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Trying to understand who is and isn't telling you the truth can often be a real daunting task. Who are we supposed to trust, who are we supposed to ignore? Pull up your chair and let's consider what Jesus says in Matthew 24 about the coming signs of the end and how we'd be dealing with some false folks. How will we know they're false? Glad you asked... Got a question you want answered or a topic you'd like to hear Townsend andPreacher Man muse on? Let them know at mtpm.podcast@gmail.com !Intro music: "Royalty Free Music from Bensound" 

Fishes, Folks & Friends: Welcome to Episode 8 of "Safe House" by msgenevieve.  Enjoy! This is a teaser and for the whole episode, you'll find it on our Patreon.  But don't just sign up to listen - you'll join our incredible community on Discord and find a whole bunch of fishes just like you! Subscribe here: patreon.com/u116411884 For the FULL Prison Breaking With Sarah & Paul experience, join our very active Patreon community where you can watch our WATCH PARTY episodes, released a day before the podcast episode, where you can re-watch every episode of Prison Break alongside Sarah & Paul's real time commentary (kind of like the DVD director commentary tracks of yore).  You also get access to all of our Fan Fiction episodes and our Discord Server where you can join our active Prison Breaking community, interact with Sarah & Paul's "Ask Me Anything" and join group WATCH PARTIES where you can experience the release of every Watch Party and along with a group chat.   Join our Patreon here: https://patreon.com/user?u=116411884 If you love all the behind-the-scenes Prison Break convo that Sarah & Paul are bringing weekly, then please give us a review and a follow us on all your podcast, social media, and YouTube accounts! Watch the episode on YouTube - https://www.youtube.com/@PrisonBreakPodcast Follow us on Instagram - https://www.instagram.com/prisonbreakpodcast/ Follow us on TikTok - https://www.tiktok.com/@prisonbreakpodcast Merch!!! - https://pbmerch.printify.me/products Email us at prisonbreaking@caliber-studio.com And leave us a message with all your burning questions at (401) 3-PBREAK Logo design by John Nunziatto @ Little Big Brands.  If you want one yourself, reach out at https://www.littlebigbrands.com/ and tell him we sent you.   PRISON BREAKING WITH SARAH & PAUL is a Caliber Studio production. Enjoy and we'll see you there!    Share Subscribe Your listens 346 30th Oct - 5th Nov 346 see all stats  Next FanFiction Friday: "Safe House" Episode 6 by msgenevieve Top episodes S1E1: "Pilot" by Prison Breaking With Sarah & Paul S1E1 WATCH PARTY: "Pilot" (Bonus Episode!) by Prison Breaking With Sarah & Paul S1E2: "Allen" by Prison Breaking With Sarah & Paul For podcasters For advertisers For listeners Help & feedback Service status About us Blog Cookie policy Privacy policy Terms & conditions Investors & regulatory © 2025 Audioboom

Week 10 vs the Jaguars this Sunday is 'Make or Break' Time Not Just for OC Nick Caley, but for the Texans as a Whole Folks.. AND-T-Mil's BEST BET$ TNF!$ full 790 Fri, 07 Nov 2025 03:39:09 +0000 Q5K9cX1SIVGzCuOer7Ulxf04yY6aCeiA nfl,denver broncos,broncos,jacksonville jaguars,afc,cj stroud,houston texans,sean payton,bo nix,nico collins,demeco ryans,jk dobbins,raiders,afc south,nfl news,texans,jaguars,nfl bets,nfl week 10,nfl betting,afc nfc,texans news,stroud,nick caley,liam coen,best bets,afc south news,caley,nfl news notes,houston texans news,nfl best bets,betting nfl,jaguars news,nfl betting picks,nfl news week 10,nfl news notes week 10,jacksonville jaguars news notes,sports The Drive with Stoerner and Hughley nfl,denver broncos,broncos,jacksonville jaguars,afc,cj stroud,houston texans,sean payton,bo nix,nico collins,demeco ryans,jk dobbins,raiders,afc south,nfl news,texans,jaguars,nfl bets,nfl week 10,nfl betting,afc nfc,texans news,stroud,nick caley,liam coen,best bets,afc south news,caley,nfl news notes,houston texans news,nfl best bets,betting nfl,jaguars news,nfl betting picks,nfl news week 10,nfl news notes week 10,jacksonville jaguars news notes,sports Week 10 vs the Jaguars this Sunday is 'Make or Break' Time Not Just for OC Nick Caley, but for the Texans as a Whole Folks.. AND-T-Mil's BEST BET$ TNF!$ 2-6PM M-F © 2025 Audacy, Inc. Sports

Texans Offensive Coordinator Nick Caley Must, Yes-MUST Find NEW & Different Ways to Score Touchdowns Folks..! full 762 Fri, 07 Nov 2025 03:32:46 +0000 jjQcAkRxHcUMoggtG0cWufZWuPzPPO5e nfl,jacksonville jaguars,afc,trevor lawrence,cj stroud,houston texans,nico collins,demeco ryans,afc south,nfl news,jaguars,davis mills,nfl week 10,texans news,stroud,nick caley,liam coen,afc south news,caley,texans news notes,texans nfl,houston texans news notes,jaguars news,nfl week 10 news,jacksonville jaguars news,sports The Drive with Stoerner and Hughley nfl,jacksonville jaguars,afc,trevor lawrence,cj stroud,houston texans,nico collins,demeco ryans,afc south,nfl news,jaguars,davis mills,nfl week 10,texans news,stroud,nick caley,liam coen,afc south news,caley,texans news notes,texans nfl,houston texans news notes,jaguars news,nfl week 10 news,jacksonville jaguars news,sports Texans Offensive Coordinator Nick Caley Must, Yes-MUST Find NEW & Different Ways to Score Touchdowns Folks..! 2-6PM M-F © 2025 Audacy, Inc. Sports False

(Nov 7, 2025) Author Tracey Lange returned to the setting of her newest novel "What Happened to the McCrays?" and got behind-the-scenes tours of the places that her characters inhabit.

On episode 104 of Native Land Pod, hosts Tiffany Cross, Angela Rye, Andrew Gillum, and Bakari Sellers go through this week’s election results and take an account of how our Black candidates (and voters) performed. The race for NYC’s mayor dominated the airwaves, where Democratic Socialist Zohran Mamdani won. BUT there were other important races. Black mayors were elected across the country, the governor race in Virginia and New Jersey went solidly Democratic, and State-level elections in the South saw typically conservative seats flip blue. Folks are wondering if Mamdani is the new “face of the Democratic party” which WE think is missing the point. NLP is joined by President Biden’s former press secretary (the first Black woman to hold the job) Karine Jeane-Pierre to discuss some of the election results and Democrat’s media strategy. In her new book, Independent: A Look Inside a Broken White House, Outside Party Lines, Karine shares some pointed critiques of a party she no longer identifies with, and our hosts ask some pointed questions of Karine. And our hosts respond to your questions! There’s an interesting one about infiltrating the Republican party and another from a chef asking who is keeping our legacy “recipes.” If you’d like to submit a question, check out our tutorial video: http://www.instagram.com/reel/C5j_oBXLIg0/ and send to @nativelandpod. We are 362 days away from the midterm elections. Welcome home y’all! —--------- We want to hear from you! Send us a video @nativelandpod and we may feature you on the podcast. Instagram X/Twitter Facebook NativeLandPod.com Watch full episodes of Native Land Pod here on YouTube. Native Land Pod is brought to you by Reasoned Choice Media. Thank you to the Native Land Pod team: Angela Rye as host, executive producer, and cofounder of Reasoned Choice Media; Tiffany Cross as host and producer, Andrew Gillum as host and producer, Bakari Sellers as host and producer, and Lauren Hansen as executive producer; LoLo Mychael is our research producer, and Nikolas Harter is our editor and producer. Special thanks to Chris Morrow and Lenard McKelvey, co-founders of Reasoned Choice Media. Theme music created by Daniel Laurent.See omnystudio.com/listener for privacy information.

FOLKS, I am joined by the wonderful Keith Malley, a person who I have had zero issues with in the past. We've had a perfect friendship :) Enjoy(00:00) Introduction and Banter(12:14) -  AITA for lying to get seats at a show(21:50) - AITA for confronting my coworker after doing a favor?(38:13) - AITA for walking out of a date?BEST way to Submit a sitch or comment: https://www.reddit.com/r/AITApod/Email - amitheahole@gmail.com Join Patreon! https://patreon.com/aitapodWhat's on Patreon?- 250+ Bonus eps- NO ADS and accurate timestamps- Complain and comment DIRECTLY to Danny :D TikTok - https://www.tiktok.com/@aitapodInstagram - https://www.instagram.com/aita_pod/

There are places where the veil feels thinner—where laughter echoes in empty forests, where shadows on the roadside burn brighter than the night around them, and where voices call your name though no one is there. Some of our listeners have stood in those places, and tonight, they share what they found waiting. From strange lights and woodland whispers, to blacker-than-black beasts and the hag who leans close enough to breathe your fear, these are the kinds of encounters you don't just remember—you carry them with you. Volume 12 of our Listener Stories dives deep into the unexplained, the terrifying, and the beautifully bizarre. Settle in, turn down the lights, and join us as we explore true experiences from those who've brushed against the other side. Huge shoutout to every one that shared their story for Volume 12!  ✨ Got a story of your own for Volume 13? Share it at thegang@thefreakydeaky.com ---- TIME STAMPS: 0:00 - Coming Up on The Freaky Deaky 0:48 - Drink Halfday Tea (We Did It, Folks…) 3:09 - Intro 4:07 - Let's Get Into Some Listener Stories 4:48 - Christian's Hilarious Email Anecdote, I Guess 6:20 - EPISODE STARTS HERE (YOU GRUMP) 6:39 - STORY: Wisconsin Forest Spirits from Vesna 14:06 - STORY: Dogman, Hell Hound Or? 15:28 - HEY EVERYONE, CHRISTIAN'S FAMILY IS FROM PENNSYLVANIA!! 18:28 - Something Something Something Migration Patterns.. 21:46 - Christian Derails The Merch Pitch With Talk of the Glory Days Again 23:16 - STORY: STARWOLF STORIES! (OBE & The Old Hag) 29:39 - Good Episode Idea? Yay/Nay? 30:13 - Christian Can't Help Himself, Truly. 32:18 - STORY: Starwolf Pt. II (The Old Hag) 37:04 - For The Skeptic 37:45 - Other Great Wolf Legends (Dick Wolf) 39:10 - The Halfday Half Second 42:24 - STORY: Queenie Fizzlesticks' Floating Sequin Pillow 43:41 - Christian Is Confusing Everyone Else 50:15- The Feeling of Dread or Being Watched: What Does It Mean? 54:13 - The Demonic Angle: Instill Fear? 55:55 - Christian Believed In Ghosts 10 Years Ago 57:45 - Check Out The Wandering Crow Podcast (Sorry, Amanda) 59:48 - STORY: Whispers In The Ozark 62:46 - Doppelgänger v. Mimic v. Wendigo v. Skinwalker 65:18 - The Omen Angle? 62:45 - Don't Follow Voices In The Woods ____________________________________________ +PRODUCERS: Eric Long, Daniel Heng, Anthony M, Marlene Olmos +BECOME A PRODUCER: http://bit.ly/3WZ3xTg +BUY A $9 SHOUT-OUT: https://holler.baby/thefreakydeaky The Twilight Zone meets Mystery Science Theatre 3000 meets an uncomfortable Thanksgiving dinner conversation with your in-laws. TFD is a weekly paranormal comedy podcast featuring real ghost stories, Cryptid lore discussions, and true paranormal experiences hosted by believer/skeptic in-laws. Recorded in an undisclosed location somewhere in the beautiful woods of Wasilla, Alaska. +SUBMIT YOUR (TRUE) STORY: —Email: thegang@thefreakydeaky.com   —Voicemail: 801-997-0051  +WEBSITE & MERCH: —Website: www.thefreakydeaky.com  —Merch: www.thefreakydeaky.com/store  +JOIN THE DISCUSSION: —TFD Facebook Group: https://tinyurl.com/tfdfb   —Instagram: https://bit.ly/2HOdleo   —Facebook: https://bit.ly/3ebSde6 

Hi Folks. Welcome to the podcast. Last time, I said we'd talk about the purposes of the Rapture on the next podcast and here we are, so let's dive right in.The Purposes of the Rapture, not necessarily in order of importance, are as follows:1. The first purpose of the Rapture is to deliver believers - the Church - from the wrath to come, the 7 year Tribulation. Which wrath? The 7 year Tribulation or the Lake of Fire? It has to be The Tribulation. Why? Because the Apostle Paul is talking to believers, the Church at Thessalonica. Let's read the relevant verse:1 Thessalonians 1:10 (NKJV) and to wait for His Son from heaven, whom He raised from the dead, even Jesus who delivers us from the wrath to come.So he can't be talking about the Lake of Fire. No, he is explaining one of the purposes of the Rapture to these believers. They will be saved from the wrath to come. His message is not an evangelistic one. It is a teaching. This delivering from the wrath to come is first in the sequence of purposes. It shows us today that it is OK for us to tell unbelievers that they can be delivered from the wrath to come, meaning The Tribulation, if they believe in the finished work of Yeshua on the cross. 2. The second purpose of the Rapture is to reveal the Antichrist. 2 Thessalonians 2:7-8 (NKJV) For the mystery of lawlessness is already at work; only He who now restrains will do so until He is taken out of the way. [8] And then the lawless one will be revealed, whom the Lord will consume with the breath of His mouth and destroy with the brightness of His coming.By means of the Rapture, the Holy Spirit in the Church - He who now restrains - is removed causing the Antichrist to be revealed. And then, the Antichrist will make a 7 year covenant with Israel and that commences The Tribulation (Daniel 9:27).Daniel 9:27 (NKJV) Then he shall confirm a covenant with many for one week; But in the middle of the week He shall bring an end to sacrifice and offering. And on the wing of abominations shall be one who makes desolate, Even until the consummation, which is determined, Is poured out on the desolate.”The following purposes of The Rapture are because of The Tribulation that results from the Rapture.3. The third purpose of the Rapture is to reap a harvest of souls. These are unsaved people who will enter the Kingdom of God but not as part of the Church (which has been raptured). Let's read about three clear instances of this. There may be other instances during these 7 years but these are clear:a. Revelation 7:4, 9-10 The 144,000 Jewish witnesses:Revelation 7:4 (NKJV) And I heard the number of those who were sealed. One hundred and forty-four thousand of all the tribes of the children of Israel were sealed:Revelation 7:9-10 (NKJV) After these things I looked, and behold, a great multitude which no one could number, of all nations, tribes, peoples, and tongues, standing before the throne and before the Lamb, clothed with white robes, with palm branches in their hands, [10] and crying out with a loud voice, saying, “Salvation belongs to our God who sits on the throne, and to the Lamb!”b. Revelation 11:3 The two Jewish witnesses in Jerusalem.Revelation 11:3 (NKJV) And I will give power to my two witnesses, and they will prophesy one thousand two hundred and sixty days, clothed in sackcloth.”c. Revelation 14:6-7 (NKJV) The angel who witnesses to every people group.Revelation 14:6-7 (NKJV) Then I saw another angel flying in the midst of heaven, having the everlasting gospel to preach to those who dwell on the earth to every nation, tribe, tongue, and people— [7] saying with a loud voice, “Fear God and give glory to Him, for the hour of His judgment has come; and worship Him who made heaven and earth, the sea and springs of water.”4. The fourth purpose of the Rapture is the final salvation of the Jewish nation by allowing the Antichrist to be revealed in his final form. The Antichrist has already been revealed as the ultimate false Messiah - that was the first seal of Revelation 6:2, the rider on the white horse carrying a bow but no arrows - but at the midpoint of the Tribulation he is revealed as the man of lawlessness who sets himself up in the temple as god and that begins the last half of The Tribulation. The abomination of desolation occurs at this point. In this second half of the Tribulation, the Antichrist will attempt to kill every last Jewish person in the world. 2/3 of the Jewish people will die but 1/3 will survive and these will comprise the All Israel will be saved of Romans 11:26. These will enter the Millennial Kingdom to rule and reign with their Messiah, the Lord Jesus Christ.5. The fifth purpose of the Rapture is to allow the Second Coming of Christ followed by the setting up of His Millennial Kingdom.Jesus will not return until the Tribulation is completed.For a summary of some of this material and some additional background information, please see the brief slide presentation embedded in the written presentation on Substack. Click on it to download it. Please don't miss that.Application:* If you are an unbeliever, whether you are a Jew or a Gentile, please take heed. You don't want to enter the Tribulation. Don't ever plan to keep on sinning now and then to enter The Tribulation and be saved. Bad idea! It may never happen.* If you are a Church member and a believer (or not) you must stand with Israel. God expects it. The Jewish people are not perfect, far from it. But God loves them and expects you to do so too. Don't miss this. Remember:Genesis 12:2-3 (NKJV) I will make you a great nation; I will bless you And make your name great; And you shall be a blessing. [3] I will bless those who bless you, And I will curse him who curses you; And in you all the families of the earth shall be blessed.”Thanks for listening today, Folks. Next time we'll wrap up our deep dive into the Rapture.This is Art Wolinsky.Slide Presentation: This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit awolinsky.substack.com

It's a very special episode this week as we're joined by Chad Gray of Mudvayne to talk about the band's reformation, new material, and having the pieces of your life come together. Skip to 37 minutes into this episode to hear Jordan's excellent interview. To start the show it's me and Jordan ranking the tiers of nu metal, talking about the forgotten history of Snot and Sugar Ray, discussing Dave Mustaine's decision to cover Metallica on the final Megadeth record, and talking about how Ian Watkins got got in prison. Folks... It's a good one. Music featured on this episode: Gonemage – Icewall Worms Grown from Leftover Aura This program is available on Spotify. It is also available on iTunes or whatever they call it now, where you can rate, review, and subscribe. Give us money on Patreon to get exclusive bonus episodes and other cool shit.

