Podcasts about withdrawals

Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where the right decision depends as much on context as it does on the numbers — from adjustable-rate mortgages and wealth transfers to the Federal Reserve's ongoing fight against inflation.Adjustable-rate mortgages are making a comeback, but this isn't a repeat of the housing bubble era. With special guest Shanna Squires from Henssler Mortgage Advisors, we break down how today's ARMs differ from the products that helped fuel the financial crisis, why some homebuyers are turning to them in a world of elevated mortgage rates, and whether they represent a smart strategy or a risky gamble on lower rates ahead.Next, we tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules actually are—and just as importantly, what they aren't. If you've ever wondered how families can pass wealth to the next generation without creating unnecessary tax headaches, this conversation is for you.Finally, we examine a question many investors are asking: What happens when inflation is driven by supply shortages rather than consumer demand? With oil prices and geopolitical tensions once again influencing inflation expectations, we discuss the limits of Federal Reserve policy, why interest rates remain the Fed's primary tool, and the difficult tradeoffs policymakers face when fighting inflation that may be originating far outside their control.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 30, 2026  |  Season 40, Episode 22Timestamps and Chapters3:48: ARMs: Smart Strategy or Warning Sign?18:08: Passing Down Wealth Without Passing Down Problems34:11: Fighting Inflation With the Wrong Tools? Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

What investment habits can quietly hurt your retirement plan? In this episode of Dollars & Sense, Chet and Rob break down 7 common investor behaviors that can create unnecessary risk for retirees—from holding too much cash and trying to time the market to ignoring taxes, chasing yield, skipping rebalancing, overreacting to headlines, and failing to adjust your strategy over time.  If you are retired or getting close to retirement, this conversation will help you think more clearly about how your portfolio, withdrawal strategy, and long-term plan should work together. The goal is not perfection—it is discipline, clarity, and making thoughtful decisions that support your lifestyle over the long run.  In this episode, we cover: • Why too much cash can create inflation risk • How market timing can hurt long-term returns • Why tax-efficient withdrawals matter in retirement • The hidden danger of chasing yield • Why rebalancing is essential • How reacting emotionally to news can backfire • Why your investment plan should evolve over time  If you enjoy practical retirement planning conversations like this, be sure to like, subscribe, and share this episode with someone preparing for retirement or already living in it. 

For review:1. Cuban President Miguel Díaz-Canel Bermúdez insisted Cuba "poses no threat" to the United States and doesn't have "aggressive plans or intentions against any country," after Axios reported that the island nation has hundreds of military drones and has been allegedly discussing plans to strike the U.S. military base in Guantanamo Bay and potentially Florida's Key West.2. The Republic of Somaliland will open an embassy in Jerusalem, its first anywhere in the world, the state's ambassador to Israel said Tuesday.Currently, seven countries have embassies in Jerusalem — the US, Guatemala, Honduras, Kosovo, Papua New Guinea, Paraguay, and Fiji. 3. US President Donald Trump announced on Monday that he had called off a major attack against Iran, which he claimed was slated to take place on Tuesday after Gulf allies assured him that a deal with Tehran was now possible thanks to the renewal of “serious negotiations.”4. The US State Department has cleared potential military support deals worth a combined $428.2 million for India's Apache rotary-wing aircraft and M777A2 155mm howitzers.5. The Trump administration is planning to tell NATO allies this week that it will shrink the pool of military capabilities that the U.S. would have available to assist the alliance's European nations in a major crisis.6.  NATO Supreme Allied Commander: Europe should “absolutely” expect additional United States troop withdrawals in the future as European NATO allies strengthen their capability to provide more of their own  conventional defense. 

Episode 110: The Hidden Power of 529 Plans (and How to Use Them Like a Pro)Welcome back to the One for the Money podcast!In this episode, we dive into one of the most powerful—and often misunderstood—tools for college planning: 529 plans. With graduation season in full swing, this topic hits especially close to home as families prepare for the next big (and expensive) chapter.

For some reason Remy thinks he is the host of this episode and askes a super strange question to the group. Scott is bitter about the Orlando Magic. Miranda's husband decided to self (what is the opposite of medicate) and is up to all sorts of shenanigans. www.nonewfriendspodcast.comwww.sandpipervacations.com

The Early Entry Deadline for the 2026 NBA Draft has come and gone. Find out who all are returning to school and withdrawing from the NBA Draft.Subscribe to the All-Rookie Podcast on Itunes and Follow us on Twitter @williamisbill for updates and live news on all NBA rookies

