Podcasts about stay put

https://youtu.be/jPTlkjF8M-c Tanner Taddeo, CEO and Co-Founder of Stable Sea, is driven by a mission to bring Wall Street-grade financial services to Main Street while embodying the principle Stay Put in Your Convictions. By combining blockchain technology, stablecoins, tokenized capital markets, and AI advisory services, Tanner helps businesses access investment opportunities, put idle cash to work, and move money globally with greater speed, transparency, and capital efficiency. In this conversation, Tanner introduces The Lionel Messi Startup Framework—Develop a High-Level Thesis, Talk With and Learn From the Market, Run 30-Day A/B Tests, Iterate Your Offering, and Stay Resolute With Your Convictions. He explains why founders should observe patiently, validate their ideas with customers, and act decisively when market opportunities emerge. Tanner also discusses balancing long-term conviction with continuous experimentation, unlocking 24/7 liquidity through tokenized capital markets, reducing friction in cross-border payments, and finding urgent “morphine” problems that customers cannot afford to leave unsolved. — Stay Put in Your Convictions with Tanner Taddeo  Hello everyone. Steve Preda here, and my guest today is Tanner Taddeo, the CEO and Co-Founder at Stable Sea, an autonomous treasury management platform that helps finance teams and global businesses access capital market products and move money around the globe to 40 currencies with the cheapest FX rates. Tanner, welcome to the show.  Steve, thanks for having me. Excited for the conversation today.  It’s very interesting that this is how you position your business because most businesses in your industry, as I see them, position themselves with low transaction fees, but really their money is made on the FX. So if you do preferential FX rates or cheap FX rates, that can be a very transparent way of getting business. So I don’t know if that connects to your personal why, but I’d love to learn about your personal why and how you manifest it in your business.  Yeah, definitely. At Stable Sea, we’re very mission-driven in terms of everything that we do. The team itself comes from Block, which was formerly known as Square. Yeah. And everyone on the team has been focused on building products for the real economy, for consumer use cases, for business use cases, et cetera, over the course of everyone’s career.  And so when we started at Stable Sea, our primary thesis was, with blockchain, with stablecoins, with some of the tokenized capital markets products like money market funds, bonds, equities, et cetera, that are coming on-chain, how can you really take Wall Street-grade financial services and provision them out to Main Street for businesses that need them the most? And so the why for Stable Sea, for myself, for the team, is really around helping businesses drive greater capital efficiency in their operations. And we service businesses in the real economy that typically make widgets or some sort of physical hardware devices, and they need to send them around the world.  We help them because we give them access to different types of capital markets products, so money markets and private credit and fixed-income products, et cetera. And then we help them move their money around the globe a little bit more efficiently than they could with either their state bank or their credit union or some third-party cross-border payments provider. Because our firm thesis has always been, if you and I ran Coca-Cola or a large organization, we would have the best-in-class transaction banks helping us put our idle capital to work at every point in time during the day.  If you and I ran a steel manufacturing company in Missouri, you typically have a checking account and QuickBooks, and that’s about it. And so for us, it was always about helping businesses grow, save more money, and then operate more efficiently with some of the new technologies that are out there today.Share on X  So that means, presumably, that what you focus on is more about the investment side of the business rather than crypto and blockchain, and helping people access financial products through the blockchain. Help me understand a little bit what you do and how it is different from what people can get from banks?  Yeah. So everything that we do, all the technology that we build and provision, is on-chain. So all of the capital markets products are tokenized. So tokenized bonds, tokenized equities, tokenized fixed income, tokenized money markets. All of the payment services and settlement services that we offer are through the use of stablecoins, and we can send that around the globe, settle it instantly, and then have low FX rates off the back of that. And then we have some of our AI advisory services.  But from a broad paintbrush perspective, at Stable Sea, you’ve got three products that hang off of our platform. You’ve got capital markets, you’ve got global settlement, and you’ve got advisory services. And then with all of that, we share a common architecture, and that architecture is built across many different blockchains. And then we utilize stablecoins and we utilize RWA tokens, or real-world asset tokens, to provision those use cases.  So everything that we do is stablecoin-native, but we don’t lead with that from a messaging perspective. And the reason we don’t lead with that from a messaging perspective is that if you and I ran a bakery here in Brooklyn, New York, and we had a point-of-sale terminal that just got offered RTP access from the Fed for instant settlement, the bakery owner doesn’t really care about the technology underneath it.  They just care, “Do I trust it? Is it going to get me my money quicker, and is it going to be cheaper than my current alternative?” How it happens, not very many people care unless you’re in the industry and you’re a builder, product manager, et cetera, and you want to nerd out on the actual mechanical nature of how the product works. But for us, it’s always been leading with the narrative of, what is the value proposition and how can we drive greater value to the businesses? So that’s how we lead. But to your point on what the difference is, with any new technological paradigm that occurs, rarely is it so disruptive in nature that folks can’t recognize it.  Everything that happens in terms of the innovation paradigm is typically you stand on the shoulders of giants and you make things incrementally better. And so for us, what we do with capital markets is, the first value proposition is that many businesses in the United States just don’t have access to a diverse array of capital markets products. So the first thing that we have done is just provision access, which is an innovation in and of itself because in the traditional markets, if you want to access a money market fund or a fixed-income product, you typically have high hurdle rates, meaning that as a business, you need to invest at least $10 million at the asset manager in question.  You need to hold that there so then you can get access to all these products. With us, you don’t. There’s only a $1 minimum to clear, so I think most folks can handle a $1 minimum. And then secondly, as things go on-chain, the value proposition there is that you have 24/7, 365 liquidity and tradability. And so what that means is that, just from a money market fund perspective, the interest accrues daily and it pays out daily.  So you get this interest that is dripped into your account daily as opposed to waiting for a month. You also have the ability—so let’s say that you and I run this bakery in Brooklyn. Let’s say that we close our business on Friday, and we’ve got $100,000 sitting in our checking account, and we’re closed on Saturday, Sunday because it’s the July 4th holiday. So we know $100,000 is just going to be sitting in our checking account Saturday, Sunday, not being put to work. With Stable Sea, you can put that to work in a tokenized money market fund because it operates 24/7, 365.  So what we see is businesses now that close their books on Friday can just do an auto-sweep into a money market fund, generate yield Saturday, Sunday, get back to U.S. dollars for their open of business. And again, it’s one of those things where it might not sound like the most revolutionary concept in the world, but if you can help businesses, especially in the mid-market, lower mid-market, operate a little bit more efficiently, I mean, saving an additional $20,000, $30,000, $40,000 a year is a big value-add to them in the real economy, right? If you’re a large Fortune 100 company, you probably don’t care, or it’s not as valuable. But for us, the companies that run on us, these small increments, standing on the shoulders of giants, a small derivation in innovation is actually really valuable for the end user.Share on X  Well, I think it is because, looking at the inverse of it, I used to be in banking, and I know that one of the biggest moneymakers for banks is float. Yeah. So it’s basically the money that doesn’t earn interest, which they have access to just because they cash the check a day later or make the wire two days instead of one day. And essentially, what you’re doing is you’re taking this money from the bank and you’re giving it to the company that actually should have it in the first place, right? Yep.  Then the question is, how are the banks going to survive if you take away their bread?  Yeah. That is the debate that’s happening right now. I think if you’re one of your G-SIBs, your major banks, you’re going to be okay. So the top 25 banks in the U.S. are going to be just fine, and they make money in tons of different ways, and you’re not going to disrupt that trust ultimately. In the long tail is where I worry because a lot of credit unions and a lot of state banks, they just don’t offer—they’re smaller banks, right?  So they’re not managing—they don’t have a ton of money by virtue of assets under management. So with the deposits that they receive, they need to turn around and recycle that because it’s fractional depository lending, meaning that if I have a checking account, I put 10 grand into it, the bank is then turning around with that 10 grand, making money on it somehow. And you have to think, how does the bank actually make money on that? Well, they typically make it through debt facilities, so mortgages, auto loans, student loans, cards, et cetera.  They’re putting it to work in high-margin financial products back into the economy. They’re not taking that and then buying some money market fund from an asset manager where they make 10 basis points and provisioning that out to the businesses, right? There, I think that we’re seeing a lot of companies move off. They’re taking their money from their checking account, moving it to Stable Sea because we can put it in these capital markets products.  