Podcasts about affordability

  Based on recent studies, a substantial majority of aspiring first-time homebuyers in America is up to 97% experience at least one significant barrier to homeownership, such as high home prices, rising mortgage rates, or difficulty saving for a down payment. These financial obstacles have pushed the share of first-time buyers to a record low of 21% of all home purchases as of late 2025, according to the National Association of REALTORS. ®   Phil Ganz is the President of Next Wave Mortgage and a certified mortgage planning specialist. I've spent over two decades helping first-time buyers, families, and investors overcome barriers to homeownership. My focus is on building transparent, accessible mortgage solutions, especially for those affected by affordability challenges. I lead a multi-state team dedicated to bringing creative loan programs, down-payment assistance, and financial literacy initiatives to the communities we serve. As a certified mortgage planning specialist and a top 1% mortgage originator in America, I have over 24 years of experience in helping clients achieve their financial goals through homeownership. I have a degree in economics and a passion for creating personalized and transparent mortgage solutions.  I believe in empowering people to change their lives through homeownership. For more information: https://www.nextwavemortgage.com/ Call: (617) 529-9317 Learn more about your ad choices. Visit megaphone.fm/adchoices

The U.S. House has overwhelmingly passed the Housing for the 21st Century Act in a 390–9 vote, advancing a bipartisan effort aimed at addressing America's housing affordability crisis. The sweeping package focuses on boosting housing supply, streamlining development regulations, expanding financing for manufactured and multifamily housing, and modernizing federal housing programs. Now, the bill heads to the Senate, where lawmakers must reconcile differences with the previously proposed ROAD to Housing Act. Will Congress deliver meaningful housing reform — or will negotiations stall? In this episode, Kathy Fettke breaks down what's in the bill, what happens next, and what it could mean for housing supply and affordability nationwide. Want to learn more? Visit www.Newsforinvestors.com. Sources:  https://www.realtor.com/news/real-estate-news/housing-for-the-21st-century-act-bill-affordability/ https://www.politico.com/live-updates/2026/02/09/congress/house-approves-housing-bill-setting-stage-for-tough-senate-negotiations-00772552 

An estimated 31,000 health care workers in California and Hawaii walked off the job on Jan. 26 in their ongoing battle with healthcare giant Kaiser Permanente to address workers' demands for safe staffing, more manageable workloads, and a livable wage. The United Nurses Associations of California / Union of Health Care Professionals (UNAC/UHCP) strike is now in its third week, and more than 3,000 pharmacy technicians, pharmacy assistants, and clinical laboratory professionals represented by the United Food and Commercial Workers. In this urgent strike update episode, we speak with a panel of UNAC/UHCP members who are all currently on strike at Kaiser Permanente. Guests: Sanayo Kondo is a physical therapist at Kaiser Permanente - Redwood City in Northern California, and she is also on the bargaining team for her UNAC/UHCP group.Kadi Gonzalez is an outpatient Registered Nurse at Kaiser Permanente who works in OB/Gyn care and is on the board of directors for UNAC/UHCP.Lucky Longoria is a Registered Nurse who works in pediatrics at Kaiser Permanente - Downey in Southern California and previously worked as a travel nurse.Additional links/info: United Nurses Associations of California / Union of Health Care Professionals website, Facebook page, and Instagram UNAC/UHCP Press Release: “Massive Kaiser strike enters third week”Kaiser Permanente, “Our statement on the UNAC/UHCP strike (Jan. 25, 2026)”Featured Music: Jules Taylor, Working People Theme SongCredits: Audio Post-Production: Jules Taylor Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Joseph Pollino, PA-C, Physician Assistant, Carson Valley Health, shares what he sees daily as patients struggle with rising costs, high deductible plans, and delayed care. He discusses why clinicians must speak up about affordability, access, and the real human impact of healthcare policy decisions.

Send a textWhat if the smallest act of kindness could shift someone from isolation to hope? We sit down with mental health advocate, peer support specialist, and nonprofit founder Maddie Andrews to unpack what recovery really looks like for people living with schizophrenia, schizoaffective disorder, and bipolar disorder—and why stigma keeps too many from asking for help. Maddie's candid story moves from a year of medical crisis to a mission: make mental health care equitable, accessible, and free of shame through peer-led support and community education.Across this conversation, we explore how lived experience builds instant trust in support groups, why “I've been there” can open a door that clinical language can't, and how kindness lowers the barrier to resources like therapy, medication, and crisis planning. Maddie explains the structure of JE Support Group's free offerings: a national virtual group for schizophrenia spectrum and bipolar communities and two local, in-person groups for broader mental health needs. We dig into concrete tools members share—daily routines, sleep strategies, medication management, and communication skills—and the deep relief of being seen without judgment.We also get practical about inclusion at work and school. From flexible policies and accommodations to trauma-informed training, small shifts create safer spaces where people can speak up early and avoid crises. Affordability remains a pressing barrier, even with insurance, so we talk navigation tips, sliding-scale options, and why grassroots organizations matter. The takeaway is clear: recovery isn't the absence of a diagnosis; it's the presence of support, agency, and community. If you or someone you love needs connection, JE Support's virtual group is open nationwide.If this conversation lifts you up, share it with a friend, leave a rating, and subscribe so you never miss a new story of kindness in action. Your one share might be the spark someone needs today."This podcast is a proud member of the Mayday Media Network — your go-to hub for podcast creators. Whether you're just starting a podcast and need professional production support, or you already host a show and want to join a collaborative, supportive podcast network, visit maydaymedianetwork.com to learn more. Enjoyed this episode? Stay connected with us! Follow our podcast community on Facebook, Instagram, LinkedIn, YouTube and TikTok for uplifting, inspirational, and feel-good stories. Don't forget to subscribe to our newsletter for monthly updates, behind-the-scenes insights, and more content designed to brighten your day."Join the movement of kindness! When you shop The So Do You Collection, you're not just getting inspiring merch—you're helping make a difference. A portion of every purchase supports local and national nonprofits that spread kindness where it's needed most. Explore the

