Podcasts about affordability

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Best podcasts about affordability

Show all podcasts related to affordability

Latest podcast episodes about affordability

Volts
The high-stakes battle over energy affordability in New York

Volts

Play Episode Listen Later Mar 20, 2026 62:07


New York Governor Kathy Hochul is trying to delay or roll back the state's landmark climate law in the name of affordability. I'm joined by activist Pete Sikora to discuss the governor's claims, what would actually serve affordability, and the larger politics behind this puzzling own-goal of a fight. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.volts.wtf/subscribe

Egberto Off The Record
Oil Shock, Iran Conflict Grows, GOP Shrugs, USPS Cuts Undermine Democracy and Affordability

Egberto Off The Record

Play Episode Listen Later Mar 20, 2026 59:11


Thank you DavidPageYea, Lynette, Marg KJ, Greg Owens, Joan, and many others for tuning into my live video! * Iran Can't Hit U.S. Directly—So It's Hitting Everyone Around It: Iran strikes Gulf nations, oil hubs, and U.S. bases across the region. The result: rising oil prices, global instability, and a war spreading through allies. [More]* GOP Candidate Tells Americans to Su… To hear more, visit egberto.substack.com

The John Batchelor Show
S8 Ep596: 2. Guest Elizabeth Peak highlights strong public support for Trump's Iranian strikes despite Democratic opposition. She criticizes the DHS shutdown for causing travel chaos and notes that midterm elections will focus on affordability and confli

The John Batchelor Show

Play Episode Listen Later Mar 18, 2026 3:55


2. Guest Elizabeth Peak highlights strong public support for Trump's Iranian strikes despite Democratic opposition. She criticizes the DHS shutdown for causing travel chaos and notes that midterm elections will focus on affordability and conflict. (2)1572 HORMUZ

The Brian Lehrer Show
Gov. Hochul's Uber-Backed Push to Reform Car Insurance

The Brian Lehrer Show

Play Episode Listen Later Mar 18, 2026 25:25


Austin C. Jefferson, Albany bureau chief for Streetsblog Empire State, talks about Governor Kathy Hochul's push for car insurance reform, including the problem it seeks to solve and where support and resistance lies.Photo: Gov. Hochul highlights her car insurance affordability proposal in Glenmont, NY on February 3, 2026. Credit: Mike Groll/Office of Governor Kathy Hochul.

Atlanta Real Estate Forum Radio
Battle Law: The New Reality of Zoning in Georgia

Atlanta Real Estate Forum Radio

Play Episode Listen Later Mar 18, 2026 40:26


Zoning debates across metro Atlanta are becoming more complex as communities wrestle with growth, housing affordability and neighborhood opposition. Developers navigating today's approval process must balance strong housing demand with increased public scrutiny and evolving local policies. Michèle L. Battle, president of Battle Law, joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to discuss how zoning approvals and community expectations are reshaping development across Georgia. Georgia's Zoning Landscape Is Becoming More Complex Over the past 20 years, zoning approvals in metro Atlanta have become more challenging. Rapid population growth across the region contributes to increased housing demand and intensifies scrutiny of new projects. “When I first got into zoning law, it was really a period of growth that was happening in the metro Atlanta area,” said Battle. “But communities and government officials have become more and more sophisticated in how they are approaching zoning-related matters.” Many jurisdictions now rely on detailed, comprehensive plans and land-use strategies to guide development, limiting flexibility once a proposal reaches the zoning stage. At the same time, residents are more engaged in the process and more willing to voice concerns about density, design and neighborhood impact. As cities and counties refine long-term plans and respond to resident feedback, developers often encounter fewer flexible options and more extensive negotiations before receiving approval. Community Resistance and Housing Affordability Community opposition — often referred to as “Not in My Backyard” (NIMBY) — plays a significant role in zoning hearings today. Residents frequently raise concerns about density, traffic and school capacity while still hoping to attract new retail and restaurants to their communities. “Most of the communities don't want housing,” said Battle. “What they want are the amenities that go with the housing.” Retail and restaurant development typically follows population growth, but opposition to new housing can limit the density needed to support those businesses. Affordability sits at the center of many zoning debates as construction costs continue to rise and buyers struggle to keep up with higher home prices. Many Atlanta homeowners purchased their properties decades ago at far lower prices. Today's first-time homebuyers face a dramatically different market. “Our children can't buy a house because they can't afford a $400,000 home,” said Battle. “And if we want them out of our houses, we have to figure out how to build something they can buy.” Social Media and AI Are Influencing Zoning Battles Technology is accelerating the formation of public opinion around development proposals. Projects can gain attention online long before developers formally present them to planning commissions or local officials. Artificial intelligence is also beginning to appear in zoning hearings in unexpected ways. “I've now been at hearings where it is very clear that people are getting up to the podium and reading straight off an AI script,” said Battle. “They'll ask AI what the opposition would be to this project and then read two or three pages of information.” While technology has increased public engagement, it has also contributed to misinformation about development and housing economics. Litigation Isn't Always the Best Path Zoning disputes sometimes lead to lawsuits, but most developers prefer negotiation and compromise. Court battles can delay projects for months or even years while adding significant legal costs and uncertainty. “I pride myself on trying to win my cases so that I don't have to send them to all the amazing litigators that I know.” Even when developers prevail in court, the decision often sends the project back through the same local approval process that sparked the dispute. That reality reinforces the value of addressing concerns early with local officials and residents rather than relying on litigation. Three Steps Developers Should Take Before Filing Rezoning Developers can take several proactive steps before filing a rezoning application: Meet with planning departments to understand expectations and review recent cases Meet with the elected official representing the district to discuss development priorities Engage the surrounding community early in the process Battle emphasizes that the key to a successful new development is “communication, communication and more communication” to prevent unnecessary scrutiny. Consistency and Predictability in Zoning Codes A lack of predictability remains one of the biggest challenges developers face in the zoning process. Local governments often approve rezonings but attach numerous conditions that extend beyond existing ordinances. In some cases, those conditions even contradict the zoning code itself. Battle said, “I should be able to come in and apply for R-3 or R-5 or whatever it is and not have to worry about you putting 15 conditions on me that go outside of what you've put in your zoning code.” Greater consistency helps developers make informed investment decisions and reduce uncertainty in the entitlement process. Addressing Tensions Around Growth and Equity Battle also pointed to ongoing tension surrounding development patterns across metro Atlanta. In some communities, residents believe they are not receiving the same level of investment or housing quality as in other areas. Many of these concerns stem from misunderstandings about development economics, construction costs and housing pricing. Battle believes that greater transparency around how housing is financed, built and priced could help communities better understand the challenges developers face and the constraints shaping today's housing market. Tune in to the full episode to hear more insights on navigating Georgia's evolving zoning landscape and the strategies developers can use to move projects forward. To learn more about Battle Law, visit https://BattleLawPC.com/. About Battle Law Battle Law P.C. guides developers, property owners and organizations through the complex world of zoning, land use and permitting in Georgia. The firm provides hands-on support with rezoning applications, land development, variances and commercial real estate transactions, helping clients navigate approvals and avoid costly delays. With a focus on practical solutions and clear guidance, the firm combines legal expertise with strategic insight to help projects succeed. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com. About Atlanta Real Estate Forum Radio Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post Battle Law: The New Reality of Zoning in Georgia appeared first on Atlanta Real Estate Forum.

