Podcasts about withdrawals

This evening we dive into market movements with Sasfin Wealth, we speak to Momentum Consult about where the first bout of two-pot withdrawals was spent, Oxford Economics Africa gives us an overview of the Nigerian economy, we speak to Dipula Income Fund about its recent financials, and in this week's Executive Lounge, we're joined by Allon Raiz, founder and CEO of Raizcorp, on a life of entrepreneurship and the importance of mentorship SAfm Market Update - Podcasts and live stream

Rob Southey – Head: Asset Consulting, Momentum Corporate SAfm Market Update - Podcasts and live stream

The number of financial hardship Kiwisaver withdrawals is now surpassing the number for withdrawals for first-home deposits for the first time. 

Today Kris McKinney and co-host Tony Shore will be talking about, "Reducing Taxes On retirement Withdrawals". If you have questions or would like an appointment contact Tara at 719-210-4242 or on line at www.nolanfinancialpartners.com   

Today Kris McKinney and co-host Tony Shore will be talking about, "Reducing Taxes On retirement Withdrawals". If you have questions or would like an appointment contact Tara at 719-210-4242 or on line at www.nolanfinancialpartners.com   

Stephen Grootes speaks to Michael Jordaan, Co-founder of Bank Zero about the Financial Sector Conduct Authority's (FSCA) and Kokkie Kooyman, Executive Director & Portfolio Manager at Denker Capital about concerns over significant disparities in bank fees for similar products and services, and the authority's efforts to assess and regulate these practices to ensure fairness and transparency for customers. In other interviews, Natasha Huggett-Henchie, consulting actuary and member of the Actuarial Society of South Africa’s Retirement Matters Committee about the two-pot retirement system, where many members are making repeat withdrawals, with around 75% of applications being second claims, and the average withdrawal amount dropping from R20 000 to R6 000. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk.There’s more from the show at www.themoneyshow.co.zaSubscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa.Follow us on:702 on Facebook: www.facebook.com/TalkRadio702702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalk See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Natasha Huggett-Henchie, consulting actuary and member of the Actuarial Society of South Africa’s Retirement Matters Committee about the two-pot retirement system, where many members are making repeat withdrawals, with around 75% of applications being second claims, and the average withdrawal amount dropping from R20 000 to R6 000. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

Craig Elsten, Chris Reed, and Raphie Cantor gather on an off-day Monday after the Padres were swept at home by the Rays and head into a crucial series against the Giants. The Friars head into the series with truly great pitching and truly awful offense. How does the club course correct?You can buy our latest Merrill Madness T-Shirt at padreshottub.com/merchWant to get this show and tons of others early and ad-free? Plus access to our vaunted PHT Discord server and more? Become a patron at patreon.com/padreshottub 

This week on "Off the Cuff," David and Maria discuss two topics associated with end-of-year issues, late disbursements and unofficial withdrawals. David kicks off the discussion on late disbursements by first going through some basic rules and then discussing different scenarios institutions may experience. From there, David and Maria discuss unofficial withdrawals, R2T4, and students who stopped attending an institution before the term ends. The duo ends the discussion by answering questions on the process.   

As the U.S. and Japan negotiate over tariffs, the real drama is closer to home as James T. is going a full week without caffeine and let's just say it's not going well!

16th April: Blockchain DXB podcast

During this show, we're going to discuss how you can save money on withdrawals from retirement accounts.

Hyundai Withdrawals 04/11/25

Get Joel's Book: Https://amzn.to/48GwbLxAll Things STS: Https://linktr.ee/stspodcastSupport the show on Patreon: https://www.patreon.com/SurvivingTheSurvivorCatch us live on YouTube: Surviving The Survivor: #BestGuests in True Crime - YouTube#STSNation, Welcome to Surviving the Survivor, the show that brings you the #BestGuests in all of #TrueCrime… on trending criminal cases like the Dan Markel murder. We're breaking down the complaint-filled new surveillance video of Donna Adelson — the matriarch of the Adelson family — as she's transferred from Miami-Dade County Jail to Leon County Jail in Tallahassee. We dig into the troubling entitlement and deep enmeshment inside the Adelson family that seemed to drive this ruthless murder-for-hire plot against FSU law professor Dan Markel. Despite the mounting evidence and convictions, why do the Adelsons appear so unfazed? #BestGuests: • R. Timothy Jansen — Famed Tallahassee criminal defense attorney and former federal prosecutor. #DonnaAdelson #CharlieAdelson #DanMarkel #FSU #FloridaStateUniversity #FSULaw #MurderForHire #TrueCrime #TrueCrimeCommunity #TrueCrimePodcast #JusticeForDanMarkel #MurderTrial #CriminalInvestigation #LegalDrama #CrimeUpdate #JusticeMatters #SurvivingTheSurvivor

