Podcasts about affordability

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The [CB] could not stop Trump’s economic system. The foundation is now set and the economy is about to take off. Lower interest rates, higher GDP, low inflation, housing market getting a push. In the end this will allow Trump to remove [CB] system. Trump is now shutting down the [DS] WW. The money flow is coming to an end and they can’t pay their terrorist organizations, he is doing this so these terrorists countries can not do us harm. DHS has now countered the left and they need to make an appointment to visit the ICE facility. Trump team sent out a message to the people. Hold the line, trust the plan and that the patriots are in control. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/RealEJAntoni/status/2010001125358088511?s=20  ABSOLUTE FORTUNE — and has $200 BILLION DOLLARS IN CASH. Because of this, I am instructing my Representatives to BUY $200 BILLION DOLLARS IN MORTGAGE BONDS. This will drive Mortgage Rates DOWN, monthly payments DOWN, and make the cost of owning a home more affordable. It is one of my many steps in restoring Affordability, something that the Biden Administration absolutely destroyed. We are bringing back the AMERICAN DREAM that was destroyed by the last Administration. MAKE AMERICA GREAT AGAIN!     these Historic, Country saving achievements prior to the issuance of their most important (ever!) Decision. Thank you for your attention to this matter! PRESIDENT DONALD J. TRUMP https://twitter.com/WhiteHouse/status/2010062619403809183?s=20 Tariff authority decision still awaited from Supreme Court A group of states and small businesses challenged Trump’s tariffs under the 1977 law, winning in two lower courts before the administration appealed to the Supreme Court. Tariff authority by second-term Republican President Donald Trump was not decided by the U.S. Supreme Court on Friday, meaning the federal government can continue to collect the revenue for now. Source: justthenews.com Political/Rights  https://twitter.com/libsoftiktok/status/2010374266106085458?s=20 https://twitter.com/ScottJenningsKY/status/2009615236031205397?s=20 https://twitter.com/EndWokeness/status/2010196295118655688?s=20 https://twitter.com/kyledcheney/status/2010164530375184643?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2010164530375184643%7Ctwgr%5E86d6cd806b4b479cdf3cf46922840ff768925d5d%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fterichristoph%2F2026%2F01%2F11%2Fkristi-noem-just-quietly-put-a-boot-on-the-necks-of-democrats-who-want-to-cause-chaos-at-ice-facilities-n2198003 DOGE https://twitter.com/Cernovich/status/2010170780500537562?s=20 Geopolitical https://twitter.com/nettermike/status/2009843044028428714?s=20  suddenly all our radar systems shut down without any explanation. The next thing we saw were drones, a lot of drones, flying over our positions. We didn’t know how to react. Interviewer: So what happened next? How was the main attack? Security Guard: After those drones appeared, some helicopters arrived, but there were very few. I think barely eight helicopters. From those helicopters, soldiers came down, but a very small number. Maybe twenty men. But those men were technologically very advanced. They didn’t look like anything we’ve fought against before. Interviewer: And then the battle began? Security Guard: Yes, but it was a massacre. We were hundreds, but we had no chance. They were shooting with such precision and speed… it seemed like each soldier was firing 300 rounds per minute. We couldn’t do anything. Interviewer: And your own weapons? Didn’t they help? Security Guard: No help at all. Because it wasn’t just the weapons. At one point, they launched something—I don’t know how to describe it… it was like a very intense sound wave. Suddenly I felt like my head was exploding from the inside. We all started bleeding from the nose. Some were vomiting blood. We fell to the ground, unable to move. Interviewer: And your comrades? Did they manage to resist? Security Guard: No, not at all. Those twenty men, without a single casualty, killed hundreds of us. We had no way to compete with their technology, with their weapons. I swear, I’ve never seen anything like it. We couldn’t even stand up after that sonic weapon or whatever it was. Interviewer: So do you think the rest of the region should think twice before confronting the Americans? Security Guard: Without a doubt. I’m sending a warning to anyone who thinks they can fight the United States. They have no idea what they’re capable of. After what I saw, I never want to be on the other side of that again. They’re not to be messed with. Interviewer: And now that Trump has said Mexico is on the list, do you think the situation will change in Latin America? Security Guard: Definitely. Everyone is already talking about this. No one wants to go through what we went through. Now everyone thinks twice. What happened here is going to change a lot of things, not just in Venezuela but throughout the region. https://twitter.com/WarClandestine/status/2010081288804499739?s=20  Trump To Meet Venezuelan Opposition Leader María Corina Machado Next Week President Trump plans to meet with Venezuelan opposition leader María Corina Machado next week during her planned visit to the United States. This development comes despite his earlier reluctance to back her for the country’s top leadership role. Trump told Fox News host Sean Hannity in a taped interview that aired Thursday night that he understands Machado is “coming in next week sometime” and looks forward to saying hello to her.  Source: zerohedge.com https://twitter.com/ElectionWiz/status/2010085234415714622?s=20 https://twitter.com/jk_rowling/status/2010189173937058174?s=20 https://twitter.com/AutistDivision/status/2009937092608983066?s=20  https://twitter.com/disclosetv/status/2010217195415236641?s=20 https://twitter.com/DataRepublican/status/2009953358581485759?s=20 while still buying Russian oil; sermonizing about democracy while condemning Maduro's ouster; ignoring protests in Iran while fretting over the return of a king… all contradictions that conveniently sustain NGO growth and EU rent-seeking. Like it or not, Trump is dismantling your grift and rewriting the world order. You don’t have any logical reason to oppose it, except you hate that your era of dependence on US taxpayers is finally ending. So all you can do is appeal to emotions and invent a war out of thin cloth. War/Peace Russia Strikes Back Using Hypersonic Missiles Against Kiev Following Drone Attack on Putin's Residence Someone launched the drones from Ukraine and targeted them at Putin's residence to send a message.  There is considerable debate online about it, but if President Trump and Volodymyr Zelenskyy are speaking truthfully, the most likely suspect who launched the drones was British intelligence inside Ukraine.  Then again, if the CIA was factually involved, everyone would have to deny it. In retaliation for the December 29th attack, yesterday Russia fired a hypersonic Oreshnik missile and counterattack drones directly into the heart of Kiev, Ukraine. The use of the Oreshnik missile comes just hours after Russian President Putin asserted publicly that Ukraine, Europe and NATO have no defenses against the hypersonics. President Zelenskyy said the Russian attack involved 242 drones, 13 ballistic missiles, one Oreshnik missile and 22 cruise missiles. However, as with all things Zelenskyy, this dramatic claim seems to be slightly exaggerated. Russia claims they targeted key electricity infrastructure as well as the production facilities for building drones in Kiev which are collocated in residential areas. Source: theconservativetreehouse.com https://twitter.com/disclosetv/status/2010095248115110236?s=20 https://twitter.com/WarClandestine/status/2010049768551264499?s=20 My first thought was that they know some form of terrorist attack or riots in the Jewish community are coming, and they are trying to disassociate before the violence. Or maybe it's just polling related. Or maybe related to Iran. I have no idea. But they are up to something. https://twitter.com/PSPreparedness/status/2010100027234951486?s=20   and all the panic and angst has worn off by Monday morning, so the MSM can't fully capitalize on the emotions of the public. It's genius actually. If you have to do something that might be considered controversial, just do it right before the NFL slate, and the public barely even notice. https://twitter.com/JoeLang51440671/status/2010374728012255474?s=20   Thiel has been a huge Trump supporter from the beginning and is playing a key role in this WAR. His “trilogy” strategy is a purposeful plan, to remove the cabal control over our national security, by investing in new companies that are focused on advanced technologies for our military. The military industrial complex is being FORCED to compete with these new companies aligned with Trump. Which companies? 1) Palantir > expertise in data intelligence. 2) Anduril > autonomous weapons systems. 3) General Matter > next generation energy infrastructure. These three companies are the tip of the spear, when it comes to future warfare. Trump is funding their technological advancements and they are playing critical roles in our defense and the country's future. It's not a coincidence that Trump has recently criticized the big defense contractors. “Ah, the military industrial complex (MIC), that great behemoth blob that eats your tax dollars as a fat kid eats fried foods. Trump announced Wednesday that he plans to trim some of its fat and crack down on a notorious practice among defense companies: stock buybacks.” “Trump on the defense contractors focusing on Wall Street instead of production: “Defense contractors are currently issuing dividends and massive stock buybacks, at the expense of investing in plants and equipment. This will no longer be allowed or tolerated!” “All United State Defense Contractors, and the Defense Industry as a whole, BEWARE: While we make the best Military Equipment in the World (No other Country is even close!), Defense Contractors are currently issuing massive Dividends to their Shareholders and massive Stock Buybacks, at the expense and detriment of investing in Plants and Equipment,” Trump said. “From this moment forward, these Executives must build NEW and MODERN Production Plants, both for delivering and maintaining this important Equipment, and for building the latest Models of future Military Equipment,” the president went on. “Until they do so, no Executive should be allowed to make in excess of $5 Million Dollars which, as high as it sounds, is a mere fraction of what they are making now.” A stock buyback is when a company uses its own cash to buy its own shares on the public market to reduce the total number of shares and juice the shares' value.” https://dailycaller.com/2026/01/09/donald-trump-defense-contractors-military-stock-buybacks-dividends-tax-dollars-ceo-salaries/ This has been a huge scam on Wall Street for a long time. A company uses their cash or debt in order to buy back their own companies stock, which drives up the price. Their bonus and salary are based on that stock price, not their company's performance or whether or not they are fulfilling their contracts. That crooked scam is ending. They will build plants, hire more workers and complete their obligations on time and on budget or lose government contracts. Trump has the ability as Commander in Chief, to take over these defense contractors because of “national security.” And that leverage will be applied. The Commander in Chief has extraordinary power during WAR and national emergencies. The military industrial complex is now being dismantled. But have you heard what else, Thiel is deeply involved in? Thiel is also helping to transform our financial system too. This transformation is focused on “stablecoins.” It's another trilogy strategy. Thiel is building a comprehensive ecosystem, based on “compliance,” infrastructure, and financial control. Have you heard of these companies? 1) Bullish Exchange > front end trading platform for a “stablecoin” ecosystem. 2) Erebor Digital Bank > backend infrastructure for “stablecoin” transactions. 3) Ubyx > “stablecoin” clearing protocol. Trump is pushing “stablecoins” because of NATIONAL SECURITY. Medical/False Flags [DS] Agenda https://twitter.com/amuse/status/2010342980796690483?s=20 https://twitter.com/iAnonPatriot/status/2009681913359810771?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009681913359810771%7Ctwgr%5Eccea6570c033b6b5bee351e0f564d3e416a9cf4b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fwatch-zohran-mamdanis-crazy-tenant-advocate-explain-how%2F   paying 30% of that.” Insanity. https://twitter.com/elonmusk/status/2010259767172968606?s=20 https://twitter.com/C_3C_3/status/2010175725727596607?s=20 https://twitter.com/amuse/status/2010375277784817698?s=20  without dispersion or integration created incentives for closed networks to govern access to benefits, and state officials then ran cover when those networks were exploited criminally as they benefited from the fraud… BREAKING: Biden Judge Blocks President Trump's $10 Billion Welfare Funding Freeze in Five Blue States  A federal judge on Friday blocked President Trump's $10 billion welfare funding freeze in five blue states. US District Judge Arun Subramanian, a Biden appointee, issued a Temporary Restraining Order (TRO) and blocked Trump's halt on funding for childcare and social services. On Tuesday, President Trump sent letters to California, Colorado, New York, Minnesota and Illinois to inform them of the federal cuts. Trump made the cuts to the welfare programs due to widespread fraud in the state's programs. Politico reported: Source: thegatewaypundit.com https://twitter.com/amuse/status/2010065814444228955?s=20 https://twitter.com/LauraPowellEsq/status/2009751394224660594?s=20  put their bodies” between agents and arrestees. They do warn that there are “legal risks,” but apparently they don't realize illegally interfering with law enforcement carries an inherent risk of being physically harmed. https://twitter.com/nypost/status/2009382634174996728?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009382634174996728%7Ctwgr%5E2f0d8426f34a59a7d74ee8d9f4b3e1f8b235f1af%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fterichristoph%2F2026%2F01%2F08%2Fthe-truth-comes-out-about-renee-nicole-good-n2197928 https://twitter.com/AlphaNews/status/2009679932289626385?