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As we step into the festive season filled with celebrations, gatherings, and endless food choices, many people find themselves slipping into patterns of binge eating, often followed by guilt and confusion. In this episode, Dr. Vignesh Devraj explains the deeper science and Ayurvedic perspective behind binge behaviours, how our environment shapes our cravings, and the practical steps we can take to prevent overeating.Learn how to differentiate hunger from cravings, understand the role of vishamagni (irregular digestion), and build simple habits that protect your health during the holidays without compromising joy.Episode Highlights :Binge eating is not a lack of disciplineHow to satisfy Hunger vs CravingsVishamagni (irregular digestion) in AyurvedaSkipping meals and poor nutrient intakeMindless eating is shaped by environmental factors Practical tools to help prevent binge patterns.Timestamps : 00:00 - 01:00: Binge eating and celebrations.01:00 - 02:00: What Does ‘Binge' Really Mean?02:00 - 03:00: Our ancestral brain is designed for cravings03:00 - 04:30: Vishamagni: The Ayurvedic Lens04:30 - 06:00: Mindless Eating, Hunger and Craving06:00 - 09:00: Missing Meals & Poor Nutrition09:00 - 13:30: Practical Strategies to Prevent Binges13:30 - 14:30: Building Willpower Dr Vignesh Devraj If you are interested in doing an Ayurvedic consultation with Dr Vignesh Devraj, please find the details in this link: https://calendly.com/drvignesh/30-minute-session-with-dr-vignesh-devraj-md-ay-istIf you are economically challenged, please use the form provided to request a free Ayurvedic consultation here. (or copy paste this in your browser: https://docs.google.com/forms/d/e/1FAIpQLSd29nHcrC1RssR-6WAqWCWQWKKJo7nGcEm8ITEl2-ErcnfVEg/viewform )BALANCING THE MIGHTY VATA - ONLINE COURSE NOW AVAILABLE What makes Ayurveda unique in its treatment approach is its practical wisdom on the concept of Vata. Vata is responsible for Prana - the life energy, the nervous system - the master panel of our body, and our emotions. In Ayurveda, it is mentioned that controlling Vata is the most difficult part of healing and recovery. Recently, I have recorded a workshop on - Balancing The Mighty Vata, which has over 6 hrs of content, with notes filled with practical inputs that can be integrated into our life. You can access this at https://vigneshdevraj.com/balancing-the-mighty-vata/ For further information about Dr Vignesh Devraj, kindly visit www.vigneshdevraj.com and www.sitaramretreat.com Instagram - @sitarambeachretreat | @vigneshdevrajTwitter - @VigneshDevrajWe truly hope you are enjoying our content. Want to help us shape and grow this show faster? Leave your review and subscribe to the podcast so you'll never miss any new episodes. Thanks for your support.Disclaimer: - The content of the podcast episodes is not intended to be a substitute for professional medical procedures, consultations, diagnosis, or treatment in any manner. We strongly do not recommend using the content of these episodes as medical advice for any medical conditions for you, others, or for treating your patients.

In this episode of The WAG Diaries, I'm breaking down something that felt impossible to ignore. In the days leading up to the launch of the WAG Winter Lock-In, I kept seeing angel numbers 222, 444, and 777. Not once. Not twice. Consistently. And instead of brushing it off, I realized something: Alignment always shows up before expansion. So in today's episode, we're decoding what these angel numbers actually mean, why they tend to appear when you're making big decisions or entering a new chapter, and how to use their messages to stay focused, disciplined, and grounded during a 90-day transformation. This episode isn't about superstition. It's about awareness, intention, and using symbolism as fuel. In this episode, we cover: What angel numbers really are (and what they are NOT) The meaning of 222 (alignment, trust, and staying committed to the process) The meaning of 444 (discipline, foundations, and long-term stability) The meaning of 777 (momentum, spiritual confirmation, and expansion) Why these numbers often appear right before personal breakthroughs How to use angel numbers as confirmation, not motivation How to stay grounded and avoid spiritual bypassing Practical ways to anchor your mindset during the WAG Winter Lock-In How alignment + action create real transformation If you're starting the WAG Winter Lock-In, this episode will help you: Stay committed when motivation fades Trust the process instead of rushing results Build discipline without burning out Recognize when you're on the right path, even when things feel quiet This is your reminder that signs don't replace discipline, they reinforce it. Alignment is the signal. Action is the requirement. And if you've been seeing repeating numbers lately, this episode will help you understand what they're asking of you and how to respond like the woman you're becoming. Winter is for building. Spring is for blooming. Let's lock in.   In this episode of The WAG Diaries, Victoria officially launches the WAG Winter Lock-In, a 12-week (90-day) transformation sprint designed to help you step into your most elevated self across the three WAG pillars: Wealth, Abundance, and Glow. While everyone else is waiting for January 1st to start making resolutions they won't keep, the 11:11 Girls are choosing to start preparing for their transformation now. This episode breaks down why winter is the most powerful season for transformation. Fewer distractions, more focus, and the perfect environment to build in silence and emerge unstoppable by spring. Victoria walks you through exactly what the WAG Winter Lock-In is, how it's structured, and how to set goals that actually change your life. Not surface-level resolutions, but identity-shifting commitments. She also shares her personal 90-day goals, including saving aggressively while living elevated, releasing 25 pounds, building a new income stream, prioritizing rest, consistency, and fully upgrading her glow from the inside out. You'll learn: Why real transformation doesn't start on January 1st, it starts the moment you decide How to use winter to build momentum instead of falling off How to set aligned, measurable goals across Wealth, Abundance, and Glow Why discipline, consistency, and community are the real glow-up How the WAG Winter Lock-In will be supported through weekly podcast check-ins, daily accountability, and the 11:11 Girls community This episode is your invitation to lock in and to stop talking about becoming her and actually do the work. Because the woman you want to be isn't coming magically. She's built through 90 days of intentional action. This isn't a New Year's resolution. This is a complete transformation. Winter is for building. Spring is for blooming. And the WAG Winter Lock-In is your blueprint.   CONNECT: Instagram (Personal): @byvictorianicole Instagram (Podcast): @thewagdiariespodcast TikTok: @byvictorianicole Linktree: linktr.ee/byvictorianicole   Subscribe to The WAG Diaries so you never miss an episode! Apple Podcasts | Spotify 

In this episode, I sit down with author Ananya Devarajan to unpack her novel Sanskarí Sweetheart and the much bigger conversations it opens up around culture, romance, and representation. We talk about what “sanskarí” actually means today, how tradition and desire can coexist, and why South Asian love stories deserve more nuance than they're often given.Our conversation dives into Desi representation in mainstream media, including what shows like Never Have I Ever get wrong about South Asian families and identity, as well as how modern romance is evolving both on the page and on screen. We also touch on Bollywood influences, thoughts on Ranveer Singh's latest film, iconic romantic storytelling, and how cultural expectations shape the way we understand love.This episode is about being seen, challenging stereotypes, and writing (and living) love stories that feel honest, layered, and deeply human, especially for those who grew up rarely seeing themselves reflected accurately in media.Perfect for readers, writers, and anyone interested in culture, romance, and the power of storytelling.

