Podcasts about compare

On Tuesday's Mark Levin Show, WREC's  Ben Ferguson fills in for Mark. President Trump is smashing economic records because of the Big, Beautiful Bill. This is the result of bold leadership—tax cuts that put money back in your pocket and tariffs that put America first. The numbers don't lie: billions of dollars have flowed into the economy since Trump took office. The media won't tell you this. They're too busy fearmongering about inflation. Yes, the price index rose 2.8 percent—big deal. Some economists warn about interest rates, but the fundamentals are strong. Growth is real, and it proves the America First agenda works—better than anything Biden could ever dream of. Compare this to Biden's disaster—his stagflation nightmare. Trump has crushed that tenfold. He's delivering prosperity while Biden would have delivered misery. The fake news media will keep lying, keep spinning, and try to scare you. But the truth is undeniable: Trump is making historic, record-breaking changes to our economy, and the American people are winning because of it. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Paul Gallant & John Lopez discuss where Stroud is as a quarterback compared to other NFL QBs.

Paul Gallant & John Lopez look at the latest NFL news in Around the NFL, including Phillip Rivers doing good against the 49ers. Plus, the guys discuss where Stroud is as a quarterback compared to other NFL QBs. And then, they do a fun, Chrtistmas Edition over movies and music in What's Poppin

Economic data, market trends, and retirement planning topics are often discussed without sufficient historical context. In this episode of the Money Matters Podcast, Wes Moss and Jeff Lloyd present an educational discussion that places recent economic releases and market observations within a long-term analytical framework. • Review the latest Consumer Price Index (CPI) release by situating current inflation readings within more than 80 years of historical inflation data. • Examine the historical development of the Federal Reserve's 2% inflation target by comparing it with observed inflation outcomes across multiple economic periods. • Discuss how recent government shutdowns delayed scheduled economic data releases and why temporary reporting gaps can affect short-term market narratives. • Explain commonly referenced employment metrics by outlining the differences between the household survey and the establishment survey used in labor market reporting. • Evaluate the employment-to-population ratio (EPOP), including prime working-age participation, as a frequently cited measure of labor market conditions. • Illustrate how year-over-year and multi-year inflation rates can demonstrate the compounding effect of price changes on purchasing power over time. • Compare historical inflation trends with long-term S&P 500 dividend growth to provide context on income-oriented equity characteristics. • Revisit balanced 60/40 portfolio performance in historical discussions to reinforce diversification as a commonly referenced investment framework. • Place the current bull market within a broader historical context by reviewing average cycle durations and the range of outcomes observed over time. • Observe market behavior following spring volatility, including changes in sector participation within the S&P 500. • Highlight ongoing public discussion around artificial intelligence and its potential role in productivity and efficiency across multiple economic sectors. • Review publicly reported fiscal stimulus expectations, including projected changes to tax refunds in 2026 and their possible macroeconomic implications. • Consider housing and real estate themes for the coming year by outlining economic and demographic factors commonly associated with market activity. • Summarize research-based observations on retiree well-being, including written planning approaches, engagement in meaningful activities, and social connection. For listeners seeking discussion about inflation, employment data, market history, and retirement planning concepts, this episode provides structured context grounded in long-term observations. Listen to the Money Matters Podcast and subscribe to stay informed about highly searched financial topics.

Send us a textWhat happens when you change one word in the title of a classic Christmas hymn? A new perspective and a fresh reason to dive into Scripture. This week's song, “O Come, All You Unfaithful” by Sovereign Grace Music, invites us to consider the people God included in the Christmas story—and how we are just like them.This song flips the script on who is invited to come and see what God has done. Instead of calling the faithful to gather in celebration, it beckons the weary, the broken, and the unfaithful—the ones who feel disqualified. That single word change in the title opens the door for us to explore the heart of God revealed in Scripture: a God who draws near to the weak and the waiting, the guilty and the hiding, and offers hope through Christ's birth.Key PointsThe opening line of this song—“O come, all you unfaithful”—offers a perspective shift worth exploring.The lyrics list characteristics that mirror real people in the Christmas narrative: Weak and unstableBarrenWaitingWeary of prayingBitter and brokenFears unspokenGuiltyHidingGod included these kinds of people in His redemption story—and He invites us too.Hosea's prophecy reminds us of God's faithfulness despite our unfaithfulness.We are unfaithful until we are redeemed by the Faithful One—Jesus.Scriptures ReferencedMatthew 1–2 and Luke 1–2 (Christmas narrative)Luke 1:5–7; 11–20 (Zechariah and Elizabeth)Luke 2:8–9; 25; 38 (Shepherds, Simeon, and Anna)Matthew 1:18–20; 24 (Joseph's obedience)James 2:5 (God chooses the poor)Hosea 2:16–20; 6:3; 6:6–7 (God's steadfast love and faithfulness)BITEs (Bible Interaction Tool Exercises)Read in context—Matthew 1–2 and Luke 1–2Read aloud—alone or with a friendShare with a friend—Share Scripture with someone over coffee and Christmas cookiesCompare and contrast—Compare and contrast God's faithfulness with the faithlessness of His people in Hosea's prophecy Remember, the people in Scripture were real—just like usAdditional ResourcesDownload the free Episode GuideLyrics - New Release TodayBible Interaction Roadmap Bible Study - videos and assignments that will equip you with habits you can use over and over in your own Bible Study - Learn MoreLearn more about my favorite Bible Study Software with a 30-day free trial and links to my favorite Bible resources - Logos Bible Software Affiliate LinkThis Week's ChallengeRead Matthew 1-2 and Luke 1-2. I suggest reading the text aloud alone or with a friend. The story is familiar, and this habit will slow you down. Download the Episode Guide for a list of the human characteristics featured in our song, and look for these characteristics in the real people featured in the Christmas narrative. Read the prophecy of Hosea and compare and contrast the faithfulness of God to the unfaithfulness of His people. ThePurchase your copy of A Seat at the Table today! Change your music. Change your life. Join my free 30-Day Music Challenge. CLICK HERE.

Ken Carman and Anthony Lima continue to talk about Shedeur Sanders' performance in the loss to the Bills and how it should be evaluated.

Introduction Is artificial intelligence the next investment gold rush—or are we watching another government-subsidized bubble inflate before our eyes? With Ford Motor Company writing down $19.5 billion on electric vehicles and tech giants pouring hundreds of billions into AI infrastructure, investors over 50 face a critical question: how do you separate genuine opportunity from dangerous speculation? In this episode of The Tom Dupree Show, Tom Dupree, Mike Johnson, and James Dupree examine the dramatic collapse of EV investments and the explosive growth in AI and data center buildouts. Drawing on research from Dupree Financial Group’s six-person investment committee—including direct calls with data center developers—they reveal how to evaluate hot investment trends without getting burned. With 47 years of investment experience, Tom brings hard-earned skepticism to separate sustainable opportunities from the kind of government-backed disasters that just shut down Kentucky’s Blue Oval battery plant. Ford’s $19.5 Billion EV Disaster: A Cautionary Tale Kentucky’s Battery Plant Shuts Down Ford Motor Company shocked investors with a $19.5 billion write-down on its electric vehicle business, abandoning ambitious plans for full-size EVs like the Ford Lightning pickup truck. The casualty? Kentucky’s Glendale Blue Oval Plant near Elizabethtown—once promised to employ 5,000 workers—has laid off all 1,500 current employees indefinitely. “Ford takes a 19 and a half billion dollars write down on their EV business,” Mike Johnson reported. “Essentially they are getting away from full-size electric vehicles.” Tom Dupree had predicted this outcome over a year ago: “I think it might be that guy named Tom Dupree who said a year and a half ago that that thing would never happen.” Government Mandates vs. Market Demand The Blue Oval failure illustrates a critical investment principle: government subsidies create artificial markets that collapse when support ends. “All of this was coming from government mandates. This was not driven by market demand for electric vehicles,” Mike explained. “The demand was not there because the infrastructure is not there yet. It was this heavy hand of government forcing the market to accept this product that they didn’t want.” What went wrong: Political mandates drove investment, not consumer demand EV infrastructure remains inadequate for mass adoption Manufacturing costs exceeded profitable pricing When subsidies decreased, the business model collapsed Why Toyota Won and Ford Lost While Ford chased government EV subsidies, Toyota focused on hybrid technology—matching actual consumer readiness and avoiding financial catastrophe. “You know who didn’t do that? Toyota,” Mike noted. “Toyota was focusing on hybrid. That was their core focus. And so they’re not taking a 19 and a half billion dollars write down.” Investment lesson for retirees: Companies building products consumers actually want—rather than products governments mandate—create sustainable returns. From Battery Hype to AI Hype: History Repeating? The 18-Month Investment Shift “A year and a half ago it was all about batteries,” Tom observed. “Look up some of these battery stocks, James. I bet a lot of ’em are just in the doldrums.” The investment landscape shifted with stunning speed from battery plant euphoria to AI infrastructure mania. The question: is AI different, or are investors making the same mistake twice? Inside Dupree Financial Group’s Data Center Research James Dupree coordinates research for the firm’s six-person investment committee, scheduling calls with company management and conducting initial analysis. The entire committee recently participated in a research call with Applied Digital, a data center developer leasing facilities to tech giants. “We talked about Applied Digital on the last show,” James explained. “They’re the data center landlord. They build and rent out the data centers.” The Hyperscaler Spending Analysis James’s research revealed critical distinctions between sustainable AI investment and dangerous speculation. “The first thing that the guy showed us was he pulled up a list of the hyperscalers—Microsoft, Amazon, Meta, Oracle, OpenAI, all these guys,” James reported. “And he was showing their sales and then he told us how much they’re gonna spend.” James’s assessment: “Amazon good, Microsoft good, Meta okay—they’re kind of getting on that bubble where they’re spending a little bit too much. Meta does 160 billion in sales and they’re supposed to spend 70 billion,” James detailed. “And then where it really gets dicey is Oracle. They do 50 billion in sales and they’re supposed to spend 500 billion. So that’s a red alert there.” This granular analysis—comparing capital spending to revenue—separates professional investment management from amateur speculation chasing headlines. Data Centers: Real Demand or Another Subsidy Bubble? The Power Shortage Reality Unlike EVs, data centers address a genuine infrastructure shortage: 40-90 gigawatts of power capacity needed in the United States. What makes data centers potentially valuable: Legitimate power shortage driving demand Long-term triple-net leases (Applied Digital secured 15-year, $11 billion lease) Potential conversion to REITs for steady income The critical risk—chip obsolescence: “Inside that data center, you’ll literally have $3 billion in chips in that building,” Mike explained. “And right now we don’t know exactly what the useful life of those chips are. Who’s gonna take the liability if these things only have a use life of three years instead of five years?” Government Involvement: Red Flag or Validation? James reported recent news about Core Weave, Applied Digital’s anchor tenant: “Core Weave had some big news today. That stock’s up 23% on the news. The government came out and said that they would be a part of a program related to energy, so the government’s backing that company.” But Tom immediately questioned the parallel to Ford’s disaster: “I kind of have a problem with governments picking winners and losers. That’s something that the Democrats were known as doing, and now the Republicans are doing it.” Examples of government market intervention failing: MP Materials: Government backing, stock dropped from $50+ to $15 Intel: Massive subsidies, uncertain outcomes Kentucky’s Blue Oval Plant: Complete shutdown after enormous investment Tom Dupree’s Investment Skepticism: The Voice of Experience Learning from 47 Years of Market Cycles Tom’s experience provides essential counterbalance to research enthusiasm about hot new sectors. “People are suckers for deals. If they think something’s hot, they jump on it, buy into it. They don’t spend much time thinking about whether it’s feasible or not,” Tom cautioned. “Two and a half years ago people were all over the battery plant thing. It was never gonna work. It was all just hype.” Historic bubbles Tom has witnessed: Dot-com crash (2000-2002) Housing bubble (2008) Battery/EV hype (2022-2024) Potentially: AI overinvestment (2024-?) The “Bigger Money, Bigger Dummies” Principle Tom’s most provocative observation challenges assumptions about tech giant spending: “If the seven largest companies are putting all this money in it, do you think they’re gonna go to zero? No, but the bigger the money, the bigger the dummies sometimes,” Tom warned. “They follow each other. If so-and-so’s doing it, we gotta do it. That’s FOMO. They don’t wanna get left behind.” The Picks and Shovels Strategy Rather than betting on which AI platform wins, Tom advocates investing in essential infrastructure. “I think you invest in not the project itself, but in the people that surround the project—selling picks and shovels to the gold miners,” Tom explained. “Levi’s sold workwear to the gold miners and they became a much bigger company than the gold miners ever did.” Modern picks and shovels: Cooling system manufacturers (like Vertiv) Power infrastructure companies Industrial automation suppliers Data center construction firms The Investment Committee Advantage How Six Perspectives Beat One This episode revealed Dupree Financial Group’s collaborative research process—a six-person investment committee evaluating every opportunity. “What I think is really interesting about this entire conversation is the listeners have gotten a snapshot of why, how we research companies. What information comes out of research, questions asked, and then you get the snapshot of Tom shooting holes through it.” The committee process: Research coordination (James schedules calls, conducts initial analysis) Committee participation (All six members join company calls) Analytical framework (Mike examines spending ratios, cash flow) Devil’s advocate (Tom stress-tests with historical perspective) Risk-based sizing (Committee determines appropriate positions) “With any investment, you identify what the risks are,” Mike explained. “And when you identify the risks, then you can make a better decision as to, okay, does the potential reward justify those risks? That’s why these are small positions in the portfolio, but they serve a purpose in the overall grand scheme.” Market Discipline: Encouraging Signs Investors Punishing Excessive Spending Unlike past bubbles where markets rewarded unlimited capital deployment, current market behavior shows healthy skepticism. Recent examples: Meta’s stock rewarded for reducing metaverse spending Oracle’s stock punished for excessive debt-fueled AI investments Market demands cash-flow funding, not leverage “What was scary is when the market just didn’t care,” Mike noted. “That’s when you get major issues with bubbles and speculation. And now you’re starting to see some discernment there.” Warning Signs to Watch

The Qur'an (S2) Uthmaan رضي الله عنه disliked letting a day pass without reciting the Qur'an from his Mushaf. His Qur'an was literally falling apart due to how much he رضي الله عنه used it. Compare this to today, where our Mushafs are left on our shelves collecting dust. The Messenger ﷺ: “The best act of worship of my Ummah is to recite the Qur'an by sight”. To recite the Qur'an without a Mushaf, you gain 1,000 merits. To recite it with a Mushaf, you gain 2,000 merits. Onto Zhikr: Shaytaan attacks you in proportion to your negligence of Zhikr. A burglar does not burgle a house when the inhabitants are awake.

5:17 Behold, how happy is the man whom God reproves- Ps. 94:12; Prov. 3:11-12; 23:12, 23; Heb. 12:5-11; Rev. 3:19. How happy in 5:17 is the word translated blessed in Ps. 1:1.  5:18 For He inflicts pain, and gives relief- Deut. 32:39; I Sam. 2:6; Isa.19:22; 30:26; Hos. 6:1.  Job 1:21; 2:10 Each of the speakers understood the sovereignty of God in the affairs of the world.  He wounds, and His hands also heal- The friends never resort to Satan as the answer for human suffering.  5:19 From six troubles He will deliver you- The closest way to parallel a number is to give the next highest number.  Even in seven evil will not touch you- Ps. 91:10. This is a passage like Job 2:10 where the evil refers not to sin but to calamity. 5:20 In famine He will redeem you from death- Ps. 34:23; 49:8,16; 55:19; 69:19; 71:23; 119:134. The word redeem in Psalm 49:7, 7, 15. Ps. 49:15 and Ps. 103:4 speak of God redeeming the life, or soul, of the Psalmist from Sheol, the pit, or the grave. 5:21 You will hidden from the scourge of the tongue- For the tongue as a weapon- Ps. 52:2,4; 64:3. Vicious words can destroy the one they are spoken against, and undo the one who speaks them as well (Prov. 10:8, 14; 13:3; 18:7).Neither will you be afraid of violence when it comes- Ps. 91:5-6. God can protect His servants even in the midst of a severe judgment (II Peter 2:4-9).  5:22 You will laugh at famine and violence- The verb laugh is used in Ps. 2:4; 37:13; 59:8 to speak of God's reaction to the wrongdoer.Neither will you be afraid of the wild beasts- Lev. 26:4-5; Ps. 91:13; Ezek. 34:25; Hos. 2:18-20 5:23 For you will be in league with the stones of the field- Isa. 5:2; II Sam. 3:19-25 stones present difficulties for an otherwise fruitful field or vineyard.   5:24 You will know that your tent is secure- contrast this with 4:21. Compare this with 21:7. The word secure is actually the word peace which is used as a verb in 5:23.For you will visit your abode and fear no loss- Job lost his wealth in 1:13-17. Job will say that it is the children of the wicked that are safe and secure in Job 21:8-10.The word generally translated sin is used at the end of vs. 24. Sin is the idea of missing the mark (Judges 20:16) and the proper idea behind it is experiencing loss. 5:25 You will know also that your descendants will be many- These two lines are in stark contrast to 5:4-5. They are also contrary to Job's experiences as Job lost his children in 1:18-19. And your offspring as the grass of the earth- Isa. 53:10; Job 42:16; Ps. 37:16. This will ultimately be true of Job (42:13-15). 5:26 You will come to the grave in full vigor- Premature death is considered a great disaster (Job 22:16). Are the statements of Job 5:17-27 promising too much? Notice how many things said in Job 5:17-27 sound like Psalm 91 and other PsalmsJob 5:19 God will deliver him from all troubles; Ps. 34:19 Many are afflictions of the righteous, but the LORD delivers him out of them allJob 5:19 evil will not touch you; Ps. 91:10 No evil will befall youJob 5:22, 23 not be afraid of wild beasts, beasts of field at peace; Ps. 91:13 tread upon lion, cobra, young lion, serpentJob 5:24 your tent is secure/ Ps. 91:10 no plague near your tentJob 5:26 long life Ps. 91:16 

