Podcasts about periodic

Making Money Minute with Ron Hiebert - The Tax Benefits of Rebalancing Rebalancing is a technique where you adjust the asset weightings in a portfolio - usually on an annual basis. It is beneficial for two reasons. Rebalancing gets you to sell asset classes that have outperformed and add to those that haven't done as well - in other words sell high and buy low. It also allows you to tax harvest by selling some of the losers in the portfolio. Writing the winners off against these losers has proved beneficial from a performance perspective. Periodic tax harvesting lowers taxes, and has been shown over the long term, to add between 3/4's of a percent to a percent and a half to annual returns.

In this episode, Joyce Chang, chair of Global Research at J.P. Morgan, is joined by Jahangir Aziz, head of Emerging Markets Research, and Jay Barry, head of Global Rates Strategy. Together, they explore how AI is reshaping global economic narratives, why tech innovation trumps tariffs, the evolving U.S.–China relationship and more. They also discuss other topics including stagflation risks, shifting trade dynamics and the outlook for U.S. Treasury markets. What does the global economy's new normal look like?  This episode was recorded on October 21, 2025. This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

Send us a textThe hardest conversations often happen in the quiet minutes between calls. We sat down with clinician and co-response partner Amanda Rizoli to explore how real support for first responders is built—on language, trust, and the discipline to show up when services are thin and the need is loud. Amanda works alongside the Milford Police Department's Family Services Unit and partners with Community Impact, Chris's Corner Recovery Resource Center, and New England Medical Group to create a wraparound model that meets people where they are.We talk through the realities of police and EMS life: constant hypervigilance, the pull toward numbing after shift, and the challenge of switching from fight-or-flight to family dinner. Amanda breaks down how she approaches alcohol as a coping strategy without judgment, how she teaches practical skills like structured decompression and tactical breathing, and why brief, timely check-ins during ride-alongs can open doors that a formal office visit can't. She also shares how a therapy canine lowers defenses on scene, and how clinicians earn credibility by respecting patrol's turf and knowing when to step back.Culture and language shape access. As a trilingual clinician, Amanda navigates the nuances of Portuguese and Spanish dialects across Portugal, Brazil, and Latin America, where stigma can be high and immigration status complicates care. We dig into the shift among younger parents willing to break cycles of silence, and how targeted outreach, transparent pathways, and confidentiality build trust. Families matter here: spouses can act as early warning systems, keeping communication open and knowing when work stress is spilling into home. Periodic joint sessions help couples tune the signal without turning the house into a clinic.If you care about officer wellness, community trust, and practical ways to prevent burnout, this conversation delivers a grounded playbook: co-response done right, multilingual services, stepped care from outpatient to IOP, and the small, repeatable habits that actually make a difference after shift. Subscribe, share with someone who needs it, and leave a review to help more first responders and families find these tools.Freed.ai: We'll Do Your SOAP Notes!Freed AI converts conversations into SOAP note.Use code Steve50 for $50 off the 1st month!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showYouTube Channel For The Podcast

After endless Silicon Valley takes on how generative AI would radically change scientific discovery, the founders decided that the pieces were finally in place to make this a reality. Or at least to found a startup that attempted it. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Any good financial advisor stays in touch with his or her clients on an ongoing basis. Here's a glimpse at how periodic reviews can look different with different types of clients. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526

AI Assisted Coding: From Deterministic to AI-Driven—The New Paradigm of Software Development, With Markus Hjort In this BONUS episode, we dive deep into the emerging world of AI-assisted coding with Markus Hjort, CTO of Bitmagic. Markus shares his hands-on experience with what's being called "vibe coding" - a paradigm shift where developers work more like technical product owners, guiding AI agents to produce code while focusing on architecture, design patterns, and overall system quality. This conversation explores not just the tools, but the fundamental changes in how we approach software engineering as a team sport. Defining Vibecoding: More Than Just Autocomplete "I'm specifying the features by prompting, using different kinds of agentic tools. And the agent is producing the code. I will check how it works and glance at the code, but I'm a really technical product owner." Vibecoding represents a spectrum of AI-assisted development approaches. Markus positions himself between pure "vibecoding" (where developers don't look at code at all) and traditional coding. He produces about 90% of his code using AI tools, but maintains technical oversight by reviewing architectural patterns and design decisions. The key difference from traditional autocomplete tools is the shift from deterministic programming languages to non-deterministic natural language prompting, which requires an entirely different way of thinking about software development. The Paradigm Shift: When AI Changed Everything "It's a different paradigm! Looking back, it started with autocomplete where Copilot could implement simple functions. But the real change came with agentic coding tools like Cursor and Claude Code." Markus traces his journey through three distinct phases. First came GitHub Copilot's autocomplete features for simple functions - helpful but limited. Next, ChatGPT enabled discussing architectural problems and getting code suggestions for unfamiliar technologies. The breakthrough arrived with agentic tools like Cursor and Claude Code that can autonomously implement entire features. This progression mirrors the historical shift from assembly to high-level languages, but with a crucial difference: the move from deterministic to non-deterministic communication with machines. Where Vibecoding Works Best: Knowing Your Risks "I move between different levels as I go through different tasks. In areas like CSS styling where I'm not very professional, I trust the AI more. But in core architecture where quality matters most, I look more thoroughly." Vibecoding effectiveness varies dramatically by context. Markus applies different levels of scrutiny based on his expertise and the criticality of the code. For frontend work and styling where he has less expertise, he relies more heavily on AI output and visual verification. For backend architecture and core system components, he maintains closer oversight. This risk-aware approach is essential for startup environments where developers must wear multiple hats. The beauty of this flexibility is that AI enables developers to contribute meaningfully across domains while maintaining appropriate caution in critical areas. Teaching Your Tools: Making AI-Assisted Coding Work "You first teach your tool to do the things you value. Setting system prompts with information about patterns you want, testing approaches you prefer, and integration methods you use." Success with AI-assisted coding requires intentional configuration and practice. Key strategies include: System prompts: Configure tools with your preferred patterns, testing approaches, and architectural decisions Context management: Watch context length carefully; when the AI starts making mistakes, reset the conversation Checkpoint discipline: Commit working code frequently to Git - at least every 30 minutes, ideally after every small working feature Dual AI strategy: Use ChatGPT or Claude for architectural discussions, then bring those ideas to coding tools for implementation Iteration limits: Stop and reassess after roughly 5 failed iterations rather than letting AI continue indefinitely Small steps: Split features into minimal increments and commit each piece separately In this segment we refer to the episode with Alan Cyment on AI Assisted Coding, and the Pachinko coding anti-pattern.  Team Dynamics: Bigger Chunks and Faster Coordination "The speed changes a lot of things. If everything goes well, you can produce so much more stuff. So you have to have bigger tasks. Coordination changes - we need bigger chunks because of how much faster coding is." AI-assisted coding fundamentally reshapes team workflows. The dramatic increase in coding speed means developers need larger, more substantial tasks to maintain flow and maximize productivity. Traditional approaches of splitting stories into tiny tasks become counterproductive when implementation speed increases 5-10x. This shift impacts planning, requiring teams to think in terms of complete features rather than granular technical tasks. The coordination challenge becomes managing handoffs and integration points when individuals can ship significant functionality in hours rather than days. The Non-Deterministic Challenge: A New Grammar "When you're moving from low-level language to higher-level language, they are still deterministic. But now with LLMs, it's not deterministic. This changes how we have to think about coding completely." The shift to natural language prompting introduces fundamental uncertainty absent from traditional programming. Unlike the progression from assembly to C to Python - all deterministic - working with LLMs means accepting probabilistic outputs. This requires developers to adopt new mental models: thinking in terms of guidance rather than precise instructions, maintaining checkpoints for rollback, and developing intuition for when AI is "hallucinating" versus producing valid solutions. Some developers struggle with this loss of control, while others find liberation in focusing on what to build rather than how to build it. Code Reviews and Testing: What Changes? "With AI, I spend more time on the actual product doing exploratory testing. The AI is doing the coding, so I can focus on whether it works as intended rather than syntax and patterns." Traditional code review loses relevance when AI generates syntactically correct, pattern-compliant code. The focus shifts to testing actual functionality and user experience. Markus emphasizes: Manual exploratory testing becomes more important as developers can't rely on having written and understood every line Test discipline is critical - AI can write tests that always pass (assert true), so verification is essential Test-first approach helps ensure tests actually verify behavior rather than just existing Periodic test validation: Randomly modify test outputs to verify they fail when they should Loosening review processes to avoid bottlenecks when code generation accelerates dramatically Anti-Patterns and Pitfalls to Avoid Several common mistakes emerge when developers start with AI-assisted coding: Continuing too long: When AI makes 5+ iterations without progress, stop and reset rather than letting it spiral Skipping commits: Without frequent Git checkpoints, recovery from AI mistakes becomes extremely difficult Over-reliance without verification: Trusting AI-generated tests without confirming they actually test something meaningful Ignoring context limits: Continuing to add context until the AI becomes confused and produces poor results Maintaining traditional task sizes: Splitting work too granularly when AI enables completing larger chunks Forgetting exploration: Reading about tools rather than experimenting hands-on with your own projects The Future: Autonomous Agents and Automatic Testing "I hope that these LLMs will become larger context windows and smarter. Tools like Replit are pushing boundaries - they can potentially do automatic testing and verification for you." Markus sees rapid evolution toward more autonomous development agents. Current trends include: Expanded context windows enabling AI to understand entire codebases without manual context curation Automatic testing generation where AI not only writes code but also creates and runs comprehensive test suites Self-verification loops where agents test their own work and iterate without human intervention Design-to-implementation pipelines where UI mockups directly generate working code Agentic tools that can break down complex features autonomously and implement them incrementally The key insight: we're moving from "AI helps me code" to "AI codes while I guide and verify" - a fundamental shift in the developer's role from implementer to architect and quality assurance. Getting Started: Experiment and Learn by Doing "I haven't found a single resource that covers everything. My recommendation is to try Claude Code or Cursor yourself with your own small projects. You don't know the experience until you try it." Rather than pointing to comprehensive guides (which don't yet exist for this rapidly evolving field), Markus advocates hands-on experimentation. Start with personal projects where stakes are low. Try multiple tools to understand their strengths. Build intuition through practice rather than theory. The field changes so rapidly that reading about tools quickly becomes outdated - but developing the mindset and practices for working with AI assistance provides durable value regardless of which specific tools dominate in the future. About Markus Hjort Markus is Co-founder and CTO of Bitmagic, and has over 20 years of software development expertise. Starting with Commodore 64 game programming, his career spans gaming, fintech, and more. As a programmer, consultant, agile coach, and leader, Markus has successfully guided numerous tech startups from concept to launch. You can connect with Markus Hjort on LinkedIn.

