Podcasts about folks

Scott made a social media post about the ruling on the field during the Buffalo Bills vs. Denver Broncos NFL Playoff game, and it went a bit viral.  It was a quick, normal-people-language explanation of the controversial interception call from that game. Scott explained what the call on the field was and why it was called. Folks had a LOT to say about it. Deep Cuts is created by Scott Sigler and A B Kovacs Produced by Steve Riekeberg Production Assistance by Allie Press Copyright 2025 by Empty Set Entertainment  Now that football is over for the year, I'm eyeing a new blog for sports smack talk. First things first, I'm saving ninety-nine percent on my new dot-com domain using  the GoDaddy Promo Codes CJCFOSSIG! Learn more about your ad choices. Visit megaphone.fm/adchoices

Folks, on this week's all new episode we hear about an app to check in if you're dead or alive, a lab experiment that has lasted 100 years, a man who woke up from surgery speaking Spanish, a mushroom that makes people hallucinate little people, and a guy who claims to have crakced the Coca Cola recipeBUY ELI'S NEW STAND UP ALBUM HERE: https://eliyudin.bandcamp.com/album/humble-offeringOR WATCH IT HERE: https://tinyurl.com/2wwdrpjcBecome a patron for weekly bonus eps and more stuff! :⁠⁠www.patreon.com/whatatimepod⁠⁠Check out our YouTube channel: ⁠⁠https://www.youtube.com/c/whatatimetobealive⁠⁠Get one of our t-shirts, or other merch, using this link! ⁠⁠https://whatatimepod.bigcartel.com/whatatimepod.com⁠⁠Join our Discord chat here:⁠⁠discord.gg/jx7rB7J⁠Theme music by Naughty Professor⁠: ⁠https://www.naughtyprofessormusic.com/⁠@pattymo // @kathbarbadoro // @eliyudin// @whatatimepod©2025 What A Time LLC

Jamie and Sam are joined by a member of the Crimethinc editorial collective to unpack Sam's viral hot take about agent provocateurs. Are there, as Hasan Piker and many others believe, FBI agents and other nefarious actors trying to escalate modern day protests into brick-throwing riots? Or is this a conspiracy theory that serves only counter-insurgent purposes? Our guest helps us separate fact from fiction. ALSO: Sam gives a reportback from his recent trip to Minneapolis, and Jamie gives a brief history of COINTELPRO and COINTELPRO-adjacent ops. Read Crimethinc, it's good: https://crimethinc.com/ Folks in the LA area check out Jamie's IRL comedy show w/ Jake Flores, Tony Boswell, and other special guests! The Woke Mob Presents: One Joke After Another Saturday, Feb 7 at the Lyric Hyperion Doors @ 9pm; Show @ 9:30pm Tickets: https://www.eventbrite.com/e/the-woke-mob-tickets-1980730835248 SIGN UP NOW at https://patreon.com/partygirls to get all of our bonus content, Discord access, and a shout out on the pod! Follow us on ALL the Socials: Instagram: @party.girls.pod TikTok: @party.girls.pod Twitter: @partygirlspod BlueSky: @partygirls.bsky.social Leave us a nice review on Apple Podcasts or Spotify if you feel so inclined: https://podcasts.apple.com/us/podcast/party-girls/id1577239978 https://open.spotify.com/show/71ESqg33NRlEPmDxjbg4rO Executive Producer: Andrew Callaway Producers: Ryan M., Jon B

From the National Western Stock Show & Bison show Bob Dineer shares his experiences in the past 40 years building a Bison meat business.

Henry kicks off the show by explaining the loud “just comply” crowd in my opinion are proving themselves to be anti-law enforcement right now and to me is an absolute tell on themselves, and that today isn't about one group of individuals, it's about all of us.

On episode 258 of the HoxTalks podcast, hosts Logan and Jackson are back to discuss varying different Hawks related topics.Our Patreon for bonus episodes, ad-free content, and more fun stuff!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/HoxTalks?fan_landing=true⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get in touch with us on Twitter!HoxTalks-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/HoxTalks⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Logan-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/LoggyHT⁠⁠⁠⁠⁠⁠⁠⁠=⁠

At about 3:18 PM on January 13th, 1996, in east Arlington, Texas, 78-year-old retired machinist and WW2 Veteran Jimmie Kevil dialed 911. He'd just witnessed a man in a pickup truck kidnap a little girl, he told the operator. The girl was 9-year-old Amber Hagerman. Police responded and a search began. Folks in the neighborhood, too, came out to look for her and the black truck her abductor drove. But there was a problem: this was Texas and black pickups were everywhere. Everyone in Arlington was hanging on to the hope that Amber would be returned unharmed, unlike the victim in the last kidnapping case in the city, the 1994 abduction of 16-year-old Lisa Rene. If you have any information about the abduction and murder of Amber Rene Hagerman, please call the Arlington Police at (817)459-5772. You can also submit a tip by texting 847411 and typing ArlingtonPD, no spaces, first, followed by a space and your information. To remain anonymous and be eligible for a reward, please call Tarrant County Crime Stoppers at (817)469-8477  You can support gone cold and listen to the show ad-free at https://patreon.com/gonecoldpodcast  Find us at https://www.gonecold.com  For Gone Cold merch, visit https://gonecold.dashery.com  Follow gone cold on Facebook, Instagram, Threads, TikTok, YouTube, and X. Search @gonecoldpodcast at all or just click https://linknbio.com/gonecoldpodcast  The Fort Worth Star-Telegram, The Dallas Morning News, and the docuseries Amber: the Girl Behind the Alert were used as sources for this episode.  #JusticeForAmberHagerman #AmberAlert #AmberHagerman #Arlington #ArlingtonTX #TarrantCountyTX #Texas #TrueCrime #TexasTrueCrime #TrueCrimePodcast #GoneCold #GoneColdPodcast #ColdCase #Kidnapping #Abduction #Unsolved #Murder #ColdCase #UnsolvedMurder   Become a supporter of this podcast: https://www.spreaker.com/podcast/gone-cold-texas-true-crime--3203003/support.

In Part 2, we pick up where we left off in Part 1. Kathy left her hometown of San Francisco for the first time to go to college at USC. Originally, she wanted to major in science. There was and perhaps still is a prevailing expectation in her culture to go into some sort of lucrative career. Surely, no one would want to go into the food business intentionally, so the trope goes. So Kathy set out to make her parents proud. Soon enough, though, she realized she doesn't like science, and switched to becoming a business major. She earned a bachelor's in entrepreneurship and operations and soon got a job in the corporate world at the stock brokerage Merrill Lynch. A short time later, not too happy, she moved to Johnson and Johnson, another job that ended up boring her. Despite this, she was getting more and more used to LA and wasn't thinking necessarily of coming back. Still in her Twenties, the idea of joining her parents at their restaurant started to grow on her, and she took the plunge. She moved back to San Francisco and lived with Lily and Peter for a time. She'd been bringing college friends to her hometown for a while, parading them around to ride cable cars or eat at places like Taddich Grill. They'd explore San Francisco neighborhoods and restaurants with Kathy as their guide. Her friends loved it here. Duh. Returning home felt good for Kathy. Her husband had lived in Hawaii and Georgia and would sometimes urge to go other places. But Kathy is a city girl, an SF girl. "It's always good to be back." Her first year back, she worked with Peter and Lily at House of Nanking every day. She aimed to prove to her dad that she was serious about restaurant work. After that year, Kathy went to culinary school. When she graduated, Peter lovingly let her know that three is a crowd at his eatery and asked his daughter what she wanted to do. "I kinda wanna open another restaurant," she told him. He'd resisted opening a second location for House of Nanking. The idea of Kathy branching out, however, offered an opportunity to do a second restaurant, but have it be unique and distinct from his own place. Because the new joint would be father/daughter (vs. the husband/wife structure at House of Nanking), it provided space for Kathy's dishes, Peter's dishes, and menu items featuring collaborations between the two. The scaffolding was there, and it was solid. But right away, Kathy found herself the victim of outdated stereotypes of what it means to be a chef. Some even felt that the operation was nepotistic, that Kathy was just riding her dad's coattails. They couldn't imagine that she'd because a great chef in her own right. People, amirite? I ask Kathy whether it's an apt metaphor to say that House of Nanking gave birth to Fang. She agrees. She uses this topic as a springboard to describe physical differences between the two restaurants. House of Nanking feels older, more disheveled, with dim lighting. Fang is newer, cleaner-feeling, brighter. I was sitting there that day at House of Nanking, talking with Kathy, and I couldn't help wonder whether Anthony Bourdain had eaten there. She wasn't sure on the spot that day, but I looked it up. I'm almost certain he did not, but I can't help but believe he eventually would've made it. House of Nanking is just "like that." Kathy seizes on the opportunity to share celebrities who have been to her parents' restaurant, and tells the story of a recent mention by comedian and writer John Mulaney. She was in London when Mulaney performed in SF. On stage in The City, he mentioned loving House of Nanking and wishing it was open after his show. Kathy made a few phone calls from across the Atlantic and had food delivered to him. The next night, Kathy Griffin basically said the same thing. And Kathy Fang once again came through, having food brought to the comic actor. Griffin let it be known that House of Nanking is on an unofficial "comedy circuit," meaning a group of comedians who share tips about various cities and what to do and eat there. We start to wind down the conversation by talking about the book that Kathy wrote. Along with her dad, Kathy's new book, The House of Nanking Cookbook, is something that's been in the works for a while. Folks kept asking them to share their recipes, and Peter resisted. But then the show Chef Dynasty: House of Fang came out on Food Network. After her dad saw the show (and he's in it, mind you), he changed his tune. He wanted there to be a record of everything they'd accomplished. Kathy convinced Peter that a book was the best way to do just that. The book is written in both Peter's and Kathy's voices. So it's got the story of opening and carrying on all those years. But it also has Kathy's perspective, growing up in the restaurant and eventually becoming a chef in her own right. After doing research and seeing a dearth of Chinese-American cookbooks, getting her family's recipes out there became even more important for Kathy. The House of Nanking Cookbook is available at local bookstores. House of Nanking, 919 Kearny Street, @houseofnankingsf Fang restaurant, 660 Howard Street, @fangrestaurantsf Find more about Kathy on her website, kathyfang.com.

In the final episode of the CRM Talk Podcast, hosts Steve Chipman and Sam Biardo reflect on over a decade of industry evolution since their 2013 debut. Spanning 129 episodes, the duo discusses the transition from basic reporting to integrated AI and no-code development. They explore shifting client expectations, noting a move from highly customized processes toward seeking vendor-led best practices. The conversation highlights the technical hurdles of legacy integrations, the complexities of API changes, and the persistent friction between sales and marketing teams regarding lead qualification. As they "bow out," the hosts offer professional insights into the future of CRM strategy. Steve's websites: CRMSwitch.com HelpfulSEOs.com Sam's websites: TechAdv.com StarfishETL.com

This week on Toilet Radio: we're talking about ROCK THE COUNTRY, a festival for the oft-forgotten middle-American bourgeoises. Kid Rock is coming to YOUR backwater village and YES, this IS a THREAT. He’ll be bringing along Aaron Lewis, Nelly, and a whole lotta guys that get in trouble for wearing blackface for Halloween. Speaking of the Staind guy, he’ll be performing solo shows at a BBQ joint in a speed trap near you. If that’s not enough right-wing racial grievance-based music for you, we’re also examining Bras D’Honneur’s “Hate Speech”, a new project from Drudkh and Hate Forest members who are currently hiding in France instead of fighting for their homeland. Finally, we found a new Gaming Chair American that talks at a camera. This time it’s goth! Wow! Folks, it’s a good one. Music featured on this ‘sode: Møl – Young This program is available on Spotify. It is also available on iTunes or whatever they call it now, where you can rate, review, and subscribe. Give us money on Patreon to get exclusive bonus episodes and other cool shit.

Lauren Brown and I discuss how social studies and history instruction shifts and deepens as students grow, mature, and develop a greater capacity for understanding over time.Lauren hosts podcasts on teaching US History. Folks can also find the registration link on my Substack, on the Teacher Resources page. or here: Teaching U.S. History with MeaningThere will be 2 left when this podcast airs:Thurs. Jan 22 - Using Themes & Stories to Make History Come AliveThurs. Jan 29 - Short, Powerful Writing Activities to Reinforce LearningBoth are at 6:00 CT/7:00 ETAlso find Lauren at:https://laurenbrownoned.substack.comFor more, folks can check Lauren's writing for MiddleWeb: https://www.middleweb.com/tag/lauren-brown/ (00:00) - Intro (01:44) - Episode This podcast sponsored by:The Bell Ringer, a weekly newsletter providing news, tools, and resources on the science of learning, written by education reporter Holly Korbey. Subscribe here. Murmuration Author Services by Mark Combes. Looking to write your first book? Murmuration Author Services is your friend and coach for this journey. Learn more here. 

