Podcasts about affordability

Builder confidence in the single-family housing market slipped again in February, according to the latest Housing Market Index from the National Association of Home Builders. The index fell to 36, marking the second straight monthly decline and signaling continued weakness in builder sentiment. Affordability remains the biggest challenge. High home price-to-income ratios, elevated land costs, and stubborn construction expenses are keeping many buyers on the sidelines. Even with incentives widely available, buyer traffic remains low. In this episode, Kathy Fettke breaks down what falling builder confidence means for housing supply, pricing power, remodeling demand, and real estate investors in 2026. If inflation eases and mortgage rates follow, conditions could improve — but for now, affordability continues to shape the market.

President Trump is in Georgia and is talking about affordability and the economy, a theme he's expected to spotlight again in next week's State of the Union address. White House correspondent Liz Landers reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Read more VPM News:  Virginia Democrats zero in on final affordability package UVA School of Nursing faculty say new federal report has an error Hanover County unveils $427M budget proposal for fiscal year 2027    Other links:  How much revenue did the City of Petersburg bring in during casino's first days? (The Progress-Index)*  Albemarle County Public Schools proposes draft budget request (29 News)  PWC supervisors collect nearly $300K in campaign donations – mostly from data center interests (The Prince William Times)  Petition to recall Martinsville mayor moves forward (WDBJ)  *This outlet has a paywall.  Our award-winning work is made possible with your donations. Visit vpm.org/donate to support local journalism. 

Charles is a West End-resident and progressive from the Bronx who founded Safe Space NOVA for LGBTQ+ youth, who chaired the Alexandria AIDS/HIV Commission, and has an MBA focused on Human Capital.  Fun fact - Charles' favorite mode of transportation is Metro! Sad fact - his dog passed away a little over a year ago, who was a star of the Scottish Walk Parade.His policy corners:Affordability - deeply affordable housing supplyWorkforce pathways. Trade schools Sustainable infrastructure amidst climate change, including snowcrete removal Transportation & Congestion. “Get out of your car!” Liberally Social Podcast collaborates with Ryan Belmore of The Alexandria Brief for a special collaboration series of interviews for this Firehouse City Council Primary!Vote in the Democratic Party volunteer-run firehouse primary on Saturday, February 21st from 8:30am-7pm at Cora Kelly Rec Center + Beatley Central Library OR Online if you register in advance by Friday Feb 20th at 5pm! Visit alexdems.org for more information.Want to watch this as a video? https://www.alexandriabrief.com/podcast Want to check out Charles' campaign? https://www.sumpterforvirginia.com/

It's not “Presidents' Day.” Legally, it's George Washington's Birthday—and we've quietly erased the one American who actually deserves a national holiday.- This episode is sponsored by ExpressVPN. Get an extra 4 months free. https://expressvpn.com/goldIn this episode, I explain how a 1968 law moved holidays to Mondays, how retail “Presidents' Day” sales hijacked the meaning, and why Washington's character matters: the war hero who survived what should've killed him, turned down a crown, stepped away after two terms, and personally led troops to put down the Whiskey Rebellion.We also cover a modern contrast: government subsidies and incentives that raise prices, distort markets, and create the very “affordability” problems politicians pretend to solve.Chapters:00:00 Cold Open: No Friends in the Pits00:20 Show Intro: The Peter Schiff Show Begins00:55 Why It's George Washington's Birthday (Not “Presidents' Day”)02:46 How “Presidents' Day” Sales Hijacked the Holiday05:32 Washington's Early Life & French and Indian War Heroics09:22 Leading the Revolution: Beating the World's Strongest Army12:07 Turning Down a Crown & Setting the Two-Term Precedent13:39 The Whiskey Rebellion: A President Who Led from the Front16:27 Why Washington Deserves the Holiday (And the Modern Debate)19:32 Pepsi Cuts Prices 15%: The SNAP Junk Food Policy Angle23:08 The Bigger Lesson: Subsidies Raise Prices (College, Housing, More)25:34 Why Subsidies Make Housing, College & Healthcare More Expensive26:48 Trump on Keeping Home Prices High (and the Credit-Fueled Fix)28:57 Affordability 101: Demand Down or Supply Up?30:15 SNAP Benefits as Money Supply: How It Spills Into Everything33:43 The Farm Subsidy Paradox: Paying to Raise Food Prices38:31 Government Spending, Inflation, and the Case for Gold39:11 Gold & Silver Levels + Why to Dump Bitcoin40:37 MicroStrategy/Strategy and Michael Saylor: The “Legal Ponzi” Critique47:23 Palm Beach “Trump Airport” Trademark Story50:44 Wrap-Up: Calls to Action, Subscribing, and Sign-OffFollow @peterschiffX: https://twitter.com/peterschiffInstagram: https://instagram.com/peterschiffTikTok: https://tiktok.com/@peterschiffofficialFacebook: https://facebook.com/peterschiffSign up for Peter's most valuable insights at https://schiffsovereign.comSchiff Gold News: https://www.schiffgold.com/newsFree Reports & Market Updates: https://www.europac.comBook Store: https://schiffradio.com/books#PresidentsDay #WashingtonsBirthday #HistoryFactsOur Sponsors:* Check out GhostBed: https://ghostbed.com/PETER* Check out TruDiagnostic and use my code GOLD20 for a great deal: https://www.trudiagnostic.comPrivacy & Opt-Out: https://redcircle.com/privacy

Is your relationship with alcohol driven by habit or a hidden "inner critic"? Today on Eyes Wide Open, we're joined by world-renowned hypnotherapist Georgia Foster to discuss her revolutionary "7 Days to Drink Less" program and why willpower is actually the weakest tool for changing your habits. In this episode, we dive deep into the emotional architecture of drinking and why societal shame often prevents real progress.  Georgia Foster explains the actual science of hypnotherapy, debunking the "magician" myths to show how the subconscious mind holds the key to moderation.  We explore the personality types behind drinking, from perfectionists to people-pleasers, and discuss how to silence the inner critic that drives the urge to over-consume.  This is an honest conversation about finding the middle ground, removing the stigma of "quitting," and reclaiming your authentic self without the weight of alcohol-induced shame.   Key Takeaways & Revelations Willpower vs. The Mind: Why willpower is ineffective for long-term change and how hypnotherapy targets the emotional root of the habit. The "Middle Ground" Approach: Why drinking less is often a more sustainable and achievable goal than complete sobriety for many individuals. Boredom & Emotional Triggers: Understanding how curiosity and awareness can dismantle the automatic response to drink when bored. The Inner Critic: How addressing the negative internal dialogue can stop the cycle of "shame drinking" and perfectionism. Personality Patterns: Identifying the difference between "perfectionist" and "pleaser" drinking styles to create a personalized path to wellness.   Our Mission Eyes Wide Open is a space for honest communication. Our goal is to remove the stigmas around mental health, holistic lifestyles, culture, and free speech so you can show up as your authentic self with your eyes wide open. By having real conversations about difficult truths, we move toward collective healing.   Chapters 00:00 - Introduction to Georgia Foster and Her Work 02:27 - The Science of Hypnotherapy 05:28 - Understanding Drinking Habits and Emotional Triggers 08:16 - The Role of Shame in Drinking 11:18 - Changing the Narrative Around Drinking 14:23 - The Inner Critic and Its Impact on Drinking 17:19 - Boredom and Drinking 20:27 - The Journey to Reducing Alcohol Consumption 23:25 - The Seven Days to Drink Less Program 35:48 - The Power of Hypnosis in Personal Growth 39:18 - Understanding Drinking Patterns: Perfectionists vs. Pleasers 43:21 - Finding Balance: The Middle Ground in Drinking 48:23 - The Role of Alcohol in Social Situations 52:31 - Accessibility and Affordability of Self-Help Programs   Find Georgia Foster here: Website: https://georgiafoster.com/   Instagram: https://www.instagram.com/georgiafosterofficial     Find Nick Thompson here: Instagram: https://www.instagram.com/nthompson513/   |  https://www.instagram.com/the_ucan_foundation/   YouTube: https://www.youtube.com/@EyesWideOpenContent    LinkedIn: https://www.linkedin.com/in/nickthompson13/      UCAN Foundation: https://theucanfoundation.org/   Website: https://www.engagewithnick.com/     

Crain's residential real estate reporter Dennis Rodkin talks with host Amy Guth about news from the local market, including how housing affordability is improving in many big cities — but not Chicago.Plus: The state's EV push meets market reality, Hyatt exposed to Epstein scandal despite Tom Pritzker's exit, Illinois erases $1.1 billion in medical debt for residents and Ikea to open third store in Chicago area. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hour 1 Segment 1 – Affordability crisis Segment 2 – Car costs continue to rise Segment 3 – Callers weigh in on rising automobile prices Segment 4 – Callers weigh in on rising automobile prices cont. Hour 2 Segment 1 – Wellness Wednesday (Men's Health) Segment 2 – Vince responds to the WBT text line Segment 3 – AOC comments on Taiwan Segment 4 – WBT text line reacts to AOC comments on TaiwanSee omnystudio.com/listener for privacy information.

