Podcasts about compare

In this Cruise Radio episode, Doug interviews Rick about his recent transatlantic voyage on Cunard's Queen Mary 2, sailing from Southampton to New York. Rick shares highlights including pre-cruise adventures in London and Paris, smooth embarkation, stateroom selection, dining experiences, and unique onboard amenities like lectures, a planetarium, and a vast library. He describes witnessing whales, enjoying the ship's stability in rough seas, and the relaxed yet elegant atmosphere. Rick offers practical tips for first-timers and dispels myths about formality, ultimately recommending the Queen Mary 2 crossing as "a memorable, classic travel experience." Sponsor Cruise line protection is designed to help if you can't take your cruise. Third-party travel insurance helps protect you during the trip. Including medical care, delays, and unexpected issues. Compare plans and save up to 30% at TripInsurance.com. About Cruise Radio: Cruise Radio has been delivering cruise news, ship reviews, and money-saving tips weekly since 2009.  

You're scrolling LinkedIn and see a colleague got promoted. Someone else just keynoted at the conference you've been dreaming about speaking at. Another peer seems to effortlessly command every room they walk into, and that familiar knot starts forming in your stomach that makes you feel like you're falling behind." What if that singular thought pattern is the exact thing blocking you from the success, influence, and visibility you actually want? In this episode, I'm diving into what I call "compare and despair", the sneaky habit of using other people's success against yourself. If you're brilliant at the technical work but struggle with visibility and influence, this conversation is for you. What You'll Learn Why comparison is eroding your confidence and executive presence (even if you don't realize you're doing it) The principle that completely reframes how you see other people's success The difference between comparison that inspires you vs. comparison that destroys you How jealousy is actually showing you what you want (and what to do about it) Three questions to ask yourself every time you catch yourself comparing  ** Don't even know where to begin in improving your interpersonal skills? Are you ready to leave social stress behind and go from where you are to where you want to be? Confidence on Cue: a powerful 5-minute audio that resets your mind before any meeting, presentation, or social interaction. Book a Social Strategy Session HERE Have a question that needs an answer. Email me at Hello@SocialConfidencePro.com  LinkedIn Instagram TikTok

Chino and Nina moved to Alaska in 2025, multiple times actually, and so they have great insights about what it's like moving to Alaska and what it's like to actually live in Alaska. They also share insights into what type of people are likely to take the leap and move to Alaska. You don't want to miss out! Jamin Goecker Website (For Relocation Guide): https://jgoecker.kw.comPodcast: https://open.spotify.com/show/2AgBLvg...Meetup Info: / 16qa6etlpi LinkedIn: / jamingoecker Instagram: / jamin_goecker App: https://jgoecker.kw.comFacebook: / gojaminrealestate Keller Williams Realty Alaska Group

Send a textEver wonder why your photos come out so dark you can barely see what you shot? You take a photo of something brilliant - a stunning sunset, your mate pulling a funny face, your dinner that actually looks restaurant-quality for once - and when you look at the result, it's so dark you might as well have taken it in a cave. Frustrating, right?

In this episode of Cruise Radio, host Doug Parker and staff writer Richard Simms cover the latest cruise news, including dramatic man-overboard incidents, a major Carnival IT outage, a man unhappy with an onboard purchase, and cruise line Royal Caribbean Group shareholder updates.  A review of Royal Caribbean's Odyssey of the Seas during a festive New Year's Eve sailing. Jason shares insights on embarkation, dining, entertainment, specialty packages, and the new Royal Beach Club in Nassau, offering practical tips for first-time cruisers. The episode blends news, personal experiences, and expert advice for cruise planning. Sponsor Cruise line protection is designed to help if you can't take your cruise. Third-party travel insurance helps protect you during the trip. Including medical care, delays, and unexpected issues. Compare plans and save up to 30% at TripInsurance.com. About Cruise Radio: Cruise Radio has been delivering cruise news, ship reviews, and money-saving tips weekly since 2009.

Inflation is back in focus—and it's reshaping how many people think about retirement decisions. In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase answer listener questions while providing clear context around markets, portfolios, and long-term planning trade-offs. • Explore how inflation cycles have historically resurfaced and how price shocks may influence spending and wage conversations. • Compare growth and value stocks using simple analogies that help clarify their role in retirement portfolios. • Break down how retirement withdrawals and tax planning are commonly coordinated, including Roth conversions and differences between 457 and 401(k) plans. • Explain key considerations around Employee Stock Ownership Plans, including diversification challenges in private companies. • Discuss where bonds and cash may fit when dependable income already covers everyday expenses. • Consider how lump sums and ongoing savings are often invested while balancing valuation concerns with disciplined approaches like dollar-cost averaging. • Review how buffered investment strategies are typically evaluated, including trade-offs involving downside limits, liquidity, and long-term return expectations. • Clarify pension payout choices by outlining common tax considerations and rollover mechanics tied to lump-sum decisions. • If inflation headlines and market swings have you rethinking your plan, this episode adds perspective without the noise. Listen and subscribe to the Retire Sooner Podcast to stay grounded in ongoing market and retirement conversations. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send a textThe Apostle John gives an urgent warning to the Christians he has pastored and to us. Many false prophets and teachers have gone out into the world but we must not gullibly believe them but we must test them. The purpose of the test is to determine if they are from God or the spirit of antichrist. He gives two major theological test and some related social test. In this episode of Bible Insights, Wayne Conrad teaches on “Testing the Spirits” from 1 John 4:1–6. He explains that Christians live in an age of many persuasive voices—religious, cultural, and spiritual—and therefore must not be gullible nor cynical, but discerning. John's command is clear: “Do not believe every spirit, but test the spirits to see whether they are from God.”The reason for testing is that many false prophets have gone out into the world. False teaching is not rare, and it often sounds spiritual and convincing. Discernment, however, is not suspicion; it is love guarding the truth.Conrad highlights several key tests drawn from the text:1. The Christological Test The primary test concerns the identity of Jesus Christ. True teaching confesses that Jesus Christ has come in the flesh—fully God and fully man. Any teaching that denies or distorts Christ's incarnation, deity, humanity, or saving work reflects the spirit of the Antichrist. Redefining Jesus while using religious language is a mark of error.2. The Apostolic Test True doctrine aligns with the apostolic witness preserved in Scripture. Those who know God listen to the apostles' teaching; those shaped by the world reject it. Scripture—Old and New Testaments together—is the authoritative standard for testing all spiritual claims.3. The Reception Test The world often embraces false teaching and resists biblical truth. Popularity is not evidence of divine approval. Fidelity to apostolic truth, not success or charisma, is the true measure.4. The Goal and Fruit Test The Spirit of truth exalts Christ, produces worship of God, nurtures godliness, and brings assurance through the indwelling Holy Spirit. The spirit of error promotes self-centered independence, false ideas, and deception—even if it appears impressive or spectacular.The episode concludes by urging believers to:Examine doctrine carefully.Compare all teaching with Scripture.Evaluate whether a message reflects worldly thinking or biblical truth.The ultimate focus must remain on Jesus Christ—the incarnate Son of God and Savior. By grounding themselves in Scripture and holding firmly to the true confession of Christ, believers can walk in truth and avoid deception.Bible Insights with Wayne ConradContact: 8441 Hunnicut Rd Dallas, Texas 75228email: Att. Bible Insights Wayne Conradgsccdallas@gmail.com (Good Shepherd Church) Donation https://gsccdallas.orghttps://www.youtube.com/channel/UCJTZX6qasIrPmC1wQpben9ghttps://www.facebook.com/waconrad or gscchttps://www.sermonaudio.com/gsccSpirit, Truth and Grace MinistriesPhone # 214-324-9915 leave message with number for call backPsalms 119:105 Your word is a lamp for my feet, a light on my path.

In The EA Campus Podcast Ep 90, we sit down with Alicia and Yvette, the creators of the EA Salary Survey, to explore how the report came to life and why having a large, representative dataset really matters. We talk about the difference between small, skewed reports and meaningful data, and why transparency around respondent numbers is essential when you're making career decisions.We unpack the key findings from 2024 and 2025 across the US, UK, Canada, and Australia. EA salaries are above regional averages in most areas; education does not automatically determine earnings; and only two specific benefits in each country truly move the needle on job satisfaction. Career progression, however, consistently impacts whether people plan to stay or leave.We also discuss hybrid versus remote working, peak earning years, and the gap between actual salary and salary satisfaction. One of the most important insights is that perception and progression often matter more than headline figures. Context is everything. Location, industry, and experience all play a role.Finally, we share practical advice on how to use the report properly. Read it carefully. Compare like-for-like. Use it as part of a strategic business case rather than a blunt instrument. This episode is about perspective, evidence, and helping you make informed decisions about your career. The EA Campus

This episode describes what complex Post Traumatic Stress disorder (cPTSD) is, how it's diagnosed, and how it's different to similar disorders like PTSD and borderline personality disorder. This episode was inspired by the angry comments on Dr. Kibby's latest reel on spotting emotion dysregulation in borderline personality disorder. When someone has a history of childhood trauma and they struggle with intense emotions, self-esteem issues, and relationship problems- what disorder do they have? In this episode, Dr. Kibby delves into the criteria for complex PTSD, which is still not an official disorder in the DSM-V. Yet, so many people struggle with symptoms from long, painful histories of trauma that has shaped their entire lives and personalities.Dr. Kibby also discusses the nuanced differences between Complex PTSD and Borderline Personality Disorder, revealing how trauma shapes self-esteem, relationships, and emotional regulation in surprising ways. If you've ever wondered why these disorders often overlap—and how understanding their distinctions can transform healing—you'll want to hear this.Dr. Kibby shares her own experiences with online criticism around trauma representation, sparking a deeper conversation about stigma and bias in mental health. She dives into the hidden intricacies of CPTSD, explaining why it's often overlooked in the DSM-5 but recognized worldwide, and how prolonged trauma affects the brain's ability to process memories, dissociate, and regulate emotions.She also talks about how how trauma, whether overt or subtle, can lead to complex self-protection mechanisms that impact every aspect of life. Then she finishes with listing the best evidence-based treatments, from prolonged exposure to cognitive processing therapy and DBT, tailored for each disorder's unique challenges. She emphasizes the power of compassion and personalized treatment over stigma, advocating for a mental health field that treats all disorders with empathy and respect. Why diagnosis isn't about labels- it's a pathway to personalized healing and recovery.Resources:Sarr, R., Quinton, A., Spain, D., & Rumball, F. (2024). A Systematic Review of the Assessment of ICD‐11 Complex Post‐Traumatic Stress Disorder (CPTSD) in Young People and Adults. Clinical psychology & psychotherapy, 31(3), e3012.Simon, J. J., Spiegler, K., Coulibaly, K., Stopyra, M. A., Friederich, H. C., Gruber, O., & Nikendei, C. (2025). Beyond diagnosis: symptom patterns across complex PTSD and borderline personality disorder. Frontiers in Psychiatry, 16, 1668821.

