Podcasts about compare

6x Your Ad ROI: The Power of Google Reviews for Cash Practices In this episode, Doc Danny Matta breaks down how one simple factor—Google reviews—can transform your return on ad spend (ROAS) from 2x to 12x. Using a real example of two nearly identical clinics, he explains why social proof is the difference between average and elite marketing results, and how to build a system that keeps reviews (and new patients) flowing. Quick Ask Help us reach our mission of adding $1B in cash-based services to the profession—share this episode with a clinician friend or post it to your IG stories and tag Danny. He'll reshare it! Episode Summary Case Study: Two clinics, same ads, same demographics—one made 12x ROI, the other only 2x. The difference? 250 Google reviews vs. zero. Intent-based ads win: Google search leads are high-intent buyers looking for a real solution, not just scrolling. Social proof = trust: Buyers skip clinics with few or no reviews. Local reputation heavily influences clicks and conversions. AI search impact: Platforms like ChatGPT and Gemini still pull heavily from Google data—especially reviews—for local service rankings. ROI math: A 12x return means hiring faster, filling schedules, and scaling with confidence; 2x means ads are barely sustainable. How to 6x Your Return on Ad Spend Ask in person: Don't automate gratitude. When a patient shares a big win, that's your moment to ask for a review. Make it easy: Text them the direct Google review link right then. If they use Gmail, they're likely already logged in—instant review. Follow up: People get busy. Email or text them again a few days later with the same link and a quick thank-you note. Train your staff: Encourage your team to ask happy patients too—especially those they love working with. More ideal patients come from more aligned reviews. Automate wisely: Use email triggers to request reviews mid or post plan of care, but never rely on automation alone. Mindset & Systems Fundamentals matter: Gathering reviews may not feel flashy, but it's like dribbling with your non-dominant hand—it changes your game. Track outcomes: Compare ad performance monthly. Reallocate spend toward high-ROI locations with more social proof. Empower your team: Remind staff that reviews bring in more of the patients they enjoy treating—reducing burnout and improving morale. Notable Quotes “The difference between a 2x and a 12x ROI isn't your ad—it's your reviews.” “Social proof is your digital word of mouth. It's what people trust before they ever meet you.” “This is like dribbling with your non-dominant hand. It's not sexy—but it wins games.” Pro Tips You Can Use This Month Audit your listings: Count your Google reviews and compare them to competitors in your area. Create a script: Role-play how your staff asks patients for reviews at the right time. Use Gmail leverage: Focus on patients with Gmail accounts—they can review you in seconds. Celebrate wins: Share positive reviews in team meetings to reinforce the habit. Measure ROI: Track ad results before and after review pushes. The data will speak for itself. Action Items Text your Google review link to 5 happy patients today. Train your team to ask at every discharge or major breakthrough moment. Follow up once per week with anyone who hasn't yet left a review. Revisit your Google Business Profile—add photos, services, and recent updates to boost visibility. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Clarify your numbers, pick your best path to full-time, and build your one-page business plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta—staff PT, active-duty military PT, cash-practice founder & exit; now helping 1,000+ clinicians start, grow, and scale with PT Biz.

Curious how today's costs, inflation trends, and shifting expectations are shaping the American Dream? Join Wes Moss and Christa DiBiase on the Retire Sooner Podcast as they provide context on financial headlines, explore common planning questions, and share research-informed insights for your retirement journey. • Explore the discussion around what it may take to reach the American Dream and whether a $5 million lifetime target is a realistic benchmark. • Review how inflation has historically influenced the stock market and why the concept of a “Goldilocks zone” may be relevant for long-term investors. • Compare how inflation can affect different categories of stocks, including dividend-paying and growth-oriented companies. • Discuss what pursuing a CFP designation or considering a late-stage career shift into financial planning might involve. • Consider how high-yield bond ETFs are typically viewed in the marketplace and why “junk bonds” continue to spark debate among investors. • Examine different ways couples might think about retirement savings benchmarks—whether by age-based charts or total household goals. • Illustrate the role of compound growth in both saving and investing when working toward retirement readiness. • Highlight factors to weigh when assessing whether to maintain or drop life insurance as retirement approaches, including debt, dependents, and overall assets. • Outline new Secure 2.0 provisions that allow certain 529 plan funds to be redirected to Roth IRAs for children. • Showcase how automation and behavioral systems can encourage consistent savings habits across different income levels and career stages. Every financial situation is unique, but gaining context can help make more informed choices. Listen now and subscribe to the Retire Sooner Podcast for ongoing conversations that keep you engaged with today's retirement and financial planning landscape. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cash PT Trends 2025: What We Learned in Dallas + The New Industry Report In this episode, Doc Danny Matta and Yves Gege unpack takeaways from their Dallas live event and preview PT Biz's new Cash PT Industry Report. They cover what's working now across pure cash, hybrid, and out-of-network models; why continuity and small-group training are surging; and how the talent market is shifting as more solo owners choose to join established cash clinics. Quick Ask Help us move toward the mission of adding $1B in cash-based services to our profession: share this episode with a clinician friend or post it to your IG stories and tag Danny—he'll reshare it. Episode Summary From beginners to builders: PT Biz events now draw ~200 owners focused on scaling, not just getting started. No single “right” model: Cash-only, hybrid, out-of-network, Medicare-focused, and gym-like setups can all work—business principles drive success. Continuity is up: Many clinics now get 20–40%+ of monthly visits from recurring performance/wellness work—stabilizing revenue. Small-group training wins: Huge LTV and stick rate; still underused (only ~¼ of clinics are doing it). Talent trend: More solo owners are approaching larger cash clinics for roles with culture, mentorship, and intrapreneurship tracks. Reality check on pay: Compensation must tie to the revenue a provider can generate; entitlement ≠ value creation. Macro shift: Rising deductibles & wellness demand push all clinics to add self-pay services—cash PT is no longer fringe. Live Event Takeaways Owner mindset: Conversations have matured—hiring, leadership, profitability, systems, and scaling to $100k–$200k/month per site. Market fit varies: Geography, payer mix, and demographics dictate whether to stay pure cash, add OON, or blend Medicare. Community compounding: Member-to-member playbooks (what worked, what didn't) are often the most valuable part of events. The Industry Report: What to Watch Continuity growth: Bigger clinics show higher % of recurring visits, needing fewer new evals to fill schedules. Underutilized small groups: High demand among “post-injury but not gym-ready” clients; strong margins and retention. Diversified offers: Performance, strength, and longevity programs de-risk revenue and increase lifetime value. Small-Group Training: Why It Works Checks the boxes: Strength, mobility, accountability, and community—with clinicians nearby if issues arise. Cost-effective for clients: Often similar to PT weekly or personal training—but with better adherence and social glue. Team friendly: Therapists enjoy variety and fewer notes; can be delivered by PTs or trained coaches under clinical oversight. Career Pathways & The “Unemployable” Test Two good options: Go all-in on ownership or join a high-performing cash clinic as an intrapreneur (clinic director, partner track). Value first, then ask: Promotions/partnerships follow demonstrated impact, not tenure. Reputation compounds. Pro Tips You Can Use This Month Launch continuity now: Create 1–2 simple monthly options (e.g., strength + mobility; return-to-sport). Pilot a small group: 4–8 clients, 2x/week, 8 weeks. Price for value, track retention, collect testimonials. Map your model: List your market realities (Medicare, Tricare, local payer rates, boomer density) before choosing cash/hybrid. Hire from the doers: Prioritize applicants who've tried solo—“batteries included,” better respect for business realities. Benchmark & iterate: Compare your prices, packages, and continuity % to the industry report; fix one lever each month. Notable Quotes “There isn't one right model—principles win. Leads in, lifetime value up, recruit well, lead well.” “Continuity compacts the snowball. When 30–40% of your visits are recurring, everything gets easier.” “If you want stability without owning every problem, be an intrapreneur—create value, then opportunities chase you.” Action Items Download the Cash PT Industry Report and benchmark your prices, packages, and continuity %. Sketch a small-group pilot (who it's for, schedule, price, progression) and pre-sell 6–8 spots. Define two continuity offers with clear outcomes and a simple monthly cadence. Write a one-page model map for your area (payers, demographics, demand) and choose cash-only vs hybrid accordingly. Programs Mentioned Clinical Rainmaker: Systems to get you full-time in your clinic. Mastermind: Scale space, team, and operations. PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Expenses, visit targets, pricing, 3 paths to go full-time, and a one-page plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge Cash PT Industry Report: Download on the PT Biz site. About the Hosts: Doc Danny Matta—staff PT, active-duty military PT, cash-practice founder & exit; now helping 1,000+ clinicians start, grow, and scale with PT Biz. Yves Gege—cash-practice owner and PT Biz co-founder focused on systems, leadership, and scaling.

LONDINIUM CHRONICLES: GAIUS & GERMANICUS PHILOSOPHIZE Summary of Audio Part 1 Gaius and Germanicus, reflecting on 21st-century events from Londinium, compare the American "princeps" (emperor) issuing ultimatums against "gangsters" in places like Gaza and Caracas to the Roman precedent of figures like Pompey suppressing the Cilician pirates, noting that emperors do not negotiate. Germanicus suggests the current US administration's approach of reducing direct administrative control over allies while maintaining titular supremacy is reminiscent of how the Roman Emperor in Constantinople dealt with emerging barbarian kingdoms by bestowing Roman titles like Consul and Patrician. They debate whether Europe's recent emergency meeting in Copenhagen regarding a "drone wall" signifies European independence or a success of the US princeps' policy of creative retrenchment, criticizing the arbitrary basis of 20th-century alliances like NATO and the discredited domino theory.

LONDINIUM CHRONICLES: GAIUS & GERMANICUS PHILOSOPHIZE Summary of Audio Part 2 Gaius and Germanicus discuss the emperor's ceremonial gathering of the legion leadership at Quantico, where the new mission of "Fortress America" was announced, an event they view as a necessary ritual to overturn previous command disobedience and re-establish the emperor's authority. They connect the current US political crisis to the end of the Roman Republic, observing that the constitutional system cannot sustain the ongoing conflict between the immensely rich oligarchic Senate faction (represented by "blue" elites) and the popular movement championed by the powerful leader, similar to the clash between senators and populares. This power struggle is visible in the Governor of California's challenge to the president's authority to use the National Guard against perceived "insurrections," which they believe is an unavoidable dynamic leading towards the establishment of a principate system.

Send us a textComparison of neurodevelopmental outcomes of extremely preterm infants undergoing trans-catheter closure of the patent ductus arteriosus compared to surgical ligation.Kaluarachchi DC, Chock VY, Do BT, Rysavy MA, Sankar MN, Laughon MM, Backes CH, Colaizy TT, Bell EF, McNamara PJ, Hintz SR, Natarajan G.J Perinatol. 2025 Sep 23. doi: 10.1038/s41372-025-02417-8. Online ahead of print.PMID: 40987835Support the showAs always, feel free to send us questions, comments, or suggestions to our email: nicupodcast@gmail.com. You can also contact the show through Instagram or Twitter, @nicupodcast. Or contact Ben and Daphna directly via their Twitter profiles: @drnicu and @doctordaphnamd. The papers discussed in today's episode are listed and timestamped on the webpage linked below. Enjoy!

On Healthy Mind, Healthy Life, host Avik Chakraborty and guest Doug O'Brien—master storyteller, hypnotherapist, bestselling author, and NLP trainer—break down how our inner narratives drive mental and emotional health. Doug explains the structure of beliefs (cause → effect → meaning), how NLP, hypnosis, and Havening Techniques interrupt limiting patterns, and why rapid change is possible when we learn to reframe, reprogram, and retell our story. Practical tools include morning questions, state management, and belief reframes (Sleight of Mouth).   About the guest  : Doug O'Brien is a hypnotherapist, international NLP trainer, and author of The User's Guide to Storytelling and The User's Guide to Sleight of Mouth. He teaches practical neuro-linguistic methods, hypnosis, and Havening to help people shift beliefs and behavior effectively.   Key takeaways: Your story shapes your state. We live inside inner representations; narratives can be chains or catalysts for change. Beliefs have structure. Most beliefs follow cause → effect → meaning; change the linkage and you change the belief. Name it to change it. First step: realize “it's a story,” not absolute reality—then author a better one. NLP is a user manual for the brain. Understand your “neuro-linguistics,” and you can reprogram patterns toward desired outcomes. Morning Questions reset focus. Ask: What am I happy/excited/grateful for? Why? How does it feel? Attention directs state; state drives behavior. Havening for trauma. As a psychosensory method, Havening supports safety and can facilitate rapid, lasting change for encoded traumatic responses. Self-work vs. professional help. Many shifts are DIY; for legitimate trauma, work with trained practitioners. Evidence through examples. Compare yourself to role models who share your traits; swap limiting labels for empowering identities. Rapid change is possible. Challenge the story that “change takes years.” With the right tool and readiness, breakthroughs can be immediate. Storytelling persuades. Whether with kids, teams, or audiences, clear stories engage imagination and drive behavior.   How to connect with the guest   Website: essentialcoachingskills.com Podcast: Essential Coaching Skills Podcast Search: “Doug O'Brien hypnotist” to find official links and resources.   Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik   Disclaimer: This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik™️. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer.   Healthy Mind By Avik™️ is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it's become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty—storyteller, survivor, wellness advocate—this channel shares powerful podcasts and soul-nurturing conversations on: • Mental Health & Emotional Well-being• Mindfulness & Spiritual Growth• Holistic Healing & Conscious Living• Trauma Recovery & Self-Empowerment With over 4,400+ episodes and 168.4K+ global listeners, join us as we unite voices, break stigma, and build a world where every story matters.