Sorry for the posting issues on this episode (IYKYK). On Monday Match Analysis, Gill Gross starts with thoughts on Carlos Alcaraz's wrist injury and other injuries on tour, before getting into the quarter-by-quarter preview of the 2026 Mutua Madrid Open Masters 1000. Jannik Sinner is looking for his 5th straight title at this level, Alexander Zverev has called this his favorite conditions, Felix Auger-Aliassime is looking to regain momentum and Ben Shelton is hoping to follow up his Munich title strong. 0:00 Intro 2:00 Withdrawals 4:30 ATP Fantasy 5:30 Sinner Quarter 12:15 Shelton Quarter 18:00 Felix Quarter 24:00 Zverev Quarter IG: https://www.instagram.com/gillgross_/TikTok: https://www.tiktok.com/@gill.gross24/7 Tennis Community on Tribe: https://tribechat.com/gillTwitter/X: https://twitter.com/Gill_GrossThe Draw newsletter, your one-stop-shop for the best tennis content on the internet every week: https://www.thedraw.tennis/subscribeBecome a member to support the channel: https://www.youtube.com/channel/UCvERpLl9dXH09fuNdbyiLQQ/joinEvans Brothers Coffee Roasters, the Official Coffee Of Monday Match Analysis... use code GILLGROSS25 for 25% off your first order: https://evansbrotherscoffee.com/collections/coffeeAUDIO PODCAST FEEDSSpotify: https://open.spotify.com/show/5c3VXnLDVVgLfZuGk3yxIF?si=AQy9oRlZTACoGr5XS3s_ygItunes: https://itunes.apple.com/us/podcast/monday-match-analysis/id1432259450?mt=2 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode is a deep dive into one of the most misunderstood investment vehicles in Canada — the RRSP. Whether you've been told to avoid them or told they're the holy grail of retirement savings, the truth is nuanced, and it all comes down to your income, your stage of life, and your strategy. Key Topics: What an RRSP actually is — and how it differs from a tax elimination tool (spoiler: it's not one) Who benefits most from contributing to an RRSP (hint: if you're earning $90K+, pay attention) The biggest mistake people make when withdrawing — the lump sum trap How to build wealth inside your RRSP beyond just "parking it in cash" Spousal RRSP contributions and how couples can use income-splitting to their advantage Why your tax refund is your secret weapon — and what we did with ours (Barbados, twice — no regrets) The TFSA, RESP, and the newer FHSA: how to think about all three buckets together What happens at age 71 when your RRSP must convert to a RRIF — and why you want to plan for this before it happens The RRSP meltdown strategy: how to draw down intentionally so you're not hit with a massive, avoidable tax bill Why you need to talk to your advisor more than once a year — and what life changes should trigger that call immediately Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE This episode is sponsored by: withinUs | Use the code JENNPIKE20 at withinus.ca for a limited time to save 20% off your first order and 20% off your first subscription order St. Francis | Go to stfrancisherbfarm.com and save 15% off your all your orders with code JENNPIKE15  Eversio Wellness | Go to eversiowellness.com/discount/jennpike15 and save 15% off every order with code JENNPIKE15 /// not available for "subscribe & save" option Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Metabolic Guide | jennpike.com/metabolic-guide Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Have a question? Send it over to hello@jennpike.com and I'll do my best to share helpful insights, thoughts and advice.

USDA opens 2nd Round of CREP enrollments; applications due by May 1.

KiwiSaver hardship withdrawals have spiked to their highest in a decade last month, amid rising fuel prices. According to the IRD, more than 5600 people withdrew their savings due to financial hardship - the second-highest amount ever since August 2016. Over 49 million dollars was withdrawn, a 12.6 percent increase from March last year. Simplicity chief economist Shamubeel Eaqub says the cost of living crisis, and the recent spike in job losses and business closures have all cumulated into the current increase. "Mostly, what we're seeing at Simplicity is just that people have lost their jobs, they've lost their businesses, or they can't repay their mortgage - it's kind of life stuff. But the recession has real human cost." LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this lesson, Pastors Dale and Patty discuss the importance of keeping a steady flow of the Word going into our hearts in order to build up and strengthen our faith in advance of times of need. Without deposits there can be no withdrawals. Just as we cannot pull money from an empty bank account, we cannot pull faith from an empty heart.

