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This Podcast Is Episode 634, And It's About Financial Red Flags Your Construction Company Can't Afford To Ignore As a construction bookkeeper, I've had a unique vantage point, watching countless projects unfold from the first bid to the final payment. While the hammers and blueprints are the visible signs of progress, it's the numbers behind the scenes that truly tell the story of a company's health. And let me tell you, those numbers often whisper warnings before they start screaming.   Small business owners in the construction industry are incredibly busy. You're juggling bids, managing crews, dealing with permits, and ensuring client satisfaction. It's easy for subtle financial warning signs – what I call "red flags" – to get overlooked until they become critical problems. However, ignoring these signals can lead to severe cash flow issues, stalled growth, and even business failure.   Based on what I've observed, here are five common financial red flags that you absolutely cannot afford to ignore, along with practical steps you can take to address them. Red Flag #1: Constant Cash Flow Crises Despite "Profitable" Projects This is the most puzzling red flag for many owners. You look at your profit and loss statement, and it shows a healthy profit. Yet, your bank account is always running on fumes. You're constantly chasing payments, delaying supplier invoices, or juggling funds to make payroll. Why it's a problem: Profit is a theoretical measure of what you've earned over a period; cash flow is the actual money moving in and out of your business. In construction, where you often incur significant costs upfront (materials, labor for the first phase) and payments come in installments (often with retainage held back), it's entirely possible to be profitable on paper but cash-poor in reality. This constant stress impacts your ability to take on new projects, negotiate better deals, and even pay your team on time, leading to low morale. How to fix it: Implement Robust Progress Billing: Don't wait until a project is 50% or 100% complete. Structure your contracts to allow for regular progress payments tied to specific milestones (e.g., foundation poured, framing complete, rough-ins finished). This ensures a steady stream of cash. Aggressive Accounts Receivable (A/R) Management: Send invoices promptly as soon as milestones are met. Have a polite but firm follow-up process for overdue invoices. Don't be afraid to make phone calls. Negotiate Favorable Payment Terms with Suppliers and Subcontractors: While you want to pay your bills on time, try to secure longer payment terms (e.g., Net 30 or Net 45) from your vendors whenever possible. This helps you collect from your clients before your payments are due. Manage Retainage Proactively: Thoroughly understand the retainage clauses in your contract. Track how much retainage is outstanding for each project and aggressively pursue its release as soon as the contractual conditions are met. This money is yours; get it! Build a Cash Reserve: Even a small percentage of profit set aside each month into a dedicated savings account can create a vital buffer for lean times. Aim for 3-6 months of operating expenses. Red Flag #2: Consistently Inaccurate Project Estimates (Leading to Underbidding) Do you frequently find projects ending up significantly over budget, eating into your expected profit margins, or even becoming a loss? Do you often need to inform clients about additional costs? This points directly to issues with your initial estimating process. Why it's a problem: Inaccurate estimates mean you're consistently underbidding, leaving money on the table, or worse, taking on jobs that will inevitably lose you money. This directly impacts your profitability and, by extension, your cash flow, as you're funding the gap with either the cash from other projects or your capital. It also damages client trust when costs unexpectedly balloon. How to fix it: Implement Detailed Job Costing: This is a non-negotiable requirement. For every project, meticulously track all expenses, including labor hours (with specific tasks), material quantities and costs, subcontractor invoices, equipment rentals, permit fees, and miscellaneous expenses. Learn from Past Projects: Conduct a post-mortem analysis after each project. Compare your actual costs to your estimated costs. Where were the discrepancies? Was it materials? Labor hours? Unexpected site conditions? Use these insights to refine your estimating formulas. Categorize and Standardize: Develop a comprehensive system of cost codes for materials, labor types, and activities to ensure accurate and consistent tracking of costs. This consistency makes it easier to track and compare data across projects. Build in Contingency: Always include a contingency fund (typically 5-15% of the total project cost) in your estimates for unforeseen issues, changes in material prices, or minor scope creep. Use Estimating Software: Even simple estimating software can help streamline the process, ensure all line items are considered, and integrate with your accounting system. Red Flag #3: Uncontrolled Material Waste & Loss Are materials constantly going missing or getting damaged on site, or are you consistently buying more than what was initially estimated? This is a direct drain on your project's profitability and your company's cash. Why it's a problem: Every piece of wasted or lost material is money directly out of your pocket. It means you're paying more than you bid, leading to cost overruns. It can also cause project delays while you wait for replacements. How to fix it: Implement Strict Inventory Control: Secure Storage. Designate secure, organized storage areas on job sites for materials when not in use or overnight. Material Tracking System: For larger projects, consider a simple log or spreadsheet to track materials received and used. Regular Site Cleanliness: A clean, organized job site naturally leads to less waste and makes it easier to spot missing items. Careful Material Handling: Train your crew on proper handling and storage techniques for various materials to minimize damage and ensure optimal safety. Accurate Take-offs: Ensure your initial material take-offs (the process of determining the quantities of materials needed) are precise to avoid over-ordering or multiple trips to the supplier. Return Unused Materials: Establish a process for returning unused, undamaged materials to suppliers for credit, where possible. Red Flag #4: Inefficient Labor Utilization & Unaccounted Time Labor is often the most significant cost for a construction company. Suppose your crews are standing around, waiting for materials, traveling excessively between job sites without proper tracking, or simply not as productive as they could be. In that case, your labor costs are likely to be increasing significantly. Why it's a problem: Every idle hour or misspent minute costs you money. Inefficient labor directly reduces your profit margins and can cause projects to fall behind schedule, leading to client dissatisfaction and potential penalty clauses. Unaccounted time can also lead to compliance issues with wage and hour laws. How to fix it: Accurate Time Tracking: Implement a robust system for tracking employee time. This could include mobile apps with GPS features, biometric time clocks, or even detailed paper timesheets, as long as they are managed in a meticulous manner. Ensure all hours (including travel, breaks, and specific tasks) are accurately recorded. Optimize Scheduling & Workflow: Plan daily tasks meticulously. Ensure materials, equipment, and instructions are ready before the crew arrives. Minimize downtime from waiting or searching for tools. Cross-Training: Train your crew members on various tasks. This provides flexibility and prevents delays if one skilled worker is absent or busy elsewhere. Daily Huddles/Toolbox Talks: Begin each day with a brief meeting to review tasks, identify potential roadblocks, and ensure everyone is aware of their role. Regular Performance Reviews: Identify bottlenecks or areas where productivity can be improved. Provide training or reassign tasks as needed. Red Flag #5: Lack of Financial Visibility & Untimely Reporting Are your financial reports always weeks or months behind? Do you rely on gut feeling more than actual numbers to make business decisions? Do you only look at your bank balance at the end of the month? This means you're flying blind. Why it's a problem: Without up-to-date and accurate financial information, you cannot make informed decisions. You won't spot cash flow issues, cost overruns, or unprofitable projects until it's too late. This lack of visibility prevents strategic planning and proactive problem-solving. How to fix it: Invest in Good Accounting Software: QuickBooks Desktop or Online, Foundation Software, or other industry-specific solutions are essential. They automate data entry, generate reports, and track job costs. Maintain Clean Books Consistently: Don't let your bookkeeping pile up. Enter invoices, payments, and expenses regularly, ideally on a daily or weekly basis. This provides a real-time picture. Review Key Reports Regularly: Cash Flow Statement - Review it weekly or bi-weekly to track where your money is going and coming from. Job Costing Reports: Review weekly to compare actual costs against your budget for each project. Accounts Receivable Aging Report: Review weekly to see who owes you money and for how long. Work Closely with Your Bookkeeper: A good construction bookkeeper isn't just a data entry specialist; they are your financial partner. They can provide valuable insights, flag potential issues, and help you understand your numbers, enabling you to make informed, profitable decisions. Identifying and addressing these financial red flags isn't about adding more burdens to your plate; it's about building a stronger, more resilient construction business. By taking proactive steps and staying on top of your numbers, you can turn those red flags into green lights for growth and lasting profitability. Don't let hidden financial issues undermine your hard work on the job site – empower yourself with clarity and control.   About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com    

Market speculation is at an all time high, yet there are economic surprises in store that could shake things up. There is now an illusion of economic strength. Lance discusses the recent reversal of the Death Cross in the S&P and NASDAQ; the Gold Cross is at an all time high. Lance and Danny address the new push to make private equity investing available for "the little guy," and the illusion of limited volatility. Beware the "good deals;" Wall Street will always find something to sell you if you want to buy it. The fallacy of "above average" gains in private equity; you never hear about the deals that go sour. A political sidetrack into the supposed fate of the Big Beautiful Bill and Term Limits. Danny and Lance review a Vanguard report on the average balances of 401k's (beware "average" comparisons!). SEG-1: Market Speculation Has Gone Bonkers SEG-2: The Private Equity Push SEG-3: The Fallacy in "Above Average" Gains SEG-4: How Does Your 401k Compare to National Averages? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets' Trajectory Remains Bullish," is here: https://www.youtube.com/watch?v=DRzdiS6C1vc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is WW III Off the Table?" https://www.youtube.com/watch?v=aTZR3PEvaxc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #BuyTheDip #IranIsraelConflict #WorldWar3 #GeopoliticsAndMarkets #WarImpactOnStocks #GlobalConflict #FinancialMarketsToday #GeopoliticalRisk #StockMarketNews #IranUSConflict #401k #PrivateEquity #PrivateEquityETF #SpaceX #SuperSavers #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

What a LOVELY DAY! Witness Eric and James as they race through the high octane popcorn fury of this film, crashing through the explosive theological parallels of this ten-year old classic whose cinematic engine is still running strong. When it comes to films worth reviewing, this one takes it to the Max. Cue the electric flame-throwing guitar… Watch the episode here. Chapters: 1:06 - Welcome & Summary 2:36 - Popcorn Ratings 4:36 - Theology Ratings 7:00 - SPOILER WARNING 7:05 - Popcorn Thoughts 21:33 - How Does it Compare to The Originals? 23:07 - Subscribe, Share, Support 24:55 - Ads 27:08 - The Imago Dei Prevails 37:14 - It's Not an ESCORT it's an EXODUS 49:23 - Lightning Round 1:04:47 - Until Next Time… Don't forget to SUBSCRIBE and click the notification bell. Follow & connect: https://linktr.ee/popcorntheology Support: https://www.patreon.com/popcorntheology Rate and review to get 2 FREE Popcorn Theology Stickers! Write a 5-star review and send a screenshot, along with your mailing address, to feedback@popcorntheology.com, and you'll receive 2 FREE stickers! iTunes link here: https://podcasts.apple.com/us/podcast/popcorn-theology/id990110281 #furyroad #madmax #furiosa #tomhardy #charlizetheron #nicholashoult #ChristianPodcasts #MoviePodcasts #YouAreNotAMindlessConsumer #MovieDiscussion #FilmCriticism #MovieReview #FilmReview #FilmDiscussion #MovieExplanation #FilmAnalysis #CharacterAnalysis #MovieAnalysis #MovieReaction #medialiteracy #medialiteracymatters #reformedtheology Intro Music by Ross Bugden: https://youtu.be/Bln0BEv5AJ0?si=vZx_YiHK3hNxaETA