How To Provide a Release Plan Without Losing Agility - Mike CohnStakeholders want to know what will be delivered, and when. Your team wants to stay agile. So how do you create a roadmap (aka release plan or milestone plan) without locking down every detail? I'm about to start on a road trip between Idaho and Colorado: a 16-hour drive. I know where I'm going, and my general route, but I don't know every turn I'll take — and that's fine.That's how agile teams should treat release plans and roadmaps.My route is a plan, not a promise. It's not set in stone. The turns I made and my ETA could change based on roadwork, traffic congestion, an opportunity for an exciting detour, or even a flat tire. The further the distance I have to travel, the more uncertainty I should expect.Agile plans are the same. We can't predict every eventuality, but we can provide a forecast. We can provide a general idea of where we are planning to go, a predicted range of when we will likely hit key milestones, and our confidence level in the plan. Most agile teams know there's too much uncertainty to make guarantees. At the same time, they feel like a guarantee is the only thing stakeholders will accept.Here's what agile teams might be missing: Stakeholders have their own plans to make. And they are just as worried about being held accountable to their predictions as teams are.Stakeholders need accurate delivery dates and milestones (note I didn't say precise). They crave predictability.Sometimes it might feel like they're asking for a guarantee. But in truth, the only way to give them absolute certainty is to Overpad your estimates (like me telling someone my 16-hour drive will take 24, just in case), orRefuse to adapt when conditions change. Neither is good for the product, or the team. So what can you do when a stakeholder seems to want a guarantee vs a forecast? Try this: Talk to stakeholders in terms they understand.Here's one technique I've found helpful:Compare their request to requests for similar forecasts in their own domain.For example: Ask a salesperson what their comfort level would be if they were asked to guarantee exactly how much they'll sell — and which customers they'll close — in each of the next six months, or in the first year of a product's release.Ask a marketing person what their concerns would be if asked to commit to specific campaign results with exact timelines.Don't be confrontational. The point isn't to trap them — it's to show that uncertainty exists everywhere, and that agility is a strength, not a weakness. Then, share my road trip analogy with your stakeholders. Tell them that you can't give them a guarantee, but you can present a roadmap that looks ahead 3-6 months. The roadmap will show the team's goal, how much progress you believe you can make by when (expressed as a range), and your team's confidence in the plan.  Need help communicating your plans? Try our Plan Visualizer Tool, free for all MGS Essentials members.   Remind stakeholders that, like suggested routes on a long trip, agile roadmaps provide visibility, align expectations, and help people plan — without pretending every turn is known in advance.Freeing your team from unrealistic expectations can accelerate their move from good to great.A roadmap is a plan, not a promise Why stakeholders push for guarantees  The path to alignment starts with empathy Give stakeholders what they need to succeed How to connect with AgileDad:- [website] ⁠https://www.agiledad.com/⁠- [instagram] ⁠https://www.instagram.com/agile_coach/⁠- [facebook] ⁠https://www.facebook.com/RealAgileDad/⁠- [Linkedin] ⁠https://www.linkedin.com/in/leehenson/

The Five-Phase Sales Solution Cadence: Facts, Benefits, Applications, Evidence, Trial Close When you've done proper discovery—asked loads of questions about where the buyer is now and where they want to be—you earn the right to propose a solution. But here's the kicker: sometimes the right move is to walk away. If you force a partial or wrong-fit solution, you might "grab the dough" short-term, but you'll torch trust and reputation—the two assets that don't come back easily.  Below is a search-friendly, buyer-proof cadence you can run in any market—**Japan vs **United States, SME vs enterprise, B2B services vs SaaS—especially post-pandemic when procurement teams want clarity, proof, and outcomes, not fluffy feature parades. How do you know if your solution genuinely fits the buyer (and when should you walk away)? You know it fits when you can map your solution to their stated outcomes—and prove it—without twisting the facts. If the buyer needs an outcome you can't deliver, the ethical (and commercially smart) play is: "We can't help you with that." In 2024–2026, buyers are savvier and more risk-aware. They'll check reviews, ask peers, and sanity-test claims through AI search tools and internal stakeholder scrutiny. In high-trust cultures (including Japan) and high-compliance industries (finance, health, critical infrastructure), a wrong-fit sale becomes a reputational boomerang. The deal closes once; the story travels forever. Do now: Write a one-page "fit test": buyer outcomes → your capability → evidence. If any outcome can't be supported, qualify out fast.  What does "facts" mean in a modern B2B sales conversation? Facts are the provable mechanics—features, specs, process steps, constraints—and the proof that they work. Facts aren't the goal; they're the credibility scaffolding. Salespeople often drown here: endless micro-detail, endless Q&A, endless spreadsheets. Yes, analytical buyers (engineering-led firms, CFO-led committees) will pull you into the weeds—but remember: they aren't buying the process. They're buying the outcome from the process. Bring facts that de-risk the decision: implementation timelines, security posture (SOC 2/ISO), uptime/SLA history, integration limits, and measurable performance benchmarks. Then move on before you get stuck. Do now: Prepare a "facts pack" with 5–7 proof points (not 57 features). Use it to earn trust, then pivot to outcomes.  How do you turn features into benefits buyers will actually pay for? Benefits are the "so what"—the measurable results the buyer gets because the feature exists. If you can't link a feature to an outcome, it's just trivia. A weight, colour, dimension, workflow, dashboard, or AI model is not valuable by itself. It becomes valuable when it improves a KPI: reduced cycle time, fewer defects, higher conversion, lower churn, faster onboarding, better safety, tighter compliance. This is where classic sales thinking still holds up—think **SPIN Selling and the buyer's implied needs: pain, impact, and value. In a tight 2025 budget environment, "nice-to-have" benefits die quickly; "must-have" outcomes survive. Do now: For every top feature, write one sentence: "This enables ___, which improves ___ by ___ within ___ days." If you can't fill the blanks, drop the feature from your pitch.  What is the "application of benefits" and how do you make it real inside their business? Application is where benefits turn into daily operational reality—what changes in workflow, decisions, and results.This is the "rubber meets the road" layer. Don't just say "we improve productivity." Show where it lands: which meetings get shorter, which approvals disappear, which roles stop firefighting, which customers get served faster, which errors are prevented, and what leaders see weekly on dashboards. Compare contexts: a startup may care about speed and cash runway; a multinational may care about governance, change management, and multi-region rollouts. A consumer business might chase conversion and NPS; a B2B industrial firm might chase downtime reduction and safety incidents. Do now: Build a simple "Before → After" map for their week: processes eliminated, expanded, improved—and who owns each change.  What counts as credible evidence (and what "proof" actually convinces buyers)? Credible evidence is specific, comparable, and close to the buyer's reality—same industry, similar scale, similar constraints. "Trust me" is not evidence. Bring proof that survives scrutiny: reference customers, quantified case studies, independent reviews, pilot results, and implementation artefacts (plans, timelines, adoption metrics). The closer the comparison company is to the buyer, the more persuasive it becomes. This is also where storytelling matters: not hype—narrative. Who was involved? What went wrong? What changed? What were the numbers before and after? Analysts like **Gartner or **Forrester can help with category credibility, but a near-peer success story usually seals confidence. Do now: Collect 3 "mirror case studies" (similar buyer profiles) and write them as short stories: problem → actions → results → lessons.  How do you do a trial close without sounding pushy or sleazy? A trial close is a simple comprehension-and-comfort check that invites objections early—before you ask for the order. Done right, it's calm, not clingy. After you've walked through facts → benefits → application → evidence, ask: "How does that sound so far?" Then shut up. Silence is a tool. If they raise objections, good—interest is alive, and you can add pinpoint proof. If they say nothing (or go vague), start worrying: they may have already mentally deleted you as an option. This is the moment to clarify, re-anchor to outcomes, and confirm next steps in the sales cycle. Do now: Use one trial close per phase. Treat objections as data, not drama, and log them into your CRM as themes to address.  Conclusion: the cadence that keeps you credible and gets you paid This five-phase cadence works because it respects how adults buy: they need proof, relevance, and a clear path from "today" to "better." Keep the sequence tight—facts, then benefits, then application, then evidence, then a trial close—and you'll avoid the two killers of modern selling: feature-dumps and wishful thinking.  Author credentials Dr. Greg Story, Ph.D. in Japanese Decision-Making, is President of Dale Carnegie Tokyo Training and Adjunct Professor at Griffith University. He is a two-time winner of the Dale Carnegie "One Carnegie Award" (2018, 2021) and recipient of the Griffith University Business School Outstanding Alumnus Award (2012). As a Dale Carnegie Master Trainer, Greg is certified to deliver globally across all leadership, communication, sales, and presentation programs, including Leadership Training for Results.  He has written several books, including three best-sellers — Japan Business Mastery, Japan Sales Mastery, and Japan Presentations Mastery — along with Japan Leadership Mastery and How to Stop Wasting Money on Training. His works have been translated into Japanese, including Za Eigyō (ザ営業), Purezen no Tatsujin (プレゼンの達人), Torēningu de Okane o Muda ni Suru no wa Yamemashō (トレーニングでお金を無駄にするのはやめましょう), and Gendaiban "Hito o Ugokasu" Rīdā (現代版「人を動かす」リーダー).  Greg also publishes daily business insights on LinkedIn, Facebook, and Twitter, and hosts six weekly podcasts. On YouTube, he produces The Cutting Edge Japan Business Show, Japan Business Mastery, and Japan's Top Business Interviews, which are widely followed by executives seeking success strategies in Japan. 

(00:00) An in-depth look into the Patriots' “warriors” battle cry leading up to the Super Bowl 60(14:40.451) Compare/contrast Patriots & Seattle's roster building.(31:19.606) The conversation started with discussing 5 QBs who have won 21 total SBs. Then it kinda became a smorgasbord of topics.Please note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardyFor the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bob and Dave break down whether the 2025 Seahawks defense is as good as the Legion of Boom, they discuss what the Super Bowl LX win means for the Seahawks biggest remaining free agency decisions like Ken Walker and Riq Woolen, they hear how Sam Darnold and Mike Macdonald celebrated the big win,  and they wrap up the show by finding out what we learned today! 

Researchers Compare Silver Diamine Fluoride vs Sealants for Community-Based Dental Caries PreventionBy Today's RDH ResearchOriginal article published on Today's RDH: https://www.todaysrdh.com/researchers-compare-silver-diamine-fluoride-vs-sealants-for-community-based-dental-caries-prevention/Need CE? Start earning CE credits today at ⁠⁠https://rdh.tv/ce⁠⁠ Get daily dental hygiene articles at ⁠⁠https://www.todaysrdh.com⁠⁠ Follow Today's RDH on Facebook: ⁠⁠https://www.facebook.com/TodaysRDH/⁠⁠Follow Kara RDH on Facebook: ⁠⁠https://www.facebook.com/DentalHygieneKaraRDH/⁠⁠Follow Kara RDH on Instagram: ⁠⁠https://www.instagram.com/kara_rdh/⁠

Markets seem to be shifting quickly as artificial intelligence, monetary policy discussion, and sector leadership evolve. In this episode of the Money Matters Podcast, Wes Moss and Connor Miller provide educational context around the economic and market topics shaping today's financial conversation. • Review recent advances in artificial intelligence, including new OpenAI releases and the emergence of autonomous agent networks often referenced in productivity discussions. • Discuss recent market volatility alongside sharp movements in gold, silver, and Bitcoin amid ongoing questions surrounding Federal Reserve independence. • Examine the nomination of Kevin Warsh as a potential Federal Reserve chair and his past work with Ben Bernanke, including widely cited views on the Fed's balance sheet. • Describe the challenges facing Software-as-a-Service companies as AI innovation raises questions around competition and margins. • Compare growth and value stocks using commonly referenced valuation metrics, dividend yields, and price characteristics. • Explain what Federal Reserve balance sheet normalization refers to and how it is commonly linked to conversations about interest rates, mortgages, and housing activity. • Explore the scale and economics of Super Bowl advertising and sports betting as examples of evolving consumer attention and media fragmentation. • Summarize research frequently cited in retirement planning discussions regarding written plans and reported retirement satisfaction. Big-picture context can matter when headlines move fast. Listen and subscribe to the Money Matters Podcast for ongoing, educational conversations about markets, money, and retirement planning.

