Podcasts about Flexible

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Real Estate Investing Morning Show ( REI Investment in Canada )
Edmonton Garden Suites Are One of Canada's Biggest Real Estate Opportunities

Real Estate Investing Morning Show ( REI Investment in Canada )

Play Episode Listen Later Sep 18, 2026 47:09


Edmonton Garden Suites Are One of Canada's Biggest Real Estate Opportunities Today's episode is all about one of Wayne's favourite real estate investment opportunities right now: Multi-unit garden suites in Edmonton. Wayne and Gabby break down why Edmonton's current zoning creates an unusual opportunity to keep an existing house at the front of a property while developing multiple additional rental units in the backyard. For the projects Wayne is currently working on, the attraction comes down to three major things: Cash flow. Forced equity. The potential to refinance and redeploy capital. And unlike traditional infill development, the strategy does not necessarily require tearing down a perfectly good house. Why Wayne Started Looking at the Backyard When Edmonton changed its zoning rules to encourage more housing density, much of the development community focused on tearing down existing houses and building more units on the front portion of the property. Wayne looked at it differently. Instead of asking: How much more can we build if we tear the house down? He asked: What if we keep the house and develop the unused land behind it? That led to the multi-unit garden suite strategy. On the right Edmonton lot, Wayne says investors can potentially keep the existing house and add as many as four additional rental units in the backyard. Why Edmonton? According to Wayne, Edmonton currently provides a unique combination of: Flexible development rules Affordable land and housing Strong rental demand High-paying employment A strong tenant profile Alberta's landlord and tenant operating environment That combination is what makes the opportunity especially interesting to him. Wayne says that if this same development opportunity existed in a market where he did not want to operate a rental business, he would be far less interested. The market still matters. The Housing Accelerator Fund Wayne explains that Edmonton's zoning changes followed broader efforts to increase housing supply and density. He discusses the federal Housing Accelerator Fund and Edmonton receiving significant funding in exchange for housing and zoning initiatives designed to allow more homes to be built. Those changes opened the door to development opportunities that previously did not exist. Why the Opportunity May Not Last Forever One of Wayne's biggest warnings: Do not assume today's zoning rules will exist forever. Rules change. Municipalities adjust development regulations. Neighbourhood opposition can increase. Height, setback and density rules can all be modified. Wayne points to Calgary as an example of a city where development rules have already started changing. His concern is that investors may discover the opportunity after the rules have already become more restrictive. The Lots Are Limited Too Zoning is not the only constraint. The property itself needs to work. Gabby explains that multi-unit garden suites require enough usable backyard space. Wayne calls it needing a: "Big booty." A large backyard. That means investors are competing for a limited number of properties with: Large enough lots The right configuration A usable existing house A purchase price that still makes the development profitable Today, Wayne says much of the competition for those properties is still homeowners. But if more investors and developers begin targeting the same lots, demand could increase. Wayne's First Fourplex Garden Suite Is Almost Finished Wayne and Gabby also give an update on their High Park multi-unit garden suite project. The four suites are essentially complete internally. Remaining work includes exterior items such as: Sidewalks Landscaping Fencing Wayne is preparing to begin marketing the four one-bedroom suites. This is one of five projects Wayne says they currently have underway. The Cash Flow This is where Wayne believes the strategy becomes especially compelling. On the type of fourplex garden suite projects he is developing, Wayne says there is potential for: $1,500+ per month in additional cash flow after financing and operating expenses. That is not gross rent. That is the projected remaining monthly cash flow from the additional units based on the project assumptions Wayne is discussing. How Does It Perform on the 5% Rule™? Wayne then applies his 5% Rule™ Cash Flow Test. His framework: 5–6% = minimum acceptable 7–9% = strong 10%+ = exceptional For the garden suite project discussed in today's episode, Wayne says the projected result is approximately: 13.8% or roughly: 14% on the Cash Flow Test. That is why Wayne considers these projects unusually attractive from a cash-flow perspective. Actual results will depend on construction cost, financing, rents, operating expenses, property price and the specific project. Cash Flow Is Only Part of the Opportunity Wayne says the bigger opportunity may be what happens to the value of the property after construction. Suppose the total amount invested into the property and development is one number. But the completed property appraises for significantly more. The difference becomes created equity. On some of Wayne's current projects, he says he expects to create: More than $250,000 in equity upon completion. That creates another potential strategy. The BRRRR Strategy — But With Development Traditional BRRRR: Buy Renovate Rent Refinance Repeat Wayne proposes changing the renovation step. Instead: Buy Build Rent Refinance Repeat Rather than renovating a kitchen or adding a basement suite, the investor develops multiple new rental units in the backyard. If the completed property appraises high enough, refinancing may allow the investor to recover a significant portion of the capital invested. In the right project, Wayne believes there may even be an opportunity to recover most or potentially all of the initial capital. That capital can then be redeployed into another property. Cash Flow + Equity + Refinance Potential This is what makes the strategy so exciting to Wayne. One development can potentially provide: Strong monthly cash flow Significant new equity Mortgage principal paydown Long-term appreciation exposure Additional rental units The potential to refinance The ability to redeploy capital And the original house can remain in place producing rental income. A New Property Closing Today Wayne and Gabby also discuss another rental property they are taking possession of today. Their projected cash flow: Approximately $700 per month. Wayne plans to leave that cash flow inside the property reserve. Starting with approximately three months of rent in reserves and adding $700 per month would contribute another: $8,400 per year before any future rent increases. His point: Cash flow is not necessarily spending money. Cash flow builds resilience. A healthy reserve protects the investment against repairs, vacancy, changing rents and higher interest rates. Want to Know What You Can Build? If you already own an Edmonton property or want to purchase one for a garden-suite development: www.edmontongardensuites.com You can book a consultation and have the team assess what may be possible on a specific property. The site also includes information on existing garden-suite models and development options. The 5% Rule™ Learn Wayne Hillier's cash-flow framework for Canadian rental properties. Search: The 5% Rule by Wayne Hillier on Amazon. REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, market analysis, financing, joint ventures, property management and building a profitable Canadian real estate portfolio. www.reimasters.ca Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

RNZ: Nine To Noon
Could a flexible Super be cheaper

RNZ: Nine To Noon

Play Episode Listen Later Sep 17, 2026 12:35


The idea of raising the age of superannuation is once again under scrutiny as the election gets closer.

#heiseshow (HD-Video)
iPhone Duo, KI-Entwicklungsbremse, flexible Stromnutzung | #heiseshow

#heiseshow (HD-Video)

Play Episode Listen Later Sep 17, 2026


Markus Will, Leo Becker und Malte Kirchner sprechen in dieser Ausgabe der #heiseshow unter anderem über folgende Themen: - Nimm zwei: Mischt Apples erstes iPhone Duo den Foldable-Markt nachhaltig auf? Mit dem iPhone Duo hat Apples neuer CEO John Ternus sein erstes großes Produkt vorgestellt – sieben Jahre nachdem Samsung und Huawei den Markt für Foldables eröffnet haben. Ab 2300 Euro und mit einem 7,6-Zoll-Innendisplay tritt es gegen etablierte Konkurrenz an. Kann Apple trotz später Ankunft noch den Ton im Foldable-Segment angeben? Wie unterscheidet sich das iPhone Duo konzeptionell von Book-Type-Geräten der Konkurrenz? Und lohnt sich der hohe Einstiegspreis angesichts des bislang nur einstelligen Marktanteils von Foldables? - Probier es mal mit Gemütlichkeit: Verhindert eine KI-Entwicklungsbremse unser aller Tod? Nach einem Vorstoß von Anthropic-Chef Dario Amodei für eine ein- bis zweijährige Entwicklungspause bei besonders leistungsfähigen KI-Modellen reagieren die Börsen in Asien mit Kursverlusten, während US-Präsident Trump die Sorgen als „kranke Verschwörung“ abtut. Deutsche Forscher begrüßen die Idee grundsätzlich, mahnen aber konkretere Maßnahmen an. Wie realistisch ist eine koordinierte Bremse angesichts des globalen KI-Wettrennens mit China? Wie seriös ist die oft zitierte Zahl eines zehnprozentigen Menschheits-Risikos? Und wer sollte eine solche Entwicklungspause überhaupt kontrollieren? - Seid mal flexibel: Wie viel lässt sich mit richtiger Stromnutzung sparen? Laut einer Studie von E.ON und der Forschungsstelle für Energiewirtschaft könnten deutsche Haushalte jährlich bis zu 1,65 Milliarden Euro sparen, wenn sie Wärmepumpen, E-Autos und auch ganz normale Haushaltsgeräte wie Waschmaschinen zeitlich flexibel nutzen. Voraussetzung dafür ist allerdings ein Smart Meter. Wie realistisch ist die Umsetzung angesichts des schleppenden Rollouts digitaler Stromzähler in Deutschland? Profitieren vor allem Hausbesitzer mit Solaranlage, während Mieter kaum Anreize haben? Braucht es verpflichtende dynamische Stromtarife, um das Sparpotenzial tatsächlich zu heben? Außerdem wieder mit dabei: ein Nerd-Geburtstag, das WTF der Woche und knifflige Quizfragen.

#heiseshow (Audio)
iPhone Duo, KI-Entwicklungsbremse, flexible Stromnutzung | #heiseshow

#heiseshow (Audio)

Play Episode Listen Later Sep 17, 2026 74:22 Transcription Available


Markus Will, Leo Becker und Malte Kirchner sprechen in dieser Ausgabe der #heiseshow unter anderem über folgende Themen: - Nimm zwei: Mischt Apples erstes iPhone Duo den Foldable-Markt nachhaltig auf? Mit dem iPhone Duo hat Apples neuer CEO John Ternus sein erstes großes Produkt vorgestellt – sieben Jahre nachdem Samsung und Huawei den Markt für Foldables eröffnet haben. Ab 2300 Euro und mit einem 7,6-Zoll-Innendisplay tritt es gegen etablierte Konkurrenz an. Kann Apple trotz später Ankunft noch den Ton im Foldable-Segment angeben? Wie unterscheidet sich das iPhone Duo konzeptionell von Book-Type-Geräten der Konkurrenz? Und lohnt sich der hohe Einstiegspreis angesichts des bislang nur einstelligen Marktanteils von Foldables? - Probier es mal mit Gemütlichkeit: Verhindert eine KI-Entwicklungsbremse unser aller Tod? Nach einem Vorstoß von Anthropic-Chef Dario Amodei für eine ein- bis zweijährige Entwicklungspause bei besonders leistungsfähigen KI-Modellen reagieren die Börsen in Asien mit Kursverlusten, während US-Präsident Trump die Sorgen als „kranke Verschwörung“ abtut. Deutsche Forscher begrüßen die Idee grundsätzlich, mahnen aber konkretere Maßnahmen an. Wie realistisch ist eine koordinierte Bremse angesichts des globalen KI-Wettrennens mit China? Wie seriös ist die oft zitierte Zahl eines zehnprozentigen Menschheits-Risikos? Und wer sollte eine solche Entwicklungspause überhaupt kontrollieren? - Seid mal flexibel: Wie viel lässt sich mit richtiger Stromnutzung sparen? Laut einer Studie von E.ON und der Forschungsstelle für Energiewirtschaft könnten deutsche Haushalte jährlich bis zu 1,65 Milliarden Euro sparen, wenn sie Wärmepumpen, E-Autos und auch ganz normale Haushaltsgeräte wie Waschmaschinen zeitlich flexibel nutzen. Voraussetzung dafür ist allerdings ein Smart Meter. Wie realistisch ist die Umsetzung angesichts des schleppenden Rollouts digitaler Stromzähler in Deutschland? Profitieren vor allem Hausbesitzer mit Solaranlage, während Mieter kaum Anreize haben? Braucht es verpflichtende dynamische Stromtarife, um das Sparpotenzial tatsächlich zu heben? Außerdem wieder mit dabei: ein Nerd-Geburtstag, das WTF der Woche und knifflige Quizfragen.

#heiseshow (SD-Video)
iPhone Duo, KI-Entwicklungsbremse, flexible Stromnutzung | #heiseshow

#heiseshow (SD-Video)

Play Episode Listen Later Sep 17, 2026


Markus Will, Leo Becker und Malte Kirchner sprechen in dieser Ausgabe der #heiseshow unter anderem über folgende Themen: - Nimm zwei: Mischt Apples erstes iPhone Duo den Foldable-Markt nachhaltig auf? Mit dem iPhone Duo hat Apples neuer CEO John Ternus sein erstes großes Produkt vorgestellt – sieben Jahre nachdem Samsung und Huawei den Markt für Foldables eröffnet haben. Ab 2300 Euro und mit einem 7,6-Zoll-Innendisplay tritt es gegen etablierte Konkurrenz an. Kann Apple trotz später Ankunft noch den Ton im Foldable-Segment angeben? Wie unterscheidet sich das iPhone Duo konzeptionell von Book-Type-Geräten der Konkurrenz? Und lohnt sich der hohe Einstiegspreis angesichts des bislang nur einstelligen Marktanteils von Foldables? - Probier es mal mit Gemütlichkeit: Verhindert eine KI-Entwicklungsbremse unser aller Tod? Nach einem Vorstoß von Anthropic-Chef Dario Amodei für eine ein- bis zweijährige Entwicklungspause bei besonders leistungsfähigen KI-Modellen reagieren die Börsen in Asien mit Kursverlusten, während US-Präsident Trump die Sorgen als „kranke Verschwörung“ abtut. Deutsche Forscher begrüßen die Idee grundsätzlich, mahnen aber konkretere Maßnahmen an. Wie realistisch ist eine koordinierte Bremse angesichts des globalen KI-Wettrennens mit China? Wie seriös ist die oft zitierte Zahl eines zehnprozentigen Menschheits-Risikos? Und wer sollte eine solche Entwicklungspause überhaupt kontrollieren? - Seid mal flexibel: Wie viel lässt sich mit richtiger Stromnutzung sparen? Laut einer Studie von E.ON und der Forschungsstelle für Energiewirtschaft könnten deutsche Haushalte jährlich bis zu 1,65 Milliarden Euro sparen, wenn sie Wärmepumpen, E-Autos und auch ganz normale Haushaltsgeräte wie Waschmaschinen zeitlich flexibel nutzen. Voraussetzung dafür ist allerdings ein Smart Meter. Wie realistisch ist die Umsetzung angesichts des schleppenden Rollouts digitaler Stromzähler in Deutschland? Profitieren vor allem Hausbesitzer mit Solaranlage, während Mieter kaum Anreize haben? Braucht es verpflichtende dynamische Stromtarife, um das Sparpotenzial tatsächlich zu heben? Außerdem wieder mit dabei: ein Nerd-Geburtstag, das WTF der Woche und knifflige Quizfragen.