So, What Exactly Is a Trump Account? Episode 379 – Trump Accounts were just signed into law last July, and they are undeniably popular. Are they worth looking into? More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 379 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode: So what exactly is a Trump Account? These new investment accounts have generated a great deal of media attention in the past few months. How do they work, and is it worth setting one up? A Trump Account is a new form of tax-advantaged savings for children that was introduced as part of the One Big Beautiful Bill Act passed in July 2025. The basic idea is to give children a head start with their savings at a very young age. To be eligible, a child must be under age 18 on December 31 of the year the account is created. Up to $5,000 in annual contributions are allowed, indexed for inflation. With Trump Accounts, of the $5,000 annual contribution limit, up to $2,500 per year can come from each parent's employer and will not count toward parents' taxable income, providing incentive for contributions to Trump Accounts. Please consult with your employer regarding this opportunity. Children born between 2025 and 2028 also receive a special incentive, a $1,000 additional contribution from the federal government, referred to as “seed money.” The child must be a U.S. citizen with a Social Security number to qualify for this additional contribution.[1] There is no monetary requirement to receive the $1,000 government contribution, providing further incentive to create one. And, this $1,000 government contribution does not count toward the $5,000 annual limit, raising the maximum available deposit in year one to $6,000. Investments in the account are generally made after-tax. In other words, you don't receive a tax deduction for contributing to a Trump Account. While the child is growing up, a Trump Account has similarities to a custodial or Uniform Gifts to Minors Act (UGMA) account. The account is owned by the child but managed by an adult custodian, presumably the parent or grandparent who set it up. The custodian is responsible for any investment decisions. Withdrawals are generally prohibited before the child reaches age 18. Once the child reaches age 18, the account is treated in many ways like a traditional IRA account, including the 10 percent penalty tax for withdrawals before age 59½. Starting at age 18, the child—now legally an adult—can withdraw as much of the account as he or she wants. Earnings are tax-deferred while still in the account, but generally taxable when withdrawn.[2] This does not apply to the original contributions however, which were made with after-tax dollars. There are restrictions on where the money can be invested. Before the account transitions to a traditional IRA at age 18, it can only be invested in low-cost stock mutual funds or Exchange Traded Funds (ETFs) that track an index of primarily American equities, such as the S&P 500.[3] Note that you can enroll your child for a Trump Account now, but the accounts themselves won't actually be made active until July 2026. You can sign up through the government portal, at Trumpaccounts.gov. It's still very early, but some experts have already pointed out a potential “hack” which could make Trump Accounts especially valuable.[4] It starts by assuming that the parent contributes the full $5,000 for 18 years. By the time the child retires in the distant future, with compound growth over many years, the value of the account could be quite significant. The money is available for withdrawal when the child reaches age 18. But what if, as a young adult, the individual converts the account to a Roth IRA? The accumulated gains in the account would be taxable at the time of conversion, but once inside the Roth, withdrawals are generally tax-free once you reach age 59½. A recent Wall Street Journal article goes through an example assuming an account receives the $1,000 government seed money, plus $5,000 per year until age 18. The example assumes the money remains in the account. At age 24, assuming a 7 percent annual return, the account would be worth just over $278,000. At that point he or she converts to a Roth IRA and pays the tax through an outside source. If the money stays in the account and continues to grow, it will be worth just over $3 million by the time he or she reaches age 59½, again assuming the 7 percent return. Once he or she is past age 59½, any withdrawals are then completely tax-free.[5] Age 24 was chosen for the example because at that age, the account holder is now past any “kiddie tax” considerations, but presumably also well before his/her peak earnings (and highest tax bracket) years. The sooner the money gets into the Roth, the better.[6] And as with a traditional IRA, it is possible to spread the conversion over several years if preferred. The “kiddie tax” is an IRS rule that taxes a child’s unearned income (investments, interest, and dividends) at their parents’ higher marginal tax rates rather than the child’s lower rate. Please consult your tax advisor if you think this situation may apply to you. Even though they're just getting started, Trump Accounts have already become popular. By mid-March 2026, four million children had already been signed up for the accounts which, as mentioned, will activate in July of 2026. These kids are all off to a great start. On the surface, it appears the $1,000 of government seed money is something we don't always see: a government program that works as it was intended to! [1] Dickson, Joel. “What to know about the new Trump accounts for kids.” Vanguard.com. https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/what-to-know-about-new-trump-accounts-for-kids.html (accessed March 25, 2026). [2] Id. [3] Internal Revenue Service. “Treasury, IRS issue guidance on Trump Accounts established under the Working Families Tax Cuts; notice announces upcoming regulations.” IRS.gov. https://www.irs.gov/newsroom/treasury-irs-issue-guidance-on-trump-accounts-established-under-the-working-families-tax-cuts-notice-announces-upcoming-regulations# (accessed March 25, 2026). [4] Ebeling, Ashlea. “The Hack That Turns Trump Accounts Into Multimillion-Dollar Tax-Free Nest Eggs.” The Wall Street Journal. https://www.wsj.com/personal-finance/the-hack-that-turns-trump-accounts-into-multimillion-dollar-tax-free-nest-eggs-53d303c3 (accessed March 25, 2026). [5] Id. [6] Id.         More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraBlubrryby EmailTuneInDeezerRSSMore Subscribe Options

Market drops feel very different once you retire—and that fear is real. If you're no longer contributing to your portfolio and instead relying on it for income, volatility doesn't just feel uncomfortable… it feels threatening. In this episode of Upticks, Jake and Cory break down reasons market swings hit harder in retirement and what can help retirees regain confidence during uncertain markets. ---------------

In this episode, Todd and Tony dive into the “slop” of modern media and the importance of authentic audience relationships. From the pitfalls of AI-generated April Fool's jokes to the gritty reality of independent publishing, the duo discusses why building “brand love” requires real deposits of time and effort rather than just checking a box.Later, Tony provides a cautionary review of the zombie sequels 28 Years Later and The Bone Temple, warning listeners about a surprising escalation in violence between parts one and two.Key Discussion Points* Damp April & Media Literacy: Tony discusses his “fat boy punishment juice” (water and weekend gin) while Todd reflects on how bad AI content on April Fool's Day serves as a litmus test for poor media literacy.* Deposits vs. Withdrawals: A deep dive into brand loyalty; why lazy AI posts are a “withdrawal” from your audience's trust, whereas quality content that educates or entertains is a “deposit”.* The Power of Niche Audiences: Why having 100 dedicated listeners in a specific industry (like Tony's funeral industry podcast) is more valuable than chasing millions of “empty” views.* Movie Review - 28 Years Later & The Bone Temple: A breakdown of the latest in the zombie franchise, featuring Ralph Fiennes, a “bone temple” ossuary, and a warning about extreme onscreen torture.* The Business of “No”: Tony and Todd discuss the importance of valuing their work, avoiding “free” projects for ungrateful clients, and “showing up for yourself” like Olympic athletes. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit daydrinkingondelmarva.substack.com

