Podcasts about refi

Zain Johnson chats to Refilwe Morake. See omnystudio.com/listener for privacy information.

On this episode of Good Morning Outdoors, Matt is joined by guest host Robert Preston, CEO of Climb Capital and Unhitched Management. With Alex out sick, Robert brings his extensive experience in outdoor hospitality to the table, offering valuable insights into the RV and campground industry.​ Matt Whitermore also shares his takeaways after attending the Live Oak Bank RV Symposium, including insights into industry valuation, lender appetite, and what makes RV parks more “investable” as an asset class. From the bank's impressive campus to deep discussions on the future of outdoor hospitality, we compare the trajectory of RV parks to the hotel industry and explore what might lie ahead. We also touch on Bolt Farm Treehouse's unique approach, remember the legacy of Bud Steyer, and discuss a major refinancing move by Welcome to RJOURNEY across an 11-park portfolio. In market trends, we break down the new GoRVing RV Owner Demographic Report and what it reveals about who's hitting the road in 2025. Plus, a spotlight on why more Canadians are choosing to stay put—and what that means for demand across North America. A packed episode of stories, shifts, and strategies shaping the outdoor hospitality space—this week on Good Morning Outdoors! ---- Good Morning Hospitality is part of the Hospitality.FM Multi-Media Network and is a Hospitality.FM Original The hospitality industry is constantly growing, changing, and innovating! This podcast brings you the top news and topics from industry experts across different hospitality fields. Good Morning Hospitality publishes three thirty-minute weekly episodes: every Monday and Wednesday at 7 a.m. PST / 10 a.m. EST and every Tuesday at 8 a.m. CET for our European and UK-focused content. Make sure to tune in during our live show on our LinkedIn page or YouTube every week and join the conversation live! Explore everything Good Morning Hospitality has to offer: • Well & Good Morning Coffee: Enjoy our signature roast—order here! • Retreats: Join us at one of our exclusive retreats—learn more and register your interest here! • Episodes & More: Find all episodes and additional info at GoodMorningHospitality.com Thank you to all of the Hospitality.FM Partners that help make this show possible. If you have any press you want to be covered during the show, email us at goodmorning@hospitality.fm Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Good Morning Outdoors, Matt is joined by guest host Robert Preston, CEO of Climb Capital and Unhitched Management. With Alex out sick, Robert brings his extensive experience in outdoor hospitality to the table, offering valuable insights into the RV and campground industry.​ Matt Whitermore also shares his takeaways after attending the Live Oak Bank RV Symposium, including insights into industry valuation, lender appetite, and what makes RV parks more “investable” as an asset class. From the bank's impressive campus to deep discussions on the future of outdoor hospitality, we compare the trajectory of RV parks to the hotel industry and explore what might lie ahead. We also touch on Bolt Farm Treehouse's unique approach, remember the legacy of Bud Steyer, and discuss a major refinancing move by Welcome to RJOURNEY across an 11-park portfolio. In market trends, we break down the new GoRVing RV Owner Demographic Report and what it reveals about who's hitting the road in 2025. Plus, a spotlight on why more Canadians are choosing to stay put—and what that means for demand across North America. A packed episode of stories, shifts, and strategies shaping the outdoor hospitality space—this week on Good Morning Outdoors! ---- Good Morning Hospitality is part of the Hospitality.FM Multi-Media Network and is a Hospitality.FM Original The hospitality industry is constantly growing, changing, and innovating! This podcast brings you the top news and topics from industry experts across different hospitality fields. Good Morning Hospitality publishes three thirty-minute weekly episodes: every Monday and Wednesday at 7 a.m. PST / 10 a.m. EST and every Tuesday at 8 a.m. CET for our European and UK-focused content. Make sure to tune in during our live show on our LinkedIn page or YouTube every week and join the conversation live! Explore everything Good Morning Hospitality has to offer: • Well & Good Morning Coffee: Enjoy our signature roast—order here! • Retreats: Join us at one of our exclusive retreats—learn more and register your interest here! • Episodes & More: Find all episodes and additional info at GoodMorningHospitality.com Thank you to all of the Hospitality.FM Partners that help make this show possible. If you have any press you want to be covered during the show, email us at goodmorning@hospitality.fm Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Jake and Gino as they dive deep into the Pantheon Holistic Wealth Strategy with special guest Dave Wolcott—Marine Corps veteran, wealth architect, and founder of Pantheon Investments. This episode explores the mindset of the ultra-wealthy, tax-advantaged investing, infinite banking, virtual family offices, and the power of building legacy wealth intentionally. If you're tired of chasing dollars and want to learn how to truly multiply your time, capital, and impact—this episode is your blueprint.Grab Dave's book for FREE: https://www.holisticwealthstrategy.com Chapters:00:00 - Introduction  01:20 - What Defines the Ultra Wealthy  06:19 - Dave's Origin Story: From Marines to Multiplying Wealth  09:55 - Traditional Financial Planning vs. Strategic Wealth Building  15:52 - Taxes as an Opportunity, Not a Burden  29:28 - The Private Markets vs. Blue-Chip Stocks  38:29 - Refi and Roll: Jake & Gino's Real-Life Experience  48:07 - Gino Wraps it Up We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

The regulars weigh in on growing concerns around rising FHA delinquencies, high debt-to-income ratios, and the lack of refinancing opportunities—warning that macroeconomic strain and supply-demand imbalances may fuel a wave of defaults in the next 12–18 months.

