Podcasts about nmls

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and produces deep-dive investing videos on YouTube. In this episode, we unpack the latest market pullback — why prices are dropping, why investor fear has spiked, and whether this is the start of a bear market or simply a healthy correction. We also break down asset performance, where Jordi sees opportunity, and the signals that could mark a reversal — plus a quick look at Bitcoin's volatility and what it means for long-term investors.======================Need liquidity without selling your crypto? Take out a Figure Crypto-Backed Loan (https://www.figuremarkets.co/pomp), allowing you to borrow against your BTC, ETH, or SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Unlock your crypto's potential today at Figure! https://www.figuremarkets.co/pomp Disclosures: Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply.======================Bitizenship helps Bitcoin-forward investors gain EU residency and a path to Portuguese citizenship in five years while maintaining exposure to Bitcoin. Their regulated fund qualifies you for the Golden Visa through an operating company focused on Bitcoin-native innovation. Book a free strategy call at https://bitizenship.com/pomp.======================As markets shift, headlines break, and interest rates swing, one thing stays true — opportunity is everywhere. At Arch Public, we help you do more than just buy and hold. Yes, our dynamic accumulation algorithms are built for long-term investors… but where we really shine? Our arbitrage algos — designed to farm volatility and turbocharge your core positions. The best part of Arch Public's products is they are free! Yes, you heard that right, try Arch Public for free! Take advantage of wild moves in assets like $SOL, $SUI, and $DOGE, and use them to stack more Bitcoin — completely hands-free. Arch Public is already a preferred partner with Coinbase, Kraken, Gemini, and Robinhood, and our team is here to help you build smarter in any market. Visit Arch Public today, at https://www.archpublic.com, your portfolio will thank you.======================Timestamps: 0:00 – Intro1:48 – Why is fear spiking? What's driving the sell-off?5:51 – Expectations vs. reality + seasonality trend10:25 – Nvidia beats… so why did markets still sell off?14:16 – Is Bitcoin's 30–35% drawdown normal?19:18 – Why this sell-off feels different24:42 – Fed December rate cut, jobs data, & midterms30:28 – What signals would mark a real market reversal?34:06 – AI, leverage, and private credit38:38 – Innovation drives the market long-term45:20 – Thanksgiving break announcement

Incredible podcast with two of my brothers, Jeff Laeng and Tim Mumma!  Godly men talking about life, trials and tribulations!“Iron sharpens iron, so one man sharpens another.” Proverbs 27:17Who do you go to when you need the truth? Often times, the truth may be too painful to hear or we just don't want to hear it, but truth is the only remedy to the life God has called each one of us to! “The truth shall set you free!” John 8:32Go back and listen to Jeff and Tim's previous podcasts! Ep. 58 Jeff Laeng - “Never miss a day!”Ep. 164 Tim Mumma - “Don't die without                                        Jesus!”#Jesusfollower #disciple #ironsharpensiron#nevermissaday #dontdiewithoutJesus#conversationwithbuddy_ _ _For more stories like this, go to: https://www.youtube.com/@BuddyJamesPuckettIf you or someone you know want to be on the podcast, please reach out to me on Instagram @conversationswithbuddy or text me at 503-851-8031. _ _ _About Buddy Puckett:Buddy Puckett has been in the mortgage and finance space and mentoring men for over 25 years.  A mentoring opportunity all started when he first began in the mortgage industry in 1998, when he began to mentor a younger guy who happened to be married.  This person was not making great choices and it was sadly affecting his marriage.  We all are 1 decision away from something really dumb, so accountability became something Buddy knew he needed as well.  Buddy's wife, Shawn, suggested he start a podcast in 2022 to share the stories of people who have struggled,failed, overcame by realizing the life of love, joy and peace is only available through a relationship with Jesus Christ! “Jesus said to him, 'I am the way, and the truth and the life; no one comes to the Father except through Me'.” John 14:6Guild Mortgage Company: Equal Housing Opportunity, NMLS #3274 (www.nmlsconsumeraccess.org). Buddy Puckett NMLS #270057, Arizona BK#0018883, AZ LO-1032154; OR ML-176 For more licensing information, please visit www.guildmortgage.com/licensing. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates.

The Guild Mortgage Company wants to be your home loan lender. They do all types of mortgages; FHA, VA, USDA & Conventional. Guild Mortgage Company is an Equal Housing Lender; NMLS 3274. Roy West NMLS 316801 Phone (409) 866-1901.

Democrats have pulled far ahead of Republicans in the generic Congressional ballot, and we examine why; Nvidia reports massive profits, but Target reports the opposite; and we take a look at New York's “ghost apartments.” Ep.2322 - - - Click here to join the member-exclusive portion of my show: https://bit.ly/3WDjgHE - - - Facts Don't Care About Your Feelings - - - Today's Sponsors: Perplexity - Ask anything at https://pplx.ai/benshapiro and try out their new AI-powered web browser Comet at https://comet.perplexity.ai/. PureTalk - Switch to PureTalk and start saving today! Visit https://PureTalk.com/SHAPIRO ARMRA - Go to https://armra.com/SHAPIRO or enter SHAPIRO at checkout to get 30% off your first subscription order. American Financing - Call American Financing today at (866) 574-2500 or visit https://americanfinancing.net/shapiro NMLS 182334, https://nmlsconsumeraccess.org Blinds - Get $50 off when you spend $500 or more at https://Blinds.com and use code SHAPIRO at checkout. - - - DailyWire+: Once a year, every year, we give you our best deal of the year. And it's happening right now. DailyWire+ memberships are 50% off. https://dailywire.com/blackfriday Finally, Friendly Fire is here! No moderator, no safe words. Now available at https://www.dailywire.com/show/friendly-fire Get your Ben Shapiro merch here: https://bit.ly/3TAu2cw - - - Socials: Follow on Twitter: https://bit.ly/3cXUn53  Follow on Instagram: https://bit.ly/3QtuibJ  Follow on Facebook: https://bit.ly/3TTirqd  Subscribe on YouTube: https://bit.ly/3RPyBiB - - - Privacy Policy: https://www.dailywire.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Representative Jasmine Crockett doesn't care about facts and (doesn't) apologize. Representative Majorie Taylor Greene has been waffling back and forth on key issues, including deportations, Epstein, and January 6th. Where was she then? How far has she come? Islam is on the rise in America and a clash seems inevitable. If Islam and Western Civilization are incompatible, where do we go from here?GUEST: Josh Firestine | Pops Crowder Link to today's sources: https://www.louderwithcrowder.com/sources-november-20-2025Hidden Cam Muslim Bakery video: https://www.youtube.com/watch?v=RgWIhYAtan4&t=217s‘Get her done' with The Wellness Company's blood flow mojo Rx. Order today at http://www.twc.health/CROWDER Use code CROWDER ,10$ OFF + FREE shipping! USA Residents onlyLet my sponsor American Financing help you regain control of your finances. Go to https://americanfinancing.net/crowder or call 800-974-6500. NMLS 182334, http://nmlsconsumeraccess.org/.DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-appsJoin Rumble Premium to watch this show every day! http://louderwithcrowder.com/PremiumGet your favorite LWC gear: https://crowdershop.com/Bite-Sized Content: https://rumble.com/c/CrowderBitsSubscribe to my podcast: https://rss.com/podcasts/louder-with-crowder/FOLLOW ME: Website: https://louderwithcrowder.com/ Twitter: https://twitter.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficialMusic by @Pogo