Blame it on Mikel: Arsenal Player Withdrawals, International Break Fallout & April FixturesThe international break returns — and so does the noise.In this episode, we work through a packed window for Arsenal players across international duty, from standout performances and youth involvement to the growing list of withdrawals that have quickly become the dominant talking point.There's a closer look at England's camp, including the reaction to Ben White's return, and the wider conversation around national team expectations versus club priorities. Across Europe and South America, we assess who played, who didn't, and what it all might mean heading into the final stretch of the season.The discussion then turns to the narrative forming around Mikel Arteta, as Arsenal's decisions during the break come under increasing scrutiny — and whether that scrutiny reflects reality or something else entirely. With comparisons drawn across the Premier League and beyond, we explore how clubs are managing players during one of the most delicate moments of the campaign.From there, attention shifts to what's being dubbed “Manager-Geddon”, as multiple Premier League clubs cycle through managers in a season defined by instability. We break down the chaos, the consequences, and what it says about the current state of the league.Finally, focus returns to Arsenal and the month ahead. With fixtures across multiple competitions and key players managing fitness, April shapes up as a defining period in the season — one that could determine how the run-in unfolds.Set Piece FC rolls on — the noise rises, the run-in begins, and all eyes turn to April.Chapters:(00:00) - Arteta's Non-Negotiables & Intro(01:29) - Episode Overview(01:58) - International Break: Arsenal Player Round-Up, Viktor Gyökeres Form & Sweden Qualification(02:35) - England Call-Ups & Ben White's Reception(04:41) - National Team Pressure vs Club Loyalty Debate(06:41) - Gyökeres Revisited: Form Timing & Season Impact(08:16) - South America Update: Gabriel, Martinelli & Hincapié Concerns(10:04) - Martin Zubimendi: Minutes Managed & Performance Questions(10:51) - Zubimendi Debate: Fatigue vs Form(12:56) - Hale End Watch: Nwaneri, Lewis-Skelly & Dowman Impact(14:14) - Calafiori, Mosquera & Wider Squad Mentions(15:04) - Premier League Withdrawals: 23 Total, Arsenal ~10(15:35) - Injury Context: Saka, Rice, Madueke & Squad Fitness(17:10) - “All Arteta's Fault”: Club vs Country Tension(18:43) - Wider Context: Haaland, Kane & League-Wide Withdrawals(20:12) - Are Clubs Taking the International Break Seriously?(22:20) - Training Window: Arteta, Pep & Squad Preparation(24:28) - Manager-Geddon: Premier League Sack Season Overview(25:56) - Manchester United: Carrick Impact & Turnaround(28:06) - Tottenham: Circus, Appointments & Rival Perspective(39:20) - Manager Musical Chairs: Nuno, Ange, Dyche & Pereira(41:41) - April: Arsenal Fixtures & Injury Concerns(42:53) - Squad Balance Issues & Tactical Concerns(45:49) - Fixtures: Southampton, Sporting, Bournemouth, City & Newcastle(47:29) - Title Race Context: City Gap & Pressure Points(50:06) - Manchester City Run-In & Remaining Fixtures(51:26) - Closing Thoughts

Golfing legend Tiger Woods announced that he will not be participating in this year's Master's Tournament...

Golfing legend Tiger Woods announced that he will not be participating in this year's Master's Tournament... See omnystudio.com/listener for privacy information.

On this episode, Harry Symeou covers the latest withdrawals from International duty as far as the Arsenal squad is concerned. We touch on the fitness of Martin Zubimendi, Piero Hincapie, Declan Rice, Jurrien Timber, William Saliba, Gabriel, Bukayo Saka, Eberechi Eze, Leandro Trossard, Martin Odegaard and more! Donate to Gooners vs Cancer here: https://goonersvcancer.com/ To sign up as a Patreon, get additional episodes, ad-free episodes and become a part of our discord server, click the link below. https://patreon.com/thechroniclesofagooner?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink Listen to 'The Rise of Pafos FC' on Apple podcasts or Spotify: https://podcasts.apple.com/us/podcast/the-rise-of-pafos-fc-with-harry-symeou/id1334407316?i=1000746012823 Live event tickets: https://www.eventbrite.com/e/the-gooner-talk-live-an-evening-of-arsenal-2026-tickets-1984454995311?aff=oddtdtcreator #arsenal #afc #premierleague Learn more about your ad choices. Visit podcastchoices.com/adchoices