JoséI am sitting on the cracked, faux black leather couch in a white beam of LED light. Underneath the sparkling sheath of my green-blue dress is my matching tangerine orange underwear set. José is crouched on his knees on the floor in front of me.I notice the way he sees me. His drunken eyes double-take as I open my legs. I look down over the lip of my dress and back up into his brown eyes, teasing. I want to control him. It's like I've made up a game with my own body. I will spruce up these used goods. Put the fruit back on the shelf at the supermarket, nice and ripe again.I touch myself over my underwear as I look up at him. I am putting on a show for him. I quite like it. I feel powerful, in control. I notice the grey hairs in the scruff of his beard as he sips his beer. He leans in closer, tasting me with his nose.When we are f*****g in his room, the breath is forced out of my lungs by the weight of his body and his protruding belly. He has cute brown moles on his face, deep brown eyes, and a wicked smile. Eight years older than me. He comes quickly. I feel dainty, young, fresh.José drives me home at 3 in the morning. In his car, I hug my knees, my orange underwear back on but readjusted and slightly twisted. He winks at me, and I pause for a moment. I wonder. We can both look at my body, but perhaps we see very different things. How does he see me? As some kind of walking beauty? Humanly imperfect yet highly f******e?Come back for more

In this episode, I'm getting real about something that hit me hard: one of my favorite influencers- someone who's a size 0-edited her body to a double zero in a clothing haul. And it made me think… how often are we comparing our real, beautiful, imperfect selves to an online world that's completely fake?From FaceTune to Hollywood studios literally shrinking actresses' bodies on screen, these fake bodies are everywhere—and it's exhausting. So today, I'm handing you a permission slip to opt out. To celebrate your body, exactly as it is. Because we are BEAUTIFUL and perfectly made!This is your confidence boost. Your reminder that you're not alone in having rolls in a bikini. And your proof that the most beautiful thing you can be is YOU.Pick up bestie I'm calling

Here's my video from Day 2 of trying out the Tesla Robotaxi network in Austin, Texas. I took a total of 5 Tesla Robotaxi rides today and also 1 Waymo ride. Social

Bickley and Marotta talk Kevin Durant, go through Social Studies and we hand out Hardware. 

Travel priorities differ worldwide, but in Japan delicious food almost always takes first place. I'll share why I think food is such a big deal when Japanese people travel—seasonal ingredients, local specialties like Sanuki udon, and the passion behind every dish.Compare your own travel must-haves, pick up useful vocabulary, and enjoy a flavorful slice of Japanese culture along the way!

Study 23- Luke 18:31–19:27 Seeing and trusting There are 4 sections in this study all of which have something to do with seeing and not seeing, understanding and not understanding or just plain hidden. The first section, Luke 18: 31–34 serves as a summary of what is to follow. Do read Luke 18:31-34. The disciples had a reasonable excuse for not understanding. What Jesus was saying was so strange and unexpected they could be forgiven for not understanding. But we, in all probability, have some knowledge of how things turned out so we do not have that excuse. v 34 provides a challenge to us, the readers or hearers: will we be blind or deaf, will we see or hear and understand? Blindness and sight are metaphors for no faith and faith. Have you moved from blindness to sight? Remind yourself what the effect of your blindness was and how you first knew that you were seeing or, if you are in a group, share together your journey from blindness to sight, darkness to light. Question 1: What is the significance of the rising sequence of names given to Jesus by the blind man (named as Bartimaeus, literally ‘son of filth’, in Mk 10: 46). Those names are Jesus of Nazareth; Jesus, son of David; Lord. Jesus of Nazareth probably meant to him the prophet with power to heal and who would have compassion on him; Jesus, son of David, meant Jesus was the Messiah; Lord that Jesus was worth following. The question and answer in 18: 41 may appear strange but begging was a profession in those days as it still is in some countries, dependant on a visible handicap and providing a good income. If the man was cured of his blindness he would have to find a job with no skills or experience to call on. Question 2: The emphasis is not on Bartimaeus’ restored sight but his faith (18: 42, 43). What exactly did his faith consist of? What is this miracle saying to us? The important phrase is ‘he followed Jesus’. He must have known something about Jesus or he would not have made so much noise trying to attract his attention. We, too, are not expected to start from detailed knowledge about what following Jesus means. We, too, are expected to get up (metaphorically speaking) and follow him. Do read Luke 19: 1–10. Zacchaeus was not only short of stature; he was a collaborator with the hated Romans. He would not dare to push his way to the front of the crowd for fear of a knife in his back. So he ran ahead! Not what an important man should do. But the crowd saw him go and mocked him so that Jesus learned his name. Jesus was intending to go straight through Jericho so that he would not have to spend time (possibly days?) being entertained with full ceremony. But he is prepared to go to Zacchaeus’ house. Question 3: Note the significance of seeing in this account. Who does the seeing? Everybody. Zacchaeus had to take action to see Jesus, Jesus sees him; the crowd sees what is going on and starts to mutter. The servant figure of Is 53 takes hostility meant for others on himself. Statements there like: “he was pierced for our transgressions, he was crushed for our iniquities; the punishment that brought us peace was on him, and by his wounds we are healed.” reflect the costly love that Jesus gives to Zacchaeus? Question 4: We read earlier in this chapter that the rich man/camel had to go through the eye of the needle! What happened to prove that Zaccheus didn’t dodge round? The promises of repayment Zacchaeus made are far reaching. If you do the Maths on what he said you will see that if he had cheated just on one eighth of his debtors he would end up with nothing. Perhaps he is saying that he has been a good man and that he has not been cheating in the past? Do read Luke 19: 11–27. Luke does not use the parable of the minas to teach successful stewardship as Matthew uses it in Matt 25: 14–30 but to explain the apparent non-appearance of the Kingdom (the people thought the kingdom of God was going to appear at once 19: 11). The parable uses a well-known and well-understood situation. 73 years earlier Herod the Great, second son of the just assassinated king, made a successful journey to Rome to petition Caesar to appoint him the next king of Judea. Later, about 37 years before Luke wrote, Herod’s son Archelaus had made a similar, but unsuccessful, journey seeking the same thing. (A ‘mina’ was about 100 days wages for a working man.) Queston 5: What would be the likely outcome for a servant of the would-be king if (a) the petitioner who would be king was successful, (b) he was unsuccessful? By their actions the servants would demonstrate their allegiance or otherwise to the man seeking to be king. Their future livelihoods, or possibly their lives, would be dependant on having chosen the right option. The last phrase of v 15 should perhaps read ‘how much trading have you done’ effectively asking how conspicuous have you been while I was away when it was known that you supported me. If I win, you win. If I lose, you lose. Question 6: How was this relevant to the developing situation as Jesus travelled to Jerusalem? How is it relevant to us? If he was indeed the Messiah he claimed to be and they showed their loyalty by open declaration of their support of him they would gain. If he wasn’t, they would be in a very dangerous situation. At least that was the way it looked. Things did not quite work out in that straightforward way. He was indeed the Messiah but they were still in a dangerous situation, humanly speaking. But in the vast story of human history they became very important. The comment of the third servant in 19: 21 must have been meant as a complement! He must have been suggesting that his master was something like a warlord in a country with much internal fighting going on! Question 7: How can this and the master’s reply (v 21, 22) be related to Jesus, or to God? Ps 18: 25, 26 relates to this sort of situation. It says of God ‘To the faithful you show yourself faithful, to the blameless you show yourself blameless, to the pure you show yourself pure, but to the devious you show yourself shrewd.’ It suggest that, at least in part, our understanding of God will depend on our general attitudes. Question 8: The final comment in 19: 27 ‘But those enemies of mine who did not want me to be king over them — bring them here and kill them in front of me. is realistic in the Judaean kingship, or warlord, scenario. How can it possibly be related to Jesus, or God? This is another unfinished story. We are told what the enemies deserved, not what actually happened to them. Compare what we deserve and what we actually get from the Lord. After Jesus had said this, he went on ahead, going up to Jerusalem. So says 19: 28, finally bringing to an end the long account of the journey of Jesus to Jerusalem and introducing the last phase of Luke’s account of Jesus’ life, death and victory. Tap or click here to save/download this as a MP3 audio file

There are plenty of opinions, both for and against the Pittsburgh Steelers, that go along with the majority. Sometimes it's good to pose a counter argument for ones that could be taking it too much to the extreme. Join Dave Schofield as he offers some unpopular opinions about the Pittsburgh Steelers that go against the general narrative. This week Dave looks at those trying to compare T.J. Watt and Myles Garrett. Learn more about your ad choices. Visit megaphone.fm/adchoices

FreshEd will return next week with new episodes! -- We are starting a FreshEd community and want you to join for as little as $10/month. If you want to join our growing community, please head over to FreshEdpodcast.com/support -- Today we try to reimagine education in emergencies. With me are Ritesh Shah and Francine Menashy. They have recently co-edited a special Forum for the journal Compare which put practitioners and scholars in conversation about the “colonial imperialist, racialized, and capitalist logics” that underpin the field of education in emergencies, known as EiE. Ritesh Shah is a senior lecturer in the faculty of education and social work at the University of Auckland and Francine Menashy is an associate professor at the Ontario Institute for Studies in Education at the University of Toronto. Their new Compare Forum is entitled “Reimagining education in emergencies: a conversation between practitioners and scholars.” freshedpodcast.com/380-shah-menashy/ -- Get in touch! Twitter: @FreshEdpodcast Facebook: FreshEd Email: info@freshedpodcast.com