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Today we're bringing you a special edition of the podcast focused on the state of the U.S. economy and what it means for your money right now.Mosheh is joined by Nicole Lapin, host of the Money Rehab podcast and creator of the Money News Network and Private Wealth Collective, to unpack big-picture economic topics: the affordability crisis, whether we're in an AI bubble, credit card debt strategies, tariffs and inflation, and what the Fed's next moves could mean for borrowers and savers alike.Nicole also answers some of your biggest financial questions: Trump accounts and 529 plans, long-term planning strategies, renting versus buying, and raising financially responsible kids.We incorporate a number of your questions from the Mo News Premium community. For more conversations like this one, join today at mo.news/premium.

Economist Eric Morris joins us this hour to break down recent trends in inflation, as well as trends in earnings. We explore the cost of housing, the cost of groceries, the cost of energy, and other factors that are creating deep frustration in the American people. In studio:Eric Morris, portfolio manager and staff economist for Alesco Advisors, LLC---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.

Skinny is in, and it doesn't help when the drugs that help us get there are set to get cheaper.Whether it's Ozempic or Wegovy, the cost of shrinking doesn't end with what you pay at the pharmacy. It bleeds into your everyday interactions - both with others and by yourself. And unless your results are being guided by a dietician or medical provider, who's to say how sustainable pay-as-you-go weight-loss actually is?Host Maria Kestane speaks to writer Brianne Cail to unpack her journey using weight-loss drugs, and the give-and-take at the cost of her wellbeing thanks to the cost of drugs. The two also discuss what safeguards Health Canada could implement to help patients move through prescribed weight-loss and weight management. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstory.bsky.social on Bluesky

Last November, there were a number of historic wins across the country in the general election, including two women elected governors in New Jersey and Virginia bringing the total of women leading states in the U.S. at the same time to 14, a record high. Other historic wins included the first Muslim woman elected to statewide office in the U.S. in Virginia, the first Muslim elected mayor in New York City, and the first woman elected mayor of Detroit. All of those were wins for the Democratic party. This year, Ohio has the chance to make history with the two major candidates running for Ohio governor from both parties. On the Republican side, the leading candidate who has already been endorsed by the Ohio Republican party and President Donald Trump, is entrepreneur and former presidential candidate, Vivek Ramaswamy. He would be the first governor of Indian descent and Hindu faith in Ohio if elected. On the Democratic side, the only candidate on the primary ballot is Dr. Amy Acton, a physician who served as the former state health director. She would be the first woman elected governor and person of Jewish faith in Ohio if she won. Late last year, we had conversations with both candidates, and we thought as the primary approaches, we would reshare those conversations on Tuesday's "Sound of Ideas." Military and overseas absentee voting begins on March 20, with early in person voting starting April 7. Guests: - Dr. Amy Acton, M.D., Democratic candidate for Ohio governor - Vivek Ramaswamy, Republican candidate for Ohio governor

The List: Tiger Basketball, Kansas State; Eric Hasseltine on Fan Experience from Arena to Arena, Affordability of Live Sports, Tanking in the NBA this Season.

Florida might be “the best state in the country”… but what happens when the families who built it can't afford to stay? On this episode of Futures Edge, Jim Iuorio and Bob Iaccino sit down with James Fishback (Founder & CEO, Azoria Partners | 2026 Florida Gubernatorial Candidate (R))  for a wide-ranging, no-teleprompter conversation about what he calls the real crisis in Florida: affordability — and what he'd do about it.Fishback digs into property taxes, insurance costs, housing supply, and why he thinks Floridians are getting squeezed while institutions and political incentives win. The guys also go deep on free speech, a Florida hate speech law debate, the state's investment choices (including Israeli bonds), and whether Florida should build massive AI data centers — or protect what made the state great in the first place.In this episode:- Why Fishback says Florida is the best state — but “that means nothing if you can't afford to live here”- The case for eliminating property taxes for primary residences- Housing affordability: Blackstone, institutional ownership, and market incentives- Immigration & housing availability — and how it impacts supply- Florida investing in Israeli government bonds — and Fishback's argument for divestment- AI data centers: grid strain, electricity prices, environmental impact, and job realities- The “30-year-old man” metric: marriage + homeownership as an economic scorecard- Bitcoin reserve (HB 1039) and pension oversight from a macro-trader's lens- Education + work pathways: bringing career training into high school

Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith explores how a shift in mindset can change the way you build wealth, why so many new landlords are entering the market, and what recent economic trends could mean for future rents.  You'll also hear how one Florida investor is navigating a changing housing landscape, and learn about a timely opportunity in one of the country's fastest‑growing real estate markets—all without needing to be a hands-on landlord. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/593 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, the risk of delayed gratification is denied gratification. There's a new wave of landlords. Wages are rising faster than both inflation and home prices. Learn what that's going to mean for rents. Hear the voices of five different Federal Reserve chairs, then GRE announces our biggest event of the year, and you're invited today on get rich education.   Corey Coates  0:32   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:16   mid south home buyers, with over two decades is the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com   Corey Coates  2:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:35   Welcome to GRE from the Adriatic Sea to the Atlantic Ocean and across 188 nations worldwide, I'm Keith Weinhold, and this is get rich education. Sometimes we all need a mindset reset, and this can include me. Sometimes. James clear, the author of atomic habits, says there are four types of wealth, financial wealth, which is money, social wealth, which is status, time, wealth which is freedom, and physical wealth, which is health. Be wary of jobs that seduce you with one and two but rob you of three and four. That is to say, be careful with jobs that seduce you with financial and social wealth but rob you of time and physical wealth that is definitely going to happen to you during your life, especially early in your working career. But many people, even most people, they don't do much about this. They just go on and on, selling their soul to their employer for decades. Sometimes paychecks aren't compensation. They're a bribe from an employer to give up your dreams early in your career, delayed gratification actually makes some sense, because you need capital formation, you need down payments, you need dry powder. That is totally fair and the time in your life for delayed gratification. But there's a point that most people miss, the point where delayed gratification quietly mutates into denied gratification. This is huge. Most people miss this inflection point. When is this point in your life? That's when I'll do it later becomes, well, I guess I never did it at all. They look up at what they've got at age 65 and realize that they have a respectable title. They still wear Dockers pants. They have a 401, K that they must start paying tax on, and knees that creak louder than. The front door. Compound Interest hardly outpaces taxes and inflation. That's just going to keep you in one spot, you know, and you're never going to get that time back. There is no do over there. So you need to get to the point where you can be more frugal with your time than your money. Younger people have a harder time adopting this mindset, and that's a little natural, because they have more time and less money. Sooner than later, you must desperately get financially free so that you can simply be your self workaholics, optimize income instead of assets, and you can't let that happen, because labor does not compound and capital does compound, your quality of life will exceed your cost of living when your life is funded by what you own, not by what you do that takes a different mindset. You can either be a conformer or you can build wealth when you invest in real estate that pays five ways. It's like what you're doing is buying future Tuesdays, where you never have to work again and then later, add on future Wednesdays, where you never have to work again because you got the compound leverage instead of the impotent compound interest. I mean, just consider your two and a half million dollar portfolio that is passively doing the same work as someone who sells 40 to 50 hours a week of their life away for 100k in yearly salary. All right, maybe you're thinking, Oh, that all sounds thought provoking, but if you're not engaged on that, it can sound airy and philosophical and even risky. It's sort of like, yeah, you're cueing the acoustic guitar music and slow motion images of someone pensively gazing at a sunset.   Keith Weinhold  7:12   All right, what is the concrete plan? It's not all about mindset. It only starts with mindset. You got to make that actionable. Well, we constantly provide concrete plans for you here on this show, and I've got another concrete plan for you toward the end of the show today. This harkens back to what I discussed with you seven weeks ago, seven episodes ago on the show. That's when I discussed the world's first billionaire, John D Rockefeller and his enduring quote from about 100 years ago, he who works all day has no time to make money. Yeah, that's the quote a little review. What you learned seven episodes ago is that Rockefeller meant, if you spend your life doing tasks, you're never going to rise high enough to own things that pay you for life. The bottom line here is that earning a living is a distinctly different activity than building wealth. That's what we're talking about here.    Keith Weinhold  8:14   Well, there is a new wave of landlords entering the market, and they are reshaping what owning rentals looks like. One survey by rental platform avail of nearly 2000 users. It's really influential. It found that 53% of landlords became landlords in the last five years. So you have a lot of new landlords with the most 17% of landlords entering the market in just the last year, most purchased a property specifically to rent it out, and 1/3 sort of backed into this business by renting out their former residence. Of course, some people want to rent out their former residence today, if they got locked into that sexy owner occupied three and 4% financing from 2022 and earlier, the survey went on to tell us with some really good takeaways here, 72% of landlords manage between one and four units, and this avail survey. I mean, it's just another one that shows that the majority of landlords operate small portfolios, classic mom and pop investors. That one's not too surprising. The top three reasons that landlords gave for entering the rental market, they're pretty interesting. The number one reason for getting into this at 41% of respondents is building long term wealth. Next 33% for generating passive income, and the third most popular one, it's a distant third, it is preparing for retirement at 13% so building long term wealth is the number one reason for getting into this, and that is the right reason. Them when it comes to ownership structure, 64% said that they own the property individually, whether that's through a single member LLC or in their own name, doing it, yeah, individually, rather than with a family member or a business partner. So really, the summary of this terrific, recent avail landlord survey is that if you're just getting started, you're not alone. A lot of people are most own properties solely in their own name, and the number one reason for doing it is to build long term wealth. Now there's another pervasive set of economic trends out there in the broader economy, but it's really a benefit for real estate investors, and that is the fact that wage growth has now outpaced consumer price growth for three years. Yeah, another way to say that is that wage growth has outpaced inflation for fully three years. Yeah, most people just aren't feeling it yet. So you might be taken somewhat aback by that, and why aren't people feeling that wage growth is faster than inflation, the pandemic inflation spike that was so huge, it was like getting hit with a freight train, and then someone tells you, good news, the train has stopped. Yeah, that's nice. You are still lying on the tracks, rubbing your ribs. That's because we're all still absorbing spiked prices for everything from a lumber two by four to a York Peppermint Patty, year over year, wages are up 3.8% and consumer inflation is 3% All right, so wages above inflation, that means things are getting a little more affordable, but both wages and inflation have grown faster than home prices, which have only grown about one and a half percent, and this is all per the BLS in the FHFA, so wage growth Being more than double home price growth. Well, that trend really makes properties more affordable, but historically, they're still not that affordable. Everybody knows that home prices soared until about 2023 that was the turning point, and now wages are in their catch up phase. All right, but what really matters to real estate investors is, when will this wage growth translate to rent growth, historically, big rent growth that lags big home price growth by about two to four years. So you have the big home price growth, big rent growth hits two to four years later, historically. Now, if that holds true, we should finally see substantial rent growth this year or next year. Rent growth has still been pretty soft in the one to four unit space, and even there are rent decreases in the overbuilt apartment space. Future income growth promises to make homes more affordable. Affordability has already improved, with mortgage rates hovering near three year lows. There's one problem, though, that most people overlook, and that is this wage growth has been skewed toward the higher income deciles, renters, especially workforce renters, they don't feel it until later. So this 3.8% wage growth, it's heavier for higher income people, and it's lighter for lower income people. I swear, when there are enriching economic trends, it always hits the higher income people first, and it doesn't trickle down until later. So if you as an investor, are positioned before the rent wave hits, you are surfing, and if you wait to feel it, you're swimming behind the boat. Higher wages should translate to higher rents in the next one to two years. And as far as some other forces, as we all know, the man occupying the oval office in the White House, the President, he wants lower rates. The current Fed Chair isn't so willing to do that. The next one, the one he appointed, Kevin Warsh, who arrives in May. He seems more receptive to lower rates, but it's gonna take a while. It all moves so slow. We have had 16 fed chairs before worsh over 112 years. And look how much of an econ nerd Are you? Are you as bad as me? These voices are in chronological order, and I can name each speaker.   Corey Coates  14:47   You're going to have to live with the fact that forecasts have a range of uncertainty, irrational exuberance.   Corey Coates  14:54   In my opening remarks, I'd like to briefly first review today's policy decision, but   Corey Coates  14:58   first I'll review recent. Economic developments in the Outlook, and we are well positioned to wait to see how the economy evolves.   Keith Weinhold  15:06   If you can name each of those speakers, I would love to give you a free property from gremarketplace.com but I can't quite swing that in order. Those voices are Paul Volcker. He served from 1979 to 87 he was known for crushing double digit inflation by jacking rates to near 20% it was painful medicine, but it worked the next one. Alan Greenspan sir, from 1987 to 2006 that was a long reign, almost 20 years. He oversaw the 90s economic boom, the.com bubble and the early housing bubble. Years so far, Greenspan is the only Fed chair that I have met in person. Then Ben Bernanke, he was the Fed chair from 2006 to 2014 he took the helm right before the 2008 financial crisis. He rolled out QE and emergency lending on an historic scale. In fact, he was nicknamed helicopter Ben because it's like he would print so much money that he just dropped it out of huge sacks, dollar bills in huge sacks, dropping them from an airplane, metaphorically, not literally. Then Janet Yellen, 2014 to 2018 she kind of continued this post crisis normalization, and she was the first woman to chair the Fed and then, of course, Jerome Powell serving from 2018 to 2026 he navigated the covid stimulus, ultra low rates. And then after that, the fastest rate hiking cycle in decades to fight inflation back in 2022 being the Fed chair is the most important job in this economy, and over the decades, there's been more of a movement of the fed into the public eye. You just hear about them more in the media than you used to. But like I touched on last week, it just still doesn't mean as much to real estate investors as a lot of people think, people sometimes look for someone else to come save them, but it's more about you and the choices that you make that's what means more housing supply and demand means more real estate investors have profited during every one of those Fed Chair reigns, which go back almost 50 years from Volcker to today, I think everybody knows that fed chairs don't control property prices, and they don't even control long term interest rates. What's a little paradoxical is that Trump has been vocal about how he wants more affordable home prices, yet at the same time he wants existing homeowners to have their home prices go up, those two things seem to be in tension. They're in conflict with each other. The only way you can possibly get both are through lower mortgage rates. But is he going to see later today you as a GRE follower, you don't have to wait for lower rates income, property still feels less affordable than it did five years ago, because it is that's real but here's the key distinction in what makes real estate investors different from owner occupied homeowners. Affordability isn't about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting. Higher prices don't kill investors. Inaction during inflation does you're not buying a say, $350,000 property. You're controlling it with $70,000 while your tenant and inflation do the rest. We do not rely on hope or appreciation. We start with income tax benefits and debt pay down and then leverage appreciation typically happens as well. GRE only succeeds when investors close on properties that perform long term. One bad referral costs us years of trust, so we don't do that. The best question for you really isn't whether property is affordable. The question is whether owning an investment property is better than inflation compounding against you. That's the investor lens today.    Keith Weinhold  19:24   coming up next week on the show here, we're going to discuss apartments. It's been a truly be leaguered sector, where their prices have fallen 2030, and 40% in many markets. We've discussed apartments here on the show a lot before, like with Grant Cardone on episode 264, with Ken McElroy, countless times with me monologuing about apartments. And next week, we're going to talk to a multifamily educator who is known as the apartment King. Later on, a future show, we've got the return of the financial. Firebrand, and lately, the financial comedian Garrett Gunderson, a powerful speaker. That's definitely going to be interesting. As for today, you'll hear a first person account from a Florida resident about why he's moved to Florida and why he invests there. You've heard of this guy before. That's next. I'm Keith Weinhold. You're listening to Episode 593, of get rich education.    Keith Weinhold  20:26   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/G. R, E,    Keith Weinhold  21:02   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly again. 1-937-795-8989,   Keith Weinhold  22:13   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Zack Lemaster  22:47   this is rental retirement Zach Lee Masters. Listen to get rich education with Keith bleinhold, and don't quit your Daydream.   Keith Weinhold  23:02   I'd like to welcome in our own in house. GRE investment coach, we haven't had you on the show since November. Welcome in Naresh.   Naresh Vissa  23:11   Kwith, It's a pleasure to be back on the show. Thanks for having me on.   Keith Weinhold  23:16   We're just playing it all casual and comfortable here in house. You were just finishing up, what ice cream or a container of something right before we got started   Naresh Vissa  23:25   here, all done with the ice cream and ready to record the podcast.   Keith Weinhold  23:29   Yeah, all right, keeping cool for our chat. Well, you know you do live in Florida, so you must have your own perspective on the Florida market. You live in the Tampa area, and the reason that that's a germane topic is that's something we've been talking about here lately as really an opportunity, and that is because most of Florida has seen some temporary property price attrition, but yet more population growth is projected. So that's why we feel like that's temporary. But why don't you tell us about what you see on the ground there?   