Podcasts about Financial security

We'd love to hear from you. What are your thoughts and questions?David Beahm, President and CEO of Blanchard & Company, draws from his extensive career in corporate banking to explain the “warm blanket” effect of gold. The discussion highlights the legal history of gold in the U.S., specifically the 1974 legalization, and provides clarity on why sophisticated investors treat physical bullion as a permanent hedge against uncertainty rather than a get-rich-quick scheme.Financial security often feels like a fragile concept when markets fluctuate, yet history shows that physical assets have served as a reliable anchor for generations. In this episode, we peek behind the curtain of the gold industry to understand why tangible ownership offers a unique kind of peace of mind.Main Points:Define the role of gold as an insurance policy within a diversified portfolio.Identify the difference between paper gold ETFs and physical ownership.Learn why central banks prioritize physical bullion during periods of economic stress.Distinguish between wealth preservation strategies and speculative trading.Understand the importance of selecting reputable firms for gold and silver acquisition.Connect with David Beahm:https://www.linkedin.com/company/137420https://www.facebook.com/BlanchardandCompany/#https://www.youtube.com/user/BlanchardGoldhttps://www.blanchardgold.com/

We'd love to hear from you. What are your thoughts and questions?Retirement planning is often viewed as a math-based finish line, but Patrick Negado argues it is truly an emotional journey requiring a shift from accumulation to intentional structure. This episode explores how to build a lasting retirement plan that prioritizes guaranteed income and personal vision, ensuring long-term financial peace and meaningful legacy.Main Points:Transition your financial mindset from aggressive accumulation to strategic distribution once you approach retirement.Implement the “Canoe in the Current” framework to cover monthly essentials with guaranteed income while letting investments handle discretionary spending.Create a “Retirement Vision Statement” to align your financial structure with your personal goals and family values.Mitigate market volatility risks by using time-segmented investment strategies rather than simply scaling back on equity exposure.Communicate your financial philosophy to family members early to prevent future mismanagement of inherited assets.Connect with Patrick Negado:pnegado@gmail.comcanoeandcurrentwealth.comwww.linkedin.com/in/patrick-j-negado-chfc®-ricp®-711701https://www.facebook.com/profile.php?id=61577955493266

In this episode of Money Meets Medicine, hosts Dr. Jimmy Turner and Certified Financial Planner (CFP) Justin Harvey tackle three listener questions from the Money Meets Medicine community. 1. Should residents pay extra on their student loans if they are in the new Repayment Assistance Plan (RAP)? 2. What are the financial considerations to make working part-time make sense?  3. If you are a parent (or plan to be), should you pay for your kid's college education? If you do, how can you make that work given the new federal student loan borrowing limits?Resources: Every doctor needs disability insurance.  Get it from a source you can trust: https://moneymeetsmedicine.com/disability    Are you a 1099, locums doc, K-1 partner, or business owner? You need a tax strategy team. Get 10% off working with Gelt, the team that Jimmy Turner personally uses here (Gelt): https://moneymeetsmedicine.com/CPA Looking to get a lower interest rate on your student loans? Check out Juno's unique student loan Group Negotiation process at https://moneymeetsmedicine.com/Juno  Not sure what to do with your student loans? Get $100 off a student loan consult: https://moneymeetsmedicine.com/loans Have questions of your own? Send them to Jimmy at Jimmy@moneymeetsmedicine.com  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Marked, Elizabeth Woodson joins Angie Elkins and Andrea Lennon for an encouraging conversation considering the question: Does God promise me financial security? They discuss trusting God with your finances, generosity, biblical stewardship, and faith. Together, they explore how to align financial decisions with God's kingdom purposes, overcome fear and misconceptions about money, and steward resources with wisdom. With practical advice and biblical encouragement, this episode points listeners to God as Provider and the freedom found in generous, faithful living. LINKSHabits of ResistanceLive Free Bible Study BookThe Names of God Bible Study BookMore resources from Elizabeth WoodsonHosted by Angie Elkins and Andrea Lennon with guest Elizabeth Woodson. CONNECT WITH US! Marked is a podcast from Lifeway Women.   Learn more about The Names of God Bible study. 

Is financial wealth enough to secure a fulfilling life? Wealth management expert and author Feroz Ansari joins Mountain Money to discuss his book, The Wisdom and Wealth Solution: Unlocking the Secrets of Happiness, Purpose, and Financial Security with Living360. Ansari explores why achieving financial targets often leaves people feeling like something is missing, introduces his concepts of "Total Wealth" and the "Concrete Box," and shares actionable steps from his Living360 Method to balance financial goals with intent, gratefulness, and profound relationships.

Downsizing has long been part of the traditional retirement playbook: sell the large family home, buy something smaller and use the remaining equity to help fund retirement. But for a growing number of South Africans, that equation may no longer add up. With 74% of middle-income retirees reporting higher-than-expected living costs, retirees face an additional challenge, the home they planned to sell may be worth less than the smaller, more secure retirement property they now need. To explore this further and what questions to ask before retirement. Bongiwe Zwane spoke to Grant Smee, CEO of Only Realty Property Group

Custodial Roth IRAs can be a powerful way to help children start saving at an early age. Listen to learn how these accounts could be a good strategy to start building wealth early.

