Podcasts about real estate radio hour

Today we are joined by Brett Leschinsky, a loan officer specializing in divorce. Brett shared some incredible information about navigating the complexities of divorce and real estate. He walks through what information mortgage professionals need in the divorce decree, how to qualify for a new home loan or refinance using child support and spousal support, and how to keep your current interest rate when taking over the mortgage. Tune in for the creative tips he has to make home buying or refinancing simple post-divorce.  In this episode: [2:08] What led Brett to go into his field of work helping divorced people? [7:03] What do mortgage professionals need to see in the divorce decree? [11:25] How can child support or maintenance be used to qualify for a mortgage/refinance? [17:16] What's the difference between the title and the mortgage? [20:00] Why would you leave both names on the title? [21:47] When can you purchase a new home post-divorce? [24:44] Can you get a co-signer to qualify for a new mortgage post-divorce? [25:57] Can you keep your interest rate when refinancing?  Key Takeaways:  The divorce decree trumps the credit report that shows you still owe house debt. Ensure the divorce decree states that the spouse is indemnified and held harmless, so when they purchase a new home, they can show the credit report is no longer valid. The payments must come in for at least six months to use child support or spousal maintenance to qualify for a home. There are specific ways to set up accounts for using this income at the time of the finalized divorce. There are many ways to get creative to qualify to buy a new home and do so before six months to a year. Working with a mortgage professional specializing in this space will be able to look at creative solutions such as child support, spousal support, how accounts are set up, etc.  Quotes:  “With a mortgage company, they look at Fanny and Freddie guidelines and take them at face value. They don't overlay some of the guidelines like some of the banks do. One of the overlays is that banks typically will not allow a purchase of a home or a mortgage transaction if someone's going through a divorce prior to the divorce being finalized.” - Brett Leschinsky “So I'll get an attorney that'll call me that'll say, Hey Brett, I thought you said, you know that if this indemnification wording is in there, they can go buy a house. And I'll say, yeah. And they say, well, their loan officer is telling them that they have to use that debt against them. And that's just one of those scenarios where the mortgage loan officers who aren't specializing in this.” - Brett Leschinsky “So take the stay-at-home parent or the parent who has a part-time job, but they're looking for full-time work, but they don't wanna wait to purchase a house. They don't want to move twice. This house that came up is perfect. A co-signer can help bridge that gap and often does help bridge that gap. We do a lot of co-signers, so it's just something that people don't think of too much. If they think, well, I don't have the income to qualify, so I'm just gonna have to rent, but thinking about the co-signer helps a lot.”  - Brett Leschinsky Guest Bio:  Brett Leschinsky (pronounced Luh-shin-ski) hd guest on WCCO's Real Estate Radio Hour to discuss common mistakes divorcing has been a respected mortgage professional for over 20 years, and he specializes in home mortgage transactions surrounding divorce. Brett has been a featureouples make with their home mortgage, and he regularly speaks to Family Law groups and firms to provide continuing education credits for divorce attorneys. Resources:  Brett Leschinsky CrossCountryMortgage Brett Leschinsky Facebook Brett Leschinsky LinkedIn Lesa Koski Website Lesa's Online Courses The Onward app was made for divorced parents to help track, share, and split their children's expenses. Download The Onward App today for iOS or Android!

Welcome to another episode of the Real Estate Radio Hour with Andy Prasky and Chris Rooney! Today we talk about the best Minnesota markets to invest in, how to save money on your monthly utility bills, house designs that are not worth it, and if new construction is the real deal? To get the full video experience, watch the show on the Real Estate Radio Hour's Facebook: https://www.facebook.com/RealEstateRadioHour

More Agents Then Homes For Sale in the US, Andy's in Orlando Talking About Buffalo, Design Inspiration (from around the world ), Italian correspondent gets his wifi fixed! For more interactive experience, go to Real Estate Radio Hour's Facebook page to watch the full video episode! https://www.facebook.com/RealEstateRadioHour Marketing Article used: https://martechseries.com/mts-insights/guest-authors/22-creative-real-estate-marketing-tactics-inspire/

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Join us as the Real Estate Radio Hour team discusses the current state of the real estate market in the midst of the COVID-19 economy, whether it's a good time to buy and sell real estate, and what else you should know about the state of real estate.

Join the Real Estate Radio Hour team as we discuss the current state of mortgage rates in the Minnesota market and whether that indicates a good time to buy or sell. Plus, we'll chat through whether housing is affordable right now. Have questions for the show? Have questions for the show? Send them to our producer: cortney@amplifyup.com

Join the Real Estate Radio Hour team as we discuss how the real estate market is different this year, and when it will go back to normal…or whether we think this year's economy will create a “new normal” for real estate in general. Have questions for the show? Have questions for the show? Submit them to our Producer: cortney@amplifyup.com

Join the Real Estate Radio Hour team as we discuss the updated state of the market in the current economy, along with home buying (and selling!) trends we're noticing in Minnesota. Have questions for the show? Email our Producer: cortney@amplifyup.com.

