The Financial Beat with Logan Sadler

People love do-it-yourself projects. There's even a DIY Network where you can watch shows about home renovation, landscaping, or interior design…and how to do those things without professional help. Let's talk about the DIY mentality in retirement planning… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

One of the reasons that each person's retirement plan needs to be individually customized is because each person has a completely different idea of what retirement should actually look like. Let's talk through a few of the common concepts that people have about retirement…   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Everybody wants to feel informed about their options when they're making financial decisions. Let's discuss the ways that people inform themselves… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Obviously, your first priority with your retirement savings during your working years should be making sure you've saved enough for retirement. But for many people, saving more than enough and leaving a legacy to future generations is also an important goal. And sometimes it's nice to enjoy using those resources now to help the future generations, because now is when you're able to see and experience the benefits of those gift. So…are you better off to do gifting now or later? Let's discuss some things you should consider… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Many folks have a favorite game show that they enjoy. Unfortunately, some people have turned their retirement planning into a game show, and that's not a good thing… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

In honor of Mother's Day, and as a way to recognize everything moms have done for us, let's take a few minutes to talk about how you can best make sure that mom is financially taken care of… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

We're starting a financial book club where a couple of times a year, we'll discuss a book in the financial realm to see what we can learn…or what we might disagree with. Today we'll look at a few concepts from Morgan Housel's book, The Psychology of Money… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

They say that the Chinese character for the word “crisis” is most accurately translated as “opportunity riding on a dangerous wind.” Nobody on our research team speaks Chinese to be able to verify this, so it's possible that this entirely made up. But the sentiment is true when it comes to financial decision-making in a difficult market environment like the one we currently find ourselves in. Let's talk about the possible opportunities that await you in this crisis… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

For some people, it's easy to get excited about investing in certain American companies. But what should you know about international investing as part of your overall approach?   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Plenty of people have concerns about stock market volatility, a potential recession on the horizon, and fears for the economy amidst federal layoffs and tariffs. What if you've had 2025 marked on the calendar for a while as the year you plan to retire? Is this a bad time to do it? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

In honor of April Fools Day, let's look at some of the things people hear that they often get fooled by in the financial realm…   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Early retirement means different things to different people. Let's explore what “early” really means, whether it's a realistic goal, and the challenges and rewards that come with it.   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

A recent survey from Financial Advisor Magazine was completed by nearly 400 advisors, the majority of whom have been in the business for more than 20 years. Based on that survey, let's see what are other financial advisors experiencing with clients… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526  

What can we learn about retirement planning from these popular board games? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Tune in as Logan dives into some interesting retirement demographics and shares how they play a role in his planning process.   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Some financial advisors would say that the foundation of a successful retirement is your income plan. Some have even said that if you don't have an income plan, you don't really have a retirement plan. Today, we're breaking down why so many retirees are unprepared in this area- and the steps you can take to build a reliable income plan for your future.    Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Well, the Kansas City Chiefs are going to the Super Bowl…again. So their coach Andy Reid probably won't be retiring anytime soon, but let's still see what we can learn about retirement planning from these quotes from the Chiefs coach. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

For some people, the idea of retiring and then getting another job is detestable. For  others, they can't sit still and have to go find some other job. For the latter crowd,  here's a handful of popular “side gig” jobs for retirees…  Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Dolly Parton, the “queen of country music,” beloved singer-songwriter, actor, and philanthropist just turned 79. So to honor her, let's see how we can apply a few of her quotes to our financial life… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

It's cold out there! And winter always has a lot of people thinking about warmer weather. For some, that just means an annual vacation to a tropical location, but for certain retirees, they choose to live elsewhere through the brunt of winter, becoming “snowbirds.” Let's talk about what motivates people to take up temporary residence elsewhere, where they go, and if it's worthwhile. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

There are plenty of obvious questions about retirement planning that everybody knows they should be asking. But what about the important questions that aren't being asked? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

We hear a lot of half-truths in the financial world, not necessarily because people try to make misleading statements, but because sometimes a simple statement just doesn't quite tell the whole story. Let's discuss a few examples… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Let's discuss some of the financial matters that folks should consider addressing before the end of the year...   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Let's explore some of the financial lies people sometimes tell themselves…   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