Naresh Vissa  24:07   Keith, I've lived in Florida for 11 and a half years now. That's Tampa, Florida. I like Florida a lot. I moved here December 2014 for similar reasons that many people are moving here today. So I moved to Florida in December 2014 because of no state income tax, because of, at the time, lower cost of living. Florida was one of the states I got hit the hardest during the 2008 financial crisis, or nothing called in a real estate crisis, Florida, Arizona, those few others got hit really, really hard. So Florida at that time was still rebounding from 2008 so I moved for the affordability, the no income tax, of course, the weather better. Weather. And then most places in the Northeast I've lived so weather is a big deal when it comes to real estate and geography as well. These are all different reasons to move to Florida, and these are the reasons why I moved to Florida. I was also single in my 20s, so I was much younger at the time. I was single in my mid 20s, and Florida is very good for that too. For 20 something Gen Z folks today, Florida is definitely a place that they should consider. I moved down here and I fell in love with it. From day one. I got a place living right on the water, a beach. Got beaches everywhere. Florida's tour. And I say all this because these are all enticing features of Florida, for renters, for tenants, for snowbirds. I had never even heard of what a snowbird was until I moved down to Florida, where you have people who literally live here for seven months of the year, and then they live in their home state for five months of the year. So that's generally what it is, seven months in Florida, five months in their home state, which can be the people I know personally are from New York, Connecticut, Illinois, Ohio. The list goes on and on. Basically anywhere that's north of Florida could be considered a snowbird area. So that's another reason why Florida is a very hot market. Now, obviously, during the pandemic, in end of 2020, people started moving to Florida in droves. Part of it was politically, because you didn't have the restrictions that other states had during that crazy time that we lived through. And another part of it was work from home. So similar to me, in 2014 when I became full time work from home, I wanted to move somewhere for all those different reasons that I gave you the total package, and Florida fit that there was maybe one other state that fit the bill, based on everything that I told you, probably one other state. That's it. So Florida fit the bill, and that's why I think Florida is always going to be despite the hurricane prep, Florida is always going to be a destination that people will seriously look at whether you're older, retirement age or younger. Like I said in my mid 20s, single guy Florida is always going to be that destination for all the reasons that I laid out. So with that being said, what does that mean for real estate? What that means for real estate is that there's going to be a constant supply of people coming into Florida, and when there's a constant supply of people coming into Florida, then you can expect real estate prices to at least not decline. We passed, you know, all sorts of bills, including Dodd Frank post 2008 to prevent people from taking out mortgages that they couldn't afford. So now that that's out of the way, when you have a constant supply of people who are able to afford homes, who are able to afford rents, well, that's going to be a constant supply. So that's good for investors, that's good for appreciation. It's good for cash flow. And that's why I'm a huge fan, not just of the state of Florida, but also investing in Florida. And I own real estate in Florida, and you can say that I lucked out, but I bought a property in 2019 and it nearly doubled in value, yeah, when I say doubled in value in a matter of I want to say, like, two years, two and a half years, it nearly doubled in value. So with that being said, Florida, this was a rare cyclical trend when we just saw this huge upswing, rare cyclical trend. But I don't anticipate cycles like this, where you're going to have booms and busts. Moving forward, we haven't seen a bus since 2008 like I said, the the law has been taken care of in that sense, the regulation. I love the state. I've lived in six major cities, but maybe five different states, and Florida is hands down my favorite. That's why I've lived here for what did I say? 11 and a half or 12 and a half years? I don't even remember anymore. It's actually 11 and a half. My roots are here. I now consider myself a Florida person, even more so than the state of Texas, where, which is where I spent 18 years. I have no doubt that I'll surpass 18 or 19 years in Florida, and that this is it, right here. And a major reason is because this is just such a great state. It's free, it's real estate friendly. This is for people who are looking at buying primary residences, not for investment properties. But the governor has put on the ballot this coming election cycle to remove, to abolish the property tax in the state of Florida. So if you own, if you live full time, not a snowbird, not investors, but if you live in Florida permanently, then no more property tax if the vote passes. So that's another huge plus for owning property if you're a permanent resident in Florida,   Keith Weinhold  29:57   yeah, even if the property tax is abolished. Which seems unlikely, you could just tell what the tenor and the temperature of the tax climate and the investing climate is like in Florida, if they're even spearheading such a proposal, and they're a national leader in something like property tax abolition, like they are and Naresh about eight years after you moved there, which would be, what about 2020? 2022, somewhere in there, we had that strong pandemic migration push into Florida. What's happened is that that flow has slowed down. There's still positive net in migration in there in Florida. But the builders, they got ahead of this, and the pandemic migration wave waned, and they had a temporarily overbuilt condition, and they still do now, which is one reason why we've seen prices fall somewhat in most Florida zip codes, and this spells part of the opportunity. So you do have all these new build properties, some of which are vacant, but you have a good chance they're going to get absorbed pretty soon. And there are some obvious advantages to owning new build.   Naresh Vissa  31:11   Well, Keith, there is brand new construction in Florida, like you said. The work started in 2021 and there are homes that have not been sold. I don't want to say, since they were finished building in 2021 they recently finished building in 2025 and these homes could be a variety of reasons. It could be economic related. It could be hurricane related. In Tampa, the Central Florida, we had two horrible hurricanes back to back within a 15 day period, two really bad hurricanes towards the end of 2024 September and October 2024 and people lost their homes. Renters lost their homes. Other people just were freaked out and scared and said, You know what? I don't want to deal with. I've got PTSD from these hurricanes. I'm moving up to Alabama or Georgia or Orlando, you know, somewhere in Central Florida, that's a way. But even that area, you know, the hurricane still made it through to those areas too. People just picked up and said, You know what I'm done with Florida. It's a great state, but I don't want to deal with these hurricanes. And so regardless, whatever the reason, this is a pie, and these are all slices of the pie, I don't know what's been more of a contributing factor than which one has been more than the others. But with that being said, there are tons of properties in Florida, pretty much the entire state of Florida, where, especially new construction properties, are below at the time when they were being built, they're below what they anticipated being listed as. And So Keith, we're having a special webinar this Thursday, talking about these properties because they are discounted properties. They are properties that are selling at tremendous discounts, like I said to when Ground was broken years ago. So join that webinar. Gre, webinars.com gre webinars.com. Again, brand new construction. Many of these properties already have tenants in place. Not all of them, but many of them do already have tenants in place. There are all sorts of incentives that the builder is offering. And there are many builders in that, not just this one that's going to be on the webinar, but in Florida, there are many builders who are offering discounts, rate, buy downs, other incentives, because the home values have fallen somewhat a bit. Why have the home values falling? Because the demand has fallen as well. So again, the next question people might have is, well, if the demand is falling, if home home values are falling, why would I buy the trend is downward. And the answer is, whether it's a stock or any other security, you don't necessarily want to have the FOMO to buy at an all time high, just because everyone else is buying it. And I actually have family members who bought real estate at the peak of 2022 there was FOMO and there was, hey, you know, I need to get a flip, and they're down. They bought peak 2022, and they're down today. Because, look, you can pick any housing market in the country, especially a prime state like Florida. Look at any 30 year period, and you will see that home values are up double digits, even if you look at 2009 when the housing market crashed and we reached something like 10 year bottom in housing, if you look at the 30 year period, well, if someone who bought a house in Florida in, say, 1979 was still way up on their property in 2009 30 years later, we're not buying Bitcoin here where it can go up 30% in one day or go down 30% in one day. We're talking real estate, and real estate has been proven. It's been tested. It's been proven throughout time, not even a 30 year period. I think if you take any 20 year period, you're going to see the same trend of double digit gains, double digit growth. On real estate appreciation. So I'd say, if you're skeptical about Florida, you see these home values, all these discounts, that's the first thing I hear from followers. They say, why are they offering so many discounts? I'm a little concerned about all these discounts and incentives, and I don't know if that's a good thing. Well, I say, Well, I mean, you can buy full price in another state, if you'd like, you know, in California or so you could, you're more than free to buy full price. But we're talking Florida here. We're not talking about West Virginia or Rhode Island, or, you know, Nebraska. We're talking Florida. This is still the land of Mickey Mouse and Minnie Mouse, this is the land of the best beaches in the country. I mean, they there's just no arguing or debating these facts. Florida all the reasons that I stated earlier, is going to continue to be a hot, hot market. So I highly recommend people, if you want to get in on these discounted deals, G R E, webinars.com G R E, webinars.com register for our upcoming online and live special event this Thursday evening at 8pm Eastern Time, 8pm Eastern Time, gre webinars.com you won't want to miss this free, online and live special event.   Keith Weinhold  36:25   When a pound of oranges is on sale or a pound of zucchini is on sale, consumers are often attracted to that sale. Should probably be the same way with you considering adding to your real estate portfolio, and it's funny, when oranges of zucchinis are on sale, no one tries to find fault with it and think that they're rotten inside or something like that. But somehow with real estate or an investment that tends to get scrutiny from people, but these are real discounts that you're getting over buying, say, two years ago, and we're talking about a motivated seller here. And as you know, Naresh, we had the builder on the show last week, the one that's going to be co hosting the webinar with you on Thursday, and he talked to us about buying down mortgage rates to between 3.75% and 4.25% and we're here at a time where the owner occupied rate is six to six and a quarter the investor rate is seven, so you're getting about a three percentage point buy down. That's really the attraction. And Naresh, before I ask you, if you have any last thoughts, yes, again, it is our live event that you can attend from the comfort of your own home, Thursday the 19th, at 8pm eastern in just a few days, here with Naresh and the builder who you heard on last week's show, co hosting a live webinar for Central Florida so inland new build income property. It's free. You're invited, and the benefit of you attending live is that you can have any of your questions answered in real time. You're going to learn more about the Central Florida market and more about the home building process, and you are going to be able to see available new bill property, real addresses, with some of these pretty grand incentives that we've talked about again. GRE webinars.com, any last thoughts? Naresh   Naresh Vissa  38:17   I get a lot of questions about is right now the time to buy? Should I buy later? What's going to happen with real estate? And I know the number one question, or the number one caution our followers are going to have, is, is right now the time is March or April, the time. And I say, look, with real estate, I already gave you the figure that you take any 20 year time period, any 30 year time period, and that's our time horizon here at GRE again, we're not trying to buy bitcoin here and flip it, you know, two days later, we're looking to buy and hold for, I don't want to say forever, but I know my time horizon in general is the full 30 year term, at least for my properties, and some people you know, want 10 or 15 years. That's fine too, but that's the time horizon. It is not one year, two years. We're not flipping new construction properties here in Central Florida. We are looking to buy and hold over the long haul, get some very good, high quality tenants in there, in these new construction properties, so that you, the GRE follower and the investor, can collect your monthly cash flow as well as over that 20 year period, or that 30 year period take part in appreciation as well. We've also talked extensively, Keith in previous episodes about interest rate cuts that the Federal Reserve is going to be doing, and just know this, there's a reason why the builder is offering these incentives where you can get the rates so low, your mortgage rate can be so low, and it's going to take at least a year, even if the Fed goes to zero. I mean, it's going to take mortgage rates a very long time. And to reach that point of getting such low interest rates that you just laid out, so that even makes it more enticing, like, Hey, I basically have a head start on the Federal Reserve because I follow the Fed pretty closely. We don't need to get into those details, but it's looking heavily like they are going to be start cutting again later this year, this summer. So it's looking like they're going to do that, but again, now you can have a head start, because when the Fed starts doing that, and when the mortgage rates fall, then everybody's going to jump in. And what's going to happen to the home values once everybody jumps in, well, they're going to go up. You want to jump in when everybody is not jumping in, and when you can get an amazing deal on these interest rates thanks to the builder buying down your interest rate. So this is a GRE special you can't get these deals. I challenge our followers to go on the internet and try to find better incentives or deals. And what you're going to see on this webinar, on this online, live special event. So gre webinars.com you can join me as well as our special guest. He heads up the builder. His name is Jim. He's going to be on with me. And please join us at grewebinars.com sign up for this free and live online special event.   Keith Weinhold  41:20   These are some great points. There's a lot of anticipation for Thursday, Naresh. We'll see you then.   Naresh Vissa  41:25   Thanks, Keith.   Keith Weinhold  41:32   Oh yeah, a first person account on Florida life and opportunity from our own Naresh nationally, the build to rent model that has been a real success, building single family rentals with the intent that they are rentals. From day one, over 321,000 homes have been built specifically as rentals this way since 2012, and more than three quarters of those in just the last five years. So the build to rent trend is picking up steam. About 1/3 of Americans rent their home, and although the word rental for some people that still conjures up visions of high rises packed with apartments, but a growing number of today's rentals are these freestanding, single family homes and duplexes like we're talking about today, nestled in suburban communities with top notch schools, and that's why a growing number of mom and pop investors have hopped on the build to rent bandwagon. They take less maintenance. It attracts quality tenants who stay longer, and the rentals have changed, but so had the renters. 20 years ago, it felt like tenants had to rent, like they had no choice. Today, you've got more and more tenants that choose to rent. Many of them make 100k to 125k or more. Today, rentals are cheaper than owning for those people, and they're less of a headache. A lot of them don't want to fix things, and you as the owner, don't want to either. That's why new build is attractive. Then, you know, I just sent that great map to our newsletter subscribers about which states saw the most population gain from 2020 to today, the South had more population growth than every other US region combined, which is jaw dropping and within the South, the state with the most population growth since 2020 is Florida, with An 8.9% population gain in that span, narrowly beating out Texas and South Carolina. By the way, even if it weren't for the attractive builder interest rate near 4% these Sunshine State deals could still make sense. New build single family rentals from the 270s new build duplexes, 395 to 420k low insurance rates, positive cash flow, a builder warranty. And it's really even better than that. These properties are centered on Ocala, Florida, which received national recognition as the fastest growing city for this second year in a row. That's according to a U haul report, and Florida is the epitome of investor friendly. Florida is the first state to enact a law allowing law enforcement to immediately remove squatters. It distinguishes them from legal tenants. You might come to the webinar event, perhaps thinking about 80k or 500k that you want to allocate toward property or maybe nothing and you just want to learn at the event you will evaluate realistic opportunities learn how property management is handled, and understand how today's inventory fits into your disciplined, long term strategy that all takes place on. On Thursday the 19th at 8pm Eastern. It's our biggest event of the year, and it is called Why Central Florida is the year's most compelling housing market. One last time for Thursday, it is gre webinars.com, until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  45:20   You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  45:52   The preceding program was brought to you by your home for wealth building get richeducation.com  