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009679932289626385%7Ctwgr%5E941ba16dee719e06e4a6e020baea59d5b6f5f8fc%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fnick-arama%2F2026%2F01%2F09%2Fdems-breathtakingly-despicable-gaslighting-on-new-footage-in-ice-shooting-n2197970  Curt Broomfield This was written by someone, not me. I am a father not a mom. But sums it up pretty well, what was she thinking?I'm a mother, so I'm going to comment right now. I will say this exactly the way a mother thinks it, raw, direct, and without pretending this is complicated.A 37-year-old woman. Three kids. Middle of a work week. The father of those children is dead. She is the parent left. The one job she has above every cause, every protest, every headline, is getting home to her kids.And what is she doing instead?She's out of state (other reports claim she lives there), in the street, in her car, blocking federal agents who are doing their job. Not alone! Her partner is right there filming her like this is some brave little documentary moment. Around them: sirens blaring, people yelling, pure chaos, manufactured chaos, so agents can't do their lawful duty.Her window is down. She hears the orders. She understands the orders. She ignores the orders.Then she puts the car in reverse.Still doesn't comply.Then she puts it in drive, NOT park! She moves forward into the agent.That's not “confusion.”That's not “panic.”That's decision after decision after decision.Now put yourself in the agent's shoes for half a second. A driver is already in an unlawful act! refusing commands in a hostile, chaotic scene, and now that driver uses a vehicle to move toward you. You get a split second. You don't get the luxury of “Maybe she's just stressed.” You have to assume the worst, you have to think of protecting other people like the partner at the window, because if you assume the best and you're wrong, you don't go home or someone else.So the agent fires after she makes an intentional and aggressive move toward him, because he has no idea what her intentions are, and she just demonstrated she's willing to escalate.Now… imagine her three kids. At school. Sitting there like any other day. Not knowing their mother is out playing street-hero games for criminals in the middle of a work week, with the two adults responsible for them!She didn't think about them.She didn't think, “If I get arrested, who picks my babies up?”She didn't think, “If I get hurt, who raises them?”She didn't think, “If I die, they have nobody.”She thought about protecting criminals.She thought about interfering with federal agents.She thought about the camera.She thought about the crowd.She thought about the moment.There is no amount of evidence, money, tears on TV, or news spin that can make this make sense.As a mother: NOTHING about this makes sense.At minimum, she knew her actions could get her arrested. At minimum. And she still chose it. She chose strangers. She chose chaos. She chose lawlessness.Make it make sense, because the only thing I see is three kids who just got abandoned by the only parent they had left, not by accident… but by a series of deliberate choices.  https://twitter.com/mattvanswol/status/2010336379721425112?s=20  me. One month. Again, the only reason they don't want you dead yet is because they don't know your name. https://twitter.com/AwakenedOutlaw/status/2010106701459128396?s=20  . All their nutbaggery will be dealt with in short order. https://twitter.com/AndrewKolvet/status/2009740735449358474?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009740735449358474%7Ctwgr%5E13f340292b82005d5b6478d71551e8979c328155%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Finfamous-former-j6-capitol-police-officer-sparks-fury%2F   lawless agency that's killing Americans.” Fanone is trying to incite the murder of federal law enforcement for doing their jobs. Arrest this man. https://twitter.com/CynicalPublius/status/2010045509776576779?s=20   nice effort in their eyes, but not good enough because we all saw the video. They need SOMETHING where the dead protestors are blameless. They are DESPERATELY seeking an image like the one below. Keep this in mind in the days and weeks ahead. Chicago Police Superintendent Reminds the Public ICE Is Law Enforcement and Has Authority Over Citizens Instagram and other social media posts have spread false claims that ICE agents are not law enforcement, have no authority over citizens, and that citizens or even illegal aliens should resist them. These posts also falsely claim that people are not required to comply with ICE orders, that ICE lacks arrest power without a warrant, or that ICE cannot arrest a citizen. All of this is untrue. These misconceptions are fueling resistance to ICE, including escalating violence and chaos. Chicago Police Superintendent Larry Snelling said during a press conference the day after an ICE agent shot and killed Renee Nicole Good in self-defense that ICE personnel are sworn law enforcement officers and must be treated as such. Snelling said that when federal agents are boxed in by vehicles, it is reasonable for them to believe they are being ambushed and that the situation could quickly become deadly. “If you box them in with vehicles, it is reasonable for them to believe that they are being ambushed,” he said, adding that officers are justified in using force in self-defense under those conditions. He warned the public not to interfere with law enforcement operations, stressing that boxing in any officer is illegal and dangerous. “You are breaking the law when you do that, and you are putting yourself in danger,” Snelling said. He added that officers are justified in viewing individuals who persistently follow them as potential threats. Source: thegatewaypundit.com President Trump's Plan https://twitter.com/GuntherEagleman/status/2009964353471295520?s=20  https://twitter.com/Notwokenow/status/2010148771066245157?s=20 https://twitter.com/BasedMikeLee/status/2010176946127417389?s=20 https://twitter.com/USDOL/status/2010094428208472352?s=20 https://twitter.com/USDOL/status/2009391453181759637?s=20 https://twitter.com/USDOL/status/2007933111729021305?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Top Stories for January 10th Publish Date: January 10th PRE-ROLL: Kia Mall of Georgia From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Saturday, January 10th and Happy Birthday to Rod Stewart I’m Peyton Spurlock and here are your top stories presented by Gwinnett KIA Mall of Georgia. Affordability a top concern as lawmakers prepare for Georgia legislative session Srim Academy to host series of free seminars for young parents Christkindl Market drove 77% increase in downtown Lawrenceville visitors All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1: EAGLE THEATRE STORY 1: Affordability a top concern as lawmakers prepare for Georgia legislative session When Georgia lawmakers head back to the Capitol next week, it’s all about affordability—or at least that’s the plan. House Speaker Jon Burns isn’t mincing words: “We’re laser-focused on making life affordable,” he said Wednesday, pointing a finger at property taxes for crushing the dream of homeownership. “For too many families, it’s slipping out of reach. We’ve got to fix that.” Meanwhile, Senate Republicans are eyeing income taxes. A committee led by Sen. Blake Tillery wants to nix the 5.19% tax for individuals earning under $50,000 (or $100,000 for couples) and eventually scrap it altogether by 2032. But affordability isn’t just about taxes. Rising medical costs? A mess. The end of federal health insurance subsidies? A looming crisis. Burns says the House will tackle health care, focusing on keeping doctors in Georgia by expanding residency programs. STORY 2: Srim Academy to host series of free seminars for young parents Srim Academy, a Montessori school in Norcross, is kicking off a series of free seminars for young parents—because, let’s face it, parenting is hard. Topics? Everything from potty training and screen time battles to fostering independence and getting kids to actually move their bodies. The first session, “Fostering Your Child’s Independence: Lemonade, Ladybugs and Learning,” happens Saturday, Jan. 31, at 10:30 a.m. at 5511 Williams Road. Expect 90 minutes of practical advice, hands-on activities (think crafts and cooking), and maybe even a few lightbulb moments. Led by Srim’s seasoned faculty and guests from Gwinnett Building Babies’ Brains, it’s all about building confidence—for kids and parents. Bonus: giveaways! Details? Visit www.srimacademy.com or call 678-808-9813. STORY 3: Christkindl Market drove 77% increase in downtown Lawrenceville visitors Lawrenceville’s first year hosting the Atlanta Christkindl Market? A total game-changer. Nearly 371,000 people visited the market during its debut season downtown—more than double the attendance from its Buckhead days, even with fewer open days. And here’s the kicker: 159,500 of those visitors wandered over to the Lawrenceville Square, boosting local restaurants and shops by 77% compared to 2024. Free parking, shuttles, and a glowing Winterlight Walk helped draw crowds, with visitors from 48 states. Downtown businesses saw sales jump 5–30%, and vendors reported 20–30% higher sales than the previous year. The collaboration between the city and Gwinnett County was key, with County Chairwoman Nicole Love Hendrickson adding, “This event showed what’s possible when partnerships thrive.” Lawrenceville’s officially on the holiday map. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: Ingles Markets STORY 4: 2026 Beer Chaser 5K Registration is open Whether you’re a speed demon or a beer-loving stroller, the Beer Chaser 5K is calling your name. On March 7, Suwanee Town Center Park transforms into a St. Paddy’s Day celebration with a twist—running, sipping, and plenty of green. This isn’t your average 5K. Sure, it’s a Peachtree Road Race qualifier, but it’s also a beer lover’s dream. Choose your adventure: run straight through or stop at five beer stations along the scenic Suwanee Creek Greenway. Each station features a different Georgia brewery, so your taste buds get a workout too. Not into mid-run sips? No worries. Every runner (21+) gets a full beer at the finish line. And the party doesn’t stop there—StillFire Brewing is hosting an after-party with live music, food trucks, and 25 beers on tap. Registration starts at $55 for the straight-through option or $65 if you want those beer stops. Prices go up Feb. 1, so don’t wait. Oh, and don’t forget your festive St. Paddy’s Day gear—there are prizes for best costume, best group, and best kilt. Proceeds benefit Kiwanis Charity, supporting local causes like the North Gwinnett Co-Op and Children’s Healthcare. Details? Head to SuwaneeBeerFest.com/beer-chaser-5k/. STORY 5: Lanier Islands Resort looks back at 2025, forward to an exciting 2026 Lanier Islands Resort just wrapped up a big year—its 50th anniversary—and it’s clear they’re not slowing down anytime soon. Recognized as one of Georgia’s Best Vacation Destinations, the resort is leaning into its legacy while planning some exciting upgrades for 2026. Last year was packed: a new chapel and garden for weddings, a free summer concert series, the return of Magical Nights of Lights, and even a lantern festival that drew 4,500 people. Oh, and they snagged awards from The Knot, WeddingWire, and GolfPass, among others. Looking ahead? A $3 million refresh for Legacy Lodge, a revamped golf clubhouse, and Georgia’s first lighted Par-3 course. Plus, new events like a Fall Songwriter Series. Big things are coming. We’ll be right back. Break 3: GCPL Passport STORY 6: Rep. Andrew Clyde announces 2026 Congressional Art Competition Hey, high school artists in Georgia’s Ninth District—Congressman Andrew Clyde wants *you* to show off your talent in the 2026 Congressional Art Competition. Got a creative spark? Here’s your chance to have your work displayed in the U.S. Capitol for a whole year. Submissions are due Feb. 20, and the process is simple: send a digital image of your piece first, and if you’re a finalist, drop off the physical artwork by March 13. The theme? Anything that reflects North Georgia—think landmarks, industries, or even your school. Accepted mediums include paintings, drawings, mixed media, photography, and more. Just keep it two-dimensional, under 26x26 inches framed, and under 15 pounds. Oh, and no copying or controversial content—this is about originality. Questions? Call Clyde’s Gainesville office at 470-768-6520. Let’s see what you’ve got! STORY 7: Gwinnett Chamber introduces Elevate Business series The Gwinnett Chamber is shaking things up with the launch of the Elevate Business Series (EBS)—a fresh, expanded take on their long-running Small Business Series. Starting in 2026, this revamped program is all about helping small and medium-sized businesses level up with sharper insights, practical strategies, and tools to thrive. Why the change? Simple: demand. Attendance has been climbing, industries are diversifying, and businesses are hungry for deeper, more advanced content. “Elevate reflects how far we’ve come—and where we’re going,” said Megan Lesko, the Chamber’s Senior VP of Membership. The first event? Feb. 24, featuring Media Frenzy CEO Sarah Tourville on strategic communications. We’ll have closing comments after this Break 4: Sugar Hill Ice Skating Rink Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. 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The most consequential story remains Iran, where protests appear to be growing despite the regime shutting down the internet, a move that historically precedes lethal force. The scale of the demonstrations is difficult to verify, but the videos that do emerge suggest a population no longer content to absorb repression quietly. It is hard to separate this moment from the cascading effects of October 7, the regional dismantling of Hamas and Hezbollah, the fall of Syria, and the degradation of Iran's military capacity. Whether this becomes a true regime crisis is unknown, but it is unquestionably the most important story in the world right now.A Fatal ICE Encounter and a Nation Watching the Same Video DifferentlyDomestically, the killing of a 37 year old mother during an ICE operation in Minnesota has become a political Rorschach test. She was ordered out of her car, did not comply, put the vehicle in motion, and was shot by an ICE officer. Federal authorities have shut down any investigation, with Vice President J.D. Vance asserting absolute immunity. What is striking is not just the tragedy itself, but how confidently people draw opposite conclusions from the same footage. To Republicans, this is law enforcement under siege. To Democrats, it is evidence of authoritarian overreach. The incident hardens beliefs rather than persuading anyone new, which is precisely why it is politically potent.Texas Democrats and a Brutal Primary RealityThe Texas Senate race continues to clarify in uncomfortable ways for Democrats. Reporting suggests Republican maneuvering helped nudge Jasmine Crockett into the race, and the stylistic contrast with James Talarico could not be sharper. Crockett is relentless and confrontational. Talarico's first ad, by contrast, feels staged and overly polite. In a Texas Democratic primary, that is a problem. Style matters, and beating Crockett will require more than reasonableness. It will require a moment, a line, or a conflict that reframes the race entirely.Affordability, Power, and Trump UnfilteredDonald Trump's affordability push continued with a pledge to direct the purchase of mortgage bonds to drive down rates, paired with earlier proposals to restrict large institutional buyers from the housing market. Whether these ideas work is secondary to the political intent. Trump wants to be seen doing something on costs. His two hour interview with The New York Times reinforced that worldview. He openly dismissed international law as a constraint, embraced coercive diplomacy, and framed power as its own justification. It was Trump without the volume turned all the way up, which may be the most revealing version of him.Chapters:00:00:00 - Intro00:01:50 - Iran00:04:20 - ICEf00:11:59 - Texas Races00:16:11 - Interview with Reese Gorman00:52:23 - Update00:52:46 - Mortgages00:54:34 - Trump's NYT Interview00:56:54 - Tariffs00:59:00 - Interview with Stella Tsantekidou01:32:50 - Wrap-up This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.politicspoliticspolitics.com/subscribe

