Podcasts about abroad

Trump is nearly seven months into his presidency, and massive amounts of election fraud continue to be uncovered. A declassified FBI report has revealed that U.S. intelligence communities were fully aware that China was interfering in our elections, yet they did nothing about it. But that's not all—while election fraud is being exposed at the federal level, patriots across the nation are still working hard to uncover the web of deception in their own counties. Today, we'll have a roundtable discussion on what exactly is happening in our elections. All this and more on today's Untamed!  

Learn how to navigate gas prices this summer, then hear how to make your money work after retiring early and moving abroad. What's going on with gas prices this summer? How can early retirees turn their savings into income abroad? Hosts Sean Pyles and Elizabeth Ayoola discuss gas price trends and smart investment options for early retirees to help you plan a smoother ride — both on the road and in your financial journey. Joined by NerdWallet's Anna Helhoski and AAA's Aixa Diaz, they begin with a discussion of 2025 gas prices, with tips and tricks on timing your fill-ups, choosing the right fuel blend, and prepping your car for summer travel. Then, Sean and Elizabeth answer a listener's question about how to turn $150,000 in savings into ongoing passive income after achieving FIRE (Financial Independence, Retire Early) and relocating to Spain. They discuss how to balance accessibility with growth through options like CD ladders, T-bills, REITs, and dividend ETFs. They also explore considerations around managing rental properties from abroad, currency risk, and the importance of working with a CPA to avoid tax pitfalls when investing internationally. Use NerdWallet's free compound interest calculator to see how your savings and investment account balances can grow with the magic of compound interest: https://www.nerdwallet.com/calculator/compound-interest-calculator  Dividend aristocrats are stocks that raise their dividends every year. Here's an overview of how to invest in them: https://www.nerdwallet.com/article/investing/top-dividend-aristocrats-list Dividend stocks can be a great choice for investors looking for passive income and portfolio stability. View NerdWallet's list of the best high-dividend stocks and learn how to invest in them: https://www.nerdwallet.com/article/investing/how-to-invest-dividend-stocks  Here's NerdWallet's list of the best ways to send money internationally: https://www.nerdwallet.com/article/banking/best-ways-to-wire-money-internationally  In their conversation, the Nerds discuss: gas prices 2025, summer gas prices, how to save money on gas, why are gas prices rising, AAA fuel cost calculator, road trip cost calculator, gas price trends, crude oil price impact on gas, how to prepare for a road trip, car maintenance for road trips, road trip emergency kit checklist, what affects gas prices, hurricane impact on gas prices, early retirement abroad, how to generate passive income after FIRE, CD ladder strategy, high-yield savings alternatives, best short-term investments, moving to Spain finances, cost of living in Spain vs USA, living off rental income abroad, managing rental property from overseas, REIT vs dividend ETF, opening brokerage account abroad, FATCA rules for expats, real estate income planning, investing while living overseas, treasury bills vs CDs, compound interest calculator, diversifying passive income, financial planning after FIRE, and retiring in your 40s. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

The number of women choosing to freeze their eggs has increased sharply, according to figures from the UK's Human Fertilisation and Embryology Authority (HFEA). The number deciding to embark on the process abroad also appears to be rising. Madeleine Finlay speaks to the Guardian journalist Lucy Hough, who recently travelled to Brussels to freeze her eggs. She explains what prompted her decision and how she feels now that the procedure is over. Madeleine also hears from Joyce Harper, a professor of reproductive science at University College London, about what the freezing of eggs involves and why the small odds of success could be driving women to travel to do it. Help support our independent journalism at theguardian.com/sciencepod

The Rebbe approves efforts to organize Beit Yaakov in Europe but advises avoiding fundraising. He questions leaving Eretz Yisrael when many local children urgently need proper Chinuch, stressing the importance of saving souls nearby. Air travel is permitted if conditions are safe, and he inquires if her teacher circle discusses Chassidic themes. https://www.torahrecordings.com/rebbe/004_igros_kodesh/iyar/1000

257: Jason Karp is the CEO of Human Co, and, like me, eats, sleeps and breathes clean living. Jason's company is behind Hu Chocolate, True Food Kitchen (one of my favorite restaurants), and Grove Collaborative, to name a few. He and I spoke together at the nutrition round table last fall in Washington D.C., and I am so excited for you to hear about the work he's done to bring clean food to the masses and catch up with the rest of the world by banning synthetic food dyes.  Topics Discussed: →  Why Jason has dedicated his life to clean food    → The Hu Chocolate origin story  → What it took to make True Food Kitchen 100% seed oil free     → How Jason got states to ban synthetic food dyes (yay!)  → Why you don't have to be rich to eat clean  → The future of the clean food movement Timestamps: → 00:00:00 - Introduction  → 00:04:20 - What Inspired Hu Kitchen  → 00:05:57 - Jason's Health Journey → 00:07:25 - Why He Started Hu Kitchen  → 00:08:58 - How to Pronounce "Hu Kitchen"  → 00:09:36 - The Story Behind Hu Chocolate  → 00:12:02 - Why Hu Kitchen Closed  → 00:13:58 - From Hu Kitchen to True Food Kitchen  → 00:17:07 - When Jason Discovered True Food Kitchen → 00:19:01 - How True Food Kitchen Got Started  → 00:20:07 - Removing Seed Oils from True Food Kitchen  → 00:22:13 - Upgrading vs. Downgrading Ingredients → 00:23:45 - The Grim Truth: Cleaner Food = Lower Profits  → 00:24:46 - How Grocery Stores Prioritize Unhealthy Low-Cost Foods  → 00:27:59 - You Shouldn't Need to Be Wealthy to Eat Healthy  → 00:30:46 - Changing the System to Favor Clean Ingredients  → 00:34:49 - If You Can Afford a Smartphone, You Can Afford to Eat Healthy  → 00:39:30 - Jason's Clean Eating Challenge to His Networks  → 00:41:59 - Why the Data on Seed Oils Feels Inconclusive  → 00:43:28 - How ‘The China Study' Got Debunked  → 00:46:05 - Using Common Sense to Make Decisions on Diet → 00:49:20 - Synthetic Food Dyes in the United States vs. Abroad → 00:56:05 - Jason Role in the National Fight Against Food Dyes  → 00:59:50 - How Clean Food Became Political  → 01:05:28 - The Clean Food Movement Needs Compassion   → 01:11:15 - Controlling the Controllables without Getting Neurotic  → 01:15:45 - Jason Karp and HumanCo Social  Show Links: → HumanCo brands - Cosmic Bliss & Against The Grain Gourmet → Amara: HUMANCO (20% off discount) - Amara   → True Food Kitchen: Mention to your server “JUSTTRUE10” for $10 off of $50 at True Food Kitchen through June 30th - TFK → Grove Collaborative: "HUMANCO" will give new customers 25% off orders $75+. Grove Sponsored By: → Lineage Provisions | Try my favorite Grass-Fed Beef Tallow from Lineage Provisions. Use the code REALFOODOLOGY for 10% off at lineageprovisions.com. → CURED Nutrition | Right now, CURED Nutrition is offering my listeners an exclusive 20% off Serenity Gummies with a monthly subscription. Just head to www.curednutrition.com/REALFOODOLOGY and use the code REALFOODOLOGY at checkout. → Qualia | Check out qualialife.com/REALFOODOLOGY for up to 50% off and use code REALFOODOLOGY at checkout for an additional 15% off. → MASA Chips | Go to MASAChips.com/Realfoodology and use code Realfoodology for 25% off your first order. → Paleovalley | Save at 15% at paleovalley.com/realfoodology and use code REALFOODOLOGY. → Pacha | Head to pachasoap.co and use code REALFOODOLOGY at checkout for 20% off your entire order. Check Out Jason:  → Jason Karp Instagram → HumanCo Instagram Check Out Courtney: → LEAVE US A VOICE MESSAGE → Check Out My new FREE Grocery Guide! → @realfoodology → www.realfoodology.com → My Immune Supplement by 2x4 → Air Dr Air Purifier → AquaTru Water Filter → EWG Tap Water Database Produced By: Drake Peterson

Seth and Shaun discuss some inspiration CJ Stroud got while abroad in Milan and dive into some audio of Texans RB Dameon Pierce on Texans All Access talking about Nick Caley's offense.

Seth and Shaun discuss what inspired CJ Stroud abroad in Milan, how Dameon Pierce is liking the Nick Caley offense, and some some numbers showing just how much better the Rockets should be off the ball with Kevin Durant on the roster.

In back-to-back broadcasts, the hosts chronicle a remarkable stretch of wins for President Trump that defied nearly every media forecast of economic collapse and geopolitical crisis. They detail how expert predictions of skyrocketing oil prices, market crashes, and World War III never materialized—instead giving way to historic achievements: a ceasefire between Israel and Iran, record stock market highs, falling gas prices, NATO funding commitments, and peace deals in Africa. The second segment highlights the Supreme Court's landmark decision ending nationwide injunctions, restoring presidential authority over immigration policy, and freeing Trump to govern without constant obstruction from liberal district judges. With pointed criticism of media bias, European censorship, and political complacency, the commentary frames these events as a powerful reassertion of American strength and constitutional order.