(Lander, WY) - ALCHEMY: An Artists' Cooperative, located at 202 Main Street in Lander, has officially reached the 10-year marker as a Main Street business. To celebrate this milestone, Alchemy will be hosting a 10th Anniversary Disco Party this Friday, November 7, from 4 to 8 PM. There will be music, drinks (including cocktails with choke-cherry mixers!), and appetizers available for attendees, who are encouraged to wear their best disco outfits. Folks will also be able to take advantage of a rare 10% discount at the party and during that Friday's normal business hours, as well as the following day on the 8th. Alchemy's normal business hours are Monday through Saturday, 10 AM to 6 PM. Attendees will also get a chance to meet some of the new artists who have recently joined the co-op. Co-op artists Shawna Pickinpaugh and Lennie Poitras recently stopped by KOVE's Coffee Time to chat about the celebration and to provide some history on the now-decade-old business. Check out the full interview below!

From a downloaded document from one of my online dharma dialogs — dated June 8, 2016, but otherwise unidentified — we find the following definitions of the Four Immeasurables of Buddhism: Metta (loving kindness) Karuna (compassion)Mudita (sympathetic joy or empathy) Upekkha (equanimity) I have always felt that the immeasurables of Zen practice are more important than those aspects subject to measurement. For example, it is more important in doing meditation, zazen, to never give up, as MatsuokaRoshi would often encourage us, than how long we sit when we do, how often, how frequently, how regularly, etc. More important than the quantitative dimension is the qualitative.Folks bring this up in dokusan frequently, saying they know they need to “sit more.” I ask them when do they think they can do that. You cannot sit more in the past — it's too late. You cannot sit more in the future, because it is not yet here, though you can plan to do so — and possibly set yourself up fordiscouragement by failing to live up to your own expectations — been there, done that. The only time you can do more zazen is when you are doing it. You can do zazen more by refraining from doing anything else while you are on the cushion. Such as daydreaming, worrying, planning, ruminating, regretting, and so on. Turn up the intensity knob. The list is followed by an extension of the definitions: The ease of equanimity, the full-heartedness of love, the tenderness of compassion, the radiance of joy. There follows a brief “prayer,” a term we do not often see in Buddhist teachings, a “short version” attributed to H.H. the Dali Lama:The Four immeasurables are found in one brief and beautiful prayer: May all sentient beings have happiness and its causes,May all sentient beings be free of suffering and its causes, May all sentient beings notbe separated from sorrowless bliss, May all sentient beings abide in equanimity, free of bias,attachment and anger.This sounds very similar to the familiar Metta Sutta, or Loving Kindness Sutra, from the Soto Zen liturgychanted often in Zen temples, though finding our “bliss” is not a term I would use as a goal or objective of Zen practice. While human beings are included in the panoply of sentient beings that we pray may be happy, it is also acknowledged that human beings can be a significant part of the problem, the cause of unhappiness and sorrow in their fellow sentient beings. Needless to say, we “pray” in the sense of earnestness — not to a god, to Buddha, nor to a specific bodhisattva. Our basic prayer is that we wake up, as soon as possible.It should be equally needless to point out that the prayer, or wish, for all beings to be happy does not imply a rose-colored, magical-thinking belief that somehow just because we pray for it, it shall come to pass that all beings will suddenly become happy, via some “spooky action at a distance” — thank you, Zen Master Einstein.We “transfer merit” at the end of our service because we don't want to suggest that we actually believe we personally accumulate any real merit owing to our devotional activities. Whatever merit there maybe, it must already finitely exist, and can be neither increased or decreased by what we do.Likewise, the practical worldview of Buddhism and Zen dictates that if and when all beings actually do become happy, it will be happy with the causes and conditions of existence just as they are, or in spite ofthem: the unsatisfactory nature of life, being subject to aging, sickness and death, etc ad infinitum. Zen isnothing if not realistic.“Things as it is” is an expression David Chadwick attributes to Shunryu Suzuki Roshi in his charming book, “Crooked Cucumber,” as his condensed expression of one of the central truths of Zen. It does notmean “things as they are.” If it did, there would be no reason to engage in all the necessary discipline andwork of Zen, if it were only to result in things staying the way they are. That is, if our own perception and conception of our own reality did not undergo some kind of meaningful change as a result of our efforts, what would be the point of practicing? Which begs another central question, What kind of change is that?The kind of change that can come about through the practice and study of Zen, particularly itsmeditation, is pointed to in the Heart Sutra, chanted ubiquitously in Zen centers all over the world. The linethat declares, “Given Emptiness, there is no suffering, no end of suffering.” This Emptiness is capitalized tostress the unique meaning of the Sanskrit shunyatta. It is not voidness of existence, or devoid of meaning, but the dynamic nature of change that underlies all existence, the operative meaning of dukkha, usually translated as “suffering.” The suffering that can change through our coming to this insight that Buddha experienced and coached others to find, is of the unnecessary sort — that needless suffering that we heedlessly inflict upon ourselves and others. The suffering that does not — indeed cannot — change is that of the natural type, e.g. sickness, aging and death.Metta, nonetheless, is a worthy and worthwhile aspiration to a frame of mind that, while embracing the universal givens — impermanence, imperfection and insubstantiality — continues to encourage a hopeful mindset, and an engagement in compassionate action for all, toward that ideal of all beings being as happy as is practicable, under the circumstances.However, kindness — and likewise the other three immeasurables — is not at all separable from the immediate circumstances of life. Suffering fools gladly, or humoring others in their delusions or neuroses, is not an act of kindness, but of uncaring, a kind of cop-out. Treating others in ways that may not be helpful, butthat allow one to sustain a false sense that one is being kind, is not truly kind.In Zen, we recognize that the kindest thing to do, with and for others, is sharing the dharma assets, including those aspects that are most adaptable by others, such as the unsurpassably simple method of Zen meditation. But we also recognize that, even then, the effect of Zen training upon their lives is entirely up to them. You can lead a horse to water, et cetera. It requires a sense of modesty and humility to accept that we can actually do very little to help anyone else. And that what we suppose to be the most important kind of help they need may not be so. The most we can do is to expose them to the practice and teachings of Zen — sanzen and zazen — in the midst of the universal, ongoing, relentless pandemic of ignorance. Whether the inoculation against this virus takes, or not, depends upon them.

The elections did not go well for Republicans and New York, Virginia, New Jersey and California (which got what they wanted). So, what happened and how do we fix it?   Watch the video supplements to the podcast: https://rumble.com/user/DumbassesTalkingPolitics?e9s=src_v1_cmd Visit the Dumbasses Talking Politics web site for all show notes, videos, and links: https://rumble.com/user/DumbassesTalkingPolitics?e9s=src_v1_cmd Subscribe for free to Gene's Substack (Dumbasses Talking Politics): https://dumbassestalkingpolitics.substack.com/?utm_source=global-search  

ALL EYES in H-Town on Texans GM Nick Caserio - It's NFL TRADE DEADLINE DAY Folks! full 855 Tue, 04 Nov 2025 21:38:35 +0000 LEI2Fbi7NvHIBRzJw2dLck0OF46sXJCR nfl,afc,houston texans,nick caserio,nfl trade deadline,afc south,nfl news,texans,texans news,caserio,houston texans news notes,nfl trade news,sports The Drive with Stoerner and Hughley nfl,afc,houston texans,nick caserio,nfl trade deadline,afc south,nfl news,texans,texans news,caserio,houston texans news notes,nfl trade news,sports ALL EYES in H-Town on Texans GM Nick Caserio - It's NFL TRADE DEADLINE DAY Folks! 2-6PM M-F © 2025 Audacy, Inc. Sports False https://pla

Welcome, my haunted hearts, to Paranormal Heart podcast, paranormal talk, with heart and soul. Tonight's segment is pre-recorded streaming on United Public Radio Network, 107.7 New Orleans and 105.3 the Gulf Coast, YouTube and anyplace you find your favorite podcasts. I'm your host, Kat Ward. Thank you so much for tuning in. Folks, I have another great guest tonight. He's a return guest, co-host of the wonderful show Don't Whistle at Night, and UPRN brother Don Yazzie. This evening, Don takes us deep into the shadowed corners of legend and fear — as we unravel the truth behind Skinwalkers and the Wendigo. Two beings often confused, yet worlds apart in origin and intent. I'll admit, even I've mixed them up a time or two… but after tonight, we may all see them in a very different light.” A huge thank you to my special guest tonight, and to you, my wonderful audience, for tuning in. I also want to thank UPRN 107.7 New Orleans and 105.3 the Gulf Coast for carrying the show. If you enjoyed tonight's episode, please Like, Subscribe, Share, and Comment—it truly means the world to me. And if you'd like a little piece of Paranormal Heart to call your own, you can grab some podcast swag, like a mug, by emailing me at paranormalheart13@gmail.com. Until we meet again, take care of yourselves and each other. Sending you all much love.   Don't Whistle at Night Podcast on YouTube: https://www.youtube.com/@Dontwhistleatnightpodcast Website: https://www.dontwhistleatnight.com/  

This month The Management Brief will explore prominent lean theories that have been guiding organizations in their lean transformations. This week, Josh Howell, LEI President, and Mark Reich, LEI Chief Engineer Strategy, are joined by Dr. Steven Spear, renown lean expert and senior lecturer at MIT.   Steven is co-author of Wiring the Winning Organization: Liberating our Collective Greatness through Slowification, Simplification, and Amplification,1 which examines how some companies over the last 150 years have led markets by solving their most important problems better, faster, and easier than the competition. The trio discuss Steven's work and his 30-plus years of lean learnings.  Steven recalls his start at the Toyota Production System Support Center (TSSC), when Mark was one of his mentors and sensei along with the Hajime Obha. He was thrust into all things lean and trying to grasp the Toyota Production System (TPS), without much clear instruction of principles and tools, instead just guidance to go and see and find things that were broken. “What I realized was going on is that they were teaching me to look for broken things, and the reason why they weren't telling me how is they wanted to first see what was broken in my approach,” says Steven. “So there was this layer of see a problem, solve a problem. That becomes sort of a mantra in my work about how we organize our behavior, how we architect our processes, how we architect our processes so that we can immediately see where we're wrong and use that as an immediate trigger to swarm onto the situation, figure out why it's wrong, and how to make it right.”  Steven grasped that TPS is a system built around the ability to see problems and respond to them quickly. “It's a simple thing to say, but the hard work is to keep pushing and pushing and pushing so you can see problems in greater detail, with greater accuracy, at smaller scale, sooner before they have a chance to become big problems. And everything else I think I've done since that moment ... has been elaboration on those points.”  The trio go on to discuss:  Steven's immersion in Toyota led to the groundbreaking article, “Decoding the DNA of the Toyota Production System,”2 which puts forward rules for how to design systems that establish standards, capture understanding, enable individuals to see when things go wrong, and then fix the problems they find.   High-Velocity Edge,3 Steven's first book, was built on the insights that the way for companies to compete is on solving increasingly more problems at greater depth and breadth and faster (velocity). He eventually wrote Wiring the Winning Organization, which states more explicitly that “winner's win because they're just much better at seeing and solving problems than anybody else.”  Steven describes three layers behind the slowification, simplification, and amplification framework: 1) compete on ability to see and solve problems, 2) understand the instrumentation and ingenuity through which individuals work, and 3) architect the social circuitry in all processes, procedures, and routines by which the work of individuals is integrated into collective action toward common purpose.  A problem-solving danger zone for companies is when iteration and experimentation are inhibited. To get into a winning zone requires slowification (committed time and space to solve problems), simplification (simplify problems at the operating level rather than moving them up and down silos), and amplification (see problems earlier and more often when they are small).  Leaders need to liberate people's ingenuity rather than maximize efficiency, according to Steven. “There's too much in society where leaders think their job is to somehow collect data, do analysis, and then tell other people what to do.” While a fan of AI, Steven fears that leaders who are predisposed to data collection, analytics, and command and control management will turn AI into “an unholy devil for the rest of us” and dismiss creativity, dismiss ingenuity, and commitment to mission.  Steven and his co-author Gene Kim have tried to harmonize problem-solving ideas across different communities of thought. “We've all had the experience where someone says, ‘This must be a lean problem vs. a Six Sigma problem vs. a DevOps problem vs. an agile problem.' Folks, it's a people problem. That's it. It's people who are in a relationship and either relationships aren't working because they can't see problems, they can't solve problems, or they can't systematize what they learned. And so we thought we were doing some kind of service here to simplify the language so people could speak and collaborate across domains.” Optimism about organizations' abilities to transform: “Outside in a personal life, [people are] striving so hard to be valued by others. This is not in sort of any kind narcissistic, weak way. It's just this is what people try to do. This gets back to like our creative origins in that we want to do things useful and valuable to others. And then we bring them into the workplace, and we tell them none of that: we're going to be demeaning of you, of your potential, your opportunity, your chance for appreciation. So all we're saying is, what we've naturally been created or evolved to do, just extend that into the workplace. Mark, that's my source of optimism because when you start having conversations with people that way and get them to talk about all the joy they have as coach of this, as head of that, as volunteer here, it's like, don't leave that at the door. Bring it in. And people, when you say, ‘Oh, that's what you want me to do, yeah,' they're happy to do that.” 