Affordability was supposed to be the primary focus of 2026 as Republicans try to shore up voter support ahead of the midterms. Instead, nearly every day this year has been dominated by headlines surrounding President Donald Trump's extraordinary intervention in Venezuela. Whether the Trump administration can successfully tell voters why they should care about the Venezuela action could go a long way in defining the success of the operation. White House reporters Megan Messerly and Myah Ward discuss what it will take for Trump to drive his message home.

Regardless of where you sit on the political spectrum, 2025 was a year of economic uncertainty for many Americans. Shifting tariff policies, stubbornly high inflation and skyrocketing healthcare costs left many consumers reeling. Will 2026 see a better economy? USA TODAY Finance Reporter Andrea Riquier joins The Excerpt to discuss the buzzword of the year: affordability. Have feedback on the show? Please send us an email at podcasts@usatoday.com. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is our annual “what to expect in the new year” episode, and our hot take is “affordability” is about to be the most overused, and least understood, word of 2026. You're going to hear it everywhere, and this week, we're explaining why that should make you a little nervous.We break down why affordability is becoming the new catch-all word for economic stress, how it's being used to sell certainty in an unstable system, and why more people are about to find themselves saying, “I thought I could afford it.”If you're trying to plan, decide, or stabilize in the year ahead, this episode is your reminder to stop accepting affordability at face value and start defining it in a way that actually protects your life.We get into:Why affordability is always relative, and why it changes faster than people admitThe danger of treating percentages (25%, 30%, 10%) like universal lawsHow 2026 pricing strategies will make more things feel affordable in the momentThe difference between being broke and being overextendedWhy something can fit the budget and still cost you peace, flexibility, or future optionsHow to spot the signs that something isn't actually affordable anymoreA more honest question to ask before you say yes to buying something you think you can “afford” Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

As prices stay high, the White House delays new tariffs to blunt affordability backlash. Brandon Aceto and Jeff Snider break down why prices will not fall, how Biden era inflation reshaped the economy, and why wage growth and jobs matter more than messaging.

There are hardly any governments in the world right now who aren't faced with an "affordability" crisis? Voters want action but what action is even possible? That's the question on our first Moore Butts Conversation of 2026. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

From fancy New Year's Eve celebrations to setting intentions and resolutions, and participating in Dry January, traditions abound this time of year in Austin. So, host Nikki DaVaughn is joined by producers Elissa Castles and Eva Ruth Moravec to debate which annual celebrations of the passage of time we love, and which we hate. Plus, the City Cast Austin team shares a few 2026 resolutions for the City of Austin — including one that appears to already be underway.  Want some more Austin news? Then make sure to sign up for our Hey Austin newsletter.  And don't forget– you can support this show and get great perks by becoming a City Cast Austin Neighbor at membership.citycast.fm  Follow us @citycastaustin You can also text us or leave a voicemail.  Interested in advertising with City Cast? Find more info HERE  Learn more about the sponsors of this January 6th episode: Zach Theater The SAFE Alliance New Waterloo - Trick Hat Workway Moontower Comedy Festival

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how the residential lending space is impacting overall home affordability. Plus, Robbie sits down with Johns Hopkins' Dan Ye for a discussion on how 90 percent of human capital will be replaced in the next 10 years through AI, and how you can potentially ward off the impending doom. And we close by reviewing why rates are treading water to open 2026.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ready to buy a Michigan home without getting dragged into bidding wars or overpaying? In this 47-minute deep dive, I walk you through an A-to-Z playbook for 2025-2026 buyers: how to read the current Michigan market, target the right listings, write a smart low offer, and negotiate seller concessions (closing costs, rate buydowns, repairs) while protecting yourself with inspections and contingencies. If you're shopping anywhere in Metro Detroit, Ann Arbor, Grand Rapids, Lansing, West Michigan, Oakland County, Macomb, Washtenaw, Livingston, or Genesee, this guide will help you spot real opportunities and avoid costly mistakes.MENTIONED LINKS ⬇️→How To Win A Bidding War Guide: https://shorturl.at/39EOW→Michigan Relocation Guide: https://shorturl.at/9IZQ1→Michigan Relocation Checklist: https://www.mihomesbyandrew.com/relocation-checklistCONTACT ME

As Illinois lawmakers prepare for a new session, House Republican Leader Tony McCombie is urging the state to change course, focusing on affordability, public safety, and job-driven infrastructure. McCombie says Illinois families are struggling with rising costs, making daily sacrifices while, in her view, state leaders prioritize spending over real solutions. She's calling for reforms to the SAFE-T Act, stronger victims' rights, and a rollback of energy policies she says are hiking utility bills. Infrastructure investment and job growth, especially outside Chicago, remain key concerns. McCombie warns that without shifts in priorities, Illinois risks further economic uncertainty.

Affordability, inflation, tariffs, jobs -- where does the economy stand now that we're officially in the new year? On Point's “money ladies,” Rana Foroohar and Michelle Singletary, are back to help us sort it out. *** Thank you for listening. Help power On Point by making a donation here: www.wbur.org/giveonpoint

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at wage growth versus home price appreciation. Plus, Robbie sits down with STRATMOR Group's Garth Graham for a discussion on M&A activity in 2025, the plays that larger companies are making through acquisitions, and how deal flows change throughout market cycles. And we close by looking at what the events in Venezuela could mean for bond markets.Thanks to Polly. Polly operates the industry's only vertically integrated capital markets platform, purpose-built to maximize profitability through precision cost reduction, margin expansion, and real-time, loan-level attribution and profitability analysis.