I think that overall, that’s a net positive for the business because the business now has a higher degree of operating capital on hand that they can make money with. But by the same token, if the state banks and the credit unions don’t wake up and respond to this, their depository base will be, if not fully eroded, tarnished and diminished. And what that means for local community health, I’m not sure because banks do play a very important role, especially credit unions and local banks.  You know your local community the best, and so you lend back into that community with the deposits that you receive from that community. So there’s a cyclicality to it which has some poetry in it. And so it’s not apparently clear to me that some of this stuff is going to be a net positive. But at the same time, living in one of the most capitalistic countries and markets in the world, there’s a clear demand for this, and if the banks aren’t going to wake up and serve it, we’ll be there to help businesses do what’s best for them.  Yeah. It’s the invisible hand, right? You increase the efficiency, which will force the banks to also increase their efficiency. And yeah, the smaller banks might have to be more innovative. But they are more nimble, so maybe there are other ways that they can serve the community.  So I’d like to switch gears here and talk a little bit about frameworks. So this is a podcast of frameworks, and 350 episodes in, I’m always looking for some kind of a framework, shortcut, a mental model that you have come across or developed yourself that helps you make more sense of the world around you, get something done. It can be explained in three to five steps, something like that, which the listeners might get some ideas out of and be able to improve their businesses. So what comes to mind for you?  Yeah, two things. I’ll start with a high-level analogy and then go a little deeper. It’s the World Cup right now, so I don’t know if you or any of your listeners are following the World Cup. But if you watch Messi play, his playing style is a great analogy for startups. And whether that be a startup externally where you raise venture capital, or even just intrapreneurship if you’re inside of a big company and you’re on an innovation team, et cetera.  From the outside, it looks like startups are always building things and they’re always moving fast, et cetera. But in reality, if you watch Messi play, Messi really doesn’t move that much on the pitch. He just sits around, he observes, he watches, and then when a hole opens up and some opportunity opens up, he breaks for it, and then he goes and executes. But he spends the vast majority of time just sitting there, tinkering, observing, watching. And then if you’re watching him, you’re like, “He’s not working that hard. He’s just sitting around.”  And then he goes and executes. But he’s always observing, he’s always watching, and there’s a real learning in that. I feel like Silicon Valley, as it relates to startups, there’s this pressure that you always have to be building, you always have to be shipping, you always have to be constantly grinding. I think that wisdom is actually counterintuitive because you want to have a thesis in the market, and then you want to be able to test that thesis quickly. So in some respects, you do want to be shipping all the time.  But you don’t want to be working for the sake of work. You want to have a thesis in the market. You want to be building towards that thesis that will happen in the next six months, 12 months, two years. And then you always want to be learning and talking to the market because when that hole does open up, you’ll have the right product at the right time to go and execute on. So I think that's something that we have learned: being patient and staying resolute in your conviction that what you're building is right.Share on X And it can’t just be a gut feeling. It has to be validated by the market.  So we do a bunch of A/B tests every 30 days where we have an idea about a feature or a product or a direction we want to take it. And the thing is, if you can’t get five CEOs on the phone in 30 days to validate if a product is going to be interesting or not, then that’s a signal in and of itself, right? So for anything that we do, we always have a thesis on the market, and then we spend 30 days testing it. And at the end of those 30 days, we get some feedback.  The reason why we do these A/B tests, just to drill down into one level further, is that the idea of a startup or a product that you have in your head, it’s a living entity. It’s always evolving on the basis of who you talk to, what your team is thinking, what you’re reading in the market, et cetera.  And then you’re trying to take that living concept and plug it into a market. But the market itself is also living, right?  You’ve got regulations, you’ve got different macroeconomic cycles, you’ve got companies that have budget, don’t have budget, people getting laid off in different organizations. The market itself is living and evolving. So you have this idea that is living and evolving, and you have a market that is living and evolving, and you need those two things to stick together. And so for us, we’re always wedded to this concept that product at time A is not going to be product at time Z. You need to constantly be doing A/B tests to figure out what that right fit is.  And then when you have that fit, you need to double down on it and grow it into a line of business. But you also need to recognize that there are very few businesses in this world that have been around for more than 200 years, if at all. So whatever your original product idea is, or whatever the feature that gave you product-market fit is today, you have to consciously be aware that, “Hey, that’s not going to be the thing that gets us to IPO in five years’ time.” So you can’t be lulled into this false sense of security. You always have to be waiting, observing, testing, experimenting, growing, and then if you see opportunity, you strike.  Yeah, this is fascinating. Especially now, things are moving very fast with AI creating capabilities all the time for people to test products or to create capabilities that then get disrupted in a couple of months. So it’s interesting that you say that you have to stay resolute in your conviction. So there is a tension there. You build a thesis and you stay resolute, but then you’re testing and the market might tell you not to be resolute.  And then you also told me that companies don’t live forever. So how do you resolve this tension of being stable with your thesis and not letting your conviction be upended, but also being nimble in the changing market dynamics and everything to respond to? So how do you manage the tension?  Yeah, it’s a good question. There has to be a high-level thesis, right? So for us at Stable Sea, it is as simple as: In 10 years from now, will more finance teams and businesses be on-chain or off-chain than today? And so our high-level conviction is, in 10 years’ time, more businesses will be running their treasury stack on-chain. So that’s our conviction. We know, come hell or high water, that is going to be where the puck is going to be in the future, and we’re going to skate to that future.  So if you start with this high-level conviction that more companies are coming on-chain, that is what we’re building for. Now, how they come on-chain is a matter of debate, which is where the A/B test comes in, right? We originally thought it was going to be for payments. So we built all the stablecoin infrastructure to do global payments in 40 different markets.  Turned out to be not the case, actually. And then we started tinkering as we saw the data coming in and were like, “Okay, some companies are using stablecoins for payments, but there’s a bunch of inefficiencies. That world’s still going to take two or three years to wake up. Where is the wedge in the market today?” And so when we started experimenting with capital markets products, we found that there was this massive opportunity that businesses just didn’t have access to a diverse array of yield-bearing strategies, and they wanted that.  And so that was where we were like, okay, let’s get businesses into the on-chain economy through capital markets. And then what we’re finding is, as folks come onto the platform, everyone uses us today for capital markets, and then 20, 30% of our companies say, “Actually, I do have a cross-border payment need, and I already hold money with you. Can you facilitate that payment or that settlement to Mexico, Colombia, Brazil, South Africa, et cetera?”  So for us, when I say you need to stay resolute in your conviction, our why is always: We want to take Wall Street-grade financial services and provision them out to Main Street.Share on X The conviction behind that is that you can do that through on-chain technology. And then in 10 years from now, more businesses will be on-chain than off-chain. How we get to that future in 10 years, who knows, right? And that’s where the fun of the startup is.  You’re always testing. And so for us, we’ve waxed and waned on different product strategies, primarily because the market has changed. And as people start to educate themselves on what the value props are, you see where folks find value, and then you build to that value. And in theory, in three, five, seven years, we should be living in a world where more companies are operating on-chain, and then they might use that full product suite.  But out of the gate, it’s kind of like, where is that value, that wedge? You charge as hard as you can into that wedge, and then you continue to expand your product set over time. All with that high-level conviction of, in 10 years from now, we believe that more businesses will be on-chain than off-chain.  So basically, you want to find the point where you can penetrate that market opportunity, and then it’s a land-and-expand kind of thing. And then you expand from there as the market opportunities evolve over time. But you already have a customer, you’re already building trust with them, and now they’re going to be more disposed to buying from you.  Yeah, that’s right. And I think it’s interesting from a mental place being a startup because you’re forced to think so short-term because you just need to generate revenue, get to the next capital round, et cetera. So you’re always building for the moment. But what we try to do at Stable Sea is we try to think as if we were already a Vanguard and a large company, to the extent that we have the luxury of planning for 10 years.  