Podcasts about affordability

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Best podcasts about affordability

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Latest podcast episodes about affordability

Land Matters
Berkeley Mayor Jesse Arreguín: We need to build new housing

Land Matters

Play Episode Listen Later Sep 23, 2022 23:35


Berkeley, California, is a classic case of a built-up city facing tensions over future development. In this candid interview, Mayor Jesse Arreguín talks about the need to make the city more affordable by clearing the way for new housing and discouraging speculation among owners sitting on vacant lots and properties.

This Matters
Inflation, affordability, recession? What you need to know

This Matters

Play Episode Listen Later Sep 22, 2022 19:04


Guest: Heather Scoffield, economics columnist The latest inflation numbers are in and while it looks to be slowing slightly due to lower gas prices, all other signs show that Canadians are paying higher prices for all kinds of consumer goods. With the Bank of Canada raising interest rates, property values continue to fall and many worry that it will trigger a recession. Heather Scoffield, The Star's economics columnist and Ottawa bureau chief, explains the latest numbers and why more creative solutions are needed. This episode was produced by Brian Bradley, Matthew Hearn and Raju Mudhar.

CTV Power Play Podcast
Power Play #1328: PM Trudeau & Poilievre Face Off Over Affordability

CTV Power Play Podcast

Play Episode Listen Later Sep 22, 2022 47:17


Rachel Bendayan, Liberal MP; Melissa Lantsman, Conservative MP, Conservative MP; Matthew Green, NDP MP; John Lohr, Nova Scotia Minister Responsible for the Office of Emergency Management; Nathaniel Erskine-Smith, Liberal MP; Stephanie Levitz, the Toronto Star; Ian Bailey, the Globe and Mail; and Jason Lietaer, Enterprise Canada.

Engineering News Online Audio Articles
Affordability of Eskom's 32% hike comes under intense scrutiny on last day of hearings

Engineering News Online Audio Articles

Play Episode Listen Later Sep 21, 2022 6:23


The affordability of the 32% tariff hike being sought by Eskom for implementation on April 1 next year came under intense scrutiny on the last day of National Energy Regulator of South Africa (Nersa) public hearings. The regulator, which adjudicated the first year of the three-year fifth multiyear price determination (MYPD5) in January, when it approved a 9.61% increase for the 2023 financial year against an Eskom request for 20.5%, expects to decide for the 2024 and 2025 financial years by November 7. The utility has applied for allowable revenue of R351-billion for 2024 and R382-billion for 2025, inclusive of the R15-billion a year arising from a court order stipulating that the utility be allowed to recover, over five financial years, the full R69-billion equity injection Nersa incorrectly deducted from its MYPD4 allowable revenue. If granted, the standard Eskom tariff would rise to 172.6c/kWh on April 1, or by more than 32%. Eskom argues that even after such a steep hike, the tariff would remain below a cost-reflective level, which it calculates to be 185.7c/kWh. TERRIBLE INJUSTICE The utility's request was strongly opposed by all of the presenters on the third and final day of the hearings, including Cape Town Mayor Geordin Hill-Lewis, who urged Nersa to unequivocally reject the request and instead grant no increase above the current inflation rate. Warning that South Africans were being confronted with a cost-of-living crisis, Hill-Lewis argued that it would be a “terrible injustice” to expect electricity consumers to pay for previous mismanagement and corruption at the utility, particularly in the context of intensifying load-shedding. He noted, too, that all of the 70 bidders that responded to the city's recent tender to procure an initial 200 MW of renewable electricity had been able to beat even Eskom's lowest prevailing tariff. City of Johannesburg MMC Michael Sun added that the proposed tariff hike would have a “devastating impact” on the citizens of Johannesburg, erode business confidence and disrupt economic recovery. Sun added that City Power was of the view that Eskom could reduce its proposed revenue by R55-billion, for each of the years covered by the application, reducing the increase to a maximum of 18.4% for the 2024 financial year. However, Mogale City mayor Tyron Gray also called for an inflation-linked increase, indicating that ongoing load-shedding was resulting in water disruptions in the high-lying Gauteng city and that a price hike would exacerbate the problem, owing to the nature of the water/power cross subsidies in place. DISALLOW DIESEL REQUEST Energy Intensive Users Group (EIUG) CEO Fanele Mondi warned that a 32% increase would have a significant negative impact on its mining and heavy-industrial members, given that electricity represented up to 40% of their costs. Mondi made specific recommendations with regard to how Nersa should treat various cost components in Eskom's application, including the utility request for R16.9-billion next year and R17.7-billion in the 2025 financial year to operate its diesel-fuelled power plants. The increase outlined by Eskom is based on deploying the plants at a load factor of 12%, rather than 5%, to offset the fall in the coal and nuclear fleet's energy availability factor to 59% from 62%. “This represents a staggering R11.8-billion and R12.41-billion [additional cost for diesel] for the respective years,” he noted. The EIUG requested Nersa to disallow the request for higher diesel volumes, which made up 60% of the increase, and instead base any increased allowance on real diesel price increases. “Nersa should get a better explanation for the seemingly excessive volume increase. “If it is due to poor generation performance, rather consider investing more money in maintenance and demand-side-management incentives. “Such a reallocation will be a more sustainable investment financially with an opportunity to decrease the costs in the medium term,” Mondi argue...

The Smart Real Estate Coach Podcast|Real Estate Investing
Episode 370: Tackling the Affordability Crisis, with Eddie Speed

The Smart Real Estate Coach Podcast|Real Estate Investing

Play Episode Listen Later Sep 21, 2022 31:26


Since 1980, Eddie Speed has dedicated his professional life to the Note buying industry, seller financing, and non-performing notes. He's introduced innovative ideas and strategies that have positively impacted the way the industry operates today. Eddie founded NoteSchool, which is a highly recognized training company, specialized in the teaching of buying performing and non-performing discounted mortgage notes. He is also the owner and president Colonial Funding Group LLC, which acquires and brokers discounted real estate secured notes. He has been a leader and innovator in the Note Business for over 30 years. What you will learn in this episode: Why Eddie sees affordability in today's market as more impactful than supply and demand Why you shouldn't leave it up to your CPA to construct creative tax solutions How social media is impacting buyers' and sellers' views of the market What the current affordability crisis means for those looking to make money in creative financing How Eddie's book can help you take advantage of the current market and start making money Resources: Follow Chris and Zach on Club House to learn even more about deal structures and how to get 3 paydays from your real estate investments. If you're looking to secure some lines of credit for your business, check out Fund and Grow – Visit the Resource page at https://smartrealestatecoach.com/resources Schedule a FREE Strategy Call: SmartRealEstateCoach.com/action Register for our free masterclass: www.SmartRealEstateCoach.com/mastersclass Real Estate on Your Terms by Chris Prefontaine SmartRealEstateCoach.com/webinar SmartRealRstateCoach.com/ebook SmartRealEstateCoach.com/QLS SmartRealestateCoach.com/botfox

Real Estate On Air
Real Estate On Air Season 16, Episode 5

Real Estate On Air

Play Episode Listen Later Sep 21, 2022 15:09


Join Ruth Obih and Femi Adewole, Managing Director, Family Homes Fund as they discuss Affordability vs Sustainability.