This week we cover topics from watching Hospital Bills and how to save money to news of Wilderness survival and new policy, record-breaking hunts to mythbusting jellyfish. Real-life stories that could save your life or keep money in your wallet. Join radio hosts Rebecca Wanner aka ‘BEC' and Jeff ‘Tigger' Erhardt (Tigger & BEC) with the latest in Outdoors & Western Lifestyle News! How to Save Money on Hospital and Insurance Bills — Even When You're Fully Covered When you're diagnosed with a serious illness like cancer, the last thing you want to worry about is money. But between insurance coverage, hospital billing departments, and ongoing treatments, out-of-pocket costs can spiral — even when you're fully insured. In 2021, I was diagnosed with cancer. I underwent 12 rounds of chemotherapy and 8 weeks of daily radiation. While my insurance was a blessing, I quickly discovered that being covered doesn't mean you're not vulnerable to costly billing mistakes — ones that could cost you thousands if you're not paying attention. Why You Must Compare Your EOB With Hospital Bills — Line by Line One of the most important lessons I learned: Always compare your Explanation of Benefits (EOB) from your insurance provider to the bill from your hospital or healthcare provider. Here's what happened to me: Even after I had hit my out-of-pocket deductible, I noticed monthly hospital charges averaging around $900 in my online billing portal. After comparing the EOB to the hospital bills, I saw that some treatments weren't even being submitted to my insurance company. Instead, I was being billed directly — as if I had no coverage at all. I called my insurance company, who confirmed they hadn't received claims for those charges. Then I contacted the hospital's billing department and was told each time that it was a “mistake,” and they would resubmit. Had I not caught this, I could have paid over $10,000 in wrongful charges — with little chance of a refund later. Pro Tip: Don't Automatically Pay Medical Bills Without Verifying It's tempting to just pay the bill and be done with it — especially when you're overwhelmed and just trying to get through treatments. But trust your gut. Instead: Wait to receive your EOB before paying anything. Compare dates, services, and costs between the EOB and your hospital bill. Call your insurance company if anything doesn't line up. Then, contact your healthcare provider's billing department and request that charges be re-submitted if needed. Always Ask: "Has This Been Submitted to My Insurance?" Make it your mantra when speaking to any healthcare billing department: “Has this claim been submitted to my insurance company?” If they say no or “it was a mistake,” ask for proof of submission and a timeline. It can take weeks or even months for a corrected bill to show up — so document every call and keep all emails or confirmations. Human Error and AI Mistakes Are More Common Than You Think In today's digital world, hospitals and insurers often rely on automated systems for billing. But that doesn't mean the process is error-free. In fact, it may be worse. You might encounter: Incorrect coding of procedures Claims not submitted at all Duplicate billing Coverage miscalculations That's why your personal oversight is essential — especially when you're dealing with ongoing care. How to Protect Yourself from Costly Healthcare Billing Mistakes Here's a quick checklist to help you save money and protect your finances during a medical journey: Know your deductible and out-of-pocket maximum Track every treatment and procedure in a personal log Check your EOBs monthly and match them with bills Dispute errors right away — don't wait Keep records of every call and conversation Ask for itemized bills from providers Request written confirmation of any billing correction Final Thoughts: Be Your Own Advocate — It Could Save You Thousands Between AI systems, human error, and overloaded billing departments, even those with full insurance coverage can fall into financial traps. The stress of calling weekly to fix these issues took a toll, but in the end, it saved me thousands of dollars. The bottom line? Be proactive. Be persistent. And never assume a bill is correct just because it looks official. If you're navigating medical bills or complex treatments, you're not alone. If I hadn't spoken up, I would have unknowingly overpaid by thousands. Don't be afraid to double-check, question, and challenge what doesn't look right. Your health matters — and so does your wallet. 14-Year-Old Girl Makes Pennsylvania Hunting History with Record Bull Elk We've got a record-breaking hunting story that's as heartwarming as it is impressive. According to Outdoor Life, fourteen-year-old Samantha Bartlett just became the youngest hunter ever to tag a bull elk in Pennsylvania — and she did it with a single, well-placed shot from her crossbow! It all happened in the early morning hours of September 16, deep in the mountains of north-central PA. Samantha and her dad, Noel, had already spent three long days hiking and hunting, holding out for the right bull. On the fourth day, it finally came together. After hearing two bulls fighting at dawn, Samantha and her guide crept through tall grass and waited. With a few cow calls, a massive bull came trotting in. At 40 yards, Samantha took the shot — and nailed it. The 6x7 bull elk went down within 100 yards, and the rest is history. The animal was estimated at 800 pounds, and the rack green-scored at 310 inches. Getting the bull out? That was a whole different story. The team dragged it downhill for four hours — no vehicles allowed — proving once again that the hunt doesn't end with the shot. Her bull was officially checked at a game station in Benezette, where state officials confirmed Samantha's place in the record books. This big moment was made possible by a lucky draw for a limited bull elk tag — and by a new law allowing Sunday hunting in Pennsylvania for the first time, giving young hunters like Samantha more opportunities. What's next for her? She's got her sights set on the “Pennsylvania Quad Trophy” — elk, black bear, turkey, and deer — all with a crossbow. Talk about ambitious! Moral of the story? Don't underestimate a determined young hunter and her crossbow. Reference: https://www.outdoorlife.com/hunting/youngest-hunter-bull-elk-pennsylvania/ 14-Year-Old Becomes the Youngest Hunter to Ever Tag a Bull Elk in Pennsylvania   Military Training Helps Missing Hunter Survive Winter Storm in Colorado Backcountry According to Summit Daily, A 57-year-old hunter from Illinois is safe today, thanks to a combination of military experience, calm thinking, and solid preparation — after spending two freezing nights alone in the rugged backcountry of Jackson County, Colorado. On Monday, Sept. 22, the man became separated from his group near the Three Sisters Trailhead in the Rawah Wilderness. The last anyone heard from him was a text saying he was lost, just before 3:30 p.m. His phone later went dark, and with winter weather rolling in, it was too dangerous for search teams to head out that night. By the next day, over 20 agencies — including Search and Rescue teams, deputies, and wildlife officials — launched a full-scale search in snowy, cold, and windy conditions. Air support was grounded, and rescuers battled through the backcountry on foot. Despite the brutal storm and tough terrain, the search effort continued into a second day. Then, on the afternoon of Wednesday, Sept. 24, hope came from above: the hunter was able to place several 911 calls, helping rescuers pinpoint his location. At around 1 p.m., air support spotted him — alive and in good health. So how did he make it? The hunter credited his survival to his military training, staying calm, building a fire, and using his sleeping bag and layers to stay warm. A big thanks goes out to Jackson and Grand County responders, Colorado Parks and Wildlife, search dog teams, and all others who helped pull off this dramatic rescue. Moral of the story? Being prepared can make all the difference — especially when Mother Nature has other plans. Reference: https://www.summitdaily.com/news/missing-hunters-military-experience-and-supplies-keep-him-alive-in-jackson-county-backcountry/ Tragic Lightning Strike Kills Two Missing Elk Hunters in Colorado Wilderness According to the Kiowa County Press, Wyoming is at the forefront of a renewed push to remove Endangered Species Act protections from grizzly bears in the Greater Yellowstone Ecosystem. Representative Harriet Hageman has introduced the Grizzly Bear State Management Act of 2025, which supporters say reflects decades of conservation success. Grizzly numbers in the region have rebounded from just a few hundred in the 1970s to nearly 1,000 today, meeting recovery targets set back in 1993. Advocates argue it's time to return management to the states, allowing for more flexible and responsive action on local issues — especially as livestock conflicts rise. Last year, grizzlies killed 91 cattle in Wyoming, the highest number on record. The bill also aims to cut through federal red tape, reinstating a Trump-era delisting rule and blocking future legal challenges that have stalled similar efforts. Supporters say it will free up resources at the U.S. Fish and Wildlife Service and help speed up energy development and wildlife responses. While environmental groups warn that grizzlies still face genetic and habitat threats, Wyoming leaders say the bear has recovered — and state wildlife agencies are ready to manage them responsibly. Wyoming's stance? Grizzlies have recovered. It's time to let states take the reins. Reference: https://kiowacountypress.net/content/wyoming-leading-charge-delist-greater-yellowstone-grizzlies Rare “Pink Meanie” Jellyfish Swarm Texas Beaches — What to Know and How to Treat a Sting If you're heading to the Texas coast, watch your step — a surprising surge of rare pink meanie jellyfish has marine scientists scratching their heads. These jellyfish are no joke: they can weigh up to 50 pounds and their tentacles can stretch as long as 70 feet. From Port Aransas to Corpus Christi, beachgoers are spotting more of them than ever before. Marine biologist Jace Tunnell from Texas A&M University-Corpus Christi says it's unlike anything he's seen in years of beachcombing. “I grew up on the beach and had never seen one until this year,” he said. The “pink meanie” was only officially recognized in 2011 and is known for its cotton candy color and its appetite for other jellyfish — especially moon jellies, which are currently blooming in Gulf waters. What to Do If You Get Stung While the sting isn't life-threatening, it can hurt — lasting about 10 minutes with red marks that stay for a couple of days. Here's how to treat it: Get out of the water immediately. Remove tentacles carefully using gloves or a tool — don't use bare hands. Rinse the sting with seawater, not freshwater. Pour vinegar over the sting to neutralize any remaining stinging cells. Apply hot (not scalding) water for 20 minutes to ease the pain. Avoid rubbing the area, and watch for any signs of allergic reaction. Experts say these jellyfish likely won't stick around — once cooler weather hits, both moon jellies and pink meanies are expected to disappear from Texas shores. Reference: https://www.foxnews.com/travel/surge-rare-jellyfish-sightings-across-multiple-beaches-stumps-experts OUTDOORS FIELD REPORTS & COMMENTS We want to hear from you! If you have any questions, comments, or stories to share about bighorn sheep, outdoor adventures, or wildlife conservation, don't hesitate to reach out. Call or text us at 305-900-BEND (305-900-2363), or send an email to BendRadioShow@gmail.com. Stay connected by following us on social media at Facebook/Instagram @thebendshow or by subscribing to The Bend Show on YouTube. Visit our website at TheBendShow.com for more exciting content and updates! https://thebendshow.com/ https://www.facebook.com/thebendshow WESTERN LIFESTYLE & THE OUTDOORS Jeff ‘Tigger' Erhardt & Rebecca ‘BEC' Wanner are passionate news broadcasters who represent the working ranch world, rodeo, and the Western way of life. They are also staunch advocates for the outdoors and wildlife conservation. As outdoorsmen themselves, Tigger and BEC provide valuable insight and education to hunters, adventurers, ranchers, and anyone interested in agriculture and conservation. With a shared love for the outdoors, Tigger & BEC are committed to bringing high-quality beef and wild game from the field to your table. They understand the importance of sharing meals with family, cooking the fruits of your labor, and making memories in the great outdoors. Through their work, they aim to educate and inspire those who appreciate God's Country and life on the land. United by a common mission, Tigger & BEC offer a glimpse into the life beyond the beaten path and down dirt roads. They're here to share knowledge, answer your questions, and join you in your own success story. Adventure awaits around the bend. With The Outdoors, the Western Heritage, Rural America, and Wildlife Conservation at the forefront, Tigger and BEC live this lifestyle every day. To learn more about Tigger & BEC's journey and their passion for the outdoors, visit TiggerandBEC.com. https://tiggerandbec.com/  

The Gospel of John Week 14 Scripture: John 10:1-28, Psalm 118. In our text today, Jesus talks of being the Good Shepherd. He talks of His sheep. He talks of being the Gate. He tells us He knows His sheep and His sheep know Him. And He tells us that He brings life to His sheep. Pastor Dodge shares a personal testimony and experience along with many personal photos expounding on what God taught him about the difference between sheep and goats.  Pastor shares how powerfully this revelation has impacted him personally, impacted his teaching on God as the Good Shepherd and given him insight into us as God's sheep.  As Jesus continues, He makes it known that salvation is through Him alone. We see His heart for His people to recognize Him as their Messiah. Jesus doesn't offer us a bunch of rules and regulations - what He offers us is Himself. What He offers us is real life. Life that matters, life that has purpose and significance and life that will never end!  Compare what Jesus gives us to what the enemy brings.  The enemy comes only to steal, kill and destroy. But Jesus brings life, abundant life, life to the full! Jesus wants us to experience the joy of knowing Him, of knowing the Father through Him, of knowing we will live forever. As our Shepherd, even in the toughest of times our lives have meaning and purpose. He is there with us and He will use all things together for our good because He loves and cares for His sheep. Jesus knows us by name - We are precious to Him. 
He is our Good Shepherd.  We can trust Him. We can rely upon Him. Jesus tells the group He's speaking to that He will lay down His life for his sheep. He says after He lays down His life, He will take it up again - death cannot hold Him, He will rise! He is speaking of all that is coming in the next months ahead.
 We see many coming to faith in Jesus after hearing what He said about being the Good Shepherd - but there were many that hearing what He said wanted even more so to get rid of Him. As the class draws to a close, Pastor shares the story of Hanukah - the Festival of Dedication - mentioned in John 10:22. As we finish with today's text, Jesus goes on to retell the people that His sheep hear His voice, they listen to Him, and He gives eternal life to them and no one will snatch them out of His hand. These are powerful and reassuring words for every believer.

Jesus IS the Good Shepherd.  Jesus is OUR Good Shepherd! Our website – https://www.awakeusnow.com Watch the video from our website! https://www.awakeusnow.com/2-year-study-of-the-gospels-upper Watch the video from our YouTube Channel!! https://www.youtube.com/playlist?list=PLTaaqrC3dMOzMkhPyiNWwlJRpV6Bwpu01     ⁃    The Gospel of John study is part five of five of our Two Year Study of the Gospels.      ⁃    The Gospel of John may be one of the most powerful books ever written. Many people have come to faith after reading only this book of the Bible.  Scholarly and archeological discoveries in recent decades give us new insight on details in the Gospel of John. We can now understand it as the most Jewish rather than the most “Gentile/Greek” of the Gospels, and when we do that we see many things that we missed before. Our 2 year study of the gospels is great for large group, small group or home group study and can be started at any time!

Explore practical retirement planning strategies and gain clarity on key financial decisions in this engaging episode of the Retire Sooner Podcast. Wes Moss and Christa DiBiase discuss common questions and considerations for savers and soon-to-be retirees, providing perspectives on investment options and long-term planning frameworks. • Discover how a focused 30-minute financial conversation between spouses about income, assets, and liabilities can reduce uncertainty and help families feel more organized and informed in their money matters. • Understand why nearly half of Americans do not have a written financial plan and what this may indicate for retirement preparedness. • Clarify retirement account protections within TSPs, along with rules for required minimum distributions (RMDs) and available investment options after age 73. • Examine UTMA and UGMA accounts for minors, including potential tax implications, gifting considerations, and impact on financial aid eligibility. • Consider when a financial planner may be appropriate, approaches to managing planning-related FOMO, and the features of advisory services offered by various firms. • Explore the 0.01% Rule of thumb and how it may guide thinking about saving versus spending without implying specific outcomes. • Review historically effective withdrawal rates, including whether a paid-off home could influence planning assumptions and evolving perspectives on the 4% rule of thumb. • Assess strategies such as “buy, borrow, die”, including potential tax considerations, leverage, and portfolio risk factors. • Compare keeping assets in a TSP for Roth conversions versus transferring them to another custodian, considering fees and investment options. Gain perspective and knowledge to help support thoughtful retirement planning decisions—listen now to the Retire Sooner Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices

Even if you don't create your center's budget yourself—you still need to know exactly what to look for.In this episode, I walk you through how I personally review the annual budgets for my shopping centers—despite not preparing them myself. Whether it's spotting weird dips in base rent, double-counting taxes and insurance, or bad timing on capital projects, I'm sharing the real checklist I use to catch costly mistakes before they impact NOI.This episode is perfect for shopping center owners, asset managers, or anyone handing budget prep to a CPA or property manager. Don't miss my tips for tracking leasing fees, mortgage escrows, and cash flow month by month—and why I never schedule capital work during rainy season in Florida.

During the 4pm hour of today's show Chuck & Chernoff talked about the MLB Managerial openings, the surprisingly good Falcons defense, Bijan Robinson, the Atlanta Hawks and Georgia Football hosting Kentucky on Saturday. See omnystudio.com/listener for privacy information.

The Difference Between Night and DayBUT - The light of Christ breaks through the darkness and futility and darkness of our minds. PAUL POINTS OUR WHAT SHOULD BE OBVIOUS - Ephesians 4:20 “But that is not the way you learned Christ!—” The Display of True Repentance The Life of the Believer is a life of transformation - Examples of Repentance: 1. Telling the truth. 2. Not allowing anger to consume you. 3. No longer a thief. 4. No corrupting talk. DOES YOUR SPEECH GIVE GRACE? The Contrast of Christian Living We are to put off the old way, the old man, the flesh. Those things are not Christ-like. Compare and contrast: Bitterness, wrath, anger, clamor, slander, and malice Kindness, Tenderhearted, Forgiving, SO let's ask the question - What does my life look like as a believer? Where do I need to repent? What do I need to change in my life? Where do I need to grow?  

The Utah Volleyball their upcoming games vs Arizona schools, How Big 12 play compares to Pac-12 + more

The Utah Volleyball their upcoming games vs Arizona schools, How Big 12 play compares to Pac-12 + more

During the 4pm hour of today's show Chuck & Chernoff talked about the MLB Managerial openings, the surprisingly good Falcons defense, Bijan Robinson, the Atlanta Hawks and Georgia Football hosting Kentucky on Saturday. See omnystudio.com/listener for privacy information.

The Utah Volleyball their upcoming games vs Arizona schools, How Big 12 play compares to Pac-12 + more

The Tragedy of Jonah after he saves Nineveh. What did he do wth the rest of his life?

Artificial Intelligence is everywhere — from ChatGPT to TikTok algorithms, AI is transforming childhood, parenting, and everything about how we live today.Creator and co-host of podcast Life With Machines Baratunde Thurston chats with Elise Hu about the ways we can help kids and ourselves navigate this new technology with curiosity and care. Learn how kids are engaging with AI today, and why adults and grownups need to learn alongside kids rather than just supervise them. By approaching an understanding with humility and setting practical and healthy boundaries with AI, parents can confidently help navigate using AI as a tool, instead of something to stay away from.Key takeaways for parents:Compare how kids of different ages use tech, and tailor your guidance to their stage.Ask your child how information moves among friends, and practice checking before sharing.Point out where AI shows up in daily life, and invite the child in your life's perspective on it.Admit what you don't know, and show curiosity so kids learn alongside you.Break down AI as a tool, a platform, or a concept, so kids can see its different roles.⏱️ Timestamps:Keep the conversation going at home with our FREE Conversation Kit companion guide: https://delivery.shopifyapps.com/-/227992a4494016f2/b694b2dbd557aa6eFollow Baratunde Thurston on Instagram: https://www.instagram.com/baratunde/New episodes every Tuesday:YouTube: https://swap.fm/l/P8iCjNFnIWI7kTmU0vmkApple: https://swap.fm/l/kCnCRNdWkpuYYbyzyE77Spotify: https://swap.fm/l/SOQe4gSHh3vVIwPGFDetOr wherever you get your podcasts.

Ready to cut through the noise and get clear on today's financial markets and retirement planning trends? On this episode of the Money Matters Podcast, Wes Moss and Connor Miller share perspectives on market performance, economic updates, and planning frameworks that can help inform your financial decision-making. • Review how the S&P 500's recent run compares to historical stock market returns. • Reflect on how past market performance can offer perspective, while recognizing it does not predict future results. • Learn about the 0.01% Rule—a spending framework designed to encourage intentional financial choices tied to net worth. • Explore the balance between frugality and valuing your time in retirement. • Look at recent updates on interest rates, mortgage rates, job market data, and rental prices. • Understand how Federal Reserve policy decisions interact with interest rates across the economy. • See how seasonal stock market patterns have varied since 1928. • Compare dividend-paying stocks with broader indexes in different market environments. • Hear perspectives on the role of artificial intelligence in financial planning, including its potential and limitations. • Access retirement planning resources that can help you bat different stages of life. Stay informed about the economic forces that shape your financial world. Listen and subscribe to the Money Matters Podcast to keep learning each week.

Social media has been a contentious place after the murder of Charlie Kirk, and the public mourning of his death has felt confusing and concerning for many people. How should we as Christ followers respond in such a polarizing time? In this honest conversation, Jackie and Preston sit down with Justin Giboney, cofounder and president of the AND Campaign, to process through what happens in our hearts – and in the church – when tragedy plays out in the public square. Why do we turn to social media to have our feelings validated? Are we experiencing a true gospel revival or a reawakening of ideological conservatism? And how can we move out of this culture war to have constructive and edifying conversations, not as a member of one political party or another but as Christ followers?Connect with JustinInstagram: https://www.instagram.com/justinegiboney/ and https://www.instagram.com/andcampaign/Resources:The AND Campaign: https://www.andcampaign.org/Justin's new book – Don't Let Nobody Turn You Around How the Black Church's Public Witness Leads Us out of the Culture War https://www.amazon.com/Dont-Let-Nobody-Turn-Around/dp/1514008424Theologian Luigi Giussani This Episode is Sponsored By:https://magicspoon.com/PERRY — Get $5 off your next order!https://policygenius.com/perrys — Compare free life insurance quotes from top companies and see how much you could save.https://madetotremble.com — Find resources, ways to stay connected, and more content made to strengthen your faith and encourage your walk with Jesus. Subscribe to the Perrys' newsletter: https://withtheperrys.myflodesk.com/zhfus4jx1sJoin Preston's discipleship community for men: https://www.patreon.com/PrestonPerry/membershipTo support the work of the Perrys, donate via PayPal: https://paypal.me/withtheperrysShop BOLD Apparel: boldapparel.shop Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textHave you ever felt like your joy was slipping away — stolen by circumstances, injustice, or waiting for God to move?Josiah Queen's song “Can't Steal My Joy” declares a deeper truth: the joy God gives isn't tied to what's happening around us, and the world can't take away what it didn't give.This week on More Than a Song, we're exploring the book of Habakkuk — a short but powerful conversation between a prophet and God about violence, injustice, confusion, and ultimately, unwavering trust. As we follow Habakkuk's journey from questioning to rejoicing, we'll discover how to choose joy even in seasons that don't make sense.Key PointsJoy given by God is not dependent on our circumstances — it's untouchable and unshakable.Habakkuk wrestled with the same tension we often feel: what we see in the world versus what we know about God's character.Even in seasons of waiting, confusion, or suffering, we can choose to rejoice in the God of our salvation.Honest dialogue with God is not only allowed but modeled by Habakkuk.Faith is the dividing line between the proud who trust in themselves and the righteous who trust in God.Bible Interaction Tool Exercises (BITEs) UsedRead in context – Read the entire book of Habakkuk (it's only three chapters!).Repetition – Read or listen to the book multiple times to deepen understanding.Read in various translations – Compare language choices in different versions.Consult an overview – Watch the Bible Project video on Habakkuk.Make observations – Look for patterns, dialogue, and themes.Compare and contrast – Examine the difference between the proud and the righteous.Follow cross-references – Explore how Habakkuk 2:4 is quoted in the New Testament.Additional ResourcesDownload the free Episode GuideLyrics for Can't Steal My Joy by Josiah Queen – NewReleaseToday.comOld Testament Overview of Habakkuk - BibleProject.comCCM Magazine ArticleExalting Jesus in Jonah, Micah, Nahum, Habakkuk (Christ-Centered Exposition Commentary) - Amazon Paid LinkLearn more about my favorite Bible Study Software with a 30-day free trial and links to my favorite Bible resources - Logos Bible Software Affiliate LinkThis Week's ChallengeRead and listen to Habakkuk on repeat. Write down your observations and then watch the Bible Project overview video about Habakkuk. Write down your own questions for God and ask Him to reveal His answers. In the meantime, write out your own prayer in the pattern of Habakkuk's song in chapter three. Be sure to include the choice to be joyful in the God of your salvation.Purchase your copy of A Seat at the Table today! Change your music. Change your life. Join my free 30-Day Music Challenge. CLICK HERE.