Fitness First
Solving the Disney Affordability Crisis.....(Disney Community Chat ep. 18)

Fitness First

Play Episode Listen Later Mar 18, 2026 30:32


What changes will Josh D'amaro make now that he is the CEO of Disney?Apply for Personal Training with us: https://link.elite360.io/widget/form/T5CK4VnbyZVEkSt3CzF3Get HUGE Savings on clean natural supplements from Legion!https://legionathletics.com/by using the code: DisneyfitDisney Themed Fitness Group-https://www.skool.com/magical-transformations/aboutInstagram-https://www.instagram.com/thedisneyfitcoach/https://www.instagram.com/dinksndisney/

Becker’s Healthcare Podcast
Expanding Neighborhood Hospitals to Improve Access and Affordability in Healthcare with Vic Schmerbeck

Becker’s Healthcare Podcast

Play Episode Listen Later Mar 17, 2026 17:08


In this episode, Vic Schmerbeck, Chief Executive Officer of Emerus, discusses the rapid growth of neighborhood hospitals and how partnering with health systems can bring care closer to communities. He shares insights on improving access, lowering costs, leveraging technology, and building strong teams to support the future of care delivery.

AMERICA OUT LOUD PODCAST NETWORK
Joseph Hernandez, the American dream: Cuba to New York State Comptroller

AMERICA OUT LOUD PODCAST NETWORK

Play Episode Listen Later Mar 14, 2026 57:00 Transcription Available


Unleashed! The Political News Hour with Mayor Deb – Hernandez believes that New York does not have a revenue problem, but a leadership problem. Hernandez highlights that, “Affordability is a real issue. I really believe part of the burden we have in this state (NY) is that our government is so massive. Our budget is $265 billion. That's insanity. It's bigger than the state of Florida, and we have half as many...

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Ayana Explains It All
Kitchen Table Issues and The Affordability Crisis

Ayana Explains It All

Play Episode Listen Later Mar 14, 2026 65:50


summaryAyana gets personal while exploring the real meaning of affordability in America, highlighting how political rhetoric often misses the lived experiences of everyday families. She emphasizes the importance of tangible solutions over slogans in addressing the ongoing crisis of rising costs and economic inequality.

The Last Word with Lawrence O’Donnell
Lawrence: Trump's Iran war propaganda videos show the depths of his depravity

The Last Word with Lawrence O’Donnell

Play Episode Listen Later Mar 13, 2026 42:37


Tonight on The Last Word: Iran's new leader vows to keep the Strait of Hormuz closed. Also, Donald Trump suggests high oil prices are a positive. Plus, the DHS shutdown strains TSA staffing at airports nationwide. And the Senate passes a bipartisan housing affordability bill. Sen.  Gary Peters, Rep. Brendan Boyle, and Sen. Adam Schiff join Lawrence O'Donnell. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Brian Lehrer Show
A $30 Hourly Minimum for NYC?

The Brian Lehrer Show

Play Episode Listen Later Mar 13, 2026 34:59


Sandy Nurse, City Council member (D-37, Cypress Hills, Bushwick, City Line, Ocean Hill, Brownsville, East New York), talks about her proposal for legislation that would increase New York City's minimum wage from the current $17 per hour to $30 per hour by 2030. Photo: Lidia Vilorio, a home health aide, gives her patient Martina Negron her medicine and crackers for her tea on May 05, 2021 (Credit: Michael M. Santiago/Getty Images)  

Kendall And Casey Podcast
Gas price surge over Iran hits Americans already struggling with affordability

Kendall And Casey Podcast

Play Episode Listen Later Mar 13, 2026 10:31 Transcription Available


See omnystudio.com/listener for privacy information.

The Mark Thompson Show
Companies Paid Millions in Settlements — but the Trump Library Fund Vanished 3/13/26

The Mark Thompson Show

Play Episode Listen Later Mar 13, 2026 135:33 Transcription Available


The fund for Trump's presidential library appears to be gone. What happened to some $63 million that was promised to the fund by companies like ABC, Meta, Paramount and X after settling legal cases with Trump? Trump‘s library fund was dissolved last year. Now Democratic senators are demanding answers. Was it another grift? Did the money get used for something else or did it go into someone's pocket? Is there a reasonable explanation? We'll discuss. ‘This Week in Politics' brings Michael Shure and Mo Kelly to the show. Whether you've been following Trump‘s war in Iran closely or whether you've had to look away, we've got you with in depth analysis of this week's important events.We will take a little taste of Florida and then we'll talk movies with The Culture Blaster, Michael Snyder, as we dive into the weekend. Perfection.The Mark Thompson Show 3/13/26Patreon subscribers are the backbone of the show! If you'd like to help, here's our Patreon Link:https://www.patreon.com/themarkthompsonshowMaybe you're more into PayPal.  https://www.paypal.com/donate/?hosted_button_id=PVBS3R7KJXV24And you'll find everything on our website: https://www.themarkthompsonshow.comThe Mark Thompson Show has an official new Facebook page.  Please join! Here's the link: https://m.facebook.com/TheMarkThompsonShow/Show sponsors:coachellavalleycoffee.com  - use code MarkT at check out to save 10%Zelmins.com - use code MarkT to save a 15% off your first orderSuite106bakery.com use code MarkT to save 15%

Remarkable Results Radio Podcast
The Affordability Myth in Auto Repair: Rethinking How Service Advisors Present Repairs [THA 476]