A screencast from Chapter 3 in CH 221 entitled “Periodic Trends”

About Dr. Raj Dr Raj is a quadruple board certified physician and associate professor at the University of Southern California. He was a co-host on the TNT series Chasing the Cure with Ann Curry, a regular on the TV Show The Doctors for the past 7 seasons and has a weekly medical segment on ABC news Los Angeles. More from Dr. Raj ⁠⁠⁠The Dr. Raj Podcast⁠⁠⁠ ⁠⁠⁠Dr. Raj on Twitter⁠⁠⁠ ⁠⁠⁠Dr. Raj on Instagram⁠⁠⁠ Want more board review content? ⁠⁠⁠USMLE Step 1 Ad-Free Bundle⁠⁠⁠ ⁠⁠⁠Crush Step 1⁠⁠⁠ ⁠⁠⁠Step 2 Secrets⁠⁠⁠ ⁠⁠⁠Beyond the Pearls⁠⁠⁠ ⁠⁠⁠The Dr. Raj Podcast⁠⁠⁠ ⁠⁠⁠Beyond the Pearls Premium⁠⁠⁠ ⁠⁠⁠USMLE Step 3 Review⁠⁠⁠ ⁠⁠⁠MedPrepTGo Step 1 Questions⁠⁠⁠ ⁠⁠⁠MedPrepTGo Step 2 Questions⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Samantha Azzarello, head of Content Strategy, is joined by Jay Barry, head of Global Rates Strategy, chief U.S. economist Mike Feroli and Eben Peck from the Federal Government Relations team to discuss the latest developments surrounding the U.S. government shutdown. They explore the status of negotiations and the economic implications of the impasse, including the effects on Fed policy, GDP and jobs. They also dive into the market response and the impact on the broader financial landscape.     This podcast was originally recorded as a webinar for J.P. Morgan Markets on October 2, 2025.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.   Copyright 2025, JPMorganChase & Co. All rights reserved.  

Today's special crosspost features a16z General Partner Anjney Midha with Liam Fedus and Ekin Dogus Cubuk of Periodic Labs. They discuss experiments in training frontier AI models on real-world physics lab experiments—rather than digital reward functions—and how coupling language models with automated materials synthesis could accelerate the discovery of room-temperature superconductors and transform R&D in advanced manufacturing. Shownotes brought to you by Notion AI Meeting Notes - try one month for free at: ⁠https://notion.com/lp/nathan Core innovation: Periodic Labs is creating a "physically grounded reward function" by integrating experiments directly with AI systems. Physical lab integration: Unlike traditional AI labs, Periodic includes actual physical experimentation facilities where AI can run tests in the real world. Novel approach to training: Periodic takes pre-trained language models and further trains them on physics and chemistry knowledge to improve performance in scientific domains. Read the full transcript here: https://storage.aipodcast.ing/cache/combinedtranscript-20251002T100327544Z.html Sponsors: Linear: Linear is the system for modern product development. Nearly every AI company you've heard of is using Linear to build products. Get 6 months of Linear Business for free at: https://linear.app/tcr AGNTCY: AGNTCY is dropping code, specs, and services. Visit AGNTCY.org. Visit Outshift Internet of Agents Claude: Claude is the AI collaborator that understands your entire workflow and thinks with you to tackle complex problems like coding and business strategy. Sign up and get 50% off your first 3 months of Claude Pro at https://claude.ai/tcr Shopify: Shopify powers millions of businesses worldwide, handling 10% of U.S. e-commerce. With hundreds of templates, AI tools for product descriptions, and seamless marketing campaign creation, it's like having a design studio and marketing team in one. Start your $1/month trial today at https://shopify.com/cognitive PRODUCED BY: https://aipodcast.ing

Relax with this calm bedtime reading about the periodic table, perfect for sleep and easing insomnia. Drift off as you learn about the history, structure, and significance of this fundamental tool in chemistry. In this gentle episode, we explore how the periodic table organizes elements, the contributions of scientists like Mendeleev, and the properties that define each group. Benjamin's soothing voice guides you through the facts in a peaceful, thoughtful tone—no whispering, no hypnosis, just calm education to help you relax and unwind. This episode is ideal for relieving stress, anxiety, and sleepless nights. Press play, get cozy, and let your mind settle. Happy sleeping! Read with permission from Periodic table, Wikipedia (https://en.wikipedia.org/wiki/Periodic_table), licensed under CC BY-SA 4.0. Learn more about your ad choices. Visit megaphone.fm/adchoices

Scaling laws took us from GPT-1 to GPT-5 Pro. But in order to crack physics, we'll need a different approach. In this episode, a16z General Partner Anjney Midha talks to Liam Fedus, former VP of post-training research and co-creator of ChatGPT at OpenAI, and Ekin Dogus Cubuk, former head of materials science and chemistry research at Google DeepMind, on their new startup Periodic Labs and their plan to automate discovery in the hard sciences.Follow Liam on X: https://x.com/LiamFedusFollow Dogus on X: https://x.com/ekindogusLearn more about Periodic: https://periodic.com/ Stay Updated:Find a16z on XFind a16z on LinkedInListen to the a16z Podcast on SpotifyListen to the a16z Podcast on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Greg Shearer, head of Base and Precious Metals Research, is joined by Natasha Kaneva, head of Global Commodities Research. Together, they dive into the key factors currently shaping commodities markets — from the evolving geopolitical landscape to the interest rate environment. How have recent attacks on Russian energy infrastructure impacted global oil supply? And how have Fed cutting cycles historically affected oil prices and broader commodity returns? Tune in for expert insights on supply and demand dynamics, geopolitical risk premiums and more.    This episode was recorded on September 26, 2025.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved.   