Alex Goldie grew up walking on eggshells in a violent, alcohol-fueled household where he became the family peacemaker - literally throwing pillows into rooms to break up fights. By his twenties, that traumatised child had become an anxious, procrastinating young man stuck in patterns he desperately wanted to break. Then COVID hit, he lost his job with British Airways, and from his lowest point, Alex turned to TikTok, making videos about mental health that weren't meant to go viral - but did. His honesty and raw emotion struck a nerve with millions who recognised their own struggles in his words. Today, with 2.5 million followers and a bestselling book, Alex has built his platform on a radical premise: his ultimate goal is to be unfollowed, because that means you've healed enough to move on without him.Five lessons you'll learn:Embarrassment is an unexplored emotion - some of the best things in life are on the other side of embarrassment. If you can be okay with being embarrassed, you can accomplish anything.You are not wedded to anyone - people can become walls that limit your creativity and growth. Set strong boundaries with those who hold you back, including family if necessary.Success is boring and mundane - real achievement isn't glamorous - it's doing small things consistently every day. Stop waiting for motivation and start taking steps, however tiny.Depression can't hit a moving target - the remedy to anxiety and depression is movement. Leave your house, experience weather, meet people, have real-life adventures instead of relying on convenience.Compare yourself only to yesterday's version - in this age of comparison, the only healthy benchmark is your own progress. Ask yourself: am I in a better place than I was yesterday?

L'iPhone 17 est arrivé, et une fois encore, les Français vont devoir casser leur tirelire un peu plus que les autres. Selon une étude publiée par Compare the Market, la France se classe en tête des pays où l'iPhone est le plus cher. Ici, il faut débourser en moyenne 1178,60 €, soit plus de 325 € de plus qu'au Canada. Une différence qui interroge : pourquoi un tel écart ?Premier élément de réponse : la TVA. En France, elle est fixée à 20 %, alors qu'aux États-Unis, les prix affichés sont hors taxes. Résultat : un iPhone 15 Pro Max vendu 1199 dollars outre-Atlantique, soit environ 1131 € hors taxes, grimpe à 1479 € TTC une fois sur les étagères françaises. Même avec les taxes locales américaines, souvent inférieures à 7 %, l'écart reste conséquent.Apple rappelle que ses tarifs sont ajustés en fonction de plusieurs paramètres : les taux de change, les lois d'importation, les réglementations locales, mais aussi les coûts logistiques. Et ces coûts, en Europe, sont souvent plus élevés. À cela s'ajoute la garantie légale de deux ans imposée par Bruxelles, contre un an seulement aux États-Unis. Une protection pour le consommateur, mais qui se répercute sur le prix final. Il faut aussi compter les frais de douane : importer un iPhone depuis l'Amérique du Nord en vue de le revendre en France entraîne un surcoût de 20 % sur les produits électroniques, auquel s'ajoutent des frais de transport et de gestion. De quoi décourager les chasseurs de bonnes affaires à l'international. Autre facteur : l'adaptation technique. Les iPhone vendus en Europe sont calibrés pour nos réseaux mobiles. Une étape qui entraîne des coûts supplémentaires de certification et de production.Résultat : le prix grimpe d'année en année. À titre de comparaison, depuis l'iPhone 5, le coût moyen d'un modèle haut de gamme a presque doublé. Aujourd'hui, l'iPhone 17 démarre à 969 € dans sa version de base avec 256 Go. Pour la version Pro, comptez 1329 €, et jusqu'à 2479 € pour le Pro Max doté de la plus grande capacité de stockage. En clair, l'iPhone reste un produit star en France… mais aussi un luxe de plus en plus assumé. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Grab our breakdown of the 5 Low-Cost Businesses That Make $1 Million: https://www.franchiseempire.com/lowcost?utm_source=FEsep282025Starting a business from scratch sounds exciting until you realize how much you have to figure out on your own. In this episode, we break down the real differences between launching a startup and buying into a franchise. From building a team to finding vendors and creating your first marketing plan, we expose the time-consuming grind most new entrepreneurs face. Compare that with a franchise, where the systems are already in place and your job is to execute. ------------------Considering Investing In A Franchise?

The US and China are the world's two most powerful countries, but they have very different visions for the global order. Compare the speeches delivered at the UN General Assembly by Donald Trump and Chinese Premier Li Qiang. The United States wants a unipolar system based on unilateralism, aggression, and hegemony, whereas China wants a multipolar system based on multilateralism, peaceful development, and sovereign equality, centered in the United Nations. Ben Norton explains. VIDEO: https://www.youtube.com/watch?v=OzCf8XlrKKU Topics 0:00 (CLIP) Highlights of Trump's speech 0:59 Rise of China 2:25 US empire in decline 3:02 Contrasting visions of world order 5:11 Unilateralism vs multilateralism 7:16 (CLIP) China's Premier Li Qiang 8:07 Geopolitical adult in the room 9:20 China opposes new cold war 10:08 (CLIP) Dangers of war 11:07 Compare Li Qiang to Trump 11:36 (CLIP) Trump: "we're the hottest country" 12:24 Fact-checking Trump on US economy 14:07 (CLIP) Trump on stock market 14:34 Inflation 15:35 Electricity prices 16:18 Job growth 16:54 Trump's approval rating 17:55 Trump claims to end 7 wars 18:48 (CLIP) Trump condemns UN 19:54 US sabotages UN, abusing veto 21:50 China upholds international law 22:26 (CLIP) China defends UN & Global South 23:19 Reform of international organizations 23:50 (CLIP) Global Governance Initiative 24:26 80th anniversary 25:30 (CLIP) China on World Anti-Fascist War 26:19 Trump wages war 26:55 (CLIP) Trump wants Nobel Peace Prize 27:14 Trump boasts of attacking Iran 27:40 (CLIP) Trump's war on Iran 28:25 Trump boasts of attacking Venezuela 28:55 (CLIP) Trump's war on Venezuela 29:37 Expanding NATO military spending 29:54 (CLIP) Trump on NATO 30:11 Immigration 31:05 Dementia 31:25 (CLIP) Trump attacks immigrants 32:31 China defends diversity 33:21 (CLIP) China on civilizational respect 33:42 Climate change 34:42 (CLIP) Trump lies about climate change 35:29 China's wind & solar power 36:28 China values science 37:52 (CLIP) China on climate change 38:10 Technology for development 38:31 (CLIP) China on technology 39:03 The future vs the past 39:42 Trump serves fossil fuel corporations 40:27 (CLIP) US as #1 oil & gas producer 41:20 China's vision vs USA's vision 42:37 The emperor has no clothes 43:38 Outro

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

Watch the full podcast https://youtu.be/GpKkoQMj9Y4Become a Member and Give Us Some DAMN GOOD Support :https://www.youtube.com/channel/UCX8lCshQmMN0dUc0JmQYDdg/joinGet your Twins merch and have a chance to win our Damn Good Giveaways! - https://officialhodgetwins.com/Get Optimal Human, your all in one daily nutritional supplement - https://optimalhuman.com/Want to be a guest on the Twins Pod? Contact us at bookings@twinspod.comDownload Free Twins Pod Content - https://drive.google.com/drive/folders/1_iNb2RYwHUisypEjkrbZ3nFoBK8k60COFollow Twins Pod Everywhere -X - https://x.com/HodgetwinsPodInstagram - https://www.instagram.com/hodgetwins/Facebook - https://www.facebook.com/twinspodYouTube - https://www.youtube.com/channel/UCX8lCshQmMN0dUc0JmQYDdgRumble - https://rumble.com/c/TwinsPodSpotify - https://open.spotify.com/show/79BWPxHPWnijyl4lf8vWVuApple - https://podcasts.apple.com/us/podcast/twins-pod/id1731232810

Episode 687 opens with sponsors Paka Apparel and Shopify, then dives into a practical compare-and-contrast of LLMs. Dave sticks with ChatGPT for history and workflow but says Claude is hands-down best for assisted coding due to reliability, longer context, and faster iteration. Perplexity earns points for research (and a 12-month […] The post FridAI – Compare and Reviews – Business Brain 687 appeared first on Business Brain - The Entrepreneurs' Podcast.

Key Takeaways: Handle downturns with strategy: Getting through tough economies takes creativity, planning, and smart debt management. Balance cash and debt: Keeping a healthy ratio of cash to debt is key to staying stable. Plan before paying off debt fast: In uncertain times, careful planning matters more than rushing to pay down debt. Compare interest and earnings: Look at the interest rate on your debt versus what your cash could earn before deciding to pay it off. Focus on long-term goals: Make choices that support your future financial security, not just short-term tax breaks.   Chapters: Timestamp Summary 0:00 Creative Strategies for Surviving Economic Transitions 1:49 Balancing Debt Repayment and Investment Returns in Business Finance 3:23 Strategies for Managing Debt and Cash Flow in Business 6:56 Awareness and Non-Judgment in Business Financial Decisions 7:35 Strategies for Managing Debt and Enhancing Business Growth 8:58 Strategic Debt Management for Entrepreneurs   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

AJT October 2025 Editors' Picks Description:  Hosts Roz and Dr. Sanchez-Fueyo are joined by Dr. Christina Haugen to discuss the key articles of the October issue of the American Journal of Transplantation. Dr. Christina Haugen is an Assistant Professor of Surgery at the University of Cincinnati. [03:28] Renal resistance trajectories during hypothermic machine perfusion in kidneys donated after circulatory death: Associations with donor characteristics and posttransplant outcomes—An analysis of COMPARE trial data [10:26] Donor-specific mesenchymal stem cell infusion in human and nonhuman primate kidney transplantation [19:21] Potential targeting of urokinase-type plasminogen activator receptor–formyl peptide receptor signaling to prevent recurrence in posttransplant primary podocytopathies [30:20] The relationship between cessation of brain and systemic circulation after withdrawal of life-sustaining measures [36:03] Pretransplant natural antibody levels identify a subset of deceased donor kidney transplant recipients that benefit from infliximab induction