This week Topher and Jeff talk with Zechariah Thomas, CEO and founder of Swift Hockey. Swift Hockey is the fastest growing stick brand in the ice hockey world and their mission is to increase affordability and accessibility in our sport. In this episode we talk about: — How Swift Hockey started and their mission in making hockey more affordable — Being a first generation hockey player and navigating the hockey world — The importance of volume and repetition when you practice — What it's like competing against the biggest hockey gear companies AND SO MUCH MORE! Thank you to our title sponsor IceHockeySystems.com, as well as Train-Heroic, Helios Hockey, and Crossbar! And thank you to our AMAZING LISTENERS; We appreciate every listen, download, comment, rating, and share on your social sites! JOIN HTTU TODAY! HTT MERCH SWIFT HOCKEY STICKS Follow us: IG: @HockeyThinkTank X (Twitter): @HockeyThinkTank TikTok: @HockeyThinkTank Facebook: TheHockeyThinkTank Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Where do I start, people? Democrats are trombone players with a pager, waiting for a band to call. They have NO shot. Or two shots: slim and none.Trump is crushing these feckless clowns who keep screeching about Epstein files that keep outing them. How does it feel to kick your own ass, daily?The economy is booming.Inflation cooled in January, dropping price increases to their lowest level in nine months, new data from the Bureau of Labor Statistics showed. The lower-than-expected reading defied fears of a tariff-induced hike in overall costs.Prices rose 2.4% in January compared to a year earlier, according to the Consumer Price Index.Inflation stands at its lowest level since May, but it remains nearly a half-percentage point higher than the Fed's target rate of 2%.Affordability remains a concern for many Americans as the political calendar turns closer to election season.The data arrived days after fresh hiring figures showed stronger-than-expected job growth in January, even though an updated estimate released at the same time indicated a near-paralysis of the labor market last year.Almost every Democrat-controlled state is in the midst of massive fraud scandals. CA has been getting money from DEAD PEOPLE.No wonder the live ones are leaving.And in the battle of the governors, FL picked up a big win.What is the cost for CA in losing Zuckerberg. I know he is weird, but his money is green. I'm sure DeSantis welcomes one of the world's richest citizens to his state.https://www.foxbusiness.com/real-estate/mark-zuckerberg-becomes-latest-california-billionaire-relocate-florida-amid-tax-concernsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Midterm elections will take place this year... and there are some senate republicans that are issuing a warning that the party is not doing enough to address affordability as we enter the midterm...