Today's broadcasts uncover a sweeping arc of political extremism, failed leadership, and rising global threats—painting a picture of how socialist ideology and authoritarian ambitions intersect. Tara begins with New York's Zohran Mamdani, who unapologetically proposes taxing neighborhoods by race, sparking fears of targeted persecution dressed up as “fairness.” She connects this to the Marxist strategy of seizing the means of production—an approach echoed in Mamdani's calls to empty prisons and defund the police, recalling the tactics used in Stalin's and Mao's revolutions to consolidate power through engineered scarcity and fear. On the international front, the show spotlights the fatwas issued by Iran's top clerics demanding the assassination of Trump, Netanyahu, and U.S. officials—an escalation that underscores the Islamic Republic's alliance with China in building a deeply entrenched nuclear program. Tara details how Iran's underground facilities, partly staffed by thousands of Chinese scientists, survived American strikes and are already resuming operations. Finally, Tara breaks down Canada's sudden reversal of its social media tax after Trump retaliated by ending tariff negotiations, demonstrating how effective American leverage can be when it's actually used. She contrasts Trump's forceful approach with past Republican administrations' toothless condemnations. Taken together, these segments reveal a dangerous synergy: radical domestic agendas emboldened by global adversaries and enabled by complacent elites. From the push for race-based taxation and centralized control over food and energy, to the foreign plots that threaten American leaders, today's coverage shows just how close the country is to tipping point—and how quickly that danger spreads when no one is willing to say no.

Yahaya Bello Could Be Arrested Like Hushpuppi Abroad - EFCC Tells Courthttps://osazuwaakonedo.news/yahaya-bello-could-be-arrested-like-hushpuppi-abroad-efcc-tells-court/29/06/2025/#EFCC #Kogi #Abuja #Bello #Dubai #UK #US ©June 29th, 2025 ®June 29, 2025 5:32 pm Nigeria anti corruption police, the Economic and Financial Crimes Commission, EFCC has told a Federal High Court sitting in Abuja that the immediate past Governor of Kogi State, Yahaya Bello is on International red alert or on the watchlists of Security Operatives abroad and if left to travel abroad for medical treatment, he could be arrested like the way and manner a Nigerian social media influencer and United States, US convicted fraudster, Ramon Abba aka Hushpuppi was arrested, adding, the charges against the ex governor are connected to  buildings he allegedly owned in Dubai and bank transactions in the US and United Kingdom, UK, praying the court to order Yahaya Bello to undergo the medical treatment in the ultra modern hospital the ex governor had boasted he built in Kogi State. #OsazuwaAkonedo

Ministering to those you know and love can be hard. And sometimes, it's not for you.

In this special report, brought to us by our friends at AMAC, we tackle pressing global issues with a lineup of esteemed guests. Join us as we discuss the current crises involving Iran, Russia, and Ukraine, and the implications for national security at home. Hear from Congressman Jason Smith on IRS updates and former Israeli Ambassador Michael Oren about the impact of recent military actions on Iran's nuclear ambitions. With insights from experts like retired CIA officer Sam Faddis and China specialist Gordon Chang, this episode is a must-listen for anyone wanting to understand the interplay between foreign policy and domestic security. To join AMAC and receive a discount for membership, visit AMAC.us/JustNewsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This two-part broadcast moves from the relatable to the urgent. First, the hosts share a lighthearted look at life's many minor injuries—those 4,000 cuts and bruises we accumulate over a lifetime—and the everyday chaos of parenting, like surviving road trips and teaching teenagers to drive. Then, the conversation shifts dramatically to expose how China is waging a quiet war against the United States. Senator Ted Cruz sounds the alarm on Chinese Communist Party efforts to bankroll environmental lawsuits and fund bogus climate research in U.S. universities, all to cripple America's energy sector and secure China's future as the world's sole superpower. Meanwhile, Democrats and complicit Republicans are allowing this sabotage to continue unchecked. From bioweapons targeting crops and livestock to critical rare earth mineral control, this episode underscores how complacency and corruption in Washington are putting every American's prosperity and security at risk.

Alicia Jarrett built a powerful U.S. investment business from Australia using mindset, systems, and bold leadership. This inspiring episode reveals how women can scale fearlessly, even from halfway across the globe.See full article:https://www.unitedstatesrealestateinvestor.com/from-fear-to-fiercely-building-a-global-real-estate-business-with-alicia-jarrett/(00:00) - Introduction to United States Women In Real Estate Investing(00:14) - Meet Your Host Jeune Ortiz(00:23) - Welcome to Guest Alicia Jarrett(00:39) - Alicia's Start in Real Estate from Melbourne, Australia(01:05) - Transition from Corporate to Full-Time Real Estate Investing(01:26) - Overcoming Fear in Real Estate Investing(02:02) - Scaling with Virtual Assistants and Overseas Teams(02:43) - Building Supercharged Offers and Property Deals(03:12) - The Importance of Systems and Delegation(03:45) - Starting Supercharged Offers and Global Citizens(04:26) - Serving U.S. Investors from Abroad(05:02) - Understanding the U.S. Property Market as a Foreign Investor(05:41) - Navigating Legal and Title Company Relationships(06:25) - Advice for Women Entering Real Estate Investing(06:55) - Empowering Women Through Leadership and Confidence(07:32) - How Alicia Uses Data for Targeting and Offers(08:11) - Common Mistakes Women Make When Starting Out(08:46) - How to Think Like a Business, Not a Hobbyist(09:17) - The Benefits of Building a Power Team(09:42) - Alicia's Favorite Tools and Tech Stack(10:23) - Handling Rejection and Challenges in REI(11:00) - U.S. Real Estate Trends from Alicia's Perspective(11:33) - Final Thoughts and Contact Information(12:00) - Outro by Jeune OrtizContact Alicia Jarretthttps://alicia@superchargedoffers.com/https://globalcitizenshq.com/https://www.wilda.com.au/https://www.linkedin.com/in/alicia-jarrett/Contact Jeune Ortizhttps://www.linkedin.com/in/jeuneortiz/--United States Women In Real Estate Investing is the show that brings you closer to amazing women in the real estate investing world who help make this industry so valuable to our nation's economic growth and stability.Come along for a conversational journey of real-life trials, tribulations, and triumphs that many times only women in business experience.With real conversations about strategy, business relationships, actionable steps, financial goals, and more, you've just found your tribe.Empowering and elevating women through conversation in the world of real estate investing.If you'd like to get started in real estate investing, download our free guide, 5 Step Beginners Guide To Real Estate Investing, at https://unitedstatesrealestateinvestor.com/freeguide/Helping you learn how to achieve financial freedom through real estate investing.United States Real Estate Investor: https://www.unitedstatesrealestateinvestor.com/Universe Media Mastering Your audio; More listenable. https://universemediamastering.com/Advertise with us! Visit https://www.unitedstatesrealestateinvestor.com/advertising--Music Disclaimer: This episode features music by Harris Heller / StreamBeats, copyright-safe, DMCA-free, and created specifically for content creators. StreamBeats provides both lyrical and instrumental tracks that are free from Content ID issues, making them ideal for use in podcasts, livestreams, and YouTube videos. All music is curated and produced by Harris Heller.

In this episode of the Cyber Uncut podcast, David Hollingworth and Daniel Croft talk about good and bad AI use cases, dramatic hacker arrests in Australia and France, printer vulnerabilities, and why War Thunder is a national security risk. AI is the topic for Hollingworth and Croft as the pair start with a chat about News Corp's new drive to integrate AI into journalists' workflows and the media giant's decision to train AI on the content produced by its writers. Plus, US Senator Bernie Sanders has a fantastic idea about what to do with all the time saved by AI – give it back to the workers! The pair then discuss a pair of successful investigations that have led to the hackers being arrested – one in France that appears to have put the final nail into BreachForums' coffin as both ShinyHunters and IntelBroker are now behind bars, and another here in Australia, as the infamous Western Sydney University hacker was revealed to be an ex-student. Now arrested herself, she started out looking to cheat the university's parking fees, but quickly went straight to the dark side. Hollingworth and Croft finish up with some updates on the Australian government's social media age assurance trials and whether or not YouTube should be part of the ban, and return to an old friend, War Thunder, as another angry gamer has posted restricted material to prove a point. Enjoy the podcast, The Cyber Uncut team

Planning an international trip and wondering how to get money abroad without paying extra fees or getting stuck with the worst exchange rates? You're not alone. In this Travel Talk episode, host Kim Anderson breaks down exactly how to handle your travel money like a pro, so you can spend more time exploring and less time stressing about ATMs, cash, and cards.From the smartest ways to get foreign currency to what you should (almost) never do at an airport kiosk, Kim shares everything you need to know to travel confidently with the right money strategy in place. Whether you're heading to Europe, Southeast Asia, or beyond, these tips will help you avoid hidden fees, protect your accounts, and keep your wallet happy.You'll learn:Whether you actually need to carry cash while traveling abroadThe safest and cheapest ways to get local currency on your tripPro tips to avoid ATM fees and currency conversion markupsKim's personal favorite debit card for international travel (and why it's a lifesaver)This episode is perfect for first-time international travelers or anyone who's ever asked: Do I need cash in Europe? or What's the best way to get money abroad?Tune in and start planning your trip with confidence.Want travel tips and a behind-the-scenes look at the podcast? SIGN UP for our weekly newsletter here! It's just the good stuff, I promise. No spam here. Support the showMore Travel with Less Money—Download Your FREE GUIDE & Start Exploring! Let's connect on Instagram! @DesignHerTravel Get $20 when you Sign-Up for Buzzsprout Please Note: I may earn a small commission when purchasing through these links. It doesn't cost you anything extra but does help support the show.

The National Parks and Wildlife Service (NPWS) is urging holidaymakers to be aware of CITES regulations – the Convention on International Trade in Endangered Species of Wild Fauna and Flora – which protect endangered plants and animals from illegal trade. Many people don’t realise that everyday souvenirs—such as ivory trinkets, coral jewellery, reptile skin products, certain orchids, and traditional medicines—can be illegal to bring into Ireland under CITES regulations. These items may seem harmless, but their trade threatens endangered species. Jerry spoke to Dr Noeleen Smyth of UCD.

With £31 billion in lost or unclaimed pensions in the UK, Martin tells you how to find your old pensions - which could be worth £10,000s! Plus, Martin's top holiday money need-to-knows to help you stop paying when you spend abroad and get the most bang for your (Vietnamese) dong. And you tell us the worst financial advice you were given by your parents and grandparents.