The Wealth Formula Podcast is one of the longest-running personal finance podcasts still standing. For more than a decade, I've shown up every single week to talk about investing, markets, and the forces shaping the economy. What's interesting is how much my own thinking has evolved over that time. Early on, I was more rigid. I was—and still am—a real estate guy. But back then, I didn't give much thought to ideas outside that lane. I was dogmatic, and I didn't always challenge my own beliefs. Time has a way of doing that for you. I've now lived through multiple market cycles. I've watched the stock market melt up to valuations that felt absurd—and then keep going. I've seen gold go from flat for a decade to parabolic over a year. I've seen interest rates sit near zero for a decade and then snap higher at the fastest pace in modern history. And I've learned, sometimes the hard way, that diversification is about survival and that every asset class has its day. One lesson I learned that I am thinking a lot about these days is: ignore major technological shifts at your own peril. Back in 2014, I first started hearing people talk seriously about Bitcoin. At the time, I dismissed it. I listened to the critics, was convinced it was a scam, and didn't take the time to truly understand it. That was a mistake—not because everyone should have bought Bitcoin, but because I ignored a structural change happening right in front of me. Bitcoin went from a cypherpunk expression of freedom to the largest ETF owned by BlackRock. Today, the dominant story is artificial intelligence. And whether you love stocks, hate stocks, prefer real estate, or focus exclusively on cash flow, you cannot afford to ignore AI. This isn't a fad. It's a general-purpose technology—on the scale of electricity, the internet, or the industrial revolution itself. That doesn't mean it's easy to invest in. It's hard to look at headline names trading at massive valuations and feel good about buying them today. But investing in AI isn't about chasing a single company. It's about understanding second- and third-order effects: energy demand, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of it. What experience has taught me is this: you don't need to be first to invest—but you do need to be early in understanding. If you wait until something feels obvious, most of the opportunity is already gone. This week's episode of the Wealth Formula Podcast is focused squarely on AI and blockchain—what's real, what's noise, and where the long-term implications may lie. Listen to this episode. You'll come away smarter. And years from now, you may look back and realize this was one of those moments where paying attention really mattered. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California. Today we wanna start with a reminder. We are in a new year and we are already doing deals, uh, through the Wealth Formula Accredit Investor Club. You can go and sign up for that for free. Uh, wealth formula.com just hit investor club and you just get on there and, and you’ll get onboarded. And from there, all you gotta do is wait for deal flow and webinars coming to your inbox. And, um, you know, if nothing else, you learn something. So go check it out. Uh, go to. Wealth formula.com and sign up for Investor Club now onto today’s show. Uh, the, it is interesting. I don’t know if you are aware it’s a listener, but we are, wealth Formula is, uh, probably I would say one of the, certainly in the one of the top longest running personal finance podcasts still. Standing. Uh, I’ve been around, well, I think the first episode was on like 2014, so it was a long time, but in earnest, you know, at least for over a decade. And, you know, during that time, I’ve shown up every week, every single week. Don’t Ms. Weeks, but none, none. Isn’t that incredible? I’ve shown up, uh, talked about investing and talked about very way markets are working, forces, shaping the economy, all that kind of stuff. But you know, as you can imagine, as a. As a younger individual versus, um, my crusty self. Now, you know, a lot of my own thinking has evolved over that time, you know, back then. And I, you know, I think this appealed to some people, but, um, you know, I was really dogmatic. I’m a real estate guy, right? And I still am a real estate guy, but back then I wouldn’t give anything else the time of day to even think about, you know, and, and, uh, I, I, you know. I was dogmatic and didn’t always challenge my own belief systems. Um, I’m different now, right? I’ve softened And time is a way of, of changing all of that dogmatic stuff for you. You know, I’ve lived through multiple market cycles. I’ve watched, well, I’ve watched the stock market, which I, which I always maligned, you know, melt up to valuations. Uh, that felt absurd. And then keep going higher. I’ve seen gold, which was kind of ridiculous for the longest time. I watched it for like a decade, just pretty much flat, and then it goes parabolic. Over the last year, I’ve seen interest rates sit near zero for a decade and then snap higher. Uh, not even as time, just launch higher at the fastest space in modern history. And I’ve learned sometimes I guess, the hard way that diversification is about survival and that every class, every asset class has its day. Just like every dog has its day. And um, you know, one other lesson that I learned that I’m thinking a lot about these days is ignore major technological shifts at your own peril. So what am I talking about? Well. It’s kind of a, it is a technological shift, whether you think it about not, but Bitcoin. Okay. Back in 2014, I first started hearing people talk seriously about Bitcoin, and at that time I dismissed it. I was, uh, I was listening to critics beater Schiff that constantly called it a scam, said it was going to zero and so on. I didn’t, I didn’t take the time to truly understand it, to try to understand it the way I understand it now, that makes me a believer in Bitcoin. That, of course was a big mistake, not because, you know, everyone should have bought Bitcoin and, uh, back then, well, they, you know, would’ve been nice if they did, but because fundamentally I ignored something that was a structural change happening right in front of me. And since then, Bitcoin went from a cipher punk expression of freedom to the large CTF owned by BlackRock today. The dominant story is actually artificial intelligence. Now, whether you love stocks, hate stocks, prefer real estate focused exclusively on cab, whatever, you cannot afford to ignore ai. It’s not a fad. It’s a general purpose technology and a technology shift, and the scale of electricity. The internet bigger than the internet, bigger than the industrial revolution. Now, that doesn’t mean it’s easy to invest in. I mean, I’m gonna go invest in AI and make a bunch of money because I mean, what does that even mean? It’s hard to look at headline names, trading at massive valuations like Nvidia and all that right now, and saying, oh, I’m gonna go buy that. Who knows? That’s gonna work out. When I talk about investing in AI isn’t really just investing in stocks or any individual company or data centers or whatever. It’s about understanding. The second and third order effects, energy demand. You know, as I mentioned, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of that. It is very, very complicated. Um, but it’s really important to start to try to understand, you know, an experience that stop me is this. You don’t need to be the first to invest, but you do need to be early in understanding. If you wait until something feels obvious, usually the opportunity’s gone by then. And you know, the thing about AI is even if you think it’s obvious now. The reality is that most people haven’t really caught on. Maybe they played with chat GPT, but I don’t think they’re understanding what this whole, you know, this thing is gonna do to our world. Um, anyway, so that is what this week’s episode of Wealth Formula Podcast, uh, is about. It’s about AI and also, um, a little bit about, you know, bitcoin and blockchain and that kind of thing. Um, we’re gonna talk about what’s noise, uh, you know, where the long, what the long-term, uh, implications are all of this stuff. This is a show that, uh, I really enjoy doing really, really good stuff. Um, so make sure you listen in. We’ll have that interview for you right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps paying you compound interest. On that money, even though you’ve borrowed it, that result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Formula podcast is Jim Thorne, chief Market strategist at Wellington. L is private wealth with more than 25 years of experience in capital markets. He’s previously served as chief capital market strategist, senior portfolio manager, chief economist, and CIO. Uh, equities at major investment firms and has also taught economics and finance at the university level. Uh, Jim is known for translating complex economic, political, and market dynamics into clear actionable insights to help investors and advisors navigate long-term capital decisions. Uh, Jim, welcome with the program. Thanks for having me Buck. Well, um, Tim, I, I, I, uh, had been following a little bit of, uh, what you discuss on, uh, on X and, um, one of the things that caught my eye is, you know, your, your narrative on, on ai, a lot of people are tend to be still sort of skeptical of AI and what’s going on, uh, with the markets. Um, uh, but at the same time, uh, there’s this. Sense. I think that ignoring AI altogether as an investor is, is, is downright potentially dangerous. So, uh, at the highest level, why is AI something people simply can’t dismiss? Well, we live in an, uh, uh, you know, many other people have coined this term, but we live, we’re living in an exponential age of, of technological innovation. And, you know, AI and I’ll just add into their, uh, blockchain is just the normal evolutionary process that, you know, for me started when I left graduate school and came into the business in the nineties where everybody had this high degree of skepticism of the computer and the, the, the phone, the, the. And the internet. And so, you know, what we do is we go through these cycles and there are periods of time where the stars align. And we have a period of time where we have what I would call an intense period of innovation where I would suggest to you that. People are skeptical. Skeptical, and yet at the same point in time, they very early on in the, in the, in the trade, call it a bubble when it’s not. And so I think it comes from the position of ignorance. One, I think two, fear, and then three. If you think about if you are an active manager, I in a 40 ACT fund, um, you know, and you’re sitting there with, uh, you know, mi. Uh, Nvidia at, you know, eight or 9% of your index. And that’s a big chunk that you’ve gotta put into your fund, uh, just to be market neutral. So there’s a lot of people that hate this rally. There’s a lot of people that are can, going to continue to hate this rally. But the thing I anchor my hat on are a couple of things. Look at if this is no different than the railroad. Canals, any major technological innovation, will it become a bubble? Yes. Just not now. So, so let’s follow up on that, because a lot of people think, or are talking about the, do you know the.com bubble, uh, comparisons, and you’ve argued that that sort of misses the real story. So, so where are we getting it wrong right now? Are those people getting it wrong? In the nineties buck, you’d walk into a bar and there wouldn’t be ESPN on there’d be CNBC on people were getting their jobs to become day traders. Folks didn’t go to the go to university because they were basically getting their white papers financed. You had companies that were trading off of clicks. So I lived that. Anybody who is of a younger generation has no idea what a bubble is, and it’s specious and pedantic for them to use that term when they have no clue about what they’re talking about. But you did mention that it could become a bubble. How do we know when it does become a bubble? Oh, it’ll become a bubble. Well, when, when, when you know, the, what, what I am looking for is, you know, when we, when the good investment opportunities start to dry up, when liquidity starts to dry up. So what I, it’s not about valuation, to me it’s about liquidity. So in 2000, what, and I’m roughly speaking, what went down was you had all these companies that were trading at Strat catastrophic valuation, this stupid valuations, and you walked in one day and they didn’t get financing. And if you read the prospectus or you followed the company, you knew that they were not going to be free cash flow positive for another two or three rounds of financing. All of a sudden you walked in and everybody goes, oh my God, this thing, you know, trading at 250 times sales. And everybody went, yeah, of course. And so what it was is, was when does liquidity dry up? So I’ll give you a date, um, you know, with Trump’s big beautiful bill act. 100% tax deductibility of CapEx and that goes until Jan 1, 20 31. So to me, that’s a very motivating factor for people to, um, invest. The last thing I would say to you in more of a game theoretic context book is, look, if you are a big tech company and you don’t invest in ai. You are ensuring your death. Yahoo, Hela Packard. I can go through the list of companies that cease to invest, so they’re looking. If it was you and I when we were running this company, I would say, dude, we gotta invest because if we don’t have a poll position in this next platform, whatever it is, we’re done. We’re toast. And I think that’s why you’re seeing all these hyperscalers spending as much money as they are. ’cause they get this, they saw it. So, you know, you framed ai not necessarily as a a tech trade, but as a capital expenditure cycle. Can you explain that to people? Well, what we need to do is we need to build out the infrastructure of ai. Then, and that’s the phase that we’re in right now. So it’s more like we’re building out all of the railroads, the railway tracks and the railway stations across the United States back in the 18 hundreds. And then we’re gonna go through that building phase. And then as that building phase goes, some companies, some towns, are going to basically realize and recognize what’s happening and start to basically take ai. Bring it into their business model, into enhanced margins. Right. So right now we’re building it out. I mean, you know, we all focus on the hyperscalers, but the majority of companies, pardon me, governments. Individuals, they haven’t used AI and, and what is interesting about this is back in the nineties, they were talking about how the internet had to evolve to be much more. You know, uh, have critical thinking in, in, in it. And it was more explained when you went to these conferences, as you know, you know, think about this. You’re hearing this in 99, okay? Not today. You go in and you ask Google or dog pile at the same time, or excite, okay? You would say, I wanna go to Florida in the third week of March and I wanna stay here and I wanna spend this amount of money and I wanna rent a car. Plan it for me. And they would come back and they would tell you that it would come back and it would, it would, everything would be there. And you would have your over here and all you would have to do is drop your money and you had your thing planned. So none of this is as, it’s aspirational, but we’ve heard it before. And in technology, what happens is it’s not like it’s new. We’ve been talking to, I did machine learning in in graduate school. Ai, you know, I did neural networks and I’m a terrible Ian. This isn’t, you know, Claude Shannon wrote about this in 1937, right? But it’s about when does it hit, and so it was chat GBT. Can we argue, was that right? As an investor, it’s stop arguing, start investing. Then what you’ve gotta figure out, which is the question you ask, is when does the music stop? I think it goes until the end of the decade. You know, one of the things that, uh, is interesting about this, uh, AI investment, uh, it’s, it’s unfolding in a higher interest rate environment. Why is that detail so important? Understanding its significance? Well, it’s the cost of capital, right? And so this phase that we have right now. It’s funny you say that, right? ’cause our reference point is zero interest rates, right? Yeah, yeah. Right. That’s right. So, you know, you know, so, so think about this, what it happens right now. Now we’re in the phase where you’ve got these hyperscalers that instead of taking all their free cash flow and buying bonds and buying back stock, are increasing CapEx because there’s a great tax deduction on it. So you get a lot of, so we’re in this phase where, for where, where a lot of the money is, you know, was. Was, let me, let me be clear, was a hundred free cashflow. Now we’re getting these guys, these companies like Oracle and what have you, you know, starting to issue debt and look at debt isn’t bad as long as the rate of return on debt is higher than the interest rates. And so, you know, you know, I, I would say historically speaking, for a lot of these high quality names, the interest rates are not, uh, at levels that will stop them from investing. Right. Right. You know, you’ve written that, um, productivity is ultimately the real story behind ai. So why does productivity matter more than the technology headlines themselves? Well, let me just put it this way, right? So we’ve grown, I grew up, I, I joined, I’m up here in Toronto, right? So I’m gonna give it to you in Canadian dollars, right? So I joined, I joined here. You know, I grew up here, went to the states, came back home. Growing this company I joined when we’re about three and a half billion. We’re getting close to 50 billion, and we’re the fastest growing independent platform in the country. I’m a one man band, right? I use three ai. In the old days, I’d have four research assistants. Where’s the margin in that? And so I, that’s how I see it. And let me be clear, it’s, you know, this isn’t we’re, it’s not perfect. But if I wanted to say, instead of you, but hey, write me a 2000 word essay on the counterfactual of what happened with railroads up until 1894 when the, when the bubble popped, give me a f, you know, a a thousand word essay and, and just a general overview. I can get that in less than five minutes. Michael Sailor is writing product on ai, which, which, which you would take, which you would take. He’s in his presentation, say it would take a hundred lawyers. So it’s gonna be more about those. And it’s, it’s no different than Internet of things or, you know, it was, uh, Kasparov that talked about this. Gary Kasparov talking about the melding of, of technology in humans. He would ran, run this chess tournament called freestyle. You could use a computer, you could use, you know, grand Masters. You could use whatever you wanted to compete. And who won? Well, who won it Was that those teams that were generalists that had a little bit of that, the knowledge of the computer and the knowledge of the test. Uh, o of chess, right? That’s what’s gonna happen. So this isn’t we’re, as far as I’m concerned, we’re not, yes, there’s going to be some d some jobs that are going to be replaced, but that is always the case in technology. I’m not a Luddite, okay? I am not Luddite. But the same point in time. I, I would suggest to you that it, it is just a really, for me, it’s a, helps me. Do research no different than when I was an undergrad and they went from cue cards in the, the library at the university to actually having a dummy terminal and I could ask questions in queue. You know, it stalked me from having to go to the basement of the library and going to microfiche. Right. Have helping that way. Now can it, can, will it do other things? I’m sure it is, and I’ll lead that to Elon Musk and the crew. You know, that’s above my pay grade. But for me, I see it as a very helpful way of, you know, allowing me to process and delineate. Much more information a a and not have me waste so much time trying to figure out what got went on in the past or, you know, QMF. Right. You know, summarize me the talk five, you know, academic papers in this area, what are they saying? And then they gimme the papers. Right. It just speeds the process up. Yeah. You know, um, one of the things that I’ve been sort of talking about and thinking about. Is that it’s hard to not see AI as a very, very strong deflationary force. Um, how do you think about that? Yeah. Technology is deflationary, right? Doubt about it. And so I look at it this way, Ray. Um, so I work at the financial services industry, okay. You know, Mr. Diamond of JP Morgan is talking about how they are starting to embrace blockchain and ai. They are going to cut out the back end of that in the, the margins in that, in that company by the end of the cycle are going to be fantastic. People just do not get in. You know, the financial services industry is built on a platform. Of the 1960s, dude. I mean, they’re still running Fortran, cobalt. So you know what I, how I look at this is much more as a margin type story, and there’s going to be a lot of displacement. But at the same point in time, I look at Tesla and automation and ai. And you know, people look at Tesla as a car company. I look at Tesla as an advanced manufacturing company. Elon Musk could basically go into any industry and disrupt it if it wanted to. Right. So that’s how I look at it. And so, you know, the hard part is going to be, you know. Nothing. If we get back to where we were, it’s not going to be perfect, right? Because here’s, here’s where the counter is, here’s where the counter is. Right? If you, if, if you think about, and we’re, I’m gonna take Trump outta the equation and ent outta the equation right now, but if we just went back to the way things were before COVID, we would have strong deflationary forces. Okay. Just with demographics, just with excessive levels of debt. Just with, you know, pushing on a string in terms of, in terms we couldn’t get the growth up, you know, and, you know, and the overregulation of financial institutions. Trump and descent are basically applying what’s called supply side economics, and they’re deregulating. It’s says law, which is John Batiste, that says basically supply creates his own demand and it’s non-inflationary. But really what they’re going to try to do is they’re going to try to run the economy hot and they’re gonna try to pull this way out of the debt. And if you do that and you deregulate the banks. And allow the banks to get back to where they were before the financial crisis. Okay. You know, and, and the Fed takes its interest rates down to neutral, expands the balance sheet. Then I don’t think we’re gonna go back to the zero bound in deflation. I think this thing’s gonna run hot for a long time. And I think it, the real question is, is, is is 2 75 in the United States the neutral rate? I think it is. Uh, but as, as, as Scott be says, and, and, and, and, and let’s be clear, buck, the guy’s a superstar. Okay. Guy is a legend. Just you sit there, just shut up and listen to him. Okay. They keep up, right? Well, so they’re gonna run it hot, but where we are is, in his words, mine, not mine. We’re still in this detox period, you know what I mean? We still got the Biden era. We still got, you know, a over a decade of excessive ca of Central Bank intermediation. That needs to get, you know, go away. So what I say, and what I’ve been writing about is 26 is going to be the year that the baton is passed back to the private sector. Let’s get rates down to 2 75. That’s, I mean, I’m going off the New York Fed model. That says real fed funds, the real, the real neutral rate is 75 to 78 basis points. I think inflation’s at two. That that gets you 2 75. Get the rates there and then get the balance sheet of the Fed to the level so that overnight lending isn’t loose or tight. It’s just normal. And then step back, go away and let Wall Street and the private sector create credit. Create economic growth and let’s get back to the business cycle. And if we do that, we’re gonna have non-inflationary growth. It’s gonna be strong, but we’re not going back to the zero bound and we’re gonna grow our way out of this. And so that’s where I get really excited about. This is a very unique time in history. A very, very, very unique time in history where, and I don’t know how long it’s going to last because of the compression that we have now because of the, you know, we live in such a digital world, but let’s say it’s five years demographic says it’s to 33, 32 to 33. That’s, you know, that’s how long this run is. And, and to me, uh, AI is a massive play. I, I, to