Ryan Montgomery is a renowned ethical hacker, penetration tester, and cybersecurity expert, ranked #1 on TryHackMe's Capture The Flag leaderboard. Founder of Pentester, a cybersecurity platform based in Boca Raton, Florida, that provides all-in-one tools for vulnerability scanning, data breach detection, and risk mitigation. As Chief Technology Officer of the Sentinel Foundation, he leverages advanced technology and collaboration with law enforcement to combat child exploitation and human trafficking globally. He is known for infiltrating dark web sites to expose child predators and demonstrating live captures on podcasts. With over 19 years in the field, including roles in business development and enterprise creation, he specializes in ethical hacking, data protection, and online safety. Montgomery advocates for child safety, elevating cybersecurity standards, and using innovative tech to protect vulnerable populations and dismantle predatory networks. Join the Waitlist - https://theglacierapp.com/waitlist Shawn Ryan Show Sponsors: https://psyopshow.com ⁠https://callofduty.com⁠ - Buy Black Ops 7 Now ⁠https://psyopshow.com⁠ ⁠https://americanfinancing.net/srs⁠ NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-781-8900, for details about credit costs and terms. ⁠https://betterhelp.com/srs⁠ This episode is sponsored. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. ⁠https://bubsnaturals.com⁠ – USE CODE SHAWN ⁠https://bruntworkwear.com⁠ – USE CODE SRS ⁠https://calderalab.com/srs⁠ Use code SRS for 20% off your first order. ⁠https://shawnlikesgold.com⁠ ⁠https://helixsleep.com/srs⁠ ⁠https://patriotmobile.com/srs⁠ ⁠https://prizepicks.onelink.me/lmeo/srs⁠ ⁠https://ROKA.com⁠ – USE CODE SRS ⁠https://shopify.com/srs⁠ ⁠https://tractorsupply.com/hometownheroes⁠ ⁠https://trueclassic.com/srs⁠ ⁠https://USCCA.com/srs Ryan Montgomery Links: Website - https://ryanmontgomery.me X - https://x.com/0dayCTF IG - https://www.instagram.com/0day YT - https://www.youtube.com/@0dayCTF Pentester - https://pentester.com Sentinel Foundation - https://www.instagram.com/sentinelfoundation Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today we're joined by Sean Mullaney, an author and CPA who presented at this year's Bogleheads conference. We dive into smart ways to manage your taxes in retirement and explore the strategies that can make a meaningful difference over the long run. Sean walks us through when Roth conversions shine, when they don't, and how tax, retirement, and estate planning all fit together. If you want to feel more prepared for the financial side of retirement, this is an episode you won't want to miss. The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dr. Dahle and The White Coat Investor podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Median American wealth statistic source: https://www.ubs.com/us/en/wealth-management/insights/global-wealth-report.html  Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #446 04:25 Sean Mullaney, CPA Interview 06:00 5 Phases of Retirement 09:40 Early Retirement 16:00 The Golden Years of Retirement 23:38 IRMA 26:51 Taking Social Security 31:33 Qualified Charitable Distributions 37:22 Required Minimum Distributions 42:27 Widow Tax Trap 47:14 RMDs Are Not Bad 50:05 Roth vs. Traditional 55:03 Buy, Borrow, & Die 01:00:06 Tax Planning To and Through Early Retirement

Mass deportations in Charlotte show Americans how bad things really are, Trump signs bill authorizing release of Epstein files, Scott Jennings and Senator Markwayne Mullin  join the show. Check Out Our Partners: MASA CHIPS: Go to http://www.masachips.com/BENNY and use code BENNY for 25% off your first order 120Life: “120/Life is a natural drink that supports healthy blood pressure. See better numbers in 2 weeks or your money back by saving 20% with code BENNY at http://www.120life.com/ ” American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms Patriot Mobile: Go to https://www.PatriotMobile.com/Benny and get A FREE MONTH Learn more about your ad choices. Visit podcastchoices.com/adchoices

GamecockCentral's Wes Mitchell and Chris Clark preview South Carolina vs. Coastal Carolina and give keys to victory and predictions for Gamecocks vs. Chanticleers. Plus, the guys are joined by TRAITOR Mike Uva. Thank you to our sponsors: ** PRESENTING SPONSOR: Clint Hammond of CMG Home Loans | ClintHammond.com | 803-422-6797 | NMLS # 71597 ** Fairey Chevrolet | https://www.faireychevrolet.com/ Palmetto Golf and Belts | https://www.palmettogolfing.com Gametime | Gametime.co | Download the Gametime app, create an account, and use code ON3 for $20 off your first purchase. Terms apply. Andy Luedecke at MyPerfectFranchise.net | 404-973-9901

X is down and everyone's mental health is much better off. A recent poll found that 40% of women want to leave the United States. Well. Bye. Steven is exposed as a Deep State something by Candace Owens. Finally, the body positivity movement is dead. Ozempic killed it.GUEST: Josh FirestineLink to today's sources: https://www.louderwithcrowder.com/sources-november-18-2025Let my sponsor American Financing help you regain control of your finances. Go to https://americanfinancing.net/crowder or call 800-974-6500. NMLS 182334, http://nmlsconsumeraccess.org/.Head to https://crypto.com/ today and be part of this historic move! That's https://crypto.com/. Don't wait!DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-appsJoin Rumble Premium to watch this show every day! http://louderwithcrowder.com/PremiumGet your favorite LWC gear: https://crowdershop.com/Bite-Sized Content: https://rumble.com/c/CrowderBitsSubscribe to my podcast: https://rss.com/podcasts/louder-with-crowder/FOLLOW ME: Website: https://louderwithcrowder.com/ Twitter: https://twitter.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficialMusic by @Pogo