Join the Real Estate Radio Hour as we discuss the current state of the market, and whether we think home values will appreciate or depreciate in 2020. Have questions for the show? Email our Producer, cortney@amplifyup.com.

The Real Estate Radio Hour team tackles one of the most common questions agents receive: what is the benefit of home ownership? We'll chat about what this looks like for homeowners, and how agents can discuss this topic intelligently with clients. Have questions for the show? Email our Producer: cortney@amplifyup.com

Join the Real Estate Radio Hour team as we discuss the impact of rising unemployment due to COVID-19 on the Twin Cities housing market, and how this might change your plan to buy or sell real estate this year. Have questions for the show? Email them to our Producer: cortney@amplifyup.com.

Join the Real Estate Radio Hour team as we discuss the top reasons why home buyers are ready to make their next purchase, and why this is such an incredible year for real estate. Also, learn about what you can do to prep your home for the market. Have a question for the show? Email our Producer: cortney@amplifyup.com

The Real Estate Radio Hour discusses a common question from homeowners: how do I know when to sell my home? Is this year's market strong for sellers, or should you wait until next year? We'll discuss the best options on this week's show. Have a question you want us to answer on the show? Email our Producer: Cortney@amplifyup.com

Join us as we take the former WCCO Real Estate Radio Hour to a live podcast format. Meet the hosts, Chris Rooney and Andy Prasky, and learn about our real estate expertise and what our plan is for the future of the show.

It's the final show of the year, and the final time we'll be with our friends Chris and Andy on the Real Estate Radio Hour.  Denny Long joins them for their final farewell.   See omnystudio.com/listener for privacy information.

Whether selling or buying a home, what should you pay attention to regarding items with a warranty?  Jennifer Gagne of Cinch Home Services joins Chris & Andy to talk about warranties effecting parts or items of the home you're want to make a transaction on.  Plus, they answer your general questions on the industry. See omnystudio.com/listener for privacy information.

When looking at buying a home, are you aware of the different types of loans that are available to use?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to go through some of those options.  They also take your calls and talks on other topics in the industry. See omnystudio.com/listener for privacy information.

When you get ready to sell your home, there's no question to take care of the big stuff (painting, siding, cleaning, etc.).  But what about the "smaller" items that may not be as obvious?  Chris Rooney & Andy Prasky let us know what to look out for during this week's edition of the program. See omnystudio.com/listener for privacy information.

It's another opportunity for Chris Rooney and Andy Prasky to open the mailbag.  They take this week's edition of the program to answer your call and text questions on varying topics across the real estate industry. See omnystudio.com/listener for privacy information.

When you own a home, how important is the insurance on that property?  RE/MAX agent Karin Mindak and Insurance Capital Group founder Joe Rosensteel join Chris & Andy to talk about what you should look for when it comes to homeowners' insurance. See omnystudio.com/listener for privacy information.

What happens when you go through a short sale?  Why does this process exist?  Jeff Zweifel of Markve & Zweifel PLLC joins Chris & Andy to go through the specifics of this process. See omnystudio.com/listener for privacy information.

Do people search to purchase a haunted home?  What are the hottest trends regarding interior design of a home?  Chris Rooney & Andy Prasky talk about those topics, and many more, during this week's edition of the program. See omnystudio.com/listener for privacy information.

What's in the mailbag awaiting Chris Rooney & Andy Prasky?  They use this week's show to answer your pressing questions on the real estate industry. See omnystudio.com/listener for privacy information.

Whether it's getting your finances straight, staging your home to sell, time needed to sell your place, or more, our hosts are here to answer your questions.  Chris Rooney & Andy Prasky go back to the mailbag for your texts on the real estate industry. See omnystudio.com/listener for privacy information.

We usually hear about the market for buying and selling homes.  What about if you live in a condominium?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to discuss this alternative in the market. See omnystudio.com/listener for privacy information.

It's getting into one of the busiest times of the year, real estate-wise.  That means more questions about the industry, including legal questions.  Attorney Jeff Zweifel of Markve & Zweifel PLLC joins Chris & Andy to discuss those inquiries. See omnystudio.com/listener for privacy information.

It's the final weekend for this round of the Parade of Homes.  Chris Rooney & Andy Prasky are in studio to discuss the open houses and your calls/texts about the real estate market. See omnystudio.com/listener for privacy information.

It's time to dig back into the mailbag, as Chris Rooney and Andy Prasky answer your calls, texts, and emails on the industry's most pressing topics. See omnystudio.com/listener for privacy information.

In an answer to the more-established "man cave", the newer "she shed" is making enroads.  Chris Rooney & Andy Prasky discuss this popular feature during the program.  They also look at everything going on in the industry. See omnystudio.com/listener for privacy information.