Shinghi Detlefsen, one of the Founders of theAmerican Ecommerce Business Alliance AEBA fighting free and fair marketplace, CEO and Co-Founder of ExpandFi, and President of Wholesome Story and one of the most successful supplement brands on the Amazon.Shinghi isn't just another SaaS founder he's a true operator who has built, scaled, and optimized real brands at a high level. His expertise goes deep into what really drives sustainable growth:money, systems, and people.Highlight Bullets> Here's a glimpse of what you would learn…. Challenges of unfair competition from foreign sellers on Amazon, particularly in the supplement category.The importance of regulatory compliance for foreign sellers using U.S. infrastructure.Strategies for increasing Amazon advertising spend while maintaining profitability.Measuring customer lifetime value (LTV) and optimizing customer acquisition costs (CAC) on Amazon.Driving external traffic to Amazon product pages through targeted advertising on social media platforms.The significance of building a legitimate brand versus relying on short-term marketing hacks.Navigating Amazon's fee increases and the impact of a strong brand on pricing strategies.The role of AI in e-commerce, including its applications in data analysis and task automation.The importance of financial discipline and risk management in e-commerce operations.Key action items for e-commerce sellers, including advocacy for marketplace fairness and focusing on core business fundamentals.In this episode of the Ecomm Breakthrough Podcast, host Josh Hadley speaks with Shinghi Detlefsen, Amazon expert and founder of the American E-commerce Business Alliance. Shinghi discusses the regulatory disadvantages U.S. sellers face against foreign competitors, explains his data-driven approach to maximizing Amazon ad spend using customer lifetime value metrics, and emphasizes building authentic brands over chasing short-term tactics. The conversation also covers AI's practical role in e-commerce, financial discipline, and the importance of staying focused on core business fundamentals rather than distractions.Here are the 3 action items that Josh identified from this episode:Scale ads based on profit, not fear Track CAC vs. 12-month profit (LTV)—if it's profitable, increase ad spend (even +50%) to capture more customers and defend your rankings.Build a real brand (your only long-term moat) Invest in product quality, content, and trust-building (reviews, influencers, external traffic) so you can charge premium prices and stay resilient.Use AI to save time, not replace strategy Automate admin and data analysis, but keep human control over ads, creatives, and growth decisions where nuance matters most.Timestamps:00:00:00 Introduction and Setting the StagePodcast intro, host and guest introductions, and overview of the episode's focus on e-commerce scaling and Amazon.00:02:38 The ABA and Regulatory Disadvantages for US SellersShinghi explains the American E-commerce Business Alliance and the regulatory/tax advantages foreign sellers have on Amazon.00:07:06 How to Get Involved with ABA and the Bigger PictureDiscussion on actionable steps for US sellers to support ABA and why regulatory change matters more than minor Amazon policy changes.00:08:18 The Consequences of Losing US Brands and ManufacturingExplains the broader economic risks if US brands and manufacturing are lost to foreign competitors.00:10:04 Doubling Amazon Ad Spend ProfitablyShinghi shares how he doubled Amazon ad spend without losing profitability, counter to common industry trends.00:11:19 Why Amazon Remains the Best ChannelDiscussion on consumer shopping behavior and why Amazon is still the dominant platform for most buyers.00:12:37 Optimizing Ad Spend with Customer AnalyticsExplains using data to determine optimal ad spend, focusing on maximizing 12-month contribution profit per customer.00:15:32 Customer Lifetime Value and Profitability MetricsHow to track and use LTV and lifetime profit on Amazon, and why these metrics matter more than ACoS/TACoS.00:17:23 External Traffic and Meta Ads Direct to AmazonStrategy of sending Meta (Facebook/Instagram) ad traffic directly to Amazon product pages for better results.00:19:18 Brand Building vs. Short-Term HacksWhy building a real brand with solid fundamentals outperforms chasing short-term hacks or black-hat tactics.00:20:14 Mindset Shift: From Transactional to Lifetime ValueEncourages Amazon sellers to focus on CAC:LTV ratios and long-term customer value, not just single-sale profits.00:22:48 Education and Data-Driven Decision MakingImportance of learning business fundamentals and using customer analytics to drive growth.00:24:25 Amazon Fee Increases and the Real Root ProblemWhy blaming Amazon for fee increases misses the point; the real issue is regulatory imbalance with foreign sellers.00:28:43 Brand Power and Pricing FlexibilityHow having a strong brand allows for price increases and resilience against Amazon's changing policies.00:29:40 AI in E-commerce: Hype vs. RealityDiscussion on the current state of AI in e-commerce, what's real, what's hype, and where to focus your time.00:30:07 Build vs. Buy: SaaS, AI Tools, and Time ValuePros and cons of building your own tools with AI vs. paying for SaaS; focus on time value and maintenance.00:33:51 Where AI Delivers the Most ValueAI's best use is interpreting large data sets, not replacing complex SaaS or business processes.00:35:27 Avoiding FOMO and Focusing on High-Value TasksAdvice to avoid distraction from shiny new tools and focus on automating admin tasks to free up time for growth.00:39:01 SaaS Innovation and Staying AheadWhy SaaS companies will quickly catch up to DIY solutions, and the importance of focusing on your core business.00:40:07 Final Thoughts: Build a Brand and Give BackEncouragement to build a real brand, take care of customers, and use success to contribute positively to the world.00:40:39 Three Action Items for E-commerce SuccessHost summarizes three key takeaways: fight for a fair marketplace, build a real brand, and avoid distractions.00:44:40 The Myth of Constant Product LaunchesChallenges the idea that always launching new products is the best growth strategy; focus on bestsellers and distribution.00:46:39 Risk Management and Financial AdviceAdvice on managing risk by investing conservatively outside the business and building a financial safety net.00:48:03 The Value of Financial Security for Better DecisionsHow having a financial cushion leads to better business decisions and peace of mind.00:48:42 Rapid-Fire Questions: Book, AI Tool, and E-comm LeaderShinghi shares his favorite business principle, AI tool (Claude), and recommends following Logan from Physician's Choice.00:50:10 Outro and Contact InformationHow to follow Shinghi, closing remarks, and end of the episode.Resources mentioned in this episode:Josh Hadley on LinkedIneComm Breakthrough ConsultingeComm Breakthrough PodcastEmail Josh Hadley: Josh@eCom...

Stephen Grootes speaks to Hayley Parry, Money Coach and Facilitator of 1Life Insurance’s Truth About Money, about the findings of the new 1Life Insurance Women’s Life Confidence Index. While 57% of South African women feel empowered to make important decisions about their futures, 38% say insufficient income is their biggest barrier to financial security. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, Andrew and Mitch break down Cashflow on Demand and how investors can generate regular income from their share portfolio in today's market. With the cost of living rising, interest rates putting pressure on household budgets, and traditional capital growth strategies facing changing tax conditions, the discussion looks at why creating additional cash flow from investments matters. You'll learn how Cashflow on Demand can help turn assets you already hold into a source of regular income, with strategies that may generate cash flow weekly, fortnightly or monthly. Andrew and Mitch also explain the difference between relying on dividends and creating income through an active investment strategy. The episode covers how selling options can generate upfront income, why getting paid first can provide greater certainty, and how volatility can create opportunities for investors. Risk management is also a major focus, including why protecting your capital and knowing when to cut a losing position can matter as much as generating returns. If you want to understand how Cashflow on Demand works, how it can provide regular investment income, and why the strategy remains relevant in the current market, this episode is worth a listen. Subscribe to the Money and Investing Show, leave a review, and share this episode with someone looking for ways to create more income from their investments. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1961DM Rob Dyrdek says mastery isn't about being good at something. It's about knowing what you actually want to master first. Most people never figure that out. They chase one thing, then another, always a little unsure if it'll deliver. He got honest about why he wanted the private jets. The exotic adventures. The massive house. Not because he needed them. Because they were tied to his identity. That's where it gets real. He explains why people who build their identity around an elevated lifestyle end up in depression and pain the moment that revenue disappears. Rob knew the same thing could happen to him. So instead of chasing the lifestyle first, he grew into it. On his own terms, at his own pace. Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Scott Galloway lays out the financial basics that come before investing, tells a small manufacturer when to consolidate, sell, or move upstream, and explains why dating in your forties works better offline. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Plus, you can now call or text Scott a question at our new Office Hours hotline: ‪(201) 472-3656‬. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How To Build Real Financial Security When The Pressure Is High

Did you know unused 529 plan money may not have to go to waste? We break down the rules for rolling 529 plan assets into a Roth IRA and explain who qualifies, what the limits are, and how this strategy could benefit long-term financial planning.