You can watch this podcast episode on YouTube by clicking hereIn this episode, we will explore some foundational but deeply misunderstood questions: What is the Hebrew definition of “obey?”What does it actually mean to “keep” or “break” the commandments? How did the original Hebrew audience understand obedience, law, covenant, and faith—long before Western theology reshaped those ideas?This episode will challenge modern Christian assumptions by calling us to deconstruct inherited paradigms and return to a Hebraic understanding of Scripture, language, and covenant. The goal is not to burden Believers with rules, but to restore clarity about the heart of the Father and the true nature of the gospel that we are called to “carry to the ends of the earth.”The ultimate goal of this episode is to reframe the biblical definition of obedience in a way that reveals the HEART of the Father. You might be surprised when you learn that the biblical definition of obedience isn't “do” –  it's “listen.”  This episode will restore the depth of crucial Hebrew concepts:Shema (often translated “obey”) means to hear, listen, internalize, and respond appropriately.Shamar (often translated as “keep”) means to guard, protect, and watch over.Parar (often translated as “break”) means to trample, disregard, or nullify“Keeping” the commandments is not about flawless performance, but about guarding the Father's word with a faithful, responsive heart. Likewise, “breaking” the commandments is not about imperfection, but about contempt—casting them behind one's back and disregarding them.The gospel isn't about “getting saved.” It's about learning how to hear the Father, walk in covenant and guard what He loves. Salvation is the door that begins the lifelong journey of learning how to be a covenant people—a “treasured possession” who listens to the Father's voice with a desire to bring Him the glory and honor He is due. This restores peace, removes fear-driven theology of making things a “salvation issue,” and reframes the Believer's walk as a journey of learning and intimacy, not simply a list of “do's and don'ts.” I pray that if you listen to this episode, your heart is filled with joy and excitement as an invitation gets poured into your heart--an invitation that you may have never heard before.The invitation is simple: “SHEMA.” That's it. To simply “listen.”I pray that this episode helps someone who may be wrestling with obedience, faith, or the purpose of the Father's commandments. I pray that it encourages and equips you to understand that obedience isn't just about “doing,” it's about listening first. So take this as an invitation to slow down. Read the Bible without commentary. Stop listening to men to teach you the Father's heart and go straight to the Source.Contact me: stephanie@promise-perspective.comVisit my website: www.promise-perspective.com Support the show

Did Jesus Really Mean "Hate Your Father and Mother?" St. Joan of Arc Has the Answer. by Fr. Michael Denk

Many of us think about, talk about and chase happiness. But it can be elusive and surprisingly complicated.MPR News guest host Catharine Richert talks with a philosopher who says happiness — at least the way we usually think of it — is really just a feeling that comes and goes. She says what truly matters is flourishing — living in a way that reflects our values, our relationships and the kind of person we're trying to become. Guest:Valerie Tiberius is a professor of philosophy at the University of Minnesota. She is also the author of “What Do You Want Out of Life? A Philosophical Guide to Figuring Out What Matters.”Subscribe to the MPR News with Angela Davis podcast on: Apple Podcasts, Spotify or RSS.Use the audio player above to listen to the full conversation.     

Comfort and convenience are not the calling of God. Following Jesus is what He is asking, and that's not always easy or comfortable. 

Faith begins where proof ends—and it's in that trust without reservation that we truly see God.

I'm joined once again by Phil Weiss, Founder of Apprise Wealth Management — a CFA, CPA, and RLP® who brings heart, honesty, and deep purpose to every financial conversation.Phil's mission was shaped by his own family's story — stepping in to support his mom through stage 4 breast cancer and helping navigate the financial chaos that followed. That experience inspired his passion to help women feel financially confident and secure, especially during times of transition.In this episode, we talk about:What it really means to reclaim your financial powerHow creating a life plan can bring clarity and peaceThe story of “Linda” — and how her plan transformed her lifeThe question we all need to ask: Do I have enough life?Learn more about Phil:Facebook: AppriseWealthInstagram: @phweiss11Tiktok: apprisewmYouTube: philipweiss9408   

From April 2026, new Integrated Shield Plan riders will no longer cover deductibles, and your annual out-of-pocket cap doubles to S$6,000 under the latest Ministry of Health overhaul. Premiums are expected to drop by about 30%, as policymakers push patients to shoulder more costs to cool the runaway private healthcare inflation. We break down what’s changing, what stays, and how to plan your medical sinking fund with Elijah Lee, Senior Financial Services Manager at Phillip Securities - all hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

"In Jesus' Name"—Christians say the phrase all the time—at the end of prayers, in spiritual conversations, even in spiritual warfare. But is it a magical formula? A Christian catchphrase? Or something far more profound? Why did Jesus say "in My name" FOUR times in just five verses and never again in the entire Gospel of Mark? In this sermon Mark 9:33–41, we explore Jesus' own teaching on His Name and discover a truth that dismantles pride, redefines greatness, accrues heavenly reward, and transforms ordinary acts of love into powerful acts of worship. This passage is NOT a random collection of sayings—it's a masterpiece that exposes our addiction to earthly greatness and shows the only cure: exalting the Name of Christ If you enjoy the episode, please consider subscribing to the podcast and leaving a 5-star rating. This helps others find the podcast. My sermons are the fruit of nearly 30 years of pastoral ministry, biblical counseling, formal seminary training, and a lifelong passion for God's Word. Since childhood, I've been drawn to the beauty and power of expository preaching—opening Scripture verse by verse and applying it to real life. After graduating from Moody Bible Institute, I spent the next 27 years serving as a youth pastor, senior pastor, church planter, and host of the Food For Your Soul radio broadcast. Along the way, I also earned a Master of Sacred Literature and a Doctor of Religious Studies. For more content from D. Richard Ferguson, visit TreasuringGod.com. Follow on social: • Youtube: https://www.youtube.com/@DarrellFerguson • Instagram: https://www.instagram.com/darrell.r.ferguson/ • Facebook: https://www.facebook.com/Dr.DRichardFerguson

An eyebrow-raising quote regarding King Charles.  Our insider Deep Crown advises extreem caution.Meanwhile, the Germans were in town for a full-scale Windsor extravaganza: a glittering state banquet, a Black Forest–inspired cocktail, and Princess Catherine stealing the show (again) in white-tie and a tiara. The King and Queen even capped the visit with a chaotic, charming game of giant snakes and ladders. And in a rare fashion twist, Kate and Camilla broke long-standing royal protocol by turning up in matching shades of blue. We break down the drama, the diplomacy, and why this state visit ended with declarations of “unbelievable” hospitality — and a very enthusiastic “Happy Christmas!” from President Steinmeier.Hear our new show "Crown and Controversy: Prince Andrew" here.Check out "Palace Intrigue Presents: King WIlliam" here.

Ontario real estate is experiencing one of the biggest shake-ups in its history — and the ripple effects are impacting REALTORS® everywhere.In this no-nonsense episode of The MindShare Podcast, David Greenspan breaks down the FACTS behind the chaos hitting the industry right now:The Ontario government taking control of RECOOREA's CEO placed on leave days before Power HouseCREA transforming Realtor.ca into a for-profit taxable subsidiaryTRREB dues, CREA dues, OREA dues, and the mandatory ORWP all landing at onceTRREB's complete replacement of the PropTx boardREALTORS® fighting online — and how the public is interpreting itThis episode cuts through the rumours, the emotion, and the social-media noise to give REALTORS® a clear understanding of:What's actually happeningHow consumers perceive this instabilityHow tech and infighting are damaging REALTOR® credibilityWhat YOU must do right now to stay trusted and rise above the chaosHow to protect your business when the system around you looks unstableIf you're a REALTOR® who wants clarity, confidence, and a strategy during one of the most chaotic moments in organized real estate — this is the MUST-LISTEN episode of the year.Build MindShare. Protect your credibility. Lead through instability.

Tony Thorstad puts politics aside to break down whether EVs will actually hurt the car business or open new opportunities for dealers who adapt.Global Dealer Solutions offers a network of high-performance providers while remaining product agnostic. Knowing which tools to deploy makes a big difference. Having a trusted adviser; priceless. Schedule your complimentary consultation today. https://calendly.com/don-278. BE THE 1ST TO KNOW. LIKE and FOLLOW HERE www.linkedin.com/company/fixed-ops-marketinghttps://www.youtube.com/channel/@fixedopsmarketingGet watch and listen links, as well as full episodes and shorts: www.fixedopsmarketing.com/wtfJoin Managing Partner and Host, Russell B. Hill and Charity Dunning, Co-Host and Chief Marketing Officer of FixedOPS Marketing, as we discuss life, automotive, and the human journey in WTF?!#podcast #automotive #fixedoperations

Joining Ben and Rachel this week is former GB athlete and now supreme running coach, Jo Wilkinson. We chat about what it means to train hard, the different versions of this and what the main goal of any running that requires a lot of effort should be. We only mention David Goggins once. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode provides general educational information about the concept of fee only financial planning. We'll explain what the term means, how it differs from commission-based models, and discuss common considerations individuals may evaluate when choosing an approach. We'll also cover general factors related to transparency and client-advisor relationships. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax advice. We do not recommend specific products, investments, or strategies. For advice tailored to your situation, please consult a qualified professional such as a financial planner, tax advisor, or attorney.