The smarter E Podcast
Stack ‘em up: Germany's big battery inflection point – with Thaddäus Kreisig

The smarter E Podcast

Play Episode Listen Later Sep 17, 2026 30:00


Germany's utility-scale battery deployment is hitting an inflection point. After years of projects piling up in development pipelines, utility-scale storage is arriving at gigawatt scale – just as Germany's huge solar fleet drives electricity prices towards zero, or below, during sunny hours. For batteries that can shift that power into higher-priced periods, the opportunity is enormous. Host Jonathan Gifford speaks with Thaddäus Kreisig, Principal at Aurora Energy Research, about Germany's forming battery boom – and how developers are building revenue stacks to make projects viable. The shift is striking: more than two-thirds of solar developers recently surveyed by Aurora said every project they plan to deploy will be co-located with a battery system. Falling battery-system equipment costs are strengthening the business case, while arbitrage, ancillary services, EEG revenues, and new financing models are opening up ways in which battery energy storage systems can pay off. But grid constraints remain a major hurdle. Flexible connection agreements can restrict when batteries charge and discharge – limiting revenues, even as energy storage could help resolve the German energy market's pricing peaks and troughs. In short, Germany's massive solar fleet has created both the need and the opportunity for batteries. And energy storage is rapidly shifting from optional extra to essential infrastructure – but the route-to-market for projects certainly promises to be an interesting ride. ✉️ Questions, comments or suggestions? Reach us at podcast@thesmartere.com

The Cycling Podcast
S14 Ep142: The Race of the Falling Maple Leaves

The Cycling Podcast

Play Episode Listen Later Sep 16, 2026 45:15


Join Lionel Birnie and Graham Willgoss as they look back at the weekend's two World Tour one-day races in Canada.As expected on such demanding courses, the cream rose to the top, but what does this tell us ahead of the UCI World Championships, which take place in Canada in just over a week's time. Remco Evenepoel won the GP de Québec and Isaac del Toro took the GP de Montréal, catapulting themselves to the top of the list of favourites for the rainbow jersey in the men's road race in the absence of reigning champion Tadej Pogačar, who is out injured after crashing at the Vuelta. But what other clues did we garner from the two races? And who else is on the early list of favourites?We also analyse the big transfers of the week, with Felix Gall and Gregor Muhlberger swapping Decathlon for Lidl-Trek next season. Gall is an intriguing signing – bolstering Lidl-Trek's list of Grand Tour riders. After finishing on the podium at both the Giro and the Vuelta this season, the Austrian is staking a claim to be considered the best of the rest – but is he likely to be able to match the likes of Del Toro and Seixas? We also look at Ben Turner's move from Netcompany-Ineos to Soudal-Safety Jogger. Episode sponsorsSailyIf you are travelling abroad and want to reduce or even eliminate roaming charges you need an eSim from Saily, brought to you by the creators of NordVPN.⛵Download the SAILY app and use our code cycling at checkout to get an exclusive 15% off your first purchase. Or go to saily.com/cycling for full details.BikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastFriends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Iron Culture
Ep 389 - What the Erics Actually Do

Iron Culture

Play Episode Listen Later Sep 16, 2026 98:43


In this episode, Eric Helms and Eric Trexler share their current approaches to diet, training, and supplementation, emphasizing pragmatic strategies, individualization, and the importance of evidence-based practice. They discuss how constraints, habits, and intrinsic motivation shape their approaches to fitness, offering valuable insights for both athletes and everyday lifters. Catch new Iron Culture episodes every Tuesday at 5:30 pm eastern time! Be sure to use code "MRR10" for 10% off your order at elitefts.com Iron Culture is proudly presented by the MASS Research Review massresearchreview.com Chapters 00:00 Introduction and episode overview 00:04 Introduction to current fitness and diet approaches 02:13 Eric Helms discusses his role as co-director at Sprints 04:00 The importance of legacy and impact in fitness and research 06:04 Transition to practical training and nutrition strategies 10:45 Current training routines and scheduling challenges 16:05 Training volume, frequency, and adaptation 22:44 Fasted training, resilience, and human adaptability 26:16 Frequency and assessment of deloads 31:32 Personal training journeys and health challenges 36:38 Training habits, constraints, and optimizing within limits 43:20 Philosophy of motivation, identity, and long-term adherence 50:49 Balancing evidence-based principles with real-world constraints 51:46 Eric Helms discusses his current diet and body composition 52:13 The importance of a holistic approach to dieting 52:25 Adjustments in diet based on body composition and goals 53:24 Caloric intake and daily habits 55:23 Meal structure and food choices 57:20 Flexible eating and meal planning 58:55 Strategies for gaining or losing weight 01:02:03 Impact of medication and food addiction on eating behavior 01:04:51 Behavioral strategies during extreme dieting 01:07:37 Supplements and their role in performance and health 01:19:15 Cardio, step counts, and cardiovascular health 01:24:34 Training adaptations and managing physical constraints 01:29:17 Balancing resistance training, cardio, and lifestyle constraints 01:34:05 Final thoughts on personalized, evidence-based practice

Volts
How to build a more flexible, quieter, less obnoxious data center

Volts

Play Episode Listen Later Sep 16, 2026 74:47


This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.volts.wtf/subscribeVerrus is building data centers designed to address every objection the public has raised: they use batteries instead of diesel generators, which makes them grid assets that help hold down power prices; they use closed-loop cooling, which uses a tiny fraction of the water; their equipment is quieter; and as a bonus, they squeeze more servers into the same grid connection. Yet both of Verrus's proposed sites, in Michigan and Oregon, are mired in fierce local opposition. In this episode, CEO Nelson Abramson walks through the engineering — and the politics that the engineering hasn't quite solved.Chapters:00:00 – Introduction02:43 – Three decades in data centers05:05 – What a Verrus data center looks like07:39 – The medium voltage power plane12:13 – UPS batteries vs. the big LFP battery17:27 – Priority aware capping and provisioned utility capacity22:31 – Why not buy the pieces off the shelf?25:42 – Duration: what happens when four hours runs out34:28 – Diesel backup and what customers ask for37:15 – How flexible is compute, really?42:37 – Noise, fans, and the sound studies48:42 – Water use and the 12 million gallon question52:19 – Industrial land and by-right zoning56:07 – Public opposition, recall petitions, and community benefits1:00:07 – Oregon, Salem, and the moratorium1:03:56 – Ride-through, NERC, and losing the moat1:07:11 – What V2 looks like

CPA Trendlines Podcasts
Donny Shimamoto: Build Careers That Bend, Not Break | MOVE Like This

CPA Trendlines Podcasts

Play Episode Listen Later Sep 16, 2026 38:50


Flexible systems help accounting professionals remain, contribute, and advance when life's responsibilities change.MOVE Like ThisWith Bonnie Buol RuszczykFor CPA Trendlines ResearchWhen caregiving responsibilities collide with work, even the most committed professionals can find themselves questioning whether their careers are still sustainable.In this episode of MOVE Like This, Donny Shimamoto, CPA.CITP, CGMA, managing director of IntrapriseTechKnowlogies and inspiration architect at the Center for Accounting Transformation, joins Bonnie Buol Ruszczyk to discuss what accounting firms can do to better support employees with caregiving responsibilities. Drawing from his own experience as a caregiver and his firm's long-standing flexible work model, Shimamoto explains why supporting caregivers isn't about creating complicated new policies. Instead, it's about building thoughtful systems, training managers, and planning work in ways that recognize employees have lives outside the office. MORE MOVE Like This | MORE CPA Trendlines Streaming Network Shimamoto shares how becoming a caregiver for his great-aunt changed his own perspective on the issue. While many people associate caregiving with raising young children, his experience highlighted how responsibilities for aging parents, relatives, and others often arrive unexpectedly and affect employees across every stage of their careers. Rather than viewing caregiving as a temporary accommodation for a small group of employees, he believes firms should recognize it as a reality that will affect nearly everyone at some point in their lives. That shift in thinking changes how organizations design policies, manage workloads, and retain experienced professionals. 

drawing careers cpa flexible move like cgma citp bend not break accounting transformation
Future Learners
NSW 2026 draft homeschooling policy: What does it mean for families? | 053

