Podcasts about values

#367: Have you ever felt that deep yes in your body about speaking up, protesting, or naming injustice… and then frozen the moment someone showed disapproval? What if learning to unfreeze isn't just about personal healing, but essential for collective liberation? In this episode, I explore how emotional outsourcing keeps us frozen when our values are calling us forward. I break down what happens in your nervous system when disapproval feels like a survival threat, why your amygdala overrides your moral clarity, and how the freeze response makes you disappear energetically even when you're still in the room. This isn't about cowardice. It's about conditioning. Tune in today to learn how to recognize freeze in real time, how to resource your nervous system to unfreeze, why small acts of authenticity build courage, and why community is essential for collective liberation. I also share practical steps to honor your values without collapsing into fear and how choosing integrity over comfort becomes revolutionary, one micro choice at a time.Click here to check out Anchored: https://beatrizalbina.com/anchored/Get full show notes, transcript, and more information here: https://beatrizalbina.com/367 Order your copy of End Emotional Outsourcing here: https://beatrizalbina.com/book/ Follow me here: https://www.instagram.com/beatrizvictoriaalbinanp/?hl=enMentioned in this episode:Join Anchored!If you're ready to break away from anxiety and codependent relationships so you can live a life of joy and confidence, Anchored is for you. This is my 6-month high-touch, high-results coaching program, and we're currently enrolling. Click here to find out more: https://feminist-wellness.captivate.fm/anchored Join Anchored

Brad Stulberg shares foundational principles for making the process of self-development more fun and fulfilling. — YOU'LL LEARN — 1) What true excellence looks and feels like2) Why to stop chasing happiness—and what to focus on instead3) The best tool for building focus and concentrationSubscribe or visit AwesomeAtYourJob.com/ep1132 for clickable versions of the links below. — ABOUT BRAD — Brad Stulberg researches, writes, and coaches on performance, well-being, and sustainable excellence. He is the bestselling author of The Practice of Groundedness and Master of Change, and coauthor of Peak Performance. Stulberg regularly contributes to the New York Times and his work has been featured in The Wall Street Journal and The Atlantic, among many other outlets. He serves as the co-host of the podcast “excellence, actually” and is on faculty at the University of Michigan. He lives in Asheville, North Carolina.• Book: The Way of Excellence: A Guide to True Greatness and Deep Satisfaction in a Chaotic World• Website: BradStulberg.com— RESOURCES MENTIONED IN THE SHOW — • Study: “The comparison of Imagery ability in elite, sub-elite and non-elite swimmers” by P. Duarte-Mendes, et al.• Study: “Brain Drain: The Mere Presence of One's Own Smartphone Reduces Available Cognitive Capacity” by Adrian F. Ward, Kristen Duke, Ayelet Gneezy, and Maarten W. Bos• Book: Brave New World by Aldous Huxley• Book: The Shallows: What the Internet Is Doing to Our Brains by Nicholas Carr• Book: Zen and the Art of Motorcycle Maintenance: An Inquiry into Values by Robert Pirsig• Past episode: 164: Sustaining Your Peak and Avoiding Burnouts with Brad Stulberg• Past episode: 415: Pursuing Your Passion the Smart Way with Brad Stulberg• Past episode: 699: Redefining Success for More Fulfilling Days with Brad Stulberg— THANK YOU SPONSORS! — • Monarch.com. Get 50% off your first year on with the code AWESOME.• Shopify. Sign up for your $1/month trial at Shopify.com/better• Factor. Head to factormeals.com/beawesome50off and use the code beawesome50off to get 50% off and free breakfast for a year. (New Factor subscribers only)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Money or Values? | Ep 1141 | Crazy Town Podcast

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3925: Chris Guillebeau encourages a deliberate approach to life by identifying your core values, those few guiding principles that define who you are and shape how you spend your time, money, and energy. Through self-reflection and honest prioritization, you'll gain clarity, reduce inner conflict, and create a values-based framework for living with greater purpose. Read along with the original article(s) here: https://chrisguillebeau.com/creating-and-living-by-your-own-list-of-values/ Quotes to ponder: "By defining a list of personal values that are truly your own, you'll be better prepared to make decisions." "I appreciate things I do more than things I buy." “Stick with a few things that reflect who you are and one or two things you'd like to become.” Episode references: List of Core Values: https://jamesclear.com/core-values List of Values: https://brenebrown.com/resources/living-into-our-values/ Learn more about your ad choices. Visit megaphone.fm/adchoices