In this episode we answer emails from Ron, Iain, an Anonymous Visitor and Mr. Data.  We discuss Ron's generosity and his variable or guardrails withdrawal strategy, some helpful British website references, what we use bonds for in these portfolio and how the TSP G fund fits into that, and small cap growth vs. small cap value stocks.  And some notes on recent market turmoil.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterPortfolio Charts Retirement Spending:  Retirement Spending – Portfolio ChartsMonevator Quilt Chart:  Asset allocation quilt – the winners and losers of the last 10 years - Monevator Just ETF (UK) Page:  ETF portfolios made simpleShannon's Demon Article:  Unexpected Returns: Shannon's Demon & the Rebalancing Bonus – Portfolio ChartsAmusing Unedited AI-Bot Summary:Market crashes reveal the true value of diversification. While Professor Jeremy Siegel called last week's events "the worst policy mistake in US economic history in the last 95 years," properly structured portfolios weathered the storm remarkably well.The recent market plunge shows exactly why risk parity strategies work—the S&P 500 dropped 13.3%, NASDAQ fell 17.2%, but our All Seasons portfolio remained flat for the year. This divergence creates powerful rebalancing opportunities that can enhance long-term returns.Looking at performance across asset classes reveals a classic recession pattern: falling stocks, rising treasury bonds, and initial panic selling followed by differentiated recoveries. Long-term Treasury bonds (VGLT) are up 7.2% for the year, demonstrating their crucial diversification role during market stress. Gold, despite some wobbles, remains up 15.7% year-to-date.The mathematical principle behind this outperformance is what Claude Shannon described as "Shannon's Demon"—when assets perform differently at different times, periodic rebalancing allows the portfolio to outperform any individual component. This explains why we maintain exposure to both growth and value styles, rather than trying to predict which will outperform next.For DIY investors, this market correction offers valuable lessons about portfolio construction. Understanding why you hold each asset—whether for stability, income, or diversification—is far more important than chasing yields. The Golden Butterfly portfolio, with its balanced approach across stocks, bonds, and gold, is only down 1.78% year-to-date while continuing to provide consistent distributions.Want to learn more about building resilient portfolios? Visit riskparityradio.com for sample portfolios and detailed resources, or email your questions to frank@riskparityradio.com.Support the show

Welcome to the SpeakUPZee Podcast, the show designed to motivate, inspire, and uplift you to become the best version of yourself!Let's be real—healing is hard, and sometimes the most tempting thing is going back to the person who hurt you. Not because you've forgotten the pain, but because they were familiar. But growth doesn't live in comfort—it lives in hard choices, boundaries, and learning how to love yourself enough to let go.In this episode, Zee opens up about a raw, personal moment in therapy that changed his perspective—and helped him stop romanticizing what broke him. If you've ever been caught between healing and running back to what's familiar, this episode will speak directly to your soul.

Lucas Aoun interviews psychiatrist Josef Witt-Doerring, who shares his unique journey in the field of psychiatry. Josef discusses the shortcomings of traditional psychiatric practices, particularly the over-prescription of medications without addressing root causes. He delves into the serious issue of Post-SSRI Sexual Dysfunction (PSSD), explaining its symptoms, prevalence, and the lack of research surrounding it. The conversation highlights the emotional and cognitive impacts of PSSD on patients, as well as the broader implications for mental health treatment. Josef emphasizes the need for more awareness and research in this area, while also discussing the challenges faced by patients in recognizing the side effects of medications. The episode concludes with a discussion on the stigma surrounding mental health labels and their impact on patient care. In this conversation, Josef critiques the current mental health care system, highlighting its dysfunction and the over-reliance on medications. He discusses the potential of psychedelics as a more empowering alternative for mental health treatment, emphasizing the importance of therapy in conjunction with these substances. The conversation also covers the risks of serotonin syndrome associated with certain medications and the critical importance of tapering off psychiatric drugs safely. Josef shares inspiring recovery stories of individuals who have successfully weaned off medications through lifestyle and dietary changes, underscoring the transformative power of holistic approaches to mental health.Podcast Show Notes/Links:Dr. Josef's YouTube Channel: https://www.youtube.com/@taperclinic Dr Josef's Free Course: https://www.youtube.com/watch?v=VY820dpjdq8&t=2s Get Lucas' New Supplement Here: https://www.inb4supps.com/ Disclaimer:The information provided in this podcast episode is for entertainment purposes and is NOT MEDICAL ADVICE. If you have any questions about your health, contact a medical professional. This content is strictly the opinions of Lucas Aoun and is for informational and entertainment purposes only. It is not intended to provide medical advice or to take the place of medical advice or treatment from a personal physician. All viewers of this content are advised to consult with their doctors or qualified health professionals regarding specific health questions. Neither Lucas Aoun nor the publisher of this content takes responsibility for possible health consequences of any person or persons reading or following the information in this content. All consumers of this content especially taking prescription or over-the-counter medications should consult their physician before beginning any nutritional, supplement or lifestyle program. Hosted on Acast. See acast.com/privacy for more information.