Send us a textIn this episode of More Than a Song, we use Tim Timmons' song “Christ In Me” as a launching point to explore what Scripture teaches about the indwelling Holy Spirit, the fruit of the Spirit, and the tension we experience when our lives don't always align with what we say we believe.We'll dig into what it means to suppress the truth, why Paul says this leads to being “futile in our thinking,” and how setting our minds on the Spirit changes everything — from our thoughts to our actions to our worship.Key PointsWhat it means to believe something intellectually but not live like it's trueHypocrisy vs. life in the SpiritThe promise and presence of the Holy SpiritFruit of the Spirit as evidence, not effortSuppressing truth and the cost of futile thinkingAllowing Truth to resurface — like a beach ball underwaterHow setting our minds on the Spirit leads to life and peaceScriptures ReferencedJohn 14–16Acts 2Romans 1:18–22; 29–31Romans 2:1Romans 8:5–11Galatians 5:17; 22–23Ephesians 1:13–14Philippians 4:8Matthew 5:21–22BITEs (Bible Interaction Tool Exercises)Read & Keep on Reading: Read Romans 1–8 in context and note the contrast between suppressing truth and life in the Spirit.Turn Scripture Into Prayer: Thank God for His Spirit dwelling in you and producing His fruit through you.Compare & Contrast: Look at Galatians 5 and identify the difference between striving in the flesh and keeping in step with the Spirit.Additional ResourcesDownload the free Episode GuideLyrics - New Release TodayTim Timmons shares the heart behind the song "Christ In Me" and shares the song live on Essential Worship Song Sessions - YouTubeBible Interaction Roadmap Bible Study - videos and assignments that will equip you with habits you can use over and over in your own Bible Study - Learn MoreLearn more about my favorite Bible Study Software with a 30-day free trial and links to my favorite Bible resources - Logos Bible Software Affiliate LinkThis Week's ChallengeRead John 14-16 and highlight every time Jesus refers to the Holy Spirit and make note of how He describes Him. Head over to Romans 1 and 8 (better yet, read Romans 1-8) and examine what it looks like to suppress truth and the results, and contrast that to what life in the Spirit looks like. Finally, spend some time in Galatians 5 to see what keeping in step with the Spirit looks like—what life looks like when following the Spirit's leading rather than suppressing Him. It should change your prayers, your praise, your thinking, and your life. What if we lived like we believed that the Spirit of Christ dwelled within us?Change your music. Change your life. Join my free 30-Day Music Challenge. CLICK HERE.

You're listening to American Ground Radio with Stephen Parr and Louis R. Avallone. This is the full show for February 6, 2026. 0:30 We rip into the growing entitlement mindset among powerful politicians, zeroing in on New York City Mayor Zohran Mamdani’s executive order targeting ICE and comparing it to high-profile defiance from leaders like Gavin Newsom. Power corrupts, empathy erodes, and accountability disappears when elected officials start believing they deserve authority rather than serve at the will of the people. From sanctuary city policies and federal vs. local law to the Supremacy Clause of the Constitution, this political theater isn’t just unconstitutional — it’s dangerous, distracting, and could cost lives. 9:30 Plus, we cover the Top 3 Things You Need to Know. One of the terrorists involved in the attack on the US Consulate in Benghazi, Libya was finally arrested today. Zubayr Al-Bakoush was arrested and extradited to the US, landing at Andrews Air Force base early Friday morning. The 4th Circuit Court of Appeals voided a lower courts ruling that blocked President Trump's anti-DEI orders. Republican Congressman Mark Amodei announced he's retiring from Congress and won't seek another term in office. 12:30 Get Prodovite Plus from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 13:00 We break down a Department of Justice investigation into Georgia state legislators accused of COVID unemployment fraud and the clear pattern of corruption among Democratic lawmakers. We focus on three Georgia Democrats caught stealing thousands in pandemic unemployment benefits while fully employed and earning steady incomes — money meant for families who couldn’t pay rent or buy groceries during lockdowns. This wasn’t confusion or paperwork errors, but deliberate fraud, and Georgia is just one example of a nationwide problem of political abuse of COVID relief funds. 16:00 We ask American Mamas Teri Netterville and Kimberly Burleson if they are going to see “Melania,” the new documentary about First Lady Melania Trump. We dive into why the film — which follows the days leading up to Donald Trump’s second inauguration — has shattered box office expectations, becoming the top-grossing non-musical documentary of the past decade. From Melania’s privacy, intelligence, and fashion choices to her mystique, media treatment, and contrast with other First Ladies, the conversation explores why so many viewers are curious about the woman the press rarely portrays. If you'd like to ask our American Mamas a question, go to our website, AmericanGroundRadio.com/mamas and click on the Ask the Mamas button. 23:00 We highlight a surprising admission from CNN data analyst Harry Enten: the MAGA movement isn’t going anywhere, even after Donald Trump leaves the White House. We break down why Make America Great Again was never just a slogan or a single candidate, but a long-building response to political elites, big government, and a ruling class disconnected from everyday Americans. Tracing a clear line from Ross Perot to the Tea Party to MAGA, this movement endures because it taps into core American values like national sovereignty, economic fairness, and representation over management. A blunt discussion on why MAGA outlives Trump — and why the American idea behind it can’t be canceled, mocked, or erased. 26:00 We Dig Deep into the media narrative surrounding Melania and why critics insist on calling a flop — despite the numbers saying the exact opposite. With over $7 million in its opening weekend, a top-three box office finish, and now surpassing $10 million in total gross, the film has become the highest-grossing documentary opening of the past decade. Compare the objective box office data with the open media hostility with headlines from major outlets that dismiss the film while ignoring the facts. We also highlight the stunning gap on Rotten Tomatoes — 8% approval from professional critics versus a 99% audience score — proof of a growing disconnect between legacy media and everyday viewers. 32:00 Get TrimROX from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 32:30 We react to Alexandria Ocasio-Cortez’s Queens town hall, where the congresswoman crossed a dangerous line — training activists on how to obstruct federal agents and dox law enforcement, while openly bragging about voting against funding the Department of Homeland Security. We question wheter AOC’s actions amount to encouraging illegal activity, raising serious concerns about aiding and abetting, obstruction of justice, and respect for the rule of law. But here's the core issue: you don’t get to ignore laws you don’t like, even if you’re a member of Congress. 35:00 Plus, it's Fake News Friday! We're putting you to the test with our weekly game of headlines—are they real news, fake news, or really fake news? From left-wing activists setting up their own “border patrols" to ICE headlines, Olympic Committee absurdity, witchcraft at GOP meetings, voter ID chaos, and Babylon Bee satire coming true, can you spot the fake news? Play along, keep score, and share your results with us on Facebook page: facebook.com/AmericanGroundRadio. 39:30 We take aim at Billie Eilish’s “no one is illegal on stolen land” comment, pointing out the irony after the Tongva Tribe publicly noted that her $3 million mansion sits on their ancestral land. We unpack the logical fallout of the “stolen land” argument, questioning where it ends and what it means for property rights, immigration debates, and the rule of law. 41:00 And we finish off with a record-breaking journey that will make you say, "Whoa! " Articles Benghazi attack suspect caught, extradited to US: DOJ 4th Circuit panel vacates injunction against Trump's anti-DEI orders Follow us: americangroundradio.com Facebook: facebook.com / AmericanGroundRadio Instagram: instagram.com/americangroundradioSee omnystudio.com/listener for privacy information.

Confused about pest control pricing in McLean, VA? Experts break down what drives costs, from ants to termites, and reveal how to compare companies so you're not overpaying for the protection your home actually needs.Info: https://connorspestpros.com/mclean-va-pest-control-exterminators-top-companies-cost-reviews/ Connor's Pest Pros City: Springfield Address: 5410 Port Royal Rd Website: https://connorspestpros.com/contact/

Discover how to compare furniture moving crews, spot hidden fees, and ensure you're paying a fair price. Learn about transparent pricing, local licensing checks, and customer reviews that reveal the truth about movers in the City of Angels.Info: https://got2move.com/resources/blog/best-furniture-movers-in-los-angeles-cost-and-reviews/ Got2Move City: San Francisco Address: 801 Avenue H Website: https://got2move.com/

1st Corinthians 13:1 - 3,8 - 13

Most talks are totally forgettable because they never land emotionally and logically. If you want real impact — the kind that people remember, repeat, and act on — you need to stop "delivering content" and start designing attention through voice, pacing, phrasing, and purposeful movement.  Why are most presentations forgettable, even when the content is "good"? Because information doesn't stick — impact does. Most presentations are heavy on data and light on connection, so audiences can't remember the speaker, the topic, or both, even a day later. In a post-pandemic, mobile-first attention economy (think 2020s Zoom fatigue plus constant notifications), your audience can disappear in seconds — two or three taps and they're in "distraction heaven". The irony is that many speakers feel impressive at the front of the room, but the audience experiences monotone delivery as a kind of "presenter white noise". Compare it to business: a strategy deck in a shared drive is rarely "scintillating", but a skilled leader can bring the same content alive through delivery. In Japan, Australia, the US, or Europe, the mechanism is the same: if the audience isn't touched (emotion + logic), the message doesn't travel. Do now (answer card): Impact = emotional + logical resonance. Design for attention, not just accuracy. How do you use word emphasis to make your message land? Emphasising key words changes meaning and makes ideas memorable. When every word is delivered with the same weight, your message flattens out — and audiences tune out. The fix is simple: stress the words that carry the intention. Take the phrase "This makes a tremendous difference." Hit different words and you get different implications: THIS(contrast), MAKES (causation), TREMENDOUS (scale), DIFFERENCE (outcome).  This works across contexts: whether you're a SaaS founder pitching in Singapore, a multinational leader briefing in Tokyo, or a sales director presenting to a procurement team in the US, emphasis helps listeners hear the headline inside the sentence. It's also an executive credibility tool: it signals certainty and prioritisation, not verbal mush. Do now (answer card): Pick 3–5 "load-bearing" words per section and punch them. Make your audience hear your priorities. Why do pauses increase attention (and stop people scrolling)? Pauses are a pattern interrupt that drags attention back to you. When you stop speaking, the contrast is so sharp that people who were mentally wandering snap back. That's why a well-timed pause creates anticipation — it makes the next sentence feel important. In live rooms it works because silence is social pressure; on video calls it works because silence is unusual and therefore noticeable. Most presenters under-use pauses because they fear awkwardness. But doubling the length of your current pauses — even in just two moments — increases impact because it forces processing time. It also reduces "verbal clutter" and improves perceived authority, especially for leaders and subject-matter experts who want to sound decisive rather than frantic. Do now (answer card): Add two deliberate pauses: one before your key point, one after it. Let the room absorb the idea.   How do pacing and modulation stop you sounding monotone? Variety in speed and strength keeps listeners engaged from start to finish. Pacing is your emphasis dial: slow down to spotlight meaning, speed up briefly for contrast, then return to normal. The goal isn't "fast talking" — it's controlled variation. A steady pace with no contrast becomes hypnotic in the wrong way. Modulation matters even more if your default delivery is flat. The article notes that Japanese is often described as a monotone language, which means speakers may need to inject extra variety through speed and strength to create highs and lows.   Think of a classical orchestra: if it only played crescendos or only soft lulls, it would be unbearable. Your voice needs both. Do now (answer card): Mark your script: SLOW (key line), FAST (brief energy burst), LOW (serious), HIGH (optimistic). Build contrast on purpose.   What makes phrasing memorable — and how do you create "sticky" lines? Memorable phrasing uses patterns the brain likes: alliteration, rhyme, and contrast. Great presenters don't just explain; they package. A simple shift like "hero to zero" sticks because it's rhythmic, punchy, and easy to repeat — which is the whole point.   When people repeat your phrase, your message travels without you. This is useful across roles: salespeople need repeatable value statements, executives need quotable strategy, and team leaders need language that anchors culture. In Japan vs. the US, the style may change (more subtle in Japan, more direct in the US), but the mechanics are universal: make it short, make it patterned, make it tied to an outcome. Do now (answer card): Create 2 "sticky lines" for your talk: a contrast pair (X to Y) and a rhythmic three-part phrase. How should you use movement and gestures without distracting people? Movement should have a purpose — otherwise it steals attention from your message. Gestures are powerful when they match what you're saying, because they add strength and clarity. But there's a rule: hold a gesture for a maximum of about 15 seconds; after that, its power drops and it becomes visual noise.  The bigger danger is pacing up and down like a caged tiger — it distracts audiences and looks like nervous energy, not leadership. In boardrooms, conference stages, and hybrid setups, the principle is the same: move to signal something (transition, emphasis, audience inclusion), then stop. Stillness can be as impactful as motion when it's intentional. Do now (answer card): Plan your movement: "I step forward for the key point, I step sideways for contrast, I stop for the close." No random wandering. Conclusion Communicating with greater impact isn't about being louder or more dramatic — it's about being more deliberate. When you combine word emphasis, pauses, pacing, modulation, memorable phrasing, and purposeful movement, you stop sounding like everyone else. And that's the real advantage: most speakers stay stuck in the same groove, losing their audience. You become the person who holds attention, lands the message, and strengthens your professional brand.  Author credentials Dr. Greg Story, Ph.D. in Japanese Decision-Making, is President of Dale Carnegie Tokyo Training and Adjunct Professor at Griffith University. He is a two-time winner of the Dale Carnegie "One Carnegie Award" (2018, 2021) and recipient of the Griffith University Business School Outstanding Alumnus Award (2012). As a Dale Carnegie Master Trainer, Greg is certified to deliver globally across leadership, communication, sales, and presentation programs, including Leadership Training for Results.  He has written several books, including three best-sellers — Japan Business Mastery, Japan Sales Mastery, and Japan Presentations Mastery — along with Japan Leadership Mastery and How to Stop Wasting Money on Training. His works have been translated into Japanese, including Za Eigyō (ザ営業) and Purezen no Tatsujin (プレゼンの達人).  Greg also publishes daily business insights on LinkedIn, Facebook, and Twitter, and hosts six weekly podcasts. On YouTube, he produces The Cutting Edge Japan Business Show, Japan Business Mastery, and Japan's Top Business Interviews, followed by executives seeking success strategies in Japan. 

