Roy Matlock Jr.'s Money and Business hour

At The Money and Business Hour, Roy Matlock Jr. has a passion to educate listeners with proven advice on how to navigate investing, saving, choosing the right insurance, and debt. In this episode, Roy will take you on the financial defense and offense, and equip you with the 4 keys to financial independence. Tune in to avoid decisions that could create financial disaster, and learn the secrets to financial success.

There are many different routes you can take when you're deciding on the best investment options. It's so important to be well educated in this area, so you don't get taken advantage of, and so you meet your retirement goals on time. In this episode of The Money and Business Hour, Roy Matlock Jr. explains everything you need to consider when it comes to investing. 

The housing market has been a raging beast for the past 18 months. The buying/selling frenzy has been coupled with an increase in refinances, at rates that haven't been seen in decades. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares everything you need to know about refinancing your home and how to maximize the process financially. 

On the Money and Business Hour radio show, Roy Matlock Jr. often shares advice you should take in order to win at the money game. In this episode, Roy explains the money mistakes you must strategically avoid. If you're ready to take your financial future seriously you don't want to miss this episode. 

When it comes to getting control of your money and becoming financially independent, there are four essential keys you must grasp. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares the specific steps you must take to achieve financial success. Most people don't plan to fail, they fail to plan. Tune in today to ensure you're following the right plan, and potentially end your financially worries for good. 

Would you like to go from worried to confident when it comes to your finances? Are you ready to take the steps necessary to ensure that you'll have enough money when it comes time to retire? If you answered yes to either of the above questions, you've come to the right place! In this episode of The Money and Business Hour, Roy Matlock Jr. shares the 6 focus points for a financially independent mindset. Tune in to get the tools you need to win at the money game.

No matter what stage you are at in life, it is time to start planning for retirement. The first step in planning, is determining your retirement budget. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine your retirement budget and stay on track to meeting your retirement goals. 

Are you confused as to where to begin when it comes to investing? Are you already dabbling in investments and allowing the media to drive your decisions? In this episode of The Money and Business Hour, Roy Matlock Jr. shares the basic principles everyone needs to know when it comes to investing. With you're looking to get started, or you've been investing for years, you don't want to miss this episode. 

There are many steps that need to be taken on the journey to financial success. But there is one that trumps them all, which you must know and implement in order to win at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. share the most important step to financial success. Tune in so you too may learn this life changing secret. 

Many struggle with financial concerns daily. But there are practical ways to turn those concerns into financial confidence without a lot of life altering changes. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on how anyone can go from financially concerned to confident and the 6 focus points to get your money under control. 

Financial planning can be an overwhelming and confusing task. There are so many decisions to consider and to be made in order to get all of your affairs in order financially. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the most important areas to focus on and how to be successful with your financial plan. Tune in to learn secrets Roy has been learning about and sharing for over 35 years. 

Roy Matlock Jr. has been working in the financial and insurance world for over 35 years. When it comes to understanding money and insurance, Roy's knowledge is unsurpassed. In this episode of The Money and Business Hour, Roy reviews common questions from listeners and clients, and shares answers that will help you to better navigate the insurance and investment world. 

If you would like to be prepared for retirement on-time, putting money away and investing wisely are not the only factors in the equation for meeting your goal. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the 3 Ps of retirement preparedness, which are protection, protection, and protection. Tune in to learn exactly what you need protection for.  

When it comes to financial gain, sometimes the small steps and decisions can lead to the biggest returns. In this episode of the Money and Business Hour, Roy Matlock Jr. explains what some of these steps are and how to achieve them. Tune in to learn what you can do to get or stay on the right financial path. 

The vision of retirement life can differ drastically from person to person, but one general consensus is the desire for financial freedom. In this episode of The Money and Business Hour, Roy Matlock Jr. shares the 4 steps you must understand and adopt in order to reach your best financial outcome, not matter what that looks like. It's not likely that you're planning to fail at the money game. The usual problem is the failure to plan. Tune in to be proactive with your financial plan and take control of your life. 

When it comes to money, the more you have the better off you are. So how, exactly, do you increase your net worth and income streams? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the 6 points for developing a winning money system. Tune in for fresh tips that may just help you to retire on time and live your best life now. 

Do you pay enough attention to your money? It's likely that there are areas of your finances that could be allocated, invested, or saved in more productive ways. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the rules for developing a good financial offense so you might someday win at the money game. 

