Get From This Guide If you've ever wondered how to stay liquid for the unknown without parking money in low-yield accounts, this is for you. We'll show you how to: Design liquidity that protects your family and keeps compounding intact Think “emergency and opportunity,” not either/or Decide how much liquidity you actually need Compare storage options (banks, brokerage, HELOCs, and emergency fund alternatives like cash value life insurance) Understand policy loans, interest, IRR, and why control and flexibility often beat chasing the “best rate” By the end, you'll have a practical blueprint to keep cash ready for life's surprises—without stalling your long-term growth. The Day the “Emergency Fund” Met Real LifeWhat You'll Get From This Guide1) Why Most People Misunderstand “Emergency Funds”Emergency Fund Alternatives vs. Cash-in-the-Bank2) How Much Liquidity Do You Actually Need?Emergency Fund Alternatives for Real Estate Investors3) Liquidity from Cash-Flowing Assets4) Where to Store Liquidity: A Practical Comparison5) Cash Value as an Emergency–Opportunity FundEmergency Fund Alternatives Using Whole Life Insurance6) “But What About Loan Rates vs. Policy IRR?”7) Real Estate, HELOCs, and Policy Loans—How They Compare8) Early-Year Liquidity & Design Reality9) The Two Big Mindset ShiftsEmergency Fund Alternatives That Keep You in Control10) Implementation Steps You Can Start This WeekWhy This MattersListen In and Go DeeperFAQWhat's the best place to keep an emergency fund?Are whole life policies good emergency fund alternatives?How much liquidity should real estate investors keep?Do whole life policy loans hurt compounding?Policy loan rate vs. policy IRR—what matters most?HELOC or whole life policy loan for emergencies?Book A Strategy Call 1) Why Most People Misunderstand “Emergency Funds” Most picture a rainy-day stash: a fixed dollar amount “just in case.” The problem? That mindset narrows your field of vision to only bad events. You end up over-saving in idle cash, under-preparing for real opportunities, and missing compound growth. The better frame is liquidity for emergencies and opportunities—capital that can pivot quickly, without losing momentum. Emergency Fund Alternatives vs. Cash-in-the-Bank Savings accounts provide easy access but pay little, expose you to inflation, and interrupt compounding when you withdraw. Emergency fund alternatives aim to keep liquidity and let your money continue working. 2) How Much Liquidity Do You Actually Need? Rules of thumb (3–6 months) don't account for your real situation: expenses, income volatility, business ownership, real estate cycles, and your emotional comfort. Bruce and I coach clients to answer three questions: Cash flow cushion: If your income paused, how long until you're back on track? Asset mix & access: Where is your capital now, and how liquid is it (including taxes/penalties)? Personal margin: What amount helps you sleep at night without freezing progress? The right number blends math and emotion. Peace of mind matters because you'll only stick with a plan you believe in. Emergency Fund Alternatives for Real Estate Investors Great operators earmark a percent of rents for vacancies, repairs, and cap-ex—plus a broader, flexible reserve. Emergency fund alternatives make that reserve productive while keeping it accessible. 3) Liquidity from Cash-Flowing Assets One overlooked “emergency fund” is consistent cash flow. If assets deposit $5K–$20K/mo. into your checking account regardless of your job, you may need less static cash. Let the monthly stream cover life's bumps—while your capital base keeps compounding. Cash flow accumulates → periodically deploy to premium (more on that next) Short-term bank buffer exists, but money doesn't linger there You stay positioned for both emergencies and deals 4) Where to Store Liquidity: A Practical Comparison VehicleLiquidityGrowth/DragTaxes on AccessProsConsBank savings/HYSAInstantLow; inflation dragNo capital gains on principalSimplicity, FDICOpportunity cost; interrupts compoundingBrokerage (cash/short-term)High–moderateVariesPossible gains taxesOptional yieldMarket risk; sale can trigger taxesHELOCOn-demand (if open)House appreciates regardlessLoan (not income)Flexible; common for investorsBank approval; can be frozenCash Value Whole Life3–5 days via policy loansUninterrupted compoundingLoan (not income)Control, guarantees, death benefitMust qualify; early-year liquidity is lower Bottom line: Banks are fine for swipe-ready cash. But for meaningful reserves, emergency fund alternatives that preserve compounding and add optionality often fit better. 5) Cash Value as an Emergency–Opportunity Fund This is where Infinite Banking principles shine. Premium dollars build cash value (guaranteed growth + potential dividends) and a rising death benefit. When you need liquidity, you borrow against cash value. Your cash value keeps compounding uninterrupted while the insurer's general fund provides the loan. Result: Capital keeps working; you gain flexibility Mindset: Be both the producer and the banker in your life Governance: Treat loans like a bank would—repay with intention to restore capacity Emergency Fund Alternatives Using Whole Life Insurance Liquidity in days (not months) Access via loan documents—not a bank underwriter If you pass away with a loan outstanding, it's simply deducted from the death benefit; your heirs still receive the net 6) “But What About Loan Rates vs. Policy IRR?” Bruce said it well: I care less about a single rate and more about the system—control, flexibility, and volume of interest over time. IRR reflects long-term, policywide performance. Loan rate is what you pay while capital continues compounding inside the policy. Volume matters: The faster you repay, the less interest volume you pay—at the same rate. Meanwhile, rising death benefits and dividends work in your favor. Chasing the perfect spread can stop you from using a system designed to keep your compounding intact and your options open. 7) Real Estate, HELOCs, and Policy Loans—How They Compare A helpful analogy: a policy loan works like a HELOC on your house—the property can keep appreciating whether a lien exists or not. With cash value, your “property” is the policy: growth continues by contract, and you place a lien to access cash. Differences: Access: Policy loans are paperwork-simple; HELOCs require bank re-approval and can be frozen. Speed: Policies often fund in 3–5 business days; HELOC timing varies. Control: With a policy, you set repayment terms; with banks, they do. For investors, combining a small bank buffer, a HELOC, and cash value creates layers of redundancy—plus uninterrupted compounding. 8) Early-Year Liquidity & Design Reality Honest trade-off: in the first year(s), you won't have access to 100% of premium dollars. That early drag buys you guarantees, long-term compounding, and a growing death benefit. Design matters (base + paid-up additions) and expectations matter. Ask: Do I really need every dollar back in 30 days? Most don't. By years 3–4, well-designed policies are commonly close to dollar-for-dollar access on new premium—and rising. 9) The Two Big Mindset Shifts From Emergency to Emergency–OpportunityStop saving only for the worst. Start storing capital that can respond to anything—repairs, vacancies, investments, giving, tuition, tithing, trips. From Saver to BankerDon't just hold capital; govern it. Design rules. Repay loans. Value your capital at least as much as a bank would. This shifts you from scarcity to stewardship. Emergency Fund Alternatives That Keep You in Control The aim isn't a magic product; it's a governed system that preserves compounding, widens options, and serves your family for decades. 10) Implementation Steps You Can Start This Week Clarify your true liquidity need. Calculate 90–180 days of net cash flow needs, not just expenses. Segment reserves: Keep a thin swipe-ready bank buffer; move the rest to emergency fund alternatives (e.g., cash value). Document loan rules: When you borrow, how will you repay? From what cash flow? On what rhythm? Automate funding: Set recurring transfers to build capital consistently. Review quarterly: Check buffer size, upcoming premiums/PUAs, deal pipeline, and family needs. Think generationally: Policies on multiple family members expand access, diversify insurability, and strengthen your long-term plan. Why This Matters Your “emergency fund” shouldn't be a deadweight expense. With emergency fund alternatives, you can keep liquidity, protect your family, and maintain uninterrupted compounding. Cash-flowing assets provide monthly cushion. Cash value provides controlled access, contractual growth, and a rising death benefit. Together, they create a resilient system that handles storms and seizes sunshine. Listen In and Go Deeper Want the full conversation—including examples, loan mechanics, and our candid takes on rates, IRR, and real-world trade-offs? Listen to the podcast episode on Emergency Fund Alternatives to hear how we actually apply this with clients and in our own families.