Folks, on this week's episode we hear about how a newspaper spoke to a different Bill de Blasio for an interview, the South Korean lawmaker caught drawing a gorilla during a parliamentary meeting, why the Bruce Springsteen movie got his hatred for mustard wrong, how a man's smart vacuum was mapping a secret map of his house, and high school students who were taught about the wrong roman emperor BUY ELI'S NEW STAND UP ALBUM HERE: https://eliyudin.bandcamp.com/album/humble-offeringOR WATCH IT HERE: https://tinyurl.com/2wwdrpjcBecome a patron for weekly bonus eps and more stuff! :⁠⁠www.patreon.com/whatatimepod⁠⁠Check out our YouTube channel: ⁠⁠https://www.youtube.com/c/whatatimetobealive⁠⁠Get one of our t-shirts, or other merch, using this link! ⁠⁠https://whatatimepod.bigcartel.com/whatatimepod.com⁠⁠Join our Discord chat here:⁠⁠discord.gg/jx7rB7J⁠Theme music by Naughty Professor⁠: ⁠https://www.naughtyprofessormusic.com/⁠@pattymo // @kathbarbadoro // @eliyudin// @whatatimepod©2025 What A Time LLC

It's Halloween, and I've officially hit rock bottom—dressed head to toe as a Chili's mozzarella stick. Nobody, and I mean nobody, wanted to complete the costume with me. My wife said no. My dog ran away. So here I am, half a mozzarella stick, full of regret, wearing my Radical Rita shirt, still begging Chili's to acknowledge my existence. What are we doing?This week's episode kicks off inside the “Chili's Mozzarella Stick Studios” where I give a full breakdown of spooky stories that somehow got real. First up, Ghost Adventures star Aaron Goodwin finds out mid-episode that his wife was arrested for hiring a hitman to kill him. That's right—she literally tried to turn him into one of the ghosts he's been chasing for 46 seasons. From ghost hunting to murder-for-hire, this story has everything. Netflix true crime, prison pen pals, and a reminder to maybe double-check your spouse's DMs.Then, we head down to Mississippi where the chaos continues. A tractor trailer overturned on I-59, releasing a pack of lab monkeys across the highway. Yes, real monkeys. The kind that make you question whether the apocalypse already started and nobody told us. Officials say they aren't infected with anything, but if you see one in your backyard—maybe don't try to pet it. Meanwhile, in Texas, a Spirit Halloween shopper lost control of their pet monkey inside the store. It's diapered, it's swinging from the rafters, it's dodging animatronics. Folks, leave your monkeys at home.But it wouldn't be a true Halloween episode without a trip into the darkness of global corruption. Over in the UK, Prince Andrew has officially been stripped of his royal titles after his Epstein connections resurfaced. He's no longer a prince, no longer royal, and now going by “Andrew Mountbatten-Windsor.” Imagine being demoted so hard you lose your last name. Buckingham Palace called it “necessary.” Translation: “You embarrassed us on an international level.” What are we doing?And while the world burns, our own government's been shut down for a month. SNAP benefits are about to expire. Forty-two million Americans could lose access to food because politicians would rather argue about who gets credit than actually fix the problem. Banks are running dry, liquidity is disappearing, and nobody's doing their job. Welcome to America, the scariest haunted house of them all.To wrap it up, we talk about Neo, the $20,000 humanoid robot from 1X that supposedly makes your life easier. Except it doesn't. It can barely open a fridge. The company says it's AI-powered, but the demo reveals a guy in another room wearing a VR headset controlling it manually. We're buying expensive robots that can't even fetch water. What are we doing?It's chaos from top to bottom—haunted marriages, royal meltdowns, escaped monkeys, government breakdowns, and robots pretending to be smart. Happy Halloween, folks. Stay safe, tip your servers, and for the love of mozzarella sticks, hit that subscribe button before the Chili's PR team ghosts me too.

Verse by verse study through the book of Acts Chapter Five and Verse Sixteen

Folks it's Holy Smokes! The comedy podcast where we sm*ke w**d and tell Bible stories.In episode 73 the hilarious Jordan Lee Cohen tells the story of Deborah putting a tent stake through a guy's head, and we have way too much fun with a top hat we found in the room that belonged to my host out in LA.Follow @jordanleecohen and keep an eye out for her country album dropping 2026!In honor of our 69th episode, use promo code: NICE to get 69% off your first month on the patreon.patreon.com/holysmokespodPatreon members get exclusive monthly videos including unreleased songs, discounts on Scoochie merch, and a Cameo from Scoochie Boochie

HOUR #4 - Ron & Clint give their PREDICTIONS for Texans vs Broncos; AND-Old Friends but DeMeco vs Payton THIS Week Folks full 2442 Fri, 31 Oct 2025 23:24:53 +0000 HrRAgOSS5eoKfEHGiAN2PNc649zHvxvi nfl,mlb,nba,texans,astros,rockets,sports The Drive with Stoerner and Hughley nfl,mlb,nba,texans,astros,rockets,sports HOUR #4 - Ron & Clint give their PREDICTIONS for Texans vs Broncos; AND-Old Friends but DeMeco vs Payton THIS Week Folks 2-6PM M-F © 2025 Audacy, Inc. Sports False

Send us a textHello and welcome back to Breakfast with Mom!Happy Halloween, and until next time—stay curious, and stay safe.All the things: Music: Scary Horror Music   SoundGalleryByDmitryTarashttps://pixabay.com/music/scary-childrens-tunes-scary-horror-music-118577/Logo Artwork: Strawbeary Studios https://www.youtube.com/@StrawbearyStudios/featuredEpisode was researched, written and edited by ShanoaSocial Media:  https://www.facebook.com/profile.php?id=100090200010112X (formerly Twitter): @breakfastmompodEmail: breakfastwithmompodcast@gmail.com

Folks complaining about all the stupid people. The thing is, they're important to the world economy!  Laugh as I explain.

Folks, we're in the prime of sports watching because baseball (RIP Phils), football, basketball AND hockey are all happening at the same time! It's glorious for most of us, except your host Jeff is struggling with the fact that baseball must continue when the Phillies get bounced outta the postseason.But NO MATTER! We have the resurgent IGGLES who put a clinic down on the Giants, thereby offsetting the loss three weeks ago up the turnpike. Skattebo moment aside (eeesh buddy, wishing you the best in recovery), it was a glorious day, recounted by your co-host Mike who attended in person. So many aspects to praise and analyze...we did our best to get to them all. It's a bye week now, so we'll cover more in next week's episode.And then...FINALLY...we get a HAPPY Mike who guide Bob and Jeff through the first 4 games of the UNDEFEATED season for the Sixers. Maxey, Edgecombe, Bona, Oubre, Drummond, GRIMES for chrissakes...all of sudden, a lot to crow about. Let's keep them Grimes VIBZ going.Next week we will get to the Flyers, we PROMISE. We only have so much energy after a day slogging away at our real jobs. Hey, give us money, maybe we quit those jobs?!?!Email: hoagiemouthpod@gmail.comIG: @hoagiemouthpod

These 3-4 Houston Texans are the FAVORITE Sunday vs the Broncos Folks..! Is that and/or SHOULD that be SURPRISING?? AND- T-Mil's BEST BET$ for TNF!$ full 586 Thu, 30 Oct 2025 23:50:03 +0000 uXGGublLdyzx1IYMpcvKlu4yvexXZvCY nfl,denver broncos,broncos,baltimore ravens,thursday night football,miami dolphins,afc,lamar jackson,cj stroud,john harbaugh,houston texans,nick caserio,nico collins,ravens,dolphins,demeco ryans,tua,afc south,dolphins news,nfl news,texans,christian kirk,nfl bets,nfl week 9,nfl betting,derek stingley jr,texans news,stroud,nick caley,nfl sports betting,will anderson jr,best bets,nfl news notes,demeco,houston texans news,stingley,texans news notes,texans nfl,best bets nfl,nfl best bets,betting nfl,houston texans news notes,thursday night football best bets,ravens news,bets nfl,nfl betting picks,broncos news,denver broncos news notes,ravens news notes,sports The Drive with Stoerner and Hughley nfl,denver broncos,broncos,baltimore ravens,thursday night football,miami dolphins,afc,lamar jackson,cj stroud,john harbaugh,houston texans,nick caserio,nico collins,ravens,dolphins,demeco ryans,tua,afc south,dolphins news,nfl news,texans,christian kirk,nfl bets,nfl week 9,nfl betting,derek stingley jr,texans news,stroud,nick caley,nfl sports betting,will anderson jr,best bets,nfl news notes,demeco,houston texans news,stingley,texans news notes,texans nfl,best bets nfl,nfl best bets,betting nfl,houston texans news notes,thursday night football best bets,ravens news,bets nfl,nfl betting picks,broncos news,denver broncos news notes,ravens news notes,sports These 3-4 Houston Texans are the FAVORITE Sunday vs the Broncos Folks..! Is that and/or SHOULD that be SURPRISING?? AND- T-Mil's BEST BET$ for TNF!$ 2-6PM M-F © 2025 Audacy, Inc. Sports