Base acres are the foundation of Farm Bill commodity payments, but in Nebraska they don't always line up with what farmers are planting today. In this episode, economists with the University of Nebraska–Lincoln's Center for Agricultural Profitability break down how base acres were created, why gaps have emerged between base acres and planting decisions, and what that means for producers and landowners across the state.Jessica Groskopf, Cory Walters, and Anastasia Meyer discuss how incentives shaped past base acre decisions, how risk and payments vary across Nebraska, and what producers should be thinking about as new base acres may become available beginning with the 2026 crop year. The conversation also looks at how base acres fit within a broader risk management strategy that includes crop insurance, farm programs, and marketing decisions.Read more at https://cap.unl.edu/news/base-acres-explained-how-they-compare-planting-nebraska-farms/

Looking for an educational overview of today's most commonly searched retirement planning topics? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase provide context around retirement income planning, tax considerations, and widely referenced financial frameworks, helping listeners better understand how these concepts are typically discussed. • Review how Roth IRA conversions are generally evaluated and why converting an entire retirement account balance in a single tax year can materially affect taxable income calculations. • Explain how marginal tax brackets apply to large conversions and why simplified terms like “tax bomb” may not fully reflect how tax liability is determined. • Highlight considerations associated with forgotten or inactive 401(k) accounts and why consolidation is often discussed from an organizational or administrative perspective. • Examine how withdrawal flexibility prior to Social Security eligibility is commonly framed when discussing early-retirement income planning. • Outline factors frequently reviewed when evaluating whether life insurance coverage remains appropriate as family and financial circumstances change. • Clarify how Secure 2.0 legislation outlines limited 529 plan–to–Roth IRA rollovers, including applicable statutory rules, eligibility criteria, and contribution constraints. • Compare the traditionally cited 4% withdrawal framework with alternative retirement income scenarios that include pensions or guaranteed fixed-rate income sources. • Discuss how “dry powder” reserves are often described using bond ETFs or money market ladders within retirement planning conversations. • Evaluate the role small- and mid-capitalization stocks may play alongside large-cap equities within diversified, long-term portfolio discussions. • Reframe home value benchmarks in an inflationary environment while noting why mortgage status is often considered when assessing retirement readiness. Listen and subscribe to the Retire Sooner Podcast for ongoing discussions that explore retirement planning concepts, market context, and long-term financial considerations. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you feel stuck financially—even when you're doing everything right—this video is for you. I'm breaking down the 10 harsh money realities most Americans face in 2026, and giving you the step-by-step solutions to break free.What you'll learn:Why most savings accounts are stealing your wealth (and how to fix it)The real reason you can't get ahead—even with a good jobHow to escape debt spirals, car loan traps, and “Buy Now, Pay Later” regretThe habits and strategies that actually build wealth in 2026RESOURCES & LINKS MENTIONED IN THIS VIDEO:- High-Yield Savings Account Comparison: https://www.anthonyoneal.com/savings(Compare the best high-yield savings accounts, updated weekly. No fees, FDIC insured.)- Debt Relief Resource: https://www. anthonyoneal.com/debtrelief(If you have over $20,000 in consumer debt, see if this can help you get out faster.)- Investing Platforms (Compare & Open an Account): https://www/anthonyoneal.com/invest(SoFi, Public, MooMoo—open an account, even with $0, and start building wealth.)- AI Automation Bootcamp: https://www.anthonyoneal.com/aiautomation(Learn high-income skills that pay you back in 12 months or less.)- Therapy & Mental Health Resource: https://www.anthonyoneal.com/therapy(Mental health is wealth. Find a therapist and invest in your mind.)- LLC Formation & Business Resources: https://www.anthonyoneal.com/llc(Start your side hustle the right way—protect yourself and build real wealth.)- Estate Planning (Will & Trust): https://www.anthonyoneal.com/estate(Protect your family and legacy. Don't let the government decide who gets your money.)- Life Insurance Calculator: https://www.anthonyoneal.com/ethos- Car Insurance Savings: https://www.anthonyoneal.com/carinsurance(Stop overpaying. Get real quotes in 60 seconds.)ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

"Good enough" is not a failure. It is a freedom.Welcome to the final day of The Holiday Sanctuary. As we reach the peak of the season, it is easy to fall into the trap of "Compare and Despair." We scroll through social media seeing perfect trees, perfect dinners, and perfect families, and suddenly, our reality feels like it's lacking. We carry the weight of impossible expectations, trying to create a magic moment at the expense of our own mental health.In today's finale, Releasing the Pressure to be Perfect, we are putting those burdens down. We are choosing connection over perfection.In this session, you will experience:4-7-8 Breathing: A deep relaxation technique (often called the "natural tranquilizer" for the nervous system) to help you exhale tension and frustration.The "Heavy Baggage" Visualization: A liberating mental exercise where we identify the heavy bags we are carrying—labeled "Expectations," "Money," and "Perfection"—and physically visualize setting them down and walking away lighter.Affirmations for Acceptance: "I release the need for perfection." "I choose presence over pressure."Thank you for taking this four-day journey with me. Remember: You are enough, exactly as you are.Series Complete. If you enjoyed The Holiday Sanctuary, please subscribe to the podcast to stay grounded as we move into the New Year.

HomeworkWhat matters to you?Journal the decisions you make daily and how you respond to people daily.What do you belief is wrong or right?after writing or answering these things down for at least a week. Compare your journaling of your decisions and responses, with your answers of what your values and morals were.If they do not match, offer them up to the Lord and invite him in your space and ask the Holy Spirit to help you live out a life that is pleasing and acceptable to him.Read and study the full book of Daniel.

This episode is sponsored by Lightstone DIRECT. Lightstone DIRECT invites you to partner with a $12B AUM real estate institution as you grow your portfolio. Access the same single-asset multifamily and industrial deals Lightstone pursues with its own capital – Lightstone co-invests a minimum of 20% in each deal alongside individual investors like you. You're an institution. Time to invest like one. _____________  This Episode is also sponsored by Ryze Health Every minute counts in medicine—so why waste it on clunky admin work? With Ryze Health, practice management becomes effortless. Our all-in-one platform streamlines scheduling, patient communications, and insurance verification, giving you fewer no-shows, faster check-ins, and happier patients. Free yourself from paperwork and phone tag so you can focus on what truly matters: providing care. Visit http://ryzehealth.com/BootstrapMD today and see how simple running your practice can be. ______________  What if physicians could co-invest in $55M industrial parks alongside a $12B family office without $100K consultants or high-risk leverage?  In this insightful episode, Dr. Mike Woo-Ming  interviews Jonathan Spitz from Lightstone Direct, the new direct-to-investor arm of 40-year-old powerhouse Lightstone Group. Jonathan shares the firm's vertically integrated model (25K apartments, 12M sq ft industrial, 5K hotel keys), why they commit 20% of their own capital first (5-10x industry norms), and how physicians can diversify beyond stocks or DIY rentals. He breaks down direct vs. passive CRE, asset class pitfalls (office flops vs. industrial wins), and red flags like inexperienced managers or 85% debt. With examples like their Greenville industrial deal, Jonathan proves alignment and conviction drive better outcomes empowering busy doctors to build legacy wealth safely.  If you're a high-income physician eyeing real estate for tax efficiency and passive income, this is your guide to investing like institutions without the headaches. Three Actionable Takeaways:   Decide direct vs. passive: If time-strapped, skip hands-on rentals for platforms like Lightstone Direct, vet managers on track record, cycles navigated, and skin in game (aim for 20%+). Passive reduces risks like tenant concentration; focus on assets like industrial for steady returns over volatile office or retail. Qualify and evaluate: As accredited (200K/300K income or 1M net worth), request decks/PPMs/operating agreements. Ask: Debt levels? Exit strategies? Risk mitigation? Compare projected IRRs realistically—avoid 20%+ promises tied to high leverage. Prioritize alignment where sponsors invest heavily first for shared incentives. Start the process: Visit lightstonedirect.com or email jspitz@lightstonedirect.com for discovery calls. Define goals (income vs. growth, liquidity horizon). Use a special link lightstone.com/dpn for Bootstrap MD listeners. Early incentives like 6% on parked funds make starting seamless, build long-term partnerships for 3-5 year holds. About the Show: Bootstrap MD is the ultimate podcast for physician entrepreneurs looking to escape traditional healthcare and control their financial futures. Hosted by Dr. Mike Woo-Ming, a successful physician, entrepreneur, and investor, the show delivers actionable insights on starting businesses, creating passive income, and navigating healthcare entrepreneurship. Featuring interviews with industry leaders, physicians, and experts in telemedicine and digital health, it's your guide to building a profitable, fulfilling career.  Tune in weekly at  http://bootstrapmd.com   About the Guest: Jonathan Spitz is the Head of Capital Formation at Lightstone Direct, where he connects individual investors, especially physicians, to institutional-quality real estate opportunities. With over a decade of experience spanning brokerage, lending, and private equity, Jonathan has navigated multiple market cycles and capital-raising environments. He focuses on transparency, education, and aligned incentives, helping professionals understand how private real estate can diversify portfolios, reduce taxes, and build long-term wealth.   Website:  https://lp.lightstonedirect.com/dpn Email:  jspitz@lightstonedirect.com  About the Host: Dr. Mike Woo-Ming has over 20 years of experience as a physician entrepreneur. He's built and sold multiple seven-figure companies and now leads Executive Medical, a group of clinics specializing in age management and aesthetics. Through BootstrapMD, he mentors physicians in business, content creation, and autonomy. Let's Connect: www.https://www.bootstrapmd.com   Want to start a podcast? Check out the Doctor Podcast Network!

Learn why home saunas are more affordable than you think while delivering powerful health benefits like stress relief, better sleep, and improved cardiovascular health. Compare traditional versus infrared models and break down the real costs of ownership. Read more at https://collectiverelaxation.com/blogs/wellness-insights/collectiverelaxation-now-offers-kohler%C2%AE-saunas-coldplunge Collective Relaxation City: STATEN ISLAND Address: 194 Woehrle Avenue Website: https://collectiverelaxation.com

Most entrepreneurs skip reflection altogether. They're busy, tired, and ready for a fresh start. But if you don't pause to reflect, you repeat the same mistakes. You carry old habits into a new season. You build goals on top of unclear patterns. Reflection is where leadership starts. It's where clarity lives. It's simple, but not easy. In this episode, Danielle walks you step-by-step through the Year-End Reflection Framework built into the Kickstart system. It's the tool that helps you understand what worked, what didn't, and where you can step more fully into your CEO role next year. Your Year-End Reflection Framework: At Kickstart, reflection is built into everything we do. It's part of the Kickstart Framework, the same system Danielle uses to run her own business every single year. Review Your Revenue Start with your total revenue for the year. Compare it to last year, then review month-by-month. Ask yourself: Which months were your strongest? What contributed to that success? Which sales/marketing efforts created reliable results? During slower months, what changed? Were you consistent or did you pivot too soon? Real growth happens when you stick with what works long enough to see the results. Reflect on Profit & Net Income Profit tells the truth about your business's health—not just what came in, but what stayed. Consider: Were profit margins healthy (10–15% after payroll)? What supported profitability this year? If profits decreased, what shifted? And remember: Profit doesn't matter if it costs you your energy, well-being, or sustainability. Examine Your Expenses Look at your total expenses year-over-year and month-by-month. Ask: What purchases supported your goals? Which investments truly helped you grow? Where did spending align—or misalign—with your intentions? Was spending driven by confidence, or by fear and FOMO? Spending isn't bad. It's information. It reveals your priorities, patterns, and beliefs. Also reflect on: What purchase made you most proud? What helped you step more fully into your CEO role? 4. Evaluate Your Cash on Hand Cash isn't everything… but it is stability and choice. Review: Cash this year vs. last year Cash month-by-month Whether changes align with the season you were in (growth vs. optimization) How many months of expenses you have saved (aim for 1–3 months) If you're not there yet, start small—even $50 a week builds momentum. Cash gives you freedom to make thoughtful, empowered decisions. 5. Look at Debt & Owner's Draws This is where clarity really clicks. Debt payments and owner's draws don't show on your P&L, but they dramatically impact cash. Ask yourself: Did I pay myself consistently? Does my compensation match my effort? Did I take on or pay off debt intentionally? Your goal is balance: Pay yourself. Manage debt. Build savings. All at once, sustainably.   Topics Discussed: (00:00) Intro: Why Year-End Reflection Matters & the Year-End Reflection Framework to Use (01:20) What Kickstart Clients Receive in Their Snapshot (01:53) Year-End Reflection Framework: Review Your Revenue (05:42) Year-End Reflection Framework: Reflect on Profit & Net Income (07:53) Year-End Reflection Framework: Examine Your Expenses & Spending Patterns (09:50) Promo Break: Kickstart's "Check Your Books" Service (11:02) Spending That Builds You as a CEO & Brings Joy (13:37) Why Cutting All Expenses Isn't the Answer (14:17) Year-End Reflection Framework: Evaluate Cash on Hand & Creating Stability as a CEO (18:30) Year-End Reflection Framework: Debt, Owner's Draws & Where All the Cash Really Went (20:34) Your Role as CEO: Consistency & Ownership (21:36) Outro: Like, Share and Subscribe!   Resources: Check Your Books | kickstartaccountinginc.com/checkyourbooks  CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/   Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

In this episode of the Money Matters Podcast, Wes Moss and Connor Miller offer an educational discussion on current financial market headlines, retirement planning considerations, and developments in artificial intelligence. • Review publicly reported details of Disney's collaboration with OpenAI and discuss how large media organizations are evaluating AI-enabled content tools. • Examine Time Magazine's recognition of the collective “Architects of AI” as 2025's Persons of the Year and what that designation reflects about technology's growing prominence. Then, reflect on past Time Person of the Year selections to provide cultural and economic context across different market eras. • Discuss widely cited data on the increase in millionaire 401(k) accounts and explain how market conditions and contribution patterns can sometimes influence account balances. • Summarize the Federal Reserve's recent monetary policy decision, often described as a “hawkish cut,” including how commentators interpret interest-rate signaling. • Compare the recent performance of the Magnificent Seven stocks with the broader S&P 500 to illustrate changes in market concentration over time. • Highlight market data showing broader participation in equity returns, with a greater share of S&P 500 companies posting positive performance. • Revisit common asset allocation discussions involving balanced portfolios, including equities and fixed income, in long-term planning contexts. • Explain how short-term and long-term interest rates can respond differently to policy changes and why those distinctions are often referenced in borrowing discussions. • Review current U.S. labor market indicators—such as jobless claims, labor force participation, and wage growth—based on widely followed economic releases. • Outline health insurance marketplace open-enrollment timelines and general considerations individuals often review when evaluating coverage options. • Discuss survey-based research identifying an association between having a written retirement plan and reported retirement satisfaction, without implying causation. • Consider how economists and analysts describe AI's potential role in productivity and economic growth, acknowledging uncertainty and variability. • Preview commonly discussed themes for 2026, including historical patterns around election cycles, market volatility, and consumer spending behavior. Listen and subscribe to the Money Matters Podcast for ongoing discussions that help frame financial topics within a broader, long-term perspective.

Brooks & Colter Nuanez of Skyline Sports compare and contrast all the dynamics between Montana State's 31-28 win over Montana in Missoula and the upcoming matchup between the 'Cats & Griz in Bozeman on Saturday afternoon.