Welcome to PICU Doc on Call, the podcast where we break down real-life cases from the pediatric intensive care unit and share practical insights for clinicians everywhere! I'm Dr. Monica Gray, and I'm joined by my co-host, Dr. Pradip Kamat.Today, we're diving into a fascinating case: a 13-year-old boy who suddenly developed muscle weakness and was found to have severe hypokalemia. After some detective work, he was diagnosed with familial hypokalemic periodic paralysis, a rare but important condition to recognize in the PICU.We'll discuss the genetic underpinnings, classic clinical features, and common triggers associated with this disorder. Additionally, we'll guide you through the differential diagnosis, key management strategies, such as potassium supplementation, and explain why genetic testing is so crucial. We'll also cover essential considerations for anesthesia and cardiac monitoring in these patients.Whether you're a pediatric intensivist or just interested in acute neuromuscular care, stick around for some practical pearls you can use on your next shift!Show Highlights:Clinical case discussion of a 13-year-old male patient with muscle weakness and hypokalemiaDiagnosis and management of familial hypokalemic periodic paralysisGenetic basis and mutations associated with hypokalemic periodic paralysis (CACNA1S and SCN4A)Physiological mechanisms underlying hypokalemic periodic paralysisCommon clinical presentations and triggers for episodes of muscle weaknessDifferential diagnoses for muscle weakness and hypokalemia in pediatric patientsLaboratory investigations to confirm hypokalemic periodic paralysisTreatment options for hypokalemic periodic paralysis, including potassium supplementation and prophylactic medicationsImportance of avoiding triggers and coordinating care with anesthesiaReferences:Fuhrman & Zimmerman - Textbook of Pediatric Critical Care Chapter 68: Weimer M et al. Acute neuromuscular disease and disorders page 840Rogers Textbook of Pediatric Intensive Care Medicine: Management of Sodium and Potassium Disorders. Pages 1876- 1883Reference 1: Weber F, Lehmann-Horn F. Hypokalemic Periodic Paralysis. 2002 Apr 30 [Updated 2018 Jul 26]. In: Adam MP, Feldman J, Mirzaa GM, et al., editors. GeneReviews® [Internet]. Seattle (WA): University of Washington, Seattle; 1993-2025. Available from: https://www.ncbi.nlm.nih.gov/books/NBK1338/Reference 2: Channelopathies. Clin Exp Pediatr. 2014;57(1):1-18. Published online January 31, 2014**DOI: https://doi.org/10.3345/kjp.2014.57.1.1**Reference 3: Statland JM, Fontaine B, Hanna MG, Johnson NE, Kissel JT, Sansone VA, Shieh PB, Tawil RN, Trivedi J, Cannon SC, Griggs RC. Review of the Diagnosis and Treatment of Periodic Paralysis. Muscle Nerve. 2018 Apr;57(4):522-530.

We've all seen it—or maybe we've been told we do it: twitching, jerking, or kicking in the night. But when does this common sleep quirk cross the line into a diagnosable condition? In this episode, we will:Define Periodic Limb Movement Disorder (PLMD) and explain how it differs from simple nighttime movementsExplore its surprising prevalence in both adults and children—and its strong ties to Restless Legs SyndromeReview leading theories of cause, from dopamine to iron to spinal generatorsHighlight intriguing new research, including cardiovascular links and AI-based detectionDiscuss treatment strategies—from iron replacement to dopaminergic medications and lifestyle approachesProduced by: Maeve WinterMore Twitter: @drchriswinter IG: @drchriwinter Threads: @drchriswinter Bluesky: @drchriswinter The Sleep Solution and The Rested Child Thanks for listening and sleep well!

Rivi Varghese, CEO, Clari5 – a Perfios CompanyThe menace of fraud in the financial ecosystem is no longer a static problem that can be tackled with static solutions. Periodic updates are artifacts of the past. What is needed now is a living defence that is capable of evolving as fast, if not faster, than the cyberthreat it faces. Rivi Varghese, CEO of Clari5 explains the company's Living Anti-Fraud Operating System to Robin Amlôt of IBS Intelligence. 

The August jobs report came in weaker than expected, with the U.S. economy adding just 22,000 jobs. The unemployment rate also crept up to 4.3% — the highest in nearly four years, suggesting that labor demand is softening more than supply. Does this all point to a larger rate cut in September? And what's the latest in the Fed's battle to preserve its independence? Join chief U.S. economist Mike Feroli and Jenny Shen from the Rates Sales team as they explore what lies ahead for the Fed and the U.S. economy.    This episode was recorded on September 5, 2025.   This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

Dieses Mal mit Sina Kürtz und Aeneas Rooch. Ihre Themen sind: - Wir haben einen gravierenden Fehler gemacht (Hörerpost) (00:45) - Vögel kacken fünfmal in der Stunde im Flug (01:58) - Spinnen nutzen Glühwürmchen als Köder (07:11) - Warum Mathe dafür sorgt, dass die Weltkarte falsch ist (11:10) - Was passiert, wenn man seinen Kopf in einen hochenergetischen Protonenstrahl hält? (21:15) Weitere Infos und Studien gibt's hier: Periodic excretion patterns of seabirds in flight: https://www.cell.com/current-biology/abstract/S0960-9822(25)00818-8 Prey bioluminescence-mediated visual luring in a sit and wait predator: https://besjournals.onlinelibrary.wiley.com/doi/10.1111/1365-2656.70102 The World Map As You Know It Is Misleading – Now Africa Wants To Change That: https://www.iflscience.com/the-world-map-as-you-know-it-is-misleading-now-africa-wants-to-change-that-80584 Correct the Map – Initiative: https://correctthemap.org/ 3D Digital Analysis of the Anatoli Bugorski Case (1978): https://ortogonline.com/doc/pt_br/OrtogOnLineMag/12/Bugorski.html Unser Podcast-Tipp der Woche: Der römische Traum – die Anno Story Zwei junge Männer verkaufen sich selbst in die Sklaverei – im Glauben, dass sie im Römischen Reich aufsteigen können. Was als verzweifelter Traum beginnt, wird zur abenteuerlichen Odyssee durch Kolonien, Intrigen und Machtzentren eines Imperiums. "Der römische Traum" erzählt die Vorgeschichte zu "Anno 117: Pax Romana" – als epische Audio-Serie mit deutschen Top-SchauspielerInnen, exklusivem Soundtrack von den Anno-Komponisten und live aufgenommen vom SWR-Symphonieorchester. https://1.ard.de/roemischer-traum Schickt uns eure Themenvorschläge über die Spotify-Kommentarfunktion oder schreibt uns bei WhatsApp oder schickt eine Sprachnachricht: 0174/4321508 Oder per E-Mail: faktab@swr2.de Oder direkt auf http://swr.li/faktab Instagram: @charlotte.grieser @julianistin @sinologin @aeneasrooch Redaktion: Janine Funke und Chris Eckardt Idee: Christoph König

With the 2025 NFL season right around the corner, Briggs Barton, a specialist for the U.S. Consumer sector, and Dan Politzer, an analyst covering Gaming and Lodging for J.P. Morgan Global Research, delve into the rapidly evolving online sports betting industry. They discuss key trends such as parlay adoption, mobile penetration and micro-betting, as well as the competitive strategies of major players like DraftKings, FanDuel and BetMGM. They also address regulatory challenges and the impact of technology on the industry's growth. Tune in for an insightful analysis of the current landscape and future prospects of online sports betting.  This episode was recorded on August 11, 2025. This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

Marcus and Corey What You Know 'Bout That trivia game for Thursday, August 21, 2025.