The HSR rules got a major update in February 2025, shaking up the landscape for dealmakers. How have those updated rules played out in practice? In this episode, Zachary Goodwin of Ropes & Gray discusses with Amanda Hamilton and Puja Patel the challenges and lessons learned thus far from navigating the updated rules. With special guest: Zak Goodwin, Partner, Ropes & Gray Hosted by: Amanda Hamilton, NexArc Strategies and Puja Patel, Cleary Gottlieb Steen & Hamilton

Topics: Meaning of Counting the Cost, Context of Luke 14:26-33, Impossible Standards to be a Disciple, Hating Family in Luke 14:26, Hating Own Life in Luke 14:26, Bearing Your Cross in Luke 14:27, Building a Tower in Luke 14:28, Insufficient Funds to Finish, Mockery in Luke 14:29-30, Kings at War in Luke 14:31, Terms of Peace in Luke 14:32, Giving Up Everything in Luke 14:33, Added Biblical Subheadings, Man-Made Religious Narratives, Origin of Sermons, Greek Sophists and Preaching, Disciples in the Epistles, One Spirit with the Lord in 1 Corinthians 6:17, Difference Between Disciple and Christian, Definition of a Disciple, Physical Followers of Jesus, End of Discipleship Model, Spirit Poured Out in Acts 2, Preaching the Gospel, Holy Spirit Teaching in John 14:26, Internal Witness of Truth, God Speaking through His Son in Hebrews 1, Effort-Based Ministries, Hidden in Christ in Colossians 3:3, Cannot Afford the Cost, Jesus Paying the Cost, Accepting the Delegation, Union with Christ, Resting and Trusting, Not Owing Jesus AnythingSupport the showSign up for Matt's free daily devotional! https://mattmcmillen.com/newsletter

Earlier this year, Bishop Mariann Edgar Budde delivered a sermon that drew national attention as President Donald Trump returned to the White House. She spoke about unity, how people of faith respond in uncertain times, and she directly asked Trump to have mercy on immigrants, transgender children and people fleeing war zones. Her sermon — at that moment and in that setting — sparked conversations about how people decide what to stand for and how they respond when those choices are difficult. Those questions are at the heart of her latest book, “We Can Be Brave,” an adaptation for young readers of her bestseller, ”How We Learn to Be Brave.”MPR News guest host Catharine Richert talks with Budde — and the theologian who helped adapt her book — about being brave in life's hardest moments and how they define courage in personal and public life.  Guests:Mariann Edgar Budde is the first woman elected spiritual leader for the Episcopal Diocese of Washington which includes the Washington National Cathedral, other congregations and Episcopal schools in the District of Columbia and four Maryland counties. Previously, Bishop Budde was a parish priest at St. John's Episcopal Church in Minneapolis for 18 years. She is the author of “How We Learn to Be Brave” and the adaption for young readers, “We Can Be Brave: How We Learn to be Brave in Life's Decisive Moments.”Bryan Bliss is a writer, priest and theologian. He is chaplain and chair of the religion department at Breck School, a private school in Golden Valley, Minn. He helped adapt Bishop Budde's book for young readers and he is the author of “We'll Fly Away,” a novel based on his experience witnessing an execution as a member of the press.

Do you lash out at others? Does it feel like the world is full of idiots? Are you constantly arguing and stressed? In this episode, Danny and Randy discuss what it really means to pick your battles.Subscribe to ESP's YouTube Channel! Thanks for listening!  Do you have a question you want answered in a future episode? If so, send your question to: existentialstoic@protonmail.com

Kerala has declared that it has “eradicated extreme poverty,” identifying over one lakh people as the final few remaining in this category in the State. But what does “extreme poverty” actually mean, and is it possible for a State to eradicate it? This episode unpacks the definitions, the methodology used by the State, the gap between Kerala's estimates and the Central government's Antyodaya Anna Yojana's numbers, and the wider questions this raises about poverty measurement and verification. The conversation also looks at whether States should set their own criteria, what an ideal poverty tracking system should look like, and how journalists can independently assess such claims. Guest: Prof. R. Ramakumar, Former Dean of the School of Development Studies at the Tata Institute of Social Sciences, and a non-ministerial member of the Kerala government's State Planning Board Host: Devyanshi Bihani Learn more about your ad choices. Visit megaphone.fm/adchoices