Most entrepreneurs skip reflection altogether. They're busy, tired, and ready for a fresh start. But if you don't pause to reflect, you repeat the same mistakes. You carry old habits into a new season. You build goals on top of unclear patterns. Reflection is where leadership starts. It's where clarity lives. It's simple, but not easy. In this episode, Danielle walks you step-by-step through the Year-End Reflection Framework built into the Kickstart system. It's the tool that helps you understand what worked, what didn't, and where you can step more fully into your CEO role next year. Your Year-End Reflection Framework: At Kickstart, reflection is built into everything we do. It's part of the Kickstart Framework, the same system Danielle uses to run her own business every single year. Review Your Revenue Start with your total revenue for the year. Compare it to last year, then review month-by-month. Ask yourself: Which months were your strongest? What contributed to that success? Which sales/marketing efforts created reliable results? During slower months, what changed? Were you consistent or did you pivot too soon? Real growth happens when you stick with what works long enough to see the results. Reflect on Profit & Net Income Profit tells the truth about your business's health—not just what came in, but what stayed. Consider: Were profit margins healthy (10–15% after payroll)? What supported profitability this year? If profits decreased, what shifted? And remember: Profit doesn't matter if it costs you your energy, well-being, or sustainability. Examine Your Expenses Look at your total expenses year-over-year and month-by-month. Ask: What purchases supported your goals? Which investments truly helped you grow? Where did spending align—or misalign—with your intentions? Was spending driven by confidence, or by fear and FOMO? Spending isn't bad. It's information. It reveals your priorities, patterns, and beliefs. Also reflect on: What purchase made you most proud? What helped you step more fully into your CEO role? 4. Evaluate Your Cash on Hand Cash isn't everything… but it is stability and choice. Review: Cash this year vs. last year Cash month-by-month Whether changes align with the season you were in (growth vs. optimization) How many months of expenses you have saved (aim for 1–3 months) If you're not there yet, start small—even $50 a week builds momentum. Cash gives you freedom to make thoughtful, empowered decisions. 5. Look at Debt & Owner's Draws This is where clarity really clicks. Debt payments and owner's draws don't show on your P&L, but they dramatically impact cash. Ask yourself: Did I pay myself consistently? Does my compensation match my effort? Did I take on or pay off debt intentionally? Your goal is balance: Pay yourself. Manage debt. Build savings. All at once, sustainably.   Topics Discussed: (00:00) Intro: Why Year-End Reflection Matters & the Year-End Reflection Framework to Use (01:20) What Kickstart Clients Receive in Their Snapshot (01:53) Year-End Reflection Framework: Review Your Revenue (05:42) Year-End Reflection Framework: Reflect on Profit & Net Income (07:53) Year-End Reflection Framework: Examine Your Expenses & Spending Patterns (09:50) Promo Break: Kickstart's "Check Your Books" Service (11:02) Spending That Builds You as a CEO & Brings Joy (13:37) Why Cutting All Expenses Isn't the Answer (14:17) Year-End Reflection Framework: Evaluate Cash on Hand & Creating Stability as a CEO (18:30) Year-End Reflection Framework: Debt, Owner's Draws & Where All the Cash Really Went (20:34) Your Role as CEO: Consistency & Ownership (21:36) Outro: Like, Share and Subscribe!   Resources: Check Your Books | kickstartaccountinginc.com/checkyourbooks  CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/   Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