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Is your investment portfolio still on course, or has it quietly drifted off track? In this episode, Andrew and Mitch explain why a Mid-Year Portfolio Review is one of the most valuable habits for long term investors and why waiting until the end of the year could cost you opportunities. Using the simple analogy of an aircraft making constant course corrections, they discuss how successful investors regularly review their portfolios, rebalance asset allocation, assess risk, and make informed decisions before small issues become bigger problems. This episode walks through the key areas to review, including portfolio performance, diversification, capital gains tax considerations, superannuation, cash positions, and how your investments align with your financial goals. Rather than reacting emotionally to market movements, Andrew shares a practical framework for making measured adjustments that keep your investment strategy moving in the right direction. A Mid-Year Portfolio Review is not about chasing returns or predicting the market. It is about making thoughtful decisions based on where you are today and where you want to be by year's end. If you've been putting off your Mid-Year Portfolio Review, this episode offers the insights and action steps to help you course correct with confidence. Enjoyed this episode? Subscribe, leave us a review, and share it with someone who could benefit from a smarter approach to investing. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Looking wealthy and being wealthy are not the same thing. Listen to this cautionary tale so you don't fall into this financial trap.

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. A market crash can be one of the most stressful times for investors, but it can also create some of the best buying opportunities. In this episode, Andrew and Mitch explain how experienced investors prepare for a market crash instead of fearing it. They reveal the 5 stocks they'd buy immediately if markets sold off, and why these businesses could offer strong long term value when prices fall. You'll learn what separates high quality companies from the rest, why patience and preparation matter during periods of volatility, and how to build a watchlist before the next market crash arrives. Rather than reacting to headlines or making emotional decisions, you'll hear the framework Andrew uses to identify companies with strong fundamentals, reliable earnings, and the potential to recover when markets stabilise. If you've ever wondered how to profit from the next stock market crash, this episode provides practical insights to help you think like a disciplined investor. From managing risk to recognising opportunity, you'll gain ideas you can apply before the next market crash catches investors by surprise. Tune in now to hear the 5 stocks we'd buy immediately and learn how to prepare for future market downturns with greater confidence. If you enjoyed this episode, subscribe, leave a review, and share it with someone who wants to invest smarter before the next market crash. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Summary: In this episode, Adrian and Roshan discuss building a strong financial foundation by covering essential areas such as emergency funds, debt elimination, insurance, retirement savings, tax planning, investment strategies, and estate planning. Learn practical tips to enhance your financial health and secure your future.Hashtags: financial planning, emergency fund, debt elimination, insurance, retirement savings, tax planning, investment strategy, estate planning00:00 Introduction to Building a Financial Foundation03:01 Core Principles of Financial Planning03:02 Emergency Fund: How Much and Where to Save04:03 Eliminating Consumer Debt and Building Cash06:08 Prioritizing High-Interest Debt07:10 Improving Your Credit Score and Saving for a Home10:30 Protecting Your Wealth with Insurance15:25 Saving for Retirement Strategically22:06 Tax Planning and Account Optimization26:28 Using Tax Loss Harvesting Effectively27:35 Investing with Purpose and Diversification31:59 Rebalancing Your Portfolio35:46 Estate Planning and Legacy Protection39:15 Final Thoughts on Building a Financial PlanAll opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional

Rick Kahler spotlights the overlooked impact of a daily money manager through Maggie Knowles' in-home work with seniors—where the real value isn't just paying bills, but serving as an emotionally attuned gatekeeper. Sitting at kitchen tables, she catches costly errors, notices subtle shifts, and brings awareness to decisions that others—planners, accountants, even family—rarely see. In that space, trust becomes everything. With no authority to decide, she instead guides, reflects, and raises flags when something feels off, blending practical oversight with emotional intelligence. The result is a unique layer of protection and clarity—helping seniors stay independent longer while ensuring their financial lives remain grounded, visible, and cared for in ways traditional roles simply don't provide. #RickKahler, #MaggieKnowles, #DailyMoneyManager, #SeniorCare, #AgingInPlace, #FinancialCaregiving, #FinancialWellness, #MoneyManagement, #SeniorFinancialCare, #FinancialProtection, #ElderCare, #FinancialPlanning, #CareCoordination, #FinancialOversight, #FraudPrevention, #FinancialSecurity, #MoneyAndAging, #IndependentLiving, #TrustedAdvisor, #BehavioralFinance, #EmotionalIntelligence, #ClientCare, #FinancialAdvocacy, #ElderFinancialSafety, #PersonalFinance, #CaregiverSupport, #FinancialProfessionals, #AgingAdults, #LoveAndMoneyPodcast, #FinancialTherapy, A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode, we're talking about how to build a retirement plan that helps you achieve financial security and retire with confidence. Dalene Higgins is a money coach and retirement strategist who helps women and couples over 40 stop worrying about retirement and start taking action so they can create the retirement they want sooner while still enjoying life today.She walked her own retirement journey for 15 years. Like many people, she wasn't handed a clear roadmap. She had to learn how to balance everyday life, competing financial priorities, and long-term goals while building a retirement plan that actually fit the life she wanted. Along the way, she discovered that retirement isn't just about saving more money, it's about creating a plan you believe in and can confidently follow.Today, Dalene helps her clients do exactly that. Through practical strategies, personalized guidance, and simple systems, she helps them gain clarity, make confident financial decisions, and build momentum toward a retirement they can truly look forward to.Dalene is the host of Wealthy After 40, a podcast where she helps Gen Xers answer questions like, “Will I have enough to retire?”, “Am I on track?”, and “What should I do next?” through practical retirement strategies, money management, and mindset shifts that make retirement possible.Connect with Dalene Here: https://www.instagram.com/elevate_finances/https://www.facebook.com/dalene.higgins/https://www.threads.com/@elevate_finances?igshid=NTc4MTIwNjQ2YQ==https://www.elevatefinances.usGrab the freebie here: https://www.elevatefinances.us/calculator===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth  Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/

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We'd love to hear from you. What are your thoughts and questions?Dr. Allen and guest Jeffrey Panik discuss the essential steps for building a solid financial foundation and protecting family wealth. This episode highlights the importance of financial inventory, proactive planning, and avoiding common traps in retirement and estate strategy.Main Points:Create a detailed financial life inventory to understand your current debt, income, and account structure.Build an emergency fund covering 3 to 6 months of expenses to avoid high-interest debt when unexpected costs arise.Review estate planning documents periodically to ensure your trustees and agents still reflect your current life circumstances.Involve both partners in financial decisions to ensure continuity of your financial plan.Research the true costs of Medicare and Social Security before making decisions to avoid potential penalties and coverage gaps.Connect with Jeffrey Panik:jeff@balancewealthpartners.comwww.linkedin.com/in/jeffpanikYT: @balancewealthpartners

– Are ETF investors being scammed into buying AI stocks – What about the minimum wage? – Housing security or financial security?See omnystudio.com/listener for privacy information.