me, blockchain is a massive play and to me it’s to those countries and companies that get it is, whereas investors, we wanna think, start thinking about investing. Yeah. You mentioned, um, non non-inflationary growth. Can you drill down on that a little bit just so people understand a little bit where. Usually you think of an economy running super hot, you, you think automatically there’s an, you know, an inflationary growth. So I want you to think in your mind into your list as think in your mind. Go back to economics 1 0 1 with the demand curve. In the supply curve, okay? And there are an equilibrium. And at that equilibrium we have a price at an equilibrium, and we have an output as an equilibrium. Okay? Now what I want you to do is I want you to keep the demand curves stagnant or, or, or anchored. Then I want you to shift the supply curve out. Prices go down, output goes out. We can talk all this esoteric stuff, you know, you know Ronald Reagan and, and Robert Mandel and supply side economics. But it’s really your shift in the supply curve out, and that’s what, and that’s what BeIN’s doing. I mean, this is a w would just sit down and be quiet. He’s talking about, you know, what is deregulation? He’s pushing the supply provider. Oh, hold on. My phone. My, my thing. And what did, since the two thousands, what did, what was the policy? It was kingian, it was all focused on the demand curve. Everything was focused on demand. And so all we’re doing is we’re, we’re getting the keynesians out. I use 2000 ’cause that’s when Ben Bernanke really came in and was very influential. Let me just say he’s a very smart, I learned so much from reading. Smart, smart, smart, smart guy. But his whole thing was Kasan. He came from MIT, his thesis supervisor was Stanley Fisher, right? We’re going back to, you know, Mario Dragons thesis supervisors, Stanley Fisher, all these guys came from MIT, Larry, M-I-T-M-I-T, Yale, and Princeton. Whereas previously it was the University of Chicago. It was Milton Friedman. It was, it was supply side economics. We’re going back, they’re going back to supply side economics and right now we need it. We need balance. But my god, what did we end off with? We ended off with four years of mono modern monetary theory. Deficits matter. That’s insanity. You had mentioned a little bit, uh, you, you’ve talked about blockchain a few times here. Talk about the significance. I mean, it’s sort of, you know, blockchain was a thing that everybody was, everybody was talking about it, you know, three, four years ago, but now it’s all about ai. But you know, now you’ve got, um, but in, but in the background, blockchain has grown, uh, adoption has grown. Uh, tell us what’s going on there, and if you could tie it into the significance of, of where we’re at today. Yeah. Um, uh, Jeff Bezos gave a wonderful speech, I think in two thou, early two thousands, where he basically talked about the fact that, you know, once this innovation is led out of the genie’s, led out of the bottle, whether or not, you know, buck and Jim, like it as an investment, the innovation continues. And so after the internet bubble pop, right? Really smart guys like Jeff Bezos, uh, Zuckerberg, you, you, the whole cast of characters, right? Basically built it out. Okay. And it wasn’t perfect and everybody knew it wasn’t perfect. I mean, that was the whole thing that was so bizarre. But they knew it wasn’t perfect and they knew that they needed to solve some problems. Right. And you know, it was a double spend problem. I mean, the internet that we were dealing with right now was developed in the 1950s and so on and so forth. And so, you know, that always stuck with me. Right. A couple of things stuck with me because I’ve lived through a couple of these cycles. The first one is Buck. When the, when Wall Street coalesces around something just shut up and buy it, right? I mean, I, I spent too much of my life arguing about whether dog pile and Ask Gees was better than Google. Wall Street said Google was the best. Shut up. Invest, right? And so, so look, blockchain solved the double spend problem. Blockchain solved all the problems that the original iteration of the internet could solve, and everybody knew it was coming along okay. So it’s a decentral, it’s decentralized, right? Uh, does, does not need to be reconciled. So no. Not only do you have another iteration of the internet. You have basically introduced into society the biggest innovation in accounting or recordkeeping since double entry. Bookkeeping accounting was introduced in Florence, Italy centuries ago by the Medicis and, and buck. All this is out there like, so this is a profound, right? So think about you’re in an accounting department and you don’t have to reconcile, right? So look. The first use cakes was Bitcoin. And what was the, what was the beautiful thing about it? Well, first off, it grew up by itself. And secondly, it’s got perfect scarcity, right? And so let’s just full stop. And I mean, yes, gold and silver had the run that they should have had decades. So I had been waiting and listening to people, gold bugs, talking about this type of run since the nineties. Okay. Um, but look, you know, and the problem with fi money, right? I mean, this is, this goes back decades. It’s an old argument. The way you solve it is, is Bitcoin. That’s the solution. I mean, forget about it. I mean, if they’re gonna whip it around and do all this stuff, fine. But the other thing that people miss and Sailor hasn’t, and Sailor is brilliant, is look. Bitcoin is pristine collateral in 2008, in September. What caused the, the system to stop was the counter. We could not identify counterparty risk for near cash. It was a settlement problem. Anybody you talk to Buck that says it was, you know, the subprime this and it, yeah, that was crap. I get that. But when the system shut down is you had a $750 million near cash instrument with X, Y, Z, wall Street firm, and you did this for three extra beeps and it was no longer cash. Guess. And guess what? Your institutional money market fund broke the buck. That’s when the system blew sky high. When the money market broke the buck and it was a settlement problem, blockchain and Bitcoin solved that. Sailor knows that, look where Wall Street’s gonna go. They understand now that. Bitcoin is pristine, collateral and capital that is 100% transparent. Let’s lend against it, and that’s what Sadler’s doing. That’s why Wall Street hates the guy so much, right? Think about that. Think of where is he going after he’s going after all the stranded capital on Wall Street. And, and the whole point is he’s sitting there going, I’m too busy for this. And you’ve got all these other people that are gonna live off of other people’s ignorance. Meanwhile, Jing Diamond knows exactly what he’s talking about. We can identify, if I hear one more person on me in, in the meeting say, I don’t know. You know, you know, uh, micro strategies balance sheet is so complicated. Really. Compared to JP Morgans, I mean, you know what his capital is. It says Bitcoin, like, what are you guys talking about? But hey, fucking in this business, people make generational wealth on ignorance of people who think they know what they don’t know. So, you know, just going back to Jamie Diamond, you know, he spent, I don’t know how long. Throwing every insult, uh, he could towards Bitcoin. And now they’ve really kind of, they haven’t backtracked. I think he’s, he’s, you know, his, his, um, I think the way he phrases is the blockchain’s a real thing. He never seems to really say the word Bitcoin, uh, in this regard. Um, banks in general, where do you think they’re headed with this stuff? I mean, I, you know, right now, again, you can kind of see even. Um, I think, you know, some of the big advisory firms suddenly recommending one to, you know, one to 4% of people’s portfolios in Bitcoin. I mean, this is all, I mean, gosh, I, I’ve, you know, been talking about Bitcoin since 2017. This is in unbelievable transformation in less than a decade. Where do you see this going in the next five to 10 years? It’s called the, it’s called, what is it? It’s called, I’m gonna call it the Evolution of Jim. Me, you know, in my business and, and, and, and you know, the thing I have book is I’ve survived and I’ve gone through a lot of cycles. I’ve done a lot, you know, and you ask yourself, you scratch your head a lot and you’re, and you, but you’re continually doing objective research and you’re this, if you, this is why I love this game so much. Right? So let’s just go stop for a second. Let’s get some context. Right. My first summer job, one of my first summer jobs, I worked in the basement of a bank in the in, in downtown Toronto, right up the street from the Toronto Stock Exchange. And my job was to let guys in with beak, briefcases into the cage, into the big vault, to basically bring in certificates. Okay. And, and what? Stock certificates. And so remember, you know, and I remember my grandfather when we, when he died, look at, we couldn’t sell the house because he didn’t believe in the banks. And we were finding certificates all over the house in the walls. Okay? Right. So in the 1960s it was bare based. The whole industry was bare based. And there was the volume in Wall Street started to pick up to the point where they couldn’t handle the volume. There was a paper crisis where almost a third of the companies went down bankrupt because of the cage. The cage. Okay. So basically what happened was, to make a long story short, they came out with, they came, Hey, why don’t we get two computers At one point in time, they said, okay, crisis. Let’s solve it. Well, why don’t we get these two computers and we can solve, or we can sell trades among, amongst each other. Okay. And then we don’t need to have guys riding around Wall Street with bicycles and big briefcases. Okay. And then what we did was, what we did was we sat there and said, well, why don’t we have a centralized clearing, and we’re gonna call it DTC or CDS, depending on what country you’re in. And what we’re gonna do is we’re gonna offer paper, we’re gonna, we’re gonna issue paper rights to the underlying stock that was developed in the early 1970s. That’s the system that we’re on right now. There are a lot of faults with that. Let me give you, when you’ve talked about the GameStop a MC situation, when you have a company that’s basically have more shares outstanding short, sorry, more shares short than outstanding, that shows you that the old system doesn’t work. It’s called ation. The paper writes to the underlying assets, it, it doesn’t match up. There have been guys that make a career outta this and write books about this, right? Dole Pineapple. They had a corporate, a corporate event, right? Hostile takeover. 64,000 for 64 million shares, voted, I think, and there was only 3,200 on. We all know this, so this has to be solved. The way you solve it is you tokenize assets, and this was talked about a decade ago, and they know about it and true tofor, they, and if you’re thinking about it, it’s totally logical, right? But if we allow this innovation to go full stream ahead, we’re wiped out, right? So what did they do? They delayed. They delayed. And as you know, you could talk about, it’s called Operation choke 0.2 0.0. Right. You know, the Fed overreached their bounds, they de banked people. I mean, this is why, why Best it’s going after them. They, yet they stepped over their constitutional mandate. Right. The federal, the Fed Act is not, uh, does not supersede the US Constitution. Elizabeth warned the whole thing. They did it. Okay, so let’s not complain about it. So now Atkins is gonna, we’re gonna have the Clarity Act come out and they’re gonna basically deregulate New York Stock Exchange already there. They’re gonna put everything on the blockchain and when you put everything on the blockchain, trade a settlement. There’s no hypo. Immediate settlement. Immediate, which is a benefit if you can get your act together because it, you know, for Wall Street firms you need less capital, right? So it’s a natural evolutionary process. And then you sit there and go back in history, if you and I were writing it, we’d sit there and go, well, should we be surprised that the incumbents right, the status quo pushed back on innovation? No, there was a guy, there was a prophet, um. At, at Harvard, his name was Clay Christensen, and he wrote this wonderful book called The Innovator’s Dilemma. You know, why does, why don’t companies evolve, or why do they go bankrupt? It’s because they cease to evolve and the status quo doesn’t allow the evolution of the companies to take place. Right? Well, that’s what happened in RA. We’re gonna complain about it. No, it, it is what it is. It’s water under the bridge. And so what I think is happening is, you know, Mr. Diamond is basically saying. He’s pragmatic, he’s a realist. And now he’s saying, we gotta evolve. And hey, by the way, now I’ve gotten to the point where I think I can make a tunnel. Think about that. Yeah. Think about his own stable coins, right? So his own stable coins. And, uh, well think about this. If you trade like internal meetings, right? And I’m hyped this hypothetical, right? I go, fuck, don’t screw this up this time. And you’re gonna go, Jim, what are you talking about? I go. We want a nice bread between bid and ask in these financial price. We don’t wanna go down to pennies. Okay? Can we go back to the old days when we were, you know, trading in quarters and sixteenths and so we can make some skin in the game? I think you’ve got the deregulation of the banking industry where the banks are gonna, they’re fit. It’s gonna be baby steps. But what’s gonna happen is they’re gonna basically say, stop taking all that capital that’s sitting at the Fed, making four or fed funds rate overnights wherever it’s four half, 3 75 right now. And you can now trade it. Go back to prop trading, which is what they did. And they’re gonna start off, they will start off with, its only treasuries. Eventually they’ll be able to expand throughout our lifetime. So the old way you gotta look at it is, you know. We’re bringing the ba, you know, we’re putting the band back together, man. Right. And the banks are gonna deregulate, they’re gonna deregulate the banks, they’re going to innovate, they’re gonna be able to use the capital, their earnings profile going out into the end of the decade. It’s, it’s gonna be monstrous, it’s gonna be, you know, it, it’s, it’s, and, and that’s how I get, you know, when people say, where do you think the s and p goes? You know, I say, you know, 14,000, you know, double from here by the end of the decade. And he goes, well, what about ai? I go, well, they’re gonna, that’s important, but it’s the banks. I think the banks are gonna have a renaissance. Yeah. Yeah. Um, one thing just to get your thoughts on, so when you look at the banks, you talked about sort of the inevitability of tokenization. Um, the stock exchange, uh, we talked about stable coins. I mean, another great way for banks to make money. Uh, essentially where does that, how, how does that help or hurt Bitcoin adoption? Because Bitcoin is a sort of a separate, separate, you’re not, you’re not building on Bitcoin as much as you are, say, Ethereum, Mar Solana or, you know, some of the, some of the blockchain things. So, so is it just that. Is it just a, an adoption issue? Because you live in a, in a different world. You live in a world of blockchain and Bitcoin is, its currency. It’s weird, right? Because I, I’m writing this feed like, so Buck, where are you right now? Where, where, where are you located? I’m in Santa Barbara. You’re in California. So, yeah, so I’m in Toronto, right? Uh, you know, I lived in, worked in the States for, you know, a decade, a couple of decades, and I’m back home and it’s like, man, they don’t get it. Right, and, and, and, and what am I talking about? Well, well, this, this is the, the thing that you’ve gotta understand is this, right. Ethereum was invented by Vladi Butrin in this town, Joe Alozo, who’s the head of one of the largest Ethereum groups. Father is a dentist at Bathurst and Spadina. We’re up here and people are saying, oh, you know, president Trump don’t talk about being a 51st state. We act like a colony, duke. We are a, you know, we forget about calling us one. We are. So, look, it, look, there is no doubt in my mind that Ethereum is going to have a place and, and we’re going to use it. Seems like we’re going to use Ethereum and that’s the smart contract, you know? Um. And that’s fine. Um, you know, but going back in time. But, but remember, there’s not per, there’s not perfect scarcity there. So I like Ethereum, don’t get me wrong, but I look at Bitcoin and I look at the, I look at the scarcity, and I also look at the fact of, you know, what sa, what Sailor, if you sailor did a presentation in the middle of next year and all hell broke loose. What he did, and it’s, you know, and of course I’m hypothesizing. He basically went to New York and said, I am going to create fixed income products and I am going to give yields. On those products, and I’m coming after the stranded capital that sits on Wall Street that you guys have been ripping on for years. In the middle of last year, staler went public and declared war. Okay. Are we surprised that Jim Shane Oaks came out and everybody came out basically guns a blazing. Are we surprised? But what he, what Sailor did and put and slammed on the table is it’s pristine capital, it’s transparent capital. And what are you willing to pay for that? And now you GARP banks trading at. We have no idea what their capital structure really is. Honestly, we have an idea, but it’s very opaque, right? You know, the high quality names are trading at two, two to, you know, two times tangible book. You’ve got fintech’s companies trading at four to five times, right book, and you know, what’s Sailor doing right now? Diluting his stock so he can buy as much Bitcoin as he wants because he sees the next game. He says the hell with what you guys think the next game is going to be. Wall Street’s going to realize that Bitcoin is pristine capital and there’s only 21 million of it. What do you and, and what just happened today? What did Morgan Stanley just file a treasury company. So everything you and I are talking about, they know they’re smart guys, right? They’re real, they’re not. That’s, this is the whole point. They’re really, really, really smart. Okay. They see they’ve gone through the history. They know. Okay, so you’re sitting there, you get around the room, you say, so wait a minute. Wait. Whoa, sailor’s over here. And he’s basically saying he’s gonna give you a a pref that’s basically backed by Bitcoin charging 10%. And he’s going after our corporate clients. I mean, and what’s the pitch Buck? You’ve got a hundred million dollars. Okay, you got a hundred million dollars in the kitty. Okay, buck. What happens is you need $10 million a year for working capital, which is in cash, which means you’ve got $90 million sitting there idle. Hey, buck, I can give you 10% on that. You go to Jamie, he’s giving you two. What are you gonna do? Yeah. I think one of the issues right now is I the, the perceived risk profile of that. Right. Uh, you know. I tend to agree with you about the, uh, pristine nature of Bitcoin s collateral, but just in general, the perception. I don’t know that, that that’s. That’s the case. Well, you gotta go back to the fact that, do you think Bitcoin’s going to zero or not? No, of course not. Yeah. ‘ cause the Bitcoin doesn’t go to zero. There’s no, then, then that are, there’s Bitcoin could go to zero. There’s no, I mean, I don’t think, I mean, non-zero probability, of course, right? I don’t think it is. And if that has been, if it has been selected and now you have Wall Street coalescing it, I haven’t even mentioned the president of the United States or his family. Right. Uh, or the Commerce Secretary and his family, right? Or if you go to New York, wall Street, right, they’re all talking about it, right? So, I, I, you know, to me, I, I, the question about micro strategy, to me it’s not. That it’s a treasury company and it’s got a pile of Bitcoin. What does he do with it? Does he become a bank? Like why does it, this is me. I’m pitching him. Right. Hey, Mike, why don’t you just become a FinTech, say you’re like a FinTech company and you’ll get, and you, you’re gonna instantaneously trade it five to six times book. Why don’t you, why are you, you’re talking like you’re attacking them, but you’re still, you’re still a software company with a, with a big whack of Bitcoin that you are writing pres. Right? So, and, and so that’s, that’s how I look at it. I think the wave is too big. We are going to digitize. And the other thing that we didn’t really touch on with respect to AI and blockchain, and I’m gonna paraphrase the president. Right. Um, Mr. Trump is, look, um, it’s a matter of national security, duke, and when I hear that, I go back to the nineties in the eighties when I was in late eighties when I was an undergrad. Right. And it wasn’t China, it was Japan. And, and you know, what happened was, you know, it, it’s funny, Al Gore did deregulate so that. The internet could become for-profit. We all stood around and said, you know what the hell could, how do we make money on this? That’s, you know, what do we do? And then what did we do? We, we, we threw a ton of money at it and the United States controlled it. And what did we get out of it? We got out, we got, you know, all those companies. Right. The last thing I would say to you, and this is much more of a personal story, is I, when I was younger, I was in New York and it was 2000 and I was at the Grand Hyatt, and it was a tech, it was a tech conference and, uh, Larry Ellison Oracle was there and he gave a, he gave a, he gave a a, a fireside chat. Then, um, we go to a breakout room and, you know, in a break, I don’t know about if you’ve been to one, but you go to a breakout room, it’s a smaller room at the hotel, and you know, sometimes you got 25 people, sometimes you got 50 people, right. And, you know, I went to the, I went to the breakout with Mr. Allison ’cause of Oracle and I went in there and it was absolutely jammed and I was sweating and he just looked at us and he just ripped us. He AP Soly, just, I still have the scars today. I’m talking to you about it. Okay. He called it a bubble. He called it a bubble. He, he was early in calling it a bubble. I never forgot that. And then you sit there and see what he’s doing right now. Where he’s levering up the balance sheet. Now, to me, having survived in this game for such a long period of time, and I call it a game, it’s a game of strategy, whatever, you know, how does that not, you know, I would say to you, we were, your office was next to mine. Fuck. I remember New York, he’s loading the goose loaded in. He go in, he’s borrowing money from his grandmother. He’s, you know, what is going on. And he’s really stinking smart. You know, he’s, he, Larry Allenson just doesn’t do, and people, oh, he’s in, you know, he’s, no, he’s not, he’s, he’s like the mentor of all of these guys. You know what I mean? So there’s a, to me, there’s a discontinuity that these need to believe that we’re still early on because you know, what, if Larry’s, what do we take when Larry or Mr. Ellison is leveraging up to me, it’s profound because I’m anchoring off of my bias to the New York, the New York high at, at the Tech Co. I think it was, I think it was at Bear Stearn. I couldn’t remember Bear Stearns or Lehman. But you know, one of those I carry that experience on with the rest of my life. I do. It’s like, what is Larry thinking? Right? So he’s leveraging up buck. That’s all I know. He’s a priest or guy. Well, that’s probably a good place for us to stop, Jim, uh, chief, uh, market strategist at Wellington Elta Private Wealth. Thank you so much for joining me. Thanks so much and be safe. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it. Uh, and, uh, as I said before, do not ignore ai. This is something that you need to start using. Have your kids start using it. Uh, make sure that they, you know. They use it every day because this whole world is turning AI and it’s gonna happen. You know, it’s gonna happen in, in a blink of an, uh, blink of an eye. And the world is gonna change and there are gonna be real winners out there. And the winners are gonna be people who knew where there was, was going and kind of used it in their mind’s eye as they looked on navigating how. You know how to allocate their money. Anyway, that is it for me. This week on Wealth Formula Podcast. This is Buck JJoffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealth formula roadmap.com.