House set to vote to release Epstein files, ICE arrests illegal-immigrant trucker from Uzbekistan over alleged terror ties, Senator  Tommy Tuberville And Rep. Lauren Boebert  join the show. Check Out Our Partners: Fast Growing Trees: Get 15% off with Code: “BENNY”: https://www.fastgrowingtrees.com/ Cove Pure: https://covepure.com/benny Bon Charge: Go to https://www.boncharge.com/BENNY and use coupon code BENNY to save 15% American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of The PDB Afternoon Bulletin: A Russian intelligence ship is spotted just 15 miles off the coast of Hawaii. We'll look at what it was doing there and what it may have been gathering. The State Department is preparing to designate Venezuela's Cartel de los Soles as a terrorist organization — a major step that increases pressure on Nicolás Maduro and his inner circle. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief.  YouTube: youtube.com/@presidentsdailybrief Beam: Visit https://shopbeam.com/MIKE and use code MIKE to get our exclusive discount of up to 50% off. TriTails Premium Beef: Feed your legacy. Visit https://trybeef.com/pdb American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org - APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit https://www.AmericanFinancing.net/PDB Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The President's Daily Brief: Iran confirms the seizure of a petrochemical tanker in the Gulf — a major show of force by the Islamic Republic in one of the world's most sensitive waterways. A new report suggests the U.S. may press ahead on Gaza reconstruction even if Hamas keeps its weapons, as stabilization talks stall. China sends Coast Guard ships through Japan-administered islands, escalating an already sharp dispute with Tokyo. And in today's Back of the Brief — fresh developments in the energy corruption scandal rocking Kyiv, alongside new steps President Zelenskyy says he's taking to clean house. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Beam: Visit https://shopbeam.com/MIKEand use code MIKE to get our exclusive discount of up to 50% off. TriTails Premium Beef: Feed your legacy. Visit https://trybeef.com/pdb  American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org - APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit https://www.AmericanFinancing.net/PDB Learn more about your ad choices. Visit megaphone.fm/adchoices

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation, we break down the recent sell-off in asset prices — why the absence of a clear catalyst matters, how it may change the way you think about your portfolio, and where Jordy believes capital could rotate over the next 12–16 months. We also dig into Bitcoin's lackluster performance, whether investors should be worried, and how to interpret the current market environment.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================Need liquidity without selling your crypto? Take out a Figure Crypto-Backed Loan (https://www.figuremarkets.co/pomp), allowing you to borrow against your BTC, ETH, or SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Unlock your crypto's potential today at Figure! https://www.figuremarkets.co/pomp Disclosures: Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply.======================DeFi Development Corp. (Nasdaq: DFDV) is pioneering a new category in crypto investing with the first Solana-focused Digital Asset Treasury. DFDV offers public market exposure to Solana's growth, yield, and onchain innovation, offering investors a leveraged way to participate in a trillion-dollar opportunity. Learn more about why Solana and why DFDV at SolanaTo10K.com.======================BitcoinIRA: Buy, sell, and swap 80+ cryptocurrencies in your retirement account. Take 3 minutes to open your account & get connected to a team of IRA specialists that will guide you through every step of the process. Go to https://bitcoinira.com/pomp/ to earn up to $1,000 in rewards.======================Timestamps: 0:00 – Intro1:49 – Why assets are selling off with no clear catalyst8:15 – Will markets stabilize into year-end?10:24 – The CoreWeave bottleneck & AI infrastructure limits12:37 – The next big theme: AI + pharmaceuticals18:53 – Innovation waves: humanoids, pharma, bitcoin25:04 – Bitcoin sentiment, distribution & long-term thesis38:32 – Jordi's winners through 2026

GamecockCentral's Wes Mitchell and Chris Clark preview South Carolina vs. Texas A&M and give keys to victory and predictions for Gamecocks vs. Aggies. LIVE from BP Skinner Clothiers in the Vista. Thank you to our sponsors: ** PRESENTING SPONSOR: Clint Hammond of CMG Home Loans | ClintHammond.com | 803-422-6797 | NMLS # 71597 ** Fairey Chevrolet | https://www.faireychevrolet.com/ Palmetto Golf and Belts | https://www.palmettogolfing.com Gametime | Gametime.co | Download the Gametime app, create an account, and use code ON3 for $20 off your first purchase. Terms apply. BRUNT Workwear | Get $10 Off at BRUNT with code GC at https://www.bruntworkwear.com/GC #Bruntpod Andy Luedecke at MyPerfectFranchise.net | 404-973-9901

It's the Epstein file release day…again. The Left thinks they scored some hits on President Donald Trump because he was mentioned in emails. Do you think what else was said in the email matters? Maybe. Timothy Chalamet thinks celebrating childlessness is bleak. Well, he's right. Now he's facing backlash. We went online and found a decadent feast that we would like to share with you! And it's all SNAP eligible.GUEST: Nick Di PaoloLink to today's sources: https://www.louderwithcrowder.com/sources-november-13-2025Buy the OG Mug Club Mug on Crowder Shop now! https://crowdershop.com/products/og-mug-club-mugFoundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ Let American Financing help you regain control of your finances. Go to https://americanfinancing.net/crowder or call 1-800-974-6500. NMLS 182334, http://nmlsconsumeraccess.org/Go to http://blackoutcoffee.com/CROWDER and use code CROWDER for 20% off your first order!DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-appsJoin Rumble Premium to watch this show every day! http://louderwithcrowder.com/PremiumGet your favorite LWC gear: https://crowdershop.com/Bite-Sized Content: https://rumble.com/c/CrowderBitsSubscribe to my podcast: https://rss.com/podcasts/louder-with-crowder/FOLLOW ME: Website: https://louderwithcrowder.com/ Twitter: https://twitter.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficialMusic by @Pogo