It's Day 3 of IAAPA Expo Europe, and this episode of Skip the Queue brings you insights from industry leaders. Hear from Andreas Andersen (Liseberg), Peter van der Schans (IAAPA EMEA), Laura Read (Marwell Zoo), Aaron Wilson (ProSlide), and Robbi Jones (Katapult) on resilience, creativity, and the future of attractions.Skip the Queue is brought to you by Rubber Cheese, a digital agency that builds remarkable systems and websites for attractions that helps them increase their visitor numbers. Your host is Paul Marden, with co host Andy Povey and roving reporter Claire Furnival.If you like what you hear, you can subscribe on iTunes, Spotify, and all the usual channels by searching Skip the Queue or visit our website SkiptheQueue.fm.If you've enjoyed this podcast, please leave us a five star review, it really helps others find us. And remember to follow us on LinkedIn. Show references:  https://www.liseberg.se/en/https://www.linkedin.com/in/andreas-veilstrup-andersen/Andreas Veilstrup Andersen is the CEO and President of the Liseberg Group, Sweden – operating one of Scandinavia's most visited amusement parks. Andreas has a legal and financial background and has been working in the amusement park industry since 2000.  First in several capacities at Tivoli Gardens in Copenhagen, Denmark, later as Vice President of European operations at IAAPA EMEA in Brussels, Belgium. Andreas was the 2018 Chairman of IAAPA. He currently holds board positions at Farup Sommerland and Alsik Hotel in Denmark, as well as Momentum Leisure and Leo's Lekland, Europe's largest chain of FEC's. Andreas is heading up IAAPA's sustainability initiatives, and occasionally blogs on https://reflections.liseberg.se/.Plus, live from the Day 3 of the IAAPA Expo Europe show floor, we catch up with:Aaron Wilson - Vice President, Business Development Europe & Latin America, Proslide Technologyhttps://www.proslide.com/https://www.linkedin.com/in/aaronlouiswilson/Robbie Jones - Insights Director, Katapaulthttps://www.katapult.co.uk/https://www.linkedin.com/in/mrrobbiejones/Peter van der Schans - Executive Director & Vice President, IAAPA EMEAhttps://iaapa.org/expos-and-events/expo-europehttps://www.linkedin.com/in/peter-van-der-schans-87715717/Laura Read - Chief Executive, Marwell Zoohttps://www.marwell.org.uk/https://www.linkedin.com/in/laura-read-she-her-98110726/ Transcriptions:  Paul Marden: Welcome to Skip the Queue, the podcast about the world's best attractions and the amazing people that work in them. I'm your host, Paul Marden, and together with my co-host, Andy Povey, and roving reporter Claire Furnival, we're here at day 3 of IAAPA Expo Europe. On today's show, Andy talks to Andreas Andersen, CEO and President of iseberg Group, about resilience. I meet Peter van der Schans from IAAPA EMEA, and we catch up with Laura Read from Marwell Zoo. First, let's go over to Andy.Andy Povey: So I'm joined now by Andreas Andersen, who's the chief exec of Liseberg, Scandinavia's most visited amusement park. Andreas, welcome to Barcelona. It's very good to see you here. Can you tell the listeners at home a little bit about Liseberg and what you do there?Andreas Andersen:  Sure. So I'm heading up one of the classic regional city-based parks in Northern Europe. So you have Liseberg, you have Tivoli in Copenhagen, you have Kornalund in Stockholm, and Linnanmaki in Helsinki. And we're part of this tradition of parks that have a very strong community base and a long history. Liseberg is 102 years old and three years old. And also parks that represent cultural heritage as well as reflect the cities we're located in. Lovely, lovely regional park in downtown Gothenburg. And if you haven't been, you should come visit.Andy Povey: Absolutely. I must admit, I haven't made it there myself yet. It's on the bucket list. So our theme for today's recording is about recovery and resilience. And recently, in your blog address, you wrote that you feel like for the past four years, you've been in constant crisis mode. Can you tell us a little bit more about that?Andreas Andersen: Well, I think a lot of executives or just people working in this industry can recognise that the last four or five years have been very turbulent, very, very, very volatile.Andreas Andersen: It all started with the pandemic in March 2020, we were at Lisa closed down for 17 months, so we didn't have any any business at all for for 17 months. Then we reopened in the middle of '21, very very hard— you know, with a lot of restrictions and an organisation that had not been you know operating anything for a long time and we also had to let go a lot of people. Then in '22, I think everybody experienced this giant rush, you know, that everybody wanted to get back into the park. So we couldn't really keep up with demand. And that was stressful in a different way. In '23, the market in the Nordics really suffered for some reason. It was a wit, summer and inflation, and interest rates.Andreas Andersen: And everything that went with, you could say, sort of the beginning of an economic downturn. And then, in 2024, our biggest investment, our biggest project expansion in the last 100 years, a large new indoor water park burned down. So it feels like these four or five years has really been this chain of crisis that we've had to get over and manage, basically.Andy Povey: Yeah, I mean, what we're hearing from people on the show floor is that the economic and political unrest that we have all over the Western world is creating some turbulence in the market. So talk to us a little bit more about the fire at Oceania. What happened?Andreas Andersen: We had been building the water park for almost three years, and we were six, seven weeks away from handover. It was some of the last works on the right installation that went wrong. It was a plastic welding that overheated, and these things happen, as you know.Andreas Andersen: Unfortunately, we lost a colleague in the fire and that was basically, you could say, that overshadowed, I would say, everything, especially in the first weeks. Andreas Andersen: That was devastating to all of us and obviously, especially his family. But soon after, we also had to make some decisions. You know, did we want to rebuild? How did we want to rebuild? At what pace? How would we finance? etc. etc. So you also very quickly move into the next phase of a crisis management and that is recovery. And we've been in that phase ever since. Andy Povey: Interesting. It's a devastating situation. I mean, your concern obviously has to be for the team and the people involved— not just those affected directly, but everybody on the floor who feels an emotional impact from this situation. So what tips would you give, as a leader, going through a situation like that, to anyone else listening who may be facing their own challenges?Andreas Andersen:  Well, I think I learned a lot during those weeks and months. And I think I learned that in a crisis, especially of this magnitude, everything becomes very naked. Everything becomes very raw. And you cannot really play a role as a leader. You have to be yourself. You have to be authentic. And it's okay to also show emotions and be caught up in this process of figuring out what to do with the project and the team and yourself when you meet challenges of this severity. Andreas Andersen:  So I would say be yourself, but also recognise that I always say that leadership in a crisis is a little bit like your biggest asset is the confidence that people have in you. And that confidence is something you build up over years. It's a little bit like a bank account that you can then draw on when the crisis hits. But you really have to make sure that you have something on that bank account. You can't borrow confidence. It's not up for loan. So you really, you know, crisis management, from a leadership perspective, actually starts a lot earlier than the crisis. It's about, you know, building a team that works well together, that trusts you and has confidence in you. And then, when the crisis hits, you know, you can draw on that trust, draw on that confidence. So I think that's two of the learnings that I had during this process.Andy Povey: I love the idea of the bank that you can draw on. We're making deposits in our bank every day, not just as a commercial leadership level, but a personal level as well. You need to have that resilience built in yourself. A lovely analogy. And I really love the idea of authenticity. So, if we move on now to talking a little bit more about what we do in an attraction, I think authenticity plays a really big part in that. So, how important is it for you to keep innovating at Liseberg?Andreas Andersen: It's super important because we are in a regional market. I mean, if you look at how our guests are composed, you know, we have 90% Swedish people and then 10%, maybe 12% in a good year from other, especially Nordic countries. But the majority are Swedish and about 60% of our total volume is actually from the local market. And if you want to attract the local market and you want to drive revisitation, Gothenburg is a large city, but it's not a huge city. You have to keep the product fresh. You have to reinvest, reinvent, and constantly adapt. And I think that's actually... part of the, you could say, the formula for these Nordic city-based parks that we've actually had to all reinvent, you know, throughout our history. I mean, Tivoli, that was founded in 1843, it was built by this crazy entrepreneur called Geo Carstensen.Andreas Andersen: And when Tivoli opened on the 15th of August, it was late, it was over budget, and it was not quite finished. And he got a question from a journalist, you know, asking him, you know, when will Tivoli be finished? And his response was, 'Never.' Tivoli will never be finished. And I think, you know, it's almost 200 years ago that he said this, but I think it encompasses sort of the real DNA of our industry that we have to constantly evolve with our guests and reinvent ourselves. And I think, again, that the city, the Nordic city-based parks have really been quite good at that.Andy Povey: Obviously, I mean, Liseberg with 100 years, Tivoli with almost 200 years. There's something good there. You're doing something right. So more recently, you've taken a position with, I'm going to pronounce this awfully, Leo's Lekland. Compare and contrast Liseberg to Europe's largest chain of family entertainment centres?Andreas Andersen:  I mean, there are a lot of similarities and also a lot of differences. I think what is interesting for me, you know, working with Leos is that it's, in many ways, the model is the same. I mean, you pay an entrance fee, you spend a few hours with your family, you may eat a lunch or buy an ice cream or a plush animal. So in many ways, it's the same. But I think, when we're talking about these attractions that are really designed for shorter visits, there is a convenience perspective to them that it's slightly different than, you know, visiting an amusement park or a theme park for a full day. I remember once I had a conversation with one of our competitors in this market, not FECs as such, but, you know, these shorter visits, you know, two, three-hour visit attractions, very often midway attractionsAndreas Andersen: And he said, 'What we sell is actually not.' necessarily an experience, it is two hours spent and I think that's a little bit of a different perspective on an attraction that you actually also go to, Leo's Lekland, to have your kids, you know, be really really tired when they get home, you know, in today's world, where everything is a lot of a lot of stuff is digital and and the kids sit there with their with the tablets and their phones and or their game consoles or they're online with their friends. I think play has a huge and important role to play in the development of motoric and social skills for kids. I think physical play will be something we're going to discuss a lot in the decades to come, because I think we lost a couple of generations the last 20 years. And I think that's a super dangerous thing. So getting back to your question, a lot of similarities, but there are also some differences and I've learned a lot by working with them.Andy Povey: Fantastic. The talk about play really resonates. We lost a year, maybe 18 months through COVID. I have 11-year-old twin girls. I love the idea that me taking them to our local FEC on a Saturday morning so I could recover from a hangover while they went and played was a really positive, good parent thing to do. So thank you for that. We're at the show. What are you looking forward to seeing when you get out on the show floor, when we eventually let you go out on the show floor?Andreas Andersen:  Oh! I very rarely have a plan. I like to just stroll around. Actually, I see it a little bit like visiting an amusement park. You shop for experiences and you see what happens. I think one of the great things about these expos is the fact that, and that's probably what I look most forward to, is that you meet your industry colleagues.Andreas Andersen:  A company like ours, Liseberg, we do not exist; we do not operate within a chain structure. We do not have a corporate mother that knows a lot about what we do. We do not have other parks that we can benchmark with. So these shows is also a little bit a way for us to get out of the bubble and meet other people that work with the same thing as we do. So it's actually not as much the expo floor or the events or the educational program as it is meeting the people. I enjoy.Andy Povey: Andreas, it's been great talking to you. Thank you very much for your time and have a fantastic show.Andreas Andersen:  And I wish you the very same. Thank you.Paul Marden: Now let's head over to the show floor. So we are here on the ProSlide stand, and I'm here with Aaron. Aaron, introduce yourself. Tell us a little bit about ProSlide.Aaron  Wilson: Hi, nice to meet you. Thanks for coming in. I'm Aaron Wilson, Senior Vice President, Business Development, EMEA, with ProSlide. I've been with ProSlide for nine years. We're focused really on the design and innovation of rides. That's where we really form the nucleus of who ProSlide is.Paul Marden: Okay, so what are you launching here at this year's IAAPA?Aaron  Wilson:  Yeah, so let's walk over here to our model table. Where we have a large model of our newest feature, which is the Hive. We actually opened up two rides this year, one at Chimelong in China, the most attended water park in the world. Paul Marden: Wow. Aaron  Wilson:  And that's with a five-person family raft, everyone seated facing each other.Paul Marden: That's amazing. So you're going through this on a five-person ring kind of thing?Aaron  Wilson:  Exactly, a five-person tube. So it's a tight radius helix curve. So as you enter, you're entering into a completely open, basically cathedral space. But as you're dropping and turning very quickly, you're staying really stuck along the outside of the wall, feeling those centrifugal forces. And you have a 360-degree global view. So you're able to look forward, backwards, upwards, down. See everywhere where you came from and where you're headed.Paul Marden: It's amazing, isn't it? Because you've got transparent sides on it. So you can see outside as well.Aaron  Wilson:  Absolutely. And there's a ton of theming potential here. In the middle is a support structure. And so we're working on theming there in the middle, if we can. Special effects around the outside. In this case, it's transparent. Exactly.Paul Marden: You've got some amazing models on the table here. This is one of those rides that you can't really bring to IAAPA and experience in real life because we'd all have to be in our swimmers.Aaron  Wilson:  Unfortunately, yes.Paul Marden: But some amazing, amazing models. What's innovative about this? What's this bringing to the market, which is unusual?Aaron  Wilson:  So you have that 360-degree helix turn. We've completely opened it up. So normally in a turn, you can only see a few meters in front of you. In this case, it's a feature that's completely open as you're making that turn. And so you can see everywhere, right? Up and down, forwards, backwards. And that's really part of the differentiation. But obviously the biggest sensation is actually that experience you feel as you have those centrifugal forces around the outside. With a five-person boat, you're looking at about 800 pounds, and you're whipping around the outside, gaining tons of speed throughout. So it's really exciting. The additional interesting thing about this element is we're also doing a two-person tube and a small compact footprint.Aaron  Wilson:  So it's very adaptable for indoor parks or even outdoor parks that don't have a ton of space. That compact footprint gives a lot of flexibility in the design.Paul Marden: So you've got this in China at the moment, you say?Aaron  Wilson:  Yep, and one in the US. And there are a lot more to come in the next one to two years already programmed and open. So we're really excited about this for the water parks.Paul Marden: That's amazing. So we've been asking everybody to get their crystal ball out and tell us trends for 2026. Where do you think the market is going? What do you think that we can expect to see this time next year at IAAPA? Aaron  Wilson:  Water coasters. Water coasters are the big thing. Paul Marden: What on earth is a water coaster? Aaron  Wilson:  Yeah, well, let's head over here to another model table. We have a couple of examples here. So I would say, like in the last couple of years, specifically speaking about Europe, we've seen an amazing response to our water coaster technology using water propulsion. We call it the rocket blast.Paul Marden: Right.Aaron  Wilson:  And so what you have is a series of injectors placed along the uphill sections that actually push the boat uphill. That's amazing. And so with that technology, we're able to do a number of things. And this actually, this ride opened about a year and a half ago at Land of Legends in Turkey. This is, you know, one of the biggest things that will stand out to you here is, as you're looking around all the models, what's very common with a water park is you have—gravity-fed rides, meaning you climb a tower and use gravity to go down. Paul Marden:  This is very flat and long. Aaron  Wilson:  Exactly. This is built essentially on grade. There's no tower here. So, I mean, the first thing is accessibility. So now, as you know, there's no steps. You know, water parks are historically very difficult to meet accessibility. Paul Marden: Yeah. Do you know, I've never thought of that before. But of course, you need to climb the stairs to be able to get to the top of the tower.Aaron  Wilson:  So this case, this is called Turtle Coaster. And this is at Land of Legends. Our guests can walk or, you know, walk or wheel.Paul Marden: Yep.Aaron  Wilson:  As they want up this ramp. This is about four meters off grade. We have a little bit of a drop here. So this is a closed-circuit coaster, right? Meaning the guests are finishing and ending in the same location. Also something different from a water ride. Normally you're going up a tower and finishing in a pool. Here you're finishing and starting at the same location, much like a mechanical dry-growing coaster.Paul Marden: And this, just for listeners' benefit, this has got eight or nine turns in there. It's really, you know. It's going to be a normal coaster-type ride, isn't it?Aaron  Wilson:  This is a 420-meter-long coaster. You're looking at about a minute-and-a-half water ride, which is crazy. Most water rides are about 30 seconds, you know? So it's a really long experience. You have eight uphill last sections, along with what else is unique with our technology is we're able to incorporate these flat last sections. So much like a mechanical coaster has that launch element to it. We're able to do that with water propulsion. So right off the stop, you have this completely flat launch blast. Up, you're getting the elevation. You go around for 420 meters, a series of flying saucer features, uphill sections. Coming back into a water channel.Aaron  Wilson:  And landing in the landing pool, it picks you up on a moving station conveyor. So this conveyor is actually moving at a very slow pace. Guests are cutting off and getting back on.Paul Marden: This is not a lazy river, is it? That you're just sat around for a little while. This is going to hair around.Aaron  Wilson:  Absolutely not. And then here at Siam Park is another coaster here. We opened up in '23. Doolin. So you had two lanes.Paul Marden: Oh, wow.Aaron  Wilson:  And you're racing side by side throughout the experience.Paul Marden: That is amazing. Well, Aaron, look— it's been wonderful to meet you. Find out more about what you're doing here. Looks super, super exciting. I want to get my swimmers on and go and try some, but maybe not whilst we're here in Barcelona, but maybe one time soon.Andy Povey: So we're on the show floor again and I'm with Robbie Jones from Katapult. Robbie, please tell the listeners at home a little bit about Katapult, what you do with them.Robbie  Jones: So we design themed attractions, experiences and destinations. So that can be anything from theme parks all the way through to museums. And our— I guess our core competency is design stage, so pre-concept designs. We get involved quite a lot in theme parks that are very early stages. And my role in that is quite unique within the team of creatives and designers, in that I look towards the insights. So sometimes I work with feasibility partners to kind of pull together the economic requirements for a theme park or an attraction to exist. But more often than not, it's about the guest journey, the guest behaviour, how can we make the guest experience as best as possible by understanding information research that we might have already but also doing some primary research as well to make sure we're creating like that amazing moment for every person that walks through the door.Andy Povey: Fantastic. That sounds really, really impressive. Looking back over 2025, what are your key takeaways from this year so far?Robbie  Jones: Goodness, me. I think I'll speak with a lot of what the industry would say, which is it's been a little bit sticky in places in 2025. There's certainly been more maybes than yeses or nos in terms of projects. But I think we're starting to see things beginning to move. Someone's put some oil in the engine somewhere, which is great. And there's some really exciting projects coming up. Obviously, as a UK-based company, seeing the likes of Universal, Poodie Foo, setting up shop. It's going to be really interesting to see how that impacts not just the UK, but the European market as well.Andy Povey: I couldn't agree more. I really, really look forward to seeing that anticipated improvement in quality of experience that we'll get across the UK. So looking forward to '26 now, what are you anticipating as being the exciting things we're talking about in 12 months' time?Robbie  Jones: Gosh, I mean, I think there will be an element of a quiet time, I think, especially with the new build theme parks, whether that's in the UK or, of course, in the Middle East. I think there'll be an element of quiet that we need to get used to in terms of waiting to see what the next big thing is or the next IP that's going to be in those rides. But I certainly see a lot more positive vibes coming out of the industry. I think we'll see more exciting local experiences, maybe not just big global ones. And yeah, just on the horizon, maybe plenty more opportunity and positivity.Paul Marden: It has been my first IAAPA Expo, and I've had a whale of a time. And I am joined here by Peter van der Schans, the VP and Exec Director of IAAPA EMEA. Peter. Tell me a little bit about what the show has been like for you because I've had an amazing time.Peter van der Schans: Well, so did I. The funny thing is we've always worked so hard on these expos. It takes a hell of a lot of time and it all comes back in this one week. And once you exit that plane or train or however you arrive, you start in a bus and then it's over before you know it.Peter van der Schans: And the week is done and you fall in this big black hole. That's where we're going now. So it's been a wonderful week and it's great to see all our members and every industry leader that is visiting us. We're a small team at IAAPA. We're not a huge organisation, but we have our members supporting us. It's a team effort from both IAAPA and our members, basically. And it's only pride.Paul Marden: One of the most important parts of the show, I think, is the educational side of what you do. There's been a big educational program. Are there any big themes that you've spotted coming out of that education strand?Peter van der Schans: So the education program actually is built with our members and by our members. So, of course, we guide it and shape it. But it's actually done by our members. So it's our members saying, 'Hey, this is where I have issues with. This is the trends I see. This is where I think this is going, which makes it always accurate because we have that industry knowledge by our members.' So in that sense, what we saw this year, there's a lot of focus on AI, obviously, the hot topic nowadays. Paul Marden: It's not a single interview I do where somebody hasn't dropped AI into it. So it's a hot topic.Peter van der Schans: It's a hot topic. And I'm very curious also to see where it's going because right now, if you see execution, the focus is much on back office. For example, Parks Reunidos for example, shared on stage, that they can now predict their next, the next day in visitor numbers with accuracy of 93% which is perfect. Things like that. But I'm curious exactly to see how it's going to evolve in the future to the front end. So what is that visitor going to see in the future? Whenever I go to a theme park, for example, will I be recognised by my name? And if I ride a ride, will the animatronic know my name, for example? Things like that. I think there's limitless possibilities.Peter van der Schans: And we're just at the verge of the beginning. And it's also so, so, so excited about that education program that we share what we know and we work together to get to that point to make it better. Paul Marden: Yeah, absolutely. The collaboration in this sector is just amazing. And IAAPA is just the living proof of that. So many smiling faces. You know that there were competitors together on stands just chatting and enjoying. It's a really enriching experience seeing everybody work together.Peter van der Schans: It is, it is. And the funny thing is I've worked in this industry since I was 16. I started as a ride operator. I didn't know any better than when I had an issue when I became supervisor and manager that I could call the park at the other end of the country and ask, like, 'Hey, how are you dealing with this?' And they helped me. And then I worked at the cinema industry and suddenly I realised that that is not that common in all industries, to say it lightly. It was much more competitive and I didn't want to share anything and really opened my eyes in a way that I realised, like, 'hey, this is special'. And also made me realise that IAAPA plays a big part in that as well, as an organisation to bring all those people together, to provide that platform to work together.Paul Marden: Yes, the facilitators of the community, aren't you? I'm going to ask you a slightly controversial question here. Outside of show hours, what has been your favourite party or event? And you can name drop any one of them. It's absolutely fine. Nobody will be upset with you.Peter van der Schans: I must say the ballpark reception, obviously for the British people. Always good beers. The Tuesday events with the opening ceremony, where we really kick off the week. They made me dance again. I don't recommend watching that back, but that's always just a fun, fun morning where we really kick off the week with a big energy, with a nice connection to the host city as well. Peter van der Schans: It's always fun to work on that and to execute that, but also the evening event, the opening reception where we gather. Well, this year we had 1,400 industry professionals coming together and mixing, mingling in Tibidabo. Without rain, thankfully. Paul Marden: Well, yes, this is the thing. So I was watching the skies thinking this could go really badly wrong. The BBC weather forecasts were not looking good. Peter van der Schans: There's this tradition in Barcelona that you bring eggs to nuns and they make sure you'll have good weather. We did that. We brought three dozens.Paul Marden: Took a lot of eggs. There was a lot of eggs broken in the making of this party. But you did very well. We're at the end. And everybody gets to heave a big sigh of relief that the show's done. It's in the can. But there's also a touch of sadness and fondness looking forward to what comes next. So next year, what have you got coming up first? I understand there's something in the Middle East.Peter van der Schans: Yeah, absolutely. We actually last year at this expo in Amsterdam, we announced the launch of our newest expo, IAAPA Expo Middle East, which is actually the first time in IAAPA's history that we built a new expo from scratch.Peter van der Schans: Never done that before, our members and and people in the industry ask us year after year like, 'When is IAAPA coming to the Middle East?' Of course, there's a huge amount of investments going on in that region. It's crazy. And in that sense, we we simply listen to our members and decide that this is the time we need to go. And we're excited to get closer and closer to the actual launch of the event in March in 2026 in Abu Dhabi.Paul Marden: So March 2026, Abu Dhabi is our next event. But there is another event coming next year. IAAPA is coming to London, which I'm very pleased about. Tell me, is the planning all starting on Monday? Are you already a long way through planning? Plans you can share with me about what's coming up in London?Peter van der Schans: We will have an exciting program for sure, but we're not there yet with with the actual education programme. That takes a little bit more of time, but we do have the show Florencial already and that's looking to be another record-breaking show. What I think also remarkable is that we will have one third more education than we will have in our previous show. So we always had two conference rooms— we'll have three in London. So we'll have actually quite a big increase in our educational offerings as well.Paul Marden: That's amazing. I cannot wait. This has been my first IAAPA, but it won't be my last IAAPA. I think I can confidently say that. So grateful for you and the team inviting us along as Skip the Queue to be part of what you've been doing. We've had an amazing time and I cannot wait to see you again in London.Peter van der Schans: Thank you very much and happy to have you here.Paul Marden: We are here at the end of day three of IAAPA Expo Europe. We've had a wonderful time. Andy Povey: I'm broken. Paul Marden: Oh man, I'm going home a broken man. The voice is barely holding on. I am here with Laura Read from Marwell Zoo. Welcome to Skip the Queue, Laura.Laura Read: Hello. Thank you for having me.Paul Marden: Laura, what's it been like for you? What's the benefit of coming to IAAPA for you?Laura Read: So this is my first IAAPA. For me, this was all around looking at what's new for visitor attractions, what's innovative, what's coming up, and what could we potentially bring to the visitors of Marwell Zoo that might be exciting and might drive more visitors to come to us, really, ultimately. It's all about, for us, diversification, keeping the zoo product at the core of our offer, obviously, but seeing how we can augment that with other things.Paul Marden: So what can we expect? Is it going to be a 4D immersive ride experience? Water slides? Or are you looking for something that enriches the in-real-life experience for you? And it's a bit more low-tech.Laura Read: Oh, I'd love to put in like a water park. Do you know what? That's something like the coolest stalls. Like going around going, 'oh, I'd love to design a water park. That's so fun. No, no'. So for us, it's really about looking at sort of smaller, lower-level, new attractions that we can bring in, you know, we're primarily a family audience. So it's what do kids want to play on? You know, I've seen some really cool little ride-on Jeeps that we think would work really, really well because we also want to stay true to our ethos. You know, Marwell's built its reputation on our conservation work, our hands-on conservation work in the field, you know, reversing species decline and also around sustainability. So sustainability is really core to our offer.Laura Read: This is not about turning Marwell into a theme park or a water park or anything like that, because the animals are still very much the stars of the show, as is the conservation work. But it's about how we can best utilise our space to provide that density of guest experience. And I think seeing all the things here today. That's where the inspiration comes in.Paul Marden: I think it's really interesting, isn't it? Because when you take your kids to the zoo, you need some space. You need a palate cleanser between the animals, don't you? To give the kids time to burn off some energy, to do something a little bit different. And then they come back re-energised and you're hiding the vegetables. You're teaching them about the conservation efforts and all the really important stuff that you do, but hidden around lots of things that keep them happy and engaged in what's going on.Laura Read: Exactly. The problem with zoos is the animals— they don't care that they're the exhibits.Laura Read: And, you know, we are a primarily outdoor attraction. Extremes of heat, rainy days, animals disappear. We know that. We know that the perennial problem is: I didn't see any animals because we have really, really high animal welfare levels and standards. And if those animals want to go off show and take themselves off to bed or away from the public view, they all can and should and do. So we need something that can keep kids particularly engaged and entertained, hopefully getting across a bit of education and messaging as well at the same time. That's a massive tick in the box. But, you know, it fills in the gaps when those animals just aren't playing ball.Paul Marden: Yeah, absolutely. Andy, what's been the highlight of day three for you, mate?Andy Povey: So I think it's actually talking to Laura.Paul Marden: Such a charmer.Andy Povey: Let me finish. Let me justify. It's really picking up the fact that this isn't just a theme park show. Yeah. There are elements for everything you could possibly do any day out any attraction, even in any shopping centre or any place you go to where there's large crowds of people— so it's all of that kind of stuff. I think is it's refreshing to see it through someone else's eyes, through our conversations.Laura Read: I was going to say, 'I have to say,'  Before I was chief exec at Marwell, I ran a really large, shopping centre like retail, leisure, events, and destination. And I'm amazed that this is not on more commercial real estate people's radar. I look to see if there's anyone from a previous company here, then there isn't on the attendees list. And I'm like, 'Wow,' this is all the stuff that we should have been thinking about five years ago, ten years ago, when we were realising that diversification from a retail point of view is so important because of online shopping. So that's really interesting what you say. It's not just the theme parks.Andy Povey: No, absolutely not. It's all about the day out. And ultimately, that's all. We're all here to do is we work in a fun industry, and fun doesn't have to just be an amusement park.Paul Marden: Yeah, I found it really interesting. Seeing the things that I've seen has stretched my definition of what a visitor attraction actually is, because it is more than just a theme park. As you wander around and you see the different exhibitors, I was expecting to see... The ride designers and some of the really cool tech that I've seen. But there was other stuff that I've seen that I just hadn't expected.Andy Povey: No, I mean, I was chatting yesterday to a guy who supplies park benches and litter bins.  You see them everywhere. Paul Marden: I say the park bench thing. I remember when I was working at the Botanic Gardens in Wales as it was being built, the importance of the park bench and sitting on them. And they were beautiful park benches, but they were also super comfy. The importance of a park bench, like a good toilet, can't be underestimated.Laura Read: You can always tell someone who works in visitor attraction operations, when they go to any other visitor attraction, they take pictures of the bins. I think that is an absolute giveaway. When I go places with my family and the kids are there, taking pictures of animals or taking pictures of each other or whatever they're doing. And I'm there. Oh, I'm just gonna take a picture of that sign. You know, like.Andy Povey: I have another confession to make. I had a conversation with my wife who took the kids to an attraction a couple of weeks ago. And I was most distressed that she hadn't taken a picture of the till for me.Paul Marden: Oh, you would know what the part number and everything about that till, wouldn't you? Such a retail geek.Paul Marden: Laura, thank you so much for joining us on Skip the Queue. It has been delightful. I feel that there might be a full episode coming on, talking about the zoo, if you'll have me.Laura Read: Yes, absolutely. Bring it on. Paul Marden: Oh, wonderful. Thank you so much.Andy Povey: Andy, take me to the airport.Paul Marden: If you enjoyed this episode, please like and comment in your podcast app. It really helps more people to find us. Show notes and links to all our guests this week are available on our website, skipthequeue.fm. It's been a massive team effort to take Skip the Queue to IAAPA. A huge thank you to Emily Burrows and Sami Entwistle, Steve Folland and Wenalyn Dionaldo, Claire Furnival and Andy Povey, as well as Erica Washington-Perry and her team at IAAPA Global Communications.Paul Marden: Next week, we're wrapping up our IAAPA theme, talking to Choni Fernandez, Chief Sustainability Officer at PortAventura Entertainment, and Jakob Wahl, President and CEO of IAAPA. See you then.  The 2025 Visitor Attraction Website Survey is now LIVE! Dive into groundbreaking benchmarks for the industryGain a better understanding of how to achieve the highest conversion ratesExplore the "why" behind visitor attraction site performanceLearn the impact of website optimisation and visitor engagement on conversion ratesUncover key steps to enhance user experience for greater conversionsTake the Rubber Cheese Visitor Attraction Website Survey Report