How Important Is a Wealth Management Plan for Professional Footballers? Dominic Baldwin on Trust, Values, and Financial Security in Elite Sport This week's guest is Dominic Baldwin, founder and CEO of Xentum Financial Planning, an independent, UK-based financial planning firm based in Knutsford, Cheshire — and founder of Xentum Sport, built specifically for people in sport who want control, clarity, and coaching to make decisions with their money. Dominic launched Xentum in 2004 after seeing firsthand the shortcomings of commission-based financial advice, having watched it negatively impact his own father's wealth and wellbeing. That experience shaped his mission ever since: providing clear, accountable, long-term financial guidance — first for business owners approaching an exit and high-net-worth families protecting generational wealth, and now, through Xentum Sport, for elite footballers navigating short careers and life-changing income. Xentum Sport is supported by Chris Smalling and Bryan Robson, and built on a simple principle: Have a Plan. In this conversation, Dominic opens up about why trust has to be earned through genuine presence, not process — and what he's learned working with high-performing individuals about building wealth that actually lasts beyond the game. What You'll Discover: How to build authentic trust with elite athletes — Dominic explains why being genuinely present, not just professionally competent, is what separates a real advisor relationship from a transactional one. Why personal values matter when creating wealth — how Dominic's own approach to financial planning is shaped by the values he holds, not just the numbers on a spreadsheet. Two key values Dominic has learned from high-performing individuals — the recurring traits he's seen across successful athletes and business owners when it comes to building and protecting wealth. How to make effective decisions about your personal wealth — practical thinking for cutting through noise and pressure when the stakes (and the numbers) are high. Dominic's vision for Xentum Sport — how the partnership with Chris Smalling and Bryan Robson came together, and what it means to build financial support specifically for footballers, by people who understand the game — and much more. Connect with Dominic: LinkedIn: https://www.linkedin.com/in/dominic-baldwin/ Website: http://www.xentum.co.uk

What if your relationship with money started long before you ever had a bank account?Money can be more intimate than sex — yet so many of us fear it, avoid it, or feel a desperate need to control it. That relationship often traces back further than we realize: your first interaction with money, how your parents managed theirs, or whether you were ever trusted to make financial decisions of your own. If you're in midlife and find yourself as the non-moneyed spouse, or wondering whether you'll truly be okay on your own — this episode is for you.In this episode, I sit down with Jennifer Lee, financial advisor and founder of Modern Wealth, for a grounded, honest conversation about men and women in transition, money, identity, divorce, loss, and what it actually takes to understand what you have and build a life within your means.We talk about the deeper story behind your relationship with money — the patterns, roles, and unspoken fears that surface the moment finances enter the conversation. This episode is designed to help you create enough clarity to stop avoiding the numbers and start making financial decisions rooted in your values and what you actually want.In this episode, you'll learn:How to identify your money story — and the patterns it may have quietly createdWhy your earliest money memories still shape your financial choices todayHow divorce financial planning brings clarity to one of life's hardest transitionsThe most important factors to understand before and during a divorceWhat to ask before choosing a financial advisorWhy the non-moneyed spouse needs a seat at the financial tableHow to divide marital assets and retirement accounts — and what a QDRO (Qualified Domestic Relations Order) is and when to start that processWhat it looks like when money becomes a form of control in relationshipsHow financial literacy builds lasting confidence with moneyWhat wealth building can look like after a major life transitionWhy money conversations matter when dating, partnering, or starting overWhether you're preparing for divorce, rebuilding your financial independence, or learning to trust yourself with money again — this conversation is a reminder that you don't have to know everything to begin making more empowered choices.Much love and freedom,LaurieClick here to purchase my “Nervous System Regulation Starter Kit” it's $29.99Click here to purchase my book: Sandwiched: A Memoir of Holding On and Letting GoFree ResourcesPrevious Episode with Jennifer Lee - Understanding Divorce and How to Prepare for A Strong Financial FutureClick here to schedule a FREE inquiry call with me.Click here for my FREE “Beginner's Guide to Somatic Healing”Click here for my FREE Core Values ExerciseConnect with me:WebsiteInstagramConnect with Jennifer:WebsiteLinkedinDiscussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Modern-Wealth, LLC and Cambridge are not affiliated.Please leave me feedback. I cannot respond so if you'd like me to respond, please leave your email***********************DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL, MEDICAL OR PROFESSIONAL ADVICE. YOU SHOULD CONTACT A LICENSED THERAPIST IF YOU ARE EXPERIENCING SUICIDAL THOUGHTS. YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE. YOU SHOULD CONTACT A LICENSED MEDICAL PROFESSIONAL WITH RESPECT TO ANY MEDICAL ISSUE OR PROBLEM.

How can we design equitable employee benefits? Employee benefits dictate far more than basic health coverage – they're a fundamental indicator of financial security, holistic health, and overall workplace equity. Traditional plans often default to nuclear family frameworks that inadvertently disqualify equity deserving groups. By moving away from static, one-size-fits-all perks and implementing a strategic DEI lens, organizations can leverage usage data to build flexible coverage systems that shift from basic administrative compliance to a true corporate culture of human belonging. On this episode of Just One Q, Dominique chats with Kristin McCartney, Director of People & Culture at J.L. Richards & Associates. They discuss how employers can transition to data-driven, flexible frameworks when creating benefit plans. Kristin breaks down enhancements that benefit employees who are S2LGBTQ+, neurodivergent, Indigenous, first-generation professionals, or who practice certain religions. She argues that designing benefits for all signals a deeply supportive culture. Keep Up with Kristin: https://www.linkedin.com/in/kristin-mccartney-chrp-335336a6/ Try Learning Snippets: https://dialectic.solutions/signup Contact Us to Be a Guest on Just One Q: https://dialectic.solutions/podcast-guest