Chase Hughes is a leading expert in human behavior analysis, influence, and persuasion, with over 20 years of experience as a U.S. Navy veteran. He developed groundbreaking programs like the "Behavior Pilot Program" for HUMINT, "CuePrime" for interrogation behavior analysis, and the "Pre-Violence Indicators Index" for detecting pre-attack behaviors. Author of the bestselling "The Ellipsis Manual: Analysis and Engineering of Human Behavior," Hughes consults for law enforcement, the military, Fortune 500 executives, and more. As a member of "The Behavior Panel" on YouTube, he educates on body language and deception detection. Internationally board-certified in clinical hypnotherapy, he advocates for ethical use of behavioral science in leadership, security, and personal development, drawing from his military background to create life-saving systems like "The Hostile Hospital" and "Tactical Psychology." Shawn Ryan Show Sponsors: Buy PSYOP Now - ⁠https://psyopshow.com⁠ Preorder Now - ⁠https://callofduty.com⁠ ⁠https://americanfinancing.net/srs⁠ NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-781-8900, for details about credit costs and terms. ⁠https://tryarmra.com/srs⁠ ⁠https://aura.com/srs⁠ ⁠https://betterhelp.com/srs⁠ This episode is sponsored. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. ⁠https://bunkr.life⁠ – USE CODE SRS Go to https://bunkr.life/SRS and use code “SRS” to get 25% off your family plan. ⁠https://shawnlikesgold.com⁠ ⁠https://hillsdale.edu/srs⁠ ⁠https://ketone.com/srs⁠ Visit https://ketone.com/srs for 30% OFF your subscription order. ⁠https://mypatriotsupply.com/srs⁠ ⁠https://patriotmobile.com/srs⁠ ⁠https://prizepicks.onelink.me/lmeo/srs⁠ ⁠https://ROKA.com⁠ – USE CODE SRS ⁠https://tractorsupply.com/hometownheroes⁠ ⁠https://ziprecruiter.com/srs⁠ ⁠https://gemini.com/srs⁠ Sign up for the Gemini Credit Card: https://Gemini.com/SRS #GeminiCreditCard #CryptoRewards #Advertisement This episode is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini. The Bitcoin Credit Card™ is a trademark of Gemini used in connection with the Gemini Credit Card®, which is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates and Fees: gemini.com/legal/cardholder-agreement Some exclusions apply to instant rewards; these are deposited when the transaction posts. 4% back is available on up to $300 in spend per month for a year (then 1% on all other Gas, EV charging, and transit purchases that month). Spend cycle will refresh on the 1st of each calendar month. See Rewards Program Terms for details: gemini.com/legal/credit-card-rewards-agreement Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. Consult with your tax or financial professional before investing. Chase Hughes Links: Website - https://chasehughes.com YT - https://www.youtube.com/@chasehughesofficial IG - https://www.instagram.com/chasehughesofficial FB - https://www.facebook.com/chasehughesofficial The Behavior Panel - https://www.youtube.com/c/TheBehaviorPanel Amazon Author Page - https://www.amazon.com/stores/Chase-Hughes/author/B06VW1H89K Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, we break down what to know before buying into a practice, rethink what "net worth" really means, explore how to best use an Air National Guard retirement paycheck from 57 to 65, and highlight important basics on Special Needs Trusts. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #445 03:28 Buying into a Physician Owned Practice 11:42 What to Include in Net Worth 17:00 How to Think About a Pension 21:36 Managing a Special Needs Trust

New Epstein FIles expose Clintons, reveal conspiracy against Trump, Trump signs bill to reopen government, Viva Frei and AG Ken Paxton join the show. Pre Born: Go to https://www.preborn.com/benny to help save a baby American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms Christian Care: https://www.medishare.com/benny ZIP-RECRUITER: Try ZipRecruiter for FREE https://www.ziprecruiter.com/benny Blackout Coffee: http://www.blackoutcoffee.com/benny and use coupon code BENNY for 20% OFF your first order Learn more about your ad choices. Visit podcastchoices.com/adchoices

Live from PubKey, the best Bitcoin bar in New York City, Aubrey sits down with New York Post columnist Lydia Moynihan. They get into:- Mamdani's victory + whether NYC is destined to be “San Francisco 2.0”- Why Millennials + Gen Z feeling like they have to gamble just to get ahead- The housing ladder, student debt, and the wealth-transfer fantasy- Social workers vs cops on the subway — and what that actually looks like in real life- Sydney Sweeney, cancel culture, and the playbook of not apologizing- How college campuses, media, and Instagram fuel polarization

Elaine Asher, Co-founder & Chief Strategy Officer of Eve Wealth joins The Aubservation to break down a simple reality: women are set to control ~$30T by 2030, and crypto is a once-in-a-generation on-ramp to real ownership.We cover:- Why 70% of widows fire their advisor in 3 months- AI-driven portfolios- Why women investors outperform men- Does bitcoin have product market fit?- The problem with bitcoin onboarding UXSubscribe for new episodes weekly. Follow Aubrey: https://x.com/aubreystrobel Follow the show: https://x.com/theaubservation Follow Elaine: https://x.com/EAsherSFListen on Spotify, Apple and more.Brought to you by Figure Markets, the platform to Earn and Borrow. This episode is brought to you by Figure, the platform to Earn and Borrow.Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin, Ethereum, Solana with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event.Your BTC collateral is protected by decentralized MPC custody. You can always see your BTC ownership in your FM account and verify holdings in your personal BTC vault on chain.Unlock your crypto's potential today. Visit their app to apply for a Crypto Backed Loan today! https://figuremarkets.co/aubreyDisclosure: Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information.Figure Markets Credit LLC. 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. (888) 926-6259. NMLS ID 2559612. Terms and conditions apply.

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In this episode of The PDB Afternoon Bulletin: Israeli media is reporting that the United States plans to build a massive military base near the Gaza border. The facility could reportedly host thousands of international troops tasked with enforcing the fragile ceasefire inside the Strip—but Washington is pushing back, insisting the reports are inaccurate. Later in the show—a corruption scandal rocks the highest levels of Ukraine's government. Investigators have raided the homes of senior officials and even a former business partner of President Volodymyr Zelenskyy, in what could be the country's biggest wartime scandal yet. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com.  Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Debt Relief Advocates: Learn what debt reduction you may qualify for. Go online and visit https://DRA.com  American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org - APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit https://www.AmericanFinancing.net/PDB BUBS Naturals: Live Better Longer with BUBS Naturals. For A limited time get 20% Off your entire order with code PDB at https://Bubsnaturals.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The President's Daily Brief: A rare look inside the paranoid world of Vladimir Putin. Investigators have uncovered that the Russian president operates from three nearly identical offices—built to conceal his true whereabouts, even from his own government. Twin bombings in India and Pakistan have both sides trading blame, threatening to reignite one of the world's most dangerous rivalries. Plus—a quiet diplomatic rift between Washington and London. The U.K. has suspended parts of its intelligence-sharing with the U.S. over concerns about America's recent boat strikes in the Caribbean. And in today's Back of the Brief—China says its stranded astronauts are in good condition after space debris forced them to delay their return to Earth. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Debt Relief Advocates: Learn what debt reduction you may qualify for. Go online and visit https://DRA.com  American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org - APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit https://www.AmericanFinancing.net/PDB BUBS Naturals: Live Better Longer with BUBS Naturals. For A limited time get 20% Off your entire order with code PDB at https://Bubsnaturals.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Guild Mortgage Company wants to be your home loan lender. They do all types of mortgages; FHA, VA, USDA & Conventional. Guild Mortgage Company is an Equal Housing Lender; NMLS 3274. Roy West NMLS 316801 Phone (409) 866-1901.