The fashion industry is the world's second‑largest contributor to carbon emissions, surpassed only by agriculture. With such a significant impact on the climate, the question is: what can we actually do about it? Tech entrepreneur and founder of SOJO, Josephine Philips, wants you to stop throwing clothes away and think about what you're buying. In her conversation with Amol, they explore the wider issues tied to fast fashion, including exploitative labour practices, overflowing landfills, and the relentless pace of production. They also look at the rise of second‑hand shopping, from charity shops to online resale platforms, and how this shift is reshaping consumer habits. She says legislation can play a major role in holding large companies accountable for their product life cycle and Josephine shares practical, everyday steps we can all take to reduce our impact on the environment. TIMECODES (00:02:17) What is SOJO? (00:06:22) How the fashion industry impacts people and communities globally (00:11:03) Corporate responsibility and legislation (00:13:38) The environmental impact of the fashion industry (00:21:45) Josephine's RADICAL solutions (00:23:38) The growth of second-hand fashion (00:26:55) Learning to repair our clothes instead of throwing them away (00:32:20) The downside of overconsumption (00:35:30) Affordability in sustainable fashion (00:38:38) Practical advice to help you consume less (00:50:41) Learning from past generations (00:54:24) Amol's Reflections GET IN TOUCH * WhatsApp: 0330 123 9480 * Email: radical@bbc.co.uk Episodes of Radical with Amol Rajan are released every Thursday and you can also watch them on BBC iPlayer: https://www.bbc.co.uk/iplayer/episodes/m002f1d0/radical-with-amol-rajan Amol Rajan is a presenter of the Today programme on BBC Radio 4. He is also the host of University Challenge on BBC One. Before that, Amol was media editor at the BBC and editor at The Independent. Radical with Amol Rajan is a Today Podcast. It was made by Lewis Vickers with Anna Budd. Digital production was by Gabriel Purcell-Davis. Technical production was by Mike Regaard. The editor is Sam Bonham. The executive producer is Owenna Griffiths.

In this episode, Lila Benayoun, Chief Operating Officer at MetroPlusHealth, shares how the organization is translating member affordability data into simpler plan design, predictable costs, and high-touch community support across New York City. She discusses addressing disparities through multilingual outreach, culturally competent services, and operational strategies that help members better understand and use their coverage.

On the Feb 11th edition: A year ago, about ten percent of jobs at the CDC were cut, but many of those C-D-C employees are still being paid; The National Park Service celebrated the addition of a historic building to the Martin Luther King-Junior National Historic Park in Atlanta; And Georgia House Democrats have unveiled a legislative package aimed at tackling affordability.

Not many digital health companies go public. And even fewer do so with a model designed to fix what's truly broken in U.S. healthcare: episodic, fragmented care that fails to support the behavior change required to manage chronic disease. Omada Health CEO Sean Duffy joins Claudia to discuss the company's journey from scrappy startup to public company—and his biggest ambition for the future: bending the nation's chronic disease curve, both in cost and in human suffering. Claudia and Sean talk about:Omada's “full stack” approach to chronic careWhat Omada's IPO signals for digital health's futureWhy GLP1s are a catalyst for behavior changeHow employers have quietly driven healthcare innovationSean says for Omada to actually shift what consumers pay out of pocket every month for their premiums we need to make big changes:“Affordability is the thing… That's the burden we're bearing as a country… And so, the only way to bring down healthcare costs are completely transformed care models. That's the only way… Thank goodness we're at a moment where those models are being supported and being scaled nationally. Thank goodness we're at a moment where technologies like AI can help add even more efficiency and help scale… Our only way out are different care models [that] leverage new technologies.”Relevant LinksAccess more info in Omada's research libraryGet details on Omada Health's S1 IPO Filing See the GLP-1 research Sean mentions: Omada members maintain weight loss after discontinuing GLPsGet more info on the CMS ACCESS model About Our GuestSean Duffy co-founded Omada in 2011 with the aim of merging medical trends and cutting edge technology to revolutionize health care of chronic disease as we know it. Today, he proudly serves as CEO and has been instrumental in steering Omada toward global recognition, such as being hailed a potential “medical triumph” by The New York Times, and one of Fast Company's 50 most innovative companies in the world. A longtime devotee of healthcare and technology, Sean also founded a largely automated lifestyle business around Excel Everest, the interactive Microsoft Excel training tool he created. He formerly covered healthcare innovation as writer and editor for Medgadget, a popular medical technology blog. As CEO of Omada, Sean cares deeply about honing the organization's exceptional products, values-driven approach to healthcare, and the innovative ways in which primary care can continue to better humanity. More recently, Sean has been spending more and more of his free time learning how to build and fly first-person view drones.SourceConnect With...

Affordability seems to be the theme of the 2026 legislative session. But how do we best attack the affordability crisis in Connecticut? The Connecticut Conference of Municipalities was in Hartford urging lawmakers to focus on the importance of properly funding the Education Cost Share (ECS) Formula. We got a better understanding of this from Joe DeLong, CCM Executive Director and CEO.