The Academy Presents podcast
Determine The Affordability Of A Single-Family Home with Vessi Kapoulian

The Academy Presents podcast

Play Episode Listen Later Sep 21, 2022 18:54


This is part 2 of my conversation with Vessi Kapoulian. She has 18 years of business experience, which includes 14 years of commercial lending and 4 years of business management, sales, and marketing. Vessi started her real estate journey in 2017. Today, Vessi controls a portfolio of investment real estate properties in Florida, Tennessee, and Georgia (161 doors, 6 properties). Her lending experience has served her well in developing a conservative and analytical approach to assessing risk and investing prudently in real estate in order to maximize returns. Her business experience has helped develop a solutions-oriented and execution-focused approach, which has served well in the asset managing her real estate portfolio.   In this episode, Vessi discusses the importance of affordability when starting out in the real estate market. She discusses the importance of researching median household incomes in order to determine whether or not an investment is within reach. She shares a story of how she was forced to pivot in order to continue their deal and how it was important to be transparent with their partners. She discusses the benefits of owning multi-family properties, and how there are things that you don't realize until you've done it. She advises being really aware of who's going to be playing a role in helping you get your deal across the finish line.   [00:01 - 03:15] Having A Clear Exit Strategy Is Key When Investing In Real Estate Vessi discusses how having a deeper knowledge of real estate can help you make better decisions when investing Expecting high rent growth rates to continue is unrealistic if wage growth isn't keeping up    [03:16 - 12:11] How To Determine The Affordability Of A Single-Family Home Vessi describes how the affordability of a single-family home is one factor that contributes to the poverty rate There are multiple factors that contribute to the poverty rate, including wage pressure, migration, and regulatory changes When underwriting a rental property, it is important to consider historical rates of rent growth, as well as the risk associated with the property The process of acquiring a property is a rollercoaster ride, with many moving pieces and information requests How she pivoted to pursue hard money or bridge loans, and it was ultimately successful He discusses the importance of having a good relationship with your bank when purchasing a multi-family property   [12:12 - 18:55] Closing Segment Vessi discusses the importance of being aware of who will be helping you get your deal across the finish line and the benefits that come with this type of relationship     To learn more about Vessi, listeners can visit her at https://dbacapitalgroup.com/!   Tweetable Quotes: “Having that positive “Can do”, will solve the problem. That's been invaluable to me... The learning experience is invaluable.” – Vessi Kapoulian   “What do you do in periods of hardship? You lick your wounds and you get up and you keep going.” – Vessi Kapoulian   Connect with Vessi through her: Website: https://dbacapitalgroup.com/    LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode. Are you confused about where to start? Join our community and learn more about real estate investing. Head over to our Facebook Page, Youtube Channel, or website https://www.theacademypresents.com/jointhesummit36848306. Connect with Lorren Capital, LLC. for syndicated multifamily investments, https://lorrencapital.com/. To learn more about me, visit my LinkedIn profile, and connect with me.

ARC ENERGY IDEAS
Natural Gas and Energy Affordability: A Conversation with Tim Egan from the Canadian Gas Association (CGA)

ARC ENERGY IDEAS

Play Episode Listen Later Sep 20, 2022 31:49


While North American natural gas prices are relatively low compared to Europe and Asia – they are still over four times greater than the typical level over the past several years. Assuming a cold winter, North American prices could spike up even higher.This week we invite Tim Egan, President and CEO, Canadian Gas Association (CGA) to join the podcast to talk about natural gas in Canada.   Here are some of the questions Peter and Jackie ask: Is affordability a concern this winter for Canadian residential and industrial users of natural gas?   Are exports of LNG from Canada's east coast economic? Why has central Canada's consumption of American natural gas grown?  Will Renewable Natural Gas (RNG) or hydrogen consumption grow in Canada? What are some examples of Canadian innovation when it comes to natural gas? Content referenced in this podcast:·         Website with more information on natural gas and its consumption: “Fueling Canada – we can do it” 

How To Be Successful With Money
#253 Money news in human words; market meltdown, forecasting failure, property affordability & dodgy marketing

How To Be Successful With Money

Play Episode Listen Later Sep 20, 2022 20:02


In this week's episode of Money news in human words, I talked about the US inflation stats and how they led to the market having a full-on meltdown. The $3.8 trillion property forecast mistake we saw over the last couple of years and the lessons you can learn from it. I chat about super funds & investment companies being a little bit sus when it comes to their fees and their marketing, how they're charging and what you should be looking out for so that you can avoid falling for some of those tactics. The dream of home ownership is fast fading in Australia and some scary stats that we've seen around property affordability and the suburbs where the pandemic property gains have been wiped out and the ones that are likely to be wiped out in the months to come.  This episode is perfect for anyone who wants to see through the headlines and figure out what it means to their money and what makes a smart decision.   Want to keep making the right money moves with complete confidence? Upcoming online events: https://www.eventbrite.com.au/organizations/events   Book an Intro Call now to talk more about how  Pivot can help you: http://bit.ly/pivotmoneychat   Free download of my Amazon best-selling book ‘Get Unstuck': https://bit.ly/PivotGUSPod   Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Bill Kelly Show
Affordability in Canada is at a crisis point

Bill Kelly Show

Play Episode Listen Later Sep 19, 2022 19:25


GUEST: Moshe Lander, Senior Economics Lecturer with Concordia University

UnitedHealth Group Weekly Dose Podcast
A Path Forward: Improving Health Care Affordability

UnitedHealth Group Weekly Dose Podcast

Play Episode Listen Later Sep 19, 2022 17:34


UnitedHealth Group is committed to a future where every person has access to high-quality, affordable health care and a modern, high-performing health system that reduces disparities, improves outcomes and lessens the burden of disease.This is the second episode in a three-part deep dive into A Path Forward, UnitedHealth Group's policy solutions that offer a refreshed perspective for how to modernize the health system to:Achieve universal coverage by building on and strengthening the current system.Make health care affordable by accelerating value-based care, using high-value sites of service, reforming prescription drug pricing and eliminating wasteful spending.Transform the health care experience by focusing on equity and addressing disparities, expanding and diversifying the health care workforce and empowering consumers and clinicians with actionable information.The second episode of our three-part series features Dirk McMahon, President and Chief Operating Officer at UnitedHealth Group and Heather Cianfrocco, CEO at Optum Rx, discussing ways to make the health system more affordable for consumers, employers and governments. Click here for more information on A Path Forward. 

BC Today from CBC Radio British Columbia
Tackling housing and affordability at the Union of B.C. Municipalities convention; pumpkin spice: yay or nay?

BC Today from CBC Radio British Columbia

Play Episode Listen Later Sep 16, 2022 51:00


The Union of B.C. Municipalities wraps up today. We'll talk about some of the housing initiatives they voted for—and against—with urban planner Andy Yan. And in our second half, cookbook author Claire Tansey joins us to talk about the pumpkin spice craze.

Byron Lazine
The REAL Definition of a Housing Recession | David Childers

Byron Lazine

Play Episode Listen Later Sep 16, 2022 27:54


Byron Lazine sits down with KCM President David Childers to discuss the current state of the housing market, what agents are doing wrong, and the Real Talk all-in-one video maker. VirtuDesk affords you the opportunity to focus on what you do best. Spend more time on revenue-earning activities and less time on things you can delegate. https://bit.ly/Virtudesk-BAM Subscribe to this channel: https://tinyurl.com/aatxhaka. Subscribe to BAM Newsletter: http://eepurl.com/hZU-Vn Check out Broke Agent Media: https://brokeagentmedia.com/ ---------------- Connect with Byron: Website: https://byronlazine.com Instagram: https://www.instagram.com/byronlazine TikTok: https://www.tiktok.com/@byronlazine ---------------- Connect with David: https://www.instagram.com/davidechilders/ KCM: https://bit.ly/KCM-BAM ---------------- Timestamps: 00:07 What's your definition of a “housing recession”? 06:30 Have we ever seen almost 5 million home sales when we have seen inventory this low? 07:48 The biggest issue right now is affordability. 08:45 Affordability is based upon three different things 10:58 What advice would you give to your son about buying a house? 14:58 What are agents doing wrong in speaking to their communities about this? 20:30 Life events drive our business, not interest rates 22:29 Here's what Real Talk is 23:45 It takes the “drunk monkey” out of your head 24:30 The only way you get better at it is by doing it.