A member of the media kissed Representative Jasmine Crockett's feet. No, seriously. Rumble announces a new advertising commitment with tether. President Donald Trump put out some policies this week that are…not good. The government shutdown is over! Well, until January, that is. All the Leftists who blamed the Republicans are now blaming the Democrats. You just…hate to see it.GUEST: Josh FirestineLink to today's sources: https://www.louderwithcrowder.com/sources-november-11-2025Buy the OG Mug Club Mug on Crowder Shop now! https://crowdershop.com/products/og-mug-club-mugFoundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/Let American Financing help you regain control of your finances. Go to https://americanfinancing.net/crowder or call 1-800-974-6500. NMLS 182334, http://nmlsconsumeraccess.org/Go to http://blackoutcoffee.com/CROWDER and use code CROWDER for 20% off your first order!DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-appsJoin Rumble Premium to watch this show every day! http://louderwithcrowder.com/PremiumGet your favorite LWC gear: https://crowdershop.com/Bite-Sized Content: https://rumble.com/c/CrowderBitsSubscribe to my podcast: https://rss.com/podcasts/louder-with-crowder/FOLLOW ME: Website: https://louderwithcrowder.com/ Twitter: https://twitter.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficialMusic by @Pogo

'Grand conspiracy' probe seeks to prove cabal of 'deep state' Democrats led by Obama tried to destroy Trump, New evidence about Clinton foundation corruption unearthed, Ed Martin and Senator Ron Johnson join the show. Check out our partners: First Liberty: Go to https://firstliberty.org/benny Pre Born: Go to https://www.preborn.com/benny to help save a baby American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms Blackout Coffee: http://www.blackoutcoffee.com/benny and use coupon code BENNY for 20% OFF your first order Bon Charge: Go to https://www.boncharge.com/BENNY and use coupon code BENNY to save 15% Learn more about your ad choices. Visit podcastchoices.com/adchoices

GamecockCentral's Wes Mitchell and Chris Clark begin to take a look ahead at South Carolina vs. Texas A&M. Thank you to our sponsors: ** PRESENTING SPONSOR: Clint Hammond of CMG Home Loans | ClintHammond.com | 803-422-6797 | NMLS # 71597 ** Fairey Chevrolet | https://www.faireychevrolet.com/ Palmetto Golf and Belts | https://www.palmettogolfing.com Gametime | Gametime.co | Download the Gametime app, create an account, and use code ON3 for $20 off your first purchase. Terms apply. BRUNT Workwear | Get $10 Off at BRUNT with code GC at https://www.bruntworkwear.com/GC #Bruntpod Andy Luedecke at MyPerfectFranchise.net | 404-973-9901

Bombshell new report claims to have identified the pipe bomber,Democrats cave signalling end of shutdown is near,  General Michael Flynn, Florida AG James Ulthmeier and VA Secretary Doug Collins join the show. Check Out Our partners: Home Title Lock: Go to https://hometitlelock.com/benny and use promo code BENNY to get a FREE title history report and a FREE 14-DAY TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warranty MASA CHIPS: Go to http://www.masachips.com/BENNY and use code BENNY for 25% off your first order Patriot Mobile: Go to https://www.PatriotMobile.com/Benny and get A FREE MONTH Advantage Gold: Get your FREE wealth protection kit https://www.abjv1trk.com/F6XL22/4MQCFX/?sub1=Youtube American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation, we discuss Bitcoin's “IPO moment” — why investors are feeling disappointed, what's really happening beneath the surface, and how these dynamics could reshape portfolios in the months ahead.  Jordi also shares his perspective on Tesla, artificial intelligence, and the shifting political landscape — explaining how the New York City mayor race and overall market sentiment could influence the next phase of global investing.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================This episode is brought to you by Figure (https://figuremarkets.co/pomp), the platform to Earn and Borrow. Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin, Ethereum, & SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Your BTC collateral is protected by decentralized MPC custody. You can always see your BTC ownership in your FM account and verify holdings in your personal BTC vault on chain. Unlock your crypto's potential today. Visit their app to apply (https://figuremarkets.co/pomp) for a Crypto Backed Loan (https://figuremarkets.co/pomp) today! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information. Figure Markets Credit LLC. 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. (888) 926-6259. NMLS ID 2559612. Terms and conditions apply.======================As markets shift, headlines break, and interest rates swing, one thing stays true — opportunity is everywhere. At Arch Public, we help you do more than just buy and hold. Yes, our dynamic accumulation algorithms are built for long-term investors… but where we really shine? Our arbitrage algos — designed to farm volatility and turbocharge your core positions. The best part of Arch Public's products is they are free! Yes, you heard that right, try Arch Public for free! Take advantage of wild moves in assets like $SOL, $SUI, and $DOGE, and use them to stack more Bitcoin — completely hands-free. Arch Public is already a preferred partner with Coinbase, Kraken, Gemini, and Robinhood, and our team is here to help you build smarter in any market. Visit Arch Public today, at https://www.archpublic.com, your portfolio will thank you.======================DeFi Development Corp. (Nasdaq: DFDV) is pioneering a new category in crypto investing with the first Solana-focused Digital Asset Treasury. DFDV offers public market exposure to Solana's growth, yield, and onchain innovation, offering investors a leveraged way to participate in a trillion-dollar opportunity. Learn more about why Solana and why DFDV at SolanaTo10K.com.======================Timestamps: 0:00 – Intro2:05 – Bitcoin's “IPO moment” and illiquid markets6:51 – How stablecoins and AI will impact bitcoin12:34 – AI stocks and the next phase18:22 – Jobs report, unemployment, and inequality20:40 – NYC mayor race & rise of socialism27:35 – Will Tesla buy Uber?31:18 – Inflation, wages, and the restaurant reset40:45 – Elon's trillion-dollar Tesla bet44:06 – “Make Your AI Bed” — adapting to the new era

In today's episode, we're tackling a wide range of listener questions. We'll break down the pros and cons of reinvesting dividends automatically versus manually, explore how to balance the risk of relying on a pension and 457(b) without over saving for retirement, and discuss whether side-gig income warrants forming an LLC or carrying separate insurance. We'll also address common 1099 pitfalls and wrap up with some timely guidance on 401(k) decisions. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #444 03:50 Reinvesting Dividends 08:39 Employer-Held Retirement Accounts 17:54 MEGA Backdoor Roth 22:55 LLC and Insurance for Side Gigs? 30:05 W-2 vs. 1099