Join us as we delve into the world of archery innovation with Catalyst Archery. Discover how this company is making high-quality stabilizers accessible to all, without compromising on performance. We explore the latest advancements in archery technology and discuss what sets Catalyst apart in the industry. Whether you're a seasoned archer or just starting out, this episode offers valuable insights into the future of archery equipment. Podcast brought to you by: Sportsmen's empire  Asio : SEBH for 15% off https://asiogear.com/ Bowtique: SEBHP https://thebowtiquellc.com/ Bergy Bowsmith: SEBH10 for 10% off  https://bergybowsmith.com/ G5 Outdoors https://www.g5outdoors.com/ Prime Archery https://www.g5prime.com/  Dialed Archery https://dialedarchery.com/  Moultrie https://www.moultrie.com/ BHL https://bowhuntingleague.com/ Bohning Archery SEBHP2025 for 20% off https://www.bohning.com/ Scrape doctor SEBH10 for 10%  https://scrapedoctor.com/ Victory Archery  https://www.victoryarchery.com/ Catalyst archery Catalyst Archery LLC SEBH10 for 10% off Learn more about your ad choices. Visit megaphone.fm/adchoices

What's driving concerns about the US cost of living, and can the administration's proposals effectively address them? David Mericle, Chief US Economist, and Alec Phillips, Chief US Political Economist, at Goldman Sachs Research discuss with Allison Nathan. Date of recording: February 5th, 2026. The opinions and views expressed herein are as of the date of publication, subject to change without notice and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, expressed or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at www.GS.com/research/hedge.html. Goldman Sachs does not endorse any candidate or any political party. Copyright 2026, Goldman Sachs, all rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it look like to build a school around student voice, joyful learning, and real affordability? In this episode of LiberatED, Kerry McDonald speaks with Elizabeth Dean, Head of Learning at The Village School, a learner-centered school in Arlington, Virginia serving about 70 students. Elizabeth shares her journey from public school teacher and instructional coach to school leader—and how her own negative schooling experiences sparked a commitment to creating more human, joyful learning environments. Elizabeth explains how the Village School emphasizes hands-on projects, real-world challenges, and two hours of unstructured play every day—while still seeing students perform above grade level on standardized tests. She also discusses the school's deliberate choice to keep tuition below half the cost of most traditional private schools in Northern Virginia, supported by a robust financial aid program that prioritizes access over luxury amenities. The conversation explores the school's three-way partnership among learners, guides, and parents, the importance of social capital and personal development, and plans to launch a high school program in 2028. This episode is a powerful example of how learner-centered schools can remain financially sustainable, academically strong, and deeply human. *** Sign up for Kerry's free, weekly email newsletter on education trends at edentrepreneur.org. Kerry's latest book, Joyful Learning: How to Find Freedom, Happiness, and Success Beyond Conventional Schooling, is available now wherever books are sold!

Join us as we delve into the world of archery innovation with Catalyst Archery. Discover how this company is making high-quality stabilizers accessible to all, without compromising on performance. We explore the latest advancements in archery technology and discuss what sets Catalyst apart in the industry. Whether you're a seasoned archer or just starting out, this episode offers valuable insights into the future of archery equipment.Podcast brought to you by:Sportsmen's empire Asio : SEBH for 15% off https://asiogear.com/Bowtique: SEBHP https://thebowtiquellc.com/Bergy Bowsmith: SEBH10 for 10% off  https://bergybowsmith.com/G5 Outdoors https://www.g5outdoors.com/Prime Archery https://www.g5prime.com/Dialed Archery https://dialedarchery.com/Moultrie https://www.moultrie.com/BHL https://bowhuntingleague.com/Bohning Archery SEBHP2025 for 20% off https://www.bohning.com/Scrape doctor SEBH10 for 10%  https://scrapedoctor.com/Victory Archery  https://www.victoryarchery.com/Catalyst archery Catalyst Archery LLC SEBH10 for 10% off  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tell us what you think of the show! As energy demand reaches historic levels, the utility industry needs to build a 21st-century grid while also keeping monthly bills affordable for the average family. What does it mean to do so on a practical level?To find out, we connected with Exelon EVP and COO Mike Innocenzo. Drawing on a career that began as a field engineer, he explains why affordability has become the starting point for every conversation at Exelon. He shares how the company navigates the massive costs of data center integration and EV adoption while overseeing a $38 billion capital plan. We also explore the reality of hardening the grid, the regulatory innovations needed to streamline costs, how Exelon uses AI to protect their customer's bottom line and much more.Want to make a suggestion for This Week in Cleantech? Nominate the stories that caught your eye each week by emailing Paul.Gerke@clarionevents.com

NYC Comptroller Mark Levine sits with Bloomberg's Katie Greifeld and Matt Miller to discuss affordability in New York City. See omnystudio.com/listener for privacy information.

February, 8 2026, 8AM; This week the Labor Department said job openings in December dropped to their lowest level in five years,and layoffs surged in January to their highest level since 2009 during the Great Recession. Even members of President Trump's party are raising the alarm heading into this year's midterms. Senate Repbulicans worry backlash to Trump's handling of the economy and his aggressive deportation policies could cause a Democratic wave that sweeps both the House and Senate. Rep. Debbie Dingell (D-MI) joins The Weekend to discuss the current state of the economy. Actor Lena Waithe also joins The Weekend to discuss her new play Trinity and the Trump administration's attempt to rewrite Black history in America.For more, follow us on social media:Bluesky: @theweekendmsnow.bsky.socialInstagram: @theweekendmsnowTikTok: @theweekendmsnow To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ahead of Valentine's Day, we take a closer look at why dating in New York City feels uniquely challenging. Janae speaks with Erika Ettin, an NYC-based dating coach, who breaks down why dating in the city is unique, and what she recommends New Yorkers do differently. Also, WNYC arts and culture reporter Hannah Frishberg shares the best Valentine's Day activities for the lovers…and the haters.