The Rich Zeoli Show- Hour 2: 4:05pm- While speaking from North Carolina, Vice President JD Vance weighed in on ABC's Jimmy Kimmel suspension—noting, “What's the government action that the Trump Administration has engaged in to kick Jimmy Kimmel, or anybody else, off the air? Zero! Compare that to the Biden Administration where we found out just yesterday that conservatives on YouTube, and on a number of social media platforms, were being censored. That is real government censorship.” 4:10pm- A new report from the New Jersey Globe suggests NJ gubernatorial candidate Mikie Sherrill wasn't allowed to “walk with her graduating class in wake of a Navy Academy cheating scandal.” What was her exact role? New Jersey voters deserve transparency. 4:30pm- From the Oval Office, President Donald Trump signed a series of Executive Orders (including one which “saves” TikTok from being banned in the U.S.), answered questions from the press, and recapped his meeting with Turkish President Recep Tayyip Erdogan.

The Rich Zeoli Show- Full Show (09/25/25): 3:05pm- New data from Emerson College Polling suggests that Republican Jack Ciattarelli and Democrat Mikie Sherrill are now tied 43% to 43% in their head-to-head gubernatorial matchup. Meanwhile, National Research—which is considered one of the country's most accurate polling organizations, according to FiveThirtyEight—now has Ciattarelli running 1-point ahead of Sherrill. 3:10pm- A new report from the New Jersey Globe suggests NJ gubernatorial candidate Mikie Sherrill wasn't allowed to “walk with her graduating class in wake of a Navy Academy cheating scandal.” What was her exact role? New Jersey voters deserve transparency. 3:30pm- During a press conference on Thursday, Acting United States Attorney for the Northern District of Texas Nancy Larson revealed that the Dallas ICE shooter left behind several notes—making his intentions explicitly clear. She said he wrote about maximizing lethality and property damage to ICE personnel and facilities. It was also revealed that the shooter used “ICE tracking apps” to locate his target. 3:40pm- Rich plays a montage compiled by @WesternLensman on X which showcases Congressmembers Hakeem Jeffries, Dan Goldman, Pramila Jayapal, Maxwell Frost, Ilhan Omar, Jerry Nadler, Eric Swalwell habitually comparing ICE agents to the gestapo and terrorists and accusing them of “disappearing” people. 4:05pm- While speaking from North Carolina, Vice President JD Vance weighed in on ABC's Jimmy Kimmel suspension—noting, “What's the government action that the Trump Administration has engaged in to kick Jimmy Kimmel, or anybody else, off the air? Zero! Compare that to the Biden Administration where we found out just yesterday that conservatives on YouTube, and on a number of social media platforms, were being censored. That is real government censorship.” 4:10pm- A new report from the New Jersey Globe suggests NJ gubernatorial candidate Mikie Sherrill wasn't allowed to “walk with her graduating class in wake of a Navy Academy cheating scandal.” What was her exact role? New Jersey voters deserve transparency. 4:30pm- From the Oval Office, President Donald Trump signed a series of Executive Orders (including one which “saves” TikTok from being banned in the U.S.), answered questions from the press, and recapped his meeting with Turkish President Recep Tayyip Erdogan. 5:05pm- From the Oval Office, President Donald Trump signed a series of Executive Orders (including one which “saves” TikTok from being banned in the U.S.), answered questions from the press, and recapped his meeting with Turkish President Recep Tayyip Erdogan. 5:20pm- While appearing on CSPAN, Food & Drug Administration (FDA) Commissioner Dr. Marty Makary revealed that “we are going to approve a drug called Leucovorin for the treatment of autism.” Makary continued: "This is, I think, the most exciting part of the announcement...We are going to approve a drug called leucovorin for the treatment of autism, and it may help 50-60% of kids with autism." 5:40pm- Ex-colleagues warn that Keith Olbermann is “losing it.” Rich wonders, how is this a revelation? Olbermann has been unhinged for years! 6:05pm- On Thursday, President Donald Trump signed an Executive Order finalizing an agreement allowing American investors—most notably cloud-computing firm Oracle—to take control of TikTok's U.S. operations. Trump reached the agreement with Chinese President Xi Jinping earlier this week. 6:15pm- According to a report from The Wall Street Journal, the Department of Justice is weighing whether to charge former FBI Director James Comey for lying during his 2020 congressional testimony regarding the 2016 Russia collusion hoax. 6:30pm- A new report from the New Jersey Globe suggests NJ gubernatorial candidate Mikie Sherrill wasn't allowed to “walk with her graduating class in wake of a Navy Academy cheating scandal.” What was her exact role? New Jersey voters deserve transparency.

Gain a clear perspective on retirement planning in this episode of the Retire Sooner Podcast, hosted by Wes Moss and Christa DiBiase, where listener questions meet the latest financial planning insights. Discover practical considerations that can help inform decisions about your long-term financial strategy. • Examine how the Federal Reserve's interest rate cut may influence mortgages, loans, and stock market activity. • Understand why homeowners may appear “locked in” to current mortgage rates and explore potential shifts in housing trends. • Explore how the Fed balances inflation with employment data and what this could mean for your financial outlook. • Review historical stock market outcomes following Fed rate cuts near all-time highs. • Consider strategies for small business growth, including business checking accounts and high-yield options. • Compare dividend reinvestment with manual reallocation to assess approaches for your retirement phase. • Navigate backdoor Roth IRA contributions, conversions, gains, and tax-efficient dollar-cost averaging. • Address common retirement questions and explore planning steps that may provide financial clarity. • Benchmark savings against national averages and examine actionable retirement milestones. • Utilize spousal IRAs to maintain contributions while transitioning toward retirement. • Understand 72(t) IRA withdrawals and evaluate flexibility for early retirement considerations. • Assess ultra-high-yield ETFs and review the potential risks of concentrated portfolios. Listen and subscribe to the Retire Sooner Podcast to stay informed and explore considerations that can support your financial planning and retirement goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if jealousy isn't a flaw but a compass? In today's inspiring episode, Dr. Tarryn MacCarthy shows how envy can reveal your true desires, highlight hidden limiting beliefs, and prove what's possible for you. If you've ever said, “I could never do that,” this conversation may just change the way you see yourself and your dreams. Stop silencing your dreams. Let envy be your proof of what's possible and start building the life you know you're worthy of today.Show notes:(2:05) How your growth shifts relationships(5:24) Seeing envy as proof of possibility(11:00) Why advice doesn't fix helplessness(12:16) Two questions that transform jealousy(14:24) Empowered Owner Retreat: Freedom, clarity, and confidence for your practice and your life. https://thebizofhappiness.com/empowered-owner/(17:02) Breaking through limiting beliefs(20:19) Practicing new empowering thoughts(24:30) Why the world needs your dreams(26:22) OutroLearn more about:"Empowered Owner Live Event" - https://thebizofhappiness.com/empowered-owner/Release the overwhelm. Find more freedom and more profit by doing LESS. Because success should feed your soul, not steal your life. November 13 to 16, 2025 (The Diplomat Resort, Hollywood, Florida)________________IMPORTANT LINKS:Radical Happiness for Practitioners - https://thebizofhappiness.com/radicalhappiness/Connect with Dr. MacCarthy:Email: tarryn@drtarrynmaccarthy.comBook a call with Tarryn:https://api.leadconnectorhq.com/widget/bookings/happiness-and-prosperity-strategy-callUnlock your inner peace and reclaim joy in your profession with the Nervous System Regulation For Dentists Course: https://www.thebizofhappiness.com/calmPlease join my Facebook group, Business Of Happiness Hive, so we can all take this journey to find fulfillment and happiness together. Click here: https://www.facebook.com/groups/2047152905700283Where to find me:Website: www.thebizofhappiness.comFacebook: facebook.com/thebusinessofhappinessIG: @thebizofhappinessIt would mean the world to me if you subscribe, leave a review, and share this podcast with your friends, co-workers, and families. This will help the trajectory of this podcast and allow others who are seeking true happiness to find the podcast.

In this episode of REACH, we're joined by Tyler Macaulay, Senior Executive of Charter Sales at Quantum Jets, a private aviation company dedicated to making executive travel seamless, efficient, and stress-free. Quantum Jets' innovative mobile app and dedicated support team give Executive Assistants and advisors everything they need to plan private travel. Tyler brings insider expertise on everything from selecting the right aircraft to navigating private airports, coordinating timing, managing in-flight details, and even arranging for pet travel. Together, we'll demystify the world of private aviation, explore how it compares to commercial travel, and highlight common pitfalls to avoid when booking flights for your executive. You'll walk away with practical strategies and best practices to make private travel smoother and more impactful for both you and your executive. Sponsor: Quantum Jets – Seamless Booking and Trip Management Quantum Jets offers an all-encompassing platform designed to simplify private travel and make life easier for busy EAs. Leveraging Quantum's technology and dedicated support, you can: Compare multiple quotes side by side Communicate securely within the platform (no endless email chains or texts) Access over 1,500+ priced empty legs in real time Live flight tracking from departure to arrival, even on aircraft with blocked tail numbers that are usually not visible to the public Enjoy secure access to trip sheets and invoices anytime It's everything Executive Assistants need to manage private aviation for their executives, all in one place. ✨ Download the Quantum Jets app today (available on Apple and Android) and use code REACH to receive a $1,000 flight credit. For trips under $20,000, $500 will apply toward your first booking and $500 toward your next. For trips over $20,000, the full $1,000 credit applies to your first trip.  

Looking for a clear perspective on retirement, investing, and the economy? Wes Moss and Jeff Lloyd bring real-world conversations designed to add clarity and context to today's financial headlines. • Unpack the latest Fed rate cut and what it may mean for loans and markets. • Question what Jerry Greenfield's exit from Ben & Jerry's suggests about values-driven business. • Compare today's mortgage rates with record lows and see why many homeowners may feel “locked in.” • Understand the tight housing market and its implications for buyers and sellers. • Examine how markets have historically reacted after rate cuts, backed by data. • Reflect on the psychological effects of inflation and volatility, and explore ways to maintain perspective. • Apply foundational retirement planning principles like the 4% rule of thumb, the rich ratio, and diversification. • Revisit your financial plan to adjust for rising costs and shifting markets. • Explore why concerns about running out of money can affect savers at every wealth level, and what factors may ease those concerns. • Anticipate how potential stimulus and tax refunds could influence consumer spending. Stay informed. Stay engaged. Listen to the Money Matters Podcast today—and subscribe to keep your financial knowledge up to speed.