In this episode of The PDB Afternoon Bulletin:  First—The deputy chairman of Russia's parliamentary defense committee claims the Kremlin has sent advanced air defense systems to the Maduro regime, while floating the possibility of also sending cruise and hypersonic missiles to Venezuela. Later in the show—Ukraine's intensifying drone campaign against Russian energy continues. Kyiv says Ukrainian drones struck a major oil refinery in Russia's Volgograd region for the second time in almost three month, while a separate strike set ablaze a major power plant deep in Russia's northeast. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting ⁠PDBPremium.com⁠. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: ⁠youtube.com/@presidentsdailybrief⁠ American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org . APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/PDB Birch Gold: Text PDB to 989898 and get your free info kit on gold Rugiet: Ready to give Rugiet a try? Get 15% off your first order by going tohttp://rugiet.com/PDB and using code PDB. Rugiet prescriptions are compounded medications, available only if prescribed following an online consultation with a licensed clinician. Compounded drugs can be prescribed by federal law, but are not FDA-approved and have not been reviewed by the FDA for safety, effectiveness, or manufacturing. Individual results may vary. Full safety information available at Rugiet.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The President's Daily Brief:    First—Syria's new president, once part of a jihadist insurgency, is set to meet President Trump at the White House on Monday. We'll break down what's at stake for U.S. policy, and why the administration is pushing both Congress and the UN to repeal heavy sanctions ahead of the meeting. Later in the show—South Korean intelligence has assessed that a summit between President Trump and North Korean dictator Kim Jong Un will likely take place next year, saying the hermit kingdom is already preparing behind the scenes for a dialogue. Plus—Russian strongman Vladimir Putin orders top officials to prepare plans to resume nuclear testing, a response to President Trump's recent announcement that the U.S. will soon begin nuclear testing for the first time in more than 30 years. In our 'Back of the Brief'—Ukraine's drone pilots are reportedly engaged in video-game-style kill-tracking, earning rewards for each successful strike on Russian forces. We'll break down this incentive-based system, and how it has fueled Ukraine's intensifying drone campaign. American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org . APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/PDB Birch Gold: Text PDB to 989898 and get your free info kit on gold Rugiet: Ready to give Rugiet a try? Get 15% off your first order by going tohttp://rugiet.com/PDB and using code PDB. Rugiet prescriptions are compounded medications, available only if prescribed following an online consultation with a licensed clinician. Compounded drugs can be prescribed by federal law, but are not FDA-approved and have not been reviewed by the FDA for safety, effectiveness, or manufacturing. Individual results may vary. Full safety information available at Rugiet.com. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting PDBPremium.com.Please remember to subscribe if you enjoyed this episode of The President's Daily Brief.  YouTube: youtube.com/@presidentsdailybrief Learn more about your ad choices. Visit megaphone.fm/adchoices

GamecockCentral's Wes Mitchell and Chris Clark dive into South Carolina's offensive coordinator opening and what the Gamecocks should be looking for in the role. Thank you to our sponsors: ** PRESENTING SPONSOR: Clint Hammond of CMG Home Loans | ClintHammond.com | 803-422-6797 | NMLS # 71597 ** Fairey Chevrolet | https://www.faireychevrolet.com/ Palmetto Golf and Belts | https://www.palmettogolfing.com Gametime | Gametime.co | Download the Gametime app, create an account, and use code ON3 for $20 off your first purchase. Terms apply. BRUNT Workwear | Get $10 Off at BRUNT with code GC at https://www.bruntworkwear.com/GC #Bruntpod Andy Luedecke at MyPerfectFranchise.net | 404-973-9901

New bombshell emails reveal  Comey expected to work for 'President-elect Clinton,' knew top aide was talking to media, Former VP Dick Cheney passes away, John Solomon, Julie Kelly, Rep Darrell Issa and Mark Mitchell join the show Check Out Our Partners: Beam: Go to https://shopbeam.com/benny and use code BENNY American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms Blackout Coffee: http://www.blackoutcoffee.com/benny and use coupon code BENNY for 20% OFF your first order Helix Sleep: Go to https://www.helixsleep.com/benny for 27% off sitewide.. Get The Benny Show Christmas Ornaments: https://shop.bennyjohnson.com/?srsltid=AfmBOoqDHiSf2WUluPgoIsltcFyNz7aWLSjnH-OAEcVCkufqacROL2B5 Learn more about your ad choices. Visit podcastchoices.com/adchoices

President Donald Trump had an interview with 60 Minutes. It lasted 73 minutes. So he dropped the whole thing without edits. Trump also threatened to pull all aid and assistance from Nigeria if they don't stop the mass slaughter of Christians. He has a surprising ally in this fight. Last week, Tucker Carlson hosted Nick Fuentes on his show, and the numbers were massive. And now we must answer that age old question: Is Tucker MAGA?GUEST: Josh FirestineLink to today's sources: https://www.louderwithcrowder.com/sources-november-3-2025Kamala Harris Unedited 60 Minutes Interview: https://www.youtube.com/watch?v=vEu8hSGDKJABuy the OG Mug Club Mug on Crowder Shop now! https://crowdershop.com/products/og-mug-club-mugFoundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/Let American Financing help you regain control of your finances. Go to https://americanfinancing.net/crowder or call 1-800-974-6500. NMLS 182334, http://nmlsconsumeraccess.org/DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-appsJoin Rumble Premium to watch this show every day! http://louderwithcrowder.com/PremiumGet your favorite LWC gear: https://crowdershop.com/Bite-Sized Content: https://rumble.com/c/CrowderBitsSubscribe to my podcast: https://rss.com/podcasts/louder-with-crowder/FOLLOW ME: Website: https://louderwithcrowder.com/ Twitter: https://twitter.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficialMusic by @Pogo

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Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