PARALYSIS BY ANALYSIS IS EXPENSIVE

Keith tells how much he paid for his first property and how he traded up for more and larger properties.  He highlights the benefits of owning real estate, noting that 63% of the median American's net worth is in home equity and retirement accounts, while the top 1% has 45% in private business and real estate.  He also shares his personal journey and emphasizes using other people's money to grow assets. Discover why outdated rent control policies harm housing supply and affordability.  Learn innovative ways to turn your property's unused spaces into effortless cash flow with today's best peer-to-peer platforms.  Sign up at GREletter.com to grow your means, and join a thriving community passionate about breaking free from financial limits! Resources: These platforms let property owners creatively monetize underutilized spaces. Neighbor.com – Rent out your garage, basement, driveway, or unused space. Swimply.com  – Rent out your swimming pool by the hour. StoreAtMyHouse.com  – Rent out your attic, closet, or other home storage spaces. SniffSpot.com  – Rent out your backyard as a private dog park. PureStorage.co  – Rent out extra storage space such as garages or sheds. PeerSpace.com  – Rent out your space (home, backyard, loft, warehouse, etc.) for events, meetings, or photoshoots. Episode Page: GetRichEducation.com/581 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, talking about how I personally built and grew wealth myself with real numbers and real properties, what a rent freeze actually means to you, and how you could be losing income by not creatively generating more rent from properties that you already own. I'll talk about exactly how today on Get Rich Education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from Stonehenge, England to Stone Mountain, Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. I visited Stonehenge and made, by the way, today I'm back for another incomprehensibly slack jawed performance here, still a shaved mammal too. Status hasn't changed. And remain profligate and unrepentant about the whole thing. You probably know it by now that if you're listening here and you want to learn and do things the same way that everyone else does things, then you are squarely in the wrong place. I really mean it more on that later. But you know, Wall Street doesn't scorn real estate because it's risky. They dislike it because it doesn't scale the way that they need it to private real estate can get messy, operational, illiquid. Every real estate deal is different. Every market has its own physics. You can't package it into a fund with a push button deploy strategy. And that's precisely the point. The modern financial system rewards frictionless products that trade constantly and generate fees instead building real, durable wealth has never been frictionless. Here's what the wealth distribution actually shows for the median American. 63% of net worth is in home equity and retirement accounts. For the top 10% that tier, 25% is in real estate and private business ownership. But for the top 1% that highest tier, 45% combined is in private business equity and real estate. So as you approach the top 1% it's more skewed toward owning a business and directly owning real estate. Wall Street, they only offer derivative exposure to real estate through mega funds and REITs. But exposure isn't ownership. Your best risk adjusted returns live in the deals that are too small and too messy for institutions to touch, and that's where your yield lives. The control, the opportunity, the world's enduring fortunes weren't built just by buying exposure. They were built by owning things, land companies, assets that require some sweat to get them going. The next decade favors owners over allocators, the stuff that pays you perpetual dividends. So the irony is that the very things Wall Street avoids the messy hands on part of real estate. Oh, well, that's what makes it such a powerful wealth builder. And see, even, as we somewhat found out last week when we talked about AI property management here on the show, you can't fully automate relationships or construction or management, but that friction is exactly where the margin lives. What makes real estate frustrating for institutions is exactly what makes it valuable for operators and long term owners like you and I. It's the nuance, the inefficiency and the need to actually. Know something about a market, rather than just model it. Wealth that lasts comes from assets that you can influence, not just monitor, and that is the difference between you having mere exposure and true ownership. You can't outsource legacy, the messy path of ownership is often where meaning in real freedom is found. You've got to tend to the garden somewhat, whether your properties are professionally managed or self managed, but some people get overwhelmed if they're asked for a log in and a password, even we all know that feeling somewhat well, then they stay metaphorically logged out of success. Think about how easy remotely managing your real estate portfolio is today. Sheesh 200 years ago. There was no anesthesia. We had smallpox, brutal physical labor, no electricity today. What if a website tells you that you've got to reset your password? Oh my gosh, is the deal often just overwhelming? Can you imagine the effort now, two weeks ago, I mentioned to you that I went back and visited the first piece of real estate that I ever owned, that seminal blue fourplex. But did I ever tell you how I grew that seed into a massive real estate portfolio, and how you can do it by following GRE principles? Let me take you through the early steps here so you can see how you can get something similar going. Of course, your path will look different, but this is going to spawn a lot of ideas for you. I think you already know about my 10k to 11k down payment into that first ever fourplex as the FHA three and a half percent down. Owner occupied, but I didn't buy another piece of real estate for over three years, because real estate just was not that driving thing in my life yet. So I lived in one of those really modest four Plex units longer than I had to three plus years after that, I moved out to a pretty modest, still single family home five miles away, that I had just bought. And since I vacated one of the four Plex units in order to do that. Now, I had four rent incomes instead of three. But here is really the pivot point with what happened next. Now, what would most people do? They might hold on to that four Plex, keep self managing it, and when they could, perhaps aggressively, make principal payments, getting the building paid off before its organic 30 year amortization period. And then what else would they do once it was paid off? Say that would take them 12 years, which would entail a lot of sacrifice, like working overtime at their job and skipping vacations. Oh, they think something like, Oh, now the cash flow is really going to pour in with his paid off fourplex? Yeah, it sure would increase a lot, but after 12 years of toil and sacrifice cashflow off of one fourplex still wouldn't even let you quit your job. Staying small doesn't work, plus you live below your means for a really long time that is sweat and time that you're never going to relinquish. You started working for money. Rather than letting other people's money take over and work for you, it is right there waiting to do that for you. So instead of that path, what I did is when equity ran up in that first fourplex building. Its value increased from 295, to 425, in three and a third years, I did exactly the opposite. I borrowed the maximum out of that first fourplex building, 90% CLTV, and used those tax free funds. Yeah, tax free funds, when you do that to both spend money, well on vacations and make a 10% down payment on a second fourplex building that costs 530k now I'm still living in the single family home while I've got the two fourplex buildings, both with 90% loans on them, still cashflowing A little so eight rent incomes, more debt than I ever had, 10 to one leverage on two fourplexes, and this was all less than five years from the time that I bought the first fourplex. And yes, it probably took some password resets in there. Then next I learned that investing in only one Metro, which is what I had done to that point, that's actually pretty risky, because all eight of my rent incomes, plus my own primary residence, were exposed to the whims fortunes and misfortunes of only one economy. This was in 2012 now, so I started buying turnkey single family. Rentals in other economies that make sense. Investor advantage places is what you've got to look for, Florida, Texas, Ohio, Alabama, Tennessee. My first turnkey was bought in the Dallas Fort Worth metro. I know I've told you that before, all right, but how was I buying more even though I was still working a day job in a cubicle for the D, o, t. Well, it wasn't from my job, because that job is working for money. What it was is borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. By then, enough equity had accumulated in the first two fourplexes that I traded, one for an eight Plex and the other for an 11 Plex. Now we're getting up to $3,500 of monthly cashflow at this point, which is probably 5k plus per month in inflation adjusted terms. And the 8plex cost 760k and the 11 Plex cost 850k back then, and I still remember that that was a big day for me back then, those buildings closed on either the same day or on consecutive days. I forget. Well, that was 1.6 million in purchases. Maybe that's two to two and a half million in today's dollars. And see that is sure more than what one paid off fourplex would have given me on that old slow track, yet I had all of this faster than waiting 12 years to aggressively pay off one fourplex. And you know, some could say back at that time, they would look at that situation from the outside and say, Keith, where did you get the money to make 20% down payments on that 1.6 million worth of real estate, that is 320k cash? Did you save up all the money? No, I didn't. I didn't have the ability to save that much money at my job. Did you use your existing properties like ATMs, raiding one property to buy another. Yeah, that's exactly what I did. That is the use of other people's money that is wiser than spending my time away from loved ones by selling my time for dollars that I'm never going to get back. And by the way, I have always been the sole owner of properties. No partners here. Now, at this point, I've got dozens of running units spread across multiple states, all professionally managed. And by the way, eight doors is the most that I've ever self managed, because I got professional management involved after that. Oh, there are a ton of lessons in there about what I just told you, many of them, which I've sprinkled through more than 500 episodes now, but now that I told you where I came from, do you know the lesson that I want to leave you with here on this one, for the most part, it's that I'm not even using my own money to do this now, I did add some of my own money for down payments. Sure, by far the minority portion, primarily and centrally. I keep leveraging the bank's money, and they make the down payment for me on the next property. Borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. Yes, the pace of you doing this is going to fluctuate over time, but that is the playbook that I just gave you right there. Now I've done it in cycles that feel slower because appreciation is lower, but interest rates tend to be lower during those times. And I keep doing it in cycles that move faster because appreciation is higher and interest rates tend to be higher during those times. I've done it when lending was loose, like pre Dodd Frank, and I've done it when lending was tight and inflationary. Times supercharged this whole thing. Sooner than later, you would rather get $5 million worth of real estate out there under your belt, all floating up with inflation and appreciation, not just $1 million worth, $1 million worth, that's more like sticking with one fourplex and trying to pay it off. Anything worth doing, anything in your life is worth doing. Well, look, other people's money is still available to me and to you. So using my own money back when I was an employee, I mean, that's exactly when I would have had to trade more of my finite time for dollars and see, that's what the masses do, and that's precisely what keeps them as the mediocre masses. I really mean it. Now, I wanted to make things real for you with that soliloquy.   Keith Weinhold  14:47   Later today, I'll discuss the GRE principles. Did that formative story spawn? A few weeks ago, it made substantial news inside and outside the real estate world that Zohran Mamdani was elected to be the next New York City Mayor. His first day on the job will be the first of the coming year. And actually, it's easy for you to remember how New York City mayoral terms work, because it is the same as the President of the United States. Each term lasts four years, and they can serve up to two consecutive terms eight years. Let's you and I listen into the audio from this short video clip together. This Mamdani campaign spot ran back before election day, but it tells you what he stands for and where he's coming from with regard to rent. In a slightly corny way, the ad shows various tenants popping their heads out of apartment windows and such, saying like, Hey, wait, what? You're going to freeze my rent?   Speaker 2  15:50   I'm Assemblyman Zohran Mamdani, and I'm running for mayor to freeze the rent for every rent stabilized tenant.   Unknown Speaker  15:57   Wait, you're gonna freeze my rent?   Speaker 3  15:59   Yes, did I hear rent freeze?   Speaker 4  16:02   Yes, this guy's gonna freeze the rent. No. Pike none. This guy's gonna freeze the   Unknown Speaker  16:09   rent. It's true.   Dani-Lynn Robison  16:12   As your next mayor, I will freeze your rent paid for by Zoran for NYC.   Speaker 5  16:17   The banner at the end of the ad reads, Zoran for an affordable New York City. Oh, yeah, slogans like that are so catchy for anything. All right, he says he's going to freeze the rent for every rent stabilized tenant. And rent control and rent stabilization, they mean very similar things, ceilings on the rent. I'm soon going to tell you what I think about that, and I've got more on Mamdani shortly, but it's not going to be political This is not that kind of show. This is an investing show. I think that even our foreign listeners know how big and influential New York City is. It's not the political capital, but it is the capital of so many things in the United States, it's America's largest city by far, eight and a half million just in the city proper, 20 million in the metro. And New York's growing in sheer number of people. The Metro gained more population than any other city, almost a quarter million people added just last year, even if you doubled the population of the second largest city, LA, New York City would still be larger. All right. Well, how did we get here? A quick story of New York City rent control is that in 1918 New York City passed its first flavor of rent control, and that was the first US city to do so that didn't solve the problem. So in 1943 Congress passed the emergency price control act, and its name implied a temporary patch during World War Two. But even after it expired, and even after the war ended, New York State chose to make it basically permanent in 1950 that didn't solve the problem. So in 1962 New York state passed a law allowing cities to enact expanded rent control if they declared a, quote, housing emergency. Well, New York City did, and that housing emergency has essentially continued unresolved. Still, what they consider an emergency condition persists today, yeah, all these decades later. I mean, really a what, 60 to 70 year long emergency condition that didn't solve the problem. So in 1969 new york city passed what they called rent stabilization. It's really just a new flavor of rent control, and this greatly expanded the number of properties that were subject to these rent regulations. And about half of New York City's apartments are subject to that law that didn't solve the problem. So more expansion and more tweaks of regulating the rent were made in the decades that followed. You had notable ones in 1997 2003 2011 in 2015 but none of them solved the problem. So in 2019 New York expanded rent stabilization to include what they call vacancy control. Now what that means is rent caps are now applied to new renters, not just those existing tenants renewing a lease, and it also granted more tenant protections that didn't solve the problem. So in 2024 New York State passed what they call good cause eviction. That is a third expansion of rent regulation in these tenant protections. This time, they just gave it a slick name, kind of apropos of Madison Avenue's famed market. Marketing prowess. I suppose that didn't solve the problem. And by the way, rent caps came in below not only the rate of inflation, but