  A weekly magazine-style radio show featuring the voices and stories of Asians and Pacific Islanders from all corners of our community. The show is produced by a collective of media makers, deejays, and activists. Tonight on APEX Express Host Miko Lee speaks with spouses of detained refugees. We hear about the similarities and challenges of Hmong and Nepali speaking Bhutanese refugees. We also speak with Asian Law Caucus' Aisa Villarosa about the ongoing campaigns for freedom that ALC has been leading along with a host of other community based organizations. Join us: November 3, 4pm Pacific time, 7pm Eastern Time, Join us for “We Belong Here, Bhutanese & Hmong Americans in the Struggle Against Statelessness” a live virtual event featuring my three guests tonight, along with performances and conversations. bit.ly/WBH-2025   TAKE ACTION Rising Voices campaign for Lue Yang Mohan Karki's GoFundMe   And please help support these organizations working to support detained and deported folx: Asian Law Caucus Asian Refugees United Ba Lo Project in Vietnam Collective Freedom in Vietnam & Laos Asian Prisoner Support Committee & New Light Wellness in Cambodia November 1–2, people nationwide are joining the Disappeared In America Weekend of Action to stand up for immigrant families and defend due process. Actions include protests at Home Depots, candlelight Freedom Vigils, and Day of the Dead events honoring lives lost to detention.     We Belong! Transcript Miko Lee: Welcome to Apex Express.This is your host, Miko Lee. Today we're talking about detentions and potential deportations and the atrocities that the Trump administration is creating in our communities.We originally recorded this episode a month ago, and today is October 29th. 2025 and I have with me Aisa Villarosa a lawyer with Asian Law Caucus, giving us an update in the cases that we're talking about. Welcome Aisa Apex Express. Aisa Villarosa: Thanks so much, Miko. Miko Lee: Tonight we're gonna be talking with two spouses of detained folks. One is a Nepali speaking Bhutanese community member, and the other is Hmong community member. In the time since we recorded this, there has been a big update with Lue Young's case, and I wonder if you could provide us with that update. Aisa Villarosa: Miko since we last spoke, due to some really hard fought campaigning, both behind the scenes and drawing upon allies across Michigan and really across the country. Lue Yang, received a successful pardon from Governor Gretchen Whitmer. We actually received word shortly before Lue Yang was set to be placed on a very large deportation flight. Once we got word of the pardon, it was off to the races for the legal team to quickly draft some emergency motions for Lue Yang and to realize the power of the pardon before the deportation. Miko Lee: Can we back up for a moment and give for an audience a sense of what that means? Lue Young was incarcerated at a detention facility, which Trump has called the FedEx of detention facilities in, Louisana, and explain to us what happened to him and the other members that were suddenly pulled together onto an airplane. Aisa Villarosa: When these removal flights happen, there's so much confusion, there's so much fear that families undergo, and often it's due to the perseverance of the families that we honestly even know where folks are. Shortly before what we call final staging happens, someone is moved from, in Lue's case, a facility in Michigan to a facility like Alexandria in Louisiana where the planes do take off  from. Families typically look up their loved one on something called the “ice detainee locator.” What's challenging is when final staging starts. Often that person completely disappears from the detainee locator or information gets a bit scrambled. Because ICE has a bit of a sealed box as far as even telling families where, their loved one is. Families are either left to guess or rely on each other. So for Lue Yang and the pardon what is critical for folks to know is that as powerful, as rare as a pardon is, I can't stress how extraordinary this is in these very difficult times. A pardon does not instantly, allow someone to say, walk out of an ice facility. There's, numerous legal filings that need to happen. That is why , the team was so up against the clock. Miko Lee: So let's break this down a little bit around a pardon. What does a pardon mean in our current system? Because as a lay person, you think, oh, they're pardoned. That means they're free and they can go home and be with their family. Tell us a little bit about what a pardon means in our legal system right now. Aisa Villarosa: A pardon is different from a criminal expungement, which folks might be familiar with. In Lue's case, for example, when Lue was younger, he successfully expunged this record, in criminal court. The challenge is that immigration court, is basically the entity that issues something called a “final order of removal.” This document, is basically what powers deportation for folks. An expungement does not get at the final removal order. However, a pardon has that more direct link. The pardon has the weight of what we call “vacating a conviction.” To explain more legalese and hopefully folks can stay with me. A final order of removal is an immigration court order document where , it gives ice the power to do all these deportations We're seeing for the refugee community that Lue Yang belongs to. Often these are quite old orders, and so sometimes a loved one might be detained and they might not even realize that they have a criminal conviction or a final order of removal. Miko Lee: Thank you so much for breaking that down. So we described how he was pulled off the plane that was going for his deportation. Tell us where Lue is at right now. What is happening with his case? Aisa Villarosa: The call to action very much remains what it has been, which is we're calling to bring Lue home. At the moment, Lue is in a facility in Louisiana. Our hope is that Lue can return to Michigan. There is also a call to release Lue on a supervised release. The other component of the legal journey for Lue is something called a motion to reopen. Basically this is how the full weight of the pardon is realized. The motion to reopen calls on the Board of Immigration Appeals to reopen Lue's case, because years ago he got that final removal order, so when someone gets that order, typically their immigration case is closed. This petition says, Hey, he got a pardon. Please reopen Lue's case because the underlying conviction that led to the final removal order. Has been pardoned, right? We are hoping that this motion to reopen will be heard in front of the Board of Immigration Appeals, that we can get a great result and that as the campaign calls for that, Lue can come home. Miko Lee: I know lawyers like you are doing incredible work around the scenes. You did not sleep for two days, filing paperwork to be able to make sure that Lue was pulled off that plane. But what can regular people, what can our audience do to get involved right now? Aisa Villarosa: There's myriad actions along this really terrible deportation pipeline. We're seeing that folks who might not have, any deep knowledge of the immigration system can still be so impactful. We have partners in LA in the faith community and they've started working with community organizations to do things like accompaniment, which is, joining community members like Lue, who often have these ice check-ins. As folks have seen on the news, these check-ins can be really risky because that is where ice arrests can happen. If someone misses their ice check-in, typically that means that a warrant is issued, that immigration forces can come after you. In these cases, community members, particularly folks who are US citizens, accompaniment can be a great way to dig in to show up for our immigrant and refugee siblings. Miko Lee: Thank you so much for breaking down how folks can get involved. It's so important right now in a time where we feel so utterly helpless to be able to make change. Now we're gonna go back to listen to our interview that is with the two spouses, Tika, Basnet, and Ann Vue, and also our current guest, Aisa Villarosa Tika and Ann they're part of a horrible club, which is both of their spouses are currently in detention from our immigration system. I just wanna start on a real personal note in a way that I often do with my guests. Anne, I just would love to hear from you, who are your people and what legacy do you carry with you? Ann Vue: Thank you again, Miko and Isa, for having me on. We are Hmong. We helped Americans during the Vietnam War. In Laos, a lot of our pilots needed a communication. Because we're indigenous and we are in the mountains they were able to speak with us and use us. Our Hmong, helped a lot of the pilots rescued a lot, like thousands and thousands of Americans, so that they can make it back home. That is our contribution to the American people. When we were brought to America, was to resettle because of humanitarian purpose. Our legacy of helping Americans with the war. that is who we are and what we bring to America. That's who I am. I'm actually the first generation Hmong American. I was born right here in the capital of Lansing, Michigan. Miko Lee: Thanks so much ann. Tika, can you share who are your people and what legacy you carry with you? Tika Basnet: Hi, my name is Tika Basnet. I am Bhutanese Nepali community. My parents and all the Bhutanese, they ran away from Bhutan in 1990 due to the ethnic cleansing. They came to Nepal, seeking for asylum, and that is where we born. I was born in Nepal, in refugee camp. Even though I was born in Nepal, Nepal never gave us identity. They never give us citizenship. We were known as Bhutanese Nepali, but as known as Stateless. My husband also born in Nepal in a refugee camp. Miko Lee: Thank you. Aisa, I'm gonna ask the same question for you Aisa, that works at Asian Law Caucus. Who are your people and what legacy do you carry with you? Aisa Villarosa: So much love to you, Miko and to you Ann and Tika for being here today. I just am, I'm so honored. My name is Aisa and I carry the love and, Maki Baka spirit of Filipino Americans both in my family across the diaspora. A little bit about the Filipino American story. We came to the United States as part of the colonial machine. The first Filipinos were brought as part of the Spanish Gallian trade. We made California home, parts of Lueisiana home, and it's quite a contrast to a lot of the sort of model minority seduction that many of my people, and myself as a younger person tended to fall into that if we kept our heads down, if we were quiet, we would be left alone. I'm struck because at this moment of just unprecedented government attacks, so many of our communities have this story where someone somewhere said to us, yeah, just keep your head down and it'll be fine. We're seeing the exact opposite, that this is the time to really use our voices, both individually and as one. I'm also an artist and try to infuse that into my work in fighting government systems. Miko Lee: Thank you Aisa. I will say I'm Miko. I am fifth generation Chinese American. I grew up knowing that my family was full of fighters that built the railroads, worked in the gold mines in laundromats and restaurants, and my parents walked with Dr. King and Cesar Chavez and Dolores Huerta, and I was raised in a family of social justice activists. I feel like our legacy is to continue that work and to fight for the rights of our peoples. I'm so honored to have both of all three of you powerful women join me today. As I was saying in the beginning, Tika and Anne are sadly a part of this club nobody wants to be a part of with the sudden, unexpected, harmful detentions of both of your husbands. I wonder if you can each just share the story about what happened and how you first found out about your husband being detained. Let's start with you Tika. Tika Basnet: My husband got his removal in 2014 when he was just 17 years old, high school student going from school to home. He's a teenager and with his friend, they were playing around and they wanna go home really fast. They just cross from private property. That is where someone saw and call 9 1 1. We came from the culture that we love to go people home , walking around, playing around. My husband came here in 2011. The incident happened on 2013. He just, came here without knowing culture, without knowing languages, So he has no idea. So when somebody called 9 1 1, he could not explain what happened. First of all, English is his second language, he was barely here without knowing rules and regulation, without knowing culture. The police took him to jail, gave a lot of charges. My husband doesn't know what are those charges? At that time, nobody explained, this is the three charges you got, and this could lead to deportation. He feel guilty without knowing those charges. He trusts [00:14:00] Nepali translate guy, and he told my husband, if you don't say I'm guilty, you will end up in prison for 20 to 25 years, but if you say I'm guilty, you'll go home. My husband said, guilty. At that time, neither criminal lawyer told my husband, if you say I'm guilty, you'll end up getting deport. Deport to the country that you are you never born. Deport To the country, you doesn't even speak their language. The lawyer did not explain my husband you will not gonna get your green card. You cannot apply your citizenship in your life. If those things the lawyer told my husband at that time, he will never gonna say, I am guilty to the crime that he did not even commit. When they tried to deport my husband back then, Bhutan say, he's not my citizenship, he's not from my country, We don't know this guy. He's not belongs to here. When US Embassy reach out to, Nepal, do you know this guy? They told, ICE no, we don't know this guy, like he's not belongs here. The ICE officer, told my husband, we can let you go, you need to come here, like order of supervision every three months, every six months, whenever we call you. It been 11 years. My husband is following rules and regulation. He never did any violation after that. He got married, he has a life, he pay taxes. He was taking care of his family and in 11 years he was doing everything. In 2025 for the first time they target Bhutanese Nepali community. I knew that this is the last time I'm gonna see my husband. I broke down. When they detained my husband in April 8, I was eight months pregnant. We dream a lot of things we are gonna take care of our daughter. We are gonna buy home, we are gonna work, we are gonna give her the life that we, I'm sorry. Miko Lee: Totally. Okay. Tika Basnet: I never thought like Bhutanese community can, like deport. Like my parent already go through this trauma, when Bhutan throw them away due to ethnic cleansing and same thing happening to us. It is unbelievable. I cannot believe that, we're going through this again and I don't know when this gonna be stopped. I don't know whether like my husband gonna come home. It is been five month and I really want my husband back. My daughter is, three month old. She need her dad in life 'cause I cannot provide everything by myself. My husband is the main provider for her aging parent. 'cause even now they cannot pay bills. I'm fighting for my husband case and I want my husband back. He deserve second chance because if you see his record is clean, like for one incident that happened like 12 years ago, that cannot define my husband. I cannot believe that my husband is able to get deport to the country that doesn't even accept. I don't know whether he gonna get killed. Whether he gonna disappear, I don't know what will happen to him. I don't know if it is last time I'm gonna see him. Miko Lee: Tika, thank you so much for sharing your story. Just to recap really briefly, your husband, Mohan Karki when he was a teenager, newly arrived in the country, was leaving high school, walked with his friends through a backyard and was racially profiled. The neighbor called police because he was trespassing on property. He was born at a refugee camp. Is that right? Tika Basnet: Yes. Miko Lee: There was not property that was like person's property on that refugee camp. So that whole concept of walking across somebody's land was something he was not aware of. He had an interpreter that did not give correct information. And so he signed something, including a deportation order, that he wasn't even aware of until recently when he was put into detention. Is that right? Tika Basnet: Yes. Yes. Miko Lee: Right now he's in detention. You live in Ohio, but he's in detention in Michigan, right? Tika Basnet: Yes. Miko Lee: Okay, Tika, let's talk about Mohans case and what's happening. He's held in detention right now in a detention facility in Michigan. What is going on with his case? Tika Basnet: His criminal attorney file, a Motion to Redeem asking BIA to send that, case back to Georgia. His case, that happened in 2013. Our attorney just submit documentation where he's asking to release my husband because it'd been five month. He's not risk to the community. He's not risk to the flight 'cause he doesn't have no one in Bhutan. He doesn't have no one in Nepal. All family is in here. His community love him ,he has family that loves him. We also get lot of documentations as a proof telling ICE that my husband is not risk to the community or to the flight. Miko Lee: Thank you. He has a a four month old baby that he has yet to meet. So that is a powerful reason to stay. As Tikas pointing out, the lawyer just submitted documentation along with 50 letters of support from the community from employers, from family members, all saying why he should stay in this country. Thank you so much for sharing. Anne, i'm wondering if you could share about what happened to your husband. He was also born in a refugee camp, right? Ann Vue: Lue was born in Nangkai, Thailand refugee camp in 1978. In1979 his parents and him and his older brother Granted urgent humanitarian reasons for or for public benefit. They made it to America right before Halloween. The early nineties, me even being the first generation American here, racism played a lot. We all went through that piece and our parents not speaking English at the same time, they were going to school themselves so that they can learn our English language, . They weren't able to teach us growing up. We had to fend for ourselves. I would say my husband he went out with some friends. He did not commit the crime. But of course now that is brought back to him, he understood about his particular case is second attempt, home invasion. Nobody was harmed. He was in the vehicle, in the backseat when he was caught. He didn't wanna partake, but he didn't wanna stop them either 'cause to him it was like, if I don't partake, then I have nothing to do with it. . Because if I do, then they might not be my friends anymore. It's just a part of growing up as a youth. Because he was there, and then would receive a court appointed attorney, and then provide it very similar to Tika's too. Had an interpreter, that was explaining to them, was provided bad legal advice. He had no knowledge about how this would impact his immigration status. It was advised by their attorney, take the plea it's easier, and you probably serve less than a year. You'll be out, you'll only be in the county jail anyways 'cause you didn't really commit the crime and technically it should have been a misdemeanor. But because you're an accomplice, that kind of falls under this category. So he took the plea, he served 10 months in a county jail. He actually was released for good behavior. He even finished his probation soon because he paid all of his stuff off. He even finished a youth advocate program for anybody that committed crimes between the age of 18 to 21. I just saw this form the other day and I was reading it and it talks about, the one thing about our parents, experiencing the war and coming to America, they don't talk about it. A lot of us are from communist countries. We are very afraid to voice our voices, because someone can take action. Our parents never talked about it. I read what he wrote to his, youth coordinator, he felt so bad about what he did. He created disappointment for his parents and he understands, there are sacrifices that got us here to America. He literally wrote all of this down, i'm going to be a better person. I'm going to make my parents proud now that I understand their sacrifices. They asked him, ” what was your upbringing like?” He wrote, “poor” and the coordinator wrote on the bottom of his comments said, “Lue is remorseful for what has happened and he wants to be a better person. I have no other questions. The training is complete.” He doesn't need any further, support and believes that he will move forward to be a better person. That's literally what they wrote on the document. Then fast forwarding to 1999 that's when, immigration showed up at his house. Him and I would meet in 2000, and then we'd be married in 2001. We'd celebrate. Almost 24 and a half years of marriage. We did appeal his case in the humanitarian piece of what this meant for Lue during the time where we all fled the country. Once the monks were declared enemy of the state by the LDR in Laos, we fled. It's well documented that there was a little bit over 400,000 of us there right after the genocide and the killings of the Hmong there was probably less than 45,000 of us left. Once we understood a lot of that, we wanted to do better. We wanted to really service our community. We appealed the case. The case was then denied in his appeal letters, general Vink Powell, which led the Hmongs during the war, even had a letter where he, also pled why Hmongs need to stay here in America. And why we need to bring the rest of our people to this country. The reality is our whole family, Lue's whole family was wiped out. We don't have anybody, Lue doesn't have anyone. That goes to Tika's thing too. There's nobody there. Going back to the case once it was denied in 2002. He then was forced to reach out to the embassy and was denied, entry into Thailand 'cause that's where he was born. We're stateless too, just like Tikas husband. We were denied by Thailand. We were denied by Laos stating that we are not a citizen of theirs. They do not allow or welcome any sort of entry. In 2006, they actually took his green card and then we again were denied. In 2008 we were denied a third time and that's when his immigration officer was like, just move on and start your life. Laos and Thailand, will never sign a repatriation act with America because of you guys, because of the Hmong people, what you guys have done to their country, making it the most bombed country during the war without even being a part of the war. They will never allow you guys back. So we were like, okay. So we moved forward. Then in 2014, this immigration officer, which we was doing yearly checkups at this time, was like, Hey go get your citizenship, get your green card. They're like you're doing so good. You probably could have a chance to get it. We moved forward to apply for citizenship and for the green card. We were denied in 2015 and we know how expensive this is. You pay $10,000 outright, you don't get that money back. You just have to go at it again. We decided that, we're gonna get his case expunged, and we got his case expunged in 2018. No questions asked. It was very straightforward. Once it was expunged, we continued with our [00:26:00] lives. Very involved in the community. We had six kids . This year we even called his immigration officer and he was like, “Hey, don't worry about it, Lue, we're moving you over to Grand Rapids and you should be fine. Just make sure that you stay outta trouble, continue to follow your stock.” I think what triggered it was when we applied for his work permit in April. He always meets his immigration officer at the end of the year, and we renewed his work permit is what triggered it. The money was cashed out, everything the checks went through while we were receiving that, he was gonna be here, everything was gonna be fine. Then July 15th he was detained at work, six 30 in the morning, the detained officer they told him they know who he is to the community, so they have to do it this way because they don't want any problems. They don't want media, they don't want reporters. He did ask them because he rode his motorcycle for some weird reason. He has not taken his bike out, his motorcycle out in the last three years. But for some reason that night he was like, I just wanna take my bike. So he took his bike that night and when ICE told him, do you have somebody come get your bike? You need to call somebody to come get your bike. He was like, nobody in my family rides motorcycles. I don't have anyone to come get my bike. I think there was some empathy and compassion for him. My husband was like, can I just take my bike back? I've got six kids. I've got my grandma at home and my parents are also at my house right now. I just wanna see them and wanna take my bike back. They asked him, “if we let you go, please don't run.” They followed my husband home and my husband literally called me at 6 37 in the morning and he was like, Hey, ICE is, here they got me. I'm like, “what? What's going on?” It was just so surreal. I was so shocked. It's a 30 minute drive. When he got there, they were already officers, packed tight in our driveway. We live in the country. There were like five or six cop cars there too. We had to walk about half a mile down to go see him. They wouldn't allow him to enter where our home was. The officer told, my husband, told him that they're so sorry. They have to do it this way. They know who he is. They don't want any problems, they don't want any reports in media out here. I will say my experience was a little bit different from others. They did take their mask off when they took him in, they were respectful. They even, talk to my two older boys like, Hey, you