In this episode of The PDB Situation Report: The U.S. military expands its campaign against drug traffickers, launching a new series of strikes in the Pacific that killed fourteen suspected narco-terrorists and left one survivor. We'll break down the operation—and what it reveals about Washington's growing war on the cartels. Later, Russia's economy is feeling the sting as Western oil sanctions cut deeper into the Kremlin's finances, threatening to drain Putin's war chest. We'll speak with Reuben Johnson from the National Security Journal for insight into how Moscow is scrambling to cope. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Debt Relief Advocates: Learn what debt reduction you may qualify for. Go online and visit https://DRA.com TriTails Premium Beef: Build the kind of tradition your family will remember. Visit https://trybeef.com/pdb American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, nmlsconsumeraccess.org APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/PDB. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation, we unpack the Fed's interest rate cuts, the U.S.–China trade dynamic, and what they signal for global markets. We also dive into the Bitcoin, AI, and tokenized assets — explaining how these forces, alongside Tesla's innovations, are shaping the next major investment cycle.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================This episode is brought to you by Figure (⁠https://figuremarkets.co/pomp⁠), the platform to Earn and Borrow. Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin, Ethereum, & SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Your BTC collateral is protected by decentralized MPC custody. You can always see your BTC ownership in your FM account and verify holdings in your personal BTC vault on chain. Unlock your crypto's potential today. Visit their app to apply (⁠https://figuremarkets.co/pomp⁠) for a Crypto Backed Loan (⁠https://figuremarkets.co/pomp⁠) today! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information. Figure Markets Credit LLC. 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. (888) 926-6259. NMLS ID 2559612. Terms and conditions apply.======================In this episode, Pomp spotlights easyBitcoin.app—the app that pays you 1% extra on recurring buys, 2% annual bitcoin rewards, and 4.5% APY on USD. Download it now for iOS or Android at https://easybitcoin.onelink.me/F1zP/klc4v1p8 and start earning today. Your capital is at risk. Crypto markets are highly volatile. This content is informational and not financial advice.======================DeFi Development Corp. (Nasdaq: DFDV) is pioneering a new category in crypto investing with the first Solana-focused Digital Asset Treasury. DFDV offers public market exposure to Solana's growth, yield, and onchain innovation, offering investors a leveraged way to participate in a trillion-dollar opportunity. Learn more about why Solana and why DFDV at ⁠SolanaTo10K.com⁠.======================Timestamps: 0:00 – Intro2:08 – Fed rate cut and market reaction4:34 – US - China trade agreement and impact7:54 – How to navigate government shutdown, labor market, and AI22:03 – Generational divide, wealth gap, and rise of socialism in politics26:46 – Bitcoin sentiment and why investors are frustrated33:21 – Tokenization, stablecoins, and the future of payments38:40 – Token revolution and the merging of AI & crypto42:27 – Tesla, robo-taxis, and the future of self-driving cars

John B. Allen, known as MrBallen, is a former U.S. Navy SEAL, and storyteller specializing in strange, dark, and mysterious true stories. A graduate of the University of Massachusetts Amherst, Allen served as a Navy SEAL from 2010 to 2017, completing multiple deployments including to Afghanistan, where he was wounded and medically retired.  Launching his content career in 2020 on TikTok and YouTube as a form of therapy, he quickly amassed millions of followers with his engaging narratives of true crime, mysteries, and the unexplained, becoming one of YouTube's biggest storytellers.  Founder of Ballen Studios, he hosts the top-rated MrBallen Podcast: Strange, Dark & Mysterious Stories and has authored graphic novels like MrBallen Presents: Strange, Dark & Mysterious: The Graphic Stories (2024) and Where Nightmares Live (2025).  Through the MrBallen Foundation, established in 2022, he honors victims of violent crimes and supports their families with education, training, and financial aid.  Shawn Ryan Show Sponsors: https://tryarmra.com/srs⁠ ⁠https://shawnlikesgold.com⁠ ⁠https://ROKA.com⁠ – USE CODE SRS ⁠https://shopify.com/srs⁠ ⁠https://simplisafe.com/srs⁠ ⁠https://tractorsupply.com/hometownheroes⁠ ⁠https://USCCA.com/srs⁠ ⁠⁠https://americanfinancing.net/srs⁠⁠ NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-781-8900, for details about credit costs and terms. John B. Allen Links: Website - https://ballenstudios.com YT - https://www.youtube.com/@MrBallen X - https://x.com/mrballen IG - https://www.instagram.com/mrballen TT - https://www.tiktok.com/@mrballen FB - https://www.facebook.com/mrballen Podcast - https://ballenstudios.com/shows/mrballen-podcast-strange-dark-mysterious-stories MrBallen Foundation - https://mrballen.foundation Amazon Author Page - https://www.amazon.com/stores/author/B0D98RD8HH Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, we tackle some of the most common, and most confusing, retirement planning questions physicians and high-income professionals face. We dig into the pros and cons of Traditional vs Roth contributions, how TSP and deferred compensation plans really work, and what to know about 401(k) match true-ups. We also walk through real-life scenarios like merging finances when a spouse has no income but owns an IRA, and how to maximize annual contributions to a solo 401(k). Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube Student Loan Advice for all your student loan needs: https://studentloanadvice.com Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor Join the community on Twitter: https://twitter.com/WCInvestor Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #443 01:30 What to Do with Your TSP 07:44 Comparing Marginal vs. Effective Tax Rates 13:00 Deferred Compensation Distributions 19:37 Remaining Balance Issue w/ ETFs 24:19 401(k) True-Ups 28:40 What to Do with a Traditional IRA 32:27 Solo 401(k) Contributions

I joined JD Vance and Erika Kirk at a massive Turning Point rally at Ole Miss, New FBI files reveal Jack Smith targeted the ‘entire Republican political apparatus,' spark calls for Judge Boasberg's impeachment, Sean Davis joins the show. Check Out Our Partners: Allio Capital: Text ”BENNY” to 511511 Fatty15: https://fatty15.com/BENNY Patriot Mobile: Go to https://www.PatriotMobile.com/Benny and get A FREE MONTH American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms Blackout Coffee: http://www.blackoutcoffee.com/benny and use coupon code BENNY for 20% OFF your first order Learn more about your ad choices. Visit podcastchoices.com/adchoices

The government shutdown continues and it's only making Republicans more popular. Well, if we knew that, we'd shut down the government all the time. Bill Gates has changed his mind on climate change. Is it because climate change is a hoax? Let's take a look. President Donald Trump took a trip to Japan after the election of conservative Takaichi Sanae because Japan is one of our strongest and greatest allies. Here's why.GUEST: Josh FirestineLink to today's sources: https://www.louderwithcrowder.com/sources-october-29-2025Buy the OG Mug Club Mug on Crowder Shop now! https://crowdershop.com/products/og-mug-club-mugLet American Financing help you regain control of your finances. Go to https://americanfinancing.net/crowder or call 1-800-974-6500. NMLS 182334, http://nmlsconsumeraccess.org/Go to http://blackoutcoffee.com/CROWDER and use code CROWDER for 20% off your first order!DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-appsJoin Rumble Premium to watch this show every day! http://louderwithcrowder.com/PremiumGet your favorite LWC gear: https://crowdershop.com/Bite-Sized Content: https://rumble.com/c/CrowderBitsSubscribe to my podcast: https://rss.com/podcasts/louder-with-crowder/FOLLOW ME: Website: https://louderwithcrowder.com/ Twitter: https://twitter.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficialMusic by @Pogo