If you think about it in that regard, it takes a lot of the day-to-day anxiety away. It’s a little bit like, if you listen to Warren Buffett, any time that there’s volatility in the market, he’s like, “Well, it doesn’t really bother me because I’m investing for 50 years.” So, is it up 20%, down 20%? Who cares? In 50 years, it’s going to be up 200%, so that’s all I’m worried about, right? And there’s a real luxury when you come and think about it that way. So that’s why I think if you’re founding anything, or if you’re starting something inside of a company as an intrapreneur, you need to have a strong conviction on where the market’s headed in five or 10 years, and then you need to test towards that future. But that also makes the day-to-day operations of the business a little bit more palatable.  So often, you can get caught up in this whipsaw of, “Big Company A launched this product. Regulation came down, wiped out this company. This competitor raised a Series C, and they have way more money in the bank than we do.” And so you can get caught up in all this minutiae, but it doesn’t really matter if you sit back and you say, “I know that I’m going to find a way to make this business exist for the next 10 years.” In 10 years’ time, what does the future look like? Do I feel strongly that that’s going to be the case? Cool. I’m going to build towards that future. And then whatever the headwinds are in the interim, they’re just short-term temporal problems that kind of come and go along.  Yeah. I mean, I totally agree with you. And interestingly, 20 years ago, or 25 years ago, I didn’t feel like I had enough time to think that long term. But now that I’m older, I actually am more patient to have the long view, which is very counterintuitive.  And Dan Sullivan, who is a coach and the founder of Strategic Coach, he is now, I think, north of 80, and he has this thesis that even at his age, he has a 25-year plan, and that allows him to actually create more value. So that’s fascinating. So switching gears here, what drives growth in your business right now?  Yeah. So we govern the business with an assets under management model. So we have USDC, we’ve got money market funds, we’ve got fixed-income products, we’ve got Bitcoin on platform. So we just look at overarching platform balance. And so that’s the primary, very simple heuristic for how we define success: Is that thing growing month over month, quarter over quarter? That’s how we define growth and measure our growth.  But again, the value prop in terms of what drives that, why do companies actually sign up to Stable Sea? Primarily because they just don’t have access. Almost every business that we have talked to so far, and honestly every business that I’ve interacted with, has idle cash sitting in a checking account someplace. Full stop. And that idle cash could sit there for the weekend, i.e., two days, or it could sit for a quarter. If you’re gearing up for quarterly bonuses in Q1, you will escrow a million, $2 million in Q4 so you can pay out in Q1. Not just the U.S. economy, but every economy, there’s just cash sitting around at a bank, and it’s being underutilized.  And so for us, when we go and finally chat to businesses in the mid-market, lower mid-market, even SMBs, we have a customer on platform that invests $2,500 every week. It almost looks like a checking account, or almost looks like retail behavior in some ways. But they do it because they say, “Hey, I don’t make a lot of money with my business, but if I can eke an additional two, three grand at the end of the year, that’s valuable to me.” And there’s a real poetry to that because they’ve never had access to it. They’ve always wanted it.  But banks, large and small, won’t go build for the long tail of the economy. And so finally, we show up and we say, “Hey, here’s your menu of investment options. Here’s the risk profiles. Here’s how you should think of it. Based on the seasonality of your business, we can get you into the right products.” There’s real utility there, and that’s what kind of drives the value proposition and the growth of the business and the business’s assets under management overall.  So you’re looking for opportunities where you can be additive to customers, where there’s a situation where maybe there’s a gap in the market or there’s friction that they are experiencing with investing their money, and you can be the wedge in that situation and offer them a 3X better solution.  Yeah. Correct. Correct. And again, our tagline internally is, “Keep your bank, upgrade your capital.” Because we really don’t want to compete with the checking account. Where you run payroll, where your invoices land if someone pays you, your day-to-day spend, keep your banking relationships because it’s very difficult to usurp that. And also, we don’t want to get into that. That puts us squarely in this neobank realm where you’ve got great companies like Mercury and Rho and Ramp and Brex and a thousand other companies there.  We don’t really want to go compete with that. We’re more of, if you had the privilege of working with some of the largest transaction banks in the world, that’s what we’re trying to be and essentially provision those services out to the real economy, which is typically access to capital markets, access to global foreign exchange for payments and settlement, and then advisory services, tax reporting, et cetera.  Almost like a democratized private banking service.  Yeah. Yeah. All of us at Stable Sea, we’re trying really hard to steer away from the banking narrative, but yes, in the future, if you take that 10-year perspective, yeah, we will most likely be a private banking solution, a democratized version of that.  Yeah. Fascinating. So what’s one thing that you’re actively trying to figure out right now in your business?  Yeah, it’s a great question. I mean, the one thing that we’re actively trying to figure out is two things, really. One is, so we build directly into ERP systems like QuickBooks or NetSuite or Oracle or SAP, and we have advisory services. So we take a lot of that data, we build our own model weights on top of it, and then we offer that out to our customers so that they can essentially query their own transaction data and use it for different services.  Now, we’ve got strong signal on the first value proposition for that, but I’m curious mostly for owner-operators in the real economy: What are their biggest back-office pain points? And that’s something that we’re trying to figure out because we hear a lot, “Yes, we don’t have access to savings products.” Okay, we can solve that today. “Yes, cross-border payments are frustrating, slow, and expensive.” Yes, we solve that today.  So we’re looking for that third pillar. One of our VCs always talks to us about morphine versus vitamins, where it’s kind of a crude analogy, but if you go to the hospital and you’re in dire pain, you don’t want to be sold vitamins. You want some morphine, and that’s what you’re going there for, right? And when you’re in a startup and you create products, you’re really looking for that morphine of, people just cannot live without this product. And then you can sell all the value-added services around it, which are essentially the vitamins.  And so for us, we’ve found two morphine-like products where there’s a real pain point for accessing capital markets. Primarily, there is no ability to access that today. And then second, cross-border payments: slow, difficult, expensive, opaque, all the things. Solved that. So the third one that we’re trying to figure out now is: How do we A/B test quickly enough to figure out—we have a treasure trove of data building into ERP systems—what is the highest signal-to-noise product that we can build using a diverse data set to help owners operate their back office a little more efficiently?  So you say highest signal-to-noise. Is it the ratio of signal to noise? So what is the product value which you can detect as being a need in the market? Is this what you mean by that? Yeah, yeah. It’s like, what is that one pain point that is so resolute that people are like, “I would do anything to have this thing solved”? There’s all these value-adds like cash flow reporting and automating some of your tax stuff at the end of the year, which are all nice-to-haves. We’re curious. We’re trying to figure out what it is that folks will say, “I’ve got all this data in my ERP system. I would love to know one, two, three things and have A, B, C automated so my back office can run a little bit more efficiently and my accountant doesn’t have to ask me every quarter-end, ‘Where is X, Y, and Z statement?'”  Yeah. I mean, I’ve got some ideas, but I’m sure that you’ve already thought about most of it, so I’m not going to share them. So if someone is listening to this who is a small business or medium-sized business, and they’ve got some cash just sitting around, or they’d like to invest, but they don’t have big enough balances or the transaction costs are prohibitive for their size of investment, whatever the reason, but they are curious about exploring how to have access to better FX rates, more investment products, where can they learn more, and how can they connect with you?  Of course. Well, connect with me on LinkedIn, Tanner Taddeo, pretty easy to find. And then the platform is stablesea.com. So, free to sign up, no cost whatsoever. Also, no cost to use the platform at all. So feel free to sign up right online, and then, yeah, typically it takes us two days to run through the KYB document requests, and then you’re up and running. So, pretty simple. Stablesea.com, free to sign up and start putting your capital to work. Awesome. We try and make it as seamless as possible.  So I’m just wondering, the name of the company, is it something to do with stablecoin? Is it a sea of opportunities for stablecoin?  It was stablecoin for sure. So we started with the word “stable” and then “sea” because we wanted to provide a sea of liquidity. Both for FX, because we do B2B settlements, which are typically large transactions, low volume. You’re not doing twenty $10 million transactions a day. You’re typically doing one $10 million transaction a week or every other week. But you need a deep pool of liquidity to service that.  And then also, from a capital markets perspective, we wanted to be able to provide a sea of liquidity there for different investment options that companies could access based on the seasonality of their cash flow or the risk tolerance that they have as a business. So stable meets sea, so Stable Sea.  Okay. Well, if you want to keep your bank but upgrade your capital, then reach out to Tanner Taddeo, the CEO and Co-Founder of Stable Sea. He’ll get you more investment opportunities that maybe you have not had access to. And if you enjoyed this episode, make sure you subscribe and follow us on Apple Podcasts. Do not miss any episode with exciting entrepreneurs like Tanner. So thanks, Tanner, for coming, and thank you for listening.  Thank you, Steve. Important Links: Tanner's LinkedIn Tanner's website