Bio As the founder of Real Estate Financial Modeling (REFM), Bruce Kirsch has trained thousands of students and professionals around the world in Excel-based projection analysis. In addition, REFM's self-study products, Excel-based templates and its Valuate® property valuation and investment analysis software are used by more than 100,000 professionals. Mr. Kirsch's firm has assisted with modeling for the raising of billions of dollars of equity and debt for individual property acquisitions and developments, as well as for major mixed-use projects and private equity funds. Mr. Kirsch has also maintained a blog on real estate financial modeling, Model for Success, authoring more than 500 posts, and he is the co-author of Real Estate Finance and Investments: Risks and Opportunities, along with Dr. Peter Linneman. Mr. Kirsch began his real estate career at CB Richard Ellis, where he marketed highrise New York City office buildings for re-development in the Midtown Manhattan Investment Properties Institutional Group. After CBRE, Mr. Kirsch was recruited to lead acquisitions at Metropolis Development Company, and later joined The Clarett Group, a programmatic development partner of Prudential. While at The Clarett Group, Mr. Kirsch was responsible for making development site recommendations for office, condominium and multi-family properties in the greater Washington, D.C. metropolitan area. In addition, Mr. Kirsch had significant day-to-day project management responsibilities for the entitlement, financing and marketing of the company's existing D.C.-area development portfolio. Mr. Kirsch holds an MBA in Real Estate from The Wharton School of the University of Pennsylvania, where he was awarded the Benjamin Franklin Kahn/Washington Real Estate Investment Trust Award for academic excellence. Prior to Wharton, Mr. Kirsch performed quantitative equity research on the technology sector at The Capital Group Companies. Mr. Kirsch served as an Adjunct Faculty member in real estate finance at Georgetown University School of Continuing Studies. Mr. Kirsch graduated with a BA in Communication from Stanford University. Show Notes Introduction and Podcast Format Introduction of Bruce Kirsch and the podcast format, including a traditional interview followed by a case study and discussion of AI tools. (2:40) Bruce Kirsch and REFM Bruce Kirsch's current role as the founder of REFM (Real Estate Financial Modeling), his 17-year career helping others with financial modeling in Excel, and his various activities including consulting, training, coaching, and creating tools (5:45) Early Life and Career Path Bruce Kirsch's upbringing on Long Island and early influences from his father (a civil engineer) and mother (an interior designer), as well as his childhood fascination with the Manhattan skyline (8:30) Bruce Kirsch's pursuit of a BA in Communication from Stanford University, his interest in visual arts and filmmaking, and his experience in the photography darkroom (12:50) The unexpected connection between his Stanford communication background and his current work in financial modeling, particularly in storytelling and visual communication (13:30) His experience taking a gap year between high school and college (14:45) His reasons for choosing Stanford, including the campus and the network (15:15) His career trajectory after Stanford: working in Hollywood and then in the mutual fund business (21:00) His experience during the tech bust while working in equity research (25:45) His decision to pursue an MBA at Wharton to gain a business education and his eventual focus on real estate after walks through Philadelphia (27:30) His relationship with Peter Linneman at Wharton and taking his real estate finance and investments course (29:05) His experience working for a developer in Washington DC during the red-hot condominium market of 2003 at Metropolis Development Company (30:50) Experiencing the downturn in the real estate market around 2007-2009 and being laid off (33:00) The role of desperation as a motivator in starting his business (35:00) Financial Modeling Principles Discussion on the role of projections in real estate investment decisions despite their inherent uncertainty, using the analogy of a flight plan (39:20) Acknowledging that financial analyses rarely align perfectly with actual outcomes and questioning if Bruce has ever had a proforma come true (40:30) Addressing the impact of externalities like inflation, the S&L crisis, 9/11, the Global Financial Crisis, and COVID-19 on real estate projections (41:30) Strategies for compensating for unpredictable events and the importance of stress testing models and having a cushion (45:00) The difficulty of modeling black swan events (48:00) Advice for individuals aspiring to enter the field of real estate financial modeling (50:40) What excites Bruce Kirsch about financial analysis and the importance of understanding the real estate business and transaction mechanics (52:00) His collaboration with Peter Linneman on the textbook "Real Estate Finance and Investments", which began through his teaching at Georgetown (53:00) "Valuate" software derivation (56:00) Bruce Kirsch's observations over the past 17 years, emphasizing the balance between precision and practicality in financial modeling (58:40) Growth is painful (59:00) Company as small as it has been...just him now (1:01:00) Advice is to learn from mistakes and maintain humility (1:03:30) Spreadsheet starts out blank and is a tool. Always increase knowledge of real estate business and ask why conventions like "waterfalls" are there. (1:07:45) AI in Real Estate Demonstration of Bruce Kirsch's analytical model and discussion of AI tools he has experimented with, highlighting challenges with trustworthiness and current limitations (he shares a multifamily acquisition model online) (1:10:00) Discussion on prompting AI and its effectiveness in refining assumptions. AI is "oversold" as a reliable tool currently. (1:12:15) Bruce Kirsch's dream scenario for AI's application in his work, such as auditing spreadsheets and automating grunt work (1:14:30) Discussion about the potential for custom AI models tailored to specific expertise (1:20:00) The importance of data quality and internal data troves for effective AI implementation (1:27:30) Dream scenario for Bruce is AI doing an audit on spreadsheets and reporting back the errors from inspection (1:29:00) Insights from Bruce's former interns on the most painful day-to-day tasks they'd like to offload to AI, such as pulling comps and market data (1:33:00) Exploring the potential of AI in collaborating on deal analysis and generating different scenarios for complex situations like restructurings and adaptive reuse (1:36:00) Analogy of AI tools to the Bloomberg terminal (1:38:50) Comparison of the current state of AI to the early days of the internet (1:39:30) Discussion about Khan Academy's AI tool, Khanmigo, and its domain-specific training for education. Salman Khan's book is "Brave New Words" (1:40:30) Experiences of an Iconic Journey in CRE member (Chris Caylor) with ChatGPT and Otter.ai for automation and note-taking (1:43:00) Hypothetical case study on how AI could assist in multifamily deal analysis (1:47:20) Concerns about the potential for AI to homogenize deal underwriting (1:48:45) The role of AI in standardizing data formats and creating more digestible reports (1:49:45) Bruce Kirsch's agreement on the potential of AI to improve clarity and liquidity in the real estate market (1:51:15) REFM Opportunities Bruce discusses the services (REFI) format (see below for course information and a discount) (1:53:00) He built the model for The Wharf DC, a 2+ million s.f. mixed use project (110 tabs) (1:56:00) Questionnaire about mixed use properties (1:58:00) Personal Reflections and Industry Perspective Bruce Kirsch's overall perspective on the real estate industry, highlighting it as a tremendous and multidisciplinary opportunity and the paramount importance of reputation and trust (2:00:30) Bruce Kirsch's message if he could put a sign on the Capitol Beltway: "Don't take yourself too seriously" (2:04:30) Courses Bruce is offering his courses at a discount to podcast listeners. First, take a free assessment at this link: https://courses.getrefm.com/shop/free-tools/free-assessment-tests/. When you've determined your level, go to this website: https://courses.getrefm.com/ and use the discount code "Iconic" at the checkout to get a 15% discount for the course. Similar Episodes Michael Broder David Kessler Brad Olsen Mike Bush

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「ReFiで広がるカーボンクレジット市場の未来― KlimaDAO JAPANの取り組みと展望【インタビュー】」　KlimaDAO JAPANの設立背景や市場の課題、ブロックチェーン技術がもたらす変革、さらには2030年に向けた展望について、同社の代表である濱田 翔平 氏にインタビューを実施しました。カーボンクレジット市場の未来とReFiの可能性を知る貴重な内容となっていますので、ぜひご覧ください。The post ReFiで広がるカーボンクレジット市場の未来― KlimaDAO JAPANの取り組みと展望【インタビュー】 first appeared on サステナビリティ・ESG金融・投資メディア - HEDGE GUIDE.