Remarkable Results Radio Podcast

Play Episode Listen Later Mar 13, 2026 45:25


Thanks to our Partners, NAPA TRACS, Today's Class, KUKUI, and Pit Crew Loyalty Watch Full Video Episode "I think the push back is more in our head than it is in the pocketbook." In this episode, host Carm Capriotto talks with Andy Fiffick and Chris Letendre about the perceived affordability crisis in auto repair. Both guests challenge the idea that customers can't afford repairs, suggesting that price resistance often stems from the service advisor's mindset rather than customer reality. The discussion highlights practical strategies for improving repair approvals, including repackaging repairs with different parts or warranty options, presenting financing as “payment option plans,” and avoiding the “Sophomore Jinx,” where advisors begin to pre-judge what customers can afford. They also address the “maintenance-free” myth promoted by automakers and encourage shops to proactively educate customers with long-term maintenance planning. Ultimately, the episode reinforces a key truth: auto repair is a relationship business. When shops build trust and focus on helping people, price objections become far less common. Andy Fiffick, CEO Rad Air, Listen to Andy's other episodes HERE Chris Letendre, American Pride Automotive Thanks to our Partner, NAPA TRACS NAPA TRACS will move your shop into the SMS fast lane with onsite training and six days a week of support and local representation. Find NAPA TRACS on the Web at http://napatracs.com/ Thanks to our Partner, Today's Class Optimize training with Today's Class: In just 5 minutes daily, boost knowledge retention and improve team performance. Find Today's Class on the web at https://www.todaysclass.com/ Thanks to our Partner, KUKUI Stop juggling multiple marketing tools. KUKUI's integrated platform delivers 4x better website conversions, automated follow-up, and real-time ROI tracking. Get industry-leading customer support with KUKUI at https://www.kukui.com/ Thanks to our Partner, Pit Crew Loyalty You're probably tired of chasing new customers who never return. We understand. Pit Crew Loyalty ends the one-and-done cycle, turning first visits into lasting, reliable revenue at https://www.pitcrewloyalty.com/ Connect with the Podcast: - Follow on Facebook: https://www.facebook.com/RemarkableResultsRadioPodcast/ - Join Our Virtual Toastmasters Club: https://remarkableresults.biz/toastmasters - Join Our Private Facebook Community: https://www.facebook.com/groups/1734687266778976 - Subscribe on YouTube: https://www.youtube.com/carmcapriotto - Follow on LinkedIn: https://www.linkedin.com/in/carmcapriotto/ - Follow on Instagram: https://www.instagram.com/remarkableresultsradiopodcast/ - Follow on Twitter: https://twitter.com/RResultsBiz - Visit the Website: https://remarkableresults.biz/ - Join our Insider List: https://remarkableresults.biz/insider - All books mentioned on our podcasts: https://remarkableresults.biz/books - Our Classroom page for personal or team learning: https://remarkableresults.biz/classroom - Buy Me a Coffee: https://www.buymeacoffee.com/carm - Special episode collections: https://remarkableresults.biz/collections - The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/ - Remarkable Results Radio Podcast with Carm Capriotto: Advancing the Aftermarket by Facilitating Wisdom Through Story Telling and Open Discussion. https://remarkableresults.biz/ - Diagnosing the Aftermarket A to Z with Matt Fanslow: From Diagnostics to Metallica and Mental Health, Matt Fanslow is Lifting the Hood on Life. https://mattfanslow.captivate.fm/ - Business by the Numbers with Hunt Demarest: Understand the Numbers of Your Business with CPA Hunt Demarest. https://huntdemarest.captivate.fm/ - The Auto Repair Marketing Podcast with Kim and Brian Walker: Marketing Experts Brian & Kim Walker Work with Shop Owners to Take it to the Next Level. https://autorepairmarketing.captivate.fm/ - The Weekly Blitz with Chris Cotton: Weekly Inspiration with Business Coach Chris Cotton from AutoFix - Auto Shop Coaching. https://chriscotton.captivate.fm/ - Speak Up! Effective Communication with Craig O'Neill: Develop Interpersonal and Professional Communication Skills when Speaking to Audiences of Any Size. https://craigoneill.captivate.fm

Listing Bits
Rethinking Ownership: Brett Humphrey on Co-Owning Homes

Listing Bits

Play Episode Listen Later Mar 13, 2026 38:56


The Listing Bits Podcast is now available on your favorite podcast player! Overview Greg Robertson sits down with Brett Humphrey, founder of Joynt, to discuss a new approach to housing affordability through co-ownership. Brett shares his background as a longtime software developer and entrepreneur, including selling a consulting business to Accenture before launching Joynt. The conversation explores how shared home ownership could help address affordability challenges by allowing multiple buyers to jointly purchase and manage property, along with the technical and legal infrastructure required to make that process safe and practical. Key Takeaways Founder background: Brett Humphrey spent decades as a software engineer and consultant before launching Joynt, an idea he had been considering since the early 2000s. Affordability challenge: The core problem Joynt aims to address is housing affordability, particularly in expensive markets like Southern California. Co-ownership model: Joynt enables multiple parties to co-own a home, providing tools and frameworks to handle ownership structure, responsibilities, and ongoing management. Making co-ownership practical: The platform focuses on reducing the complexity and risk of shared ownership by providing software tools and structured agreements. Shift in industry thinking: The discussion highlights the need for the real estate industry to think beyond traditional home purchases and consider alternative ownership models. Timing and market conditions: Rising home prices and affordability pressures make shared ownership models increasingly relevant. Links Joynt – https://joynt.com Brett Humphrey – brett@joynt.com General inquiries – hello@joynt.com Sponsors Aligned Showings — MLS-owned showing software built to simplify scheduling, improve communication, and keep MLS data where it belongs. Giant Steps Job Board – Built for organized real estate and PropTech, not generic tech bros and recruiters who don't know what an MLS is. Production and editing services by: Sunbound Studios  

TD Ameritrade Network
Homebuilder Affordability Constraints, Cybersecurity Mover & META's AI Delay

TD Ameritrade Network

Play Episode Listen Later Mar 13, 2026 5:49


Despite an earnings miss, Lennar (LEN) shares soared at Friday's open following its 1Q print. Diane King Hall dives into the print in which the CEO says was defined by the "same persistent headwinds" challenging the housing market. On the cybersecurity front, SentinelOne (S) delivered mixed earnings but shares hovered around the unchanged line to start the day. Then, Diane looks at news that Meta Platforms (META) will delay its upcoming "Avocado" AI model to at least May. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

AP Audio Stories
Senate passes bipartisan housing bill to improve access and affordability

AP Audio Stories

Play Episode Listen Later Mar 13, 2026 0:48


In a rare bipartisan move, the Senate approved a bill meant to make it easier to become a homeowner, although the House is certain to contest some provisions. The AP's Jennifer King reports.

Vintage Voorhees
The Entitled Cries for "Affordable Housing"

Vintage Voorhees

Play Episode Listen Later Mar 13, 2026 34:46 Transcription Available


The Morning Xtra
The Morning Xtra Hour 1 (3-12-26)

The Morning Xtra

Play Episode Listen Later Mar 12, 2026 27:24


The Morning Xtra with Tug and Los delivers conservative talk on the biggest political, cultural, and news stories of the day. Smart analysis, unapologetic opinions, and real conversations every weekday morning. Every weekday from 6a to 10a! The 6 o'clock hour is brought to you by Subaru of Gwinnett First thing to know: The 6-year anniversary of COVID The champion of the blue collar man makes his concerts unaffordable Atlanta's ONLY All Conservative News & Talk Station.: https://www.xtra1063.com/See omnystudio.com/listener for privacy information.

Common Denominator
The Real Reason More People Are Choosing to Rent | Richard Ross on Real Estate Affordability

Common Denominator

Play Episode Listen Later Mar 11, 2026 27:10


What's actually happening in housing right now, and why don't the headlines tell the full story?In this episode of Common Denominator, I sit down with Richard Ross to break down what's really driving today's rental and housing market. We get into why multifamily occupancy is dropping even as the country faces a housing shortage, how demographics are reshaping demand, and why more renters are moving away from traditional apartments.Richard walks me through the rise of built-to-rent single-family communities, why three- and four-bedroom rentals are in such high demand, and how affordability, lifestyle, and flexibility are changing renter behavior. We talk interest rates, the lock-in effect, institutional ownership narratives, and where real opportunities may exist as stress builds across commercial real estate.In this episode, you'll learn: - Why apartment occupancy is falling despite housing shortages- How demographics are reshaping rental demand- Why renters are choosing single-family homes over apartments- The real math behind renting versus owning today- Why interest rates don't work the way most people think- How flexibility and lifestyle now drive housing decisions- Where pressure — and opportunity — may emerge in real estateTimestamps:00:00 – Why housing data feels contradictory01:05 – Demographic shifts impacting apartments03:09 – The built-to-rent single-family model06:57 – Renting vs owning: the real numbers07:52 – Institutional ownership and political narratives11:30 – Renters by choice and lifestyle flexibility12:36 – Creating real community in rental housing15:59 – How far people are willing to live from work17:44 – Why mortgage rates don't follow the Fed20:35 – Where opportunity may emerge nextLike this episode? Leave a review here:https://ratethispodcast.com/commondenominator