guys have money. I could put the money in your dad's account. We're, take him into Grand Rapids, we're gonna process him, and then we're gonna take him to the detention center, which is gonna be in Michigan. They were very open about these steps . My grandma has chronic pulmonary disease stage four. We couldn't haul her fast enough because we only saw him for like maybe a quick minute, and that was it. They did ask us to turn around because they had to take him back and they didn't want our little ones to see them cuffing him. Miko Lee: They actually said, Anne, we don't want any media to be watching this? Ann Vue: I don't want any problems. Miko Lee: Your husband is also quite well known in the Hmong community, right? So probably, they were worried about folks coming out and protesting. Is that, do you think that was the case? Ann Vue: That's what I'm assuming. I don't remember their exact words saying media, but do remember that they didn't want people around, they didn't want to create issues for the community. Because if he would've gotten the letter just like everybody did, which everybody then would receive the letter on Friday, and because my husband is a community leader, he is the Hmong Family Association's president, we restart receiving many, many calls where everybody just wanted to talk to Lue 'cause they needed to know what's going on, how to handle, what to do. At that moment I realized, oh my gosh, they detained my husband first. Then everybody else got a letter. Miko Lee: And the ICE officer that he had been checking in with routinely has he been in touch with him since he was detained? Ann Vue: He hasn't. Miko Lee: So they had different people come in even, 'cause he was the person that said everything's okay, keep going with your life. Ann Vue: Oh yeah. Miko Lee: And so no contact with him whatsoever since the detention? Ann Vue: No. Miko Lee: Okay. Thank you so much. I just wanna point out, for all of our listeners, how many similarities there are in these two cases. In both of these amazing women are here supporting their spouses. Both spouses born in refugee camps. Dealing with intergenerational trauma from families that had to escape ethnic cleansing or involved in a war, came into the United States under, legal properties through refugee resettlement acts, made mistakes as young people, partially due to culture and wanting to fit in. They served their time, they paid their dues. They were racially profiled. They suffered from incredible immigration policy failure with bad advice, with a system that's broken. Now both of them are detained. Not yet deported, but detained. Many of the community members have already been deported and they're facing statelessness. We're seeing this not just with Bhutanese and Hmong folks, but with Mien and Lao and Haitian and El Salvadorian. We could fill in the blank of how many other peoples in other communities are facing this. We also know that these private detention centers where people are being held, are making millions and millions of dollars, and it's connected into our corrupt political system that's in place right now. Aisa, I'm wondering if you could, talk about the case, but also about some of the deals that we think have had to be made with Laos and Bhutan in order for these deportations to even take place. So Aisa from Asian Law Caucus, I'm gonna pass it to you to go over some of the legal ramifications. Aisa Villarosa: Of course, Miko, and thank you for it for the context. There are so many parallels that we as advocates must uplift because this is not the time to be divided. This is the time to build solidarity that we've long known needs to happen. What Miko is referring to is largely something that we've observed around the travel  bans. Earlier this year, right around the time that the Trump administration took hold, there was a draft travel ban list that leaked across a number of media outlets, the Times, et cetera, and the same countries we're talking about today, Bhutan, Laos. These were historically not countries that were subject to sanctions, like the travel ban, and yet here they were. A lot of us were scratching our heads and asking, why is this happening? Our theory, and this is a theory that is now also manifesting in a number of FOIA requests or Freedom of Information Act requests that are submitted from Asian Law Caucus to departments like the State Department ice, the Department of Homeland Security. Asking the same question that Tika and Anne are asking, which is, how are these deportations even happening? They were not happening until this year. What very likely happened was a bit of a quid pro quo. So in removing Bhutan, removing Laos from this list where they could be sanctioned as a country, there was likely some backdoor deal that took place between the US State Department and Bhutanese officials and the US officials, where essentially there was some form of an agreement that there would be an acceptance or a supposed acceptance of a certain number of folks from these communities. That is why around March, for the Bhutanese refugee community, for example, we started seeing pickups very similar to Mohan's case, where, many people who had perhaps made some mistakes in their youth or had really old criminal convictions were swept off the streets and thrust into these really rapid deportation proceedings. I don't even know if proceedings is the right word, because there essentially was no proceeding. The Immigration Court is very much a cloaked process. The immigration judge is kind of judge and jury wrapped up together, which is very different than many of us might turn on the TV and see something like Law and order. An immigration court works a very different way where this piece of paper, this final removal order, basically gives ICE a lot of bandwidth to make these deportations happen. However, that doesn't mean we should just accept that this is happening. We know that just basic procedures of fairness are not being met. We know, too that in the case of, for example, the Bhutanese community ICE officers have come to the wrong house. And put a lot of people in fear. So racial profiling was happening even before this recent Supreme Court decision, which essentially now condones racial profiling, as criteria that the ICE can use. I also just wanted to talk about this trend too, we're seeing with so many cases. It happened to Lue, it happened to Mohan, where in someone's underlying criminal court case, maybe they were given a court appointed attorney. In many cases, they were not told of the immigration impacts of, say, taking a plea. There is a Supreme Court case called Padilla versus Kentucky and basically the law shifted such that in many cases there now is a duty for a court appointed public defender to actually talk to folks like Mohan and Lue about the immigration consequences of their plea. So when Tika mentioned that there's something called a post-conviction relief effort for Mohan. That's happening in Georgia. This is very much what that legal defense looks like, where, an expert attorney will look at that very old court record, see if those rights were violated, and also talk to Mohan and make sure did that violation happen and is that grounds for reopening an immigration case. For Lue, there is a really mighty pardoning campaign that's brewing in the state of Michigan. So in Michigan, governor Gretchen Whitmer does have the authority to in some cases expedite a pardon in process. Unfortunately in the immigration arena the expungement does not have that same weight as say a vacating, or a motion to vacate that criminal record. So it's super frustrating because, so much of this turns ethically, morally on- do we, as people believe in second chances, and I know most people do, and yet here we are really. Based on a technicality. I also just want to name too that Lue as a person is both a natural organizer and he is a spiritual guide of his community. So something that many folks don't know is because of so much of the trauma that Anne talked about, both from, supporting the Americans during the Secret War, many Hmong folks who came to the States, they actually in some cases died in their sleep because of this, almost unexplained weight of the trauma. It almost underscores the importance of Lue, not just to his family, but this family is a collective family. He's both a mentor for so many, he's a spiritual guide for so many. Him being away from his family, away from community, it's like a double, triple wound. for Mohan, I'd love to uplift this memory I have of a moment in June when Tika gave us a call, and at that point, Mohan had called Tika and said, they're taking me, I'm being deported. At that point, they were removing Mohan from the ICE facility in Butler, Ohio and transporting him to the Detroit airport or that deportation to Bhutan. Tika was forced to essentially delay her childbirth. It was very much in the range of when she was due to give birth to their daughter. But because the clock was ticking, Tika drove to Butler, literally begged for Mohans life as our organizing and advocacy and legal team was trying to get together this emergency stay of deportation. That fortunately came through at the 11th hour. But the fact that Mohan remains in this facility in St. Clair, Michigan, that he's never held his daughter is unacceptable, is ridicuLues. I think so much of these two cases almost, this invisible brotherhood of pain that I know Ann has talked to me about that. Because Lue right now has been in a couple facilities. He is organizing, he's doing his thing and actually supporting folks while also just trying to keep himself well, which is no easy feat to do in so many of these facilities. Especially because, in Alexandria, for example, which is a facility in Louisiana. We know that folks are sleeping on cement floors. We know that folks are not being fed, that there's a lot of human rights violations going on. Here is Lue still continuing to use his voice and try to advocate for the folks around him. Miko Lee: Aisa thank you so much for putting that into context, and we'll put links in the show notes for how folks can get involved in both of these cases. One is, Rising Voices call to action for Lue. We encourage folks to do that. In terms of Mohan, there's a GoFundMe to help support Tika and the immense lawyer fees, and also a letter writing campaign to the ICE director Kevin Roff, to try and release Mohan and Lue. These are really important things that are happening in our community, and thank you for being out there. Thank you for talking and sharing your stories. We really appreciate you. And also, just briefly, I'd love us for us to talk for a minute about how many folks in our Asian American communities, we don't wanna talk about mistakes that we have made in the past because we might consider that shameful. And therefore, in both of these communities, when we started organizing, it was really hard at first to find people to come forth and share their stories. So I wonder if both of you can give voice to a little about that, the power you found in yourself to be able to come forward and speak about this, even though some other folks in the community might not feel comfortable or strong enough to be able to talk. Tika, can you speak to that? Tika Basnet: What makes me really strong, and I wanna see that my husband case is because he was 17, people can make mistake and from those mistake, if people are learning. Americans should consider, 'cause my husband did make mistake and I wish that time he knew the rules and regulation. I wish somebody taught him that he's not supposed to go somebody else property, around in backyard. I wish he was been in the United States like more than , one and a half year. I wish, if he was like more than two years, three years. I think that time he, from high school, he could learn. He's not supposed to go there. He was just been in the United States like one and a half year just going to high school. Nobody taught him. His parent doesn't even speak English. Until now, they doesn't even speak, like nobody in our community knew rules and regulation. He doesn't have guide, mentor to taught him like, and even though he did make mistake and he's really sorry, and from those mistake learning a lot, and he never get into trouble, after 11 years, he was clean, he work, he pay taxes. That is the reason that I really wanna come forward. People can make mistake, but learning from those mistake that changed people life. The reason that I'm coming forward is because organization like Asian Law Caucus, ARU, and, Miko, a lot of people helped me. They taught me like people can make mistake and, we shouldn't be same. I really wanna give example to my daughter, that, you are fighting for justice and you shouldn't fear. What is right is right. What is wrong is wrong. But if somebody's make mistake and they are not, doing that mistake again, I think the people can get a second chance. My husband deserves second chance. He's 30 years old. He has a family, he has a wife, children and he deserved to be here. We came here legally, my husband came here. Legally, we, promise that we'll get home and this is our home. We wanna stay here and I really want my husband be home soon so he can play with her daughter to play with his daughter. Miko Lee: Thank you so much, Tika. Ann I wonder if you could talk to the strength that it takes for you to come forward and speak about your husband and your family. Ann Vue: I'm a community leader with my husband. There was a moment when he was first detained where I was in complete silence. I was so shocked. It took my attorney, Nancy, just talking to me about it. Of course, back to what Aisa said earlier in our communities, we're afraid. I was so scared. I didn't know what to do. It took me visiting my husband in Baldwin and letting him know that, hey, a bunch of community members are now reaching out. And that's that. At that moment, he was like, you have to say something. You have to say something you have to make noise because you have a, 50% chance, right? We have a 50 50 chance. 50%. They're gonna send me 50%. You're gonna feel bad if you don't say anything, right? 50 here, 50 there. It doesn't matter. But a hundred percent regret if you don't say something. I thought about it and he was like, well, go out there, be my voice. He's like, you've always been my voice. You got this right. I didn't say no to Nancy. 'cause she really wanted to talk to our rep Mai you know about this. Mai and I are pretty close too. , I just knew if I said anything, Mai's gonna be like mm-hmm. All the way. I just let Nancy help me, and my most vulnerable time. I'm glad that she did. I'm glad that we did get this out. It is the most important thing for us. what keeps me going is all of those that have been impacted by this, from people like Tika. I have many, I call 'em sisters. We're all in a lot of these group chats together. They've been also keeping me going. Our amazing team of attorneys and everybody just strategizing through this unprecedented time. It's really everyone's voices. I get to talk to Lue daily. It's definitely not cheap, but he gets to share each story of each person. I believe that everybody has a story and they might not be as lucky as maybe Tika or my husband, but at least now I have their story. I will be their voice. I will tell each person's story, each name, each alien number that I track down, my husband's even literally learned how to count in Spanish, just so he can give them like my phone number in Spanish in case they need to call an emergency. Oh, I'm be getting a lot of calls. that is what keeps me going because I think that Tika and I and many others are, hoping that there is going to be a better day, a brighter day. I hope that everyone can see that, our children are American, right? Our children, they deserve to have their fathers and their mothers. They deserve to grow with these parents. And with that being said, the most important thing to me is they're not just bystanders. They're literally the future of America. I don't want them growing up with trauma, with trying to ask me questions “well mom, if we're refugees and we helped, Americans as allies, and we come to this country, why is this payback like this?” There's a moral obligation that has to be there and they're gonna grow up and they're gonna be trauma by this. I've got children right now that's been talking about joining the National Guard. It speaks volume about what happens to my husband. He's championed the Hmong, Michigan Special Gorilla unit, the Hmong veterans here in the last two years, really  with helping them through resolutions, tributes, making sure that they have things, that they are out there, that people now know them, they are finally recognized. This puts my husband at great danger by sending him back, because now he's championed the veterans here. He celebrates our veterans here. So it's a moral obligation. I hope that, and this is to every child, I hope that every child, they deserve their father's presence. There are many people who don't even have their father's presence and they wish their fathers were around. Our fathers wanna be around. I hope that our daughter, I only have one daughter too, that someday they can, their fathers can be a part of their, the American culture. I hope that we get that opportunity and I hope that somebody stop being scared, but turn around and help us. Help us. We came here legally, minor stuff, long decade old. This detainment has been worse than when he did time back in 1997. I just hope that somebody hears our podcast, Miko. Thank you. Aisa and Tika. And they turn and they have some compassion and help us because this is the tone that we're setting for the future of our American children. Miko Lee: Thank you so much for sharing. Tika, you wanna add? Tika Basnet: Yes, I really wanna talk about what kind of husband Mohan is. Even though like he detained for five month I put lot of money in his account and there was one guy, his family cannot support him. For me, it is really hard. I'm not working. But even my husband called me you don't need to put like money in my account, but can you please can you please put money in his account? He did not eat food. His family did not have money. I can survive without eating food. I think his story is really touching me. My husband was crying listening to that guy story in detention center and then I did put like $50 in his account. My husband is giving person. He love to give even though, he struggle a lot, even though, he doesn't know what will happen when he get deport. But, him saying other guy story. Does make him cry. I think this is the reason that I really wanna come forward. My husband is giving person, he's lovely person, he's caring person. That is the reason I wanna come forward. I want people to hear our voice, rather than silent. Right now people know our story. But if I was silent then I don't know whether my husband was already disappear. I don't know whether he gonna die torture or maybe he will expel within 24 hours. I have no idea. My husband is number one support system for me, because of him I'm here sharing his story. For years I had wonderful time with him. We build our dream and until 2025, our dream is destroy. I'm trying to build again. I'm hoping, my husband is coming home soon and I'm hoping that this will be the last time that he will get detained. I hope that this will be the end. I don't want him to get detained or deported again. I'm really tired. I don't know what to do. I'm hopeless. I hope listening to my story and Ann's story that separating family is not good. It is affecting not only one person but his whole community, whole family. We deserve to get our husband back. It is not only about the wife that is fighting for husband, it is the children. They're so small, they born here and we cannot raise alone, we cannot work. We have things to pay. Paying bills and taking care of child alone is really difficult. It's been five month. I went through postpartum depression, I went through trauma and I don't wanna deal anymore. Like I don't have courage to do this anymore. We need our husband back. Miko Lee: Thank you. I think both of your husbands are also main caregivers for parents that are ailing in both cases. It's a really important that we are intergenerational communities and as you both said, it's not just about the children, but it's also about parents and brothers and sisters and community members as well. Thank you so much for lifting up your stories. I just wanna go back for one more thing. We talked briefly about the crazy expensive lawyer fees that have come up for families that they've been dealing with this, and then also Tika was just bringing up about detention and commissary fees. Can you talk a little bit about the prison industrial complex and the fees that are associated? As Anne was saying, just calling Lue every day the costs that are associated with those things. Many people that don't have a family member that's incarcerated don't know about that. Can you share a little bit about what that system is? Aisa Villarosa: Yeah, absolutely Miko. Just to underscore, a big theme from this conversation, is that the US made commitments and they have broken them, both with, as Anne talked about, the refugee experience is one that is made possible through US commitment of acknowledging what, people have survived, what they have given to the country. Folks are being removed to countries where not only do they have zero ties to, don't speak the language, but, especially in the case of the Bhutanese refugee community, as Tika mentioned, it is truly a double expulsion. So the fact that we have well-documented testimonials of folks deported from Bhutan after they're removed there into these life-threatening conditions . A community member passed away in large part because of the failure of the US to both care for them while in detention. So going back to that prison complex, but also just putting them in such a harrowing situation. In another instance, a community member was found after wandering for over a hundred miles on foot. So this is not, deportation and the story ends. This is deportation and, there is a family that is grieving and thinking through next steps, there is, this call to not have borders, break us the way that this country is trying to do. And to say a little bit about the fees, USCIS, there, there has not been a point yet in history where so many changes and charges hurting families have been ushered in, But for this year. To give a couple examples of that – asylum cases for one, these often take many years through this administration. Now, families have to pay a cost yearly for each year that your asylum application, languishes because we're also seeing that those same folks who are supposed to process these applications are either being laid off or they're being militarized. So something like USCIS where this was where one would go to apply for a passport. Now the same department is literally being handed guns and they're now taking folks during naturalization interviews. Other avenues to challenge your removal. Like I mentioned a motion to reopen. All these things used to be fairly affordable. Now they can cost many thousands of dollars on top of the attorney fees. So something that's been quite challenging for groups like Asian Law Caucus where we do have attorneys representing folks in removal proceedings, there's often this misperception that oh it's costing so much money. Attorneys are pocketing cash. Unfortunately there are some situations where attorneys have been known to take advantage of families in this desperate moment. But for many, many attorneys who are in this mix, they're experts at this work. They're trying to do the right thing. They're both overwhelmed and they're seeing these new charges, which make the battle really even more difficult. So to turn it back to the listeners, I would say that as powerless as this moment can make us feel everyone is bearing witness. Hopefully the listeners today can take in Anne's story, can take in Tika's story and whatever power one has in their corner of the world, this is the moment to use that. Whether it's your voice, whether it's learning more about a community, maybe you're learning about for the first time. This is really the moment to take action. Miko Lee: Thank you Aisa. I wanna thank you all for being here with me today, for sharing your personal stories, your personal pain, and for recognizing that this is happening. We deeply believe that we need to keep our families together. That is really important. It is written into the very basis of this American country about redemption and forgiveness. And this is what we're talking about for misunderstandings that happened when these folks were young men, that they have paid for their time, and yet they're being punished again, these promises that were broken by this American government, and we need to find ways to address that. I really wanna deeply thank each of you for continuing to be there for sharing your voice, for protecting one another, for being there and standing up for your family and for our community. Thank you for joining me today. Check out our Apex Express Show notes to find out about how you can get involved. Learn about the Rising Voices campaign for Lue Yang and Mohan Khaki's GoFundMe. On November 3rd, 4:00 PM Pacific Time, 7:00 PM Eastern Time. Join us for We Belong here, Bhutanese and Hmong Americans in the Struggle Against Statelessness, a live virtual event featuring my three guests tonight, along with performances and conversations. Please check out our website, kpfa.org/program, apex Express to find out more about our show. APEX Express is a collective of activists that includes Ayame Keane-Lee, Anuj Vaidya, Cheryl Truong, Isabel Li, Jalena Keane-Lee, Miko Lee, Preeti Mangala Shekar and Swati Rayasam. Have a great night.     The post APEX Express – 10.30.25-We Belong! appeared first on KPFA.