On this episode of The Mortgage Show, we chat about the latest mortgage trends, including why interest rates are dropping and what that means for buyers, homeowners, and refinances. We also dive into market inventory, unique loan scenarios, and how our network of local pros can help with everything from home financing to junk removal. Plus, a personal tribute to an amazing 13-year companion. Tune in for valuable insights, real talk, and a few good laughs along the way.00:00 Introduction and Casual Chat00:18 Springtime and Golf Talk01:04 Skiing Adventures and Nervous Moments01:56 Mortgage Market Overview02:45 Interest Rates and Economic Indicators07:01 Refinancing Opportunities10:09 Government Jobs and Market Predictions12:34 Divorce and Mortgage Refinancing14:50 Maine State Housing Programs16:20 Current Inventory Insights16:54 Market Trends and Inventory Observations17:58 Unique Property Deals and Financing Challenges21:24 Navigating Condo Purchases and Association Issues26:45 Highlighting Local Business Connections31:44 Personal Reflections and Closing RemarksRandy ForcierLoan Officer | NMLS 322749CMG Home Loans9 Beach St, 2nd FloorSaco, ME 04072

Learn the secrets to the BRRRR real estate investing strategy in Fort Collins. This class is Module 23 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the Buy, Rehab, Rent, Refi (and Repeat)—commonly abbreviated as the BRRRR strategy—and what are some of the pros and cons of each. What are the most common ways to finance BRRRR properties? And what are some of the more unusual ways? Is the BRRRR strategy typically an active or passive investment? How long do you typically hold BRRRR properties? And, why might you change that? How do you typically exit a BRRRR property? How does your buyer typically finance the purchase when they buy from you? Is the BRRRR strategy typically for real estate investors or real estate entrepreneurs… and what's the difference? How much money is typically required to utilize the BRRRR strategy? What are some of the less common money requirements? What credit is required to do the BRRRR strategy? And, what are some less common credit-related requirements? What are the primary skills required for the BRRRR strategy? Is the BRRRR strategy actively or passively stable? And, what does that means in terms of the entire business blowing up in your face? How scalable is the BRRRR strategy? What is your risk exposure with the BRRRR strategy? What are some of your risks? How does that increase with certain sub-strategies? How quickly do you make money with the BRRRR strategy? What amount of money do you make at that interval? How does one typically find BRRRR deals? What are some of the more unusual ways to find deals? What do you use to analyze BRRRR properties? What are the ideal market conditions for the BRRRR strategy and what is a challenging market to utilize this strategy in? How accessible or available are viable BRRRR properties? Can you utilize your retirement money with the BRRRR strategy? Plus much more... Check out the video and additional resources related to Secrets to BRRRR. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Fort Collins real estate investor podcast? Book a free consultation to discuss.

Learn the secrets to the BRRRR real estate investing strategy in Denver. This class is Module 23 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the Buy, Rehab, Rent, Refi (and Repeat)—commonly abbreviated as the BRRRR strategy—and what are some of the pros and cons of each. What are the most common ways to finance BRRRR properties? And what are some of the more unusual ways? Is the BRRRR strategy typically an active or passive investment? How long do you typically hold BRRRR properties? And, why might you change that? How do you typically exit a BRRRR property? How does your buyer typically finance the purchase when they buy from you? Is the BRRRR strategy typically for real estate investors or real estate entrepreneurs… and what's the difference? How much money is typically required to utilize the BRRRR strategy? What are some of the less common money requirements? What credit is required to do the BRRRR strategy? And, what are some less common credit-related requirements? What are the primary skills required for the BRRRR strategy? Is the BRRRR strategy actively or passively stable? And, what does that means in terms of the entire business blowing up in your face? How scalable is the BRRRR strategy? What is your risk exposure with the BRRRR strategy? What are some of your risks? How does that increase with certain sub-strategies? How quickly do you make money with the BRRRR strategy? What amount of money do you make at that interval? How does one typically find BRRRR deals? What are some of the more unusual ways to find deals? What do you use to analyze BRRRR properties? What are the ideal market conditions for the BRRRR strategy and what is a challenging market to utilize this strategy in? How accessible or available are viable BRRRR properties? Can you utilize your retirement money with the BRRRR strategy? Plus much more... Check out the video and additional resources related to Secrets to BRRRR. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Denver real estate investor podcast? Book a free consultation to discuss.

Learn the secrets to the BRRRR real estate investing strategy in Kenosha. This class is Module 23 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the Buy, Rehab, Rent, Refi (and Repeat)—commonly abbreviated as the BRRRR strategy—and what are some of the pros and cons of each. What are the most common ways to finance BRRRR properties? And what are some of the more unusual ways? Is the BRRRR strategy typically an active or passive investment? How long do you typically hold BRRRR properties? And, why might you change that? How do you typically exit a BRRRR property? How does your buyer typically finance the purchase when they buy from you? Is the BRRRR strategy typically for real estate investors or real estate entrepreneurs… and what's the difference? How much money is typically required to utilize the BRRRR strategy? What are some of the less common money requirements? What credit is required to do the BRRRR strategy? And, what are some less common credit-related requirements? What are the primary skills required for the BRRRR strategy? Is the BRRRR strategy actively or passively stable? And, what does that means in terms of the entire business blowing up in your face? How scalable is the BRRRR strategy? What is your risk exposure with the BRRRR strategy? What are some of your risks? How does that increase with certain sub-strategies? How quickly do you make money with the BRRRR strategy? What amount of money do you make at that interval? How does one typically find BRRRR deals? What are some of the more unusual ways to find deals? What do you use to analyze BRRRR properties? What are the ideal market conditions for the BRRRR strategy and what is a challenging market to utilize this strategy in? How accessible or available are viable BRRRR properties? Can you utilize your retirement money with the BRRRR strategy? Plus much more... Check out the video and additional resources related to Secrets to BRRRR. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Kenosha real estate investor podcast? Book a free consultation to discuss.

Learn the secrets to the BRRRR real estate investing strategy in McAllen. This class is Module 23 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the Buy, Rehab, Rent, Refi (and Repeat)—commonly abbreviated as the BRRRR strategy—and what are some of the pros and cons of each. What are the most common ways to finance BRRRR properties? And what are some of the more unusual ways? Is the BRRRR strategy typically an active or passive investment? How long do you typically hold BRRRR properties? And, why might you change that? How do you typically exit a BRRRR property? How does your buyer typically finance the purchase when they buy from you? Is the BRRRR strategy typically for real estate investors or real estate entrepreneurs… and what's the difference? How much money is typically required to utilize the BRRRR strategy? What are some of the less common money requirements? What credit is required to do the BRRRR strategy? And, what are some less common credit-related requirements? What are the primary skills required for the BRRRR strategy? Is the BRRRR strategy actively or passively stable? And, what does that means in terms of the entire business blowing up in your face? How scalable is the BRRRR strategy? What is your risk exposure with the BRRRR strategy? What are some of your risks? How does that increase with certain sub-strategies? How quickly do you make money with the BRRRR strategy? What amount of money do you make at that interval? How does one typically find BRRRR deals? What are some of the more unusual ways to find deals? What do you use to analyze BRRRR properties? What are the ideal market conditions for the BRRRR strategy and what is a challenging market to utilize this strategy in? How accessible or available are viable BRRRR properties? Can you utilize your retirement money with the BRRRR strategy? Plus much more... Check out the video and additional resources related to Secrets to BRRRR. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the McAllen real estate investor podcast? Book a free consultation to discuss.

Learn the secrets to the BRRRR real estate investing strategy in Las Vegas. This class is Module 23 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the Buy, Rehab, Rent, Refi (and Repeat)—commonly abbreviated as the BRRRR strategy—and what are some of the pros and cons of each. What are the most common ways to finance BRRRR properties? And what are some of the more unusual ways? Is the BRRRR strategy typically an active or passive investment? How long do you typically hold BRRRR properties? And, why might you change that? How do you typically exit a BRRRR property? How does your buyer typically finance the purchase when they buy from you? Is the BRRRR strategy typically for real estate investors or real estate entrepreneurs… and what's the difference? How much money is typically required to utilize the BRRRR strategy? What are some of the less common money requirements? What credit is required to do the BRRRR strategy? And, what are some less common credit-related requirements? What are the primary skills required for the BRRRR strategy? Is the BRRRR strategy actively or passively stable? And, what does that means in terms of the entire business blowing up in your face? How scalable is the BRRRR strategy? What is your risk exposure with the BRRRR strategy? What are some of your risks? How does that increase with certain sub-strategies? How quickly do you make money with the BRRRR strategy? What amount of money do you make at that interval? How does one typically find BRRRR deals? What are some of the more unusual ways to find deals? What do you use to analyze BRRRR properties? What are the ideal market conditions for the BRRRR strategy and what is a challenging market to utilize this strategy in? How accessible or available are viable BRRRR properties? Can you utilize your retirement money with the BRRRR strategy? Plus much more... Check out the video and additional resources related to Secrets to BRRRR. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Las Vegas real estate investor podcast? Book a free consultation to discuss.