In Development Podcast
In Development Episode 22 - Designing Sustainable Houses that Make You Feel at Home with Trevor Hoover

In Development Podcast

Play Episode Listen Later Sep 15, 2022 64:18


In today's episode, Mariah and Ryan talk to Trevor Hoover, Partner, and Architectural Designer at Habitat Studio. Mariah finds out that one of her all-time favourite homes in Edmonton was designed by Trevor and his team, and they talk about how he came up with the design that has that “hygge” feel. Trevor explains their design process and how context and the client's needs are key to creating someone's dream home, and what zoning changes could help make that happen. Habitat is known for sustainable design, and Ryan asks Trevor about their 18 sustainable design choices. Trevor explains how choices like a true 9'-1” basement ceiling height can make a big difference. Trevor explains to Mariah how they can achieve zero thermal bridging and .5 air exchanges per hour. Listen in to hear how Habitat brings design and sustainability together! A 1989 graduate of NAIT's architecture and design program, Trevor Hoover joined the team as a draftsman in 1994. Now one of the partners and head of Habitat's design section, he oversees every unique design produced by the “studio” side of the operation. He guides each Habitat client through the collaborative process of concepts, drawings and blueprints that precedes the building phase of every project. Trevor has earned widespread respect and recognition for his distinctive designs. He endows every Habitat home with its own identifiable flair, regardless of the architectural style chosen by the client.

The Daily Texan Podcasts
UT President Jay Hartzell talks reproductive rights, 'The Eyes of Texas,' affordability, COVID-19, and more

The Daily Texan Podcasts

Play Episode Listen Later Sep 15, 2022 27:40


After nearly two years, The Daily Texan sat down again with President Jay Hartzell to ask about the University's response to COVID-19, the overturning of Roe V. Wade, "The Eyes of Texas," housing affordability and more.

Hot Topics!
Pricing Myths

Hot Topics!

Play Episode Listen Later Sep 15, 2022 52:42


Welcome to the 126th episode of Hot Topics! Gabrielle Crichlow talks to returning guest Brittany Gregorio about pricing myths, outsourcing overseas, and, when it comes to rates, finding a happy medium between your worth and clients' affordability.Who is Brittany Gregorio?Brittany Gregorio started her business as an experienced virtual assistant, and flourished into a marketing strategist specializing on content marketing. Her passion is helping entrepreneurs reach their growth goals. When she is not running her successful company she spends a lot of snuggle time with her three boys, two rescue cats, and loving husband.You can find Brittany:On the web: https://www.craftedcontentagency.com/On Facebook: https://www.facebook.com/craftedcontentagencyOn Instagram: https://www.instagram.com/brittany.gregorio/On LinkedIn: http://linkedin.com/in/brittanygregorioWatch this episode on YouTube: https://youtu.be/gGZAyy3E09w**********************************************Follow A Step Ahead Tutoring Services:Facebook: https://www.facebook.com/AStepAheadTutoringServicesInstagram: https://www.instagram.com/astepaheadtutoringservicesTwitter: https://twitter.com/TutorASATSYouTube: https://www.youtube.com/channel/UC_f96O9Z7qtuWlotc_fub4Q Eventbrite: https://astepaheadtutoringservices.eventbrite.com Visit us on the web: https://www.astepaheadtutoringservices.com Sign up for our Hot Topics! text list: https://tapit.us/pZRwv8 OR text the code HOTTOPICS to (917) 764-3975Sign up for our tutoring text list: https://tapit.us/cipPJOSign up for our tutoring email list: https://squareup.com/outreach/a41DaE/subscribeListen to "Hot Topics!" on audio: https://www.astepaheadtutoringservices.com/hottopicsaudioSupport us:Cash App: https://cash.app/$ASATS2013PayPal: https://paypal.me/ASATS2013Venmo: https://venmo.com/u/ASATS2013Zelle: success@astepaheadtutoringservices.com:: Original date of episode is August 11, 2022 ::

One Rental At A Time
Housing Market Update - How Bad is It Compared to Historical Trends. Inventory, Price, Affordability

One Rental At A Time

Play Episode Listen Later Sep 14, 2022 21:59


*NEW ITEM!* Purchase my newest book! "15 Conversations with Real Estate Millionaires" https://amzn.to/3CGOWOU

IBS Intelligence Podcasts
Ep510: Taking the long-term view – fixed rate mortgages are coming to the UK

IBS Intelligence Podcasts

Play Episode Listen Later Sep 14, 2022 11:13


Arjan Verbeek, CEO & Co-Founder, PerennaThe UK's newest bank, Perenna, has been awarded a UK banking licence ‘with restrictions' by the Prudential Regulation Authority and the Financial Conduct Authority. This is the penultimate step before a full banking licence is granted. When that happens, which the bank expects in Q1 2023, it will begin offering long-term fixed rate mortgages (30-year, 95% LTV) in the UK housing market. These are new products in the UK and with housing affordability a constant issue, are likely to prove popular. Robin Amlôt of IBS Intelligence speaks to Perenna CEO and Co-Founder Arjan Verbeek about the bank's plans and proposed products.

Fight Back with Libby Znaimer
Toronto Gun Violence & Ottawa's Affordability Plan

Fight Back with Libby Znaimer

Play Episode Listen Later Sep 14, 2022 51:59


Libby Znaimer is joined by Jon Reid, President of the Toronto Police Association, followed by the Rev. Sky Starr, founder and executive director of Out of Bounds which provides grief and trauma support to victims of gun violence and Joseph Neuberger, a criminal defense lawyer with Neuberger & Partners LLP. In the news: Toronto is experiencing a surge in gun violence. Between Sept. 9-12, the city saw 8 shootings resulting in 11 victims including the death of a 15-year-old teenager. Constable Andrew Hong, a veteran Toronto police officer, was killed in an unprovoked shooting on Monday while eating lunch at a Tim Hortons in Mississauga. That same day a driver was shot in a carjacking and then three people were shot in Milton resulting in one death. Our guests react to the latest news and Joseph weighs in on the judicial system's bail system. ---- THE MICHELIN GUIDE IN TORONTO Libby Znaimer is now joined by Ren

Live from Studio 5 on AMI-audio
Full Show - Episode 633

Live from Studio 5 on AMI-audio

Play Episode Listen Later Sep 14, 2022 104:25


Today on NOW with Dave Brown, Emily Maxwell from ReelAbilities shares details about their new Professional Development Series for filmmakers with disabilities. Clover Thursday chats about some DIY woodworking projects and crafts. Alex Smyth joins me to discuss the #OneChipChallenge that's been trending on social media. We introduce our newest contributor, Kevin Shaw! And, Marco Pasqua and Elizabeth Mohler join in for a roundtable discussion on housing issues in Canada, everything from affordability to accessibility. This is the September 14, 2022 episode.

Live from Studio 5 on AMI-audio
Housing issues in Canada

Live from Studio 5 on AMI-audio

Play Episode Listen Later Sep 14, 2022 5:40


Marco Pasqua and Elizabeth Mohler join in for a roundtable discussion on housing issues in Canada, everything from affordability to accessibility. From the September 14, 2022 episode.

Peggy Smedley Show
Driving Electrified Vehicles

Peggy Smedley Show

Play Episode Listen Later Sep 14, 2022 28:15


Peggy and Ian Riches, VP, global automotive practice, Strategy Analytics, discuss what is driving electrified vehicles. He says in the last few years this electrified vehicle sector has become the defining growth factor, and there will be factory electric vehicle growth rates of more than 25% a year for the next few years on average. They also discuss: The biggest growth regions for these vehicles. Affordability considerations and if prices will keep falling. The race to get cars with long ranges and infrastructure. strategyanalytics.com  (9/13/22 - 788) IoT, Internet of Things, Peggy Smedley, artificial intelligence, machine learning, big data, digital transformation, cybersecurity, blockchain, 5G, cloud, sustainability, future of work, podcast, Ian Riches, Strategy Analytics This episode is available on all major streaming platforms. If you enjoyed this segment, please consider leaving a review on Apple Podcasts.