In order to increase your net worth, you need to know your net worth. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to calculate your net worth and the steps you can take to reach your financial goals. Tune in and Roy will help you to begin to develop the mindset that you are in control of your financial future, which is the first step in increasing your net worth. 

The best money decisions stem from a decision to manage and budget your money better. In this episode of The Money and Business Hour, Roy Matlock Jr. discusses ways to retrain your thinking so you always make smart money decisions. It's not what you earn that counts, it's what you keep!

When using a GPS, we begin by entering the destination. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to acquire a clear financial end goal and develop a plan to reach that goal. It doesn't matter where you are in life. Tune in and gain priceless knowledge and ensure that you're on the best road to success. 

We're all striving for financial security. There are numerous distractions and struggles that can prolong the journey toward retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his expert advice on how to meet financial goals, no matter what life may bring along the way. 

In order to reach your retirement goals on time, and maybe even early, it's important to develop multiple income streams. In this episode of The Money and Business Hour, Roy Matlock Jr explains various ways you might be able to increase your income. Tune in to gain priceless knowledge about investing and more. 

Despite its bad rap, some debt is actually good. In fact, it is possible to make money on debt. It's important to understand the difference between good debt and bad debt, and more importantly- how to get out of bad debt forever. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to become debt free and how to maximize certain debt for financial gain. 

There are many potential risks we face everyday, which could cause financial hardship or ruin. The important of insurance and having the right kind of insurance cannot be stressed enough when it comes to being financially prepared and winning at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various types of insurance you need to know about so you can choose the right plans for your lifestyle and so you will be protected against financial risk. 

There is a recipe for financial security. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how anyone can become financially secure, no matter age or financial status. Tune in to learn how to save, invest, earn more, protect yourself from financial disaster, and more. 

In this episode of The Money and Business Hour, Roy Matlock Jr. shares valuable insight on how to prepare for retirement and estate planning. Roy has been an industry professional in financial planning for over 35 years. Tune in to gain priceless knowledge regarding investing for your future and the future of your loved ones. 

You have the ability to change your family tree financially by properly preparing for your retirement and estate passing. Not having your affairs in order may put a hefty burden on loved ones left behind in the event of your passing. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how anyone can create wealth and pass that on to loved ones, changing family trees forever. 

If you expect to have any assets or finances left behind in the event of your passing, then proper estate planning is crucial to ensuring your loved ones are the beneficiaries, and not the state. There are many avenues to consider when your making estate planning decisions, and it can become confusing quickly. In this episode of The Money and Business Hour, Roy Matlock Jr. gives professional advice on how to plan efficiently for the passing down of your estate, and which mistakes to avoid. 

One of the many risks you may face after retirement, is running out of retirement savings sooner than anticipated due to market risk. And you can never be too prepared or aware when it comes to retirement planning. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the various market risks you may face and how to prepare in advance to beat those potential risks. 

In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can create a retirement income plan. There are many possibilities for earning income after you retire. It's important to consider all of your options, so you're prepared for inflation, health care costs, and the unknown.

It's never too early or too late to begin planning for retirement. There are many pieces that go into the retirement puzzle, pre and post retirement. Roy Matlock Jr. wants everyone to be successful in the retirement journey. In this episode of The Money and Business Hour, Roy goes over the fundamentals of preparing for retirement, the various risks one might face on the way to retirement and after retirement, how to save money on taxes pre and post retirement, and more. 

There are many ways to defer taxation during your earning years, by investing into certain retirement funds or investment opportunities. At some point, you will begin to withdraw on your investment earnings and retirement funds, and will need to face the taxes at that time. In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on which retirement and investment funds to begin withdrawing from first and how to create an asset protection cushion, so you maximize your retirement earnings to the fullest. 

Since the creation of the credit card in 1950, every generation has consistently acquired more debt than the previous generation. If you hope to retire someday, it's imperative that you focus on eliminating your debts as much as possible. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares advice on how to chip away your debt before retirement so you have less worries when you're able to leave the workforce. 

When it comes to your retirement years, there are many more factors that should be considered aside from the amount of money you need to officially retire from the workforce. After retirement there will be unavoidable risks that you need to be prepared for as well. In this episode of The Money and  Business Hour, Roy Matlock Jr. explains the various potential risks one might face and how to be as prepared as possible, so your golden years are as bright as they can be. 

In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can build a smart retirement plan system at any age. It's important to understand how much you should be contributing to be able to retire at some point. There are several avenues to get to your target. Tune in to get the clarity you'll need to navigate your retirement plan. 