Physician, healthcare entrepreneur, and founder Dr. Vivek Aranki joins me to unpack why most real success is built through failure—and why the willingness to iterate beats chasing innovation for its own sake.Most business conversations treat failure as something to avoid, minimize, or hide. This episode reframes it as a required feedback loop. Vivek and I explore how meaningful progress—especially in regulated, high-stakes industries—comes from repeated trial, error, and disciplined correction.Vivek shares his transition from practicing physician to building one of Australia's largest non-corporate cosmetic medicine groups, now spanning 20 clinics nationwide and expanding through franchising. We examine how affordability, quality, and safety are often positioned as trade-offs—and how those assumptions break down when systems are designed intentionally.The conversation moves into franchising ethics, brand trust, and why extraction-based models collapse over time. Vivek explains why their organization prioritizes long-term brand credibility over franchise fees, why lead generation must sit centrally in regulated industries, and how franchising only works when incentives are aligned.From there, we widen the lens to healthcare economics, preventative care, food systems, regulation, and why “move fast and break things” is a catastrophic mindset when human health is involved. We contrast tech's tolerance for failure with healthcare's need for boring, proven reliability—and why lagging the cutting edge can actually be the strategic advantage.This isn't a conversation about avoiding risk.It's about understanding where risk belongs—and where it doesn't.TL;DR* Failure is a necessary feedback loop, not a personal flaw* Businesses fail when they copy instead of creating real value* In healthcare, innovation without evidence is dangerous—not disruptive* Franchising only works when value flows to franchisees, not out of them* “Boring” systems outperform cutting-edge ones in regulated environments* Affordability, safety, and quality can coexist with disciplined execution* Healthcare costs are driven by bureaucracy more than care delivery* Preventative care has the highest value-to-cost leverage—but the weakest incentives* Sustainable systems must be able to self-correct over timeMemorable Lines* “Failure isn't a setback—it's a feedback loop.”* “Boring is good when people's health is on the line.”* “If innovation lacks evidence, it's not innovation—it's experimentation.”* “You can't ‘move fast and break things' when the thing is a human being.”* “Long-term value dies the moment extraction becomes the strategy.”GuestDr. Vivek Aranki — Physician, healthcare entrepreneur, and founderFounder of a national cosmetic medicine group with 20 clinics across Australia, specializing in scalable, safety-first healthcare delivery and ethical franchising within highly regulated environments.Why This MattersModern business culture glorifies disruption without consequence.But in real systems—healthcare, regulation, food, human safety—failure has a cost. Understanding where experimentation belongs and where discipline must prevail is a leadership skill few master.For founders, operators, and executives navigating regulated industries or complex systems, this episode offers a sober counterweight to startup mythology: progress comes from feedback, restraint, and building structures that correct themselves before damage compounds.Success isn't about avoiding failure.It's about learning faster—without breaking what matters. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.dougutberg.com

H3-2/6/26- They are delaying the S.A.V.E. act for after the midterm elections to help Democrats, Big Game Sunday, is the #2 Pizza day of the year, The Trump Adm is absolutely killing it on affordability, 40k Rapid responders called “ICE WATCH”

Electrification is a key climate solution in the transition to clean energy sources. But electricity rates are rising fast and face surging demand from artificial intelligence data centers. Expensive electricity and an insufficient power supply could endanger electrification efforts. Fortunately, in an age of high costs of living, policymakers are very interested in finding solutions. Join CCL's Research Manager Dana Nuccitelli, supported by CCL's Electrification Action Team to learn what's behind rising electricity rates and energy insecurity, and how we can solve these problems. Presentation Slides: https://cclusa.org/energy-affordability-slides  CCL's Permitting Reform Training Topic: https://community.citizensclimate.org/topics/clean-energy-permitting-reform CCL's Electrification Action Team:  https://community.citizensclimate.org/groups/home/974  Log your training: https://community.citizensclimate.org/log_training?sf_id=a5yUP000000F5SPYA0   DSIRE's database of incentives for efficiency and electrification:  https://www.dsireusa.org/  Skip ahead to the following section(s): (0:00) Intro & Agenda (1:16) Electrifying Everything (5:29) Gas Power Production (9:14) Renewable Power Production (10:42) Distribution & Transmission (14:04) Climate & Extreme Weather (16:01) Load Growth, Data Centers (20:16) State Renewables Policies & Investor-Owned Utility Profits (25:35) Potential Solutions (37:39) Guest Speaker: Peter Hubbard Additional Q&A Discussion ( https://vimeo.com/1162561816/ed5f1a7ba5 )

Boortz talks about affordability and Loser Pays, if you file a lawsuit and don't win you pay, and how trial lawyers mainly vote for Democrats.See omnystudio.com/listener for privacy information.

Boortz talks about affordability and Loser Pays, if you file a lawsuit and don't win you pay, and how trial lawyers mainly vote for Democrats.Atlanta's ONLY All Conservative News & Talk Station.: https://www.xtra1063.com/See omnystudio.com/listener for privacy information.

In episode 2002, Jack and Miles are joined by comedian and co-host of The Worst Idea of All Time, Tim Batt, to discuss… Everyone Is Stealing TV, Everything Else Soon To Follow? MELANIAAAAAAA and more! Gadgets For People Who Don't Trust The Government Everyone is stealing TV LISTEN: Mideval Times (feat. Curtisy & Ahmed, With Love.) by Rory SweenySee omnystudio.com/listener for privacy information.