The Dom Giordano Program
Does the State of NJ have a affordability problem? (Full Show) 3-11-26

The Dom Giordano Program

Play Episode Listen Later Mar 11, 2026 137:52


12 - At what point do we declare victory in Iran? Dom has his barometer on the situation. 1205 - How can we vet people so situations like this do not happen? 1215 - Did Dawn Fantasia rise and applaud at any point during Mikie Sherrill's address yesterday? She joins us today after last night's festivities? Why was Mikie celebrating a union worker who wasn't even from New Jersey? Does the media even question why New Jersey has an affordability problem? Is protecting illegal immigrants hurting Jersey's pockets, especially regarding college education? With the Anti-Sanctuary State Rally back on for the 23rd, what does dawn expect to come out of that? Where do we stand on the issue of over-inflated ticket prices? 1230 - Side - all time uniforms, good or bad. 1240 - Is Trump willfully ignoring healthcare costs here or is he preventing global terrorism? 1250 - Your calls. 1 - John Allante McAuley joins us again this week, a day early this time as we prepare for Radiothon tomorrow. With the signatory period to get on the GOP ballot over, how did Allante fare? Why is John Allante throwing his support behind Stacy Garrity for governor? What parts of Mayor Parker's budget is Allante suspect over? Has Kensington gotten better under Parker's leadership? What's next for Allante? 115 - Will the US own up and say it was an error that we bombed a girls school? Your calls. 120 - There's a bomb threat at Gracie Mansion again. Would you wear the shoes that Trump hands out to dignitaries? Your calls. 135 - Why is the story about the teenagers who threw bombs outside Gracie Mansion now getting twisted as an attack against Mamdani? Your calls. 150 - Dom Giordano Presents: Progressive Women Gone Wild! 2 - Paul Mauro, attorney, former NYPD Inspector, and current Fox News contributor, joins us today. What does he think about the attempted bombing outside of Gracie Mansion? How about the maneuvering from the 47 year old hero officer? How many intelligence briefings does Paul go through in a week? What does Paul think of insiders leaking info about the conflict with Iran? Who is empowering Abby Phillip and these article authors that say and right disingenuous headlines over the attempted NYC bombing over the weekend? What else is Paul working on? 215 - Dom's Money Melody! 220 - Should PA offer a “Gas Tax Respite"? One Democrat thinks so. Dom goes off on liberal leaning people who yearn for change but do anything but stick to the status quo. 230 - Who's in the ninth circle of hell? 235 - Your calls. How did Team USA's baseball manager mismanage the team last night? What kind of fireworks will be at Markwayne Mullin's confirmation hearing? 250 - The Lightning Round!

The Dom Giordano Program
Affordability, Affordability, Affordability

The Dom Giordano Program

Play Episode Listen Later Mar 11, 2026 46:27


12 - At what point do we declare victory in Iran? Dom has his barometer on the situation. 1205 - How can we vet people so situations like this do not happen? 1215 - Did Dawn Fantasia rise and applaud at any point during Mikie Sherrill's address yesterday? She joins us today after last night's festivities? Why was Mikie celebrating a union worker who wasn't even from New Jersey? Does the media even question why New Jersey has an affordability problem? Is protecting illegal immigrants hurting Jersey's pockets, especially regarding college education? With the Anti-Sanctuary State Rally back on for the 23rd, what does dawn expect to come out of that? Where do we stand on the issue of over-inflated ticket prices? 1230 - Side - all time uniforms, good or bad. 1240 - Is Trump willfully ignoring healthcare costs here or is he preventing global terrorism? 1250 - Your calls.

Grid Forward Chats
Balancing Growth and Affordability While Building the Grid We Need Today

Grid Forward Chats

Play Episode Listen Later Mar 11, 2026 33:00


On the season opener of GridPulse, Virginia Commissioner Jehmal Hudson joins the podcast to discuss the national and local drivers behind rising energy demand and what they mean for grid planning and regulation. He explores the need for smarter transmission utilization, meeting the demand for accelerating data center facilities, thoughtful rate design for large loads, and updated regulatory processes that take innovation into account without sacrificing public accountability. As the energy landscape evolves, Judge Hudson emphasizes that affordability must remain a core outcome, and not a restraint, as decision-makers work to modernize the grid for the demands of today as well as the future.

Brian Thomas
AFP - Affordability Agenda for America

Brian Thomas

Play Episode Listen Later Mar 11, 2026 10:50 Transcription Available


See omnystudio.com/listener for privacy information.

Quick Charge
Can EVs help solve the affordability crisis? Dave Thomas from CDK talks it out

Quick Charge

Play Episode Listen Later Mar 10, 2026


As the average transaction price of a new car creeps towards $55,000, a coming wave of low mile, off-lease EVs with massive depreciation could help car dealers solve the affordability crisis, combat sticker shock, and move more units. CDK's David Thomas talks us through it on today's surprisingly affordable episode of Quick Charge. A tidal wave of EVs leased in the early-2020s is about to come back to dealers, with over 300,000 electric lease returns expected in 2026 alone, and many hundreds of thousands more every year thereafter just as used values fall and fuel prices climb. For dealers and buyers alike, that volatility could turn what looks like a resale disaster on paper into one of the biggest affordability opportunities the car market has seen in years. Source Links US average new car price tops $50k for the first time – here's why Used Tesla prices rise 4% while rest of EV market drops after tax credit ends Forget what you've heard – leasing your car is almost ALWAYS the right move Prefer listening to your podcasts? Audio-only versions of Quick Charge are now available on Apple Podcasts, Spotify, TuneIn, and our RSS feed for Overcast and other podcast players. New episodes of Quick Charge are (allegedly) recorded several times per week, most weeks. We'll be posting bonus audio content from time to time as well, so be sure to follow and subscribe so you don't miss a minute of Electrek's high-voltage podcast series. Got news? Let us know!Drop us a line at tips@electrek.co. You can also rate us on Apple Podcasts and Spotify, or recommend us in Overcast to help more people discover the show. If you're considering going solar, it's always a good idea to get quotes from a few installers. To make sure you find a trusted, reliable solar installer near you that offers competitive pricing, check out EnergySage, a free service that makes it easy for you to go solar. It has hundreds of pre-vetted solar installers competing for your business, ensuring you get high-quality solutions and save 20-30% compared to going it alone. Plus, it's free to use, and you won't get sales calls until you select an installer and share your phone number with them.  Your personalized solar quotes are easy to compare online and you'll get access to unbiased Energy Advisors to help you every step of the way. Get started here.