Future Learners

Play Episode Listen Later Sep 16, 2026 48:06


An important note for NSW families: nothing is in effect yet, and the current guidelines still apply until the policy is finalised. The draft keeps the three things registration has always asked of you: an education plan based on the NSW curriculum, records showing that plan is being delivered, and an assessment by an Authorised Person. It still doesn’t say exactly what’s required or how much evidence is enough. A key concern is that no urgent pathway has been added for families who can’t wait for the 12-week registration processing times. Brett Campbell and Ellen Brown work through what the draft means in practice. What counts as evidence, where Authorised Persons come from and whether they must visit your house, how likely approval really is, and what you can do if you need to remove your child from school while awaiting registration. Key points from this episode Nothing has changed yet. The Department has published drafts. The existing Guidelines remain in effect until a final policy lands. Parental choice survives into the new framework. The draft Policy states plainly that education is primarily the responsibility of the child’s parents. The draft does not say how much evidence is enough. It lists ways you can show learning, such as journals, checklists, excursions and digital portfolios, but sets no quantity for any of them. That leaves the judgement to your Authorised Person, and their approach can vary significantly. Refusal is rare. Families may get stressed thinking their application is unlikely to get approved, but if you have a plan, it is very likely your application will be approved. An audit recommended NSW speed up registration a year before the draft was written. The draft sets an indicative timeframe of up to 12 weeks, which is too long for some families. You can still act if your child cannot wait. An exemption from attendance comes from your school principal, not the Department, and taking your education plan to that meeting makes it much easier for a principal to say yes. Nothing has changed yet for NSW homeschooling families Homeschooling registration in NSW moved from NESA to the NSW Department of Education, and the drafts released on 27 July 2026 are the Department’s first framework. Consultation ran as a short survey and closed on 10 August 2026. The Department has confirmed that the current Guidelines remain in effect until the new policy is finalised. If you are registered, or partway through an application, nothing about your obligations has changed. What the NSW draft policy gets right about parental choice The draft Policy states that the education of a child is primarily the responsibility of the child’s parents, and that parents may choose either school enrolment or homeschooling registration. Ellen believes this is really important, because the policy language preserves parents’ right to homeschool. The second is flexibility. Parents write the education plan, decide how it is delivered, and can amend it during a registration period so it stays fit for purpose, including for children with disability or additional needs. Brett points out you do not need a diagnosis in the family to benefit from the flexibility. The plan is meant to bend around the child in front of you, whoever that child is. Both hosts agree that flexibility and structure are not opposite. Having a base to work from makes it possible to be flexible, try new things, and know you’re within the guardrails and ticking off all the boxes. What evidence of learning means under the NSW draft This is where there is some uncertainty, and Ellen states it is one of the things that makes parents most nervous. The draft requires parents to keep records demonstrating how the child’s education plan is being implemented, and how the requirements and conditions of registration are being met. That is a broad requirement, and the FAQs confirm there is no mandatory quantity or format of evidence. Learning journals, checklists, excursions and digital portfolios are offered as examples rather than requirements. The states handle this differently. Queensland tells you exactly how many pieces of work to supply and what they should look like. NSW gives you no number or format of evidence at all. Why no set amount of evidence can be unsettling “Broadness is wonderful, but it can also be unsettling, because it then comes down to your Authorised Person to say, actually, this is too much, or this isn’t enough. That’s where parents can start to feel a little bit like it’s shifting sand.”— Ellen Brown Brett’s read is that breadth leads to ambiguity, and ambiguity leads to frustration and anxiety. He wants the Department to publish a minimum, so families know whether they are meeting the mark. As a result, the NSW homeschooling community often fills the gap itself, comparing notes in forums about what different APs expect. It should be a lot clearer for families. What an Authorised Person is checking for When an AP turns up, it is not just to see what has been done, but to ensure that you’ve ticked the boxes aligned to the curriculum. Euka is built around this. Every lesson carries the curriculum code it maps to, families can upload work into the portal for safekeeping, and the registration and reporting service turns completed lessons and parent comments into one report you can hand over. Ellen homeschooled in NSW for 12 years, with different APs, and knows what it’s like to prepare reporting. The services at Euka reflect her experience and are built to help families feel confident in what they are putting forward. Who your Authorised Person is and what the home visit involves Once you apply, the Department organises your first meeting with an Authorised Person for your area. They review your plan and make a recommendation. Most APs come out of the mainstream school system. Retired principals, experienced teachers, people who know what a good education looks like from the inside of a classroom. Ellen has never met one who came from a homeschooling background and says it will be nice when that finally happens. Whether you are visited at home depends on the AP. In Ellen’s experience, some APs need to come to the house, and others are happy with a video call or a meeting at a library or community centre. It is worth asking rather than assuming. Ellen describes an AP as closer to a learning coach than an education inspector, and most turn up asking how they can support you. Other parents have told her they came away feeling judged rather than supported. Nobody is entirely comfortable when someone arrives to assess something they care about this much. If your child is highly anxious, the draft FAQs allow you to request that the AP does not sight your child, usually supported by information from their medical or allied health providers. Will my homeschooling registration be approved in NSW? It is highly likely, and the Department’s own numbers back this up. “If you’re stressing out about your approval, chances are you’ll be approved, because you’ve already thought it through.”— Ellen Brown In 2025, the Department refused 5.2% of applications. But most refusals (3.5%) were because the applicant could not be reached for assessment after repeated attempts over several weeks. Another 0.94% were refused because the child was not eligible, including living outside NSW or submitting an incomplete form. Applications refused because the requirements were not met were very low at 0.61%. If you have an education plan covering the NSW curriculum and you attend your assessment, you are in good shape. Euka has not had a family go through the process and fail to get approved. Some families are concerned about a shorter registration period. The draft Procedures allow an AP to recommend less than the full term where areas for improvement have been identified, or where there are current concerns about the child’s safety. Neither phrase is defined in any of the documents. Brett delves into both sides. A policy has to cover every household, including the small number where home is not a safe place, and you cannot write a rule for that without some breadth. What he wants is more clarity for families: if a family is given three months instead of twelve, tell them exactly what caused it and exactly what must change. There is a review pathway if a recommendation goes against you: an internal review by a different Authorised Person, then an external review at NCAT. Ellen notes that a review by a second person in the same role is limited on its own, and that the external step is what makes it a real safeguard. The audit recommendation the NSW draft did not act on A year before these drafts were written, NSW was told to speed up registration. The Auditor-General’s report Alternative school settings and home schooling, published on 25 September 2025, recommended that the Department of Education work with the homeschooling community on reform, including consideration of “expedited registration processing times to shorten transition periods”. The audit found the time to decide an application had already grown 63 per cent, from 40 calendar days in 2019 to 65 in 2024, while applications rose by around 125 per cent. The draft Procedures answer that with an indicative processing timeframe of up to 12 weeks, and the FAQs confirm that until registration is approved, the child must remain enrolled at school. A family worried about their child’s wellbeing is directed back to the school principal. Twelve weeks is 84 days. The audit’s figure for how long a decision was already taking in 2024 was 65, which makes the draft’s indicative ceiling longer than the problem the audit asked the Department to fix. Ellen recommends keeping the safeguards in place and adding a defined urgent or provisional pathway: the parent still lodges the application, still demonstrates an education plan, still provides information about the child’s circumstances, and the assessment still runs its course. The child gets a lawful bridge in the meantime. Brett’s frustration is with the evidence base underneath the decision. Euka asks every family their primary reason for choosing homeschooling. Around one in four name bullying, and one in three name bullying or social issues (which often have bullying as an underlying factor). The Department’s published 2025 data records bullying as the reason for 0.11% of applications. The explanation for that number is in how the survey is delivered. The application form offers tick boxes for philosophical, religious and special learning needs, and nothing else. Every other reason, including bullying, must be written by hand in a free-text box. In 2025, 33 per cent of applications landed in “other” and a further 21 per cent answered nothing at all. In the initial figure, bullying looks like a non-issue. But the reality is, it is skewed by how the data is collected, which may explain why the draft policy and procedures do not address bullying or provide an urgent pathway for homeschool registration. “As a parent, the last thing I would ever do is want to put my child back into an environment that I need them to be removed from.”— Brett Campbell How to take your child out of school while you wait for registration The route runs through your school principal, rather than the Department. The principal can grant an attendance exemption. It means your child stays enrolled but is lawfully absent, which is exactly the bridge families need while an application is processed. Ellen’s advice is to go to that meeting with your education plan in your hand. A principal carries legal responsibility for a child on their roll, and a parent who arrives with a clear plan for the term is much easier to say yes to than a parent who arrives with just a request. Many families join a program before they are registered for precisely this reason, because they need the plan anyway. If the school will not move, a letter from your GP, paediatrician, psychologist or counsellor explaining the impact of the school environment carries weight in that conversation. Some principals are genuinely good at this and will support you straight away. Some have never seen homeschooling done well and assume it means no schooling at all. Two things worth knowing once your child is home: Nobody expects lessons in week one. A child coming out of a stressful school situation needs time to decompress first. They don’t need to jump in and start doing their homeschooling plan straight away. Having lessons available still helps. What Euka sees is that children who know their peers are moving on without them get more anxious, not less. Knowing the same topics are there when they are ready gives them security. There is also a middle path a lot of families miss. If you are trialling a term away, or working through school refusal, you can stay enrolled under a partial attendance or exemption arrangement without registering for homeschooling. Schools are often willing to support that, particularly when there is a credible education plan behind it, and it leaves the door open for a staged return if the family wants it. If bullying is what brought you here, our guide to bullying and homeschooling works through the decision itself, and the signs a child is silently struggling at school covers what to watch for. If it is school refusal, our parent’s guide to the options and Episode 45 go further. If your child is struggling with how they are feeling, please talk to someone you trust. You can also reach Kids Helpline on 1800 55 1800 or Lifeline on 13 11 14, free, 24 hours a day. Why this episode matters Most of the anxiety in NSW right now comes from not knowing what the rules mean for your family. The parts you control are the ones that decide your outcome: your education plan, the way you keep records, and what you take into a meeting with a principal or an Authorised Person. Get those right, and you’re very likely to be okay. The consultation has closed. The final policy isn’t written yet, and an urgent pathway is still worth pressing for. Start the free homeschooling course If you are working out what your own registration year looks like, our Complete Guide to Confident Homeschooling covers registering legally in your state, choosing and structuring a program, building a daily rhythm, supporting a child who learns differently, and knowing your child is progressing. It is nine short video modules, about two and a half hours, hosted by Brett and Ellen. Free and self-paced. Start the free homeschooling course. Questions answered in this episode Have the NSW homeschooling rules changed? + Not yet. The NSW Department of Education released draft Policy, Procedures and FAQ documents on 27 July 2026, and consultation closed on 10 August 2026. The current Guidelines remain in effect until the new policy is finalised, so registered families and applications in progress carry on unchanged. What counts as evidence of learning for homeschooling in NSW? + Learning journals, checklists, excursions, digital portfolios, work samples, or a combination. The draft FAQs list these as examples and set no mandatory quantity or format. What your records have to do is show how your education plan is being delivered and how the work connects to the NSW curriculum, so keep that link visible as you go. How much work do I need to show my Authorised Person? + NSW does not publish a number, which is why experiences differ between areas. Keep enough to show coverage across the plan you wrote, with your own notes on how each part went. Who is the Authorised Person and do they have to come to my house? + An Authorised Person is authorised by the Department to assess your application, meet with you, and make a recommendation. Most come from mainstream teaching or school leadership backgrounds. Home visits are the default, but some APs will meet at a library or community centre or by video call, so it is worth asking. Does the Authorised Person have to see my child? + Usually yes, the AP is required to sight the child during the visit. The draft FAQs allow you to request approval for your child not to be sighted, and the Department will generally want supporting information from your child’s medical or allied health providers explaining why a visit could affect them. Will my homeschooling registration be approved? + Almost certainly, if you apply with an education plan covering the NSW curriculum and you are contactable for your assessment. Why would I be given a shorter registration period? + The draft Procedures allow an Authorised Person to recommend a shorter period where the assessment identifies areas for improvement, or where there are current concerns about the child’s safety. Neither term is defined in the draft. Can I appeal a homeschooling decision in NSW? + Yes. You can request an internal review, which goes to a different Authorised Person, and you are entitled to one internal review of the same decision. If that affirms the original recommendation, you can apply to NCAT for an external review, generally within 28 days of being notified. Can I take my child out of school before my registration is approved? + Not through the registration process itself. Under the draft, your child must remain enrolled until the Certificate of Registration is issued. The available route is an exemption from attendance or a partial attendance plan, granted by your school principal, and a GP or psychologist letter can support that request. Do I need to register if we are only taking a term off school? + Not if your child stays enrolled. Schools can support a partial attendance plan or an exemption without you registering for homeschooling, and that is common for families trialling a term or working through school refusal. Having a clear education plan makes those conversations much easier. About the hosts Ellen Brown is Euka’s co-founder and Head of Education. She is a qualified teacher, a mother of five, and has homeschooled in NSW for 12 years across many different Authorised Persons. Brett Campbell is Euka’s co-founder, Chairman and CEO. This article is general information about NSW homeschooling registration, not legal or clinical advice. The NSW Department of Education sets registration requirements, and the draft documents discussed here are not yet in force. If you are worried about your child’s mental health, please speak to your GP or a registered psychologist. Read the full episode transcript Ellen: We always want to keep at the centre of homeschooling, that parents have the choice to homeschool, and that it should be the same choice as if you were in public school, or you’re deciding to go to private school. Deciding to homeschool is a legal choice in our country. And so they got that right. And that’s important in the definitions. Sometimes we find that APs are coming with a lot of experience. And they’ve been and they’re really you know, I love to think of them, like I said before, as a bit of a coach, and they’re walking alongside you with enthusiasm saying, okay, how can I support you? And that has been my experience. But I have heard from other parents that they have had an experience that is a bit more challenging. Brett: The decision itself to homeschool for the majority is a major decision, and it and it puts this pressure on and people are like, am I going to get accepted? Am I not? You know, it’s not your final exam where, you know, yeah, the likelihood of you getting accepted is low. It’s actually the opposite. The likelihood of you getting accepted is very, very high. Narrator: Welcome to the Future Learners podcast, the home for parents and students thriving with homeschooling in Australia. Your hosts, Brett Campbell and Ellen Brown, are the co-founders of Euka Future Learning, Australia’s largest online K-12 homeschooling provider. Join them as they guide you from uncertainty to complete confidence. Let’s get into it. Brett: Hello and welcome to another episode of Future Learners. I am your host, Brett Campbell, CEO and co-founder of Euka Future Learning. I’m joined by my amazing co-founder and co-host and our Head of Education, Ellen Brown. How are you today, Ellen? Ellen: Very well, thank you. Brett: You have us set up for this topic. So this is this is a juicy topic. So I’m going to hand it straight to you. Set us up. What are we in store for today? Ellen: Today we’re going to be talking about the draft policy documents that the New South Wales Department of Education have produced. So we know that there’s been a change. Home schooling has moved from NESA to the Department of Education. They’ve provided a draft about how they might change some policies, and we’re going to talk about that today. Brett: Excellent policies, policies. Although sometimes the policy conversations may not be the most exciting or exhilarating for, um, whether it’s people speaking about it and or the participants listening. And I just want to double tap on the importance of this. Um, and whilst this might not be the most exciting topic of conversation for you to indulge in today, definitely stick with us. We’re going to we’re going to unpack it to the best of our ability. And as Ellen said, is this is a draft policy. And we’ll talk a little bit more about what that means, because we’re getting a lot of families reaching out to us with questions, queries, concerns, etc. And we’re going to try and do our absolute best to, um, talk to those points today. So over to you, Ellen. Ellen: One of the reasons that we want to talk about this is really to provide support to families as there especially families that are already in homeschooling and they’re thinking, okay, what’s going to change? How will this affect me? And it’s quite natural for people to begin talking. And then the it starts to snowball. And so it’s really just to provide support and let you know that we are watching and we’re trying to work through how to best support you as we make these changes. Brett: I think it would be a good idea if you actually set up and share that, you know, obviously, Euka one of our, uh, roles as we see it in the industry is, you know, we want to be a voice, uh, and also a seat at the table for, you know, the tens of thousands of families homeschooling. And if can you maybe share a little bit just to start on how this even originated, like how we even got to where we are now with these policies, draft policies? Ellen: Yes. Well, look, NESA was, um, having homeschooling under their umbrella for the last 15 years. And so earlier in the year that the movement of homeschooling under the New South Wales Department of Education happened. And then it was quiet and everybody wondered, well, maybe no changes will happen. And that sort of everybody continued along on their merry way until all of a sudden and of course, in the background, the Department of Education was saying, okay, how are we going to manage this? You know, when NESA had homeschooling, it grew and grew and grew. The numbers grew. So this was an opportunity for the Department of Education to say, okay, fresh air, a fresh voice, I suppose. Also good to keep in mind that nearly actually just over a year ago or nearly a year ago, in September last year, there was a review into homeschooling in New South Wales and audit. And some of those recommendations would have been also being looked at when they came to drafting these policies. And we’ll be able to talk about that, because one of the glaringly obvious ones that didn’t change is part of our discussion this morning as well. I’m going to run through a few different things that we can see haven’t changed first, or where New South Wales, the policy, the draft policy of has got it right. And then we’ll get into some of the topics that are causing a bit of concern from homeschooling families and from Euka as well. So let’s start by looking at where the draft policy got it right. And one of the things that we could say they definitely got it right is where they talk about parental choice and responsibility. We always want to keep at the centre of homeschooling that parents have the choice to homeschool, and that it should be the same choice as if you were in public school or you’re deciding to go to private school. Deciding to homeschool is a legal choice in our country. And so they got that right. And that’s important in the definition. So they say parents have the primary responsibility for education of their children. So we’re happy about that. It’s a big deal. It’s one of those things that can be argued about in policy where they start changing the language. But we’re really happy with that language. Brett: Yeah. And just to that, there’s in the actual the draft of the policies, you know, to give a little bit more clarity. And I think where their angle of it was and how they’re making that decision has actually helped the wider, broader audience of homeschooling. And I’ll get to that and says the education plan must be based on New South Wales curriculum, which is obvious for New South Wales, and be suitable to the child’s learning needs as identified by the applicant, which is the parent. Parents may amend the plan during a period of registration to ensure it remains fit for purpose, including to meet the needs of children with disability or additional needs and that needs to be carved out in there because not all children are created equal, but what it also does by having this, this caveat in, in that point is that you don’t necessarily even need to have special needs in your family or your household. What it does is it gives you the ability to be able to, um, yeah, fit for purpose. Right. And, and a lot of these drafts and a lot of, um, regulations that get laid down, um, whether it be in homeschooling or just in general, everyday life is there’s always nuance to the meaning and the definition of it. Unfortunately, I’ve read too many agreements and I’ve looked at all these things. And what you quite quickly find is that someone’s interpretation of that could be very different than another ten people who read it, and they all interpret it differently. So this is still very much open for interpretation, because the real question then, if you dig on that a little bit deeper and it’s like, well, what does fit for purpose even mean, right? Like there’s there’s barriers and laneways into all of that. But at a very high level, what it does for us is and again, Euka is built on this concept of flexibility, obviously, whilst we provide the entire curriculum and so forth, you know, we absolutely have that built into our product and program, where you can ideate and stretch and even remould, or even recreate a lesson if you desire, which is which is fantastic for the family. So. Ellen: Yeah, absolutely. So, so the two things that we’re really happy to see in there, that parents have the responsibility for making a choice around their program, their education program. And as you are mentioning, the flexibility for parents to be able to choose how that’s delivered to their child. And we want to see that kind of flexibility. Like you were saying, Brett, it’s really important to not see structure as an opposite to flexibility in actual fact. And we’ve talked about this before in a podcast. Having some structure allows you then to be flexible and springboard off over here and off over there, but you’re still ticking those boxes at the lowest level. Brett: So and just and just for those families who are reading that point and going, oh no, I don’t want to have the flexibility. I just want to be like, I just want a program that I can follow. I totally hear you and understand that. And again, that’s that is the beauty of a program like Euka is that there is that structure there if you need it to keep you in the, in the guardrails. But, um, the beauty about that point, though, is if you do desire to have flexibility, that is your prerogative. Ellen: Mhm. Absolutely. So this is an area now evidence of learning. That is one of the things that makes parents most nervous because especially in New South Wales you know Euka have students all around the country. So we work very closely and look very closely at what the Department of Education is doing in every state. And New South Wales is a state where there’s a lot of personal opinion. When you’ve got an authorised person who’s kind of like we used to call them, your learning coach, rather than the education police, who is someone who is actually your direct support person when you’re homeschooling. And so evidence of learning is a big one for parents. What do we actually have to provide to the department? And in some states they’re very prescriptive, like in Queensland, when they say exactly how many pieces of work and what you need to provide. New South Wales isn’t like that. And so there’s no so the actual from the draft that we can see in the frequently asked questions, which is where actually a lot of the noise has come from parents. It actually says that the department states there’s no mandatory quantity or format of evidence. It gives examples of learning, learning, journals, checklists, excursions, digital portfolios. But and broadness is wonderful. But it can also be unsettling because it then comes down to your authorised person to say, well, actually, this is too much, this isn’t enough. And so that’s where parents can start to feel a little bit like it’s shifting sand. Brett: Yeah. And the draft that states parents must keep records demonstrating how the child’s education plan is being implemented and how the requirements and any conditions of registration are being met. That’s a that’s a big sentence on the surface. It’s like, oh, it makes sense. Like you should be keeping some records and demonstration of how your child’s education is being rolled out. Um, but then there’s the how is that meeting the requirements of the registration, which when you register, you have to obviously follow a syllabus as well, which is one of the detailed points here is, you know, you must, um, follow the New South Wales syllabus, which is very important. And out of all the states, New South Wales is the only one that has its general like these guidelines around you must follow the New South Wales versus, you know, the rest of the states are happy to follow the Australian curriculum as well. So there’s a few nuances in there. But the to your point on this broadness can lead to ambiguity, which can lead to frustration, anxiety and a whole heap of different things because in certain times of need. Sometimes you just need to be. Or you want to be told exactly what to do. Like you point there around Queensland, House says, you know you need to provide this many. This many of this, this many of that. Like then you know where you