Send us Fan MailSend us Fan MailIn this captivating episode of Living the Dream with Curveball, we welcome Kerri Roberts, a former corporate HR executive who took a bold leap into entrepreneurship after two decades in the corporate world. Kerri shares her inspiring journey of leaving behind a successful yet unfulfilling career, trading the corporate ladder for a serene 143-acre farm in rural Missouri. She discusses the challenges and fears she faced during this significant transition, including the financial insecurities and the emotional hurdles of redefining her identity.Listeners will gain insight into Kerri's realization that true fulfillment comes from aligning one's life with personal values rather than societal expectations. She reflects on the assumptions about herself that were challenged as she embraced a simpler lifestyle, shedding materialistic views and building a new community.Throughout the conversation, Kerri emphasizes the importance of resilience and the courage to pursue one's dreams, even when faced with uncertainty. She shares valuable lessons learned from her corporate experience that have shaped her approach to helping small businesses with their people operations, highlighting the universality of HR challenges across different business sizes.Join us for an empowering discussion that encourages listeners to consider what truly matters in their lives and to take actionable steps toward their own dreams.What You'll Learn in This Episode:- The journey from corporate HR executive to entrepreneur- Overcoming fears associated with leaving a stable career- The impact of community and relationships in a new environment- Insights into the similarities between corporate and small business HR challenges- The importance of aligning personal values with professional pursuitsFor more information on Kerri Roberts and her work, visit her website at www.kerrimmroberts.com and check out her podcast, *Don't Waste the Chaos*, launching in January 2024.www.saltandlightadvisors.comSupport the showSupport the show

1. Why Cash Isn't Always Safe Why holding too much cash can quietly reduce purchasing power over time. How inflation can become one of the biggest threats to long-term wealth. 2. Finding the Right Balance Between Liquidity and Growth How much cash investors should realistically hold in a portfolio. Why balancing liquidity with long-term growth is essential for financial resilience. 3. Alternative Ways to Protect Capital Understanding money market funds and their role in wealth preservation. How these can offer flexibility, liquidity and attractive returns compared to traditional cash holdings. 4. The Role of Gilts in a Balanced Portfolio Why government bonds still play an important role in portfolio protection. How gilts can help provide stability during periods of market volatility. 5. Why Diversification Matters More Than Ever How spreading wealth across multiple asset classes reduces risk. Why diversification remains one of the most effective strategies in uncertain markets. 6. Building Your Portfolio the Right Way Why most investors build portfolios in the wrong order. The importance of creating strong foundations before pursuing higher-risk opportunities. 7. Understanding the GPI Framework and Taking Control of Your Wealth How Growth, Protection and Income work together in a well-structured portfolio. Why balancing all three creates a more resilient long-term strategy. How understanding fees, income strategies like options, and financial education can help you take greater control of your wealth and pass it on effectively to the next generation. Actionable Takeaways: Review how much cash you're currently holding and whether it's working hard enough for you Assess whether your portfolio is truly diversified across multiple asset classes Audit all investment-related fees across pensions, platforms and fund managers Build your portfolio from the ground up—start with strong foundations before adding speculative investments Focus on balancing growth, protection and income in your overall strategy Explore ways to create additional income streams from existing assets Start involving your family in wealth conversations to build long-term financial confidence and capability Building wealth isn't about chasing the next big opportunity. It's about creating a clear strategy, staying disciplined, and making intentional decisions that serve both your present and your future. Resources: WealthBuilders - Build, protect and transfer your wealth Invest Like A Pro - Invest with clarity: Growth, diversification and income Invest Like A Pro Podcast WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Stay informed on current events, visit www.NaturalNews.com  - Introduction to Natural Abundance (0:10) - Natural Abundance in the Human Body (6:58) - Energy and Intelligence from Natural Abundance (13:47) - The Law of Substitution and Transcendence (20:33) - The Role of Human Governments and Institutions (27:00) - The Importance of Natural Abundance in Health and Wealth (33:46) - The Role of Gold and Silver in Financial Security (39:48) - The Impact of Natural Catastrophes on Earth's History (46:34) - The Role of Impact Phenomena in Natural Catastrophes (53:46) - The Importance of Studying Natural Catastrophes (1:00:37) - Comet Impact on the Sun (1:06:58) - Discussion on Comet Impact and Solar Response (1:14:01) - Periodic Flux of Comets and Historical Evidence (1:21:28) - Impact of Climate Change and Political Intervention (1:28:37) - Historical Climate Change and Its Impact (1:35:03) - The Role of Carbon Dioxide and Climate Change (1:41:44) - The Tunguska Event and Its Implications (1:48:05) - The Importance of Preparedness and Respect for Uncertainty (1:54:13) - The Role of Education and Alternative Models (2:00:40) - The Future of Education and Knowledge Decentralization (2:07:15) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

Enas Latif reveals how consistency, relationships, smart investing, and intentional balance helped her rise from uncertain new agent to respected leader while building a business that supports life instead of consuming it with purpose today.See article: https://www.unitedstatesrealestateinvestor.com/build-a-thriving-business-that-actually-supports-your-life-with-enas-latif/(00:00) - Introduction to Enas Latif and Her Buffalo-Niagara Real Estate Journey(05:00) - Starting From Scratch, Prospecting Daily, and Winning the First Listing(10:00) - Social Media Credibility, Team Discipline, and Consistent Pipeline Building(15:00) - Sustainable Lead Generation, Market Shifts, and Buffalo's Strong Seller Market(20:00) - Listings, First-Time Buyers, and Investors as Long-Term Business Builders(25:00) - Financial Security, Life Insurance Leverage, and Becoming the Investor(30:00) - Morning Routines, Calendar Blocking, and Protecting Work-Life Balance(35:00) - Think Like a Monk, Mindset, Relationships, and Final Contact Information(38:44) - Closing Disclaimer and End of EpisodeEnas Latif's story is a powerful reminder that success is not just about doing more. It is about building with intention, protecting your peace, staying consistent, and creating a business that gives life back to you. If this conversation inspired you to build with more purpose, visit https://reiagent.comIs success destroying your peace? Most pros grind until they break. Download The Investor's Life Balance Sheet: A Holistic Wealth Audit to see if you are building a legacy or heading for burnout. Presented by The REI Agent Podcast & United States Real Estate Investor® https://sendfox.com/lp/m4jrl

Having received his Ph.D. in mathematical logic at Brandeis University, Rabbi Dr. Dovid Gottlieb went on to become Professor of Philosophy at Johns Hopkins University. Today he is a senior faculty member at Ohr Somayach in Jerusalem. An accomplished author and lecturer, Rabbi Gottlieb has electrified audiences with his stimulating and energetic presentations on ethical and philosophical issues. In Jewish Philosophy with Rabbi Dr. Gottlieb, we are invited to explore the most fascinating and elemental concepts of Jewish Philosophy. https://podcasts.ohr.edu/ podcasts@ohr.edu