Chris Broad, bekend van Abroad in Japan, neemt je mee op een humoristische reis door Japan, van landelijke dorpjes tot de drukte van Tokio. Een must-read voor wie meer wil weten over dit land. Uitgegeven door Kosmos Uitgevers Spreker: Thijs Miedema

The Ladies Who Travel dive into hilarious and confusing ways English varies worldwide, demonstrating how even English speakers can struggle to understand each other when travelling between countries.• Words like "thongs," "chips," and "restroom" have completely different meanings in the UK, Australia, and America• Cultural communication beyond words includes queuing etiquette and personal space expectations• Google Translate is essential for navigation, ordering food, and even handling emergencies abroad• Download language packs before travelling to ensure translation access without internet• Learning just three words—hello, please, and thank you—in the local language makes a significant difference• Speaking slower and enunciating clearly helps when communicating across language barriers• Reading the room and adjusting behaviour to match local customs shows respect when travelling• Non-verbal communication varies significantly between cultures, including hand gestures and personal spaceJoin the Ladies Who Travel next in episode 65, where we'll discuss food experiences while travelling, including how to navigate dietary restrictions and picky eating habits abroad.⭐️ Guests - Melissa (QueenslandTravelGuide.com.au) and Shelly Marie (SoloHerWay.com)

Shark fins, ivory, alternative medicines - know the law for the items you can and can't bring back to the country from your holidays with Christopher O'Sullivan TD, Minister of State for Nature, Heritage and Biodiversity.Listen here for more.

The Rebbe approves applying for immigration to Canada as it doesn't conflict with future U.S. plans. He encourages greater focus on moving to Australia, noting its potential for livelihood and establishing a Chassidic center. He urges those without yeshiva-aged children to consider relocating and blesses them with success both materially and spiritually. https://www.torahrecordings.com/rebbe/004_igros_kodesh/adar_beis/948

Clement Manyathela speaks to Rob Mailich,the CEO of REDi Holbourne Recruitment Group about the job opportunities South Africans can take up abroad and what skills recruiters are after. The Clement Manyathela Show is broadcast on 702, a Johannesburg based talk radio station, weekdays from 09:00 to 12:00 (SA Time). Clement Manyathela starts his show each weekday on 702 at 9 am taking your calls and voice notes on his Open Line. In the second hour of his show, he unpacks, explains, and makes sense of the news of the day. Clement has several features in his third hour from 11 am that provide you with information to help and guide you through your daily life. As your morning friend, he tackles the serious as well as the light-hearted, on your behalf. Thank you for listening to a podcast from The Clement Manyathela Show. Listen live on Primedia+ weekdays from 09:00 and 12:00 (SA Time) to The Clement Manyathela Show broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/XijPLtJ or find all the catch-up podcasts here https://buff.ly/p0gWuPE Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Episode Notes Greg and Jordan are joined by Marshall Steinbaum, a professor of economics from the University of Utah to discuss the university's decision to join in a partnership with Ariel University, an Israeli university that is located within the Ariel settlement which, according to the United Nations, European Union, and United States, is located on illegally occupied land. We discuss what this type of agreement means to Israel, the ongoing conflict, and the University's pledge to stay neutral in political topics. In addition to that, we discuss the shooting at the Utah 50501 Protest in downtown SLC, the murder of two Democratic Minnesota lawmakers by a right-wing lunatic dressed as a cop, the Army parade, and the escalating situation in Israel. The U of U Faculty For Justice in Palestine's Instagram is here Their petition to U of U President Taylor to drop the partnership with Ariel University is here The GoFundMe for Arthur Folasa Ah Loo's family after his tragic death is here

More Americans than ever are thinking about moving abroad—but is it always the right choice? In this episode, we explore a question many people wrestle with: Should you actually leave the U.S. permanently, or would visiting another country be enough? We break down the difference between traveling and living abroad, when it makes sense to make the move, and when it's better to stay put or take a short-term trip.You'll learn:Why so many people are considering life outside the U.S.The emotional and practical differences between visiting and relocatingWhat makes moving abroad truly worth it—and when it's notHow to decide if you're escaping something or building somethingIf you're unsure where to go, take the free quiz below to find your best-fit European city. Or take the quiz at jordangiberson.com/quiz.

Deputy George Lawlor joins us to react to Minister James Browne's recent interview on Ireland's housing crisis and weighs in on the growing unrest in Iran. From local pressures to global conflicts, we get his take on two of the most pressing issues of the moment.

Deputy George Lawlor joins us to react to Minister James Browne's recent interview on Ireland's housing crisis and weighs in on the growing unrest in Iran. From local pressures to global conflicts, we get his take on two of the most pressing issues of the moment.

Send us a textEpisode One of Season Four returns us to Averoigne for Smith's tale of revenge from beyond the grave, The Mandrakes. We talk Gahan Wilson, Mandragora, Carry on Abroad, the ghost of Cromwell and the quite remarkable GP Olsen.Reader:  Ally WilkesFavourite words: connubial infelicities, privily, termagant, recreant, quotidian, amatory.Download MP3 Innsmouth Excursion, London Squares       Self Publishing GuideSupport the showContact us at innsmouthbookclub@outlook.comNight Shade Books Innsmouth Literary FestivalInnsmouth Book Club Facebook YoutubeBlueSky PatreonTim Mendees Innsmouth GoldDragon's Teeth Gaming Channel Graveheart DesignsMonster in my Bed podcast

Whether it's to Burgundy, Barolo, or Barossa, wine travel delivers big-time pleasure—but can come with serious setbacks, from shipping snafus and suitcase spills to winding wine-country road nausea. Enter Amanda, whose passport's been stamped by just about every wine-producing country on the globe. In this episode, she shares hard-earned travel hacks, favorite flight-friendly accessories, tips on how to find the best coffee, and the best way to educate yourself—before you arrive. Let's go!

iPhone maker Apple found itself in the crosshairs of the EU's antitrust regulators this week. Now the company faces an ultimatum: comply with their rules for Big Tech or face serious fines. FOX Business co-anchor of The Big Money Show Taylor Riggs speaks with Senior Tech Fellow at the Center for European Policy Analysis, Enrique, about the business conditions for big American tech companies in Europe, Apple's choices moving forward, and how the EU's stringent regulations have stifled innovation. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

In two fiery segments, Tara dives deep into escalating threats—both foreign and domestic. First, she breaks down the Biden administration's wait-and-see strategy on Iran's nuclear program with defense reporter Mike Bress of the Washington Examiner. They explore Israel's covert capabilities, the uncertain power of America's bunker-buster bombs, and whether regime change is truly on the table. Then, Tara unleashes fury over Biden's immigration policies, spotlighting shocking ICE arrests of violent gang members shielded from deportation—including one who claimed protection… because he owns a cat. Linking the open border to rising gang violence, Antifa assaults, and even assassination attempts against federal officials, Tara paints a chilling picture: foreign enemies emboldened abroad and dangerous criminals welcomed at home—all while everyday Americans pay the price.