After you listen: Learn more about the Schwab Teen Investor™ account. Find more educational resources at Schwab Moneywise Teens. On this episode of Financial Decoder, host Mark Riepe is joined by guest Patrick Means to discuss the ways parents play a central role in helping teens develop practical money skills that last into adulthood. Their discussion explores why open conversations and real‑world practice matter more than lectures when it comes to learning about money. It looks at how everyday experiences can make financial concepts feel relevant and meaningful for young people. The goal is to help teens build confidence and a foundation for long‑term financial independence. Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder.  If you enjoy the show, please leave us a rating or review on Apple Podcasts. Reach out to Mark on X @MarkRiepe with your thoughts on the show. Follow Financial Decoder on Spotify to comment on episodes. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. For important information on the Schwab Teen Investor™ account, including restrictions and limitations, go to schwab.com/teen-account. The "S&P 500® Index" is a product of S&P Dow Jones Indices LLC or its affiliates ("SPDJI"), and has been licensed for use by Charles Schwab & Co., Inc. ("CS&Co."). Standard & Poor's® and S&P® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P”"; Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"). Schwab Starter Kit™ is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of using Schwab Starter Kit, nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index. Withdrawals from an IRA prior to age 59½ may be subject to a 10% Federal tax penalty. For a Roth IRA, tax-free withdrawals of earnings are permitted five years after first contribution creating account. Earnings withdrawn prior to that may be subject to ordinary income taxes and a 10% Federal tax penalty Investing involves risk, including loss of principal. ​Past performance is no guarantee of future results. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc. Definitions The 50‑30‑20 rule is a general budgeting guideline that suggests allocating approximately 50% of after‑tax income to needs, 30% to wants, and 20% to savings or debt repayment. The percentages are intended as a simple framework and may not be appropriate for everyone. 0326-X2PP Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Protect your investments with And We Know http://andweknow.com/gold Or call 720-605-3900, Tell them “LT” sent you. ————————— ➜ Our AWK Website: https://www.andweknow.com/ ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ------- *DONATIONS SITE: https://bit.ly/2Lgdrh5 *Mail your gift to: And We Know 30650 Rancho California Rd STE D406-123 (or D406-126) Temecula, CA 92591 ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ➜ Audio Bible https://www.biblegateway.com/audio/mclean/kjv/1John.3.16 Connect with us in the following ways: + DISCORD Fellows: https://discord.gg/kMt8R2FC4z

Trust isn't built through grand gestures—it's earned (or lost) in the daily grind of promises kept or broken.This episode breaks down the core truth: what we think and say sets expectations, but only what we actually do defines our character.After we make a commitment, we'll take one of three paths —follow through to make a trust deposit, ask to break the commitment and risk suspicion (depending on how often you do it and why), or break the commitment and trigger major distrust.For leaders aiming to grow influence without formal authority, the message is clear: prioritize congruency (actions aligned with words/walking the talk), value others' time and expectations, and treat commitments made as unbreakable to avoid suspicion about motives.When you keep your word consistently, you create hope, foster loyalty, and turn your team into one that performs because they trust you.

A KiwiSaver provider says more people are asking about dipping into their KiwiSaver due to hardship - as the cost of living and market volatility bites. Figures from Inland Revenue show last month almost 5000 kiwis withdrew $41.2 million due to financial hardship up from $37 million in February 2025. That was before the war in Iran caused the fuel prices to skyrocket and rattled the financial market. Generate KiwiSaver's Head of investment, Greg Smith spoke to Lisa Owen.

On this week's episode of Educational Insights, Ty Miller explores how newly appointed Federal Reserve chairs are often tested early in their tenure through heightened market volatility and pullbacks. Looking at past leaders from Paul Volcker to Jerome Powell, he highlights a consistent pattern of strong market performance leading up to confirmation, followed by notable corrections shortly after. As a new Fed chair steps into the role amid ongoing economic uncertainty, this historical perspective offers valuable context for what investors might expect in the months ahead. Watch to learn more. Ty Miller Vice President Wealth Consultant Email Ty Miller here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post New Fed Chair – What Lies Ahead? first appeared on Fi Plan Partners.

Apollo and Ares the latest firms to limit withdrawals from their private credit funds. Guggenheim Partners Executive Chair and former Bear Stearns CEO Alan Schwartz breaks down what the ripple effect could be for the market. Plus why he thinks Kevin Warsh could be a stabilizing force for the Fed and stocks. Then why Asia could be facing an outsized disruption in the energy markets. And Anthropic taking the DoD to court, asking a federal judge to block the Pentagon's order to blacklist the company from the U.S. supply chain. A live report from outside the courthouse in San Francisco. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's one of those weeks where everything seems to collide at once—markets reacting in real time to geopolitical tension, a pivotal Federal Reserve meeting on deck, and headlines that feel like they're changing by the hour. With conflict in Iran pushing oil prices higher and uncertainty back in focus, we begin by helping investors separate emotion from strategy and stay grounded in a disciplined approach.From there, we look past the headlines of record March Madness betting to the broader economic ripple effects—from increased exposure for schools, including local interest around Kennesaw State, to even a surprising trend: markets have historically “earned less” during the tournament. We also tackle a common retirement question: Does it make sense to delay your RMD until December in hopes of a higher market value? We'll walk through where that thinking works, where it doesn't, and how the Henssler Ten Year Rule can help remove the temptation to time withdrawals.Finally, we turn to a potential shift in how markets themselves operate, as the SEC considers moving away from quarterly earnings reporting. What could that mean for transparency, investor behavior, and long-term decision-making? It's a conversation that gets to the heart of how much short-term noise investors really need—and whether less could ultimately be more.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — March 21, 2026  |  Season 40, Episode 12Timestamps and Chapters7.00: All Eyes on the Fed—and the Headlines18:32: March Madness38:12: December RMDs Only?46:58: Earnings Season, RewrittenFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