There is a quality of life gap that separates you from being tied to debt and living a life with no financial worries. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to maximize your finances before and after retirement, so you can live the quality life you've always dreamed of. Learn how to set up your finances correctly, save on taxes, earn money off your money during retirement and more. 

Planning for retirement and retiring on time can be challenging. A general assumption is, once retired it's smooth sailing. This, however, is far from reality. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the various risks you could face, once retired, that might deplete your retirement fund early. 

Are you are considering a reverse mortgage? Would you like to understand how it could be beneficial? In the past, reverse mortgages have proceeded a negative reputation. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down how a reverse mortgage can actually take your retirement to the next level. Tune in as Roy explains the reverse mortgage option along with all of its pros and cons. 

Like with any solid structure, the foundation is the key to building something that lasts. This is also true with the goal of financial independence. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to lay down a strong financial foundation, so that someday you may never have to worry about money again. 

Maybe you've begun to think about how to save enough money for retirement, or you have a good nest egg building up. But have you considered the various income sources that may be attainable for you during your retirement years? In this episode of The Money and Business Hour radio show, Roy Matlock Jr. explains how to continue to generate income, after you've moved on from the work force. 

When it comes to understanding the various retirement and college savings plans, it can feel like you need a degree in finance to be certain you're choosing the right ones. In this episode of The Money and Business Hour, Roy Matlock Jr. shares a detailed tutorial on the different retirement and college fund options, how to save money on your taxes with certain plans, and how to choose the right plans for your specific situations. If you're ready to begin retirement planning or if you have a loved on that will someday need assistance with higher education funding, you won't want to miss this episode. 

In this episode of The Money and Business Hour, Roy Matlock Jr. dives further into the different college savings options. Roy also share advice on how to prepare youth to be financially savvy. After 35 years in the financial world, and raising 4 children, Roy is the expert you want to listen to when it comes to making financial decisions for your loved ones. 

If you have a child or grandchild, this episode of The Money and Business Hour is vital to understanding which college savings plan you should choose. Host- Roy Matlock Jr. is an expert, not only because he's been a financial advisor for over 35 years, but also because he's used several college savings plans to put his children through their higher education years. The sooner you get started in planning, the better, so don't miss this episode! 

Are you ready to set up a retirement fund, but at a loss as to which type of fund to choose? Do you already have a retirement fund, but maybe don't understand what type of fund your have, or if there are better options for you? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various retirement fund options, how to save money on taxes with the various options, and how to choose the right option for you. This episode could save you thousands upon thousands of dollars, and could also help you to retire on time. 

In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine your financial independence number, or your FIN. Your FIN is the number you will need to retire and never have to work again. Once you've determined your FIN, it's important to understand how to attain that goal on time. Don't miss out on this episode, because what you don't know- can cost you. 

The difference between long-term and short-term investments is important to understand and may help you to build your investing strategies. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to develop this knowledge. Tune it to learn how to take the first step in identifying the investment plans that are suitable for your goals.

In today's job market, most employees change jobs several times before retirement. This leaves the issue of having several different retirement accounts left untouched and unmanaged in various different places. In today's episode of The Money and Business Hour, Roy Matlock Jr. shares advice on what to do if you have a retirement account with a previous employer, or with several different employers. You could be missing out on your maximum retirement account earning potential!

A common mindset is that you need to live on a bootstrap budget in order to save for retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can enjoy life, and live large, while continuing to save for, and make you retirement goals. Tune in to learn how to make more money, so you can fund your current needs and wants. You don't have to put your retirement planning on hold in order to pay your bills!

What has happened to the financial market since the Corona pandemic began? In today's episode of The Money and Business Hour, Roy Matlock Jr. breaks down the market decline and recovery, since the beginning of the pandemic. Learn what to do with your money next time the market experiences a decline, for whatever reason. Don't just guess at what to do with your money. Tune in to learn how to make confident decisions, no matter what the market is doing. 

In this episode of The Money and Business Hour, Roy Matlock Jr. will education you on how to obtain the proper mindset for investing. Learn how to play the long game and win at the money game. When it comes to money and investing, what you don't know can cost you. Tune in to hear priceless tips you can apply to your financial strategy. 

Choosing investments based on your unique situation, can be a complicated decision. While you can seek advice from financial advisor, ask for tips from family and friends, and do your own research - in the end the decision is solely your own. This can be an overwhelming and scary situation. In this episode of The Money and Business Hour, Roy Matlock Jr. will help you to understand the various options when it comes to investing and how to choose the best investments for your personal financial goals.