In this episode of The PDB Afternoon Bulletin: Vladimir Putin claims Russia has successfully tested the Poseidon—an autonomous, nuclear-powered “super torpedo” designed to trigger radioactive tsunamis and render entire coastlines uninhabitable. We'll break down what the weapon is, what's real, and what might be psychological warfare.   Later in the show—the ceasefire in Gaza is back on. Israel's military says it will resume compliance with the truce after launching overnight airstrikes.   To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, nmlsconsumeraccess.org . APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/PDB. Birch Gold: Text PDB to 989898 and get your free info kit on gold. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The President's Daily Brief:   A new report exposes an extraordinary U.S. plot to capture Venezuelan President Nicolás Maduro—by allegedly trying to convince his personal pilot to reroute his plane mid-flight into U.S. custody.   Israeli Prime Minister Benjamin Netanyahu orders fresh strikes on Gaza after losing patience with Hamas' efforts to recover the remains of Israeli hostages.   Russia's second-largest oil producer, Lukoil, says it's selling off its overseas holdings—a sign that Western sanctions are beginning to bite.   And in today's Back of the Brief—President Trump secures a new trade deal with Japan's Prime Minister, strengthening Washington's hand in Asia.   To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com.   Please remember to subscribe if you enjoyed this episode of The President's Daily Brief.   YouTube: youtube.com/@presidentsdailybriefAmerican Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. NMLS 182334, nmlsconsumeraccess.org . APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1881 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/PDB .Birch Gold: Text PDB to 989898 and get your free info kit on gold Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump is greeted with ‘YMCA' in South Korea as he is gifted a crown, Gavin Newsom crashes out over Joe Rogan and Jack Ciattarelli  joins the show. Check Out Our Partners: American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms MASA CHIPS: Go to http://www.masachips.com/BENNY and use code BENNY for 25% off your first order Advantage Gold: Get your FREE wealth protection kit https://www.abjv1trk.com/F6XL22/4MQCFX/?sub1=Youtube Patriot Mobile: Go to https://www.PatriotMobile.com/Benny and get A FREE MONTH CHAPTER: For free and unbiased Medicare help, dial 314-665-3944 to speak with my trusted partner, Chapter, or go to https://askchapter.org/benny. Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While it has a database of every Medicare plan nationwide and can help you to search among all plans, it has contracts with many but not all plans. As a result, Chapter does not offer every plan available in your area. Currently Chapter represents 50 organizations which offer 18,160 products nationwide. Chapter searches and recommends all plans, even those it doesn't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Gavin Newsom has been trying to master the code switching to appeal to blacks. You say you like hot sauce, Gavin, but are you packing it in your purse? An "America sucks" video has gone viral which brings up the question: what are your expectations of America? Finally, in Donald Trump's final term as president, we need to start taking a look at the future of the right. Steven has some thoughts.GUEST: Josh FirestineLink to today's sources: https://www.louderwithcrowder.com/sources-october-27-2025Buy the OG Mug Club Mug on Crowder Shop now! https://crowdershop.com/products/og-mug-club-mugLet American Financing help you regain control of your finances. Go to https://americanfinancing.net/crowder or call 1-800-974-6500. NMLS 182334, http://nmlsconsumeraccess.org/Let True Gold Republic help you safeguard your retirement with physical gold and silver. Go to https://www.lwcgold.com/ or call 800-628-4653DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-appsJoin Rumble Premium to watch this show every day! http://louderwithcrowder.com/PremiumGet your favorite LWC gear: https://crowdershop.com/Bite-Sized Content: https://rumble.com/c/CrowderBitsSubscribe to my podcast: https://rss.com/podcasts/louder-with-crowder/FOLLOW ME: Website: https://louderwithcrowder.com/ Twitter: https://twitter.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficialMusic by @Pogo

Jon Delaney is the founder and leader of Real News No Bullshit (RNNBS), an independent news platform launched in January 2021 to provide unbiased, agenda-free coverage of domestic and global events. Fed up with mainstream media's perceived biases, Delaney created RNNBS as a digital outlet on Instagram and other platforms, focusing on straightforward reporting without sensationalism. The platform has grown rapidly, offering news summaries, and video content on topics like politics, international affairs, and current events. Delaney avoids the spotlight and his work emphasizes transparency and truth-seeking in journalism. As the primary operator, he oversees content creation and has expanded RNNBS to include backups and related channels for resilience against platform restrictions. Delaney advocates for independent media, press freedom, and empowering audiences to form their own opinions based on facts, often critiquing established news sources for "bullshit" narratives. Shawn Ryan Show Sponsors: https://tryarmra.com/srs https://shawnlikesgold.com https://ROKA.com – USE CODE SRS https://shopify.com/srs https://simplisafe.com/srs https://tractorsupply.com/hometownheroes https://USCCA.com/srs ⁠https://americanfinancing.net/srs⁠ NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-781-8900, for details about credit costs and terms. Jon Delaney Links: LinkTree - https://linktr.ee/realnewsnotbs Website - https://www.realnewsnotbs.com IG - https://www.instagram.com/realnewsnobullshit X - https://x.com/NewsNotBs Learn more about your ad choices. Visit podcastchoices.com/adchoices

As the government shutdown continues, SNAP benefits might run out. SNAP is a problem program already. Let's take a closer look. In the wake of the No Kings protests, Jon Stewart went on a rant about how President Donald Trump is a king. Do we need to explain why he's wrong? Well, we will. Trump's relationship with Venezuela is heating up. We hope they don't send more drugs because of this.GUEST: Josh FirestineLink to today's sources: https://www.louderwithcrowder.com/sources-october-22-2025Buy the OG Mug Club Mug on Crowder Shop now! https://crowdershop.com/products/og-mug-club-mugLet American Financing help you regain control of your finances. Go to https://americanfinancing.net/crowder or call 1-800-974-6500. NMLS 182334, http://nmlsconsumeraccess.org/Join Pure Talk Wireless for $25 a month and get unlimited talk, text and 5 gigs of data on America's most dependable 5G network.Go to http://www.puretalk.com/Crowder today for 50% off your first month!DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-appsJoin Rumble Premium to watch this show every day! http://louderwithcrowder.com/PremiumGet your favorite LWC gear: https://crowdershop.com/Bite-Sized Content: https://rumble.com/c/CrowderBitsSubscribe to my podcast: https://rss.com/podcasts/louder-with-crowder/FOLLOW ME: Website: https://louderwithcrowder.com/ Twitter: https://twitter.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficialMusic by @Pogo