As a property manager, have you ever worked with foreign investors? If not, what is stopping you? Is it because you don't know another language or because you don't know where to find foreign investors? What if there were a service that handled that piece for you? In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with the founder of HomeAbroad and Ziffy to talk about how property managers can connect with investors living outside of the United States.  You'll Learn [01:49] Building a Platform that Helps Foreign Investors Find Properties  [08:21] Helping Investors in the U.S. Find Investment Properties  [14:46] How HomeAbroad and Ziffy Can Benefit Property Managers  [25:23] Using Real Estate Investing and Property Management to Move to the U.S.  Quotables “No one wants to be a landlord… They're looking for a good way to maximize return on their investment or return on their cash.” “If you are a smart investor, if you are running this as a business, right, you got to have property management.” “You can't build a portfolio of a hundred properties by managing each property yourself.” “You grow together. It's a small industry, you know, we got to help each other and we grow as a business together.” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript [00:00:00] Client finds the property through a platform. We do the mortgage financing, so we will introduce the property manager at the right time and say, "Hey, by the way, you can find the right property manager to help you manage this property, so, we'll kind of introduce you in the right point in that journey to make sure that you have a high conversion as well.  [00:00:20] All right, I'm Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of property management business owners, coached, consulted, and cleaned up hundreds of businesses, helping them add doors, improve pricing, increase profit, simplify operations, and build and replace teams. We are like Bar Rescue for property managers. We have rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. [00:01:06] And if you are wanting help with any of that stuff, then reach out to us at DoorGrow. So we believe at DoorGrow that good property managers can change the world, and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. [00:01:28] We want to transform the industry, eliminate the bs, build awareness, change perception, expand the market, and help the best property management entrepreneurs win.  [00:01:38] Now let's get into the show. All right, so my guest today, I am hanging out with Amresh Singh, welcome to the DoorGrow Show.  [00:01:46] Thanks, Jason. Thanks for having me. Appreciate it.  [00:01:49] It's good to have you. So I would love to get into your background so people understand, like who are they listening to or viewing on this, and tell us a little bit about your journey into entrepreneurism and how you kind of got started and that will lead us into your business. [00:02:04] Awesome. So my background has been at the intersection of mortgages and technology. I used to work for a leading international bank before I started HomeAbroad. And originally I'm from India, so I moved to the US 10 years back, working for this big bank who moved me from India to the US to work closer to the headquarters over here. [00:02:25] I managed their international customer acquisition. And you know, in that journey, you know, I realized that two things that we have. Or I should say two really fascinating things about the US real estate market, which is, you know, 30 year fixed state mortgages, which we, in the US you know, we tend to ignore and we take it for granted. [00:02:45] It does not exist in most places around the world. It's a superpower, 30 year fixed state mortgages. Right? Yeah. Plus combine that with, you know, higher rental leads in the US market. You know, you're really looking at a true wealth building too. Right? So that realization coming from, you know, an international market into the US market, seeing the superpower of the, you know, how real estate in the US can really help you build generational wealth. You know, gave me the idea to start HomeAbroad, you know, which was a company that was focused on global investors investing in USD asset market, right? You know, and taking the advantages of, you know, some of these superpowers, I will speak later in your podcast. [00:03:24] Right? But that's how the journey started. And then, you know, as part of that journey, we realized, you know, some similar gaps exist in the domestic market as well that led to formation of Ziffy, which I'll talk about as well as we progress in the podcast. So that's kind of in nutshell, my know, my entrepreneur journey, my background, so.  [00:03:40] Very cool. I've noticed, you know, every now and then I get clients that they've got some special connection to an international market. You know, I've got a client from Israel and he's able to pull in Israeli investors and they're wanting to get into the US market, and he helps them handle all of that. [00:03:56] I had a client that same thing with China you know, and other different foreign countries, you know, and so that's a competitive advantage that each of these property management business owners have, but it's not one that every property manager can just create because they don't know a different language. [00:04:14] They don't have a network or connections overseas, and so that could be a challenge. But I see how that could be a competitive advantage for building up your own portfolio if you could access international investors. And I didn't really realize that, but I just grew up in this bubble of the US but 30 year fixed rate mortgages sounds so normal. You know? Yes. So, okay. So cool. So, so tell us a little bit about what you've got going on.  [00:04:40] Yeah, so, you know, as I mentioned, you know, we operate two brands. HomeAbroad is where we started, right? And that's a shop, that's a PropTech and FinTech shop that's focused on helping global investors invest in the US real estate market. [00:04:52] Right? If you think about, you know, real estate, right? It's kind of, you know, wealth building tool or is a mode of, you know, building generational wealth around the world. People invest in real estate for stability, right? For, you know, that that ease of mind, okay my investment is going to grow, right? [00:05:08] But you know, in most places around the world when you're investing in real estate, you're not doing that with leverage. You know, you are buying that in cash and you are, you know, mode for return on that investment is really banking on the capital appreciation on that property, right? What changes in the US market is because of 30 year fixed rate mortgages, there's no payment shock. [00:05:28] The rate is fixed for the term of the loan. That's 30 years. Since it's amortized for a 30 year period, your monthly payments are lower, right? Rental liens are higher. So what ends up happening in the US market is rent covers mortgage in majority of the scenario. [00:05:44] Yeah. It cash flows day one. Absolutely right. And that is something. So think about it, right? So you are generating cash flow from day one with leverage. I'll repeat that with leverage, right? So 20-25% of your money is able to help you buy a hundred percent of the property with cash flow or passive income from day one. [00:06:05] It just does not happen in most places around the world. Now imagine this: you explain this to someone who has no idea about the US state market, right? And then you tell them, Hey, not only you know the value prop, but as a company HomeAbroad, we are going to give you mortgage financing with no US state history. [00:06:25] Right. And we are going to underwrite you not based on your personal income or assets from your home country. We are going to look at the property's income, right? And we're going to underwrite based on that, right? Suddenly someone who has no affiliation with the US, you know, market or financial market is able to invest or buy US real estate for the obvious benefits I mentioned, right? [00:06:49] Cash flow with leverage, but also you're putting your money in the largest economy in the world. USD is still the reserve currency, right? So you're shielding yourself from currency risk that's might exist in your home country, right? And suddenly when you explain this to a global investor, it's an aha moment for them, right? [00:07:04] Because this is something that does not exist in their home market. You know, they want to, you know, kind of diversify their assets and dip into what US has to offer this kind of opening American dream to the world. Yeah. Without them having to live or work in the US. You can live and work in your home country and dip into what America or American dream has to offer, you know, while you sit in your home country. Right. And that's kind of what was a game changing phenomena for us. Great traction, great, you know, reserves. But what we saw, Jason, you know, these people were coming in and we're like, okay, great. I want to invest in USA asset market. But I don't know where to invest. [00:07:40] Right. I don't know the US market, I don't know which city to invest in. Right. And my team, you know, we found ourselves going onto Zillow doing investment analysis and coming back to them and saying, "okay, this is a good place to invest." And then we said, "okay, wait a minute. Let's just build a tech platform, and that's what led the evolution of Ziffy, which is kind of, you know, Zillow for investment properties, ziffy.ai, where you know, as an investor you can kind of just say, okay, this is my investment objective. [00:08:05] I want to generate X dollar cash flow every month. I want to generate Y percent in rental. I want to find all the rent properties. And the algorithm mines everything that is listed on MLS right now from an investment perspective gives you detailed investment analysis and helps you take the data driven recommendation. [00:08:21] And then we realized only 8% of Americans own investment properties. If it's such a good thing that global investors want to put their money in the USA market, why Americans are not building generational wealth by investing in real estate. Right? Because people don't want to be a landlord, right? [00:08:37] Right. But once you put this data in front of them, suddenly the perspective changes. And that's what we are right now. We are launching ziffy.ai where it's going to be the Zillow for investment properties to really help more Americans buy and invest in US real estate.  [00:08:50] Okay, great. And what's that tool called? [00:08:52] It's Ziffy, Z-I-F-F-Y, dot A-I.  [00:08:56] ziffy.ai. Okay. And you mentioned the big other z name Zillow, you're like, you're trying to take their lunch, I guess. Right? We'll see how...  [00:09:06] not really. Thing about it, zillow is focused on primary market, right? Yeah. It's a much bigger market. Right. And, you know, investment, of course, 16% of the transactions are investment properties. [00:09:17] Right. But having said that, it's a huge market and there's lot of, you know, scope for growth because a lot of Americans still, you know, what they don't know about is there are specialized loan products that exist, you know, that can underwrite based on the rental income of the property. [00:09:32] So if I have a mortgage, I have a car loan, I think, okay, there's no way I can buy investment property. No one's going to give me a loan. I'm going to walk in my local bank or my local branch, and they're going to say, "okay, Jason, you know, what's your current mortgage? What's your car loan? Oh, you don't qualify based on your debt to income ratio." [00:09:49] They don't know that this specialized loan product called DSCR loan, which is debt service coverage ratio loan, where I'm qualifying you for the mortgage based on the rental income of that property versus your personal income. Right. So suddenly now you can build portfolio of hundred of investment properties because each property qualifies based on its own merit. [00:10:11] You buy one investment property, right? Rent covers mortgage from day one generates you cash flow. You wait three, four years, you gain equity in the property, do a cash out refinance, take that money to put down payment on other property. That property is cash positive from day one and the cycle repeats. [00:10:27] So if you're a smart investor can really help that first investment property, help you build a portfolio of investment property over 10 to 15 year period and build that generational wealth for you and your family. And people just don't know about it. And that's what we're trying to democratize.  [00:10:41] All right. [00:10:41] I love the idea. You know, we've leveraged a DSCR loan and it's nice because you don't have to give them all your personal info. You know, it doesn't matter how much debt you already have leveraged with properties you already have. So the rates are a little bit higher. [00:10:55] Right. But if you're able to cash flow it effectively, then I guess it doesn't matter.  [00:11:01] It doesn't matter. But also, I'll tell you, Jason, it's not that much higher either. No. If you think about an investment property loan from Freddie Mac or Fannie Mae conventional loans the rates are going to be higher than what you're going to pay for a 30 year fix it mortgage for a primary home. [00:11:14] Right. If you compare an investment property loan from an, from the jcs versus a DSCR loan, the rate difference you're talking about is 0.25%, or, you know, like, so it's not, it's very competitive.  [00:11:28] So. A lot of the people listening run property management companies. They've got a pool of investors. [00:11:33] These are their clients. How do they leverage  [00:11:37] HomeAbroad or Ziffy? That's a great question. Right? So we are also opening a marketplace for property managers, right? Because think about these foreign clients that are coming over to us, right? Think about domestic clients, right? A lot of these clients, you know, no one wants to be a landlord, as I mentioned earlier, right? [00:11:52] They're looking for a good way to maximize return on their investment or return on their cash. Right. And they don't want to take the day-to-day hassle of being a landlord. Right. Right. That's where property management comes in. Right. And if you are a smart investor, if you are running this as a business, right, you got to have property management. That's what we tell our clients. You can't build a portfolio of a hundred properties by managing each property yourself. You got to get property management in, right? Yeah. And what we are doing is we are trying to, you know, open up a marketplace where, you know, foreign investors, of course, they have no idea about whom to work at in the US so they can connect to property managers in the US through a platform. [00:12:31] Right. But in addition. If you're a property manager and if you have clients who are looking for next investment and so forth, you can white label our Ziffy platform for your clients. Right, okay. To give them as your own tool. And if they come back to us, you know, for a mortgage, we give you a referral fee. [00:12:50] You know X, we give up to 40 to 50 basis point on the loan amount as their referral fee. So that could be not only you're servicing your clients, you're giving them tools to help them find their next investment, which by the way, you will end up managing as well. But you're also increasing your value prop by helping your client find the next investment and adding additional revenue stream to your overall portfolio, right? [00:13:12] So it's a win-win situation for everyone.  [00:13:15] So becomes absolutely profit center. Okay, so. And they can white label Ziffy. What about is the Ziffy and HomeAbroad databases, are these linked? Like, are these properties, because you know, I think a lot of property managers listening are like, "how can I get access to these foreign investors because I don't have that capability?" [00:13:32] They're linked. It's just the branding, right? Because for foreign investors, you know, we go with the brand name HomeAbroad, okay? And for domestic, of course, you know, HomeAbroad will not resonate with the US based customers, right? So that's where Ziffy comes in. And we are kind of actually actively going through a rebranding exercise where HomeAbroad will become powered by ziffy.ai. [00:13:52] You know, so at the end of the day, Ziffy is the overall umbrella brand, right? Ziffy.ai is our AI powered investment property search platform and HomeAbroad is the portion of Ziffy that's focused exclusively on foreign investors. But if you're part of our network, you get access to both clients, you get access to foreign investors, you get access to local investors. [00:14:13] Okay, perfect. So it sounds like property managers, if they're listed in this marketplace, it sounds like 1. You might be feeding them some free business from. Absolutely. HomeAbroad brand. Yep. They wouldn't be able to access otherwise. And they're able to support boots on the ground helping with the property locally. [00:14:32] Yep.  [00:14:33] And then they can also leverage Ziffy and do a white label thing for their existing clients and help get them and facilitate getting them into more property.  [00:14:41] Absolutely. Yep.  [00:14:42] Awesome. Okay, cool. Yeah that's very cool. So how does a property manager get into this marketplace?  [00:14:49] What are your qualifications? [00:14:51] So we of course, want to make sure that our clients are taken care of, you know, so we do initial vetting, just to understand, you know, you have the I would say capabilities and infrastructure to help service our clients. So everyone has a good positive experience, right? And then once we kind of have that initial meeting to vet you out, you will become part of our network. [00:15:10] We'll sign a good partnership agreement. You'll be part of the network and then, you know, you'll be listed prominently. If the customer is looking in that particular area, you know, you'll be listed prominently within that ecosystem. Now, good news is we are vertically integrated shop, right? [00:15:24] So client finds the property through a platform. We do the mortgage financing, right? And you know, we know exactly when the customer, you know, is closing that transaction, right? So we will introduce the property manager at the right time. There's no point introducing a property manager right when they're starting their journey to find an investment property, right? [00:15:42] But as soon as they close on that transaction, we'll introduce the property manager. We will expose our, you know, marketplace to them and say, "Hey, by the way, you can find the right property manager to help you manage this property from our vacant property management, based in say, Phoenix, Arizona, or say, you know, Dallas, Texas, like wherever the client is, you know, closing that transaction. [00:16:03] Right. So, we'll kind of introduce you in the right you know, point in that journey to make sure that, you know, you have a high conversion as well.  [00:16:11] So how do you, at Ziffy and HomeAbroad, how do you determine which markets you want to be in and focus on?  [00:16:21] So the cool thing, Jason, you know, like as the customer decides for us, right? [00:16:24] We are operating in 43 states, right out of 50 states in the US right now, right there are of course hot markets, right? But you know, we let our algorithm, because now, it's data, right? We know the data. We know what's the expected rent, which is our for algorithm to calculate the expected rent across every plus property listed on the MLS right now for sale. What's your monthly mortgage payment is going to be? We are the mortgage shop. So we know what the monthly mortgage payment is going to be. Yeah. Rent minus mortgage is your cashflow. Right? So you can basically punch in those numbers and you say, okay, I want to generate $500 in cashflow every month. [00:16:59] Show me properties in entire us. Show me properties in Midwest us. Show me properties in California. Show me properties in Texas. Right? Whatever is your appetite, right? But you can kind of, you know, find that right investment property with right investment objective, you know, and I would say market agnostic. [00:17:16] Right? Yeah. Find that property and then say, okay, yeah, this makes sense, this doesn't make sense. And what we are adding to our AI layer. You can ask AI question, show me population growth trend in this area in the last five years. Show me rent you know, growth in this area in the last five years. [00:17:30] Show me you know, is this a landlord friendly state? You know, like our AI will help you basically California, evaluate that property.  [00:17:36] So basically, California's out. Florida and Texas are in, or?  [00:17:40] Yep. Yep. And that's what we see. That's what we see. You know, Florida and Texas are two hot markets. Yeah. [00:17:45] Midwest is really picking up, you know, because the property prices are lower, taxes are lower, rents are higher, right? So Midwest US is the new hot market from a rental standpoint Okay. Is what we are seeing a lot of fixed and player opportunities as well. But Florida and Texas continue to be two hot states, you know, from a rental property standpoint. [00:18:03] Got it. Okay. Now, these people that are, you know that they're global investors. They're around, you know, around the world. They're watching the news, they're seeing all this stuff that's going on in the us. I don't know what their perception is, but when they're watching all this, I'm sure that factors into their decision making in which states they want to be in. [00:18:23] Absolutely a hundred percent.  [00:18:25] So they're like, it does, I don't want to be in California. They look like they're crazy there and they're watching the news and they're seeing these, you know, sanctuary cities with homeless people everywhere. And then they're like looking at like areas where it's more conservative and there's like more freedom and more options. [00:18:41] Then they're like, maybe, maybe there. So perception, I would imagine affects where they're choosing to invest as well.  [00:18:49] Yeah, it totally does. Right? And what we tell our clients, you know, you got to think of real estate as a long-term investment game, right? For example, you know, the rhetoric around current administration, right? [00:19:00] From global investor standpoint, you know, like, do I really want to put my money in the US at this point? You know, what happens if like X happens? Y happens, right? And what we tell our investor, right? The basics why US, you know, is a good market for real estate investment has not changed, will not change, right? [00:19:15] It's going to be still remain a good market for US estate investment. The question is, where do you invest, right? And what are your objectives, right? You want to invest in a landlord friendly state, right? You want to invest in, in states with, you know, job growth, population growth, right? And you want to invest in state you know, in a market where you're getting good ROI on your cash investor, right? [00:19:36] And that's a function of, you know, appreciation and function of cash flow, right? That you're generating. Right. So until you have those data points figured out, right, you know, in long term it's going to be a viable investment. Right. And you're going to make money, right? Is what we tell our investors, right? [00:19:51] And when we explain them from that perspective, from that lens, you know, I have not seen someone that has said, okay, USDS investment is off my list. Right? Is something that just still motivates and drives them.  [00:20:04] Very cool. All right. I like it. And the best property managers, they're DoorGrow clients, like we help them figure out how to actually do a good job. [00:20:10] Most property managers suck in most markets. This is... absolutely, yeah. The admission of property managers, they're like, I get a room of property managers. I'm like, how many of you believe all your competitors suck or most of them do? And everyone's hands go up. And everybody that comes to me and says, "Hey, I'm thinking of starting a property management business." [00:20:27] I say, cool. And they tell me their story. It's they have investment properties and they tried property managers and most of them were terrible and they decided to finally start a good company. And so there's this issue. So yeah, maybe we should get all the DoorGrow clients getting into your marketplace. [00:20:43] So  [00:20:43] A hundred percent, you know. Let's talk about that a hundred percent.  [00:20:46] Alright, cool. Have you heard a Blanket, have you heard of these guys? Not really. So I think I should connect you to Lior over at Blanket. They've got a really cool platform as well, and I think there's some synergy. [00:20:59] They're basically like a retention platform. Okay. For property managers. They were one of our sponsors at DoorGrow live. And they've created a platform that allows their clients to see all of... they're basically a white label portal for all their clients to have their portfolios. And it allows them to keep the properties in their portfolio by helping them find and access other owners when that owner wants to sell. [00:21:25] Awesome. Okay. I think there'd be some awesome synergy between these two tools. Yeah. And I'm always making connections. You guys don't see this, those that are watching the podcast behind the scenes, I'm always trying to connect different vendors to each other when I see some synergy. So, but I think that might be a cool connection. [00:21:40] So, because I think what you're doing would work really nicely with that and it'd be a really cool synergistic thing. So we'll just get HomeAbroad, Ziffy, Blanket, DoorGrow, and then some other vendors, we'll just start stacking, we'll create Voltron. Yep. This ultimate, you know, superpower to help.  [00:21:57] This very exciting. [00:21:58] Hey you grow together. You know, that's how I've always believed. You know, you grow together. It's a small industry, you know, we got to help each other and we grow as a business together.  [00:22:06] Yeah, absolutely. So, well, I like what you're doing. What's the easiest way for a property manager to reach out? [00:22:14] Which of the websites should they go to? How do they start getting vetted so they can get into this marketplace? And is this like a free thing because they're providing value or do they pay to become part of the marketplace or how does that work?  [00:22:27] It's a free thing, right? They will be listed on a platform for free. [00:22:31] So it's a two way street, as I mentioned here, right? So we are going to pay a referral fee to our property manager partners, when they refer clients over to us, we're going to give them free tools to help facilitate that process and vice versa. You know, we'll collect a referral fee if our existing client signs up with them as well. [00:22:47] You know, it's a revenue stream for us too.  [00:22:48] So if let's say I have one of those clients that has, a bunch of connections in a particular country like Israel or China or something like this, would there be an advantage to them to leveraging HomeAbroad to facilitate that rather than having to figure out all this work themselves? [00:23:05] Absolutely. Absolutely. Because we are, as I said, you know, we are one stop shop, right? So say for example, you have an Israeli client that is just thinking about investing in US real estate, right? So what we do, we start. From setting up the LLC, right? If you are US based, you know, setting up an LLC, receiving an EIN is pretty easy, straightforward process, right? [00:23:23] If you're a foreign national who has doesn't have an SSN or an IT number, just getting an EIN number from a IRS, you know, you're talking about faxing, you're talking about mailing, you're talking about six months, six to eight weeks to get, you know, your number in mail. Now, you know, we kind of have developed that expertise in this segment so we can get an EIN and with an analysis set for a foreign national not living in the US within a week. Right. Wow. We can help them open a US bank account while they're in their home country. Right. Of course, you know, we'll need the US Bank account as part of the mortgage process, but also they will need a US bank account to manage their property, right. [00:23:58] When they invest in the US market, right? We can, of course, financing for Foreign National, which is our bread and butter, right? So we help them with 75% LTV or 75% leverage to purchase an investment property in the US. So they only need to put 25% down payment on that investment property, as I mentioned, we don't look for any US history. [00:24:18] We don't look for trade lines or create history from their home country as well. It's a pretty straightforward process for foreign nationals. You know, all we are looking for is, you know, they have enough assets to close, which is 25% down payment plus closing costs. Right? And if the appraisal comes in right where we want it to be, right. [00:24:36] So whether they meet the ratio or the DSCR ratio where rent covers mortgage, right? Even if it does not, we have a sub ratio DSCR program for them. So one way or the other. You know, we'll be able to do the loan just based on the property's income versus considering their personal income or assets in their home country. [00:24:52] Right? So we covered them right from helping setting up an LLC you know, opening US bank account mortgage financing, connecting them with a local realtor, which is not just any realtor, but a realtor with CIPS, which is certified International Property Specialty Designation by now. Right. So they have gone through specialized training to work with foreign national, global investors, right? [00:25:13] And then property management connections, you know, through a marketplace, right? So we are kind of one stop shop for everything that foreign national would need to do to invest in the US real estate.  [00:25:23] Interesting. So here's another random idea that comes up. And I don't know if this even relates, maybe this is just completely out of left field, but occasionally I get clients that they've come from a foreign country to the US. [00:25:36] And in order to, you know, to immigrate and to become integrated in the US, they have to start a business. And so they will buy a franchise sometimes, which usually in this industry, buying a property major franchise, I'm pretty outspoken about that. I think it's generally a bad idea. I get a lot of franchisees coming to me that have struggled like, you know, a gal that came, bought into a franchise, she's already invested $100k into this and the franchise gave her poor strategy and she only has one unit under management and she's $100k in and over half a year in invested into this. And she's like, you know, concerned and freaking out. I've got another client, he's immigrated from the uk. [00:26:16] He's built a property management business. They both built their business in Florida, by the way. Nice. So the land of freedom and humidity. So is there some sort of advantage for some of these people that are overseas also? They're like, "you know what? I like the idea of investing in, you know, the US but I want to be in the US." [00:26:37] Is there a way that they could build a business leveraging this and could that be something that is facilitated as well?  [00:26:45] Yeah, that's a great question, Jason. You know, and something like a lot of, you know, foreign clients ask us, right? So I'll give you a two part answer to this question, right? [00:26:52] One, if you are part of E3D countries, right? So US has a E3D, you know, with I think UK, Japan you know, Australia, Canada, and the few other countries on that list, right? Yeah. So if you're part of one of these countries where the, where you have a E3D you know, with the US you get a visa called E2 Visa. [00:27:12] E2 Visa, where, you know, where you can start a business in the us, get that visa to come manage the business. And a lot of our clients in from these countries would start up LLC to manage two to three properties. Show that okay, they're managing a real estate business. Right. To kind of get that E2 visa, right? [00:27:29] And so it's a great way for them to not only build you know, a profitable business in the US right? And kind of benefit from the US estate investment, but then also, you know, try get a residency visa, you know, based on this business. Property management kind of falls under the same aspect as well. [00:27:46] Okay? Then other countries which are not part of the E3D, where you have something called an EV5 Visa, which is you know, which were one of the key differences is that you have to show that you generate 10 employments and invested at least around a million dollars in the US to generate those employments. [00:28:03] Now that is where, you know, it becomes a little bit trickier, right? Because you know, you have to show that you brought that money in, you putting that money in real estate qualifies. Right. But the the important aspect is creation of 10 jobs. You have to show that you've created 10 jobs through that investment, you know, for that purposes. [00:28:21] If you buy, you know, like 10 properties or buy a multifamily unit and you know, you have a property management around it that employs 10 people to take care of it, technically it qualifies. Right. You can also you know, buy a hotel, you know, buy 2 commercial property that employs, you know, 10 people to kind of, you know, to qualify on the, that, that visa rule. [00:28:44] Right? But again, you know, you're talking about a million dollar investment. You know, from your end, you know, which is not, you know, applicable for everyone, right? Yeah. So there are a couple of ways, right? But for E2 Visa, you know, it becomes really easy, right? Because that job requirement criteria is not there. [00:28:59] You have to show that it's a functional business. It's an active business, which could be a real estate business, right? And it becomes, the qualification becomes a little bit easier on from that perspective.  [00:29:09] Got it. Okay. Interesting. If you run into these people, we should totally be homies and... [00:29:15] absolutely. [00:29:15] If you run these people one of the things we're really brilliant at DoorGrow is helping people avoid all the mistakes they make when they get their business started. We help them clean. We're like bar rescue for property managers, as I said in the intro. And for startups, we're ideal. [00:29:29] We help them avoid all the pitfalls of the franchises. We help them come up with their own brand, their own website. We help them build out their hiring process. We help them make sure they get good people, like we help optimize the business and get the right systems and installed. And so we really are like the ultimate franchise alternative. [00:29:46] And I've just gotten tired of seeing the franchises hurting people. And so my mission. Is to get people to sign up with DoorGrow instead of going to these franchises and set ourselves up as a franchise alternative because we can help them get going with a lot less cash involved and a lot more help. [00:30:05] And and then we can help them give them real strategies for growing their portfolios. And it sounds like this might be a really nice addition to any of my client's strategies for growth is to leverage HomeAbroad because they would love to have people that are hands off. Yeah. In another country trusting you to just take care of stuff that, that's a easy, no-brainer type of client they would love to have. [00:30:25] Yeah, absolutely. Jason, and we should talk after this podcast. We'll talk, you know, this. I think there's a lot of synergies.  [00:30:31] Okay. Very cool. So, well, what else should property managers or investors listen to the show know about HomeAbroad or Ziffy that we haven't covered? Or what questions do people tend to ask that they're concerned about? [00:30:45] Yeah, I think, you know, one of the things, you know, that we also advise our clients, right? You know, it's not about, you know, property management eating into my cash flow, right? Because that's something that we see, you know, people concerned about, or people you know, like want to kind of, you know, want to do it by themselves because they want to make sure they maximize their cash flow, right? [00:31:05] But what we tell our clients, you know, at the end of the day, you got to think of it as a business, right? And what's your net return and how do you value your time? Right. What's the hourly rate that you assign to yourself, right? And what would else you'd be doing if you're not managing five properties on your own? [00:31:21] Right? That's an opportunity cost, right? So think about this more from an opportunity cost standpoint versus, you know, okay, it's eating into my cashflow because that opportunity cost can help you buy five more properties, right? That can, you know, overall amplify your return on your cash invested versus nickel and diming, you know, the money that you're trying to save, right? [00:31:42] And you know, when we kind of, you know, talk to them about your, their ROI return cash, we want them to kind of consider this as an expense that goes into it. Because at the end of the day, even though we are not the property management providers, right, we partner with your clients, so to speak, Jason, right? [00:31:58] We are trying to do what's in best interest of that client in order to build that real estate investment portfolio. Right. So that's something that, you know, just want to reiterate to you, to the listeners of your podcast. Right. Why partner with us? You know, because that's something that we inherently, you know, advise our clients, you know, and we position property management as one of the pillars, they need to really succeed to build a successful real estate investment portfolio. [00:32:22] So you kind of insulate, because I know there's some property managers listening and they're like, man, some of these foreign investors are such cheapos. They're like so cheap and they complain about everything and they're really difficult. You kind of insulate them from that. Yep. With your organization and you know, and property management really, yeah. It is a no brainer. I mean, there's a lot of properties that a lot of these investors on their own probably wouldn't even accurately raise rent. And so if they didn't raise rent over the last two to three years, for example, they're probably 10% below market rate anyway. And so if the property manager just kept rent where it actually is in the marketplace, the property management basically is free. [00:33:01] Yeah, it pays for itself. Hundred percent. It's a no brainer. And so, yeah, I think the biggest mistake investors can make period, if you're an investor listening to the show, is to not use a property manager, a good one. Because there are bad ones. But if you can find a good one, that is the biggest game changer because it takes all the work off your plate and you make just as much money. [00:33:22] Absolutely. And another thing for your listeners, Jason, right. You'd be surprised how few people know about the specialized loan products for DSCA investor, right? So if your client is with you managing one property and is thinking in my head, oh, I already have a mortgage in my primary, I have another investment property here. [00:33:38] No way in the world I can buy another investment property. It's an education gap. It's a knowledge gap, right? Yeah. So they can help educate and that's where like and HomeAbroad comes in. because we will educate them on your behalf. You know, you retain the relationship, you retain your brand, right? We'll white label it, but like not only show them properties that will give them their next cashflow investment. [00:33:58] But also educating them, okay, for this loan to qualify, I don't need to see your debt to income ratio. I'm going to qualify based on that property's income. And you know, the only upfront cost is an appraisal cost, right? But us being the mortgage shop, you know, vetting that, okay, this property gives you cash flow, or from a conservative standpoint, it's good for you at the end of the day because you know, you won't invest if the property is not cashflow policy from day one, right? [00:34:24] So something that people don't know, you know, and there's a gap there.  [00:34:27] Yeah, we've had some lenders on talking about DSCR loans in the past, and yeah, a lot of people just aren't aware of it as an option. Yeah. So property managers, if they can have a partner like yourself to, you know, educate them on these alternate sources of funding and methods of getting cash to invest in real estate. [00:34:46] Yeah, it's going to open up the door. Not only that, but I like the idea of those because it kind of creates this veil of protection. So it's not an asset in your name if there ever is a liability with the rental property. Absolutely. They don't even know who the owner is. It's an entity and there's kind of a shield there of protection. [00:35:05] And so there's some additional advantages to going that route as well.  [00:35:09] So, absolutely. And like majority of our clients request the title in an LLC. What's the reason that you just mentioned you always need to have that, you know, protection around you in a litigation rich country, so. [00:35:21] Got it. Cool.  [00:35:22] Well, hey, I think this is a really awesome idea Amresh. It's great to have you on the DoorGrow Show. Any parting words or how can people get in touch and how can they find out more?  [00:35:32] Sure. You know, so if you're a property management company, you can get them in touch with us at partner@homeabroadinc.com or partner@ziffy.ai. [00:35:42] You know, my personal email address is amresh.singh@homeabroadinc.com. You can shoot me an email as well. Website is HomeAbroadinc.com for HomeAbroad and Ziffy.ai for our Ziffy brand. Okay.  [00:35:56] Awesome. Alright, thanks so much for coming to the show. So those of you listening, if you've ever felt stuck or stagnant, you want to take your property management business to the next level, reach out to us at doorgrow.com. [00:36:07] Also, be sure to join our free community just for property management business owners at doorgrowclub.com. We reject 60 to 70% of the people that apply to join that group. And if you found this even a little bit helpful, don't forget to subscribe. Leave us a review. We'd really appreciate it. Until next time, remember, the slowest path to growth is to do it all alone, so let's grow together. [00:36:30] Bye everyone.