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Study 21 - Luke 17:1-18:8 Faith and its consequences. This next section of the Gospel contains a collection of small episodes mainly about faith and its consequences. We read about having to be careful not to hurt anyone else, being prepared to serve in any capacity, giving thanks and praising the Lord, looking forward and behaving in the light of the coming kingdom and being persistent in prayer. Please do read 17:1 – 10 The 'little ones' (v2) are not defined but we probably will not be far wrong if we take them to be any Christians young in faith. 'to sin' (NIV) is more literally 'to stumble'. Question 1: Is the advice of 17:4 realistic? Can we sensibly forgive someone seven times if they keep on repeating the same thing for which we need to forgive them? Compare 1 Cor 5:1, 3b-5. What is the significant difference between these two situations? Perhaps we should not forgive anyone 7 times if, by so doing, we encourage the persistence of the problem. There has to be a difference in our reactions when we are acting as private individuals and when we are acting on behalf of the church. In the situation in 1 Corinthians Paul is acting on behalf of that fellowship. Question 2: Jesus cannot be saying to the disciples in 17:5, 6 that they have no faith because they cannot throw a tree in the sea! However he must be saying something about faith. What? Perhaps this is just another example of Jesus' dramatic over statements to make a memorable saying. But even so Jesus was challenging the apostles to think bigger about prayer than they had been accustomed to doing. Probably we all need to think bigger about prayer - I certainly do. Question 3: What is the Christian service (17:10) you do, or have done, which you have found hardest to do - only doing it out of a sense of duty? Does asking that question imply a wrong attitude towards duty? You will have to answer the first part of that question yourself. Luke put the comment about duty immediately after the sayings about prayer. Perhaps what we think of as duty he is suggesting we should think of as prayer. Please do read 17: 11 - 19. The story of the 10 lepers is all about seeing and not seeing - a recurrent theme in this gospel. (see also Lk 8: 10; 10: 23, 24). It reminds us of the story of Balaam and his donkey. The seer who could not see and his donkey who could see. Does that mean we need to be donkeys and not seers, I wonder? Question 4: Who saw what here and with what effect? Who failed to see? What do we find the hardest things to see (in this sense)? What do you do when you see? The first person we are told 'saw' was Jesus. Then just one of the lepers 'saw' he was healed, although presumably all 10 of them had been. That one leper saw more deeply than the others what Jesus had done for him. And so he had faith. Probably the other 9 did not have faith, but went on their way as spiritually stupid as they came. He got far more out of his meeting with Jesus than the rest did. A clear warning to us. Please do read 17: 20 - 37. This section is about the Kingdom of God and is not easy to understand as Jesus seems to have made 2 sets of prophetic statements. The first is about what would happen to Jerusalem - and did happen to Jerusalem some 40 years later when, in response to a revolt by the Jews, the Romans attacked it, besieged and largely destroyed it with huge loss of life. The second set of statements is about what will happen at the end of the world. The fall of Jerusalem was the end of the world as they knew it; the end of the world will be the end of the world as we know it. It is not at all easy to know exactly which some of the statements refer to. The destruction of Jerusalem is a sort of prophetic foretaste of that still future end. The very important phrase that is used to summarize the teaching of passages like this is 'Now, but not yet' meaning that the Kingdom was there in the presence of Jesus and is here now in the presence of the Holy Spirit but is not yet evident in its full and final glory. Question 5: What does Jesus say here concerning the 'Now'? But the question of the Pharisees was about the future. What did Jesus say here about this 'not yet' aspect of the Kingdom? What do his words suggest our attitudes to these two aspects should be? The now of those days was as difficult as anybody's now of today, full of wars and rumours of wars. Mankind has not changed much in these last 2000 years. Although Jesus clearly knew there was to be a last day he offered no suggestions at all about when it would be. The 'not yet' has already stretched out for those 2000 years. That fact inevitably affects our thinking, making us careless when we should be preparing for it. Jesus is warning against such carelessness. Be warned. Please do read 18: 1 - 8. The parable of the unjust judge is difficult. It probably belongs more to what goes before, the sayings of Jesus we have just been thinking about, than what comes after. Its primary meaning is not about persistent prayer in general but of our attitude to the expectation of the final day for at least 4 reasons: It is about a judge - and the final day is one of judgment; There is a general Biblical expectation that the apparent inequities of this present life will be compensated in the future life as Luke 6:21 and Luke 6:25 teach us and that is evident here. 18: 7 is similar to Revelation 6: 9 - 11 which is very clearly about the future in heaven. 18: 8 is about the coming of the Son of Man and that reflects Dan 7: 13, 14, 26, 27 Question 6: What compensating justice in the future life would most please you? Is that wish one that will encourage the Lord to think that he has found faith in you, or were you just being rather selfish? It is a good job that only you know what your answers to those 2 linked questions are! It is too easy to read this story as teaching that the Lord measures prayer by its quantity. That seems inherently unlikely. What about its quality? Paul only prayed about his thorn in the flesh 3 times and then decided he was stuck with it. We might have been tempted to go on pleading with the Lord like the widow in this story. Somewhere between the two stories is the right balance. Right mouse click or tap here to save/download this as a MP3 audio file

Timmere and Catholic parenting coach Catherine Johnson just hit it out of the park with this episode of Trending. If you’re a Catholic mom (or know one!) feeling like you’re barely holding it together, this conversation will feel like a giant, grace-filled exhale. You can listen to the entire episode here! "Catholic mom guilt" is that feeling of never doing enough, especially when we’re comparing ourselves to other moms. But here’s the thing: a lot of us don’t even realize we’re carrying this guilt until it’s quietly wrecking our peace. It’s sneaky. Like spiritual glitter. Compare & Despair: The Catholic Edition Ever see another mom totally crushing it and then suddenly find yourself spiraling into thoughts like: "I don’t pray enough." "My kids don’t know the St. Michael Prayer by heart!" "I forgot to make Zeppole for St. Joseph’s Day... again." You’re probably not called to 6am Angelus with toddlers if you’re 39 weeks pregnant and haven’t slept. And that’s okay. Guilt vs. Conviction: How to Tell the Difference Timmere and Catherine get into a super helpful distinction: Healthy guilt = the Holy Spirit nudging you toward holiness, like "you snapped at your kids, go apologize and confess." Toxic guilt = inner condemnation, "You’re the worst Catholic mom ever, how dare you skip that novena?" If your inner voice sounds more like a bully than Jesus, it’s not from God. When Mom Guilt Turns into Mom Condemnation Another nugget: If you catch yourself being a little judgy toward the moms who are “doing all the things” ... that might actually be your own mom guilt, just wearing a mask. Time to flip the script and get curious: What is it about that other mom’s life that’s triggering something in me? Is it something I admire but am not ready for? Or something that’s just... not my calling? Authenticity Over Perfection Timmere reminds us: your domestic church doesn’t need to look like everyone else’s.Take the things that inspire you and make them your own. Some moms wake up their kids with a bell and pray the Angelus. That’s beautiful. Others pray a morning Hail Mary while surviving the cereal chaos. Also, beautiful. And that “perfect mom” you see on social media? She’s struggling too. Promise. Timmere admitted to losing her patience recently; she apologized to her kids, and later her 4-year-old apologized back. Modeling mercy is one of the most powerful ways we can teach the faith. Let them see you mess up. Let them see you get back up. Practical Takeaways for Catholic Moms Catherine shares two golden nuggets: Learn how the Lord speaks to you: When you can tell His voice from the world’s noise, parenting becomes way more peaceful. Learn to receive mercy: God is gentler with you than you are. Let that sink in. And finally: instead of chasing someone else’s Catholic parenting blueprint, ask: “Lord, how do YOU want me to raise these little saints?” You're Not Called to Be Her. You're Called to Be YOU. This episode was a giant permission slip to drop the guilt, laugh a little, and lean into the grace. You're doing better than you think.

TEKDI: Te Enseñamos y Acompañamos en el a usar la IA, la automatización y el marketing ► Programas de acompañamiento y planes de formación a medida con un tutor a tu lado, mentorías de seguimiento, sesiones prácticas de trabajo online y mucho más. ►►►⁠https://tekdi.education/⁠  En un entorno donde la velocidad y la calidad del contenido pueden marcar la diferencia entre liderar un mercado o simplemente competir, muchas empresas enfrentan el mismo dilema: ¿cómo escalar la producción de contenidos sin desgastar a sus equipos humanos ni renunciar a la autenticidad de su mensaje? La respuesta está en integrar asistentes de inteligencia artificial especializados en tu equipo de marketing. Pero no se trata solo de usar herramientas genéricas de IA para crear contenido, sino de construir un verdadero equipo híbrido entre humanos y máquinas donde cada uno aporte su máxima fortaleza. Prompt para crear tu guía de estilos de contenido: Analiza detenidamente estas piezas de contenido sólo por el estilo y la ejecución, ignorando el tema. Concéntrate en la mecánica de la redacción y en las decisiones estilísticas. Específicamente, proporcione observaciones detalladas para cada una de las siguientes categorías: Estructura de la oración: ¿Predominan las frases cortas, medias o largas? ¿Son simples, compuestas o complejas? ¿Existen variaciones en la longitud de las oraciones por motivos de ritmo y ritmo? Longitud y estructura de los párrafos: ¿Los párrafos son mayoritariamente cortos (1-3 frases), medios (4-6) o largos (7+)? ¿La estructura facilita la lectura o resulta densa? ¿Las ideas están bien contenidas en cada párrafo? Tono: ¿Cuál es el tono dominante (por ejemplo, profesional, informal, amistoso, ingenioso, autoritario)? ¿Es coherente? ¿Apoya el tono la claridad del mensaje o la distrae? Voz: ¿el contenido está escrito en primera persona («yo», «nosotros»), en segunda persona («tú») o en tercera persona («ellos», «uno»)? ¿Cómo afecta la voz elegida al compromiso o la autoridad? Vocabulario y complejidad: ¿El vocabulario es sencillo, moderado o avanzado? ¿Hay palabras que parezcan innecesariamente complejas o demasiado simplistas? ¿Coincide la elección de palabras con el tono y la audiencia? Uso de terminología o jerga del sector: ¿Se utilizan términos técnicos? Si es así, ¿se explican o se da por supuesto que se conocen? ¿La jerga aumenta la claridad para los expertos o crea barreras para los lectores en general? Ejemplos, analogías y metáforas: ¿Se utilizan ejemplos concretos para ilustrar las ideas? ¿Se incorporan metáforas o analogías? En caso afirmativo, ¿son eficaces y comprensibles? ¿Aclaran o desvían la atención del tema tratado? Uso del humor o la emoción: ¿Se utiliza el humor? ¿De qué tipo (seco, juguetón, sarcástico)? ¿Hay apelaciones emocionales (empatía, urgencia, emoción)? ¿Refuerza o debilita el mensaje? Preferencias de formato: ¿Se utilizan claramente encabezados, subencabezados, texto en negrita, cursiva o viñetas? ¿Se utilizan eficazmente las listas? ¿La estructura visual es fácil de leer o está desordenada? Puntuación y estilo gramatical: ¿Se utiliza sistemáticamente la coma de Oxford? ¿Se utilizan guiones, dos puntos, punto y coma o paréntesis? ¿La puntuación es convencional o estilizada? Enfoque de la llamada a la acción (CTA): ¿Hay una CTA? ¿Dónde está colocada (al principio, en medio, al final)? ¿Es directa o sutil? ¿La CTA está enmarcada con urgencia, valor o curiosidad? Para cada punto anterior, escriba de 2 a 5 frases que resuman lo que hace el contenido y cómo afecta al estilo, la claridad y la experiencia del lector. Compare varias piezas sólo después de analizarlas individualmente.

Dreaming about retiring early, but worried you'll never have enough? On this episode of Retire Sooner with Wes Moss, Wes and Christa DiBiase break down powerful strategies and mindset shifts that could help folks retire sooner and happier, including: • Tap Your IRA Early—Penalty-Free: Learn how Rule 72(t) and SEPPs can sometimes unlock your IRA before many expect and how that might help customize an early retirement plan. • Rule of 55 vs. Rule 72(t): Compare two powerful early withdrawal strategies and discover which one could work for your retirement timeline. • Smart Rollover and Roth Moves: Wes tackles listener questions on IRAs, dry powder strategy, and recovering from past investing mistakes. • S&P 500 or Total Market Index? Find out which fund could fit your growth goals—and why broad diversification is often a winning strategy. • The Real Source of Retirement Happiness: New research reveals it's not just money—core pursuits like travel, hobbies, and connection can fuel lasting joy. • Annuities & Life Insurance—Worth It? Explore the pros, cons, and ideal timing for annuities and whole life policies in your retirement plan. Let years of retirement planning, actionable anecdotes, relatable listener questions, and eye-opening research fine-tune your investment and happiness game plan. Learn more about your ad choices. Visit megaphone.fm/adchoices

10:30am Hour 1 - Brayton Wilson and Paul Hamilton talk about the comparable and incomparable factors between Connor McDavid and Wayne Gretzky.

Le sujet fort de l'actualité foot du jour vu par Jérôme Rothen et la Dream Team.