The Double Comma Club
Conforming Home Loan Limit Increasing to $715,000

The Double Comma Club

Play Episode Listen Later Sep 14, 2022 13:50


There's good news for homebuyers! I understand that affordability is being put to the test. We just saw a 44% increase in prices and a 3% increase in interest rates. We also just saw the new conforming loan limit increase to $715,000! This is HUGE! The current conforming loan limit is $647,200, meaning those homebuyers that might not qualify for a jumbo loan or need a quicker close now have the means to make it happen! Much more of the market now falls within this conforming loan limit. Along with the good news, there is some bad news. Inventory is decreasing. But let's not panic. This is seasonal. It typically starts to turn the corner in October, but we saw that much earlier with the rise in interest rates. The opportunity for homebuyers is less demand and a higher conforming loan limit.    ----more---- An excerpt from this episode: So the good news for home buyers today is the ability that we do still have a decent amount of inventory today that will shrink as we head towards the end of the year. And we're going to see things change. As we see the economy go into a recession and as we see interest rates possibly stabilize and, or even go down later into 2023, as we do enter into a recession, we could see that demand pick up again, putting pressure on limited inventory and increasing home prices even further. But people keep talking about this bust. What is happening around real estate? Are we in a recession? Lawrence June said that we're in a housing recession because we've seen six months of existing home sales down; NAHB, the home builders association, is saying that we're in a housing recession because they're seeing their permits and starts down. Completions are up as they're rolling off inventory. So bad news, bad news is this inventory because as much as people are talking about a housing bubble or bust or decrease in prices, yes, we are seeing home prices. 40% of them coming off their original asking before they sell, becoming more realistic on their opportunities to sell that home, right? Not for what their neighbors sold for two months ago, but for what the market is calling for today, while we're seeing home sellers, reducing prices, we are not seeing loss in value. We are seeing those values come back in line, back towards our historic numbers. Do you know that the historical average of appreciation nationwide is 3.6%? Our average price growth here in the DMAR Metro is 6%. We've been well above that for a long time. We just put out a post yesterday that talked about the fact that even if I have a 3.9%, which is what it ticked up to 3.6 to 3.9 after 20 twenty's appreciation even higher than that after 2021. But even if we saw a 3.9% historical appreciation for the next five years, we're still talking about equity growth for homeowners over the next five years of close to $150,000 real estate is a long-term play. It is an equity opportunity that continues to be around. Knowing that short term, we've got a little opportunity to buyers to get in with a higher loan limit, to squeeze in with more inspection items possibly on that objection, right? Getting it at or below is good news for home buyers. Affordability is obviously the bad news for home buyers, but homeowners continue to have the best news. Unless you have a homeowner who's looking to sell and wants top dollar, the top dollar they could have gotten in April and don't wanna become more realistic about what the numbers look like today. That might be bad news for home sellers, but homeowners have nothing but equity gains. Nicole Rueth The Rueth Team Powered by OneTrust Home Loans 750 W Hampden Avenue, Suite 500  Englewood, CO 80110 303-214-6393 www.TheRuethTeam.com  Connect on social media:  Follow me on FB: https://www.facebook.com/theruethteam/  Twitter: https://twitter.com/nicolerueth  Linkedin: https://www.linkedin.com/company/theruethteam  YouTube Channel: https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw  CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375 3131 Camino Del Rio North Suite 1680, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit: https://onetrusthomeloans.com/licensing-information/.  This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice.

Peggy Smedley Show
Driving Electrified Vehicles

Peggy Smedley Show

Play Episode Listen Later Sep 14, 2022 28:15


Peggy and Ian Riches, VP, global automotive practice, Strategy Analytics, discuss what is driving electrified vehicles. He says in the last few years this electrified vehicle sector has become the defining growth factor, and there will be factory electric vehicle growth rates of more than 25% a year for the next few years on average. They also discuss: The biggest growth regions for these vehicles. Affordability considerations and if prices will keep falling. The race to get cars with long ranges and infrastructure. strategyanalytics.com  (9/13/22 - 788) IoT, Internet of Things, Peggy Smedley, artificial intelligence, machine learning, big data, digital transformation, cybersecurity, blockchain, 5G, cloud, sustainability, future of work, podcast, Ian Riches, Strategy Analytics This episode is available on all major streaming platforms. If you enjoyed this segment, please consider leaving a review on Apple Podcasts.

Townhall Review | Conservative Commentary On Today's News
American before Republican: Hugh Hewitt and Joe O'Dea

Townhall Review | Conservative Commentary On Today's News

Play Episode Listen Later Sep 13, 2022 4:16


In this episode, Hugh Hewitt talks with Joe O'Dea, Republican candidate for Colorado's Senate Highlights:  • Is Kamala Harris delusional? The VP claims our borders are secure • Affordability, crime, inflation, and the border are key issues for Republicans heading into the midterms • Are working Americans in Colorado working an entire month for free? • Fentanyl has killed 1,800 Coloradans in the last year • Colorado, cocaine, and car thefts. What is going on?

Coming SOON: NOW and NEXT
Active shooter alerts, suing government over climate change and a new Little Mermaid

Coming SOON: NOW and NEXT

Play Episode Listen Later Sep 13, 2022 53:44 Transcription Available


Tackling these top stories - a veteran Toronto police officer killed while on his lunch in ‘ambush'; a group of teens are suing the Ontario Government over the climate and Disney launches a new look Little Mermaid (and it's about time). Plus, on The Brief, Dave sits down with acclaimed actor and War Child USA Ambassador Thomas Sadowski. You'll know Sadowski from shows like The Newsroom and Life in Pieces. He's premiering a new film at the 2022 Toronto International Film Festival. Support Now and Next!  nowandnext.supercast.com Time Codes: 02:20 - Active shooter alerts? 08:50 - Can we sue the gov't over Climate Inaction? 17:34 - Wtf is happening in Russia? 20:38 - Erin cries over The Little Mermaid 23:33 - Affordability and Food (an announcement) 26:19 - DT on The Brief with Thomas Sadowski 48:29 - TIFF - here for the movies, big for the TO economy Here's the TikTok Little Mermaid video that will melt your heart. Dave on Twitter  Dave on LinkedIn Erin on Twitter Erin on LinkedIn Erin on Instagram Email us hello@storystudionetwork.com Now & Next Cast and Crew Associate Producer Becky Coles Production Manager Jaime Nickerson Audio Editors Mike Treutler and Drew Garner Sonic Logo Designer and Creative Branding Greg MacDonald       Now & Next is a Story Studio Network Original Support Now and Next! Subscribe to our Exclusive Supercast feed for access to AMAs, our message board and early access to Now & Next episodes.

Dealer News Today Podcasts
“There are headwinds to affordability” || Itay Michaeli, Head of Global Auto, Citi Research

Dealer News Today Podcasts

Play Episode Play 56 sec Highlight Listen Later Sep 13, 2022 25:23


Itay Michaeli is a real citizen of the world, having been born in Israel and moving with his family to the US when he was 6, and now focusing his expertise on automotive companies around the globe. Itay, an NYU alum, has been in the field of investment analysis right since he graduated from college, and has earned many accolades over the past two decades of his career, including previous #1 rankings in the Starmine awards and the Thomson Reuters stock picking accuracy awards.On this episode, Itay joins Derek D to discuss the broad appeal of current automotive technologies, taking into account macroeconomic and cyclical perspectives, the reasons automotive company valuations have historically been lower than other major industrial sectors, and the elements of creativity in analysis. He also talks about seeing the automotive industry from multiple vantage points, the role of de-urbanization in creating demand for cars, and more.Itay MichaeliEpisode Highlights:The single best metric to follow to determine automotive industry demandThe technology that could be more disruptive to the auto business than EVs and other alternative fuelsItay's prediction for the rate of EV adoption by 2030Why the United State has lagged behind the rest of the world in terms of electric cars - and the reason that could easily change“The battle the next ten-plus years is not just about market share, but who's able to capture a far-greater share of the lifetime revenue of a vehicle that, today, is not really available to the automaker.” — Itay Michaeli|| Dealer News Today is a DCG Media production

CTV Power Play Podcast
Power Play #1321: Queen's Coffin Arrives in London & Liberal's Affordability Plan

CTV Power Play Podcast

Play Episode Listen Later Sep 13, 2022 47:16


Daniele Hamamdjian, CTV News; Randy Boissonnault, Associate Finance Minister; Andrew Scheer, Conservative House Leader; Don Davies, NDP MP; Richard Madan, CTV News; Bob Fife, the Globe and Mail; Fatima Syed, The Narwhal; and Mostafa Askari, The Institute of Fiscal Studies and Democracy.