Laremy Tunsil's injury has forced the Commanders to rethink their offensive line, but Doc Walker doesn't believe Josh Conerly Jr. should be part of that solution. Doc explains why moving the rookie around could negatively impact his growth and why Washington needs to find another answer at left tackle.

Tony sits down with Nick from Tackform (tackform.com) to dig into the world of rugged, vehicle-specific phone, tablet, radio, and device mounts built for Jeeps and serious off-road use.** Nick has been designing and producing phone and device mounts since 2012. The company started in the consumer space, expanded into motorcycles and commercial trucks, then pivoted hard into pickup trucks and SUVs—especially the Jeep community. They specialize in modular, all-metal systems using 20 mm (and larger 26-series) ball-and-socket arms, slim track and Assault Track (Picatinny-style) dash brackets, MagSafe/magnetic holders, spring cradles, and wireless charging options. ### Key topics covered - Why vent mounts and suction cups fail hard on Jeeps (and why solid, no-drill OEM-hole solutions matter) - Building custom dash kits for Gladiator, JL, JK, and working backward toward TJ/YJ/XJ - Wireless inductive charging cradles (including their new 25-watt version with Peltier cooling plate to fight heat) - Magnetic mounts for GMRS handhelds and Midland MXT series mics - Starlink mounting options (and why the 26-series ball is better for the heavier load) - Load ratings, vibration control, billet CNC aluminum vs. injection-molded parts, and why they constantly iterate - Funny customer requests and the realities of scanning new vehicles for perfect fitment - The modular "Lego" ecosystem that lets you mix phone holders, radios, switch panels, and cameras Nick walks through how Tackform approaches engineering for real-world abuse, why they prefer billet for many Jeep brackets (easier to iterate), and the challenges of getting hands on brand-new vehicles for scanning and prototyping. **Check out the full lineup and build your own kit at:** **https://www.tackform.com** Find them on Instagram (tackform.systems / @tackform), Facebook, and their YouTube channel for install videos. 00:00 Show Opening and Guest Introduction 01:17 Phone Mount Market and CarPlay Subscription Issues 03:03 Developing Wireless Charging Phone Mounts 04:29 Configurable Dash Kit Builder Overview 05:34 Custom Power Wiring and Hidden Installation 06:39 OEM Mounting Points and Integrated Power Ports 08:13 Jeep Modification Culture and Device Mounting Trends 09:13 Starlink Mount Solutions for Jeeps 11:01 Ball-and-Socket Mount Architecture and Load Limits 13:53 GMRS/CB Radio Mounts and Magnetic Attachments 15:43 Product Development Process and Continuous Innovation 17:17 Gathering and Evaluating Unusual Product Ideas 17:49 Creative and Quirky Mount Ideas 18:45 Safety Limits for Mount Extensions and Airbag Zones 19:19 Vehicle Acquisition, Scanning, and Prototype Timeline 21:51 Vibration Management and Material Rigidity in Mount Design 22:56 Testing Deflection and Vibration on Plastic Tray Mounts 24:04 Engineering Specificity and Design Optimization 24:44 Balancing Design Complexity and User Needs 25:22 Material Choice: Billet vs Injection Molding and Iterative Design 26:49 CNC Machining vs Tooling: Cost and Volume Trade‑offs 28:44 Aesthetic Design and Billet Manufacturing Appeal 29:40 Adapting to New Vehicle Models and Resource Constraints 32:10 Vehicle Scanning Process and Development Cycle 34:20 Community Involvement and Simplified Kit Options 35:09 Customer Commitment and Apology 35:57 Highlighting Best‑Selling Phone Holder Products 37:23 Wireless Charging Cradle with Peltier Cooling 39:08 Phone Overheating, Wireless Charging, and Shade Solutions 40:53 Inductive Charging in Autonomous Vehicles and Future Outlook 42:27 Future of Vehicle Mounts, Subscriptions, and Emerging Technologies 43:46 Tech Evolution and Subscription Model Critique 44:16 Overview of Best‑Selling Products and Product Range 44:55 Grab Handle Mounts and Product Variety 45:26 Manufacturing Capabilities and Equipment Flexibility 46:17 Managing Overseas Suppliers and Quality Control 47:05 Automation Costs and Custom Manufacturing in the US 49:14 US Manufacturing Facilities and Automation Examples 50:03 Plans for Behind‑the‑Scenes Video Content 54:54 Closing Remarks and Appreciation Tackform All Metal Dash Mount Phone Holder Compatible with 2024–2025 Jeep Wrangler JL, 4xe & Gladiator JT https://www.amazon.com/Tackform-Metal-Mount-Holder-Compatible/dp/B0DKB1MYWY Tackform TRAXX Slim Track / Assault Track Dash Mounts (MagSafe options) for JL & Gladiator https://www.amazon.com/s?k=Tackform+TRAXX+Jeep Tackform Link Grab Handle / A-Pillar Mount with Magnetic Phone Holder for JL & Gladiator https://www.amazon.com/Tackform-Handle-Pillar-Magnetic-Holder/dp/B0DY2LV7MG Tackform Magnetic CB / GMRS Microphone Holders and related Jeep dash kits https://www.amazon.com/s?k=Tackform+Jeep+mount Visit our website: https://jeeptalkshow.com/ Watch/Listen on Spotify https://jeeptalkshow.com/spotify Join our Discord Server: https://jeeptalkshow.com/discord Subscribe to our newsletter: https://jeeptalkshow.com/newsletter Help Support the show via Patreon: https://jeeptalkshow.com/patreon

The guys discuss the Texas Rangers' quiet trade deadline, expressing frustration over General Manager Chris Young's lack of direction. They also recap the first padded practice at Cowboys Training Camp in Oxnard, highlighting standout performances from the secondary and defensive versatility. The conversation shifts to lighthearted segments covering unusual shower hygiene and a bizarre workplace lawsuit involving cream pies.

“He was kind to everyone”: Glen Hansard mourned by many in Czech Republic, Why do Czechs stay put? The surprising truth about labour Mobility, A hidden feminist gem in Prague: Jiřina Šiklová Library offers over 9,000 books on feminism, gender and queerness

“He was kind to everyone”: Glen Hansard mourned by many in Czech Republic, Why do Czechs stay put? The surprising truth about labour Mobility, A hidden feminist gem in Prague: Jiřina Šiklová Library offers over 9,000 books on feminism, gender and queerness

In a world that is always "moving", how do Christians reconcile that God sometimes makes us stay where we are? Do we miss the work that God has called us to simply because we are too focused on moving to a new place. Yes, it takes courage and grace to move, but it takes just as much to stay and let the Lord establish us.

There's division over whether the Official Cash Rate will be hiked or hold steady at 2.25%. ANZ and BNZ are both picking it will be raised by 25 points. NZIER is expecting the Reserve Bank's board to be split and for Governor Anna Breman to make the captain's call on it. NZIER Senior Economist Ting Huang told Ryan Bridge her own group had mixed views but one prevailed. She says the majority of members thought holding it at 2.25% was the best option. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Learn what it means to "stay put."Get the full story and learning resources: https://plainenglish.com/expressions/stay-put--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

This week on HECM World Weekly, we examine several major developments shaping housing, retirement planning, and the reverse mortgage industry. The Federal Reserve entered a new era under Chairman Kevin Warsh, holding rates steady while signaling a more hawkish outlook for the months ahead. We break down what the Fed's latest decision could mean for mortgage rates, housing activity, and reverse mortgage borrowers. We also explore new forecasts showing housing wealth continues to grow, with the typical homeowner expected to gain another $16,000 in equity this year. Yet despite rising home values, more older Americans are choosing to age in place rather than downsize. In this episode: What the Fed's new direction means for housing and reverse mortgages • Why housing wealth continues building despite affordability challenges • America's rapidly aging suburbs and the rise of aging in place • Why downsizing no longer makes financial sense for many retirees • The latest Social Security Trustees Report and what it means for retirement security Taken together, these stories point to a growing trend: older Americans continue accumulating housing wealth, but increasingly want to access it without leaving the homes and communities they love. Read the full HECM World Weekly article: https://hecmworld.com/2026/06/19/podcast-fed-signals-a-new-direction-housing-wealth-grows-and-more-seniors-choose-to-stay-put/ Subscribe to HECM World for weekly news, insights, interviews, and commentary covering reverse mortgages, home equity, retirement finance, aging in place, and the future of housing wealth.