1. Segment IntroductionIntroduce the topic: a newly released list of Top 10 Christmas Songs to Work Out ToInitial reaction: surprise that people even work out to Christmas musicSet up the discussion: Does holiday music actually motivate workouts?2. General Workout Music PreferencesPersonal workout music choices (rock, high-energy genres)Why music matters during workouts (motivation, pace, energy)Compare traditional workout music vs. Christmas songs3. Countdown: Top 5 Christmas Workout Songs#5 – Michael Bublé “Jingle Bells”Immediate disbelief and humorQuestion whether Bublé fits a workout vibePlayful skepticism about smooth jazz in the gym#4 – Brenda Lee “Rockin' Around the Christmas Tree”Strong positive reactionUpbeat tempo highlightedDiscussion: Would this actually work in a gym setting?Kevin's enthusiasm mentioned#3 – Frank Sinatra “Jingle Bells”Mixed opinionsAppreciation for the song, but doubts about workout suitabilitySinatra's smooth voice vs. workout intensityFunny visual of Kevin singing and dancing along#2 – “Feliz Navidad”Emphasis on upbeat tempoMention of 149 beats per minuteJokes about treadmill workouts and crunchesEncouraging listeners to imagine exercising to it#1 – Mariah Carey “All I Want for Christmas Is You”150 beats per minuteDebate: surprising but undeniably energeticClarify it's not a slow Christmas classicAcknowledge its popularity and workout potentialSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TLDR: It was Claude :-)When I set out to compare ChatGPT, Claude, Gemini, Grok, and ChatPRD for writing Product Requirement Documents, I figured they'd all be roughly equivalent. Maybe some subtle variations in tone or structure, but nothing earth-shattering. They're all built on similar transformer architectures, trained on massive datasets, and marketed as capable of handling complex business writing.What I discovered over 45 minutes of hands-on testing revealed not just which tools are better for PRD creation, but why they're better, and more importantly, how you should actually be using AI to accelerate your product work without sacrificing quality or strategic thinking.If you're an early or mid-career PM in Silicon Valley, this matters to you. Because here's the uncomfortable truth: your peers are already using AI to write PRDs, analyze features, and generate documentation. The question isn't whether to use these tools. The question is whether you're using the right ones most effectively.So let me walk you through exactly what I did, what I learned, and what you should do differently.The Setup: A Real-World Test CaseHere's how I structured the experiment. As I said at the beginning of my recording, “We are back in the Fireside PM podcast and I did that review of the ChatGPT browser and people seemed to like it and then I asked, uh, in a poll, I think it was a LinkedIn poll maybe, what should my next PM product review be? And, people asked for ChatPRD.”So I had my marching orders from the audience. But I wanted to make this more comprehensive than just testing ChatPRD in isolation. I opened up five tabs: ChatGPT, Claude, Gemini, Grok, and ChatPRD.For the test case, I chose something realistic and relevant: an AI-powered tutor for high school students. Think KhanAmigo or similar edtech platforms. This gave me a concrete product scenario that's complex enough to stress-test these tools but straightforward enough that I could iterate quickly.But here's the critical part that too many PMs get wrong when they start using AI for product work: I didn't just throw a single sentence at these tools and expect magic.The “Back of the Napkin” Approach: Why You Still Need to Think“I presume everybody agrees that you should have some formulated thinking before you dump it into the chatbot for your PRD,” I noted early in my experiment. “I suppose in the future maybe you could just do, like, a one-sentence prompt and come out with the perfect PRD because it would just know everything about you and your company in the context, but for now we're gonna do this more, a little old-school AI approach where we're gonna do some original human thinking.”This is crucial. I see so many PMs, especially those newer to the field, treat AI like a magic oracle. They type in “Write me a PRD for a social feature” and then wonder why the output is generic, unfocused, and useless.Your job as a PM isn't to become obsolete. It's to become more effective. And that means doing the strategic thinking work that AI cannot do for you.So I started in Google Docs with what I call a “back of the napkin” PRD structure. Here's what I included:Why: The strategic rationale. In this case: “Want to complement our existing edtech business with a personalized AI tutor, uh, want to maintain position industry, and grow through innovation. on mission for learners.”Target User: Who are we building for? “High school students interested in improving their grades and fundamentals. Fundamental knowledge topics. Specifically science and math. Students who are not in the top ten percent, nor in the bottom ten percent.”This is key—I got specific. Not just “students,” but students in the middle 80%. Not just “any subject,” but science and math. This specificity is what separates useful AI output from garbage.Problem to Solve: What's broken? “Students want better grades. Students are impatient. Students currently use AI just for finding the answers and less to, uh, understand concepts and practice using them.”Key Elements: The feature set and approach.Success Metrics: How we'd measure success.Now, was this a perfectly polished PRD outline? Hell no. As you can see from my transcript, I was literally thinking out loud, making typos, restructuring on the fly. But that's exactly the point. I put in maybe 10-15 minutes of human strategic thinking. That's all it took to create a foundation that would dramatically improve what came out of the AI tools.Round One: Generating the Full PRDWith my back-of-the-napkin outline ready, I copied it into each tool with a simple prompt asking them to expand it into a more complete PRD.ChatGPT: The Reliable GeneralistChatGPT gave me something that was... fine. Competent. Professional. But also deeply uninspiring.The document it produced checked all the boxes. It had the sections you'd expect. The writing was clear. But when I read it, I couldn't shake the feeling that I was reading something that could have been written for literally any product in any company. It felt like “an average of everything out there,” as I noted in my evaluation.Here's what ChatGPT did well: It understood the basic structure of a PRD. It generated appropriate sections. The grammar and formatting were clean. If you needed to hand something in by EOD and had literally no time for refinement, ChatGPT would save you from complete embarrassment.But here's what it lacked: Depth. Nuance. Strategic thinking that felt connected to real product decisions. When it described the target user, it used phrases that could apply to any edtech product. When it outlined success metrics, they were the obvious ones (engagement, retention, test scores) without any interesting thinking about leading indicators or proxy metrics.The problem with generic output isn't that it's wrong, it's that it's invisible. When you're trying to get buy-in from leadership or alignment from engineering, you need your PRD to feel specific, considered, and connected to your company's actual strategy. ChatGPT's output felt like it was written by someone who'd read a lot of PRDs but never actually shipped a product.One specific example: When I asked for success metrics, ChatGPT gave me “Student engagement rate, Time spent on platform, Test score improvement.” These aren't wrong, but they're lazy. They don't show any thinking about what specifically matters for an AI tutor versus any other educational product. Compare that to Claude's output, which got more specific about things like “concept mastery rate” and “question-to-understanding ratio.”Actionable Insight: Use ChatGPT when you need fast, serviceable documentation that doesn't need to be exceptional. Think: internal updates, status reports, routine communications. Don't rely on it for strategic documents where differentiation matters. If you do use ChatGPT for important documents, treat its output as a starting point that needs significant human refinement to add strategic depth and company-specific context.Gemini: Better Than ExpectedGoogle's Gemini actually impressed me more than I anticipated. The structure was solid, and it had a nice balance of detail without being overwhelming.What Gemini got right: The writing had a nice flow to it. The document felt organized and logical. It did a better job than ChatGPT at providing specific examples and thinking through edge cases. For instance, when describing the target user, it went beyond demographics to consider behavioral characteristics and motivations.Gemini also showed some interesting strategic thinking. It considered competitive positioning more thoughtfully than ChatGPT and proposed some differentiation angles that weren't in my original outline. Good AI tools should add insight, not just regurgitate your input with better formatting.But here's where it fell short: the visual elements. When I asked for mockups, Gemini produced images that looked more like stock photos than actual product designs. They weren't terrible, but they weren't compelling either. They had that AI-generated sheen that makes it obvious they came from an image model rather than a designer's brain.For a PRD that you're going to use internally with a team that already understands the context, Gemini's output would work well. The text quality is strong enough, and if you're in the Google ecosystem (Docs, Sheets, Meet, etc.), the integration is seamless. You can paste Gemini's output directly into Google Docs and continue iterating there.But if you need to create something compelling enough to win over skeptics or secure budget, Gemini falls just short. It's good, but not great. It's the solid B+ student: reliably competent but rarely exceptional.Actionable Insight: Gemini is a strong choice if you're working in the Google ecosystem and need good integration with Docs, Sheets, and other Google Workspace tools. The quality is sufficient for most internal documentation needs. It's particularly good if you're working with cross-functional partners who are already in Google Workspace. You can share and collaborate on AI-generated drafts without friction. But don't expect visual mockups that will wow anyone, and plan to add your own strategic polish for high-stakes documents.Grok: Not Ready for Prime TimeLet's just say my expectations were low, and Grok still managed to underdeliver. The PRD felt thin, generic, and lacked the depth you need for real product work.“I don't have high expectations for grok, unfortunately,” I said before testing it. Spoiler alert: my low expectations were validated.Actionable Insight: Skip Grok for product documentation work right now. Maybe it'll improve, but as of my testing, it's simply not competitive with the other options. It felt like 1-2 years behind the others.ChatPRD: The Specialized ToolNow this was interesting. ChatPRD is purpose-built for PRDs, using foundational models underneath but with specific tuning and structure for product documentation.The result? The structure was logical, the depth was appropriate, and it included elements that showed understanding of what actually matters in a PRD. As I reflected: “Cause this one feels like, A human wrote this PRD.”The interface guides you through the process more deliberately than just dumping text into a general chat interface. It asks clarifying questions. It structures the output more thoughtfully.Actionable Insight: If you're a technical lead without a dedicated PM, or you're a PM who wants a more structured approach to using AI for PRDs, ChatPRD is worth the specialized focus. It's particularly good when you need something that feels authentic enough to share with stakeholders without heavy editing.Claude: The Clear WinnerBut the standout performer, and I'm ranking these, was Claude.“I think we know that for now, I'm gonna say Claude did the best job,” I concluded after all the testing. Claude produced the most comprehensive, thoughtful, and strategically sound PRD. But what really set it apart were the concept mocks.When I asked each tool to generate visual mockups of the product, Claude produced HTML prototypes that, while not fully functional, looked genuinely compelling. They had thoughtful UI design, clear information architecture, and felt like something that could actually guide development.“They were, like, closer to, like, what a Lovable would produce or something like that,” I noted, referring to the quality of low-fidelity prototypes that good designers create.The text quality was also superior: more nuanced, better structured, and with more strategic depth. It felt like Claude understood not just what a PRD should contain, but why it should contain those elements.Actionable Insight: For any PRD that matters, meaning anything you'll share with leadership, use to get buy-in, or guide actual product development, you might as well start with Claude. The quality difference is significant enough that it's worth using Claude even if you primarily use another tool for other tasks.Final Rankings: The Definitive HierarchyAfter testing all five tools on multiple dimensions: initial PRD generation, visual mockups, and even crafting a pitch paragraph for a skeptical VP of Engineering, here's my final ranking:* Claude - Best overall quality, most compelling mockups, strongest strategic thinking* ChatPRD - Best for structured PRD creation, feels most “human”* Gemini - Solid all-around performance, good Google integration* ChatGPT - Reliable but generic, lacks differentiation* Grok - Not competitive for this use case“I'd probably say Claude, then chat PRD, then Gemini, then chat GPT, and then Grock,” I concluded.The Deeper Lesson: Garbage In, Garbage Out (Still Applies)But here's what matters more than which tool wins: the realization that hit me partway through this experiment.“I think it really does come down to, like, you know, the quality of the prompt,” I observed. “So if our prompt were a little more detailed, all that were more thought-through, then I'm sure the output would have been better. But as you can see we didn't really put in brain trust prompting here. Just a little bit of, kind of hand-wavy prompting, but a little better than just one or two sentences.”And we still got pretty good results.This is the meta-insight that should change how you approach AI tools in your product work: The quality of your input determines the quality of your output, but the baseline quality of the tool determines the ceiling of what's possible.No amount of great prompting will make Grok produce Claude-level output. But even mediocre prompting with Claude will beat great prompting with lesser tools.So the dual strategy is:* Use the best tool available (currently Claude for PRDs)* Invest in improving your prompting skills ideally with as much original and insightful human, company aware, and context aware thinking as possible.Real-World Workflows: How to Actually Use This in Your Day-to-Day PM WorkTheory is great. Here's how to incorporate these insights into your actual product management workflows.The Weekly Sprint Planning WorkflowEvery PM I know spends hours each week preparing for sprint planning. You need to refine user stories, clarify acceptance criteria, anticipate engineering questions, and align with design and data science. AI can compress this work significantly.Here's an example workflow:Monday morning (30 minutes):* Review upcoming priorities and open your rough notes/outline in Google Docs* Open Claude and paste your outline with this prompt:“I'm preparing for sprint planning. Based on these priorities [paste notes], generate detailed user stories with acceptance criteria. Format each as: User story, Business context, Technical considerations, Acceptance criteria, Dependencies, Open questions.”Monday afternoon (20 minutes):* Review Claude's output critically* Identify gaps, unclear requirements, or missing context* Follow up with targeted prompts:“The user story about authentication is too vague. Break it down into separate stories for: social login, email/password, session management, and password reset. For each, specify security requirements and edge cases.”Tuesday morning (15 minutes):* Generate mockups for any UI-heavy stories:“Create an HTML mockup for the login flow showing: landing page, social login options, email/password form, error states, and success redirect.”* Even if the HTML doesn't work perfectly, it gives your designers a starting pointBefore sprint planning (10 minutes):* Ask Claude to anticipate engineering questions:“Review these user stories as if you're a senior engineer. What questions would you ask? What concerns would you raise about technical feasibility, dependencies, or edge cases?”* This preparation makes you look thoughtful and helps the meeting run smoothlyTotal time investment: ~75 minutes. Typical time saved: 3-4 hours compared to doing this manually.The Stakeholder Alignment WorkflowGetting alignment from multiple stakeholders (product leadership, engineering, design, data science, legal, marketing) is one of the hardest parts of PM work. AI can help you think through different stakeholder perspectives and craft compelling communications for each.Here's how:Step 1: Map your stakeholders (10 minutes)Create a quick table in a doc:Stakeholder | Primary Concern | Decision Criteria | Likely Objections VP Product | Strategic fit, ROI | Company OKRs, market opportunity | Resource allocation vs other priorities VP Eng | Technical risk, capacity | Engineering capacity, tech debt | Complexity, unclear requirements Design Lead | User experience | User research, design principles | Timeline doesn't allow proper design process Legal | Compliance, risk | Regulatory requirements | Data privacy, user consent flowsStep 2: Generate stakeholder-specific communications (20 minutes)For each key stakeholder, ask Claude:“I need to pitch this product idea to [Stakeholder]. Based on this PRD, create a 1-page brief addressing their primary concern of [concern from your table]. Open with the specific value for them, address their likely objection of [objection], and close with a clear ask. Tone should be [professional/technical/strategic] based on their role.”Then you'll have customized one-pagers for your pre-meetings with each stakeholder, dramatically increasing your alignment rate.Step 3: Synthesize feedback (15 minutes)After gathering stakeholder input, ask Claude to help you synthesize:“I got the following feedback from stakeholders: [paste feedback]. Identify: (1) Common themes, (2) Conflicting requirements, (3) Legitimate concerns vs organizational politics, (4) Recommended compromises that might satisfy multiple parties.”This pattern-matching across stakeholder feedback is something AI does really well and saves you hours of mental processing.The Quarterly Planning WorkflowQuarterly or annual planning is where product strategy gets real. You need to synthesize market trends, customer feedback, technical capabilities, and business objectives into a coherent roadmap. AI can accelerate this dramatically.Six weeks before planning:* Start collecting input (customer interviews, market research, competitive analysis, engineering feedback)* Don't wait until the last minuteFour weeks before planning:Dump everything into Claude with this structure:“I'm creating our Q2 roadmap. Context:* Business objectives: [paste from leadership]* Customer feedback themes: [paste synthesis]* Technical capabilities/constraints: [paste from engineering]* Competitive landscape: [paste analysis]* Current product gaps: [paste from your analysis]Generate 5 strategic themes that could anchor our Q2 roadmap. For each theme:* Strategic rationale (how it connects to business objectives)* Key initiatives (2-3 major features/projects)* Success metrics* Resource requirements (rough estimate)* Risks and mitigations* Customer segments addressed”This gives you a strategic framework to react to rather than starting from a blank page.Three weeks before planning:Iterate on the most promising themes:“Deep dive on Theme 3. Generate:* Detailed initiative breakdown* Dependencies on platform/infrastructure* Phasing options (MVP vs full build)* Go-to-market considerations* Data requirements* Open questions requiring research”Two weeks before planning:Pressure-test your thinking:“Play devil's advocate on this roadmap. What are the strongest arguments against each initiative? What am I likely missing? What failure modes should I plan for?”This adversarial prompting forces you to strengthen weak points before your leadership reviews it.One week before planning:Generate your presentation:“Create an executive presentation for this roadmap. Structure: (1) Market context and strategic imperative, (2) Q2 themes and initiatives, (3) Expected outcomes and metrics, (4) Resource requirements, (5) Key risks and mitigations, (6) Success criteria for decision. Make it compelling but data-driven. Tone: confident but not overselling.”Then add your company-specific context, visual brand, and personal voice.The Customer Research WorkflowAI can't replace talking to customers, but it can help you prepare better questions, analyze feedback more systematically, and identify patterns faster.Before customer interviews:“I'm interviewing customers about [topic]. Generate:* 10 open-ended questions that avoid leading the witness* 5 follow-up questions for each main question* Common cognitive biases I should watch for* A framework for categorizing responses”This prep work helps you conduct better interviews.After interviews:“I conducted 15 customer interviews. Here are the key quotes: [paste anonymized quotes]. Identify:* Recurring themes and patterns* Surprising insights that contradict our assumptions* Segments with different needs* Implied needs customers didn't articulate directly* Recommended next steps for validation”AI is excellent at pattern-matching across qualitative data at scale.The Crisis Management WorkflowSomething broke. The site is down. Data was lost. A feature shipped with a critical bug. You need to move fast.Immediate response (5 minutes):“Critical incident. Details: [brief description]. Generate:* Incident classification (Sev 1-4)* Immediate stakeholders to notify* Draft customer communication (honest, apologetic, specific about what happened and what we're doing)* Draft internal communication for leadership* Key questions to ask engineering during investigation”Having these drafted in 5 minutes lets you focus on coordination and decision-making rather than wordsmithing.Post-incident (30 minutes):“Write a post-mortem based on this incident timeline: [paste timeline]. Include:* What happened (technical details)* Root cause analysis* Impact quantification (users affected, revenue impact, time to resolution)* What went well in our response* What could have been better* Specific action items with owners and deadlines* Process changes to prevent recurrence Tone: Blameless, focused on learning and improvement.”This gives you a strong first draft to refine with your team.Common Pitfalls: What Not to Do with AI in Product ManagementNow let's talk about the mistakes I see PMs making with AI tools. Pitfall #1: Treating AI Output as FinalThe biggest mistake is copy-pasting AI output directly into your PRD, roadmap presentation, or stakeholder email without critical review.The result? Documents that are grammatically perfect but strategically shallow. Presentations that sound impressive but don't hold up under questioning. Emails that are professionally worded but miss the subtext of organizational politics.The fix: Always ask yourself:* Does this reflect my actual strategic thinking, or generic best practices?* Would my CEO/engineering lead/biggest customer find this compelling and specific?* Are there company-specific details, customer insights, or technical constraints that only I know?* Does this sound like me, or like a robot?Add those elements. That's where your value as a PM comes through.Pitfall #2: Using AI as a Crutch Instead of a ToolSome PMs use AI because they don't want to think deeply about the product. They're looking for AI to do the hard work of strategy, prioritization, and trade-off analysis.This never works. AI can help you think more systematically, but it can't replace thinking.If you find yourself using AI to avoid wrestling with hard questions (”Should we build X or Y?” “What's our actual competitive advantage?” “Why would customers switch from the incumbent?”), you're using it wrong.The fix: Use AI to explore options, not to make decisions. Generate three alternatives, pressure-test each one, then use your judgment to decide. The AI can help you think through implications, but you're still the one choosing.Pitfall #3: Not IteratingGetting mediocre AI output and just accepting it is a waste of the technology's potential.The PMs who get exceptional results from AI are the ones who iterate. They generate an initial response, identify what's weak or missing, and ask follow-up questions. They might go through 5-10 iterations on a key section of a PRD.Each iteration is quick (30 seconds to type a follow-up prompt, 30 seconds to read the response), but the cumulative effect is dramatically better output.The fix: Budget time for iteration. Don't try to generate a complete, polished PRD in one prompt. Instead, generate a rough draft, then spend 30 minutes iterating on specific sections that matter most.Pitfall #4: Ignoring the Political and Human ContextAI tools have no understanding of organizational politics, interpersonal relationships, or the specific humans you're working with.They don't know that your VP of Engineering is burned out and skeptical of any new initiatives. They don't know that your CEO has a personal obsession with a specific competitor. They don't know that your lead designer is sensitive about not being included early enough in the process.If you use AI-generated communications without layering in this human context, you'll create perfectly worded documents that land badly because they miss the subtext.The fix: After generating AI content, explicitly ask yourself: “What human context am I missing? What relationships do I need to consider? What political dynamics are in play?” Then modify the AI output accordingly.Pitfall #5: Over-Relying on a Single ToolDifferent AI tools have different strengths. Claude is great for strategic depth, ChatPRD is great for structure, Gemini integrates well with Google Workspace.If you only ever use one tool, you're missing opportunities to leverage different strengths for different tasks.The fix: Keep 2-3 tools in your toolkit. Use Claude for important PRDs and strategic documents. Use Gemini for quick internal documentation that needs to integrate with Google Docs. Use ChatPRD when you want more guided structure. Match the tool to the task.Pitfall #6: Not Fact-Checking AI OutputAI tools hallucinate. They make up statistics, misrepresent competitors, and confidently state things that aren't true. If you include those hallucinations in a PRD that goes to leadership, you look incompetent.The fix: Fact-check everything, especially:* Statistics and market data* Competitive feature claims* Technical capabilities and limitations* Regulatory and compliance requirementsIf the AI cites a number or makes a factual claim, verify it independently before including it in your document.The Meta-Skill: Prompt Engineering for PMsLet's zoom out and talk about the underlying skill that makes all of this work: prompt engineering.This is a real skill. The difference between a mediocre prompt and a great prompt can be 10x difference in output quality. And unlike coding or design, where there's a steep learning curve, prompt engineering is something you can get good at quickly.Principle 1: Provide Context Before InstructionsBad prompt:“Write a PRD for an AI tutor”Good prompt:“I'm a PM at an edtech company with 2M users, primarily high school students. We're exploring an AI tutor feature to complement our existing video content library and practice problems. Our main competitors are Khan Academy and Course Hero. Our differentiation is personalized learning paths based on student performance data.Write a PRD for an AI tutor feature targeting students in the middle 80% academically who struggle with science and math.”The second prompt gives Claude the context it needs to generate something specific and strategic rather than generic.Principle 2: Specify Format and ConstraintsBad prompt:“Generate success metrics”Good prompt:“Generate 5-7 success metrics for this feature. Include a mix of:* Leading indicators (early signals of success)* Lagging indicators (definitive success measures)* User behavior metrics* Business impact metricsFor each metric, specify: name, definition, target value, measurement method, and why it matters.”The structure you provide shapes the structure you get back.Principle 3: Ask for Multiple OptionsBad prompt:“What should our Q2 priorities be?”Good prompt:“Generate 3 different strategic approaches for Q2:* Option A: Focus on user acquisition* Option B: Focus on engagement and retention* Option C: Focus on monetizationFor each option, detail: key initiatives, expected outcomes, resource requirements, risks, and recommendation for or against.”Asking for multiple options forces the AI (and forces you) to think through trade-offs systematically.Principle 4: Specify Audience and ToneBad prompt:“Summarize this PRD”Good prompt:“Create a 1-paragraph summary of this PRD for our skeptical VP of Engineering. Tone: Technical, concise, addresses engineering concerns upfront. Focus on: technical architecture, resource requirements, risks, and expected engineering effort. Avoid marketing language.”The audience and tone specification ensures the output will actually work for your intended use.Principle 5: Use Iterative RefinementDon't try to get perfect output in one prompt. Instead:First prompt: Generate rough draft Second prompt: “This is too generic. Add specific examples from [our company context].” Third prompt: “The technical section is weak. Expand with architecture details and dependencies.” Fourth prompt: “Good. Now make it 30% more concise while keeping the key details.”Each iteration improves the output incrementally.Let me break down the prompting approach that worked in this experiment, because this is immediately actionable for your work tomorrow.Strategy 1: The Structured Outline ApproachDon't go from zero to full PRD in one prompt. Instead:* Start with strategic thinking - Spend 10-15 minutes outlining why you're building this, who it's for, and what problem it solves* Get specific - Don't say “users,” say “high school students in the middle 80% of academic performance”* Include constraints - Budget, timeline, technical limitations, competitive landscape* Dump your outline into the AI - Now ask it to expand into a full PRD* Iterate section by section - Don't try to perfect everything at onceThis is exactly what I did in my experiment, and even with my somewhat sloppy outline, the results were dramatically better than they would have been with a single-sentence prompt.Strategy 2: The Comparative Analysis PatternOne technique I used that worked particularly well: asking each tool to do the same specific task and comparing results.For example, I asked all five tools: “Please compose a one paragraph exact summary I can share over DM with a highly influential VP of engineering who is generally a skeptic but super smart.”This forced each tool to synthesize the entire PRD into a compelling pitch while accounting for a specific, challenging audience. The variation in quality was revealing—and it gave me multiple options to choose from or blend together.Actionable tip: When you need something critical (a pitch, an executive summary, a key decision framework), generate it with 2-3 different AI tools and take the best elements from each. This “ensemble approach” often produces better results than any single tool.Strategy 3: The Iterative Refinement LoopDon't treat the AI output as final. Use it as a first draft that you then refine through conversation with the AI.After getting the initial PRD, I could have asked follow-up questions like:* “What's missing from this PRD?”* “How would you strengthen the success metrics section?”* “Generate 3 alternative approaches to the core feature set”Each iteration improves the output and, more importantly, forces me to think more deeply about the product.What This Means for Your CareerIf you're an early or mid-career PM reading this, you might be thinking: “Great, so AI can write PRDs now. Am I becoming obsolete?”Absolutely not. But your role is evolving, and understanding that evolution is critical.The PMs who will thrive in the AI era are those who:* Excel at strategic thinking - AI can generate options, but you need to know which options align with company strategy, customer needs, and technical feasibility* Master the art of prompting - This is a genuine skill that separates mediocre AI users from exceptional ones* Know when to use AI and when not to - Some aspects of product work benefit enormously from AI. Others (user interviews, stakeholder negotiation, cross-functional relationship building) require human judgment and empathy* Can evaluate AI output critically - You need to spot the hallucinations, the generic fluff, and the strategic misalignments that AI inevitably producesThink of AI tools as incredibly capable interns. They can produce impressive work quickly, but they need direction, oversight, and strategic guidance. Your job is to provide that guidance while leveraging their speed and breadth.The Real-World Application: What to Do Monday MorningLet's get tactical. Here's exactly how to apply these insights to your actual product work:For Your Next PRD:* Block 30 minutes for strategic thinking - Write your back-of-the-napkin outline in Google Docs or your tool of choice* Open Claude (or ChatPRD if you want more structure)* Copy your outline with this prompt:“I'm a product manager at [company] working on [product area]. I need to create a comprehensive PRD based on this outline. Please expand this into a complete PRD with the following sections: [list your preferred sections]. Make it detailed enough for engineering to start breaking down into user stories, but concise enough for leadership to read in 15 minutes. [Paste your outline]”* Review the output critically - Look for generic statements, missing details, or strategic misalignments* Iterate on specific sections:“The success metrics section is too vague. Please provide 3-5 specific, measurable KPIs with target values and explanation of why these metrics matter.”* Generate supporting materials:“Create a visual mockup of the core user flow showing the key interaction points.”* Synthesize the best elements - Don't just copy-paste the AI output. Use it as raw material that you shape into your final documentFor Stakeholder Communication:When you need to pitch something to leadership or engineering:* Generate 3 versions of your pitch using different tools (Claude, ChatPRD, and one other)* Compare them for:* Clarity and conciseness* Strategic framing* Compelling value proposition* Addressing likely objections* Blend the best elements into your final version* Add your personal voice - This is crucial. AI output often lacks personality and specific company context. Add that yourself.For Feature Prioritization:AI tools can help you think through trade-offs more systematically:“I'm deciding between three features for our next release: [Feature A], [Feature B], and [Feature C]. For each feature, analyze: (1) Estimated engineering effort, (2) Expected user impact, (3) Strategic alignment with making our platform the go-to solution for [your market], (4) Risk factors. Then recommend a prioritization with rationale.”This doesn't replace your judgment, but it forces you to think through each dimension systematically and often surfaces considerations you hadn't thought of.The Uncomfortable Truth About AI and Product ManagementLet me be direct about something that makes many PMs uncomfortable: AI will make some PM skills less valuable while making others more valuable.Less valuable:* Writing boilerplate documentation* Creating standard frameworks and templates* Generating routine status updates* Synthesizing information from existing sourcesMore valuable:* Strategic product vision and roadmapping* Deep customer empathy and insight generation* Cross-functional leadership and influence* Critical evaluation of options and trade-offs* Creative problem-solving for novel situationsIf your PM role primarily involves the first category of tasks, you should be concerned. But if you're focused on the second category while leveraging AI for the first, you're going to be exponentially more effective than your peers who resist these tools.The PMs I see succeeding aren't those who can write the best PRD manually. They're those who can write the best PRD with AI assistance in one-tenth the time, then use the saved time to talk to more customers, think more deeply about strategy, and build stronger cross-functional relationships.Advanced Techniques: Beyond Basic PRD GenerationOnce you've mastered the basics, here are some advanced applications I've found valuable:Competitive Analysis at Scale“Research our top 5 competitors in [market]. For each one, analyze: their core value proposition, key features, pricing strategy, target customer, and likely product roadmap based on recent releases and job postings. Create a comparison matrix showing where we have advantages and gaps.”Then use web search tools in Claude or Perplexity to fact-check and expand the analysis.Scenario Planning“We're considering three strategic directions for our product: [Direction A], [Direction B], [Direction C]. For each direction, map out: likely customer adoption curve, required technical investments, competitive positioning in 12 months, and potential pivots if the hypothesis proves wrong. Then identify the highest-risk assumptions we should test first for each direction.”This kind of structured scenario thinking is exactly what AI excels at—generating multiple well-reasoned perspectives quickly.User Story GenerationAfter your PRD is solid:“Based on this PRD, generate a complete set of user stories following the format ‘As a [user type], I want to [action] so that [benefit].' Include acceptance criteria for each story. Organize them into epics by functional area.”This can save your engineering team hours of grooming meetings.The Tools Will Keep Evolving. Your Process Shouldn'tHere's something important to remember: by the time you read this, the specific rankings might have shifted. Maybe ChatGPT-5 has leapfrogged Claude. Maybe a new specialized tool has emerged.But the core principles won't change:* Do strategic thinking before touching AI* Use the best tool available for your specific task* Iterate and refine rather than accepting first outputs* Blend AI capabilities with human judgment* Focus your time on the uniquely human aspects of product managementThe specific tools matter less than your process for using them effectively.A Final Experiment: The Skeptical VP TestI want to share one more insight from my testing that I think is particularly relevant for early and mid-career PMs.Toward the end of my experiment, I gave each tool this prompt: “Please compose a one paragraph exact summary I can share over DM with a highly influential VP of engineering who is generally a skeptic but super smart.”This is such a realistic scenario. How many times have you needed to pitch an idea to a skeptical technical leader via Slack or email? Someone who's brilliant, who's seen a thousand product ideas fail, and who can spot b******t from a mile away?The quality variation in the responses was fascinating. ChatGPT gave me something that felt generic and safe. Gemini was better but still a bit too enthusiastic. Grok was... well, Grok.But Claude and ChatPRD both produced messages that felt authentic, technically credible, and appropriately confident without being overselling. They acknowledged the engineering challenges while framing the opportunity compellingly.The lesson: When the stakes are high and the audience is sophisticated, the quality of your AI tool matters even more. That skeptical VP can tell the difference between a carefully crafted message and AI-generated fluff. So can your CEO. So can your biggest customers.Use the best tools available, but more importantly, always add your own strategic thinking and authentic voice on top.Questions to Consider: A Framework for Your Own ExperimentsAs I wrapped up my Loom, I posed some questions to the audience that I'll pose to you:“Let me know in the comments, if you do your PRDs using AI differently, do you start with back of the envelope? Do you say, oh no, I just start with one sentence, and then I let the chatbot refine it with me? Or do you go way more detailed and then use the chatbot to kind of pressure test it?”These aren't rhetorical questions. Your answer reveals your approach to AI-augmented product work, and different approaches work for different people and contexts.For early-career PMs: I'd recommend starting with more detailed outlines. The discipline of thinking through your product strategy before touching AI will make you a stronger PM. You can always compress that process later as you get more experienced.For mid-career PMs: Experiment with different approaches for different types of documents. Maybe you do detailed outlines for major feature PRDs but use more iterative AI-assisted refinement for smaller features or updates. Find what optimizes your personal productivity while maintaining quality.For senior PMs and product leaders: Consider how AI changes what you should expect from your PM team. Should you be reviewing more AI-generated first drafts and spending more time on strategic guidance? Should you be training your team on effective AI usage? These are leadership questions worth grappling with.The Path Forward: Continuous ExperimentationMy experiment with these five AI tools took 45 minutes. But I'm not done experimenting.The field of AI-assisted product management is evolving rapidly. New tools launch monthly. Existing tools get smarter weekly. Prompting techniques that work today might be obsolete in three months.Your job, if you want to stay at the forefront of product management, is to continuously experiment. Try new tools. Share what works with your peers. Build a personal knowledge base of effective prompts and workflows. And be generous with what you learn. The PM community gets stronger when we share insights rather than hoarding them.That's why I created this Loom and why I'm writing this post. Not because I have all the answers, but because I'm figuring it out in real-time and want to share the journey.A Personal Note on Coaching and ConsultingIf this kind of practical advice resonates with you, I'm happy to work with you directly.Through my pm coaching practice, I offer 1:1 executive, career, and product coaching for PMs and product leaders. We can dig into your specific challenges: whether that's leveling up your AI workflows, navigating a career transition, or developing your strategic product thinking.I also work with companies (usually startups or incubation teams) on product strategy, helping teams figure out PMF for new explorations and improving their product management function.The format is flexible. Some clients want ongoing coaching, others prefer project-based consulting, and some just want a strategic sounding board for a specific decision. Whatever works for you.Reach out through tomleungcoaching.com if you're interested in working together.OK. Enough pontificating. Let's ship greatness. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit firesidepm.substack.com