Learn the secrets to the BRRRR real estate investing strategy in Milwaukee. This class is Module 23 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the Buy, Rehab, Rent, Refi (and Repeat)—commonly abbreviated as the BRRRR strategy—and what are some of the pros and cons of each. What are the most common ways to finance BRRRR properties? And what are some of the more unusual ways? Is the BRRRR strategy typically an active or passive investment? How long do you typically hold BRRRR properties? And, why might you change that? How do you typically exit a BRRRR property? How does your buyer typically finance the purchase when they buy from you? Is the BRRRR strategy typically for real estate investors or real estate entrepreneurs… and what's the difference? How much money is typically required to utilize the BRRRR strategy? What are some of the less common money requirements? What credit is required to do the BRRRR strategy? And, what are some less common credit-related requirements? What are the primary skills required for the BRRRR strategy? Is the BRRRR strategy actively or passively stable? And, what does that means in terms of the entire business blowing up in your face? How scalable is the BRRRR strategy? What is your risk exposure with the BRRRR strategy? What are some of your risks? How does that increase with certain sub-strategies? How quickly do you make money with the BRRRR strategy? What amount of money do you make at that interval? How does one typically find BRRRR deals? What are some of the more unusual ways to find deals? What do you use to analyze BRRRR properties? What are the ideal market conditions for the BRRRR strategy and what is a challenging market to utilize this strategy in? How accessible or available are viable BRRRR properties? Can you utilize your retirement money with the BRRRR strategy? Plus much more... Check out the video and additional resources related to Secrets to BRRRR. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Milwaukee real estate investor podcast? Book a free consultation to discuss.

Learn the secrets to the BRRRR real estate investing strategy in Jacksonville. This class is Module 23 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the Buy, Rehab, Rent, Refi (and Repeat)—commonly abbreviated as the BRRRR strategy—and what are some of the pros and cons of each. What are the most common ways to finance BRRRR properties? And what are some of the more unusual ways? Is the BRRRR strategy typically an active or passive investment? How long do you typically hold BRRRR properties? And, why might you change that? How do you typically exit a BRRRR property? How does your buyer typically finance the purchase when they buy from you? Is the BRRRR strategy typically for real estate investors or real estate entrepreneurs… and what's the difference? How much money is typically required to utilize the BRRRR strategy? What are some of the less common money requirements? What credit is required to do the BRRRR strategy? And, what are some less common credit-related requirements? What are the primary skills required for the BRRRR strategy? Is the BRRRR strategy actively or passively stable? And, what does that means in terms of the entire business blowing up in your face? How scalable is the BRRRR strategy? What is your risk exposure with the BRRRR strategy? What are some of your risks? How does that increase with certain sub-strategies? How quickly do you make money with the BRRRR strategy? What amount of money do you make at that interval? How does one typically find BRRRR deals? What are some of the more unusual ways to find deals? What do you use to analyze BRRRR properties? What are the ideal market conditions for the BRRRR strategy and what is a challenging market to utilize this strategy in? How accessible or available are viable BRRRR properties? Can you utilize your retirement money with the BRRRR strategy? Plus much more... Check out the video and additional resources related to Secrets to BRRRR. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Jacksonville real estate investor podcast? Book a free consultation to discuss.

「ReFi×インパクト投資×システミックデザインから見る、新しい経済システムと金融の未来（HEDGE GUIDE / IDEAS FOR GOOD Business Design Lab）」　本イベントでは、日本初のReFiプラットフォーム「KlimaDAO JAPAN MARKET」を率いる濱田翔平氏、インパクト投資の理論と実践を牽引するSIIF（一般財団法人社会変革推進財団）の古市奏文氏、そしてシステミックデザインの手法を用いて複雑な社会課題の解決に挑むACTANTの南部隆一氏をゲストに招き、金融・投資の新しいパラダイムがもたらす可能性について探求します。The post ReFi×インパクト投資×システミックデザインから見る、新しい経済システムと金融の未来（HEDGE GUIDE / IDEAS FOR GOOD Business Design Lab） first appeared on サステナビリティ・ESG金融・投資メディア - HEDGE GUIDE.

「【3/4開催】ReFi×インパクト投資×システミックデザインから見る、 新しい経済システムと金融の未来」　【3/4イベント開催＠UoC】システムチェンジを起こす金融・デザインのアプローチとは？3人の実践者とともにこれからの経済のあり方を語り尽くします！The post 【3/4開催】ReFi×インパクト投資×システミックデザインから見る、 新しい経済システムと金融の未来 first appeared on IDEAS FOR GOOD.

Despite the fact that Putin's Government increased the planned budget deficit several times during the year, they still did not meet it. In December, everything that had been so diligently hidden under the rug for an entire year came to light.The deficit was a record breaking, and Russia simply cannot afford to spend so much. The liquid part of the National Welfare Fund is almost spent, revenues are not growing, but expenses are increasing several fold.And then there is Trump with his ideas to bring down oil prices. It is impossible to say yet whether he will succeed in his plan, because it will also affect American oil producers, but technically such a possibility exists if the new American president comes to an agreement with OPEC.In general, the Russian economy is not doing well anyway, and if Trump implements his plans, it could accelerate the onset of a serious crisis, says Vladimir Milov in a new economic report.YouTube channel of Vladimir Milov: @Vladimir_MilovSupport Vlad's work:Patreon: / milov Crypto: http://milov.org/donate.htm /Vladimir Milov on other social media:Telegram: https://t.me/team_milov Facebook: /milov.vladimir Twitter: / v_milov Instaghram: /milov_ruEnglish translation by PrivateerStationOriginal video in Russian: https://youtu.be/LLz7SZsx0xQ--------------------------------------------------Privateer Station on Spreaker: https://www.spreaker.com/show/privateer-station-war-in-ukrainePS on Rumble: https://rumble.com/c/c-1582435PS on YouTube: https://www.youtube.com/c/privateerstationPS on iHeartRadio: https://www.iheart.com/podcast/53-privateer-station-war-in-uk-101486106/PS on Spotify: https://open.spotify.com/show/5iEdf0Jyw1Y3kN04k8rPibPS on ApplePodcasts: https://podcasts.apple.com/us/podcast/privateer-station-war-in-ukraine/id1648603352PS on Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuc3ByZWFrZXIuY29tL3Nob3cvNTY0NzQzOS9lcGlzb2Rlcy9mZWVkPS on PadcastAddict: https://podcastaddict.com/podcast/4079993PS on PodChaser: https://www.podchaser.com/podcasts/privateer-station-war-in-ukrai-4860097PS on Deezer: https://www.deezer.com/us/show/4546617PS on Castbox: https://castbox.fm/channel/id5162050If you like what we do and would like to support our channel, consider becoming a member:https://www.youtube.com/channel/UCT3qCbfcPbnph7QS3CPBTMQ/joinBecome a supporter of this podcast: https://www.spreaker.com/podcast/privateer-station-war-in-ukraine--5647439/support.