Family members don’t always stay close together – they can be separated by thousands of miles. But one member of the Milky Way Galaxy’s family takes the separation to extremes. It’s 300,000 light-years from the center of the galaxy – one of the most distant residents of the Milky Way yet seen. NGC 2419 is a globular cluster – a group of about a million stars. They form a dense ball a few hundred light-years across. Any star near the middle of the cluster would have thousands of neighbors within a few light-years. Compare that to our own neighborhood – only three stars reside less than five light-years from the Sun. NGC 2419 is one of the Milky Way’s oldest family members. The cluster was born more than 12 billion years ago – not long after the galaxy itself. All of its big, bright stars burned out long ago. So almost all of the remaining stars are much less massive than the Sun. The cluster follows a highly stretched-out orbit around the center of the Milky Way. That’s led to suggestions that it was born elsewhere, then captured by the Milky Way. But there’s no confirmation of that idea. So NGC 2419 is still considered a far-away relative of the rest of the Milky Way. The cluster is in the uber-faint constellation Lynx, which is in the east-northeast at nightfall. NGC 2419 is an easy target for just about any telescope. Script by Damond Benningfield

We all have probably had the experience of suddenly seeing another side of friend's character that we did not know existed.   We then wonder what kind of person they really are!  Hopefully these are good things we see, but sadly, that is not always the case.Now consider the experience of the disciples of Jesus, our heading is the question they asked themselves at a time when they had been “filled with great fear” and as a result had said, “Who then is this, that even wind and see obey him?” [Mark 4 v.41] We have already read in Mark of Jesus doing many marvellous healings; a paralysed man, a leper, a man with a withered hand, &c, so that “his fame spread everywhere” [1 v.28]: yet when he stills the storm and “the wind ceased and there was a great calm” [4 v.39] they then asked each other “Who then is this?” Most of them were fishermen, this miracle occurred in an environment with which they were very familiar.  Surely they had learnt when there was a  risk of weather of this this nature they would not venture out.  Matthew, Mark and Luke all record this dramatic event, it was etched in their memory.  It is described as “a great windstorm” and the “waves were breaking into the boat.”  As Jesus dramatically stills the storm, he asks, “Have you still no faith?” [v.40]  Compare this with what we read today in Exodus 16, there is a challenging parallel!  The nation of Israel had witnessed miracles, the plagues, walking through the sea on dry land and the destruction of the Egyptians armies at the hands of their all-powerful God – the one whose name/reputation was being established by these events.  As they “grumbled against Moses” because of the lack of food [v.2] Moses could have said, “Have you still no faith?” We have commented several times that in this 21st Century we are travelled in a sinful Godless wilderness.  Storms of God's judgements are starting to break out on this world, they are going to get worse, news bulletins are full of the detail of countries with problems and catastrophes.  We all need to really get to know our Lord and Master and develop such a measure of faith that makes us certain Jesus is in control whatever may come on this earth.  Meditate on James 1 v.5-8 

Cynics earn less. Learn how to stay on a self-comparison journey. #ThePitch #INICIVOX #VirtualMentorship

1) Know the game never ends 2) Always give 110% 3) Compare yourself only to yourself 4) Differentiate yourself 5) Learn how to lose 6) Never make excuses 7) Give credit when credit is due

In this episode, we ask: What do I see every week? Does AI have good financial advice? What are some optimal prompts for AI? •  “Compare the historical net returns and liquidity of a properly structured dividend paying whole life insurance policy… versus a total stock market index over a 30 year period… include the...

How do the Steelers compare to the Patriots and the Seahawks? The Steelers beat the Patriots earlier in the season.

A review of a Hawaii cruise on Norwegian Cruise Line's Pride of America.  Richard has cruise news on:  Carnival Hikes Gratuities & Drink Package – Starting April 2, gratuities rise to $17/day in standard rooms and $19/day in suites. Bottomless Bubbles soda package also increases to $11.99/day. Trevi Fountain Adds Entry Fee – Visitors must now pay $2.40 to get close to Rome's iconic fountain; locals and kids under 6 exempt. Jazz Cruise Tragedy – Renowned jazz musician Ken Peplowski passed away onboard Celebrity Summit during the annual Jazz Cruise. Drug Bust at PortMiami – Five passengers arrested with narcotics before boarding Symphony of the Seas for a themed Atlantis cruise. MSC Guests Left Behind – MSC Orchestra couldn't dock in Marseille due to port protests, forcing guests to rejoin in Genoa. MSC Adding Yacht Club – MSC Musica and Orchestra will receive the Yacht Club luxury enclave during upcoming refurbishments. Disney Adventure Breaks Record – Becomes the largest passenger ship to transit the Panama Canal on its way to Singapore homeport. Sponsor Cruise line protection is designed to help if you can't take your cruise. Third-party travel insurance helps protect you during the trip. Including medical care, delays, and unexpected issues. Compare plans and save up to 30% at TripInsurance.com. About Cruise Radio: Cruise Radio has been delivering cruise news, ship reviews, and money-saving tips weekly since 2009.

Concerned about retirement planning in a market full of uncertainty and noise? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase bring practical context to today's financial headlines and common retirement questions. • Analyze movements in gold prices and the U.S. dollar to clarify what currency shifts may indicate for markets and everyday economic conversations. • Explain why a modestly weaker dollar is not inherently negative and how it can affect U.S. company competitiveness. • Break down how the 4% retirement withdrawal rule of thumb is commonly discussed and why flexibility is central to long-term planning. • Compare viewpoints from prominent financial commentators on sustainable retirement withdrawals and why results may differ by household. • Outline considerations for retirement drawdowns, including when cash reserves versus equities are often referenced during market stress. • Evaluate diversification considerations for investors concerned about concentrated exposure to technology- and AI-focused funds. • Address the widespread concern about running out of money in retirement using commonly referenced planning frameworks. • Review how pension cost-of-living adjustments work and the factors considered when comparing lump-sum and annuity options. • Discuss the potential role and risks of high-yield bonds within balanced, income-focused portfolios. • Highlight why aligning brokerage account registrations with a living trust is frequently referenced in estate planning discussions. Listen to the Retire Sooner Podcast for clear, educational context on the retirement topics investors are talking about right now. Subscribe to stay connected to ongoing conversations focused on long-term planning, discipline, and perspective. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alan provides a new Thursday Thought episode. In today's Thursday Thought is compare and despair. It's in our nature to compare ourselves with others. But as an inventor, comparing your success - with that of any other inventor is unfruitful. Compare yourself today - only with yourself yesterday - for best results.  Be sure to subscribe to the podcast on Apple Podcasts or wherever you get your podcasts, so you won't miss a single episode. Website: www.alanbeckley.com

In this Parshas Yisro review, Rabbi Aryeh Wolbe highlights the unique honor of an entire Torah portion named after Yisro—Moshe's father-in-law and a former spiritual leader of Midian—despite no portion being named for Moshe, Aaron, Abraham, Isaac, Jacob, or Joseph. Yisro heard of the Exodus miracles (plagues, splitting of the sea, manna) and immediately acted: he left everything to join the Jewish people, converting and bringing practical wisdom (organizing judges).The rabbi stresses practical application over storytelling: the Torah is a “manual for living.” Yisro's response teaches that true emunah is knowledge—not blind faith. We know Hashem exists because “Anochi Hashem Elokecha asher hotzeticha me'eretz Mitzrayim” (I am Hashem your God who took you out of Egypt)—personal, witnessed miracles prove it.Key lessons:Don't assimilate to gain favor — The Jews in Egypt kept their names, language, and dress distinct, yet found chen (favor) in Egyptian eyes because Hashem granted it. Pride in authentic Judaism draws divine favor, which then reflects in others' eyes.Jealousy (lo tachmod) opposes knowledge of Hashem — The first commandment (Anochi Hashem) and last (don't covet) connect: coveting others' blessings denies Hashem's perfect design for you. Compare only to your own potential.Live with awe — Miracles (body, nature, technology, Israel's survival) must never become routine. Recognize daily yesh me'ayin (creation from nothing) and thank Hashem constantly.Grandparents & legacy — Seeing grandchildren/great-grandchildren is a privilege; influence positively without overstepping (e.g., no naming interference).The rabbi urges bold Jewish pride (yarmulke, tzitzit, tefillin in public) and relentless self-improvement—don't let others define your limits._____________This episode of the Parsha Review Podcast is dedicated in honor of Lenny & Teresa FriedmanDownload & Print the Parsha Review Notes:https://drive.google.com/drive/folders/1ncaRyoH5iJmGGoMZs9y82Hz2ofViVouv?usp=sharingRecorded at TORCH Meyerland in the Levin Family Studios (B) to a live audience on February 3, 2026, in Houston, Texas.Released as Podcast on February 5, 2026_____________Subscribe: Apple Podcasts (https://podcasts.apple.com/us/podcast/parsha-review-podcast-rabbi-aryeh-wolbe/id1651930083)Spotify (https://open.spotify.com/show/22lv1kXJob5ZNLaAl6CHTQ) to stay inspired! Share your questions at awolbe@torchweb.org or visit torchweb.org for more Torah content.  _____________About the Host:Rabbi Aryeh Wolbe, Director of TORCH in Houston, brings decades of Torah scholarship to guide listeners in applying Jewish wisdom to daily life.  To directly send your questions, comments, and feedback: awolbe@torchweb.org_____________Support Our Mission:Help us share Jewish wisdom globally by sponsoring an episode at torchweb.org. Your support makes a difference!_____________Subscribe and Listen to other podcasts by Rabbi Aryeh Wolbe: NEW!! Hey Rabbi! Podcast: https://heyrabbi.transistor.fm/episodesPrayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.transistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at http://podcast.torchweb.org_____________Keywords:#Torah, #Parsha, #Exodus, #Shemos, #Yisro, #Anochi, #JewishPride, #NoCoveting, #EmunahKnowledge, #IntentionalJudaism ★ Support this podcast ★