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Pinterest Advertising Campaigns: Image, Video, Carousel, Shopping Catalog, Leads & Quiz Strategy with Favour Obasi-Ike | Sign up for exclusive SEO insights.Pinterest for business advertising, emphasizing its power as a visual search engine rather than a traditional social media platform. Favour highlights that Pinterest users exhibit a higher purchasing power and are in a planning mindset, making their minimal time spent on the platform highly intentional for conversions compared to engagement-focused sites like TikTok or Facebook. 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Behind the vision boards and DIY projects lies a platform built not on fleeting attention, but on deliberate intention.This episode reveals five surprising truths about Pinterest that defy conventional social media wisdom and highlight its unique, untapped value for businesses and marketers.--------------------------------------------------------------------------------1. The 90-Minute Paradox: Why Less Time on Platform Means More for BusinessIt's a counter-intuitive finding that stops most marketers in their tracks: Pinterest users spend significantly less time on the platform than users of other major networks.According to recent data, the average user spends just 1 hour and 31 minutes per month on Pinterest. Compare that to the time sinks of other platforms:• TikTok: 35 hours per month• Facebook: 29 hours per month• Instagram: 15 hours per monthThis isn't a sign of low engagement; it's a signal of high-intent, purposeful activity. Breaking it down, 91 minutes a month averages to just about 3 minutes per day. Users aren't there to endlessly scroll. In those three minutes, a user is on a mission: they might spend 30 seconds looking for an idea, a minute to find the right one, and the next minute to affirm it, save it for later, or click through to act on it immediately. This focused, goal-oriented behavior means every minute is packed with commercial intent."So if you're planning on Pinterest and you're spending less than 2 hours to be on a platform that's going to give you maximum return on your time and investment, it's worth it than spend 35 hours to do the same thing..."2. The Audience Isn't Just Browsing—They're Planning and They Have Buying PowerThe fundamental difference between Pinterest and other platforms is user mindset. While other networks thrive on a culture of passive "swiping," Pinterest is the go-to destination for active "planning." Users are there with the specific intention of preparing for something—whether it's an event, a book, a wedding, a shoe, a color, or a tip—which makes them uniquely receptive to relevant brand content and advertising.This high-intent audience also has significant financial leverage:• Approximately 45% of Pinterest users have an annual household income of at least $150,000.• Their purchasing power is 5% to 38% higher than on other social platforms.This combination of forward-looking intent and disposable income creates an environment where ads are not an interruption but a welcome part of the discovery process."It tells you that Pinterest is not a place that people are going to swipe. They're going there to plan. So when they're going there to plan, they're searching with the intention of purchasing something or planning for something."3. Forget "Lookalikes," Pinterest Is About "Actalikes"Most digital advertisers are familiar with "lookalike audiences"—the targeting method used by platforms like Meta to find users who share demographic traits with an existing customer base. Pinterest offers a more powerful alternative: the "actalike audience."An actalike audience is a group of users targeted based on their active, intentional behaviors. These are users who are thinking, planning, processing, doing, and responding. Rather than targeting people who simply look like your customers, you target people who act like them.This is a critical distinction. An actalike audience is inherently composed of users with proven intent and behavioral patterns that align with conversion. It targets an active mindset, not just a passive profile, suggesting a much higher probability of a positive outcome for advertisers.4. Your Content's Lifespan: A Marathon, Not a SprintThe ephemeral nature of social media content is a constant challenge for marketers. A post that takes hours to create can disappear from feeds in a matter of hours. Pinterest operates on a completely different timeline.The lifespan of content on Pinterest presents a stark contrast to its social media counterparts:• Pinterest Pin: 3.5 to 5 months• Instagram Post: 19 to 72 hoursContent on Pinterest functions less like a fleeting post and more like a long-term asset. Each pin acts as a durable entry point to your brand, continuing to drive traffic, discovery, and conversions for months on end. This turns content creation from a short-term sprint into a sustainable, long-term investment with compounding returns, much like traditional SEO.5. The Surprising Truth About Media OwnershipOn platforms like Instagram and TikTok, you are a perpetual tenant. You build your presence on rented land, but you never truly own your content or the space it occupies. Pinterest offers a unique and powerful path to digital property ownership.When you claim your website on Pinterest, you establish 100% ownership of your media on the platform. This is made possible by the Pinterest Tag—a piece of code on your website that connects your property to the platform, tracks conversions, and solidifies your ownership. This transforms your Pinterest business account from a simple social profile into a claimed media asset.The platform even provides a powerful tool to leverage this ownership. You can connect your Instagram business account and pull the last 365 days of content directly onto Pinterest. Think about the implications: you didn't own your content on Instagram, but now you have Instagram's content building an owned asset on Pinterest, all because you've claimed your website as a digital property."You don't own 100% of your media on Instagram... with Pinterest it's a beautiful place because when you claim your Pinterest account and you claim your website on Pinterest. What you've technically done is that you've claimed a property on an asset that you don't own but now you own..."--------------------------------------------------------------------------------Conclusion: Rethinking Attention vs. IntentionFor years, the digital marketing world has been obsessed with the attention economy—a relentless race for more screen time, more views, and more hours spent scrolling. Pinterest proves that there is a more valuable currency: intention.Its true power lies not in capturing endless hours of passive attention, but in connecting with a high-value audience during their most decisive planning and purchasing moments. The platform's unique combination of high intent, powerful demographics, action-based targeting, and content longevity makes it an unparalleled tool for businesses.As you plan your next marketing strategy, ask yourself this: What could your business achieve if you focused less on the attention economy and more on the intention economy?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rob and Kelvin explain why Cam Newton has no right to feel slighted after the Indianapolis Colts signed Philip Rivers out of retirement to be their QB1. Plus, the guys go head-to-head in this week’s edition of Teichert’s Tower of Trivia.See omnystudio.com/listener for privacy information.

David Aldridge ('The Athletic') joins Ken Carman and Jason Lloyd to talk about the latest on the Cleveland Cavaliers, including the team's early-season struggles and what they can do to get themselves back on track.

Tennessee Titans play-by-play voice Taylor Zarzour joins Papa & Silver to compare the strengths of Tony Pollard & Tyjae Spears in the Titans' run game and break down the next steps for Cam Ward to become a successful quarterback in the NFLSee omnystudio.com/listener for privacy information.

12-12 Papa & Silver Hour 4: Greg Papa makes a bold prediction and expresses his admiration for Jeffery Simmons. Taylor Zarzour joins the show to compare the strengths of Tony Pollard & Tyjae Spears in the Titans' run game and break down the next steps for Cam Ward to become a successful quarterback in the NFL.See omnystudio.com/listener for privacy information.

Tennessee Titans play-by-play voice Taylor Zarzour joins Papa & Silver to compare the strengths of Tony Pollard & Tyjae Spears in the Titans' run game and break down the next steps for Cam Ward to become a successful quarterback in the NFLSee omnystudio.com/listener for privacy information.

12-12 Papa & Silver Hour 4: Greg Papa makes a bold prediction and expresses his admiration for Jeffery Simmons. Taylor Zarzour joins the show to compare the strengths of Tony Pollard & Tyjae Spears in the Titans' run game and break down the next steps for Cam Ward to become a successful quarterback in the NFL.See omnystudio.com/listener for privacy information.

Spongebob, Patrick and Sandy = Hunter, Cush and Jessica!

Ever look at a storage deal and think "I have no clue if this is actually a good deal or a financial disaster?" You're not alone. Most investors guess, cross their fingers, and hope they didn't just overpay by six figures. In this special live coaching episode, Alex sits down with Brandon Rickman, a successful single-family investor making the jump into self-storage. You'll hear Alex analyze a real storage deal step by step, how to spot red flags, what the numbers actually mean, and how to know if a deal is worth pursuing or walking away from. This is as close as it gets to having Alex look over your shoulder while you analyze your own deal. You'll Learn How To: Tell if a storage deal is worth a deeper look in under 10 minutes Quickly estimate what a facility is really worth Understand cap rates without the confusion Compare street rates to find hidden upside Avoid overpaying for a deal that looks good on paper What You'll Learn in This Episode: [00:00] Why most investors overthink storage deals and still get them wrong [04:00] Brandon's jump from single-family into self-storage development [08:30] The one mistake that causes investors to overpay for storage facilities [12:45] How Alex quickly estimates a deal's value using simple math [18:00] Understanding cap rates without the confusion [23:30] How to compare market rates to uncover hidden upside [30:00] What makes a storage deal worth pursuing vs. walking away [38:00] Why buying on pro forma can destroy your returns [43:30] Why they're turning this into a two-part deep dive Who This Episode Is For: Investors curious about getting into self-storage but unsure how to evaluate deals Single-family investors ready to transition into long-term cash-flow assets Anyone tired of guessing and wanting real clarity on deal analysis Why You Should Listen: If you've ever felt overwhelmed by storage numbers, cap rates, or underwriting, this episode will give you clarity. You'll hear Alex break everything down in plain English using a real deal, real questions, and real coaching. No hype, just practical insight you can actually use on your next deal. Follow Alex Pardo here: Alex Pardo Website: https://alexpardo.com/ Alex Pardo Facebook: https://www.facebook.com/alexpardo15 Alex Pardo Instagram: https://www.instagram.com/alexpardo25 Alex Pardo YouTube: https://www.youtube.com/@AlexPardo Storage Wins Website: https://storagewins.com/ Follow Brandon Rickman here:  Brandon Rickman Website:https://www.theflipgenius.com/ Brandon Rickman YouTube: https://www.youtube.com/@BrandonRickman Have conversations with at least three to give storage owners, brokers, private lenders, and equity partners through the Storage Wins Facebook group. Join for free by visiting this link: https://www.facebook.com/groups/322064908446514/  