Tariffs are starting to feed into consumer prices; however, falling energy and food costs are offsetting the increase to some degree. In this episode of Research Recap, chief global economist Bruce Kasman and head of U.S. Inflation Strategy Phoebe White unpack the numbers from the July CPI report. Will we see further tariff pass-through in the coming months? What are the implications for the Fed? And what does the inflation picture look like across the rest of the globe?  This episode was recorded on August 12, 2025.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

In this episode of The Advocast, we delve into how The Advocates and our partners utilize the UPR to help promote and defend the rights of LGBTIQ+ people around the world.theadvocatesforhumanrights.org

Firms aren't shedding workers, yet the pace of hiring has slowed. What do these mixed labor market signals mean for the broader economy? In this episode, Lauren Brice is joined by Mike Feroli, J.P. Morgan's chief U.S. economist, to unpack the numbers from the latest U.S. jobs report. They discuss the impact of lower immigration, the significance of recent data revisions and the current state of hiring and layoffs. They also cover the recent Fed meeting and what this could mean for future monetary policy.   This episode was recorded on August 1, 2025.  This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

GB2RS News Sunday the 3rd of August 2025 The news headlines: Call for G5RP Trophy nominations Get involved with the RSGB National Radio Centre's Spy Transmitter activities this summer The QSL Bureau has announced an update to the G4M to S series card collection The G5RP Trophy is an annual award to encourage newcomers to HF DXing. The award is not limited to youngsters or the newly licensed but is open to anyone who has recently discovered and made significant progress in HF DXing. If you are an established HF DXer and want to recommend someone to be awarded the G5RP Trophy for 2025, now is the time to send in your nomination. Your nominee should be an up-and-coming HF DXer who has made rapid progress in the last year and has some real achievements to show. For example, they have a good total of new countries worked or some serious HF DXpedition activity. Please email your nominations to Ian Greenshields, G4FSU, via hf.manager@rsgb.org.uk to arrive no later than Friday, the 12th of September. The RSGB's National Radio Centre has confirmed that the first of its Summer Spy Transmitter events is taking place on Tuesday, the 5th of August. This family-friendly activity will turn you into spy hunters as you explore Bletchley Park looking for hidden transmitters. The event starts at 10.30 am and spaces are limited to 12 groups. If you are unable to make this date, two further events have been confirmed on the 14th and the 20th of August. Full details of the activity are available via the ‘What's on' section of the Bletchley Park website via bletchleypark.org.uk  Do you have a callsign in the G4M to S series? If so, the QSL Bureau has announced a change to your card collection group. All cards and envelopes are being transferred to the current G4T to Z manager, Peter, G4XEX to form a new enlarged G4M to Z group. The current manager, Cliff, G4MAR, has retired, and the Bureau thanks him for his service to members. Details of QSL sub-managers and addresses can be found via rsgb.org/qsl  and selecting ‘List of QSL sub-managers' from the right-hand menu. RSGB volunteers will be running Morse activities and operating using DMR at the West Sussex International Jamboree on Thursday, the 7th, and Friday, the 8th of August. Listen out for youngsters operating as GB0WSJ using DMR on RSGB Youth Talk Group 23554, Worldwide Talk Group 91 and UK Call Talk Group 2350. They'd appreciate a call between 9.30 am and 5 pm on Thursday and 9.30 am and 12 pm on Friday. The July 2025 edition of RadCom Basics is now available. RadCom Basics is aimed at new amateurs and those who wish to refresh their skills and knowledge. Among others, this edition contains articles to help you learn about spectrum analysers, Near Vertical Incidence Skywave propagation and using a doublet as a multi-band antenna. To access all RadCom publications, visit rsgb.org/radcom HamSCI – The Ham Radio Science Citizen Investigation – is preparing for a series of upcoming meteor scatter experiments. Operating will take place during two well-known meteor showers: The Perseids on the 12th and 13th of August and the Geminids on the 12th and 13th of December. The aim is to collect data during meteor scatter events using the 10 and 6m bands. For more information visit hamsci.org/msqp Please send details of all your news and events to radcom@rsgb.org.uk. The deadline for submissions is 10 am on Thursdays before the Sunday broadcast each week.  And now for details of rallies and events Part 1 of the BATC Convention for Amateur TV 2025 is taking place today, the 3rd, at Midland Air Museum in Coventry. The doors are open from 10 am to 4 pm. The Convention includes show and tell, test and fix-it, and bring and buy. Kings Lynn Amateur Radio Club Rally is also taking place today, the 3rd, at Gaywood Community Centre, PE30 4EL. The doors are open from 9 am and the entrance fee is £2.50. For more information, email rally.klarc@gmail.com or call 07709 074 951. Cockenzie And Port Seaton Amateur Radio Club's Annual Mini Rally and Junk Night will take place on Friday, the 8th of August. The venue will be Port Seaton Community Centre, South Seaton Park, Port Seaton EH32 0BG. The doors will be open to the public from 6 to 8.30 pm. Now the Special Event news Members of the Radio Amateur Association of Western Greece, SZ1A, are operating a special event station, SX17ASTRO, until the 8th of August. The station is active to celebrate the 17th Panhellenic Expedition of Amateur Astronomers. A number of certificates are available for working the station. For details of these and more information about the station, visit tinyurl.com/SZ1A2025 Special event station 8K3EXPO is active from the 2025 Expo in Osaka, Japan, until the 13th of October. Recently, the station was spotted using FT8 on the HF bands. More information is available at QRZ.com Now the DX news Michel, F5LRL, is active as CN2DX from near Kenitra, Morocco, until the 20th of August. He is operating CW, SSB and FT8 on the 40 to 6m bands. QSL via Michel's home call. Special callsign LA100A is active throughout 2025 to mark the 100th anniversary of the first amateur radio two-way contact between Norway and the USA in November 1925. QSL directly, via the Bureau or QRZ.com. Now the contest news The UK Six Metre Group Summer Marathon started on Saturday, the 3rd of May and ends today, the 3rd of August. Using all modes on the 6m band, the exchange is your four-character locator. Today, the 3rd, the RSGB 432MHz Low Power Contest runs from 0800 to 1200UTC. Using all modes on the 70cm band, the exchange is signal report, serial number, locator and two-letter postcode. On Tuesday, the 5th, the RSGB 144MHz FM Activity Contest runs from 1800 to 1855UTC. Using FM on the 2m band, the exchange is signal report, serial number and locator. Also, on Tuesday the 5th, the RSGB 144MHz UK Activity Contest runs from 1900 to 2130UTC. Using all modes on the 2m band, the exchange is signal report, serial number and locator. On Wednesday the 6th, the RSGB 144MHz FT8 Activity four-hour Contest runs from 1700 to 2100UTC. Using FT8 on the 2m band, the exchange is a report and a four-character locator. Also, on Wednesday the 6th, the RSGB 144MHz FT8 Activity two-hour Contest runs from 1900 to 2100UTC. Using FT8 on the 2m band, the exchange is a report and four-character locator. Stations entering the four-hour contest may also enter the two-hour contest. The RSGB Machine Generated Modes Contest starts at 1400UTC on Saturday, the 9th and ends at 1400UTC on Sunday, the 10th of August. Using machine-generated modes on the 6 and 2m bands, the exchange is your report and four-character locator. The Worked All Europe DX CW Contest starts at 0000UTC on Saturday, the 9th and ends at 2359UTC on Sunday, the 10th of August. Using CW on the 80 to 10m bands, where contests are permitted, the exchange is signal report and serial number. Now the radio propagation report, compiled by G0KYA, G3YLA and G4BAO on Thursday the 31st of July 2025 Last week was very much a repeat performance of the week before. We had relatively calm geomagnetic conditions and few solar flares to contend with. The only flares were minor C-class events. The Kp index never got above 3, and the solar flux index was in the 140s to 150s. The F2-layer maximum usable frequency over a 3,000km path rose to 21MHz but didn't get much higher, which is normal for the summer period. A team from Norfolk Amateur Radio Club was active as GM0FRT/P from the Shetland Islands for the IOTA contest. They were workable from JO02NN on 14 and 21MHz for much of the contest period. The distance to Shetland from central UK is about 887km, or 551 miles. Given the distance involved, the 21MHz openings were probably Sporadic-E, but they were loud for hours on end. Other DX worked last week included T30TTT from Western Kiribati on the 10m band using FT8 over the North Pole. 9M8A from East Malaysia was also on the 10m band using FT8. XW4KV from Laos was on the 12m band operating FT8. 3B9SP on Rodriguez Island put in an appearance on the 17 and 12m bands using FT8. The station was also worked using CW on the 40, 30, 20 and 15m bands. That's not a bad haul for summer DX and if the Kp index can stay low, we could get similar next week. Speaking of which, NOAA predicts that the solar flux index will be in the range of 150 to 160 next week. Unsettled geomagnetic conditions are forecast for the period of the 7th to the 14th of August, with a maximum predicted Kp index of 5. And finally, there is talk of a possible large sunspot group on the far side of the Sun. The region in question belongs to a cluster of spots, including AR 4136, 4139 and 4143, last seen earlier this month. Solar rotation will carry what remains of these regions back into view next week. So, keep an eye on solarham.com  for up-to-date details. And now the VHF and up propagation news from G3YLA and G4BAO The slightly unsettled theme to the weather will remain into next week, although there are signs that high pressure will try to return in the middle of the week for a time. Models disagree on details, with some bringing another thundery low into the south later. This means that there will be some Tropo at times and, in high summer, this tends to be generally strongest around the coasts. To benefit from these conditions inland it's better to wait for night cooling. As usual with thundery weather, it's a good chance to listen for rain scatter on the GHz bands. Another mode that still deserves attention is meteor scatter. Look out for the early stirrings of the August Perseids, which peak around the 12th and 13th of the month.  Surprisingly, Aurora is staying in the limelight. Periodic alerts are suggesting it's worth turning your VHF beams north if you notice any signs of fluttery HF signals or discover the Kp index has risen to 5 or above. If auroral activity appears on the 10 or 6m bands, then check the higher bands as the event develops. Sporadic-E is now in its occasional phase as we move into August. It is less common than in June, but still worth considering. Check the usual cluster maps and Propquest to see how the day is unfolding. Moon declination is negative, falling to a minimum on Tuesday, the 5th. So, Moon windows and peak elevation will also decline. Path losses reached maximum at apogee on the 1st of August, so are starting to fall again. 144MHz sky noise starts the coming week moderately, but will rise to high levels by Monday. It will reach over 300 Kelvin by Tuesday evening before falling back. And that's all from the propagation team this week.