are. You’re either hitting the mark or you’re not hitting the mark because where it falls back to an individual person and, you know, touchwood, everyone in the department who is, who has these AP roles, they’re doing the best that they can with what they know to be true, right? However, not everyone governs the exact same stipulations, like if they had in their rule book. That are your guidelines are there must be a submission of 23 pieces of work. Like if they’ve got that because they must have a gauge to work from if they have that, then you know I would. My personal opinion is like, how about we just share with the families going, this is a minimum requirement. Like I think having minimum baselines is a very important place to start from, because if you don’t, you have no expectation because and I say this, you know, constantly in Euka when we’re speaking to the team, it’s like if someone goes, it’s going great. I’ll be like, what does great mean? Like exactly how great, how many this, how many that, what’s this mean? Etc. So very, very important to not be lackadaisical. When is such an important outcome for a family who’s whether you’ve been in homeschooling for some time, you’ve been doing it a specific way. It might really shake up the way you’ve been doing things, because what you think might hit the mark. Now, the new regulations, under their own personal definition, whether it’s currently being hidden right or it hasn’t been shared, um, then it can lead to lead to, you know, a lot of ambiguity and possible frustration because, yeah, it’s a it’s an ungoverned thing right now. Ellen: It is. It’s actually quite stressful. I love that the homeschool community get together very quickly. They know their AP from their area. They talk on their homeschooling forums about, oh, did you know, did you have so-and-so as your AP? What did they expect? And but it’s kind of a shame that it has to be like that, that it can’t be a bit clearer. I’m certainly not one for let’s have three of those and four of those, because the flexibility is really fantastic when you’re homeschooling that you can work with your child to demonstrate them their learning in a way that fits them. And, you know, as an organisation and our role to support you as parents, that’s something we’ve really struggled with. How can we support you so that then you’ve got lots of options to show your learning. So, you know, it might be a good opportunity just to mention these new assignments that we’ve added to the program now, so that if you want to keep those as work samples, you know where the curriculum is being covered. You know, everything that you know that that you’re going to be asked and at least you’ve got that freedom to say, well, look here, I can see there’s an assignment on such and such. Actually, my child likes to do something different, but I’m going to adapt that. So, you know, like I said before, structure and flexibility can go really well together. If you’ve if you’ve got a base to move from. So it is a tricky one. And we certainly do hear some big differences between what different authorised people actually ask for. Brett: Yeah. And for those who are homeschooling and not using a platform like Euka, you know, keeping records and demonstrating how your child’s, you know, actual education plan is being implemented and met like it’s not an easy thing to try and solve for if you don’t have structure. Right from Euka’s perspective is we have the ability you can do the structured assignment air quotes that we have. Right. It’s it’s a very detail like it’s a detailed plan for that lesson that we know will absolutely be applicable and get the automatic tick of approval from any AP. Because of the way that we’ve built it and structured and so forth. You can do that. You can take photos, you can upload, you can hold it in our platform and in our portal, um, for safekeeping, because I don’t know about you, but, you know, you get paper and you’re writing on it. You’re gonna have filing cabinets and look for some people, they’re very, very diligent like that. So, um, that’s a skill I wish I had a little bit more of, but, you know, having the ease of a digital platform, you do the lesson, you click through, you’ve got the report, you can add context because that’s another thing as well. Um, you know, with our, with our reporting that we provide, um, that that comes with Euka, you can put uh, specific. So you finish the lesson is specific questions about how did you go, what did you find work this that, that. And you can add context to it because that’s what the APs are effectively looking at. Right. They’re coming to your, your home. Um, and we’ll talk about this in a minute as well because I think that’s, that’s a, um, something that needs to be discussed is they’re coming to you and saying, look, Demonstrate what you’ve done and how have you done it, and how does that then meet the curriculum? That’s where it gets. It’s not a someone’s not turning up and just showing, asking to show some work. And what have you done and drawn and pictures and this and that is it. Like but have you actually ticked the boxes that are aligned to the curriculum? Hence, you know, every lesson with, with our platform is directly connected to a specific curriculum code. And you can see that in the lesson itself. But the beauty of, again, and I don’t want us to sort of sound like a bit of a pitch fest for Euka, but it certainly is, because everything we’ve built is for these reasons, because we know all of these things that we’re going to discuss and go through. The tension that families have can be obliterated and not even there if we just sort of follow the process, you know, to be able to do each lesson, upload it at the end of the year. Yeah, well, when required, press a button. It compiles an entire report that you just hand to them and go, here you go. And they’re like, oh wow, how’d you do that? And you know, it’s it’s magic. Ellen: Absolutely. I think knowing that that comes from experience. I’ve been homeschooling in New South Wales for 12 years, and I’ve had a lot of different APs that I’ve had to work with, and so having that experience, knowing what it feels like to think, okay, someone’s coming and they’re going to have a look and they’re judging me. Um, it really is reflected in how we prepare what we do at Euka to make sure that families can feel confident in that, having been there ourselves. Brett: We’ve mentioned the word AP a handful of times, and I think now would be a good time. Can you fill in the gaps of for those who are like, I’m not sure what an AP is, I’m looking to get started or I’ve just started and I’m not sure what’s going on. Like, talk about the role of the AP as it relates to New South Wales, and then maybe provide context of that’s not the case for the rest of the country. Ellen: In New South Wales, we have an authorised person that’s in charge of your area of homeschooling and that authorised person, AP, will come and visit you. There are some APs that are very happy to meet with you at the local library or at the community centre instead of your actual house? But that’s something that you’ll be able to negotiate directly with the AP. So once you enrol in or you applied for your application to become a homeschooler, you’ll receive information back in an email back organising for that first meet up with an AP to come and see you and discuss what your plan is for homeschooling. Brett: So let me ask this, Ellen, for the for the people who are curious like do, why do they have to come to your house? Why can’t they do a zoom meeting? Do they do zoom meeting? Do they meet online? Do they do phone calls? Or does everyone have to have someone literally turn up to their place of living? Ellen: Well, that’s going to be remains to be seen with this new umbrella of the Department of Education. In the past, I’ve had them. I’ve had certain APs that need to come to my house, and other times I’ve had some that are very happy to do a zoom meeting. So it really is dependent on the person. Most of the time the APs are coming out of the mainstream school system. Sometimes they’re principals who’ve retired or teachers that have been teaching. So they’re coming with that kind of background and most in, I have never actually found an AP that’s actually come from the homeschooling background yet. That would be nice when that finally happens. But at this stage, sometimes we find that APs are coming with a lot of experience, and they’ve been and they’re really, you know, I love to think of them, like I said before, as a bit of a coach, and they’re walking alongside you with enthusiasm saying, okay, how can I support you? And that has been my experience. But I have heard from other parents that they have had an experience that is a bit more challenging, where they haven’t felt quite so supported and they’ve felt nervous. So it’s hard to know whether that’s come from the actual AP or whether it’s, you know, an internal one ourselves. But it’s always uncomfortable when something’s coming to judge what you’re doing. No one feels comfortable in that situation. Brett: That’s right. Yeah. And because of the decision itself to homeschool for the majority. Is a major decision. And it and it puts this pressure on. And people are like, am I going to get accepted. Am I not? Can you talk to that as well that we might be able to add a little bit of, um, flavour to on the. You know, it’s it’s not your final exam where, you know, you know, the likelihood of you getting, um, accepted as low. It’s actually the opposite. The likelihood of you getting accepted is, is very, very high. Obviously you have to meet many different, you know, box ticks, etc. But can you speak to that to try and like lower the temperature of some families, like really stressing out prior to the specific meeting? Ellen: If you’re stressing out about your approval, chances are you’ll be approved because you’ve already thought through. Oh, I hope my plan is good enough. So you’ve got a plan and you’ve thought through and you’ve, you know, made some decisions. You’ve got some information. You’ll be okay as long as you’ve got a plan that’s covering the New South Wales curriculum, you’ll be okay. One of the things that has been an area of concern within this draft policy, again, is, um, where they say in the policy that says a short period of registration may be recommended. Now, this isn’t new, where instead of being given your 12 months or your 24 months, sometimes in your homeschooling approval, you’re given a shorter term. And that’s concerning because of the language around that, that there’s areas of improvement that have been identified that need to be reassessed or current concerns about the child safety. So that’s some sort of very vague language that’s causing concern for parents. Like what you were just saying, Brett. It’s a very small percentage of people that are ever told, actually, you can’t homeschool like it’s, you know, less than 2% because people have got a plan. They don’t just say, I’m going to homeschool and then put click on, you know apply and off we go. They’ve done some thinking. They’ve got a plan. Uh, but sometimes we do find that people will not be given the full 12 months. And that’s where parents want to see some a bit clearer language on what those, those what areas of improvement might be meaning. Brett: Correct. And that’s that ambiguity where it’s it’s in any, any contract. There’s always the let’s keep this vague so that we could claw back something if we need to. And here’s something as well that I think is important to touch on because it’s also important not like to consider that the department is that when they’re creating policies like this, they need to try and do a catch all net. Right. And there are cases where, you know, and this is the minority of course by a lot. But there are cases where children are in households where we would probably deem probably not a great idea to be in, or hope like, you know, is not the best environment for them. Right. And this is where it can get difficult at times because these type of policies, they have to have the vagueness in there for protections. And again, I’m not speaking for the department here myself. I’m just reading through between the lines. Right. Um, but I personally if I’d sort of steelman the opposite side, if I go well, I’d want that in there simply because there needs to be these allowances. And it’s hard because a lot of people go, well, I’m not impacted. So I don’t even want to be in that classification either. I don’t want that rule applied to me. But it’s like when you’re trying to apply a rule to an entire sort of industry standard. There’s always the nuances that need to be considered. And a lot of times, unless there’s a specific stipulation directly attributed to families with specific violence or reasons as to being whether it’s not a safe environment for children. It has to be, uh, it has to be umbrella underneath a much broader, broader piece. But it still doesn’t negate that there should, I believe, be a little bit more specifics around that. Because if you give a family look, we’re going to give you three months or six months. It’s like, what exactly is the reasons for that? And what exactly must change in order to get 12 months? Right. And why wouldn’t you give me 12 months? Yeah. Um, so those there’s, there’s lots of considerations to that. Ellen: Yeah, absolutely. I think when it comes to the child safety part, we already know the authorised person coming in to check on your family is, um, a person that’s a mandatory reporter. So to have it written there like that, I don’t know. I, I know there was a case in Queensland, and the fact that I even know that there was a case in Queensland where a child was unsafe and that caused the reviewing Queensland means that it’s it’s a to to make the decision to homeschool is a big decision for a family. And you put the spotlight on yourself. And most educators who are even in mainstream school would agree that children who are in an unsafe learning environment, the parent wouldn’t do that. It’s like they’re generally there a child that’s registered in school and just don’t go, um, that those children would be far more unsafe situation than someone who’s made that decision to homeschool. Um, so that’s probably where the fear is coming from. Why is it in there? And then you’ve got an authorised person, just the one person coming and making decisions. So that brings us to the next part, which is about the review process. So if a family is given a shorter period of time, there’s no discussion in the policy about how we can get a review from an independent AP on that. That is just a line in the sand by the one AP if by a small, you know, situation that you. Have your homeschooling approval knocked back then the policy says that then another AP can then make a review. Thankfully it doesn’t end there because a peer review doesn’t make much sense. As far as, um, real clarity around a decision that’s being made. There is actually a review process after that. So, um, you know, it’s like you said, it’s it’s an unusual thing to be knocked back for your approval. You’ve really got to have no plan and no idea. And, um, you know, it’s it’s definitely what Euka is created for, to make sure that families are well supported and very confident going into their meetings with their AP. And as far as, uh, approval is concerned, we’ve never, ever had anybody who hasn’t had their approval given the stamp of approval. Brett: Mm. Absolutely. Um, so the other one is one where we were talking before about the review last year in September, the audit. Ellen: The Auditor-General’s report. Yeah. So I wanted to talk about that. So back in September of 2025 there’s a recommendation recommendation 2b. And it says that the Audit Office recommends that reform of homeschooling regulation consider expedited registration processing times to shorten transition periods. So that’s one of the recommendations that’s come through. And what we’ve seen in this new draft is that there is no special, um, expedited process for children that are really in need of, um, instant removal from school. Brett: And that’s something that. This is this is what the, the, um, draft procedure actually stipulates. Says and this is step 5.1 for those reading at home, aims to finalise the application within the indicative processing time frame of up to 12 weeks. And then it says in the draft FAQs, until your registration is approved, your child must remain enrolled at school. And this is something that, um, yeah, we have some very strong opinions around Ellen. Ellen: Yes, absolutely. Because we see that people who are true, uh, and I was going to say choosing to homeschool. Yes, sure, they’re choosing to homeschool, but many times they’re moving into homeschool because that is the safest thing for their child. You know, we know about the bullying rates and the anxiety and mental health issues and reasons why removal from school is an urgent thing, and that actually is quite common. So it’s kind of an oxymoron. So we’re choosing to homeschool when often it is really the only option at that point. Brett: Well Ellen, I’ve been doing some digging around that because, as you know, I love I love data and I like to speak to the truth as in the closest approximation, I can get to the truth governed by data and actual real life happening. So and this is something that that has really highlighted for me, where I feel that there’s, there’s something not right. Okay. And what I mean is you mentioned that, um, yeah, about bullying and so forth. So we ask every family who comes to Euka, what’s your primary reason for homeschooling? And then we have we have multiple options that people can choose. Right. Um, and again I’ll preface this by saying data is as only as good as the way in which it is collected. Okay. You can very easily create a data set that is very ambiguous and probably not accurate. By leading a specific question to get someone to choose a specific answer and I’ll I’ll say that first. But we asked directly primary reasons and then we got secondary reasons, etc. As we’ve been reporting back since 2021, you know, circa 25% of families, their primary reason is bullying. And then we add in other social element reasons. We go we go all the way up to 30 percent just for bullying and social, um, reasons and so forth. Anxiety. And so that’s our data that we’ve collected amongst a whole heap of other data points and different reasons and so forth that we’ve got as to why families homeschool and choose homeschooling. I looking at the 2025 data report from the New South Wales Government in 1st of January, 2022 to the 31st of December, are we doing calendar year here? They are reporting. Wait for this. Don’t fall off your chair. But just for those playing along at home. At this period, we reported 25%. It was about 24.7 to be exact, right. But circa 1 in 4 children. Their primary reason was bullying. The New South Wales government data says he gave reason for homeschooling. They have philosophical, religious, special learning needs, bullying, other and nil response. Those are the options you have, right? Bullying comes in at 0.68% right now. You’ve got the New South Wales government and this is probably my voice is starting to raise here because I’m getting passionate about this. But I’ll tone down. My voice is probably busting out on the podcast, but we’ve got 0.68% now. Keep in mind other comes in at 31.69% and nil response comes in at 22.91%. This is why I said the way in which you ask and collect your data is very, very important because I would have to. If I’m making an assumption on being a data analyst here, I would have to say there would be a lot of people in the other and the no response it would have to fall under bullying. Right now that’s an assumption because I don’t have the facts there. However, what the problem I have with this is that the department or the government itself is showing. So if you’re the New South Wales premier and you’re on TV and you go, oh, look, bullying rates is 0.68%, there’s no bullying. What do you mean, bullying? It’s not even a thing. Right. So and check this out. If we fast forward to January 2024 to December 24th, low and behold, the bullying rate has decreased to 0.45%. We’ve noticed an increase, which is interesting. And this is where the nail in the coffin for me and I just can’t understand this. And I need to. We need to do something about. This is from January 1st, 2025 to December 2025. The bullying rate has reduced to a staggering 0.1. You might as well say, ah, there’s no such thing as bullying, right? And if this is how they’re collecting their data one the collection method is abhorrent and it needs to be fixed because I get the concept of having other and nil. And look, there’s families who might not want to report that. And I totally get that as well. Right. But here’s where the problem is. They’re going to be looking at these reasons, right? If I’m in the department I’m like, okay guys, I’m here to reform the homeschooling unit and how homeschooling works across the country. I’m not going to go, oh, here’s an opinion. I’m going to go show me the data. Okay. Bullying 0.1. That’s great. Amazing. Okay. We probably don’t need to do too much about bullying. Right. And it sets up a series of decisions that are. Based off a very shaky, to say the least. Foundation of data collection. Right. So with their stating, in the last four years, there’s been a decline from 0.7% to 0.1. That’s a huge decrease. But that’s not what we’re seeing in our data. And again, I’m not I just want to stipulate that I’m reporting the data in which I have been able to see and view and the way in which we collect those pieces of data as well. Now, the reason why I dig in on this topic so much is the issue we have with this, and this came out of the Auditor-General’s report that families just can’t wait 12 weeks, especially if you’re one of the children who had finally, because I’ll tell you this, I would hands down, almost guaranteed the majority of families who put their child into homeschooling their child has been bullied, not yesterday, but they’ve been bullied for a very long period of time. That has now gone to a point that you can no longer continue this on. It’s gotten to a point where the mental health has declined so badly that you’re like, I’m, I’m at my last option, right? They’ve had enough and they need to make change. And we’ve got data saying this. We’ve got 12 weeks and this is in the draft policy off the back of the Auditor-General’s report. It’s almost like it fell on slightly deaf ears. Almost. It’s like to even say that we aim to finalise the application, like it says, aims to. And I get why. Because there’s not a lot of APs and there’s tens of thousands of students homeschooling. Like it’s just the math isn’t math thing when you’re trying to really put this together because it says aims to finalise the application, meaning we may or may not. You may be up to 16 weeks, you might be 20 weeks, you might be two weeks. We don’t know. But we’re going to aim to have it done. And again, this is not a I’m not trying to push at the APs themselves either, or trying to do the best they can. And I could only imagine, you know, these visits for, for a lot of absolutely exhilarating and they love it. But it’s slow to go from house to house to house. You know, you go from probably three visits locally when you could do probably 20 on a zoom, 30, 50 a day on a zoom meeting. Right. Um, which could expedite it. I spoke about this with the Auditor-General’s report. It’s like a solution is quite easy, is let’s just say you give them a temporary a temporary registration pass. And when your AP can actually catch up to go and visit them, they might have already been homeschooling for 12 weeks, and they’ve already done a complete term versus sitting in limbo. Because I’ll tell you what, as a parent, the last thing I would ever do is want to put my child back into an environment that I need them to be removed from. And then it says here, and this is the I’ll, I’ll wrap up on this point, Ellen, until your registration is approved, your child must remain enrolled at school. Now, let me ask you this, Ellen, because I’m not one for breaking rules. I’m not one. I’m always I’m always looking at the nuance of how something says. Does that specifically mean like they can remain at school but can under these rules or under this draft because you can still be enrolled at school, but you’re just not turning up the school and you can start your homeschooling, talk to talk to that nuance. Ellen: Yeah. So this is another area where they’re frequently asked questions of the draft policy come into effect. So can my child exit school? Um, and the response is no, you need to stay in school unless given permission by the principal. Now, this is where the problem is. A principal is not in a position most of the time to be able to say, oh, you’ve been bullied, okay. Because it’s their job to ensure there’s no bullying. So the only option they’ve got to legally do what the department has said here is to go to the principal and say, we’d like to remove the student because they’ve been bullied and they’re having a mental health crisis or whatever’s going on, we need to remove them immediately. And the principal has to say, not a problem at all. Here’s an exemption, which means, yes, you’re not in. You’re still enrolled in the school, but you don’t have to go. That’s a really. Some principals are wonderful and they’ll say yes, you know, if that’s what your child needs, that’s what we’ll do and will support you in that. And we do hear that because more and more principals are educated now about what homeschooling can look like. But sometimes you hit a principal that doesn’t have any idea what homeschooling can look like. And they think that it means no schooling, you know, and so they are very opposed to homeschooling. So it just depends, you know, who you get. Um, the most important thing to know here is, um, a doctor certificate or a psychologist or a counsellor can support you in getting that exemption and taking your child out. It’s very important to know that your that you don’t have to be a passive passenger. And if your child is at risk, you need to act. Brett: Yeah. Great. And I stay steadfast on that. Your child is the most important thing. Not what the school says or doesn’t say either. But to your point, Ellen, you know, um, I always give benefit of the doubt. And of course, there’s lots of schools out there and principals that totally understand we’re in a world now where you as a parent, you need to look after the most important thing and that’s your children. And, uh, if you are in a position where you’re extreme, you because we get feedback and this is coming from lots of pieces of feedback that we get and lots of, um, you know, from families who are asking questions, you know, saying, look, I want to start now, but I’m not registered, can I what should I do? And the advice there is go and speak directly to your principal. Let them know that look, I fear for whatever reasons, x, y, z, um, and based on these decisions and the mental health of my child, we are removing them from the school currently. And we request from you written permission that we, uh, we get an exemption right now whilst we undertake because whilst removing my child from the scenario, it’s not like you’re going to put them on a six week holiday per se. It’s like you want to continue their learning on and then you can you can go and have that. So when the time comes and you do have a visit, you’ll be able to show that here’s the exemption, etc.. Ellen: And you know one thing that would be helpful, actually two things that popped into my mind there is sometimes when you go to a principal with an exemption, what the feedback we’ve had is if you can go with an education plan. So a lot of the families that join Euka are without yet having been approved, which is a lot of families will join Euka prior because they need that plan anyway. When they’re registering, they’ll take that with them. The scope and sequence or educational learning. Plan with them to the principal and say, we need an exemption. Here’s what we’re going to do. And going with something like that just means that the principal can feel comfortable because, you know, he has a legal responsibility when you’re on his books as one of his students or her students. So you want to be able to help them make the decision for that exemption. So taking a plan is very helpful. The other thing is, you know, yes, you want your child to be able to, you know, move out of the school system and have a plan in place. It doesn’t mean from the first week that we would even dream of expecting that your child jumps straight in and starts doing their homeschooling plans straight away. There is a time that is needed for a child to be able to just decompress after going through that kind of stressful environment, but what we have found is that if there is some an education that’s there for them to be able to go on with at lessons and additional stress that can happen when they are removed from school. All of a sudden they see their peers moving forward. And that can actually heighten the fear and the anxiety that the child is having. So knowing that, yes, you know, here’s your lessons. These are the same topics that are being done in school that can just give them a, ah, while they’re taking that time to get the support that they need and the mental health support they’ve got, that educational foundation that gives them security. Brett: And a nuance to that as well. Ellen. And for those families who are like, well, my child isn’t being bullied and there are no sort of social reasons as to why we just want to change in our life. And we’d like to make that change now. It’s been the school holidays. We’ve thought about it, we’ve sat down, we’ve been considering it for some time. We’ve but we’ve we’ve stayed at school. And now’s the time to make the decision. The last thing you want to do as a family as well go. You know what? I’m going to put our entire life on hold for 12 weeks until we get a registration. Ellen: But if your child hasn’t had any issues, going to the principal and saying, look, this is what we would like to do, they’re usually okay with that too. So don’t think that there has to be a problem. There’s more and more people saying, you know what, we just would like to take a little bit more of an active role in our child’s education. It’s not unusual now. So that’s something you can. Brett: Yeah. And something we find as well