In this Parshas Yisro review, Rabbi Aryeh Wolbe highlights the unique honor of an entire Torah portion named after Yisro—Moshe's father-in-law and a former spiritual leader of Midian—despite no portion being named for Moshe, Aaron, Abraham, Isaac, Jacob, or Joseph. Yisro heard of the Exodus miracles (plagues, splitting of the sea, manna) and immediately acted: he left everything to join the Jewish people, converting and bringing practical wisdom (organizing judges).The rabbi stresses practical application over storytelling: the Torah is a “manual for living.” Yisro's response teaches that true emunah is knowledge—not blind faith. We know Hashem exists because “Anochi Hashem Elokecha asher hotzeticha me'eretz Mitzrayim” (I am Hashem your God who took you out of Egypt)—personal, witnessed miracles prove it.Key lessons:Don't assimilate to gain favor — The Jews in Egypt kept their names, language, and dress distinct, yet found chen (favor) in Egyptian eyes because Hashem granted it. Pride in authentic Judaism draws divine favor, which then reflects in others' eyes.Jealousy (lo tachmod) opposes knowledge of Hashem — The first commandment (Anochi Hashem) and last (don't covet) connect: coveting others' blessings denies Hashem's perfect design for you. Compare only to your own potential.Live with awe — Miracles (body, nature, technology, Israel's survival) must never become routine. Recognize daily yesh me'ayin (creation from nothing) and thank Hashem constantly.Grandparents & legacy — Seeing grandchildren/great-grandchildren is a privilege; influence positively without overstepping (e.g., no naming interference).The rabbi urges bold Jewish pride (yarmulke, tzitzit, tefillin in public) and relentless self-improvement—don't let others define your limits._____________This episode of the Parsha Review Podcast is dedicated in honor of Lenny & Teresa FriedmanDownload & Print the Parsha Review Notes:https://drive.google.com/drive/folders/1ncaRyoH5iJmGGoMZs9y82Hz2ofViVouv?usp=sharingRecorded at TORCH Meyerland in the Levin Family Studios (B) to a live audience on February 3, 2026, in Houston, Texas.Released as Podcast on February 5, 2026_____________Subscribe: Apple Podcasts (https://podcasts.apple.com/us/podcast/parsha-review-podcast-rabbi-aryeh-wolbe/id1651930083)Spotify (https://open.spotify.com/show/22lv1kXJob5ZNLaAl6CHTQ) to stay inspired! Share your questions at awolbe@torchweb.org or visit torchweb.org for more Torah content.  _____________About the Host:Rabbi Aryeh Wolbe, Director of TORCH in Houston, brings decades of Torah scholarship to guide listeners in applying Jewish wisdom to daily life.  To directly send your questions, comments, and feedback: awolbe@torchweb.org_____________Support Our Mission:Help us share Jewish wisdom globally by sponsoring an episode at torchweb.org. Your support makes a difference!_____________Subscribe and Listen to other podcasts by Rabbi Aryeh Wolbe: NEW!! Hey Rabbi! Podcast: https://heyrabbi.transistor.fm/episodesPrayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.transistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at http://podcast.torchweb.org_____________Keywords:#Torah, #Parsha, #Exodus, #Shemos, #Yisro, #Anochi, #JewishPride, #NoCoveting, #EmunahKnowledge, #IntentionalJudaism ★ Support this podcast ★

Compare lump-sum taxation in these 3 countries. Learn the costs, requirements, and benefits of paying a fixed annual tax on foreign income.View the full article here.Subscribe to the IMI Daily newsletter here. 

Pascal Praud revient pendant deux heures, sans concession, sur tous les sujets qui font l'actualité. Vous voulez réagir ? Appelez le 01.80.20.39.21 (numéro non surtaxé) ou rendez-vous sur les réseaux sociaux d'Europe 1 pour livrer votre opinion et débattre sur les grandes thématiques développées dans l'émission du jour.Vous voulez réagir ? Appelez-le 01.80.20.39.21 (numéro non surtaxé) ou rendez-vous sur les réseaux sociaux d'Europe 1 pour livrer votre opinion et débattre sur grandes thématiques développées dans l'émission du jour.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

You can now get free caviar from McDonalds? Sony execs compare Scar Jo to difficult Blake Lively in emails; Tom Cruise is rumored to be moving back to the US from London; One Star Reviews and the five second rule See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On the Wednesday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, host Adam Bittner welcomes Post-Gazette Steelers insider Christopher Carter to analyze the NFL draft QB class following Chris's trip to the Senior Bowl last week. How does the Steelers' Will Howard compare to guys expected to be available on Days 2 and 3? Is he clearly a better option than names like Garrett Nussmeier, Drew Allar, Cade Klubnik, Carson Beck, Sawyer Robertson and others? Or could one of those guys offer value over him as he competes with Mason Rudolph and -- possibly -- Aaron Rodgers for positioning on new coach Mike McCarthy's depth chart? Where's the ideal spot on the depth chart for Howard if GM Omar Khan gets his offseason moves right? And why do so many fans have such resolute faith in the former sixth-round pick? Our duo tackles those questions and more. Our duo tackles those questions, then ponders Khan's trade options this offseason. How seriously should he consider moving on from Jalen Ramsey, given the corner/safety's hefty cap hit? Is he worthy of making the money Minkah Fitzpatrick did at the position? Could the team get by with names like DeShon Elliott, Chuck Clark, Jabrill Peppers and Kyle Dugger in that spot? Or should it consider drafting a safety like Caleb Downs or Bud Clark to fill the void at a cheaper price? The later, the guys ponder how to handle the Steelers' array of draft picks. Should Khan hold onto all 12 with the goal of building his team's depth? Or should he trade up, even if it's not for a QB? Knowing that it's unlikely he could keep all of the picks on the 53-man roster and that impact talents like USC's Makai Lemon at WR could be available? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The conversation continues and we talk about being more confident as we get older, learning to be happier in the writer's room, Linda Lavin, bad table reads, dealing with notes, notes are not helpful, politics in shows, Ryan Murphy's genius, trying to make multi camera sitcoms in a world that may not want them, being high school friends, Sidney Pollack, David getting the writer's job, Jay was polished, Alan Zweibel, being 22 and wearing a sport coat, being a team who loves each other, shabbat, wives don't want to hear their husbands complain, shows that don't use the writing staff, getting on board a story, the big idea of a story, fighting for your money, paying the price for fighting, trying to avoid the fight and winning anyway, juries love them despite being fancy guys, Jeff Zuker's wife predicted Zuker's loss, bicycles, live performance, and how nice it is to hang with old friends.    Bio: David Kohan and Max Mutchnick are the creators and executive producers of "MidCentury Modern", and are perhaps best known for the 16-time Emmy Award-winning comedy series “Will & Grace,” which ended its 11-season run on NBC in April 2020. The trailblazing series is still praised for its significant social impact and groundbreaking representation of queer characters. High school friends Mutchnick and Kohan started their entertainment careers almost 25 years ago as writers for “Dream On”, “The Dennis Miller Show”, and “The Wonder Years”. Mutchnick graduated from Emerson College and currently serves on its Board of Trustees. Kohan is a proud alumnus of Wesleyan University, where he majored in English and philosophy. Mutchnick is married to entertainment lawyer Erik Hyman. They live in Beverly Hills with their twin daughters, Evan and Rose, named for the couple's maternal grandmothers. Kohan is also co-creator and producer of daughters Olivia and Nora. He currently lives in Los Angeles with Nora and his wife, Blair, a board member and motion picture agent at UTA. Learn more about your ad choices. Visit megaphone.fm/adchoices

Here we are, Ro's last few days of freedom before he ties the knot. He gives us some last minute updates for his wedding and then an epic battle he fought whilst trying to book his honeymoon. Ro also has some unethical life hacks for organising a wedding. Migs has a metro yarn, Sen talks about AI and has a sudden urge to buy an E-bike.We are back with "Compare and Contrast" as we tier list cuisines from around the world. We are sure people are chomping at the bit to hear 3 culinarily challenged men provide their opinions on food they couldn't cook.___________________________________________________________ FULL PODCAST EPISODES

As markets continue to shift, long-term retirement planning often demands clarity rather than reaction. In this episode of the Money Matters Podcast, Wes Moss and Jeff Lloyd provide economic and market context to help listeners interpret today's financial headlines with perspective. • Analyze how recent S&P 500 performance, Federal Reserve decisions, and earnings results seem to be shaping market sentiment. • Interpret an airline's move away from unassigned seating as a reflection of broader consumer behavior and industry competition. • Track U.S. dollar movements and their historical relationship to gold, silver, and international markets. • Review the current health of the U.S. economy, including consumer spending, housing trends, inflation, unemployment, and stimulus considerations heading toward 2026. • Define what qualifies companies as dividend aristocrats and why payout consistency and discipline matter. • Compare which everyday expenses have risen with inflation and which categories have stabilized or declined. • Examine historical data showing how dividends have often outpaced inflation and demonstrated resilience during past market downturns. • Explore how income-focused investing, diversified portfolios, and retirement withdrawal frameworks like the 4% rule of thumb are commonly discussed together. • Revisit personal retirement checklists to assess whether professional planning guidance aligns with individual circumstances. Listen to this episode for a context-driven discussion focused on markets, income, and retirement planning. Subscribe to the Money Matters Podcast to stay connected to thoughtful conversations that span market cycles and economic environments.

Comments? Feedback@SellSellSell.online or Facebook *** Mailbag: Should You Splurge on a Heat Sealer? *** Arctic Vortex Protections *** Nearly All Sales Are "Promoted" Now *** eBay Announces Monthly Seller Briefings Schedule

Please visit answersincme.com/860/29264-replay to participate, download slides and supporting materials, complete the post test, and get a certificate. Presented by Aditya Bardia, MD and Tiffany A. Traina, MD, FASCO. In this activity, experts in breast cancer share evidence-based insights on integrating current and emerging TROP2-directed antibody-drug conjugates (ADCs) into real-world triple-negative breast cancer (TNBC) care. Upon completion of this activity, participants should be better able to: Identify the role of TROP2-directed antibody-drug conjugates (ADCs) in metastatic triple-negative breast cancer (TNBC) treatment; Compare the latest clinical data on available and emerging TROP2-targeting ADCs for the first-line treatment of patients with TNBC; and Discuss evidence-based strategies to optimize the selection of appropriate patients for first-line treatment with TROP2-targeting ADCs.

Download your workbook here → https://bit.ly/p-finance-in-february-workbook For studio owners, this episode breaks down the only financial numbers that actually matter to run a profitable business. If your Profit & Loss stresses you out or you avoid your numbers altogether, this episode will change how you think about money in your business. → Want to scale your studio and generate more leads? https://bit.ly/4kZSlya → Want proven systems to grow without burnout? https://bit.ly/44XoX5w Most studio owners aren't bad with money - they're just looking at the wrong numbers. If opening your Profit & Loss statement makes you feel confused, overwhelmed, or like you “should probably talk to your accountant one day”… this episode is for you. This is Episode 1 of our 4-part Finance February series on the Geronimo Unfiltered podcast. Across this series, we're breaking down financial literacy for studio owners in plain English - no spreadsheets, no shame and no accounting degree required. In this episode, we lay the foundation. If you don't understand this part, everything else feels harder than it needs to be.By the end of this episode, you'll be able to: • Stop saying “I'm bad with numbers” and start saying “I just didn't know what to look at” • Understand the difference between revenue, profit and cash (and why revenue is vanity) • Read a Profit & Loss statement without panic • Identify the only numbers that actually matter in a studio business • Know what a financially healthy studio actually looks like • Understand simple ratio benchmarks for labour, rent, overheads and profit • Spot the two biggest profit killers for studio owners: overspending on If you want this episode to actually change your business, don't skip this part. After listening ... here's your homework: 1) Ask your accountant for your last 12 months of Profit & Loss (or log into your accounting software and find it yourself) 2) Calculate your current ratios: - Labour as a percentage of revenue - Rent as a percentage of revenue - Total overheads - Operating profit 3) Compare your numbers to the benchmarks discussed in this episode 4) Bonus power move: ask your accountant to clean up your chart of accounts so your P&L is easy to understand at a glance. This episode kicks off Finance February. In Episode 2, we'll map out budgeting and forecasting - without overwhelm. Don't forget to like, subscribe, and comment below with your biggest takeaway. We read them all. Connect with us: My website: ⁠https://thegeronimoacademy.com ⁠ IG Geronimo: ⁠https://www.instagram.com/thegeronimoacademy⁠ IG Hey.Doza: ⁠https://www.instagram.com/hey.doza⁠ LinkedIn: ⁠https://au.linkedin.com/in/andrewhandosa⁠ Chapters: 00:00 – Welcome to Finance February 01:45 – Why studio owners avoid their numbers 04:55 – “I'm bad with numbers” (and why that's not true) 07:10 – Revenue vs profit vs cash 11:30 – Breaking down a P&L in plain English 14:20 – What counts as direct labour 18:45 – Labour cost benchmarks (and common mistakes) 23:10 – Rent benchmarks and lease red flags 27:05 – Overheads: what matters and what doesn't 31:45 – What healthy profit actually looks like 35:20 – The two biggest profit killers 38:50 – Homework & what's coming next