Episode Title: AppleVis Extra 109: Interview with Klemens Strasser, Developer of Art of FaunaGuest: Klemens Strasser, Indie iOS Developer and Winner of the 2024 Apple Design AwardHosts: David Nason (Dave) and Thomas Domville(AnonyMouse)Length: ~45 minutesEpisode SummaryIn this inspiring and insightful episode, Dave and Thomas speak with Klemens Strasser, the creative mind behind Art of Fauna, a beautifully designed and highly accessible educational puzzle game for iOS. Klemens shares the journey of his app from concept to being honored with an Apple Design Award for Best Design at WWDC 2025.The discussion touches on accessibility in app development, the importance of inclusive design, how Art of Fauna was built with VoiceOver users in mind, and the motivations that drive Klemens to ensure his apps are usable and enjoyable for everyone.What Is Art of Fauna?A nature-inspired puzzle game that lets players:Solve image-based or text-based puzzles about animalsLearn fun facts from 18th- and 19th-century scientific illustrationsChoose between visual or VoiceOver-friendly game modesExperience soothing soundscapes and educational contentTopics Covered✅ Accessibility and DesignKlemens' passion for inclusive app designVoiceOver integration in puzzle gameplayImportance of building accessibility from the ground upApple's new “Accessibility Nutrition Labels” and their potential impact✅ The Apple Design Award ExperienceKlemens shares how he learned he wonInsights from attending WWDC and being nominated multiple timesHow previous apps (Letter Rooms, Ancient Board Game Collection) laid the foundation✅ Development ProcessWhy Klemens chose UIKit and SpriteKit over UnityCollaboration with VoiceOver users and accessibility engineersBeta testing and iterative design for inclusive play✅ Game Structure and Monetization10 free puzzles includedFive themed puzzle packs available for a one-time feeNo subscriptions—premium content is pay-oncePeriodic content updates including: Friends of Fauna: users upload animal photos to receive monthly puzzlesEarth Day Bonus Pack: free bonus for bundle buyersDonations: 20% of proceeds go to wildlife conservationWhat's Next?Klemens announces his next indie app: Pocket Shelf – a new reading tracker app scheduled for release alongside iOS 26.Connect with KlemensWebsite: strasser.appTwitter / X: @klemensstrasserBlog (coming soon): Posts on Art of Fauna donations and accessibility updatesFinal ThoughtsThis episode is a must-listen for:Indie developers exploring accessibilityVoiceOver users seeking innovative, inclusive gamesEducators and parents looking for meaningful screen time for kidsAnyone curious…

Hi This is Brad Weisman - Click Here to Send Me a Text MessageStephen Scoggins shares his journey from homelessness to multimillion-dollar business success, revealing how personal alignment is the foundation for sustainable entrepreneurial growth. His concept of the "integrated entrepreneur mindset" challenges conventional wisdom about what makes businesses succeed or fail.• Integration means becoming aligned with your authentic self and authentic purpose• The five true reasons entrepreneurs fail: arrogance, ignorance, impatience, fear, and insecurity• Entrepreneurs at all levels share the same restless ambition to reach the next financial milestone• As businesses scale, they inevitably change team composition, keeping only about 2% of original staff by $100M• True leadership requires being "one part lion, one part lamb" - both bold and compassionate• Periodic disconnection from technology and distractions is essential for achieving clarity and alignment• Personal presence is more valuable to family than financial provision• You can't scale dysfunction - in yourself, your team, or your client base• Alignment leads to better income, relationships, and health• Human energy operates at different frequencies, with alignment creating a powerful presenceTake the Integrated Alignment Quiz at stephenscoggins.com/alignment to discover where you stand on the path to becoming an unstoppable entrepreneur.#stephenscoggins #unstoppable #BuildPodcast #alignment #bradweisman #thebradweismanshow Comfort Pro, IncFamily-Owned and Operated Heating, Air Conditioning, and Geothermal Contractors, Since 2001Keller Williams Platinum RealtyBrad Weisman has been a Realtor since 1992 and proudly sponsors this podcast!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---Welcome to The Brad Weisman Show, where we dive into the world of real estate, real life, and everything in between with your host, Brad Weisman!