also below household income growth almost every year over the last decade, and in some years, no increase was allowed at all. That is a rent freeze. But that didn't work either. And meanwhile, New York's public housing agency has 80 billion in deferred maintenance needs, and it's running a $200 million plus operating deficit. So government run housing that hasn't worked either. All right? Well, that brings us to 2025 where New York City is electing a mayor who campaign on freezing the rents and expanding public housing. So New York City now has, for over a century, chosen to expand and rebrand these ideas that just haven't worked, and yet they keep coming back for more and yeah, what exactly is the word for doubling and tripling and quadrupling down on ideas that have proven not to work? Is that word stupidity? Hmm, so throughout that history that I just brought you from 1918 whenever I say that didn't work, what do I mean by that? And here's the big takeaway for you. What I mean is that rent control hasn't worked in New York City because it discourages landlords from maintaining rental housing, and certainly from building new rental housing. So what that does is that it shrinks the supply over time When demand exceeds supply, you know what happens to price? And in Manhattan, just the studio apartment now averages $4,150 and the average rent citywide, that's Manhattan, Brooklyn, Queens, the Bronx and Staten Island, which does include some rough areas in this average rent is $3,560 so as a result, what really happens here is that rent control helps a few lucky tenants while driving up rents and then worsening the shortages for everyone else. So what is the solution here? It is simple. Actually do less. I mean, isn't it great when you can solve a problem in your life by actually doing less? Yeah, drop the regulations against building and drop all forms of rent control, that way we'll have more building, and with higher supply, natural price discovery could take place. So he says he's going to freeze the rent for every rent stabilized tenant. And you can start to understand why we don't discuss investing in New York City Housing very much on GRE what we do. We talk about it as a model of what not to do. The good news is that I don't have any evidence of rent control spreading into the investor advantage areas that we talk about here, like the southeast and the south central part of the United States and the Midwest. But here's the thing, just ask yourself this question, what if there was a force imposed on you by popular vote that froze your income. Okay, I'm talking about no matter what you do from work you're a software engineer, a doctor, a nurse, a paralegal, a carpenter. Would you think that was really unjust if your profession were singled out, and then voters said, hey, no more raises for you. We don't care if there's inflation, we don't care if you're getting better at your job. We don't care if you have rising expenses. We're going to put a cap on your income. How would you like that? Well, look, in New York City, they're voting for landlord's income to be frozen. They are singling out one profession, and these are really important people. These are the housing providers. So by the way, I've heard two people describe New York City mayor elect Zohran mandami. Is a good looking man? Is he good looking? I had to go look again. When people said this, I guess he's not bad looking. And hey, despite being a heterosexual male, I can say that some guys are good looking. I just never thought that with him.   Speaker 5  24:32   Now, do you have one friend kind of have that type of friend who always just seems to know what's happening in the housing market? Well, that person could be you. There is a way to do that. Boom, it's easy, and you're going to sound smart without reading a single boring, fed report. I don't sell courses. I don't wear sunglasses indoors, and I definitely don't tell you. To flip houses on Tiktok. I just talk here, and I send you a smart, short real estate newsletter. That's it. This is smart stuff that you can brag about at boring dinner parties, and you've got a lot of those coming up here at the holidays. It is free. I write our letter myself, and I'd love to have you as a reader, sign up at greletter.com it's quick and easy. Your future wealth will thank you for it. See what I did there. It takes less than three minutes to read, and it is super informative. GREletter.com Again, that's greletter.com, I've got more straight ahead.    Keith Weinhold  25:45   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989   Keith Weinhold  26:57   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Dani-Lynn Robison  27:30   this is freedom family investments, co founder day. Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  27:37   welcome back to get reciprocation. I'm your host. Keith Weinhold, earlier this year, I talked to you about new ways where you can generate more income from the properties that you already own, and doing that through peer to peer leasing platforms, I got feedback from you that you loved it when I talked about it on that episode. Well, I've got more of them to tell you about today. This is exciting. Is there money sitting right under your nose and you haven't even collected it yet? And sometimes this happens in the world. This has nothing to do with finding Uranus, but it is similar to how they just discovered a new moon of Uranus, even though it's only six miles wide. Yes, that's something that scientists recently discovered, yes, much like this new small moon of Uranus that was really always there, but just discovered, metaphorically, this is what we're talking about with your real estate here now. This is a lot like how Airbnb rattled the hotel world about 15 years ago. These platforms let you rent out space and amenities that you already own but barely use. Neighbor.com, is the first one. I'm not going to say.com every time, because most of them are that way, and they've got a mobile app of the same name, all right, neighbor that's like Airbnb for your garage or your basement or even that creepy crawl space that you never go into. So instead of letting junk collect dust, you rent out your unused space to people who need that storage, meaning then that their clutter pays your mortgage. So customers request space and then you approve it. That's how it works. In fact, we have a woman here on staff at get rich education that easily made about 1000 bucks personally on neighbor, she rented out a parking space in her driveway. She rented that space to a college student that needed a place to park her car while she went back home for the summer. You can easily do that too. Then there. Swimply, S, W, I, M, P, L, Y, rent out your pool by the hour. Yes, your pool is no longer just for cannonballs, awkward barbecues and tanning sessions that you regret, although not typically, I've read about how some people have made passive income streams of $15,000 per month this way. I mean, gosh, did Marco Polo just get turned into a side hustle? Or what that is, swimply. Then there is store@myhouse.com Do you have an empty closet or an attic? You can turn that into a treasure vault for stranger stuff, and you can get paid while their clutter hides in your home instead of their home. So think of it as maybe some pretty passive income, only dustier, and who even lives there in your attic right now? Anyway, a bunch of raccoons. They're not paying your rent again. That is called store at my house. Sniff spot. It turns your backyard into a private dog park. Yeah, local pet owners can book your yard by the hour to let their pups run and sniff and play. You provide the grass. They bring the zoomies, and you pocket the cash that is sniff spot, Pure Storage. That one is a.co when people need storage, you swoop in like a friendly capitalist neighbor with your extra space. So you rent out your garage or a shed, or, say, even a corner of your basement, and you watch empty become income, you are basically running a mini Self Storage empire without the neon sign. I mean, sheesh, you are kind of like Jeff Bezos with cobwebs here. Okay. Again, that is purestorage.co, then there's peer space. Now I've used this one before, personally, and so has someone else here on staff on GRE she actually told me about it. What I did is I paid for a few hours as a renter, not the landlord on peerspace. In fact, I rented this space this past summer to give an in person real estate presentation where I covered real estate pays five ways and the inflation triple crown and all of that with peer space, you rent out your space for events, okay, so your home or your backyard or loft or some funky warehouse, you rent that out by the hour, and those events could be film shoots or workshops or parties or other events. That's what peer space is for. I mean, that could be a cool backdrop for an influencer or a film crew that has a pretty big budget. Renters come to you with alacrity. They will come to you because they can often save 50% or more versus using more traditional avenues. There, in fact, even public storage, like that's the company name Public Storage. They're the nation's largest self storage space operator. They even use neighbor.com to help lease out their leftover inventory. And so do some REITs that have extra space at their office or retail or apartment properties. They use neighbor.com as well. All right, so that's my roundup of more peer to peer leasing platforms, a few more of them than I told you about earlier this year, and the types of listings you can get creative. People are getting creative. They are monetizing everything from empty barns to vacant strip mall storefronts to church parking lots. I mean, consider how often church parking lots are empty. They're empty almost every day except Sunday. So get creative and think about space that's not being used. One thing to look out for, though, is that your HOA might try to crush your entrepreneurial spirit here. So keep that in mind. Just look around. Do you own any underutilized space or asset that you can rent out. Well, chances are there's already a peer to peer rental platform for it. And when you visit any of these platforms that I told you about, I mean, you're probably already going to see people offering space in your neighborhood. You'll be surprised.    Keith Weinhold  34:39   And this is not some unproven fad. Turo really took off about 10 years ago when they realized that most Americans' cars just sit idle, more than 95% of their time in their driveway or in their garage. Well, at that point, everyday people started to lease out their cars. Cars on Truro. So the bottom line here is that if you own most any real estate, then you've got options, and you can often make the rules peer to peer. Leasing platforms add new income streams to your life, and if you read my Don't quit your Daydream letter, you'll remember that I wrote about those resources and gave you their links and everything. See, that's the type of material that I put in the letter sometimes and again. You can get it at gre letter.com It shows you how to build wealth, much like I've been talking about on the show today. This is vital, because the conventional consumer finance world, you know, they just don't tell you about things like this. For example, did you ever wonder why economists aren't rich like maybe you would think that they would be Well, it's because schools and universities, they don't really teach you how to make money so someone can have an advanced degree, a Master's, or even a doctorate. That degree will be in finance or in economics, but they're still broke, or they're still trapped by their job, because the only way they know how to make money is by having a job. There's nothing wrong with having a job, but that's the only thing they know. They never learn how to earn and multiply money like with what I've been discussing today. Economists make between 70k and 180k per year in America today, you know, school taught both us and them the theory of money, how it's counted, how it's tracked, and how it flows through the system, but it really didn't teach them how to build a little diverter device on that flow to earn it or create it or leverage it to build freedom for themselves. And that is why this show is here. That's not a knock on economists. Economists are brilliant people, and some of the best known ones are guests on the show here with us. At times, we don't just want to live in a world of models and charts, though, when you build real world wealth with mortgages and markets and moves that don't always fit inside a formula, and certainly not a conventional one that you grew up with. So when you hear the experts talk about where the economy's heading, sure listen to them. I listen to them, but be sure to apply that to your own balance sheet, because you don't build wealth in theory, you build it in real life.    Keith Weinhold  37:44   Then how do you get a good deal? Build a relationship with a GRE investment coach like Naresh. Here you can do that on just 130 minute call with him, and then when the deal that you want becomes available, he'll let you know. By the time you find something on the internet, it's going to be too late, because that means a lot of people have already passed on that deal. If it's already out there publicly, like I said earlier, if you want to learn and do things the same way that everyone else does, then you are squarely in the wrong place. I really mean it. And why would that be? In fact, what does everyone else have? Not enough money at the end of the month, a budget where they constantly have to make sacrifices to meet it, because they think that is the way and they live below their means instead of grow their means. The underlying philosophy here at GRE is, don't live below your means. Grow your means. In fact, we have a T shirt with Grow Your means on it and our logo on it in our merch shop. That's why GRE has a tree in the logo. Grow your means. Instead of shrinking your lifestyle to fit your income, it's about expanding your income to fit your ambition, so don't cut your dreams to match your paycheck. Grow your paycheck to match your dreams. This really reflects the abundance mindset behind get rich education, that wealth isn't built by pinching pennies, but by creating more cash flow and assets and income streams in practical terms, like with what I talked about, about growing my own portfolio back at the beginning of today's show, this means buying cash flowing real estate that's growing your means leveraging good debt that's growing your means using inflation to advantage, that's growing your means investing in yourself or in new ventures. That's growing your means it's the mindset opposite of budget, harder. It is earn smarter at its core, grow your means. What that means is expand your capabilities in. Not just your comfort zone. Use creativity and leverage to multiply your results. View financial growth as a positive, proactive act, not a greedy one, because you're going to serve others with good housing and maintain it. This all encourages abundance over austerity, and it's the same idea behind the tagline financially free beats debt free.    Keith Weinhold  40:27   Thanksgiving is coming up this week, and I'll tell you something. Luckily, American ingenuity improved since the Pilgrims left England, traveled to a totally new continent, and called it New England. Fortunately, we have become more innovative since then, you are about to have more topics for conversation with family at the holidays. And note that Gen Z, ages 13 to 28 they are more likely to talk money today than they did previously. They are kind of the share everything on social generation. Tell relatives about your real estate investing, or at least some of the ideas you have. Tell them, perhaps something that they would be surprised to hear, that you learned on this show, like mortgage rates are, in fact, historically low today, actually, or something like that. And at Thanksgiving or Christmas, please tell a friend about the show. GRE is the work of my life, and that would mean the world to me. If you like listening every week, tell a friend about the show. Now use the Share button on your podcatcher if this show helps you see money or real estate differently. On Apple podcasts, touch the three dots and then the Share button. On Spotify, I think you can just hit the Share icon, the little rectangle with the arrow, and post it to your social feed or social story. That's how more people learn how to build real wealth like we do here at GRE and even better, Don't hoard the good stuff. If you learn something here, engage in the nicest kind of wealth redistribution. Tap the Share button right now and text this episode to one friend who'd appreciate it. Until next week, I'm your host, Keith Weinhold, have a happy Thanksgiving, and don't quit your Daydream.   Speaker 6  42:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  42:57   The preceding program was brought to you by your home for wealth building get richeducation.com