‘What it does seem is that overwhelmingly [they] have been used to pay down debt': Rob Southey from Momentum Corporate.

One of the most frequent questions we get about retiring early is: 'How do I get money out of my retirement accounts before age 59.5, without paying the 10% penalty'? This episode answers that question and more with CPA and 72(t) expert, Bill Stecker. Bill is the founder of The Marble Group which specializes in federal income taxes and early retirement distributions. He's also the brilliant mind behind the website '72tcalc', hands down the most comprehensive resource we've found specifically focusing on 72(t)s. Cohost Jackie knows because she set up her own substantially equal periodic payments (SEPP) using IRS rule 72(t) in 2024 and will share some details of her first-hand experience. If you've been fearful and confused about how 72(t)s work, fear no more! In this episode, we thoroughly break down everything you need to know in a way you've never heard before. We also discuss more than a dozen other ways the IRS allows you to legally avoid federal tax penalties for early withdrawals from your retirement accounts. To make sure we did this topic justice, we turned it into a 2-part series. This is part 1, and part 2 will be released next week; both packed with valuable insights and practical tips for anyone considering early retirement.  

Jim and Chris discuss listener questions relating to spousal Social Security benefits, RMD tax withholding, IRA withdrawals, and 401(k) contribution limits. Jim also shares a PSA about a recent attempt at identity theft. (20:15) Jim shares a PSA about a fraudulent payday loan application attempted in his name and what he learned about credit freezes […] The post Identity Theft, Spousal Benefits, RMD Taxes, IRA Withdrawals, and 401(k) Contribution Limits: Q&A #2513 appeared first on The Retirement and IRA Show.

In this episode of the Money Mastery Unleashed Podcast, Adam Olson, a Certified Financial Planner with Mutual of Omaha, dives deep into the critical strategies for structuring retirement income to minimize taxes. He explains the different types of retirement accounts—tax-deferred, tax-free, and taxable—and the implications of withdrawing from each. Adam emphasizes the importance of strategically planning distributions to keep tax liabilities low while ensuring a consistent income stream throughout retirement. By tailoring withdrawal strategies to individual needs and adjusting them annually, retirees can avoid unnecessary tax burdens and maintain financial stability. Adam also highlights the significance of considering factors like Social Security taxation, Medicare premiums, and the potential benefits of consulting a knowledgeable financial advisor. This episode is packed with practical insights to help listeners navigate the complexities of retirement income planning, ensuring they enjoy a comfortable and tax-efficient retirement. "How you structure your income in retirement can significantly impact the taxes you pay—strategic planning is key to minimizing your tax burden." Key Takeaways: Types of Retirement Accounts Additional Income Sources in Retirement Structuring Retirement Paychecks Investment Strategy Alignment Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

What is an annuity? Is it a good tool for my goals? Certified Elder Law Attorney Barbara McGinnis joins Certified Financial Planner, Matt Brown the branch manager of Raymond James in Cookeville to explore frequently asked questions about annuities. 304 Family Wealth |304 N. Washington Ave. Cookeville, TN 38501| 931.520.0778 Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. 304 Family Wealth is not a registered broker/dealer and is independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. The information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Matthew Brown and not necessarily those of Raymond James. Annuities are long-term, tax-deferred insurance contracts designed for retirement. Withdrawals made prior to age 59 ½ may be subject to taxes and possible penalties. Any guarantees are backed by the claims-paying ability of the issuing insurance company. Contracts are subject to fees and limitations. Investors should consider the investment objectives, risks, and charges and expenses of variable annuities carefully before investing. The prospectus contains this and other important information about the variable annuity and its underlying funds. Prospectuses for both the variable annuity contract and the underlying funds are available from your financial advisor and should be read carefully before investing. Investing involves risk and you may incur a profit or a loss regardless of strategy selected. Past performance is no guarantee of future results. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

"I'm 67, looking to retire next year, and have multiple different types of accounts with my retirement savings. How do my withdrawals impact the taxation of my Social Security benefits?" We're answering YOUR questions on this week's Get Ready For The Future Show!  I want to watch my family enjoy what I've earned over the years. Are there opportunities for tax-efficient wealth transfer to heirs while still alive? Should I consider a multi-family property as my first investment, living in one unit and renting the others?  And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!  Originally aired 3/19/2025 

Founder & CEO Walter de Oude joins Michelle to discuss the state of customer requests, customer funds safety and what's been taken from this episode on strengthening customer sentiment.See omnystudio.com/listener for privacy information.