Hey everyone! So thrilled to officially launch our temporary return to this feed as we cover the newest HBO King adaptation: IT: Welcome to Derry an episode at a time. For this adventure Scott will be joined by good friend of the podcast Kim C. of The Year of Underrated Stephen King Podcast. Kim and Scott will be here every Wendesday breaking down the latest episode of the show and chatting about what we think is and isn't working. This week, we chat about "The Pilot," the surprising and often frustrating first episode. Folks, we got Trouble with a capital T, and that rhymes with P, and that stands for... poor writing. Check out Kim's podcast: https://creators.spotify.com/pod/profile/tyousk/ Make sure you check out Flanagan Wake! We're just starting with our coverage of The Haunting of Bly Manor. Flanagan's Wake Schedule: https://tinyurl.com/244c4ejm Follow Flanagan's Wake on Twitter: @Flanaganswake19 Get Merch: https://doofmedia.myshopify.com/ Support us on Patreon: https://patreon.com/doofmedia Stay updated with Kingslingers: @Kingslingerspod Message us at kingslingerspod@gmail.com Original music created by Matt Freeman: https://soundcloud.com/the-daly-planet/kingslingers-intro-ka-tet

My returning guest this week is the most pleasant of bureaucrats ever to serve the the blood god, associate professor of philosophy at the London school of economics and political science Liam Kofi Bright. Folks might not know this, but when Liam isn't verifying verification or whatever epistemologists do, he writes some hilarious fanfic about philosophy and logistics in the world of 40k. Since I'm convinced that 40k is somehow central to understanding modern politics, I've asked Liam on to help me parse that intuition.The Office for Ceremonial Calculations: https://archiveofourown.org/series/4703680Unjust Deserts: https://sherdenpact.neocities.org/GuestPostLuckMusic by GW RodriguezEditing by Adam WikSibling Pod:Philosophers in Space: https://0gphilosophy.libsyn.com/Support us at Patreon.com/EmbraceTheVoidIf you enjoy the show, please Like and Review us on your pod app, especially iTunes. It really helps!This show is CAN credentialed, which means you can report instances of harassment, abuse, or other harm on their hotline at (617) 249-4255, or on their website at creatoraccountabilitynetwork.org.Next Episode: Did the Science Wars Take Place? with William Gillis

This week Jordan is joined by returning champion Liz Layne! You'll remember Liz from our episode on Trick Or Treat or from her many other cool podcasts and projects. This time we're talking about The Dungeonmaster (1984), a horror anthology of sorts run by the notorious Charles Band of Puppetmaster, Evil Bong, The Gingerdead Man, etc. etc. infamy. This one HEAVILY features W.A.S.P. in their hard partying prime. It also heavily features Richard Moll from Night Court as an evil wizard. Listen in as Jordan and Liz talk about "little feller" horror, this film's connection with Drab Majesty, and forgotten dime store erotic slashers like Zipperface. Folks... it's a good one. There's only one episode of the October Spooktacular left. Sign up to the Patreon to hear the bonus episode in which me and Jordan cover Cronenberg's misunderstood masterpiece, eXistenZ. Join us next week as we get back to your regularly scheduled podcasts about heavy metal. Music featured on this episode: THORN – Häxan Womb This program is available on Spotify. It is also available on iTunes or whatever they call it now, where you can rate, review, and subscribe. Give us money on Patreon to get exclusive bonus episodes and other cool shit.

In the second hour, we welcome Emily Tseffos back to the show. She is a candidate for Wisconsin State Assembly and we're going to discuss her campaign, a new article in The Recombobulation Area, as well as a Congressman who is upset over some posters in his district. Then, you know we only discuss the most impactful topics for Audio Sorbet and today is no slouch, because we're talking salad wars. And we're gonna pack it all up with This Shouldn't Be A Thing - This Ghouls For You Edition. As always, thank you for listening, texting and calling, we couldn't do this without you! Don't forget to download the free Civic Media app and take us wherever you are in the world! Matenaer On Air is a part of the Civic Media radio network and airs weekday mornings from 9-11 across the state. Subscribe to the podcast to be sure not to miss out on a single episode! You can also rate us on your podcast distribution center of choice. It goes a long way! Guest: Emily Tseffos

If my so call friends are hanging around my enemies then those are not my friends .

 | Artist  | Title  | Album Name  | Album Copyright  | Lonnie Mack  | Oreo Cookie Blues  | Strike Like Lightning  |   | Otis Grand, Debbie Davies, Anson Funderburgh  | The Things I'd Do For You  | Grand Union  |   | Big Jack Johnson  | Tom Dooley  | The OIl Man  |   | Sonny Burgess  | Thunderbird  | Great Rock 'n Roll Instrumentals, Vol. 1 CD 1  | Tony Torres  | Out Of Your Head  | A Real Gone Time  |   | Lonnie Lyons  | Down In the Groovy  | Roots of Rock N' Roll Vol 4 1948  | Corey Ledet  | Alaska Funk  | Live In Alaska  |   | Skip James  | Backwater Blues  | 22 Special Blues Tracks  | Bessie Smith  | Down Hearted Blues  | Blue Ladies  |   | Georgia Yellow Hammers  | G Rag [1927]  | Folks, He Sure Do Pull Some Bow!: Vintage Fiddle Music 1927-193  | James Wiggins  | Weary Heart Blues  | Paramount Piano Blues Vol 2  | Mitch Woods  | Worried Life Blues  | Friends Along The Way  | Little Richard  | If You Pick Her Too Hard (She Comes Out Of Tune)  | Southern Child  |   | Whispering Smith  | It's My Own Fault  | Blues Live In Baton Rouge  | Lonnie Mack  | Strike Like Lightning  | Strike Like Lightning  | 

(3:00) Mike at the mic Monday takeaways(8:00) What's the upside of waiting?(18:30) Generating Discussion sparked by Cummins(33:00) How are they favored vs. Wake?(35:00) Yea or nay on turquoise(39:00) Alford and his role(46:00) Changing one thing from the Norvell Era(50:00) Folks want Norvell grilled(1:00:00) How DID they beat Alabama and lose to Stanford?!(1:08:00) Losing making the staff bicker?(1:14:00) Who do you want next?Music: Arms Length - The Worldvitaminenergy.com | PROMO: warchantbogo | buy one, get one free! Download the  Underdog app today and sign up with promo code WARCHANT to score fifty dollars in Bonus Funds when you play your first five dollars. Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, New Jersey, New York, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (46736) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

(3:00) Mike at the mic Monday takeaways(8:00) What's the upside of waiting?(18:30) Generating Discussion sparked by Cummins(33:00) How are they favored vs. Wake?(35:00) Yea or nay on turquoise(39:00) Alford and his role(46:00) Changing one thing from the Norvell Era(50:00) Folks want Norvell grilled(1:00:00) How DID they beat Alabama and lose to Stanford?!(1:08:00) Losing making the staff bicker?(1:14:00) Who do you want next?Music: Arms Length - The Worldvitaminenergy.com | PROMO: warchantbogo | buy one, get one free! Download the  Underdog app today and sign up with promo code WARCHANT to score fifty dollars in Bonus Funds when you play your first five dollars. Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, New Jersey, New York, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (46736) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Folks, on this week's episode we hear about a massive chair theft in Spain, a new study on why time seems to be moving faster, a wild bear that made a visit to a California zoo, how the AWS outage caused $2,000 smart beds to overheat, and the new glue that can help fix broken bones fasterBUY ELI'S NEW STAND UP ALBUM HERE: https://eliyudin.bandcamp.com/album/humble-offeringOR WATCH IT HERE: https://tinyurl.com/2wwdrpjcBecome a patron for weekly bonus eps and more stuff! :⁠⁠www.patreon.com/whatatimepod⁠⁠Check out our YouTube channel: ⁠⁠https://www.youtube.com/c/whatatimetobealive⁠⁠Get one of our t-shirts, or other merch, using this link! ⁠⁠https://whatatimepod.bigcartel.com/whatatimepod.com⁠⁠Join our Discord chat here:⁠⁠discord.gg/jx7rB7J⁠Theme music by Naughty Professor⁠: ⁠https://www.naughtyprofessormusic.com/⁠@pattymo // @kathbarbadoro // @eliyudin// @whatatimepod©2025 What A Time LLC

Send us a textIn this engaging conversation, the hosts discuss various themes surrounding military life, veteran support, and personal resilience. They share heartfelt stories about helping veterans and their families, the importance of community, and the impact of leadership. Scott Stalker shares his military journey, emphasizing the significance of fitness and mental health in overcoming challenges. The discussion also touches on the 1775 Club and the importance of preserving Marine Corps heritage. The episode concludes with reflections on navigating difficult situations and the value of gratitude in life.FOLLOW US ON SOCIALS:https://www.facebook.com/minuteswisely/https://www.tiktok.com/@minuteswiselyhttps://www.instagram.com/minuteswisely/#VeteransPodcast, #MilitaryStories, #TheScuttlebuttPodcastSupport the show

Folks it's Holy Smokes! The comedy podcast where we sm*ke w**d and tell Bible stories.Ep 72 with the hilarious Steve Han (@steeeevehan) and host Scoochie Boochie (@scoochie_boochie).In honor of our 69th episode, use promo code: NICE to get 69% off your first month on the patreon .patreon.com/holysmokespodPatreon members get exclusive monthly videos including unreleased songs, discounts on Scoochie merch, and a Cameo from Scoochie Boochie

Folks, this applies to YOU no matter where you live! The World Economic Forum's Klaus Schwab is turning Kansas into their "lab rat" for Agenda 2030 – lab meat, green energy grabs, and water wars on our farms! At Wichita State's conference, Harvard's Mark Esposito pitched it all. Time to fight back – contact WSU, Gov. Kelly, your reps NOW. Protect our Republic from globalist chaos. Subscribe & share!--------------------Subscribe to The Right Side on YouTube: @TheRightSideDougBillingsSupport the show

Folks, yesterday was quite a day. The morning began with a story of Sark looking to the NFL and ended with A&M pantsing Brian Kelly's team in Baton Rouge. In between we had football, some of it excellent. The FootballScoop Staff recaps what was truly a fascinating day in college football. 

Welcome, my friends, to Paranormal Heart podcast, paranormal talk, with heart and soul. I'm your host, Kat Ward. Thank you so much for tuning in.Folks, I have another great guest for you tonight. Author of the official Dracula prequel, J.D. Barker. Barker is a New York Times and international bestselling author whose stories blur the line between reality and nightmare. Known for weaving together suspense, horror, crime, and the supernatural, Barker pulls readers into dark, twisting worlds where nothing is ever as it seems. Handpicked by the Stoker family to continue Bram Stoker's legacy, he also co-authors bestselling novels with James Patterson, and has written several acclaimed standalones, including his newest release, Something I Keep Upstairs. A true master of modern thrillers with a haunting edge, Barker's name has become synonymous with gripping, unforgettable storytelling.A huge thank you to my special guest tonight, and to you, my wonderful audience, for tuning in.I also want to thank UPRN 107.7 New Orleans and 105.3 the Gulf Coast for carrying the show. If you enjoyed tonight's episode, please Like, Subscribe, Share, and Comment—it truly means the world to me. And if you'd like a little piece of Paranormal Heart to call your own, you can grab some podcast swag, like a mug, by emailing me at paranormalheart13@gmail.com. Until we meet again, take care of yourselves and each other. Sending you all much love.J.D. Barker's Website:https://jdbarker.com/aboutjd/

Featuring: Ammosart, Ashgar, Belghast, Grace, Kodra, Tamrielo, and Thalen   Good Morning, Folks! This week we had the entire crew and a stacked list of topics, forcing us to bump several to next week.  Tam starts out talking about Time Flies, leading into Grace talking about Ball X Pit.  Bel shares his thoughts about the Path of Exile 3.27 reveal stream, and Ash discusses the Session Zero for the Critical Role Daggerheart system. Tam has been playing Vampire The Masquerade Bloodlines 2…  and how it is very much not a sequel to the first game. Bel talks a bit about the CSGO Gambling Crash, where the illicit market lost some 3 billion dollars of value in a single day. Ash discusses playing Entropy Effect, which is set in the BlazBlue universe, and Bel shares some further bad news about the self-destruction of Xbox, with some new updates and Halo officially being announced for the PlayStation 5. We wrap things up with first impressions of Dispatch and Outer Worlds 2, which we are likely going to be talking about next week.   Topics Discussed: Time Flies Ball X Pit Path of Exile 3.27 Reveal Daggerheart Session Zero VtM: Bloodlines 2 CSGO Gambling Crash BlazBlue Entropy Effect Halo on PS5 Dispatch First Impressions Outer Worlds 2 First Impressions

Gym Life - Functional Fitness - and MORE with the folks from Our House Studios! Owner - Christy Chapman and Lifting/Bodybuilding OG Kirk Grant! ===== THANK YOU TO OUR SPONSORS: Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Big Woody's Tree Service: https://bigwoodystreeservice.com/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Welcome to the Infinite Taylorverse! Here at the Infinite Taylorverse, we talk about all things nerdy and pop culture! Movies, TV, cartoons, comics, books, video games, tabletop games, and so much more! We talk about the latest pop culture news as well as rumors and fan theories. Be advised that spoilers are eminent! In this, our 244th episode, we say Happy 40th Birthday to Billie's favorite movie of all time, Back to the Future! We talk about how Season 2 of Gen V had a huge twist in the second to last episode of the season! We talk about some celebrities who have mentioned roles they would love to have in the MCU, and so much more! As always, thanks for strapping in for a ride through The Infinite Taylorverse!

Medical Marijuana is back in the news as lawmakers are debating the aspects of a bill pushing for the legalization of the very available item in other states. Folks testified to the matter and made it clear that we're going too slow and need to get them the help they need. Then, lying liars who are lying about, well just about everything, they're lying about the destruction of The East Wing Of The White House. Then, Jim Santelle, host of Amicus: A Law Review is our guest and we're talking about a new interview from 60 Minutes from a former DOJ employee who was fired for doing the right thing and we're blowing up boats, but don't worry, they had "Water Drugs". As always, thank you for listening, texting and calling, we couldn't do this without you! Don't forget to download the free Civic Media app and take us wherever you are in the world! Matenaer On Air is a part of the Civic Media radio network and airs weekday mornings from 9-11 across the state. Subscribe to the podcast to be sure not to miss out on a single episode! You can also rate us on your podcast distribution center of choice. It goes a long way! Guest: Jim Santelle

The October Spooktacular continues! This week we're joined by the Toilet's own Joaquin Stick to watch David Cronenberg's most divorced movie! We're watching The Brood (1979), a simple tale of twisted little homunculi burst from the external sac of a hateful women and hellbent on beating people to death with tiny hammers. We've got pseudoscientific cults, slammin' 70s style, hard-drinkin' grandmas, proto-men's rights activism, misogyny, and bloody fetus licking! Overall, Cronenberg was not in a great place when he made this movie! That sucks for him but we had a great time talking about it. Folks........ it's a good one. Join us next week for The Dungeonmaster (1984). Music featured on this episode: Crusty Old Toad – Bedroom Black Metal This program is available on Spotify. It is also available on iTunes or whatever they call it now, where you can rate, review, and subscribe. Give us money on Patreon to get exclusive bonus episodes and other cool shit.