Monty is the co-founder of Refi DAO and a core steward of Celo Public Goods. https://linktr.ee/refidao

Tereza Bízková is a contributor at ReFi Medellín and Funding the Commons. https://www.refimedellin.org/

Module 7 of 17 Welcome to our Real Estate Investing Bootcamp Online Course (Audio Version) To access the full FREE VIDEO online course version (pdf's , Excel Deal Analyzers, Print Outs) of the BOOTCAMP :  Go to website and sign up to get your free login: https://911wealthnetwork.com/bootcamp

Jason discusses his recent trip to Bali and the positive experiences he's had, despite the rainy weather. He contrasts the quality of life in the US with other countries, highlighting the US's past greatness and its current decline. Jason also criticizes the US healthcare system and praises the affordable and effective healthcare he has received in Bali. Jason discusses the importance of political and legal contexts in shaping opportunities and lifestyles. He emphasizes the importance of being open-minded and exploring different life options, particularly with the rise of remote work. He then shares a personal story about a coaching call with a client who had a portfolio with low loan balances and discussed the importance of leveraging properties and the benefits of equity stripping. Jason  concludes by encouraging listeners to attend the upcoming Empowered Investor Live event and to consider the Die with Zero concept for maximizing wealth and quality of life. Jason then sends us back in time to episode 408. In the first part, he discusses his "refi till you die" strategy for real estate investing. He highlights the $3 trillion single-family rental market, with 80% of properties being free and clear. Jason emphasizes the importance of equity stripping and refinancing to maximize wealth creation through income properties. He compares linear, cyclical, and hybrid real estate markets, recommending linear markets for stable cash flow. Jason also mentions new financing options for investors with multiple properties, offering up to 75% loan-to-value cash-out refinances. He explains why many people rent instead of buy, citing financial immaturity and market urgency as key factors. Lastly, he promotes his Creating Wealth course and upcoming conference for in-depth learning. Watch out for Empowered Investor Live in April 3-7, 2025 in Orange County, CA Check out Jason's DOHA video https://youtu.be/yMcLVCGpYCI #RealEstateInvesting #IncomeProperty #EquityStripping #RefiTillYouDie #InflationInducedDebtDestruction #LeverageInRealEstate #TaxEfficientWealth #QualityOfLife #InternationalLiving #FinancialFreedom #WealthBuilding #AssetOptimization #CashFlowInvesting #PropertyPortfolio #InvestmentStrategy Key Takeaways: Jason's editorial 1:28 The great (late?) US of A and the quality of life in other countries 5:31 Amazing Bali and talking like a buddhist  9:58 One on one coaching with a client 12:48 Let's do what the ultra-rich do 19:54 Die with Zero    Jason from Episode 408 21:55 Refi Till Ya Die   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

Ep 247, Recorded 11/20/2024. Keeping compliant. Update, people, update. Tag, you're it. Gaming the odds. New password, who dis? Spellcheck works. Silkwood rises (or Todd goes nuclear). No theater kids. Refi now! Found money.

How much will the ruble cost? Putin's friend attacking Nabiullina? Butter, meat, bread: what else will become more expensive in the near future? Who, besides the military-industrial complex, is the beneficiary of this war? When is the crisis? Economist and politician Vladimir MILOV answered these and other questions in the program "Inhale-Exhale" on @khodorkovskylive. Don't forget to subscribe to the channel!Time codes:00:00 Russians have stopped paying loans and mortgages03:15 The authorities deliberately lied to Russians07:08 About inflation11:56 About the war between the government and the Central Bank17:52 About butter23:02 What else will become more expensive25:04 Russian Railways is raising tariffs. Why now?29:48 How much does Russia lose on oil supplies to China34:28 About miners' protests and the crisis in coal mining38:09 Who is living well in Rus' now?42:09 Is it possible to keep money in deposit accounts now46:23 Siluanov says that the dollar is not needed. Why?51:36 Will there be an economic crisis?55:51 What Milov would like to see on the new Russian ruble banknoteYouTube channel of Vladimir Milov: @Vladimir_MilovSupport Vlad's work:Patreon: / milov Crypto: http://milov.org/donate.htm /Vladimir Milov on other social media:Telegram: https://t.me/team_milov Facebook: /milov.vladimir Twitter: / v_milov Instaghram: /milov_ruEnglish translation by PrivateerStationOriginal video in Russian: https://youtu.be/o2qgSAC7_BI--------------------------------------------------Privateer Station on Spreaker: https://www.spreaker.com/show/privateer-station-war-in-ukrainePS on Rumble: https://rumble.com/c/c-1582435PS on YouTube: https://www.youtube.com/c/privateerstationPS on iHeartRadio: https://www.iheart.com/podcast/53-privateer-station-war-in-uk-101486106/PS on Spotify: https://open.spotify.com/show/5iEdf0Jyw1Y3kN04k8rPibPS on ApplePodcasts: https://podcasts.apple.com/us/podcast/privateer-station-war-in-ukraine/id1648603352PS on Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuc3ByZWFrZXIuY29tL3Nob3cvNTY0NzQzOS9lcGlzb2Rlcy9mZWVkPS on PadcastAddict: https://podcastaddict.com/podcast/4079993PS on PodChaser: https://www.podchaser.com/podcasts/privateer-station-war-in-ukrai-4860097PS on Deezer: https://www.deezer.com/us/show/4546617PS on Castbox: https://castbox.fm/channel/id5162050If you like what we do and would like to support our channel, consider becoming a member:https://www.youtube.com/channel/UCT3qCbfcPbnph7QS3CPBTMQ/joinBecome a supporter of this podcast: https://www.spreaker.com/podcast/privateer-station-war-in-ukraine--5647439/support.

Join Timothy P. Pope, CFP®, as he welcomes Bobby Baker, an experienced aviator and mortgage specialist with Trident Home Loans, to the Pilot Money Podcast. In this episode Bobby shares his dual expertise in aviation and home financing, offering tailored mortgage solutions for pilots. Drawing from his unique background in both the military and commercial aviation, Bobby discusses how pilots can navigate the often-complex landscape of home loans, emphasizing options like VA loans and conventional financing.What You'll learn from this episode:Specialized Home Financing for Pilots: Explore how understanding pilot pay structures and career transitions are crucial in securing the right mortgage.VA Loans Explained: Bobby breaks down the benefits of VA loans for qualifying pilots, including no down payment and no private mortgage insurance requirements.Investment and Second Home Strategies: Insights into managing property investments, particularly for pilots interested in acquiring second homes or rental properties.Navigating Credit and Loans as a Pilot: How pilots can best prepare for mortgage applications and what unique considerations they should be aware of.Real Estate as a Long-term Investment: Bobby shares his perspective on the real estate market for pilots, offering advice on buying, selling, and renting properties.Resources:Trident Home LoansBobby Bake LinkedInSchedule An Appointment Our Practice's WebsiteSend Us Your Questions: pilotmoneypodcast@ceterainvestors.comDisclosure:Timothy Pope is a Certified Financial Planner™ offering securities and insurance products offered through Cetera Investment Services LLC, member FINRA, SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Tim's Branch Office is located at 5200 77 Center Drive, Suite 330, Charlotte, NC 28217. The branch phone number is 704-717-8900. The views depicted in this material are for information purposes only and are not necessarily those of Cetera Investment Advisers.This Podcast is designed to provide accurate and authoritative information on the subjects covered. It is not, however, intended to provide specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought.