Tax season comes around fast, and for those navigating divorce, tax decisions can feel overwhelming. In this episode, Karen Chellew and Catherine Shanahan break down the key considerations you need to keep in mind when filing your taxes before, during, or after divorce. Key Takeaways: ✔️ Filing Status Matters – Understanding the differences between filing jointly, married filing separately, head of household, and single. ✔️ Accessing Tax Information – Why gathering tax documents early is crucial, especially if your spouse has handled finances. ✔️ Negotiating Tax Savings – How tax benefits can be part of your divorce settlement strategy. ✔️ Claiming Dependents – Why alternating years may not be the best financial choice. ✔️ Alimony & Tax Law Changes – Understanding the post-2019 rules on taxable and deductible alimony. ✔️ 401(k) Withdrawals & Hidden Tax Consequences – The impact of taking funds from retirement accounts. Knowledge is power. Before making any tax-related decisions, consult with a qualified accountant to ensure you're making the best financial choices for your future.

MIchelle Martin and Nirgunan Tiruchelvam, Alētheia Capital's Head of Consumer and Internet discuss the latest turns of the Chocolate Finance story On 4 March, users of Chocolate finance learnt they could no longer use their Chocolate debit card at AXS. On March 9, a influencer and former affiliate of Chocolate finance Sethify, posted a video sharing why he was pulling all of his funds out of Chocolate finance citing weak relative rates, safety compared to instruments like SSB, and his experience as an affiliate. In this discussion, hear what investors looking for fuss free returns on spare cash can take from this chapter.See omnystudio.com/listener for privacy information.

Is #ReginaHall ready to find love on TV?

Understanding your TSP withdrawal options is essential for a successful retirement.  In this podcast episode, Micah and Christian break down the three financial phases: accumulation, preservation, and distribution, highlighting the critical decisions federal employees need to make when withdrawing from the TSP. Learn about the different withdrawal options, including lump sums, partial withdrawals, TSP annuities, and transfers to IRAs. Discover how tax planning, required minimum distributions (RMDs), and timing impact your financial future. They also share real-life examples of costly mistakes and how to avoid them. Tune in to ensure you make informed decisions about your TSP and set yourself up for long-term retirement success. https://zurl.co/cEHsZ

You can't have a physical transformation until you have a spiritual transformation.” – Cory BookerWelcome our special guest: Dr. Sheila JacksonEPISODE HIGHLIGHTS Trusting God's timing is essential for spiritual growth. Learning to appreciate the journey shapes who we are. Submitting our will to God's will is a key struggle. The joy of the Lord is our strength in difficult times. Journaling helps us hear God's voice and track His promises. God's investments in us include our gifts and purpose. Dreams and Vision: Experiencing the unseen realm can deepen our faith. Key Moments in Prayer, a powerful tool for transformation and healing. Healing Testimony and Divine Prayer Language Changing our thoughts with the Word of God The great thing to remember is that though our feelings come and go God's love for us does not.” – C.S. LewisINTERVIEWING JESUS SHOW NOTES and links to connect with Dr. Sheila JacksonConnect with Kristen onIJP Facebook CommunityInstagram #interviewingjesuspodcast #livingspirituallybraveTwitter XLinkedinLinkTreeWebsiteKristenWambach.com Thank you for spending this time with me, I am honored. See you next week Kristen Music Credits  by Stockaudios from Pixabay  We're on this journey together, sharing wisdom through these episodes and videos. If they resonate with you, please like, comment, or subscribe to our channel. Your support helps us create content that speaks to your soul. Thank you for being part of our community. We are, because you are, Living Spiritually BRAVE!

⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠ visit my website⁠⁠Today, we will be looking at a client example of a 62/61 year old couple with $1mm inside of a Traditional IRA, about $50k in cash savings, and a $450k home that is paid off.  In this episode, we're going to dive into the timing of their Social Security income, IRA distribution strategy, Roth Conversions, as well as their investment strategy.  We'll also discuss some of the key risks they'll face throughout retirement.  I hope you enjoy this 4th edition of the “Whiteboard Retirement Plan.”-KevinConnect with me here:YouTubeJoin My Company NewsletterFacebookLinkedInInstagramThis is for general education purposes only and should not be considered as tax, legal or investment advice.

In this episode we answer emails from Andy, Mark and Graham.  We discuss what may do well under the current US administration and related concerns, what a weak dollar means for risk assets and allocating to volatility, and how inflation should realistically be accounted for in withdrawals.  And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterNew Catching Up to FI Podcast with Yours Truly:  “The Risk Parity Paradox” an Exercise in Simple Complexity? | Frank Vasquez | 124US vs International Stocks In Strong And Weak Dollar Markets (link from Episode 393:  us-dollar-strength-has-correlated-with-performance-03312023.pdfSpending Trajectories After Age 65 Research Paper and  Summary (link from Episode 336):  Spending Trajectories After Age 65: Variation by Initial Wealth | RANDAmusing Unedited AI Bot Summary:Unlock the secrets of resilient investing with our latest episode of Risk Parity Radio! Join us as we explore the dynamic relationship between risk and reward in today's unpredictable market landscape. With insights from Frank Vasquez, we discuss how various asset classes, including gold and bonds, are performing amid rising economic uncertainty.We feature an in-depth analysis of eight sample portfolios, shedding light on their performances and the lessons they offer for individual investors. Our host encourages listeners to reflect on their investment strategies and promotes the importance of diversification as a safeguard against market fluctuations.Listeners are invited to engage with us through insightful emails, tackling current economic concerns such as inflation and its implications for retirees. Wrap up the episode with practical advice, encouraging self-education and proactive engagement in personal financial management.Don't miss this opportunity to refine your financial strategies! Subscribe, share your thoughts, or leave a review to join our growing community of informed investors.Support the show