If you think Shark Tank shows you how real investment deals work, it's time to look deeper. After 35+ years of structuring actual deals, I have some thoughts. Don't get me wrong. Shark Tank has done incredible things for entrepreneurship awareness. It's entertaining. It introduces people to concepts like customer acquisition costs and business valuations. But as someone who negotiates real deals, the show misses so much of what actually happens. Mark Cuban's "shot clock" negotiations? Not how real investors operate. The focus on simple equity percentages? Real deals involve preferred shares, liquidation preferences, board seats, anti-dilution rights. Those dramatic handshake commitments? Studies show 30-40% of Shark Tank "deals" never actually close. And we rarely hear follow-up on companies that struggle or fail. Compare this to The Pitch podcast, which features real investors evaluating real companies with full follow-up on what happens after the cameras stop rolling. We'll dive deep into this (and so much more) in this episode of the DealQuest Podcast! What Shark Tank gets right about deal basics The crucial deal terms that never get discussed on TV Why most "Shark Tank deals" don't actually close How The Pitch provides authentic deal education And much more So if you're an entrepreneur considering investment or anyone fascinated by how deals really work, you'll want to hit play on this one.• • •FOR MORE ON THIS EPISODE:https://www.coreykupfer.com/blog/sharktank• • •FOR MORE ON COREY KUPFER:https://www.linkedin.com/in/coreykupfer/http://coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast.Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today!

Ask yourself if it is consistently true. That is the sage guidance Phoenix shared when asked what advice he would give to someone about becoming a man. Don't take everything at face value because you're going to be told many things by many different people. Compare and contrast then think for yourself. Phoenix is cautious, open and driven. AND he understands that technology can be an addiction especially for young impressionable people. I relished getting the insight of a 14-year old male. I know you will too. Phoenix DeFehr is our guest this week for the series It's Raining Men - What do they really think?Thanks for being part of the UY conversation.The Unabashed You website has a page for each guest of photos, quotes and a blog with embedded audio at unabashedyou.com. You can find the show on other podcast platforms. Want to lend your support and encouragement? We invite you to follow, rate, review and share.Social media (direct links):FacebookInstagramYouTubeIf you have questions or comments email us at: unabashedyou@gmail.com.We build upon on website visits, social media and word of mouth to share these episodes. We appreciate growth knowing these conversations help you think, celebrate who you are, and move you in some way.So be encouraged and continue to listen, read and be inspired.

Study 16 - Luke 12:13 – 13:9 Priorities in life There are at least 12 different parables or sayings in this section. The theme is how we should set our goals and live our lives in view of the uncertainty of this life and the promise of the life to come. We read 12: 13 - 21. Question 1: Why exactly was the rich man such a fool? (You should get at least 4 different ways in which he was stupid.) Here is the story again. The 4 things I can see in this passage are: He assumed he would still be alive to enjoy the produce from his crops. He ignored the concerns of other people. He assumed that "eat, drink ... " would lead to joyful merriment. He ignored the claims of God on his life. Question 2: Isn't having big enough barns for your crops common sense? Isn't it what this world runs on? Yes! It is what this world runs on. It is all a question of motives - good or bad. The teaching of the parable is summarized in the final phrase: he worked for himself and was not rich towards God. It is not easy to be consistently rich towards God but that must be our life-long ambition. Next we read 12: 22 - 34. These verses are all about worry. A great deal of Western culture is driven by worry; if yours is not Western I have to leave it to you to work out how closely this conforms to your situation. We, in the West, are trained from an early age to think we must have the right toys, the right clothes, the right boy's toys, cars, etc. and to worry if we do not! We cannot completely opt out of our world. In the words of Jesus we need to be 'in the world' but not 'of the world' (Jn 17: 11, 14). Question 3: Some of the Lord's servants rely on 12: 31 but if we all did that who would be the givers through whom the Lord would supply us? How then should we understand this? We need to balance this saying with what Paul said to the Thessalonian Christians in 2 Thess 3: 10 - 'if a man will not work he shall not eat'. Somewhere between the two sayings is the right course for each one of us. We read 12: 35 - 48. This section includes no less than 4 different sayings about masters returning home or thieves breaking in. Most likely Luke has brought together things that Jesus said at different times simply linked by key words or ideas. The first homecoming is in v 35 - 38. The old Syriac and Arabic translations (culturally closer to those days) have the servants expecting the master who withdraws from the banquet (both equally possible translations) thus suggesting a pre-arranged plan for the master to bring food home from the banquet for his servants whom he then serves. Question 4: Assuming that is correct, what does this parable teach about the final great banquet (Is 25: 6; Lk 13: 29, 14: 15)? This is an astonishing picture of Jesus receiving us, his servants, and serving us the good things of the great feast. Question 5: In the third and fourth episodes of masters returning (12: 42 - 46 and 47, 48) the emphasis is quite different. What is it? These two parables, or sayings, with their emphasis on senior servants abusing their position over lesser servants, were probably chosen for inclusion by Luke to make some pointed comments to the church leaders of his day, some 40 years after Jesus said these things. They may well be strong rebukes to some church leaders in our day. Question 6: How do you understand the brutal bits (12: 42b, 46b, 47b) in these 2 episodes? Compare 1 Cor 3: 12 - 15. Is it better to shun responsibility in the work of the Kingdom and make sure we are not entrusted with too much? Why, or why not? These sayings are a warning to all those who work in the church: from preaching, to Sunday School teaching and looking after the crèche, to work hard at our tasks, not to take them lightly and not to forget that we need the presence and the power of the Holy Spirit in all that we do for the Lord. Paul said: Do not think of yourself more highly than you ought, but rather think of yourself with sober judgment, in accordance with the measure of faith God has given you.
 if we do that we shall not go far wrong. Read 12: 39 - 45. The sort of family division mentioned in 12: 49 - 53 is rather alarming. We must never be responsible for the destruction of the peace, except for the fact that we follow Jesus. We must do all we can, apart from denying him, to avoid division. We read 13: 1 - 5. One writer commenting on these verses says: Jesus' question and answer react to the popular notion that sin is the cause of calamity. If God is responsible for everything and God is a just God, the calamities must be the result of human sinfulness. The fallacy in that argument is the notion that God is the immediate cause of all events, which leaves no room for human freedom or freedom in the created order, and therefore for events that God does not control ...'. Question 7: Do you agree with that statement? This is a very doubtful argument, theologically. It leaves God as less than sovereign. The problem that led to the question to Jesus is basically the same as that faced by Job and, in the book bearing his name, the only answer given is that God is an unchanging rock for those who love him in spite of all apparent evidence to the contrary. Perhaps the phrase 'the ordinary chaos of life', accepting that God is sovereign but we can have no idea what he has determined, no window into his sovereignty, is a good and acceptable summary of these verses. Finally we read 13: 6 - 8. This little parable of the fig tree is based on Is 5: 1 - 7. Question 8: What does Jesus add to what that passage teaches? Here is the passage in Isaiah: He includes a time marker, a year; probably to be understood as a period of grace before Israel would be "cut down". (Which turned out to be nearly 40 years before the siege and destruction of Jerusalem in AD 69, 70.) Right mouse click or tap here to save/download this as a MP3 audio file

In this month's Smart Planning segment, a financial advisor discusses how to build a smarter debt payoff plan without sacrificing long-term financial goals. What's the smartest way to make progress on credit card debt when budgeting alone isn't cutting it? When can debt consolidation tools actually make your situation worse? Hosts Sean Pyles and Elizabeth Ayoola discuss strategies for getting out of debt without sacrificing long-term financial stability. But first, they begin with a round of Smart Money, Dumb Money, Fun Money, where they talk about some of the smartest, dumbest and “funnest” things they've seen in the world of money lately, from maximizing credit card rewards to avoiding loyalty traps with insurance providers to choosing which splurges are actually worth it. Then, they're joined by Daniel Messeca, Certified Financial Planner and co-host of the Check Your Balances podcast, to help listener Safia weigh whether tapping their 403(b) to pay off $36,000 in credit card debt is a smart move. Together, they explore how to evaluate the long-term tradeoffs of using retirement funds, how to spot and plug budget leaks, and how nonprofit credit counseling, 403(b) loans, and even bankruptcy might fit into a comprehensive debt payoff plan. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: American Express Blue Cash Preferred Review: Perhaps the Ultimate Family Card https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-preferred  Citi AAdvantage Executive Review: Your Key to the Club https://www.nerdwallet.com/reviews/credit-cards/citi-aadvantage-executive  Track your net worth, stay up-to-date on consumer news, and learn smart money moves on the NerdWallet app: https://nerdwallet.com/app  Compare auto insurance rates in 2 minutes: https://www.nerdwallet.com/m/insurance/auto-insurance/compare-quotes-control-29  In their conversation, the Nerds discuss: using 403b to pay off credit cards, credit card debt payoff strategies, credit card consolidation options, nonprofit credit counseling, 403b loan vs withdrawal, how to budget paycheck to paycheck, emergency fund savings tips, high-interest credit card strategies, 0 APR balance transfer, eSIM international travel, rental car insurance credit card, car insurance loyalty penalty, budgeting apps for debt payoff, student loan repayment tips, public service loan forgiveness program, SAVE plan student loans, income-driven repayment plans, how to reduce entertainment spending, reducing eating out budget, how to start a side hustle, budgeting for low income, when to pause retirement contributions, how to qualify for PSLF, tips for high annual fee credit cards, choosing the right rewards card, using hobbies for self-care, fun money budgeting tips, best credit cards for groceries, and car insurance shopping tips.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions unpack the latest insights on how Americans are saving for retirement—and what that means for you. They highlight a record-setting year for 401(k) contributions, compare generational saving trends, and share five powerful ways pre-retirees can boost their retirement readiness. From maximizing employer matches to choosing between Roth and Traditional strategies, Jim and Casey walk listeners through simple, effective ways to take control of their financial future. Want to work with us? Visit: http://retirewithmartin.com/ Learn more: www.planwellretirehappy.com 00:00 Introduction and Celebration 00:14 Understanding Retirement Savings 00:41 The Comparison Trap 01:30 House Renovations Update 01:53 Record 401k Savings Rates 02:45 Wealth Smart Process 05:47 Generational Savings Insights 09:23 Savings Rates by Age 10:15 Celebrating Gen Z's Financial Achievements 10:31 Five Powerful Ways to Catch Up on Retirement Savings 10:46 Maximizing Contributions and Catch-Up Strategies 11:50 Roth vs. Traditional: Be Intentional 12:15 Don't Leave Match Money on the Table 12:33 Simplify and Stress Test Your Retirement Plan 13:40 Dos and Don'ts of Retirement Planning 16:07 Addressing Listener Questions and Concerns 19:50 Final Thoughts and Encouragement Disclaimer: Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.  

The thing about snakes – why put it up on a pole? And why does it bring healing? What is the type in the OT that Jesus wants us to be aware of? Is there a connection to the Passover feast that they are celebrating? Would Nicodemus have a different understanding about this from his historical and cultural background that we in our era and culture may have difficulty relating to?The snake, the devil and the bite of sin that brings destruction and death compared to the one who takes that sting of death away! It is a type of the cross and a prophetic view of what was to come with the real exodus from slavery to sin in the world of the flesh. The abundant nature of God's generosity to those who believe in him. Condemnation and believing in JesusThe love of God for humankind is contrasted by our love of darkness. How do we identify darkness? By deeds that are evil – by God's definition, which is the only one that counts in the face of eternity!The focus on truth as the means of coming to the light.Matt Carter: The reality of God's love – 14-16 for us and so reveals the need, the reason,  the intensity and the demonstration of God's love. The proof of the Love of God is in the giving. The demonstration proves the intensity and assurance of love, not just the words. The sacrifice is the proof more than time or money. Compare gave to sent in 17!The reason Jesus came – 17 sent not to condemn Romans and liberate Jews. To condemn means to judge a person guilty and liable to punishment. The result of belief – 18 the message of the Bible is about God's love and mercy and about man's sin and need leading to the rescue found in Jesus ChristThe response of man – 19-21 our choice

New research has shown Australians are being forced between two tough options – get much-needed healthcare or save your money.See omnystudio.com/listener for privacy information.