More Americans are turning 65 this year than at any time in history. According to the Census Bureau, about 4.4 million Americans will hit the milestone this year; that's about 12,000 per day. Let's talk about the current retirement planning landscape as these aging Baby Boomers hit this traditional retirement age...   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Psychologists have determined that retirement is the 10th most stressful event that you can experience in life. The events on the list that are considered more stressful include things like the death of a spouse, divorce, and going to jail. Let's look at the ways to proactively deal with stress in retirement... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

There are plenty of obvious questions about retirement planning that everybody knows they should be asking. But what about the important questions that aren't being asked? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Dorothy Parker was a writer in the first half of the 20th century who was well-known for her wit and wisecracks. And with just a little bit of creativity, we can turn some of her quotes into good financial advice... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

When it comes to retirement planning, it only takes one area where you planned poorly to ruin your entire plan. Let's talk about how a good retirement plan addresses each of these potential pitfalls…   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

In today's conversation, we'll share what we're talking about when we say "lazy money."    

Anytime someone asks “when should I start my Social Security” the answer is always “well, it depends.” But depends on what? Let's explore some of the variables… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Delayed gratification is a difficult skill to master and that's just as true with financial matters as it is the other areas of your life. Let's talk about some instances where you might be faced with a choice of being satisfied now or satisfied later…   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

There are many people who reach "retirement age" and don't want to retire, while others are eager to retire as soon as possible but may not be financially ready. Let's explore how Logan helps individuals navigate both of these scenarios...   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Today, we thought we'd have a little fun with a financial planning multiple-choice quiz. What do you believe is the right answer? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Lots of people have questions about their retirement. But most people should be asking other questions that they don't know to ask… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Almost everyone has made investment mistakes at some point. Let's talk about how to bounce back from them and avoid them in the future. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Logan has worked with individuals who have lost their spouse and come to him seeking reassurance about their financial stability. Listen as he discusses some of the challenges he often sees people face in these situations. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526  

Spouses don't always agree on financial issues. Let's talk about some common conflicts…   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

What can we learn about financial planning from these quotes from Ernest Hemingway?   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Winning a gold medal would be nice, but let's be honest, winning ANY medal is pretty impressive. Heck, just being in the Olympics at all is an incredible accomplishment. It's no different with retirement. You can have really happy golden years without actually winning the retirement gold medal. Let's break down the different levels of financial accomplishment in today's conversation...   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Winning a gold medal would be nice, but let's be honest…winning ANY medal is pretty impressive. Heck, just being in the Olympics at all is an incredible accomplishment. It's no different with retirement. You can have really happy golden years without actually winning the retirement gold medal. Let's break down the different levels of financial accomplishment together...   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

There are many types of personalities out there when it comes to financial matters, and most of our listeners will fit into one of the classifications that we'll discuss in today's show...   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Calvin & Hobbes was a comic strip full of wisdom about life. But many of the things Calvin said could also be woven into financial wisdom if you have the right perspective…   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Even if she wasn't actually talking about money, Grandma said a lot of smart things that we can apply to financial planning. Let's take some of these classic Grandma sayings and see how they relate to our financial lives… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Anyone in the healthcare profession will be quick to tell you about the vital importance of preventative care. But most people simply don't engage with the healthcare industry until they have some kind of pain that needs to be addressed. And we've found the same to be true with the way that people treat financial advisors. Let's talk about some of the reasons that people avoid proactively talking to a financial advisor but instead wait until they have financial pain…   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

Charles Barkley is one of the most quotable living Americans, and many of his quips can easily be turned into financial wisdom… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

A fun game that sometimes gets played in college economics classes is the game of “What If…” where students are given a scenario which may or may not be realistic. Their job is to think through all of the potential financial and economic consequences of that scenario unfolding. Let's play this game together today!   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

What can we learn about money by exploring some quotes from the great Mark Twain?   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

In today's conversation, we'll cover some of the common investing mistakes that we see people make (It's not just rookies making the mistakes!) Then, we'll see what can we learn about retirement planning from the game of baseball, answer some mailbag questions, and more.   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

If most of your savings are in tax-deferred accounts like 401Ks and IRAs, you have a tax time bomb on your hands. Let's assess some strategies that can be used to diffuse the time bomb, or at least keep it from getting worse.    Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

It's graduation season, with a whole new batch of college and high school graduates entering the world. Let's look at some of the similarities between graduating from school and shifting into retirement…   Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526