As two proud members of the LGBTQ community, we have some very strong opinions about inclusivity in the lifestyle. Nowhere is this more important that at lifestyle events and clubs. We discuss sexuality representation, as well as some new discoveries in our own world with regards to sexual orientation.  Join us for an upcoming event: https://members.frontporchswingers.com Schedule your free consultation with Brian for peptides, weight loss meds, and TRT at https://revitaglowmeds.com Get a free month of Kasidie access! Just click on the Kasidie banner at https://frontporchswingers.com Get bonus content weekly when you support the show on Patreon! https://patreon.com/frontporchswingers  

Join FDNP Nikki Uvalles, Integrative Health Coach and founder of One Body Wellness, as she discusses the importance of understanding your body's messages through aches and pains. - Learn vital lessons about accepting body transitions during aging and nurturing your body as a temple. - Nikki shares her journey of balancing family life and health, offering insights on how to reconnect with your body, shift your mindset, and adopt holistic practices for lasting vitality.     Want to watch this episode on YouTube? Click here. Subscribe if you'd like to catch all new episodes live and participate with our guests directly.   Want to learn more about becoming an FDN? Go to fdntraining.com/resources to get our best free workshops and mini-courses! Where to find Nikki Uvalles: Website: onebodywellness.org Instagram: @one_body_wellness_nikki Facebook: @OneBodyWellnessNikki  