Agent Survival Guide Podcast
Is the ACA Sticking Around Long Term?

Agent Survival Guide Podcast

Play Episode Listen Later Sep 13, 2022 10:47


  The Affordable Care Act has been around for over a decade, is it here to stay? Listen to learn more about the history and changes the ACA has withstood and where it's headed in the future.   Read the text version   The Complete Guide to Selling Affordable Care Act Insurance: https://www.ritterim.com/aca-ebook/    Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   Meet Your Ritter Sales Team: https://www.ritterim.com/meet-your-sales-team/ 5 Myths About Selling ACA Health Plans: https://agentsurvivalguide.podbean.com/e/5-myths-about-selling-aca-health-plans/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://agentsurvivalguide.podbean.com/e/faqs-about-selling-on-exchange-off-exchange-under-65-plans/ The State of the ACA Market in 2022: https://www.ritterim.com/blog/the-state-of-the-aca-market-in-2022/   References:   State Actions to Improve Affordability on Health Insurance in the Individual Market: https://www.kff.org/health-reform/issue-brief/state-actions-to-improve-the-affordability-of-health-insurance-in-the-individual-market/ Healthcare Reform Overview: https://obamawhitehouse.archives.gov/healthreform/healthcare-overview 5 Charts About Public Opinion on the Affordable Care Act: https://www.kff.org/health-reform/poll-finding/5-charts-about-public-opinion-on-the-affordable-care-act-and-the-supreme-court/   Executive Order 1395  An American-First Healthcare Plan: https://www.govinfo.gov/content/pkg/DCPD-202000722/pdf/DCPD-202000722.pdf Obamacare Enrollment is Shrinking After Trump's Sabotage: https://www.vox.com/policy-and-politics/2017/10/11/16447504/obamacare-open-enrollment-trump-sabotage Six Ways Trump Has Sabotaged the Affordable Care Act: https://www.brookings.edu/blog/fixgov/2020/10/09/six-ways-trump-has-sabotaged-the-affordable-care-act/ Explaining California v. Texas: https://www.kff.org/health-reform/issue-brief/explaining-california-v-texas-a-guide-to-the-case-challenging-the-aca/ The Supreme Court Throws Out the ACA Lawsuit, Not the ACA: https://www.commonwealthfund.org/blog/2021/supreme-court-throws-out-aca-lawsuit-not-aca The Chaos of Repealing the Affordable Care Act During the Coronavirus Pandemic: https://www.americanprogress.org/article/chaos-repealing-affordable-care-act-coronavirus-pandemic/ A Closer Look at the Uninsured Marketplace Eligible Population Following the American Rescue Plan Act: https://www.kff.org/private-insurance/issue-brief/a-closer-look-at-the-uninsured-marketplace-eligible-population-following-the-american-rescue-plan-act/ Chuck Grassley Says He Won't Vote to Repeal Affordable Care Act: https://iowastartingline.com/2022/04/12/chuck-grassley-says-he-wont-vote-to-repeal-affordable-care-act/ The Effect of Eliminating the Individual Mandate Penalty and the Role of Behaviors Facts: https://iowastartingline.com/2022/04/12/chuck-grassley-says-he-wont-vote-to-repeal-affordable-care-act/ Why do so many American's opposed the Affordable Care Act?: https://pubmed.ncbi.nlm.nih.gov/25731135/ Status of State Medicaid Expansion Decisions Interactive Map: https://www.kff.org/medicaid/issue-brief/status-of-state-medicaid-expansion-decisions-interactive-map/ The ACA Family Glitch and Affordability of Employer Coverage: https://www.kff.org/health-reform/issue-brief/the-aca-family-glitch-and-affordability-of-employer-coverage/ The Affordable Care Act in the Biden Era: Identifying Federal Priorities for Administrative Action: https://www.commonwealthfund.org/publications/issue-briefs/2021/may/affordable-care-act-biden-era-federal-priorities  

Vancouver True Crime
Saving Vancity Part 1

Vancouver True Crime

Play Episode Listen Later Sep 12, 2022 65:58


This podcast series Cinnamon and I will be debating and having an in-depth conversation about the many crisis situations the city is currently facing. Vancouver City Councillor Candidate NPA 2022. She proudly Indigenous and on the Member Urban Indigenous Peoples' Advisory and Civic Asset Naming Committee. The random violence that is plaguing the city with violence. The Homeless / Mental Health crisis. The complex situation of DTES. Vancouver's declining International reputation. Business and economics. Affordability and livability. My belief is unfortunately that the many problems of Metro Vancouver are too systemic to be solved. Cinnamon is more optimistic and believes she has solutions that could save our Vancouver and make it back to the beautiful Vancouver that we love and miss dearly. Cinnamon is a powerhouse with 25 years of experience with the federal government, including 18 years with the Canada Border Services Agency. As a former Intelligence Officer with the Canada Border Services Agency, she interdicted multi-kilo drug shipments drug smugglers and suspected terrorists. My opinion is unfortunately that the many problems of Metro Vancouver are too systemic to be solved and the current management has made Vancouver a dangerous place to live. Cinnamon is more optimistic and believes she has solutions that could save our City and make it back to the beautiful city that we love and miss dearly. #vancouver #vancouvertruecrime #election #podcast #debate #future #vancity

First News with Jimmy Cefalo
09-12-22 Food Affordability

First News with Jimmy Cefalo

Play Episode Listen Later Sep 12, 2022 5:08


WIOD National Correspondent Erin Real *Follow her on Twitter: @TheErinReal

The Auto Finance Roadmap
Weekly Wrap on sliding car sales, affordability 

The Auto Finance Roadmap

Play Episode Listen Later Sep 12, 2022 8:47


Solera, a Westlake, Texas-based vehicle lifecycle management solution provider, has partnered with fintech DigniFi to allow consumers to finance between $350 and $7,500 for vehicle repairs and maintenance.Affordability is becoming a growing concern in the automotive industry in the face of a looming recession. In fact, economists at analytics company S&P Global last week increased the chance of a recession to 40% over the next 12 months. 