With the refi boom and housing demand both hitting rock bottom, what's next for the real estate market? Are we heading into a full-blown crash, or is there still hope for recovery? Tune in as we break down the shocking shifts in the market, what it means for homeowners and investors, and how to prepare for what's coming next! Links & Resources Follow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠ Check out our recommended tool: ⁠Prop Stream⁠ Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

Ben Grove of VIP Inspections and John Ingram join us to discuss roof inspections, when you should refinance your mortgage, and more! Also, Ben reveals who he thinks is the BEST new home builder in Las Vegas! Facebook: https://www.facebook.com/LVRealEstateRadio Twitter: https://www.twitter.com/LVRERadio LinkedIn: https://www.linkedin.com/in/LVRealEstateRadio Instagram: https://www.instagram.com/lvrealestateradio/ SoundCloud: https://www.soundcloud.com/lvrealestateradio Website: https://www.lvrealestateradio.com

The Russian government has submitted a draft federal budget for 2025-2027 to the Federal Congress (State Duma). This budget is the country's main financial document, the analysis of which gives the most accurate idea of ​​what Putin has in mind, what his priorities are, how long he plans to continue the war against Ukraine, and, most importantly, what opportunities he has? Or does he?Vladimir Milov has analyzed in detail for you the contents of the draft federal budget for the next three years, and explains what conclusions about Putin's plans and opportunities can be drawn from these documentsMaterials for the draft federal budget on the State Duma website: https://sozd.duma.gov.ru/bill/727320-8YouTube channel of Vladimir Milov: @Vladimir_MilovSupport Vlad's work:Patreon: / milov Crypto: http://milov.org/donate.htm /Vladimir Milov on other social media:Telegram: https://t.me/team_milov Facebook: /milov.vladimir Twitter: / v_milov Instaghram: /milov_ruEnglish translation by PrivateerStationOriginal video in Russian: https://youtu.be/t7cfuh1iNKY--------------------------------------------------Privateer Station on Spreaker: https://www.spreaker.com/show/privateer-station-war-in-ukrainePS on Rumble: https://rumble.com/c/c-1582435PS on YouTube: https://www.youtube.com/c/privateerstationPS on iHeartRadio: https://www.iheart.com/podcast/53-privateer-station-war-in-uk-101486106/PS on Spotify: https://open.spotify.com/show/5iEdf0Jyw1Y3kN04k8rPibPS on ApplePodcasts: https://podcasts.apple.com/us/podcast/privateer-station-war-in-ukraine/id1648603352PS on Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuc3ByZWFrZXIuY29tL3Nob3cvNTY0NzQzOS9lcGlzb2Rlcy9mZWVkPS on PadcastAddict: https://podcastaddict.com/podcast/4079993PS on PodChaser: https://www.podchaser.com/podcasts/privateer-station-war-in-ukrai-4860097PS on Deezer: https://www.deezer.com/us/show/4546617PS on Castbox: https://castbox.fm/channel/id5162050If you like what we do and would like to support our channel, consider becoming a member:https://www.youtube.com/channel/UCT3qCbfcPbnph7QS3CPBTMQ/joinBecome a supporter of this podcast: https://www.spreaker.com/podcast/privateer-station-war-in-ukraine--5647439/support.

Just as mortgage refinancing was taking off, has the boom hit a wall? With interest rates and market conditions changing rapidly, homeowners and investors are left wondering: is the window for refinancing closing? Links & Resources Follow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠ Check out our recommended tool: ⁠Prop Stream⁠ Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

Episode #110 of the Be Your Best series with Todd ScrimaGuests: Robyn LaVassau--Connect with Todd & the Be Your Best Series on social media:FACEBOOK: https://www.facebook.com/toddscrimaINSTAGRAM :https://www.instagram.com/toddscrima/LINKEDIN: https://www.linkedin.com/in/todd-scrima--tags: grit, work, clients, mortgage, mortgage industry, finance, economy, stocks, market

Putin's 2025 budget looks more like a dream than a plan. Russia plans to spend more and more money on war, the problem is that there is not much money left. Other problems are pressing: inflation cannot be stopped, the personnel shortage is becoming total, and oil prices are going to fall even lower.What is happening with Russian economy and what awaits it in the near future - watch in this new weekly with Vladimir Milov.YouTube channel of Vladimir Milov: @Vladimir_MilovEnglish translation by PrivateerStationOriginal video in Russian: https://youtu.be/JpQDh2_Emy0Original material by: Michael NackeMike's Telegream: https://t.me/NackepeloYou can support them

When should you refinance your mortgage? Is now the time since interest rates have finally fallen? Or will refinancing down to today's rates not be worth it when, six months from now, interest rates could be substantially lower? We brought on an expert mortgage loan officer to walk through the cost-benefit analysis of refinancing in 2024 and when a refinance is NOT worth the money. Greg Roller has closed over a billion dollars in loans, but surprisingly, he's very cautious with homeowners about WHEN to refinance. Mortgage rates have already dropped significantly but could be trending down even more in 2024 and 2025. Is now the time to refinance? Greg discusses how much a refinance costs in 2024, how to know it's worth it to refinance, what you'll need to qualify, the differences between cash-out refinances and rate-and-term refinances, and why falling for a “low rate” could cost you in the long run. Plus, Greg shares some tips to help your refinance go as smoothly and quickly as possible, as well as how you can refinance for FREE with a rate option most people have zero clue about. In This Episode We Cover Refinancing explained and how much the average refinance costs in 2024 When to refinance and the rule of thumb that highlights whether or not it's worth it The low-rate trap that inexperienced borrowers get caught in (you'll get hit with hidden costs!) Refinancing multiple properties and how to do this the RIGHT way The easy method to see where mortgage rates are headed and whether they'll rise or fall How to refinance for free by asking your loan officer for a “rate stack” And So Much More! Links from the Show Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Join BiggerPockets for FREE Support Today's Show Sponsor, BAM Capital, Your Path to Generational Wealth with Premier Real Estate Investment Opportunities Still Looking for Your First Home? Grab Mindy's Book “First-Time Home Buyer” Find Investor-Friendly Lenders See Mindy and Scott at BPCON2024 in Cancun! With Mortgage Rates Falling, When Should Investors Refinance? Connect with Greg Work with Greg OptOutPrescreen.com (00:00) Intro (01:57) What is Refinancing? (03:24) When to Refinance (04:31) Lower Rates = Time to Refinance? (11:42) How Much Do Refinances Cost? (15:13) Refinancing Multiple Properties (17:13) When NOT to Refi (21:21) Tips for Homeowners (25:11) The Low-Rate Trap (26:47) Do This NOW! (29:27) Work with Greg Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-565 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Find out more at https://rushtoreason.com