UBC News World
Health Insurance Agent Houston Reports Rising Small Business Coverage Strain

UBC News World

Play Episode Listen Later Sep 15, 2026 5:04


Rising healthcare costs are creating difficult choices for small businesses seeking to maintain employee benefits. Flexible private coverage options are gaining attention as employers look for sustainable ways to manage expenses while supporting workforce stability. Insurance4Dallas (Houston) City: Houston Address: 2700 Post Oak Blvd Website: https://insurance4dallas.com/group-health-insurance-houston/ Phone: +12816882540

The Cycling Podcast
S14 Ep141: Vuelta a Espana 2026 | Stage 21 | Carrefour Granada > Granada

The Cycling Podcast

Play Episode Listen Later Sep 13, 2026 97:13


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBabbelLearn a language the fun, easy way with intuitive 15-minute lessons you can do when you want. Choose from 14 languages including Spanish, French, Italian and German. Listeners can get up to 60% off for a limited time only at www.babbel.com/cycleBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on Strava

The Cycling Podcast
S14 Ep140: Vuelta a Espana 2026 | Stage 20 | La Calahorra>Collado del Alguacil

The Cycling Podcast

Play Episode Listen Later Sep 12, 2026 65:53


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.BikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The Cycling Podcast
S14 Ep137: Vuelta a Espana 2026 | Stage 17 | Dos Hermanas > Sevilla

The Cycling Podcast

Play Episode Listen Later Sep 9, 2026 69:53


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsNordVPNGet NordVPN two-year plan + four months extra ➼ https://nordvpn.com/tcp It's risk-free with Nord's 30-day money-back guarantee. Check out the new Price Mice Chrome extension which can save you money on hotel rooms at booking.com BikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Raising Lifelong Learners
Executive Function Hacks: Getting Neurodivergent Kids Moving in Homeschool Settings

Raising Lifelong Learners

Play Episode Listen Later Sep 9, 2026 55:51


In this episode, we dive deep into what's really holding our neurodivergent kids back—not just "lack of motivation," but the executive function skills that are often overlooked. We'll talk about the difference between knowing how to do something and actually being able to start doing it. I promise you'll walk away with concrete, low-pressure strategies you can put to work right away (no endless note-taking needed—I've got free resources for you in the show notes!). If you're ready to trade frustration for practical help and show your child that you're truly on their team, this episode is a must-listen.   Key Takeaways Shrink the First Step: Break tasks into micro-steps so "do your math" becomes "bring your math book to the table." One clear action at a time paves the way. Externalize & Visualize: Move instructions out of your child's head and onto paper, whiteboards, or sticky notes. Visible steps help kids stay on track. Start Together, Fade Out: Sit down and launch new or daunting assignments side-by-side. With support, independence will naturally follow. Curiosity Over Compliance: Ask what's getting between your child and the starting line, rather than just pushing them to "try harder." Problem-solve together. Celebrate the Start: Praise effort spent just getting going, not just finishing. Noticing the courage to begin boosts confidence for next time. Links and Resources from Today's Episode Thank you to our sponsors: CTC Math – Flexible, affordable math for the whole family! The Learner's Lab – Online community for families homeschooling outside-the-box learners! The Lab: An Online Community for Families Homeschooling Neurodivergent Kiddos The Homeschool Advantage: A Child-Focused Approach to Raising Lifelong Learners Raising Resilient Sons: A Boy Mom's Guide to Building a Strong, Confident, and Emotionally Intelligent Family The Anxiety Toolkit Sensory Strategy Toolkit | Quick Regulation Activities for Home Affirmation Cards for Anxious Kids Executive Function Hacks eBook Creating Home Systems That Support Executive Function for Neurodivergent Kids The Best Books for Teaching About Executive Functions Skills Understanding Executive Function vs Motivation in Neurodivergent Learners Executive Function Struggles in Homeschooling: Why Smart Kids Can't Find Their Shoes (and What to Do About It) How Adventuring Together Grows Confidence, Curiosity, and Executive Function Understanding Executive Function Skills in Gifted and Twice-Exceptional Children Strengthening Executive Function Skills: A Conversation with Sarah Collins Strengthen Executive Function Skills 7 Executive Functioning Activities for Small Children RLL #84: Exploring Education and Executive Function with Seth Perler The Unmeasured Executive Functioning Issue RLL 20: Helping Your Kiddo with Executive Function Skills Struggles | A Listener Question RLL LIVE | Improving Executive Functions  