Folks are rising up across the country outraged by ICE's reign of terror. Our main story is on the popular fightback in Minnesota, but first we have headlines from ArcelorMittal, Ford, the Metropolitan Museum of Art, Portland State University, Blinkit, Barnes and Noble, and Kaiser Permanente. We follow up on last week's historic strike by 15,000 nurses in NYC. A recent piece in Dissent Magazine details the surge in the use of robots at Amazon and the harms born by workers. Also this week, we discuss the corrosive impact on working people of having a far right government using Nazi slogans in power. Join the discord: discord.gg/tDvmNzX  Follow the pod at instagram.com/workstoppage, @WorkStoppagePod on Twitter,  John @facebookvillain, and Lina @solidaritybee

The most concerning part about this offense.. The inability to communicate! It's the source of the panic, rattled, overwhelmed appearance you see with the offense.. It leads to wasting timeouts, rushing at the LOS, penalties; It is the 2 most important positions beyond the HC- OC & QB.. NO quick fix if there is a fix!!

Folks, we're back with the best of 2025 and counting down some of the best moments of the pod from this past year including: Deciphering the plot of 'Norbit', discovering the knee defender invention, an unconvincing lie about meth use, bad overhead bin etiquette, Kath & Eli's secret messages, a mix up over famous Kevin's, what a human fish tank might be like, Kath's last will and testament, revisiting the delicacy that is the 'Kings Hand', a lost Merlin manuscript, and of course, the Camel that says "Hey"BUY ELI'S NEW STAND UP ALBUM HERE: https://eliyudin.bandcamp.com/album/humble-offeringOR WATCH IT HERE: https://tinyurl.com/2wwdrpjcBecome a patron for weekly bonus eps and more stuff! :⁠⁠www.patreon.com/whatatimepod⁠⁠Check out our YouTube channel: ⁠⁠https://www.youtube.com/c/whatatimetobealive⁠⁠Get one of our t-shirts, or other merch, using this link! ⁠⁠https://whatatimepod.bigcartel.com/whatatimepod.com⁠⁠Join our Discord chat here:⁠⁠discord.gg/jx7rB7J⁠Theme music by Naughty Professor⁠: ⁠https://www.naughtyprofessormusic.com/⁠@pattymo // @kathbarbadoro // @eliyudin// @whatatimepod©2025 What A Time LLC

Beat Migs! Nobody likes a thief.

(Lander, WY) – The KOVE 1330 AM / 107.7 FM Today in the 10 interview series Coffee Time continued today with host Vince Tropea, who recently spoke with Tim Nichols from the Wind River Transportation Authority. Nichols stopped by to talk about the WRTA's partnership with the Community Transportation Association of America (CTAA) and a new USDA grant that will fund a technical assistance project/study.  Folks can provide input via a brief survey to share availability for future meetings and share community priorities. Check out the full interview with Nichols below for all of the details! Be sure to tune in to Today in the 10 and Coffee Time interviews every morning from 7:00 to 9:00 AM on KOVE 1330 AM / 107.7 FM, or stream it live right here.

January 18, 2026: May God's words be spoken, may God's words be heard.  Amen. Twelve years ago tomorrow, I celebrated the Eucharist here for the first time as your Rector.  It was January 19, 2014 at 10:30am.  I remember it well.  I knew way back then I had been called into something amazing – a new relationship with all of you.  And so, twelve years ago today I stood here by God's grace and nothing for me, and I pray for you, has been the same since. That is why the date of January 19th at 10:30am is something I will never forget.  It's the way it is with life altering events, right?  Folks remember the day a child was born, the first date we had with our spouse (and of course the day of the wedding itself – or we better!).  And, on a sadder note, the day a loved one died – their saint day, as we like to call it in the church, is a day each year that doesn't go unnoticed. We remember too moments that changed the country or the world – the day Pearl Harbor was attacked, WWII broke out, President Kennedy was shot, Astronaut John Glenn put his foot out onto the lunar surface, the Challenger spacecraft exploded, the 9/11 terrorist attack, and the January 6th insurrection.  And, those who were around for it remember too when the Rev. Dr. Martin Luther King, Jr. delivered his “Dream” speech to the thousands gathered for the March on Washington for Freedom & Jobs…and where they were when they heard the terrible news that he had been assassinated. These moments changed us – challenged us – demanded something of us.  And we were never the same from those points forward.  And so when we hear in the second part of the gospel of John read today this story of people's first encounter with Jesus, it should not surprise us that the community that wrote this gospel noted something about it.  The gospel account says “The next day John again was standing with two of his disciples, and as he watched Jesus walk by, he exclaimed, “Look, here is the Lamb of God!” The two disciples heard him say this, and they followed Jesus. When Jesus turned and saw them following, he said to them, “What are you looking for?” They said to him, “Rabbi” …where are you staying?” He said to them, “Come and see.” They came and saw where he was staying, and they remained with him that day. It was about four o'clock in the afternoon.  It was about four o'clock in the afternoon.  That's a kinda funny thing to write down, don't ya think?  What was so special about it being 4pm?  Something tells me it wasn't the first century version of “It's 5 o'clock somewhere.”  Clearly the community that wrote this fourth gospel knew that the lives of first disciples would be changed so much in that initial encounter with Jesus that they would never forget where they were and what time it was when it happened.  That is what call does.  It stops us in our tracks for a moment, and we are forever changed as we accept Christ's invitation to come and see. I suppose the question for each of us now is – do you recognize that moment for you and what will you do about it?  Because Christ is calling us to come and see in this life altering moment for our community and in this country.  As we watch ICE agents, sent by our President only into cities that did not vote for him, terrorize people regardless of citizenship status – wounding and killing children of God as they drag them without warrants out of their homes and businesses, shatter the windows of their cars with children inside, attack those who dare to peacefully protest with tear gas, pepper spray, and flash bombs, as well as using lethal choke holds (like the one that killed George Floyd) on those they detain. As this country fails to support those who are laying their life on the line for democracy in Ukraine, while the President imitates Putin, calling the US to invade Greenland, a sovereign territory of Denmark, and threatening NATO allies that have sent military and financial support to Greenland to prevent it. As we read the social media comments of people who think ICE agents have a right to abuse, kill, or deport people without due process because they are “illegals,” in a land where none of us are originally from here, save those of the indigenous tribes. As we find that our nation's highest court, in defiance of precedent and the US Constitution, affirms the right of ICE agents to target people based on the color of their skin, their accent or the language they speak, or their place of work. As we mourn the 32 killed by this administration ICE enforcement action in 2025, including Jean Wilson Brutus, who died while in custody at Delany Hall in Newark. As we hear our President refer to the countries these people come from as s-hole countries, while saying that we need more people from places like Norway – translation – he wants less people of color or Asian descent and more white people.  As we continue to wait for the Department of Justice to follow the law and release the files associated with the pedophile Epstein and stop protecting anyone who was involved in this horrific human trafficking of young girls for sex. As we hear over and over again the racist, misogynist, homophobic, and xenophobic garbage this President, his staff, and those who support him spew on a near minute by minute basis. I could go on and on and on…it's exhausting, isn't it? But in the midst of all of this – Jesus bids us to follow him as he goes to where he always stays – beside the vulnerable and afraid, alongside the oppressed and the lost.  This is a pivotable moment for every one of us as we stand amid this turning point in our nation.  We see, surely, what is happening.  The question for us is – will be follow Jesus when he bids us to come with him? It is a good question to consider as we celebrate the life of a man who did follow Jesus – followed him all the way to the cross – the Rev. Dr. Martin Luther King, Jr. King's final Sunday sermon was at our own Episcopal cathedral in DC.  In that grand pulpit of Washington National Cathedral, King said this: “…Our experience [is] that the nation doesn't move around questions of genuine equality […] until it is confronted massively, dramatically in terms of direct action […] I submit that nothing will be done until people of goodwill put their bodies and their souls in motion and it will be the kind, the sole force brought into being as a result of this confrontation that I believe will make the difference […] On some positions, cowardice asks the question: is it expedient? And then expedience comes along and asks the question, is it politic? Vanity asks the question, is it popular? Conscience asks the question, is it right?  And there comes a time when one must take a position that is neither safe nor politic nor popular. But [one] must do it because conscience tells [them] it is right.” (https://cathedral.org/blog/today-in-cathedral-history-mlks-final-sunday-sermon/) Folks, that time is now.  Jesus' call to us is now. And here's the thing – the passage in Isaiah about the prophet we heard this morning was telling us something perhaps we need to hear as we consider what Christ is asking of us.  Because in no less a way as was said about the prophet Isaiah, God is saying this to each of you now: “I formed you in the womb to be my servant, and I give you as a light to the nations, that my salvation may reach to the end of the earth.”  And that salvation, my friends, is the hope God has in mind for all of us – that beloved community where all are welcome, and no one is harmed. This is who you were formed in the womb to be – God's transformative agent, following Christ to where he abides – with the least, the last, the lonely, and the lost.  This is our faith, what we committed to in baptism.  And this is how we should honor the saints, like King, too. Because if we truly want to honor people like the Rev. Dr. Martin Luther King, Jr., then we have to do more than attend breakfasts and recall his sermons/speeches – we must live as he lived, and be willing to die as he did. And if we truly want to follow Jesus, we must do more than go to church, pray, and read scripture – we must live as he lived and be willing to die as he did.  This past week, the Rt. Rev. A. Robert Hirschfeld, Bishop of the Episcopal Diocese of New Hampshire, put it this way: “We are now engaged in a horrible battle that is eternal, that has gone on for millennia. […] and we are now, I believe, entering a time, a new era of martyrdom. Renee Good being the last of note of those martyrs. New Hampshire's own Jonathan Daniels, a man also of white privilege, stood in front of the blast of a sheriff in Haynesville, Alabama, to protect a young black teenager from a shotgun blast. He died and was martyred. We know of the women, the Maryknoll sisters, who stood alongside the poor and the oppressed in El Salvador and were brutally raped and murdered in the name of Jesus. [Archbishop] Oscar Romero, in a mass, called upon the death squads of El Salvador to lay down their arms or risk excommunication [and ] was martyred the next Sunday at the altar.  I have told the clergy of the Episcopal Diocese of New Hampshire that we may be entering into that same witness. And I've asked them to get their affairs in order—to make sure they have their wills written, because it may be that now is no longer the time for statements, but for us with our bodies to stand between the powers of this world and the most vulnerable. And it may mean that we are going to have to act in a new way that we have never seen perhaps in our lifetime, except for these remote stories that I've just cited, to put our faith in the God of life, of resurrection, of a love that is stronger than death itself.” (https://www.nhepiscopal.org/blog) Amen Bishop!  Amen. “Now is no longer the time for statements, but for us with our bodies to stand between the powers of this world and the most vulnerable.” Not everyone can do this to be sure.  Those who care for others, like young children or aging parents, those who face physical, mental, or emotional challenges, and of course – the vulnerable themselves.  The rest of us though – we must make a choice and it is by no means easy.  Neither was it for Jesus, for Dr. King, or for any of the other martyrs of the church.  This does not mean we recklessly engage in violence, but it does mean we act not only on social media, but with our voices, our feet, our very bodies in the streets, in the halls of government, anywhere that children of God suffer – anywhere Jesus calls us to come and see. If we do this, if we follow Jesus, then King's words will come to be.  In the end of that sermon at Washington National Cathedral, he said: “So, however dark it is, however deep the angry feelings and the violent explosions are, I can still sing “We Shall Overcome.” We shall overcome because the arc of the moral universe is long but it bends toward justice. We shall overcome because Thomas Carlyle is right: “No lie can live forever.” We shall overcome because William Cullen Bryant is right: “Truth, crushed to earth, will rise again.” […] With this faith, we will be able to hew out of the mountain of despair the stone of hope. With this faith, we will be able to transform the jangling discords of our nation into a beautiful symphony of brotherhood. […] God grant that we would be participants in this newness and this magnificent development if we will, but do it. We will bring about a new day of justice and brotherhood and peace. And that day, the morning stars will sing together and the [people] of God will shout for joy.” And so, as we enter into our thirteenth year together amid these deeply troubling times, as we consider in our hearts the path that lay before us, I leave you with this from the epistle of St. Paul we heard this morning – that you may know my deep gratitude for all that you do in the name of Jesus, and be reminded of all that you have been given by God for the work that lay ahead.: St. Paul wrote: “I give thanks to my God always for you because of the grace of God that has been given you in Christ Jesus, for in every way you have been enriched in him, in speech and knowledge of every kind […and] He will also strengthen you to the end.” Amen. For the audio, click below, or subscribe to our iTunes Sermon Podcast by clicking here (also available on Audible): Sermon Podcast https://christchurchepiscopal.org/wp-content/uploads/2026/01/Sermon-January-18-2026-1.m4a   The Rev. Diana L. Wilcox Christ Church in Bloomfield & Glen Ridge January 18, 2026 The Second Sunday After The Epiphany 1st Reading – Isaiah 49:1-7 Psalm 40:1-12 2nd Reading – 1 Corinthians 1:1-9 Gospel – John 1:29-42 The post “Now Is The Time!” appeared first on Christ Episcopal Church.