Paul Delair et Caroline Dublanche explorent les raisons et les conséquences de la comparaison sociale. Pourquoi ressentons-nous le besoin de nous comparer aux autres, que ce soit dans notre vie professionnelle, personnelle ou sur les réseaux sociaux ? Quels sont les impacts positifs et négatifs de ces comparaisons sur notre estime de soi ? Chaque soir, en direct, Caroline Dublanche accueille les auditeurs pour 2h30 d'échanges et de confidences. Pour participer, contactez l'émission au 09 69 39 10 11 (prix d'un appel local) ou sur parlonsnous@rtl.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

The Biggest Challenges When Scaling a Business (and How to Overcome Them)Scaling a business is never easy—especially when you're also planning for an eventual exit. In this episode of ValuationPodcast.com, host Melissa Gragg talks with Mark Howley, seasoned CEO and strategist, about the biggest challenges business owners face when scaling and selling their companies.They cover everything from chasing growth vs. focusing on profits, using debt wisely, building management teams, preparing for due diligence, and knowing when it's time to sell. If you're a business owner aiming to grow beyond $1M to $10M in revenue or preparing for a sale, this conversation is packed with insights you can apply right now.Welcome to ValuationPodcast.com—your go-to resource for navigating the world of business growth and valuation. I'm Melissa Gragg, a financial mediator and business valuation expert in St. Louis, Missouri. In today's episode, I'm joined by Mark Howley, financial strategist, CEO, and podcast host of The Mark Howley Show. Mark built, scaled, and sold his company and now shares candid insights on the real challenges of scaling, preparing for sale, and building businesses with lasting value. Whether you're growing past the $1M mark, aiming for $10M+, or planning your exit, this conversation offers practical lessons every business owner needs.Topics Covered:How to avoid “growth traps” and focus on profitabilityThe right time to hire leadership and delegate controlWhy due diligence uncovers more than owners expectGood vs. bad debt in business growthThe emotional side of scaling and selling5 Key TakeawaysProfit over Growth Hype – Scaling isn't just about getting bigger; it's about sustaining profitability and making calculated moves.Focus Over Diversification – Owners often get distracted by chasing too many markets; success comes from doubling down on core strengths.Build a Team That Replaces You – A business dependent on the owner has little transferable value; scalability requires strong middle management.Prepare for Due Diligence Early – Clean books, accurate inventory, and separation of personal vs. business expenses are non-negotiable for a successful sale.Timing Your Exit Is Critical – The best time to sell is when growth is strong, systems are in place, and the future looks promising to buyers.Q&AsQ1: What is the biggest mistake business owners make when scaling?A: Many chase growth at all costs, spreading into too many markets. The smarter path is focusing on profitable niches and building operational systems before expanding.Q2: Why should owners prepare their business for sale even if they're not selling?A: Buyers want businesses that run without the owner. Pre-sale preparation—like clean financials, a strong team, and documented processes—makes a company more valuable and easier to run.Q3: How can small business owners use debt wisely?A: Debt is useful when tied to revenue-generating investments (like marketing or production capacity). It's dangerous when used for overhead, perks, or non-essentials.Q4: What surprises owners most during due diligence?A: The depth of scrutiny. Buyers dig into financials, inventory, tax returns, and operations. Personal expenses hidden in the business often reduce value dramatically.Q5: How do you know if it's time to sell your business?A: Compare the lump sum offer to expected profits over the next 5–10 years. If the offer provides greater certainty and value than holding, it's likely the right time.Connect with Mark Howley:https://www.themarkhowleyshow.com/Connect with Melissa:Melissa Gragg   https://www.valuationmediation.com/Support the show

Why Bureaucracy, Hollywood, and the NRA Helped Serial Killers ThriveWhy does America remain the global epicentre of serial killers? In Part Two of Psycho Killer: Shocking True Crime Stories, Simon Ford and Jacques Morrell uncover how bureaucracy, pop culture, and gun culture shaped the rise of American serial murderers.From the FBI's behavioural profiling to the National Rifle Association's influence, from Hollywood's romanticisation of killers to the chilling question of whether Millennials and Gen Z will break the cycle, this episode digs deeper into America's darkest shadows.We examine cases where red tape let killers roam free, the dangerous glamorisation of Bundy and Dahmer, and how easy access to firearms made serial murder uniquely lethal in the United States.Support us on Patreon for just £5 a month.TranscriptWhat if the system that's meant to protect you is the very thing that lets a killer slip through the cracks? What if the weapons are legally bought and the warning signs ignored? What if Hollywood's obsession with serial murder isn't just entertaining, but prophecy? In Part Two of 'Why Does The United States Have More Serial Killers Than Any Other Country On Earth?' we ask: has America created the perfect breeding ground for serial murderers and psychopaths? And as we race towards 2030, is there still time to stop the next one? But before we dive in, a quick shout out to our friends at Podcast Today, that's podcast dot today. They featured our Ian Huntley episode, 'A Psychopath at School', in their Quick Listens category. If you love discovering new true crime stories, head to podcast dot today and see what else they've lined up. It's free, it's daily and it's curated just for you. Welcome back to Psycho Killer: Shocking True Crime Stories. I'm Simon Ford and I'm Jacques Morrell. If you haven't heard part one yet, hit pause and listen to that first. We explored the growth of suburbia, the aftershocks of war, and the cracks in American policing. Today, in part two, we widen the lens. Bureaucracies that enable killers. Pop culture that glorifies them, guns that empower them, and a generation that might just change everything. Welcome to NBC News Daily. This Tuesday, we're going to start with breaking news. Quadruple murder suspect Austin Drummond is in custody after an intense days long manhunt in Tennessee. Drummond was wanted for the killings of four people, all members of the same family. We've talked about fragmented law enforcement. We've examined the challenges of jurisdictional chaos and under-resourced police departments. But there's another, less visible force at play in the story of America's serial killers. Something deeper, something colder. Bureaucracy? Yeah. Killer bureaucracy. It might sound like the title of a dystopian novel, but in real life, it's one of the quiet enablers of mass murder. Behind many of America's most notorious cases, you'll find crucial opportunities missed, not through lack of intelligence or even intent, but because the gears of the system ground too slowly or didn't turn at all. I think Mr. Little will get his final judgment. Before he died at 80 year old Samuel Little sketched the faces of the women he killed. And I'm sure these jurisdictions will go and try to connect the dots to deal with what he's come to. Take Samuel Little, for example. Officially recognised as America's most prolific serial killer. 89 confirmed victims, possibly over 90. He operated across state lines from the 1970s into the 2000s, murdering vulnerable women, mostly women of colour. And yet, for decades, law enforcement agencies failed to connect the dots. Why? Well, part of it is what we've already discussed decentralised policing. But even what agencies did have the information, there was no unified system compelling them to share that information in a usable way. For much of Little's killing spree. His victims weren't even being recorded as linked cases. And here's the irony. In 1985, the FBI launched ViCAP, the violent criminal apprehension program designed specifically to catch serial offenders by identifying patterns in unsolved cases. But ViCAP was optional. Local departments weren't required to use it. Many didn't. There are 60 confirmed victims so far. Authorities will continue the hunt for the dozens of others. It won't stop, even though little is dead. You know, you just take in for what it's worth. And people like me live with that. And that's bureaucracy for you. A powerful tool. Locked in a cupboard. Because nobody mandate the key. The FBI is still actively searching for information to connect the dots in several of Little's murders. If you have any information, call this number one 800. Call FBI. The weekend I picked up a woman backpack, I weighed. And Matthew was next to me in the seat, and she hopped in. And then two and three. And my son was there, and I killed her. They'll. Sure my son didn't see it, but that only happened one time. So why didn't you do it again? I didn't want my son to see it. And that brings us to something that should chill. Anyone listening to this? In the case of Gary Ridgeway, the green River killer, dozens of women died while multiple police departments worked in silos hoarding information. Detectives even suspected Ridgeway early on. But internal politics and procedural rigidity meant he slipped through their fingers. He kept getting interviewed, kept passing polygraphs. He even gave a cheek swab DNA sample in 1987, but they didn't have the resources to process it properly. Not until the early 2000. That delay. It wasn't because no one was working the case. It was because the system was working exactly as designed, just too slowly. And there's something tragic about that. These weren't rogue officers. This wasn't corruption. This was paperwork. Process. Budgetary constraints. Misalign and incentives. In short, bureaucracy. Now, let's be fair. There have been improvements.   ViCAP is more widely used now. DNA databases are better integrated, but there's still no national mandate for data sharing in violent crime investigations. You've still got over 18,000 separate law enforcement agencies in the United States, and no centralised leadership structure. Compare that to the U.K., where a single body like the National Crime Agency can operate across the country. Or Canada's RCMP. In the US, you've got sheriff's departments, city police, state bureaus, federal agencies all working side by side, just not always together. And it's the gaps in those seams where monsters slip through. The killer may be holding the knife. But too often the system is holding the door. So what can be done? That's the million dollar question. Reform, decentralisation,  improved training, cross-agency collaboration. These are all part of the conversation. But until bureaucracy becomes more nimble, more coordinated, and more accountable, serial killers will keep finding places to hide. And we'll keep digging into the stories. The stories that reveal just how much damage can be done when no one is steering the ship. It's a firearm in the course of that murder, which is a violation of Penal Code section 12-0-22.5. Do you admit or deny that? I admit. It is further legend in counts 2 through 13... Now we're going to talk about the elephant in the room. The Second Amendment. It's just 27 words long and ratified in 1791. A well-regulated militia being necessary to the security of a free state, the right of the people to keep and bear arms shall not be infringed. At the time, the fledgling United States didn't have a standing army. The founders feared tyranny from without and within. The idea was that every able bodied citizen could take up arms to protect the Republic. But here in the 21st century, bearing arms has morphed into something far more removed from that original context. You don't need to be in a militia. You don't need to register your guns. In many states, and in some places, you don't even need a background check at a gun show. That's not what George Washington had in mind. And if you think we're anti-gun, then hold that thought, because there is an irony here. In a country with a disproportionate number of serial killers, maybe owning a .38 revolver for home defence is, well, just plain common sense. Let's get forensic. Do serial killers actually use guns? Statistically, no. Most serial killers prefer up close and personal methods. Strangulation, blunt force knives. Because for many of them, it's not about killing. It's about control. Exactly. Ted Bundy used a crowbar. Jeffrey Dahmer drugged his victims, then strangled them. John Wayne Gacy, he used rope, torture and pain. A lot has happened in just the past 24 hours as the sniper manhunt literally went nationwide. It began with a task force phone tip from someone claiming responsibility for the sniper killings. One of the few exceptions was the D.C. sniper case. In 2002, John Allen Muhammad and Lee Boyd Malvo. They used a Bushmaster .223 rifle hidden inside the trunk of a blue Chevy Caprice. Random, distant, terrifying but isolated. Don't forget that most serial killers want that proximity. They want intimacy. And that's what makes them so disturbing. They're not looking to pick off targets at a distance. They want to look you in the eye. Police in Nashville are releasing this chilling surveillance video showing the terrifying moments the shooter blasted their way into the small, private Presbyterian school. But while serial killers themselves rarely rely on guns, the wider epidemic of gun violence in America is impossible to ignore. The video also shows the armed person entering a church office and later stalking the halls with an AR-style weapon drawn. Become a supporter of this podcast: https://www.spreaker.com/podcast/psycho-killer-shocking-true-crime-stories--5005712/support.

Ever felt that gut punch when you see someone else living the life you want? Maybe they've landed your dream job, bought your ideal house, or achieved the business success you're chasing. It feels awful—like proof that you'll never get there.In this episode, I'm showing you how to turn those painful feelings of envy and comparison into fuel for your own growth. You'll learn the two key questions to ask yourself when envy strikes, how to challenge the scarcity mindset that keeps you stuck, and most importantly, I'll teach you how someone else's success can become your roadmap, not your roadblock.Get full show notes, transcript, and more information here: https://schoolofnewfeministthought.com/424Mentioned in this episode:DOORS ARE OPEN: The Socratic Coaching Method AcademyCoaching or thought work has changed your life. And you've been secretly dreaming of becoming a coach. Now's your time. The Socratic Coaching Method Academy teaches you to employ psychology, social theory, and somatics to change your clients' lives – and your own. Ready to learn more or enroll? https://the-school-of-new-feminist-thought.captivate.fm/scmaClick here to enroll in The Socratic Coaching Academy

Compare and contrast as ACB and Sotomayor ride (media) circuit. ----- Amy Coney Barrett and Sonia Sotomayor are both hitting the talk shows and it's highlighting how awkward the nation's relationship with the Supreme Court really is. Barrett went on Fox and accurately stated that the Constitution prohibits Trump running for a third term. Then the host offered a "wink wink" prompt and she started backpedaling. Meanwhile, Sotomayor went on Colbert and bent over backward to give her conservative colleagues the benefit of the doubt, requiring Colbert to step in and remind us of the fire in Sotomayor's dissent. Two very different media hits, but a consistent reminder that the justices just aren't willing to forge a genuine connection with the public over media. Also, Ropes & Gray maintains a single-tier partnership (for now) and Megan Thee Stallion case introduces the world to process servers taking things up a notch.

Compare and contrast as ACB and Sotomayor ride (media) circuit. ----- Amy Coney Barrett and Sonia Sotomayor are both hitting the talk shows and it's highlighting how awkward the nation's relationship with the Supreme Court really is. Barrett went on Fox and accurately stated that the Constitution prohibits Trump running for a third term. Then the host offered a "wink wink" prompt and she started backpedaling. Meanwhile, Sotomayor went on Colbert and bent over backward to give her conservative colleagues the benefit of the doubt, requiring Colbert to step in and remind us of the fire in Sotomayor's dissent. Two very different media hits, but a consistent reminder that the justices just aren't willing to forge a genuine connection with the public over media. Also, Ropes & Gray maintains a single-tier partnership (for now) and Megan Thee Stallion case introduces the world to process servers taking things up a notch. Learn more about your ad choices. Visit megaphone.fm/adchoices