The Cycling Podcast
S14 Ep136: Vuelta a Espana 2026 | Stage 16 | Cortegana>La Rábida. Palos de la Frontera

The Cycling Podcast

Play Episode Listen Later Sep 8, 2026 62:18


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Business of Tech
Slide's Flexible Contracts: Balancing Client Retention and Revenue Risk - Carlson Choi

Business of Tech

Play Episode Listen Later Sep 8, 2026 21:36


A central structural shift discussed is the growing pressure on margins and operational risk, driven by the competing models of vendor platform integration versus modular, best-in-breed solutions for managed service providers. Slide, a backup and disaster recovery vendor with roughly 1,000 partners, serves as an example of a company resisting long-term, bundled contracts and instead favoring a highly flexible, monthly engagement model. This approach reflects a broader industry debate over contract structure, integration depth, and the risk of vendor dependency.Slide argues that month-to-month agreements offer MSPs operational agility, while conceding these contracts heighten vendor-side financial unpredictability and require more proactive account management. The company acknowledges consistent partner requests for longer-term deals, mainly to secure better pricing or manage risk, but maintains that flexibility takes precedence. The result is a dynamic in which vendors bear greater short-term churn risk in exchange for heightened accountability.Secondary discussion critiques the “single pane of glass” approach found in many vendor stacks. Slide claims current market consolidations mostly deliver superficial integration—such as unified login—while failing to address the operational inefficiencies of managing backup across multiple platforms. True interoperability remains limited, and MSPs often pay a process penalty, with searches and recoveries split across separate product silos. Attempts to automate recovery and search using AI offer partial relief but can introduce new risks if processes are not robust.For MSP organizations, these developments reinforce the importance of scrutinizing vendor contracts for embedded risk, especially as flexibility increases exposure to abrupt churn. The tradeoff between interoperability and platform lock-in demands attention to operational readiness, governance, and resource planning. Smaller providers, in particular, should weigh the support and integration limits of their partners against the risks of fragmented tooling and short-term agreements.Supported by:TimeZestScalePad

Lift Free And Diet Hard with Andrew Coates
#502 Luke Tulloch - How to Maximize Your Training When Time Constrained

Lift Free And Diet Hard with Andrew Coates

Play Episode Listen Later Sep 8, 2026 59:14


Luke Tulloch is one of my favourite communicators of evidence-based hypertrophy training.Luke returns to talk about how becoming a parent forced him to rethink his training, remove low-value habits, and focus on what actually produces results.We discuss:• How parenthood changed Luke's training for the better• Why constraints can improve your program• Cutting non-essential training and tracking• How many sets it really takes to build muscle• Low-volume training myths• Diminishing returns from adding more volume• Condensing workouts without sacrificing results• Specialization phases and supersets• Training effectively with a strict time limit• Practical exercise selection• Why machines can be ideal when setup time matters• Reducing the mental load of training• Whether there is actually a “best” training split• What should determine your training split• Flexible programming around real life• How beliefs about genetic potential may influence outcomes• Fearmongering around fatigue• How to minimize the negative effects of alcohol• Zero-percent beer and preserving the social ritual• And much moreFollow Luke on Instagram:@_luketullochCHAPTERS00:54 Parenthood and Training Constraints03:50 Luke's Early Training Lessons06:11 Low-Volume Training Myths09:54 Cutting Low-ROI Tracking and Habits14:26 How Many Sets Build Muscle?17:13 Diminishing Returns Explained20:34 How to Condense Your Workouts22:55 Specialization Phases and Supersets30:03 Training With a Hard Time Limit30:59 Practical Exercise Selection31:15 Why Machines Save Time31:59 Treating the Gym Like an Equipment Playground33:24 Reducing the Mental Load of Training34:03 Why Training Splits Don't Matter That Much37:45 Practical Rules for Choosing a Split39:01 Drag-and-Drop Programming40:02 How Expectations Shape Performance43:13 Fearmongering Around Fatigue47:19 Alcohol Without Derailing Your Gains51:50 Zero-Percent Beer and Keeping the Ritual55:26 Fantasy Books and Luke's Favourites58:48 Where to Find LukeSUPPORT THE SHOW• Subscribe and check out more episodes• Share the episode and tag @andrewcoatesfitness• Send it to someone who says they don't have enough time to trainFOLLOW ANDREW COATESInstagram: @andrewcoatesfitnesshttps://www.andrewcoatesfitness.comPARTNERS AND RESOURCESRP STRENGTH APPUse code COATESRP:https://www.rpstrength.com/coatesJUST BITE ME MEALSUse code ANDREWCOATESFITNESS for 10% off:https://justbitememeals.comMACROSFIRST — FREE PREMIUM TRIALDownload MacrosFirst and enter ANDREW when asked how you heard about the app.KNKG BAGS — 15% OFFhttps://www.knkg.com/Andrew59676VERSA GRIPPShttps://www.versagripps.com/andrewcoatesTRAINHEROIC — FREE 90-DAY TRIALhttps://www.trainheroic.com/liftfreeReply to the email you receive or email trials@trainheroic.com and tell them Andrew sent you.L1 BIOMECHANICS AND ASSESSMENT COURSEUse code COATES:https://pro.activelifeprofessional.com/assessmentworkshopevents

The Lawyer's Edge
Brenda Barnes | How Law Firm Compensation Shapes Retention and Succession

The Lawyer's Edge

Play Episode Listen Later Sep 8, 2026 39:03


Brenda A. Barnes, CPA, MBA, is the founder of Brenda Barnes Consulting, where she works with law firm leaders on compensation design, succession planning, and financial strategy. She brings more than 35 years of experience in law firm financial management to her role, including serving as a law firm administrator in Austin, Texas. Brenda previously founded B2 Legal Management, an outsourced accounting and billing firm serving solo to midsize law firms across the U.S., which she built and sold in 2021. She is a former president of the Austin Chapter of the Association of Legal Administrators and co-author of RESPECT – An Insight to Attorney Compensation Plans, now in its second edition. WHAT'S COVERED IN THIS EPISODE ABOUT LAW FIRM COMPENSATION AND RETENTION Compensation touches almost every challenge law firms are facing right now, from recruiting and retention to leadership development and succession planning. Yet many firms are still relying on systems that evolved internally over time, with younger lawyers expected to understand how they advance, what the firm values, and what opportunities are available to them without anyone clearly defining it. The firms being more intentional about compensation are putting structure around those decisions. They are writing down the criteria, defining what advancement looks like, creating more flexible career paths, and looking beyond billable hours when deciding what contributions should be rewarded. They are also treating compensation plans as systems that need to change as the firm's priorities change, rather than something to put in place once and leave alone. In this episode of The Lawyer's Edge podcast, Elise Holtzman talks with Brenda Barnes of Brenda Barnes Consulting about why compensation has become such a critical issue for law firms, what younger lawyers are looking for when they ask for transparency, how associate and partner compensation systems are changing, and how compensation decisions shape retention and succession planning. 3:10 - Compensation as a strategic issue for law firms 5:30 - What transparency actually means to younger lawyers 7:40 - Clarity as a retention strategy 12:57 - The connection between compensation and respect 14:27 - Different approaches to associate and partner compensation 16:03 - Current compensation trends in small and midsize firms 17:23 - Flexible career paths for lawyers who do not want equity 20:06 - The compensation problems that bring law firms looking for help 24:16 - How level-based associate compensation systems work 29:06 - Customizing compensation to reward the behaviors a firm values 30:17 - Looking beyond billable hours to law firm economics and collections 32:58 - How origination credit affects succession planning 38:09 - Why firms eventually become what their compensation systems reward Mentioned In How Law Firm Compensation Shapes Retention and Succession Brenda Barnes Consulting Brenda Barnes on LinkedIn RESPECT – An Insight to Attorney Compensation Plans Get connected with the coaching team: hello@thelawyersedge.com The Lawyer's Edge SPONSOR FOR THIS EPISODE This episode is brought to you by the coaching team at The Lawyer's Edge, a training and coaching firm that has been focused exclusively on lawyers and law firms since 2008. Each member of the team is a trained, certified, and experienced professional coach—and either a former practicing attorney or a former law firm marketing and business development professional. Whatever your professional objectives, our coaches can help you achieve your goals more quickly, more easily, and with significantly less stress. To get connected with your coach, fill out our contact form.

HomeSchool ThinkTank! Live & Learn Your Way with Jackie Wheeler
Unit Studies Explained: A Flexible Homeschool Approach

HomeSchool ThinkTank! Live & Learn Your Way with Jackie Wheeler

Play Episode Listen Later Sep 8, 2026 8:16


Ever wish homeschooling could feel more connected, meaningful, and fun—for both you and your kids? In this episode, I'm sharing how the unit study method can do exactly that. Whether you're new to homeschooling or simply looking for fresh ideas to keep your kids engaged during seasonal breaks and holidays, unit studies offer flexibility, creativity, and depth. You'll learn how to: Choose a topic that works for your whole family Integrate subjects like math, science, history, and art Decide how long to make your unit study—and how to tell when it's time to move on Ready for more? Click here to grab your free list of 100+ homeschool unit study ideas! Learn more and get support: homeschoolthinktank.com   © 2018–2026 HomeSchool ThinkTank, LLC. All Rights Reserved.

The Cycling Podcast
S14 Ep133: Vuelta a Espana 2026 | Stage 14 | Jaén > Sierra de La Pandera

The Cycling Podcast

Play Episode Listen Later Sep 5, 2026 68:41


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The Tech Blog Writer Podcast
Building Flexible AI Data Centers With EdgeCore

The Tech Blog Writer Podcast

Play Episode Listen Later Sep 5, 2026 26:53


How can data center developers meet soaring demand for AI capacity without locking billions of dollars into buildings that may no longer fit tomorrow's workloads? In this episode of Tech Talks Daily, I speak with Steve Conner, president of EdgeCore Digital Infrastructure, about the decisions sitting beneath the rapid expansion of AI infrastructure. Steve has worked in and around the data center sector since 1998, including the dot-com era and the later growth of cloud computing. That history gives him a measured view of the current rush to build large facilities quickly. Steve argues that AI has intensified what he calls shiny object syndrome. The opportunity is large, but training, inference, and cloud workloads do not all ask the same things of a building. Rack density, floor loading, cooling, electrical design, available space, network distance, and proximity to cloud regions can all affect whether a campus can adapt when customer requirements change. We discuss why EdgeCore has chosen to preserve flexibility in its facilities. A training-focused building might be made smaller because dense racks require less floor space, but future inference workloads may need a wider footprint. EdgeCore therefore accepts additional space in some designs, reinforces floors for heavier equipment, and enables liquid cooling even when a lower-density workload may not need it immediately. Steve presents those decisions as insurance against expensive retrofits or stranded capacity. The conversation also examines EdgeCore's recently secured $1.5 billion in financing. Steve says the covered buildings were fully leased and designed to support mixed cloud and AI workloads. For him, the financing reflects continuing demand both inside established cloud regions and in surrounding markets, while the mixed-use design gives the customer options as requirements develop. These figures and interpretations remain EdgeCore's account of the investment. Site selection is another major part of the equation. Power availability receives much of the attention, but Steve adds network distance, workforce availability, long-term political support, and relationships with utilities and local authorities. He describes looking beyond crowded locations such as Ashburn while remaining close enough to established cloud regions to support different use cases. For me, the most valuable part of the discussion concerns communities. Steve says developers should begin meeting local leaders and understanding local needs before purchasing land. EdgeCore's examples include support for chambers of commerce, first responders, hospitals, fire services, and workforce development. His argument is that a company cannot simply purchase goodwill after construction begins. It has to be present early and demonstrate that the relationship runs both ways. We also address public concerns about water, emissions, energy demand, and jobs. Steve argues that many modern data centers use cooling systems that do not consume water for routine cooling, though his comments apply to the facilities and designs he knows and should not be generalized to every data center. He also notes that AI facilities consume substantial power while arguing that developer-funded transmission upgrades can benefit other users of the grid. The episode closes with a wonderfully plain analogy. Steve describes the data center as the plate rather than the meal. The infrastructure serves whatever workload the customer needs, which is precisely why the plate must be designed for a menu that keeps changing. Are developers doing enough to prepare AI data centers for changing workloads while earning the confidence of the communities around them? Listen to the episode and share your thoughts with me.