The U.S. economy added 147,000 jobs in June, roundly beating market expectations. But while the headline numbers seem strong at first glance, much of the increase was attributed to government employment, with private payroll growth showing some moderation. What do these mixed signals mean in the context of the wider economy? And is J.P. Morgan Research adjusting its forecast for rate cuts as a result? Join chief U.S. economist Michael Feroli and Alexa Hanelin from the U.S. Rates Sales team as they discuss the state of the labor market.     This episode was recorded on July 3, 2025.    This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

Will uncertainty continue to shape business cycle dynamics? How might trade tensions, fiscal policy and geopolitical risks play out? And will there be lasting damage to markets and the economy? Join J.P. Morgan Research analysts as they explore the outlook for the second half of 2025.    In this episode, we hear from:  Bruce Kasman, chief global economist Bhupinder Singh, U.S. equity strategist and head of Thematic Research Jay Barry, head of Global Rates Strategy Meera Chandan, co-head of Global FX Strategy Natasha Kaneva, global head of Commodities Research Stephen Dulake, co-head of Fundamental Research Jonathan Goulden, head of EM Fixed Income Strategy Fabio Bassi, head of Cross-Asset Strategy This episode was recorded between June 23 and June 26, 2024.   This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

The U.S. continued to add jobs at a steady pace in May, and the unemployment rate remained at 4.2% for the third straight month. Looking ahead however, factors including tariffs and immigration policy could lead to a slowdown in the labor market. What does all this mean for the health of the consumer as well as the wider economy? Join chief U.S. economist Michael Feroli and Lauren Brice from the U.S. Rates Sales team as they unpack the latest numbers.     This episode was recorded on June 6, 2025.  This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

There are plenty of LESSONS FROM GENE HACKMAN'S ESTATE PLANNING. https://youtu.be/HZI4oiP0ZtM It's a cautionary tale about managing changing circumstances. Proper implementation and monitoring has to be in place. Periodic reviews of the documents, asset titling, and staffing of the fiduciary roles are a must. Finally, understanding the family dynamics and desire for confidentiality are vital in putting the estate plan in place. The disposition of $80 million was at stake here. LAWRENCE D MANDELKER, Partner at the NEW YORK OFFICE OF VENABLE, and I discussed the fact pattern, what could have been avoided, and points to take away in one's own affairs. https://open.spotify.com/episode/1ndlYCQRiAokJ4FyATL9Te Transcription Frazer Rice (00:02)Welcome aboard, Larry. VENABLE ARTICLE ON GENE HACKMAN'S ESTATE Lawrence D. Mandelker (00:04)Thanks for having me, Frazer. Frazer Rice (00:05)This is, I wouldn't say it's fun talking about someone's estate, but this one's particularly interesting. We all remember Gene Hackman from Hoosiers and Superman and Mississippi Burning and all sorts of great movies. Unfortunately, his end was sad and as it turns out, Gene Hackman's Estate was complicated and public. From a planning perspective, we can learn a lot. ⁓ Take us through a little bit about where where Gene's estate kind of went from and ended up as far as a fact pattern. Fact Pattern in Gene Hackman's Estate Planning Lawrence D. Mandelker (00:37)Sure. So, you know, the news sort of surprised all of us when we heard that he had died. And then over the next couple of days and weeks and even months, more more detail came out. And as you said, it was pretty disturbing. But it seems as though Gene Hackman was a very successful ⁓ actor and he engaged in estate planning. Gene worked with attorneys, which is always a good thing to do it to work with people who are experts in the field And he had a you know a normal estate plan. He lived with his wife It seems like he had a little bit of a fractured family. It was not his first marriage. We learned after he signed his estate planning documents sort of things over the next 20 years sort of changed for him he He had some health issues. He was suffering from advanced dementia at the time he died and as we know his wife died from a virus apparently a week before. Then as the details came out we learned that he had the advanced dementia. There was a fractured family the the wife and his kids did not get along so well. It's unclear what the situation was with how much contact he did have with his children. But he had a will, he had signed it 20 years before he died. The facts changed. It looks like he hadn't reviewed it in a while. His attorney died so we have a sad situation here. Frazer Rice (02:12)Many lessons to get from that. Let's start with the first one. He definitely had ⁓ sort of dementia situations, cognitive dysfunction that eroded over the course of time. Maybe take us through a little bit about the scope of that issue. mean, it affects lots of people and a growing number every year and some things that should be in place because of that. Lawrence D. Mandelker (02:38)Yeah, you know, we all think we've got a lot of time and for someone who gets a diagnosis of dementia It's sort of a warning sign as soon as that happens that, you know, we never know when our time is going to come, but the dementia is sort of the warning. You know, maybe you're entering the second half of the game or the fourth quarter of the game. So maybe you should start getting your affairs in order while you still can. So it's a good ⁓ impetus to do that. You know, when we're looking at estate planning, there's, you you can do different types of estate planning, but really think about it as, you know, you can do it for yourself. You can do it- your loved ones and then you know for depending on the nature of your assets you can do it for tax purposes but you know getting ...

This lecture covers the essential aspects of real property law, focusing on concurrent ownership, leasehold estates, and non-possessory interests. It begins with an exploration of concurrent ownership types, including tenancy in common, joint tenancy, and tenancy by the entirety, along with remedies like partition. The discussion then shifts to leasehold estates, detailing various forms and their implications for landlords and tenants. Finally, the lecture delves into non-possessory interests, including easements, covenants, and licenses, providing a comprehensive overview of property rights and responsibilities.This lecture provides an overview of various aspects of real property law, building on previous discussions of possessory estates. It first examines concurrent ownership, where multiple parties hold simultaneous interests in property, covering tenancy in common, joint tenancy, and tenancy by the entirety, and discussing remedies like partition. The text then explores leasehold estates, including estates for years, periodic tenancies, and tenancies at will, outlining the rights and duties of landlords and tenants, such as the covenant of quiet enjoyment and the implied warranty of habitability. Finally, the lecture addresses nonpossessory interests, such as easements created through different methods, real covenants, equitable servitudes, and licenses, explaining their creation and enforceability.TakeawaysConcurrent ownership allows multiple parties to hold interests in the same property.Tenancy in Common is the default form of concurrent ownership.Joint Tenancy includes the right of survivorship, which can be severed.Tenancy by the Entirety is exclusive to married couples and offers protection against individual creditors.Partition is a remedy for co-owners to terminate co-ownership.Leasehold estates grant exclusive possessory rights for defined periods.An estate for years ends automatically upon expiration without notice.Periodic tenancies require proper notice for termination.Tenancies at will can be terminated by either party at any time.Easements are non-possessory rights to use another's land for specific purposes.Real Property Law, Concurrent Ownership, Leaseholds, Non-Possessory Interests, Tenancy in Common, Joint Tenancy, Tenancy by the Entirety, Leasehold Estates, Easements, Covenants

In this episode we tackle the importance and strategies for periodic reviews of your legal documents and your financial plan. We also talk about the apple cider vinegar craze.

In Keep Canada Weird Jordan and Aaron Airport explore the weird and offbeat Canadian news stories from the past week. In this episode your hosts discuss; two tales of psychic scammers the meth racoon of Ohio periodic sewer smells in Newfoundland an old man and his dog vs. the Montreal Police Series Links Keep Canada Weird Series: https://www.nighttimepodcast.com/keep-canada-weird Send a voice memo: https://www.nighttimepodcast.com/contact Join the Keep Canada Weird Discussion Group: https://www.facebook.com/groups/keepcanadaweird Provide feedback and comments on the episode: nighttimepodcast.com/contact Subscribe to the show: nighttimepodcast.com/subscribe Contact: Website: https://www.nighttimepodcast.com Facebook: https://www.facebook.com/NightTimePod Instagram: https://www.instagram.com/nighttimepod Support the show: https://www.patreon.com/nighttimepodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

In Keep Canada Weird Jordan and Aaron Airport explore the weird and offbeat Canadian news stories from the past week. In this episode your hosts discuss; two tales of psychic scammers the meth racoon of Ohio periodic sewer smells in Newfoundland an old man and his dog vs. the Montreal Police Series Links Keep Canada Weird Series: ⁠https://www.nighttimepodcast.com/keep-canada-weird⁠ Send a voice memo: ⁠https://www.nighttimepodcast.com/contact⁠ Join the Keep Canada Weird Discussion Group: ⁠https://www.facebook.com/groups/keepcanadaweird⁠ Provide feedback and comments on the episode: ⁠nighttimepodcast.com/contact⁠ Subscribe to the show: ⁠nighttimepodcast.com/subscribe⁠ Contact: Website: ⁠https://www.nighttimepodcast.com⁠ Facebook: ⁠https://www.facebook.com/NightTimePod⁠ Instagram: ⁠https://www.instagram.com/nighttimepod⁠ Support the show: ⁠https://www.patreon.com/nighttimepodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Humanoid robots, AI-powered machines resembling humans, are poised to transform automation by addressing labor shortages and revolutionize sectors such as manufacturing and healthcare. How soon can we expect to see these advancements and what is the investment outlook? Join Kelly Wen, head of Hong Kong and China Equity sales and Karen Li, head of Hong Kong Equity Research and Asia Infrastructure, Industrials and Transport Research to explore the key developments and growth prospects for the humanoid robot industry.   This episode was recorded on April 28, 2025.   This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication. This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan. Copyright 2025, JPMorganChase & Co. All rights reserved.

“Trade is like water — it will flow through whatever is the path of least resistance.” Tariffs are reshaping international trade by disrupting supply chains and impacting business sentiment. How can companies manage the associated risks, both now and in the longer term? In this episode, senior global economist Nora Szentivanyi and Natasha Condon, global head of Trade Sales, share their insights in a conversation moderated by Grace Howie from the Payments, Trade and Working Capital team.    This episode was recorded on April 23, 2025.   This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication. This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan. Copyright 2025, JPMorganChase & Co. All rights reserved.

As someone who was born into a family that got completely fucked by this country, I have some thoughts about the current situation. My family lost everything and had no due process before being incarcerated in concentration camps simply for being Japanese American. No one in my family takes freedom for granted because of this, and no one assumes this country has our best interests in mind ever. So for us, seeing what is happening, we do not hold out hope for the best outcome. For those of you who do not hail from societal and government tyranny, it has to be hard to come to grips with the fact that so much has been lost and so much is still to be lost. All the things this country has stood for, for better and for worse, are on the chopping block if they aren't already in the landfill. So it should come as no surprise that Scott thinks art and community are the only thing we can cling to as the we sink into the abyss. We are NOT going to be ok for the foreseeable future.Chapel Probation is part of the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dauntless Media Collective⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dauntless Media Discord ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for more conversation with all the podcast communities.Scott's book, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Asian-American-Apostate- Losing Religion and Finding Myself at an Evangelical University⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ is available now!Music by Scott Okamoto, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jenyi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Azeem Khan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shin Kawasaki⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wingo Shackleford⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chapel Probation Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to support Scott and for bonus content. Join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chapel Probation Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ group to continue the conversations.Follow Scott on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠Bluesky⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Substack⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You can subscribe to Scott's newsletter and learn more about the book, the blog, and performances at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rscottokamoto.com⁠

Not every prospect is ready to move forward right now — and that's okay. In this episode, we explore how financial advisors can effectively market to Periodics — prospects who show potential but aren't ready to commit today.Learn how to stay in front of these future clients using:Strategic email newslettersSocial media engagement tacticsTargeted remarketing adsTimely event invitationsWell-timed calls during market shiftsWe also explain our proven pipeline process: Potential → Prospect → Periodic, and how to keep your Periodic engaged without being pushy.If you're a financial advisor looking to improve your marketing follow-up strategy and build a strong long-term pipeline, this episode is a must-listen.Don't forget to subscribe for more financial advisor marketing strategies that work.LEARN MORE: www.oechsli.comOUR SERVICES:Oechsli Coaching - https://bit.ly/3qJ8UWkOechsli Social Content - https://bit.ly/3qM2vd2Oechsli Digital Ads - https://bit.ly/3AhXuvEOechsli Video - https://bit.ly/3GRsFAAOechsli Newsletters - https://bit.ly/3tHbTQYOechsli Websites- http://bit.ly/2KUw04wOechsli Podcasts - https://bit.ly/3NgddRmFOLLOW US ON:Instagram: https://bit.ly/3KtYvpiFacebook: https://bit.ly/3GQ8rXTLinkedIn: https://bit.ly/33C6e3Z=============================Table of Contents:=============================0:00 - Personal Stories6:05 - What are periodics?10:45 - Organizing periodics15:35 - Event marketing18:30 - Personal touchpoints

Join Mike Feroli, J.P. Morgan's chief U.S. economist, and Alexa Hanelin from the North America Rate Sales team as they discuss the better-than-expected numbers from the April employment report. They break down the implications of trade and tariff policies, the resilience of the U.S. economy and expectations for the Federal Reserve.    This episode was recorded on May 2, 2025.   This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

Are you wrapping up clients' final sessions with an awkward “goodbye and good luck”? You might be missing the biggest opportunity in your coaching business.We continue our series on delighting clients this week by focusing on what happens after their formal program ends. Financial wellness isn't a destination—it's a lifelong journey with new challenges at every stage. By maintaining meaningful relationships with past clients, you create both ongoing value for them and sustainable growth for your practice.Think about it: your past clients already know your value. They've experienced the transformation you provide firsthand. When you create intentional ways to stay connected, these relationships become the foundation of a thriving, sustainable business where you're not constantly chasing new leads.In this episode, we break down the three essential components of a great off-boarding process: the celebration session that highlights client progress, documenting their journey as a touchstone they can return to, and providing a success toolkit that equips them for continued growth on their own.We also explore two proven models for ongoing support. The periodic coaching program offers flexible check-ins that evolve as clients progress—starting monthly, then quarterly, and eventually semi-annual—focusing on strategic planning rather than budgeting basics. For some practices, a community membership program creates connections between clients on similar journeys.Beyond these formal touch points, we share practical ways to stay meaningfully connected through your connection calendar and regular communication that feels personal, not promotional.The most powerful outcome of these strategies? A natural referral culture where clients enthusiastically share their experience with others. Links & Resources:Ultimate Growth GuideJoin the Facebook groupGet your Client Journey RoadmapKey Takeaways:The celebration session transforms a final meeting into a powerful launch pad for clients' independent success by highlighting their growth journey and newfound skills.Document your clients' progress throughout the coaching relationship—it becomes their touchstone during future financial challenges when you're not there.Periodic coaching evolves with your clients' needs: monthly → quarterly → semi-annual, focusing less on budgeting mechanics and more on being their strategic thinking partner.Your clients don't stop needing guidance after their program. Rather, they need different guidance as new life stages bring fresh financial challenges they've never navigated before.To increase your referral rate, stop asking for referrals and start creating client experiences so transformative they naturally want to share you with others.The most meaningful client communications aren't about your business news. They address the specific financial concerns of people already managing money well.Financial stability in your coaching business starts with client relationship stability; when past clients become your marketing department, algorithm changes can't touch your growth.