If you've been dealing with unexplained swelling, chronic fatigue, or pain that doctors can't explain, this episode will help you understand what your symptoms are really telling you — and why they're often dismissed or misdiagnosed.Dr. Paula Ruffin (New Hudson, MI) shares three real cases where serious symptoms were overlooked, labs were delayed, or patients were told “you're fine” when they very clearly were not.In this episode:Why swelling, ankle pain, and post-chemo symptoms are never randomThe real reasons behind chronic fatigue and inflammationHow low platelets and immune dysfunction connect back to lifestyleWhy your nervous system can't be “reset” by a drugWhat chiropractic, functional medicine, and root-cause testing uncoverHow to advocate for yourself when your symptoms are dismissedIf you feel ignored, unheard, or stuck in a cycle of unexplained symptoms, this conversation will give you clarity, confidence, and direction.STAY CONNECTED!Free resources:https://drruffin.com/https://www.instagram.com/drpaularuffin/https://www.facebook.com/drpaularuffin/ https://www.facebook.com/NewHudsonChiropracticAndWellnessCenterhttps://www.linkedin.com/in/drpaularuffinFor high quality supplements:https://us.fullscript.com/welcome/pruffinDisclaimer: The contents of this video are for entertainment and informational purposes only and are not intended to be medical advice, diagnosis, or treatment, nor to replace medical care. The information presented herein is accurate and conforms to the available scientific evidence to the best of the author's knowledge as of the time of posting. Always seek the advice of your physician or other qualified health provider with any questions regarding any medical condition. Never disregard professional medical advice or delay seeking it because of information contained in video content by Dr. Paula Ruffin DC!

In this episode, Nikki shares her favorite quotes and what they really mean to her. From yoga wisdom to life lessons by Byron Katie, Wayne Dyer, and Maya Angelou, Nikki unpacks the deeper meaning behind each quote and how they've shaped her journey. Whether you're looking for inspiration, a laugh, or a reminder to give yourself grace, this episode is full of heartfelt stories and practical wisdom.Special Offers & Sponsors: ​Mantra Match – 15% off with code NIKKIWELLNESS: ⁠https://mantramatcha.com/⁠ ​Neeshi Protein Powder – 20% off your first order with code NIKKIYOGA20: ⁠www.neeshi.com⁠Sakara - 20% off at Sakara.com with code NIKKIWELLNESSSAKARA Find Nikki online at:⁠⁠⁠www.instagram.com/fitfunandfrazzledpodcast⁠⁠⁠ ⁠⁠⁠www.instagram.com/elevate_and_align_⁠⁠⁠ And if you're enjoying the podcast, please take a moment to subscribe and leave a review, it helps so much! ⁠⁠⁠Nikki Lanigan Substack⁠⁠⁠ ⁠⁠⁠Free 1-1 Call – Nikki's Yoga & Wellness⁠

Watch the video version of this podcast here on YouTube: https://www.youtube.com/watch?v=BrrBWgI8cec Our new book... STORY QUESTIONS: How To Unlock Your Story One Question At A Time https://payhip.com/b/ZTvq9 0:00 - Being Critical Of A Movie Too Soon 7:37 - Proven Strategies To Help Writers Generate Story Ideas 19:32 - Film School Professor Comments On Whether Students Should Use AI 28:44 - Truth About Writing A Great Scene 41:25 - What Does Conflict In Every Scene REALLY Mean? 55:59 - Why You're Never Too Young To Write A Movie 1:14:53 - 5 Tips For Making A Short Film Eric Conner has taught hundreds of aspiring storytellers at the New York Film Academy (LA), the Writer's Store, the Animation Guild and Starcoach – China. At NYFA, he's interviewed dozens of entertainment professionals including Django Unchained producer Reginald Hudlin and John Wick director Chad Stahelski and wrote/hosted the podcast The Backlot. He recently produced the feature length documentary Other Voices (Aswat Acherim), available on Amazon. His work has been featured on the Howard Stern Show, On Demand Cable, Entertainment Tonight and Ranker.com. Eric has been a Burbank Cultural Arts Commissioner since 2019. As a writer he's adapted projects based on Knott's Scary Farm and the NY Times bestseller Vampire Kisses. He's worked with HollyShorts for years as a film judge and moderated multiple panels / Q&As at their annual festival. CONNECT WITH ERIC CONNER https://www.imdb.com/name/nm1289127 Founded in 1992 by Jerry Sherlock, the New York Film Academy (NYFA) provides an accessible, hands-on education in filmmaking, media, and the performing arts. With a mission to make the film industry more accessible to all, NYFA empowers students from diverse backgrounds to tell powerful stories through a project-based, immersive curriculum. Students work closely with industry professionals, gaining invaluable mentorship and real-world experience while building creative, technical, and collaborative skills. NYFA's global community includes students from over 160 countries, fostering a network of passionate storytellers. From day one, students dive into creating projects that refine their craft and prepare them for successful careers. With a focus on practical experience and individualized support, NYFA equips students with the tools and confidence to excel in the competitive world of filmmaking and the arts. CONNECT WITH NYFA https://www.nyfa.edu https://www.nyfa.edu/location/nyfa-los-angeles/ SUBSCRIBE TO THE FILM COURAGE YOUTUBE CHANNEL http://bit.ly/18DPN37 SUPPORT FILM COURAGE BY BECOMING A MEMBER https://www.youtube.com/channel/UCs8o1mdWAfefJkdBg632_tg/join SUPPORT FILM COURAGE BY BECOMING A PATRON https://www.patreon.com/filmcourage

Women say “take it slow”… but they never tell you which version they mean. And if you misread the wrong one, you'll either chase too hard or walk away from a woman who actually wanted you. Here's the truth behind the four hidden meanings and how to respond like a man she can't replace.

There's a version of today's conversation that stays polite and surface-level…and then there's the version I decided to record today.I'm talking about the pressure women feel to “fix” their bodies, why so many of us are trying to escape any sense of emotional discomfort, and what it really means when we say a cosmetic procedure “makes me happy.” This one of the most honest episodes I've ever recorded—and if you feel called out and uncomfortable, then I've done my job. Because complacency around this is NOT ok. In this episode, I get into:the real reason we feel drawn to surgeries, lasers, and injectionshow social media makes it feel like everyone is doing itthe difference between happiness and reliefwhy peer pressure doesn't end in middle schoolwhat happens when every woman strives to look the samehow this impacts our kids (yes — even our sons)the internal work I'm choosing to do instead of “fixing” myselfConnect with JordanaFind me on InstagramSign up for my Monday newsletter with lots of nutrition, body image and mindset tipsSchedule a free discovery call to talk more about working together Listen to more episodes of The Diet Diaries

Women Sometimes Create The Monster They Criticize

Recent polls suggest younger Americans are less inclined to believe in the so-called American Dream and the benefits of capitalism. But why? Especially when so many non-Americans still do? Could it be social media has skewed what the American Dream really is? Or is there truly a generational difference in the appeal of economic systems like socialism, communism and capitalism? Finally, what is the likelihood greater governmental involvement in the economy will produce the results some politicians have been promising? In this week's Trading Perspectives, Sam Clement and John Norris walk a proverbial tightrope while discussing what the recent election results really mean.

It's part of the talk in DC right now, but does it mean anything big picture? Here to sort it out is Lindsey Reiser from CBS News. She joined Vineeta on The WCCO Morning News

I'm trying something new: differentials. Each episode, I'll pick one ocular sign and one ocular symptom, and walk you through everything that could cause them. This week: the mysterious “abnormal red reflex” and the all-too-common “my eyes are burning.” From cataracts and retinoblastoma to blepharitis and bad makeup glue, I'm breaking down the real possibilities, one red, irritated eyeball at a time. It's part med school, part comedy, and yes, you might just become an honorary ophthalmologist by the end of it. Takeaways: Why an “abnormal red reflex” might mean anything from cataract to retinoblastoma. The simplest test pediatricians use to spot dangerous eye conditions early. How blepharitis and clogged oil glands cause that all-too-familiar burning sensation. The surprising eye problems linked to makeup, contact lenses, and preservatives. Why ophthalmologists love differentials and how this new series might just teach you to think like one. To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live  We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! –⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ http://www.patreon.com/glaucomflecken⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Also, be sure to check out the newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://glaucomflecken.com/glauc-to-me/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you are interested in buying a book from one of our guests, check them all out here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.amazon.com/shop/dr.glaucomflecken⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact.  For more information go to Anatomy Warehouse DOT com. Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://anatomywarehouse.com/?aff=14⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.EyelidCheck.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.  Today's episode is brought to you by DAX Copilot from Microsoft. DAX Copilot is your AI assistant for automating clinical documentation and workflows helping you be more efficient and reduce the administrative burdens that cause us to feel overwhelmed and burnt out. To learn more about how DAX Copilot can help improve healthcare experiences for both you and your patients visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠aka.ms/knockknockhi⁠⁠⁠⁠⁠⁠⁠⁠⁠. Produced by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Dethroning Your Inner Critic Podcast, I'm diving into what it really means to design your life—not from control, strategy, or "shoulds," but from embodiment, vision, and trust in your Authentic Self.