The rising cost of housing continues to be a huge problem for millions of Americans. But, of course, as just about any average person can also confirm, lack of affordability is not just a problem confined to housing – it's spreading across the U.S. economy in dozens of areas. So, what's going on here? During the COVID pandemic, we knew precisely what was going on – a huge drop in supply that was giving rise to rapid inflation, and that problem was rapidly and successfully addressed during the Biden presidency. So why are prices going up again and what should elected leaders be doing about it? Recently Newsline got a chance to discuss these and some related matters in an extended conversation with NC State extension economist and professor emeritus Mike Walden. In Part One of our extended conversation, we discussed the affordability crisis that's plaguing millions of average Americans – and how President Donald Trump's tariffs are contributing to the problem and undermining the bold promises he made to Americans during the 2024 election. In Part Two of our chat, we dug deeper into some of the economic challenges that confront the nation, including the impact of artificial intelligence, the changing nature of work, the ongoing disinvestment in research in higher education and the soaring costs of health care. Click here to listen to the full interview with economist Mike Walden. Editor's note: This is a rebroadcast of our interview from Dec. 7, 2025. 

A New Years kiss led to some anxious moments for an ESPN host. President Trump adds his name to the Kennedy Center. What is keeping young people from marriage. And a new Ken Burns documentary just in time for the nation's 250th birthday.    Recommendations  Benjamin Rush Breakpoint  Lead Like Jael: 7 Timeless Principles for Today's Women of Faith by Emma Waters    Segment 1 – An Awkward Kiss; Renaming the Kennedy Center  Scott VanPelt comments  TGC Article  Sports Illustrated article  Kennedy Center renaming   Segment 2 – You Can Have a Trad Life  Matt Iglesias article  The Briefing  In the Library   Segment 3 – Ken Burns: The American Revolution  Ken Burns American Revolution  Joe Loconte videos  ______________________   Watch Truth Rising, now available at truthrising.com/colson.   

Dan Mandis (WTN-Nashville) fills in for Gary McNamara and Eric Harley who return Monday, January 5th. In part two of the Red Eye podcast, the break-in at one of the Somalian day care centers looks staged / Mainstream media covering for Democrats in Minnesota / Elon Musk is all in on funding the GOP for the midterms / Trump needs to focus on America and affordability and not the Russia-Ukraine conflict / Secretary of the Treasury Scott Bessent says companies are now at point where they can start investing again because of de-regulation. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In episode 53 of Wake Up to Wealth, Brandon Brittingham interviews Atticus LeBlanc, the founder of PadSplit, a revolutionary platform that is changing the landscape of affordable housing, as he shares his journey from a commercial real estate broker to creating a new asset class in real estate focused on room rentals.Tune in for insights that can transform your approach to wealth and real estate investment! SOCIAL MEDIA LINKSBrandon BrittinghamInstagram: https://www.instagram.com/mailboxmoneyb/Facebook: https://www.facebook.com/brandon.brittingham.1/Atticus LeBlancLinkedIn:  https://www.linkedin.com/in/atticus-leblanc-3960466/WEBSITESBrandon Brittingham: https://www.brandonsbrain.org/homePadSplit: https://www.padsplit.com/==========================SUPPORT OUR SPONSORS:Rocketly: https://rocketly.ai/Accruity: https://accruity.com/

Richard Gearhart and Elizabeth Gearhart, co-hosts of Passage to Profit Show interview entrepreneur, success coach, author and keynote speaker, Saahil Mehta, Brady Sticker from ChurchCandy Marketing and mortgage expert Tom Wragg. Mountaineer and executive coach Saahil Mehta challenges the hustle-at-all-costs mindset and explains why money, fame, and nonstop ambition often lead to burnout, regret, and broken relationships. Through his powerful “Seven Summits” framework, Sahil shows entrepreneurs how to redefine success on their own terms, protect what truly matters, and make smarter decisions without sacrificing health, family, or sanity. Read more at: https://www.saahilmehta.com/ Brady Sticker is an entrepreneur, marketing expert, podcaster, and the founder of ChurchCandy Marketing, a marketing agency specializing in getting churches new church guests and helping Pastors grow their ministries. He's also the bestselling author of Launch Big: The Complete Digital Marketing Guide for Church Planters. Read more at: https://bradysticker.com/ and at https://churchcandy.com/ Mortgage expert, Tom Wragg from loanDepot is a passionate mortgage originator with over 20 years of experience in the industry. Tom specializes in Jumbo loans and non-QM lending for self-employed clients, and he takes pride in presenting a full suite of mortgage options, including Conforming, FHA, VA, Reverse Mortgages, and Renovation Lending. Read more at: https://www.loandepot.com/loan-officers/twragg Whether you're a seasoned entrepreneur, a startup, an inventor, an innovator, a small business or just starting your entrepreneurial journey, tune into Passage to Profit Show for compelling discussions, real-life examples, and expert advice on entrepreneurship, intellectual property, trademarks and more. Visit https://passagetoprofitshow.com/ for the latest updates and episodes. Chapters (00:00:00) - Podcast Review(00:00:48) - Passage to Profit(00:02:19) - What are the Common Mistakes First Time Entrepreneurs Make?(00:03:46) - STILL BUSY: The mistakes of entrepreneurs(00:05:05) - 3 Mistakes First-Time Entrepreneurs Should Avoid(00:07:44) - Sahil Mehta: Success(00:11:15) - 7 Summits to Success(00:13:06) - 7 Summits of Life(00:16:24) - 7 Summits of Important Things in Your Life(00:18:33) - 7 Summits(00:22:19) - Car Shield(00:23:29) - Better Health Insurance for You(00:24:29) - Clutter in Your Head(00:29:34) - In the Elevator With Rich People(00:30:23) - In the Elevator With Coaches: Accountability(00:32:58) - AI In Business(00:35:40) - ChatGPT and the Future of Legal Research(00:38:17) - Divorce and Credit Card Debt Relief(00:41:08) - Disney, OpenAI: Intellectual Property News(00:44:53) - Church Candy(00:47:37) - How to Get People to Attend Your Church(00:49:27) - How to start a new church with digital marketing(00:51:40) - How to Reach Out to People Through Social Media(00:53:16) - Marketing for Your Business(00:55:05) - How to Build a Facebook Ad With AI(00:57:21) - Church Plants: Behind the Scenes(00:59:02) - What Does a Mortgage Originator Do?(01:00:47) - Holding Yourself Accountable(01:02:45) - Mortgage market: Interest rates and availability of funds(01:04:51) - Homebuyers and Affordability(01:06:13) - Mortgage Underwriting: Building Trust With Prospects(01:08:45) - How to Help a Self-Employed Person Buy a Home(01:14:21) - Mortgage Depot(01:16:43) - Secrets of the Entrepreneurial Mind(01:17:58) - How to Get Stuck in Your Business(01:19:09) - Tom Rag(01:21:40) - Passage to Profit

Chris Stigall heads to Capitol Hill for candid conversations with two key House Republicans shaping the 2026 agenda.Rep. Mark Alford (MO-04) shares his journey from TV anchor to congressman, why he rejects midterm doom predictions, his vision for urban and rural Missouri, and his fiery take on the Tim Walz fraud scandal.Republican Study Committee Chairman August Pfluger (TX-11) explains the RSC's conservative blueprint, the push for health care competition over subsidies, and why the GOP is poised to defy history and hold—and grow—the majority.00:00:00 - Introduction00:00:25 - Interview: Rep. Mark Alford (MO)00:00:48 - From TV Anchor to Congressman00:01:59 - Representing Urban & Rural Missouri00:03:36 - Rejecting Victim Mentality00:05:26 - Hope & GOP Midterm Confidence00:08:36 - Tim Walz Fraud Scandal00:11:50 - Interview: RSC Chair August Pfluger (TX)00:13:10 - RSC Goals & Conservative Principles00:15:49 - Health Care: Competition Over Subsidies00:18:33 - Affordability & Young Voters00:20:17 - Energy, Housing & MAHA Accounts00:22:45 - Midterm Optimism & Trump Legacy00:25:32 - Faith and Freedom 250Follow The Lion on Facebook, Instagram, X, and YouTube. You can also sign-up for our newsletter and follow our coverage at ReadLion.com. To learn more about the Herzog Foundation, visit HerzogFoundation.com. Like and follow us on Facebook, X, and Instagram, or sign up to receive monthly email updates. #ChristianEducation #Education #EducationPolicy #EducationReform #FaithAndLearning #Family #FaithInEducation #Faith #Homeschool #ChristianSchool #PrivateSchool #EducationNews #News #Religion #ReligiousNews #PublicSchool #SchoolNews #NewsShow #SchoolChoice

Happy New Year from the Sean Spicer Show! There is so much to look forward to in 2026 with the Trump administration and the world of politics. We are beyond excited to continue this journey with you all as we grow our community. So, cheers to an amazing 2026. We hope you enjoy this replay of a conversation with Victor Davis Hanson. President Trump inherited a mess, it will take time but he is doing everything he can to make American life affordable again. Joe Biden decimated our economy with an open border, subsidizing illegals and failed policies all around. Republicans biggest messaging fail in the last election was the issue of affordability. In New York, Zohran Mamdani was hammering away at this message to New Yorkers. The Trump administration has had many successes so far, and needs to connect the dots on how foreign investments, domestic manufacturing and cost of goods will directly benefit Americans. Republicans need to recalibrate their messaging before midterms or Democrats will impeach President Trump as soon as they have a majority. Victor Davis Hanson is here to unpack it all. Featuring: Victor Davis Hanson Senior Fellow | The Hoover Institute Classics and military historian Blade of Perseus | Substack https://victorhanson.com/ Today's show is sponsored by: Masa Chips You're probably watching the Sean Spicer Show right now and thinking “hmm, I wish I had something healthy and satisfying to snack on…” Well Masa Chips are exactly what you are looking for. Big corporations use cheap nasty seed oils that can cause inflammation and health issues. Masa cut out all the bad stuff and created a tortilla chip with just 3 ingredients: organic nixtamalized corn, sea salt, and 100 percent grass-fed beef tallow. Snacking on MASA chips feels different—you feel satisfied, light, and energetic, with no crash, bloat, or sluggishness. So head to https://MASAChips.com/SEAN to get 25% off your first order. Delta Rescue Delta Rescue is one the largest no-kill animal sanctuaries. Leo Grillo is on a mission to help all abandoned, malnourished, hurt or suffering animals. He relies solely on contributions from people like you and me. If you want to help Leo to continue his mission of running one of the best care-for-life animal sanctuaries in the country please visit Delta Rescue at: https://deltarescue.org/ ------------------------------------------------------------- 1️⃣ Subscribe and ring the bell for new videos: https://youtube.com/seanmspicer?sub_confirmation=1 2️⃣ Become a part of The Sean Spicer Show community: https://www.seanspicer.com/ 3️⃣ Listen to the full audio show on all platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sean-spicer-show/id1701280578 Spotify: https://open.spotify.com/show/32od2cKHBAjhMBd9XntcUd iHeart: https://www.iheart.com/podcast/269-the-sean-spicer-show-120471641/ 4️⃣ Stay in touch with Sean on social media: Facebook: https://facebook.com/seanmspicer Twitter: https://twitter.com/seanspicer Instagram: https://instagram.com/seanmspicer/ 5️⃣ Follow The Sean Spicer Show on social media: Facebook: https://facebook.com/seanspicershow Twitter: https://twitter.com/seanspicershow Instagram: https://instagram.com/seanspicershow Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the holidays, we're rebroadcasting some of our favorite interviews from 2025. In November, Governor Gavin Newsom was at the COP30 United Nations climate summit in Brazil, where he argued Democrats need to reframe climate change mitigation as an affordability issue. Marisa and Scott are joined by Guy to discuss the politics of energy and how the soaring cost of utilities is becoming a political cudgel. Check out Political Breakdown's weekly newsletter, delivered straight to your inbox. Learn more about your ad choices. Visit megaphone.fm/adchoices

1 / 4 MDJ Script/ Top Stories for December 31st Publish Date: December 31st Commercial: From the BG Ad Group Studio, Welcome to the Marietta Daily Journal Podcast. Today is Wednesday, December 31st and Happy Birthday to Donna Summer I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal 1. ‘Bittersweet’ goodbye: Marietta school board says farewell to three colleagues 2. New Cobb Young Republicans Chair looks to affordability, voter engagement 3. Cumberland CID details big projects, future plans All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe! BREAK: INGLES 1 STORY 1: ‘Bittersweet’ goodbye: Marietta school board says farewell to three colleagues The final meeting of the year for the Marietta Board of Education was a bittersweet one, full of hugs, tears, and heartfelt goodbyes as three longtime members—A.B. Almy, Kerry Minervini, and Jason Waters—stepped down. During the meeting, emotions ran high. Vice Chair Jaillene Hunter praised Almy for her relentless push for academic excellence. Angela Orange called Minervini “a woman who gives a million percent,” while Irene Berens, tearing up, described Waters as “an exceptional man and a dear friend.” Waters, who’s moving on to the Marietta City Council, called the moment “surreal.” Minervini, meanwhile, joked about finding a new hobby, and Almy expressed gratitude for her time on the board. The night ended with a video tribute, glass plaques, and a reminder of the board’s legacy: being named Georgia’s 2025 School Board of the Year. STORY 2: New Cobb Young Republicans Chair looks to affordability, voter engagement At just 25, Andre Stafford is stepping up as the new chairman of the Cobb Young Republicans, ready to shake things up. “I’m all in,” he says, a mantra that’s driven him since he first got involved in politics after the 2024 assassination attempt on Donald Trump—a moment that, for him, changed everything. Stafford, a restaurant manager by day, wants to grow the group, boost voter turnout, and focus on issues like affordability. “The American Dream feels like a fairy tale to my generation,” he says. “We need more homeowners, less paycheck-to-paycheck living.” His goal? Turn Cobb red—and keep it that way. STORY 3: Cumberland CID details big projects, future plans 2 / 4 Big things are happening in Cumberland, and Kim Menefee, the CID’s executive director, couldn’t be prouder. “2025 was our best year yet,” she told lawmakers at a recent meeting. One highlight? The first phase of the New Day Palisades project at Paces Mill Park. With $6.3 million in upgrades—like better parking, trail access, and erosion control—it’s already drawing millions of visitors. Phase 2 kicks off in 2026, with a $9.5 million price tag and plans for a visitor center and river overlooks. Oh, and driverless shuttles? Coming in 2027. Free rides connecting The Battery, Truist Park, and more. Cumberland’s future? Bold. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info. We’ll be right back. Break: INGLES 1 STORY 4: Cobb Superior Court Clerk asks judge to dismiss charges against her Lawyers for Cobb Superior Court Clerk Connie Taylor are fighting to get her case dismissed before it even reaches trial. Meanwhile, prosecutors are busy filing motions over what evidence can and can’t be shown in court. Taylor, elected in 2020, faces four felony charges tied to allegations she mishandled passport fee records—pocketing over $425,000 in fees during her first two years in office. Things escalated when a whistleblower claimed Taylor ordered records destroyed, reportedly saying, “We’re just going to Donald Trump this thing.” Taylor denies wrongdoing, but if convicted, she’ll lose her job permanently. A hearing is set for Feb. 5. STORY 5: Marietta residents call for increased safety measures after crash on train tracks Residents are sounding the alarm after a truck barreled off the road and crashed near the train tracks at Kennesaw Avenue and Church Street last week. Melissa Korczyk, out for a walk with her toddler and dog, heard the screech of tires just before 10 a.m. “I look up, and this car is flying down Kennesaw Avenue,” she said. “It hit the tracks, went airborne, and slammed into the pedestrian signal.” The driver, who also hit a light post and tree, escaped with minor injuries and was charged with reckless driving. “It’s scary,” Korczyk said. “That intersection feels like an accident waiting to happen.” Break: 3 / 4 STORY 6: Marietta celebrates legacy of service as three council members retire The Marietta Fire Museum was full of laughter, hugs, and a few teary eyes last week as friends, family, and city staff gathered to honor retiring council members Andy Morris, Grif Chalfant, and Johnny Walker. “You’ve left a footprint on this city that just keeps getting better,” said Mayor Steve “Thunder” Tumlin, summing up the mood of the night. Chalfant, who’s been on the council since 2005, joked about finally tackling 20 years of neglected home projects—and maybe fixing up his Triumph TR3. Morris, a lifelong Marietta resident, said he’s ready to relax with his new dog, Harry. “I might even pick up golf again,” he added. Walker, proud of his work on school traffic safety, plans to focus on real estate, photography, and more time at home. Each was presented with a Distinguished Service Award, a fitting send-off for years of dedication. STORY 7: Baby clothes program helps mothers in need year-round For nearly two decades, Rosemary Buckley has quietly made life a little easier for new moms in need. Every month, she gathers bundles of baby clothes—layettes—and delivers them to Wellstar Kennestone, where they’re given to families who could use a little extra help. “It’s not just store-bought stuff,” Buckley says. “Parishioners make blankets, tiny hats, even mittens. It’s beautiful.” Inspired by her 12 grandchildren and a simple church request back in 2007, Buckley has turned this into her mission. Monsignor John Walsh calls her a “woman of action.” She just calls it “something that needs to be done.” We’ll have closing comments after this. Break: INGLES 1 Signoff- Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.mdjonline.com 4 / 4 Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: ● www.ingles-markets.comSee omnystudio.com/listener for privacy information.

Veterinary medicine is changing fast, and 2026 is already taking shape. In this episode of the Veterinary Viewfinder, Dr. Ernie Ward and Beckie Mossor step back and take an honest look at the trends that are most likely to impact veterinary teams in the year ahead. They examine how artificial intelligence is moving from novelty to a background tool, quietly reshaping documentation, diagnostics, and client communication. Telemedicine continues to evolve, not just as video visits but as flexible, everyday touchpoints that can help practices improve access and continuity of care. The conversation also explores the return of wearables and continuous monitoring, particularly how improved data could impact pain detection, obesity management, and chronic disease management. As always, this episode does not shy away from the hard stuff. Workforce burnout, shifting practice models, climate-driven disease patterns, and growing affordability pressures are all front and center. Rather than offering quick fixes, Ernie and Beckie focus on what veterinary professionals can anticipate, question, and influence now. If you want a grounded, practical discussion about where veterinary medicine is headed and how to stay adaptable without losing your footing, this episode is for you.

Both sides of our political world have created a big problem with inflation! And both sides seem to be happy to put it off as an affordability problem that needs additional government help.Milton Freeman did a good job describing how inflation really works.Clip Used: Milton Friedman - Only Government Creates InflationBy: LibertyPenFollow Us:YouTubeTwitterFacebookBlueskyAll audio & videos edited by: Jay Prescott Videography

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Keith shares a mindset-shifting quote from John D. Rockefeller that challenges the idea of trading time for money.  He revisits some of the year's most powerful real estate investing lessons, and breaks down the big forces shaping today's housing market—affordability, supply & demand, demographics, and interest rates.  All of this sets the stage for his data-driven national home price outlook for next year—without the usual crash-and-doom hype. Episode Page: GetRichEducation.com/586 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, learn from a quote attributed to the world's first billionaire, it will change how you see wealth building. I'll explain why national home prices have never crashed. Then it's gre, 2026, home price appreciation forecast. You'll learn the future the exact percent that home prices will appreciate or depreciate next year. Today on get rich education   Speaker 1  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Lake Huron, Michigan to Lake Tahoe, California and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. You know something I love, quotes that shift your entire mindset, paradigm, and once your mind is shifted, actions follow. Actions develop into patterns. Those patterns become habits, and habits become the new, transformed you few quotes hit harder than the one from resource tycoon John D Rockefeller. He lived from 1839 to 1937 in fact, Rockefeller is widely regarded as the world's first billionaire. His quote, you might have heard it before. It is this, he who works all day has no time to make money. That sounds paradoxical, even provocative. It's sort of like it's inviting you to come in and want to learn more about it. And this is because most people's concept of income generating is to work 40 hours a week for a salary or an hourly wage. But what does that quote really mean? He who works all day has no time to make money, and be sure to capture the all day part of that quote that ties right back into the show that I did with you two weeks ago about the K shaped economy breakdown, where you learned about how capital compounds labor doesn't most people sell their time for dollars, but trading time for money makes you too busy to actually build Wealth. Working and building wealth. Those things are two separate distinct activities in how you're investing your time and energy. Now, most people start out with a wage or a salary job. I surely worked by pushing brooms and cubicle dwelling before investing in my first rental property. But if you're working all day in a job, physically or mentally well, then you're consumed by tasks that only pay you. Once you're occupied, you can often get exhausted and you're only concerned with short term output. You're focused on the next deadline, not the next decade, when all your hours are spent on labor, you have no bandwidth to do what you need to do, which is, create vision, acquire assets, build a portfolio, develop systems, learn tax strategy, evaluate investment deals, network with like minded investors, or refine your strategy with a GRE investment coach. Be cognizant that labor only pays today. Wealth building pays forever. Even if your work a day job, salary doubled, you would have to ask, how would that even build wealth? You could retire earlier, but you would have to keep working the hours, and let's remember that wealth equals freedom. You can't architect a wealth plan from the assembly line. Now, that's something that Rockefeller would have agreed with. Wealth requires less. Leverage and labor has none. So working all day means no leverage. You are the engine instead making money, that means using leverage, and instead of you being the engine, well, the engine is something else, like assets, systems, technology, other people's time, other people's money, and borrowing to inflation profit. Rockefeller believed and proved that leverage beats labor 100 to one. He's not discouraging work. In fact, it's just the wrong type of work, because he was one of the hardest working people alive. And really the bottom line here, with this quote, he who works all day has no time to make money, is that Rockefeller meant that if you spend your life doing tasks, you'll never rise high enough to own things that pay you for life. Earning a living is a different activity than building wealth, and once your mindset is shifted, actions follow, yep, actions develop into patterns, and those patterns become the new you. well as the last episode of the year on the show here, 52 weeks worth, I sure hope that I've helped you think, learn and grow your wealth, as have our guest contributors here early in the year, the father of Reaganomics was here, a man that frequently advised a president inside the White House. He told us how much he dislikes tariffs. Tariffs block free trade, and trade improves our lives. Major apartment investor, Ken McElroy, was here this year, and he predicted that the American home ownership rate will fall below 60% that would be major it's currently at 65 if the home ownership rate falls to 60% that would unleash millions of new renters into the market, and it has not been that low in decades, if ever you got a lot of mortgage insights with chailey Ridge, including learning how you can qualify for income property loans without a w2 job, without a pay stub or without tax returns by instead getting a DSCR loan. You'll recall this year that I discussed 50 year mortgages, and I did that before it even hit the news cycle, telling you that it could be coming and that it could be proposed. I explained why I like 50 year mortgages more than 30 year loans, but be aware it is not imminent that they're coming. Also this year, economist Richard Duncan and commentator Doug Casey discussed the Fed. Richard told us how the President is trying to totally restructure who serves on the Fed, trying to get low interest rate pushers in there. And then just last week, Doug and I discussed how fed decisions just keep hollowing out the middle class. A and E television star Todd drillette told us how to negotiate. I had four good discussions with our own investment coach, nuresh this year, more than usual, a pastor and I discussed a rare topic, what the Bible says about money. You learned how to use AI in your real estate investing and when not to. We had a few episodes about that. But above all the shows this year, they were about you, probably more than any other year that we've had here. I did more listener question episodes where I answered your questions as you wrote in, and I also had more listeners come right onto the show and tell me how this show has personally built their wealth. And of course, this year, I got to meet more of you in person when I served as a faculty member on the terrific real estate guys Investor Summit to see and I got to meet you personally for more than just a handshake. The event was set up so that chances are you had dinner with me as well. So rather than this show being a one way chat from me to you this year was more of a dialog between you and I and more two way communication. A lot of new topics are coming for next year, both me teaching and some great guests. If there's something on the show that you'd like to hear more of or less of, let us know. Write into us or use your voice to tell us either way you can do that. At get rich education.com/contact, let us know what you want to hear more of or less of. Do you like shorter term tactics like when and how to increase the rent? Or do you like mid range tactics like how to constantly do cash out refinances and get a tax free windfall from your properties every year. Or do you like more of the long term strategies like specifically how you profit from inflation? Let us know what you like again, at get rich education.com/contact, now, even if you're listening 10 years. Years from now, which I know you very well. May, I'm going to break down next year's home price appreciation forecast, but I'll do it in a way where you'll learn how to analyze a market for all time coming up. It's gre 2026, national home price appreciation forecast. Learn the future to the exact percent. First listen to this from Freedom family investments and Ridge lending group, because I'm a client of both myself and they can help you. I'm your host. Keith Weinhold   Keith Weinhold  10:29   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family, investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Speaker 2  11:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  12:14   this is our Rich Dad, Poor Dad. Author Robert Kiyosaki. Listen to get rich education with Keith Weinhold. And there is, I respect Kate. He's a very strong, smart, bright young man.   Keith Weinhold  12:35   Welcome back to get rich education. It's episode 586 the last show of the year. I'm your host. Keith Weinhold, I am proud to present to you in this segment of the show gre 2026, national home price appreciation forecast, where I use my insight and experience so that you'll learn the exact percent that national home prices will either appreciate or depreciate next year. It's the fifth consecutive year that we're doing this. I nailed the first three spot on and then this year happened. I'll get to reviewing my track record, total accountability. First understand something, real estate values have never crashed in your entire lifetime, even if you're 90 years old, to grab eyeballs, slack jawed, tick tock. Call them crash talk. Economists keep making awful predictions about a housing price crash, and none of them have been worse than one that published last month in Newsweek, which outlines a as it's called, correction worse than 2008 and says national home prices will fall 50% five zero, starting as soon as next year. That's absurd, and I can't believe that a respectable publication would platform a view from an analyst like that, and I'm not going to call out that Doomsayer analyst's name. That's not my style. I'm sure you can find it that crash is about as likely as one social media post changing your political affiliation later today. Look, doomsayers don't care about you. They make dire predictions because they care about them. It elevates their clicks, their followers and their name recognition, and they never hang around to follow up on that prediction, but it harms you, because you miss out on the equity gains, and that's the real damage. In fact, this particular analyst also called for this year to have the second largest home price decline since World War Two. Well, national home prices have only fallen twice in that time period. In fact, going further back. Back to the 1930s Great Depression. They've only fallen twice. Yes, that means home prices have risen every single year since the 1930s except for two periods, a small decline of less than 1% around 1990 and then, of course, the severe downturn from the housing bubble and great recession from 2007 to 2011 or 2012 that's where prices dropped in total, 25 to 26% from peak to trough. Now why do I say that that period around 2008 was not a housing price crash. Well, because it wasn't. Instead, it was a slow bleed. The definition of financial crash is a sudden, sharp and widespread drop in prices. That's the definition. Well that can happen in some other asset classes like stocks or Bitcoin or perhaps even precious metals, but not real estate. It is neither sudden nor sharp. The worst year, 2008 saw home prices drop 12% in that one year and some of the other years bracketing it, home prices fell three to 4% in each of those years. So then during this time period of price attrition, during the global financial crisis, each month, real estate values fell just a few tenths of 1% maybe half of 1% or even one full percent, not a crash, a slow bleed. This means that it took about five years for values to fall, a total of near 25% I mean, that makes it really clear that it's not a crash. And again, this period was about 2007 to 2012 don't get me wrong, it was bad. I was a real estate investor both before and during 2008 but to call it a crash is hyperbolic, and that is because words mean things. I think a lot of media consumers get so conditioned to mass media sensationalism that they've forgotten what a crash even means. At some point, it begins to bend our very lexicon back around 2007 I remember I frequently checked a website called implode meter. Yeah, that's the name of it. It tracks, failing banks. I looked the other day and implodemeter.com is still in existence, even though it's not nearly as spicy as it used to be during the GFC, because lending has been pretty stable for a long time, and loans are well and carefully underwritten. So home prices are unusually stable over time, because, in a sense, housing is not a normal market. It is slow, regulated, credit driven, and it's emotionally sticky, even though rental property is less emotional. Well, the values of one to four unit property are tied to primary residence values, and that's where the emotion exists. So if you put all those together, you get prices that creep upward most years and rarely fall at all. Nationally. The real estate market moves too gradually to be crash susceptible. It is the place for real wealth building values also are not going to double annually if you want to scroll for dopamine hits from the couch. Well, you can do that with a prediction market like call she or in crypto with altcoins, while your real estate keeps leveraging dollars in a stable way in the background. That's how you can think about it. All right, so we've established since the Great Depression, home values have fallen twice and once substantially. Well, right now, home prices are up about 2% year over year. Most places have appreciated, especially the more affordable markets. Not only has home price growth been slow, though, rent growth has been slow as well. Single Family rents are up 1% per totality. Apartment rents are down one to 2% per Zumper. But back to our focus today, forecasting national home prices. Everything we're discussing is nominal price change, meaning not inflation adjusted, and it's single family homes up to fourplexes. Well, as we use context to build up to the big reveal today, where I'll tell you the exact percent that home prices will rise or fall next year. Could 2008 happen again any time soon? Let's isolate that out. It's important to look at history rather than. Having some uninformed hunch in both periods with price attrition around 1990 and 2008 these two falls have some attributes in common. So let's look at that. What led to these rare falls in home prices, irresponsible lending, forced selling, a vacancy issue and overbuilding. All four of those factors were in place during those two periods now leading up to 1990 the irresponsible lending was on the commercial side. That was the savings and loan crisis, but it did trickle into the residential market, and then in 2008 it was on the residential side. But of all four of those factors, none of them are in place today. Zero borrowers are strongly underwritten because they've got those full documentation loans, and virtually no one is forced to sell in a fire sale. In fact, homeowners still have these record equity positions of about 300k fewer than 3% of homeowners have a negative equity position, and there is no vacancy issue. Because, in fact, we've been under building. We'll look at that. So for next year, no substantial price of drawdown is coming. None's expected. We can isolate that out. Since I was investing directly in real estate through 2008 I know what happened is that when people walked away from properties, they did so because the economy got rough, their variable rate mortgages rose, they couldn't make their payments, or they just had no motivation to make their payments because they were underwater and had zero protective equity. In a lot of cases, it's almost impossible for that to happen today, homeowners can make their payments, and they're motivated to do so because they have that erstwhile equity to protect, like I said last week, through the Census Bureau data and realtor.com we know a couple things. Four in 10 homeowners have no mortgage at all. They own their property free and clear. Among the group with mortgages, 70% of borrowers still have a mortgage rate locked in at under 5% and blending those together for you means that then 82% of borrowers either have no mortgage or they've got a rate under 5% this translates to really affordable payments, along with The protective equity, even if inflation heats up again, it still cannot touch a borrower's mortgage payment amount because it is fixed. As we're leading up to the big reveal of next year's number, we're about to look at affordability, supply, demand and the effect of mortgage rates on prices. Of course, that word affordability, that has been the most central word to home buying for a couple years now, affordability will improve in three main ways. If either home prices fall, mortgage rates fall, or wages rise, it takes at least one of those three things, the good news is that this year, wages have been rising faster than both stated inflation and home prices. Wages have been rising close to 4% that looks to continue at least into the early part of next year. Well that improved affordability allows home prices to move up, and it gives room for rents to move up as well. Now when it comes to mortgage rates, if you're new to listening to me, it will be groundbreaking for you to realize that today, mortgage rates are low, and increases to mortgage rates usually lead to increases in home prices, not decreases. If you're new here, both of those facts might leave you saying what I thought it was the opposite. How can that be? I won't spend much time on this because longtime listeners already know these two things, but they do go into the forecast the long term 30 year fixed rate mortgage averages 7.7% per Freddie Mac thirst, that set goes back to 1971 and rates are lower than that now, and mortgage rates have risen 1% or more seven different times since 1994 and home prices increased all Seven times right alongside those rising mortgage rates. In fact, when rates more than doubled in 2022 what happened? Home prices soared to their highest appreciation year in a long time. It reinforced this so, yes, way higher rates equaled way. Higher prices. It's not that one directly causes the other. This is correlation versus causation. It's because rate increases confirm that the economy is doing well. I have discussed that extensively in previous episodes, so mortgage rates actually don't have that much to do with home prices, and that's why it is hardly going into the forecast for next year. I'll tell you what trying to forecast mortgage rates to then use that to predict home prices, that is a fantastic way to waste your time. Now, 1x factor that could make that different for next year is that this President, he imposes his will to make rates low no matter what. So even if the economy is good, which typically leads to higher rates, wholesale push to make rates low, and that's an artificial phenomenon. Wouldn't that make home prices boom if we had a strong economy and low rates? The fact that affordability is still historically low today, though, we appear to be off the bottom. Affordability is still historically low today, that has less to do with mortgage rates than most people think, since, again, rates are low when they're in the low sixes, like they currently are. Instead, affordability is soured, because over the long term, decades, wages haven't kept up with true inflation. That's what's really going on with affordability and what everybody misses, and because affordability is still strained, home prices cannot rise a lot, say 10 or 12% next year. That can't happen on a national basis next year, now, a bill is advancing through Congress now to make housing more affordable. It's got bipartisan support relaxing zoning requirements in such a bill that could help build more homes, but if the government tries to help by making access to loans easier, that is going to lead to even higher prices and really will not help with affordability beyond the short term. In fact, just this month, the Fed has resumed QE quantitative easing. And that effectively means that it is ramping up the number of dollars being printed. And these are just more dollars in existence coming in to chase real estate and every other assets values higher we look at the employment picture. Although unemployment has been ticking up lately, it is still low at under 5% what about housing supply versus demand? And future supply versus demand? Well, this is basic econ and it will totally affect future prices. Actually visited the home of the father of economics, Adam Smith in Scotland this year, the man that nearly invented the supply demand concept starting with supply. I think anyone in real estate knows that generally, over six months of housing supply is too much. Under six months is too little. Six months is sort of that balanced point. What does that really mean? Well, months of supply is how long it would take to sell all the homes currently for sale if no new listings came on the market. All right, that's all that means. Well, currently, that level is 4.2 months that is low, and that puts some upward pressure on prices as well. Another way to think about it is with the active listing count of single family homes and condos. All this means is the number of homes currently for sale and available to buy right now. That's what active listing count means when you see that statistic out there? Well, one and a half to 2 million is the normal level of units needed to adequately house our growing population, for single family homes and condos. Well, that figure bottomed out in 2022 and it's only hovered around one or 1.1 million for a few months now, we are under supplied, and it takes a long time to build our way out of it. Now, apartment buildings are a different story. They are oversupplied, but again, today, we're here focused on the future price direction of one to four unit properties. So that's supply, not as tight as it was, but still on the tight side, and then demand. Where is demand coming from? It comes from us. There's more of us. As our population keeps growing, there is a lot of housing demand coming. Not only is there pent up demand from those trying to afford a home as soon as they can, but more broadly. Demographically, I will point back to that period where there was a surge of us births from 1990 to 2010 there were over 4 million births every single one of those years, births peaked in 2007 if you add 40 years to that, because 40 years is now the average age of the first time homebuyer. That's still a mind blowing figure to me, 40 years the average age of the first time homebuyer. You add that to 2007 that peak birth rate year, and this demand won't even peak until about 2047   Speaker 2  30:36   and this doesn't even include additions from immigration, demand, demand, demand, propping up prices for decades, but for next year, improved affordability, which is expected that boosts the demand for those that have the capacity to pay. Well, considering everything we've covered, I'm about to reveal the number for next year. But first, I mean, gosh, don't you wish everyone actually followed up on their past forecasts, like I'm about to I don't think I've ever seen a price crash predictor follow up, because they're always wrong. Well, what is the track record of get rich, education, home, price appreciation forecasts. It's the fifth straight year I'm doing this, and I always release the forecast in the final days of the year in anticipation of the coming year, just like you and I are doing together now. For 2022 I said that prices would rise nine to 10% the year ended, and they came in at 10% 2023 a lot of people said home prices would fall because they had just seen a terrific run up. I said a price fall would not happen, largely due to that jaw droppingly low supply that we had then. I said zero, there wouldn't be any change. They came in at exactly zero. There was no price change in 2023 for 2024 I forecast 4% they came in at exactly 4% this is all documented. You can go back and listen to those episodes. They're all near year end. So yes, three straight years, I nailed it to the exact percent. How about this year? Just before the year began? Do you remember what my forecast figure was from listening here about a year ago, it was 5% home price appreciation. The year is not over yet, and real estate statistics move pretty slowly. Figures lag, but we pretty much know where it's going to end up. And as we look at this same stat set that I consistently use, which is the NARS national median existing single family home price, it is 2.2% as of late in the year, and it's almost certainly going to end up at 2% appreciation. So I would call that a miss, probably not a terrible call, but far enough apart to call that a miss, 5% forecast versus 2% actual for this year. That's the track record. So before I reveal the number for next year, in the last four I've nailed three of them spot on, and why was appreciation less than I expected for this year? Well, a few reasons. One of them is that inflationary pressure from tariffs was postponed. That Tariff Schedule was changed more times than anyone could have possibly forecast, and affordability stayed stubbornly low too. And here we go for 2026 how much home price appreciation or depreciation do I expect? Well, I haven't said this in any of the previous forecasts, because it's the easiest thing to say, and I often avoid saying the easiest thing, but this is just what I see coming, and that is, I expect more of the same. It's the first time I've said more of the same, which is drumroll here, 2% home price appreciation for next year. No wild figure or hyperbolic material here, in order to attract attention that is my best target for the truth, I'm here to do my best to be accurate and help you make the most informed decision, 2% for next year. So a 500k property today should cost you about 10,000 more dollars next year, and as we know, with a figure like 2% which is less appreciation than the long run historic 5% or so, with this 2% appreciation on new purchases, you leverage that five to one with your 80% loan, and you get a 10% return on your down payment. And you add in the other four ways real estate pays to your 10% leverage appreciation and at historic norms, you can end up with a 29% total ROI. That's realistic. I outlined the math of that in an earlier episode this year when I discussed how real estate pays five ways in a slow market, there you have it, 2% forecast home price appreciation for next year. If you want the charts that support the forecast and more, there's a way for you to get a hold of that, and also the best real estate maps, stories and investment opportunities that you won't see in any headlines. They are all in my free weekly newsletter. The newsletter also gives you access to my free real estate pays five ways. Video, course, that is it. GRE letter.com Get it all at one easy place. Gre letter.com I look forward to talking to you in the new year. I'm Keith Weinhold, don't quit your daydrem   Speaker 3  36:06   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:34   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

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Odeta Kushi and Orphe Divounguy analyze the current U.S. housing market, noting that affordability is at its best level in three years. They discuss how wage growth is outpacing housing price growth, contributing to modest improvements in housing affordability. While not forecasting a boom, both anticipate a modest increase in home sales in 2026.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

On Friday's Mark Levin Show, WJNO's Brian Mudd fills in for Mark Levin. ISIS has been butchering Jews and Christians across the Middle East and beyond, and the world knows it. And when President Donald Trump says that if these terrorists keep spilling innocent blood he'll strike back—he means it. No double‑talk. No hesitation. Strength. Under Trump, Americans have seen lower taxes, a stronger economy, a secure border, peace instead of endless wars, the rollback of DEI mandates, and an end to radical policies targeting children. These are facts, not fantasy. Millions of Americans are grateful for it. In addition, Affordability? Americans are better off today than they were in 2020. Tariffs, deportations, and job growth have put real money back into the pockets of working people. Is the country perfect? Of course not. People are struggling. But the nation is rising—economically, structurally, confidently. Growth averaging 4% in Trump's first year is no accident. It's leadership. The media, corrupt, hypocritical, ideologically driven, pretends none of this is happening. They distort, they smear, and they distract, but the American people see through it. That's why the left keeps losing support. Reality has a way of breaking through the noise. If any of Trump's accomplishments have touched your life, your family, your wallet, your safety—then this is your moment. This is your year. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, we're releasing a special episode of TKP with Pierre Poilievre. While we don't often tackle politics on the show, we are trying to improve political discourse by offering a platform for both sides to speak with depth and nuance. This episode covers the economy, media, free speech, immigration, corporate subsidies, and more. (And before you ask, the same invite was extended to both Pierre and Prime Minister Mark Carney). ----- Approximate Timestamps: (00:00) Introduction (01:31) What is the Role of Government? (03:31) Canadian National Identity (05:52) Canada's Global Role (07:33) Immigrations: Problems & Solutions (09:37) What's Going Right? (14:50) Second & Third Order Consequences (17:52) Government Spending & Economic Prospects (20:05) Positioning: Canada & the United States (24:36) Canada & Foreign Companies (26:57) Fighting for Canada Long Term (30:05) Weaponized Complexity (31:52) What Role Does the Media Play? (37:49) Rapid Fire: Get to Know Pierre (47:44) Maintaining Hope in Politics (49:06) The Drug Crisis (54:00) Bringing Hope into 2026 ----- Upgrade: Get a hand edited transcripts and ad free experiences along with my thoughts and reflections at the end of every conversation. Learn more @ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/membership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----- Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----- Follow Shane Parrish:X: ⁠⁠⁠⁠⁠https://x.com/shaneparrish Insta: https://www.instagram.com/farnamstreet/ LinkedIn: https://www.linkedin.com/in/shane-parrish-050a2183/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Why do things feel less affordable than they actually are? President Trump made a dark joke about Air Force One crashing as the plane went through turbulence. // Girmay Zahilay’s racist, identity-obsessed appointment scheme insults the very women he claims to elevate. // A family is suing Royal Caribbean after a man died from allegedly being served 33 drinks on a cruise.

December, 27 2025, 7AM; In one post he once again peddled 2020 election conspiracy theories, wished a merry Christmas to everyone, including "radical left scum," and shared false claims about Somali immigrants. Akayla Gardner, Kimberly Atkins-Stohr, and David Drucker join The Weekend to discuss Trump's rage posting.For more, follow us on social media:Bluesky: @theweekendmsnow.bsky.socialInstagram: @theweekendmsnowTikTok: @theweekendmsnow To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, producer Kailyn Bennett breaks down a new bipartisan housing bill that has advanced out of the House Financial Services Committee as lawmakers look for solutions to the housing affordability crisis. We cover what's included in the Housing for the 21st Century Act, how it aims to streamline zoning and permitting, and why expanding housing supply remains central to improving affordability.

According to GoFundMe's end-of-year report, campaigns to fund basic necessities like housing, utilities and groceries are on the rise after quadrupling in 2024. In the Loop gets insight on how we got here, how this impact is felt locally, and local efforts to close gaps through mutual aid efforts and policy shifts. Dion Dawson, founder, executive director Dion's Chicago Dream and Bob Palmer, Policy Director Housing Action Illinois and Rep. Brad Schneider, 10th District sat down with host Sasha-Ann Simons. For a full archive of In the Loop interviews, head over to wbez.org/intheloop.

Derek Kravitz, reporter and deputy editor for Consumer Reports, discusses an investigation into third-party grocery delivery service Instacart's algorithmic pricing experiment.

“Affordability” is the word going into the 2026 midterm elections—and a GOP win is incumbent on Trump's ability to communicate the truth on the economy. Victor Davis Hanson says that, despite recent economic wins such as falling inflation rates and tax cuts, the public perception of economic pain persists because Democrats have successfully shifted blame onto President Donald Trump from the real culprit—former President Joe Biden. How did this happen? And can the Trump administration fix this perception in less than a year? Hanson breaks it down on today's episode of "Victor Davis Hanson: In a Few Words.” (0:00) Introduction (0:21) Key Issues in the 2026 Midterms (1:45) Trump's Economic Wins (3:32) Democrat Misconceptions (4:55) Foreign Policy Focus (6:42) Conclusion We need your help to ensure The Daily Signal can continue to counter the liberal media's lies with the truth. Support The Daily Signal's work today by becoming a Signal Elite Supporter.    Your tax-deductible monthly gift will help: 

“Affordability” is the word going into the 2026 midterm elections—and a GOP win is incumbent on Trump's ability to communicate the truth on the economy. Victor Davis Hanson says that, despite recent economic wins such as falling inflation rates and tax cuts, the public perception of economic pain persists because Democrats have successfully shifted blame onto […]

Yetis, the 3 biggest forces in business in 2025? Trump, AI, & Affordability. For more on that? Look at every other newsletter, podcast, and social media post of every day this year.But instead, we found the 3 biggest “pop-biz” themes of 2025: Maxxing, robots, & kale collar workers.1. “Everything Maxxing”… From Protein Maxxing to Tariff Maxxing to the Casino Economy.2. “Robots got Promoted”… Waymos, Blue Collar Bots, and laundry-folding humanoids.3. “Kale Collar Workers”… Ambitious Zillennials cut Slop Bowls, but embraced Thriftonomics.$TSLA $AMZN $SG $CMG $CAVA $SPYBuy tickets to The IPO Tour (our In-Person Offering) TODAYAustin, TX (2/25): https://tickets.austintheatre.org/13274/13275 Arlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): https://www.squadup.com/events/the-best-one-yet-liveGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(0:00) Treasury Secretary Scott Bessent joins the show (0:55) Recapping 2025 and the state of the economy (3:13) Tariffs: Leverage, legal challenges, implementation (15:20) Affordability: inflation, BLS data, interest rates (23:00) The Fed: biggest mistakes, how we got a 15 year asset bubble, rate cycle, appetite for US debt, Fed Chair candidates (42:44) Focus on Main Street, taking equity stakes in American companies (50:40) Tax cuts, Trump accounts, economic legacy Follow Secretary Bessent: https://x.com/SecScottBessent Referenced in the show: https://www.international-economy.com/TIE_Sp25_Bessent.pdf Follow the besties: https://x.com/chamath https://x.com/Jason https://x.com/DavidSacks https://x.com/friedberg Follow on X: https://x.com/theallinpod Follow on Instagram: https://www.instagram.com/theallinpod Follow on TikTok: https://www.tiktok.com/@theallinpod Follow on LinkedIn: https://www.linkedin.com/company/allinpod Intro Music Credit: https://rb.gy/tppkzl https://x.com/yung_spielburg Intro Video Credit: https://x.com/TheZachEffect

Feeling overwhelmed by the homebuying process? This episode gives first-time buyers a clear starting point by showing how to use the How to Buy a Home Episode Guide to build confidence, clarity, and a personal education plan.How to Buy a Home 2025 Episode GuideThis end-of-year road trip episode is designed for renters who don't know where to begin — or who feel stuck trying to make sense of conflicting advice online. Instead of pushing tactics or timing, this episode explains how first-time buyers can use education as their advantage.The focus is on building confidence through clarity, understanding what information actually matters, and learning how other real buyers have successfully navigated today's housing market using proven strategies.“You can't control the housing market, but you can 100% control how much information you take in and how confident you become.” - SidoniPopular Podcast TopicsWhere to start as a first-time homebuyerFinding your place in the process and avoiding overwhelm by using the Episode Guide.Rent vs. buy: does buying actually make sense right now?Comparing rent replacement math, lifestyle impact, and long-term strategy.How much money do you really need to buy a home?Why online calculators are misleading and how real buyers close with far less cash.Low down payment options that actually work3%, 3.5% FHA, 5% conventional, VA loans, and down payment assistance programs.Buying a home with student loans or other debtHow buyers qualify while carrying student loans, car payments, or credit cards.Credit scores and common credit mythsWhat lenders really care about, credit pull myths, and why perfection isn't required.Affordability fears and avoiding being house poorMonthly payment comfort, budgeting confidence, and long-term financial stability.Timing your move, not the marketWinter buying advantages, planning around leases, and when breaking a lease can make sense.Market timing vs. having a smart planWhy waiting for a crash backfires and how flat markets still create opportunity.Real renter stories that prove this is possibleLow savings buyers, first-generation homeowners, VA buyers, and high-cost-area success stories.Plus tons of interviews with real renters who have broken the cycle and bought their first home.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeCheck out First Time Home Buyer Stories for full podcast interviews on YouTubeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

In this episode, John Solomon discusses significant legislative movements aimed at protecting children from sexual abuse and inappropriate medical treatments. He highlights Congress's recent actions and the HHS's decision to ban certain hospital practices. Solomon also covers President Trump's declaration of a three-day Christmas holiday, a brewing political ethics scandal involving Michigan's Attorney General, and new studies on potential COVID vaccine side effects, particularly myocarditis. Congresswoman Erin Houchin discusses the recent developments in the health care debate, particularly the Republican alternative to Obamacare. Congresswoman Houchin outlines the key components of the newly passed health care bill, its potential impact on premiums, and the ongoing efforts to reform the healthcare system. We also delve into the AWARE Act and the Safe Bots Act, aimed at protecting children from the dangers of AI chatbots. Dr. Peter McCullough, a world-renowned doctor and chief scientific officer at the Wellness Company, joins to discuss the controversial aspects of COVID-19 vaccines, the importance of proper warnings, and the use of nasal and throat sprays to combat common respiratory illnesses. Dr. McCullough shares insights on the flu vaccine's efficacy this year and the potential role of Ivermectin and Hydroxychloroquine in cancer treatment. Finally, we delve into the ongoing legal challenges facing Judge Jim Troupis in Wisconsin, as he navigates accusations from the state's Attorney General regarding civil rights violations. Judge Troupis shares his insights on the lack of evidence presented against him, the potential involvement of the U.S. Justice Department, and the historical context of alternate electors in American politics.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Vanity Fair publishes a candid interview with White House Chief of Staff Susie Wiles in which she makes eye-popping admissions about Trump, Elon Musk, and many more. Trump interrupts the season finale of Survivor to deliver an angry, meandering primetime address on the economy, and the administration moves closer to war with Venezuela, announcing a blockade of oil tankers trying to enter or leave its ports. Jon and Dan discuss all the latest and then turn to Trump's new executive orders on gender-affirming care and medical marijuana, Speaker Mike Johnson's inability to hold his coalition together, and DNC Chair Ken Martin's decision to bury a much-anticipated postmortem report on the 2024 election. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

President Trump delivers a primetime address on affordability; some House Republicans split with their party to vote for Obamacare subsidies; and a new poll says AOC could defeat JD Vance for the presidency. Ep.2337 - - - Click here to join the member-exclusive portion of my show: https://bit.ly/3WDjgHE - - - Facts Don't Care About Your Feelings - - - Today's Sponsors: Perplexity - Ask anything at https://pplx.ai/benshapiro and try out their new AI-powered web browser Comet at https://comet.perplexity.ai/. Birch Gold - Text BEN to 989898 to claim your eligibility before 12/22. PureTalk - From everyone in the Pure Talk family, thank you! Switch to PureTalk and start saving today! Visit https://PureTalk.com/SHAPIRO Priority Tax Relief - Book your free consultation at http://prioritytaxrelief.com/ben Alliance Defending Freedom (ADF) - Visit https://JoinADF.com/BEN or Text “BEN” to 83848 to add your name to their declaration and side with truth and fairness. ARMRA - Go to https://armra.com/SHAPIRO or enter SHAPIRO at checkout to get 30% off your first subscription order. Kars4Kids - Call now: 1-877-Kars4Kids or donate your car online at https://Kars4Kids.org/ben - - - DailyWire+:

Governor JB Pritzker visits the studio to talk to Lovett about Trump's Indiana redistricting fail, how Illinois is standing up to ICE's immigration raids, and how the governor's upbringing — a childhood of both privilege and tragedy — shaped his career in politics. Plus, Lovett asks the governor to defend his controversial Star Wars film rankings, quizzes him on some blackjack hands, and asks what we're all thinking: Is he running for President? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Donald Trump holds a campaign-style rally to hit his affordability message: making fun of the very idea of an affordability message, and telling parents to buy their kids fewer dolls. And when asked by Politico what grade he'd give the economy right now, he answers: “A+++++.” Jon and Dan discuss how Trump's communications effort is landing and then turn to the rest of the news, including Indiana Republicans' decision to reject a new Trump-backed congressional map, Trump's jaw-droppingly low approval rating in a new AP poll, and Democrats' continued fight to extend Affordable Care Act subsidies before they expire at the end of the year. Then, Rep. Adam Smith, the top Democrat on the House Armed Services Committee, talks to Jon about the administration's seizure of an oil tanker off the coast of Venezuela and the illegality of the strikes on boats in the Caribbean—including what Smith saw when the Pentagon showed him the video of the infamous double tap strike.For a closed-captioned version of this episode, click here. For a transcript of this episode, please email transcripts@crooked.com and include the name of the podcast. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.