In this episode, I'm joined by one of our incredible Sisterhood members, Lucy — and her transformation story will light a fire in you.From working long, exhausting shifts in the NHS and feeling stuck in autopilot…To moving to Canada on her own, living in alignment with her desires, and getting upgraded to business class as the cherry on top

iPhone maker Apple found itself in the crosshairs of the EU's antitrust regulators this week. Now the company faces an ultimatum: comply with their rules for Big Tech or face serious fines. FOX Business co-anchor of The Big Money Show Taylor Riggs speaks with Senior Tech Fellow at the Center for European Policy Analysis, Enrique, about the business conditions for big American tech companies in Europe, Apple's choices moving forward, and how the EU's stringent regulations have stifled innovation. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

Another week, another HBET. Join the team as they look at the European draws of other Scottish clubs and impacts on the coefficient, our two loanees in Austria and the latest on yet more transfer rumours swirling around the club.Want to support the channel? - https://huddlebreakdown.comLike this video and want more content like it? Subscribe to the channel below and hit the bell to get notified every time a new video goes live. Follow us on Twitter: @huddlebreakdown@Alan_Morrison67 @jucojames Hosted on Acast. See acast.com/privacy for more information.

iPhone maker Apple found itself in the crosshairs of the EU's antitrust regulators this week. Now the company faces an ultimatum: comply with their rules for Big Tech or face serious fines. FOX Business co-anchor of The Big Money Show Taylor Riggs speaks with Senior Tech Fellow at the Center for European Policy Analysis, Enrique, about the business conditions for big American tech companies in Europe, Apple's choices moving forward, and how the EU's stringent regulations have stifled innovation. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today we answer a question from Chris about The Good Life Abroad and whether we plan to take a trip with the company. We share our thoughts on the concept, what interests us about their offerings, and whether a future review might be on the horizon. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

Iran's regime has warned Donald Trump it will strike back "without restraint" if he decides to join Israel's military campaign against the country. But with comparably limited power what might they target and what damage could they actually inflict? Associate Fellow at the think tank Chatham House's Middle East and North Africa Programme, Lina Khatib, analyses their threat.The World in 10 is the Times' daily podcast dedicated to global security. Expert analysis of war, diplomatic relations and cyber security from The Times' foreign correspondents and military specialists. Watch moreRead morePhoto: Getty Images Hosted on Acast. See acast.com/privacy for more information.

Jon Cohen, senior correspondent with Science, reports on how countries that suffer high rates of HIV/AIDS are coping now that USAID funding has dried up, and how local governments, especially in places like Lesotho, are attempting to figure out solutions. Plus, Wafaa El-Sadr, MD, Columbia University professor of epidemiology and medicine and director of ICAP, a global health center at the school of public health, discusses ICAP's work in implementing PEPFAR (the President's Emergency Plan for AIDs Relief) in sub-Saharan Africa, and discusses the future of PEPFAR under the Trump administration.

Former Chief of Staff to Secretary of State Colin Powell, Colonel Lawrence Wilkerson, joins Paul Jay and condemns the Israeli attack on Iran as an unprovoked violation of international law—and a dangerous step toward full-scale regional war. Wilkerson argues that the U.S. is complicit, acting through Israel as a proxy.  Wilkerson analyzes the use of the military in L.A. and doesn't mince words: the Empire is collapsing into autocracy and militarism, and the consequences could be catastrophic. TranscriptListenDonateSubscribeGuestMusic Paul JayHi, welcome to theAnalysis.news. I'm Paul Jay. In just a few seconds, we'll be back with Colonel Larry Wilkerson to discuss the Israeli attack on Iran.Prime Minister of Israel, Netanyahu, who says this is not an attack on the Iranian people. It's an attack on the Iranian regime. But in fact, it's exactly that, an attack on the Iranian people. The sovereignty of a country is not the sovereignty of a government. It's the sovereignty of the people, and it's the sovereignty of Iran that has been illegally attacked by every piece of the UN charter and international law, an unprovoked attack on the people's sovereignty.Now, I've been very critical over the years of the Iranian government. I'm not going to call it a regime. I don't know why it's more of a regime than most of the other governments or states that call themselves governments. My guest and I, Larry Wilkerson, who will be here in just a few seconds, we've both been very critical of the Iranian government and its repression of people and opposition movements in Iran. That has nothing to do with what's going on here. This is an out-and-out, unprovoked attack on Iran. We're going to talk about the reasons for that, but let me just add one other small thing, which we'll talk about. It's maybe not that small.Critiquing this Israeli attack is not anti-Semitism. In fact, this is just like the Cold War. When people condemned the Vietnam War, they were called communists. They're being soft on communists. Well, now, if you critique the crimes of the Israeli government, and now this unprovoked war, and of course, the genocide in Gaza, the bombings in Lebanon, now you're an anti-Semite. It's being thrown around just the way it was, the anti-communist rhetoric of the Cold War.Now, joining us to talk about this current conflict is Larry Wilkerson. Thanks for joining us, Larry.Col. Lawrence WilkersonGood to be with you, Paul. Long time.Paul JayFor people who don't know, Larry was the Chief of Staff for Colin Powell, both at the Joint Chiefs and at the State Department. So, let me start by asking you, Larry, what do you make of the way the media is covering this? I was a little surprised over the last year that there were at least some reports on how Gaza was being devastated. You saw quite a few pictures of the killing of children, and there was a glimmer of legitimate reporting for a while. Now, this is so one-sided. I watch CNN, and guest after guest is essentially from the Israeli government or the Israeli ambassador, and the fact that this is a complete violation of international law is not even mentioned.Col. Lawrence WilkersonWell, this is truly a disgusting display of the Empire's degradation and profound slippage from world leadership. There's no question about that. Not only have we violated international law, consistently, we have ignored even those or punished even those who didn't want to ignore it or were trying to do something about it, like South Africa and their application to the court with regard to the genocide in Gaza. I think it's appalling that we did a Yamamoto. We did a Pearl Harbor. We did a Saddam Hussein on Kuwait attack on Iran. We, not Israel, the United States of America, using Israel as its foremost in the frontline proxy, if you will, just like we're doing with Ukraine. We said, diplomacy was going to continue. We achieved tactical surprise, an enormous advantage for an Air Force attacking,

What does it mean to be the “other”? Viet Thanh Nguyen, a South Vietnamese-born American writer links his personal story to US actions abroad and at home, discussing ICE raids, protests, and the war on Gaza, showing how these issues are deeply connected. In this episode: Viet Thanh Nguyen (@viet.thanh.nguyen.writer), Author, “To Save and to Destroy: Writing as an Other” Episode credits: This episode was produced by Chloe K. Li, Sonia Bhagat, and Haleema Shah, with Phillip Lanos, Spencer Cline, Mariana Navarrete, Sarí el-Khalili, Kisaa Zehra, Remas Alhawari, Marcos Bartolomé, and guest host Natasha Del Toro. It was edited by Noor Wazwaz. Joe Plourde mixed this episode. The Take production team is Marcos Bartolomé, Sonia Bhagat, Sarí el-Khalili, Tamara Khandaker, Phillip Lanos, Chloe K. Li, Ashish Malhotra, Haleema Shah, Khaled Soltan, Amy Walters, and Noor Wazwaz. Our editorial interns are Remas Alhawari, Mariana Navarrete, and Kisaa Zehra. Our guest host is Kevin Hirten. Our engagement producers are Adam Abou-Gad and Vienna Maglio. Aya Elmileik is lead of audience engagement. Our sound designer is Alex Roldan. Joe Plourde mixed this episode. Our video editors are Hisham Abu Salah and Mohannad al-Melhem. Alexandra Locke is The Take’s executive producer. Ney Alvarez is Al Jazeera’s head of audio. Connect with us: @AJEPodcasts on Instagram, X, Facebook, Threads and YouTube

The Breaking Form broads recount their poetic travels abroad in this Season 3 opener.Please Support Breaking Form!Review the show on Apple Podcasts here.Aaron's STOP LYING is available from the Pitt Poetry Series.James's ROMANTIC COMEDY is available from Four Way Books.NOTES:The David Hockney retrospective in Paris is on view until August 31. For more about his painting "Mr. and Mrs. Clark and Percy," click here.For more about Hockney and the Muse, read "David Hockney's Literary Influences" For a map that names the regions comprising Italy, go here. Jorie Graham's poem "San Sepolcro" first appeared in Erosion, and it concerns Piero della Francesca's iconic fresco "Madonna del Porto," on view at the Musei Civici Madonna del Parto, in the tiny Umbrian village of Monterchi, Italy. (In fact, the only work on view at the museum is the Madonna, which is worth the trip).For more about Civitella Ranieri, visit https://civitella.org, and follow them on Instagram @civitellaranieri or on Facebook. Civitella livestreams presentations by these world-class artists on IG Live.