Seeking Rents – The Podcast
Florida Legislature 2026: Florida lawmakers vote to make life a little more expensive

Seeking Rents – The Podcast

Play Episode Listen Later Mar 10, 2026 25:04


In this episode: In a session that was supposed to focus on affordability, the Florida Legislature just sent Gov. Ron DeSantis a bill that would force some condo residents and business owners to pay higher prices for their property insurance. Plus: Lawmakers pass a bill that could block a new cruise port near the mouth of Tampa Bay. And the state House engages in some last-minute shenanigans on behalf of the car dealers lobby. Senate Bill 1028 — Citizens Property Insurance CorporationPassed the House of Representatives by an 88-19 vote and now goes to the governor sign or veto (vote sheet)Senate Bill 302 — Coastal ResiliencyPassed the House of Representatives by a 109-0 vote and now goes to the governor to sign or veto (vote sheet)Senate Bill 488 — Department of Highway Safety and Motor VehiclesCar dealer amendment Passed the House of Representatives by a 108-1 vote (vote sheet)Senate Bill 1758 — Public AssistancePassed the Senate by a 26-11 vote (vote sheet)Senate Bill 1756 — Medical FreedomPassed the Senate by a 23-15 vote (vote sheet)The stories discussed in today's show: Affordability is Floridians' top issue. Lawmakers aren't addressing it.A victory for Terra Ceia FADA's Ted Smith leads the fight to protect the franchise system nationwideQuestions or comments? Send ‘em to Garcia.JasonR@gmail.comListen to the show: Apple | SpotifyWatch the show: YouTube Get full access to Seeking Rents at jasongarcia.substack.com/subscribe

Kentucky Edition
March 9, 2026

Kentucky Edition

Play Episode Listen Later Mar 10, 2026 26:33


An Army Sergeant from Hardin County is the latest U.S. soldier to be killed in the attack on Iran, President Trump plans to discuss affordability during a visit to Northern Kentucky, the House overrides Gov. Beshear's first veto of the 2026 Kentucky General Assembly, and two Kentuckians seek to intervene in the DOJ's case against Secretary of State Michael Adams.

Mac Geek Gab (Enhanced AAC)
We Are Not The Mickey Mice!

Mac Geek Gab (Enhanced AAC)

Play Episode Listen Later Mar 9, 2026 82:56 Transcription Available


You start this episode by supercharging your daily Apple workflow with rapid-fire Quick Tips: speaking the time from your wrist, taming screenshot previews, unzooming a stuck iPhone screen, batch‑moving iOS apps, and sharpening Live Text and document photos so you can capture, control, and share exactly what you want without friction. You also learn how to keep Chrome from quietly hijacking your mic levels before Zoom calls, plus clever ways to organize appliance manuals using NotebookLM and Apple's Books app so that the answers you need are always a quick search away—Don't Get Caught hunting for docs or fighting your own settings again. From there, you dive into Mac Developer Gab with the MGG iOS app as a living example of how AI‑assisted coding becomes a collaborative partner instead of a replacement, including practical use of Claude Code's Plan Mode to map changes before writing a line of code. Then you pivot into Apple's newly “affordable‑first” lineup—MacBook Neo, Air, and Pro, the new Studio Displays, iPhone 17e, and iPad Air M4—breaking down which model actually fits your real‑world use and budget, before wrapping with fixes for flaky AirDrop using the NFC “boop” trick and remote‑controlling Apple TV via hubs so your gear does what you want, when you want it. 00:00:00 Mac Geek Gab 1132 for Monday, March 9th, 2026 March 2nd: National Banana Cream Pie Day MGG Monthly Giveaway – Enter to win a copy of SoundSource from Rogue Amoeba! Congrats to February's winners! The MGG Merch Store is Live! Quick Tips 00:00:01 Dave C-QT-Hold two fingers on your watch screen to speak the time 00:07:16 Todd-QT-Turn Off Full Screen Preview ScreenShot change 00:09:18 Gary-QT-Three-finger triple-tap to unzoom your iPhone 00:15:10 Pilot Pete-QT-Move Multiple iOS Apps at Once! Mac Developer Gab 00:16:57 Updating the Mac Geek Gab iOS app Developing with AI Assisted Coding is a Collaborative Process 00:29:46 Using Claude Code's Plan Mode Back to Quick Tips 00:31:33 Gene-QT-Live Text Made Better 00:36:14 Pilot Pete-QT-Level Your Phone e.g. for Document Photos 00:37:59 Dave-QT-In Chrome, Disallow WebRTC to adjust the input volume to keep your mic set for Zoom calls 00:40:16 Joe-QTRevisited-1071-Use NotebookLM to store Appliance Manuals 00:43:00 Tony-QT-1131-Put User Manuals in the Books app Sponsors 00:43:58 SPONSOR: Stamps.com With Stamps.com you can send from your computer or phone 24/7. No long lines, no low supplies, open any time. Go to stamps.com and use code mgg to get sixty days risk-free! 00:45:24 SPONSOR: CleanMyMac. Get Tidy Today! Try 7 days free and use our code MACGEEK for 20% off at clnmy.com/MACGEEK 00:46:56 SPONSOR: Shopify. In 2026, stop waiting and start selling with Shopify. Sign up for your one-dollar-per-month trial and start selling today at Shopify.com/MGG Reviews 00:48:29 Happy Camper-MGG Review-It's what you learn after you know it all 00:49:17 digger4-MGG Review-Excellent show 00:49:29 StillRiverEditions-MGG Review-Makes the Apple universe fun, as it should be. 00:50:11 Neo-Wombat-MGG Review-Five Stars 00:51:25 New Macs and More! Affordability seems to matter to Apple today! Comparing the MacBook Neo, Air, and Pro Where are the updates to the Mac mini and more desktops? MacBook Neo – $599 – This is essentially macOS on an iPad MacBook Air M5 – $1099 MacBook Pro M5 – $1699 27-inch Studio Display and Studio Display XDR – $1599 iPhone 17e – $599 iPad Air M4 – $599 Your Questions Answered and Tips Shared! 01:07:35 Dan-How to Tame AirDrop Wonkyness Use the iPhone NFC “Booping” Trick 01:15:21 Clif-Can I control my Apple TV remotely? Jubilee Hub Harmony Hub 01:21:45 MGG 1132 Outtro MGG Monthly Giveaway Bandwidth Provided by CacheFly Pilot Pete's Aviation Podcast: So There I Was (for Aviation Enthusiasts) The Debut Film Podcast – Adam's new podcast! Dave's Business Brain (for Entrepreneurs) and Gig Gab (for Working Musicians) Podcasts MGG Merch is Available! Mac Geek Gab YouTube Page Mac Geek Gab Live Calendar This Week's MGG Premium Contributors MGG Apple Podcasts Reviews feedback@macgeekgab.com 224-888-GEEK Active MGG Sponsors and Coupon Codes List BackBeat Media Podcast Network

Let People Prosper
Washington Blames Wrong People for Affordability Crisis | This Week's Economy Ep. 154

Let People Prosper

Play Episode Listen Later Mar 9, 2026 18:08


What's on Americans' minds? The latest primary election results offered a window into what voters are thinking about. In my home state of Texas, voters sent a clear signal by backing efforts to eliminate property taxes through spending reductions.Across the country, Americans are asking for the same things: lower taxes, a more affordable future, and a strong economy that creates opportunities. But too often, policymakers try to tax their way out of spending problems or regulate innovation — choices that threaten the very prosperity people are asking for.That's why in This Week's Economy, I'm breaking down how these issues are playing out in policy debates. From tariffs and taxes to government spending and regulation, these decisions directly shape whether American families can afford the future they're working toward — and policymakers can't afford to ignore them.Let's dive in! Catch the full episode on YouTube, Apple Podcast, or Spotify, and visit vanceginn.com for more info about my work at Ginn Economic Consulting and newsletter with show notes at vanceginn.substack.com.