#70: A new year brings a new 4-20 fast for Reggie. On today's episode, he discusses the oft-overlooked topic of weed withdrawals and the tough symptoms that they can bring.Snort cacao powder (and other things) with ease: https://snogostraws.com/MDHpodUse discount code MDH15 for 15% off at checkoutEnjoy all your substances worry-free with a Dance Safe test kit: https://dancesafe.org/r/MDHpod/DISCLAIMER: This podcast is for educational and entertainment purposes only. Our goal is to educate and inform others about the realities of substance use in an engaging and entertaining format. We are in no way confessing to the acts stated in this episode. This episode, along with all others found on our podcast, has been uploaded purely for entertainment purposes and should not be taken seriously.

In this episode, Jack Sharry talks with Jan Buchsbaum, Chief Product Officer, and Mark Fitzgerald, National Sales Manager at Nassau Financial Group. They discuss the integration of annuities and social security planning in creating guaranteed retirement income and Nassau's product development and solution design. From simplifying complex financial products and processes to a streamlined user experience and smart approach to partnerships and distribution, Jan and Mark explore Nassau's impressive growth trajectory and discuss the key elements driving their success. In this episode: (00:00) - Intro (01:28) - Overview of Nassau Financial Group (02:54) - Nassau's sales strength, growth, and momentum (06:29) - Nassau's process for developing products (09:22) - A collaborative approach to product development (14:40) - Integrating annuities and social security planning (20:26) - Educating clients and advisors on the value of annuities (27:52) - Uncovering additional assets through social security optimization Quotes "We are hyper-focused on providing solutions for our partners and consumers that matter and enhance their lives. And we are constantly always trying to figure out how we can be better." ~ Jan Buchsbaum "If you're having a conversation around social security, you're helping that individual maximize their lifetime income." ~ Mark Fitzgerald Links  Jan Buchsbaum on LinkedIn Mark Fitzgerald on LinkedIn Nassau Financial Group Phil Gass Connect with our hosts LifeYield Jack Sharry on LinkedIn Jack Sharry on Twitter Subscribe and stay in touch Apple Podcasts Spotify LinkedIn Twitter Facebook Disclosure Nassau Life and Annuity Company, the Nassau Income Accelerator Annuity and the Nassau Flex-Forward Income Benefit rider are NOT connected with, recommended, or endorsed by any governmental program, agency, or entity, including the Social Security Administration. All social security and annuity income payment examples are for educational and illustrative purposes only. Individual results will vary. This information is not meant to provide investment, tax or financial planning advice. Nassau does not provide individual tax, financial or investment advice or act as a fiduciary in the sale or service of insurance contracts. Please consult your personal tax or financial advisor for assistance. Fixed annuities are insurance contracts and do not provide ownership of any stocks, bonds, index funds, or other securities. These products are not FDIC or NCUAA Insured and there are no Bank or Credit Union Guarantees. Lifetime payments and other contract guarantees are subject to the claims-paying ability of the issuing company. These annuities offer a Fixed Account and a variety of Indexed Accounts. The Fixed Account earns a specified rate of interest that is no less than 0 to 3% depending on the state and product. Contract growth is not guaranteed. Fees and restrictions apply. Withdrawals may be subject to charges, pro-rated fees and adjustments. Withdrawals (including income payments) are subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply. Please review the applicable product and rider disclosures for more information. Nassau Income Accelerator is a single premium deferred fixed indexed annuity issued on contract form 19FIA, ICC19EIAN, or 19ISN. This annuity is issued by Nassau Life and Annuity Company, Hartford, Connecticut, a subsidiary of Nassau Financial Group. In California, Nassau Life and Annuity Company does business as "Nassau Life and Annuity Insurance Company." Nassau Life and Annuity Company is not authorized to do business in Maine and New York. BPD42072

Matt and Jake preview NFL Free Agency, Super Bowl Parade highlights, Cam Ward versus the 2024 Draft Class

We talk about our emotional love cup on this podcast and making intentional deposits. But what happens when withdrawals happen in our most vulnerable relationships?  Today we will unpack what that is like and how it plays into our different love languages so we can be more intentional with the impact of our withdrawals as much as we are with our deposits. Please let me know your biggest takeaway and reply to this email if you're interested in more info on the letter writing I'm doing and having so much fun with every day. Check out our sponsor Herbal Face Food and support the show by clicking the link https://tinyurl.com/KellysFavoriteAntiAgingSerum and using the code Harmony20 at checkout for 20% off. Subscribe on Apple! Subscribe on Android! Join my FREE parenting bootcamp! Let's Connect! Here's where you can find me: Learn more at https://www.coachingkelly.com. Find me on Instagram! Find me on Facebook!