As Israel and Iran continue to attack each other, how do their militaries compare? Israel's air force dominates the skies, while Iran relies heavily on its ballistic missiles and drones. But who will have the upper hand as the war rages on? In this episode: Mamoun Abu Nowar, Retired Jordanian Airforce General. Marina Miron, Military Analyst and Researcher, War Studies Department, King's College London. Justin Bronk, Senior Research Fellow, Airpower and Technology, Royal United Services Institute. Host: Nick Clark Connect with us:@AJEPodcasts on Twitter, Instagram, Facebook

He built the stars before they were famous. From Shakira to The Weeknd, John Mayer to Bruno Mars, Charlie Walk has shaped music history behind the scenes—crafting hits, building brands, and exposing the myths of overnight success. In this episode, he breaks down the truth behind the making of “Hips Don't Lie,” what really separates stars from viral moments, and how today's artists are getting it all wrong. Whether you're an aspiring musician, entrepreneur, or just love a good industry bombshell—this one's for you. Compare to the songs here - https://www.youtube.com/watch?v=Pt18CfIuST4  https://www.youtube.com/watch?v=DUT5rEU6pqM    Charlie's links https://www.instagram.com/charliewalk/?hl=en https://www.charliesangels.vc/

756 To What Shall I compare The People of This Generation, A Guided Christian Meditation on Luke 7:31-34 with the Recenter With Christ app The purpose of this podcast is to help you find more peace in  and connect wi h the true source of peace, Jesus Christ.  Outline: Relaxation, Reading, Meditation, Prayer, Contemplation and Visualization. Get into a place where you can sit comfortably and uninterrupted for about 20 minutes.You should hopefully not be driving jor anything tensing or unrelaxing.  If you feel comfortable to do so, I invite you to close your eyes.   Guided Relaxation / Guided Meditation:   Breathe and direct your thoughts to connecting with God. Let your stomach be a balloon inflate,  deflate. Scripture for Meditation Luke 7 ESV Luke 7  31 “To what then shall I compare the people of this generation, and what are they like? 32 They are like children sitting in the marketplace and calling to one another, “‘We played the flute for you, and you did not dance;     we sang a dirge, and you did not weep.' 33 For John the Baptist has come eating no bread and drinking no wine, and you say, ‘He has a demon.' 34 The Son of Man has come eating and drinking, and you say, ‘Look at him! A glutton and a drunkard, a friend of tax collectors and sinners!' 35 Yet wisdom is justified by all her children.” NET 31 “To what then should I compare the people of this generation, and what are they like? 32 They are like children sitting in the marketplace and calling out to one another, ‘We played the flute for you, yet you did not dance; we wailed in mourning, yet you did not weep.' 33 For John the Baptist has come eating no bread and drinking no wine, and you say, ‘He has a demon!' 34 The Son of Man has come eating and drinking, and you say, ‘Look at him, a glutton and a drunk, a friend of tax collectors and sinners!' 35 But wisdom is vindicated by all her children.” Meditation on Scripture: Among the great battlefronts of our generation, I believe that the enemy has a distinct goal of disrupting the family. Mothers and Fathers who raise their children in love of God directly conflicts with Satan's plans. Our current culture is seemingly designed to erode the strength of that family. Many things which are meant to be sacred our culture holds up as obvious desires of the flesh that must be indulge and event flaunted. The sacred role mothers and fathers fill in a righteous family represent a Godly influence in the child's life. In past years I have done episodes on Mothers day and as I was pondering this scripture there is a deep divide on the expectations on Godly men.  The temptations of this current generation are so much more complex and profound than have every been in the history of the world. Kings of the past have not had such an access to the temptations of our generation. There are two conflicting messages. Obviously men have to fall into all those temptations because they are men. On the other hand there are equally strong condemnations of men in general for not having the moral strength they once had. It is a divide and confused message.  The division in arguments that Jesus spoke about against the pharisees is equally brought against us in our day. It is left to us as men and women who believe in Christ to discern the truth. God is well aware of the challenges that face us as we attempt to do His will. He knows our temptations and our tendencies, and yet He has expectations that we rise above, lifted by the Cross. I invite you to take whatever struggles you have with this current subject matter to the Lord in peaceful moments of prayer and reflection such as this meditation.  God can take the confusing messages of the world of shame and was them away with our sin. What is left is an inspirational message of grace that lifts us out of the mess we would otherwise be left to. Receive of God's grace.  Meditation of Prayer: Pray as directed by the Spirit. Dedicate these moments to the patient waiting, when you feel ready ask God for understanding you desire from Him. Meditation of God and His Glory / Hesychasm: I invite you to sit in silence feeling patient for your own faults and trials. Summarize what insights you have gained during this meditation and meditate and visualize positive change in your life: This is a listener funded podcast at patreon.com/christianmeditationpodcast Final Question: If you consider the invitation and command to persevere in the faith, what change in your life does that bring to your mind?  FIND ME ON: Download my free app: Recenter with Christ Website - ChristianMeditationPodcast.com Voicemail - (602) 888-3795 Email: jared@christianmeditationpodcast.com Apple Podcasts - Christian Meditation Podcast Facebook.com/christianmeditationpodcast Youtube.com/christianmeditaitonpodcast Twitter - @ChristianMedPod  