Energy News Beat Podcast
Edgeworks Revolution: Bringing AI Compute to Where Power Lives

Energy News Beat Podcast

Play Episode Listen Later Sep 5, 2026 52:41


In this episode of the Energy News Beat Podcast, host Stu Turley sits down with Jon Brewton, CEO and Founder of Data2, and Kyle Koss, President of ATCO Ventures, to explore a critical challenge facing the AI revolution: infrastructure. As artificial intelligence demand skyrockets—with projections suggesting a 5,000% increase in compute requirements over the next five years—traditional mega data centers are hitting a wall. The solution? ATCO Edgeworks, a groundbreaking modular edge computing platform that brings AI infrastructure closer to power sources rather than centralizing it in massive facilities. This conversation delves into how distributed, modular data centers can democratize AI access for mid-sized companies, solve environmental and community concerns, and create a more resilient computing landscape. With insights into explainable AI, military applications, and real-world use cases from the energy sector, this episode reveals why the future of AI infrastructure isn't about building bigger—it's about building smarter and closer to home.Connect with Kyle on his LinkedIn: https://www.linkedin.com/in/kyle-koss-3bbb1927/Check out ATCO here: https://www.atco.com/en-ca.htmlConnect with Jon on his LinkedIn: https://www.linkedin.com/in/jon-brewton-datasquared/Data 2 website: https://www.data2.ai/1. Distributed Edge Computing InfrastructureThe core focus is on ATCO Edgeworks, a modular data center solution designed to bring compute closer to power sources rather than centralizing it. This addresses the massive infrastructure bottleneck created by AI demand, which requires enormous capital investments and long lead times (3-5 years) for traditional mega data centers.2. AI Infrastructure Bottleneck & Power ConstraintsThe guests discuss how AI demand is exploding exponentially, with Goldman Sachs projecting a 5,000% increase in compute demand over the next half decade. The challenge isn't just computing power—it's the massive power requirements, capital commitments, and infrastructure constraints that only a handful of mega-companies can afford.3. Democratizing AI AccessA key theme is making AI infrastructure accessible to mid-tier companies (the "mom and pop" oil and gas operators) who can't afford billion-dollar data center commitments. Edgeworks enables smaller organizations to deploy AI capabilities without massive upfront capital or 15-20 year power contracts.4. Environmental & Community Impact (NIMBY Solutions)The discussion addresses concerns about data centers' environmental footprint—water usage, cooling requirements, power grid strain, and community opposition. Modular edge computing reduces these impacts by distributing load across smaller, localized units rather than massive centralized facilities.5. Data2's Explainable AI & Trust LayerJon Brewton emphasizes the importance of AI validation and explainability. His company Data2 has patented technology that adds a "trust layer" to AI systems, making decisions auditable and trustworthy. They cite a real example where their platform discovered $98 million in hidden fraud risk.6. Military & Defense ApplicationsThe guests discuss edge compute's critical role in defense—portable, distributed systems that can be deployed in the field, reducing vulnerability from centralized targets and enabling real-time AI decision-making for warfighters.7. Flexible, Modular Design BenefitsThe Edgeworks solution is built entirely on modular architecture (hardware and software), allowing customers to:Scale up or down based on demandUse existing power sources (natural gas, solar, flared gas)Avoid single points of failureReduce unnecessary data movement8. Real-World Use CasesExamples discussed include:Oil and gas companies monetizing flared natural gas to power computeBitcoin mining operations pivoting to AI workloadsIndustrial sites leveraging existing infrastructure for edge computeMilitary deployment scenarios9. Market Timing & Competitive AdvantageThe guests argue this is the right moment for distributed edge computing because: AI demand is rising exponentially, power availability is constrained, and capital requirements for centralized infrastructure are prohibitive. This creates market demand for alternative architectures.10. Data Sovereignty & SecurityPartnerships with encryption providers (like XQ) ensure quantum-encrypted, zero-trust security—critical for government and military applications, and for protecting sensitive data in distributed environments.The overarching narrative: Traditional mega data centers are hitting infrastructure limits. Edgeworks offers a paradigm shift by bringing compute to where power exists, enabling broader participation in AI, reducing environmental impact, and creating a more resilient, distributed compute market.At Energy News Beat, we Make Appendices Great Again.Check out the World's Greatest Podcast Show Notes at EnergyNewsBeat.co or EnergyNewsBeat.com, and the Energy News Beat Substack at: https://theenergynewsbeat.substack.com/A shout-out to Steve Reese and the Reese Energy Consulting group for sponsoring the Podcast https://reeseenergyconsulting.com/.Data2 if you have any business systems, can you trust A? Well, they have the patent on validation. . https://data2.zoholandingpage.com/energyAnd we have WellDatabase rolling, and we use their tools for the Energy News Beat weekly Rig Reports: https://welldatabase.com/Also entering Sponsor Rey Trevino, Pecos Operating https://pecos.energy/

The Cycling Podcast
S14 Ep132: Vuelta a Espana 2026 | Stage 13 | Almuñécar > Loja

The Cycling Podcast

Play Episode Listen Later Sep 4, 2026 79:53


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.NordVPNGet NordVPN two-year plan + four months extra ➼ https://nordvpn.com/tcp It's risk-free with Nord's 30-day money-back guarantee.BikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Gut + Science
354: Your Body Knows Before Your Brain Does: Using Your Gut to Make Better Business Decisions with Cassandra Bodzak

Gut + Science

Play Episode Listen Later Sep 3, 2026 42:52


Your body may be delivering the answer long before your mind catches up. Nikki sits down with bestselling author, meditation teacher, and holistic health coach Cassandra Bodzak to explore how body wisdom can shape better leadership and business decisions. Cassandra shares how food, rest, movement, mindfulness, and intuition influence everything from energy and creativity to hiring, partnerships, and team performance. Together, they unpack the difference between expansion and contraction, why leaders often override critical physical signals, and how creating a stronger personal foundation can improve both workplace culture and business results. This conversation is an invitation to slow down, listen closely, and lead from a place of greater alignment.   Additional Resources: Connect with Cassandra on LinkedIn Gain free access to: The Mindful Table Book Bonuses Page - use the code "gut+science" to redeem Watch Gut + Science (and more) on YouTube! Connect with Nikki on LinkedIn Follow PeopleForward Network on LinkedIn Learn more about PeopleForward Network   Nikki's Key Takeaways: Your body often recognizes misalignment before your mind does. Food directly affects energy, focus, and leadership performance. Expansion and contraction can guide difficult business decisions. Strong leadership begins with a strong wellbeing foundation. Flexible work rhythms help people perform at their best.  

Raising Lifelong Learners
Homeschool the Child in Front of You: Adjusting for Neurodivergent Learners

Raising Lifelong Learners

Play Episode Listen Later Sep 3, 2026 48:14


In this episode we explore the reality of starting a new homeschool year, especially when things don't go as planned. We all set out with big dreams and carefully constructed plans, but when our real, neurodivergent kids show up—with their unique strengths, challenges, and sometimes unexpected needs—it's easy to feel overwhelmed or question ourselves. Listen for actionable reflection questions, permission to pivot your plans, and a reminder that every year is a fresh opportunity to meet your kids where they are and help them grow into the amazing people they're meant to be. Key Takeaways Start with the Child You Have: Observe your child's real needs and interests—not your ideal of what homeschooling "should" look like. Ditch What Doesn't Work: Don't be afraid to drop curriculum, routines, or activities that create friction or don't fit your child's current stage. Celebrate Asynchrony: Embrace uneven growth—kids may excel in some areas and need extra support in others, and that's normal. Connection Comes First: Prioritize strengthening your relationship and trust with your child—learning follows where connection is strong. Small Changes, Big Impact: Focus on just one meaningful adjustment at a time for positive momentum and less overwhelm. Links and Resources from Today's Episode Thank you to our sponsors: CTC Math – Flexible, affordable math for the whole family! The Learner's Lab – Online community for families homeschooling outside-the-box learners! The Lab: An Online Community for Families Homeschooling Neurodivergent Kiddos The Homeschool Advantage: A Child-Focused Approach to Raising Lifelong Learners Raising Resilient Sons: A Boy Mom's Guide to Building a Strong, Confident, and Emotionally Intelligent Family The Anxiety Toolkit Sensory Strategy Toolkit | Quick Regulation Activities for Home Affirmation Cards for Anxious Kids Homeschool Curriculum for Your Asynchronous Gifted Learner Our Gifted Homeschool Curriculum For Multiple Grade Levels: 2021-2022 Homeschooling Middle School Using Your Own Interest-Based Curriculum Building Our Own Curriculum – Why it's Easier Than Buying Boxed Our Gifted Homeschool | Curriculum for Pre-K, 1st, 4th, and 8th Grades Homeschool Curriculum Choices for 2015-2016 Homeschool Curriculum Choices Creating Your Own Interest-Based Middle School Curriculum A Family-Friendly Homeschool Art Curriculum Our Homeschool Curriculum Our Curriculum Choices for 2012-2013  

Noticentro
Más de 12 millones de menores, expuestos a violencia

Noticentro

Play Episode Listen Later Sep 3, 2026 1:41 Transcription Available


Buscan reducir evasión fiscal con Paquete EconómicoDetienen en Zapopan a tres buscados por el FBICuba flexibiliza reglas para inversión extranjeraMás información en nuestro podcast#grc

The Cycling Podcast
S14 Ep130: Vuelta a Espana 2026 | Stage 11 | Cartagena > Lorca

The Cycling Podcast

Play Episode Listen Later Sep 2, 2026 68:37


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

How I Work
The Work Edit: When gratitude becomes entitlement, and how to reset it

How I Work

Play Episode Listen Later Sep 2, 2026 33:39 Transcription Available


You give your team something rare. A four-day week. Flexible hours. Real breathing room. And for a while, it works beautifully. Then, gradually, the gratitude fades. The expectation creeps in. And suddenly, the gift feels like a given. This is one of the more uncomfortable paradoxes of building a genuinely good workplace: the better the culture you create, the faster it becomes the new normal. And once people stop noticing it, they start resenting any friction that interrupts it. This episode is part of The Work Edit, a format where I sit down with someone facing a real professional challenge and we work through it together. My guest is Marilla, who has spent eight years building Equality Media and Marketing, a 30-person agency where flexible time is a core part of the culture. Marilla came to me with a challenge I hear a lot from leaders of genuinely good workplaces: what do you do when your team starts taking the culture for granted? If you lead people, this one is full of things you can take straight into your week: The goat story: an ancient parable that explains why people stop appreciating what's good, and how to use it as a leadership tool Why Inventium runs a Four Day Week policy reset every one to two years, and the specific questions that make those conversations productive Why checking emails for 45 minutes feels like "working all night", and what that distortion does to team morale What to do when one or two people are quietly poisoning the culture, and when to stop trying to bring them around The "deal or no deal" conversation: how to give people a genuine choice about whether they're still on the bus The single question I ask before any team-wide pep talk, to make sure I'm not just avoiding a direct conversation I need to have Key quotes "All I can control is how I approach the conversation and the messages that I deliver. I can't control how that other person is gonna react." "Is this about the minority or the majority? Because that's really unfair if it's just the minority that's the root cause of what's happening." My latest book The Energy Game is out now. You can order a copy here: https://amzn.to/48ID29M Connect with me on the socials: Linkedin (https://www.linkedin.com/in/amanthaimber) Instagram (https://www.instagram.com/amanthai) If you are looking for more tips to improve the way you work and live, I write a weekly newsletter where I share practical and simple to apply tips to improve your life. You can sign up for that at https://amantha.substack.com/ Visit https://www.amantha.com/podcast for full show notes from all episodes. Get in touch at amantha@inventium.com.au Credits: Host: Amantha Imber Sound Engineer: The Podcast Butler See omnystudio.com/listener for privacy information.

The Daily Groomer
What It's Really Like to Run a Mobile Grooming Business

The Daily Groomer

Play Episode Listen Later Sep 2, 2026 56:09


Part II of the Start SeriesPresented by The Daily Groomer and @WagnTailsMobileStarting a mobile grooming business looks great from the outside.Flexible schedule. Higher prices. Independence.But what does it actually feel like once you're in it?In this session, we're going beyond the highlight reel and getting into the real day-to-day experience of running a mobile grooming business — especially in the early stages.No theory. No sugarcoating. Just an honest look at what it takes to get up and running and build something that lasts.

The Cycling Podcast
S14 Ep129: Vuelta a Espana 2026 | Stage 10 | Alcaraz > Elche de la Sierra

The Cycling Podcast

Play Episode Listen Later Sep 1, 2026 65:15


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.***************************************

Purposeful Planning with Aspen Wealth Management
A Flexible Spending Plan for Early Retirement

Purposeful Planning with Aspen Wealth Management

Play Episode Listen Later Sep 1, 2026 6:04


For forty years, the paycheck just showed up. In retirement, you become the one who writes it, and how you handle that job in the first decade shapes everything after. In this episode of Purposeful Planning, Troy Fore, CFP®, walks through how to build a spending plan with flexibility at its core: a real budget, time-based buckets, tax diversification, and guardrails that let your plan bend without breaking. Sources: • Creating a Flexible Spending Plan for Your First 10 Years of Retirement – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/retirement/retirement-spending-plan-first-decade • Understanding Sequence Risk in Retirement, Part 2 – Purposeful Planning podcast: https://shows.acast.com/purposeful-planning-aspen-wealth/episodes/understanding-sequence-risk-in-retirement-part-2 • Longevity Risk and Financial Security: Planning for a Longer Retirement – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/retirement/longevity-risk-financial-security • Early Retirement and Tax-Smart Roth Conversions – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/retirement/early-retirement-and-tax-smart-roth-conversions • You've Done a Good Job Saving It: Do You Know the Best Way to Spend It? – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/tax/retirement-withdrawal-strategies/ The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

The Cycling Podcast
S14 Ep128: Vinos de La Vuelta | The wines of La Vuelta

The Cycling Podcast

Play Episode Listen Later Aug 31, 2026 26:01


As in previous years, we're celebrating the wines of La Vuelta via our partnership with DVine Cellars of London and their head selector of Riojas and Riberas, Greg Andrews. Here, Daniel Friebe and Greg discuss this year's selection. You can find details of the wines and how to order below. A warning for those not interested in wine: this podcast contains very little cycling chat!  Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selectionAs always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

the Hello Hair Pro podcast
Is Your Salon Really a Great Place to Work? [EP:260]

the Hello Hair Pro podcast

Play Episode Listen Later Aug 31, 2026 40:18


"Send us a message!"Every salon says it's a great place to work. But what does that actually mean?Supportive. Growth-focused. Great culture. Flexible scheduling. Education. Opportunity.Those words show up in almost every salon hiring post, but they don't tell a stylist very much about what working there will actually be like.In this episode, we break down what we think actually makes a salon a great workplace. We talk about understanding what employees really want, building individual growth paths, defining flexibility, having honest conversations about money, creating security and stability, recognizing people, and giving employees opportunities they may not have seen for themselves.We also get into the responsibilities on both sides. A salon owner must provide leadership, systems, opportunities, marketing, stability, and an environment where people can succeed. But employees have responsibilities too, including trust, effort, buy-in, and actually giving a shit about where they want their career to go.And even if you build a great workplace, people will still leave sometimes.That doesn't automatically mean you failed.The Big IdeaA great workplace isn't defined by a list of benefits. It's a place where the right people can see a future for themselves, and where both the business and the employee are willing to invest in getting there.Key Takeaways Before calling your salon a great place to work, ask: great for who? Build an employee avatar just as intentionally as you'd build a client avatar.  “Education,” “growth,” “flexibility,” and “good money” mean different things to different people.  Flexible scheduling works best when freedom comes with expectations and accountability.  Recognition can be as simple—and meaningful—as telling someone you're proud of their growth.  Security and stability aren't necessarily the same thing.  Security is about how someone feels at work; stability is about trusting the business and its leadership.  Great leaders sometimes see potential in people before those people see it in themselves.  In a commission salon, marketing and creating opportunity are the owner's responsibility.  Employees also have responsibilities: effort, trust, buy-in, teamwork, and ownership of their own growth.  Don't just say you develop careers. Build an environment where you can prove it.  Someone eventually leaving your company doesn't automatically make their time with you a retention failure.  Both sides have to care. As we say at Hello: you can't teach people to give a shit. ReflectionWould the kind of stylist you want to hire actually want to work at the business you've built?Don't answer with a list of benefits.Think about what that person wants from their career, what kind of leader they need, what kind of environment they thrive in, and whether your business can genuinely help them get where they want to go.Your business should serve you, so that you can serve others.And a great workplace isn't about being great for everyone. It's about building the right place for the right people.Links and Stuff:Our Newsletter Mentoring InquiriesFind more of our things:InstagramHello Hair Pro Website

The Cycling Podcast
S14 Ep127: Vuelta a Espana 2026 | Stage 9 | Villajoyosa > Alto de Aitana.Costa Blanca

The Cycling Podcast

Play Episode Listen Later Aug 30, 2026 69:33


The 2026 Vuelta a España rolls on and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The Cycling Podcast
S14 Ep126: Vuelta a Espana 2026 | Stage 8 | Puçol > Xeraco

The Cycling Podcast

Play Episode Listen Later Aug 29, 2026 68:59


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmo The Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Comiendo con María (Nutrición)
2355. Dieta flexible.