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This episode features a conversation with urban geographer, Malini Ranganathan, and historian, Juned Shaikh, on the centrality of caste to urbanization in India. Through a focus on 20th century Bombay (now Mumbai) and 21st century Bangalore (now Bengaluru), we explored the symbiotic relationship between caste and capitalism manifest in the political economy of urbanization from the heyday of industrial capitalism to contemporary neoliberalism. We also delved into the continuities between rural and urban caste relations as seen, for instance, in caste networks that remain key to the movement of capital from rural land to real estate. In addition to the centrality of caste in shaping urbanization, we also considered changes to caste wrought by its role within urban processes. The final part of the episode shifted to a discussion of oppositional mobilization among the urban poor, from the upsurge of literary and political activity among Dalits in Bombay and Bangalore in the 1950s-70s to the ongoing pushback against the threat of dispossession and displacement by real estate and finance capital. Guest bios Malini Ranganathan, Associate Professor, School of International Service, American University Juned Shaikh, Associate Professor of History, University of California, Santa Cruz References Khumbarwada: a historic potters' colony now located within Dharavi, Mumbai (Bombay). OBC: shorthand for Other Backward Classes, a Government of India classification for socially and educationally disadvantaged castes who are beneficiaries of affirmative action. OBCs are distinct from and considered to be relatively more advantaged than the Scheduled Castes, or Dalits, and Scheduled Tribes, or Adivasis, who also benefit from affirmative action. SC/ST: shorthand for Scheduled Castes and Scheduled Tribes (see above). Malini Ranganathan, David Pike, and Sapna Doshi, Corruption Plots: Stories, Ethics, and Publics of the Late Capitalist City (2024) Malini Ranganathan, “Towards a Political Ecology of Caste and the City” (2022) Malini Ranganathan, “Caste, racialization and the making of environmental unfreedoms in urban India” (2022) Juned Shaikh, Outcaste Bombay: City Making and the Politics of the Poor (2021) Juned Shaikh, “Imaging Caste: Photography, the Housing Question, and the Making of Sociology in Colonial Bombay, 1900-1939 (2014) Frank Conlon, A Caste in a Changing World: The Chitrapur Saraswat Brahmans, 1700-1935 (1977) Nikhil Rao, House, but No Garden: Apartment Living in Bombay's Suburbs, 1898-1964 (2012) C. J. Fuller and Haripriya Narasimhan, Tamil Brahmans: The Making of a Middle-Class Caste (2014) Ajantha Subramanian, The Caste of Merit: Engineering Education in India (2019) K. Balagopal, Probings in the Political Economy of Agrarian Classes and Conflicts (2020) Sushmita Pati, Properties of Rent: Community, Capital, and Politics in Globalizing Delhi, Cambridge University Press (2022). Rajnarayan Chandavarkar, The Origins of Industrial Capitalism in India: Business Strategies and the Working Classes in Bombay, 1900-1940 (1994) Priyanka Srivastava, The Well-Being of the Labor Force in Colonial Bombay: Discourses and Practices (2018) Dana Kornberg, “From Balmikis to Bengalis: The 'Casteification' of Muslims in Delhi's Informal Garbage Economy,” Economic and Political Weekly (2019) Amita Baviskar, Uncivil City: Ecology,. Equity, and the Commons in Delhi (2020) Mukul Sharma, Dalit Ecologies: Caste and Environmental Justice (2024) Liza Weinstein, The Durable Slum: Dharavi and the Right to Stay Put in Globalizing Mumbai (2014) Siddalingaiah, A Word With You, World: The Autobiography of a Poet (2013) Dharavi: a residential area in Mumbai (Bombay) considered one of the world's largest slums. Chico Mendes: a Brazilian rubber tapper, trade union leader, and environmentalist who fought to preserve the Amazon rainforest and advocated for the human rights of Brazilian peasants and Indigenous people. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

This episode features a conversation with urban geographer, Malini Ranganathan, and historian, Juned Shaikh, on the centrality of caste to urbanization in India. Through a focus on 20th century Bombay (now Mumbai) and 21st century Bangalore (now Bengaluru), we explored the symbiotic relationship between caste and capitalism manifest in the political economy of urbanization from the heyday of industrial capitalism to contemporary neoliberalism. We also delved into the continuities between rural and urban caste relations as seen, for instance, in caste networks that remain key to the movement of capital from rural land to real estate. In addition to the centrality of caste in shaping urbanization, we also considered changes to caste wrought by its role within urban processes. The final part of the episode shifted to a discussion of oppositional mobilization among the urban poor, from the upsurge of literary and political activity among Dalits in Bombay and Bangalore in the 1950s-70s to the ongoing pushback against the threat of dispossession and displacement by real estate and finance capital. Guest bios Malini Ranganathan, Associate Professor, School of International Service, American University Juned Shaikh, Associate Professor of History, University of California, Santa Cruz References Khumbarwada: a historic potters' colony now located within Dharavi, Mumbai (Bombay). OBC: shorthand for Other Backward Classes, a Government of India classification for socially and educationally disadvantaged castes who are beneficiaries of affirmative action. OBCs are distinct from and considered to be relatively more advantaged than the Scheduled Castes, or Dalits, and Scheduled Tribes, or Adivasis, who also benefit from affirmative action. SC/ST: shorthand for Scheduled Castes and Scheduled Tribes (see above). Malini Ranganathan, David Pike, and Sapna Doshi, Corruption Plots: Stories, Ethics, and Publics of the Late Capitalist City (2024) Malini Ranganathan, “Towards a Political Ecology of Caste and the City” (2022) Malini Ranganathan, “Caste, racialization and the making of environmental unfreedoms in urban India” (2022) Juned Shaikh, Outcaste Bombay: City Making and the Politics of the Poor (2021) Juned Shaikh, “Imaging Caste: Photography, the Housing Question, and the Making of Sociology in Colonial Bombay, 1900-1939 (2014) Frank Conlon, A Caste in a Changing World: The Chitrapur Saraswat Brahmans, 1700-1935 (1977) Nikhil Rao, House, but No Garden: Apartment Living in Bombay's Suburbs, 1898-1964 (2012) C. J. Fuller and Haripriya Narasimhan, Tamil Brahmans: The Making of a Middle-Class Caste (2014) Ajantha Subramanian, The Caste of Merit: Engineering Education in India (2019) K. Balagopal, Probings in the Political Economy of Agrarian Classes and Conflicts (2020) Sushmita Pati, Properties of Rent: Community, Capital, and Politics in Globalizing Delhi, Cambridge University Press (2022). Rajnarayan Chandavarkar, The Origins of Industrial Capitalism in India: Business Strategies and the Working Classes in Bombay, 1900-1940 (1994) Priyanka Srivastava, The Well-Being of the Labor Force in Colonial Bombay: Discourses and Practices (2018) Dana Kornberg, “From Balmikis to Bengalis: The 'Casteification' of Muslims in Delhi's Informal Garbage Economy,” Economic and Political Weekly (2019) Amita Baviskar, Uncivil City: Ecology,. Equity, and the Commons in Delhi (2020) Mukul Sharma, Dalit Ecologies: Caste and Environmental Justice (2024) Liza Weinstein, The Durable Slum: Dharavi and the Right to Stay Put in Globalizing Mumbai (2014) Siddalingaiah, A Word With You, World: The Autobiography of a Poet (2013) Dharavi: a residential area in Mumbai (Bombay) considered one of the world's largest slums. Chico Mendes: a Brazilian rubber tapper, trade union leader, and environmentalist who fought to preserve the Amazon rainforest and advocated for the human rights of Brazilian peasants and Indigenous people. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/anthropology