How to master cognitive flexibility by understanding the biases that keep you stuck. In WWI, generals sent horses against machine guns. Cognitive Rigidity mean they couldn't reimagine the battlefield. In this episode, I break down the five mental traps keeping you stuck. We look at why you value your own bad ideas more than good ones (The Endowment Effect) and why you can't stop scrolling TikTok instead of working (Hyperbolic Discounting). We even cover why Einstein—the genius of flexibility—eventually got stuck in his ways and rejected quantum mechanics. Actionable Takeaways: Reimagine the tool: Don't ask what it is, ask what it could be to overcome functional fixedness. Question the crowd: The Bandwagon Effect offers safety, not truth; dare to be the outlier. Respect the future: Overcome the urge for immediate gratification by empathizing with your future self. Choose to see the world differently and open the door to possibility. SPONSORS

Algorithms and automations have been buds for a decade plus.

What's your plan when the power goes out?If you think a generator is your only option, think again.Today's conversation, live from our RE+ PowerUp Live stage, Rachel Stotts of Jackery breaks down a new category of home energy backup: flexible, modular systems that you can easily scale and take with you. Whether you're facing tornadoes or planning a weekend tailgate, portable energy solutions cover everything from your fridge to your CPAP machine, and they're becoming increasingly popular with prosumers who don't want the hassles of traditional energy storage.No permits. No permanent installs. Just plug-and-play resilience. And up to 30% federal tax credit if you act before year's end.Rachel and Josh Beck explore why this product category is resonating with both outdoor enthusiasts and homeowners fed up with power outages.You'll hear:

PREVIEW — General Blaine Holt (USAF, Retired) — Flexible Deterrents for Russian Escalation. General Holtdiscusses American strategic options for responding to imminent Russian military aggression independent of NATOalliance consultation and collective defense invocation. Holt argues that rather than immediate direct kinetic conflict engagement, the National Security Council would prioritize implementation of "flexible deterrent options," encompassing financial sanctions mechanisms, clandestine intelligence operations, and asymmetric cost impositions designed to dissuade Moscow from executing further military escalation. Holt emphasizes that this graduated response framework preserves escalation control while demonstrating American resolve and imposing sufficient strategic costs to render Russian aggression calculations unfavorable relative to continued status quo. 1962 OPERATION  IVY KING