Ultimate Reconciliation of All (1) (audio) David Eells – 12/10/25 I have found that the truth always motivates people to holiness, to turn loose of the world and run after God; but a lie always makes people comfortable where they are, and there are a lot of lies out there. People who like to make up their own gospel turn the grace of God into lasciviousness by choosing to believe that once saved is always saved. That means there's no use in taking any warning from the Lord seriously, since that false doctrine negates the possibility of being lost. These people are not motivated because they erroneously believe their “ticket's been punched.” Today, I'm going to speak to you about a doctrine that's in the church denominations called “ultimate reconciliation of all.” Many Unconditional Eternal Security people find this easy to fall into since in effect you cant be lost. Ultimate Reconciliationists believe there will come a time when the wicked, including the devil and his angels, in some cases, will come out of torment and be reconciled to God. This doctrine did not come from Christians but Unitarians and Universalists who brought it from England to the New England colonies in the 18th century. The fruit of this doctrine is the same as that of unconditional eternal security. If no one can ultimately be lost, why fear God or the warnings of Scripture? It destroys motivation to study and obey the Word of God or evangelize the lost and dying. Like the unconditional eternal security people, many of these will take the mark of the beast and are taking the spiritual mark now. What else would the devil have you believe? I have ministered in several churches that believed this. Generally, the people are very prideful and judgmental of those who do not have their “deep revelation”. They are forced to pick and choose verses in order to justify this doctrine, and it makes them disrespect the Word. I have debated many with this doctrine over the years, some on our live internet chat Bible study a few years ago. When they can't back it up with scriptures, they generally resort to insults. We who believe the Word just don't have “the revelation”. Reconciliationists say the Greek words for forever and ever mean “unto the age of the ages”, meaning when used of those in eternal punishment, it is only for a period of time after which everyone comes out of the lake of fire. They lie. “Unto the age of the ages” is only in one place. (Eph.3:21) unto him [be] the glory in the church and in Christ Jesus unto all generations for ever and ever (unto the age of the ages) Amen. Here it says, “unto all generations unto the age of the ages”, which is only as long as men have children, clearly making it a period of time. In the four Greek manuscripts I have, which range from the oldest to the Received Text, the second-to-last Greek letter of “age” in this verse is an omicron, the 17th letter of the Greek alphabet, which makes this word singular, “Age”. In every other place, the second-to-last letter in the word “ages” is an alpha, the 1st letter of their alphabet, making this word plural, “Ages”. In every other case where “forever and ever” is the translation, “unto the ages of ages” is the literal wording, which has no end. The manuscripts and Bible Numerics prove this to be the case. (Rev.14:11) and the smoke of their torment goeth up for ever and ever (unto the ages of ages); and they have no rest day and night, they that worship the beast and his image, and whoso receiveth the mark of his name. There is no end to the fiery punishment. Many will receive the mark because of this false doctrine. That means that God would die if it were only a period of time. Notice in (Rev.15:7) And one of the four living creatures gave unto the seven angels seven golden bowls full of the wrath of God, who liveth for ever and ever. So if they are correct, using the same words, when these people come out of hell, God dies. If it were only a period of time in the following verses, the devil, beast, and false prophet would come out of the lake of fire at the end of that time. (Rev.20:10) And the devil that deceived them was cast into the lake of fire and brimstone, where are also the beast and the false prophet; and they shall be tormented day and night for ever and ever. Even though many Reconciliationists say they do not believe the devil will be saved, according to this doctrine, he has to be. If there is an end to his torment, God will die for the same phrase is used for the longevity of each. They say that “forever,” Greek: “aionios”, meaning “unto the ages”, is for a period of time, but the Kingdom will cease if that is true. We are told forever is without end. (Luk.1:33) and he shall reign over the house of Jacob for ever; and of his kingdom there shall be no end. Vines says this is a Greek Idiom; i.e., an expression whose meaning cannot be derived from the elements of the word. Idioms can always be explained by their usage in the text. If one said, “After he kicked the bucket, I went to the funeral”, you know that “kicked the bucket” means death. It is so with the Greek word for “for ever” or “eternal”. Forever is clearly set apart from a period of time in this verse: (Phm.15) For perhaps he was therefore parted [from thee] for a season, that thou shouldest have him for ever. Clearly “for ever” is far more than a period of time. They also say eternal, which is the same Greek word, “aionios”, meaning “unto the ages”, and has no end. (Joh.10:28) and I give unto them eternal life; and they shall never perish, and no one shall snatch them out of my hand. Clearly the elect only are eternal and eternal is clearly set apart from a period of time in this verse: (2 Cor.4:18) while we look not at the things which are seen, but at the things which are not seen: for the things which are seen are temporal (temporary or for a season); but the things which are not seen are eternal. If eternal is only a period of time, then at the end of that period, the wicked come out of hell and God and the righteous die. (Mat.25:46) And these shall go away into eternal punishment: but the righteous into eternal life. If “eternal” is only a period of time, then, according to this doctrine, God, the Holy Spirit, the Kingdom of God, the new body, etc., would come to an end; but God is also immortal, i.e., deathless (1 Timothy 6:16); the Holy Spirit is eternal (Hebrews 9:14); the Kingdom is eternal (2 Peter 1:11); and the new body, which is also immortal, i.e., deathless, is eternal (1 Cor­inthians 15:52,53; 2 Corinthians 5:1). Here is the clincher: Those who do not have eternal life will “not see life”. (Joh.3:36) He that believeth on the Son hath eternal life (Greek: aionios; “unto the ages”); but he that obeyeth not the Son shall not see life, but the wrath of God abideth on him. We can't twist those words. “Not see life” clearly means never. Those who have eternal sin “never” get forgiveness. (Mar.3:29) but whosoever shall blaspheme against the Holy Spirit hath never forgiveness, but is guilty of an eternal sin. Once again, we can't twist those words. Reconciliationists use the following verse to claim that “eternal” has an end. (Rom.16:25) Now to him that is able to establish you according to my gospel and the preaching of Jesus Christ, according to the revelation of the mystery which hath been kept in silence through times eternal, (26) but now is manifested, and by the scriptures of the prophets, according to the commandment of the eternal God. There is no end of eternity, just as God here is eternal, but there are points in eternity when things are manifested like the revelation of Christ here. From our point of view, eternity goes into the past and into the future. Something may be eternally future without being eternally past. For instance, we have eternal life because we entered into eternity. The spiritual man in Jesus is eternal for he came out of God. His flesh had a beginning for He was sown of God and born of Mary.  And even before that He was “the beginning of the creation of God” and “the first-born of all creation”. This was a point in eternity. When other terminology is used in the Word as we have seen, the Ultimate Reconciliationists are at a loss. (Isa.66:24) And they shall go forth, and look upon the dead bodies of the men that have transgressed against me: for their worm shall not die, neither shall their fire be quenched; and they shall be an abhorring unto all flesh. Clearly the wicked souls do not die for they are in eternal fire. (Job.5:6) How much less man, that is a worm! And the son of man, that is a worm! Which will not come out of fire. (Mar.9:47) ... it is good for thee to enter into the kingdom of God with one eye, rather than having two eyes to be cast into hell; (48) where their worm dieth not, and the fire is not quenched. Notice that using different words they will always be in fire. (Psa.49:19) He shall go to the generation of his fathers; They shall never see the light. Again using other words they will never see the light of truth. They also say, “everlasting” is a period of time, but as we can see, it has no end! (Jer.20:11) But Jehovah is with me as a mighty one [and] a terrible: therefore my persecutors shall stumble, and they shall not prevail; they shall be utterly put to shame, because they have not dealt wisely, even with an everlasting dishonor which shall never be forgotten. Everlasting here is clearly eternal. When I was younger, “Ultimate Reconciliation” was often called the “Restoration of All Things,” taken from the KJV. (Acts 3:21) whom the heaven must receive until the times of restoration of all things (Things is not in the original Greek.), whereof God spake by the mouth of His holy prophets that have been. Restoration here is “apokatastasis,” meaning “back in order”. Only God's people can go back to order because the rest never had order. Notice that when the Lord returns after the Tribulation, the “restoration of all” of His elect is completed. At that time, He is not restoring the wicked but destroying them. (Rev.19:15) And out of his mouth proceedeth a sharp sword, that with it he should smite the nations: and he shall rule them with a rod of iron: and he treadeth the winepress of the fierceness of the wrath of God, the Almighty. Even a thousand years later, when all the wicked are resurrected at the Great White Throne judgment, they are taken from hell and thrown in the lake of fire (Revelation 20:7-15). That makes it clear that “all” is all of the elect, not all people, as even the Jews understood. To the Jews, “all” meant all of the elect. It is the same today. All of the elect, but without racial distinction, classes or conditions of people, rather than just physical Jews. All Israel is all elect Jews and Gentiles who are grafted into the olive tree (Romans 11:19-24,26), not those who are broken off. Compare the “all” in Mark 1:5 and Luke 7:29-30, where “all” is clearly the elect. The “all” whom the Father gives to Jesus are the elect in John 17:6,9 and in John 6:37,45. We see the same thing when we look at John 8:2, Acts 22:15, 2 Corinthians 3:2 and 1 Corinthians 15:22. Compare Romans 12:3 and 2 Thessalonians 3:2. Read 1 Timothy 2:6, Colossians 3:11 and Matthew 20:28. Jesus came to save only all of His own (Isaiah 53:8,11; Luke 1:68,77; Romans 9:21). God is not wishing that any of His people perish (2 Peter 3:9). (Rom.9:11) For [the children] being not yet born, neither having done anything good or bad, that the purpose of God according to election might stand, not of works, but of him that calleth, (12) it was said unto her, The elder shall serve the younger. (13) Even as it is written, Jacob I loved, but Esau I hated. Reconciliationists say that God unconditionally loves the whole world and could not fail to save it. They like to use this verse as proof. (Joh.3:16) For God so loved the world, that he gave his only begotten Son, that whosoever believeth on him should not perish, but have eternal life. Yet, God clearly specifies what part of the world He loves here as “whosoever believeth”. Jesus disagreed with their interpretation of this verse. (Joh.14:21) He that hath my commandments, and keepeth them, he it is that loveth me: and he that loveth me shall be loved of my Father, and I will love him, and will manifest myself unto him. (22) Judas (not Iscariot) saith unto him, Lord, what is come to pass that thou wilt manifest thyself unto us, and not unto the world? (23) Jesus answered and said unto him, If a man love me, he will keep my word: and my Father will love him, and we will come unto him, and make our abode with him. (Joh.15:10) If ye keep my commandments, ye shall abide in my love; even as I have kept my Father's commandments, and abide in his love. (15:14) Ye are my friends, if ye do the things which I command you. Here's even more proof from the Word: (Rom.9:13) Even as it is written, Jacob I loved, but Esau I hated. (Psa.5:5) The arrogant shall not stand in thy sight: Thou hatest all workers of iniquity. (Psa.11:5) Jehovah trieth the righteous; But the wicked and him that loveth violence his soul hateth. (Pro.6:16-19) There are six things which Jehovah hateth; Yea, seven which are an abomination unto him: (17) Haughty eyes, a lying tongue, And hands that shed innocent blood; (18) A heart that deviseth wicked purposes, Feet that are swift in running to mischief, (19) A false witness that uttereth lies, And he that soweth discord among brethren. (Pro.8:17) I love them that love me; And those that seek me diligently shall find me. (Hos.9:15) All their wickedness is in Gilgal; for there I hated them: because of the wickedness of their doings I will drive them out of my house; I will love them no more; all their princes are revolters. Friends, we cannot make God's love a worldly love. God would not be love if He permitted the wicked into His Kingdom to leaven the whole lump. God does not dwell in time and can, therefore, love by faith the elect whom He foreknew and foreordained. (Rom.9:11) for [the children] being not yet born, neither having done anything good or bad, that the purpose of God according to election might stand, not of works, but of him that calleth, (12) it was said unto her, The elder shall serve the younger. (13) Even as it is written, Jacob I loved, but Esau I hated. (Psa. 11:5) Jehovah trieth the righteous; But the wicked and him that loveth violence his soul hateth. God's people who live in sin will prove themselves called but not chosen, and He will love them no more. (Hos.9:15) All their wickedness is in Gilgal; for there I hated them: because of the wickedness of their doings I will drive them out of my house; I will love them no more; all their princes are revolters. This is not traditional, but I hope I've made it clear. (1 Cor.15:22) For as in Adam all die, so also in Christ shall all be made alive. Ultimate reconciliationists use this verse to say that those in Adam, the whole natural man creation, and those in Christ, the whole spiritual man creation, are the same people, so therefore God will save all. However, the next verse narrows those “in Christ” to those who are His at His coming. (23) But each in his own order: Christ the firstfruits; then they that are Christ's, at his coming. As most know, when Jesus comes, He will eternally destroy the wicked who were obviously not in Him. (2 Thes.1:7) and to you that are afflicted rest with us, at the revelation of the Lord Jesus from heaven with the angels of his power in flaming fire, (8) rendering vengeance to them that know not God, and to them that obey not the gospel of our Lord Jesus: (9) who shall suffer punishment, [even] eternal destruction from the face of the Lord....   PREDESTINED AND CHOSEN Let us see who the full measure of those in Christ are, and also if God ever planned to reconcile all of Adam's seed. “Predestine” means “to determine destiny before it happens”. “Foreordain”, which is the same Greek word, means “to ordain an event before it takes place”. (Eph.1:4) even as he chose us in him before the foundation of the world, that we should be holy and without blemish before him in love: (5) having foreordained us unto adoption as sons through Jesus Christ unto himself, according to the good pleasure of his will. You who are manifesting sonship by bearing fruit have been chosen and are being drawn by God. (Rom.8:29) For whom he foreknew, he also foreordained (predestined) [to be] conformed to the image of his Son, that he might be the firstborn among many brethren. God foreknew and decreed all who come to the likeness of Jesus, but not the apostate. “Foreknew” here does not mean that He looked into the future and saw what we would be. “Foreknew” here means “to know before” and is not connected with actions or events, but persons. God knew these people before the foundation of the world because He does not dwell in time. God conceives and knows what He creates before He speaks it into existence, just as we conceive and design something first in our mind before we make it. “Knew” speaks of intimate knowledge; for instance, Adam knew Eve. Jesus will say to those who called Him Lord but do not do the will of the Father, (Mat.7:23) “And then will I profess unto them, I never knew you (I.e.,from the foundation of the world): depart from me, ye that work iniquity”. To the foolish virgins who had not the oil of the Spirit, Jesus said, “I know you not”. The ones that God intimately knew He “foreordained” before the creation to be conformed to the image of Jesus. God is creating us through His gift of faith and grace and His Word in us. These are the people on the narrow road. This is grace. (Rom.8:30) and whom he foreordained, them he also called: and whom he called, them he also justified: and whom he justified, them he also glorified. We see here that all who are foreordained will be called, justified, and glorified. They will not fall away but will bear the fruit of Christ. Are there others who are called but not foreordained? Let us see. (2 Tim.1:9) who saved us, and called us with a holy calling … Notice that only the saved are called. “Called” is from the Greek word “kaleo”, which means “to invite”. “Called” is an invitation given only to God's people (for more proof, read Hebrews 3:1; Hosea 11:1; 1 Timothy 6:11,12; Matthew 25:14; Romans 1:6,7) to partake of His heavenly benefits in Christ in order to bear fruit. Those who bear fruit 30-, 60-, or 100-fold will be proven to be the chosen, or picked. Naturally, if at harvest time you have no fruit, rotten fruit, or unripe fruit, you will not be picked. The called are the vineyard of God (Isaiah 5:7). The chosen are the much smaller percentage who bear fruit (verse 10). (Mat.22:14) For many are called, but few chosen (Greek: eklektos; “elect”). The “called” can fall, but the elect or chosen will not ultimately. (Hos.11:1) When Israel was a child, then I loved him, and called my son out of Egypt. (2) The more [the prophets] called them, the more they went from them .... The Lord saved those who ate the lamb and were baptized in the Red Sea. He then tried them in the wilderness to see who would be a believer in the midst of trials, and only those entered the Promised Land. Jude warned the called of this very thing. (Jud.1) Jude, a servant of Jesus Christ, and brother of James, to them that are called ... (5) Now I desire to put you in remembrance, though ye know all things once for all, that the Lord, having saved a people out of the land of Egypt, afterward destroyed them that believed not. Notice that the called were saved, but some did not continue in faith to bear fruit and were destroyed. Friends, God is not looking for what we loosely call “Christians”, but believers or disciples, as they were called. Jesus gave us very clear examples of His servants who are called but do not come and partake in order to bear fruit. Jesus shared a parable in which a king made a marriage feast for His son. (Mat.22:3) … and sent forth his servants to call them that were bidden (Greek: “called”) to the marriage feast: and they would not come. They were full of excuses (a farm, merchandise, a new wife, etc.). (Mat.22:8) Then saith he to his servants, The wedding is ready, but they that were bidden were not worthy. Even one who appeared to come did not have on a wedding garment, which implies putting on Christ (Romans 13:14) or putting on righteous acts (Revelation 19:8). (Mat.22:13) Then the king said to the servants, Bind him hand and foot, and cast him out into the outer darkness; there shall be the weeping and the gnashing of teeth. (14) For many are called, but few chosen. A few of the called are chosen or elect because they bear fruit. (Mat.25:14) For [it is] as [when] a man, going into another country, called his own servants (Greek: “bondservants”), and delivered unto them his goods. (15) And unto one he gave five talents, to another two, to another one; to each according to his several ability; and he went on his journey. Obviously, the man who went away was the Lord, and His bondservants are His people. Two of these example servants brought forth fruit of the talent given them (Matthew 25:20-22), but one buried his in the earth (used his talent for the earthly, Matthew 25:24,25). When our Lord returns, He will say, “And cast ye out the unprofitable servant into the outer darkness: there shall be the weeping and the gnashing of teeth” (Mat.25:30). The apostle Paul, who said of himself that he was called in Galatians 1:6, also said, “But I buffet my body, and bring it into bondage: lest by any means, after that I have preached to others, I myself should be rejected” (That's the Greek word for “reprobated”) (1 Cor.9:27). There is much more proof that the saved and the called can fall. Some good examples are 2 Peter 1:9-11; 1 Timothy 6:11,12; Hebrews 3:1,6,12,14, and Romans 11:1-7,19-23. Friend, you probably know if you are called, but are you chosen? You must be diligent in your walk of faith to prove this with fruit. (2Pe.1:10) Wherefore, brethren, give the more diligence to make your calling and election (“choosing”) sure: for if ye do these things (the attributes of Christ listed in verses 5-7), ye shall never stumble: (11) for thus shall be richly supplied unto you the entrance into the eternal kingdom of our Lord and Savior Jesus Christ. God, at the cross, has already given us everything that we need to bear fruit through faith. (3) Seeing that his divine power hath granted unto us all things that pertain unto life and godliness, through the knowledge of him that called us by his own glory and virtue; (4) whereby he hath granted unto us his precious and exceeding great promises; that through these ye may become partakers of the divine nature, having escaped from the corruption that is in the world by lust. Faith in the promises through the midst of trials will give us the fruit. The called have the power and the opportunity. The called and the chosen, or foreordained, use the power by faith and take the opportunity. The only ones who will ultimately be with the Lord are identified in this verse. (Rev.17:14) These shall war against the Lamb, and the Lamb shall overcome them, for he is Lord of lords and King of kings; and they [also shall overcome] that are with him, called and chosen and faithful. Notice that the called who are chosen will be faithful. I did not make these verses up; they are the Word of God. Those who have eyes and ears will see and understand, but the rest will justify their religion and ignore the Scriptures. Before time and the future, God sovereignly spoke the end from the beginning, bringing these things into existence in time. Some would argue, “How could God make a promise to all of His called and then not keep it for those who do not bear fruit?” The answer is that every promise in the Bible is useless until someone walks by faith in it. Our part of the covenant is faith; God's part is power and salvation. We can break the covenant through unbelief. (Num.14:11) And the Lord said unto Moses, How long will this people despise me? and how long will they not believe in me, for all the signs which I have wrought among them? (12) I will smite them with the pestilence, and disinherit them, and will make of thee a nation greater and mightier than they. Notice that God is saying this to His own people who did not believe that He would disinherit them. Lest any believe that God cannot make a promise and then take it back when they do not walk in faith, pay attention to this: (Num.14:23) surely they shall not see the land which I sware unto their fathers, neither shall any of them that despised me see it. (30) surely ye shall not come into the land, concerning which I sware that I would make you dwell therein, save Caleb the son of Jephunneh, and Joshua the son of Nun. (34) and ye shall know my alienation (Hebrew: “revoking of my promise”). Unless we mix faith with God's promises, they are void. (Heb.4:2) For indeed we have had good tidings preached unto us, even as also they (God's people): but the word of hearing did not profit them, because it was not united by faith with them that heard. Many Israelites walked in sin and were disinherited and blotted out of God's book. (Exo.32:33) And the Lord said unto Moses, Whosoever hath sinned against me, him will I blot out of my book. The same is true of the Christians who do not overcome sin. Notice what the Lord said to the church. (Rev.3:5) He that overcometh shall thus be arrayed in white garments; and I will in no wise blot his name out of the book of life... They will be rejected from the body of Christ. (Rev.3:16) So because thou art lukewarm, and neither hot nor cold, I will spew thee out of my mouth. Many of God's people, Israel, were broken off because of unbelief, and Christians who were grafted in but do not walk by faith will be too. (Rom.11:20) Well; by their unbelief they were broken off, and thou standest by thy faith. Be not highminded, but fear: (21) for if God spared not the natural branches, neither will he spare thee. (22) Behold then the goodness and severity of God: toward them that fell, severity; but toward thee, God's goodness, if thou continue in his goodness: otherwise thou also shalt be cut off. Those who are still grafted in at the end are called “all Israel”… (26) and so all Israel shall be saved... Those who are still in the Book of Life, still grafted in, are the elect (Greek: “chosen”). (Rom.11:2) God did not cast off his people, which he foreknew ... (5) Even so then at this present time also there is a remnant according to the election (Greek: “chosen”) of grace. A remnant is the ones who are left. Notice that they are foreknown and chosen. Sovereign God will have those who are truly His. Abiding in Christ is where salvation is. Some say God gave us the gift of eternal life so He cannot take it back. In Galatians 3:16, we are told, “To Abraham were the promises spoken, and to his seed. He saith not, And to seeds, as of many, but as of one, And to thy seed, which is Christ”. So the promises were given to Christ, not to us individually. The only way the promises are ours is if we abide in Christ. Abiding in Christ is bearing fruit (John 15:1-6), walking as he walked (1 John 2:3-6), believing the same teachings given by Jesus and the apostles (1 John 2:24; Jude 3; Matthew 28:20), not adding or subtracting from the Word (Revelation 22:18,19), not walking in sin (1 John 3:5,6), and keeping his commandments (1 John 3:24). In Christ is the only place we can claim the gift of eternal life. (1Jn.5:11) ... God gave unto us eternal life, and this life is in his Son. God does not have to take His gift back; His people walk out of it. (1 Cor.6:18) ... Every sin that a man doeth is without the body ... When you walk in willful sin, you are not abiding in His body, for in him is no sin (1Jn.3:5). (6) Whosoever abideth in him sinneth not … For instance, fornication, whether spiritual or physical, takes away the members of Christ and makes them members of a harlot (1 Corinthians 6:15,18). Only Christ and those abiding in Him are chosen. (Eph. 1:4) Even as he chose us in him before the foundation of the world... Only Christ and those abiding in Him are going to heaven. (Joh.3:13) And no one hath ascended into heaven, but he that descended out of heaven... Jesus Christ is the Manna from heaven, the Word, Who takes up residence in those who love Him; this is the fruit that God is coming to choose. By this time, I am sure some are thinking that they do not measure up. We must first abide in Christ by faith accepting the gospel report that “I have been crucified with Christ; and it is no longer I that live, but Christ living in me: and that [life] which I now live in the flesh I live in faith, [the faith] which is in the Son of God, who loved me, and gave himself up for me” (Gal.2:20). Those who walk by faith that they are dead to sin and Christ now lives in them are accounted as righteous until God uses that faith to manifest righteousness in them. (Gal.3:6) Even as Abraham believed God, and it was reckoned unto him for righteousness. Amen. Next, I'd like to share with you a couple of testimonies from our website of people who received the revelation of the error in their thinking concerning their own salvation.   Coming Judgment on the Lukewarm Sandy - 01/15/2014 I had a dream that thousands of demons entered my bedroom, then jumped on me while I was in bed, devouring my flesh. I was totally paralyzed. I repeatedly shouted out, “You must flee, in the name of Jesus!” These demons continued to attack me. There was total darkness -- no Jesus. It was HORRIFYING. I felt as though I was in the pits of hell, and this is where my soul is going if I don't change my ways. Then I was whisked away, and I was standing in front of a large cross. From the center of the cross, a bright light was shining. I heard the Lord say to me, “Come to the cross. I did not hear or respond to your cries because you are not abiding in Me. Horrific evil is here, and more is coming, and if you do not abide in Me, you will be devoured. I will not hear nor respond to your cries, if you do not abide in me, and you will not be able to fight off this evil in your own strength”.  Then I was whisked back to my bed, where the demons were devouring me again. I was once again paralyzed. I breathed on them, saying, “Jesus”, and they eventually all fled. I woke up with tears streaming down my face, crying out to the Lord. Now, here is what is so IRONIC: I considered myself to be a born-again, saved Christian! Over the past few years, I've started to walk in the ways of the world, thinking it is okay because ‘I know the Lord loves me; I am a good person and I am saved.' How many other Christians are thinking in the same way? How many other Christians are not truly saved? I turned away from Jesus in my walk. It was a slow and subtle turning away, convincing myself all along the way that I can walk my walk, give the Lord ‘courtesy prayer' and everything will be okay. I WAS SO WRONG.  Thank You, LORD, for Your warning, as horrifying as it was. Thank You, LORD, for giving me another chance to make You Lord of my life.   My Salvation and Deliverance from Satanic Music James Austin - 07/08/2008 When I was a child and up to the age of 15, I had gone to some Baptist and Methodist churches off and on. I had even been what I believed at the time to be saved and baptized. I never really placed importance in my salvation as most Christians at the time. I was scared about hell, so I thought if I got saved, then I would go to heaven and still do whatever I wanted. When I was about 16, I cared only about the world and gave God no attention at all. I was associating with people who weren't Christian and listening to music that wasn't Godly. I began to stop believing that there was a God and didn't care if He even existed. A year and a half ago, I was up late one night and I had nothing to do and I started thinking about life and the world and I felt a sudden loneliness and sadness, and I looked up and said, “God, if You are real and Your Word is true, then help me; I want to know the truth.” I don't think it was even two weeks and God led a brother I work with by the name of Nehemiah to me to inquire about carpooling with me. By this time, I had forgotten about what I had asked God. I was still listening to satanic music and living very worldly. The first week he rode with me to work, I didn't play any music because I began to feel ashamed and did not want people to know which music I listened to. At this time, I didn't know Nehemiah was a Christian. A few weeks later, someone else with whom we were carpooling informed me that Nehemiah was a Christian. Then I really felt low and inadequate to be around him. One day, I was looking at some space nebula and stuff, and I saw what looked like Jesus' face in one of these objects in space. Then I started thinking about God even more. I asked Nehemiah one day about it, and we began talking, and he told me some things the Bible spoke of. Then, after about two weeks of talking and debating with him, he led me to your website, and I started reading and listening to some of your stuff and became very fearful of where I was headed. That morning when I got home from work, I cried to God to forgive me and save me. I confessed to so many evil things I had done and wept, and then felt a peace come over me. I have been reading and listening to your programs and teachings ever since, and I feel the Holy Spirit every time I do. God began to work in me, and I bought your “Sovereign God” book and an ASV Bible. Now I have the New Testament on audio, and I only have the desire to listen to music that glorifies God, and I listen and read the Word of God. I have lost the desire to watch all TV programs because I can now see the sinful nature of TV and how TV glorifies sin. I believe God has saved me and He also healed me from plantar fasciitis (a painful tendon injury) by faith alone. Glory to God! God Bless you, brothers and sisters. I don't listen to evil music, and I feel better inside. God has really changed me. Thank you! I had sent an email about my wife a while ago, but I couldn't remember if I had ever given my testimony to you. My wife is still an unbeliever, but I continue to pray for her salvation. I believe that one day God, in some way, will also save her.