Vulnerable Republicans have a big political problem on their hands. Jake breaks down the GOP's political crunch over affordability in the upcoming midterm elections. Plus, Democrats unveil a sweeping list of demands for DHS and ICE reforms as funding talks stall. Punchbowl News is on YouTube⁠. ⁠Subscribe⁠⁠⁠⁠⁠⁠ to our channel today to see all the new ways⁠⁠ ⁠we're investing in video.⁠⁠⁠⁠⁠⁠ Want more in-depth daily coverage from Congress?⁠⁠⁠⁠⁠ Subscribe⁠⁠⁠⁠⁠⁠ to our free Punchbowl News AM newsletter at punchbowl.news.⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This conversation doesn't sugarcoat anything. The auto industry is under real pressure, and leaders can't afford denial or delay.In this episode of the Automotive Leaders Podcast, Jan Griffiths sits down with Jamie Butters, now an independent journalist, speaker, emcee, and content creator who has spent decades reporting from every corner of the automotive ecosystem.Jamie brings a clear, grounded view of where the industry stands at the start of 2026. China's competitive advantage is no longer theoretical. Affordability is becoming an existential issue. Tariffs and geopolitics are injecting uncertainty that freezes investment. AI is everywhere, but leaders still struggle to separate real value from noise.They unpack why legacy automotive culture slows decision-making, how bespoke thinking drives unnecessary cost, and why speed is now a leadership requirement, not a nice-to-have. The conversation also digs into Tesla's influence on manufacturing thinking, the future of dealer AI tools, and what's at stake as the UAW heads into a pivotal leadership year.This episode is about reality. Not hype. Not fear. Just the hard truths automotive leaders need to face if they want to compete, adapt, and lead with courage.Themes Discussed in this EpisodeWhy China's scale and speed threaten global incumbentsHow affordability became automotive's silent crisisWhere AI delivers value and where it quietly creates wasteThe cultural cost of bespoke thinking in legacy organizationsTariffs, uncertainty, and their chilling effect on investmentWhat UAW leadership changes could mean for competitivenessWhy speed of decision-making is now a core leadership skillThis episode is sponsored by Lockton, click here to learn moreFeatured GuestJamie Butters is an independent automotive journalist, speaker, emcee, and content creator. He previously served as Executive Editor and Chief Content Officer at Automotive News, Detroit bureau chief for The Wall Street Journal, and automotive editor at Bloomberg. Jamie is known for connecting the dots early, telling the truth plainly, and translating complex industry dynamics into language leaders can actually use.About Your Host – Jan GriffithsJan Griffiths is a champion for culture transformation and the host of the Automotive Leaders Podcast. A former automotive executive with a rebellious spirit, Jan is known for challenging outdated norms and inspiring leaders to ditch command and control. She brings honesty, energy, and courage to every conversation, proving that authentic, human-centered leadership is the future of the automotive industry.Mentioned in this EpisodeAutomotive News

On Thursday's show: City of Houston Controller Chris Hollins discusses the city's deficit spending, due in part to the continuing need to pay overtime to staff police and fire departments.Also this hour: The delay in the Artemis II mission stirs memories of how the Apollo program played out decades ago. We look back on our last missions to the moon.Then, the nonprofit Trees for Houston celebrates the planting of its one millionth tree today. We visit the site of that celebration.And a recent report finds incomes are growing and poverty is shrinking, but living in Texas is still less affordable. We talk about why that's the case.Watch

New York City Mayor Zohran Mamdani ran on a promise to dismantle the NYPD's Strategic Response Group, a unit long criticized for its role in policing protests. But weeks into his administration, SRG officers are still being deployed, including at recent anti ICE demonstrations that led to mass arrests. In this episode, WNYC and Gothamist reporter Ben Feuerherd explains how the unit was created, how it evolved from a counterterrorism force into a protest policing squad, and why critics say its structure and training created problems from the start. We also look at what Mamdani is now saying about disbanding the unit and why, for the moment, it remains in use.