Stay informed on current events, visit www.NaturalNews.com  - Equities and Gold Silver Flash Crash Analysis (0:10) - Impact of the War on Gold Prices (5:16) - The Greater Bag Holder Theory and IPOs (8:26) - The Role of Gold and Silver in Financial Security (13:07) - The Future of Battery Technology and Donut Lab (27:37) - The Importance of Independent Research and Analysis (1:12:37) - The Role of AI in Advancing Technology (1:12:58) - The Economic and Social Impact of AI (1:25:35) - The Role of Precious Metals in Financial Security (1:25:48) - The Importance of Open-Mindedness and Rational Thinking (1:26:02) - Energy as the Foundation of Wealth (1:26:20) - The Role of Energy in Human Abundance (2:37:03) - Financial Strategies for the Future (2:38:41) - Promoting Battalion Metals (2:40:04) - Final Thoughts and Recommendations (2:42:17) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

In this epsisode I share my take on financial secruity, including some of my personal story. Work with me at KatieDodd.com

Father talks about God's form of Financial Security.

Stay informed on current events, visit www.NaturalNews.com  - California's Diesel Crisis and Refinery Shutdowns (0:04) - Impact of Diesel Shortages on California (10:46) - Economic and Social Implications of the Diesel Crisis (20:21) - Practical Preparations and Solutions (29:18) - The Role of Gold and Silver in Financial Security (38:18) - The Weaponization of Government and Censorship (47:43) - The Parallels Between Left and Right-Wing Censorship (56:19) - Media Influence and Generational Perspectives (1:04:20) - Historical Erasure and Biblical Interpretations (1:12:10) - The Role of the Balfour Declaration and Christian Zionism (1:20:10) - The Impact of Historical Rewriting and Modern Propaganda (1:28:27) - The Role of Trump and the Future of American Politics (1:36:54) - Final Thoughts and Call to Action (1:44:41) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

A new survey finds that net worth — not income — is the dominant driver of financial anxiety, suggesting that many high earners are far less financially secure than their paychecks imply. We dig into what this means for how everyday investors should be building and measuring their financial progress.Today's Stocks & Topics: Carvana Co. (CVNA), Market Wrap, Expand Energy Corporation (EXE), Vista Shares Electrification Supercycle ETF (POW), Comfort Systems USA, Inc. (FIX), Centrus Energy Corp. (LEU), Net Worth Milestones by Age: Why Net Worth Matters More Than Income for Financial Security, Freeport-McMoRan Inc. (FCX), Marvell Technology, Inc. (MRVL), Archer-Daniels-Midland Company (ADM), CF Industries Holdings, Inc. (CF), Million Dollar Retirement? Our Next Wealth Webinar: “Beyond the Yield: How to Invest for Your Income Needs” June 30th, 2026 - 12:00 pmTo sign up: https://us06web.zoom.us/webinar/register/5717793889555/WN_XuoDgMVwSv6wZXXurrZTLgOur Sponsors:* Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com* Check out Chilipad and use my code sleep.me/INVEST for a great deal: https://sleep.me* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai* Check out Progressive: https://www.progressive.com* Check out Quince and use my code quince.com/invest for a great deal: https://www.quince.com* Check out Scribe and use my code scribe.how/invest for a great deal: https://scribe.com* Check out TaskRabbit and use my code INVEST for a great deal: https://taskrabbit.com* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Key Topics Covered: 1. Defining True Wealth Wealth is about creating predictable income and financial security. The goal is freedom, experiences, and a low-stress lifestyle. 2. From Corporate Career to Property Entrepreneur Transitioning from employment to financial independence through property. Recognising when a traditional career path no longer aligns with personal goals. 3. The Impact of Rich Dad Poor Dad How financial education can change perspectives on wealth building. The importance of developing an investor mindset. 4. Learning Through Failure Early mistakes in serviced accommodation created valuable lessons. Setbacks can become turning points for future success. 5. The Demand-Led Investment Approach Find the demand before choosing the property. Reverse-engineering investments around proven market needs. 6. Understanding Serviced Accommodation The opportunities and risks of short-term rental strategies. Why demand is critical for long-term profitability. 7. Building Multiple Income Streams Combining trading, investment, and coaching businesses. Creating diversified sources of recurring income. 8. Wealth, Family, and Lifestyle Using wealth as a tool to create time, experiences, and flexibility. Balancing financial success with family, health, and personal fulfilment. Actionable Takeaways Focus on building assets that generate predictable, recurring income rather than chasing quick wins. Identify genuine market demand before investing in a property or launching a new venture. Treat mistakes as learning opportunities and use them to improve future decision-making. Invest in your financial education to develop a stronger wealth-building mindset. Build multiple income streams to reduce risk and increase financial resilience. Align your wealth-building activities with your personal values, family goals, and desired lifestyle. Review your current investments and ask whether they are driven by demand or by assumptions. Prioritise long-term consistency over short-term excitement when creating wealth. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Devenir Plus - Become more in every area of your life Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Join Camilla Jeffs as she shares her journey from early real estate ventures to becoming a business leader. Discover her insights on buying versus building a business, buying a construction company, and building remotely. Camilla highlights the importance of partnerships, client experience, and acquiring financial skills. She also delves into balancing family life with entrepreneurship, involving children in business, and utilizing tax benefits. Learn about her experiences with flood restoration, condo renovations, and selecting trade partners. Camilla's transition to consulting with Cultivate Advisors is discussed, along with advice for young professionals.