Henna Pryor, a former top leader at a $2 billion executive search firm, possesses over 14 years of extensive experience in career transitions and leadership. As a highly sought-after global keynote speaker and 18 time award winning author, Henna's insights have been prominently featured in publications such as Inc. Magazine, Forbes, NBC, Washington Post, business.com, HuffPost, and Fast Company. Recognized as a Success Magazine Woman of Influence, she has established strong partnerships with leading organizations including Google, Workday, Johnson and Johnson, and JP Morgan Chase. With two TEDx speaking engagements and her book, "Good Awkward," endorsed by NFL quarterback Russell Wilson and former HBR editor Karen Dillon, Henna's professional journey and expertise in navigating career transitions position her as a credible and influential figure for professionals seeking guidance and inspiration. The key moments in this episode are:  00:02:28 - Building Relationships Through Deposits and Withdrawals  00:13:34 - Compassionate Networking 00:24:21 - The Importance of Consistency in Personal Branding  00:27:00 - Building Resilience  00:28:38 - Fear of Not Meeting Imagined Potential  00:33:59 - Externalizing Self-Talk and Embracing Feedback    Connect with Henna Pryor Website: pryoritygroup.com Instagram: @Hennapryor LinkedIn: linkedin.com/in/hennapryor Book: pryoritygroup.com/book   Connect with Amina AlTai Website: aminaaltai.com Instagram: @aminaaltai TikTok: @theaminaaltai Linkedin:   linkedin/in/aminaaltai

In this episode, we're talking about the importance of a strategic withdrawal plan in retirement to keep taxes in check and set you up for long-term financial stability. Ari and I break down why a simple 50/50 split between traditional and Roth accounts isn't enough—you need to plan based on your tax situation and future needs. Using a listener's example, we walk you through how to think about tax brackets, required minimum distributions (RMDs), and when it might make sense to convert funds to a Roth IRA.We also discuss the role of asset location—putting riskier investments in Roth accounts for tax-free growth and stable investments in traditional IRAs for withdrawals. It's all about balancing tax strategies with your lifestyle goals. At Root, we prioritize your purpose first, and we encourage you to explore our resources, like our podcasts, YouTube channel, and community, to learn more about smart retirement planning.Submit your request to join James:On the Ready For Retirement podcast: Apply HereOn a Retirement Makeover episode: Apply Here  Timestamps:0:00 - The comment that prompted this chat2:39 - Run some projections5:14 - The benefit of Roth7:31 - Asset location and allocation10:07 - Root reserves13:50 - More often than not15:22 - Tax insurance17:17 - Cart before the horse?19:30 - It starts with purpose21:33 - Where to find James and AriCreate Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Send us a textIn this episode Tyler and Jimmy discuss last week's PPA tournament, the Tucson Open, which was spicy and drama-filled to say the least. They touch upon Fed's losses now that he's team Adidas, Jack Sock & Jay Devilliers' nasty nelsons, and rank Christian Alshon as a top player. Tyler and Jimmy also debate on whether players should intentionally let their opponent continue playing if they know they are withdrawing. Tyler and Jimmy wrap it up by answering your questions. As a reminder, please join Tyler and Jimmy at the You Are Loved Event this February 15, 2025 to commemorate the lives of Landon and Tim. To register: https://clubpickleballusa.com/youarel... Let us know what topics we should cover in future episodes, thanks for following along!—————————Website: https://www.tylerloong.com/ Use Code "KOTC0225” for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs: https://modballs.com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  Facebook: / tyler.loong   --0:00 Intro6:35 Tyler's assessment of Tucson9:03 Men's Singles Recap18:42 Women's Singles Recap23:45 C&D Pickleball Nets25:53 Mixed Doubles Recap31:15 Men's Doubles Recap48:21 Vulcan 49:18 Women's Doubles Recap56:05 Sophie Burgess Shoutout58:00 Q&A