Affordability is back in focus in D.C. after the brief U.S. shutdown. Our Deputy Global Head of Research Michael Zezas and Head of Public Policy Research Ariana Salvatore look at some proposals in play.Read more insights from Morgan Stanley.----- Transcript -----Michael Zezas: Welcome to Thoughts on the Market. I'm Michael Zezas, Deputy Global Head of Research for Morgan Stanley. Ariana Salvatore: And I'm Ariana Salvatore, Head of Public Policy Research. Michael Zezas: Today we're discussing the continued focus on affordability, and how to parse signals from the noise on different policy proposals coming out of D.C.It's Wednesday, February 4th at 10am in New York. Ariana Salvatore: President Trump signed a bill yesterday, ending the partial government shutdown that had been in place for the past few days. But affordability is still in focus. It's something that our clients have been asking about a lot. And we might hear more news when the president delivers his State of the Union address on February 24th and possibly delivers his budget proposal, which should be around the same time. So, needless to say, it's still a topic that investors have been asking us about and one that we think warrants a little bit more scrutiny. Michael Zezas: But maybe before we get into how to think about these affordability policies, we should hit on what we're seeing as the real pressure points in the debate. Ariana, you recently did some work with our economists. What were some of your findings? Ariana Salvatore: So, Heather Berger and the rest of our U.S. econ[omics] team highlighted three groups in particular that are feeling more of the affordability crunch, so to speak. That's lower income consumers, younger consumers, and renters or recent home buyers. Lower income households have experienced persistently higher inflation and more recently weaker wage growth. Younger consumers were hit hardest when inflation peaked and are more exposed to higher borrowing costs. And lastly, renters and recent buyers are dealing with much higher shelter burdens that aren't fully captured in standard inflation metrics. Now, the reason I laid all that out is because these are also the cohorts where the president's approval ratings have seen the largest declines. Michael Zezas: Right. And so, it makes sense that those are the groups where the administration might be targeting some of these affordability initiatives. Ariana Salvatore: That's right. But that's not the only variable that they're solving for. Broadly speaking, we think that the president and Republicans in Congress really need to solve for four things when it comes to affordability policies. First, targeting these quote right cohorts, which are those, as we mentioned, that have either moved furthest away from the president politically, or have been the most under pressure. Second feasibility, right? So even if Republicans can agree on certain policies, getting them procedurally through Congress can still be a challenge. Third timing – just because the legislative calendar is so tight ahead of the November elections. And fourth speed of disbursement. So basically, how long it would take these policies to translate to an uplift for consumers ahead of the elections. Michael Zezas: So, thinking through each of these constraints, starting with how easy it might be to actually get some of these policies done, most of the policies that are being proposed on the housing side require congressional approval. In terms of these cohorts, it seems like these policies are most likely to focus on – that seems aimed at lower-income and younger voters. And in terms of timing, we know the legislative calendar is tight ahead of the midterms, and the policy makers want to pursue things that can be enacted quickly and show up for voters as soon as possible. Ariana Salvatore: So, using that lens, we think the most realistic near-term tools are probably mostly executive actions. Think agency directives and potential changes to tariff policy. If we do see a second reconciliation bill emerge, it will probably move more slowly but likely cover some of those housing related tax credit changes. But of course, not all these policies would move the needle in the same way. What do we think matters most from a macro perspective? Michael Zezas: So, what our economists have argued is that the affordability policies being discussed – tax credits subsidies, payment pauses – they could be meaningful at a micro level for targeted households, but for the most part, they don't materially change the macro outlook. The exception might be tariffs; that probably has the broadest and most sustained impact on affordability because it directly affects inflation. Lower tariffs would narrow inflation differentials across cohorts, support real income growth and make it easier for the Fed to cut rates. Ariana Salvatore: Right. And just to add a finer point on that, I think directionally speaking, this is where we've seen the administration moving in recent months. Remember, towards the end of last year, the Trump administration placed an exemption on a lot of agricultural imports. And just the other day, we heard news that the trade deal with India was finalized reducing the overall tariff rate to 18 percent from about 50 percent prior. Michael Zezas: Okay. So, putting it all together for what investors need to know. We see three key takeaways. First, even absent new policy, our economists expect some improvement in affordability this year as inflation decelerates and rate cuts come into view. And specifically, when we talk about improvements in affordability, what our economists are referring to is income growth consistently outpacing inflation, lowering required monthly payments. Second, most proposed affordability policies are unlikely to generate the meaningful macro growth impulse, so investors shouldn't overreact to headline announcements. And third, the cohort divergence matters for equities. Pressure on lower income in younger consumers helps explain why parts of consumer discretionary have lagged. While higher income exposed segments have remained more resilient. So, if inflation continues to cool, especially via tariff relief, that's what would broaden the consumer recovery and potentially create better returns for some of the sectors in the equity markets that have underperformed. Ariana Salvatore: Right, and from the policy side, I would say this probably isn't the last time we'll be talking about affordability. It's politically salient. The policy responses are likely targeted and incremental, and this should continue to remain a top focus for voters heading into November. Michael Zezas: Well, Ariana, thanks for taking the time to talk. Ariana Salvatore: Great speaking with you, Mike. Michael Zezas: And as a reminder, if you enjoy Thoughts on the Market, please take a moment to rate and review us wherever you listen. And share Thoughts on the Market with a friend or colleague today.

Today, we discuss the importance of energy, what the growing demand for energy means, and how hard it can be to deliver that energy. To demonstrate that, we are using Texas as a microcosm. Texas produces the greatest amount of energy in the US.  Its mix of energy spans renewables, nuclear, natural gas, coal, and yet its citizens pay some of the highest prices in the Southern States. At the same time, it's ground zero for hyper-scalers and is the epicenter of fracking yielding epochal volumes of hydrocarbon. To discuss all this and more is one of the leading lights in the Texas energy sector, Mike Howard, Founder and CEO of Howard Energy Partners, the largest privately owned mid-streamer in the US. Beyond his business ventures, Mike is a key advocate for energy's role in society and the importance of getting it right, in technology, in physics, in legislation and in investment. www.hcgroup.globalwww.hyperionsearch.com

Politicians are touting “affordability” to describe the current regime of rising prices. However, most lawmakers who claim they are trying to make things more affordable demand policies that make things more costly.Original article: https://mises.org/mises-wire/why-affordability-wrong-term-describe-effects-inflation

Politicians are touting “affordability” to describe the current regime of rising prices. However, most lawmakers who claim they are trying to make things more affordable demand policies that make things more costly.Original article: https://mises.org/mises-wire/why-affordability-wrong-term-describe-effects-inflation

New BlueCross BlueShield CEO says 'we have an affordability crisis' in Vermont

Learn about the latest in local public affairs in about the time it takes for a coffee break! Brian Callanan of Seattle Channel and David Kroman of the Seattle Times discuss a wave of local job layoffs, a financial challenge for Seattle's new convention center, a milestone for Seattle's social housing developer, a record-high spike in evictions in King County, and a potential change in Seattle's building permit policy. If you like this podcast, please support it on Patreon!