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1415DM Dave Ramsey shares insights on how to attract wealth into your life. He emphasizes the importance of financial discipline, smart money management, and setting clear financial goals. Ramsey discusses practical strategies for budgeting, saving, and investing wisely to build wealth over time. His advice provides a roadmap for listeners looking to improve their financial well-being, make informed decisions, and take steps towards achieving financial security and prosperity. Sign up for the Greatness newsletter! Topics Dave Ramsey, financial discipline, wealth building, budgeting strategies, smart money management, saving and investing, financial goals, financial security, debt-free living, personal finance advice Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A fitness, nutrition, fitness and business mix of questions for today's solo Q+A.     1: Nutrition has changed a lot in the last 5 years — what's one thing you believed about dieting in your early fitness career that you've completely reversed your thinking on? 2: What's the honest truth about how alcohol has affected your performance, recovery, and mindset over the years?   3:  How do you train through grief, stress, or emotional chaos — when the gym is the last place you want to be but probably where you need to be most?" — Practical and deeply human.   4: What's something you've changed your mind on completely in the last 12 months - about yourself, not about business or fitness?   5: What does your relationship with money actually look like day to day - spending, guilt, enjoyment - now that you have financial security? 6: How do you price yourself when you're scared you're too expensive?   Timestamps may vary by 2-4 minutes based on podcast platform:    00:00 Introduction and Overview of the Podcast 01:33 Evolution of Nutrition Beliefs 10:17 The Impact of Alcohol on Performance and Recovery 18:32 Training Through Grief and Emotional Chaos 27:16 The Power of Community 35:18 Understanding Financial Relationships 43:16 Pricing and Self-Worth in Business         My new book Scaling Your Story  https://www.amazon.co.uk/Scaling-Your-Story-Framework-Entrepreneurs-ebook/dp/B0GX2TMRMJ/ref=sr_1_1?crid=2OSXWA81V0CJV&dib=eyJ2IjoiMSJ9.T3cTwdOuW4XD8qhTkZWpSw.wGN4uRHlTVDCp0L4OER9bJnAtjOEXVIAwkUUNjpXbfM&dib_tag=se&keywords=scaling+your+story&qid=1778159604&sprefix=%2Caps%2C126&sr=8-1     Business Mentorship:  https://briankeanefitness.com/mentorship-and-business-coaching     The Circle: https://briankeanefitness.com/online-mastermind  

Learn more : https://omny.fm/shows/next-steps-4-seniors-with-wendy-jonesSee omnystudio.com/listener for privacy information.

It's the money roadmap you need now to help you build long-term financial security. We're sharing five money moves you can make today, what you need to know before switching career paths, and the one student loan deadline that you can't afford to miss.  For more information, show notes and transcripts visit https://www.ada.org/podcast Featured Guests:   Joseph McGrath  Dani Buschick  Dr. Michael Jerkins  Show Notes  In this episode, we explore practical ways to take control of your finances and plan for long-term financial security. We're talking about student loans, what to know when switching careers, and the five money moves you can make right now.   To help explain what everyone needs to know about student loans, we asked our friend Joseph McGrath from KeyBank to walk us through new details, dates, and updates.  Mr. McGrath shares that big student loan changes are coming, and that July 1, 2026, is the key date to know. He explains that some programs are being phased out, and that federal repayment options may narrow significantly.  Big changes are underway for income-driven repayment as well, impacting both dentists and residents. With new federal loan caps and fewer repayment options, Mr. McGrath underscores the importance of borrowers understanding their loan structure, exploring available options, and seeking professional guidance to navigate the changes.  Dani Buschick, financial wellness coach, and host of the podcast Life. Money. You. joins us to break down the five numbers every dentist should know to take control of their financial well-being.   Ms. Buschick offers actionable tips and an easy-to-follow framework for creating spending plans, automating savings, and building lasting financial stability.  Small actions can create big impact. Ms. Buschick emphasizes the importance of understanding your debt, building an emergency fund, protecting your credit, automating savings, and using available resources available, like free financial coaching, to create sustainable habits and personalized financial plans.  Our next guest, Dr. Michael Jerkins, joins us to talk about how to navigate career transitions. Dr. Jerkins is the President and Co-founder of Panacea Financial and is also a practicing physician in Little Rock, AR.  Dr. Jerkins explores the transition between employee and practice owner roles and highlights the financial and personal considerations involved in these career shifts.  To prepare for these career transitions, Dr. Jerkins emphasizes the importance of building a trusted advisory team, assessing your financial readiness, and developing a clear plan.     Resources  Read an ADA News story about how the One Big Beautiful Bill impacts student loans. Learn more about ADA Member Advantage partner KeyBank. ADA Credit Union is tailored for ADA member dentists, their teams and everyone's extended families — offering exclusive financial products and personalized coaching that support your goals through every life stage. Visit ADACU.org to learn more. Banking Built for Dentists. Not Shareholders. At ADA Credit Union, your money works for you—because you own it. If you're part of the dental profession, your financial institution should be too. Join ADA Credit Union. Member‑owned. Dentist‑focused. Built for your future. At the Credit Union, financial well-being comes first. Life. Money. You.® (LMY) is ADA Credit Union's holistic financial well-being program, designed to help you achieve financial success through digital tools, one-on-one coaching, and practical resources. Check out the latest episode of the Life. Money. You. Podcast. Read more about Panacea Financial and the savings for ADA members. Keep learning! Watch another episode on smart finances for dentists. Not an ADA member yet? Join the ADA to get access to these resources and more. Visit ADA.org/join to get started. Connect with us through ADA on social media! Follow us on Facebook, Instagram, LinkedIn, and TikTok. Disclosures  This podcast is produced for information purposes only and is not an offer or solicitation of any product. KeyBank and its affiliates are not providing any financial, economic, legal, accounting or tax advice or recommendations in this podcast. The information contained in this recording may not be current, and KeyBank has no obligation to provide any updates or changes. Neither KeyBank nor any of its affiliates makes any representation or warranty, of any kind, as to the accuracy or completeness of the information in this podcast and expressly disclaims any and all liabilities around such. Key.com/ADA  IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans, you will no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans, which may include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or certain forgiveness options granted to Parent Plus borrowers. Please carefully consider your options when refinancing federal student loans and consult http://www.studentaid.gov for the most current information. 

There is a version of financial security that many women were taught to chase: high income, a respected title, a steady paycheck, benefits, a retirement account. And while those things matter, they don't always bring the peace we expect. Sometimes, what looks secure from the outside is actually only stable as long as nothing changes. In this episode, Dr. Felecia Froe challenges the myth that financial security is a finish line or a number. Real security is not just about earning more. It's about building a financial structure that can hold you through change, uncertainty, rest, pivots…life.. Stability gives you predictability until it doesn't. Real security gives you resilience and options. That shift changes everything.   00:00 – Why Financial Security Feels Like a Destination 02:16 – The Trap of Performance-Based Stability 03:02 – Stability vs Resilience 04:21 – Why High Income Can Still Feel Fragile 05:04 – From Performer to Architect 06:25 – Financial Security Is an Architecture   

One of the cultural pressures that's trickling down quickly from our adult world into the world of children and teens is what's become known as hustle culture. Hustle culture is a fast-spreading mindset and lifestyle that glorifies non-stop work and constant productivity in an effort to achieve professional success. One's self-worth easily gets tied to this, leading to a relentless pursuit of what for a long-time has been called the American Dream. The version of hustle culture evidencing itself in the world of our kids is known as “grind culture.” With it's spread fueled by peer pressure and social media, grind culture has our kids pursuing academic perfection, the need to have one's entire life mapped-out, choosing activities that make one's college applications look good, and posting one's achievements online. We need to hustle our kids out of grind culture, as it fuels the sin of pride, sacrifices God's plan for sabbath rest, and hijacks their hearts away from finding their identity in Christ. 