Putin's Central Bank has already raised the rate to 19%! A little more, and it will approach the values at the beginning of Russia's full-scale invasion of Ukraine.Why is this happening? HEad of Central Bank Elvira Nabiullina explains that everything is bad in general: the labor shortage is growing, inflation is growing, and production is at capacity. Honestly, Nabiullina's speeches are the most oppositional content about the Russian economy today.In general, the situation is quite hopeless. At this rate, by the middle of next year, Russia will not be able to meet its own financial needs.The situation is worsened by falling oil prices, which, judging by everything, do not plan to stop falling.This and much more in the latest economic report with Vladimir Milov!YouTube channel of Vladimir Milov: @Vladimir_MilovEnglish translation by PrivateerStationOriginal video in Russian: https://youtu.be/RPdGgRO7fdwOriginal material by: Michael NackeYou can support them

Mortgage rates have already have already dropped more than a full percent from their recent highs. Is it too soon to talk about refinancing your mortgage? Why don't financial podcasters talk about the real costs associated with a refinance? Tune in this week to hear our take.Send your questions for the show to checkyourbalances@outlook.com!We're @checkyourbalanes on InstagramThis show is on YouTube

In this episode, we break down the explosive surge in mortgage refinance demand, up an incredible 94%! What's driving this spike, and what does it mean for homeowners, investors, and the housing market? Links & Resources Follow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠ Check out our recommended tool: ⁠Prop Stream⁠ Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

✨ Subscribe to the Green Pill Podcast ✨ https://pod.link/1609313639

In episode 169, we're excited to welcome Jose Santiago Gomez Piedrahita, CEO of Alternun, a ReFi project that's revolutionizing the gold industry through “Digital Gold Mining”. We dive into the challenges of traditional gold mining, explore how Alternun is leveraging blockchain to decentralize and democratize investment opportunities in gold, and discuss how they're using liquidity pools and tokenization to fund local environmental initiatives.--Three Key Takeaways--Gold mining has significant environmental impacts, including the destruction of habitats and the release of significant carbon emissions, yet 93% of extracted gold is stored in vaults rather than utilized. This raises the question: why continue mining this precious resource and destroying environments only to sequester it away? This is the problem underlying Alternun's Digital Mining approach.Blockchain is essential in building a Digital Mining platform because it brings greater transparency, ensuring there is no double counting of tokens, while also democratizing access to gold investment opportunities through tokenization.Alternun decided to build on the Stellar Blockchain due to the low costs, fast transaction times, on-ramps and off-ramps, and the ability to charge small fees on transactions as a revenue generation tool. They also have a good grants program which has been helpful to Alternun's startup.--Full shownotes with links available at--https://www.cryptoaltruism.org/blog/crypto-altruism-podcast-episode-169-alternun-creating-wealth-regenerating-the-environment-with-onchain-digital-gold-mining

Mortgage rates are falling, but the Fed hasn't made any rate cuts yet. What's the deal? We're explaining it all in this August mortgage rate update with repeat guest and lender-friend of the show, Caeli Ridge. Caeli fills us in on today's mortgage interest rates, why rates are moving without any federal funds rate cuts happening, what could cause rates to go even lower, and whether paying points on your mortgage makes sense in the current market. Good news for investors: interest rates are getting into the high sixes for some rental property loans, but lower rates aren't always a good thing. With the economy slowing down and inflation (thankfully) seeing some significant progress, unemployment is rising, and better interest rates may come at the cost of a worse economy. But this isn't a surprise, no matter how unfortunate it is for many workers in today's market. We're getting Caeli's take on the Fed's next moves, today's mortgage rates, and what's in store for future rates. This is crucial commentary from a lender working on loan products for investors in today's exact interest rate environment, and hearing her may change your next investing move. Dave also gives his opinion on the mortgage rates we could expect to see next year and whether buying or refinancing even makes sense now. In This Episode We Cover August 2024 mortgage rate updates and where investor interest rates are right now Why mortgage rates have been falling WITHOUT the Fed lowering their rates Paying mortgage points and whether or not it's worth it if rates are continuing to fall The BIG uptick in refinancing and purchasing activity since rates began to fall Where Dave thinks mortgage rates could be next year And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE  Find Investor-Friendly Lenders See Dave at BPCON2024 in Cancun! Dave's BiggerPockets Profile Caeli's BiggerPockets Profile With Mortgage Rates Falling, When Should Investors Refinance? Get Dave's Mortgage Point Calculator Analyze Real Estate Like a Pro with “Real Estate by the Numbers” Jump to topic: 00:00 Intro 00:54 Mortgage Rate Update 04:43 Powell Talks, Rates Change  09:19 Bad News if Rates Fall  10:27 What Else Affects Rates 14:04 “Points Options” Improve  15:47 Advice for Investors  18:20 Dave's Take on Future Rates Check out more resources from this show on BiggerPockets.com and  https://www.biggerpockets.com/blog/on-the-market-246 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Start taking action right NOW!GRAB OUR EBOOK we give our mentoring clients - for a limited time only! Hesitant to make the first step toward real estate investing? Plan how to reach your time-freedom point faster and Feel free to talk to him :)Download episodes to your favorite platforms at idealinvestorshow.comConnect with us through social! We'd love to build a community of like-minded people like YOU!Support the Show.

Discover the changing landscape of mortgage servicing rights and how it's impacting loan officers. Learn about the aggressive marketing tactics of servicers, the potential shift in refi business, and strategies to stay competitive in this evolving market. D.O. shares insights on how technology and AI are changing the game and what loan officers need to do to protect their client relationships.

Breakthrough of Ukrainian Armed Forces into the Kursk region has not only a military and political aspect, but also a financial one, related to gas pipelines. Sudzha gas metering station has a strong impact on the report on Russia's contractual obligations to those European countries that it still pumps gas to. This facility is currently under control of the Ukrainian Armed Forces. Moreover, the Ukrainian military could potentially seize other gas facilities in the region, which would hit Putin's money hard.Federal budget expenditures, the deficit of which had recentlyspiked, have also increased sharply. But a new challenge from the Ukrainian Armed Forces requires additional spending. So even in such a difficult economic situation, Putin may decide to increase expenditures. An important question is whether he will risk another round of mobilization. From a political point of view, this is a risk, from an economic point of view, it is a catastrophe, but from a military point of view, it has long been a necessity.This and much more in the latest economic report with Vladimir Milov!YouTube channel of Vladimir Milov: @Vladimir_MilovEnglish translation by PrivateerStationOriginal video in Russian: https://youtu.be/RPdGgRO7fdwOriginal material by: Michael NackeYou can support them