On this episode of the South Carolina Lede for January 17, 2026: we recap the first week of the 2026 legislative session, which includes action on big bills like abortion, DUI, bathrooms, taxes, and more!

Fishes, Folks & Friends! Save the Date! We are excited to announce Season 3 will arrive on February 25, 2026! For the FULL Prison Breaking With Sarah & Paul experience, join our very active Patreon community where you can watch our WATCH PARTY episodes, released a day before the podcast episode, where you can re-watch every episode of Prison Break alongside Sarah & Paul's real time commentary (kind of like the DVD director commentary tracks of yore).  You also get access to all of our Fan Fiction episodes and our Discord Server where you can join our active Prison Breaking community, interact with Sarah & Paul's "Ask Me Anything" and join group WATCH PARTIES where you can experience the release of every Watch Party and along with a group chat.   Join our Patreon here: ⁠⁠https://patreon.com/user?u=116411884⁠⁠⁠⁠ If you love all the behind-the-scenes Prison Break convo that Sarah & Paul are bringing weekly, then please give us a review and a follow us on all your podcast, social media, and YouTube accounts! Watch the episode on YouTube - ⁠https://www.youtube.com/@PrisonBreakPodcast Follow us on Instagram -  ⁠⁠⁠⁠⁠https://www.instagram.com/prisonbreakpodcast/⁠⁠⁠⁠ Follow us on TikTok - https://www.tiktok.com/@prisonbreakpodcast⁠ Merch!!! - ⁠⁠⁠⁠https://pbmerch.printify.me/products⁠⁠⁠⁠ Email us at prisonbreaking@caliber-studio.com And leave us a message with all your burning questions at (401) 3-PBREAK Logo design by John Nunziatto @ Little Big Brands.  If you want one yourself, reach out at https://www.littlebigbrands.com/⁠⁠ and tell him we sent you. PRISON BREAKING WITH SARAH & PAUL is a Caliber Studio production. Enjoy and we'll see you there!  Learn more about your ad choices. Visit megaphone.fm/adchoices

Haleyna Kociuk told me about the energy and memory of her mother, the cancer that she lived with, the ups and downs of their relationship, the still unclear circumstances around her cause of death that delayed the grieving process and years later triggered a manic episode, and the love that you're left when someone passes.THANKS FOR LISTENING, FOLKS!FOLLOW HALEYNA KOCIUK:instagram.com/ha.ley.naFOLLOW MICAH WALSH:instagram.com/micah_walshFOLLOW THIS PODCAST:instagram.com/illgrieveyouwiththispodcastLIKE & SUBSCRIBE, LEAVE A NICE RATING OR REVIEW, YOU KNOW WHAT TO DO

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This week on Toilet Radio: we're talking about DIPSHITS and MORONS like Phil Labonte. But I swear to god we don't spend too much time on it. Things are bad enough as is, we don't gotta focus on ‘em. We ALSO talk about Vinnie Vincent making a big bet on himself by selling CDs with a single song for $300. God, I would love to have his confidence. In OLD GUY HARDCORE news: NJ Bloodline is BEEFING with Joe Hardcore over making boots of their old shirts. Why? That's what hardcore is all about! Geezer Butler is using AI to try to make new music and that's fuckin' pathetic. The former vocalist of Dragonforce put together a modern “reimagined” version of Through the Fire and Flames and it sucks. Finally, we put the Dogma drama to rest with a definitive statement on who is behind the vast exploitation machine. Folks… it's a good one. Music featured on this ‘sode: Vudu Sister – The Valley (feat Silver Rein) This program is available on Spotify. It is also available on iTunes or whatever they call it now, where you can rate, review, and subscribe. Give us money on Patreon to get exclusive bonus episodes and other cool shit.

Do MLB front-office folks think the Rangers front office is any good? full 909 Wed, 14 Jan 2026 18:07:43 +0000 c1nmtAlxEwomNtMqr2VvPLVn6X6k9dzv mlb,texas rangers,sports The K&C Masterpiece mlb,texas rangers,sports Do MLB front-office folks think the Rangers front office is any good? K&C Masterpiece on 105.3 The Fan 2024 © 2021 Audacy, Inc. Sports False https://player.amperwav

I watched the 2025 Golden Globes and I was in complete auto pilot. It was so boring. Social media personality; Desmond Scott has released a statement after news wife Kristy Sarah filed for divorce due to infidelity.Follow me on Twitter & Instagram: @siddavisPodcast IG: @thesocialintrovertpodcastPodcast Twitter: @SocialintroPodSend emails to: thesocialintrovertpodcastegmail.comMusic featured:Intro Song: Ilajide & Def Dee - Back Up (Ilajide Mix)Outro Song: AJ Snow & Sledgren - Who Is That? (Feat. Quiet Money Dot & EDF)

We knew the defense was going to great; They scored 14 points, Rankins & Bullock.. On 2 drives following the 1st half fumbles, defense gave up 9 yards on 10 plays-Sheldon Rankins Beats Pro Bowl LG to make the play of the game!

The Texans defense last night in the Wild Card WIN over the Pittsburgh Steelers.. 153 yards allowed, 11 first downs, 2 takeaways, 2 TD, 4 sacks, 12 QB hits, 7 TFL's, 6 points allowed.. The scariest part of this defense is weaknesses appear to no longer be weaknesses for H-Town..

Folks gotta decide-What are YOUR CJ Stroud expectations moving forward in these NFL Playoffs..? Are you still in the “ just don't go in the tank” crowd OR are you in the “expect Stroud to be one of the best QBs in the the NFL” crowd??

In this episode we discussed: Best drake freestyles, Pooh Shiesty being locked up again, celebrities being out back in the day all willy nilly. Cardi b continuously snapping on people on social media, Cam Newton being Enclecta, The Packers losing, Our goals for 2026 and our tv shows. We discussed married people getting back together and staying out of their business. Tune in and let us know that you're listening!

Folks, Sam Evans joins us on this week's all new ep where we hear about a guy who stole too much valor, an excavator in China who painted her rig pink, why McDonald's is being sued over the McRib, a backup hockey goalie who hid when it was time to enter the game, and why swearing may unlock hidden strengthFollow Sam on Inistagram @reallysamevans and check out his new stand up special 'Down a Mom' here: https://youtu.be/Uo9uSOyNN-cBUY ELI'S NEW STAND UP ALBUM HERE: https://eliyudin.bandcamp.com/album/humble-offeringOR WATCH IT HERE: https://tinyurl.com/2wwdrpjcBecome a patron for weekly bonus eps and more stuff! :⁠⁠www.patreon.com/whatatimepod⁠⁠Check out our YouTube channel: ⁠⁠https://www.youtube.com/c/whatatimetobealive⁠⁠Get one of our t-shirts, or other merch, using this link! ⁠⁠https://whatatimepod.bigcartel.com/whatatimepod.com⁠⁠Join our Discord chat here:⁠⁠discord.gg/jx7rB7J⁠Theme music by Naughty Professor⁠: ⁠https://www.naughtyprofessormusic.com/⁠@pattymo // @kathbarbadoro // @eliyudin// @whatatimepod©2025 What A Time LLC