The Dish on Health IT
Community Health Plans Building trust & interoperability

The Dish on Health IT

Play Episode Listen Later Sep 12, 2022 37:51


This episode features special guests, Ceci Connolly, President and CEO of Alliance of Community Health Plans or ACHP and Virginia (Ginny) Whitman, Sr. Manager of Public Policy for ACHP. They join host, Pooja Babbrah, filling in for Ken Kleinberg and co-host, Jocelyn Keegan to discuss ACHP's perspective and work on building trust between payers and providers and why that's important, how price transparency policy is translating into real-world changes, and the cultural shift happening as more data becomes shareable. Pooja kicked off the episode by having Jocelyn briefly introduce herself and share what she's looking forward to learning from the discussion. Jocelyn shared that she recently had the good fortune of presenting at an ACHP conference in May where she met a lot of the community members.Jocelyn went on to share that she's been with POCP for six years as the Payer Practice Lead and has been focused on interoperability and the convergence of sharing clinical data between payers and providers to help automate interactions like prior authorization and support value-based care. Pooja then asked each guest to introduce themselves and share how they came to work with ACHP. Ceci Connolly shared that she is the president and CEO of ACHP now but had a 25 year-long career in journalism before catching the healthcare bug. She recounted that she was covering healthcare and specifically that passage of the Affordable Care Act which led her to pursue a second act of her career which entailed working the McKinsey and helping them set up the Center for Health Reform before moving on to lead the Health Research Institute at PwC before landing at ACHP. She expressed how fortunate she feels to havean amazing group of members and a passionate team that's aligned to take healthcare where she believes it needs to go. Ginny Whitman introduced herself sharing that she's been with ACHP for almost four years and that it was only a few months into her tenure that a dear friend and colleague pulled her into the world of health policy. She continued by saying that she's been focused on exploring what health plans need, what their pain points are and where can they excel and do wonderful and creative things to support their communities. Pooja then asked for Ceci to share more about ACHP, it's mission and the work it's been focused on most recently. Ceci responded by saying that the ACHP member criteria is essentially also the mission. ACHP represents not-for-profit provider aligned regional health plans adding that many of those are plans that are in big integrated systems across theShe explained that many ACHP members are smaller and local in their communities with tight relationships with their provider community which often include risk arrangements which ACHP believes is a model with a bright future for healthcare. Ceci went on to say that ACHP members are very much about access for all in their communities and focused on health as opposed to acute care. She relayed that the ACHP roadmap set by the board of directors includes setting a course to really serve the consumer, meet members where they are and improving transparency and data fluidity so consumers and providers both have the data they need to make the best decisions. Affordability is also a big focus for ACHP, they release a report each year and have taken a pledge on two chronic diseases, diabetes, and cardiovascular to start to move the needle in our members' communities on those.Ceci expressed that she is very positive about the recent law President Biden just signed on inflation reduction that included provisions about drug pricing which is a huge pain point for ACHP members and their communities. She explained that she is also pleased about the enhanced affordable care act provisions as well. Pooja then transitioned the conversation to focus on the theme of a recent ACHP event that highlighted the need to build and improve trust between payers and providers. Pooja asked Ceci to provide her assessment of the historic level of trust between payers and providers and why it's important to redefine and strengthen these relationships?Ceci responded by explaining that the recent event was Ginny's brainchild and would like her perspective on this topic. She went on to explain that ACHP has been hearing from all directions that trust is an issue. Ceci expressed that they were thrilled to have a keynote by Dr. Jan Berger who has written the book on the theme of trust in healthcare. There is a strong foundation to work from because ACHP members are grounded in their local communities. She explained that developments in the technology and the data arena can be positives when it comes to trust, but also pose potential risks. Ginny added that ACHP member plans have close relationships with their provider systems and provider groups but that sometimes the technical infrastructure doesn't support good communication. Part of the focus of the ACHP event was how to make technical level changes to improve that communication with providers ACHP members value so much. Pooja then asked if there were any specific initiatives or programs ACHP members have employed to improve trust with providers? Ginny explained that there are so many programs but one example she described was a vaccination campaign in Minnesota where the community health partners, using data, recognized they were missing communities of color in the vaccine effort. Stakeholders from across the community collaborated to create education and vaccination events to close those gaps. She went on to explain some other examples of partnerships and collaborations between ACHP members and their communities that help build on the foundation of trust. Pooja asked Jocelyn to comment on payer provider trust and data exchange based on her work as the program manager of Da Vinci.Jocelyn started her response by making the observation that there is a duality with how big nationals come into these regional markets and work hard to make themselves seem small and local. They will do things like sponsoring local teams, getting involved in local charities to make themselves seem like part of the community. The small plans, on the other hand, who are already connected to local provider system plans and the community, are spending all this effort to make themselves seem bigger and seem wider and deeper right out into the market. Jocelyn expressed that she finds this juxtaposition interesting. Jocelyn went on to say that the reusability of the work that's emerging in the industry around things like DaVinci and other FHIR initiatives and other standards helps create a more level playing field for smaller plans to make investments in interoperability and more easily tackle regulatory challenges. Pooja then asked what ACHP, and its members are doing around price and patient cost transparency.  Ginny responded by saying that many ACHP members had price estimator or cost estimator tools prior to any regulations coming out which put everyone in a very good place when regulations did drop. Most plans had either already met the requirements or only needed to make small adjustments to do so. She explained that the challenge now is how to incentivize the providers and patients to use these tools. Ginny expressed some concern around some future regulations particularly with some of the overlap of the No Surprises Act and the transparency and coverage rule. I'm not that worried about it, but I will say that I, I do have some hesitations and reserves when it comes to future regulations that we are expecting, um, particularly some of the overlap that was in the no surprises act part of the consolidated appropriations act and what's in the transparency and coverage rule.Ceci added that some ACHP plans are further along in this journey and are incorporating quality information for instance which starts to get at value. She expressed that healthcare is a funny world where transparency is currently defined with price. She explained that if you look at travel and are looking for a hotel, one might look at the cheapest hotel or the cheapest flight but maybe location or a comfortable bed is more important to you. It's the same in healthcare. Some consumers are going to be looking for that value package. Ceci added that some ACHP members have gotten very sophisticated and developed tools that are so easy to use but consumer uptake is still very small and slow.To make her point, Ceci highlighted a health plan in Michigan that developed a super slick tool that's extremely easy to use. The tool shows where plan members are in their deductible, what the co-pay is and where services are located. This plan put in financial incentives, and they have seen some uptick in the utilization, but it's going to take a long time and a big, big effort. In the meantime, there are all these machine-readable files out there creating an insurmountable mound of data that is challenging for payers to sift through. Jocelyn responded by expressing the important role of standardization in helping solve many of these issues. She explained that so many stakeholders are so focused on using standards to meet regulatory requirements they lose sight of the real-world problems that need solving like how to get patient important cost and value information so they can make better decisions about where they get their healthcare. Jocelyn continued to explain that here is a huge investment related to many of these transparency projects and when there is so little uptake, it can be discouraging but that the more we normalize the data using standards we can reduce the overhead cost.Jocelyn explained that it's important to get the right information to the patient at the right point in time. She went on to use an analogy of when someone is in Target shopping, they may look at their Amazon app to see if they can find the item cheaper but sometimes, if a person is on their way to a birthday party and hasn't shopped for a present yet, convenience may be more important in that moment than price. Jocelyn added that the question is how we can create information parody so the provider team and the patient have equal information about the patient's benefits so they can discuss a treatment, procedure or test and where or even when a patient may want to go to get maximum coverage. Ceci jumped in to provide an example of how a mid-Atlantic plan not only provides patients with where they can get a colonoscopy but will mail plan members a home test kit with all the pertinent information about risk factors. This helps make patients more health literate while also allowing them to take more control of their health in the convenience of their own home on their schedule. She added that it's about data, communication, and trust. If your health plan and provider sends information about a colonoscopy and home kit saying this would be good for you to do, you're probably going to do it. So, it's a win, win. Ceci explained that using data in this way to support the patient in a transparent way, it goes a long way in repairing trust in the healthcare system. Adding that if a patient is surprised by an astronomical bill, that's not going to repair their trust, but when data can be used to support conversations leading to a strategic care and financial plan, progress can be made. Pooja then zoomed out the conversation to focus on how interoperability projects are making more data flow and changing how businesses operate. Pooja asked Ceci and Ginny to describe how ACHP is counseling their members on how to approach making this cultural shift. Ceci shared that they emphasize that this is going to be hard work. She pointed back to the early days of electronic health record adoption which took about a decade. Change is hard, especially when it's something personal, like healthcare. Ceci and Ginny both expressed that they just continually beat on the drum to remind their member plans to not give up and make sure the interoperability and serving patients the best way possible through the best use of data must be a top priority, but it will take a long time. Jocelyn agreed that the cultural shift for both big and small plans is still in the early days but that there are some early adopters starting to make more substantial changes. She added that of course there are still organizations that are still checking the regulatory box versus making real, systemic changes but as CMS and ONC continue this unprecedented alignment and increased communication with the industry about their priorities, it may make it easier for stakeholders to make the changes needed. Ultimately leaders need to keep evangelizing and painting the picture of the future and what it looks like from a roadmap perspective. So really laying out where things are headed from a regulatory perspective, [00:34:00] it does still surprise me that folks are taking the checkup, check the box approach. But I wholeheartedly agree with CC and Jenny, I think that this is about evangelizing and painting that picture forward, helping people understand what the roadmap work is and that it includes APIs and a patient-centered approach. Some will lead and some will follow. In closing, Pooja asked the guests if there were any final messages or calls to action, they wanted to put out to the industry. Ceci responded by saying that she thinks this is an incredibly exciting and a bit unnerving time and that she wanted to share the mantra all ACHP members get on a laminated card which is “think big, start small, act fast” Pooja closed out the episode by thanking guests, Ceci and Ginny before reminding listeners that they can find and subscribe to The Dish on Health IT podcast on Apple podcast, Spotify, or whatever platform you use to pick up podcasts and that videos of episodes can be found on the POCP YouTube Channel. 