This week on TrendsTalk, ITR Economist and Speaker Taylor St. Germain breaks down the downgrade to the 2026 US Single-Unit Housing Starts forecast. Despite lower mortgage rates and moderating home prices, affordability challenges remain a major headwind for builders, buyers, and industry suppliers. Why are most states still facing income deficits when it comes to buying a home? When will meaningful recovery begin? And which regions are positioned to outperform even in a down cycle? Tune in for the data-driven outlook and strategic insights to help you plan for 2026 and beyond. How is your region preparing for continued housing market pressure?

Greg Belfrage talks to listeners about John Kennedy's statement that republicans should be more concerned about affordability going into the elections. One listener said that affordability was definitely a worry, but fair elections was most on his mind so they could in the end have more affordability. Another issue Greg went over was the border and immigration. See omnystudio.com/listener for privacy information.

In this episode, Patrick Gilligan, President and CEO of Point32Health, shares how the New England based nonprofit is confronting rising medical and pharmacy costs while staying focused on members and employers as its true shareholders. He discusses the affordability crisis, aligning incentives with providers, and why redesigning care around the patient experience is essential to lowering costs and improving outcomes.

In this episode, Paul Markovich, President and CEO of Ascendiun, discusses his testimony before Congress, the push to eliminate PBM spread pricing and rebates, and why he believes the healthcare industry must confront its cost problem head on. He also shares how Ascendiun's new structure, digital health record ambitions, and unbundled PBM model aim to build a system that is sustainably affordable and worthy of patients and families.

This episode was livestreamed on February 9, 2026.

WBBM's Rob Hart sits down with Chicago real estate expert Steve Kerch & Dru Wischover of Inspired Title Group to discuss the current state of renting & homebuying in Chicagoland, offer up possible solutions, affordibility for first-time homebuyers and more!

President Donald Trump wants to keep home prices high, bypassing calls to ramp up construction so people can afford what has been a ticket to the middle class. The real estate industry, local officials and apartment dwellers say is needed to fix a big chunk of America's affordability problem. Meanwhile, Megatel received a “no-action” letter from the Securities and Exchange ‌Commission, allowing it to launch the universal payments token helping households earn a portion of the money they had spent.~This episode is sponsored by BTCC~ BTCC 10% Deposit Bonus! ➜ https://bit.ly/PBNBTCCGuest: Zach Ipour, Founder & CEO at Megatel HomesMegatewl Homes website ➜ https://www.megatelhomes.com/MegPrime App ➜ https://megprimepay.com/00:00 intro00:08 Sponsor: BTCC00:46 Recap: Trump Wants Higher Home Prices02:41 Housing Crisis03:05 Affordability03:29 First SEC No Action Letter for Real Estate04:07 How Megatel Homes is cutting costs09:09 Florida Coming Next09:29 Low Mortage Rates10:45 Coldwell Banker is skeptical11:28 Combating skepticism with validation12:12 Trump support?13:26 Closing hundreds of homes14:55 Token launch15:33 A.I. in Real Estate16:20 Market Size potential17:07 outro#Bitcoin #Ethereum #Crypto~Trump DEMANDS Higher Prices!?

Affordability in Vancouver has improved by roughly 37% from its 2023 peak. Monthly mortgage payments on an average home have fallen by about $1,500, dropping from roughly $5,600 to $4,100. That's a material shift, bringing affordability back to early-2022 levels. Historically, when affordability sat here, transaction volumes were meaningfully higher. While payments remain well above pre-pandemic norms, the direction of travel matters—and for buyers watching the market closely, this is the most constructive affordability backdrop in years.But beneath that surface improvement, cracks are forming. Developers—arguably the most forward-looking participants in housing—are pulling back sharply. Land sales, an early indicator of future housing supply, have collapsed well below historical norms. When developers stop buying land, it's rarely about today's headlines; it's a judgment call on whether prices, financing, and demand will justify risk years down the road. The implication is uncomfortable: fewer projects today guarantees tighter supply later, particularly as population growth and confidence eventually normalize.Employment data adds another layer of complexity. Canada's labor market is cooling, but not in the way past downturns looked. Job losses are emerging in traditional sectors, yet unemployment hasn't spiked because the workforce itself is shrinking—driven by retirements and slower population growth. That structural shift matters. Slower labor growth caps wage growth, which in turn limits housing demand over the long run. At the same time, uneven job creation across provinces may quietly redirect housing and rental demand to where employment is strongest.On the rental front, the story is finally turning for tenants. Asking rents have fallen for more than a year and recently hit multi-year lows, with Vancouver among the steepest declines. Yet even here, the rate of decline is slowing—hinting that rental markets may be approaching stabilization.Governments, facing slowing activity, are stepping in with incentives. Programs like Nova Scotia's ultra-low down payment initiative underscore a key theme of the episode: these policies are less a sign of strength than a response to economic fragility. They don't solve affordability at its root; they increase leverage in an already indebted system.Add rising home insurance costs—driven by aging housing stock and extreme weather—and the cost pressures on ownership and rental housing continue to build, even as headline prices soften.The takeaway is clear: today's market is defined by contradictions. Affordability is improving, but demand remains hesitant. Supply is being quietly choked off. Costs are shifting rather than disappearing. And interest rates, once the dominant force, may now be the least volatile variable.This episode isn't about calling a top or a bottom. It's about understanding where the next pressure points are forming—and why the decisions being made today may shape Canada's housing landscape for the next decade. _________________________________ Contact Us To Book Your Private Consultation:

Affordability goes much deeper than our pocketbooks. #BusinessPodcast #MissionMinded #MindToMission #TheTruth #HAFB #TKR #TKRPodcast #Podcast #Affordability Grab the free TKR app to ROCKApple - https://apps.apple.com/us/app/tkr/id1463187328

  Based on recent studies, a substantial majority of aspiring first-time homebuyers in America is up to 97% experience at least one significant barrier to homeownership, such as high home prices, rising mortgage rates, or difficulty saving for a down payment. These financial obstacles have pushed the share of first-time buyers to a record low of 21% of all home purchases as of late 2025, according to the National Association of REALTORS. ®   Phil Ganz is the President of Next Wave Mortgage and a certified mortgage planning specialist. I've spent over two decades helping first-time buyers, families, and investors overcome barriers to homeownership. My focus is on building transparent, accessible mortgage solutions, especially for those affected by affordability challenges. I lead a multi-state team dedicated to bringing creative loan programs, down-payment assistance, and financial literacy initiatives to the communities we serve. As a certified mortgage planning specialist and a top 1% mortgage originator in America, I have over 24 years of experience in helping clients achieve their financial goals through homeownership. I have a degree in economics and a passion for creating personalized and transparent mortgage solutions.  I believe in empowering people to change their lives through homeownership. For more information: https://www.nextwavemortgage.com/ Call: (617) 529-9317 Learn more about your ad choices. Visit megaphone.fm/adchoices

As Canada grapples with a deep housing affordability crisis, women continue to experience some of the most severe housing needs. The Women's National Housing & Homelessness Network say the role of anti-feminist ideology shapes who gets safe, adequate, and affordable housing—and who does not. We speak with research assistant Aymen Sherwani.