In this episode Bill discusses the pressing issue of affordability in the United States with Andrew Bates and Terry Holt, both advisors to The Cost Coalition. Bates(D) is a former Biden Senior Deputy Press Secretary and Holt (R) is a former spokesperson for Former Speaker John Beohner and George W. Bush. They explore how rising costs are affecting Americans across the board, from daily groceries to long-term investments like housing and healthcare. The conversation highlights the political implications of these issues, noting the failure of the current administration to fulfill promises of lowering costs. Bates and Holt also discuss their roles in the Cost Coalition, an organization dedicated to exposing the policies driving these price increases and advocating for working people. They address the potential impact of tariffs, tax policies, and healthcare cuts on the American middle class and suggest that affordability will be a key issue in upcoming elections. Check out their website at CostCoalition.org.Today's Bill Press Pod is supported by The Laborers' International Union of North America. More information at LIUNA.org.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Can we really do 3 more years of this?Chuck Rocha and Mike Madrid mark the one-year anniversary of Trump's second term by dissecting the chaos of his first year back in office. From the Davos speech signaling the end of American global dominance to Trump's bizarre threats against Greenland, Chuck and Mike break down how the president has squandered political capital on foreign distractions instead of addressing what voters actually care about: gas and groceries.Our hosts tackle Trump's immigration overreach, the symbolic terror of his deportation tactics, and how Democrats like Katie Porter and Abigail Spanberger are focusing on real kitchen-table issues like utility costs and childcare. Chuck shares insights from his work on James Talarico's Texas Senate race, including their strategic first ad buy during a Mexico vs. Panama soccer match, while Mike explains why this race could define Latino political identity for years to come.Plus: Chuck announces an upcoming town hall with Senator Ruben Gallego, and previews his Valentine's weekend trip to Oaxaca. Unfiltered, unadulterated, and always speaking truth to power. Enjoy this episode of the Latino Vote Podcast.-Recorded January 21, 2026-Don't forget to like, share, and subscribe for more episodes of The Latino Vote Podcast! Watch our episodes on YouTube: www.youtube.com/@thelatinovotepodcast Find us on Substack: https://substack.com/@thelatinovotepodcast Follow us on X (formerly Twitter): https://twitter.com/TheLatino_Vote Visit our website for the latest Latino Vote news and subscribe to our newsletter: latinos.vote If you want more of our discussions and behind the scenes please join our Patreon (www.patreon.com/thelatinovote) for exclusive content and opportunities!

Child care costs are reshaping family life in New York City with many parents saying they pay tens of thousands of dollars a year. Meanwhile, Governor Kathy Hochul is proposing to expand free child care for two year olds. In this episode, Janae talks to parents about the financial strain they're under, and WNYC's Karen Yi explains what the plan would deliver, who would qualify, and why advocates warn that without more funding and better pay for child care workers, the system could crack instead of expand.

Iron Radio - The Role of Protein and Caffeine in Strength SportsWelcome to Iron Radio, the dedicated podcast for strength sports and sports nutrition. Hosted by Coach Phil Stevens, Dr. Lonnie Lowery, and Dr. Mike T. Nelson, this episode delves into critical topics such as the role of protein and caffeine supplementation in powerlifting and bodybuilding. The hosts discuss a recent study on caffeine dosage for powerlifters, respond to listener mail about workout nutrition, and explore the challenges and affordability of dietary guidelines, especially with the recent focus on higher protein intake. Tune in for expert insights, practical advice, and the latest news in the world of strength sports.01:27 Listener Mail: Caffeine and Performance06:11 Dietary Guidelines Controversy17:13 Iron Radio Updates and Announcements20:09 Affordability of Protein in Diets21:50 Prioritizing Food Over Luxuries22:19 Choices and Sacrifices in Athletics23:31 Economic Changes and Dietary Consistency24:05 Bodybuilding Prep Costs25:11 Powerlifting Prep Costs28:50 Affordability in Strength Sports37:44 Concluding Thoughts and Advice Donate to the show via PayPal HERE.You can also join Dr Mike's Insider Newsletter for more info on how to add muscle, improve your performance and body comp - all without destroying your health, go to www.ironradiodrmike.com Thank you!Phil, Jerrell, Mike T, and Lonnie

We discuss the tax bills proposed in VA's massive proposed tax increases under the leadership of The Mother of Mayhem, Abigail Spanberger.Become a supporter of this podcast: https://www.spreaker.com/podcast/prepper-broadcasting-network--3295097/support.BECOME A SUPPORTER FOR AD FREE PODCASTS, EARLY ACCESS & TONS OF MEMBERS ONLY CONTENT!Red Beacon Ready OUR PREPAREDNESS SHOPThe Prepper's Medical Handbook Build Your Medical Cache – Welcome PBN FamilySupport PBN with a Donation Join the Prepper Broadcasting Network for expert insights on #Survival, #Prepping, #SelfReliance, #OffGridLiving, #Homesteading, #Homestead building, #SelfSufficiency, #Permaculture, #OffGrid solutions, and #SHTF preparedness. With diverse hosts and shows, get practical tips to thrive independently – subscribe now!Newsletter – Welcome PBN FamilyGet Your Free Copy of 50 MUST READ BOOKS TO SURVIVE DOOMSDAY

In this solo episode, Michael Blank breaks down what really happened in multifamily during 2025 and what investors should expect in 2026. He unpacks supply and demand trends, rent growth, interest rate expectations, and the affordability crisis shaping renter behavior. While the last few years have been challenging, Michael explains why 2026 is likely a year of stability that sets the stage for long-term growth—and why today's risk-adjusted returns may be better than they've been in years.Key Takeaways2025 was a year of absorption, not growth — record demand was offset by an unprecedented wave of new supply, keeping rents flat to down. New construction is falling sharply, with permits dropping and high interest rates making most projects uneconomical. Affordability favors renting, as buying a home now costs significantly more than renting, supporting long-term rental demand. 2026 consensus outlook is stability with modest rent growth, likely around 2%, setting up normalized growth in 2027 and beyond. Interest rates are expected to be flat to slightly down, a meaningful shift from the uncertainty of the past three years. Lower leverage and better pricing improve risk-adjusted returns, making today's environment healthier than the frothy market of 2021–2022Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session509/