Finding Genius Podcast
How This Company Reinventing The Accessibility Of Dental Health Products

Finding Genius Podcast

Play Episode Listen Later Sep 8, 2022 28:46


Today we chat with Oscar Adelman, the Founder and CEO of Remi. Remi is a direct-to-consumer sleep and wellness organization backed by Foundation Capital. The mission of Remi is to provide affordable and ultra-comfortable custom night guards to individuals who would otherwise have to obtain this protection from a dentist. Oscar has a diverse background in business. From being a part of the BMW venture capital team to investing with startups, Oscar has been finding inventive ways to cut out the middleman and go directly to the consumer.  What are the benefits of acquiring these products directly from a company? Affordability and convenience. Increased stress is linked with teeth grinding and clenching, which causes poor sleep, jaw pain and headaches. But did you know that 1 in every 4 adults grind or clench their teeth while sleeping? A Remi Custom Night Guard can protect your teeth from grinding and clenching, while saving you hundreds of dollars compared to the dental office. Use code GUARD20 for 20% off your order. Visit ShopRemi.com now. Listen now to learn more about: How Remi's custom night guards protect peoples' teeth from the detrimental effects of grinding. The short and long-term negative impacts of grinding and clenching your teeth at night.  The feedback that Remi gets from its customers.  Oscar's overall vision for Remi. Want to learn more about Oscar and his work with Remi? Visit shopremi.com now, and make sure you use the code GENIUS25 to receive 20% off of your order! Episode also available on Apple Podcast: http://apple.co/30PvU9C

The Jay King Network
The Jay King Show- Recording Session LIVE- The State of the State of California

The Jay King Network

Play Episode Listen Later Sep 7, 2022 65:00


With Homelessness, Drought, Energy woes, Affordability problems, and an ailing Infrastructure, how golden is the Golden State? All we need now is an Earthquake to make it better. The Jay King Show 

Enrollment Insights Podcast
A Few Insights From the 2022 Niche Senior Enrollment Survey

Enrollment Insights Podcast

Play Episode Listen Later Sep 7, 2022 23:26


This is a very different episode because it's just Will going over some of the insights from the 2022 Niche Senior Enrollment Survey. You can find the full survey results at niche.bz/2022seniorsurvey. 0:00 - Some background on the survey 1:28 - The flattening of the curve and changing student search timeline 4:37 - The changing attitudes and behaviors around visits 8:23 - What matters to students, what do they want from a college? 13:28 - Standardized testing 16:18 - The influencers in their decision making 19:21 - Affordability and price sensitivity

Seattle's Morning News with Dave Ross
Growth Management Fees & Home Affordability

Seattle's Morning News with Dave Ross

Play Episode Listen Later Sep 6, 2022 34:49


Matthew Gardner, Windermere Chief Economist, on growth management fees/home affordability // Chris Sullivan's Chokepoint -- two weeks of I-90 lane closures // Hanna Scott rounding up local teacher labor action // Dose of Kindness -- a great big billboard to celebrate a graduation // Gee Scott on regretting the choice of a college major // David Fahrenthold live on 2022 midterm campaigningSee omnystudio.com/listener for privacy information.

TD Ameritrade Network
Shrinking The Housing Deficit Is Key To Improving Affordability

TD Ameritrade Network

Play Episode Listen Later Sep 2, 2022 6:13


"Sales of homes costing $1 million more than doubled over the course of the pandemic. Shrinkflation hits $1 million homes, down 397 square feet since 2020. Housing affordability is as bad as it's been in 15 years. Shrinking the housing deficit it the key to improving affordability," says Dr. Skylar Olsen. Olsen also weighs in on the $1 million homes by metro area.

The Invested Dads Podcast
What We're Reading VI - Low-Risk Earning, Current Car Markets, & Potato Chips

The Invested Dads Podcast

Play Episode Listen Later Sep 1, 2022 25:37 Transcription Available


In the sixth episode of the series “What We're Reading”, Josh and Austin cover a variety of different newsworthy topics. This week on the podcast, the guys discuss how to earn in a low-risk way, the current car markets, strong dollar earnings, and home builder sentiment. The two even have conversations about potato chips and Toys ‘R' Us! For show notes, links, and a full transcript, visit theinvesteddads.com/142

The Walk Thru
The TRUTH About Falling Home Prices | The Walk Thru 020

The Walk Thru

Play Episode Listen Later Sep 1, 2022 31:06


Affordability, the odds of falling home prices, t-shirt drama, and rapid-fire Instagram changes are today's hot topics as David Childers and Lindsey DellaSala join Byron Lazine and The Broke Agent. Stand out as the go-to real estate agent with our easy-to-share blog posts, social media graphics, videos, guides, and more with KCM :arrow_right: https://www.trykcm.com/BAM Subscribe to this channel: https://tinyurl.com/aatxhaka Subscribe to BAM Newsletter: http://eepurl.com/hZU-Vn Check out Broke Agent Media: https://brokeagentmedia.com/ Timestamps: 02:10 Topic #1: Affordability (KCM chart) 11:33 Topic #2: Fortune article—”Odds of Falling Home Prices” 19:53 Topic #3: T-shirt drama 25:05 Topic #4: Instagram changes & the “grim reaper of engagement” 27:30 “This is Instagram waving the white flag to TikTok” (Byron) —-------------------- Connect with Byron: Website: https://byronlazine.com Instagram: https://www.instagram.com/byronlazine TikTok: https://www.tiktok.com/@byronlazine —-------------------- Connect With David: https://www.instagram.com/davidechilders/ —-------------------- Connect With Lindsey: https://www.instagram.com/lindseyskyedellasala/

One Rental At A Time
The Affordability Index IS BROKEN. Has Remote Work and Great Resignation Broken the Index

One Rental At A Time

Play Episode Listen Later Sep 1, 2022 13:41


*NEW ITEM!* Purchase my newest book! "15 Conversations with Real Estate Millionaires" https://amzn.to/3CGOWOU

The Double Comma Club
Is Home Affordability Gone?