Folks, we're locked in, answering the internet's most pressing Christian questions and talking about GAFCON and Canadian politics. Intro Music by Amaryah ArmstrongOutro music by theillogicalspoon https://theillalogicalspoon.bandcamp.com/track/hoods-up-the-low-down-technified-bluesSupport The Magnificast on Patreonhttp://patreon.com/themagnificastGet Magnificast Merchhttps://www.redbubble.com   

Folks, on this week's episode we hear about some very valuable baseball cards that were glued to a wooden chest, a man who claimed his positive meth test was from a kiss, how a man found thousands of ancient coins while digging for worms, why some naked mole rats are born to clean toilets, and the new creature that was discovered that is between life and death  BUY ELI'S NEW STAND UP ALBUM HERE: https://eliyudin.bandcamp.com/album/humble-offeringOR WATCH IT HERE: https://tinyurl.com/2wwdrpjcBecome a patron for weekly bonus eps and more stuff! :⁠⁠www.patreon.com/whatatimepod⁠⁠Check out our YouTube channel: ⁠⁠https://www.youtube.com/c/whatatimetobealive⁠⁠Get one of our t-shirts, or other merch, using this link! ⁠⁠https://whatatimepod.bigcartel.com/whatatimepod.com⁠⁠Join our Discord chat here:⁠⁠discord.gg/jx7rB7J⁠Theme music by Naughty Professor⁠: ⁠https://www.naughtyprofessormusic.com/⁠@pattymo // @kathbarbadoro // @eliyudin// @whatatimepod©2025 What A Time LLC