The 2019 Fall Parade of Homes is underway.  Chris Rooney & Andy Prasky tells us what we can expect to see in this area.  And they take your calls and texts on more general industry questions. See omnystudio.com/listener for privacy information.

What's the state of the market as we get into the Labor Day weekend?  John Rask (President) and David Siegel (Executive Director) of Housing First Minnesota join Chris & Andy at the Minnesota State Fair to discuss some hot topics.  Plus, they get a question from Realtor Boy. See omnystudio.com/listener for privacy information.

Chris & Andy take the show to the Minnesota State Fair this week.  Even with all of the food and people-watching opportunities around, they take time to focus on your industry-related questions. See omnystudio.com/listener for privacy information.

It's time to go to the grab bag of questions.  This week, RE/MAX super agents Karin Mindak and Kami Gerald join Chris & Andy to discuss the current market, what can add value to your home, whether it's a good time to become an agent, and more. See omnystudio.com/listener for privacy information.

People trying to navigate the real estate market have all kinds of questions.  Travis Whitford from Bay Equity Home Loans and RE/MAX agent Jon Lopez join Chris & Andy to answer a range of listener calls and texts. See omnystudio.com/listener for privacy information.

When you're involved with buying, selling, or remodeling a home, there are so many forms that need to be filled out.  What are some of them?  How have they changed recently?  Mike Brennan of the Minnesota Realty School joins Chris & Andy to go through those. See omnystudio.com/listener for privacy information.

It's time to open the mailbag.  Chris Rooney & Andy Prasky look back on your boatload of text questions to provide answers from the industry. See omnystudio.com/listener for privacy information.

There's a lot of information out there when it comes to real estate.  But what are some of the myths that you need to avoid whether you're selling or buying?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to explain which ones you should look out for. See omnystudio.com/listener for privacy information.

This week, Chris Rooney & Andy Prasky are here for you, the listening public.  They take your phone and text questions on home buying, staging for sale, and more. See omnystudio.com/listener for privacy information.

So, we know what a real estate does.  But do we know what a real estate agent really does?  Bright Birch Real Estate broker owner Noelle Nielsen joins Chris & Andy to explain the job description of an agent. See omnystudio.com/listener for privacy information.

Are you trying to sell your home?  What about being in the buying market?  Are you just looking to upgrade the value on your home?  Chris Rooney & Andy Prasky are in with a more relaxed show right before the holiday.  They answer your calls and texts on those specific questions and more. See omnystudio.com/listener for privacy information.

Andy Prasky is out this week, so Chris Rooney relies on his "Family & Friends Plan" for this week's edition.  Dan Rooney (Aspen Creek Development), Bruce Hudoba (RE/MAX Preferred), and Darin "Curby" Kiemig (AMEC Home Loans) join Chris in studio to discuss what's happening in the industry. See omnystudio.com/listener for privacy information.

This week, it's all about your questions.  Chris Rooney & Andy Prasky open up the phone and text lines to explain everything from commission rates to contract-for-deed transactions...and inbetween. See omnystudio.com/listener for privacy information.

There was some big news this week that effects mortgage rates.  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to discuss what this means for your finances.  They also look into ways to market different types of properties and take your industry-related questions. See omnystudio.com/listener for privacy information.

Are you looking to buy or sell a lakefront property?  IS there a good time to buy a home while your kids are on Summer break?  Are we seeing more emphasis on a return to multiple generations living in one home?  Chris Rooney & Andy Prasky are in to answer those questions and more during this week's edition of the show. See omnystudio.com/listener for privacy information.

How's the real estate market doing as we hit the Memorial Day weekend?  Chris Rooney and Andy Prasky look at the state of the industry on this week's show.  They also answer some of your industry questions. See omnystudio.com/listener for privacy information.

What are the items you should know if you're a first-time home buyer?  Andy Rooney covers that this week with RE/MAX agent Jeff Schulz and two members of his Waconia-based team (Laura Falk and Ben Smothers).  They also discuss the market in the southwestern area of the Twin Cities metro. See omnystudio.com/listener for privacy information.

It's the Fishing Opener this weekend.  Does that give you the urge to get out on the water?  Chris & Andy try to get you ready by welcoming Thame Tandy of Knotty Oar Marina on the show to talk about boats and pontoons.  You also get advice on more general questions on the industry. See omnystudio.com/listener for privacy information.

We haven't checked the current interest rates in a while.  Where do they stand?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to discuss that question and many others during this edition of the program. See omnystudio.com/listener for privacy information.

Are you trying to redo or refresh the lawn around your home?  How can that effect its value?  Chris & Andy welcome Greenside Inc. owner Pat Remick back on the program to discuss those questions?  Plus, they answer your general questions on the industry. See omnystudio.com/listener for privacy information.

Are you looking to buy or sell in the Brainerd Lakes area?  Chris & Andy invite RE/MAX agents Brent Anderson and Mark Pietig on the program to update the market in that area of the state.  All of them also provide answers for your calls and texts. See omnystudio.com/listener for privacy information.