Introduction: Watch Out... (Matthew 6:1–4) Because your MOTIVES MATTER. (Matt 6:1a) Wrong Motive – TO GLORIFY YOURSELF. Right Motive – TO GLORIFY GOD. Matthew 5:16 – In the same way, let your light shine before others, so that they may see your good works and give glory to your Father who is in heaven. 1 Corinthians 10:31 – So, whether you eat or drink, or whatever you do, do all to the glory of God. Because your REWARD IS AT RISK. (Matt 6:1b–4) Worldly Reward – THE RECOGNITION OF OTHERS. James 1:27 – Religion that is pure and undefiled before God the Father is this: to visit orphans and widows in their affliction… James 2:15–16 – If a brother or sister is poorly clothed and lacking in daily food, and one of you says to them, “Go in peace, be warmed and filled,” without giving them the things needed for the body, what good is that? 2 Corinthians 9:6–7 – The point is this: whoever sows sparingly will also reap sparingly, and whoever sows bountifully will also reap bountifully. Each one must give as he has decided in his heart... Eternal Reward – THE RECOGNITION OF GOD. Matthew 25:23 – “Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.” Sermon Notes (PDF): BLANKHint: Highlight blanks above for answers! Small Group DiscussionRead Matthew 6:1-4What was your big take-away from this passage / message?Why do your motives matter so much to the Lord?In what ways do you see yourself struggling with self-glorification? How can you fight against this sinful trend?Why isn't the worldly reward of human praise worth pursuing after?Why does the Lord want you to be motivated by eternal rewards? Explain why this motivation isn't legalistic or self-centered.BreakoutPray for one another. AUDIO TRANSCRIPT Open your Bibles to Matthew chapter 6 verses 1 through 4. Matthew chapter 6verses 1 through 4. You know 12 years ago my friends and I took a road trip downto the middle of nowhere Tennessee. My one friend promised us a free stay in aspacious cabin that his dad built right next to a scenic lake. Only one of thoseguarantees end up being true. This day was free but it was free for a reason. Itwas not a spacious cabin it was a glorified shack. It turns out we weren'teven allowed to sleep in the beds we had to sleep on the floor because his daddidn't want us to mess up the beds. We were also not right next to the lake itwas a mile walk through hilly woods and once you got to the beach this is thesite that greeted you. Warning dangerous water because nothing says come on in thewater is fine like a do not swim here sign in the foreground and a nuclearpower plant in the background. You can't really see it but there was a fenced offarea where dozens and dozens of people were swimming and splish plashingaround without a care in the world. I kept thinking to myself what are youpeople doing don't you see the sign I mean can you even miss this sign is thateven possible? It is unmissable. I guess people saw this sign but they justdidn't care. They thought it was a harmless joke and not a serious warning.You know how you respond to warnings says a lot about who you are as a person.The waitress brings you your food and says hey be careful the plate is hot. Whatdo you do in that moment? Do you believe your nice waitress or do you touch it tosee if she's telling the truth? I don't know what's in it for her to lie to youabout the hot plate or you pass by a wet paint sign and you think to yourself isthis actually wet? You decide to touch it right? Or here's a new one I learnedthis week. Did you know in bold letters on the Q-tip box it says do not insertinto ear canal. I was blown away. I've been doing it wrong for all these years.Now that you know are you gonna keep exploring your ear like it's a cave orare you gonna stop doing it? Or you come to a red light at the top of the redlight says no turn on red. But you look both ways and there's no one coming soyou go anyway. Let's move beyond these somewhat funny examples of somethingmuch more important. God's Word is filled with hundreds and hundreds ofwarnings that you can either ignore or take very seriously. This is the firstweek in a new section of our study of the Sermon on the Mount, the heart ofreligion. In Matthew chapter 6 Jesus gives a three-part warning of how youshould and should not approach the spiritual disciplines of giving, praying,and fasting. According to Jesus these disciplines are not just external thingsthat you can check off your to-do list. They are internal indicators of who youreally are and who you are really worshiping. Because Jesus cares how yougive. Jesus cares how you pray. Jesus cares how you fast. The how of thesedisciplines reveal if you are a religious phony or a religious follower ofChrist who is faithful from the heart. This morning we're gonna dig intoMatthew chapter 6 verses 1 through 4 and focus on the warning of our Lord whenit comes to giving of our time, talents, and treasures. Before we get started Iwant to plead with you to not ignore this warning from Christ. Take it veryseriously. Be on guard. Watch out for what he is cautioning you against. Do notclose your eyes to your own sin. Do not think you have it all figured outbecause Jesus has a not-so-secret secret to share with you this morning that youoften lose sight of. The secret to giving is giving in secret. So before wecontinue any further let's go to the Lord and ask for His help. Please pray for meand I will pray for you.Father we come to once again a very challenging and convicting passage inyour word. We're once again we are being exposed not just on the outside but onthe inside. I pray for every single person in this room including myself Lord maywe truly listen to what your word has to say and take this warning with the utmostseriousness. We thank you in advance what you are going to do and we ask allthese things in the name of your Son Jesus Christ. Amen. Alright so watch outnumber one because your motives matter. Watch out because your motives matter.Let's read the first half of chapter 6 verse 1. Jesus says beware watch out ofpracticing your righteousness before other people in order to be seen by them.It's important to note that Jesus doesn't say it's bad for other people tonotice you practicing your righteousness or doing the right thing in public. Whatdoes he say? Watch out for practicing your righteousness and doing the rightthing in public in order to be seen by others. In the original Greek that phrasein order to be seen it comes from the word for theater. You're putting on ashow. You're pretending to be someone that you are not. You are putting on aninsincere performance. So once again Jesus zeros in on the on the internal. Hefocuses on your heart's greatest desire. It's all about your motive. So let's checkout the wrong motive first. So what is the wrong motive? To glorify yourself. Toglorify yourself. I'm not proud of this but in the past I've done chores aroundthe house in the hopes that my wife will notice my hard work. Is anyone elseguilty of this kind of behavior? Jonathan Trent thank you so much. I am soappreciative. It's just you and me buddy. To be fair all the guys should have theirhands raised as high as humanly possible whenever asked that kind of question.This is so lame to admit but I've done the dishes. Taken out the garbage. Laydown mulch. Cut the grass. Done long past due house projects hoping that mywife will see it and award me husband points. And husband points are a formof currency in marriage that aren't worth as much as you would hope and go asbad as quickly as unrefrigerated fish. All the husbands in the room knowexactly what I'm talking about. In those moments my motive was not to honor mywife but to glorify myself. To show off how great of a husband I am. And whenKate didn't notice what I had done I began to pout and feel disappointed.I only felt that way because I had a bad motive. I wouldn't have felt that way ifI had the right motive which is to be a loving husband who tookresponsibility for his own home. And this proves an important principle.Self-interest and self-glory always lead to self-deception and self-defeat. Withoutfail the most miserable person in every room is the most selfish person in thatroom. The more you make life about you the more unhappy you will find yourself.Maybe that is why you feel so depressed this morning. Maybe that's why you feelso empty right now. You want to be the son at the center of your solar systembut the problem is nobody else cares about your desired position. No one wantsto orbit around your preferences. And you may be wondering how can I tell if I amthis kind of self-glorifying person or not. Well first of all you are this kindof person to some degree and so am I. This problem does exist within your heartat some level. You have to figure out how serious and far-reaching the problemactually is. Here are some things to be on watch for. Do you check out what otherpeople share about their problems? Do you have a hard time being happy for someoneelse when they achieve a goal that you've always wanted to accomplish? When theyreceive a blessing that you've always wanted? Do you always try to one uppeople and have a better story than someone else? Do you always bring thetopic of conversation back to you? What you've done in the past? What you're doingright now? And what you plan to do in the future? Do you get annoyed and evensulky when you don't get your way? Do you push away opportunities to serve andhelp if you don't see what's in it for you? Even though there are tell-talesigns it can be extremely difficult to spot your own narcissism because you areoften blind to it. But other people around you are not. It would be a goodexercise to check in with your family and your friends after church today to askif they see any of these tendencies and how you speak and how you talk and howyou act. And if you ask that question please shut your mouth and open yourears. Stop inserting your opinion. Stop justifying yourself. You will not grow ifyou are more interested in defending yourself than dying to yourself. Startdealing with your problem because I guarantee you that you do have a problem.Stop glorifying yourself because you are not worthy of this act of self-worship.So that's the wrong motive. To glorify yourself. What's the right motive? Toglorify God. To glorify God. So Jesus provides the right motive for doing theright thing earlier in the Sermon on the Mount. Listen to what he has to say inMatthew 5.16. "Let your light shine before others that they may see your good worksand give glory to your Father who is in heaven." Compare that to chapter 6 verse1. "Beware of practicing your righteousness before other people in order to be seen bythem." Do you see the difference? Instead of shining the spotlight onto yourselfyou shine on to the only one who is actually worthy of it, the Lord and Himalone. Because this is the reason for which you were created. You exist tohonor God and show a watching world how awesome He truly is. This must be the goalof your marriage. This must be the goal of your parenting. This must be the goal ofyour job. This must be the goal of everything that you do. In 1 Corinthians1031 Paul says this, "So whether you eat or drink or whatever you do, do all to theglory of God. Because any worldly glory that you collect for yourself will besnuffed out when you pass on from this life. But the glory of God is an unendingfire that can never ever be put out." In 100 to 200 years from now you're gonna belong forgotten. No one is gonna be thinking about you. But the name of JesusChrist will stand the test of time. His name will be forever high and lifted up.I'm not a betting man but I can guarantee you with a hundred percentcertainty that you will be rewarded for throwing your chips in with the victoryof God's name and reputation. That is the only motivation that will truly fuelyou. That is the only motivation that will get you across the finish line oflife. So watch out because your motives matter. Secondly, watch out because yourreward is at risk. Because your reward is at risk.Jesus lays out the consequence for doing the right thing for the wrong reasonat the end of verse 1. "Beware of practicing your righteousness before otherpeople in order to be seen by them, for then you will have no reward from yourFather who is in heaven." If you were dominated by the desire to rob God ofhis glory as you do good deeds, you will receive a loud and clear message fromGod. It is the same message that Willy Wonka gave the Charlie and his grandpa atthe end of the Chocolate Factory tour. You get nothing. You lose. Good day, sir.That may seem extreme, but that's what the text says. That may seem harsh, but it'seven better than what you deserve. With that in mind, Jesus continues on with hiswarning in verse 2, "By revealing the emptiness of the worldly reward that youoften settle for. Thus, when you give to the needy, sound no trumpet before you,as the hypocrites do in the synagogues and the streets, that they may be praisedby others. Truly, I say to you, they have received their reward. The worldly rewardthat is most tempting to seek after is the recognition of others. Therecognition of others. And notice that Jesus doesn't say, "If you give to theneedy," he says, "when you give the needy." And he says that again in verse 3,"which means that you are expected to help those in need with your time, withyour talents, and your treasures. You are expected by God to care for the orphanand the widow." James 1.27, "A religion that is pure and undefiled before God isthis, to visit orphans and widows in their affliction. You are expected by Godto not ignore the poor, especially those within the body of Christ." Once again,let's read what James has to say. James 2.15 through 16, "If a brother or sisteris poorly clothed and lacking in daily food, and one of you says to them, 'Go inpeace, be warmed and filled without giving them the things needed for the body,what good is that? It is worthless.'" You're expected by God to be generous withthe money in your account, and not hoard it for yourself. 2nd Corinthians 9 verses 6through 7, the point is this, "Whoever sows sparingly will also reap sparingly, andwhoever sows bountifully will also reap bountifully. Each one must give as he hasdecided in his heart, not reluctantly or under compulsion, for God loves acheerful giver." Harvest, you are expected to make these kinds of sacrifices. But asyou make these expected sacrifices, you are also expected to not sound a trumpetbefore you, like the scribes and Pharisees did 2,000 years ago. Now, theydidn't literally sound a physical trumpet. They didn't pull a Miles Davis andblast a physical trumpet whenever they did a nice thing or made a donation.Jesus is using an over-the-top and funny illustration to prove a simple point. Donot be an obnoxious jerk who draws attention to himself or herself wheneveryou do the right thing. You know, while you were doing whatever you were doingover the past week, I was racking my brain to think of a modern-day example ofsounding a trumpet before you. And I came up short. So I'm going to ask you guys tosilently brainstorm, because I actually have something I need to do in the meantime,okay? So just be using your brains to think about an example.Alright, don't mind me guys.[laughter]You know what? I don't want to interrupt your brainstorming time, but you know what?This sermon is going really well. And you guys are all just laughing at mystories. I guess really tell that you're dialed into my spot on teaching. I reallythink Facebook needs to know about this. Oh, by the way, have you guys had any luckwith your brainstorming? Wait a minute. Maybe I did stumble upon the 21st centuryversion of sounding a trumpet before you. What do you guys think? Alright, I guessI'll put this away then. You know, seeking after the affirmation and praise ofothers is the heartbeat of the virtual world. People put on a manufacturedversion of themselves. They put their best foot forward. You can post about yourbest day to accumulate the affirmation and adulation of others. Maybe you post astatus on Facebook, a picture on Instagram or real on the TikToks as Pastor Jeffcalls it, that highlights a mission strip, a service project or a charitableevent that you took part in. Now, you can certainly do this in a godly way withgodly intentions, but you can also do it in an ungodly way with ungodlyintentions. You just bask in the glory of the likes and the comments and the heartemojis as human praise begins to pour in. You make a sizable contribution to aGoFundMe page. And instead of remaining anonymous, you put your name right nextto the amount that you donated. And you don't do that to show support. You do itto show off. You want others to be amazed by your big hearted generosity. Some ofyou are feeling pretty safe and sound right now because you don't leave muchof a digital footprint. You don't post anything anywhere. Well, let's movebeyond the bounds of social media because I don't want to leave you out of all thefun. Maybe you can seal a prideful remark of something kind you did as a praiseat a prayer service or at small group. Maybe you accidentally slip in orreference something nice you did while in conversation with someone else. Andyou inwardly hope that they'll take the bait. They'll ask a follow-up question soyou can get the at a boy or at a girl that you are so desperate for. Maybe youlike to brag about your family's accomplishments in the yearly Christmasletter. That's right. I went there. Because some of you may do that. You say that youwant to keep everyone informed about your life, but you actually want to keepeveryone impressed with your life. All of these examples are sounding a trumpet,pulling out the selfie stick so that everyone will notice you because youwant to be the recipient of admiration. You know, whenever I was a full-timeyouth pastor for eight years, I went to a countless number of musicals, trackmeets, games, graduation ceremonies, graduation parties, and before, during, orafter the event, I would track down my student and their parents to let themknow that I was there. Because how could I bless them with my presence if theywere totally unaware of my presence? It's kind of weird to admit, but if Ididn't make myself known or receive credit, it didn't really seem to count.Does that make sense? Does that seem reasonable? But you often feel a verysimilar way when it comes to your acts of good works. To your acts of service. Ifothers don't recognize what you did, it doesn't really seem to count, right? Itmay even seem like a complete waste of time if you do not receive immediatepraise. Jesus says you can blow that trumpet, you can pull out that selfiestick if you want to, knock yourself out. If you do, you will receive the reward ofhuman praise, but that's all you'll get and nothing more. You will get nothingfrom your Father in heaven because you know what? You don't really care aboutwhat He has to give you. What other mere human beings have to offer seems muchmore appealing. But that is so short-sighted because compliments, thank-yous, and awardsfeel good for about 15 minutes. And then you're just jones in for the next dose,right? Praise leaves almost as quickly as it arrives. And you so quickly forgethow little it satisfies you the next time you desire it. In verses 3 through 4,Jesus warns you to long for that which truly lasts. He cautions you to walk thepath of delayed gratification so that you can receive the eternal reward of therecognition of God Himself. So that is the eternal reward, the recognition of God.Let's read verses 3 through 4. "But when you give to the needy," there it is again,"not if, when, when you give to the needy, do not let your left hand know whatyour right hand is doing, so that your giving may be in secret, and your Fatherwho sees you in secret will reward you." As I said earlier, the secret to givingis giving in secret. Jesus says, "not even let your left hand know what your righthand is doing." I just want to give a warning up front. I don't want to offendall the left-handed people in the room with this explanation of theillustration. I love all of you just as much as the normal people in the room.Okay, so don't be offended.Moving on, about 90% of Americans are right-handed, not left-handed. Again, don'thate me, it's just the facts, which means that the majority of people use theirright hand way more than their left hand. So just go with this over-the-top funnyillustration from Jesus. Imagine that your hands can actually speak to eachother. In that scenario, your right hand shouldn't constantly brag about all thethings that it was used to do over the course of the day to the left hand.Instead, it should be quiet. It should be satisfied that it was used instead ofbroadcasting how it was used. Jesus is calling us to a very serious type ofself-denial here. He is saying, "serve me, serve others, and then do your best toforget all about it." Don't keep track. Don't keep score. Don't manage your ownpersonal scoreboard. Don't comb through your mental file of successes and think,"Yeah, I'm doing pretty good compared to most people at church, compared to mostpeople in my small group." That is a complete waste of time and energy. It isnot your job to keep score because you cannot accurately evaluate yourself.Only God can do that. But this kind of self-forgetfulness is so counterintuitiveto us because we all live in a culture that tries to ram self-worth down ourthroats every single chance that it gets. Oh, your self-esteem matters more thananything else. If you don't put yourself first, other people will put you last.Don't forget to love yourself. Give yourself pep talks and tell yourselfhow awesome you are. Is any of that biblical? Why do we often fall for it? TheBible doesn't teach you to have high self-esteem. The Bible also doesn'tteach you to have low self-esteem either. The Bible says to have noesteem, which means that you're not focused on your self-image. You're notobsessed with what other people think and say about you. Instead, you focus onwhat God thinks and says about you because his authoritative opinion mattersthe most. Listen, it does not matter if other people recognize and acknowledgeyour faithfulness. Let me say that again because I really need to hear it. It doesnot matter if other people recognize and acknowledge your faithfulness. Whatmatters is you hear these words from the Lord when you stand before Him one day.Well done, good, and faithful servant. Enter into the joy of your Master. That isthe reward you should long and live for. Jesus says that if you give in secret,your Father who sees in secret will reward you. Jesus isn't saying that youcan earn right standing before God or work your way to heaven. That's notpossible. Salvation is found in the person and work of Jesus Christ andnowhere else. Forgiveness of sin and eternal life are gifts to be receivedby faith, not earned by works. Scripture is so clear on that. But scripture isequally clear that rewards in heaven are diligently earned, not automaticallyreceived. If you honor God in this life, He will honor you in eternity. If youreject temporary rewards that you cannot take out of this world, you will be giveneternal rewards that can never be stolen away from you in heaven. What a promise.That is a heavenly check that will never bounce and it will clear every singletime. So let God keep score because He will reward you. What are these heavenlyrewards? I wish I could tell you but the Bible doesn't give us specificdetails. But I can tell you this, God has never given you a lame gift in the pastand He will not give you a lame gift in the future. If God promises it,trust me, you want it and you will love it. Right now you may be thinking, okay,what do I do when someone else does praise me? This is going to happen at somepoint. Do you just shut them down and say, whoa, whoa, I didn't do this to bepraised by you. You're going to make me lose my eternal reward. Is that what youshould do? That'd be super weird and awkward for the other person. So pleasedon't do that. You should humbly accept this person's compliment and thenredirect their praise to the source and supply of your good works. The love ofChrist and the power of the Holy Spirit. Point the complimenter to God Himself.And this kind of redirect will not lead to a forfeiture of heavenly reward. Ifanything, it will lead to even greater reward because you have rightly handledpraise and you have put it in the place where it truly belongs, which is thehands of Almighty God. You know, compared to some of the weighty topics we'vecovered during the Sermon on the Mount, this passage may seem kind of light andinconsequential to you. But I can assure you that it's not because you're givingand serving in public speaks volumes of who you are in private. This is seriousbusiness. You have received a personal warning from Jesus Himself. He has warnedyou to watch out for the motive of glorifying yourself. To watch out forthe worldly desire to receive worldly rewards. And there are only two responsesto this kind of warning. Indifference or humility. Maybe you don't see any problemwith your motives right now. You don't see any issue for the reward you're livingfor. So you just want to move on with your day. Well, you're free to make thatchoice if you want to, but it is the wrong choice. Because until the day you dieand are in the presence of Christ, your motives will always be tinged withselfishness. Even as I stand before you to preach this sermon, there is selfishnessin my heart. Your motives will never be 100% pure. And you will desire the wrongreward. So please do not choose ignorance because too much is at stake. And maybe youdo see major problems with your motives and the reward you are living for. Youknow that you have to make a change, but you don't know how to make that change.Well, I have good news and bad news for you. Let's start with the bad news. Youcannot change your motives and desires. Are you ready for the good news? God canchange your motives and desires, but this will only happen if you humbleyourself before Him. Admit that you need His help. Submit to the master motivatorand the richest rewarder in the entire universe. Go to the Lord in prayer and dothat right now. Spend some time in prayer.Father, we come to you to lay our motives before you. To lay down the worldlyrewards that we are living for. What help us to remember the only thing that willtruly last is your glory and your name. What help us to live for these rewardsthat last forever and not these worldly rewards that fade away so quickly. AndLord, there's anyone in this room who is not a follower of you and is just stuckin this cycle of glorifying themselves and living for themselves. May they forthe first time submit to Jesus Christ as their Lord and Savior. That they canfulfill the purpose for which you've given them, which is to make much of you.And for the rest of us Lord, help us to remember that biblical goal. To rememberwho we are living for. To remember why we exist. And we ask all these things inJesus' name. Amen.