In this episode, Patrick Gilligan, President and CEO of Point32Health, shares how the New England based nonprofit is confronting rising medical and pharmacy costs while staying focused on members and employers as its true shareholders. He discusses the affordability crisis, aligning incentives with providers, and why redesigning care around the patient experience is essential to lowering costs and improving outcomes.

Senators John Braun and Ron Muzzall discuss why Washington's food prices keep climbing. From labor and fuel costs to taxes and regulations, they reveal how policies impact farmers, grocery stores, and families—and why affordability should be a legislative priority. An illuminating look at the state's food affordability and agricultural crisis. [TRANSCRIPT] The post Elephant in the Dome Podcast: Cost of Food: Senators Braun & Muzzall on Affordability & Agriculture appeared first on Senate Republican Caucus.

The U.S. House has overwhelmingly passed the Housing for the 21st Century Act in a 390–9 vote, advancing a bipartisan effort aimed at addressing America's housing affordability crisis. The sweeping package focuses on boosting housing supply, streamlining development regulations, expanding financing for manufactured and multifamily housing, and modernizing federal housing programs. Now, the bill heads to the Senate, where lawmakers must reconcile differences with the previously proposed ROAD to Housing Act. Will Congress deliver meaningful housing reform — or will negotiations stall? In this episode, Kathy Fettke breaks down what's in the bill, what happens next, and what it could mean for housing supply and affordability nationwide. Want to learn more? Visit www.Newsforinvestors.com. Sources:  https://www.realtor.com/news/real-estate-news/housing-for-the-21st-century-act-bill-affordability/ https://www.politico.com/live-updates/2026/02/09/congress/house-approves-housing-bill-setting-stage-for-tough-senate-negotiations-00772552 

An estimated 31,000 health care workers in California and Hawaii walked off the job on Jan. 26 in their ongoing battle with healthcare giant Kaiser Permanente to address workers' demands for safe staffing, more manageable workloads, and a livable wage. The United Nurses Associations of California / Union of Health Care Professionals (UNAC/UHCP) strike is now in its third week, and more than 3,000 pharmacy technicians, pharmacy assistants, and clinical laboratory professionals represented by the United Food and Commercial Workers. In this urgent strike update episode, we speak with a panel of UNAC/UHCP members who are all currently on strike at Kaiser Permanente. Guests: Sanayo Kondo is a physical therapist at Kaiser Permanente - Redwood City in Northern California, and she is also on the bargaining team for her UNAC/UHCP group.Kadi Gonzalez is an outpatient Registered Nurse at Kaiser Permanente who works in OB/Gyn care and is on the board of directors for UNAC/UHCP.Lucky Longoria is a Registered Nurse who works in pediatrics at Kaiser Permanente - Downey in Southern California and previously worked as a travel nurse.Additional links/info: United Nurses Associations of California / Union of Health Care Professionals website, Facebook page, and Instagram UNAC/UHCP Press Release: “Massive Kaiser strike enters third week”Kaiser Permanente, “Our statement on the UNAC/UHCP strike (Jan. 25, 2026)”Featured Music: Jules Taylor, Working People Theme SongCredits: Audio Post-Production: Jules Taylor Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Joseph Pollino, PA-C, Physician Assistant, Carson Valley Health, shares what he sees daily as patients struggle with rising costs, high deductible plans, and delayed care. He discusses why clinicians must speak up about affordability, access, and the real human impact of healthcare policy decisions.

Send a textWhat if the smallest act of kindness could shift someone from isolation to hope? We sit down with mental health advocate, peer support specialist, and nonprofit founder Maddie Andrews to unpack what recovery really looks like for people living with schizophrenia, schizoaffective disorder, and bipolar disorder—and why stigma keeps too many from asking for help. Maddie's candid story moves from a year of medical crisis to a mission: make mental health care equitable, accessible, and free of shame through peer-led support and community education.Across this conversation, we explore how lived experience builds instant trust in support groups, why “I've been there” can open a door that clinical language can't, and how kindness lowers the barrier to resources like therapy, medication, and crisis planning. Maddie explains the structure of JE Support Group's free offerings: a national virtual group for schizophrenia spectrum and bipolar communities and two local, in-person groups for broader mental health needs. We dig into concrete tools members share—daily routines, sleep strategies, medication management, and communication skills—and the deep relief of being seen without judgment.We also get practical about inclusion at work and school. From flexible policies and accommodations to trauma-informed training, small shifts create safer spaces where people can speak up early and avoid crises. Affordability remains a pressing barrier, even with insurance, so we talk navigation tips, sliding-scale options, and why grassroots organizations matter. The takeaway is clear: recovery isn't the absence of a diagnosis; it's the presence of support, agency, and community. If you or someone you love needs connection, JE Support's virtual group is open nationwide.If this conversation lifts you up, share it with a friend, leave a rating, and subscribe so you never miss a new story of kindness in action. Your one share might be the spark someone needs today."This podcast is a proud member of the Mayday Media Network — your go-to hub for podcast creators. Whether you're just starting a podcast and need professional production support, or you already host a show and want to join a collaborative, supportive podcast network, visit maydaymedianetwork.com to learn more. Enjoyed this episode? Stay connected with us! Follow our podcast community on Facebook, Instagram, LinkedIn, YouTube and TikTok for uplifting, inspirational, and feel-good stories. Don't forget to subscribe to our newsletter for monthly updates, behind-the-scenes insights, and more content designed to brighten your day."Join the movement of kindness! When you shop The So Do You Collection, you're not just getting inspiring merch—you're helping make a difference. A portion of every purchase supports local and national nonprofits that spread kindness where it's needed most. Explore the

The fashion industry is the world's second‑largest contributor to carbon emissions, surpassed only by agriculture. With such a significant impact on the climate, the question is: what can we actually do about it? Tech entrepreneur and founder of SOJO, Josephine Philips, wants you to stop throwing clothes away and think about what you're buying. In her conversation with Amol, they explore the wider issues tied to fast fashion, including exploitative labour practices, overflowing landfills, and the relentless pace of production. They also look at the rise of second‑hand shopping, from charity shops to online resale platforms, and how this shift is reshaping consumer habits. She says legislation can play a major role in holding large companies accountable for their product life cycle and Josephine shares practical, everyday steps we can all take to reduce our impact on the environment. TIMECODES (00:02:17) What is SOJO? (00:06:22) How the fashion industry impacts people and communities globally (00:11:03) Corporate responsibility and legislation (00:13:38) The environmental impact of the fashion industry (00:21:45) Josephine's RADICAL solutions (00:23:38) The growth of second-hand fashion (00:26:55) Learning to repair our clothes instead of throwing them away (00:32:20) The downside of overconsumption (00:35:30) Affordability in sustainable fashion (00:38:38) Practical advice to help you consume less (00:50:41) Learning from past generations (00:54:24) Amol's Reflections GET IN TOUCH * WhatsApp: 0330 123 9480 * Email: radical@bbc.co.uk Episodes of Radical with Amol Rajan are released every Thursday and you can also watch them on BBC iPlayer: https://www.bbc.co.uk/iplayer/episodes/m002f1d0/radical-with-amol-rajan Amol Rajan is a presenter of the Today programme on BBC Radio 4. He is also the host of University Challenge on BBC One. Before that, Amol was media editor at the BBC and editor at The Independent. Radical with Amol Rajan is a Today Podcast. It was made by Lewis Vickers with Anna Budd. Digital production was by Gabriel Purcell-Davis. Technical production was by Mike Regaard. The editor is Sam Bonham. The executive producer is Owenna Griffiths.

In this episode, Paul Markovich, President and CEO of Ascendiun, discusses his testimony before Congress, the push to eliminate PBM spread pricing and rebates, and why he believes the healthcare industry must confront its cost problem head on. He also shares how Ascendiun's new structure, digital health record ambitions, and unbundled PBM model aim to build a system that is sustainably affordable and worthy of patients and families.