Cotto/Gottfried
47 Years of Economic War: Epic Fury at Iran's Assault on America—New Yorkers voted for Mamdani's “affordability;” now they pay the price—Americans must resist the secular leftist-Islamist coalition

Cotto/Gottfried

Play Episode Listen Later Mar 9, 2026 34:52


Bauerle and Bellavia
What have you had to cut back on due to the affordability crisis? (3-9-26 Full Show)

Bauerle and Bellavia

Play Episode Listen Later Mar 9, 2026 100:06


On the show today, we discuss the ascending Buffalo Sabres, including a check in with team beat reporter Paul Hamilton, your proficiency fixing things around the house, and are there any things you've had to cut back on or cut out of your life entirely due to the affordability crisis?

NYC NOW
New Work Rules Could Push Thousands of New Yorkers Off Food Assistance

NYC NOW

Play Episode Listen Later Mar 9, 2026 23:05


Nearly 1.8 million New York City residents rely on SNAP to help pay for groceries. Under new federal rules, tens of thousands must prove they are working, volunteering, or in school to keep those benefits. WNYC's Karen Yi reports the expanded requirements could push many off the program if they fail to comply, raising concerns that vulnerable New Yorkers could lose food assistance amid confusion about the new rules.                                                                                                                                                                                                                                 Got any questions, comments or story ideas? Send us a message at NYCNow@WNYC.org

The Voice of Reason with Andy Hooser
Kent Strang: NYC Attacks, Iran and Terrorism, SAVE Act, and the Push for Affordability

The Voice of Reason with Andy Hooser

Play Episode Listen Later Mar 9, 2026 36:48


Guest Kent Strang, Managing Director for Americans for Prosperity, joins to discuss new push to bring affordability and prosperity. Discussion of permitting reform, de-regulating, and a focus on the private sector. Are we moving in the right direction on make the private sector grow? Discussion of upcoming midterm elections, and more.  Latest in New York City attacks, the concerns about terrorism, and the increase in violence. Is it due to the Iranian transition, or something deeper?  President Trump pushes Congress to pass the SAVE Act. 

DCRADIO.GOV
OPC Radio Connect- Utility Affordability

DCRADIO.GOV

Play Episode Listen Later Mar 9, 2026 27:41


Sandra Mattavous-Frye, Director of the Office of the People's Counsel, will tell listeners about the services and programs of the Office of the People's Counsel for the District of Columbia, the independent DC government agency that represents the interests of electric, natural gas, water and local phone consumers. OPC Radio Connect will present information on a variety of utility and energy-related issues and how they relate to the daily living of District residents. We also will share how OPC is carrying out its mission to advocate, educate and protect DC utility consumers.

The Codcast
The energy affordability crisis: How did we get here?

The Codcast

Play Episode Listen Later Mar 9, 2026 33:17


This week on The Codcast, we unpack how increasingly expensive utility bills are shaping the energy debate in Massachusetts and reaching a fever pitch on Beacon Hill. With energy costs now the top household concern in the Bay State, how should policymakers respond to the affordability crisis as power demand is expected to rise and with the due date on ambitious climate commitments creeping closer? Our guests, Kyle Murray, director of state program implementation in Massachusetts at the environmental nonprofit Acadia Center, and Dan Dolan, president of the New England Power Generators Association, hash it all out.

America's Roundtable
America's Roundtable with Congressman Randy Fine | US-Israel Airstrikes on Iran | Eliminating Iranian Nuclear Threat | US Economy

America's Roundtable

Play Episode Listen Later Mar 8, 2026 16:50


X: @RepFine @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia Join America's Roundtable radio co-hosts Natasha Srdoc and Joel Anand Samy with Congressman Randy Fine, member of the House Foreign Affairs Committee and the House Committee on Education and the Workforce. Since coming to Washington, DC in April 2025, Congressman Randy Fine has risen to become one of the most highly effective communicators on Capitol Hill, clearly articulating the importance of implementing principled reforms and boldly addressing challenges and opportunities we face in America today. His messages remind us of President Ronald Reagan's smart responses, explaining in a simple language what we are facing as Americans, and presenting the unvarnished truth. Topics: — US and Israel airstikes against Iran's regime : A timeline of Iranian terrorist attacks and threats leading to America's just intervention. — Certain mosques on American soil mourning the death of the head of State Sponsor of Terrorism Iran's Ayatollah Khamenei. — Congressman Fine's message to Europe and NATO members. — The Impact of U.S. economic reforms. Bio: Randy Fine was elected to represent Florida's 6th Congressional District in April of 2025 and serves on the House Foreign Affairs and the Education and Workforce Committee. A third-generation Floridian, Randy built a career as a successful entrepreneur, founding and running businesses in retail, technology, and hospitality. Randy's retirement didn't last long. In 2016, he was elected to the Florida House, where he served the maximum eight years before moving on to the Florida Senate and then Congress. During his time in Tallahassee, he chaired five committees, passed more than forty bills, and became known as a strong advocate for school choice, tough immigration enforcement, and protecting children from harmful ideologies. As the only Jewish Republican in the Florida Legislature, Randy led the fight to make Florida the safest state in America for Jewish families and people of faith. His colleagues and national Jewish organizations honored him with the nickname “The Hebrew Hammer” for his work opposing terrorism and combatting antisemitism. The son of two public school teachers, Randy graduated magna cum laude from Harvard College with a degree in government and later earned his MBA from Harvard Business School, where he graduated with high distinction as one of the youngest Baker Scholars in decades. Visit | https://fine.house.gov americasrt.com https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 X: @RepFine @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable radio program focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 68 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Tune into WTON in Central Virginia on Sunday mornings at 9:30 A.M. (ET). Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm

NAMIC Insurance Uncovered
Affordability, Reform, and the Fight Over Insurance Regulation

NAMIC Insurance Uncovered

Play Episode Listen Later Mar 6, 2026 21:32


Today we're uncovering...How NAMIC is urging the White House to tackle rising insurance costs—without undermining state-based regulation.And why proposed insurance reforms in states like New York and Illinois could have major consequences for consumers and market stability.Today's episode is sponsored by Holborn.

Gloom & Bloom
217. Pancake Affordability.

Gloom & Bloom

Play Episode Listen Later Mar 5, 2026 87:31


This week Christine puts on her tin foil hat and dives deep into a conspiracy theory that turns a classic beloved Disney ride into an ominous underground operation. Tayler chose to keep it light with a list of criminals who chose to commit crimes that had authorities and the public both scratching their heads. A serial foot tickler, a phantom barber giving non consensual haircuts to people while they sleep and a runner who loves to take dump in peoples yards. We love the creativity!Spank you for listening. Do less God bless. Gloom & Bloom out!

Consumer Finance Monitor
Credit Card Rate Caps and the Credit Card Competition Act: The Right Problem, the Wrong Tools?