In this episode of Gangland Wire, Mafia Genealogist Justin Cascio joins Intelligence Unit detective Gary Jenkins to explore one of the most remarkable—and overlooked—figures of the Prohibition era: Pasqualina Albano Siniscalchi, the so-called Bootleg Queen of Springfield, Massachusetts. At the dawn of Prohibition in 1921, Pasqualina was a young widow living in Springfield's South End when she inherited her late husband's powerful bootlegging operation—one of the largest in western Massachusetts. Rather than step aside, she took control. Pasqualina ruled a crew of toughs and bootleggers, oversaw liquor distribution, and launched a relentless campaign of vengeance against rivals who challenged her authority. Newspapers dubbed her The Bootleg Queen, but her fight went far beyond rival gangs. She clashed with lawmakers, battled competing bootleggers, and even faced resistance from within her own family—all while operating in service of a secret society that would never fully accept her because she was a woman. Her story exposes the contradictions of organized crime: loyalty demanded without equality, power wielded without recognition. Cascio draws from years of meticulous research and family histories to bring Pasqualina's story to life, revealing her pivotal role in early Mafia expansion in New England and the hidden influence women could wield behind the scenes. His book, Pasqualina: The True Story of the Bootleg Queen of Springfield, challenges long-held assumptions about gender, power, and the Mafia during Prohibition. If you're interested in Prohibition-era crime, New England Mafia history, or the untold stories of women who shaped organized crime from the shadows, this episode is one you won't want to miss. Learn more about Justin and his work on Mafia Geneology by clicking this sentence. Get Justin’s book, Pasqualina: The Bootleg Queen of Springfield, Massachusetts Listen now on Gangland Wire — available on all major podcast platforms and YouTube. 0:02 Introduction to Mafia Genealogy 1:16 Pasqualina Albano’s Story 2:30 Family Reunion Revelations 4:56 The Impact of Prohibition 7:45 Prejudice and Organized Crime 10:50 Connecting the Genovese Family 12:34 Views from Sicily 13:50 Cultural Differences in Dress 16:37 Encounters with Modern Gangsters 18:36 Gina’s Documentary and Art 23:53 The Romance of the Gangster 27:24 The Nature of Risk 28:46 The Evolution of Organized Crime 33:16 Closing Thoughts and Future Plans Hit me up on Venmo for a cup of coffee or a shot and a beer @ganglandwire Click here to “buy me a cup of coffee” Subscribe to the website for weekly notifications about updates and other Mob information. To go to the store or make a donation or rent Ballot Theft: Burglary, Murder, Coverup, click here To rent ‘Brothers against Brothers’ or ‘Gangland Wire,’ the documentaries click here.  To purchase one of my books, click here. Transcript [0:00] Hey, all you wiretappers. Good to be back here in the studio of Gangland Wire. I’ve got on tap here a repeat guest. He’s been on before. I had a little technical glitch this morning with the internet, and I had to scurry around and do something different. I totally forgot about what I was going to talk about with Justin, but I knew Justin’s been on there before. I knew he does mafia genealogy, and I knew he knows his stuff, and so he doesn’t really need a lot of help from me. So this is Justin Cascio from the website and some books, some mafia genealogies. Welcome, Justin. Thanks so much, Gary. Great to be here. Really. And you’re from the Springfield, Massachusetts area. And so that’s been some of your emphasis has been on that area. But you’ve done a lot of other mob genealogy, correct? Yes. On my website, on mafiagenealogy.com, I write about a whole lot of different places that the mafia has been in the United States. In fact, coming up, I’m going to be writing about Kansas City. But for the last 25 years or so, I’ve lived in New England. I live about 20 miles away from Springfield, Massachusetts, which if you’ve heard of Anthony Aralata or Bruno or the Shabelli brothers, then you know the Springfield crew of the Genovese crime family. [1:12] And I’ve been following them pretty closely since I’ve lived here. A few years ago, I got into the story of Pasqualina Albano, who was a bootlegger in Springfield during Prohibition. [1:25] That’s what my new book is about. Yeah. Oh, that’s a new book, right? I’m sorry. I didn’t pick up real quick there. And she’s done a documentary recently that hasn’t been seen by very many people. And they really, she was a woman. They do use the A at the end. Those of us that know about romance languages would know as probably a woman, but she’s a woman. And she was running a certain segment of bootlegging back during the 30s and late 20s, exactly when it was, which is really unusual. She must have been a powerful individual. I think that she was a very remarkable person, so I couldn’t find out enough about her. I really needed to understand how it was possible that somebody who the Mafia would never have accepted as a member allowed her to lead this crew for so long, even into the years when it was associated with Vito Genovese and that crime family. Yeah. Don’t you imagine it was, she must have been making money for them. [2:24] She was making money for her family, for sure. Got a few people probably pretty comfortable, yeah. [2:30] So that family, you went to a family reunion recently and learned quite a little bit. You want to tell your experiences about that? Yes. So, Pasqualea Albano, that bootlegger, has a nephew who is now 101 years old. His name is Mario Fiore. And when he turned 100, I was invited to his birthday party. And it was an enormous scene. It was tremendous. In fact, it’s a cliche, but the opening scene of The Godfather, if you imagine that wedding scene, it’s what it looks like. There’s a guy singing live on a PA system. There’s a pizza oven parked over here. There’s kids in the pool. There’s so many people, so much food, and this great big lawn and incredible view. Just an amazing scene to be at. And I met so many different people who were in Mario’s family. I met people who came over from Italy to come celebrate his birthday and talked with them as much as I could. I have no Italian, by the way. So we did the best we could. But I also talked to her American relative. She has all these grand nieces and nephews, and nieces and nephews who are still living, who were at this party and told me stories and drew little family trees for me. And what I was able to get a real good sense of is how the family feels about this legacy. Because not just Pasqualina, who was in organized crime, so many of her relatives were involved as well and continued to be up until the 80s, at least. [4:00] So the name, was it Albano? Was it got on in the modern times? The last name, was it still Albano? Was there another name? There are a few. Let’s see. I want some more modern names. There’s Mario Fiore. So he is one of her nephews. And then there’s Rex Cunningham Jr., who is one of her grandnephews. There’s the Sentinellos. So Jimmy Sentinello, who owns the Mardi Gras, or he did anyway. It’s a nude club, you know, a gentleman’s club, as they say. A gentleman’s club. We use that term loosely. Oh, boy, do we? Another old term that I picked up from the newspapers that I just love and like to bring back is sporting figure. Yeah, even sporting man. They don’t play sports. They’re not athletes. They’re sporting figures. I know. I heard that when I was a kid. Somebody was a sporting man. Yep. [4:57] This has been a family tradition. It’s something that has been passed down through the generations, and it’s something that I talk about in the book. But mostly what I’m focused on in the plot of the story is about Pasqualea’s time during Prohibition when this gang was turning into something bigger, turning into a part of this American mafia. Yeah. Interesting. And so tell us a little bit about how that developed. You had a Genovese family that moved in and she got hooked up with them. How did that develop? Yeah. More end of modern times. Early on, so 1920, beginning of Prohibition, Pasqualea Albana was newly married to this sporting figure, we’ll call him, Carlo Sinascocci. And I’m probably pronouncing that last name as wrong as well. He also came from a family of notable people who were involved in organized crime, getting into scrapes in Little Italy, New York City. There’s a whole separate side story about his cousins and all the things that they were getting into before Carlo even got on the scene. So by the time he arrived in New York City, he had a bit of a reputation preceding him because of these relatives of his. [6:06] And Pascalina was a young woman in Springfield. And the first question I even had writing about her is, how did she meet this guy? He was a Brooklyn saloon keeper. She was the daughter of a grocer in Springfield, three and a half hours away on the train. Like, why do they even know each other? And so trying to piece all that together, how that was reasonable for them to know one another and move in the same circles, and then for him to immediately, when he moved to Springfield, start picking up with vice because it was before Prohibition. So he was involved in gambling and police violence. And you could see some of the beginnings of the corruption already happening where he’s getting police protection before prohibition even begins. And then once it starts, he is the king of Water Street, which was the main drag of Little Italy. He was the guy you went to if you wanted to buy wholesale. [6:57] Justin, I have a question here. I was just discussing this with who’s half Italian, I guess, FBI agent that worked the mob here in Kansas City. We were talking about this, the prejudice that Italian people felt when they first got here, especially. And Bill’s about 90, and so he said his father told him. His father worked at a bank in New York, and he was told that with that last name, he had a different last name than Bill does. And with that last name, he said, you’re owning and go so high in the bank. And so talk a little bit about the prejudice that those early people felt. And that’s what drove people into the dark side, if you will, to make money. You had these bright guys that came over from Sicily looking for opportunity. And then us English and Irish Germans kept them out. [7:45] And so can you talk about that a little bit? Did they talk about any of that or have you looked into any of that? [7:52] I have. And it’s a theme that comes up again and again. Whenever I look at organized crime in any city, I’m seeing things like that ethnic succession of organized crime that you’re alluding to, how the Irish were controlling, say, the machine in Kansas City Hall or what have you. And they had that same kind of control over politics in other cities, too. And the way that they were getting a leg up and finally getting that first protection of their rackets was from outside of their ethnicity. It was Irish politicians protecting Italian criminals. And then eventually the Italians were getting naturalized where they were born here. And so then they move into politics themselves. [8:31] And that is one of the theories about how organized crime develops in American cities. It’s because you’re poor and ethnic and you’re closed out of other opportunities. And so the bright kids get channeled into organized crime where maybe in a better situation, they would have gone to college. Right. And then Prohibition came along, and there was such a huge amount of money that you can make in Prohibition. And it was illegal. That’s why you made money. But there was opportunity there for these young guys. Yes. And you really start to see a lot of new names in the papers after Prohibition begins. You have your established vice criminals who you’re already seeing in the newspapers through the 19-teens. Once Prohibition begins, now they have all these other guys getting into the game because there’s so much money there. And it’s such a big pie. Everybody feels like they can get a slice. [9:21] Yeah, interesting. Carry on. I’ve distracted you, Azai, but you were talking about Pasqualina and her husband. Of course, I’m not even going to try that. When you talk about discrimination against Italians, one of the things that makes my job really hard is trying to find news about a guy with a name like Carlos Siniscalchi. First of all, I’m probably saying it wrong. I think the Italian pronunciation is… So I’m getting all of the consonant clusters wrong, but I do it with my own name too. We’ve Americanized Cassio. That’s not the right name. How do you pronounce it? It’s Cassio. But we’re Cassio. That’s my grandfather said it. So how do I find Carlos Nescalci in the newspaper when every reporter mangles that name? And spells it differently. Yeah. Everybody spells it differently. How am I going to guess how all these different English speaking reporters were going to mess up Carlos’ name? And so I find it every which way. And sometimes I’ve just had to plain stumble over news about him and his relatives. It just happens by chance. I’m looking for general crime, and then I find him specifically. So yeah, it’s a little hard to find the Italians sometimes because their names are unfamiliar and they get written wrong in censuses and in the news. So we lose a little bit of their history that way. And that’s what you might call, I don’t know, a microaggression because they can’t get that name. Yeah, a little bit. Yeah, yeah. You don’t care enough to spell it. I just, I know the thought process, I have to admit. I’ll just spell it anyway. I understand that thought process. [10:51] So you were asking earlier, I don’t know if you want me to continue this, but how the Genovese family were able to get involved in this thing going on in Springfield. Yeah, connected. Because of her second husband. Okay. Pascalina lost her first husband in 1921. He was killed by a fellow bootlegger. He takes over the gang. She conducts a war of vengeance against the guy who kills her husband and his whole family because they’re gangsters. And that takes years. She’s also pursuing her through the courts. And when that all finally gets settled a few years later, she has a quiet little second marriage to a guy that nobody had ever heard of called Antonio Miranda. [11:28] Now, Antonio Miranda is a small time gangster from Little Italy, New York City, and his brother is Mike Miranda, who is very close to Vito Genovese, and he became this conciliator eventually. So that old connections, going back to the days before the Castello-Moraisi War, when it was Lucky Luciano bootlegging with some of his pals, that’s the time frame in which she formed this alliance by marrying Tony Miranda. And that’s when it starts. That’s the relationship’s beginning between Genovese crime family having, before it was even the Genovese crime family, when it was the Luciano family. And so they’ve had that relationship with the Springfield crew ever since. A little bit like old world feudalism in a way, where one member of a royal family marries a member of another royal family. And I know in Kansas City, we’ve got our underboss, his sister, is married to our boss’s nephew. So, bring those two families together, the Lunas and the Savellas together, yes, very well, like noble families. Exactly. Interesting. Absolutely. [12:31] So that’s how they got together. I remembered that, but I’d forgotten it. So, you went to this reunion with people from Sicily there. So, tell us a little bit about that. How? [12:43] How do people in Sicily view the people in the United States? And they didn’t talk about the mafia. I’m sure there’s no doubt that they’re not going to really talk about that unless you got to find somebody that’s really lucky. But kind of care about the sociological impact and the old world and the new world, and the new world people that, you know, established here. Okay, so Pasqualea and his family are from outside of Naples, and they maintain really close ties to their family back in Italy. Like I am the third generation born in America. I don’t speak Italian. Neither does my father. Neither of us has ever been to Italy. We don’t have, we’re not Italians. We’re Americans. Okay. And the Italians will remind you of that if you forget. We’re not Italian. And like spaghetti and meatballs, not Italian. Chicken Parmesan, not Italian. These are things that we invented here out of a sense of, out of homesickness and a sudden influx of middle-class wealth. We were like, let’s have the spaghetti and the meatballs. I had separate courses anymore where the meatballs are, where they’re both a special treat and I’m going to take two treats with chicken and waffles. [13:50] So being around them, they’re formal. You know, I was meeting like Pasquena’s relatives from Mercado San Sivarino, where they’re from in Italy, they own a funeral home. They own the biggest funeral home business in the town, and they also own some other sort of associated businesses, like a florist and things like that. So I would expect a certain sort of decorum and conservatism of tone from somebody who works in the funeral business and from Italy. But they were also among the only people there in suits, because it was a summer day, we’re outside. Most of us were dressed a little less formally. Yeah. Old school, 1950s stuff. He does those old 1950s photographs, and everybody, every man’s wearing a suit. And there were women’s hat on. Also, that ongoing thing where people in Europe just dress better. Yeah, they dress more formal. I see a little bit in New York City. I noticed it when I moved up from the South. In the South, you go to a funeral and flip-flops, okay? It’s very casual because the weather absolutely demands it. I moved that back up North, and I’m like, wow, everybody’s just wearing the same black coat, aren’t we? And you go into New York. People are dressed a little better, even. You go to Europe, and it’s just another level is what I hear. People, they dress better. They’re not like us where we would roll out of bed and put on pajama pants and some crocs and go to the grocery store. They would never do something. Yes. [15:10] I was in a restaurant several years ago, and there’s a guy sitting at a table, and another young guy comes in. And the guy at the table says, dude, you wore your pajama bottoms in the restaurant. [15:22] People need to be sold. And I’ll have to admit, at the time, I hadn’t seen that before. And since then, I see it all the time now. I live in a college town. I see it a lot. Yeah. So i’ll carry on a little more about that reunion there uh okay so how to describe this so much of it was very surreal to me just being in this place like very fancy house the longest driveway i’ve ever seen like more than a mile i finally like when i parked my car because the track you know you can the parked cars are starting i parked and i get out of the car. And I’ve got this big present with me that I’m going to give to Mario. It’s unwieldy. And I’m like, oh man, this is going to be quite a schlep. And I’m wearing my good shoes and everything. And these two young fellas come up on a golf cart and bring me a ride. So I get in the golf cart and we get up to the house and my friend Gina was trying to point people out to me. Oh, he’s somebody that was in my documentary and you got to talk to this guy. And there was a lot of that. you’ve got to talk to this guy and you’ve got to talk to this woman and dragging me around to meet people. And one of the groups of people that I was, that I found myself standing in, [16:35] I’m talking to gangsters this time. Okay. This is not cousins who won a funeral home. These are gangsters. And I’m standing with them and they’re having the absolute filthiest conversation that I’ve heard since high school. [16:48] And, but the difference is boys in high school are just talking. These guys have done all the things they’re talking about. Wow. What a life is. The lives you would have led. Bye. I’m just trying to keep it. Are these American gangsters or are these? Americans. Okay, yeah. Current gangsters, they’re in the Springfield area with Anthony Arilada there. They’ve all hated him, probably. I’m sorry? I said Anthony Arilada when he’s there, and they all hated him. You probably didn’t bring his name up. Yeah, really. There are different factions in Springfield, it feels like to me, still. bill. And I haven’t got them all sorted. There are people who are still very loyal to the old regime and they have their figure, their person that they follow. And sometimes they can live with the rest of them and sometimes the rest of them are a bunch of lowlives and they want everybody to know about it. Yeah. [17:45] I’ve heard that conversation before. Interesting. Now, whose house was this? Somebody made it well in America. Yes. And I think it was one of his nephews. I don’t know exactly whose house it was. I was invited by Gina’s brother. He texted me and invited me to the party. And people just accepted me right in. The close family members who have seen Gina’s documentary, who have heard her talk about Pastelina and the research and meeting me, they think of me as the family a genealogist. And so I have a title in the family and belong there. Oh yeah, it’s here to document us. As you do, because we’re an important family. And so they didn’t really question my presence there at all. And you were able to ask questions from that standpoint too. That’s what was nice. Yeah. [18:37] And a lot of times it was just standing still and listening because there was so much going on, That was enough. Interesting. Now, her documentary, you’ve seen it, so tell us a little bit about it. Folks, it’s not out there streaming yet. She’s trying to get something going, I would assume. [18:58] Explain her just a little bit, too, in her book. Talk about her and her book and her documentary. Yeah. Okay. Gina’s a part of this big family that has got some wealth still and goes back to bootleggers in Prohibition and has gangsters in it, including her brother, Rex Cunningham Jr. So Cunningham is the name you don’t expect to hear in the mafia. Yeah, yeah. Done by Marietta Beckerwood. I don’t know if he was a member or associate, but at any rate, he was a known figure around here. Sportsbook and that kind of thing. Sportsbook, yeah. Yeah. She grew up with a little bit of wealth and privilege, but also feeling a little bit outsider because her family was half Irish. So among the Italians, it was a, you go to the wrong church, you go to the wrong school kind of vibe. And she grew up into more of a countercultural person. Her family is very conservative politically, religiously. I don’t know if you would expect that of a gangster family, but that’s what I’ve noticed is pretty common, actually. No, it’s pretty, that’s the way it is here. Yeah, real conservative, yeah. Yeah. You have to be socially for the whole thing to work. I can get into that, but And they keep going to the same church and school and everything, and you maintain these close ties with the neighborhood and local businesses and so forth. But she really was like, I’m going my own way. And so she became this free spirit as a young woman. And Gina’s, I don’t know how old she is. I want to say in her late 60s, around 70, about there. [20:23] That’s Gina Albano Cunningham. Cunningham. Oh, Gina. Okay, Gina Cunningham. See, I’m getting mixed up with the names. And Cunningham was… Ask Elena Albanos. Her sister married and became a Fiore. Okay. All right. That’s a little bit confusing. People have to go to your website to get this straightened out. Or maybe you have this, a picture, an image of this family tree on your website. In the book, you can find multiple family trees because I’m working with all these different branches. I’ll take a look if I can’t put an image in here for everybody to get this straight. But the modern woman that did the book and the movie, she’s in her 70s now. [21:04] Yeah. Yeah, and she’s a grandniece of Pasqualina, and her brother and her cousins were in organized crime in this room. Okay, all right, all right. Go ahead, go ahead. She’s absolutely immersed in this life, but she did not want any part of it, and so she left. And there are other people in her family that you can point to that did the same thing, like some of Pasqualina’s children just did not want to have anything to do with the family. Well, they left. They went and moved to another state. They stayed in another place. They didn’t come back. And she did the same thing, but she’s not cut ties. She keeps coming back and she has good relationships with her family members, even though she’s not aligned with them politically and so forth. [21:42] And she’s an artist. I’ve seen her work on a couple of different mediums. I don’t want to really try and explain what her art is, but she’s a feminist artist. And she’s also really been pointing the camera at her family quite a bit. And it seems like film might be a newer medium for her. She’s used to do more painting and sculpture and stuff kind of thing. How’d the family take that? A lot of these people, I’ve talked to some relatives here, and one of them come on to talk to me, but I said, your Uncle Vince, he said, yeah, I know. But then he never would get back to me all of a sudden. So a lot of pressure to not say anything about it. Oh, yeah. Sometimes I will get started talking to somebody and then it’ll reach a certain point where they’re like oh no we can’t don’t be recording this don’t put my yeah anything so yeah news to that but gina was like no this is going to be part of my, political art. I’m going to point the camera at my family. I’m going to expose, some of the hypocrisy that I see there, the things I disagree with. [22:41] It’s a short documentary, and I find it very powerful because it’s a family video. One of the first people she’s aiming the camera at is, I think, one of her nieces. Talking to this young woman who is leaning on her car, maybe in her late teens, early 20s, and this young woman is saying, oh, yeah, I would marry a gangster if I had the chance. And I’m just like, do you not know your family? Do you not know the heart? And later on in the video, you get to hear some of the really just like gut wrenching stories of what pain people in her family have brought upon themselves through their involvement in organized crime and all the things that it entails. And this young woman is, I don’t know, she’s acting because she doesn’t even know this other uncle or this other cousin that she’s got that can tell her these stories. Or is it, I don’t know, it doesn’t matter or something. And that to me was shocking. That’s the kind of thing that needs, that’s somebody who needs their mind changed. And I was like, I hope she watches this video she’s in and changes her mind about how she feels about that life and wanting to be a part of it. But that’s what mafia culture creates more of, is people who want to be a part of that. [23:53] There’s a certain romance to it that started out with Robin Hood, if you will. You get a romance of the gangster, the criminal that maybe is good to some people, good to support people, good to their family. And it continues on to this day to John Gotti. He’s the most recent iteration of Robin Hood and Jesse James here in the Midwest. People love Jesse James. When I grew up, everybody, every family had a story about how a couple of guys came by their house back in the 1800s and they gave them a place to stay and a meal. And they left them like a $20 gold piece, which was like $500 or something. And they said, it was Jesse James. I know it was. It’s the romance of the gangster continues. Yes. We all would love to imagine that we’re on the gangster side and that the gangster agrees. Yeah. As long as we don’t have to go to jail or pay that price. Because to me, I’ve got a friend today that he spent about 12 years and he would give all that gangster life back to get that 12 years back for these kids growing up. He’s turned over a new life today. I had lunch with him and his son not too long ago. And it’s just his son has told him, he said, every time I had to walk away from you in the penitentiary and come back home after our visit, he said, I was just crushed. It’s a huge price to pay for that. But there’s still that romance continues. [25:13] That terrible price, I think, is part of what feeds the romance. If there was no risk, there wouldn’t be that allure. Yeah, that’s true. You met that risk and overcame it and went on, came out on top. It’s what they always like to claim that came out on top of it. So I understand that thought process. I take a lot of risk in my life just from the other side. I said, live to fight another day. Yeah, there really are different kinds of risks that you can take. I was writing about a contract killer in Texas, and one of his targets was a guy who was a grain dealer. And I was like, that’s a really weird target for murder, right? Like, why would you kill a grain dealer from rural Texas? And it was because his old partner had an insurance policy out on him and decided to cash in on it. That was Charles Harrison, wasn’t it? Yeah, yeah, exactly. Sad story. Charles Harrison. Yeah. It was like, these were two guys that took very different kinds of risks, right? You got Charles Harrelson, who kills people for money. That’s a certain kind of risk you’re definitely taking. And then there’s the guy who buys grain and then sells it. So he’s taking these risks for his community of farmers. [26:27] And I was like, that’s really wholesome. And that’s, I don’t know, I feel like it’s a really positive example of masculinity. That’s the kind of risk we’re supposed to take for the safety and well-being of our neighbors? Yeah. Even the farmers, they risk everything every year. Smaller farmer, I grew up in those families and a smaller farmer practically risk everything every year, being in on the weather. That’s why I didn’t stay on the farm. And the markets, you don’t know what the markets are going to do. It’s a gamble every year. That Charles Harrelson, that’s Woody Harrelson’s dad who killed the Judds, famous murder down in El Paso. And he had a business. He carried a card that said he was a hitman. It was his story. [27:10] Bold. He was a crazy bold dude. I did a whole three-part series on that whole Jimmy Chagra marijuana business [27:20] down there on the border. and his connection to it and the killing of Judge Wood. So it’s just a business in these guys. Hey, it’s not personal. It’s just business. Yikes. It’s crazy. But Justin, you got anything else you want to tell us about? Anything you’re working on? And remind guys your website and what you can find there. He has some really interesting stuff about the old early days in Chicago. I know that. I referred to some of that several years ago when I was doing something on Chicago. So give guys a little walk through on your website. It’s really interesting. Okay, so John Gotti is one name I don’t think you’re ever going to find on my website. Yeah, good. [27:59] I’m really addicted to origin stories. I like to find out how the Mafia was already present before that point when we say it started. Yeah, in the 20s. But gangsters don’t come out of nowhere. Gangs don’t come out of nowhere. They evolve. They grow. There are forces to create them. And so that’s what I’m interested in. I like to go around. And I spent a lot of my early career writing about one place and its effect on the United States, Corleone, where my family’s from in Sicily. And that was my first book, In Our Blood. And some of my first posts on mafia genealogy are in that thread. They’re about my family and the Corleonesi. But then I started to get into other [28:42] places and wanting to know about their stories and getting into other parts of Italy as well. So if you go to my website, you’re going to find stories like Charles Harrelson and the two guys that he killed before the judge, or in Chicago about the different little Italys that existed before Capone consolidated everything, or Kansas City I’m writing about, Nick Fatsuno and the Passantino brothers. I don’t even know if you know those guys, but I thought their further stories were amazing. [29:09] Passantino had a funeral home today, but the other names I don’t really know back then. I don’t know much about that or those early days. Did they seem to come from the same little town, the same general area? They didn’t, actually. A lot of them were Sicilian, and they come from Palermo province, but not all from the same town. Not from okay. Yeah. Yeah, I wasn’t able to put—there’s not a strong current there in Kansas City like I’ve found in other places where everybody is from one town. Yeah. [29:37] But not so much in Kansas City. A little more varied. Interesting. So that’s what you’ll find on my website. And then Pasqualina is my second book, and you can buy both of my books at Amazon. Got them behind me here, Airblood, Pasqualina. And Pasqualina is about that prohibition era, and if you like to understand where big-nosed Sam Koufari got his start, it’s in there. And the Shabelli brothers show up. It’s about those origins. I was talking to a friend of mine about this name, Skeeball or Skeebelly. Yes. Who had some relationship back in Springfield, and he just really knew Skeeball when he was young. [30:17] Yep, because it was the spelling of his name. I’m not even sure how they pronounced it. I think it’s Skeebelly. Skeebelly. That probably was. Yeah, Skeebelly. I know somebody named Skeebelly, so probably was. That’s like the name of the body shop here in Kansas City, and it’s P-A-C-E. But really it’s Pache. We’ve got to do it right. And that’s probably short for Pache. I don’t know. I wonder if the family pronounces it Pache or Pace. I think business-wise, but then the person who was talking was close to the family and they said, oh no, it’s Pache. So I thought, okay. [30:53] Interesting. The immigrant experience in this country is really always interesting. There’s always conflict and the interest is in the conflict. And as people try to make their way, and stopping with, oh God, it was an author, T.J. did the Westies. You guys know T.J. that did the Westies. And he said, yeah, he said, and he really was articulate about, as we’ve discussed this, that people come here want an opportunity, because they didn’t have any opportunity in the old country, whether it be Naples or southern Italy or Sicily. They came here, they really just wanted opportunity. And then the opportunity, you have to start fighting for opportunity. That’s the nature of the beast in this country. In any kind, any society, you’ve got to fight for opportunity when you’re an outsider and you come in. And so that was the early development. These people just wanting a little slice of this American pie that they’d heard so much about. The streets are paved with gold over here, but found out you’ve got to dig that old man. [31:52] Some people probably came over here thinking they were going to make an honest living and found themselves, by one step and another, involved in organized crime. And then there were other men who came here from Italy for whom the opportunity was to be a criminal here. Richer pickings. Yeah. And they started restaurants and had your typical immigrant, all the immigrant restaurants, all these Chinese, whatever kind of ethnic food is, they start out with an immigrant who then puts his kids and his cousins and his nephews and sisters and grandmas in the back room kitchen, start those restaurants. And people, us people that are already here like that food and they run them, they do a really good job at it. And so that’s a way to get started in grocery stores for their other fellow paisans. And those were the ways that they made it here, at least now, probably the same way in every city where there’s a large Italian population. Got to feed the other Italians. And so an Italian restaurant is natural. Yeah. And also owning your own business is just really smart for a lot of people. If you’re an organized crime, it’s a great way to hide what you’re doing. [32:59] And if you’re trying to get a naturalization status, especially now, being a business owner is really advantageous. Yeah, I bet. I was talking about that on getting a naturalization process that showed that you’re an entrepreneur and you believe in the system and you’re doing well. Yeah, interesting. [33:17] All right, Justin Cascio, and the website is Mafia Genealogy. He’s got a couple books on there in this documentary. I don’t know. Keep us up on that. Maybe if it comes out, I’ll make sure to get it out on something where people know that they can go out and see it. It sounds really interesting. Thanks, YOL. All right. Thanks, Justin. I’ll do that no more. Thank you, Justin. It’s really a pleasure to talk to you again. Always a pleasure being on your show. Thank you. Great. [33:44] Justin, see, I was going to ask you about something. What? Are you going through a publisher? You got a publisher? No, I’m self-published. You’re self-published? Okay. Yeah. See, I self-published several books, and I’m doing probably my last ones, a story of my life, kind of more of a memoir, my struggles and my moral dilemmas and all that during when I worked intelligence. And then I’ll explain all about the big civil mob war we had here during those years. And I don’t know. I started poking around. I thought, well, maybe I’ll try to get a regular publisher. But boy, it’s hard. You’ve got to get an agent. You can’t get attention of an agent because there’s hundreds and thousands of people out there writing books wanting to do all this. So thank God for Amazon. Yeah. I think if you already have your audience. Yeah. And you know who they are and you’re already talking to them. You don’t need to pay somebody else to do that for you. Yeah. Yeah. I’m paying an editor to go over to… That’s different. That’s no other strengths. But to get it sold out there. Out here making videos every day. The good thing about getting a publisher is you can get, and then you got a chance of getting it into Barnes & Noble and into libraries. [34:59] See, libraries. You might into libraries anyway. How’d you do that? How’d you figure that out? The local library has an interest in the book, so they bought it. Yeah, they did. But I’m talking about other libraries. Yeah, they can all buy the book the same way. Yeah, but how do they find the library buy books? [35:18] I think buy them from the publishers normally. And if your book is self-published and they want to carry that book, because, for instance, about local history, then they’ll buy it. Yeah. I’m thinking about how do they get it out in other New York or Chicago or some other city that will be looking for nonfiction books. Publishers. You have to do every step yourself instead of being massive. Yeah. And then like Barnes & Noble and places like that to get it in, that’s hard too. You can do that locally. Those places carry my books on the website. Who does? They’re buying it from Amazon. Oh, okay. Interesting. Oh, really? Yeah. Because that’s the only place you can get it. I think I sell a couple of my, I’ve seen some people from, I think it’s through at Brafta Digital, I think’s the name of it. That’s another thing that this thing went up on that Barnes & Noble did sell a few copies of it. As a matter of fact, now that you mention it. [36:21] But it’s interesting. It’s fun. How are you ever going to get a screenplay sold if you don’t get their attention? [36:30] That’s why most people I talk to, they’re trying to figure out how to get a movie made from their book. Gangsters ask me that question. They’re like, you figure I know the answer to how to get a movie made from YouTube? and I do not have that answer. Nobody knows that. It’s hard work. Yeah, I tell them nobody knows that, the answer. It’s God. A divine being that strikes you, whether it be the Apollo or the God of Abraham, or Jesus or some higher power reaches out and touches you and says, okay, I bless you, and now you’re going to have a movie made and Robert De Niro is going to play your part. Although anymore, they don’t want De Niro to play him because they hate him now, and they want somebody else. Oh, my God. It’s always a pleasure to talk to you, Justin. Likewise, Gary. Thanks so much. If I can do anything for you here in Kansas City, and as you’re going through your thing, if you’ve got any question or anything, I’ve got that one friend, that FBI agent, that he could maybe help you with if you’re looking for a connection or something. He knows quite a little bit. And somebody else was just talking about that, looking into that, those early days. But if you do have any questions or anything that you’re stumbled about here in Kansas City, be sure and give me a call, and I’ll see if I can’t steer you to somebody. I don’t know myself. I don’t really ever look at it. Okay. Okay. Stay safe. Thank you. You too.