Listen to today's podcast... Once there was a time when photography didn't exist.  A time when precious moments couldn't be captured, uploaded and shared. I look back at my baby pictures and there were only a handful. My mom and dad had a single picture each and I don't know if I have ever saw one of any of my grandparents when they were really young. Compare all of that to the albums upon albums that I have of my sons who are now young adults. Today, we don't even print all of our pictures, but save them to on-line albums or files to be viewed at any given instant. Photography is a way of feeling, of touching, of loving. Photography is a great hobby that can help us build our resiliency. It is something to take our minds off of all of our stressful life situations. Take One Action Today To Build Your #Resiliency!      Here are today's Tips For Building Resiliency and Celebrating Nature Photography Day: Photography can be a means to get out and physically active. Use your camera to take note of the awesome or the bizarre. Have some fun looking for the humour in everyday life. Photography is a good activity to strengthen relationships. Make it an outing and invite others to join you. Visit the park or a natural habitat and spend time discussing what you see. So what is the funniest photograph that you have ever taken? Remember, If you like today's wellness tips, let me know. You can leave me a review on amazon or through your #alexa app. Looking for more tips to build your resiliency? Look for my book on Amazon called Stress Out. 52 Weeks To Letting More Life In #mentalhealth #hr

e322 Sharen Me Holy Spirit, To What Shall I Compare The Trinity?, Feasting with the Father by Paul George

Learn what features to look for before you buy a sleeping bag, sleeping pad and sleeping bag liner. Discover how to maintain your gear to extend its life. You will get tips on buying camping gear for both car campers, backpackers, bike packers and those going on kayak or canoe tours.  Gear is expensive - don't make a buying mistake! We cover: • How to choose a sleeping bag • Camping versus Backpacking sleeping bags • Sleeping bag Thermal Ratings • How to choose the right shaped sleeping bag • Female and children's only sleeping bags • Best sleeping bag materials • Down versus synthetic fill pros and cons • Considering other sleeping bag materials like zippers, shell fabric and added features • Sleeping bag accessories: compression and storage bags • Sleeping bag liners: comparison of fabric choices • Liner special features available • How to choose a sleeping pad for car campers and backpackers, bike packers, or kayak and canoe touring • Air pads versus closed cell foam pads and accessories • Compare insulation, weight, size and construction • How to wash a sleeping bag, pad and liner • How to store your sleeping bag COMPLETE SHOW NOTES  See important information about choosing the right sleep system for your camping and backpacking adventures!  Get FREE Travel Planners for ATA adventures (and each month you will get an email from Kit with links to all future Travel Planners (no spam promise!).  Get the monthly newsletter here. CONTACT KIT Resources  RECOMMENDED TOUR COMPANIES ******* EMAIL ME FOR PROMO DISCOUNT CODES***** Travel Insurance:  Quickly and easily compare rates and policies from different companies - no need to give any identifying information unless you decide to buy!  The best way to find the right policy for your adventures.  Train For Your Adventure  Ask Becki at Trailblazer Wellness to customize an at home, online personal training program for your upcoming adventure using whatever equipment you already have!  You'll get phone consultations, instruction videos and a plan to give you the best chance of success.  Becki offers a FREE initial phone consultation to see if you are a good fit.  AND she offers ATA listeners a 10% discount! Buy Me a Beer Want to support the program?  You can always buy me a coffee or beer - thanks! Amazon Kit's Picks   Please use my Amazon link to access your Amazon account.  Even if you don't purchase any of my recommendations, I get credit for anything you DO purchase - at no additional cost to you, you'll be helping to support the show and keeping it AD FREE:) SUBSCRIBE to the Adventure Travel Show (the “How to's of adventure travel) SUBSCRIBE to Active Travel Adventures (fantastic adventure destinations) Join the Active Travel Adventures Facebook Group Follow ATA on Instagram Follow ATA on Pinterest (C) Active Travel Adventures, LLC - All Rights Reserved  

How do Spurs compare to their rivals in Europe? Not only in terms of FFP/PSR but also with their cash flow. We dive into how much financial strength Spurs have vs their rivals in Europe with a huge transfer window ahead for newly appointed Thomas Frank. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How many buildings are sitting vacant in the Twin Cities? And how does that compare to other metro areas? Jason talks with Adam Platt from TCB Magazine.

Hosted By: Joe Bert CFP® CPA and Chris Toadvine CFP® Joe Bert CFP® CPA and Chris Toadvine CFP® take your calls and provide expert answers to your questions on NEWS 96.5 FM. Submit your questions to:  1-844-220-0965 Joe@FinancialGroup.com • Chris@FinancialGroup.com The post Gross Anatomy of the Global Stock and Bond Markets…How Do You Compare? appeared first on On The Money Podcast.

KMOX Business Analyst Jerome Katz joins Megan Lynch to talk about the St. Louis housing market.

The song of this male Black-headed Grosbeak has been described as that of a drunken or scat-singing robin. Compare the songs of both birds, and draw your own conclusion! Singing Black-headed Grosbeaks can be heard from May well into summer, especially in streamside woods.More info and transcript at BirdNote.org.Want more BirdNote? Subscribe to our weekly newsletter. Sign up for BirdNote+ to get ad-free listening and other perks. BirdNote is a nonprofit. Your tax-deductible gift makes these shows possible. 