This episode features a conversation with urban geographer, Malini Ranganathan, and historian, Juned Shaikh, on the centrality of caste to urbanization in India. Through a focus on 20th century Bombay (now Mumbai) and 21st century Bangalore (now Bengaluru), we explored the symbiotic relationship between caste and capitalism manifest in the political economy of urbanization from the heyday of industrial capitalism to contemporary neoliberalism. We also delved into the continuities between rural and urban caste relations as seen, for instance, in caste networks that remain key to the movement of capital from rural land to real estate. In addition to the centrality of caste in shaping urbanization, we also considered changes to caste wrought by its role within urban processes. The final part of the episode shifted to a discussion of oppositional mobilization among the urban poor, from the upsurge of literary and political activity among Dalits in Bombay and Bangalore in the 1950s-70s to the ongoing pushback against the threat of dispossession and displacement by real estate and finance capital. Guest bios Malini Ranganathan, Associate Professor, School of International Service, American University Juned Shaikh, Associate Professor of History, University of California, Santa Cruz References Khumbarwada: a historic potters' colony now located within Dharavi, Mumbai (Bombay). OBC: shorthand for Other Backward Classes, a Government of India classification for socially and educationally disadvantaged castes who are beneficiaries of affirmative action. OBCs are distinct from and considered to be relatively more advantaged than the Scheduled Castes, or Dalits, and Scheduled Tribes, or Adivasis, who also benefit from affirmative action. SC/ST: shorthand for Scheduled Castes and Scheduled Tribes (see above). Malini Ranganathan, David Pike, and Sapna Doshi, Corruption Plots: Stories, Ethics, and Publics of the Late Capitalist City (2024) Malini Ranganathan, “Towards a Political Ecology of Caste and the City” (2022) Malini Ranganathan, “Caste, racialization and the making of environmental unfreedoms in urban India” (2022) Juned Shaikh, Outcaste Bombay: City Making and the Politics of the Poor (2021) Juned Shaikh, “Imaging Caste: Photography, the Housing Question, and the Making of Sociology in Colonial Bombay, 1900-1939 (2014) Frank Conlon, A Caste in a Changing World: The Chitrapur Saraswat Brahmans, 1700-1935 (1977) Nikhil Rao, House, but No Garden: Apartment Living in Bombay's Suburbs, 1898-1964 (2012) C. J. Fuller and Haripriya Narasimhan, Tamil Brahmans: The Making of a Middle-Class Caste (2014) Ajantha Subramanian, The Caste of Merit: Engineering Education in India (2019) K. Balagopal, Probings in the Political Economy of Agrarian Classes and Conflicts (2020) Sushmita Pati, Properties of Rent: Community, Capital, and Politics in Globalizing Delhi, Cambridge University Press (2022). Rajnarayan Chandavarkar, The Origins of Industrial Capitalism in India: Business Strategies and the Working Classes in Bombay, 1900-1940 (1994) Priyanka Srivastava, The Well-Being of the Labor Force in Colonial Bombay: Discourses and Practices (2018) Dana Kornberg, “From Balmikis to Bengalis: The 'Casteification' of Muslims in Delhi's Informal Garbage Economy,” Economic and Political Weekly (2019) Amita Baviskar, Uncivil City: Ecology,. Equity, and the Commons in Delhi (2020) Mukul Sharma, Dalit Ecologies: Caste and Environmental Justice (2024) Liza Weinstein, The Durable Slum: Dharavi and the Right to Stay Put in Globalizing Mumbai (2014) Siddalingaiah, A Word With You, World: The Autobiography of a Poet (2013) Dharavi: a residential area in Mumbai (Bombay) considered one of the world's largest slums. Chico Mendes: a Brazilian rubber tapper, trade union leader, and environmentalist who fought to preserve the Amazon rainforest and advocated for the human rights of Brazilian peasants and Indigenous people. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/south-asian-studies

This episode features a conversation with urban geographer, Malini Ranganathan, and historian, Juned Shaikh, on the centrality of caste to urbanization in India. Through a focus on 20th century Bombay (now Mumbai) and 21st century Bangalore (now Bengaluru), we explored the symbiotic relationship between caste and capitalism manifest in the political economy of urbanization from the heyday of industrial capitalism to contemporary neoliberalism. We also delved into the continuities between rural and urban caste relations as seen, for instance, in caste networks that remain key to the movement of capital from rural land to real estate. In addition to the centrality of caste in shaping urbanization, we also considered changes to caste wrought by its role within urban processes. The final part of the episode shifted to a discussion of oppositional mobilization among the urban poor, from the upsurge of literary and political activity among Dalits in Bombay and Bangalore in the 1950s-70s to the ongoing pushback against the threat of dispossession and displacement by real estate and finance capital. Guest bios Malini Ranganathan, Associate Professor, School of International Service, American University Juned Shaikh, Associate Professor of History, University of California, Santa Cruz References Khumbarwada: a historic potters' colony now located within Dharavi, Mumbai (Bombay). OBC: shorthand for Other Backward Classes, a Government of India classification for socially and educationally disadvantaged castes who are beneficiaries of affirmative action. OBCs are distinct from and considered to be relatively more advantaged than the Scheduled Castes, or Dalits, and Scheduled Tribes, or Adivasis, who also benefit from affirmative action. SC/ST: shorthand for Scheduled Castes and Scheduled Tribes (see above). Malini Ranganathan, David Pike, and Sapna Doshi, Corruption Plots: Stories, Ethics, and Publics of the Late Capitalist City (2024) Malini Ranganathan, “Towards a Political Ecology of Caste and the City” (2022) Malini Ranganathan, “Caste, racialization and the making of environmental unfreedoms in urban India” (2022) Juned Shaikh, Outcaste Bombay: City Making and the Politics of the Poor (2021) Juned Shaikh, “Imaging Caste: Photography, the Housing Question, and the Making of Sociology in Colonial Bombay, 1900-1939 (2014) Frank Conlon, A Caste in a Changing World: The Chitrapur Saraswat Brahmans, 1700-1935 (1977) Nikhil Rao, House, but No Garden: Apartment Living in Bombay's Suburbs, 1898-1964 (2012) C. J. Fuller and Haripriya Narasimhan, Tamil Brahmans: The Making of a Middle-Class Caste (2014) Ajantha Subramanian, The Caste of Merit: Engineering Education in India (2019) K. Balagopal, Probings in the Political Economy of Agrarian Classes and Conflicts (2020) Sushmita Pati, Properties of Rent: Community, Capital, and Politics in Globalizing Delhi, Cambridge University Press (2022). Rajnarayan Chandavarkar, The Origins of Industrial Capitalism in India: Business Strategies and the Working Classes in Bombay, 1900-1940 (1994) Priyanka Srivastava, The Well-Being of the Labor Force in Colonial Bombay: Discourses and Practices (2018) Dana Kornberg, “From Balmikis to Bengalis: The 'Casteification' of Muslims in Delhi's Informal Garbage Economy,” Economic and Political Weekly (2019) Amita Baviskar, Uncivil City: Ecology,. Equity, and the Commons in Delhi (2020) Mukul Sharma, Dalit Ecologies: Caste and Environmental Justice (2024) Liza Weinstein, The Durable Slum: Dharavi and the Right to Stay Put in Globalizing Mumbai (2014) Siddalingaiah, A Word With You, World: The Autobiography of a Poet (2013) Dharavi: a residential area in Mumbai (Bombay) considered one of the world's largest slums. Chico Mendes: a Brazilian rubber tapper, trade union leader, and environmentalist who fought to preserve the Amazon rainforest and advocated for the human rights of Brazilian peasants and Indigenous people. Learn more about your ad choices. Visit megaphone.fm/adchoices

The I Love CVille Show headlines: VA Supreme Court Kills Dems' Gerrymandering Plans Congressional Maps Stay Put; Republicans Rejoice What Does SCOVA Ruling Mean For The CVille & Central VA? Why Are Frontline Workers Communting To Work In CVille? CVille's Roots Natural Kitchen Now Has 23 Locations First Jazz Festival Coming To CVille In One Month Sunshine Mathon Is The Godfather Of Affordable Housing Subscribe To JerryRatcliffe.com For $8 Per Month Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.

We know General Manager Nick Caserio has been NO STRANGER to Draft-Day Trades in year's past for the Houston Texans..!

ITL debates whether it's worth making a move for a specific player or trusting the board.

Plus, the suspect in a 24 hour standoff in Denton County, is now behind bars, Texas can hang the 10 Commandments in every public school classroom, tech pioneer Michael Dell just donated $750 million to the school he dropped out of when he was 19 years old, and more!

Trade Up? Trade Down? Stay Put? Who's the Man? Dalton Wasserman breaks down all the Lions possibilities ahead of the 2026 NFL Draft! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Veteran Tampa Bay reporter Rock Riley breaks down the big question surrounding Buccaneers GM Jason Licht as the NFL Draft approaches: what's the plan? With roster needs, cap strategy, and championship aspirations all in play, will Tampa Bay stand firm at their current pick, make an aggressive move up the board, or trade back to stockpile value? Rock dives into Licht's draft history, recent team-building trends, and the front office mindset that could shape this year's decision. Plus, insight into potential targets, positional priorities, and how the Bucs could balance immediate impact with long-term success. If you're wondering how Tampa Bay will approach one of the most pivotal moments of the offseason, this episode lays out the possibilities—and the stakes.