On this week's episode of Educational Insights, Trey Booth explains the critical difference between correlation and causation in investing. While many market trends appear connected, like certain stocks rising alongside the broader market, he highlights why moving in the same direction doesn't necessarily mean one causes the other. By looking beyond surface-level data and digging into the underlying drivers of market behavior, investors can better understand the real forces influencing their decisions. Watch to learn more. Trey Booth, CFA®, AIF® Chief Investment Officer Wealth Consultant Email Trey Booth here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post Correlation and Causation first appeared on Fi Plan Partners.

In this episode, we explore how flexible (variable) withdrawal strategies can strengthen your retirement plan—and why fixed, inflation-adjusted withdrawals may increase risk over time.Using detailed distribution tables—including Table F1.3 (flexible withdrawals) and comparisons to Table D1.3 (fixed withdrawals)—Paul walks through real historical outcomes across decades to show how adjusting withdrawals based on market performance can improve long-term results.You'll learn:Fixed vs. flexible withdrawal strategiesInsights from Tables F1.3, F1.4 vs. D1.3, D1.4How flexibility helps defend against bear marketsThe role of diversification and low-cost investingWhy oversaving creates powerful financial freedomIf you're planning for retirement or already taking withdrawals, this episode may offer a smarter, more adaptable approach to generating income.Watch YoutubeBoot Camp 7 page

On this week's episode of The Liquidity Event, AJ and Shane unpack what's happening at the intersection of AI, financial advice, and investor behavior. Shane joins from the T3 technology conference in New Orleans, where artificial intelligence dominated nearly every conversation. They explore how AI tools are being integrated into advisory firms, whether real-time financial planning during client meetings is closer than we think, and react to a bold claim from a venture-backed RIA that advisors may eventually be replaced by AI. The conversation then shifts to a Wall Street Journal report on rising 401(k) hardship withdrawals. AJ and Shane discuss what the data actually shows, how automatic enrollment has changed participation rates, and whether easier access to retirement funds is a positive development or a long-term risk. They also break down Kraken's proposal to tokenize publicly traded stocks and enable 24/7 trading, debating whether constant market access improves liquidity or amplifies behavioral mistakes. The episode wraps with a listener-inspired question on protecting net worth from lawsuits and market losses, including what umbrella insurance can realistically accomplish and where its limits lie. As always, the discussion blends industry insight with practical takeaways for navigating an increasingly complex financial landscape. Key Timestamps: 01:08 – Shane reports live from the T3 technology conference 03:12 – AI University and what advisors are actually building 06:40 – The future of real-time financial planning with AI 10:18 – Range says AI will replace advisors… should we believe it? 14:02 – Why humans are still the "hardware" in financial advice 17:36 – Record 401(k) hardship withdrawals and what's really happening 20:44 – Are hardship withdrawals actually good for 401(k) adoption? 23:18 – Kraken wants to tokenize stocks and trade 24/7 26:05 – Is 24/7 stock trading a feature or a bug? 28:42 – Reddit: How do you protect your net worth from lawsuits?

9.3% of investors in BlackRock's $26 billion private credit fund asked to withdraw their money. BlackRock returned half, and blocked the rest.This isn't a panic headline. It's a structural signal, and in this episode, we break down exactly what happened, why it happened now, and what it means for the $2 trillion private credit industry.We cover:— What BlackRock's HLEND fund actually is, and why it was worth $12 billion to acquire— The precise mechanics of the withdrawal gate and who it legally protects— The 3 pressure vectors that caused redemption requests to nearly double in a single quarter— How Blackstone, Blue Owl and BlackRock each handled the same pressure — differently— The 3 data points investors should be tracking in Q2 2026BlackRock's fundamentals didn't change on March 6th. But investor confidence in private credit did. Here's what that gap tells us.Sources: Bloomberg, Reuters, BlackRock Q4 2025 Earnings, Evercore ISILINKSPrashant Choubey - ⁠https://www.linkedin.com/in/choubeysahab⁠Subscribe to VC10X newsletter - ⁠https://vc10x.beehiiv.com⁠Subscribe on YouTube - ⁠https://youtube.com/@VC10X ⁠Subscribe on Apple Podcasts - ⁠https://podcasts.apple.com/us/podcast/vc10x-investing-venture-capital-asset-management-private/id1632806986⁠Subscribe on Spotify - ⁠https://open.spotify.com/show/7F7KEhXNhTx1bKTBFgzv3k?si=WgQ4ozMiQJ-6nowj6wBgqQ⁠VC10X website - ⁠https://vc10x.com⁠For sponsorship queries reach out to prashantchoubey3@gmail.comSUBSCRIBE FOR MOREVC10X breaks down the most important stories in finance, tech, and markets every week. Subscribe for actionable insights.#privatecredit #blackrock #hlend