Folks... we've been indoctrinated. Heated Rivalry brainwashed us. As someone who is EXTREMELY contrarian (Aquarius Sun), hatesss hype, an absolute TV/movie SNOB, and is pretty suss of fandoms… I promise you, the hype is beyond worth it.It's SO worth it, I had to debrief for nearly 3 hours with one of my besties, Shelly, to discuss what kind of glitch in the matrix is happening right now. What drugs were sprinkled in this script? What subliminal messaging did they use? WHAT IS GOING ON???!!!We're happy. Glowing. More pep in our step. This show has absolutely altered our brain chemistry.DISCLAIMER: this is spoiler city. We discuss everything in the show.This is a 2 parter. Buckle up, sooo much more to come in Part 2!Connect with Chelsea:

Send us a textThe moment you decide to retire isn't just a click—it's a reckoning. We open up about the weight behind “pushing the button,” the quiet guilt of choosing family over another tour, and the real work of shifting your identity from rank and ribbons to purpose and people. You'll hear why staying past 20 isn't a one‑size‑fits‑all decision, how higher tenure and slating collide with a spouse's career, and what happens when you stop planning next year's calendar and start planning your life.We get into the unglamorous but critical choices: who to tell and when, how to avoid the “checked out” label, and why some members keep retirement plans close until the timeline locks. We compare retiring CONUS vs OCONUS with clear tradeoffs—ceremony access for family, state benefits, and job hunting where you'll actually live. Then we dismantle the six‑figure fairy tale and the risky habit of budgeting around a VA rating. The better path: honest skill translation, smart networking, and a resume that shows outcomes, not acronyms.We also wrestle with ceremonies—why they matter for families even when the planning is stressful—and the big post‑uniform question: do you lead again or reclaim your time in a non‑supervisory role? You'll hear strong arguments for both, along with candid stories from recent retirees who chose faith over fear and found alignment on the home front. If you're standing at the edge of the button, this conversation gives you clarity, language for tough talks, and a plan to honor your service while building a life you want.If this helped you think differently about transition, follow the show, share it with a teammate who needs it, and drop a review with your biggest question—we'll tackle it next.

I greet you in Jesus' precious name! It is Sunday morning, the 11th of January, 2026, and this is your friend, Angus Buchan, with a thought for today. We go to the Gospel of John 13:15-16: ”For I have given you an example, that you should do as I have done to you. Most assuredly, I say to you, a servant is not greater than his master”. Folks, that word, ”minister” actually means, “One who cares for others, one who looks after.” A minister is not a title to sit up in the front and to have people running after you. No, the minister is the one who serves the congregation. The same thing applies for any child of God. We are a band of feet-washers. Jesus says no servant is greater than his master. Now, if Jesus washed the feet of his disciples, then how much more do we have to do the same. We are called to be a band of feet-washers.Now I want to tell you a story about a servant. A few years back, I was in America. I had the privilege of going to the state of Arkansas. They set up a meeting for me, a campaign, in a rodeo arena. That's right - where they ride bulls and horses. It is a most beautiful place and there is no other place that I desire to preach in, than a rodeo centre because those men, those bull riders, I have the highest respect for them. You know the bull weighs about a ton and you've got to stay on his back for eight seconds. That eight seconds must seem like eight hours to that bull rider and that bull is angry and he wants to hurt you.I went down to the arena, they were building a wooden platform for me in the middle of the arena, and I was asking the guys, ”Do you know any rodeo, any successful bull riders?” They looked up and they said, ”You see the old man standing over there.” I think he was sweeping with a broom. I said, ”Ja, I can see him, the old man with the glasses on.” They said, ”Yes, that's the one. He is a former world champion bull rider.” This man was just carrying on with his business. He had been impaled by the horn of a bull when he was still going to the top. He ran out of the ring, holding his stomach to keep everything inside. He just happened to meet a doctor coming up the ramp and the doctor sewed him up standing right there. Three weeks later, that man won the Championship of the World.Oh folks, I had to go and shake his hand and then I noticed he was wearing a beautiful belt buckle. It just happened to say, 'The Champion of the World' but what a servant! What a humble man!Today, let us serve,Jesus bless you and goodbye.

Happy, happy Friday, real estate investors! This first week of January has been wild, and I'm buzzing with news that's going to make your distressed-asset-loving heart sing. Forget New Year's hangovers; we just landed a list of over 4,200 distressed mortgages across the entire freakin' United States! This isn't just a list; it's a goldmine of opportunity, whether you're a note ninja, a sub-to specialist, or just looking to dive into the "sexy side" of real estate.From 90-day defaults to 2+ years of delinquency, these first-lien, owner-occupied notes are ripe for the picking. We're talking hundreds of assets in Texas, Florida, California, and every other major market you can imagine. This isn't just about notes; it's about unlocking multiple exit strategies for any investor willing to get their hands dirty!Here's your VIP pass to the distressed mortgage party:The Motherlode of Distress: We've uncovered over 4,200 first-lien, owner-occupied distressed mortgages nationwide, from slight defaults to severely delinquent situations.Multiple Exit Strategies, One List: Whether you're eyeing non-performing notes, lucrative REOs, subject-to deals, or non-qualified assumptions, this list is your all-in-one resource.Cherry-Pick Your Profits: This isn't an all-or-nothing game! Cherry-pick individual assets that fit your buy box, or go big with multi-million dollar pools. (Warning: We're making offers on a huge chunk, so act fast!)Nationwide Goldmine: While Texas, Florida, and California are popping off, this list covers every state, ensuring there's distressed property opportunity no matter where you invest.Exclusive Live Access: Join me live on Monday, January 12th, at 7 PM Central for a special Zoom webinar. We'll go through the list, answer your questions, and you'll get your hands on this game-changing list just for attending!Folks, 2026 is kicking off with a bang, and distressed real estate is where the action is. If you're tired of hearing about opportunities after they're gone, this is your chance to get in early. RSVP now at NoteNightInAmerica.com – bring your questions, your coffee, and your ambition. Let's make 2026 the year you truly level up your portfolio. Go out, take some action, and I'll see you Monday night!#DistressedMortgages #RealEstateInvesting #NoteInvesting #SubjectTo #REO #NonPerformingNotes #RealEstateDeals #Foreclosure #InvestorOpportunity #TexasRealEstate #FloridaRealEstate #CaliforniaRealEstate #WealthBuildingBook a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Good morning, afternoon, and good evening, everybody! Scott Carson here, and boy, do I have a story that just cracks me up every New Year! This morning, while huffing and puffing on my bike, I got a text about a "half-billion dollar fund" in the UK looking to acquire mortgage-backed securities immediately. Yep, you heard that right – from someone who's never bought a note and whose social media is more about conspiracy theories than cash flow. Sounds legit, right?Folks, it's time for a public service announcement to the note industry: QUIT CHASING WHALES! If you're being approached by "joker brokers" promising you a slice of a multi-million (or billion) dollar pie, but their money's "out of the country" and they don't know what a QIB form is, run for the hills! This episode is about ditching the Moby Dick illusion and building real wealth with your own portfolio.Here's why you need to stop chasing phantom deals and get real in 2026:Exposing the "Joker Broker" Trap: Learn to spot the red flags of unrealistic deals – from phantom funds to foreign money and requests from inexperienced intermediaries (especially those more worried about RFAK than real estate).The QIB Form Reality Check: Understand what a Qualified Institutional Buyer (QIB) truly is and why genuine institutional players won't be calling "little old Scott Carson" or you for a half-billion dollar deal.Why Whales Already Have Fishermen: Big funds and family offices already have established networks. Your energy is better spent building your own relationships and portfolio, not trying to pitch someone who “fell in love with the property” but not the note.Build Your Own Damn Ship (and Find Your Own Fish!): Instead of waiting for a grand slam, focus on acquiring notes for your portfolio. Even $50,000 notes can bring in significant cash flow, which is far more impactful than chasing ghosts.The Power of Private Money (in Smaller Batches): Discover how networking at local real estate clubs and marketing to IRA investors can unlock the "smaller batches" of private capital you actually need to fund your deals and grow your business.Listen, if you're a "lowly old person" who's never bought a note but thinks you're going to broker a half-billion dollar deal, I've got oceanfront property in Arizona to sell you. Stop letting these pipe dreams tatter and bruise your investing spirit. Focus on tangible action, build your own portfolio, and generate your own profitable cash flow. Go buy one, two, three notes a month for yourself, and you'll be happier, wealthier, and far less likely to vomit. Sayonara, Moby!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Happy, happy Friday, real estate investors! This first week of January has been wild, and I'm buzzing with news that's going to make your distressed-asset-loving heart sing. Forget New Year's hangovers; we just landed a list of over 4,200 distressed mortgages across the entire freakin' United States! This isn't just a list; it's a goldmine of opportunity, whether you're a note ninja, a sub-to specialist, or just looking to dive into the "sexy side" of real estate.From 90-day defaults to 2+ years of delinquency, these first-lien, owner-occupied notes are ripe for the picking. We're talking hundreds of assets in Texas, Florida, California, and every other major market you can imagine. This isn't just about notes; it's about unlocking multiple exit strategies for any investor willing to get their hands dirty!Here's your VIP pass to the distressed mortgage party:The Motherlode of Distress: We've uncovered over 4,200 first-lien, owner-occupied distressed mortgages nationwide, from slight defaults to severely delinquent situations.Multiple Exit Strategies, One List: Whether you're eyeing non-performing notes, lucrative REOs, subject-to deals, or non-qualified assumptions, this list is your all-in-one resource.Cherry-Pick Your Profits: This isn't an all-or-nothing game! Cherry-pick individual assets that fit your buy box, or go big with multi-million dollar pools. (Warning: We're making offers on a huge chunk, so act fast!)Nationwide Goldmine: While Texas, Florida, and California are popping off, this list covers every state, ensuring there's distressed property opportunity no matter where you invest.Exclusive Live Access: Join me live on Monday, January 12th, at 7 PM Central for a special Zoom webinar. We'll go through the list, answer your questions, and you'll get your hands on this game-changing list just for attending!Folks, 2026 is kicking off with a bang, and distressed real estate is where the action is. If you're tired of hearing about opportunities after they're gone, this is your chance to get in early. RSVP now at NoteNightInAmerica.com – bring your questions, your coffee, and your ambition. Let's make 2026 the year you truly level up your portfolio. Go out, take some action, and I'll see you Monday night!#DistressedMortgages #RealEstateInvesting #NoteInvesting #SubjectTo #REO #NonPerformingNotes #RealEstateDeals #Foreclosure #InvestorOpportunity #TexasRealEstate #FloridaRealEstate #CaliforniaRealEstate #WealthBuildingLove the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest

Jimbo Thursday: “It's SELFISH. It's STUPID” [regarding Lane Kiffin..] Does Lane Kiffin regret his decision of leaving Ole Miss for the LSU Tigers?? Ole Miss one win away from playing for a National Championship!