Ruthie kicks things off by celebrating the Michigan Wolverines' national championship, setting the tone before diving into the looming decisions facing the Chicago Bears in the 2026 NFL Draft. With the draft just weeks away, she and Clay break down the different scenarios of whether the Bears should trade up, move down, or stay put and what each path could mean for the roster. Clay zeroes in on potential targets at No. 25 overall and highlights a group of second-round fits with Chicago holding two picks, while also exploring whether a tight end could be in play—including a Wolverine name Ruthie can get behind. The conversation wraps with a look at adding wide receiver depth and how the Bears could continue building out their offense.

Paul opens his first letter to Timothy with basic instructions urging Timothy to stay put in Ephesus, continuing the faithful work of leading the local church. Timothy was to guard against false teachers and call God's people to holiness. If you made the decision to trust Jesus, or God challenged you in a specific way during this sermon, please let us know by contacting us at hello@newheightswv.com, so that we can celebrate and pray with you!

I have a huge announcement. The Free Outside Outdoor March Madness Bracket is live.https://www.freeoutside.com/outdoor-march-madnessGo to freeoutside.com and fill out your bracket to predict which outdoor things will win head-to-head matchups all month long. Trails, snacks, gear, and trail problems will face off until we crown a champion.Follow Cody Taylor online: https://www.instagram.com/codytaylorperformanceYou can vote in each matchup as the rounds progress, track the leaderboard, and enter raffles for prizes along the way. We're giving away race entries, gear, gift cards, and more.Some example matchups include things like:• Appalachian Trail vs Timberline Trail• Peanut M&Ms vs Running Gels• Blisters vs Mosquitoes• Gear battles and trail legendsBrackets close Wednesday March 18 at midnight MST, and voting continues through early April.Go submit your bracket and start voting:freeoutside.comEpisodeToday on the Free Outside Podcast I talk with Cody Taylor, who has been diving deep into the world of unsupported long-distance trail adventures.Cody went from starting running during the pandemic to taking on massive unsupported efforts like:• The Bruce Trail (900 km)• The International Appalachian Trail• Planning an unsupported out-and-back of Vermont's Long TrailWe talk about what it takes to go hundreds of miles completely unsupported, including gear, food planning, sleep deprivation, hallucinations, and the mental side of long solo efforts.Cody also shares his story of going from touring drummer to endurance athlete, building a coaching business with his wife, and why doing hard things in the wilderness can completely change how you see everyday life.It's a fun conversation about pushing limits, learning the hard way, and figuring things out one long trail at a time.SponsorsJanjiCheck out the gear I use from Janji, including the AFO shorts and 2-in-1 shorts with great pockets.Visit janji.comGarage Grown GearEverything you need for trail running, backpacking, and thru-hiking.Check them out at garagegrowngear.comSawyerKnown for their water filters like the Sawyer Squeeze, but also their Stay Put sunscreen, which lasts all day on long runs and hikes.More Free OutsideWebsite: freeoutside.comNewsletter: freeoutside.substack.comPatreon: patreon.com/freeoutsideYou can also watch the film about my unsupported Colorado Trail FKT on Tubi.Chapters00:00 Outdoor March Madness05:00 Cody Taylor's Journey into Endurance Running08:00 Transition from Musician to Endurance Athlete11:00 The Challenges of Unsupported Adventures13:48 Mental Preparation and Coping Strategies16:54 Nutrition and Gear for Long Trails19:47 Experiences with Hallucinations and Wildlife22:45 Exploring the Bruce Trail25:40 Strengths and Future Projects40:23 Overcoming Challenges in FKT Attempts46:00 Training Philosophy: Grease the Groove50:34 Cody's Journey: From Hockey to Drumming55:12 Canadian Childhood and the Love for Hockey01:00:26 Building a Business Together01:06:51 Future Aspirations and Coaching PhilosophySupport our Sponsors: Sawyer: https://sawyerdirect.net/Janji (code: Freeoutside): https://snp.link/a0bfb726CS Coffee: CSinstant.coffeeGarage Grown Gear: https://snp.link/db1ba8abSubscribe to Substack: http://freeoutside.substack.comSupport this content on patreon: HTTP://patreon.com/freeoutsideBuy my book "Free Outside" on Amazon: https://amzn.to/39LpoSFEmail me to buy a signed copy of my book, "Free Outside" at jeff@freeoutside.comWatch the movie about setting the record on the Colorado Trail: https://tubitv.com/movies/100019916/free-outsideWebsite: www.Freeoutside.comInstagram: thefreeoutsidefacebook: www.facebook.com/freeoutside#Trailrunning #Runningnews #Outdoors #Outdooradventure

The Carolina Panthers are the talk of Indianapolis! As the 2026 NFL Scouting Combine kicks into high gear, GM Dan Morgan is making it clear: big changes are coming to the roster.In this episode, we break down the breaking news that the Panthers have granted veteran DT A'Shawn Robinson permission to seek a trade—a move that could save the team over $10M in cap space. Plus, we dive into the Andy Dalton trade chatter. With teams like the Jets reportedly calling about the "Red Rifle," is Carolina ready to get younger at backup QB behind Bryce Young?We also analyze the "Combine Crush" prospects at Linebacker and Edge Rusher. From Arvell Reese's blazing 40-yard dash to the dream (and potential heartbreak) of landing Sonny Styles, we look at who could be the next defensive cornerstone in Charlotte. Finally, we tackle the Pick 19 Strategy: Should the Panthers stay put, trade up for a blue-chip talent, or accumulate more capital in a deep defensive draft?Topics Covered:A'Shawn Robinson & Andy Dalton Trade Rumors: Who is interested?NFL Combine Standouts: LB & Edge targets for the Panthers.The Pick 19 Debate: Trade Up, Trade Down, or Stay Put?Dan Morgan's "Aggressive" approach to the 2026 Offseason.

Full First Hour of Baskin and Phelps on February 11, 2026

Verno and Jacoby recap a few trades made before the deadline and discuss how the Jazz, Pacers, and Wizards made trades that set up their future. They also discuss how Ja Morant and Giannis Antetokounmpo will remain with their respective teams and what their offseasons could look like. They also dive into how this trade deadline impacted the future of the NBA. (00:00) Welcome to The Mismatch! (03:33) Pacers get Ivica Zubac, a perfect fit for Tyrese Haliburton (11:04)The Wizards gave up nothing for Anthony Davis (17:18) Grizzlies in full rebuild by sending Jaren Jackson Jr. to Utah Jazz (39:19)Jacoby feels the Warriors are fumbling Steph Curry's twilight years (40:58)The East is a four-team race, and it's close, plus Philly (49:48)Knicks acquire Jose Alvarado from the Pelicans (1:00:35)The only team that could alter the playoffs is Cleveland (1:07:00)Jacoby and Verno's Super Bowl pick, prop bets, and the under The Ringer is committed to responsible gaming. Please visithttp://www.rg-help.com to learn more about the resources and helplines available. Leave us a message on our Mismatch voicemail line! (323) 389-5091 Hosts: Chris Vernon and David Jacoby Producers: Jessie Lopez, Brian H. Waters, and Jeff Shearin Social: Keith Fujimoto Learn more about your ad choices. Visit podcastchoices.com/adchoices

Savannah Guthrie and her siblings make a video as their mom remains missing. President Trump addresses the removal of some ICE agents from Minneapolis and calls for a "lighter touch" in that city. What's next for the U.S. and Iran? Billie Eilish lives on stolen land? Fireworks between Treasury Secretary Scott Bessent and Democrats in a House hearing. Bill Gates addresses mentions of him in the Epstein files. Addressing the Jeffrey Epstein tattoo conspiracy theory. Did New York Mayor Zohran Mamdani throw a police officer under the bus? Bioweapons lab located in a Las Vegas house? The many ways China is infiltrating the U.S. The U.S. and its allies stockpiling rare-earth minerals to lessen dependence on China. Even Barack Obama is fine showing ID to vote … so pass the SAVE Act already! 00:00 Pat Gray UNLEASHED! 00:51 Update on Savannah Guthrie Missing Mother 04:16 Savannah Guthrie's Message to the Kidnappers? 17:29 700 Less ICE Agents in Minneapolis 19:13 President Trump's Update on Iran Negotiations 22:41 President Trump Calls Savannah Guthrie 23:38 Marco Rubio's Update on Iran Negotiations 30:08 Another "F the Mormon" Chant 34:43 Fat Five 46:44 Vince 'ShamWow' Shlomi's Congressional Ad 48:15 Are We on Stolen Land? 57:48 Maxine Waters Tells Scott Bessent to Shut Up? 59:03 Scott Bessent VS. Maxine Waters 1:00:26 Scott Bessent VS. Steven Lynch 1:02:24 Scott Bessent VS. Gregory Meeks 1:05:28 Bill Gates Discusses Epstein Allegations 1:07:53 Epstein is Alive?! 1:12:16 Zohran Mamdani Update 1:17:24 Chinese Lab Inside America? 1:29:20 JD Vance on Critical Minerals 1:31:57 JD Vance on the SAVE Act Learn more about your ad choices. Visit megaphone.fm/adchoices