Today's show features: - David Steinberg, CEO of Foureyes - Brian Benstock, Vice President & General Manager Paragon Honda and Paragon Acura - Robert Steenbergh, CEO of AutoPayPlus This episode is brought to you by: Siro – Your customer conversations are gold—but most dealerships never extract the insights trapped inside them. Siro helps your team tap that data for smarter coaching, consistent process adherence, and measurable PVR growth. Come visit us at NADA Show - Booth #6368 (North Hall), or book a 10-minute meeting for a chance to win some exciting prizes: https://www.siro.ai/event/nada2026 AutoPayPlus – AutoPayPlus is the premium biweekly payments provider in the country. By accelerating the equity in the vehicle on the consumer's behalf, AutoPayPlus shortens the loan term and reduces negative equity - all while increasing PVR and making consumer payments more affordable. E-mail Sales@Autopayplus.com for more information. Foureyes – Foureyes helps dealers turn data into action. Starting with a clean, connected data foundation across dealership systems, Foureyes empowers dealerships to use that data to drive consistent execution throughout their business. The data stays dealer-owned, vendor-neutral, and works with any tools or partners. More than a CDP, Foureyes is a reset for how dealer data gets put to work. Headquartered in Oregon, Foureyes employees live in 20+ states to be closer to the communities where dealers are. Visit https://www.foureyes.io/ to learn more Check out Car Dealership Guy's stuff: CDG Circles ➤ https://cdgcircles.com/ CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683

In January, President Trump urged Congress to cap credit card interest rates at 10% and said Americans are being “ripped off” by credit card companies. Bankers quickly opposed the idea, with some calling it an economic disaster. There is also debate over capping credit card late fees. We look at the pros and cons of these proposals and whether any of them would lead to more affordability.

Affordability is not an abstract debate for American families—it's the defining issue of daily life. Grocery bills, housing costs, energy prices, healthcare, and childcare all shape whether families feel secure or stretched.Families don't become pessimistic out of nowhere. Confidence erodes when planning for the future feels harder, margins feel thinner, and basic economics no longer seem to work in their favor.Meanwhile, leaders on both sides of the aisle are increasingly pointing the finger at free-market capitalism for nearly everything—high prices, inequality, corporate power, even government debt. But what's often labeled “capitalism” today is really a mix of subsidies, bailouts, protectionism, regulatory micromanagement, and monetary manipulation—policies that distort markets rather than allow them to function.True free markets are not chaos or greed. They are a rules-based system built on voluntary exchange, price signals, competition, and accountability. When people are free to trade, build, innovate, and respond to real prices, costs fall and opportunity expands—giving families the freedom to flourish.In today's episode of This Week's Economy, we explore how free-market capitalism supports families, restores dignity through work, and lowers prices to make life more affordable. We'll also examine how these principles apply at the federal, state, and local levels. Tune in to the full episode on YouTube, Apple Podcast, or Spotify, and visit my website vanceginn.com for the show notes in my newsletter and more information.

Affordability isn't a hoax—and in this milestone 100th episode, we're talking about practical, realistic ways homemakers can save money without striving for perfection. In this episode, I'm sharing small changes that actually add up: what's worth making from scratch, what tools truly help stretch your grocery budget, and how to balance time, energy, and money in different seasons of life. This is not about doing everything—this is about choosing what serves you right now. Episode Resources  English Muffins: https://hostessatheart.com/english-muffin-recipe/ Pie Crust: https://www.inspiredtaste.net/22662/flaky-pie-crust-recipe/  Flour Tortillas: https://www.foodnetwork.com/fnk/recipes/flour-tortillas-7265712 Avocado Mayo: https://peaceloveandlowcarb.com/paleo-2-minute-avocado-oil-mayo/  Amazon 2 cup Containers: https://amzn.to/49OzcNq  Yogurt: https://thisoldgal.com/instant-pot-greek-yogurt/ Hummus: https://www.foodnetwork.com/recipes/ina-garten/hummus-recipe-1940499 Follow along on Instagram: @untraditionallytraditionalpod Subscribe to my newsletter: www.untraditionallytraditional.com Support the podcast www.buymeacoffee.com/UTPod  

This week we're joined by Nic Irwin and Patrick Blennerhassett to break down the January Monthly Market Update and dive deep into what's really happening with investors and affordability in Las Vegas. Who's buying? Who's getting priced out? And what do these trends mean for buyers, sellers, and locals in 2025?

As we continue our series of U.S. Senate candidate interviews, we sit down with Awisi Quartey Bustos, who has extensive experience working in government as well as private sector. She discusses the economy, the need for reforming ICE, and why her past roles working for the state are valuable.

In this weekend's episode, three segments from this past week's Washington Journal. First: A conversation with Jillian Snider – a former law enforcement officer and senior fellow at the R Street Institute. We talk about ICE operations in Minneapolis – and best practices for law enforcement in the wake of another fatal shooting there. Then: Amid the fallout in Minnesota, President Trump tried to pivot back to the economy and efforts on affordability. We dig into the numbers with Natalie Baker of the Center for American Progress and Brittany Madni from the Economic Policy Innovation Center. Finally: President Trump may have backed off his threat to takeover Greenland – but relations are still frayed between the U-S and Europe. That conversation with Andrew Roth of The Guardian -- and Stefanie Bolzen of the German News channel VELT. Learn more about your ad choices. Visit megaphone.fm/adchoices

President Trump was elected in 2024 on the promise that he would fix the economy. Now, a new poll from The New York Times/Siena reveals that the issue may be driving voters away.Nate Cohn, the chief political analyst at The Times, explains what the poll tells us.Guest: Nate Cohn, the chief political analyst for The New York Times.Background reading: Voters see a middle-class lifestyle as drifting out of reach, the poll found.Here's what Americans really mean by “affordability.”Who are the voters who have taken a U-turn on Mr. Trump?Photo: Doug Mills/The New York TimesFor more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.  Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.

Scott Galloway opens up about his lifelong struggle with body dysmorphia, breaks down the psychology behind the affordability crisis, and shares hard-earned lessons about ambition, sacrifice, and relationships. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices

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