In this episode, I sit down with Dr. Sarah Frampton, who conducts research on, amongst other things, improving how we teach, learn, and organize information using behavior-analytic strategies. We explore her career journey, her research on graphic organizers and the Cover, Copy, Compare (CCC) strategy, and the broader implications for stimulus equivalence, educational technology, and effective teaching. In This Episode, You'll Learn: How Sarah's unconventional path led her from economics and psychology into Applied Behavior Analysis (ABA). Why note-taking and structured learning strategies, like CCC, matter for retaining and applying complex information. How stimulus equivalence principles can enhance learning beyond direct instruction. Insights from Sarah's research combining CCC with graphic organizers, including practical takeaways for educators and learners (see Frampton, Vesely and Jackson, 2025). How visual learning tools and educational technology can improve engagement and retention. Strategies for training learners to use these approaches independently and effectively. Highlights From Our Conversation: Sarah's Path Into ABA Sarah shares how a thesis requirement and a Craigslist job posting led her to ABA, including formative experiences working with Dr. Alice Shillingsburg at the Marcus Autism Center. These experiences sparked her interest in efficient, broadly applicable learning strategies. Why Note-Taking Strategies Matter We discuss the value of graphic organizers and the Cover, Copy, Compare (CCC) strategy: Graphic organizers visually display relationships between concepts. CCC is a structured, active-response method that strengthens memory, similar to flashcards. Sarah emphasizes how behavior-analytic techniques can support higher-order thinking processes often considered "cognitive." CCC and Stimulus Equivalence Sarah walks through stimulus equivalence with clear examples, showing how teaching certain relations can produce broader learning without direct instruction. She also highlights a study where CCC and graphic organizers helped learners prepare for tests—even under intentionally challenging conditions. Graphic Organizers in Action Key findings from Sarah's research: Learners who drew more structured organizers performed better. Teaching organizer use during test conditions did not hinder performance. Visualizing relationships among stimuli predicted task success. Training Learners to Use These Strategies Sarah outlines her training sequence, including pre-tests, video instruction, practice with familiar material, and application to abstract stimuli. A core goal was strategy generalization—ensuring learners could apply CCC to new material independently. Fig. 1 from Frampton, et al. (2025) Fig. 2 from Frampton, et al. (2025) Research Findings Most participants quickly mastered abstract relations and passed post-tests after brief training. Notably, all participants used the CCC strategy—some even more meticulously than required. Educational Technology, Engagement, and Mediation Participants reported the educational technology intervention was easy to use and helpful, contrasting with high dropout rates in similar studies. Sarah also describes how participants naturally used private verbal behavior, such as naming stimuli or creating stories, to aid learning. Visual Learning Tools in ABA We discuss the broader application of visual supports—graphic organizers, flashcards, handwriting—and their role in enhancing learning efficiency for both adults and children with autism. Looking Ahead Sarah previews her upcoming presentation at the Verbal Behavior Conference, covering generative learning and assessment tools. We also explore how collaboration and community can reduce burnout and increase long-term job satisfaction in ABA in the "advice for the newly-minted" segment. Resources & Links Session 287: BiDirectional Naming with Caio Miguel. Session 80: Verbal Behavior and Relational Frame Theory, with David Palmer and Josh Pritchard. Shillingsburg, et al. (2016). A Preliminary Procedure for Teaching Children with Autism to Mand for Social Information. Frampton and Linehan (2024). The effects of a training package to teach note taking on the formation of equivalence classes. Sponsor shoutouts! Office Puzzle: A thriving ABA practice depends on systems that actually support your team, not slow them down. If you've struggled with software that's buggy, hard to navigate, or offers little support when you need it most, you're not alone. That's why so many practices are switching to Office Puzzle. Go to officepuzzle.com/bop to learn more! Frontera. Consider taking a demo of Frontera's Assessment Builder and see how the ethical application of AI technologies can help you serve clients and save you time! Your first assessment report is free. And if you use code BOP25 you'll get an additional five assessments for just $100. So head to fronterahealth.com to check it out! MindBodyBehavior's Certified Health Coach Program. If you're a BCBA looking to use your ABA skills to help people live healthier lifestyles, learn how to do it the right way, with expert instruction, mentoring, and guidance from Sarah Burby. Better still, podcast listeners can save $$$ by using the code BOP10 at check out. Click here to learn more! The 2026 Stone Soup Conference! This is one of the best values in the online conference space. I'm actually going to be one of the speakers at this year's event, along with a great cast of other characters you're probably familiar with. Save on your registration by using promo code PODCAST26! The 2026 Verbal Behavior Conference! Taking place March 26–27, 2026, in Austin, Texas, or livestream and on-demand on BehaviorLive. Presenters will include Drs. Mark Sundberg, Patrick McGreevy, Caio Miguel, Alice Shillingsburg, Sarah Frampton, Andresa De Souza, and Danielle LaFrance will share how Skinner's analysis of verbal behavior can guide the assessment and treatment of generative learning challenges in children with autism and other developmental disabilities. And don't miss the special pre-conference workshop on Wednesday, March 25.

KSR radio host Matt Jones

Real Life We opened this week's episode with real-life updates, starting with Steven's full-on birthday blitz — his birthday, his kids' birthdays, all packed into the same window. There was dinner out, a rowdy round of Ransom Notes, and the proud report that his kid nailed a fully successful sleepover. Parenting achievement unlocked. Devon, meanwhile, came in questioning reality: The Onion is still a newspaper? That somehow turned into a whole debate about debates (1 vs. 20 participants), which feels about right. And then his kid dropped the big question at home: how do we stop an asteroid from hitting Earth? Devon chose the only responsible answer: we "Armageddon" it. Ben ended up on a binge of Home Alone and Hawkeye, which is a surprisingly coherent double feature when you think about it. Future or Now Steven: Why '90s Brains Are Built Differently Steven brought a pair of articles that explore why '90s kids' brains diverged from Gen Z's: a piece from Psychology Zine (link) and a supporting breakdown from Newsweek (link). If you grew up racing Rainbow Road in Mario Kart or discovering secrets in Pokémon Red without a guidebook, you remember when games came in chunky cartridges, had clear endings, and handed out failure like candy. You got better, or you started over. That era hard-coded a very different reward system. Compare that to now: kids juggling Fortnite battle passes, chasing Roblox skins with real money, and fending off constant push notifications baiting FOMO. According to the experts in those articles, this shift isn't just technological — it's actually altering how developing brains handle challenge, reward, and attention. Devon: Can We Finally Trust Quantum Computers? Devon dug into a fascinating breakthrough in quantum computing. Scientists have developed a method that can validate results from quantum computers in minutes instead of millennia. The report came from ScienceDaily (link) and the deeper technical writeup appeared in Quantum Science and Technology (IOP link). Right now, quantum devices — especially GBS machines — are notoriously noisy, and verifying their answers is so computationally hard that we usually just trust whatever they spit out. This new technique already exposed errors in a major earlier experiment, which is both alarming and encouraging. If we want reliable quantum hardware, this is exactly the step we needed. Ben: Giants on the Icelandic Landscape Ben found something visually stunning: a design project that turns routine electrical pylons into towering human-shaped sculptures across Iceland. They're eerie, monumental, and beautiful in a way infrastructure never gets to be. You can see the concept on the designer's site here: choishine.com (link). These pylon-giants use only minor structural tweaks to standard tower design, but the transformation is dramatic. Instead of anonymous metal frames, the landscape gets colossal steel figures marching across the horizon. Book Club This Week: "Dark Air" by Lincoln Michel We read "Dark Air" this week — a moody, unsettling story that mixes environmental dread with strange atmospheric phenomena. You can read it for free on Granta: granta.com/dark-air Next Week: "The Red Thread" by Sofia Samatar Next up is Sofia Samatar's "The Red Thread" — intricate, mythic, and exactly the kind of story we love diving into. You can read it on Lightspeed Magazine: lightspeedmagazine.com/fiction/the-red-thread

Pascal Praud revient pendant deux heures, sans concession, sur tous les sujets qui font l'actualité. Vous voulez réagir ? Appelez le 01.80.20.39.21 (numéro non surtaxé) ou rendez-vous sur les réseaux sociaux d'Europe 1 pour livrer votre opinion et débattre sur les grandes thématiques développées dans l'émission du jour.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

We all have “love issues.” John 13:35 says that love is to be our identifying mark as Christians – not our wisdom or spiritual gifts or activity – but being a loving person is difficult. Jada Edwards has a new book out called A New Way to Love Your Neighbor that she wrote out of a season where she struggled to love well. The Lord revealed to her that she couldn't be the originator of grace for other people. She needed God to reveal His love for her specifically, continually, so she'd be filled up with love to give. Jada and the Perrys explore the definition of agape love in which the person initiating the love determines the value of the one they love. They talk about how Biblical love for others almost always requires decision – deciding to love – instead of affection. And ultimately, love needs wisdom to be effective. We need to slow down, pray, and ask Holy Spirit to guide us in how to love. Scripture references:John 13:351 John 4:8Connect with Jada: https://www.instagram.com/jada_edwards/ This Episode is Sponsored By: https://gominno.com — Get your first month FREE when you use code PERRY at sign up. Take advantage of this web-only exclusive offer today! https://policygenius.com/perry — Compare free life insurance quotes from top companies and see how much you could save.Check out A New Way to Love Your Neighbor: Be Curious, Free, and Brave―How to Transform your Relationship with God and Others – https://www.amazon.com/New-Way-Love-Your-Neighbor/dp/1087789184 Subscribe to the Perrys' newsletter: https://withtheperrys.myflodesk.com/zhfus4jx1sJoin Preston's discipleship community for men: https://www.patreon.com/PrestonPerry/membershipTo support the work of the Perrys, donate via PayPal: https://paypal.me/withtheperrysShop BOLD Apparel: boldapparel.shop Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

(00:00) Zolak & Bertrand start the hour with David Andrews joining the show to discuss another weekend of NFL football.(10:27) We get David Andrews' thoughts on whether it's fair to compare Drake Maye and Tom Brady.(25:08) The crew touches on the chances of the Patriots beating the Bills twice in one season.(33:14) We finish the hour by asking David Andrews who should get into the Hall of Fame first, Bill Belichick or Robert Kraft? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode was requested by listener feedback! Our host, Certified Financial Planner™ and GA pilot, Tim Pope compares long-term disability (LTD) coverage for FedEx and UPS pilots, examining how each plan works and how they stack up across the industry. He breaks down union and core benefits, highlighting key differences in benefit duration, tax treatment, monthly caps, waiting periods, and income offsets.The episode also explores how FedEx and UPS compare to passenger airlines, and what cargo pilots should keep in mind heading into contract negotiations.What You'll Learn from This EpisodeUPS Disability Coverage: Core plan pays 66.7% of income for 10 months after a 6-month wait. Union add-ons are tax-free but capped at $7,500/month.FedEx Disability Structure: Core pays 60% for 24 months, then 50% coverage via the supplemental policy to age 65, capped by IRS 401(a)(17) limit.The lookback advantage: FedEx uses the highest 12 of the last 36 months' pay, protecting recent high earners.Offset Clauses: Fedex reduces benefits for worker's comp, Social Security and other earned income. Tax Treatment Differences: Core plans are taxable; union benefits are tax-free due to after-tax premiums.What Could Improve: UPS could extend coverage and reduce wait times; FedEx could drop income caps and continue NECs/ during disability.Industry Context: FedEx's LTD is more in line with major passenger carriers than the UPS plan. Planning Note: Union LTD Plus Ups and side income help, but knowing your offset rules and caps is critical.Resources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more.Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.