Welcome to the Monday Minute, brought to you by our friends at Podium. The Monday Minute is your weekly reset to help you lead better, think clearer, and build your dealership with intention.Choosing the right business structure for your car dealership is one of the most important foundational decisions you'll make as an independent dealer. In this episode, we break down Sole Proprietor, Partnership, and LLC structures—and help you choose the right one for your dealership.WHAT WE COVER:Sole Proprietor structure and pass-through incomePartnership agreements (and why documentation is critical)LLC benefits: personal protection and flexibilityS-Corp vs C-Corp tax filing strategiesAligning your business structure with your dealership goalsACTION STEPS THIS WEEK:Get clear on your dealership goals - staying small or scaling up?Compare risk tolerance and tax implications of each structureConsult with a CPA and business attorney before decidingThis isn't about choosing the "best" business entity—it's about choosing the RIGHT one for how you want to operate and grow your car dealership. Build your foundation correctly, and everything else stands together.Be sure to review this week's Sunday newsletter at https://www.theindependentdealer.com where the full theme and exercises are laid out to help you work through this with your team. If you're not subscribed yet, sign up now.Let's build this together.SPONSORED BY PODIUM: https://www.podium.com

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(Note: This episode originally ran on September 30th, 2025)Artificial Intelligence is everywhere — from ChatGPT to TikTok algorithms, AI is transforming childhood, parenting, and everything about how we live today.Creator and co-host of podcast Life With Machines Baratunde Thurston chats with Elise Hu about the ways we can help kids and ourselves navigate this new technology with curiosity and care. Learn how kids are engaging with AI today, and why adults and grownups need to learn alongside kids rather than just supervise them. By approaching an understanding with humility and setting practical and healthy boundaries with AI, parents can confidently help navigate using AI as a tool, instead of something to stay away from.Key takeaways for parents:Compare how kids of different ages use tech, and tailor your guidance to their stage.Ask your child how information moves among friends, and practice checking before sharing.Point out where AI shows up in daily life, and invite the child in your life's perspective on it.Admit what you don't know, and show curiosity so kids learn alongside you.Break down AI as a tool, a platform, or a concept, so kids can see its different roles.⏱️ Timestamps:Keep the conversation going at home with our FREE Conversation Kit companion guide: https://delivery.shopifyapps.com/-/227992a4494016f2/b694b2dbd557aa6eFollow Baratunde Thurston on Instagram: https://www.instagram.com/baratunde/New episodes every Tuesday:YouTube: https://swap.fm/l/P8iCjNFnIWI7kTmU0vmkApple: https://swap.fm/l/kCnCRNdWkpuYYbyzyE77Spotify: https://swap.fm/l/SOQe4gSHh3vVIwPGFDetOr wherever you get your podcasts.

In this episode of Cruise Radio, host Doug Parker and staff writer Richard Simms discuss the latest cruise industry news. Topics include:  Norwegian Cruise Line's first overnight docking at Great Stirrup Cay. The impact of Winter Storm Fern on cruise itineraries, and the importance of travel insurance. Royal Caribbean debuts cruise ship earlier than planned MSC developing a Freeport cruise port on Grand Bahamas Island. Norwegian's new policy requiring early arrivals for air program guests. Cruise ship Scenic Eclipse receiving icebreaker assistance in Antarctica. Carnival crew member labor disputes in Australia.  The episode also features Kevin's review of Royal Caribbean's newest ship, Star of the Seas, showcasing family-friendly amenities, food & dining, and the value of cruising on a large, modern ship in 2026 as a family. Sponsor Cruise line protection is designed to help if you can't take your cruise. Third-party travel insurance helps protect you during the trip. Including medical care, delays, and unexpected issues. Compare plans and save up to 30% at TripInsurance.com. About Cruise Radio: Cruise Radio has been delivering cruise news, ship reviews, and money-saving tips weekly since 2009.

Is the American middle class actually shrinking, or evolving? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase offer educational context on widely discussed economic, investing, and retirement planning topics shaping today's financial conversations. Listen as long-term data, market history, and household-level considerations are used to frame—not forecast—how these issues connect. • Examine why the U.S. middle class is often described as shrinking and how income mobility, inflation-adjusted thresholds, and household dynamics influence that narrative. • Review how artificial intelligence is commonly discussed in relation to productivity, workforce demand, and labor market participation. • Outline general considerations around emergency savings, including income consistency, job stability, and insurance coverage. • Explain factors households often weigh when deciding whether to engage a financial professional for planning support. • Provide historical context on gold, market corrections, and why gold is sometimes referenced in diversification discussions. • Summarize why dividends are frequently included in long-term investing conversations across market cycles. • Highlight planning considerations for investment club assets, including potential capital gains implications during account or custodian transitions. • Examine variables that may influence retirement spending needs, reinforcing that planning outcomes vary by household. • Compare commonly discussed perspectives on dollar-cost averaging versus lump-sum investing during periods of market volatility. This episode focuses on education and perspective—not individualized recommendations. Listen and subscribe to the Retire Sooner Podcast for ongoing conversations that place investing and retirement topics into long-term context. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Chris and I dive deep into a question we've been getting a lot since our town hall event with Sarah Swain, Rebecca Matthews, and Elisa Kitz (which had almost 2,000 registrants!): Why are permanent tax shelters considered an asset class?   I'll be honest—this was a concept that completely confused me until about 4-5 years ago. I grew up being taught that insurance is an expense, never an investment. But understanding how certain life insurance policies can provide liquidity, tax advantages, and long-term value has been game-changing for our family—both personally and professionally. In this episode, we break down: The difference between whole life and universal life insurance Why insurance should be the foundation of your financial house (not just the pretty stuff on top) How permanent policies build cash value you can borrow from tax-free Why getting insured young matters more than you think The connection between your health records and insurance premiums This might feel like a big topic to grasp, but stick with us. We're here to help you understand what you weren't taught growing up.   Timestamps & Chapters [2:53 - 4:33] Why This Topic Matters Now Questions coming in about permanent tax shelters as an asset class How life insurance can offer protection AND build long-term value Jenn's journey from seeing insurance as an expense to understanding it as an investment [4:33 - 7:00] What Are Permanent Tax Shelters? Two types: Whole life and universal life insurance How they differ from term insurance (which is like "rent") Why these policies are structured differently for every person [7:00 - 10:20] Whole Life vs. Universal Life Whole life: Invested through the insurance company, pays dividends, safer/more conservative Universal life: Invested through markets, higher growth potential Companies we work with have been paying dividends for over 100 years [10:20 - 13:20] The Trust Factor Why people are hesitant to invest (lack of education, past bad experiences) Importance of transparency: where money goes, how returns work, paperwork to back it up Finding advisors who customize to YOUR needs, not just sell hot products [13:20 - 17:00] The Foundation Analogy Chris's building background: insurance is like the foundation of a house TFSAs, RRSPs, FHSAs are the "pretty stuff" on top If the foundation isn't solid, everything collapses when markets slip Different types of insurance: life, critical illness, disability [17:00 - 20:20] Why We Have Different Policies Individual needs vs. family goals Whole life for lending money back to yourself Universal life for stronger growth through market investments [20:20 - 23:40] Term vs. Permanent Insurance Explained Term insurance: Pay for protection for 10, 20, 30 years—when it expires, you're done (or renew at a much higher rate) Example: $75/month at age 30 becomes $500/month at age 65 Permanent insurance: Pay for a set period (often ~20 years), then you're covered for life [23:40 - 26:40] Health & Insurance Qualification Medical Insurance Bureau (MIB) has access to ALL your medical records Even minor things (like getting imaging for headaches) can flag you and increase premiums Jenn's story: Great health rating, lower premium Chris's story: One seizure from paintball at 21 flagged him for years [26:40 - 30:00] The Integrity Factor Insurance companies will test for things like nicotine in your hair if you claim to be a non-smoker Lying on applications can void your entire policy Smokers can requalify as non-smokers after 12 months nicotine-free and cut premiums in half [30:00 - 35:20] Why We're Talking About This Jenn's perspective: Health and wealth are connected Financial stress impacts health; lack of finances prevents getting health support The gap in what we weren't taught as adults, parents, business owners Teaching preparedness so people know what questions to ask [35:20 - 40:00] How Permanent Policies Build Cash Value Example: $100/month → $25 to insurance, $75 to investment Money grows tax-free inside the policy You can borrow from it with minimal or zero tax (depending on timing) Compare to RRSPs: 100% taxed at withdrawal at your marginal rate Insurance companies are great at saving from taxation; investment companies are great at making money—permanent policies combine both [40:00 - 43:00] The Self-Lending Strategy Build cash value you can borrow from tax-free or with greatly reduced tax Use for home repairs, helping kids, investments, etc. You can put in $300-500/month—insurance still only costs $25, rest goes to your investment fund [43:00 - 46:00] Inflation & Long-Term Planning Average Canadian couple needs $2.5-3 million to retire comfortably Inflation designed to be ~2.5% annually Example: Bag of milk was $2-3 twenty years ago, now $6-9, will be $20 in the future If you're only making 2.5% interest, you're just keeping up with buying power—not growing wealth Importance of reviewing statements together as a couple (even when uncomfortable)     Key Highlights & Takeaways ✅ Insurance as Foundation, Not Expense: Permanent life insurance should be viewed as the foundation of your financial house—not a bill, but an investment that protects everything else you build on top. ✅ Two Types of Permanent Policies: Whole Life: Conservative, dividend-based, great for self-lending Universal Life: Market-invested, higher growth potential ✅ Tax Advantages: Money grows tax-free inside permanent policies, and you can borrow from your cash value with minimal or zero tax (unlike RRSPs, which are 100% taxed at withdrawal). ✅ Get Insured Young: Health changes, medical records, and age all impact premiums. The younger and healthier you are when you get insured, the better your rates—and they're locked in for life. ✅ The MIB Knows Everything: The Medical Insurance Bureau has access to all your medical records. Even minor health events (like imaging for headaches) can flag you and increase premiums. ✅ Inflation is Real: The average Canadian couple will need $2.5-3 million to retire comfortably. If your money is only growing at 2.5%, you're just keeping up with inflation—not building wealth. ✅ Self-Lending Strategy: Permanent policies allow you to build a "personal bank" you can borrow from for major expenses, investments, or helping family—without traditional loan approval processes. ✅ Transparency Matters: Any advisor should be able to explain exactly where your money is going, how returns work, and provide full paperwork. If they can't, walk away. ✅ Health & Wealth Are Connected: Financial stress impacts your health, and lack of finances prevents you from getting the health support you need. They're not separate—they're intertwined.   Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Have a question? Send it over to hello@jennpike.com and I'll do my best to share helpful insights, thoughts and advice.

 Link to crown: https://amzn.to/46gS8Sy Most moms are walking around all day with a quiet (or not-so-quiet) thought running in the background: I'm a bad mom. In this episode, Sterling Jaquith gently but firmly challenges that belief. If you care about your kids… If you worry about their faith… If you're trying, learning, apologizing, showing up, and loving imperfectly… You are not a bad mom. Sterling breaks down why this thought is so common, how it hurts us, and why believing it actually makes motherhood harder—not better. You'll learn why beating yourself up doesn't make you a better mom, how your thoughts affect your energy and patience, and what changes when you begin telling yourself the truth instead. This episode is especially for Catholic moms who: Feel constant guilt or shame about their parenting Compare themselves to other moms Believe they should be "doing better" somehow Want more peace, confidence, and joy in motherhood Sterling also invites you to take this struggle to prayer and ask Jesus to show you the ways He is already proud of you. You are a good mom. And learning to believe that can change everything.