Folks, it's the ONE HUNDREDTH EPISODE OF SO TRUE and the only way we saw fit to celebrate 100 episodes was to invite our old pal the one and only Brittany Broski to join us for the special occasion! Brittany and Caleb talk their plans for the new year, acting exercises, pop divas, yearning, and much more!  Join our Substack for ad free full episodes, early access to merch, our community chat, and more! https://calebsaysthings.substack.com/  Follow Brittany! @brittany_broski  Follow the show! @sooootruepod  Follow Caleb! @calebsaysthings  Produced by Chance Nichols @chanceisloud So True with Caleb Hearon is edited and engineered by Nicole Lyons. Our social media manager is Virginia Muller. All episodes are filmed in The So Trudio at Legitimate Business World Headquarters in Brooklyn, New York.  A Wave series. wavesportsandentertainment.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Pivot your career by becoming an Agile Business Outcomes Partner. Help companies get what they’re begging for – real, measurable business value from their Agile investments. Buy the audio+PDF playbook here. The State Of Agile Report Finally Dropped For a bit there, I thought I’d missed it. I’m not 100% sure if there ever was a 2025 report, but for no good reason, I checked this week, and voila! There it was. The 2026 edition. I don’t exactly set my watch to the annual State Of Agile report, but it IS very very good. What I like most about it is the data focus. We’re not hearing from pundits or experts. The authors poll 350 organizations with a set of prepared questions about Agile as it is today; in doing so, they’re able to draw contrasts to how it looked in past years. They ask about adoption rates, satisfaction, quality issues or improvements, Agile role definitions, Agile’s impact on planning and business strategy…and the answers give a good internal temperature of how we’re impacting business and technology. Calling Out Trends The State Of Agile Report spends a good amount of space on trending stats. It’s good to know how things ARE, but even better to know where they’re going. There’s been some sharp changes since the last report, and they reflect what you’ve probably been feeling out there in the field. Investment Is Up, But Trust and Quality Are Down When you see all of the layoffs and dried-up opportunities, you’d likely assume that spending on Agile is down. That was the big surprise in the 18th State Of Agile Report…Investment is actually UP. Most companies are increasing or sustaining existing investment in Agile. And yet, we can clearly see that interest is waning. How can this be? Whether its sunk-cost fallacy or the commitment and consistency principle, companies are not ready to cancel all their Agile programs quite yet. For reasons discussed later, there is a lot more order and automation in development operations, and apparently that’s worth spending to keep in place. Buyers Demand Proof of ROI But at the same time, one of the biggest jumps in this year’s State Of Agile Report is the increased scrutiny on Value. Folks want to know – how is Agile impacting my core business metrics? Where is this investment mapped to improved business outcomes? The answer is often “we don’t know”. That’s causing a lot of shifting in how much companies invest – which is why we see roles being eliminated, repurposed, combined or redefined. Three quarters of respondents say there is an increased pressure to defend or prove the ROI of their Agile spend. Three quarters. This is a huge signal. Roles are Changing Most respondents reported that their Agile roles have changed in some small way. A small number have shifted off of Agile tasks altogether, but most have found their roles hybrid-ized with traditional PM or project/product roles. Some have found that the coaching-only role is diminished. Others still report that they are responsible for ensuring Agile has traceability back to business outcomes, as described above. Systems are Nice, But They Don’t Help Make Better Decisions It’s subtle, but its there….what we’ve professed all along is actually supported by data. Systems, tools and processes, while important, take a back seat to business imperatives. Many respondents in the State Of Agile Report describe satisfaction with they’re systems, in terms of visibility into the development pipleine. But again, the link between that pipeline and measurable value is cloudy at best. Ai Can Help (But Maybe Not Yet) But wait! Isn’t AI going to save Agile? Maybe someday, but not quite yet, according to The State of Agile Report. The problem with AI is the spotty, disorganized adoption. Guardrails are few and inadequate. Agentic AI shows promise for automating end-to-end workflows, but only if we treat AI like any other employee or business partner. Reading Between The Lines There’s good news and bad news in The State Of Agile Report. After a quarter-century, Agile has definitely settled in. A lot of what we used to be tresured for has become table-stakes. But the future belongs to those who can become Business Outcomes Partners – those who are able to tie Agile investment to business value. Get The State Of Agile Report Here Donwload your own copy here: https://digital.ai/resource-center/analyst-reports/18th-state-of-agile-report/ Get My Guide to Becoming A Business Outcome Partner Be the first to get this career-changing guide. If you get it before January 12, 2026, you can use coupon code BOXINGSAVE15 at checkout to save 15% off your total price. BOXING WEEK SALE Save 15% Off ALL MY PRODUCTS until Jan 12 2026. Use code BOXINGSAVE15 at checkout. https://learning.fusechamber.com **FORGE GENESIS IS HERE** All the skills you need ot stop relying on job postings and start enjoying the freedom of an Agile career on YOUR terms. First cohort starts in Jan 2026 https://learning.fusechamber.com/forge-genesis **THE ALL NEW FORGE LIGHTNING** 12 Weeks to elite leadership! https://learning.fusechamber.com/forge-lightning **JOIN MY BETA COMMUNITY FOR AGILE ENTREPRENEURS AND INTRAPRENEURS** The latest wave in professional Agile careers. Get the support you need to Forge Your Freedom! Join for FREE here: https://learning.fusechamber.com/offers/Sa3udEgz **CHECK OUT ALL MY PRODUCTS AND SERVICES HERE:** https://learning.fusechamber.com **ELEVATE YOUR PROFESSIONAL STORYTELLING – Now Live!** The most coveted communications skill – now at your fingertips! https://learning.fusechamber.com/storytelling **JOIN THE FORGE*** New cohorts for Fall 2025!  Email for more information: contact@badassagile.com **BREAK FREE OF CORPORATE AGILE!!*** Download my FREE Guide and learn how to shift from roles and process and use your agile skills in new and exciting ways! https://learning.fusechamber.com/future-of-agile-signup We’re also on YouTube! Follow the podcast, enjoy some panel/guest commentary, and get some quick tips and guidance from me: https://www.youtube.com/c/BadassAgile ****** Follow The LinkedIn Page: https://www.linkedin.com/showcase/badass-agile ****** Our mission is to create an elite tribe of leaders who focus on who they need to become in order to lead and inspire, and to be the best agile podcast and resource for effective mindset and leadership game. Contact us (contact@badassagile.com) for elite-level performance and agile coaching, speaking engagements, team-level and executive mindset/agile training, and licensing options for modern, high-impact, bite-sized learning and educational content. If you like this episode, you might also like… State of Agile Report 2024 Review Win Executive Support by Marketing Your Agile POV Episode 224 – Circulate Value – The Agile Survival Skill

This week on Toilet Radio: Clown from Slipknot started a Minecraft server and he’s more excited about it than anything he’s ever done in his life. Also, perhaps unsurprisingly, he’s really, really into A.I. We got an insane press release from ALCATRAZZ that airs out decades of petty annoyances, beefs, and drama at former band members. God bless the poor PR guy that had to actually type this manifesto. Tim Lambesis is getting aired out by his ex-wife and ex-band members because he’s a huge piece of shit. Among the many allegations of abuse, there’s also a claim that he possesses A.I. porno of the very illegal variety. Not great! Finally, Sean Killian is pissed at Phil Demmel for not wanting to continue to play shows with the band they briefly had 40 years ago. Folks… it’s a dramatic one. Music featured on this episode: Zerre– Pigs Will Be Pigs This program is available on Spotify. It is also available on iTunes or whatever they call it now, where you can rate, review, and subscribe. Give us money on Patreon to get exclusive bonus episodes and other cool shit.

The story of Jim Jones and Peoples Temple climaxes as the departure of Jonestown residents triggers a chain of events leading to tragedy and death.Preshow Ad Music:“Sequential Elements,” written by Sander Kalmeijer and performed by The Galaxy News.Theme Music:Questline, written by Cody Kurtz Martin, performed by Cody MartinTheme Soundbytes:“I am God and there is no other!!” (Jim Jones sermon) (https://www.youtube.com/watch?v=4RaQ9dyyhnc)“How Cult Leader Jim Jones Got People to Join His Temple” (https://www.youtube.com/watch?v=h6l1VFj-yBE)“Jim Jones - Jonestown Documentary” (https://www.youtube.com/watch?v=hO8aYSApnng&t=484s)“Jim Jones - Death tape 1978” (https://www.youtube.com/watch?v=ofbGZDbbUsE)Audio Clips:“Jim Jones - Jonestown Documentary” (https://www.youtube.com/watch?v=hO8aYSApnng&t=484s)“Jonestown doc” (https://www.youtube.com/watch?v=vqVbFc6Vq9U&t=960s)“Matthew McConaughey - Don't Drink The Kool Aid Life Is Not A Popularity Contest - Motivation” (https://www.youtube.com/watch?v=2rzoXRG8mwo)“Stop Drinking the Kool Aid, it's Bad For Your Brand || Truly Social with Tara” (https://www.youtube.com/watch?v= srK7PeL2eOk)“Where does the expression “Drinking the Kool-Aid” come from?” (https://www.youtube.com/watch?v=ozTA9nl1NVk)“Stop Drinking The Kool-aid, Folks” (https://www.youtube.com/watch?v=gFqEgCIKErU)“Origins of Drinking the Kool Aid” (https://www.youtube.com/watch?v=UhpIMBIMJ-M)“Classic Kool-Aid Man Commercial Compilation (OH YEAH!)” (https://www.youtube.com/watch?v=_fjEViOF4JE)“Reporter Injured at Jonestown remembers Massacre” (https://www.youtube.com/watch?v=mSxGEFOtWHw&pp=ygUNdGltIHJlaXRlcm1hbg==)“Jim Jones - Death Tape 1978” (https://www.youtube.com/watch?v=ofbGZDbbUsE&rco=1)Episode Music (License available upon request):“Reaching for the Sky,” “Fugue Frenzy,” and “Out of the Darkness,” written by Adrian Dominic Walther and performed by Moments“Desert Nights,” written by Matthew Wigton and performed by In This World“Tempest,” written by Matthew Wigton and performed by Falls“Path to Victory,” “Not as they Seem,” “Covenant,” “Rebellion,” and “Dark Places,” written by Matthew Wigton and performed by Wicked Cinema“Balafon Song,” written by Dustin Ransom and performed by Cast of Characters“Grim History,” written by Dustin Ransom and performed by Lost GhostsAdditional Source Material:“The Road to Jonestown: Jim Jones and Peoples Temple,” by Jeff Guinn. (Buy Book)“Raven: The Untold Story of the...

Links & ResourcesFollow us on social media for updates: ⁠⁠⁠Instagram⁠⁠⁠ | ⁠⁠⁠YouTube⁠⁠⁠Check out our recommended tool: ⁠⁠⁠Prop Stream⁠⁠⁠Thank you for listening!

Folks, Shaun Murphy joins us on this week's all new ep where we hear about a grumpy seal terrorizing a town, a battle over surfers riding river waves in Germany, ancient bees in the caribbean that lived inside bones, a drunk guy who stole two mandolins from a music store, and Drake getting a RICO charge from an online gambling schemeFollow Shaun on Inistagram @iamshaunmurphy and check out his new special 'Long Story Think right here on January 6th: https://www.youtube.com/watch?v=sqgJfhnpBN8BUY ELI'S NEW STAND UP ALBUM HERE: https://eliyudin.bandcamp.com/album/humble-offeringOR WATCH IT HERE: https://tinyurl.com/2wwdrpjcBecome a patron for weekly bonus eps and more stuff! :⁠⁠www.patreon.com/whatatimepod⁠⁠Check out our YouTube channel: ⁠⁠https://www.youtube.com/c/whatatimetobealive⁠⁠Get one of our t-shirts, or other merch, using this link! ⁠⁠https://whatatimepod.bigcartel.com/whatatimepod.com⁠⁠Join our Discord chat here:⁠⁠discord.gg/jx7rB7J⁠Theme music by Naughty Professor⁠: ⁠https://www.naughtyprofessormusic.com/⁠@pattymo // @kathbarbadoro // @eliyudin// @whatatimepod©2025 What A Time LLC

Welcome, welcome, welcome to the Distraction Pieces Podcast with Scroobius Pip!This week Pip is joined by the fabulous duo of JOE TALBOT (Idles) and GRACE NEUTRAL (tattoo legend)! Part 2 of 2!Folks used to the yearly custom of the DrunkCast need not go thirsty, for this is the season of powerful teamups on the podcast in order to celebrate the year and really go in on what's been going on, really with the triple perspective of past, present and future. Or, everything everywhere all at once. Grace and Joe have been on in the not too distant past and were excellent as expected, and made for perfect repeat custom right here as they all form the pyramid of chat and goodness, with all the ingredients for a straight up proper podcast. No pivoting to video, no hot takes for the thumbnails, just straight up audiotory goodness. So let's start as we mean to go on, and check in with Pip, Grace and Joe on part 2 of this two part roundup!PIP'S PATREON PAGE if you're of a supporting natureIDLESFFTV (Grace Neutral)SPEECH DEVELOPMENT WEBSTOREPIP TWITCH • (music stuff)PIP INSTAGRAMPIP TWITTERPIP PATREONPIP IMDBPOD BIBLE Hosted on Acast. See acast.com/privacy for more information.

HAPPY NEW YEAR, FOLKS! And what a year it's been. Hopefully you're all getting fat, gorging on cheese in that strange window of time between Christ's Birth and The Day the Teens Black Out. We put together a little highlight reel of some of our favourite stories of the year to you to enjoy, as well as do a deep dive into the latest with the Michigan football coach- you know the one. Cheers to you, Roaches. Another one in the books. Something tells me ‘26 is going to be just as depraved as the last twelve months were…so don't be shy. Give us your best at JoshPotterShow@gmail.com ★★★ This week's Intro Music: “Ultra” by Griff Parker Outro Music: “Live From The Roach Motel (feat. Hendawg)” by Brothers ⁠⁠⁠ @HendawgMusic ⁠⁠⁠  ⁠⁠⁠⁠  ⁠ ⁠⁠⁠⁠⁠⁠⁠ ★★★ See Josh Live! ALL STAND UP LINKS CAN BE FOUND HERE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thejoshpotter.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ★★★ Josh Potter:

Welcome, welcome, welcome to the Distraction Pieces Podcast with Scroobius Pip!This week Pip is joined by the fabulous duo of JOE TALBOT (Idles) and GRACE NEUTRAL (tattoo legend)! Part 1 of 2!Folks used to the yearly custom of the DrunkCast need not go thirsty, for this is the season of powerful teamups on the podcast in order to celebrate the year and really go in on what's been going on, really with the triple perspective of past, present and future. Or, everything everywhere all at once. Grace and Joe have been on in the not too distant past and were excellent as expected, and made for perfect repeat custom right here as they all form the pyramid of chat and goodness, with all the ingredients for a straight up proper podcast. No pivoting to video, no hot takes for the thumbnails, just straight up audiotory goodness. So let's start as we mean to go on, and check in with Pip, Grace and Joe on part 1 of this two part roundup!PIP'S PATREON PAGE if you're of a supporting natureIDLESFFTV (Grace Neutral)SPEECH DEVELOPMENT WEBSTOREPIP TWITCH • (music stuff)PIP INSTAGRAMPIP TWITTERPIP PATREONPIP IMDBPOD BIBLE Hosted on Acast. See acast.com/privacy for more information.

For this special Christmas Day episode, Suze and KT reveal a major change in their lives and pass along some great advice about getting older. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbHCLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.