"If we are not clear on what our values are, they will be prescribed for us."Is living by someone else's “shoulds” quietly running your life? In this conversation with psychotherapist and Momwell founder, Erica Djossa, we unpack how inherited expectations around productivity, motherhood, and diet culture can pull you away from your true values and impact your relationship with food and your body. You'll leave with practical steps and reflective questions to identify what actually matters to you, build self-trust, and choose peace over burnout.What You'll Learn:How our definition of health is shaped, and sometimes distorted, by family, society, and diet cultureWhy living a values-aligned life can anchor your food and body healing journeySimple ways to start untangling the “shoulds” from your true prioritiesHow to use your values as a compass when food rules and comparison creep inStrategies to sort out which values are genuinely yours, and which are inherited or anxiety-drivenHow self-compassion and curiosity can guide you through value discovery, even when it feels messy or emotionalConnect with Erica:Instagram: @momwell Momwell websiteErica's websiteFree Values SortStruggling to know when to eat or when to stop isn't a failure… it could be a byproduct of following diet rules instead of your body's cues. The free Hunger & Fullness Scale Guide helps you ditch the noise and tune back into the cues your body is sending to build trust with your body and food. Get it at DietCultureRebel.com/hungerfullnessscale.Come back next week for another episode and connect with me over on Instagram at @diet.culture.rebel.Struggling with food, but not sure where to start?You don't have to feel 100% ready to get support. If you're tired of obsessing over food or feeling stuck in the diet cycle, my team of Registered Dietitians is here to help. We offer one-on-one nutrition counseling—and we accept insurance! Spots are limited, so head to https://dietculturerebel.com/insurance to see if we're covered in your state and learn how to get started.

Welcome back to the Dynasty Rewind Dynasty Fantasy Football Podcast! On this episode, join Michael Bower and Nate Christian as they discuss OVERVALUED 2026 Rookie Prospects! Like anything else in life, value is everything and rookies are no exception! Find out who we avoiding at their current value!*Values based on Sleeper ADP available as of 2/23/26*Stay tuned every week as we are your go to source for all things 2026 Rookie draft, college fantasy football, dynasty strategy and dynasty trade related!Note that some of the links below are affiliate links that if used we will receive a small commission. There is no additional cost to you, it is just another way to support this channel. We thank you for your support!Check out https://www.patreon.com/dynastyrewind for:-Dynasty Rankings, -Rookie Rankings, -Bonus Podcasts, and -Exclusive Written Content! -Not to mention access to our growing community!-(NEW) Access to our very own Fantasy Football DatabaseTeaser Video WATCH HERE: https://youtu.be/gzJcWg07QYY Want to support the brand and look good doing it? Head on over to our merchandise store and browse T Shirts, Sweatshirts, Hats and much more! https://dynasty-rewind.myspreadshop.com/ Support the channel, become a YouTube Channel Member here and gain access to exclusive perks!: https://www.youtube.com/channel/UCoIzz8hVm9O-yAdEhC--ZFg/join  Want another great way to support the brand, and it's absolutely FREE? Leave us a 5 star review on Apple Podcasts! https://podcasts.apple.com/us/podcast/dynasty-rewind/id1465847336Want all the access to the Patreon pods WITHOUT going through Patreon? Head on over to Spotify now and become a paid subscriber to gain access to all bonus podcasts, for only $2.99 a month! Don't worry, our main pods will always remain free! Subscribe to our Podcast wherever YOU Enjoy Podcasts! https://linktr.ee/DynastyRewind  Follow the podcast on X @DynastyRewindFollow the Podcast on Instagram @dynasty_rewindFollow the boys from the pod @RewindCEO @NateNFLFind our other friends and contributors: @fflumberjack @Sean_4nier 