Keith challenges the usual "overpopulated vs. underpopulated" debate and shows why that's the wrong way to think about demographics—especially if you're a real estate investor. Listeners will hear about surprising global population comparisons that flip common assumptions.  Why raw population numbers don't actually explain housing shortages or rent strength. How household formation, aging, and migration really drive demand for rentals. Which kinds of markets tend to see persistent housing pressure—and why the US has a long‑term demographic edge. You'll come away seeing population headlines very differently, and with a clearer lens for spotting where future housing demand is most likely to show up. Episode Page: GetRichEducation.com/590 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the world overpopulated or underpopulated? Also is the United States over or underpopulated? These are not just rhetorical questions, because I'm going to answer them both. Just one of Africa's 54 nations has more births than all of Europe and Russia combined. One US state has seen their population decline for decades. This is all central to housing demand today. On get rich education   Keith Weinhold  0:36   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:21   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:31   Welcome to GRE from Norfolk Virginia to Norfolk, Nebraska and across 188 nations worldwide, you are inside. Get rich education. I am the GRE founder, Best Selling Author, longtime real estate investor. You can see my written work in Forbes and the USA Today, but I'm best known as the host of this incomprehensibly slack John operation that you're listening to right now. My name is Keith Weinhold. You probably know that already, one reason that we're talking about underpopulated versus overpopulated today is that also one of my degrees is in geography and demography, essentially, is human geography, and that's why this topic is in my wheelhouse. It's just a humble bachelor's degree, by the way, if a population is not staying stable or growing, then demand for housing just must atrophy away. That's what people think, but that is not true. That's oversimplified. In some cases. It might even be totally false. You're going to see why. Now, Earth's population is at an all time high of about 8.2 billion people, and it keeps growing, and it's going to continue to keep growing, but the rate of growth is slowing now. Where could all of the people on earth fit? This is just a bit of a ridiculous abstraction in a sense, but I think it helps you visualize things. Just take this scenario, if all the humans were packed together tightly, but in a somewhat realistic way, in a standing room only way, if every person on earth stood shoulder to shoulder, that would allow about 2.7 square feet per person, they would sort of be packed like a subway car. Well, they could fit in a square, about 27 kilometers on one side, about 17 miles on each side of that square. Now, what does that mean in real places that is smaller than New York City, about half the size of Los Angeles County and roughly the footprint of Lake Tahoe? So yes, every human alive today could physically fit inside one midsize us metro area. This alone tells you something important. The world's problem is certainly not a lack of space. Rather, it's where people live and not how many there are. So that was all of Earth's inhabitants. Now, where could all Americans fit us residents using the same shoulder to shoulder assumption, and the US population by mid year this year is supposed to be about 350,000,00349 that's a square about five and a half kilometers, or 3.4 miles on each side. And some real world comparisons there are. That's about half of Manhattan, smaller than San Francisco and roughly the size of Disney World, so every American could fit into a single small city footprint. And if you're beginning to form an early clue that we are not overpopulated globally, yes, that's the sense that you Should be getting.     Keith Weinhold  5:01   now, if you're in Bangladesh, it feels overpopulated there. They've got 175 million people, and that nation is only the size of Iowa. In area, Bangladesh is low lying and typhoon prone. They get a lot of flooding, which complicates their already bad sanitation problems and a dense population like that, and that creates waterborne diseases, and it's really more of an infrastructure problem in a place like Bangladesh than it is a population problem. Then Oppositely, you've got Australia as much land as the 48 contiguous states, yet just 27 million people in Australia, and only 1/400 as many people as Bangladesh in density. Now we talk about differential population. About 80% of Americans live in the eastern half of the US. But yet, the East is not overpopulated because we have sufficient infrastructure, and I've got some more mind blowing population stats for you later, both world and us. Now, as far as is the world overpopulated or underpopulated, which is our central question, depending on who you ask and where they live, you're going to hear completely different answers. Some people are convinced that the planet is bursting at the seams. Others warn that we're headed for a population collapse. But here's the problem, that question overpopulated or underpopulated, it's the wrong question. It's the wrong framing, especially if you're into real estate, because housing demand doesn't respond to total headcount or global averages or scary demographic headlines. Housing demand responds to where people live, how old they are, and how they form households. And once you understand this, a lot of things suddenly begin to make sense, like why housing shortages persist, why rents stay high, even when affordability feels stretched, why some states struggle while others boom, and why population headlines often mislead investors.   Keith Weinhold  7:20   So today I want to reframe how you think about population and connect it directly to housing demand, both globally and right here in the United States. And let's start with the US, because that's probably where you invest.    Keith Weinhold  7:33   Here's a simple fact that should confuse people, but usually doesn't, the United States has below replacement fertility. I'll talk about fertility rates a little later. They're similar to birth rates, meaning that Americans are not having enough children to replace the population naturally and without immigration, the US population would eventually shrink, and yet in the US, we have a housing shortage, rising rents, tight vacancy and a lot of metros and persistent demand for rental housing, which could all seem contradictory. Now, if population alone determine housing demand, well, then the US really shouldn't have any housing shortage at all, but it does so clearly, population alone is not the main driver, and really that contradiction is like your first clue that most demographic conversations are just missing the point. Aging does not reduce housing demand. The way that people think a misconception really is that an aging population automatically reduces housing demand. It does not, in fact, just the opposite. If a population is too young, well, that tends to kill housing demand, and that's because five year old kids and 10 year old kids do not form their own household. Instead, what an aging population often does is change the type of housing that's demanded, like seniors aging in place, some of them downsizing. Seniors living alone. Sometimes after a spouse passes away, others relocating closer to health care or to family. So aging can increase unit demand even if population growth slows. So already, we've broken two myths here. Slower population doesn't mean weaker housing demand, and aging doesn't mean fewer housing units are needed. Now let's explain why. Really, the core idea that unlocks everything is that people don't live inside, what are called Population units. They live in households. You are one person. That does not mean that your dwelling is then one population unit. That's not how that works. You are part of a household, whether that's a house a Household of one person or five or 11 people, housing demand is driven by the number of households, the type of households and where those households are forming, not by raw population totals. So the same population can have wildly different demand. Just think about how five people living together in one home, that's one housing unit, those same five people living separately, that is five housing units, same population, five times the housing demand. And this is why population statistics alone are almost useless for real estate investors, you need to know how people are living, not just how many there are. The biggest surge in housing demand happens when people leave their parents' homes or when they finish school or when they start working, or you got big surges in housing demand when people marry or when they separate or divorce. So in other words, adults create housing demand and children don't. And this is why a country with a youngish, working age population, oh, then they can have exploding housing demand. A country with high birth rates, but low household formation can have overcrowding without profitable housing growth. So it's not about babies, it's about independent adults, and what quietly boosts housing demand, then is housing fragmentation. Yeah, fragmentation. That's a trend that really doesn't get enough attention, and that is the trend, households are fragmenting, meaning more single adults later marriage, like I was talking about in a previous episode. Recently, higher divorce rates, more people living alone and older adults living independently, longer. Each one of those trends increases housing demand without adding any population whatsoever. When two people split up, they often need two housing units instead of one, and if you've got one adult living alone, that is full unit demand right there. So that's why housing demand can rise even when population growth slows or stalls for housing demand. What matters more than births is migration. And another key distinction is that, yes, births matter, but they're on somewhat of this 20 year delay and migration matters immediately, right now. So see, when a working age adult moves, they need housing right away. They typically rent first. They cluster near jobs, and they don't bring housing supply along with them. They've got to get it from someone else. Hopefully you in your rental unit.    Keith Weinhold  12:57   This is why migration is such a powerful force in rental markets, and you see me talk about migration on the show, and you see me send you migration maps in our newsletter. It's also why housing pressure shows up unevenly. It gets concentrated around opportunity. If you want to know the future, look at renters. Renters are the leading indicator, not homeowners and not birth rates. See renters create housing demand faster than homeowners, because renters form households earlier. They can do it quickly because they don't need down payments. Renters move more frequently and immigration overwhelmingly starts in rentals, fresh immigrants rarely become homeowners, so even when mortgage rates rise or home purchases slow or affordability headlines get scary, rental demand can stay strong. It's not a mystery, it's demographics. So births surely matter, but only over the long term. It's like how I've shared with you in a previous episode that the US had a lot of births between 1990 and 2010 those two decades, a surge of births more than 4 million every single one of those years during those two decades, with that peak birth year at 2007 but see a bunch of babies being born in 2007 Well, that didn't make housing demand surge, since infants don't buy homes. But if you add, say, 20 years to 2007 when those people start renting, oh, well, that rental demand peaks in 2027 or maybe a little after that, and since the first time, homebuyer age is now 40. If that stays constant, well, then native born homebuyer demand won't peak until 2047 so when it comes to housing demand, the important thing to remember is migration has an immediate effect and births have a delayed effect.    Keith Weinhold  15:02   and I'm going to talk more about other nations shortly, but the US has two major migration forces working simultaneously, domestic and international migration. I mean, Americans move a lot, although not as much as they used to, and people move for jobs, for taxes, for weather, for cost of living and for lifestyle. So this creates state level winners and losers, and Metro level housing pressure and rent growth in those destination markets and national population averages totally hide this. So that's domestic migration. And then on the international migration. The US has a long history, hundreds of years now on, just continually attracting working age adults from around the world. This matters immensely, because they arrive ready to work, and they form households quickly. They overwhelmingly rent first. They concentrate in metros, and this props up rental demand before it ever shows up in home prices. And this is why investors often feel the rent pressure first those rising rents.    Keith Weinhold  16:17   I've got more straight ahead, including Nigeria versus Europe, and what about the overpopulation straining the environment? If you like, episodes that explain why housing behaves the way it does, rather than just reacting to the headlines. You'll want to be on my free weekly newsletter. I break down demographics, housing, demand, inflation, investor trends and real estate strategy in plain English, often complemented with maps. You can join free at greletter.com that's gre letter.com   Keith Weinhold  16:53   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated. There is zero markup on maintenance. 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Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Chris Martenson  19:37   this is peak prosperity. Is Chris Martinson. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  19:53   Welcome back to get rich Education. I'm your host, Keith Weinhold, and this is episode 590 yes, we're in my Geography wheelhouse today, as I'm talking human geography and demographics with how it relates to housing, while answering our central question today is the world and the US overpopulated or underpopulated? And now that we understand some mechanics here, let's go global. Here's one of the most mind bending stats in all of demographics. Are you ready for this? When you hear this, it's going to have you hitting up chat, GPT, looking it up. It's going to be so astonishing. So jaw dropping. Every year, Nigeria has more births than all of Europe plus all of Russia combined. Would you talk about Willis?   