Support the Show: Patreon.com/thebpdshow

Title: From Hustle to Holdings: The Smarter Path to Passive Wealth With J. Scott Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley discusses the importance of transitioning from active to passive income with guest Jay Scott, a seasoned real estate investor. They explore various investment strategies, the significance of due diligence in syndication, and the differences between house flipping and multifamily investments. Jay shares his journey from tech to real estate, emphasizing the need for teamwork in multifamily projects and the importance of understanding market conditions. The conversation concludes with actionable insights for listeners looking to create financial freedom through passive income. Links to watch and subscribe: https://www.youtube.com/watch?v=V26Rze2S9TM Bullet Point Highlights: Active income is trading time for money, while passive income allows for financial freedom. Investors should focus on the highest and best use of their time. Flipping houses can be tedious and may not be the best use of time for high-income earners. Transitioning to multifamily investments can provide more control and cash flow. Market conditions can significantly impact investment strategies and outcomes. Due diligence is crucial when vetting syndication sponsors and deals. Understanding the underwriting process is essential for passive investors. Building a strong team is vital for success in multifamily investments. Investors should seek to understand the risks associated with their investments. Passive income allows for a lifestyle centered around family and personal interests. Transcript: Seth Bradley (00:10.188) What's going on, law nation? Welcome to the Passive Income Attorney Podcast, your favorite place for learning about the world of alternative passive investments so that you can practice when you want to and not because you have to. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com to download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate investments. All right, let's talk about   the highest and best use of your time. We've talked about active versus passive income and for good reason, they are completely different. They're on opposite sides of the spectrum. When we talk about active income, we're talking about your job as an attorney, as a doctor or a business owner, where you trade your time in for money out. Depending on your skill set, background, education, work ethic, et cetera,   You know, this could be a great use of your time or it could be a terrible one. But when most people think about getting into real estate investing, they're torn. Should you do a fix and flip like you saw on HGTV? Should you invest in a REIT like your financial advisor and Charles Schwab told you to do? Should you buy a single family rental or invest in a syndication? There are endless options so I can understand why it's so confusing. Well, start with this.   ask yourself, what's the highest and best use of my time? If you're thinking about doing an HGTV fix and flip and your partner at a big law firm, for example, is that flip really the best use of your time? And don't be mistaken, a flip is transactional and it is active. So will you make more per hour on that fix and flip than you would at your job?   After you factor in the learning curve, the deal sourcing, the headaches, what it takes away from your job and everything else, it's not even close. Unless you truly love doing it, which some people do, it just doesn't make sense for high income earners. You should be focusing on transforming the income you earn actively into passive income streams. At different levels on the passive scale, that could very well be a single family rental or an Airbnb.   Seth Bradley (02:34.26) or could be passive investments into commercial syndications. But if you truly want to obtain financial freedom as quickly as possible, don't create more time consuming activities that aren't as fruitful as the active income stream that you already have. Focus on passive investments until you are financially free. And then you will have the freedom to transition or not into any   active activity you have a passion for. Today, we have a very special guest, Mr. Jay Scott of Bigger Pocket fame. Jay is an entrepreneur, investor, advisor, and the co-host of the Bigger Pockets Business Podcast. He has bought, built, rehab, sold, syndicated, and held over $70 million in residential property, and currently owns several hundred units. Jay is the author of four bestselling books on real estate investing,   with sales of over 300,000 copies. Get really excited for this, folks. You're in for a treat.   This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley.   Jay Scott, what's going on, brother? Welcome to the show.   Scott (04:09.196) Thanks. Appreciate you having me here Seth.   Absolutely, man. Appreciate you taking the time out of your day, We've got a little bit of history, but let's jump into your history, man. What's your story? Tell us about your background. Take it back as far you'd like to.   Yeah, I'll keep it short because nobody really cares about what I used to do. So I'm a tech guy by education and former trade. I worked in Silicon Valley for a long time, spent about 15 years doing the engineering thing and the product management thing. 2008 decided to get married. My wife and I, she was in the tech world also. We decided to leave and do something different so we could start a family.   focus on our family. Basically, we were both working ridiculous hours and it just wasn't sustainable if we wanted to start a family. So put our jobs in 2008, moved to the East coast, ended up flipping houses. Long, boring story about how that started, just kind of serendipitous. We didn't really plan it, never really considered real estate, but fell into flipping houses. Over the next eight years or so, we flipped about 400, 450 houses, was great. It ended up being the,   next career we were looking for, it gave us the flexibility to kind of raise our kids and never have to miss a soccer game or a piano recital, which was fantastic. But then around 2017-ish really got burned out on flipping houses and that's when I started to look for some new stuff to do. and that kind of leads me into what I've been doing the last few years.   Seth Bradley (05:41.742) That's awesome, man. That's a ton of houses you flip, man. think that that's, know, a lot of the folks who've been in the game for a long time, they've heard you speak on, you know, on bigger pockets and all of that. So, you know, what attracted you originally to house flipping rather than, you know, buy it holds or anything like that?   So I'll be honest, I don't love real estate. I love business. I'm a business guy. like when I was even when I was in the tech world, I got my MBA and I did some business development and I moved from the engineering side to the product side where I could be more involved in the business stuff. And I'm a business guy by heart. And that's what I love doing. So when it came to flipping houses,   For me, was, I could have been buying and selling anything. It ended up being houses. And again, not an exciting story. mean, literally the story was my wife was watching a show on HGTV with some people flipping houses and she said, let's give that a try. Just as kind of like a fun thing to do on the side while we were waiting for our wedding to come up. So it wasn't something that I ever thought about or planned to do. It just kind of happened.   And so if it weren't flipping houses, it would have been buying and selling something else. would have opened a restaurant or I would have opened a retail store or who knows what I would have done. But for me, the challenge was in the business. It wasn't the real estate piece of it. And so I've always enjoyed the scaling part. So yeah, flipping a house is great. Flipping five houses is great. But I always wanted to know, how do I go from flipping five houses to flipping 50 houses in a year? What are the systems and processes I have to put in place?   how do I build that type of business? That to me is what's exciting. And so for me, it's always been about not the real estate part of it, but about the building the business part of it.   Seth Bradley (07:25.248) I love that man. I don't think I've heard anyone just come out and say that, even though a lot of people are probably in the same boat as you that, you know, you don't have to love real estate to recognize that it's a great business. Right. Yeah. So that that's awesome. So tell me a little bit about your, your transition and what you're doing now, your current business, how you kind of progressed from house living to what you're about to tell us about.   Yeah, so 2017, I just got really burned out on flipping houses. It was good to us financially. We got good at it. I wrote a bunch of books on it, but I'll be honest, it was never fun. And as the years went on, it just ended up getting more tedious. I felt like I wasn't learning anything new. It was revising processes and creating new systems. it was fun, but I needed some new challenges.   So 2017, I decided, okay, done with flipping, actually went and started doing some business stuff. So I do some advisory work for some tech companies. I do some angel investing. And so for a few months, I actually considered getting out of real estate altogether, focusing on other business pursuits. But I actually, what I realized was that I didn't like the nuts and bolts of real estate. I liked the mechanics of real estate.   I loved the negotiation piece. I loved the asset management piece. I loved the putting deals together piece and I was good at it. And so while I really didn't wanna be flipping houses, didn't want to be involved in the day-to-day aspects of managing the projects. I enjoyed the deal part of real estate. And so in addition to that, after I stopped flipping, I had all this cash.   And I was like, okay, what am I going to do with this cash? I was using it to flip houses. We were doing 50 houses a year. It's put a lot of cash to work. Now I had all this cash. I'm a control freak. do invest in other people's syndications, but I don't sleep well at night when all my money is being managed by other people. So I said, how do I kind of take back control of my own cash as well as kind of get back into real estate? What can I do in real estate that I would enjoy? And now I can also deploy a bunch of my own cash. And what I realized was multifamily.   Scott (09:38.648) That was a great opportunity. And I had been thinking about multifamily for a long time. But what I realized was from the syndication side of multifamily, could, one, I could have the control. could be a general partner. could control the deal. I could put the deal together. I could manage the deal. But also I could come in on the limited partner side as an investor. And it was a great place to deploy my capital. So I could deploy my capital in deals that I had full control over. So 2017, I decided I wanted to get into multifamily, probably wanted to get into syndication.   I reached out to a friend of mine, Ashley Wilson, who managed a company called Barred Down Investments. She and her husband had started the company a couple of years earlier. They were doing exactly what I wanted to do. And so I reached out to Ashley and I said, hey, I would love to learn multifamily. I don't expect you to like just take all this time and teach me so I can often be your competitor. But here's what I am willing to do if you're willing to do this. I will come work for you for a year.   And in that year, you've got all my time, you've got all my energy, you've got all my knowledge, you've got all my contacts, I'll put money into your deals, whatever it takes. You mentor me for a year, you've got my commitment for a year. After a year, we can figure out if like, there's a place for me on the team or if I'll go off and do my own thing. But basically, let's work together for a year. And she loved that idea. mean, I think she liked the fact that I was really good with the systems and the processes and the operation stuff.   And I obviously loved the fact that I could jump into a team that was high functioning, already owned a lot of properties and was doing deals. So for the next year, I worked with her team. It took about a year and a half before we finally did a deal. But 2020, just before COVID, we started putting together a deal. That deal went really well. Ashley and I realized that we were like, just we made a great team.   We had a bunch of complimentary skills, the things that she was really good at, I wasn't, the things I was really good at, she wasn't, it was just a good partnership. Around the same time, her husband decided that he didn't really want to be doing real estate anymore. He kind of wanted to be a stay at home dad. He liked helping with the business. He ran the underwriting team and he did a lot of the analytics, but he didn't want to be a partner in the business anymore. So about a year and a half ago, Ashley came to me and said, Hey, would you want to join me and be a partner in the business?   Scott (11:57.678) 2020, 2021-ish. Ashley and I joined forces. She and I now run bar down investments and we do value add multifamily all around the country.   That's great man, said you weren't having fun anymore, you having fun now?   I'm having a ton of fun. And I think the big difference between then and now is when you're flipping houses, flipping houses is a very, it's a solitary venture. Yeah, you have contractors around you and you have eight real estate agents and you have closing agents and lots of 1099 people, lots of vendors and people that come in to help you. But at the end of the day, you're running the show. You're doing the four big things that you do when you flip houses.   you're acquisitions or you're running acquisitions, you're doing the rehab or you're running the rehab, you're doing the disposition or managing the disposition and you're raising the money. mean, all four of those things, you don't generally have a big team to do those things because it's just hard to scale a big team when you're flipping houses. The profits aren't there, the margins aren't there. Unless you're doing real high-end houses, the deal size isn't there. But in multifamily, the thing I love about multifamily is it really is a team sport. When you're doing it,   $10 million deal or a $50 million deal, it's not something that I could ever do myself. It's not something anybody or very few people can do themselves. Typically you have to be part of a team because things are very specialized. mean, the acquisitions piece, you need some of the best acquisitions people in the world to be finding deals in this market. The renovation piece to be renovating a 200 or 400 or 600 unit apartment complex, it's not like flipping a house. You need to have really good systems and processes. need to...   Scott (13:36.448) really know the renovation side of things. Managing the property, I mean, you have to know the asset management side. You have to know how to carry out a business plan. You have to know how to increase and reposition rents. You have to know how to decrease expenses and improve the efficiency of the management. And then on the sales side, that's a whole other world where you have to really know the market and be able to work with the brokers and know how to position the company for sale. And then finally, there's that raising funds piece.   And that's a whole world by itself, whether you're dealing with raising debt through a broker and you're going like just typical, like getting loans, or you're going out to private investors or institutions and you're raising equity, people that come in as partners. And I mean, that's a full-time job in itself, those two things. So when you do multifamily, you really need to figure out what are you great at? And then you need to surround yourself with people who are great at everything else. And so that's what I loved about multifamily. It allowed me to focus on what I was really   and then bring in people who are literally the best in the world at all the other stuff. And now it becomes a team sport. It goes from playing tennis to playing basketball. It goes from being yourself reliant and you have to do everything and be the best versus you have to be able to put together the best team and manage that team in a way that not only is everybody fantastic, but working together, they're better than the sum of their parts.   Yeah, yeah, that's fantastic, man. The whole team game part of multifamily and commercial real estate. It's really interesting because when you get into other businesses, it feels more competitive and kind of like if you if you have the secret sauce, you keep it close to your vest. You don't you don't tell everybody about it. Whereas when you're in this commercial real estate world, everybody's sharing ideas. Everybody's trying to partner. Everybody's trying to see how they can help you rather than just looking about, well, how can you help me kind of?   I call it, I'm gonna get in trouble here, but the Hollywood mentality where it's like, what can you do for me? Oh, you just drive a three series, you probably can't help me. So it's a different attitude.   Scott (15:41.294) Absolutely. I like to refer to it as co-op petition. It's like there are deals that you're going to do with other people and then there deals you're going to do yourself and you may come back to those people later. You may never come back to them, but everybody kind of looks out for each other because you never know when you may end up in a deal with somebody that previously you were competing against. And so anytime that you're not in a deal with somebody, you're still treating them as if, the next deal we could end up being partners. And the deal after that, we could end up being partners.   because it really is, it's a small industry, everybody knows each other. we really, again, going back to the sum of the parts is greater than the parts themselves. mean, working together, we can really do a whole lot more than if we just are purely competitive and try and take each other down.   Yeah, absolutely. And I think kind of going back, there's a lesson to be learned about how you were transitioning from house flipping and you were the best at it. And then you're like, okay, I want to go into multifamily and a syndication. You went and you sought out someone that was already in the game that knew what they were doing, that had the experience. And you said, what can I do to help you? What value can I bring to you to help you so you can teach me what you've done? And there's a lot of value to be found in that lesson for folks that are trying to   you know, get into the active side. A lot of listeners out there are passive investors already and they're, you know, maybe thinking about, maybe I want to do in the active side. And they're like, well, what can I do? Cause a lot of attorneys, especially in doctors and folks like that, they think they have this one track mind. They're only trained to do one thing. And they're like, what value can I provide as somebody else? But there are a lot of skills that you've learned in your W2 profession that you can apply to help other folks that are already in the industry.   Absolutely. I mean, I talk about it a lot, but even outside of real estate, I do a lot of advisory work and I'm still pretty active in the tech world. And I find companies that kind of bridge that gap between technology and real estate. all know about the Zillows and the Airbnb type companies. There are a lot of startup companies in that space too called property technology type companies. so...   Scott (17:46.998) I love to use my experience, my knowledge, my relationships to go into those companies and help them grow their companies. In return, I'm not an employee. I'm not even a 1099 contractor. In return, I'm getting equity so that if I can help make them successful, ultimately my equity is gonna be worth something. I'm gonna be successful as well. And so what I like to tell everybody like figure out what you're good at and then figure out who needs that expertise.   and then figure out how you can offer that expertise in a way that isn't trading necessarily hours for dollars. Figure out how you can trade your expertise, your knowledge, your Rolodex, your whatever it is for equity or potentially passive income so that you can grow potentially many fold as opposed to I charge $200 an hour or $300 an hour. mean, everybody loves $300 an hour, but the minute you stop working, you stop making that money. But if you can get equity, that equity can work for you for a while.   Yeah, absolutely. And it's tough for a lot of the WTs out there listening, they're highly paid professionals. It's tough to get off of that treadmill. For some folks it's easier because they're not making as much money, but for the lawyers, the doctors out there that are making a good amount of money in their profession, it's tough to try to see, you know, to stop trading time for money. But you've got to kind of see through the weeds there.   Yeah, well, what I tell people is, there's two types of income. There's your active income. That's the stuff that you're trading your time for, whether you're a doctor or a lawyer or an engineer or you're a house flipper or you're a consultant or you're a small business owner, whatever it is, that thing that when you stop working, you stop making money. And then there's a passive income. It's the thing you trade money for money. So you put your money out there and hopefully it continues to come back to you for the rest of your life or at least the next several years.   And so what I like to tell people is don't think about those the same. Those are completely different. figure out for your active income, figure out what the highest and best use of your time is. If you're gonna make more money as an attorney than you are flipping houses, don't flip houses just because you eventually want to retire on real estate. You can always use real estate for the passive side of things, but if you're gonna make more dollars per hour as an attorney or a doctor or a consultant, then do that because you wanna get out of that active income as quickly as possible.   Scott (20:05.9) And the way you do that is you make as much as you can and you move it over to the passive side. So focus on whatever it is that's generating the most dollars per hour for a shorter period of time so that you can then start moving that money over to the passive side and start building up the passive side. don't, people ask me all the time, should I flip houses or should I buy rentals? And I'm constantly telling them that's not the right question. Flipping houses is your active income. Compare that to all the other.   potential active incomes you can have. And rentals is passive income. Compare that to all the other passive investments you can make. And so don't say flipping houses or rentals say, should I be flipping houses or should I be an attorney? And don't say, I be flipping houses or rentals say, should I be doing rentals or should I be investing in syndications or dividend generating stocks or something else? And think of them very differently. then secondly,   Make sure as much of that active income as you can, move it over the passive side so that you can start that snowball rolling. I compound interest is the key to financial freedom. And the sooner you can put more money to work, the faster it'll compound and the sooner you can start to live on.   Yeah, I love that man. mean, lot of folks, you know, calls that I take, they're like, hey, they're attorneys. Should I quit my job or how do I quit my job? I'm like, if you want to quit your job, don't be hasty about it. First of all, you're probably making a good amount of money in your active income. You just need to figure out a way to transition that active to passive income and don't just quit your job. It's very difficult to flip houses, to do an HGTV fix and flip while you're working at a big law firm or something like that full time.   I tried to do it, I didn't do it very well. You're not even gonna make it nearly as much money as you would as a doctor, as an attorney, unless you get to level like you did, Jay, but that takes time and that takes a buildup of accumulation of skills and money to be able to get to that level.   Scott (22:05.826) Yeah, I mean, at the end of the day, it's a math equation. mean, your passive income or your ability to build up enough income to be able to retire, whatever your number is, is based on how much can you put in per month into that wheel, that passive income growth machine? How much are you generating every year on what you're putting in? So what do your returns look like? And three, how long do you have to compound it?   And so everybody can go out into a compound interest calculator and say, okay, I have $5,000 a month that I can invest passively and I can return 12 % per year and I need $6 million to retire. Well, based on those three numbers, you can now figure out that fourth variable, is how long is it going to take? And so figure out how much do you have per month to put in? What's the rate of return you can generate and how much do you need? And that'll tell you how long it's going to take or   figure out how much you have to put in, how much your return is gonna be and how long you wanna spend. And that'll tell you how much you'll end up with at the end, either way you wanna look at it. But again, it's a pretty simple math equation, but too many people don't actually do that equation where they don't think about it until too late and they think, I wish I would have taken that $5,000 a month that I was spending on my second home in the Bahamas and put that into real estate so that I could have been.   compounding it and so now I could buy that home for cash five years or 10 years later.   Absolutely. Attorneys hate math, but I think they can handle that little equation. I want to take a step back for a minute because you got into house flipping in 2008, which is kind of like around the big crash. And now we're kind of at the height of a market. We don't know where that height is going to end, but we're definitely in it. Right. So can you maybe compare and contrast getting into, let's say,   Seth Bradley (24:01.652) one real estate venture in the middle of a crash compared to getting into another venture kind of towards, towards the upswing.   Yeah, so it's one of the reasons I like multifamily and I like commercial and I like syndication. Anytime you're doing purely transactional deals, buying something and then selling it, not generating any cashflow in between, you run a risk. If the market turns in the middle of the transaction, you're gonna lose money and you don't have a lot of ways to mitigate that risk.   Whereas if you're buying something like an apartment complex, or even if you're buying a rental property, or you're buying a self-storage complex, or you're buying anything that cash flows, the nice thing is if the market turns, you may not be in a great position. You may not be thrilled with what's happening with the value of your assets, but if you're still generating cash flow, you can weather that storm. Maybe it's gonna take, the average recession lasts about 18 months. And so if you can make enough income that you can keep yourself afloat for 18 months, or maybe   it's a horrible recession and it lasts three or four years. If you're still making income and you can keep yourself afloat for three or four years, the market's gonna come back. And so when we do our multifamily deals, yeah, we typically say we're planning to hold three to five years, but we also do all the underwriting to ensure that if we have to hold for six years or eight years or even nine or 10 years, that the numbers still work because.   Again, who knows what's gonna happen three years down the road, we could have a major recession that lasts four years and now we're seven years down the road. I wanna know that my multifamily investments in seven years, they're probably gonna be producing more cashflow. We're probably gonna see more growth in terms of population. We're probably gonna see more growth in terms of employment. Hopefully we're gonna see more wage growth once we come out of that recession. So all the economic indicators that kind of lead towards value growth in multifamily,   Scott (25:58.486) are going to happen over those seven years if I can just get my property seven years and not lose it. With a flip, well, I'm not generating any income. So if the bank calls the loan due or if my two-year loan comes due and I can't refinance, I'm screwed. But in a multifamily, I just waited an extra couple of years and I'm probably in a better position than I was anyway. So that's one of the reasons I love multifamily because we can't predict   what the economy is gonna do in the next couple of years. But I do know that whatever the economy does, it's probably gonna come back in the next five or 10, and I'm still gonna have the problem.   Yeah, yeah, that's great. That kind of rolls into this next question. How does a passive investor that's kind of vetting a sponsor, how do they check kind of the boxes to see if their sponsors are taking the extra measures to look into those risks that you just mentioned, to mitigating those risks, to taking those risks into account in their underwriting and things like that. How can they best vet the sponsor to make sure that they're thinking of those things?   So I invest in a lot of other people's syndications as well as my own. And so when I do that, I kind of look at five areas for due diligence anytime I invest in a syndication. Number one is the team. And that's probably the most important thing. For a lot of people, I have been pleasantly surprised that a lot of our investors have recognized that team is the most important aspect of the deal. I know in the flipping world, everybody was concerned about the deal. Nobody cared about   what was my experience, but in the multifamily world, a lot of investors recognize that the team has to be great. So number one is the team. Number two is location. Location is often overlooked, but at the end of the day, the thing that's gonna drive value for multifamily and for commercial real estate in general is gonna be population growth. So you want more people coming into an area, employment growth. So you want more employers coming into an area that will bring more people in. You want wage growth because that will ultimately drive rents up.   Scott (28:06.082) and you want employment diversity. You wanna know that if one industry takes a big hit, so for example, we invest in Houston, but we won't invest in the energy corridor of Houston because it's so reliant on oil and gas, that if the oil and gas industry took a big hit, the real estate around there would probably take a big hit. So we wanna see that there's good employment diversity. But at the end of the day, location is that next big thing. So team, location, number three is the deal itself.   So you need to know that the deal is gonna stand on its own. I wanna know that if I took a deal and I handed it to pretty much any other indicator, they couldn't mess it up too badly. Obviously, again, we're gonna go back to the team is super important, but I want the deal also to stand on its own. And I wanna know that the business plan for the deal, the hold period, the numbers and the underwriting, the pro forma for the property makes sense. So team location deal.   Number four is the returns. So obviously when I invest with somebody, I'm in it for the money. And so I wanna see that the returns are commensurate with the risk. I wanna know that the returns, if somebody tells me I'm gonna get 10 % returns in this deal versus 20 % returns in another deal, I wanna know, well, why am gonna settle for lower returns? I want the answer to be because it's a lot lower risk or because you're gonna get your money back a lot sooner, which is gonna allow you to compound it or whatever the answer is.   I want to know that the returns make sense given everything else. And then finally is the risks. At the end of the day, I'm always going to sit down with the syndicator and I'm going to say, what are you most concerned about here? Like where, if I'm going to lose money on this deal, where am I most likely going to lose money? They say, there's no shot of losing money. walk away because we all know every deal has risks and every syndicator knows what those risks are. And they're thinking about those risks. I just want them to tell me.   So if I'm gonna lose money on this deal, where am I most likely? Why am I most likely to lose money if I'm going to lose money? So those are the five things that I look for. Talking about each individually a little bit more. the team, I like to know that one, I wanna see how many deals the team has done together because again, like a basketball team, you can put the best basketball players in the world together. And if they've never played on the court together,   Scott (30:31.672) they're not gonna be necessarily the best team out there. You can find another team with five inferior players who have been playing together for 20 years and they're probably gonna be better because they know each other better. So I like to see teams that have worked together for a while. I like to see teams that have gone full cycle in deals. So it's easy to buy 10,000 units. It's hard to buy 10,000 units and also sell 10,000 units for a profit. So I wanna see that if a team has bought a lot of deals, they've at least sold some for a profit.   I wanna see a team that's putting their own money in the deals. So I want people that have skin in the game. If they don't have skin in the game, and I've seen plenty of syndicators that don't like to put money in the deals, well, they need to sweeten the pot for me somehow. So maybe they're saying, we're not gonna take any profits until at least year three, or we're gonna give you a better preferred return, a better split than you would get if we were putting money in the deal. I wanna know if you're not putting money in.   that you're at least giving me something that aligns our interests and ensures that you're gonna be working hard even though you might not have as much financial risk. So those are the types of things I like to see in the team. I like to see things like at least one or two people working full-time. If everybody's part-time, that's kind of a little bit scary. Obviously not everybody has to be full-time because there are a lot of jobs on a GP team that aren't full-time jobs. There are a lot of jobs that might stop the day you purchase the property. Like the person that's raising money, job's   pretty much done other than communicating status when the property's been purchased. But I do want to know that whoever's managing the asset is doing it full time. So that's kind of the team stuff. Location, again, population growth, employment growth, wage growth, and employment diversity. So those are the four big things I look for. Next is the business plan. So I want to see the biggest question when somebody goes in and...   does what I do, which is a value add multifamily. Basically they buy it, they raise the value of the property and then they sell it for a big profit. Where is that profit coming from? Generally the profits coming from raising the rents. There's also some lowering the expenses, but at the end of the day, raising the rents is kind of the big thing that's gonna generate the big profits in multifamily. And so I wanna know how are you raising the rents? And two, when you tell me that you're raising the rents from X to Y, where is Y coming from?   Scott (32:55.182) Show me the comps that tell me that why is a reasonable new rent, market rent for this property after you've done the renovation. So I wanna see the comps. So that's kind of the deal. The returns speaks for themselves. I wanna see like the structure of the deal. So when's the money coming back to me? Is it paid monthly? Is it paid quarterly? What are the returns look like? What's the preferred return? So is it a low preferred return, which means   that the syndicators are getting paid sooner, whereas at a higher preferred return, which means the syndicators have to do more for me before they take anything home. So that speaks for themselves. And then for the risks, I wanna know both the catastrophic risks. So what's the thing that's like going to make me lose all my money? Is there something out there that can cause me to lose all my money? Hopefully the answer is no, but there are probably some risks that are bigger than others. So we do a lot of deals in Houston. If somebody were to say to me, what's the biggest risk on your deals?   The answer is generally going to be weather. If we have a really bad hurricane, if we're in a flood zone, we probably have flood insurance and we have hurricane insurance. But if it's in a place that's never experienced the negative impacts of a flood or a hurricane, and we are not required to have flood insurance, but there's still a massive hurricane that wipes out that property, that's not going to be good. We're going to have to pay for that ourselves. So what's our mitigation there? We don't have a great one. Luckily.   the risk is really low. We don't buy in areas where there is that risk. And if there is, we're gonna get flood insurance. But I do want my investors to know that no matter where you invest, whether it's a risk and especially in Houston, if we see a storm bigger than anything we've seen the last 50 years, some of our properties could be at risk. And then there are the smaller risks. So maybe there's five other complexes being renovated all around us. Maybe there's class A, brand new class A being developed.   all around us. So basically our absorption of units is going to slow down because there's so many more units. Maybe there's one big employer in the area. Amazon just built a warehouse that's employing 8,000 people. Well, what happens if Amazon has a bad year and has to lay off 4,000 of those people? How's that going to affect us? So, so risks is the next thing. And the way I approach it is I literally sit down with the, with the syndicator and say,   Scott (35:15.554) What keeps you up at night? What are the biggest things you're concerned about? And so those are the things that I do. I have no problem basically saying to a syndicator, I need 15 or 30 minutes of your time to ask these questions. Typically the good ones will either find the times themselves or have somebody on their team that will sit down and answer these questions. If they're not willing to answer those questions, well, that's probably a good indication that that's not a good team.   Yeah. For our listeners out there, that breakdown was incredible. Rewind that, listen to those five items again. That's a quick, but thorough and awesome rundown of what you need to do. Just as at least the starting points for your due diligence. And that's, that's great that you said if they won't book a call with you either themselves or an investor relations person on their team, then it's time to, you can just walk away and look at the next, look at the next deal. One question I had on the deal.   So a lot of folks, it's kind of overwhelming to see an underwriting model or something like that. And being a passive investor, I don't know how much you even want to dive into it. Some people do, some people want to nerd out on it. Most people don't. And we don't generally have access to the T12 or the rent roll or anything like that. What are maybe some quick tips on how to maybe proof through that pro forma to make sure that the assumptions are reasonable and the pro forma is generally   a reasonable prediction of what we might expect from that investment.   Well, let me start, me take a step back before I answer that particular question and just say that even for you and me, mean, you know how to do an underwriting, I know how to do an underwriting. If you or I were gonna invest in somebody's deal, Joe Smith's deal, we're probably not gonna have enough information even though we know this business really well and we know the underwriting models really well, we're probably not gonna have enough information.   Scott (37:08.908) that we're going to be able to know for certain that Joe Smith's not trying to scam us out of money. So if Joe Smith is really smart and he could probably put together an underwriting that could fool us because we're just not gonna be putting in as many dozens of hours underwriting as he and his team are. So the number one thing I would say is make sure you trust your syndicate. This goes back to why team is so important.   because there's two types of things that Joe Smith can do. One, he could do a bad job of underwriting and come up with bad numbers. That's not good, but that's not nearly as bad as Joe Smith wanting to scam us out of money. So number one is make sure Joe Smith's not the kind of guy who wants to scam us out of money. And so work with people who are reputable. And that's why I would invest with you before I would invest with 95 % of syndicators out there because you're an attorney, you passed the bar.   you know that if you go and somebody finds out that you're trying to scam somebody, well, you're putting your entire career at risk. And so what I tell people is, so what do you have that really proves that this person is on the up and up? And maybe it's a track record. Maybe it's 10 or 15 years of doing deals. Maybe it's, I like to think with me, I've been doing this business for 15 years. I've done thousands of deals with hundreds or thousands of people.   And if you go out on the internet, nobody's gonna, you're not gonna find anything that's written negatively about me. So that's a good sign. But make sure that there's something out there that gives you faith in that syndicator, even if it's just somebody else that's invested in a couple of deals with them. So that's number one. So that's the way to rule out that catastrophic, they're trying to scam you risk. Then there's the more likely, what if they just didn't do a good job of underwriting risk?   And so for that, would say for people that have very little knowledge of how the underwriting works and how the numbers work, it can be really difficult. And so what I like to do is, or what I recommend people do is sit down and ask to do a Zoom call for 15 minutes with the investor relations person and say, hey, will you kind of walk me through the high level underwriting? And at least force them to go through and then just ask questions.   Scott (39:30.958) when they say something, even if you have no idea what you're talking about and they say, well, it looks like we're gonna be able to reduce expenses by implementing a rub system, blah, blah, blah. Oh, okay, well, what is rubs and how does that work? And at least make them explain it to you. At least then you'll get an idea that they're not making it up as they're going along, or at least you'll get that confidence that it sounds like they know what they're talking about. But the biggest thing that I would say is that whole comps thing.   And this is a question that a lot of people don't like to ask. But I actually, and when people ask me this question, it always makes me nervous because it's the hardest part of the business, but it impresses me when people do. to the underwriting or the investor relations person, what are the comps that you used for your post renovation market rents? So again, the thing that drives values in multifamily is after the renovation is completed, in theory, you should be able to bring your rents up higher.   and your rents, those higher rents, you should be able to figure out what they are by looking at other units that have already been renovated and seeing what their rents are. So if I buy one, two, three Main Street, and I know I'm going to put $8 million into it, well, now that property is going to comp out to 678 Main Street. And well, what are the rents at 678 Main Street? And so by asking, hey, so you're buying one, two, three Main Street, what are the comps for the rents after you renovate?   and they tell you, it's going to be 678 Main Street and 123 Smith Street, whatever it is, you can then go look up those properties and say, okay, well, it looks like a two bedroom at those properties is renting for 1200. Now I go back to the investor relations person or whatever information they gave me I see, oh, okay, after renovation, they have their rents at 1200. Makes sense. If that's a reasonable comp, they now have the rents at kind of where they should be.   If he says that six, seven, eight main streets, a comp, and you go look in a two bedroom at six, seven, eight main streets, 1200, but their underwriting tells you that after they do the renovation, they're going to be charging 1500. Well, why are you now $300 above this property that you said was a comp? And so that to me is kind of the first thing that I look at or the biggest thing I look at is what are the comps that they're using and does just a kind of first pass.   Scott (41:57.762) jumping on apartments.com or calling the complex and asking them what different things rent for. Does that coincide with what they're telling you their post renovation rents are gonna   Yeah, I love that man. I mean, it's not as simple as just going into an old dilapidated apartment building and saying, I'm to put granite countertops and hardwood flooring and stainless steel appliances in there. And then I'm going to triple the rent or double the rent. It's not that easy. If it's not in the right area that could support those, those market rents or that have potential tenants that want those types of things, it doesn't work. So that's why that's so important to check those comps to see what's around those apartments that you're going to be investing in to see if, they can achieve those.   those proforma rents. All right, man, before we jump into the freedom four, what's one last gold nugget for our listeners?   Absolutely.   Scott (42:45.634) Yeah, so again, what I would tell people is figure out your highest and best use on your active side. And then for the passive side, figure out how you're gonna scale. And I know a lot of people like to invest in a whole lot of different things, but I'm a big fan of doing some work so that you don't have to diversify as much. Diversification is great, but diversification,   is for people who aren't really an expert in anything. If you want to get your best returns, the way to get your highest level of returns is not to have to diversify. And the best way not to have to diversify is to get knowledgeable about whatever you're investing in. So if you decide you wanna invest in all your syndications, just cause that's what you and I do. So it's an easy example. If you want to invest in syndications and that's how you wanna grow your nest egg, my recommendation is,   get as much information about syndications as you can. Pick up a good book on syndications. Go find somebody that does syndications and say, hey, I'd to pay you a thousand bucks for five hours of your time. Or you just to walk me through what a typical deal looks like or what the underwriting looks like. Or go sit in on a hundred multifamily syndication investor videos, presentations. So you can see all the different things they're talking about and become as much of an expert there as you can. So that way you're reducing your risk without having to do a lot of the.   diversification. So focus on whatever your highest and best use of time is on your active income and then become as knowledgeable as you can for whatever you're investing in passively. What I like to say on the passive side is it's not truly passive. Nothing's truly passive. But the best investments are the one where all the work is done upfront. You do your due diligence and then it becomes passive.   Yeah, that's awesome, man. And then what you can do though is diversify within that strategy, right? Absolutely. Yeah, different asset types can have different business strategy, value add, or maybe you're dealing with just a class A where you're chasing yield or across different cities, different geographies, or across different sponsorship teams. There's other ways to diversify within that same type of investment strategy. Yep. All right, man, let's jump into the Freedom 4.   Scott (45:05.598) It's time for the Freedom Four.   What's the best thing you do to keep your mind and body healthy?   So for me, it's admitting when I need a break. I know so many people that it's a badge of honor to work 80 hours a week, 52 weeks a year, never take a vacation. I'm just the opposite. If I wake up one morning and I'm tired and I don't feel like working and I don't feel like I'm gonna be productive, I will grab a book. I might even turn on the TV. I might say to my wife, hey, let's go to breakfast or let's go spend the day, let's go to a movie.   And I have no qualms with just saying, I need a break today. Today's not gonna be a productive day. I don't need to pretend to work just so I can have that badge of honor that I work hard. And so, yeah, and that's one of the nice things about real estate. mean, I don't have a hundred percent flexible work-life balance. I can't do anything I want any time I want, but if I wanna take a couple hours off, I normally can. And so I'm not scared to do that.   Yeah, yeah, that's a great answer. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   Scott (46:15.734) Yeah, I still have a lot of them. I think we all do. But I'd say the biggest one is that doing a big deal is not that much harder than doing a little deal. I'm not going to say a hundred million dollar deal is just as easy as a hundred thousand dollar deal. But if you're smart enough to do a hundred thousand dollar deal, you're smart enough to do a hundred million dollar deal. And the people that are out there doing those hundred million dollar deals, mean, we have, we now have a hundred million dollars assets under management.   I remember a couple of years ago, looking at the people that had nine figures under management and thinking, they're different. I can't do that. These are people, went to some school that I will never go to, or they were born into something that I was never born into, or they know people I don't know, or whatever it is. No, they're normal people. And the only difference between them and me was I wasn't thinking big enough.   and I wasn't willing to take some risks and I wasn't willing to acknowledge the fact that doing again, a hundred million dollar deal is certainly within my capabilities. So that to me has been probably the biggest one and it's made it a lot easier for me now to say, okay, $50 million deal, let's go do it, not think twice.   Yeah. I had a similar experience working in, in, big law, doing house flips, doing single family rentals, things like that. And even though my clients are doing 50, a hundred million dollar deals and I'm helping them close those deals, it was just like the mindset shift that, a minute, I can do those deals too. I'm actually giving them advice on how to, how to do this thing. I need to step up my game and, and, take some.   Exactly, it's the difference between people doing a hundred million, a hundred thousand, it's all mindset.   Seth Bradley (48:00.866) Yep, absolutely. What's one actual step our listeners can do right now to start creating more freedom.   take action. So the biggest thing that I see stopping people is just this fear to take the first step. And I know this doesn't apply to a lot of your listeners, but I talked to a lot of people who want to get into house flipping or they want to get into rentals and they've been thinking about it for years and they just never take that first step and then they end up giving up. One of the the few truisms I see in this business   is that there are two types of people I meet. Number one, I meet people that have never done a deal. They've done zero deals. And maybe they're still working on it. Maybe they've given up whatever it is, but they've done zero deals. And then the other type of people I meet in this business are people that have done a lot of deals. They've done five or 10 or 20 or 50 deals. There's one type of person I never ever meet in this business. And that's somebody that's done one deal. Because if you get that one deal, you're gonna get the second and the third and the fifth and the tenth.   Nobody does one deal and then says, okay, that's it, I'm done. can't do this. So what I like to tell people is, and that applies to a lot of things in life. If you can get over the hump and do it once, you're gonna get that snowball effect and it gets easier the second time. It gets even easier the third, it gets even easier the hundred. So don't give up until you achieve that first step or that first iteration of whatever it is you wanna achieve because that's gonna get that snowball rolling.   Yeah. Yeah. We preach that on their show all the time. Just like, you know, just do a deal, just invest in a deal so you can get that experience and it'll just kind of open up your mind to other opportunities. You'll just see opportunity all around you. Once you just do one deal last but not least, how it's passive income made your life better.   Scott (49:51.886) Passive income has given me the ability and the confidence to raise a family. Before this, my biggest concern with raising a family was I didn't want to be, I had, my parents were great, but my parents were always working. And I didn't want to be the same type of father that my parents were. Again, they were fantastic, but I wanted to always be there. I wanted to be at every soccer game, every piano recital.   I wanted to be able to go into school for the parent-teacher conferences. so passive income has really given me the ability to build my life around my family as opposed to building my life around   Love that, love that. It's been fantastic, brother. We're gonna listen and find out more about you.   Yeah, anybody wants to get more info, go to www.connectwithjscott, just letter J, Scott, connectwithjscott.com, and that'll link you out to everything you might wanna find.   Awesome man. Talk soon.   Scott (50:54.945) Awesome. Thanks,   All right, Mr. Jay Scott from Master House Flipper to multifamily syndicator. He's a master of creating profitable, well-oiled business machines. I've been reading Jay's bigger pockets books for years and it's awesome to have the opportunity to have him on the show today. Major key, focus. Focus on transitioning your active income to passive income and don't get distracted. All right, if you're ready for a change, you're ready to take action.   partner with us on one of our next passive real estate deals. Go to passiveincomeattorney.com and join our Esquire Passive Investor Club. All right, kiddos, as always, enjoy the journey.   Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode.   Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en J. Scott's Links: https://www.linkedin.com/in/jscottinvestor/ https://www.instagram.com/jscottinvestor/ https://x.com/jscottinvestor https://linktr.ee/jscottinvestor