Consumer Finance Monitor

Play Episode Listen Later Mar 5, 2026 51:50


We are releasing today on our Consumer Finance Monitor podcast our host Alan Kaplinsky's discussion with Marisa Calderon, President and CEO of Prosperity Now, about two high-profile policy proposals raised or embraced by President Trump as part of a broader populist affordability agenda: 1.         A nationwide 10% cap on credit card interest rates for one year. 2.         The Credit Card Competition Act (CCCA), long championed by Senator Dick Durbin which would require large credit card issuers to enable at least two unaffiliated payment networks (only one of which could be MasterCard or VISA) on their cards. Each proposal is framed as pro-consumer. Each has generated significant pushback from banks, card issuers, and trade associations. However, even consumer advocacy groups have raised serious questions about the wisdom of such initiatives. Prosperity Now is a non-profit organization dedicated to advancing economic mobility, with a focus on those facing economic barriers. Each raises fundamental questions about how to balance affordability and access in the consumer credit market. Our discussion focused on a central theme: affordability is a real and pressing concern, but policy design matters enormously. Credit Card APRs: A Real Affordability Pressure As Calderon emphasized, policymakers are not wrong to focus on credit card interest rates. Average credit card APRs now hover around 22%, up sharply from roughly 13% a decade ago. Approximately half of cardholders carry a balance, and many rely on credit cards not for discretionary spending, but as liquidity bridges, covering emergency medical bills, car repairs, groceries, and other essentials. For lower and moderate-income households, credit cards are often the only readily available, regulated source of short-term liquidity. That makes rising APRs particularly painful. Calderon's formulation is apt: policymakers have identified the right problem. The harder question is whether they have identified the right solution. The 10% Interest Rate Cap: Lessons from History The proposal to impose a flat 10% nationwide cap on credit card interest rates for one year would represent an unprecedented federal intervention into unsecured revolving credit markets. Credit cards are unsecured and priced for risk. Interest margins help issuers cover expected charge-offs, volatility, and operational costs. If pricing flexibility is removed, lenders cannot simply absorb the loss, they adjust. Historically, those adjustments take predictable forms: •                 Tighter underwriting standards •                 Higher minimum credit scores •                 Lower credit limits •                 Reduced rewards programs •                 Increased non-interest fees •                 Exit from higher-risk market segments The likely result, as Calderon noted, is credit contraction, particularly affecting marginal and lower-income borrowers. The most relevant historical example may be the 1980 credit controls imposed during the Carter Administration, which were rescinded within months after causing severe market disruption. A more targeted example is the 36% APR cap under the Military Lending Act, which illustrates both the importance of bipartisan legislative design and the reality that even well-intentioned caps can reduce access at the margins. Recent Federal Reserve research on state usury caps reinforces this concern: when interest rate ceilings are imposed, credit to higher-risk borrowers contracts, credit to lower-risk borrowers expands, and delinquency rates do not meaningfully improve. In other words, credit is reallocated, not necessarily improved. Even a "temporary" cap may have durable consequences. Issuers that exit certain segments or reduce credit lines are not obligated, and may not be economically inclined, to restore them once the cap expires. Credit score impacts and reduced access can linger well beyond the formal life of the policy. As Calderon put it, blunt price controls are a chainsaw when what is needed is a scalpel. Affordability in Context: What Drives Household Budgets? An additional consideration is scale. Research recently highlighted by the Consumer Bankers Association shows that the fastest-growing household expenses from 2013–2024 were healthcare, shelter, food, and vehicles. Credit card interest represents a relatively small share of average household expenditures. This does not minimize the pain of high APRs, especially for households carrying persistent balances, but it does raise an important structural question: can credit card rate caps meaningfully solve broader affordability challenges rooted in housing, medical costs, food inflation, and transportation? Credit cards are often the mechanism households use to cope with those rising costs. Constraining access to that liquidity may exacerbate, rather than relieve, financial stress. The Credit Card Competition Act: Structural Reform or Indirect Price Control? The second proposal we discussed, the Credit Card Competition Act (the "CCCA"), takes a different approach. Rather than capping interest rates, the CCCA would require large issuers to offer merchants at least two unaffiliated network routing options (only one of which could be Visa or Mastercard). The theory is that routing competition would reduce interchange fees ("swipe fees"), lowering merchant costs and ultimately consumer prices. Merchants have generally supported the proposal. Banks and card issuers have strongly opposed it. The consumer-facing promise is straightforward: lower merchant fees should translate into lower retail prices, but history complicates that assumption. The Durbin Amendment to the Dodd-Frank Act imposed caps on debit card interchange fees for large issuers and included routing requirements. While interchange revenue declined, Calderon pointed out that empirical evidence suggests that cost savings were not consistently passed through to consumers in the form of lower prices. At the same time, banks offset lost revenue through higher account fees and reduced benefits. A similar dynamic could unfold in the credit card market. Interchange revenue helps fund: •           Rewards programs •           Fraud detection and prevention •           Customer service infrastructure •           Risk management If that revenue is compressed, issuers may respond with tighter underwriting, reduced rewards, or new fee structures. As Calderon observed, although the CCCA operates through indirect price pressure rather than a direct APR ceiling, downstream effects could look similar. Distinguishing Populist Framing From Durable Reform Both the rate cap and the CCCA are framed as pro-consumer, populist reforms. The political appeal is clear, but distinguishing headline appeal from durable consumer benefit requires careful analysis. Calderon suggested several guideposts policymakers should consider: •                 Access – Does the reform preserve or expand access for low- and moderate-income borrowers? •                 Incidence – Who actually captures the gains? Consumers, merchants, intermediaries, or some combination? •                 Substitution effects – Does the policy push consumers toward higher-cost, less-regulated alternatives such as payday or fringe products? •                 Durability – What happens after implementation? Do markets rebound, or do credit line reductions and underwriting changes persist? These questions are not ideological. They are structural. Affordability and access are not opposing values. The policy challenge is designing reforms that alleviate financial strain without narrowing the regulated credit tools families rely on when emergencies arise. The Bottom Line Affordability concerns are real. Rising APRs are real. Financial stress among many households is real. But blunt price caps may reduce rates on paper while reducing access in practice. Structural competition mandates may promise savings that do not materialize at the checkout counter. Durable consumer protection requires careful calibration — the scalpel, not the chainsaw. For industry participants, policymakers, and advocates alike, the takeaway is straightforward: evidence and market mechanics matter. Populist framing may win headlines, but long-term financial stability depends on policy design that accounts for how credit markets actually function. As always, we will continue to monitor these proposals and their evolution in Congress and the Administration.  It may be noteworthy that President Trump did not mention either proposal during his almost two-hour State of the Union Address on January 24th. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

How to Buy a Home
8 First Time Homebuyer Questions Answered (March 2026)

How to Buy a Home

Play Episode Listen Later Mar 4, 2026 30:59


Mortgage rates have dropped below 6% and inventory is shifting, so David Sidoni answers eight of the most common questions first-time buyers are asking about today's housing market. Mortgage rates have recently dropped to 5.99%, the lowest level seen since August 2022. Current housing data also shows 44% more sellers than buyers, creating potential leverage for buyers in many markets. In this episode, David Sidoni answers eight of the most common questions first-time homebuyers are asking about mortgage rates, affordability, and market timing. The goal is to help buyers understand today's market so they can make confident decisions instead of relying on outdated advice. “Affordability is at its best in a long, long time.” Highlights• What are the best mortgage rates available right now for first-time buyers?• Why does having more sellers than buyers matter for your home search?• How do shifting mortgage rates affect affordability in today's market?• Is now actually a better time to buy than many people realize?Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

New Day
In Georgia, Energy Affordability Is on the Ballot

New Day

Play Episode Listen Later Mar 3, 2026 23:30


What if you could lower your utility bill at the polls? In Georgia, that’s exactly what voters have had the opportunity to do. By flipping two Public Service Commission seats in 2025, they’ve shown that elected officials can be held accountable for rising energy costs. In this episode, host Gloria Riviera speaks with Leslie Palomino, Georgia State Director at Poder Latinx, about how the organization has been mobilizing Latino voters around energy affordability and what’s at stake for upcoming elections later this year. See omnystudio.com/listener for privacy information.