Keith Weinhold  20:47   Yeah, yes, you heard that, right? Willis, that's what I'm talking about. Willis. The source of that data is, in fact, from the United Nations. Yes, Nigeria has seven and a half million births every year. Compare that to all of Europe plus Russia combined, they only have about 6.3 million births per year. So you're telling me that today, just one West African nation, and there are 54 nations in Africa. Just one West African nation produces more babies than the entire continent of Europe, with all of its nations plus all of Russia, the largest world nation by area. Yes, that is correct. One country in Africa produces more babies every year than France, Germany, Italy, Spain, the UK, all of Europe, including all the Eastern European nations, and all of Russia combined. This is a demographic reality, and now you probably already know that less developed nations, like Nigeria have higher birth rates than wealthier, more developed ones like France or Switzerland. I mean, that's almost common knowledge, but something that people think about less is that poorer nations also have a larger household size, which sort of makes sense when you think about it. In fact, Nigeria has five persons per household. Spain has two and a half, and the US also has that same level two and a half. That one difference alone explains why population growth and housing demand are completely different stories now, the US had 3.3 people per household in 1950 and it's down to that two and a half today. That means that even if the population stayed the same, the housing demand would rise. And this is evidence of what I talked about before the break, that households are fragmenting within the US. You can probably guess which state has the largest household size due to their Mormon population. It's Utah at 3.1 the smallest is Maine at 2.3 they have an older population. In fact, Maine has America's oldest population. And as you can infer with what you've learned now, the fact that they have just 2.3 people per household means that if their populations were the same. Maine would need more housing units than Utah. By the way, if you're listening closely at times, I have referred to the United States as simply America. Yes, I am American. You are going to run into some people out there that don't like it. When US residents call themselves Americans, they say something like, Hey, you need a geography lesson. America runs from Nunavut all the way down to Argentina. Here's what to tell them. No, look, there are about 200 world nations. There is only one that has the word America in it, that is the United States of America that usually makes them lighten up. That is why I am an American, not a Peruvian or Bolivian, and there's no xenophobic connotation whatsoever. There are more productive things to think about moving on. Why births matter is because births today become future workers, renters, consumers and even migrants. But not evenly. Young populations move toward a few things. They're attracted to capital. They move towards stability. They're attracted to opportunity, and young populations move toward infrastructure. That's not ideology, that's the gravity and the US remains one of the strongest gravity wells on Earth, a big magnet, a big attractant. Now it's sort of interesting. I know a few a People that believe that the world is indeed overpopulated, they often tend to be environmental enthusiasts, and the environment is a concern, for sure, but how big of a concern is it? That's the debatable part. And you know, it's funny, I've run into the same people that think that the world is overpopulated, they seem to lament at school closures. You see more school closures because just there weren't as many children that were born after the global financial crisis. And these people that are afraid we have an overpopulation problem call school closures a sad phenomenon. They think it's sad. Well, if you want a shrinking population, then you're going to see a lot more than just schools close so many with environmental concerns, though. The thing is, is that they seem to discount the fact that humans innovate. More than 200 years ago, Thomas Malthus, he famously failed. He wrote a book, thinking that the global population would exceed what he called his carrying capacity, meaning that we wouldn't be able to feed everybody. He posited that, look, this is a problem. Populations grow exponentially, but food production only grows linearly. But he was wrong, because, due to agricultural innovation, we have got too many calories in most places. Few people thought this many humans could live in the United States, Sonoran and Mojave deserts, that's Phoenix in Las Vegas, respectively. But our ability to recycle and purify water allows millions of people to live there. So my point about running out of resources is that history shows us that humans are a resource ourselves, and we keep finding ways to innovate, or keep finding ways to actually not need that rare earth element or whatever it is now, if the earth warms too much from human related activity, can we cool it off again? And how much of a problem is this? I am not sure, and that goes beyond the scope of our show. But the broader point here is that history shows us that humans keep figuring things out, and that is somewhat of an answer to those questions. The world is not overpopulated, it is unevenly populated. Some regions are young, others are growing, others are capital constrained, and then other regions are aging, shrinking and capital rich. And that very imbalance right there is what fuels migration and fuels labor flows and fuels housing demand in destination countries and the US benefits from this imbalance. Unlike almost anywhere else in the world, it's a demographic magnet. Yes, you do have some smaller ones out there, like Dubai, for example.    Keith Weinhold  28:04   But why? Why do we keep attracting immigrants? Well, we've got strong labor markets, capital availability, property rights, economic mobility, and US has existing housing stock. Countries today don't just compete for capital, they're competing for people. In the US keeps attracting working age adults, and that is exactly the demographic that creates housing demand, and this is why long term housing demand in the US is more resilient than a lot of people think. In fact, the US population of about 350 million. This year, it's projected to peak at about 370 million, near 2080 and of course, the big factor that makes that pivot is that level of immigration. So that's why the population projections vary now. The last presidential administration allowed for a lot of immigrants. The current one few immigrants, and the next one, nobody knows. You've got a group called the falconist party that calls for increased legal immigration into the US. Yeah, they want to allow more migrants into the country, but yet they want to enforce illegal immigration. That sounds just like it's spelled, F, A, L, C, O, N, i, s, t, the falconist Party, but the us's magnetic effect to keep driving population growth through immigration is key, because you might already know that 2.1 is the magic number you need a fertility rate of at least 2.1 to maintain a population fertility rate that is the average number of children that a woman is expected to have over her lifetime. And be sure you don't confuse these numbers with the earlier numbers of people per. Per household, like I discussed earlier, although higher fertility rates are usually going to lead to more people per household, India's fertility rate is already down to 2.0 Yes, it is the most populated nation in the world, but since women, on average, only have two children, India is already below replacement fertility. The US and Australia are each at 1.6 Japan is just 1.2 China's is down to 1.0 South Korea's is at an incredibly low seven tenths of one, so 0.7 in South Korea, and then Nigeria's is still more than four. So among all those that I mentioned, only Nigeria is above the replacement rate of 2.1 and most of the nations above that rate are in Africa. Israel is a big outlier at 2.9 you've got others in the Middle East and South Asia that are above replacement rate as well. And when I say things like it's still up there, that whole still thing refers to the fact that there is this tendency worldwide for society to urbanize and have fewer children. For those fertility rates to keep falling. And that's why the future population growth is about which nations attract immigrants, and that is the US. Is huge advantage. Now there's a great way to look at where future births are going to come from. A way to do this is consider your chance of being born on each continent in the year 2100 This is interesting. In the year 2100 a person has a 48% chance of being born in Africa, 38% in South Asia, in the Middle East, 5% South America, 5% in Europe or Russia, 4% in North America, and less than 1% in Australia. Those are the chances of you being born on each of those continents in the year 2100 and that sourced by the UN.   Keith Weinhold  32:09   the world population is, as I said earlier, about 8.2 billion, and it's actually expected to peak around the same time that the US population is in the 2080s and that'll be near 10 point 3 billion. All right, so both the world and the US population should rise for another 50 to 60 years. Let's talk about population winners and losers inside the US. I mean, this is where population conversations really become useful for investors, because population doesn't matter nationally that much. It really matters locally, unevenly and sometimes it almost feels unfairly. So let me give you some perspective shifting stats. I think I shared with you when I discussed new New York City Mayor Zoran Manami here on the show a month or two ago, that the New York City Metro Area has over 20 million people, nearly double the combined population of Arizona and Nevada together, yes, just one metro area, the same as Two entire sparsely populated states. So when someone says people are leaving New York I mean that tells you almost nothing, unless you know where they're going. How many are still arriving in New York City to replace those leaving, and how many households are still forming inside that Metro? The household formation so scale matters, however, net, people are not leaving New York. New York City recently had more in migration than any other US Metro. Some states are practically empty. Alaska or take Wyoming. Wyoming has fewer than 600,000 people in the entire state. That's fewer people than a lot of single US cities. That's only about six people per square mile. In Wyoming, that's about the population of one midsize Metro suburb. Now, when someone says the US has plenty of land in a lot of cases, they're right. I mean, just look out the window when you fly over Wyoming or the Dakotas. But people don't really live where land is cheap. They actually don't want to. Most of the time. They live where jobs, incomes and their networks already exist. You know, the wealthy guy that retires to Wyoming and it has a 200 acre ranch is an outlier. There's a reason he can sprawl out and make it 200 acres. There's virtually nobody there. Let's understand too that population loss, that doesn't mean that demand is gone, but it does change the rules, especially when you think about a place like West Virginia. They have lost population in most decades since the 1950s and incredibly, their population is lower today than it was in 1930 we're talking about West Virginia statewide. They have an aging population. West Virginia has an outmigration of young adults. So this doesn't mean that no real estate works in West Virginia, but it means that appreciation stories are fragile. Income matters more than equity. Growth and demographics are a headwind, not a tailwind. That's a very different investment posture than where you usually want to be. It's important to understand that a handful of metros, just a handful, are absorbing massive national growth. And here's something that a lot of investors underestimate. About half of all US, population growth flows into fewer than 15 metro areas, and it's not just New York City, Houston, Miami, but smaller places like Jacksonville, Austin and Raleigh, and that really helps pump their real estate market. So that means demand concentrates, housing pressure intensifies, and rent growth becomes pretty sticky, unless you wildly overbuild for a short period of time like Austin did, and this is why some metros just feel perpetually tight over the long term, and others feel permanently sluggish. Population does not spread evenly. It piles up. In fact, Texas is a great case in point here. Understand that Texas is adding people faster than some entire nations do. Texas alone adds hundreds of 1000s of residents per year in strong cycles. Some years, they do add more people than entire small countries, more than several Midwest states combined. And of course, they don't spread evenly across Texas. They cluster in DFW, Houston, Austin and San Antonio, so pretty much the Texas triangle, and that clustering fact is everything for housing demand, yet at the same time, there are fully 75 Texas counties that are losing population, typically out in West Texas. Then there's Florida. Florida isn't just growing. It's replacing people. Florida's growth. It's not just net positive, it's replacement migration, and it's across all different types and ages. You've got retirees arriving, you've got young workers arriving, you've got young households forming, and you've got seniors aging in place. So this way, among a whole spectrum of ages, you've got demand for rentals, workforce housing, age specific, housing and multifamily all in Florida, and this is why Florida housing demand over the long term is not going to cool off the way that a few skeptics expect. Now, of course, some areas did temporarily overbuild in Florida in the years following the pandemic. Yes, that's led to some temporary Florida home price attrition, but that is going to be absorbed. California did not empty out. It reshuffled now. There were some recent years where California lost net population, but here's what that hides. Some metros lost residents. Others stayed flat. You had some income brackets that left California and others arrived. In fact, California has slight population growth today overall, so housing demand definitely did not vanish. It shifted within the state and then outward to nearby states, and that's how Arizona, Nevada and Texas benefited. But overall, California's population count, really, it's just pretty steady, not declining.   Keith Weinhold  39:05   population density. It's that density that predicts rent pressure better than growth rates. Do something really important for real estate investors. Dense metros absorb shocks better. They have less elastic housing supply, and they see faster rent rebounds. Sparse areas have cheaper land and easier supply expansion and weaker rent resilience. So that's why rents snap back faster in dense metros, and oversupply hurts more in spread out to regions. Density matters more than raw growth does. Shrinking states can still have tight housing I mean, some states lose population overall, but yet they still have housing shortages in certain metros, and you'll have tight rental markets near job centers, and you've got strong demand In limited sub markets, even if the state is shrinking. And I think you know this is why the slower growing Northeast and Midwest, they've had the highest home price appreciation in the past two years. There's not enough building there. If your population falls 1% but the available housing falls 2% well, you can totally get into a housing shortage situation, and that bids up real estate prices. And when people look at population charts on the state level, a lot of times, they still get misled. When you buy an investment property, you don't buy a state, you buy a specific market within it, so the United States is not full it is lopsided. The US is not overpopulated. It is heavily clustered. It's unevenly dense, and it's really driven by migration. And perhaps a better way to say it is that the US population is really opportunity concentrated housing demand follows jobs, networks, wages and migration flows. It sure does not follow empty land. And really the investor takeaway is, is that when you hear population stats, don't put too much weight on the question, is the population rising or falling? Although that's something you certainly want to know. Some better questions to ask are, where are households forming? Where are adults moving? Where is supply constrained? And where does income support, rent like those are, what four big questions there, because population alone does not create housing demand. It's households under constraint that do so. Our big arching overall question is the world overpopulated or underpopulated? The answer is neither. The world is unevenly populated. It's unevenly aged, and it's unevenly governed. And for real estate investors, the lesson is simple. You don't invest in population counts, you invest in household formation, age structure, migration and supply constraints. Really, that's a big learning summary for you, that's why housing demand can stay strong even when population growth slows. And once you understand that demographic headlines that seem scary aren't as scary, and they start to be more useful. Why I've wanted to do this overpopulated versus underpopulated episode for you for years. I've really thought about it for years. I really hope that you got something useful out of it. Let's be mindful of the context too. When it comes to the classic Adam Smith economics of supply demand, I've only discussed one side today, largely just the demand side and not the supply side so much that would involve a discussion about building and some more things that supply side. Now that I've helped you ask a better question about population and the future of housing demand, you might wonder where you can get better answers. Well, like I mentioned earlier, I provide a lot of that and help you make sense of it, both right here on this show and with my newsletter, geography is something that's more conducive and meaningful to you visually, that's often done with a map, and that's why my letter at greletter.com will help you more if you enjoy learning through maps, just like we've done every year since 2014 I've got 52 great episodes coming to you this year. If you haven't consider subscribing to the show until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  43:57   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  44:25   The preceding program was brought to you by your home for wealth, building, get richeducation.com