I need about $5k per month to live on in retirement but I'm not sure where I should be taking the money from. Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Does the four-percent rule actually work? On paper, yes. So why don't more people put it to the test? Today's guest retired at forty-seven years old and is living proof that the math really does check out. Stay tuned to find out how! Welcome back to the BiggerPockets Money podcast! Bobby Beck has done what so many in the FIRE community are seemingly unable to do—he actually retired on the four-percent rule! What's more? He did it while living in the Bay Area, one of the most expensive markets in the US. What gave him the confidence to leave his job and never look back? While “One More Year Syndrome” keeps many people from retiring early, Bobby's mantra of “take a year” compelled him to take a leap of faith. Even though his retirement portfolio took a sixteen-percent hit right before he retired, he weathered the storm, and sure enough, the market rebounded! Now, Bobby lives the life people dream of when they discover FIRE. He has a comfy lifestyle, travels multiple times a year, and only checks his portfolio once a month. If you need the motivation to call time on your career and put your retirement date on the calendar, you don't want to miss this episode! In This Episode We Cover How Bobby and his wife retired on the four-percent rule (at age 47!) Why the FIRE community overestimates how much they'll owe in taxes How to beat “One More Year Syndrome” and actually retire early Growing your brokerage accounts and cash to avoid the middle-class trap The portfolio allocation that will give you the confidence to retire And So Much More! Links from the Show Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Join BiggerPockets for FREE Email Mindy: Mindy@biggerpockets.com Email Scott: Scott@biggerpockets.com BiggerPockets Money Facebook Group Follow BiggerPockets Money on Instagram “Like” BiggerPockets Money on Facebook Sign Up for BiggerPockets Momentum 2025 to Reach FIRE Faster Maximize Your Real Estate Investing with a Self-Directed IRA from Equity Trust Learn How to Retire Early with Scott's Book “Set for Life” Find an Investor-Friendly Agent in Your Area How Much Do You Need for Early Retirement? (How to Calculate Your FI Number) (00:00) Intro (01:03) Retired at 47! (05:49) Bobby's Portfolio (08:35) Real Estate Investments (17:05) Withdrawals & Tax Strategies (26:45) 100% Stock Portfolio (34:36) What Does Your Life Cost? (39:47) The 4% Rule Works! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-605 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you turn your retirement savings into a steady paycheck that lasts? I've had a lot of questions about this lately—and for good reason. Without a well-thought-out withdrawal plan, people risk running out of money too soon, paying more in taxes than necessary, or simply feeling uncertain about how to manage their nest egg. Shifting from saving to spending isn't always easy, and I want to help people feel confident in their approach. That's why I like to keep things simple and intentional. In this episode, I'll walk through a practical way to organize retirement savings into different “buckets” based on when the money will be needed. I also share a real example of how someone ended up paying thousands more in taxes than necessary—just because of the way they withdrew their money. With a little planning, retirees can make their savings last and still have the freedom to enjoy life. You will want to hear this episode if you are interested in... (0:00) Intro (1:10) Sources of Income (3:05) Costly Withdrawal Mistakes (7:50) The Spending Mindset Shift (12:10) The Three-Bucket Method (18:40) Which Accounts to Use First (24:00) Adjusting Over Time Resources & People Mentioned 3 Steps to Retirement Planning Retirement Budgeting Tool 2025 Market Outlook from LPL Financial Episode 72: The Bucket Strategy Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Subscribe to Retirement Made EasyOn Apple Podcasts, Spotify, Google Podcasts

Episode 575: Join Justin and Zach to learn how to stretch your retirement savings with strategic withdrawal strategies. Next, they'll share tips on optimizing an inheritance for lasting financial security.

Bank of England: Gold Withdrawals Facing 4-8 Week Delays Stress in the precious metals markets continues on. With the latest news being that gold withdrawals from the Bank of England, which normally take a few days, are now facing 4-8 week delays. To find out more, click to watch the video now! - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD)Subscribe to Arcadia Economics on Soundwise

Mike and his wife in Tampa are 39 and 36, they've got nearly a million bucks saved. Are they on track for retirement? Kate in California is 55 and hopes to retire in the next couple of years. How should she manage deferred compensation and retirement withdrawals? That's today on Your Money, Your Wealth® podcast number 514 with Joe Anderson, CFP®, and Big Al Clopine, CPA. Plus, Joe and Big Al answer questions from our YouTube viewers on considering IRMAA when making Roth conversions, paying Roth conversion taxes quarterly or in December or in January, protecting a gifted house from a child's ex, and the tax impact of rebuilding on an inherited property. Finally, 8 years ago, Joe and Big Al said you shouldn't have more than 2% of your portfolio in gold and one YouTube viewer said that did not age too well. What do the fellas think today? We'll find out. Access free financial resources and the episode transcript: https://bit.ly/ymyw-514 LIMITED TIME OFFER: Download the Cruising Into Retirement Checklist and Guide by Friday January 31, 2025! WATCH How to Cruise Into Your Retirement on YMYW TV DOWNLOAD the Withdrawal Strategy Guide for free ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:56 - 39 & 36 With Nearly $1M. How Are We Doing? (Mike, Tampa, FL) 07:30 - Watch How to Cruise Into Your Retirement on YMYW TV, Download the Cruising Into Retirement Checklist and Guide by Friday, Jan. 31, 2025! 08:14 - Hoping to Retire in the Next Couple of Years. How Should I Manage Deferred Comp and Withdrawals? (Kate, CA, 55) 16:23 - Download the Withdrawal Strategy Guide for free 16:56 - Roth Conversions Prior to IRMAA for Alex in podcast 510? (Thomas, YouTube) 18:54 - How to Pay Roth Conversion Taxes Before Filing 2024 Taxes? (PoolMileThirty, YouTube) 21:39 - Paying Roth Conversion Tax in December vs. January (TacticalTruth, YouTube) 22:53 - How To Avoid Child's Ex Taking Half of Gifted House? (Emjay, YouTube) 23:53 - Will Kids Keep Stepped Up Basis If They Build New House on the Property? (Thaigera, YouTube) 27:53 - Gold Doesn't Grow? That Didn't Age Well (Eldon, YouTube comment) 29:39 - Outro: Next Week on the YMYW Podcast