On this week's episode of Educational Insights, Ty Miller explores the growing conversation around cryptocurrency investing and the key differences between owning crypto directly and investing through a crypto ETF. He explains how each option works, from the convenience and regulation of ETFs traded through brokerage accounts to the control and responsibility that comes with holding digital assets in your own wallet. The episode also dives into decentralized apps (dApps) and highlights key differences in ownership, regulation, taxation, and potential use cases that investors should understand before deciding which approach fits their strategy. Watch to learn more. Ty Miller Vice President Wealth Consultant Email Ty Miller here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post Crypto ETFs vs Owning Actual Crypto first appeared on Fi Plan Partners.

Stephen Grootes speaks to Vickie Lange, Head of Solutions Enhancement at Alexforbes, about the surge in early-year savings-pot withdrawals, the pressure on digital platforms, and how the organisation is supporting members navigating the two-pot retirement system. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 to 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

On this week's episode of Educational Insights, Ashley Page examines why commercial construction is slowing down and what that means for the U.S. economy. From labor shortages tied to tighter immigration to rising material costs driven by tariffs, he breaks down the key forces slowing new projects across offices, hotels, apartments, and warehouses. He also highlights one bright spot: the rapid expansion of AI data centers, which is quickly becoming a powerful driver of new construction spending. Watch to learn more. Ashley Page, JD, MBA Senior Vice President Wealth Consultant Email Ashley Page here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post Commercial Construction Slowdown first appeared on Fi Plan Partners.

Pulling money from retirement accounts sounds simple—until taxes, market swings, and timing enter the picture. JoePat Roop unpacks why withdrawal strategies matter just as much as investment choices. From tax coordination to market volatility and principal protection, this episode explores how income decisions ripple across an entire retirement plan. It’s a grounded discussion on why doing it yourself can feel empowering—and where it can quietly go wrong. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

We have a week off from all the Six Nations action, and it leaves rugby fans with a serious problem. Big withdrawal symptoms! Can we manage without it? Hit play now to hear this morning's Gift Grub.

On this week's episode of Educational Insights, Ashley Page unpacks the slowdown in U.S. job growth and what it signals for the broader economy. From the shift to a “low hire, low fire” environment to the impact of tariffs, labor shortages, AI adoption, and shifting workforce dynamics, he breaks down the four key forces reshaping today's labor market. While hiring has cooled significantly, he also highlights why steady consumer spending and a still-healthy unemployment rate may offer important context for investors. Watch to learn more. Ashley Page, JD, MBA Senior Vice President Wealth Consultant Email Ashley Page here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post Why Has Job Growth Slowed? first appeared on Fi Plan Partners.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

In this episode, we break down Jessica Pegula's impressive title run at the Dubai Tennis Championships, analyzing how she navigated a challenging draw to lift the trophy and what this victory means for her season moving forward. But the spotlight doesn't stop there. With a growing number of withdrawals, mid-match retirements, and walkovers across the tour, we dive into the bigger conversation: are today's players being pushed beyond their physical limits? From congested scheduling to mounting injury lists, we explore the toll of the modern tennis calendar — and whether the sport needs a reset. Is this just part of elite competition, or a warning sign for the future of the game? Join us for match analysis, tour insights, and a candid discussion on the physical demands of professional tennis. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Over €30 billion worth of contactless payments made in 2025 as cash withdrawals decline. All to discuss with Gillian Byrne, Head of Payments BPFI.

On this week's episode of Educational Insights, Robert Moody breaks down the Roth 401(k) and how it compares to a traditional 401(k), along with how to know which one may be the best fit for your goals. From tax-free growth and withdrawals to contribution limits, employer matching, and tax diversification, this episode highlights the key pros and cons to help you make a confident decision. He also walks through common situations where a Roth 401(k) can be especially valuable, including for younger savers, higher earners, and those planning for long-term flexibility in retirement. Watch to learn more. Robert Moody, CFP®, CEPA® Senior Vice President Wealth Consultant Email Robert Moody here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post Pros and Cons of a Roth 401(k) first appeared on Fi Plan Partners.