Failed Launch? All that work and only a few sales? Don't give up. It happens to nearly every course creator at some point (even the 7-figure ones)! In this episode, host Julie Hood shares 10 questions you can ask about your launch to know what to change for the next one - and yes, you need to launch again! Get the full links and show notes at https://CourseCreatorsHQ.com/236.    LINKS MENTIONED / RECOMMENDED   Start planning your Sept/October launches now. This gives you lots of time to pull them together! Need some inspiration? Get the Ultimate course Launch Handbook to plan your two-week launch. It's on Flash Sale pricing this week of only $37... https://coursecreatorshq.com/WHWElaunch   Be sure to check out AppSumo Days... for discounted and lifetime software offers.  https://coursecreatorshq.com/AppSumoDays2025Join the Course Creators Launchpad to get your foundation in place! Join the membership. Includes weekly Live coaching. Let's figure out your best partner plan to get traffic and find your students. Jump in now!    RELATED EPISODES   E235: Course Mkt Challenge #2 – The Messaging Mistake That's Costing You Sales  E234: Course Mkt Challenge #1 – Marketing Brain Fog? Start Here  E182: 4 Tips and 4 Events for Your Next Online Course Launch  E181: 7 Steps to Launch Your Online Course Like a Pro  E132: Re-Launching Your Online Course – Remember These 8 Things KEY TAKEAWAYS FOR ONLINE COURSE CREATORS      Here are some questions to ask (and hopefully you have the data to answer these questions):   How many people saw your offer? Rule of 97 - where 3 people buy out of every 100.  How many times did they see your offer? At least 11 and maybe more!  How many clicks did you get to your sales page? Compare to the number of buyers. Are you anywhere close to the 3 out of 100?  How were the opens on your emails? Maybe you need to work on your subject lines?  How were the clicks in your emails? Maybe the emails weren't persuasive enough?  Do you have any more data to review?  Did you get any comments from potential customers?  What did your launch sequence look like?  Did you help your audience believe you are the perfect person to solve this problem?  What are the students who did sign up saying?  COME VISIT JULIE!  Get on the email list AND get the FREE Ultimate Course Creators Planner -  https://coursecreatorshq.com/2025PlannerPodcast   Get this free course -  Is My Course Idea Any Good? here -https://www.coursecreatorshq.com/ideaGoodPods Let's talk about this episode on GoodPods – https://CourseCreatorsHQ.com/goodpods (mobile only, download the app first) Website https://www.CourseCreatorsHQ.comYouTube  https://coursecreatorshq.com/YouTubePodcast   Facebook https://www.facebook.com/CourseCreatorsHQInstagram  https://www.instagram.com/CourseCreatorsHQTwitter https://www.Twitter.com/CourseHQThreadshttps://www.threads.net/@coursecreatorshq  Disclaimers  https://coursecreatorshq.com/disclaimers/

The history you think you know wasn't just written in books--it was curated, shaped, and edited by people with their own self interests. But before that, it was lived. And the people whose lives we study weren't usually the ones who got to tell their own stories. Some voices were amplified, while others were diminished--or erased altogether.In this episode, Sojourner Truth's famous speech at the 1851 Akron Women's Rights Convention is the starting point for unraveling hundreds of years of lost and manipulated history, reminding us why the truth must never be allowed to be forgotten.To read the speeches for yourself, find both versions here, as well as a video demonstrating the accent Sojourner would have had:Compare the Speeches — The Sojourner Truth ProjectFind me here:https://linktr.ee/TrueCrimeBnB?utm_source=linktree_profile_shareYou can find me on Instagram or Facebook @TrueCrimeBnB, but I don't check Facebook muchYou can send me an email at TrueCrimeBnBPod@gmail.com

You've got the budget app. You're reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through? In this episode of Everyone's Talkin' Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to optimism bias, these aren't personal flaws—they're predictable brain glitches. But once you spot them, you can stop them. You'll walk away understanding: What anchoring bias is and why it makes that $100 dress feel like a steal (when it's not) Why the fear of losing money feels worse than actually losing it—and how that keeps you stuck How your brain protects old money stories through confirmation bias Why instant gratification keeps winning, even when your future self is begging you to chill How optimism bias tricks you into thinking “next month” will magically fix everything Why social proof bias is fueling lifestyle creep—and what to do instead This is the episode that will make you pause mid-scroll, mid-spend, or mid-self-doubt and say, “Ohhhh, that's what's going on.” If any of these biases hit home, share the episode with a friend and DM Shari @everyonestalkinmoney to keep the conversation going Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't Compare Trauma, AI Cars & Naming Your AISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Drew Behm & Abdul Aziz are on this week's episode. From Niagara-on-the-Lake, newly married Drew Behm offers some ring shopping advice. And from Victoria, Abdul Aziz shares the time his Muslim dad spread some serious misinformation...about Santa.

Send us a textWhat really helps prevent injuries—and what should you do when one inevitably strikes? In this episode, I use my friend Tim's pickleball injury as a jumping-off point to explore what the evidence actually says about ice, rest, NSAIDs, stretching, and more.When Tim skipped his warm-up and pulled a calf muscle, it raised a question many of us face: was it avoidable? While ancient wisdom and modern influencers often shout conflicting advice, this episode sorts through the noise to uncover what's evidence-backed, what's outdated, and what might actually delay healing. For pain, yes, ice works—cooling slows nerve conduction and can help with comfort, as seen in this study of ankle injuries. But does it reduce inflammation in a helpful way? Possibly not. Some research suggests that vasoconstriction may hinder the delivery of reparative cells and removal of waste, as noted in this trial.The evolution from RICE to PEACE to MEAT and even PEACE & LOVE reflects our shifting understanding. A meta-analysis of 22 randomized trials found no conclusive benefit of ice when added to compression or elevation. As for NSAIDs like ibuprofen, the Cochrane Review revealed no significant advantage over acetaminophen in pain relief or swelling reduction—and no clear evidence they speed up recovery.What about rest? Surprisingly, prolonged rest may do more harm than good. The Deyo study and later NEJM data show that continued normal activity (within pain tolerance) results in faster recovery than either bed rest or structured exercises, at least for acute low back pain—offering insights that might extend to other strains or sprains.Can you prevent injuries altogether? Static stretching (think toe touches) doesn't show strong support in RCT reviews, and while a recent meta-analysis found a small reduction in muscle injuries, the impact was modest. Dynamic stretching remains inconclusive according to current evidence.The takeaway? When treatments or prevention strategies are studied over and over yet results remain ambiguous, it likely means any real benefit is small—a principle I call “Dr. Bobby's Law of Many Studies.” Compare that with fall prevention in older adults: 66 RCTs involving 47,000 people showed strength and balance training significantly reduces falls by 20–30%. When something works, it tends to show up clearly and consistently.Takeaways: If you're injured, ice and NSAIDs can ease discomfort—but don't count on them to speed up healing. Resting too much may slow recovery; try gentle movement instead. Stretching might help a bit with prevention, but don't expect miracles. Evidence

Elon Musk set off a grenade in conservative circles this week, trashing the one big, beautiful bill Trump has staked so much on. He didn't just throw shade — he called it a “disgusting abomination,” backed Rand Paul's $5 trillion deficit claim, and waved the American flag emoji as punctuation. This wasn't a random tweet. This was Musk choosing to detonate right as Speaker Mike Johnson is working the Senate hard to shepherd this bill into law. Johnson, for his part, did respond, claiming he had a 20-minute phone call with Musk where the topic never came up. But c'mon — that silence says a lot. Either Johnson's not telling the whole story, or Musk baited him. Neither looks great.The timing is brutal. Musk has been a reliable MAGA ally — hosting DeSantis's launch, reshaping Twitter into a free speech battleground, becoming a key donor and message amplifier. When he turns on your signature policy, it signals open season. And it's not just personal. Elon hates the EV credit phase-outs in the bill. He's furious about the AI regulatory overrides that strip individual from states like California. And his businesses, from SpaceX to Starlink, all have reasons to be wary of the bill's broader tech oversight. So what looked like a united conservative front just fractured — and it fractured loudly. This is the part of the process where fights get public. And loud. And weird.Politics Politics Politics is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Iowa and the 2024 RemapIt's moments like this that make me appreciate the Iowa caucus even more. Say what you will about the process — yes, it's clunky, yes, it can be exclusionary — but nobody works harder at retail politics than Iowans. I've been in diners, VFW halls, and school gyms across that state. These are folks who grill candidates, push policy details, and actually pay attention. Compare that to South Carolina, which Biden bumped to the front of the line for the Democratic primary. That move was clearly strategic — to avoid an early embarrassment — but it came at a cost. The engagement just isn't the same. You can walk into a bar in Manchester and get into a policy debate with a random guy sipping Busch Light. That's not happening in Columbia.Now, there's a window to fix it. With 2024 settled, both parties could realign the primary calendar — and they should. Let Iowa go first. Let New Hampshire follow. Put South Carolina third, Nevada fourth. Let people earn it. The current process is dominated by consultants who don't want surprises. But surprises are good. They shake things up. They reveal flaws. They test candidates in real-time, not just in sanitized TV town halls. If you want to know who can campaign in a blizzard, let 'em face a real one. Bring back the vetting. Bring back the grit.Deal Deadlines and Tiers of ImportanceThen there's the global chessboard. June marks the end of the 90-day tariff pause Trump announced on Liberation Day — his dramatic trade reset. That pause gave negotiators time to cut new deals, to defuse tensions. But with just weeks left, where are the deals? Trump hasn't sealed anything. Not with China. Not with India. Not with Vietnam, or Mexico, or even Taiwan. Instead, he's hosting white paper summits and showing off 2017 flashbacks. The branding is tight, but the substance is lagging.Look at the scoreboard. Ukraine was inching toward peace talks — then dropped a drone strike that disabled a third of Russia's bomber fleet. That doesn't scream “diplomatic breakthrough.” Gaza? The American-backed aid initiative is collapsing under mutual mistrust and unconfirmed shootings. We're left trying to guess which footage is real and which claims are propaganda. And while all this plays out, the trade environment remains stuck. Japan, South Korea, Australia — they're locked into frameworks that don't need rewriting. The real action would be a comprehensive tariff reset with Mexico or Vietnam, or a groundbreaking semiconductor pact with Taiwan. But so far, we're getting press releases, not treaties.So here's how I see it. You've got three tiers of trade potential. Tier 1: countries that matter symbolically — Canada, UK, the Netherlands. Deals here look good but don't move markets. Tier 2: mid-size powerhouses like South Korea, Japan, and Germany. All three matter for automotives, while South Korea and Japan both matter for their tech sectors. Finally, Tier 3 is where it counts: China, Mexico, Vietnam, Taiwan, India. If Trump can close one deal there, he regains the upper hand. If he can't, he enters the summer with big talk and no wins — just in time for Senate Democrats to go on offense. Time is ticking.Chapters00:00:00 - Intro00:03:10 - Elon Trashes the BBB00:08:09 - Iowa Caucus 00:11:24 - Trump Trade Tiers00:22:14 - Interview with Michael Cohen00:49:52 - Update00:50:33 - Big Beautiful Bill Senate Discussions00:53:05 - Jaime Harrison Comments00:55:08 - Trump China Trade Talks00:57:23 - Interview with Michael Cohen, con't.01:35:36 - Wrap-up This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.politicspoliticspolitics.com/subscribe

When Dee's normally chill cockatiel starts shrieking like a smoke alarm at 2 a.m. every night, she figures something paranormal might be rattling her bird's cage—literally. Meanwhile, her sister keeps seeing someone silently walking down the stairs in their centuries-old Ohio home, assuming it's just a sleepy sibling… until the figure turns out to be see-through. And when a neighbor across the street casually mentions seeing a pale woman in their front window too? That's when things get really unsettling. Two stories, one haunted house, and a bird who just might be the bravest psychic medium in the flock. If you have a real ghost story or supernatural event to report, please write into our show or call 1-855-853-4802! If you like the show, please help keep us on the air and support the show by becoming a Premium Subscriber.  Subscribe here: http://www.ghostpodcast.com/?page_id=118 or at or at http://www.patreon.com/realghoststories Watch more at: http://www.realghoststoriesonline.com/ Follow Tony: Instagram: HTTP://www.instagram.com/tonybrueski TikToc: https://www.tiktok.com/@tonybrueski Facebook: https://www.facebook.com/tony.brueski 

Packers Total Access Hour 1 : How Does Jordan Love Compare To Favre & Rodgers Two Seasons In?

Londinium 90 AD Gaius & Germanicus compare the fourth century acclamatory Roman Senate to the twenty-first century acclamatory US Congress. Michael Vlahos Friends of History Debating Society @michalis_vlahos 1750 ROME