Comiendo con María (Nutrición)

Play Episode Listen Later Aug 28, 2026 10:20 Transcription Available


La dieta flexible se presenta muchas veces como una forma de comer “sin prohibiciones”, donde supuestamente todo puede encajar mientras cumplas con tus calorías y macronutrientes. Pero ¿es realmente tan flexible como parece?En este episodio hablamos de qué hay detrás de este enfoque, cuáles pueden ser sus ventajas y en qué momento puede convertirse en otra forma de control alimentario.Porque comer de forma flexible no debería significar preguntarte constantemente si un alimento “cabe” o no dentro de tus macros.

Millionaire University
Her $0.35 Photo Magnets Sell for $5 Each — And Anyone Can Make Them (Part 2/2)

Millionaire University

Play Episode Listen Later Aug 27, 2026 21:52


#1054 What if you could make a product for less than 50 cents, sell it for $5, and even pay off your startup equipment with a single event? In Part 2 of this two-part episode, Sariah Howell breaks down the surprisingly attractive economics of starting a photo magnet business, including how her magnets cost just 35–45 cents to make and can deliver margins above 90%. She shares practical tips for standing out at local markets, explains the simple equipment and supplies needed to get started, and reveals how one $2,200 wedding left roughly $2,000 in profit after materials and travel. Sariah also shares how AI-assisted software has streamlined the once-tedious process of collecting, cropping, and printing customer photos, plus why this low-cost, flexible business can be especially appealing for stay-at-home parents and anyone looking for a side hustle they genuinely enjoy! What we discuss with Sariah: + Starting a magnet business + Essential equipment and supplies + Using AI to streamline orders + Standing out at local markets + Choosing magnet materials + 90%+ product margins + $2,200 wedding event + Paying off equipment quickly + Flexible income for stay-at-home parents + Turning a hobby into income Thank you, Sariah! Check out Memory Magnets Co. at ⁠MemoryMagnetsCo.com⁠. Get the free ⁠Quick Start Guide⁠. Follow Sariah on ⁠Instagram⁠. Get your FREE 5 Minute Business Plan at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/Plan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/Sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Cycling Podcast
S14 Ep123: Vuelta a Espana 2026 | Stage 5 | Falset. Costa Daurada > Roquetes. Terres de l'Ebre

The Cycling Podcast

Play Episode Listen Later Aug 26, 2026 63:45


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Volts
Making data centers flexible so they can serve the grid rather than stress it out

Volts

Play Episode Listen Later Aug 26, 2026 53:24


This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.volts.wtf/subscribeTypically, AI data centers are large, inflexible loads that the grid has to build around, which is one reason utilities take so long to connect them. Emerald AI has designed a “digital brain” that can ramp down, move, or delay computing jobs in a data center on demand, making a data center a flexible asset to the grid. I talk with CEO Varun Sivaram about how the software works, what flexibility costs the compute, why it beats just installing batteries, whether utilities can enforce it, and what it would mean for clean energy.Chapters:00:00 – Introduction03:05 – Temporal, spatial, and resource flexibility06:26 – What Emerald Conductor touches on site08:35 – Who decides which workloads can flex10:55 – Who is liable when a job slows down13:45 – Who actually signs the contract14:49 – Larger and faster grid connections18:02 – Enforcing the flexibility promise19:05 – What broke in the demos, from bad nodes to slow telemetry26:41 – What flexing costs the compute jobs29:21 – Why not just use batteries, and the demand merit order35:44 – Training, inference, and substation-scale data centers40:23 – PJM, ERCOT, and legal enforceability44:50 – Renewables, gas, and consumer bills

Squawk Pod
Angles of AI: Flexible Power, AI in Op-Eds, & Top Talent Moves 8/26/26

Squawk Pod

Play Episode Listen Later Aug 26, 2026 46:27


Labor Secretary under President Clinton Robert Reich discusses the tariffs between the U.S. and Canada and AI's impact on the workforce, as well as wealth taxes, the rise of populism in the U.S., and the K-shaped economy that he says is driving them both. One of the largest hurdles for AI and the data center race is power. Emerald AI CEO Varun Sivaram has built a solution in flexible power sourcing to ease strain on the grid, and backers like Samsung, Nvidia, and Salesforce have bet on his success. Plus, Bill Gates has issued a lengthy warning on AI, Stanley Druckenmiller has used AI in a Wall Street Journal Opinion piece, and OpenAI says goodbye to more top tech talent. Robert Reich 20:40 Varun Sivaram 39:20 In this episode: Joe Kernen, @JoeSquawk Andrew Ross Sorkin, @andrewrsorkin Cameron Costa, @CameronCostaNY Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Zibra Blog’s BEFORE AND AFTER Furniture Refinishing Podcast
What Lacey Hennessy Does to Build a Flexible and Profitable Creative Business

The Zibra Blog’s BEFORE AND AFTER Furniture Refinishing Podcast

Play Episode Listen Later Aug 26, 2026 43:24 Transcription Available


Lacey Hennessy's art career started with painted fraternity coolers at Clemson and a Facebook business page she named during accounting class. Years later, one Instagram post about wanting to paint a mural led to a taco restaurant project that paid the equivalent of one month of her corporate salary in three days. In this episode, Lacey explains how she grew that experiment into Lacey Does, a commission-driven business with more than 300 murals and a client process built around clear expectations. She breaks down her “box method” for matching a mural's scope to the client's budget, why she collects 50% before beginning the design, and how detailed contracts helped other muralists take over her scheduled projects after a colorectal cancer diagnosis. Lacey also shares the hands-on Instagram strategy that grew her audience, her plans to build income beyond murals, and how she protects roughly 10 weeks each year for travel. Plus, why it would take a truly unreasonable amount of money to get her painting fraternity coolers again.Lacey Hennessy is the Greenville, South Carolina-based artist, muralist, and entrepreneur behind Lacey Does. Her bold, playful work spans murals, custom commissions, originals, prints, textiles, licensing projects, and coaching for other artists.Connect with Lacey:Website IGTikTokFacebookCreative finds:The 1" Angled Brush officially joins the Zibra lineup on September 17! Save 10% on your Zibra order with code BANTER10. In this episode, we discuss:How one Instagram goal led to Lacey's first mural… and $6,500 in three daysWhy she replaced Hennessy in the Home with a personal brand that leaves room for murals, textiles, licensing, and future partnershipsHow the “box method” gives clients clear choices based on their wall, priorities, and budgetWhy painting is step seven in Lacey's 10-step mural processHow collecting 50% upfront protects the value of the concept and design workWhy detailed contracts and a trusted muralist network kept her projects moving during cancer treatmentHow targeted engagement, batch content, and shameless self-promotion helped grow her audience without turning every post into a sales pitchWelcome to Brush & Banter—the podcast where creativity meets real-life hustle. Brought to you by Zibra, we go beyond perfect brushstrokes to explore the messy, magical, and meaningful side of being an artist. We're here to bring you conversations with working artists, practical tips to grow your creative business, and a built-in painting companion for your next project. Brush & Banter is co-hosted by Brie Hansen, President of Zibra; Annie Bolding, Founder of It's a Disco Day Designs; and Lauren Cooper, Founder of Rosemont Lane Design Studio.Connect with Zibra: WebsiteInstagramTikTokFacebook YouTubeBlog

The Cycling Podcast
S14 Ep122: Vuelta a Espana 2026 | Stage 4 | Andorra La Vella > Andorra La Vella

The Cycling Podcast

Play Episode Listen Later Aug 25, 2026 58:26


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsNordVPNGet NordVPN two-year plan + four months extra ➼ https://nordvpn.com/tcp It's risk-free with Nord's 30-day money-back guarantee.BikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Focus on the Family Parenting Podcast
Stay Flexible, Give Yourself Grace

Focus on the Family Parenting Podcast

Play Episode Listen Later Aug 25, 2026 9:46


Do you consider yourself a rule-follower or a go with the flow type? Melissa Hannigan joins Jim Daly to encourage moms and dads to be more flexible. Also, John and Danny provide some encouragement to parents who are more bent towards following the rules. Find us online at focusonthefamily.com/parentingpodcast. Or call 1-800-A-FAMILY.Inconvenient ParentingParenting Styles QuizInstilling God-Given Qualities into Your Children (Digital)Speak to a counselor Take the 7 Traits of Effective Parenting Assessment

The Cycling Podcast
S14 Ep121: Vuelta a Espana 2026 | Stage 3 | Gruissan - Aude > Font Romeu

The Cycling Podcast

Play Episode Listen Later Aug 24, 2026 64:20


The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The Independent Dealer Podcast
#34 - Monday Minute | Your Pay Plan Is Sending a Message — Is It the Right One?

The Independent Dealer Podcast

Play Episode Listen Later Aug 24, 2026 6:08


Welcome to the Monday Minute – your weekly reset to lead better, think clearer, and build your independent dealership with intention. Sponsored by Auto Analytix.Every pay plan in your dealership is sending a message right now. It is telling your team what you value, what you reward, and what success looks like. The question is whether that message is the one you actually intend to send – or whether your compensation structure is quietly driving behavior you never asked for.In this episode, Jeff and Luke get into the pay plan conversation most dealers only have after something goes wrong. Jeff makes the case that an hourly employee's only incentive is to show up for the hours – and if that is all your pay plan rewards, that is exactly what you are going to get. The carrot is where they go. Every time. The best dealers design compensation around the behaviors that actually make the dealership successful – collections protecting cash flow, salespeople following up after hours, technicians catching problems before they become customer complaints – and they are not afraid to rework pay plans when the goalposts move, because in this business the goalposts are always moving. One of Jeff's favorite Charlie Munger lines frames the whole episode: show me the incentive and I will show you the outcome. Luke adds the layer most dealers overlook entirely – the non-monetary benefits that build loyalty and culture without showing up on a payroll register. Flexible schedules, paid training, a Friday off after a great month, public recognition in front of the team. Those things tell an employee they are more than a dollar sign – and they cost almost nothing compared to what turnover does.Your assignment this week: pull every pay plan in your dealership and ask two honest questions – am I rewarding the behaviors I actually want, and do my employees clearly understand how they are being paid? Confusion in a pay structure does not just create frustration – it makes people quit. Research what the local market is paying and make sure you are competitive without overextending. Identify at least one non-monetary benefit you can add that costs little but signals a lot. Then build a compensation structure that rewards your team, protects your dealership, and is sustainable enough to last – because rolling out a new pay plan that breaks your cash flow is a real outcome too.Review this week's Sunday newsletter at TheIndependentDealer.com for the full theme and exercises.Not subscribed yet? Sign up now.https://theindependentdealer.us19.list-manage.com/subscribe?u=603446580871d8522a454418d&id=50aae74348Let's build this together.

The Steve Harvey Morning Show
Business Talk: Sahra Halpern explains the role of Community Development Financial Institutions (CDFIs) like BCF in helping small businesses.

The Steve Harvey Morning Show

Play Episode Listen Later Aug 23, 2026 28:29 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern.

Strawberry Letter
Business Talk: Sahra Halpern explains the role of Community Development Financial Institutions (CDFIs) like BCF in helping small businesses.

Strawberry Letter

Play Episode Listen Later Aug 23, 2026 28:29 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern.

Money Girl's Quick and Dirty Tips for a Richer Life
Smart ways to pay less on rising healthcare cost

Money Girl's Quick and Dirty Tips for a Richer Life

Play Episode Listen Later Aug 21, 2026 22:00


1044. Are rising healthcare costs ruining your budget? Laura answers a listener's question about how to maximize every tax advantage available for healthcare costs. You'll learn the rules for deducting them on your tax return or paying them with tax-advantaged savings accounts like HSAs and FSAs. We'll cover which expenses are tax-free and simple strategies to optimize your healthcare spending.Key Takeaways:You can only claim the medical tax deduction if you itemize deductions on Schedule A instead of claiming the standard deduction on your tax return.You can only deduct unreimbursed healthcare expenses that exceed 7.5% of your adjusted gross income (AGI), making the medical deduction best for years with high medical bills.Tax-advantaged medical savings accounts are powerful because they allow you to save 20% to 35% on qualified costs without claiming a medical deduction.Health savings account (HSA) balances roll over forever, can be invested for tax-free growth, and can be withdrawn penalty-free for non-medical expenses after age 65 (subject to ordinary income tax).Flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) are employer-sponsored perks for cutting healthcare costs.You cannot claim an itemized medical deduction on Schedule A for any healthcare expense paid for or reimbursed using pre-tax funds from an HSA, FSA, or HRA.Lawmakers have expanded HSA, FSA, and HRA qualified expenses to cover various over-the-counter (OTC) medications and products.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.