Jerrod preaches on the idea of staying put and loving the place that God has set you in. Ultimately this is what leads to flourishing in our lives. Psalm 1Acts 17:26Luke 8:35-39

Grab your tissues and your matcha - we're doing a full 2025 emotional autopsy.Today I'm taking you through my personal year in review: space-cowgirl birthday parties, devastating loss, AI-induced mental glitches, and finally learning how to stop abandoning myself in relationships. This was one of the most plot twist-filled years I've ever had - like WTF happened?!Themes from the episode:The Cape Town summer that was pure lightning in a bottle - and why watching my entire friend group simultaneously couple up while I navigated complex relational issues sent me into an existential spiral about missing invisible boats.Setting the container and having THE scary conversation - how I stopped swallowing feelings to avoid looking "too sensitive," ugly-cried through total honesty, and learned that vulnerability won't actually kill you (even when your nervous system disagrees).When my friends passed in a rafting accident and grief rewired everything - and how loss demolishes your understanding of what actually matters.The AI creativity binge that nearly broke my brain - what happens when you're alone with no friends, no language skills, and only ChatGPT validating your 47th brand iteration until everything you're obsessed with feels boring and nothing matters anymore (scary AF)Maturity as staying put instead of booking another escape flight - why I'm extending in Lima, joining local studios, and forcing myself to deal with shit instead of using travel as emotional avoidance (growth! so sexy!).My 2025 was an invitation to stop performing identities that don't fit me anymore, start saying what I mean, befriending my demons, and contemplating my 200 year plan. Let's spiral together :)Connect with Chelsea:

"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

Thank you for listening as we continue in our "Ratchet and Righteous" series in 1 Corinthians.   Date: 11/9/25 Speaker: Pastor Charlie Wulff Passage: 1 Corinthians 7:17-24   Please visit our website at reconcilecc.org for any questions. Preach The Gospel. Produce Disciples. Pursue Justice.

This week on Best of Show and BK breakdown their frustrations as the Chiefs make no efforts to improve the roster at the NFL trade deadline. Brian B. Shynin' discusses the Chiefs' step back in their Week 9 loss to the Bills. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week on Best of Show and BK breakdown their frustrations as the Chiefs make no efforts to improve the roster at the NFL trade deadline. Brian B. Shynin' discusses the Chiefs' step back in their Week 9 loss to the Bills. Learn more about your ad choices. Visit megaphone.fm/adchoices

JP and BMitch react to the Commanders quiet day at the NFL Trade Deadline.

In the second hour, Mac & Bone talk about last night's Hornets disappointing loss to the Pelicans, and their impressions of Cam Boozer's Duke debut, they talk about the fan vibes around the Panthers after not making a trade before the deadline, and they look at how the ACC fared in the initial CFP rankings of the 2025 season See omnystudio.com/listener for privacy information.

We open up the show discuss whether or not the Commanders will make any moves at the deadline. Then, we react to them making NO moves at the deadline...

The Commanders decided to stay put and NOT make a trade...

David Mathis | Retirement does not mean retreat. Without the demands of a career, aging saints are free to invest in others who desperately need their rooted presence.

49ers TRADE WATCH: Add a Pass Rusher or Stay Put? | Mac Jones Delivering Big + Should Shanahan be Coach of the Year? Producer Conor's Substack link. https://www.heyguy.co - to BUY HATS or send me an email Visit https://prizepicks.onelink.me/LME0/HABERMAN and use code HABERMAN and get $50 in lineups when you play your first $5 lineup! Check out Hims: https://hims.com/GUY Follow Guy on Instagram: https://www.instagram.com/guyhaberman/Follow Guy on X: https://twitter.com/GuyHabermanWatch Guy's show on YouTubehttps://www.youtube.com/channel/UCUJPrxeyo3vQvDYS2IzvKMAOur Sponsors:* Check out PrizePicks: https://prizepicks.onelink.me/LME0/HABERMANAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Frank Schaeffer In Conversation with Sally McQuillen, exploring her work and the themes of her book, Reaching for Beautiful: A Memoir of Loving and Losing a Wild Child._____LINKShttps://www.sallymcquillen.com/https://www.lovechildrenplanet.com/events/in-conversation-with-frank-schaeffer-sally-mcquillen_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of Fall In Love, Have Children, Stay Put, Save the Planet, Be Happy. Learn more at https://www.lovechildrenplanet.comFollow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Frank Schaeffer In Conversation with Jessa Crispin, exploring her work and the themes of her book, What Is Wrong With Men._____LINKShttps://www.jessacrispin.comhttps://substack.com/@theculturewedeserve_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of Fall In Love, Have Children, Stay Put, Save the Planet, Be Happy. Learn more at https://www.lovechildrenplanet.comFollow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Frank Schaeffer In Conversation with Christian Smith, exploring his work and the themes of his book, Why Religion Went Obsolete: The Demise of Traditional Faith in America._____LINKShttps://christiansmith.nd.edu/https://www.lovechildrenplanet.com/events/it-has-to-be-read-why-religion-went-obsolete-the-demise-of-traditional-faith-in-america-by-christian-smith_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of Fall In Love, Have Children, Stay Put, Save the Planet, Be Happy. Learn more at https://www.lovechildrenplanet.comFollow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Frank Schaeffer In Conversation with Rev. Dr. Liz Theoharis and Dr. Charon Hribar, exploring their work and the themes of their book, We Pray Freedom: Liturgies and Rituals from the Freedom Church of the Poor._____LINKShttps://kairoscenter.org/https://www.lovechildrenplanet.com/events/it-has-to-be-read-we-pray-freedom-by-rev-dr-liz-theoharis-and-dr-charon-hribarhttps://bookshop.org/a/99692/9798889830344_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of Fall In Love, Have Children, Stay Put, Save the Planet, Be Happy. Learn more at https://www.lovechildrenplanet.comFollow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Frank Schaeffer In Conversation with Pamela Jones, exploring her life and the themes of her book, The Dirt Beneath Our Door._____LINKShttps://www.pamelaspeaks.live/_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of Fall In Love, Have Children, Stay Put, Save the Planet, Be Happy. Learn more at https://www.lovechildrenplanet.comFollow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Frank Schaeffer In Conversation with Geoffrey Kabaservice, exploring his work and the themes of his book, Rule and Ruin: The Downfall of Moderation and The Destruction of The Republican Party, From Eisenhower to The Tea Party._____https://www.niskanencenter.org/https://www.niskanencenter.org/author/geoffrey-kabaservice/https://podcasts.apple.com/us/podcast/the-vital-center/id1554124916https://www.lovechildrenplanet.com/events/it-has-to-be-read-rule-and-ruin-by-geoffrey-kabaservice_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of Fall In Love, Have Children, Stay Put, Save the Planet, Be Happy. Learn more at https://www.lovechildrenplanet.comFollow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Football is officially back as the Hall of Fame game took place last night. The Marlins hold on to their young stars and avoid a "firesale" at the trade deadline. Dolphins focus on culture and camaraderie, Cam Smith has lost his confidence.

On this episode, we dig into a terrifying account of a haunting that started with a tragic incident in a rundown Florida motel. When a young man's life ends in room 106, an unsuspecting couple is drawn into a world of shadows, whispers, and unexplained events that follow them home. What begins as an unsettling feeling of being watched spirals into a full-blown nightmare as the spirits of the past make their presence known. Was it an attachment from the beyond or something even darker? Join us as we explore the true story of a haunting that refuses to be ignored.

On this episode, we dig into a terrifying account of a haunting that started with a tragic incident in a rundown Florida motel. When a young man's life ends in room 106, an unsuspecting couple is drawn into a world of shadows, whispers, and unexplained events that follow them home. What begins as an unsettling feeling of being watched spirals into a full-blown nightmare as the spirits of the past make their presence known. Was it an attachment from the beyond or something even darker? Join us as we explore the true story of a haunting that refuses to be ignored.