SunCast
905: SEIA's Next Chapter | Darren Van't Hof on Solar, Storage and Focus for 2026

SunCast

Play Episode Listen Later Mar 3, 2026 19:00


Every year, there is a new “crisis” in solar.And yet… the industry keeps growing.With leadership transition underway at the Solar Energy Industries Association, Darren Van't Hof steps in as Interim President and CEO at a pivotal moment. Policy uncertainty. Permitting bottlenecks. Election year noise. And a projected $25 billion flowing into storage in 2026 alone.So where do we really stand?In this candid conversation recorded live at Intersolar & Energy Storage N.A., Darren shares why solar has already won the cost battle, why storage may be the most durable growth sector in energy, and what must happen politically for the industry to keep accelerating. There are some additional fun bits about the future of SEIA and his role in there as well. ;-)Expect to learn:

ceo elections economics policy hof next chapter affordability valence permitting interim ceo interim president seia solar energy industries association intersolar solar storage suncast nico johnson
Becker’s Healthcare Podcast
Rethinking Employer Health Plans for Affordability with Jeff Bak

Becker’s Healthcare Podcast

Play Episode Listen Later Mar 2, 2026 12:52


In this episode, Jeff Bak, President and Chief Executive Officer of Imagine360, shares how alternative health plan models and reference based pricing can lower employer costs while improving the member experience. He discusses narrowing networks, building provider trust, correcting broker misconceptions, and delivering guaranteed savings in a high pressure cost environment.

Deadline: White House
"A possible end to the bidding war for WBD"

Deadline: White House

Play Episode Listen Later Feb 28, 2026 42:04


February 27, 2026; CNN has long been a subject of President Trump's ire, but now it seems David Ellison, a close ally to Trump, is poised to take the reins of the network's parent company. Nicolle Wallace examines what this might mean for media and democracy with Oliver Darcy, Tim Miller and Dominic Patten. Also in the hour, the latest on Iran and the affordability crisis with Mark Mazzetti and David Frum.  For more, follow us on Instagram @deadlinewh For more from Nicolle, follow and download her podcast, “The Best People with Nicolle Wallace,” wherever you get your podcasts.To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Five
It's Affordability, Stupid!

The Five

Play Episode Listen Later Feb 27, 2026 46:18


"The Five" on Fox News Channel airs weekdays at 5p.m. ET. Five of your favorite Fox News personalities discuss current issues in a roundtable discussion. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Democracy Now! Audio
Democracy Now! 2026-02-25 Wednesday

Democracy Now! Audio

Play Episode Listen Later Feb 25, 2026 59:00


Headlines for February 25, 2026; “You Have Killed Americans,” “Black People Aren’t Apes”: Democrats Protest Trump’s State of the Union; Nobel Prize-Winning Economist Joseph Stiglitz Slams Trump's Myths About Tariffs, Affordability; Rep. Summer Lee on Boycotting Trump Speech, Jesse Jackson, Voting Rights, “Endless Wars” & More; Jailed for “Standing Up”: DHS Assault Victim Aliya Rahman Arrested at State of the Union Address; “Lies, Gaslighting and Maligning”: Rep. Adelita Grijalva Boycotts Trump’s Speech

3 Martini Lunch
Democrats Refuse to Prioritize Citizens over Illegal Immigrants

3 Martini Lunch

Play Episode Listen Later Feb 25, 2026 29:58


Join Jim and Greg for the Wednesday 3 Martini Lunch as they dissect President Trump making the Democrats look heartless and crazy in their refusal to applaud almost anything, Trump's reluctance to pursue an aggressive legislative agenda this year, Virginia Gov. Abigail Spanberger's forgettable rebuttal to Trump's speech, and the truly insane event Dems put on during the speech.First, they explain what they liked about the speech, including Trump exposing that Democrats oppose the protection of citizens over illegal aliens and or stopping schools or local governments from transitioning minors without the knowledge or consent of parents. Democrats also refused to clap for families traumatized by violent crime and even seemed pretty unenthused about the Olympic champion hockey team. Talk about an own goal!Next, they scratch their heads at news that President Trump doesn't want to pursue another reconciliation bill in Congress this year to pass more GOP fiscal priorities while Republicans still hold majorities on both sides of Capitol Hill. Jim and Greg urge him to reconsider and point to the value such an agenda would have on the midterms.Finally, they pan the Democrats' rebuttal delivered by Gov. Spanberger, noting what they see as hypocrisy on some issues and incoherence on others. They also highlight the thoroughly bizarre event lefties ran in opposition to the State of the Union.Please visit our great sponsors:Take your personal data back with Incogni—use code 3ML for 60% off an annual plan at https://Incogni.com/3MLLive better, longer with BUBS Naturals. For a limited time, get 20% off your entire order with code 3ML at https://BubsNaturals.comHelp protect your home systems.  Plans start at just $4.99 a month.  Visit https://HomeServe.com to find the plan that's right for you. New episodes every weekday. 

Kendall And Casey Podcast
The affordability issues Americans worry about most

Kendall And Casey Podcast

Play Episode Listen Later Feb 25, 2026 5:27


See omnystudio.com/listener for privacy information.

Democracy Now! Video
Democracy Now! 2026-02-25 Wednesday

Democracy Now! Video

Play Episode Listen Later Feb 25, 2026 59:00


Headlines for February 25, 2026; “You Have Killed Americans,” “Black People Aren’t Apes”: Democrats Protest Trump’s State of the Union; Nobel Prize-Winning Economist Joseph Stiglitz Slams Trump's Myths About Tariffs, Affordability; Rep. Summer Lee on Boycotting Trump Speech, Jesse Jackson, Voting Rights, “Endless Wars” & More; Jailed for “Standing Up”: DHS Assault Victim Aliya Rahman Arrested at State of the Union Address; “Lies, Gaslighting and Maligning”: Rep. Adelita Grijalva Boycotts Trump’s Speech

Pod Save America
1123: Trump: "I've Won Affordability"

Pod Save America

Play Episode Listen Later Feb 20, 2026 74:17


Trump's economic messaging tour takes him to Georgia, where he claims "I've won affordability"—as White House advisors concede in a high-level meeting that he "will do what he wants to do, say what he wants to say." No surprise then that Republican strategists are beginning to go public with their fears about the midterms. Jon and Dan react to all the latest, including Trump's plans for war in Iran, the saga of Texas Senate candidate James Talarico's cancelled interview with Stephen Colbert, and the rumored departure of spokesperson Tricia McLaughlin, the face of DHS's worst lies.For a closed-captioned version of this episode, click here. For a transcript of this episode, please email transcripts@crooked.com and include the name of the podcast.