Keith sits down with Terry Kerr and Matthew Vanhorn, the leaders of America's oldest turnkey real estate provider, Mid South Home Buyers, to unpack the practical systems that keep thousands of rental units profitable and tenants happy. With national renter mobility dropping, longer stays are now the norm. Average resident stay is 4 years—double the industry average, thanks to proactive maintenance and relationship-driven management. Instead of fighting for eyeballs on Zillow, they target HR departments at hospitals, universities, and major employers, tapping into pre-screened, income-verified tenants with stable paychecks and predictable work schedules. Invest where returns still make sense. Visit midsouthhomebuyers.com to book your investor tour and get $500 off your first property. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/576 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   welcome to GRE I'm your host. Keith Weinhold, learn about how to cut your rental property vacancies and keep tenants twice as long. Why Memphis, Tennessee stays the cash flow King, and exactly where to find really low cost, quality properties today. That make sense from day one today on, get rich education.   Keith Weinhold  0:26   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There is real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Corey Coates  1:39   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:49   Welcome to GRE from New York's Long Island Sound to Washington's Puget Sound and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. There's an economic trend that you need to be aware of. We're going to talk about how you can play it in this era, sources ranging from Redfin to Housing Wire and others, you know they're all in agreement that the transiency rate, that mobility rate for Americans, is down. And what that means is, when people find a place to live, whether they're a property owner or a renter, they are staying put longer. They put this big, heavy anchor down, and that kind of goes along with employment. Although the unemployment rate is low right now, there aren't very many people moving jobs or changing jobs. So the rate of hiring is low, that's bad, but the rate of employer firings is low, that's good. So on balance, Americans are keeping their job if they've already got one, and they're keeping their home if they've already got one. But because movement has slowed, as we are in this slower housing market, I'll drastically oversimplify here. All right, a few years ago, you might have had a tenant stay for two years, and then there would be a one month vacancy between tenancies today, double both of those. You're more likely to see a four year stay, but two months between vacancies. So your occupancy rate, therefore, is the same in both scenarios, but there's less movement. Again, oversimplifying, but you can see the effect a longer vacancy period is bad, a longer tenant retention period is good, all right. Well, how do you increase your tenant's length of stay and decrease that vacancy in order to be more profitable as an investor and yet give your tenant a satisfactory experience too well. One thing that you can do is list your vacant unit with an employer. Yeah, advertise it through a local stable company. You're going to end up with higher quality tenants. See, there's already this built in screening that was done for you. The employer basically did that for you. So when you work directly with especially hospitals, universities, corporate campuses or military bases, what you're doing is you're fishing from a pond of already vetted, income verified and drug screened candidates. See these tenants what they had to do. They already had to pass HR background checks and employment verification in order to get their job. So for you, that saves you both risk and time compared to the you know, the Craigslist style roll the dice crowd. Now, Of course, we cannot discriminate against certain groups of people, and we'll get into that shortly. But of course, steady employment equals steady rent tenants sourced through employers. They usually have reliable paychecks, often through direct deposit. They've got predictable work schedules, and there's going to be less income volatility. So that means that you'll have fewer late payments and lower eviction risk. And some landlords, you know what they do, they even structure rent payments through payroll deduction. I mean that essentially automates the rent collection. Yes, you can do that. Employees who move for a job, they often sign longer leases, because relocating again would be a hassle. So many will stay in your unit as long as they stay employed. That could be two years or five years, especially in the health care, education and tech sector. So less turnover means fewer make ready costs for you, fewer showings and just more ease and peace of mind. So advertising through employers that is a really low competition marketing channel as well. You know, most landlords, they blast their listings on Zillow apartments.com or maybe Facebook marketplace. Well over there, your post is just one out of hundreds, instead of all that competition, what you're doing is you're finding quiet, uncrowded channels when you utilize these employer housing boards and their HR relocation departments, and this way you can even get inside that company's internal newsletters so you're reaching renters before they can even start scrolling listings over on Zillow and see employers love this too. It's not like the employer is having to do a favor for you. They love it, because when they can help new hires or transferees find housing, it's better for that company. It reduces the employee's stress. It improves the retention at that company. If they have an employer that's satisfied and has a good place to stay, and it really boosts that company's recruiting success. So you're helping yourself, you're helping that company, and you're helping their new employee, which is your tenant. So this makes HR departments. They are surprisingly receptive to you. They might even circulate your listing internally or add you to their housing resource list. So this is a perfect fit for these hands off turnkey investors. So if you're doing that or you're managing properties remotely, this employer outreach, it really gives you a nice extra layer of reliability. And as far as the people that will be your tenants, think about nurses, engineers. IT staff, sometimes teachers, sometimes military based personnel. I mean, they are all ideal long term tenants. Now the way that you can actually do this and put it into practice is identify major employers that are near your property, that could be hospital systems, that could be universities or manufacturing plants, then contact their HR or the relocation department, and after that, it's not hard just provide them with a concise PDF or a one page flyer with your property photos and the monthly rent amount. And one thing you can do, and you should in this case, is put the distance or the time it takes to travel to the employer from your rental unit, and then add your contact info. That is exactly how you do it. You can offer a small incentive, like $50 off the first month for employees. So this is a slick way to advertise your vacancy with employers and make you more profitable over time.    Keith Weinhold  7:02   Now today, we're going to talk to who is actually America's oldest turnkey real estate company. As far as we know, they're based in Memphis, Tennessee, and we'll learn how they advertise a vacant unit and screen prospective tenants and place them and maintain their units over time. They are called mid south homebuyers. You've heard them on the show before, and because of their success, both investors and other real estate companies, they actually listen in intently to what these people have to say. I mean, others study them and learn from them. These are the people other companies study, and you're still going to hear from their principal and their sales lead about reducing your vacancy time and increasing your tenant duration. And, you know, it's just kind of funny how often Memphis, Tennessee, which is where they're based, how often this comes up in cash flowing real estate conversations that you have out there over time? I mean. And Memphis consistently has the best cash flow, maybe, amongst any substantial Metro in the nation. We'll just say among metros that are big enough to have a major pro sports team. I mean, Memphis does have the NBA Grizzlies. There aren't many other cities that can even compete with Memphis as the cashflow King, although there are some that you can work into the conversation. Indianapolis, Cleveland and Oklahoma City are some of those places. Now, before we're done, you'll also learn about how, even following this generation's big inflationary wave, how purchase prices are still as affordable as they are in both Memphis and Little Rock. I mean, this is going to make you ask out loud today, how could they still be so low? We'll also talk about conventional, enduring property management techniques today, now next month here on the show, we're going to talk about how you can use AI to self manage your properties, and that show next month is going to be with an expert straight from Silicon Valley. We're going to talk to the CEO of hemlane then and their AI driven property management software. She used to work for Apple, and she's got a Harvard Business School degree. That is next month today. It's about tried and proven techniques to make you more profitable as an investor   Keith Weinhold  11:24   I'd like to welcome in longtime friends of the show, with the emphasis on long time since they were first here with us, nearly 11 years ago, They are those ever steady property providers based in Memphis, mid south homebuyers. They also serve Little Rock, Arkansas. I have physically walked their offices and properties in person myself. They are, in fact, America's oldest turnkey real estate provider. And it's the return of their founder and principal, Terry Kerr and a second guest who you'll meet shortly, Terry, welcome back on of the show.   Terry Kerr  12:04   Thanks so much, Keith, so glad to be back.   Keith Weinhold  12:07   Congrats on your success. Your model and operation is prominent and exemplary nationally. You've now grown to 110 w2 employees there, and your 13 plus year property management guru who's been leading that entire division is now your sales director. It's terrific to introduce him to the world today. Matthew Van Horn,   Matthew Vanhorn  12:31   Keith, so great to be on here. Long time listener of the show. Really great to meet you.    Keith Weinhold  12:36   Yeah. Appreciate it now you'll soon be listening to yourself on the show. GRE, listeners are familiar with the turnkey real estate model. What you do is buy a distressed property, you rehab it, and then you place a tenant in the property, and you hold on to that for investors across the nation for the production of long term cash flow. Well, let's get an update between Memphis and Little Rock. How many properties do you hold under management for investors now and then? What percent are single family rentals versus other types?   Terry Kerr  13:07   Right now, we're about 57 maybe a little closer to 5800 and the vast majority of them are single family houses. I'm going to say probably. What 5% are duplexes? Matthew, something like that. Yeah, something like that. So no other multis, just single family, most of them rehabs. And of course, now we're doing a new construction direct to rental as well.   Keith Weinhold  13:29   Interestingly, with 58 to 5900 rentals, I mean, you can easily sort of be your own surveying outfit in an informal way, in finding out what's happening with the market, what all the dynamics are. So why don't we start at the beginning, when you're marketing and advertising and looking to place a tenant, tell us about just what you look for, just what you need to avoid. I mean checking for the tenant. That typically involves an employment check, a credit check, a rental history. Sometimes something might appear like a red flag, say, a 590 credit score. Would you always accept tenants in that condition? Because there are times when there are extenuating circumstances when a tenant with a 590 credit score actually might be a good placement. So tell us more about that screening.   Terry Kerr  14:17   As you know, it is renters that drive our returns as investors, and so selecting the right renter is where the money is made in this business, for sure, we are doing as much screening as we can for our renters. There's a lot that goes into that. We actually have a whole processing department. You know some people here who spend their whole day working in the processing division. And what you really got to watch out for, as far as red flags, is just fraud. There are so many ways you can use machines to defraud, and we have people who are able to detect and weed out the bad actors there, but we know what works really well. We have, for instance, in. Arkansas, the main employer of our residents is Baptist Health Medical Center, and we love our healthcare workers there. So that's a place that, you know, starting from the marketing side, we're going to dial up our marketing in those places we're going to go to the HR department, or we're often in the HR department of Baptist Health Medical Center, pushing and asking for referrals from them, you know. And same with just referrals in general, good tenants tend to refer other good tenants. We're of course, looking for strong income that we can verify. And more than anything, we're looking for strong, credible current rental history, so someone who's paying the rent today somewhere to a verified landlord, not their sister, you know, but a very verified landlord. That's the big thing, Keith.   Keith Weinhold  15:50   Tell us more about that. That's great that you're being proactive and getting right in there with a stable, steady employer. That is where our rent comes from. After all, are there any other red flags, maybe things that people would not think about identifying as a red flag when it comes to that employment, in that credit, in that rental history   Matthew Vanhorn  16:11   one reason I bring up the localized marketing that some people may not think about is that renters who move from Out of state often will land in a place and then stay there for one year, which is fine, but then they often don't renew their lease and they'll move somewhere else. Now, of course, what we have to do above all is we have to be legal, you know, so we can't discriminate against someone from coming from out of town, but what we can do is dial up our localized marketing so that we're getting people who are in the neighborhood, who love the neighborhood already where they are, and so that contributes to longer residence days, and it's just little things like that. Once again, you're looking for employment that you can verify, so that you know that you're getting a quality renter.   Terry Kerr  16:59   I'll also say that one of the ways that we try to attract the most potential residents we can is by having a free application. So typically, a property management company is going to charge, you know, 50 to 75 bucks per applicant. And we're very fortunate that we've get a terrific deal from Equifax, because we're also lenders, we do some lending to our investors, which gives us a really good deal on paying for credit checks. And so we waive those fees for our residents. And so a lot more folks are going to apply with us, because it doesn't cost them anything to apply. And of course, the more people that apply, you've got a much better shot at a filling the property quicker, but also finding a much better resident.   Keith Weinhold  17:44   well this is a great part of building the connection. One of the first interactions they have with you is realizing that you don't have any application fee. And AI can be great for marketing and for doing things like writing listing descriptions, but you build that human connection there. For example, you do in person showings. You invite prospective tenants in current tenants into your physical office, kind of replacing society's trust crisis with humanity.   Matthew Vanhorn  18:14   Yes, that's right, Keith. In the last 12 months, we've spent more money than ever on technology, so we are leaning heavily into creating the systems and processes that allow us to get to our service quickly. And at the same time, we've invested more into staffing up in the past 12 months, into inviting people into our office, you know, and we can still do everything remotely. We can do it virtually for folks who want that, we found that a lot of residents love to look us in the face, and they like to come down to our office, and they like to sit across from Karen and across from Gabby, and they just love the personalized experience that we give them. It's hard to quantify it, Keith, but I just really believe that it drives longevity, right?   Keith Weinhold  19:04   Having a face behind that rental because your properties are freshly rehabbed, or, in some cases, they're new builds, so hopefully you won't have too many tenant service calls once they do become a resident, and you don't need to interact with them all the time, though you're there for them, but once you have chosen a tenant, and that tenant is placed, you know somebody has to be the adult in the lease, and we sincerely hope that the tenant is one of them. So with regard to that, how do you help ensure that tenants keep making on time payments, and you can keep tenants and not get ones that break the lease. So can you speak to us about that, how you can help identify that in the screening and then that ongoing relationship?   Matthew Vanhorn  19:47    I will say that perfect vetting does not necessarily lead to perfect collections, because it turns out that every one of our residents, they are humans, and as humans, we run into things you. Know, divorce can happen. Relationship breakups can happen, job losses happen. Just very human things happen. And so we like to stay in touch with our residents as often as possible, and very much encourage an open line of communication. We very much believe in compassion based collections here at Mid South. And so when residents fall upon hard times, we are truly there for them. Memphis actually has more nonprofits per capita than any place in America then. So when residents do fall on hard times, you know, and it happens, we're actually able to reach out. We have connections with several agencies that can help with rental assistance for renters who need it, we found that by pouring into our staffing with the resident support and solutions department that we've had a lot of success in collecting just by keeping that relationship intact when the pandemic hit. For instance, and I know that's been a few years from now, and maybe we all want to forget it, our collections rate actually went up during that time, and I attribute that largely to the fact that, number one, we had a relationship in place with our renters. We staffed up, and matter of fact, we had a full time person just working to get rent assistance for those renters who kind of had been disenfranchised by the pandemic   Keith Weinhold  21:26   during pandemic times or post pandemic times whenever it is us as investors, we're always interested in reducing that vacancy time. We seem to be in a period, at least nationally, where when people get a hold of a place, they want to keep it and hold on to it. In a lot of markets, the duration of a tenancy has been increasing. So despite what era that we're in, can you talk to us about some of the best practices for how you reduce the vacancy time? Because we all know vacancy and turnover is our biggest expense over time. As investors,    Terry Kerr  21:58   I like to say, you know, at the heart of what we do is making sure that when a hard working, single mother comes home at the end of the day, she can give her child a hot bath. And that's not possible if the water heaters out. And that's just one example, but our main job is to give a good quality of life to the residents that we are caring for, and if we can do that, and if we can treat them with respect when they do fall on hard times, like Matthew said, they're going to want to renew the lease. So we have got a almost twice the average length of stay as the industry average, which is we've got about a four year average resident stay. And when folks move out of a mid south house, it's not because they can find a better value they're going to get. They're already in the nicest house on the street. And if something breaks, we're out there lickety split to fix it. When folks move out of a mid south house. It's either because they're downsizing. Kids are moving out, or they're going up because they're having their family increases and they've got to move up, or maybe something happens to them, like Matthew mentioned, you know, death, divorce, disability, these things happen, right? But no one's moving out because they can find a better value or because they're not getting the service or respect that they deserve.    Keith Weinhold  23:25   That says a lot. Being managers of 5800 to 5900 properties, which gives you this sort of canvassing or de facto surveying ability that you have. What are we seeing for the direction of rents? We'll get into rents and prices later, because nationally, rents are just holding steady. They're really not rising very much. What do you see there?   Matthew Vanhorn  23:49   Yes, we saw them fairly stable. Over the course of 2024 I have started to see an uptick here in the past few months, I will say, which is encouraging for investors, for sure, each month, I'm looking at all of the renewal rates personally, to kind of look at that, engage the market. And like you said, it really is helpful. I mean, yes, we have all the tools, Zillow, rentometer, all these things, but there's nothing like just our own data of seeing, hey, what's the house across the street renting for? You know, how long did it take for that to rent and incorporating that into our data. And right now, our houses are moving at a faster pace on the leasing tip, which rent increases tend to follow that    Keith Weinhold  24:30   when it comes to optimizing rents, a lot of that coming back to reducing vacancy time. There are a number of strategies that one can employ now it's not with you guys, but I have a single family rental home in another market, and one promotion that that manager is running and encouraged me to participate in is a 50 inch flat screen TV having that and giving it away to the tenant. Somehow, that only costs $250 so I decided to do that. At for a vacancy that I have there in that market. Now, some investors might say, you know, why am I buying TVs for a tenant? I'm already providing them with a place. If the rent is 1500 bucks, a $250 TV only costs five days of vacancy, and that helps me reduce that vacancy period. Might even make a tenant want to stay longer, so sometimes you got to be thinking about how your tenant thinks, and you can come up with inventive ways to reduce vacancy. Do you have anything like that, any small concession that you've offered or have needed to offer in either market?   Terry Kerr  25:33   Well, we haven't done anything like that, Keith, but what we do like to do, and Matthew mentioned this earlier, is as great tenants tend to refer other great residents, and so we have a referral bonus that we pay out to our residents that refer other folks to us, and that does not come out of the pocket of our investors, that comes out of our pocket, because it's our job to make sure that We rent these properties as quick as we can to qualified residents.   Keith Weinhold  26:04   One thing that I've liked about Memphis, which few markets have, is that it's embedded within renter culture in Memphis, since it is such a renter city, that renters travel with their appliances, like the refrigerator, in their stove, in their dishwasher, which always seems crazy to me, so you're not providing those appliances. It seems like that fact alone might help with resident retention in Memphis. They're just less likely to move when they have more stuff to move.   Matthew Vanhorn  26:35   Yeah, it's really true. Yeah. And the longer people stay, the longer they tend to stay as funny as that sounds. And yeah, that's something that we found even in our new construction homes where we do provide the appliances we've been finding in many instances, still the residents are coming with their own appliances. And so we're storing our appliance, our brand new appliances, in our warehouse.   Keith Weinhold  26:58   Wow, yes, that's just something that you don't see in other places. And when it comes to retention, we're interested in maintaining the property like you talked about being proactive with are there some other things you do to help ensure that the maintenance expenses stay lower throughout the lifetime of that investor ownership? How do you approach that?   Terry Kerr  27:16   It really starts with doing a full blown rehab, right? So every once in a while, you know, we'll have houses that, you know, have some age on the components. But when we do a rehab, everything is brand spanking new, like a new roof, gut, the kitchen, got the bathroom, you know, all new electrical, all new plumbing, all new HVAC, a new water heater the whole nine yards. So it starts there, and then when a property turns over, we go into the property, and we are looking for safe and clean, right? So we want to make sure to keep the water out. We want to make sure that everything is safe and the property is tip top and super clean. Fortunately, the folks that are maintaining the houses for our investors. The technicians are the same technicians that did the renovations on the property, right? And it's the same materials. Yeah, it's like, we have an assembly line and a junky house jumps on the assembly line, and we rip everything off, and all the same materials jump back on the house. So we're able to keep costs low because of that, and also because the labor that we end up having to pay the technicians typically is a lot less than normal, because they're used to working on the same water heater, the same HVAC system, you know, the same furnace, the same dishwasher. So our volume model kind of helps with that.   Keith Weinhold  28:39   Oh, if you were listening closely, yes, what a huge efficiency that can be. You fellas, have any last thoughts about efficient property management, since that's what you've led for more than 13 years, Matthew,   Matthew Vanhorn  28:51   I resonate with what you said about how many investors overlook vacancy costs when properties turn over. And so I think it's just getting your rents right on the money, maybe just a little below, can actually drive returns, as opposed to maybe trying to get an extra 25 bucks more, which takes you three weeks longer to rent. You actually did not come out ahead in that, in that scenario, Keith   Keith Weinhold  29:14   today, with inflation, a $25 difference, I mean, we're down to what 12 hours of vacancy is, really how we're talking about there Property Management turning a passive income into an active lifestyle since forever. That's what they do. Property managers are the people that have never met a maintenance issue that waited until business hours. So that's why I'm grateful that my managers do what they do for me. That's what we're talking about today. More when we come back with Terry Kerr and Matthew Van Horn of mid south homebuyers, I'm your host. Keith Weinhold   Keith Weinhold  29:45   if you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why. It matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video course, completely free as well. It's called The Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com    Keith Weinhold  30:56   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Tom Wheelwright  31:31   this is Rich Dad Advisor Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  31:37   welcome back to get rich education. You've got the pleasure of listening to the voices of America's oldest turnkey real estate provider mid south homebuyers based in Memphis, Tennessee, and some years ago, they branched out to Little Rock, Arkansas as well, just about a two hour road trip west of Memphis. When us as investors buy a property, we've got to be cognizant of the fact that that property swims in an economic ocean, and therefore job vibrancy is, after all, how the tenant pays the rent. So tell us about economic developments in Memphis and Little Rock, because there are some exciting ones.   Matthew Vanhorn  32:24   So yeah, both in Memphis and in Little Rock, we've got the roads, we've got the rivers, we've got the rails, which drives both Memphis and Little Rock as distribution hubs here in the middle of America. And so of course, FedEx famously has their headquarters here in Memphis. Many of your listeners will know it's the largest cargo airport in America. We've had a resurgence of X. AI has actually come to Memphis and built the world's largest supercomputer here in Memphis, and they're actually working hard now on building a second called Colossus two, which is going to be even larger. They're saying it may hold as many as 1 million Nvidia chips, which I can't do that math, but that's a lot of money. And so x AI is has quickly become the second largest taxpayer here in Memphis and in Shelby County. And 25% of those tax proceeds, by the way are going, they're earmarked to go right into that local community beside where the plant is, and all the development is in Little Rock. You know, of course, it's Arkansas's largest city. It's the capital city, and so by nature of that, there are many stable state government jobs there that is a bulwark of the economic development there. There is a actually Fintech startup space is big in Little Rock as well. Lockheed Martin has been doing developments there, so a lot of aerospace development around Little Rock. Folks who look at our homes will also notice that we are in Jacksonville, which is a suburb of Little Rock that's anchored by the Air Force base there in Jacksonville. And there's actually a large munitions supplier there, Sig Sauer, which provides a lot of jobs to the locals there. And our number one, I may have mentioned it earlier, our number one employer in Central Arkansas is actually Baptist Health Medical Center. And just generally speaking, health care workers make up the largest portion of our residents in Central Arkansas. So a lot of great economic drivers that we're seeing bringing renters to Little Rock and and new jobs there. As a matter of fact, not just that, but I noted recently that the cost of living in Little Rock is now 10% below the national average. I think we had a report on our website a few years ago that it was 6% and that's actually. It's only becoming more favorable to live in Central Arkansas.   Keith Weinhold  35:04   You're talking about stable and growing drivers here, AI related businesses and healthcare. Let's talk about those rents and prices. Because really, this is one reason why national investors are so drawn to that area. It's that high affordability and that high ratio of rent income to purchase price. So what sort of rent and price ranges are we looking at in both markets now,   Matthew Vanhorn  35:29   it's not the same as it was when I started here in 2012 Reds have increased and so, you know, average rents around here start around 900 and now we're going up to about 1700 toward the high end there. And you know, the great news is that incomes have increased as well, and so our renters are able to afford this just as well as they were before. Or maybe even better, like I mentioned, cost of living in Arkansas has actually improved. And so what that means is people are actually making more money compared to the rent, even though rents have increased, which I believe is good news for investors, and it's been good news for us as a management company, as I think that contributes to the resident longevity there, once again,   Keith Weinhold  36:17   nowhere in the nation Do we hear enough about increased affordability stories, which is exactly what you have when your income rises faster than your rent, which is a harbinger of being able to increase the rent in the future. Tell us more about the rent in price ranges in both markets.   Matthew Vanhorn  36:35   In Memphis, if you get a two bed, one bath, you can often find that for as low as 808 850, something like that. As you step up into a three bed one bath, that's going to be somewhere between 1000 1200, depending on where you are in the city, there in Memphis, if you're in our new construction homes, those can range between 1395 all the way up to 1850 once again, depending on the size of the construction and the location out in Arkansas, rents tend to be just a little bit higher than in Memphis. So you see the rent starting there around 950 and going up to just under 2000   Keith Weinhold  37:19   and we're interested in that capital price, because a lot of times, investors think about their purchase through that perspective of the ratio of the rent income to the purchase price.   Matthew Vanhorn  37:30   As far as sales price goes, Keith, we started right around $100,000 on the low end, and those can range up to 240,000 thereabouts, on the high end, if you're talking about a new construction, three, two with a two car garage in an appreciating area. You can see that sort of range in Memphis, very similar, very similar. We have some of our smaller rehabs starting as low as 100,000 and going up to about that $215,000 range.   Keith Weinhold  38:04   Now, I would imagine, in the inflationary era that we're still in, that you get investors that call in there, and you do have these robust interactions with investors, where you talk with them on the phone like a human being, and people that say, come on. How can you get a respectable tenant in a single family rehab rental home that only costs $120,000 How do you handle questions like that?   Matthew Vanhorn  38:30   That's the whole job here is explaining that Sure, no where our renters are living. It's the best home that they've ever lived in, and it's it's in a affordable area. It's in an area where their friends live, where you just have workforce, just blue collar, but beautiful neighborhoods where they live. And I mean, they're proud to call these houses their home, and for many, it really is their dream home.   Keith Weinhold  38:55   People mold their lawns. The streets aren't littered with trash. I know where you guys invest. I've been on the streets there with you, checking them out. What percentage of investors finance the property, and how has that changed over time?   Terry Kerr  39:09   I'm going to say that it's probably about 75% finance, 25% cash. A lot of your listeners come with their own mortgage broker. The ones that don't, we have our tried and true mortgage brokers. Interest rates are not 4% anymore, and some folks are are wanting to pay cash, and they do, and some of them will pay cash, and then, you know, plan on refinancing later. But right now, that's probably about 25% cash, 75% finance.    Keith Weinhold  39:36   Yeah, it's interesting to see that direction, since rates did begin to get higher in 2022 you have this robust interaction with investors, but that doesn't only have to be over the phone. You guys are so proud of what you do that you've long offered investor tours. In fact, now you're doing more of those investor tours than you ever have. I believe you're doing 11. In tours per year in Memphis, and five in Little Rock as well.So tell us about that.    Terry Kerr  40:04   I guess it was maybe seven or eight years ago. We're so stoked that everybody wants to buy houses from us, and we've got, you know, a short wait list, and that's awesome, but we want folks to come visit us, and so, you know, we just started offering folks $500 off of the purchase of their first home, if they'll just come visit us. And so we know it's in our best interest to try to get to know our investors on a personal level, and the investors that do come to visit us, and we're able to pull back the curtain and show them, you know how operational efficiency benefits them as investors. I think they appreciate it, and then we do also just kind of like the nerd out on the nuts and bolts of the business. So it's fun to be able to pull that curtain back.   Keith Weinhold  40:48   Now, you don't have to be an investor to come on the tour, either prospective investors or regular investors that are already there can come on the tour. Is the Tour Free? Absolutely. So the tour is free, and you get a $500 credit if you end up purchasing there. Most investors never come physically see the property at all, but you sure can do that, and they make it really easy for you. Well, this is going to help a lot of people, especially when we think about how to manage the tenant and reduce our vacancy time in today's era. Before I ask how our listeners can learn more about you. Do you have any last thoughts at all about anything that we discussed management or properties or tenants or anything else? Maybe I did not think about asking you.   Matthew Vanhorn  41:32   I'll just go back to Keith talking about how well staffed we are here at Mid South. I think that's where we stand. Apart from a lot of our competitors is that we're not just two or three guys in an office here, we have over 100 employees. It takes speed to deliver good service. Service leads to satisfaction. Satisfaction leads to the residents staying. The resident staying leads to stacks of cash for you as investors, and the only way you can do that is if you're staffed up properly. And so that's something that you want to ask if you're ever vetting another property manager, is what does your staff look like? And really understand, can they actually provide the service to their residents and to their investors that they're reporting?   Keith Weinhold  42:17   You have helped more of our listeners than any other provider in the nation, certainly over 100 of them, perhaps hundreds by now. I'm not really sure if listeners want to get a hold of you, what's the best way for them to do that?    Terry Kerr  42:31   Invest at mid southhomebuyers.com   Keith Weinhold  42:34   that's a great starting place for you. And that way you can take a look at properties, get thinking about the market. Learn more about their management and get a hold of them. Terry and Matthew, it's been valuable as usual. Thanks so much for coming out of the show.   Matthew Vanhorn  42:49   Thank you, Keith.    Terry Kerr  42:49   Thank you, Keith.   Keith Weinhold  42:56   Oh yeah. Sharp insights from Terry and Matthew at mid south homebuyers today, waiving their application fee means more applicants, a bigger renter pool to choose from, which either shortens your vacancy time or it's going to get you a better quality tenant. Now, a lot of people, they think that real estate is unaffordable and even impossible, but few make it easier and more affordable than these people. And I think I shared with you before that, an 18 year old guy who I do know and have talked to in person, he bought his first ever rental property from mid south homebuyers. So it's kind of interesting. His goal was to own his first rental property when he was 18, and he closed just in time the day before his 19th birthday. I think he's age 20 now, but because fully renovated single family homes can be bought in a range of about 100 to 220k here, and you will put 20 to 25% of a down payment on that your monthly rent is about eight tenths of 1% of that purchase price. Okay, so that's renovated, and then new builds sell in a range of 200 to 260k rent to price ratios on those are a little lower. They're point seven five or so. Now we are here in an era where mortgage rates are in the low sixes for owner occupied that means you'll pay closer to 7% on income properties. But if you go new build, which is really something I've been suggesting to you for a while, if you can swing it, those rates are as low as five and a quarter percent for qualified buyers here, yes, at these low Memphis and Little Rock prices, they've got a few duplexes usually available as well, renting your residence. It's just something that's sort of in the culture there in Memphis, and that's why they're confident in offering a number of guarantees for investors. They just do things that. That other providers don't do in the rare event that your property is occupied and then it somehow falls vacant during your first year of ownership. Their releasing fee is free. They also have a guarantee that you will cash flow after you close. They have a one year bumper to bumper warranty on the renovations we're talking about from the doorknob to the ductwork, and there's a lifetime 90 day occupancy guarantee. What that means is, if your property were ever vacant for that long, they would start paying rent to you on day 91 but you know what's amazing? It's easy for them to offer that they'll tell you that they've never had to pay out on that, because they've never experienced the vacancy of more than 55 days. Just amazing. And all those guarantees I just told you about that is in writing on their website. So if you want to get a hold of them, there's virtually no one else in the nation that makes it easier and more affordable. I believe that's an email address that Terry gave there. Again, it is invest@midsouthhomebuyers.com their website is, as you might have guessed, midsouthhomebuyers.com that's midsouthhomebuyers.com interestingly, you can even look at their income properties. There some provider websites don't let you do that. And again, they offer free tours, and if you prefer, their phone number is 901-306-9009, this week, you learned some great techniques for reducing your vacancy and being more profitable, as well as a provider that can deliver it for you. Should you so choose? The proverb goes, give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime. Well, you've got the option of doing either one or both today, until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 1  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com