The Moneywise Radio Show and Podcast Monday, April 20th  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guests: Catherine Anspach, Director of Development for CAPK & Savannah Oates, Advocacy & Public Relations Manager for CAPK website: https://www.capk.org/ The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Savannah Oates, Catherine Anspach & The Community Action Partnership of Kern are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].

In this episode of The Caring Economy, Toby Usnik sits down with Laura Turner, Vice President and Head of Community Impact at TIAA, for a conversation about financial security, first-generation student support, and what community impact looks like inside a large institution. Laura reflects on her path from an entry-level HR role to leading community impact at TIAA, and discusses the company's work on financial literacy, retirement education, scholarships, emergency funds, and partnerships that help students stay on track to graduate. The episode also touches on parenting, special needs advocacy, mentorship, and how TIAA is thinking about AI as a tool for upskilling and reducing repetitive work.

Talking about money in families is hard. Talking about legacy is even harder. In this conversation with host Syama Bunten, Amy Castoro gets into why so many wealth transfers go sideways. Not because of bad legal structures or poor planning, but because families never learn to talk to each other. About what they actually need. About what they're afraid of. About what the money means to them and what they want it to mean for the next generation. When those conversations don't happen, conflict fills the gap and the wealth that was supposed to bring a family together ends up pulling it apart. Amy talks about the pressure that lands on the next generation, the damage that lingers after family conflict over money, and why women are increasingly at the center of these conversations as decision-makers, caregivers, and keepers of family culture. But before all of that, she shares where her perspective actually comes from. She grew up watching her mother stretch every dollar, lead with generosity, and hold things together through sheer resourcefulness. That upbringing gave her a particular lens on what wealth actually means and what it costs families who treat it as a financial problem instead of a human one. It's that backstory that explains how she became CEO of The Williams Group and why she approaches this work the way she does. This episode is part of a larger conversation Syama is building at Wealth Catalyst, salons and summits where women talk candidly about money, legacy, and what it actually takes to get it right. If that's the room you've been looking for, find a salon near you or join us at the Wealth Catalyst Summit in New York on May 14th. Episode Breakdown: 00:00 Wealth, Family Conflict, and Building a Lasting Legacy 02:41 Amy Castoro's Childhood, Money Story, and Family Values 08:05 Resourcefulness, Hardship, and Early Lessons About Women and Wealth 12:04 From Ballet to Organizational Psychology and Career Direction 16:33 First Job, Six-Figure Income, and Amy's Early Money Mindset 23:20 Leaving New York, Joining Disney, and Finding Meaning at Work 28:09 Financial Security, Resourcefulness, and What Wealth Really Means 30:50 Women, Power, and the Future of Intergenerational Wealth Transfer 35:11 Family Legacy Planning, Trust, and Communication in Families 43:07 Values-Based Investing, Next Generation Wealth, and Creating Peace in Families Connect with Amy Castoro: Website: Visit The Williams Group Website NextGen Leadership Institute Program: Join the NextGen Leadership Program LinkedIn: Connect with Amy on LinkedIn Find more from Syama Bunten: Attend a Salon near you: wealthcatalyst.com/salons Instagram: Follow Syama on Instagram Join Syama's Substack: Join Syama's Substack Website: Visit the Wealth Catalyst website Download Syama's Free Resources: Download Syama's Free Resources Learn About Wealth Catalyst Summit Events: Wealth Catalyst Summit Website: Visit Syama's website Big Delta Capital: Visit the Big Delta Capital website Podcast production and show notes provided by HiveCast.fm

Nischa Shah is a former investment banker and chartered accountant who helps people build financial security with clarity and intention. In this moment, she explains why so many people live paycheque to paycheque, even at higher incomes, and the first practical steps to taking back control of your money. Nischa outlines a clear framework that you can start today to build long-term financial stability. Listen to the full episode here: Spotify: https://g2ul0.app.link/6O48GqqCC0b Apple: https://g2ul0.app.link/EkemE5sCC0b Watch the Episodes On YouTube: https://www.youtube.com/c/%20TheDiaryOfACEO/videos Watch Nischa On YouTube: https://www.youtube.com/@nischa

#268: Learn why setting big goals might actually be holding you back and what to do instead. Chris and Anne-Laure explore how to replace goal-setting with tiny, low-risk experiments that lead to more growth, more joy, and less burnout. Anne-Laure Le Cunff is a neuroscientist, writer, and founder of Ness Labs, a learning community at the intersection of science and self-development. She is the author of Tiny Experiments and publishes a weekly newsletter on mindful productivity, creativity, and growth. Link to Full Show Notes: https://chrishutchins.com/tiny-experiments-anne-laure-le-cunff/ Partner Deals Shopify: $1/month trial for the easiest e-commerce platform DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Green Chef: 50% off on your first box + 20% off for two months with code 50ALLTHEHACKS Superhuman: Free month of the fastest and best email with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals⁠ Resources Mentioned Anne-Laure: Website | Newsletter | Instagram Tiny Experiments Ness Labs ATH Podcast Ep #256: The Easy Way to Build and Maintain Meaningful Relationships with Nick Gray Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:01) The Problem with Setting Big Goals (02:42) When Goal Setting Becomes Counterproductive (03:41) Why Tiny Experiments Beat Goals (06:07) The Missing Ingredients That Make Experiments Actually Work (08:29) How an Experimental Mindset Rewires Your Brain (10:11) How Anne-Laure Adopted an Experimental Mindset (13:38) What Happened When Anne-Laure Redefined Success (16:29) How to Run a Tiny Experiment (18:22) Real-World Examples You Can Try Immediately (20:10) Why Smaller Is Always Better When Starting Out (22:28) How to Experiment Without Burning Out (25:05) Tracking Both External Results and Internal Signals (30:10) The Simple Weekly Review That Keeps Experiments on Track (32:18) Balancing Experimentation With Actually Living Your Life (35:45) Applying Experimentation to Financial Security (39:33) The Real Reason We Over-Optimize (42:15) When Optimizing Is Actually the Right Move (46:09) Balancing Excitement With Long-Term Priorities (50:12) Measuring Time Differently (52:20) Simple Rituals for Getting Present (53:25) Why Experimenting Publicly Accelerates Growth (57:26) How to Run Your Very First Experiment (59:26) Where to Find Anne-Laure and Her Work Connect with Chris ⁠Newsletter⁠ | ⁠Membership⁠ | ⁠X⁠ | ⁠Instagram⁠ | ⁠LinkedIn⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices