Podcasts about affordability

In this episode, we welcome Colin Allen, executive director of the American Property Owners Alliance. Colin, a veteran of Washington, D.C. for 20 years, provides a deep, unfiltered analysis of the current political landscape and its direct influence on the real estate market. Breaking down the federal government's approach to the housing supply crisis, the partisan divides, and the surprising bipartisan collaboration on key bills. This is a must-listen for professionals who want to understand the forces shaping the market beyond headlines and interest rates. Connect with Colin on LinkedIn - X or send him a message callen@propertyownersalliance.org.   Learn more about APOA on LinkedIn - Facebook - X or online propertyownersalliance.org.   Subscribe to Real Estate Insiders Unfiltered on YouTube! https://www.youtube.com/@RealEstateInsidersUnfiltered?sub_confirmation=1   To learn more about becoming a sponsor of the show send us an email: jessica@inman.com You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

In this episode, Leo Wehdeking interviews Jeff Bentley, a seasoned real estate professional with over 50 years of experience. Jeff shares insights into his approach to real estate, emphasizing the importance of energy efficiency and building relationships with clients. He discusses the challenges of affordability in the housing market and his vision for innovative building solutions that address these issues. Jeff also highlights the significance of listening to clients and treating them like family, which has been key to his success in the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Thought Behind Things, we're joined by Miral Sharif, the Country Head of Yango Pakistan, who previously held leadership roles at Swvl, Daraz, and Zong. Miral shares her personal journey, the challenges of working in male-dominated industries, and the future of ride-sharing in Pakistan.This episode answers:What is Yango doing differently in Pakistan?Can we actually build a one-app-for-everything solution here?How does ride-sharing help everyday Pakistanis?Will we see delivery, logistics, and rides merge into one ecosystem?Make sure to watch till the end for a deep dive into the startup ecosystem and tech adoption in Pakistan.Socials:TBT's Instagram: https://www.instagram.com/thoughtbehindthings/TBT's TikTok: https://www.tiktok.com/@tbtbymuzamilTBT's Facebook: https://www.facebook.com/thoughtbehindthingsMuzamil's Instagram: https://www.instagram.com/muzamilhasan/Muzamil's LinkedIn: https://www.linkedin.com/in/muzamilhasan/Miral's LinkedIn: https://www.linkedin.com/in/miral-sharif-3b5976a2/

Franklin Rouse, property insurance agent in the Cape Fear region, joins the program to discuss:2:25 Why he chose Leland to set up his agency4:36 Why rates are rising9:10 How world events impact rates11:45 Roofs impacting insurance15:10 Why blackswan events impact rates16:45 How insurance rates are set in North Carolina22:25 Flood insurance24:45 Lock insurance before a storm31:25 Wind, hail, and flood policies32:55 Understanding policies and deductibles37:50 Affordability issues41:00 People who choose to be self-insured45:25 Hurricane FlorenceDISCLAIMER: TowneBank Mortgage, NMLS #512138, is an equal housing lender. This podcast is for informational purposes only. Hosted by Tyler Cralle #2028201

Canada has long lived off its mythology: a country of opportunity, stability, and growth. But 2025 is stripping away that veneer. For the first time in a generation, the country is experiencing a profound reversal of the very forces that powered its ascent — population, jobs, and GDP — and nowhere are the consequences clearer than in the housing market.Last year, more than 106,000 Canadians left the country — the largest exodus since the late 1960s. At the same time, Ontario and B.C., the twin engines of the national economy, have registered record-low population growth, a stark reversal for regions once defined by relentless inflows. This hollowing-out of the demographic base isn't just a number; it's the erosion of demand, the shrinking of ambition, and the quiet departure of the very people meant to sustain the future.The labour market tells a similar story of unraveling. Toronto's unemployment rate has breached 9% for the first time in 15 years. Construction jobs — the bedrock of Canada's housing-dependent economy — are vanishing by the tens of thousands. The irony is suffocating: even as cranes dot skylines, the hands that once built Canada's growth are being sidelined. EI claims are surging, unemployment benefits ballooning, and yet the only jobs being created are in government. Housing — once Canada's great safety blanket — now exposes the fragility. Toronto just suffered its worst July for new home sales in more than 40 years. Inventory has ballooned to nearly 60 months' supply. Sales volumes are lower than at any point in modern history, plunging beneath the brutal downturns of the 1990s. And in a historical first, more Canadians are signing leases than purchase agreements. Renting has become not just an economic choice, but an existential one: a sign that ownership, the foundation of middle-class identity, has slipped out of reach.Vancouver, long sheltered by its global allure, is not immune. September numbers reveal prices sliding for a fifth straight month, down to levels last seen in early 2023. Detached homes, once the city's crown jewel, are now weighed down by foreclosures, while days on market stretch longer with each passing month. Inventory sits well above the 10-year average, foreshadowing further declines.Meanwhile, the broader economy has hit an iceberg. GDP shrank in the second quarter, with exports collapsing nearly 8% and business investment plummeting. Machinery spending, non-residential construction, the very lifeblood of productivity, is bleeding out. What keeps the economy afloat? Government spending and consumer credit. Households dip into savings to buy cars, Ottawa borrows to mask deficits, and capital flees anything resembling long-term growth. The illusion of stability is preserved only through debt.The housing correction now unfolding is one of the sharpest on record. Real home prices are down 24% since 2022 — faster than the infamous crashes of the '80s and '90s. Affordability remains shattered, even as values fall, because incomes refuse to keep pace. What once felt like a bubble slowly deflating is beginning to look like a collapse.The story of 2025 is not just about numbers on a chart. It is about a country forced to reckon with its limits, its illusions, and its future. And the question hanging over it all: is Canada prepared for what comes after the myth of endless growth? _________________________________ Contact Us To Book Your Private Consultation:

In Toronto, Prime Minister Mark Carney takes questions from reporters as a special two-day meeting of his cabinet gets underway. Referred to as a cabinet planning forum, the federal cabinet is set to discuss issues such as Canada-U.S. relations, industrial strategy, public safety, and affordability. The prime minister faces questions from reporters on the state of trade negotiations with the Trump administration and on the upcoming federal budget, which is set to be tabled in October. Carney also comments on Conservative Leader Pierre Poilievre's calls for the government to scrap the temporary foreign worker program. Barbara Bedont, the executive director of Defend the Movement Quebec, and Samir Freij, a Canadian citizen from Palestine, hold a news conference in Ottawa to discuss what they allege are human rights violations by the Palestinian Authority. Ministers Mélanie Joly (industry) and Dominic LeBlanc (Canada-U.S. trade, intergovernmental affairs) take questions from reporters in Toronto, as a two-day meeting of the federal cabinet continues. They comment on the state of negotiations with the Trump administration in the U.S. regarding sectoral tariffs impacting steel, aluminum and lumber industries. They also discuss tariff relief for affected sectors and the government's proposed defence industrial strategy. At a news conference on Parliament Hill in Ottawa, NDP MP Jenny Kwan outlines her private members' bill aimed at closing loopholes in Canadian law related to arms exports. Joining her at this event are Michael Bueckert (Canadians for Justice and Peace in the Middle East) and James Kafieh (Palestinian Canadian Congress) as well as lawyer James Yap.Become a supporter of this podcast: https://www.spreaker.com/podcast/policy-and-rights--3339563/support.

Affordability At Risk: Is Canada Facing A True Housing Crisis - Hart Togman   Hart Togman from Rent Panda joins me today to chat about all things housing! As a landlord, finding tenants can be a time consuming and stressful process.  I did it for many years, but the experts at Rent Panda take it to the next level. Everything from listing the property, to screening tenants, to fully managing properties in the future. With their White Glove service, Rent Panda landlords are completely hands-off, perfect for less experienced or new investors. If you want to be more involved they can handle that too! Hart and I chat about: Is this a housing crisis or is it an affordability crisis; the CMHC rental housing report; what the rental market looks like right now; the number of condos hitting the market and more coming soon; the price drop reports he's seeing; what is the biggest challenge facing landlords today; and MUCH more! Have a listen and find out how Rent Panda can help you navigate to be a successful landlord!   Contact:  http://RentPanda.ca    This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

In this episode of "The People Not Titles Podcast," hosts Steve Kaempf and Matt Lombardi analyze five warning signs of a weakening real estate market, discuss investor opportunities, Midwest market resilience, and the risks of waiting for lower mortgage rates. They also cover industry consolidation, Howard Hanna's expansion into Georgia, the potential for a national housing emergency declaration, and ongoing affordability challenges.Podcast Introduction (00:00:00)Setting the Scene: Early September 2025 & Market Overview (00:00:16)Five Red Flags in the Housing Market (00:00:40)Red Flag #1: Owning vs. Renting Cost Gap (00:01:26)Red Flag #2: Surge in Home Purchase Cancellations (00:02:13)Red Flag #3: Rising FHA Mortgage Delinquencies (00:02:51)Red Flag #4: New Homes Cheaper Than Existing Homes (00:04:03)Red Flag #5: Builders Offering Heavy Incentives (00:04:35)Why Waiting for Mortgage Rates to Fall Is a Poor Strategy (00:05:40)Affordability Challenges & Underbuilding (00:06:14)Why Not to Rely on Future Refinancing (00:08:52)Refinancing: When Does It Make Sense? (00:10:12)Personal Refinance Experiences & Advice (00:11:07)Midwest Real Estate Outperforming National Market (00:14:11)Affordability and Inventory in the Midwest (00:15:44)Chicago Inventory Squeeze & Market Comparison (00:16:59)Midwest's Slower Pandemic Price Run-Up (00:18:03)Midwest Not Overbuilt (00:18:21)Midwest Affordability & Mortgage Rates (00:19:01)Pending Home Sales Report (00:20:22)Market Sentiment & Lawrence Yun's Insights (00:21:23)Howard Hanna's Georgia Acquisition & Brokerage Consolidation (00:22:39)National Housing Emergency Declaration Possibility (00:25:18)Possible Emergency Measures & Zoning Reform (00:26:17)Legal Uncertainty & Short-Term Boosts (00:27:24)Industry Advocacy & Supply Shortage (00:28:31)Speculation on Fed Rate Cuts & Market Pressure (00:29:29)Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Keys to the Future: Navigating Today's Housing Market Together In this Keep It Simple Podcast episode, host Joey Badinger joins advisors Adam Morse and Tommy Williams at AssetBuilder's Plano HQ to unpack what's really going on in today's housing market—and how families can work together to help Gen Z and Millennials become homeowners. They trace the arc from early 20th-century mortgages to post-WWII suburbia, the 1970s rate shock, 2000s subprime bubble, post-COVID surge, and today's challenging mix of higher rates, compressed affordability, insurance spikes, student debt, and constrained supply. What You'll Learn Housing history in a hurry: From 5-year loans and big down payments to the 30-year mortgage, GI Bill suburbs, the 1970s rate peak, the subprime crisis, and COVID-era price jumps. Why affordability is strained now: Home-price-to-income ratios, higher mortgage rates vs. locked-in low-rate owners, insurance costs, and student debt. Supply vs. demand realities: Aging-in-place, building restrictions, private investors in starter homes, and why listings can rise even as affordability falls. Programs that help first-time buyers: Where to look for down-payment assistance, reduced-rate programs (e.g., HomeReady, Home Possible), and local buyer education courses. Family strategies that work: How grandparents/parents can gift earlier, reframe big-ticket events (e.g., weddings) vs. down payments, and coach smart savings habits. Episode Highlights Rates matter—but so does the price base. A 6–7% mortgage is tough; the bigger problem is prices outpacing wages. Locked-in effect: Owners with 2–3% mortgages aren't moving—tightening the starter-home pipeline. Costs beyond the mortgage: Insurance premiums and maintenance have significantly outpaced wages. Education pays: City/county first-time buyer classes can prevent costly surprises (inspections, foundation/piping, etc.). Timing gifts can change trajectories: Front-loading support (within a plan) can beat waiting for inheritances. Chapters 00:00 – Disclaimer & intro 00:18 – Welcome from Plano HQ + today's topic 01:02 – Why this matters to Gen Z & Millennials 02:04 – Housing history in 5 minutes (setup) 03:02 – Early 1900s: short loans, big down payments 03:40 – Post-WWII & GI Bill: the suburban boom 04:48 – 1970s shock: inflation & 18% mortgage rates 06:20 – 1990s–2000s: innovation → subprime bubble 08:08 – 2006–2012: crash, foreclosures, recovery 10:40 – 2020–2022: ultra-low rates, 40% price surge 11:50 – Today's landscape: rates ~6–7%, slower demand 12:35 – Affordability math: price-to-income has doubled 13:45 – “Locked-in” owners with 2–3% mortgages 14:38 – Insurance & maintenance costs outpacing wages 15:28 – Student debt + wages: the squeeze on buyers 16:35 – Supply constraints, regs, and investor buyers 18:10 – What helps first-time buyers (overview) 18:38 – Down-payment assistance: HomeReady & Home Possible 19:30 – City/county first-time buyer education (why it matters) 20:28 – Family strategies: earlier gifting, matching, trade-offs 22:05 – Process over outcome: SMART savings goals 23:10 – Weekly money check: kill leaks, automate saving 24:12 – Build a “buy box”: price, payment, area, size 25:06 – Portfolio & plan check for parents/grandparents 26:02 – Action checklist (6 quick wins) 27:05 – Closing thoughts & how we can help 27:40 – Contact: assetbuilder.com to meet with an advisor. SEO Keywords & Hashtags Keywords: housing market 2025, first-time homebuyer tips, home affordability, mortgage rates vs prices, down payment assistance, HomeReady, Home Possible, starter homes shortage, budgeting for a house, Gen Z home buying. Hashtags: #HousingMarket #FirstTimeHomebuyer #HomeBuyingTips #MortgageRates #Affordability #PersonalFinance #WealthBuilding #GenZ #Millennials

Are you still guessing who your buyers are? In this episode, Audience Town CEO Ed Carey breaks down how builders can use real consumer identity data to target, personalize, and measure sales & marketing that actually converts.We dig into:The “When Engine” and what 280M consumer profiles unlock for buildersTurning anonymous website visitors into actionable buyer insightsWhy today's home journey often stretches to ~300 days, and how to stay relevantMigration patterns (what's changed since the COVID era)Affordability, qualification, and spotting the truly ready buyersThe surprisingly powerful “dog shower” insight

Kelly Cates and Rory Smith continue our countdown to the 2026 World Cup. Nedum Onuoha joins just under a year away from the start of the World Cup in the USA, Canada, and Mexico.After the chaos of the Club World Cup, the panel discuss the extreme weather in the States, the Americanisation of the sport, player workload, and how politics could shape the tournament.South American Football Journalist Marcela Mora y Araujo joins to give the lowdown on dark horses Ecuador, and CEO of Canada Soccer Kevin Blue has the track on Canada ahead of a home tournament for Jesse Marsch's side.Timecodes: 02:45 Club World Cup reflections 07:20 Extreme weather 11:50 Affordability of the World Cup 13:20 Americanisation of the sport 20:00 Player welfare 23:45 What are we most looking forward to? 26:40 Dark horses Ecuador 28:40 Marcela Mora y Araujo on Ecuador 37:15 Venezuela to qualify? 39:35 Kevin Blue on Canadian soccer5 Live commentaries: Fri 5 Sep 1930 Chelsea v Man City in the WSL, Sat 6 Sep 1330 Arsenal v London City Lionesses in the WSL, Sat 6 Sep 1700 England v Andorra in World Cup Qualifying, Sun 7 Sep 1200 Liverpool v Everton in the WSL, Tue 9 Sep 1945 Serbia v England in World Cup Qualifying.

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The phosphates market has seen some activity recently, with China resuming phosphates exports and import demand from Ethiopia and Bangladesh. However, affordability remains an issue for the market, especially in India.Meanwhile, ammonia availability continues to remain tight globally with planned and unplanned shutdowns.Senior editors Chris Vlachopoulos and Sylvia Traganida discuss the latest developments in the markets and the short-term outlook.

Costs are rising rapidly for child care providers. The latest driver? Liability insurance. A recent survey from the National Association of the Education of Young Children showed 62% of educators reported difficulties finding or affording this insurance. FOX Business' Lydia Hu speaks with Samantha Phillips, a Texas-based insurance agent who works with hundreds of childcare providers across the country. Phillips explains why this surging expense poses an existential threat to the entire child care industry. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

Costs are rising rapidly for child care providers. The latest driver? Liability insurance. A recent survey from the National Association of the Education of Young Children showed 62% of educators reported difficulties finding or affording this insurance. FOX Business' Lydia Hu speaks with Samantha Phillips, a Texas-based insurance agent who works with hundreds of childcare providers across the country. Phillips explains why this surging expense poses an existential threat to the entire child care industry. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

Costs are rising rapidly for child care providers. The latest driver? Liability insurance. A recent survey from the National Association of the Education of Young Children showed 62% of educators reported difficulties finding or affording this insurance. FOX Business' Lydia Hu speaks with Samantha Phillips, a Texas-based insurance agent who works with hundreds of childcare providers across the country. Phillips explains why this surging expense poses an existential threat to the entire child care industry. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest affordability report, highlighting improvements in housing affordability due to plateauing house prices and falling interest rates. They explore regional differences in affordability, the economic context affecting the property market, and trends in lending, particularly among first home buyers. The conversation also touches on signs of economic improvement and the implications for the property market moving forward.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Program notes:0:44 Drug prices around the world1:41 German prices as standard2:40 Wide variation in price and affordability3:40 Generic pricing 4:20 ADHD meds and behavior choices5:20 Largely treated with methylphenidate6:20 Significantly impacted suicidality and other behaviors6:49 AI assistance and colonoscopy skills7:49 When you stop AI assistance8:50 Does this apply to other procedures that use AI9:20 Trauma predictive brain networks10:20 Use of hydrocortisone to damp down11:20 Previous trauma impact12:25 Developmental timing13:30 End

Welcome to the latest episode in the Terra Carta Series of the All Things Sustainable podcast, a collaboration with the Sustainable Markets Initiative (SMI). Throughout 2025, we'll be interviewing SMI member CEOs from around the world and across industries about how they're approaching sustainability challenges and opportunities.   Today we're speaking with Octopus Energy CEO Greg Jackson. Octopus Energy was founded in the UK in 2016 and has grown into a global clean energy tech business. Greg explains how the company is using technology and AI to lower the cost of decarbonization for consumers.   “When you introduce really agile digital technology into a rapidly changing world, we find we can make the energy transition an upgrade — it's better and cheaper for people, not a sacrifice,” Greg says.   About the SMI and Terra Carta Podcast Series: The SMI is a network of over 250 global CEOs across finance and industry. It facilitates private sector diplomacy with the ambition of making sustainability the driving force of global markets and value creation. S&P Global is a proud SMI member.    Listen to previous episodes in the Terra Carta Series here: Terra Carta Series | S&P Global  Learn about energy transition data and services from S&P Global Commodity Insights here.  The All Things Sustainable podcast from S&P Global will be an official media partner of The Nest Climate Campus during Climate Week NYC. Register free to attend here.  This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global.    Copyright ©2025 by S&P Global  DISCLAIMER  By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk.  Any unauthorized use, facilitation or encouragement of a third party's unauthorized use (including without limitation copy, distribution, transmission or modification, use as part of generative artificial intelligence or for training any artificial intelligence models) of this Podcast or any related information is not permitted without S&P Global's prior consent subject to appropriate licensing and shall be deemed an infringement, violation, breach or contravention of the rights of S&P Global or any applicable third-party (including any copyright, trademark, patent, rights of privacy or publicity or any other proprietary rights).  This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL.  S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.      S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. 

Leland Vittert on the affordability crisis in the US, and where Republicans are falling short // Katrina Guischard on parenting teens and tweens in 2025 // The Rick Rizzs Show — The Mariners gear up for the final month of the season, pushing for a postseason run // Charlie Harger Commentary — hot takes on the Washington State Fair // Gee Scott on the announcement of the Seahawks starting offensive line // Tom Mayo on the Seattle Sounders hosting the MLS Leagues Cup Final on Sunday // Chris Sullivan on his reporting of Hurricane Katrina, now 20 years after landfall // Paul Holden with a weekend planner

In this episode of The Voice of Retail podcast, host Michael LeBlanc welcomes back retail strategist, educator, and thought leader David Ian Gray, Principal of DIG360 Consulting Ltd. and retail faculty at Capilano University's School of Business. Together, they explore the latest Angus Reid survey on Canadian shopping habits and the rapidly evolving pre-owned and circular retail economy.David begins by setting the stage with his dual role: guiding Canadian retailers through strategic challenges while also developing retail-focused academic programming in Vancouver. He shares his perspective on how the local retail scene is rebuilding post-pandemic, with indie retail and dining seeing a revival even as downtown Vancouver struggles with the loss of anchor stores like Nordstrom and Hudson's Bay.The heart of the conversation is David's latest consumer research, developed in partnership with Angus Reid. The study reveals that 77% of Canadian adults purchased pre-owned items in the past year, proving that second-hand shopping has gone fully mainstream. Canadians aren't just bargain hunting—they're motivated by sustainability, affordability, and the thrill of finding something unique.The conversation highlights surprising generational behaviors, such as Gen Z's enthusiasm for vinyl records and printed books, a countertrend to the assumption that digital-first generations avoid physical media. David suggests this reflects a desire for independence from digital platforms and a deeper need for tangible, cultural experiences.Michael and David also unpack the dominance of Facebook Marketplace, where 76% of respondents reported making a purchase in the past year, underscoring the hybrid online/offline nature of second-hand shopping. They contrast this with other channels—Kijiji, eBay, luxury resale platforms like Poshmark, charity thrift stores, and even brand-led resale initiatives from Canada Goose, IKEA, and Patagonia.For Canadian retailers, the research carries critical lessons. Second-hand is no longer a niche category but a major competitor for consumer dollars. David warns that traditional retailers may underestimate how much revenue is “leaking” into resale markets. While profitability challenges remain—logistics, inventory management, and product quality—brands that strategically embrace resale can enhance consumer loyalty, sustainability credentials, and differentiation.The episode closes with a rapid-fire round covering the future of AI in retail, Hudson's Bay's uncertain real estate footprint, Vancouver's Retail West conference, and the biggest Canadian retail story to watch in 2025: tariff uncertainty. David emphasizes that until trade clarity is achieved, Canadian retailers will remain cautious in decision-making. The Voice of Retail podcast is presented by Hale, a performance marketing partner trusted by brands like ASICS, Saje, and Orangetheory to scale with focus and impact. Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fifth year in a row, the National Retail Federation has designated Michael as on their Top Retail Voices for 2025, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

Part two of this special series dives into three critical pieces of the 2025 housing market shift: home sales, inventory, and affordability. David Sidoni breaks down the numbers, explains why headlines can be misleading, and shows how today's changes open up new opportunities for first-time buyers.The 2025 housing market is in the middle of a transformation unlike anything seen in decades. In part two of this three-part series, David Sidoni unpacks the latest on home sales, shifting inventory, and affordability. He shares how existing home sales have dropped to just over 4 million in recent years, but new data and falling mortgage rates are signaling a move back toward healthier levels. Headlines might scream contradictions — sluggish sales one day, rising applications the next — but that's exactly why staying educated matters. Inventory is building, builders are offering incentives, and affordability is showing signs of life. For first-time buyers, understanding these shifts is the key to beating the rush and securing a home before competition heats back up.Quote: “If you take advantage of this shift now, you can beat the bum rush of a bazillion other buyers.”Highlights:Existing home sales data from 2019–2025 and what it means for first-time buyersWhy headlines about sales and applications seem contradictoryThe role of new construction and builder incentives in boosting supplyHow declining mortgage rates are already improving affordabilityActionable insights on how to prepare for the next market phaseReferenced Episodes:Part 1 of this 2025 Crucial Housing Market Shift series (home prices & mortgage rates)355 - Real Answers Pt 4: Should I Rent or Buy in 2025?Sources:Zillow, Redfin, Goldman Sachs, Housing Wire, Ris Media, US News, Bloomberg, The National Association of REALTORS®, Realtor.com, Homes.com, Zelman & Associates, Brian Buffini and other housing economists, The Mortgage Bankers Association, U.S. Census Bureau, Fannie Mae, Freddie Mac, financial Samurai, Moody's, Inman, US News, Apollo Global, Wells Fargo, and the National Association of Home Builders.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us! This is one part of a 3 part series highlighting the most significant housing market shift since this podcast began in 2019. Check out the podcast library for the full series for a complete update.

Lisa Marzolino and Danica Stover join Sarah to talk about ICHRA (Individual Coverage Health Reimbursement Arrangements) and the partnership between Nexben and Ritter Insurance Marketing. Listen to learn more about this exciting opportunity for agents!   Questions about ICHRA? Ready to get started? Reach out to Nexben at RitterICHRA@nexben.com or call 1-888-613-6461.   Resources: 5 Things About ICHRA How an ICHRA Partnership Can Support ACA Sales ICHRA vs. QSEHRA vs. Group Health Plans: Sales Opportunities for Insurance Agents Questions to Ask Clients Shopping for an ACA Plan   References: “A Broker's Guide to ICHRA Defined Contributions: Strategies, Affordability, and Examples.” Nexben.Com, Nexben, 31 July 2025, www.nexben.com/blog/a-brokers-guide-to-ichra-defined-contributions-strategies-affordability-and-examples. “ICHRA Guide for Individual Coverage HRAS 2025.” Takecommandhealth.Com, Take Command Health, 10 June 2025, www.takecommandhealth.com/ichra-guide. “ICHRA Reporting Requirements: Details to Know & How Nexben Helps.” Nexben.Com, Nexben, 18 June 2025, www.nexben.com/blog/ichra-reporting-requirements-details-to-know-how-nexben-helps. “The Power of an ICHRA: ICHRA Benefits for Employees, Employers, and Brokers.” Nexben.Com, Nexben, 17 Apr. 2025, www.nexben.com/blog/the-power-of-an-ichra-ichra-benefits-for-employees-employers-and-brokers.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Not affiliated with or endorsed by Medicare or any government agency.  Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. 

Join the conversation: The Investor Lab Community Headlines say New Zealand’s housing market has “crashed.” Prices are down from their 2021 peak, and the story is making waves across the Tasman. But does it really signal danger for Australian property investors... or is there more to the story? This week, we’re unpacking the reality behind the headlines, and what it means for Australia’s property outlook. Here’s what we'll cover:* The truth about NZ’s “crash”—where values fell, and where they’ve actually hit new highs.* Why big centres like Auckland and Wellington slumped, while lifestyle and regional markets surged.* Why Australia’s market has continued to climb despite higher interest rates.* Whether Kiwi migration and “capital flight” are influencing Australian property prices.* The key lessons for Australian investors — and why the fundamentals always win. If you want clarity on what’s really happening across the Tasman, and what it means for your investing playbook in Australia, this is one conversation you won’t want to miss. See you on the inside, 00:00 Hello!05:08 NZ property decline explained (headlines vs reality)08:23 Policy shifts that triggered the downturn13:56 Auckland & Wellington vs booming regional markets23:29 How Australia’s market differs34:07 Media fear, wealth in housing & Aussie sensitivity37:00 Housing shortage: “One Gold Coast short, one Newcastle more each year”40:00 Migration & capital flow from NZ to Aus44:05 Affordability ceilings in Sydney & Auckland52:00 Is there even a “crash”? What it really means for Australia57:00 Policy lessons: NZ vs Aus (rent controls, Argentina case study)1:02:18 So, should you “buy the dip” in NZ?1:06:36 Final takeaways IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- WATCH ON YOUTUBE: NZ Property Market Crash: What Does It Mean For Australia? ACCESS THE GUIDES AND CALCULATORS: Inside The Investor Lab Community -- RESOURCES TO HELP: Looking for a team to partner with you in your portfolio building journey? Join Dashdot: https://bit.ly/3E0wKGa Need finance guidance?Chat with the team: http://hey.dashdotfinance.com.au/discoverycall Build Your FREE Portfolio Growth Plan on Property Pathfinder:https://propertypathfinder.io Got a question or some feedback? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: Bitcoin vs Australian Real Estate We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money Why You Need To Retire Earlier Than You Think Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever) Why Your Buyers Agent Might Be Leading You Into a Property Trap How To Build A Property Portfolio That Pays For Itself The Coming US Debt Collapse (And What It Means For Australia) How to Help Everyone You Care About Win in the New Economy How to Design a Life You Won't Regret in the Next 5 Years How AI Will Change Your Economic Future AI Is Here: And Most People Aren't Ready Is A Supercycle Coming? (Housing Market Outlook) The Inner Game of Investing Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025 Tariffs, Trade Wars, and What It Means For Your Portfolio Portfolio Acceleration Masterclass Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints Winning the Investment Game: How to Set & Beat Your Hurdle Rate Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for You Hold vs Sell: How to Know When to Take Profits Bitcoin: Why Every Property Investor Needs to Consider Owning It Everything You Need To Know About Property Investing Finance Property Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything -- Connect:https://www.dashdot.com.auhttps://youtube.com/@theinvestorlabhttps://instagram.com/dashdotpropertyhttps://instagram.com/goosemcgrathhttps://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

Housing and healthcare make up nearly half of household spending, yet both sectors are riddled with inefficiency and rising costs.In this episode, Erik Torenberg is joined by a16z Growth partner Alex Immerman and Minna Song and Tony Stoyanov, cofounders of EliseAI, to discuss why they're tackling these critical industries and how AI can transform everything from leasing and maintenance to patient scheduling and compliance.The conversation covers:Why the U.S. is 5 million housing units short — and how technology can help unlock existing supplyHow automation can cut waste, reduce labor costs, and improve affordabilityWhat fully autonomous buildings might look like, and how that model could extend to healthcareThis is about the costs that touch every household, and the role AI might play in finally bringing them down. Resources: Link to blog: https://a16z.com/announcement/investing-in-eliseai/Find Minna on LinkedIn: https://www.linkedin.com/in/minna-song/Find Tony on LinkedIn: linkedin.com/in/stoyan-tony-stoyanov-07690a53FInd Alex on X: https://x.com/aleximm Stay Updated: Let us know what you think: https://ratethispodcast.com/a16zFind a16z on Twitter: https://twitter.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zSubscribe on your favorite podcast app: https://a16z.simplecast.com/Follow our host: https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures.

Description:In this episode, Bodie dives into the latest EV headlines with his usual humor and insight. He discusses California's potential plan to replace the federal EV tax credit with a state-level alternative, NIO's continued global expansion, and the striking redesign of the 2026 Nissan Leaf. The Nikola Motors saga continues with High Road Energy scooping up the company's remaining hydrogen trucks at a steep discount. Tesla news includes the arrival of CyberCab production equipment at Giga Texas, the debut of the Model YL in China (and its uncertain U.S. future), and a $10,000 price bump for the Model S and X, bundled with the Luxe Package. Bodhi caps the episode with an impassioned and entertaining rant about the realities of autonomous vehicle adoption.Support the Showwww.supportkilowatt.comOther Podcasts:Beyond the Post YouTubeBeyond the Post PodcastShuffle Playlist918Digital WebsiteFriends of the Show:True North EVsCNBC Slate FeatureLamarr WilsonNews Links:California Is Cooking Up A Way To Save The EV Tax CreditTesla Model Y L is Official: Price, New Features and Comparison to Model YTesla Model Y L addresses one huge complaint from many ownersElon Musk says Tesla might never bring its new Model YL to US, and the reason is so stupidNikola's Orphaned Trucks Will Live On In California2026 Nissan Leaf Price Revealed: America's Cheapest EVMore Tesla Cybercab equipment are arriving in Giga TexasNIO Enters 3 New Markets with Local Distribution PartnersTesla Introduces Luxe Package for Model S and Model X; Raises Price by $10kSupport this show http://supporter.acast.com/kilowatt. Hosted on Acast. See acast.com/privacy for more information.

Shoot us a Text.Episode #1125: Today, we're talking affordability trends, lead follow-up gaps, and a CEO who worked his way from intern to the top at Target.At the halfway mark of 2025, the Dave Cantin Group Market Outlook Report shows the U.S. retail auto market is a mix of high prices, resilient demand, and major structural shifts. Despite headwinds, smart dealers are still in the driver's seat.Affordability is the top issue, with 52.1% of buyers carrying negative equity and 84-month loans now nearly 20% of all new financing.Consumers are sticking with their preferred segment but trading down in size and trim; value-focused models from brands like Buick and Mazda are gaining traction.40% of U.S. consumers say they'd buy a Chinese-made vehicle if it was 10% cheaper than other cars sold in the US, and 75% of dealers expect Chinese OEMs on U.S. lots within 12 months.As OEMs take multi-billion-dollar tariff hits, dealers are thriving on a flexible playbook—parts, service, F&I, and used cars—with 61% of dealers expecting record revenue growth this year.“U.S. dealers are proving once again how resilient they are and how sophisticated their customer-focused business models have become,” Dave Cantin Group CEO Dave Cantin said.Think the lead is dead after Day 3? Think again. A new Foureyes report analyzing over 8 million leads shows a 30-day close rate of just 16.2%, revealing how fast opportunities fall off — and where smart dealers can still win.73% of sales happen in the first 3 days, but 1 in 4 still close after that. Close rates drop from 12.4% to 2.3% on days 4–7.Follow-up efforts also plunge after Day 3 — a “coincidence” that's costing dealers real money.Used vehicles close faster than new, but new car deals stretch further into the 30-day window.Internet leads close slower but still produce late-month wins; leads created in the last week of the month have a 17.3% close rate.Target is making headlines as it promotes a true company insider to the top job. Michael Fiddelke, who started in 2003, will become CEO on February 1 — a move that reflects deep institutional knowledge but is sparking debate about the need for outside perspective.Fiddelke joined Target as an intern and worked his way up through roles in merchandising, finance, operations, and HR.He most recently served as COO and previously as CFO, giving him a broad view of the company's levers.He'll succeed Brian Cornell, CEO since 2014, who will step into the executive chair role.“To be clear, we have work to do to reach our full potential,” Fiddelke said.0:00 Intro with Paul J Daly and Kyle Mountsier0:52 2025 Halftime Report on Dealer Reputation Webinar Later Today1:31 New Auto Collabs episode with Technician Curtis Gardner1:54 DCG Report Shows Affordability and ChJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Brad opens with Evan Langfeldt, Chief Executive Officer - O'Brien Brothers -- on Housing in Vermont, and what it will take to build more homes.Brad talks about officiating a funeral and a wedding on Saturday.Addison County Senator Steve Heffernan talks about Affordability in Vermont,and Chittenden County - Southeast District Senator Thomas Chittenden on what the Senate is doing in the summer, and plans for 2026.

What is the future of Australia's housing market? In this episode I join Redom Syed, Mortgage Broker, to dissect the Australian property market in 2025. Together, we navigate:

We open the show with an institutional perspective on the housing market and close it with our hosts who provide boots on the ground updates RBC/BMO Forecast: Home resales are down, but a rebound is expected in 2026, tempered by affordability, labor market, and immigration challenges. Regional Differences: Prairies and Atlantic Canada are more stable; Ontario and B.C. face imbalances, with prices dropping into 2026. Affordability & Pent-Up Demand: Lower rates and prices offer some relief, but affordability remains a key constraint, and improvements slow population growth. High Inventory: Ontario and B.C. are flooded with homes for sale, giving buyers more power while sellers need to compete for a strong come back. Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl Mortgage Unpacking Multiplexes Tickets USE CODE 'PODCAST' free 1 week trial for Realist PremiumSee omnystudio.com/listener for privacy information.

Michael Leung: The CEO Disrupting the $8,000 Hearing Aid Industry

Affordability and clean energy are driving a public power campaign to take over Tucson's investor-owned utility. | Show page available: https://ilsr.org/articles/tucson-public-power-ler242/| Listen to all of our Local Energy Rules podcast episodes at our site: https://ilsr.org/energy/local-energy-rules-podcast/ | Don't forget to subscribe, share with your friends, leave a recommendation on our podcast feeds, and join the conversation […]

Today, I'm joined by the trailblazing Liz Parrish, a true pioneer in the world of longevity science and regenerative medicine. Liz doesn't just talk about cutting-edge gene therapies—she's the first patient to actually undergo many of them herself. In our conversation, Liz shares how her journey from stem cell advocacy to biotech innovation was fueled by a deeply personal mission: her son's diagnosis with type 1 diabetes.   What we discuss: How Liz Parrish got into genetics and stem cells ... 00:06:45 Transition from childhood disease to treating aging ... 00:09:35 Difference between stem cells, gene therapy, and exosomes ... 00:14:20 Challenges in gene therapy delivery and cell reprogramming ... 00:19:22 Liz Parrish as patient zero for gene therapies ... 00:22:01 Results and lessons from Parrish's self-experimentation ... 00:23:16 Senescent cells, telomeres, and aging interventions ... 00:29:22 Evolution and progress in gene therapy ... 00:34:14 Barriers and ethics of gene therapy for rare diseases and children ... 00:36:53 Public perception and future accessibility ... 00:44:55 Affordability, scaling, and redosing gene therapies ... 00:55:00 Practical longevity habits and hormones ... 01:03:54   Our Amazing Sponsors: OraltidePro™️by Profound Health - A unique mouthwash that: Promotes growth of shrinking gums, Speeds healing of mouth & tongue, Prevents oral infections (such as gingivitis), helps with enamel remineralization, reduces bacteria growth and etching and fills slots in damaged enamel. Check out OraltidePro™️at profound-health.com and use code NAT15 for 15% off your first order. NMN+G Rx by Wizard Sciences -  A scientifically formulated blend of NMN, ginsenosides from Panax ginseng, and apigenin. Together, they enhance mitochondrial function, boost NAD+ levels, and support cellular repair. Go to wizardsciences.com and look for NMN+G. Use code NAT15 at checkout to get 15% off your purchase. Fresh-Pressed Olive Oil Club: Get a full-size $39 bottle of one of the world's finest artisanal olive oils — fresh from the new harvest—for just $1. No commitment to buy anything, now or ever. Go to GetFreshLongevity.com for a free bottle and pay just $1.   More from Nat:  YouTube Channel Join My Membership Community Sign up for My Newsletter  Instagram  Facebook Group

With interest rates coming down, it’s no surprise that house prices are rising. Great news if you’re a seller, but it means worsening affordability for buyers. Cotality's Head of Research, Eliza Owen, talks to host Scott Phillips about what’s happening in the property market across the country, and what we might be able to expect next.See omnystudio.com/listener for privacy information.

* We'll get another update on LSU and how the Tigers have been looking during fall camp * Some business leaders are warning that the cost of living in New Orleans is too high and we've got an affordability crisis

* The good and bad from the Saints loss to the Chargers * Bank On It: Make sure you have a financial plan for hurricane season * Is New Orleans too expensive for the average person to live in? * How are the tropics looking for the next 7-10 days? * How did the Saints three QBs look? * Travel has been up this year...but so have the issues

Shoot us a Text.Episode #1116: CarGurus shuts down CarOffer, trimming its wholesale tech reach. Ford opens a Long Beach EV hub to take on low-cost rivals. And OpenAI's GPT-5 rolls out to all ChatGPT users, promising smarter, faster AI for everyone.Show Notes with links:CarGurus will shutter its wholesale digital marketplace CarOffer less than two years after fully acquiring it, citing a volatile pricing environment and dealer demand for more flexibility.CEO Jason Trevisan said the company explored alternatives but winding down was the only option.The closure impacts Dealer-to-Dealer, a wholesale platform for dealer-to-dealer used inventory trades, and Instant Max Cash Offer, a consumer vehicle acquisition tool feeding dealer inventory pipelines.The shutdown will run through 2025, costing $14M–$19M including $5M–$7M in restructuring.However, CarOffers tech will remain, with Trevisan saying “We will retain and build on the underlying technology…capabilities that…remain central to CarGurus' sourcing strategy,”On the heels of Ford's “Model T moment” we covered yesterday, the manufacturer has opened a 250,000-square-foot Electric Vehicle Development Center in Long Beach, CA, focused on bringing affordable EVs to market, including a new mid-size pickup.The facility includes design review spaces, EV testing labs, a fabrication shop, and a digital visualization room to accelerate product development.This is part of Ford's first low-cost EV platform initiative, led by ex-Tesla engineer Alan Clarke, aiming for simpler, more efficient builds.An initial team of 350 employees will grow by 100; the group was formerly known internally as the “Skunkworks Team” for its rapid, innovative approach.A new trademark filing suggests Ford's upcoming midsize electric pickup could revive the Ranchero nameplate, a nod to the classic coupe-pickup sold from 1957–1979, with the EV version expected to debut in 2027.“The goal is to define a new era for electric vehicles,” said Jolanta Coffey, Ford's Director of Global New Model Launch.OpenAI has launched GPT-5, its fastest and most capable AI model yet, giving both free and paid ChatGPT users access to advanced reasoning for the first time. Just 2.5 years after GPT-4 debuted, the release marks another step toward integrating AI deeper into business, education, and everyday workflows.CEO Sam Altman says going back to GPT-4 after testing GPT-5 was “quite miserable,” citing improvements in speed, reasoning, and usability.New “safe completions” reduce outright refusals while keeping answers within safety guardrails, alongside lower hallucination rates and better handling of complex logic.Free-tier ChatGPT users get a reasoning model; Plus and Pro users get higher usage limits, with GPT-5 Pro for advanced performance.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Chuck Todd begins with a scathing assessment of RFK Jr.'s dangerous tenure as health secretary, detailing how Kennedy has systematically dismantled America's public health infrastructure through lies, conspiracy theories, and decisions that will harm low-income children for decades to come. Todd chronicles Kennedy's destructive timeline from canceling $500 million in mRNA vaccine contracts to funding the largest anti-vaccination organization while lying during his Senate confirmation hearings, culminating in his role in triggering a massive measles outbreak that disproportionately affects vulnerable communities. The episode also covers Seattle's recent elections and Derek Dooley's Senate candidacy announcement in Georgia, while Todd warns that being an incumbent anywhere will be politically treacherous in the current climate. Throughout the discussion, Todd expresses frustration with Congress's silence on Kennedy's actions and the White House's nervousness about confronting what he calls "the least qualified person to lead public health," arguing that there needs to be far more public outrage over Kennedy's "menace" to American public health and the generational consequences of his anti-science agenda.Then, Dr. Terence Lester, an Atlanta-based community activist and educator, joins Chuck Todd to explore how America's growing inequality and resegregation are creating cycles of poverty that trap entire communities despite urban economic booms. Lester explains how Atlanta's prosperity has left many neighborhoods behind, with interstate highways deliberately used to segregate cities and redlining policies affecting not just housing but educational opportunities for generations. He argues that the resegregation of schools and society has contributed to America's current polarization, as many people never truly experienced integration and lack the diverse experiences necessary to build empathy across racial and economic lines. The conversation examines whether property taxes remain a viable method for funding schools, the critical role of impactful teachers in breaking cycles of poverty, and how top-down approaches often fail where community-stakeholder partnerships succeed.The discussion takes on urgent contemporary relevance as Lester warns that current affordability crises will create a "third era of mass homelessness" while communities increasingly criminalize rather than address the root causes of housing insecurity, which he argues violates the Eighth Amendment's prohibition on cruel and unusual punishment. He emphasizes education as the pathway to empathy and highlights the crucial role faith communities can play in restoring local connections, while addressing how the dismantling of the Department of Education has strained public school systems that could serve as 24-hour community resource centers. Throughout the conversation, Lester advocates for grassroots solutions that combine public policy with community engagement, arguing that sustainable change requires both faith in humanity and practical action to ensure schools and nonprofits can provide the wraparound services that struggling families need to break generational cycles of poverty and homelessness.Finally, he answers listeners' questions in the “Ask Chuck” segment!Timeline:(Timestamps may vary based on advertisements)00:00 Introduction04:30 Elections held in Seattle06:30 Being an incumbent anywhere will be tough07:45 Derek Dooley announces senate candidacy in Georgia09:00 RFK Jr. is a menace to American public health10:00 Timeline of Kennedy dismantling American public health system12:30 RFK canceled $500 million in MRNA vaccine contracts13:45 RFK lied during senate confirmation hearings14:45 Kennedy funded largest anti-vax organization16:30 Kennedy is responsible for massive measles outbreak17:45 Low income children will pay the price for Kennedy's decisions18:45 The consequences will last for decades19:30 Congress has been silent on Kennedy, WH is nervous22:15 There needs to be more public outrage over Kennedy25:30 Kennedy is the least qualified person to lead public health27:00 Dr. Terence Lester joins the Chuck ToddCast! 29:00 Dr. Lester's origin story 32:00 How did so many areas of Atlanta fall behind as the city boomed? 34:00 Poverty was hard to escape in Atlanta in the 80's 34:30 The interstates were used to segregate cities 36:30 The importance of diversity of experience 37:45 Kids suffering from poverty can't connect with diverse experiences 39:15 The school system has resegregated 40:00 Redlining didn't just affect housing, it affected schooling 41:45 The ressegregation of society has led to polarization 43:15 Many people didn't really experience desegregation 45:00 The feeling of progress is relative 48:30 Is property tax an outdated way of funding schools? 50:15 The stakeholder approach vs the top-down approach 52:30 The importance of an impactful teacher for struggling students 54:00 The need to provide students with work readiness 56:30 Is the solution to homelessness public policy, or the community 57:30 Affordability will create a third era of mass homelessness 59:00 The rise of criminalizing homelessness 1:00:30 Punishing homelessness is a violation of the 8th amendment 1:01:45 The two narratives surrounding homelessness 1:03:00 The lack of empathy for the homeless 1:04:45 Education is the pathway to empathy 1:06:00 The role of the faith community in restoring local communities 1:10:00 Faith in humanity vs faith in the divine 1:11:45 How much strain has dismantling the Department of Education caused? 1:15:30 The role of nonprofits and foundations in working with public schools 1:17:00 Schools can be a 24 hour resource and center of a community 1:18:00 How can viewers/listeners contribute if they want to help? 1:19:15 Which Atlanta sports team affects the mood of the city most?1:21:45 Chuck's thoughts on conversation with Dr. Lester 1:22:15 Ask Chuck 1:22:30 Should congress outlaw political parties and create a wealth tax? 1:24:15 Why don't we have a "Meet the Press" for sports? 1:29:30 When will Republicans stop clinging to Trump? 1:33:30 Did Trump flip on Epstein over a real estate deal? 1:37:45 Insights on Brady House?

On Tuesday's Mark Levin Show, Sen Elizabeth Warren met with Zohran Mamdani to endorse his socialist and Marxist agenda. Warren asserts that affordability is the primary crisis facing our nation, but this is merely a facade to disguise their true intentions. She also claims that this aligns with the Democratic message and their core values. Fidel Castro spoke of free healthcare, free food, and housing, yet he stifled his people's progress, leading to the current disastrous state of Cuba. The handouts they are advocating will ultimately cause more harm than good, jeopardizing everything you have worked tirelessly for, merely to provide for illegal immigrants, while also undermining essential institutions like our Police Departments, ICE, and more. In addition, the extreme left and radical Islamists are attempting to sway our youth, Conservatives, and Republicans into harboring negative feelings towards Israel. This situation is perilous because it highlights exactly why these so-called influencers are pushing this agenda—they are thirsty for clicks. Furthermore, Jasmine Crocket, Bernie Sanders, AOC, Al Green, and the 5th Column isolationists are eager to back Hamas and the antisemitism that afflicts our country and the world. Crocket labels President Trump a Temu Nazi, which is both disrespectful and absurd; she is the one who truly supports the real Nazis - Radical Islamists, terrorists, and Marxists disguised as Democrats. Lastly,  Democrats are leaving Texas to affect the redistricting effort, putting it at a stall. Sen John Cornyn reached out to the FBI seeking assistance in locating, apprehending, and investigating numerous Texas Democratic lawmakers who have left the lone Star State to impede a Republican-led redistricting initiative.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Discover what $1,500 in rent gets you in cities around the U.S.  Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed   PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

What did you think of todays show??Even small deals can keep you in the game, especially in this economy. But that doesn't mean every deal is worth the effort. In this episode, we break down which deals are worth your time, when it makes sense to walk away, and why chasing quick wins won't work in this market.Hear why we take on $0 deals, why you should stop caring about interest rates, and the best size for a scalable wholesaling business.Topics discussed:Introduction (00:00)The pros and cons of small deals (00:37)Why we do zero profit deals (04:17)Chasing bad deals (06:01)Why you should stop caring about interest rates (08:39)Affordability, debt, and real market risks (11:25)Why rates won't go down anytime soon (16:47)How to track your business success (24:05)Long-term plays and relationship equity (26:56)Why we pivoted our business (30:51)The lending landscape is killing deals (38:57)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

Likefolio's Landon Swan covers McDonald's (MCD), saying it is no longer the “cheap option.” However, they're starting to bring that back, he says, and thinks the market expects it to show a “pretty big turnaround.” Affordability and digital engagement are the two key areas he sees improving.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

On this episode of Unconventional Ministry, host Dennis Wiens welcomes Randy Grimm, Interim Chief Development Officer at Calvary University, a school ranked in the top 30% nationwide for lowest student debt and in the top 3% of Christian universities. Randy shares how Calvary is redefining Christian higher education through an unwavering commitment to biblical truth, academic excellence, and debt-free graduation. Discover how Calvary University equips students for Kingdom impact while removing financial barriers through strategic donor partnerships and innovative funding models. From the heart of the Midwest to global missions, Calvary is proving that faithful stewardship and forward-thinking Christian education can go hand-in-hand. Tune in to hear what makes Calvary's approach to Christian education truly unconventional! Enjoy this previous podcast episode: Giving Principles and Strategies for Multiplying Impact with Dr. Jim Bakke, Barnabas Foundation

In this episode of the Real Estate Pro Show, host Erika interviews Bill Halick, founder of Aceland Mortgage. Bill shares his journey into the real estate and lending industry, discussing his entrepreneurial spirit and the challenges he faced along the way. He emphasizes the importance of understanding different client needs, particularly between first-time buyers and seasoned investors. Bill also addresses the current challenges in the lending market, including affordability and the rise of short-term rentals. He shares valuable lessons learned from his experiences and outlines his future plans for Aceland Mortgage, focusing on helping clients achieve and maintain homeownership. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The state of the U.S. economy will come into full view this week as a wave of crucial economic data is set for release, including the jobs report, inflation, consumer confidence and corporate earnings. Where is the U.S. in terms of the global economic order? And how did we get to this point? Aya Ibrahim served as senior advisor on the Secretary of State's Policy Planning Staff in the Biden-Harris administration, led President Biden's Blueprint for an AI Bill of Rights and Digital Assets Executive Order. She is also a former senior policy advisor at the National Economic Council. Ibrahim joins WITHpod to talk about her view on what Democrats need to do now, the United States' standing in terms of technology, finance and more.

Brendan Appel of The Sons of Speed sits in for Jill this week. Brendan and Tom opened the show by complaining about the extreme heat lingering over the Chicago area. Tom then noted that Jill was correct last week when she suggested that Toyota had a 20-percent stake in Subaru. Tom had suggested a lower figure. Still in the first segment, Brendan and Tom acknowledged the passing of the TLX, Acura's excellent midsize sedan which has struggled in the marketplace for several year. The sporty 4-door will be discontinued after the 2025 model year. Brendan shared details of a video just posted at We Are Motor Drive (host site to the Sons of Speed). Brendan and “Sons” partner Paul Herrold spent time with the all-new, electric, Dodge Charger Daytona sedan. Brendan and Paul were generally delighted with the new Dodge EV, but have some thoughts on how Dodge can make the vehicle more generally appealing. In the second segment, Brendan and Tom welcome Ram Executive Vice President of Retail and Commercial Demand, Nate Buelow to the show. Nate updated the hosts on a number of important changes to the Ram line, including a new drivetrain warranty, more-affordable trim levels, and the return of the Hemi V8 engine. Nate also discussed Ram's return to the NASCAR Craftsman Truck Series for 2026. In the last segment, Brendan is subjected to Tom's “Dodge!” quiz, and someone mentioned the Chrysler Cordoba. 

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB] system does not work for the people, today millions of Americans need to work multiple jobs to live. Retail sales rise, experts wrong again, inflation is low, tariffs are working. Trump says that tariffs are going to be used to remove the IRS and remove the income tax. Trump is pushing alternative currencies to replace the Federal Reserve Note. The [DS] narrative is falling apart. They pushed the Epstein narrative and tried to divide the MAGA party, the opposite happened. Trump has now trapped them and beat them at their own game. He has them begging for the Epstein information, he is now going to give it to them, but it's not the evidence that they want. It's going to show how the system blackmails people into doing what they want. The grand conspiracy is being exposed and the [DS] can't stop it.   Economy https://twitter.com/KobeissiLetter/status/1945857311429529743   5.5%, the third-highest in 16 years. At the same time, Americans working primary full-time and secondary part-time jobs surged by 133,000, to 5.05 million, one of the highest levels in history. As a share of employment, this metric sits at 3.1%, in line with the 2008 Financial Crisis peak. Affordability in America is rapidly declining. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); US Retail Sales rise 0.6% in June vs. 0.1% expected    Retail Sales in the US increased by 0.6% on a monthly basis to $720.1 billion in June, the US Census Bureau reported on Thursday. This reading followed the 0.9% decrease reported in May and came in better than the market expectation for an increase of 0.1%. On a yearly basis, Retail Sales were up 3.9% in June, compared to 3.3% in May. "Total sales for the April 2025 through June 2025 period were up 4.1% from the same period a year ago," the press release read. Market reaction The US Dollar preserves its strength following the upbeat Retail Sales data. At the time of press, the USD Index was up 0.55% on the day at 98.82. Source:  fxstreet.com  Peter Navarro Discusses Why Retail Sales Growth Exceeds all Wall Street Projections, and Prices Continue Dropping Retail sales growth is important because approximately two-thirds of the U.S. GDP growth is driven by consumer sales.  With inflation low, retail sales high, and with a previously reported drop in U.S. imports, the ¹second quarter GDP is likely to be much stronger than anyone previously predicted.  Thus, Peter Navarro is leaning forward against the naysayers. This is essentially a repeat of the 2017/2018 economic outcome from President Trump's first term in office.  The tariffs, which are applied to the ‘cost' side of the dynamic, are mostly being absorbed by major producing nations who are reliant upon export to the U.S. market.  Simultaneously, the tariffs are generating income – essentially exfiltrating foreign wealth and returning those funds to the USA; a complete reversal of the rust-belt dynamic. https://twitter.com/KobeissiLetter/status/1945955921030684832   over 40% of which generated at least $1 billion in revenue in China last year. Additionally, 27% of firms said they moved or plan to move some operations out of China, the most since at least 2016.

Andrew Cuomo is still trying to matter.That's the clearest takeaway from his latest appearance — a campaign reboot so empty and unconvincing it bordered on parody. After blowing a 60-point lead in the Democratic primary for New York City mayor to Zohran Mamdani, Cuomo continues to operate as if he didn't just have — and squander — his best shot. It wasn't a close race. It wasn't an upset. It was a humiliation, and it made Mamdani a star. Cuomo didn't just lose; he handed the spotlight to the person who beat him.What's most baffling is Cuomo's unwillingness to run as anything other than himself. His latest ad is a watered-down version of Mamdani's campaign. Mamdani talked to people across the city about affordability — and even if his ideas were divisive, they were ideas. Cuomo's pitch? Affordability. No vision. No contrast. Just a stale echo of a message he neither originated nor sharpened. If Cuomo wanted to offer something Mamdani couldn't, he had options. He could've leaned into public safety, into the fear felt by many New Yorkers. He could've campaigned from a synagogue, framed himself as the candidate who would safeguard Jewish communities, and tied Mamdani to the left wing of the party in a way that forced a choice. Instead, we got nothing.Politics Politics Politics is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.There's no attack line, no clear point of differentiation. Cuomo could've said: this is de Blasio 2.0. He could've framed Mamdani as a performance artist backed by a failed administration. He didn't. Instead, he gave voters a lifeless, mimicry-driven campaign with no policy edge. And that brings us to what he is actually running on: his name. For a sliver of voters — the “Cuomosexuals” who liked Mario, liked Andrew, maybe even liked Chris — that might be enough. But for everyone else, Cuomo looks like a man clinging to a legacy that no longer serves him.This also highlights why “Stop ‘X' Candidate” movements almost never work. Ego ruins coordination. Eric Adams isn't dropping out — he's the sitting mayor. Cuomo still acts like running is beneath him. Curtis Sliwa isn't a serious enough contender to pull votes in a general election. And despite the specter of Mamdani's ideology frightening national Democrats, no consensus candidate has emerged. If there were a moderate Republican hedge fund type — pro-choice, socially liberal — that person could shake things up. But they don't exist here. Not this cycle.Ultimately, national Republicans are thrilled. They see Mamdani as a gift. Mike Johnson and Donald Trump will seize on his victory to cast New York as the face of socialism in America — a symbol of excess, decline, and failed progressivism. It's a setup for the midterms. They're ready to prey on any misstep, real or imagined. And unless something changes fast, the ‘Stop Zohran' movement isn't materializing. Not because it couldn't — but because no one in the race knows how to make it happen. Cuomo had his chance. He whiffed.Chapters00:00:00 - Intro00:02:37 - Cuomo Stays in NYC Race00:11:36 - Update00:12:05 - Inflation Report00:15:26 - Recissions Package00:18:45 - Israel00:19:55 - Interview with Emily Jashinsky00:59:15 - Wrap-up This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.politicspoliticspolitics.com/subscribe