Curious how to manage your 401(k), Social Security, and retirement withdrawals in today's market? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase break down practical strategies for navigating retirement planning, taxes, and investment decisions so you can make informed choices for your financial future. • Examine why a strong stock market may not reflect the real economy and what seems to be influencing current market movements. • Break down company stock in 401(k)s and explore how net unrealized appreciation (NUA) can affect tax planning. • Explore listener examples of balancing Social Security benefits and retirement account withdrawals to create a thoughtful income plan. • Review early retirement rules, including 457 plans, 72(t) distributions, and the rule of 55, and how they often impact access to funds. • Analyze estate planning mistakes, even among high-profile cases, to understand potential pitfalls and planning considerations. • Compare brokerage accounts, investment research tools, and target-date funds to evaluate what may fit your individual situation. • Evaluate the trade-offs between mortgage payoff strategies and staying invested when interest rates fluctuate. • Clarify how Roth 401(k) and IRA withdrawal rules differ before age 59 ½ and what that could mean for accessing retirement funds. Gain actionable insights and considerations to help make informed retirement planning decisions. Listen now and subscribe to the Retire Sooner Podcast to stay updated on the key factors shaping today's financial planning and retirement strategies. Learn more about your ad choices. Visit megaphone.fm/adchoices

Glass half full, Bill Belichick - at least now you know she's not into you for your coaching. Must be your rugged good looks. What we all already knew before last weekend even kicked off - there are only four or maybe five of those teams with an actual chance of winning the national championship. College football's great.. except for the end part, when the elites head behind the velvet ropes into the vip area and everybody else gets to fight over Poptart and Mayo bowls. What's the biggest surprise in the last half century in college football? BYU in '84, Howard Schnellenberger & Bernie Kosar beating Nebraska in the '84 Orange Bowl. And... that's it. Compare that with the NFL - where the unimaginable is the norm, and I don't just mean the Dallas Cowboys trading their best player to their rival since the days of the ice bowl. The Micah Parsons deal wasn't so much unimaginable as it was un-smart. For all our collective focus on pro football, there are still things that no one sees coming. I was thinking about how often the NFL's turned me into Vince Lombardi, asking what the hell I'm looking at. The biggest surprises of the last 60 yrs of the super bowl era are that the three best QBs of the super bowl era are a six round draft pick, a 3rd round draft pick from Pennsylvania named Montana, and a QB who was drafted behind Mitchell Trubisky. The O.G. Of improbability is of course the Jets beating the Colts in super bowl 3. Broadway Joe may have shared his bed with half the women of Manhattan, but it was unimaginable anyone from the AFL could get to first base with the Lombardi. To be accurate, the trophy wasn't named the Lombardi til 1970, after Namath had won it. But then again, if the Cowboys had survived the Ice Bowl in ‘67 then won the second super bowl, that trophy might now be called the Landry. Imagine that. We've got Mike Ryan Ruiz from the Dan LeBatard Show on today along with Dan Hanzus from Heed the Call. Week one picks with the Super Fuentes Bros and news updates about Parson's epidural along with my Fantasy Football League with newsman Bradley. Let it begin! Learn more about your ad choices. Visit podcastchoices.com/adchoices