Have you considered how the timing of withdrawals in retirement might affect your financial plan? On this month's episode of Six Minutes of Wisdom, Ross and Cynthia explore the potential effects of sequence risk and how we can manage it.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if carrying debt into retirement could actually reduce your taxes and increase your long-term flexibility?Many Canadians are taught that being mortgage-free is the ultimate financial goal—but what happens when that mindset clashes with taxes, retirement withdrawals, and lost growth opportunities? If the Smith Maneuver or leverage-based investing has ever made you uneasy, especially when you picture retirement looming, you're not alone. This episode breaks down why “good debt” doesn't suddenly stop working when your house is paid off—and how intentional use of leverage can turn future tax problems into strategic advantages.In this episode, you'll discover:How investment debt can offset RRSP/RRIF withdrawals and potentially eliminate taxes in retirementWhy starting the Smith Maneuver earlier creates more optionality and smoother income later onHow combining RRSPs, non-registered investments, and leverage can increase net worth while reducing long-term tax dragPress play now to learn how strategic debt, done right, can give you more control, lower taxes, and greater financial freedom over your lifetime.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to KylReady to connect? Text us your comment including your phone number for a response!Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Silver Crashes To $63.90, But Shanghai & COMEX See More Large Withdrawals The silver price just crashed for the second time in a week, with the futures going as low as $63.90 last night. But the falling price has created a demand surge, not only on the retail level, but we just saw another large withdrawal from China (and also on the COMEX), where their inventories are now getting dangerously low, in what was already a tight market. So you'll want to join us for this live call at 11 a.m. Eastern, where we explain the latest developments in this stunning market breakdown! - To find out more about the latest news in Dolly Varden Silver, go to: https://dollyvardensilver.com/dolly-varden-silver-intersects-4-66-g-t-gold-over-48-49-meters-including-52-15-g-t-gold-and-306-g-t-silver-over-1-01-meters-at-homestake-silver-deposit/ - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD) This video was sponsored by Dolly Varden Silver and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-dolly-varden-2025/Subscribe to Arcadia Economics on Soundwise

Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dr. Michael Cooper, Chief of Transplantation at the Medical College of Wisconsin and Chair of the Board of Directors for Donate Life America, shares his perspective on recent media coverage, its impact on the organ donor registry, and what the media is missing about organ transplantation.

Send us a textGrowth feels glamorous right up to the moment it sends the bill. We open up about the hidden price tags—time, energy, comfort, even identity—and why those early withdrawals are proof you're headed in the right direction, not signs you're failing. Through a candid story of stepping away from a successful collaboration to build a certification from the ground up, we unpack what it takes to stop relying on someone else's system, take ownership, and design a method you can stand behind.You'll hear how confidence often lags behind competence, why results rarely show up first, and how to judge progress by capability instead of instant revenue. We share practical ways to build foundations that last: tight feedback loops, clear teaching frameworks, and environments that invite real growth. If you've ever wondered when to leave stability, how to push past the dip, or how to know whether the pain is productive, this conversation gives you a simple lens: growth makes withdrawals before it makes deposits.From there, we turn to momentum. Once you've paid the upfront costs, keeping momentum becomes easier when you reduce transitions, codify your process, and schedule deliberate stretch so comfort doesn't creep back in. Expect straight talk about risk, simple tools to make progress visible, and questions to help you decide what to leave behind and what you're ready to claim next.If this resonated, follow the show, share it with someone at a crossroads, and leave a quick review so more builders can find it. Tell us: what are you ready to let go of to move forward?Interested becoming a High Impact Coach? The High Impact Mastery Academy by Modern Leadership Coaching helps you: Serve Your Clients Better Accelerate Client Progress Stand Out as a Certified Coach Join the waitlist today:https://www.modernleadership.us/mastery

983. This week, Laura reviews the pros and cons of setting up a 72(t) plan to tap your retirement savings.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3390: Jeff Rose breaks down practical ways to access IRA funds without paying the early withdrawal penalty, offering guidance for those facing medical bills, unemployment, education costs, or even buying a first home. This article is a must-listen for anyone navigating financial hardship while trying to protect their retirement savings. Read along with the original article(s) here: https://www.goodfinancialcents.com/how-to-tap-your-ira-with-no-penalty/ Quotes to ponder: "Just because you can touch your retirement money with no penalty, doesn't mean that you don't have to pay the tax." "If you find yourself being recently let go and so as long as you receive unemployment for 12 consecutive weeks, then you are allowed to tap your IRA to pay for health insurance premiums for yourself and your family." "You can use your IRA money penalty-free to help with the cost to include: tuition, fees, books, supplies, room and board, and required equipment." Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the AD-FREE version of my sessions - PLUS playlists, repeat options, offline access, and THOUSANDS more sessions for day, sleep, and deep 4-hour sleep at https://www.freehypnosis.app We are back with another Power Talk in a powerful anology of Deposits & Withdrawals and how it can transform the way you think and become.

This week's Ask Farnoosh pulls together some of the most revealing financial stories of the week, grom pandemic-era homebuyers now feeling “locked in” by their ultra-low mortgage rates, to Gen Z putting marriage, kids, and career plans on hold until they can afford a home. Farnoosh also breaks down an under-the-radar proposal from the CFPB that could weaken anti-discrimination protections in lending, a shift that could impact mortgages, auto loans, credit cards, and small-business financing.Then, she heads to the mailbag to answer listener questions:Should you borrow more on a home-equity loan to protect your savings during a renovation?How can a self-employed spouse take full advantage of a healthcare FSA?What exactly is the IRS “contract” that lets you withdraw from retirement accounts early? (Hint: SEPP/72(t) and the Rule of 55.)And if you've bought a home for your parents, are you putting your own retirement at risk? Hosted on Acast. See acast.com/privacy for more information.