In this episode, Lila Benayoun, Chief Operating Officer at MetroPlusHealth, shares how the organization is translating member affordability data into simpler plan design, predictable costs, and high-touch community support across New York City. She discusses addressing disparities through multilingual outreach, culturally competent services, and operational strategies that help members better understand and use their coverage.

On the Feb 11th edition: A year ago, about ten percent of jobs at the CDC were cut, but many of those C-D-C employees are still being paid; The National Park Service celebrated the addition of a historic building to the Martin Luther King-Junior National Historic Park in Atlanta; And Georgia House Democrats have unveiled a legislative package aimed at tackling affordability.

Not many digital health companies go public. And even fewer do so with a model designed to fix what's truly broken in U.S. healthcare: episodic, fragmented care that fails to support the behavior change required to manage chronic disease. Omada Health CEO Sean Duffy joins Claudia to discuss the company's journey from scrappy startup to public company—and his biggest ambition for the future: bending the nation's chronic disease curve, both in cost and in human suffering. Claudia and Sean talk about:Omada's “full stack” approach to chronic careWhat Omada's IPO signals for digital health's futureWhy GLP1s are a catalyst for behavior changeHow employers have quietly driven healthcare innovationSean says for Omada to actually shift what consumers pay out of pocket every month for their premiums we need to make big changes:“Affordability is the thing… That's the burden we're bearing as a country… And so, the only way to bring down healthcare costs are completely transformed care models. That's the only way… Thank goodness we're at a moment where those models are being supported and being scaled nationally. Thank goodness we're at a moment where technologies like AI can help add even more efficiency and help scale… Our only way out are different care models [that] leverage new technologies.”Relevant LinksAccess more info in Omada's research libraryGet details on Omada Health's S1 IPO Filing See the GLP-1 research Sean mentions: Omada members maintain weight loss after discontinuing GLPsGet more info on the CMS ACCESS model About Our GuestSean Duffy co-founded Omada in 2011 with the aim of merging medical trends and cutting edge technology to revolutionize health care of chronic disease as we know it. Today, he proudly serves as CEO and has been instrumental in steering Omada toward global recognition, such as being hailed a potential “medical triumph” by The New York Times, and one of Fast Company's 50 most innovative companies in the world. A longtime devotee of healthcare and technology, Sean also founded a largely automated lifestyle business around Excel Everest, the interactive Microsoft Excel training tool he created. He formerly covered healthcare innovation as writer and editor for Medgadget, a popular medical technology blog. As CEO of Omada, Sean cares deeply about honing the organization's exceptional products, values-driven approach to healthcare, and the innovative ways in which primary care can continue to better humanity. More recently, Sean has been spending more and more of his free time learning how to build and fly first-person view drones.SourceConnect With...

Join us as we delve into the world of archery innovation with Catalyst Archery. Discover how this company is making high-quality stabilizers accessible to all, without compromising on performance. We explore the latest advancements in archery technology and discuss what sets Catalyst apart in the industry. Whether you're a seasoned archer or just starting out, this episode offers valuable insights into the future of archery equipment. Podcast brought to you by: Sportsmen's empire  Asio : SEBH for 15% off https://asiogear.com/ Bowtique: SEBHP https://thebowtiquellc.com/ Bergy Bowsmith: SEBH10 for 10% off  https://bergybowsmith.com/ G5 Outdoors https://www.g5outdoors.com/ Prime Archery https://www.g5prime.com/  Dialed Archery https://dialedarchery.com/  Moultrie https://www.moultrie.com/ BHL https://bowhuntingleague.com/ Bohning Archery SEBHP2025 for 20% off https://www.bohning.com/ Scrape doctor SEBH10 for 10%  https://scrapedoctor.com/ Victory Archery  https://www.victoryarchery.com/ Catalyst archery Catalyst Archery LLC SEBH10 for 10% off Learn more about your ad choices. Visit megaphone.fm/adchoices

What's driving concerns about the US cost of living, and can the administration's proposals effectively address them? David Mericle, Chief US Economist, and Alec Phillips, Chief US Political Economist, at Goldman Sachs Research discuss with Allison Nathan. Date of recording: February 5th, 2026. The opinions and views expressed herein are as of the date of publication, subject to change without notice and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, expressed or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at www.GS.com/research/hedge.html. Goldman Sachs does not endorse any candidate or any political party. Copyright 2026, Goldman Sachs, all rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it look like to build a school around student voice, joyful learning, and real affordability? In this episode of LiberatED, Kerry McDonald speaks with Elizabeth Dean, Head of Learning at The Village School, a learner-centered school in Arlington, Virginia serving about 70 students. Elizabeth shares her journey from public school teacher and instructional coach to school leader—and how her own negative schooling experiences sparked a commitment to creating more human, joyful learning environments. Elizabeth explains how the Village School emphasizes hands-on projects, real-world challenges, and two hours of unstructured play every day—while still seeing students perform above grade level on standardized tests. She also discusses the school's deliberate choice to keep tuition below half the cost of most traditional private schools in Northern Virginia, supported by a robust financial aid program that prioritizes access over luxury amenities. The conversation explores the school's three-way partnership among learners, guides, and parents, the importance of social capital and personal development, and plans to launch a high school program in 2028. This episode is a powerful example of how learner-centered schools can remain financially sustainable, academically strong, and deeply human. *** Sign up for Kerry's free, weekly email newsletter on education trends at edentrepreneur.org. Kerry's latest book, Joyful Learning: How to Find Freedom, Happiness, and Success Beyond Conventional Schooling, is available now wherever books are sold!

Join us as we delve into the world of archery innovation with Catalyst Archery. Discover how this company is making high-quality stabilizers accessible to all, without compromising on performance. We explore the latest advancements in archery technology and discuss what sets Catalyst apart in the industry. Whether you're a seasoned archer or just starting out, this episode offers valuable insights into the future of archery equipment.Podcast brought to you by:Sportsmen's empire Asio : SEBH for 15% off https://asiogear.com/Bowtique: SEBHP https://thebowtiquellc.com/Bergy Bowsmith: SEBH10 for 10% off  https://bergybowsmith.com/G5 Outdoors https://www.g5outdoors.com/Prime Archery https://www.g5prime.com/Dialed Archery https://dialedarchery.com/Moultrie https://www.moultrie.com/BHL https://bowhuntingleague.com/Bohning Archery SEBHP2025 for 20% off https://www.bohning.com/Scrape doctor SEBH10 for 10%  https://scrapedoctor.com/Victory Archery  https://www.victoryarchery.com/Catalyst archery Catalyst Archery LLC SEBH10 for 10% off  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

February, 8 2026, 8AM; This week the Labor Department said job openings in December dropped to their lowest level in five years,and layoffs surged in January to their highest level since 2009 during the Great Recession. Even members of President Trump's party are raising the alarm heading into this year's midterms. Senate Repbulicans worry backlash to Trump's handling of the economy and his aggressive deportation policies could cause a Democratic wave that sweeps both the House and Senate. Rep. Debbie Dingell (D-MI) joins The Weekend to discuss the current state of the economy. Actor Lena Waithe also joins The Weekend to discuss her new play Trinity and the Trump administration's attempt to rewrite Black history in America.For more, follow us on social media:Bluesky: @theweekendmsnow.bsky.socialInstagram: @theweekendmsnowTikTok: @theweekendmsnow To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In episode 2002, Jack and Miles are joined by comedian and co-host of The Worst Idea of All Time, Tim Batt, to discuss… Everyone Is Stealing TV, Everything Else Soon To Follow? MELANIAAAAAAA and more! Gadgets For People Who Don't Trust The Government Everyone is stealing TV LISTEN: Mideval Times (feat. Curtisy & Ahmed, With Love.) by Rory SweenySee omnystudio.com/listener for privacy information.

President Trump was elected in 2024 on the promise that he would fix the economy. Now, a new poll from The New York Times/Siena reveals that the issue may be driving voters away.Nate Cohn, the chief political analyst at The Times, explains what the poll tells us.Guest: Nate Cohn, the chief political analyst for The New York Times.Background reading: Voters see a middle-class lifestyle as drifting out of reach, the poll found.Here's what Americans really mean by “affordability.”Who are the voters who have taken a U-turn on Mr. Trump?Photo: Doug Mills/The New York TimesFor more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.  Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.