On today's episode, HousingWire Managing Editor James Kleimann talks about the trajectory of the mortgage business and rate movements, along with the impending August 17 effective date for NAR's commission lawsuit settlement and its potential impacts on the real estate industry. Related to this episode: Refi demand moves to highest level in nearly two years: Optimal Blue | HousingWire Real estate agents prepare for their own Olympics — NAR's Aug. 17 changes | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this action-packed episode, we break down the explosive developments in global finance that are sending shockwaves through the markets. The Yen carry trade is unraveling, interest rates are plummeting, and a refinancing boom is on the horizon. But what does this all mean for you? Links & Resources Follow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠ Check out our recommended tool: ⁠Prop Stream⁠ Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage volume, purchase apps, rates and housing credit. Related to this episode: Refi activity picks up to highest level in two years | HousingWire HousingWire | YouTube Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Nik brings us a timely update on the path of interest rates in the United States, including a look at Treasury yields and the yield curve, an exploration into the "Trump trade" of a yield curve steepener, the latest with Fed cut expectations, and some bitcoin valuation analysis. Make sure you get your mortgage refinance applications ready, as rates are coming down. The Bitcoin Layer is proud to be sponsored by Unchained, the leader in Bitcoin financial services. Unchained empowers you to take full control of your Bitcoin with a collaborative multisig vault, where you hold two of three keys, and benefit from a Bitcoin security partner. Purchase Bitcoin directly into your cold storage vault and eliminate exchange risks with Unchained's Trading Desk. Unchained also offers the best IRA product in the industry, allowing you to easily roll over old 401(k)s or IRAs into Bitcoin while keeping control of your keys.Don't pay more taxes than you have to. Talk to us today. Visit https://unchained.com/tbl?utm_campaig... and use code TBL for $100 off when you create an account. Subscribe and turn on notifications for TBL on YouTube. Subscribe to TBL's research letter: https://thebitcoinlayer.com/subscribe Follow TBL on X: / thebitcoinlayer Subscribe to The Bitcoin Layer on your favorite podcast platform. Use code TBLYT10 for 10% off all The Bitcoin Layer Merch at http://TheBitcoinLayer.com/merch Contribute to The Bitcoin Layer via Lightning Network: thebitcoinlayer@zbd.gg The Bitcoin Layer is a bitcoin and global macroeconomic research firm. The Bitcoin Layer and its guests do not provide investment advice. Block Height 852781 #thebitcoinlayer Nik Bhatia's Twitter: https://twitter.com/timevalueofbtc Research Associate Joe Consorti's Twitter: https://twitter.com/JoeConsorti Creative Director Matthew Ball's Twitter: https://twitter.com/matthewrball #TheBitcoinLayer #NikBhatia #InterestRates #TreasuryYields #YieldCurve #TrumpTrade #FedCutExpectations #BitcoinValuation #MortgageRefinance #GlobalEconomy #GlobalMacroUpdate #FedRateCuts #FederalReserve #TreasuryYields #StockMarket #BitcoinVolatility #CPIInflation #FallingRents #EconomicUpdate #MarketInsights #RateCuts #Inflation #StockStrength #MacroEconomics #FinancialMarkets #InterestRates #EconomicTrends #SeptemberRateCuts #MarketVolatility #Bloomberg #Macroeconomic #Analysis #Charts #Tradingview #InvestmentStrategy #MarketWatch #StockMarket #PassiveInvesting #IndexFunds #FinancialMarkets #MarketWatch #FreeMarkets #Markets #USTreasury #TreasuryBills #BalanceSheet #FED #Debt #Inflation #Statistic #Rates #Interest #Asset #Bitcoin #Dollar #Sats #BTC #Market #Currency #Crypto #Analysis #Investment #News #Finance #Education #Learn #Teach #Teacher #Blockchain #Mining #BitcoinMining #macro Chapters: 00:00:00 - Global Coordination of Central Bank Policies 00:03:41 - Bitcoin Financial Services Unchained 00:07:25 - The Market's Prediction of Rate Cuts 00:10:54 - The Importance of Listening to Treasury Yields 00:14:11 - The Lag of Policy Rates 00:17:43 - Rate cuts and easing policy debates 00:21:06 - The Stock Market Rally and its Impact on Bitcoin 00:24:43 - The FED and Cutting Rates 00:28:02 - The Relationship Between Treasury Yield and FundingSubscribe to The Bitcoin Layer on Soundwise

Life happens, and you've accumulated some debt. You're wondering how to buy real estate EVEN with a high DTI (debt-to-income) ratio. Whether it's good debt, like rental property mortgages, or bad debt, like credit card debt, holding you back, David and Rob have some ideas to help YOU grow your real estate portfolio faster, make more passive income, and get yourself out of the red! In this Seeing Greene, we're talking about good, bad, and ugly debt. First, a house hacker hits hurdles when trying to buy his next property due to his current mortgage. Thankfully, there's a way to get around this using the “sneaky rental” strategy. An investor with a growing portfolio struggles to find a bookkeeper who can keep his finances together WITHOUT costing him an arm and a leg; David and Rob give two very different pieces of advice. Got bad debt? We give an investor options on what he should do to consolidate his $40,000 credit card balance. Wondering when to refinance your mortgage? A repeat caller asks whether a cash-out refinance on one of his properties is worth the rate increase and closing costs. Finally, what would you do with two houses on one lot? Renovate them and sell one? Keep them both as rentals? And how would you fund the renovation? David and Rob give their takes and a HUGE red flag that everyone trying to “subdivide” land should know about. In This Episode We Cover How to scale your real estate portfolio FAST with the “sneaky rental” strategy (even if you have debt!) When to refinance your mortgage and whether a higher rate is worth cash in the bank  Bookkeeping for real estate investing beginners and how to not lose yourself in spreadsheets  How to consolidate debt so you can continue to buy rental properties Where David and Rob are investing next, plus a BIG move one of them is making  Subdividing lots and the one thing you MUST do before you even think about it And So Much More! (00:00) Intro (02:03) Scaling with “Sneaky Rentals” (08:02) Can't Keep Up with Bookkeeping!  (14:29) How to Consolidate Debt  (19:31) Where We're Investing  (24:12) When to Refinance? (30:38) How to Fund a BIG Renovation  Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-989 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

When is it NOT worth taking a capital gains tax exemption? Wouldn't it ALWAYS be a good time to pay Uncle Sam less? Not exactly…and today, we're going to get into why. But there's much more coming up in this Seeing Greene. If you've had trouble with an overbudget home renovation or are a real estate agent looking for new ways to find leads, stick around—we've got just what you need.  BRRRRman and Rob-in are back as our housing heroes, answering any and every question you have about real estate investing. First, Ronnie, a new real estate agent and full-time law enforcement officer, wants to know how to get more leads in his small market. David gives one piece of advice EVERY real estate agent must hear to help explode their businesses. Next, we discuss refinancing vs. recasting your mortgage and when each is worth it. A house hacker debates reinvesting in his backyard tiny home or buying a house in cash. Then, we talk about why selling your former primary residence, even with a capital gains exemption, might not make sense. And finally, a rehab gone wrong causes an investor to question whether it's time to hold 'em or fold 'em.  Want to ask David a question? If so, submit your question here so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he's going live so you can jump on a live Q&A and get your question answered on the spot!  In This Episode We Cover How to get more real estate leads as an agent no matter the size of your market  “Recasting” your mortgage and how it can save you hundreds or thousands every month Reinvesting in a rental or buying a new one in cash using a cash-out refinance  Avoiding capital gains taxes when selling your primary and whether to move that cash into a new rental OR keep the property  Home renovations gone wrong and when to sell a property you've gone over budget on  And So Much More! Click here to listen to the full episode: https://www.biggerpockets.com/blog/real-estate-927 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices