This podcast is all about what RICH people know that NORMAL people don't...YET. We are two women - in our mid-forties, but who's counting - who suffer from financial FOMO, and we're not going to take it any more! We're smart. We work hard. We follow the rules we were taught growing up. So why don't we feel successful or secure? Why do we still feel "behind," or like we're never going to fulfill our American dreams? What are we missing?? What do rich people know that we don't? We hear they know how to make "MONEY work for THEM." Were we absent the day they taught that in school?? We're still working for money! But we're determined to catch up, by interviewing - grilling, really - the kind of professionals that rich people rely on to achieve and sustain wealth and financial security. Why should the rich get all the help? We weren't born with membership, so we're going to hustle and learn our way into the "rich people club." We want to help people achieve financial security and empowerment by providing accessible, real-world advice from the professionals that rich people use. (Don’t wait to “become” rich. Do what rich people do, NOW, to know what they know, and - if you want it - get what they have.) We're encouraging people to be positive, intentional, and proactive. For people who didn’t grow up in wealthy families, and those who don’t feel entitled to wealth or financial security, or people who believe they won’t ever understand it…money is a bit of a mystery. “The rich are different from normal people.” Our podcast SHARES what rich people know that “normal people” don’t, so more people feel empowered to take action to achieve the security and freedom that money can provide.
Most of us have friends, family members, colleagues and business partners who could benefit from a coach to live life at a higher, more productive level. You might think that it isn't necessary because they have you...and you give good advice for free! While untrained "coaches" can certainly provide help, you can get a special level of guidance from a professional. Rich people do! The pros aren't friendly "yes people." They are skilled experts who can help you, your loved ones and business partners establish healthy habits and routines for a better work/life balance. Join us in this episode, together with my co-host and business partner Denise Pham, and our special guest Christoph Nauer, Business Coach, Life Coach, and founder of Balance6, to learn some of what rich people pay people big bucks to tell them.
Navigating a divorce is challenging not only emotionally, but financially. Given the legal wranglings, emotional stress and psychological impact involved in ending a marriage, people going through the process may neglect to take action to ensure their financial well-being. We have a special guest in this episode's hot seat, Beth Proudfoot, a Divorce Counselor that specializes in Collaborative Divorce. Beth, Denise and Clay will help people preparing for divorce to identify the right approach for them, and give them advice on how to set themselves up for success through the process. About 45% of marriages end in divorce, so no one is alone in this! Let's learn from each other!
Most normals spend the largest portion of their income on housing, and the second largest chunk on transportation...which often means a car. It's worth understanding some things about the economy of car buying and ownership! Zack of Walnut Creek Honda is our guest, answering a lot of questions about the topic.Should I buy or lease? Are warranties a scam? Does "Certified Pre-Owned" just mean "used cars for rich people?" Does a salesperson assume I'm buying if I agree to sit at a table with him and he brings me a water? Do Finance Managers rub their hands together and cackle when they see we have good credit?Listen and learn!
Host Jen and Realtor Denise "grill the Grelli," i.e. talk with Marco Grelli of Lincoln Financial Advisors about an important investment that can protect your family's financial well-being...insurance.If you have a home, or a family, or anyone who is dependent on you - or if you just want to cheer someone up who'll be bummed when you die - life insurance is SO important. There are many different types - from simple term policies ( i.e. pay a little every month and if you die during the term, the insurance company gives someone a grip of cash) to investment vehicles (i.e. pay into a fund that the insurance company will grow by investing, that builds cash value, that you can pull money out of during your lifetime). Learn how much you need, what it takes to get it, what it covers...whether you should sleep with one eye open when your spouse takes a huge policy out on you. All the important things.There are often detours on the long sloping road to the Thereafter. People have to give up jobs, go into debt, or sell their homes to take care of family members, or pay for nursing care, every day. Long-term care insurance is expensive, but can prevent the financial disasters that often happen when people get hurt or get older, and need assistance living their daily lives. Everyone over 60 years old or people with elderly parents should know their options! Get the info, reach out to the experts, see what (if anything) works for you. No more "I should really..." stomachaches!! Take action! Assess and protect your well-being and your family - don't let circumstances - and the whims of this mortal coil - have their way with you.