Join us for an insightful Neurofeedback Podcast episode featuring Jay Gunkelman, QEEGD, and Pete Jansons. This discussion covers how neurofeedback can help manage withdrawal symptoms, anxiety, and addiction recovery. Learn about the science behind EEG-based brain training and its role in mental health treatment.

Preached on January 12, 2025 from Philippians 4:15-20. For more information about Columbia Christian Church, please visit our website: www.columbiachristian.org

Jim and Chris sit down to discuss Social Security, inherited Roth IRAs, an inherited IRA RMD case, and reporting Roth withdrawals. (12:45) The guys answer a question about earning enough Social Security credits while working overseas and how this impacts Medicare eligibility and spousal benefits. (22:45) Georgette asks whether taking a Child-in-Care benefit now will […] The post Social Security, Inherited Roth IRAs, Inherited IRA RMDs, and Roth Withdrawals: Q&A 2502 appeared first on The Retirement and IRA Show.

Welcome back, my friends! This episode is so good, we had to bring it back as a rerun.I'm diving into one of the most important pillars of business: customer journeys. We're talking about building meaningful relationships, mastering the art of reciprocity, and making sure every interaction with your audience creates trust and connection. It's not just about selling—it's about creating an experience that makes your customers want to stick around and bring others into your world.If this resonates with you, follow me on Instagram @itsgeorgebryant. Shoot me a DM if you want to talk about your customer journey or the Alliance. Now, let's get into it!Five Transformational TakeawaysDeposit First, Ask Later: Always provide value before making any requests. Focus on creating goodwill in your customer relationships.Design a Journey That Excites: Use the five steps—acknowledge, prepare, project, pre-handle, and excite—to keep customers engaged and reduce overwhelm.Balance Effort with Empathy: Remember, every “ask” you make is work for your customer. Balance your requests with moments that inspire and guide.Think Relationships, Not Transactions: Treat every interaction like a conversation. Build trust by showing up consistently with authentic communication.Audit and Adjust Regularly: Customer needs evolve. Continuously refine your customer journey to align with their goals and behaviors.Make sure to tag me when you share your thoughts on this episode, and let's keep building those epic customer experiences!–We weren't meant to do this alone… Whether it be business, relationships, or life. This is why this is an invitation for you…to join us inside the Relationships Beat Algorithms Alliance!!!Click here for a summary of the Alliance because if you're coming here into the show notes, there's a good chance you already know! ;)—We've made it easy to see George's top 10 book recommendations! Click here to find George's top 10 recommended books for mindset, customer journey, and relationships. —Questions or comments about the episode? I'd love to hear from you! Send me a DM over on Instagram @itsgeorgebryant or pop on over to our free Facebook community, Relationship Beat Algorithms. —Links not showing? Hop on over to our podcast blog, mindofgeorge.com/podcast for all the links from the show notes.—What do we talk about in this episode?00:00 The Importance of Customer Journey00:21 Common Pitfalls in Customer Journeys00:51 The Concept of Reciprocity in Business01:41 Designing Intentional Customer Journeys02:23 The Five Steps to Effective Customer Journeys03:19 Real-Life Application of the Five Steps04:46 Understanding Deposits and Withdrawals06:24 Case Study: Social Media Engagement07:28 The Role of Customer Journey in Business Success12:11 Email Marketing Strategies13:59 Event and Community Announcements16:09 Building Relationships Through Reciprocity

Jim and Chris discuss listener questions relating to IRMAA, SS Spousal Benefits, IRA withdrawals, Qualified Charitable Donations, and Roth contributions. (6:45) A listener looks for assistance filling out form SSA-44 to have his IRMMA surcharge reevaluated. (24:15) George wonders if his wife claiming her Social Security benefits early will reduce her spousal benefit when he […] The post IRMAA, Spousal Benefits, IRA Withdrawals, QCDs, and Roth Contributions: Q&A #2450 appeared first on The Retirement and IRA Show.