As President Trump approaches the 100-day mark of his second term, what has gone as expected and what has left experts surprised? Join Samantha Azzarello, head of content strategy for J.P. Morgan Research as she discusses President Trump's first 100 days and beyond with: ·       Bruce Kasman, chief Global Economist ·       Kamal Tamboli, U.S. equity strategist ·       Natasha Kaneva, head of Global Commodity Strategy With heightened trade policy uncertainty stemming from a flurry of tariff activity, what will J.P. Morgan Research be watching in the coming weeks and months?   This episode was recorded on April 16, 2025. This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication. This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan. Copyright 2025, JPMorganChase & Co. All rights reserved.  

Take a deep dive into the complexities of the U.S. housing market with Anthony Paolone, co-head of U.S. Real Estate Stock Research and John Sim, head of Securitized Products Research. They examine supply-demand dynamics, President Trump's tariffs, interest rates and other key factors affecting home prices and affordability. Taking stock of the macroeconomic environment, where could rates go next and how would this impact home prices?   This episode was recorded on April 8, 2025.   This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication. This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan. Copyright 2025, JPMorganChase & Co. All rights reserved.

In this episode, Lauren Brice from the U.S. Rates Sales team and Mike Feroli, J.P. Morgan's chief U.S. economist, unpack the key takeaways from the March U.S. jobs report and explore the economic path ahead. Lauren and Mike discuss the favorable numbers, the impact of immigration policies on labor market growth and the divergence between hard data and sentiment data. They also tackle the hot topic of tariffs, their potential effects on U.S. jobs and the challenges facing the Federal Reserve in balancing inflation and growth impulses.    This episode was recorded on April 4, 2025.     This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication.  This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

In this episode of J.P. Morgan's “Making Sense,” Joyce Chang is joined by Sam Saperstein and Chi Mac to discuss the eighth annual report on gender parity, highlighting record-high female labor force participation, the gender pay gap and women's representation in leadership roles. Learn about the challenges women face in the workforce and effective policies to tackle them, such as child care subsidies. How can public policy and financial institutions support gender equality and empower women in business?   This episode was recorded on March 5, 2025.   This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication. This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan. Copyright 2025, JPMorganChase & Co. All rights reserved.

Send us a textLearning objectives: 1- Describe pathophysiology of Thyrotoxic periodic paralysis2- Identify and manage thyroid stormSupport the show

https://jo.my/dsi2uj Forklift Fundamentals: Setting the Stage for Safety Forklifts are essential in many facilities, helping move heavy loads quickly and efficiently. But with their power comes responsibility. A strong safety culture starts with understanding the fundamentals—weight capacities, operator certification, pre-shift inspections, and the stability triangle. When everyone knows these basics, the risk of accidents decreases, and operations run smoothly. Here are a few tips to assist you with forklift safety at your facility: Know Your Load Limits – Every forklift has a maximum weight capacity. Exceeding this limit can cause tipping, loss of control, or damage the forklift. Always check the data plate and never push the equipment beyond its rated capacity. Operator Certification is a Must – Only trained and certified personnel should operate a forklift. Proper training ensures operators understand controls, hazards, and safe handling techniques. Periodic evaluations keep skills sharp and help reinforce best practices. Daily Inspections Prevent Accidents – Before starting a shift, inspect the forklift for any issues. Check tires, forks, hydraulics, brakes, lights, and warning signals. If anything seems off, report it immediately and take the forklift out of service until it's repaired. A well-maintained forklift is a safe forklift. Understand the Stability Triangle – A forklift's center of gravity shifts depending on the load. The forklift can tip if the weight moves outside the stability triangle—the three-point area between the front tires and the rear counterweight. Keeping the load balanced and low improves stability. Always Keep Safety in Focus – Drive at safe speeds, use horns at intersections, and never allow passengers to ride on a forklift. Be aware of your surroundings, watch for pedestrians, and avoid sudden turns or stops that could cause tipping. Safety isn't just about the driver but everyone in the facility. A strong foundation in forklift safety helps prevent injuries, protects equipment, and ensures efficient operations. The workplace stays safe and productive when operators understand weight limits, follow certification rules, perform pre-shift inspections, and respect stability principles. Thank you for being part of another episode of Warehouse Safety Tips. Until we meet next time—have a great week, and STAY SAFE! #Safety #SafetyFIRST #SafetyALWAYS #StaySafe #SafetyCulture #ForkliftSafety #WarehouseSafety #MaterialHandling

Join Mike Feroli, J.P. Morgan's chief U.S. Economist, and Lauren Brice, VP of U.S. Rates Sales, as they delve into the January jobs report. Discover key insights and implications for the labor market, including job growth trends, unemployment rate shifts and the impact of recent weather events. Lauren and Mike also discuss the potential effects of immigration policies and tariff developments on economic sentiment and inflation expectations. How might these factors influence the Fed's future actions? Tune in for an engaging analysis of the current economic landscape and what it means for the path ahead.    This episode was recorded on February 7, 2025.  This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication.     This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan.  Copyright 2025, JPMorganChase & Co. All rights reserved. 

Periodic Breakouts: Understanding Hormonal Acne and Your Skin In this episode of The Porecast, we're tackling hormonal breakouts—why they happen, when they happen, and what you can do about them. We'll cover: - The phases of your menstrual cycle and how each phase impacts your skin. - Why PMS breakouts occur and the role hormones like estrogen, progesterone, and testosterone play. - Other hormonal skin symptoms like oiliness, sensitivity, dryness, and inflammation. - Practical strategies to manage and reduce hormonal breakouts, from skincare routines to lifestyle and nutrition tips. By understanding the connection between your hormones and your skin, you'll be better equipped to support your skin throughout the month. Record a message for The Besthetician which may be featured on a future episode at www.thebesthetician.com/speakpipe Visit www.thebesthetician.com/courses to learn more about the Radiant Beauty Nutritional Skincare method and to learn how you can become certified.

Woody Guthrie's prescription for inequality in America was straightforward: “Rich folks got your money with politics. You can get it back with politics.”For Guthrie, “politics” meant more than voting, since both parties routinely cough-up candidates who meekly accept the business-as-usual system of letting bosses and bankers control America's wealth and power. It's useless, he said, to expect change to come from a “choice” between Tweedledumb and Tweedledumber. Instead, common folks must organize into a progressive movement with their own bold change agenda, become their own candidates, and create a politics worth voting for.Pie in the sky? No! Periodic eruptions of progressive grassroots insurgencies have literally defined America, beginning with that big one in 1776. Indeed, we could take a lesson today from another transformative moment of democratic populism that surged more than a century ago, culminating in “The Omaha Platform of 1892.” This was in the depths of the Gilded Age, a sordid period much like ours, characterized by both ostentatious greed and widespread poverty, domination by monopolies, rising xenophobia, institutional racism – and government that ranged from aloof to insane.But lo – from that darkness, a new People's Party arose, created by the populist movement of farm and factory mad-as-hellers. They streamed into Omaha to hammer out the most progressive platform in US history, specifically rejecting corporate supremacy and demanding direct democracy.That platform reshaped America's political agenda, making the sweeping reforms of the Progressive Era and New Deal possible. As one senator said of the Omaha rebellion, it was the start of robber baron wealth flowing “to all the people, from whom it was originally taken.” And that's what Woody Guthrie meant by “politics.”Note: Due to Hightower's travel schedule last week, this is a re-release of this commentary, if you've feel like you've heard it before.