The Double Comma Club

Play Episode Listen Later Aug 31, 2022 2:37


We just experienced a HOT real estate market that left homebuyers who couldn't afford to pay $50,000 - $100,000 over the asking price with little chance of getting into a home. While home prices and interest rates seemed to skyrocket, home affordability was challenged, pushing many prospective buyers out of the market. But does that still hold true today? Is home affordability gone? Can you save money and try to purchase a home? Nicole Rueth, SVP The Rueth Team 750 W Hampden Avenue, Suite 500 Englewood, CO 80110 303-214-6393 www.TheRuethTeam.com Connect on social media: Follow me on FB: https://www.facebook.com/theruethteam/ Twitter: https://twitter.com/nicolerueth Linkedin: https://www.linkedin.com/company/the-rueth-team-fairway-independent-mortgage/ YouTube Channel: https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw Nicole Rueth (NMLS 239840) is licensed to practice on behalf of OneTrust Home Loans (NMLS 46375) in the states listed below. For full compliance verbiage, visit theruethteam.com/compliance/. AZ, CA, CO, FL, ID, IL, IN, KS, MI, MN, MS, MO, MT, NE, NM, NC, OK, OR, TN, TX, UT, VA, WA, WI, WY.  

SLO County Real Estate with Hal Sweasey
Long Term Affordability of Renting vs. Home Ownership in SLO County

SLO County Real Estate with Hal Sweasey

Play Episode Listen Later Aug 25, 2022 22:54


A new study was just released by a home improvement site naming the San Luis Obispo-Paso Robles-Five Cities Market as the 4th most expensive small metro market to be a renter in the United States. A large Cal Poly and Cuesta College student population, and desirability in quality of life are the biggest driving factors. With Interest Rates on the rise and numbers trending towards a reduction in prices in other parts of the country, people have questions about what they should do. On this episode of the SLO county Real Estate with Hal Sweasey Podcast we highlight some of the answers to those questions. Be leery of those national reports you hear about an upcoming collapse... Show Notes :44 to 2:27 - The real estate talking points you have heard recently surrounding the news narrative on a national level don't jive with what is going on here, and you must pay attention to the driving factors that make SLO County unique to other parts of the country. 2:28 to 4:43 - For SLO County the discrepancies lie within the inventory and the influx of population to the county. Whether it be investors or dwellers inventory goes fast on the Central Coast. 4:44 to 8:02 - Look to the Millionaire next door if you have your doubts in the “Time in the Market” theory. 8:03 to 10:49 - Does an increase in interest rates mean a rise in rental rates? Is SLO County the Gold Standard? 10:50 to 18:54 - Since the 30 year Fixed Rate isn't going to see the level of where it was at a year ago… what are options for Home Buyers who want the security of know what their housing cost is going to be each month? 18:54 to 20:15 - If you are worried about Mortgage insurance in SLO county you could be losing out on money and equity in the long run. 20:15 to 22:45 - The 3 things you need to do if you want to buy a house. If you are looking to for experience and a team you can trust for your next Real Estate Transaction please visit halsweasey.com CA DRE #01111911 860 Walnut Street Suite A, San Luis Obispo, CA, 93401 (805) 329-3247 hal@teamsweasey.com

Tech Gumbo
Getting Text Messages while on Airplane Mode and EV charging and affordability

Tech Gumbo

Play Episode Listen Later Aug 25, 2022 23:11


The Question of the Week- How am I receiving text messages while on Airplane Mode? Also: Tesla no longer #1 producer of Electric Vehicles (EV's) Charging EV's gets easier EV's become more affordable New law allows for $7500 Tax Credit to buy an EV, but has a catch Making new type of batteries for EV's

I am Cannabis Sativa
It's About Affordability and Accessibility, Stupid

I am Cannabis Sativa

Play Episode Listen Later Aug 24, 2022 13:36


People don't care about bells and whistles if it will break the household budget. Especially under record inflation. Our Video: https://youtu.be/2VtB5f5A7_c ---------------------------------------- To Follow Mr. Sativa on Social Media: Twitter - https://twitter.com/icsativapod GETTR - https://www.gettr.com/user/icsativapod Periscope: https://www.pscp.tv/icsativapodcast Instagram - https://www.instagram.com/_iamcannabissativa/ Please become a Patreon at just $1 a month - http://bit.ly/2NJmshn Please support us via PayPal - paypal.me/icsativapodcast If you want to support us via Anchor: https://anchor.fm/iamcannabissativapodcast/support My Twitch Channel - https://www.twitch.tv/iamcannabissativa My YouTube Channel: https://www.youtube.com/channel/UCdMtiTbOFE3D39rpLfLglaw? My Rumble Channel: https://rumble.com/c/c-1354573 Get Great Quality CBD products from Sequoia Organics: https://www.sequoiaorganics.co/?a_aid=iamcannabissativa My Email: iamcannabissativa@gmail.com Now Syndicated on Radical Russ Radio: https://streamingv2.shoutcast.com/radicalruss-radio --- Send in a voice message: https://anchor.fm/iamcannabissativapodcast/message Support this podcast: https://anchor.fm/iamcannabissativapodcast/support

Creating Wealth through Passive Apartment Investing
EP#280 Obsessing over data to multiply profits with Neal Bawa

Creating Wealth through Passive Apartment Investing

Play Episode Listen Later Aug 18, 2022 28:03


Neal Bawa is a technologist universally known in real estate circles as the Mad Scientist of Multifamily. Besides being one of the most in-demand speakers in commercial real estate, Neal is a data guru, a process freak, and an outsourcing expert. Neal treats his $947 million-dollar portfolio as an ongoing experiment in efficiency and optimization. The Mad Scientist lives by two mantras. His first mantra is, "We can only manage what we can measure". His second mantra is, "Data beats gut feel by a million miles". These mantras and a dozen other disruptive beliefs drive profit for his 700+ investors.Neal serves CEO / Founder at Grocapitus, an iconic, data-driven commercial real estate investment company. Episode Highlights- Application  of big data & tech produces great profits for real estate - Quantifying gut feel: Data over intuition- Outlook on the economy and its effects on multifamily - Top 3 trends in the multifamily space that could impact investors- Change in mindset for larger properties after getting through the impact of covid- Affordability issues with Class C rents- Working on super value add projects- Obsession with dataBook Recommendation:- Miracle Morning Get in touch with Neal - https://multifamilyu.com/Grab your freebie - Tips for Multifamily Investing at www.ushacapital.comFound this episode insightful? Show us some love by spreading the word on social media or  rating and reviewing the show here - https://podcasts.apple.com/us/podcast/multifamily-ap360/id1522097213Follow Rama on socials!LinkedIn | Meta | Twitter | InstagramConnect to Rama KrishnaE-mail: info@ushacapital.comWebsite: www.ushacapital.comChaos to Clarity“Chaos to Clarity”! There's a ton of entrepreneurial advice out there. Too much! Here...Listen on: Apple Podcasts Spotify

Connections with Evan Dawson
How to improve broadband access and affordability in Monroe County

Connections with Evan Dawson

Play Episode Listen Later Aug 17, 2022 52:10


In the second hour of "Connections with Evan Dawson" on Wednesday, August 17, 2022, guests discuss how to improve broadband access and affordability for residents in Monroe County.

WSJ Minute Briefing
U.S. Home Affordability Drops to Lowest Level Since 1989

WSJ Minute Briefing

Play Episode Listen Later Aug 12, 2022 2:27 Very Popular


Plus: Ukraine prepares to evacuate towns around Russian-controlled nuclear plant. Former President Donald Trump says he wouldn't oppose release of Mar-a-Lago search warrant. J.R. Whalen reports. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Ricochet Audio Network Superfeed
Erick Erickson Show: S11 EP143: Hour 3 – The Inflation Crisis is an Affordability Crisis

The Ricochet Audio Network Superfeed

Play Episode Listen Later Aug 11, 2022


Affordability is going to crush the middle class and going to crush democrats in the midterm.

The Erick Erickson Show
S11 EP143: Hour 3 - The Inflation Crisis is an Affordability Crisis

The Erick Erickson Show

Play Episode Listen Later Aug 11, 2022 37:37


Affordability is going to crush the middle class and going to crush democrats in the midterm.