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The Biden administration’s proposed changes to income-driven repayment (IDR) haven’t received the same level of attention that student loan forgiveness has, but they are arguably no less significant. Changes to IDR will cost billions of dollars, affect millions of borrowers, and fundamentally change the student borrowing landscape for past, present, and future borrowers. On this […]
The Biden administration's proposed changes to income-driven repayment (IDR) haven't received the same level of attention that student loan forgiveness has, but they are arguably no less significant. Changes to IDR will cost billions of dollars, affect millions of borrowers, and fundamentally change the student borrowing landscape for past, present, and future borrowers. On this episode of The Report Card, Nat speaks with Matt Chingos and Jason Delisle, both of the Urban Institute, about IDR and some of the eyebrow-raising effects the Biden administration's proposed changes might have on student borrowing.Show Notes:Few College Students Will Repay Student Loans under the Biden Administration's ProposalHow Were Student Loan Borrowers Affected by the Pandemic?Who Should Pay? Designing a More Equitable Income-Driven Repayment Plan
Guest host Jason Delisle speaks with Amy Laitinen, director for higher education with the Education Policy program at New America. In this episode, they discuss college earnings metrics: though knowing how much a student who pursues a particular major at a particular university seems like obvious information, in fact, that data has only recently become available. Amy discusses the history of this data, its potential, and its limitations.
The cost of higher education, the amount of student loan debt, the percentage of students who receive degrees and other related issues have been debated in legislatures and on the campaign trail. Proposals for a new federal state-partnership on higher education and for free community college are among the issues being debated. On this podcast we hear from Kevin Carey and Jason Delisle, both experts on higher education policy. Carey is the vice president for education policy and knowledge management at New America, a policy research organization. Delisle is a senior policy fellow at the Urban Institute. The two discussed the track record on affordability, access and outcomes in U.S public higher education and the different approaches states have taken. They also assessed proposals for state-federal partnerships and the likelihood that different states might have very different attitudes toward the type of partnerships being proposed. While they differ on a number of points, both agreed the complexities of how a federal-state partnership would work are largely missing from the public debate. This topic also will be on the agenda for NCSL’s Legislative Summit in Tampa, Fla., Nov. 3-5. Resources NCSL Higher Education Resources New America OAS Episode 140 Transcription The Urban Institute
Should the U.S. cancel $10,000 or more of student loan debt per borrower? What would be the economic and financial impact? Why the student loan system is broken and how to fix it.Topics covered include:How large and what is the growth rate of U.S. student loan balancesWhat are the projections for student loan lossesWhat are the pros and cons of forgiving student loansWhat would be the impact on federal finances of canceling student loansWhy the U.S. government is already technically insolventHow student loan programs should be restructuredThanks to LinkedIn and Policygenius for sponsoring the episode.Show NotesStudent Loans Owned and Securitized, Outstanding—Federal Reserve Bank of St. LouiseSenate majority gives Biden path to student loan forgiveness by Sylvan Lane—The HillSchumer pressures Biden to bypass Congress to cancel $50,000 in student debt per borrower by Annie Nova—CNBCBiden will call on Congress to forgive $10,000 in student debt for all borrowers by Annie Nova—CNBCOutreach From Borrowers Could Overwhelm Student Loan System When Pandemic Pauses End by: Sarah Sattelmeyer and Lexi West—PEWFinancial Report of the United States Government FY 2019Warren makes case to Fed chair for canceling student loan debt by Naomi Jagoda—The HillStudent Loan Losses Seen Costing U.S. More Than $400 Billion by Josh Mitchell—The Wall Street JournalFinal Monthly Treasury Statement Receipts and Outlays of the United States Government For Fiscal Year 2020 Through September 30, 2020, and Other Periods—U.S. Department of the TreasuryAverage Student Loan Debt at Graduation by Mark Kantrowitz—Savingforcollege.comProfile Of The Labor Force By Educational Attainment by Vernon Brundage, Jr.—U.S. Bureau of Labor StatisticsMillennial life: How young adulthood today compares with prior generations by Kristen Bialkin and Richard Fry—PEW Research CenterForgiving Student Debt Isn’t a Great Stimulus Plan by Noah Smith—BloombergAverage annual salary of bachelor's degree recipients employed full time 1 year after graduation, by field of study: Selected years, 1976 through 2001—National Center for Education StatisticsNACE Salary Survey Winter 2020—National Associations of Colleges and EmployersAustralia’s student loan problem is a teachable moment for the U.S. by Jason Delisle and Alex Usher—Brookings
What will President Biden do with respect to free college? Should college be free for all students or only some students? Would a free college program supplant our current system of financial aid and student loans, or merely supplement it? On this episode of The Report Card, https://www.aei.org/profile/nathaniel-n-malkus/ (Nat Malkus) talks about the ins and outs of free college with two higher education experts: https://www.newamerica.org/our-people/kevin-carey/ (Kevin Carey) of New America and AEI's own https://www.aei.org/profile/jason-delisle/ (Jason Delisle). Have a comment, question, or topic suggestion? Contact us at ed.podcast@aei.org.