Our experts, Realtor Denise and Estate Attorney Joel, are here to keep you from making DIRE mistakes when buying, owning, and selling real estate...mistakes which are DANGEROUSLY EASY to make! If you aren't in a mild panic after listening to this, you should either be proud you've already protected yourself from potential disaster, or you should check your pulse. An errant checkmark or missing piece of paperwork could easily cost you and your family hundreds of thousands of dollars! You NEED to get your stuff in order.Most people don't know what they don't know...and they don't know how much they have to lose...but the stakes couldn't be higher! Even if you hate this podcast, you should listen to this episode for important advice and terrifying cautionary tales. How should I take title when I buy my house? (What the heck is title?) Should I put my house in a trust? (What the heck is a trust?!) How much insurance do I need? How do I make sure my ex-wife's estranged adult children don't inherit the home I just bought with my fiance? Could I be a millionaire, and not know it? Listen and learn.In this episode you will learn:How to hold a title on a propertyWhat kind of insurance you needHow much life insurance you needTricks on how to better protect your real estateTricks on how to preserve wealth and build it more efficientlyHow to make empowered decisions during the home buying processHow consulting with a professional can ultimately save you from a lot of trouble and timeHow to best organize your estate plansHow to set up a sturdy trustHow to best protect your assetsWhat not to do when choosing insurance and/or estate strategyWhy you need a Power of AttorneyGuests:Joel Harris, Estate Planner and Attorney(cohost) Denise Pham, Bay Area Real Estate Agent
Today I'm grilling Real Estate Guru Denise and Financial Guru Clay to learn what's so great about owning a home, or owning property as an investment...and what's so not-great about it. It's not practical - or possible - for everybody, but it can help people "save" money and build wealth due to its tax advantages and the potential of real estate to rise in value. Listen to hear pros, cons, warnings, ideas, and insights from experts who have helped clients make decisions in hundreds of different scenarios...and get tips for how to prepare or move forward if it interests you. If you already own real estate and are contemplating expanding your empire, it's a great "refresher course" and confidence-builder!
Let's adult! (Yes, that's a verb!!) Joel helps Jen work on her estate plan, so her assets (meager as they may be) are managed and her family is provided for, in the event of her passing (knock on wood). This is Part 1 of a 3-part "miniseries" that will document what it's like to put together an estate plan, from beginning to end.
Let's adult! (Yes, that's a verb!!) Joel helps Jen work on her estate plan, so her assets (meager as they may be) are managed and her family is provided for, in the event of her passing (knock on wood). This is Part 2 of a 3-part "miniseries" that will document what it's like to put together an estate plan, from beginning to end.
Let's adult! (Yes, that's a verb!!) Joel helps Jen work on her estate plan, so her assets (meager as they may be) are managed and her family is provided for, in the event of her passing (knock on wood). This is Part 1 of a 3-part "miniseries" that will document what it's like to put together an estate plan, from beginning to end.
We got carried away the last time we recorded, and our last show was already almost too long...so consider this an "epilogue!" Our money magi kept talking about a constellation of important financial issues, and we wanted to share the highlights with you.
Our financial advisor, realtor, and estate planning expert share what they make SURE their clients know, from their very first meeting together.
Let's dig into the hangups and obstacles people have around understanding, earning, and mastering money, so we can eliminate them!There's a lot of mystery and emotion around money...most people have a love/hate relationship with it. Alongside positives like opportunity, ambition, freedom and abundance, you see negatives like greed, materialism, insecurity and shame...where are you on the spectrum, and where do you want to be?
"Rich people don't work for their money - their money works for them."This is true...and it doesn't seem fair. But this is GOOD NEWS, because it can also be true for YOU!We grew up feeling like financial underdogs...like we'd always have to struggle and worry about money, no matter how hard we worked or how smart we became. We're in our forties now. And we've come a loooong way! But we know there's more we could be doing...and we can't stand the FOMO any more. We don't want to be financial underachievers for the rest of our lives!Learn along with us, as we grill our expert guest speakers. Learn the financial and lifestyle "hacks" that can change your mindset and your life, and create a legacy of wealth for your family. (AND enjoy it, too!)Our goal? To start understanding and managing our money like the wealthy do...so we can buy the silver spoons we weren't born with...if we so choose.
© 2020-2025 Ivy Podcast Discovery LLC