In this episode of RiseUp Live: Joy Your Way, certified coach Kamini Wood explores the truth about conscious leadership—why real leadership isn't about control, titles, or performance, but about awareness, self-responsibility, and presence.Whether you're leading a team, parenting, or navigating personal growth, this episode will show you how to shift from reactivity to alignment, from fear to clarity, and from managing others to mastering yourself.In this episode, you'll learn:What conscious leadership truly means (and how it differs from control)How self-awareness transforms conflict and communicationThe power of emotional agility in leadership and parentingWhy healing your own patterns is key to leading others wellSimple practices to pause, ground, and lead from presencePerfect for: leaders, parents, coaches, entrepreneurs, and anyone ready to live and lead from the inside out. Subscribe for weekly episodes on conscious living, emotional intelligence, and authentic leadership.#ConsciousLeadership #SelfLeadership #EmotionalIntelligence #AuthenticLeadership #KaminiWood #LeadershipPodcast #PersonalGrowth #MindfulLeadership #RiseUpLiveJoyYourWay #LeadershipDevelopment

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Local elections just reshaped the landscape in Greenville, Greer, Easley, Travelers Rest, Simpsonville, and even at the state house level—and the ripple effects won't just be political. This episode breaks down what flipped, who got voted out, and how those decisions could impact growth, new development, impact fees, housing affordability, and ultimately what it costs to live and invest in the Upstate. From anti-growth backlash to a state house race decided by just 20 votes, Stan unpacks why these “small” elections matter way more to your daily life and real estate than most people realize. As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (973) 479-1267 or by email at smccune@cdanjoyner.com

CINCINNATI -- Joe Burrow has returned to Bengals practice after missing the last seven weeks due to surgery on his left big toe to repair a grade 3 strain of turf toe. Will Burrow be back this season? Should he return this season? Could the Bengals salvage their season with wins over the Steelers, Patriots and Ravens in the next three weeks? Trags breaks it all down with Charlie Clifford of WLWT Channel 5 in Cincinnati. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I'm breaking down one of the most talked-about but misunderstood concepts in commercial property — yield.I'll walk you through exactly what yield means, how to calculate it, and how to use it to understand both risk and return. Because here's the truth — a higher yield isn't automatically better. It usually means more work, more management, and more uncertainty.I'll also explain the difference between gross yield, net yield, initial yield, and reversionary yield, and what each one tells you about a deal. Plus, we'll look at how yield changes depending on tenant strength, lease length, property condition, and market confidence — and how you can use those insights to make smarter buying decisions.If you've ever looked at a deal and wondered, “Is this yield good?”, this episode will give you the clarity you need to answer that for yourself.What yield really measures and how to calculate itThe difference between gross, net, initial and reversionary yieldsWhy yield is a reflection of risk as much as returnWhat influences yield in commercial propertyHow to use yield as a quick filter when comparing dealsThe most common mistakes I see beginners make when they're analysing yieldsYield isn't just about return — it's an indicator of risk.A higher yield often means more uncertainty and hands-on management. A lower yield usually signals stability and less involvement.The key is to work out where you want to sit on that scale and what kind of investment suits you best.

What if the way you see yourself isn’t how God sees you? In today’s conversation, I sit down with JP Foster and Matt Williams, the co-authors of Finding Freedom in Jesus, to talk about how understanding our true identity in Christ changes everything. If you’ve ever struggled with shame, insecurity, or feeling hopeless, this episode will help you step into the identity God has already spoken over you. ORDER THEIR BOOK HERE: https://a.co/d/iivADtY ORDER MY BOOK HERE: https://a.co/d/0vE5Cji PRINT OUT MY FREE "SHAME CYCLE WORKSHEET" HERE: https://kirbykelly.myflodesk.com/shamecycleworksheet CHECK OUT MY FREE RESOURCES: https://kirbykelly.myflodesk.com/kirbykelly For 10% off of Faithful Counseling, and to start your healing journey today, go to: https://www.faithfulcounseling.com/kirbykelly To sponsor a child in need alongside me with Compassion International, go to: https://www.compassion.com/kirbyisaboss Support the ministry!: https://kirby-kelly.com/checkout/donate?donatePageId=5d23856d41ec3a0001234376 Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Let's table this. That's what the boss said. And then someone else said, we need to pivot. So then I suggested we take it off line, but the boss said, Let's not reinvent the wheel. Ah, the language of business.have you ever been in a meeting or on a Zoom call and someone says something like, “Let's circle back on that” or “We need to pivot”… and you're just sitting there thinking, “Wait, what did that mean?” Today, let's take a closer look at what these buzzwords really mean in plain English - and how native speakers use them in everyday business conversations. Visit my website for over 3,000 free English lessons: https://www.myhappyenglish.com/

On this episode of She Rises, we are back with Part 2 of decoding the hidden language of women. You know the phrases… “I don’t need help,” “You pick the restaurant,” “We should catch up soon.” The ones that sound polite but carry a whole emotional thesis underneath. We go deeper into what women really mean, why we soften our truth, and how self-worth and emotional safety shape the way we communicate. Expect more laughter, more “that is so me” confessions, and even more insight into the sentences that have left men baffled since the dawn of relationships. If you have ever wished someone would understand your needs without you having to spell them out, this episode will feel like a warm, slightly unhinged hug.See omnystudio.com/listener for privacy information.

Will you be ​brave​ or afraid? Selfish or ​selfless​? ​Strong​ or weak? ​Wise​ or stupid? Will you cultivate a good habit or a bad one? Courage or cowardice? The bliss of ignorance or the challenge of a new idea? Stay the same…or grow? The easy way or the right way? Is it easy to make these choices? Of course not.

On this week’s She Rises, we are translating the hidden language of women everywhere. You know those phrases like “I’m fine,” “Do whatever you want,” and “It’s okay, don’t worry” that absolutely do not mean what the words say? Yes. Those. We break down what women really mean, why we communicate in layers, and how emotional safety influences our tone, our hints, and our selective telepathy. Expect laughter, personal stories, and a few uncomfortable truths as we decode the sentences that have left men confused for centuries. If you have ever wanted someone to just “get it” without you having to explain it, this one is for you.See omnystudio.com/listener for privacy information.

What does it really mean to be Catholic?Fr. Matt Lowry walks us through the Nicene Creed and the four marks of the Church — one, holy, Catholic, and apostolic — in a way that's both simple and profound.His reflection invites us to see not just what we profess, but who we belong to: a Church united in love, holiness, and truth.

Take our free English-level quiz here to find out what your current English level is.  Do you love All Ears English?  Try our other podcasts here: Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Lindsay McMahon and Aubrey Carter with Jessica Beck in previous episodes Visit our website here or https://lnk.to/website-sn If you love this podcast, hit the follow button now so that you don't miss five fresh and fun episodes every single week.  Don't forget to leave us a review wherever you listen to the show. Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ruthie Polinsky and Clay Harbor break down the stakes for Chicago heading into Week 8 against the Ravens. They discuss the defense's breakout performance this season and what Caleb Williams needs to clean up after a shaky outing vs. the Saints. The crew hits on Tremaine Edmunds' renewed play, Colston Loveland's growing role, why the run game is finally rolling, and how Ben Johnson's leadership is setting the tone. Plus: what a win with Lamar would really say about this Bears team.