Located on the banks of the Mississippi river, New Orleans is famous for many things such as jazz music, Creole and Cajun cuisine, and a rich cultural heritage that blends African, Native American, Spanish, Caribbean, and French ancestry. Nicknamed “The Big Easy”, New Orleans conjures up images of Mardi Gras parades with their colourful purple, green, and gold bead necklaces, and bands walking the streets playing to roaring crowds… But the joyful, celebratory side of New Orleans has an equally dark, sombre, and much more frightening side…This is Haunted UK Abroad, and today we visit the Southern state of Louisianna in the U.S. and, specifically, the – by all accounts very haunted – city of New Orleans.Do you have an interesting story which you'd be willing to share with the show? If so, your story could feature in our end of season Listeners' Stories episodes. Please get in touch with the show via our new Haunted UK Podcast Website, or email us at contactus@hauntedukpodcast.com, marking the subject as Listener Story.All stories are treated with the utmost privacy and respect – if you wish to remain anonymous – that's no problem at all. Alternatively, you could drop us a voice note via Instagram, and with your permission, we will play your voice note on the show. It would be great for your voice to bring your very own story to life.We're waiting for your stories …You can support us, access bonus material, join our growing community – and follow us for updates at Haunted UK Podcast Patreon. You can also now do this on Ko-fi at ko-fi.com/hauntedukpodcastWebsite: https://hauntedukpodcast.com/Instagram: Haunted UK PodcastTwitter/X: @hauntedukpodWe're also now on Facebook – please join us there!You can also find us on Tiktok here https://www.tiktok.com/@hauntedukpodcastThis episode was:Presented by: Steve HollowayProduced by Pink Flamingo Home StudiosWritten by: Melissa WestScript edited by  Marie Waller Proofreading Please don't forget, we are part of an exciting new study – you can get involved too! The Haunted UK Podcast has teamed up with Northumbria University who are interested in sleep paralysis. Sleep paralysis is when people wake up and are unable to move and often see vivid experiences. We would particularly like to hear from people who are over eighteen years old and have paranormal experiences during sleep paralysis.We are proud to be a part of this fantastic study, and we'd love for all of you listeners to get involved if you've had any experience with sleep paralysis ... no matter how small. Let's find some answers!Get in touch using the following links:https://www.surveymonkey.com/r/ThingsThatBumpEmma.barkus@northumbria.ac.uknick.neave@northumbria.ac.ukcontactus@hauntedukpodcast.comThank you so much for listening and supporting us!

Anna and Jake discuss the Israeli attacks against Iranian nuclear and military sites on Thursday night. Plus, in the United States, the national political scene is on the verge of boiling over. Anna and Jake reflect on this brutally partisan week. Want more in-depth daily coverage from Congress? Subscribe to our free Punchbowl News AM newsletter at punchbowl.news. Learn more about your ad choices. Visit megaphone.fm/adchoices

A round-up of the main headlines in Sweden on June 13th, 2025. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio Play. Presenter/Producer: Kris Boswell

Hadwan v. Dept. of State, No. 22-1624 (2d Cir. June 3, 2025)revocation of Consular Report of Birth Abroad (CRBA); revocation of passport abroad; CRBA revocation hearing; APA; due process; signed statement where signatory does not speak English; Office of Inspector General report against State Department officer Matter of B-N-K-, 29 I&N Dec. 96 (BIA 2025)administrative closure; 8 C.F.R. § 1003.18; Matter of W-Y-U; recalendaring; TPS; persuasive reason for removal proceedings to  be resolved on the merits Singh v. Bondi, No. 22-6077 (2d Cir. June 3, 2025)credibility; border interview; REAL ID Act; I-213; Ramsameachire factors; Sikh; India Linares-Rivas v. Bondi, 24-60186 (5th Cir. June 3, 2025)no jurisdiction to review non-LPR cancellation of removal discretion finding; exhaustion; issue raised in notice of appeal but not in BIA brief Hsieh v. Bondi, No. 24-1013 (4th Cir. June 4, 2025)sexual abuse of a minor; coercion or enticement of a minor under 18 U.S.C. § 2422(b); crime of child abuse; Esquivel-Quintana; mens rea; attemptSponsors and friends of the podcast!Kurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.Cerenade"Leader in providing smart, secure, and intuitive cloud-based solutions"Demo Link!Click me too!Stafi"Remote staffing solutions for businesses of all sizes"Promo Code: STAFI2025Click me!Gonzales & Gonzales Immigration BondsP: (833) 409-9200immigrationbond.com Want to become a patron?Click here to check out our Patreon Page!CONTACT INFORMATIONEmail: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerDISCLAIMER & CREDITSSee Eps. 1-200Support the show

Get the Midterm Rental Insurance Blueprint: https://experimentrealestate.com/#blueprintIn this immersive episode of In The Lab, Ruben sits down with Melissa Darnay, founder of Choose Panama and host of The Panama Podcast. Melissa shares her remarkable story of turning personal tragedy into purpose by relocating to Panama and building a thriving real estate and hospitality business. What started as a leap of faith became a decade-plus journey of entrepreneurship, lifestyle freedom, and helping hundreds of expats find their own piece of paradise.Melissa reveals the practical and financial benefits of living in Panama—from 50% lower living costs to property tax exemptions and affordable beachfront real estate. She breaks down residency options, cultural differences, and how her vertically integrated business helps newcomers transition smoothly through real estate, rentals, and concierge services. Ruben and Melissa also explore mindset, manifestation, and how building a life abroad is both a financial and personal evolution.If you're looking to design a lifestyle of freedom, explore international real estate, or discover what's possible beyond U.S. borders, this episode is your invitation. Tune in now to learn how Melissa built a 40+ unit short-term rental business, developed a powerful expat network, and created a life by design—one bold decision at a time.HIGHLIGHTS OF THE EPISODE:08:59 Melissa talks about the “richness of life in Panama48:19 Melissa talks about breaking down hard things to make them easier to deal withKEEPING IT REAL:05:00 – How grief and change led to a new life abroad10:08 – What “richness of life” means in Panama13:16 – How far your dollar goes: real estate, insurance, and cost of living20:05 – 50% cost savings and comparison with Dallas & Miami22:05 – Real estate journey and early education26:03 – Transitioning into Panama real estate and finding her niche29:16 – Using vacation rentals to help expats experience Panama32:02 – How to buy property or establish residency in Panama36:20 – Building a property management and STR business from scratch40:43 – Why concierge services matter for expats43:04 – Learning through mistakes and building a team47:00 – Navigating culture and building a high-end brand abroad48:44 – Melissa's mindset on grit, problem solving, and manifestation53:11 – Choose Panama's vertical integration: buy, manage, rent, repeat54:04 – The Panama Podcast: content formats and funnel strategy59:06 – Sneak peek at virtual reality tour experience launching soon1:01:16 – Final thoughts on taking your life and talents overseas CONNECT WITH THE GUESTWebsite: https://www.choosepanama.com/Linkedin: https://www.linkedin.com/in/melissadarnay/?originalSubdomain=paInstagram:https://www.instagram.com/melissadarnayuncorked/#ChoosePanama #ExpatsInPanama #InternationalRealEstate #LifestyleDesign #ShortTermRentals #RealEstateInvesting #LiveAbroad

Today's Headlines: The Trump-Musk fallout escalated from a policy spat to full-blown political chaos in under 12 hours—starting with Trump slamming Musk over his opposition to the GOP budget bill, and spiraling into Musk accusing Trump of electoral dependence, Trump threatening SpaceX contracts, and Musk suggesting Trump appears in Epstein files. Bannon reportedly wants Trump to seize SpaceX and deport Musk. Meanwhile, Democrats on the House Oversight Committee failed to subpoena Musk over AI policy due to GOP opposition. Abroad, German Chancellor Merz met with Trump, urging stronger action on Ukraine, only to be met with bizarre WWII commentary and apathy. Trump also spoke with China's Xi Jinping to restart trade talks and posted about “positive” progress. At home, the Supreme Court struck down a legal standard that imposed stricter proof of bias on majority-group plaintiffs, reaffirming equal treatment. In foreign affairs, Chad announced a reciprocal travel ban on U.S. visitors after Trump's own ban, with a dignified mic drop from its president. And in a surreal courtroom twist, Diddy was nearly kicked out of his trial for making dramatic faces at the jury. Resources/Articles mentioned in this episode: AP News: Trump and Musk's relationship flames out just as intensely as it started Axios: GOP blocks Democrats' latest effort to subpoena Musk  AP News: Trump says it may be better to let Ukraine, Russia 'fight for a while' as Merz blames Putin for war Reuters: Trump and Xi agree to more talks as trade disputes brew | Reuters  WaPo: Supreme Court sides with woman claiming anti-straight job discrimination AP News: Chad announces suspension of visas to US citizens in response to Trump travel ban NBC News: Judge in Diddy trial warns he may be removed from courtroom after jury interactions Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

U.S. Soccer Hall of Famer Thomas Dooley joins State of the Union to reflect on his remarkable journey from the German leagues to captaining the USMNT on the world stage. He shares stories from his time at FC Kaiserslautern, his transition to American soccer, and passion for playing for the red, white and blue.Dooley also dives into his coaching stints across the globe—from the Philippines to Malaysia—and offers insight to his experience. Plus, Thomas teases his upcoming book and the five essential keys to success. Intro (0:00)Thomas Dooley Joins the Pod (1:13)Experience as a Dual National (4:45)Dooley's Perspective on American Soccer (9:16)Coaching Abroad (14:43)The Writing Process (19:45) Learn more about your ad choices. Visit podcastchoices.com/adchoices