The prophet's message in verses 18-20 finished on a high point with the prophet's reminder of Yahweh's steadfast love (chesed) and compassion. Read these verses aloud slowly. Pause and ponder.James 3 continues in a practical vein with the issues we all have in controlling our tongues. He says that teachers have a stricter responsibility, as our words will be discounted by our inconsistent conduct and speech. The only man to have perfectly controlled his tongue was our Lord Jesus Christ. In verses 3-4 two examples of small things controlling great things - the horse is controlled by a small bit in its mouth; and a ship is directed by a small rudder. The tongue is small, but seemingly uncontrollable - a small spark sets a forest ablaze; and likewise, a tiny bit of gossip creates untold havoc. How perverse we are. We praise and thank God, and, with the same tongue slander those made by God in His image. This is contrary to nature as the two examples of verses 11-12 illustrate. Verses 13-18 describe and counsel the use of heavenly wisdom. Wisdom and understanding are demonstrated by meekness (teachableness) - see Psalm 18verses20-28; 25verses1-9). Strife and bitterness, by contrast, come from self-promotion. Although purity proceeds peace (see 2 Kings 9verses19; Isaiah 57verses19-21), this is never an invitation to pummel people into submission. Read verses 17-18 aloud slowly. Pause and ponder. At the end of chapter 3 we saw one cause of strife was self-promotion; in chapter 4 he names several more. Chapter 4 warns against worldliness. He deals with covetousness in the first three verses. A covetous person has no room in their life for God. Interestingly the 10 commandments stand and finish with covetousness - the first, "You shall have no gods before me" (a person's possessions possess them); and the tenth, "You shall not covet".Hence Paul says in Colossians 3verses5, "Covetousness, which is idolatry". Hence covetousness is likened to adultery (chapter 4verses4-5). The jealousy of God for the purity and chastity of believers is captured by the ESV translation of verse 5, "He yearns zealously over the spirit (mind, or attitude) that He has made to dwell in us". Compare this with what the Apostle Paul wrote in 2 Corinthians 11verses2-3. The literal Greek of verse 4 is, "adulteresses" (since God is our groom). But for those who graciously submit and draw near to our Father He will show reciprocity in drawing near to them (see 1 Peter 5verses5-11). Humility now will bring future exaltation (compare our Lord Jesus Christ in Philippians 2 verses 1-11). The humble disciple is not one who critically compares oneself with others. From verses 13-17 James reminds us of our vain and transient nature. Therefore, he says, boasting is wrong. All plans we make are "God willing" (subject to His purpose for us). Should we focus on covetousness we have excluded Him from those plans. What we have has been given to us by Him to use in His service. Life is no more permanent than the vapour from the boiling kettle. Don't be arrogant. Place God at the forefront of all your plans.Thanks for joining us - we pray you found these comments helpful in your appreciation of God's words, join again tomorrow

Dans cet épisode de Connected Mate, PPC et Alexandre explorent leurs meilleurs outils d'intelligence artificielle du moment, classés en trois catégories : les assistants généralistes, les outils de code, et les générateurs visuels.Ils commencent par ChatGPT, Manus, Perplexity et Notebook LM, en comparant leurs points forts et faiblesses. Alexandre dévoile comment il utilise ces IA au quotidien pour automatiser ses recherches, reformuler ses textes ou synthétiser des documents complexes.Puis direction le monde du code avec Cursor et Lovable. L'un est un véritable copilote pour développeurs, l'autre un outil plus “sexy” mais aux capacités plus limitées. Alexandre raconte comment il développe des apps iPhone sans être développeur, grâce à un système d'agents IA bien rôdé.Enfin, PPC et Alexandre s'attaquent aux IA visuelles, de Seelab à Sora 2, en passant par Higgsfield, et dressent un panorama puissant mais nuancé de ce que ces technologies permettent aujourd'hui… et de ce qu'elles ne permettent pas encore.Un épisode riche, concret et sans langue de bois.Pour suivre les actualités de ce podcast, abonnez-vous gratuitement à la newsletter écrite avec amour et garantie sans spam https://bonjourppc.substack.com Et pour découvrir l'ouvrage de PPC Réinventez votre entreprise à l'ère de l'IA, préfacé par Serge Papin, rdv ici https://amzn.to/4gTLwxSHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

December 4th, 2025 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.

Join my Patreon for access to all court docs, podcasts and more! https://www.Patreon.com/imnotalawyerbut Tiktok: https://www.tiktok.com/@imnotalawyerbut Merch: https://cc0463-4.myshopify.com/ Booking/Email: info@imnotalawyerbut.com TIMECODES: 0 :05 - Greg Intro 4:22 - Show Intro 1:22  - D4VD update 4:01 - Diddy documentary 17:24  - background color change 17:50 - Meg Thee Stallion vs. Milagro 38:13  - OBJECTION 1 - Danye 39:25 - OBJECTION 2 - Compare to Cardi B case 45:52 - OBJECTION 3 - No objective media 48:40 - OBJECTION 4 - Consequence of being an influencer 57:40 - Merch shoutout! 1:00:01 episode ends Learn more about your ad choices. Visit podcastchoices.com/adchoices

Stay informed about today's highly-searched retirement and financial planning topics in this new episode of the Retire Sooner Podcast with Wes Moss and Christa DiBiase. Gain clear, accessible context on economic trends, retirement rules, portfolio structures, and planning conversations that are shaping long-term decision-making discussions. • Explore how the proposed 50-year mortgage is influencing conversations around affordability, home-equity timelines, and shifting real estate structures. • Recognize how the K-shaped economy reflects differing financial experiences across households and shapes discussions about consumer sentiment and wealth-building patterns. • Clarify how mortgage leverage and ultra-long terms relate to borrowing structures, payoff timelines, and the considerations homeowners may evaluate. • Understand how equal-weighted investing frameworks are designed to help distribute exposure more evenly across sectors to address concentration awareness. • Review how equal-weighted and sector-weighted ETFs and mutual funds structure market exposure and present alternative allocation methodologies. • Assess the factors often discussed when evaluating early Social Security filing, especially when immediate income needs are already met. • Compare modeled scenarios that illustrate how different 401(k) contribution timelines can affect projected balances under various assumptions. • Examine informational considerations for highly compensated employees, including restoration plan structures, tax mechanics, and withdrawal rules. • Weigh the structural differences between W-2 and 1099 income in high-income medical professions, including taxation, liability frameworks, and benefits access. • Explore available approaches for high earners encountering Roth IRA limits, such as after-tax contributions, mega-backdoor Roth structures, and ETF allocation strategies. • Hear listener questions addressing savings habits, employer-plan options, and retirement-plan mechanics discussed in real-world scenarios. • Identify informational steps that may support ongoing awareness throughout different stages of retirement planning. If you want to stay current on the retirement conversations shaping today's financial landscape, listen and subscribe to the Retire Sooner Podcast. Join Wes Moss, Christa DiBiase, and the Retire Sooner community for grounded, ongoing discussions aimed at helping listeners stay informed and intentional about long-term planning. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hour two the guys continue the break down of last night's game. They take your calls. Compare what we saw last night to teams in the past, and Maybin isn't accepting a bad whistle as an excuse for last night's loss. See omnystudio.com/listener for privacy information.

This episode is for anyone staring down the end of the year wondering if they "succeeded"—comparing themselves to external markers, measuring their worth by what didn't happen, or feeling behind despite doing the work. We explore how to define success on your own terms, celebrate what actually matters, and set yourself up for meaningful progress ahead.The Big QuestionHow do I define success as I reflect on the past year and plan for the next?What We CoverGround yourself in your actual goals – Compare yourself to what you originally set out to do, not what others achieved or external markers say you should have done.Account for pivots – Document when your plans changed. Those adjustments often represent good leadership, not failure.Balance input and output goals – Focus on what you control (inputs like sending weekly newsletters) alongside desired outcomes (outputs like business growth). Input goals give you agency and realistic measures of success.Get specific with your vision – "Getting a job" isn't enough. Define the job you want, at the company you want, doing work you want to do.Give yourself grace – Sometimes success is showing up through a hard year. No one else knows the battles you fought.Key TakeawaySuccess isn't just about hitting January's goals. It's about acknowledging what shifted, celebrating the inputs you controlled, and defining what matters to you—not what external markers say should matter.Resources MentionedRuchika Malhotra, Uncompete: Rejecting Competition to Unlock SuccessResources:Navigating a big transition? Check out our Pivot Plan: 8 Questions to Ask Yourself Before Your Next Big Move.Think coaching might be right for you? Schedule a free consultation to explore how we can help you step into your next level of leadership.Interested in going deeper in your own leadership and building your network? Join the waitlist for The CoCreate Work Leadership Book Club to explore the themes from this episode in community—through powerful reads, reflection prompts, and live conversations.Our last session of the Culture Crash Course just ended, but if you're interested in a Culture Crash Course for your organization or team, please contact us at support@cocreatework.com.Interested in leadership development for your team? Our Workshops are a great wait to develop your team's skills and connection.At CoCreate Work, we believe in asking great questions. Click here to receive our guide to 40 Powerful Questions to accelerate your growth.We would love to connect with you!CoCreate Work on LinkedInCoCreate Work on InstagramLa'Kita on InstagramChloe on InstagramVisit our Podcast PageQuestions you would like us to answer on the podcast? Email us at podcast@cocreatework.com

203  "That couple is just so in love…so much more than we are!" "How come we can't communicate like that?"  "What's wrong with our relationship that my husband doesn't look at me like that?" Ever sounded like that in your head? Ever compared your relationship, or your spouse, to other couples or spouses…and then felt even more unhappy about your relationship? Clients ask me about this often. It's so common that there is a term for it: Compare and despair. Today, we are calling it Relationship Compare and Despair, since we will focus in how it affects our love lives. It's a wired-in thing our brains just do as humans, especially if we aren't totally happy in our relationships. But it hurts and disempowers us, and makes our relationships worse.So how do you stop? In this episode I will tell you, and help you turn this habit into something that, instead of making things harder, can help your marriage get better.You will also learn what is driving the despair that often accompanies comparing, as well as the most important shift to make to put an end to most of the pain or upset you feel in your relationship, so you can effectively shape your relationship into one that feels lighter, more loving, and connected and all the things you want…You can stop letting comparison undermine your love and connection. You can use it instead as an opportunity to make your marriage into the very best one it can be. Listen in to learn how. SHOW NOTES:Join Hannah in her special end-of-year 3 session program,  A BETTER MARRIAGE IN 1 MONTH: A Galvanizing Mini 1:1 Marriage Coaching Program For HS Women to start taking charge of what you can in your relationship, and see the power you have to change the whole culture of your marriage for the better. Click here to learn more.  Take The 2 Minute Free Quiz: What's Your Best Next Step To Improve Your Marriage? Find out the most important place for you to focus on to make your unique marriage more loving and connected a sensitive woman.ENJOYING THE SHOW? Don't miss an episode! Subscribe via Apple Podcasts, Spotify, or Stitcher. Leave  a review in Apple Podcasts--we are SO grateful!Get the Podcast Map by becoming a Podcast Supporter, so you can quickly identify the episodes most helpful for your unique relationship, by supporting the podcast (for as little as $3) 

The treatment for locally advanced rectal cancer has undergone numerous changes and is now used routinely in clinical practice. Please join us in a thorough discussion of current evidence and ongoing research of total neoadjuvant therapy in locally advanced rectal cancer with leaders in the field including Drs J. Joshua Smith, Julio Garcia-Aguilar, Emmanouil Fokas, and Benjamin Schlechter Hosts:  ·      Dr. Janet Alvarez - General Surgery Resident at New York Medical College/Metropolitan Hospital Center ·      Dr. Wini Zambare – General Surgery Resident at Weill Cornell Medical Center/New York Presbyterian ·      Dr. Phil Bauer, Graduating Colorectal Surgical Oncology Fellow at Memorial Sloan Kettering Cancer Center  ·      Dr. J. Joshua Smith MD, PhD, Chair, Department of Colon and Rectal Surgery at MD Anderson Cancer Center Guests: 1.     Julio Garcia-Aguilar, MD, PhD Benno C. Schmidt Chair in Surgical Oncology Chief, Colorectal Service, Department of Surgery Director, Colorectal Cancer Research Center, Memorial Sloan Kettering Cancer Center Professor of Surgery, Weill Cornell Medical College 2.     Benjamin Schlechter, MD Senior Physician in the Gastrointestinal Cancer Center at the Dana-Farber Cancer Institute Assistant Professor of Medicine, Medicine, Harvard Medical School 3.     Emmanouil Fokas, MD, DPhil Professor and Chairman | Department of Radiation Oncology, Cyberknife and Radiotherapy | Faculty of Medicine, University Hospital Cologne Learning objectives:  ·      Define locally advanced rectal cancer (LARC) and describe the clinical staging that qualifies patients for total neoadjuvant therapy (TNT). ·      Explain the rationale for transitioning from traditional chemoradiotherapy (CRT) plus surgery to total neoadjuvant therapy in rectal cancer management. ·      Compare the designs, treatment regimens, and long-term outcomes of major TNT trials including RAPIDO, PRODIGE-23, OPRA, and CAO/ARO/AIO-12/16. ·      Evaluate organ preservation strategies—such as the watch-and-wait approach—after TNT and identify which patients are appropriate candidates based on clinical or near-complete response. ·       Summarize emerging research directions including: ·      Integration of circulating tumor DNA (ctDNA) in surveillance and response prediction. ·      The role of immunotherapy in mismatch repair proficient (MSS) and deficient (dMMR) tumors. References:  1.     Garcia-Aguilar, J. et al. Organ Preservation in Patients With Rectal Adenocarcinoma Treated With Total Neoadjuvant Therapy. JCO 40, 2546–2556 (2022). https://pubmed.ncbi.nlm.nih.gov/35483010/ 2.     Verheij, F. S. et al.Long-Term Results of Organ Preservation in Patients With Rectal Adenocarcinoma Treated With Total Neoadjuvant Therapy: The Randomized Phase II OPRA Trial. JCO 42, 500–506 (2024). https://pubmed.ncbi.nlm.nih.gov/37883738/ 3.     Fokas, E. et al. Randomized Phase II Trial of Chemoradiotherapy Plus Induction or Consolidation Chemotherapy as Total Neoadjuvant Therapy for Locally Advanced Rectal Cancer: CAO/ARO/AIO-12. JCO 37, 3212–3222 (2019). https://pubmed.ncbi.nlm.nih.gov/31150315/ 4.     Fokas, E. et al. Chemoradiotherapy Plus Induction or Consolidation Chemotherapy as Total Neoadjuvant Therapy for Patients With Locally Advanced Rectal Cancer: Long-term Results of the CAO/ARO/AIO-12 Randomized Clinical Trial. JAMA Oncol 8, e215445–e215445 (2022). https://pubmed.ncbi.nlm.nih.gov/34792531/ 5.     Williams H*, Fokas E*, et al. Survival among patients treated with total mesorectal excision or selective watch-and-wait after total neoadjuvant therapy: a pooled analysis of the CAO/ARO/AIO-12 and OPRA randomized phase II trials. Ann Oncol 2025 May;36(5):543-547. https://pubmed.ncbi.nlm.nih.gov/39848335/ 6.     Gani, C. et al. Organ preservation after total neoadjuvant therapy for locally advanced rectal cancer (CAO/ARO/AIO-16): an open-label, multicentre, single-arm, phase 2 trial. The Lancet Gastroenterology & Hepatology 10, 562–572 (2025). https://pubmed.ncbi.nlm.nih.gov/40347958/  Please visit https://behindtheknife.org to access other high-yield surgical education podcasts, videos and more.   If you liked this episode, check out our recent episodes here: https://behindtheknife.org/listen Behind the Knife Premium: General Surgery Oral Board Review Course: https://behindtheknife.org/premium/general-surgery-oral-board-review Trauma Surgery Video Atlas: https://behindtheknife.org/premium/trauma-surgery-video-atlas Dominate Surgery: A High-Yield Guide to Your Surgery Clerkship: https://behindtheknife.org/premium/dominate-surgery-a-high-yield-guide-to-your-surgery-clerkship Dominate Surgery for APPs: A High-Yield Guide to Your Surgery Rotation: https://behindtheknife.org/premium/dominate-surgery-for-apps-a-high-yield-guide-to-your-surgery-rotation Vascular Surgery Oral Board Review Course: https://behindtheknife.org/premium/vascular-surgery-oral-board-audio-review Colorectal Surgery Oral Board Review Course: https://behindtheknife.org/premium/colorectal-surgery-oral-board-audio-review Surgical Oncology Oral Board Review Course: https://behindtheknife.org/premium/surgical-oncology-oral-board-audio-review Cardiothoracic Oral Board Review Course: https://behindtheknife.org/premium/cardiothoracic-surgery-oral-board-audio-review Download our App: Apple App Store: https://apps.apple.com/us/app/behind-the-knife/id1672420049 Android/Google Play: https://play.google.com/store/apps/details?id=com.btk.app&hl=en_US