That depends on the metrics being measured. Different nations do different things well, and pursuing one goal often comes at the expense of another. Jason Delisle and Preston Cooper joined the show to discuss these trade-offs. The post https://www.aei.org/multimedia/how-does-americas-higher-education-system-compare-to-abroad/ (How does America’s higher education system compare to abroad?) appeared first on https://www.aei.org (American Enterprise Institute - AEI).
That depends on the metrics being measured. Different nations do different things well, and pursuing one goal often comes at the expense of another. Jason Delisle and Preston Cooper joined the show to discuss these trade-offs. The post How does America’s higher education system compare to abroad? appeared first on American Enterprise Institute - AEI.
Jason Delisle, a resident fellow at the American Enterprise Institute, joins Paul E. Peterson to discuss how the federal Pell Grant program, initially designed to help low-income students access college, has become available to more and more middle-class families. Read the paper, "Pell Grant mission creep: How a federal program for low-income families expanded to the middle class," co-written with Cody Christensen, here: https://www.aei.org/publication/pell-grant-mission-creep-how-a-federal-program-for-low-income-families-expanded-to-the-middle-class/
Jason Delisle, a resident fellow at the American Enterprise Institute, talks to Michael about the student loan default process, how high default rates are affecting colleges and universities, and how the federal government may deal with the issue in the future.
The Office of the Inspector General from the U.S. Department of Education is widely respected for its efforts to ferret out waste, fraud and abuse, but what happens when the OIG starts making policy recommendations? Jason Delisle, a resident fellow at the American Enterprise Institute, joins EdNext Editor-in-chief Marty West to discuss the involvement of the OIG in policymaking. Delisle is the co-author, with Nat Malkus, of "Inspecting the Inspector General: Should Auditors Set the Terms of Debate on Federal Education Policy," available at https://www.educationnext.org/inspecting-inspector-general-should-auditors-set-terms-debate-federal-education-policy/
Rep. Bobby Scott will tell us about his ambitious plan to help every student earn a college degree or credential debt-free. Can we do this? Are there downsides? Jason Delisle, who researches higher education financing for the American Enterprise Institute, gives the conservative take. Then we go beyond politics with Bonnie Sutton of the Access College Foundation, a program which has helped thousands of students in the region reach their educational goals.
Why is college so expensive? This deceptively simple question troubles students, parents, and policymakers alike. Barring large changes to the educational landscape, what can trustees do lead their institutions to embrace technological innovations and financial reforms that will make college more affordable and transparent for those pursuing the American Dream? American Enterprise Institute scholars Jason Delisle and Preston Cooper join Higher Ed Now to offer a few takes on what drives rising tuition costs and burdensome student loan balances. Can the market provide financial mechanisms that will make educational quality more transparent? Should the government utilize performance-based funding while also incentivizing open access admission policies? Jason and Preston’s creative solutions and surprising research will have listeners asking big-picture questions about higher education policy and where it’s headed.
Kevin, Libby, and special guest Jason Delisle from AEI find that Trump is unavoidable before diving fathoms deep into the intricacies of income-based loan repayment and public service loan forgiveness.