What drives you? Unlock the strength of Belief

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3925: Chris Guillebeau encourages a deliberate approach to life by identifying your core values, those few guiding principles that define who you are and shape how you spend your time, money, and energy. Through self-reflection and honest prioritization, you'll gain clarity, reduce inner conflict, and create a values-based framework for living with greater purpose. Read along with the original article(s) here: https://chrisguillebeau.com/creating-and-living-by-your-own-list-of-values/ Quotes to ponder: "By defining a list of personal values that are truly your own, you'll be better prepared to make decisions." "I appreciate things I do more than things I buy." “Stick with a few things that reflect who you are and one or two things you'd like to become.” Episode references: List of Core Values: https://jamesclear.com/core-values List of Values: https://brenebrown.com/resources/living-into-our-values/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3925: Chris Guillebeau encourages a deliberate approach to life by identifying your core values, those few guiding principles that define who you are and shape how you spend your time, money, and energy. Through self-reflection and honest prioritization, you'll gain clarity, reduce inner conflict, and create a values-based framework for living with greater purpose. Read along with the original article(s) here: https://chrisguillebeau.com/creating-and-living-by-your-own-list-of-values/ Quotes to ponder: "By defining a list of personal values that are truly your own, you'll be better prepared to make decisions." "I appreciate things I do more than things I buy." “Stick with a few things that reflect who you are and one or two things you'd like to become.” Episode references: List of Core Values: https://jamesclear.com/core-values List of Values: https://brenebrown.com/resources/living-into-our-values/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ask Rachel anythingMattering is a deep human need to feel valued beyond achievements. It's something we all need, but are we getting it?The new book by Jennifer Breheney-Wallace focuses on "Mattering," discussing how societal pressures, particularly on teenagers, exacerbate this need. She emphasizes the importance of adults feeling valued at work to better support their children. Wallace suggests practical strategies like minimizing criticism, prioritizing affection, and fostering interdependent relationships. She also highlights the impact of social media on extrinsic values and stresses the need for parents to focus on intrinsic values to raise resilient, well-rounded children.FIND JENNIFER HERE:https://www.jenniferbwallace.com/BUY MATTERING HERE:https://amzn.eu/d/0fX3Q4KdFIND RACHEL'S SUBSTACK HERE:https://teenagersuntangled.substack.comMattering is a fundamental human need that drives behavior.The adolescent years are particularly fragile for developing a sense of mattering.Adults also struggle with feelings of not mattering, impacting their ability to support teens.Building connections and support systems is essential for both parents and children.Minimizing criticism and prioritizing affection helps children feel valued.Surrounding oneself with supportive families can reinforce shared values.Focusing on intrinsic values over extrinsic ones promotes better mental health.Social media exacerbates feelings of inadequacy and should be monitored.Parents can counter achievement pressures by communicating unconditional love.Support the showPlease hit the follow button if you like the podcast, and share it with anyone who might benefit. You can review us on Apple podcasts by going to the show page, scrolling down to the bottom where you can click on a star then you can leave your message. Please don't hesitate to seek the advice of a specialist if you're not coping. When you look after yourself your entire family benefits.My email is teenagersuntangled@gmail.com My website has a blog, searchable episodes, and ways to contact me:www.teenagersuntangled.com Find me on Substack https://Teenagersuntangled.substack.comInstagram: https://www.instagram.com/teenagersuntangled/Facebook: https://m.facebook.com/teenagersuntangled/You can reach Susie at www.amindful-life.co.uk

Call 918-279-1243 or visit our YouTube channel "Our Finest Hour Church" if you would like the full sermon.

Today, Dr. Alexandra and fellow psychologist, author, and podcast host Dr. Tracy Dalgleish are digging into a dynamic that is notoriously difficult to navigate - if, of course, all the stereotypes and jokes and rhetoric are to be totally believed. Except in this conversation, they're handling it with the compassion, nuance, and understanding that all relationships deserve. They are dissecting the dynamic between a woman, her husband and her mother-in-law, and the complexities often found in that triangle.  Dr. Tracy's book You, Your Husband, and His Mother explores this dynamic in such an insightful way and her offerings guide this conversation. She provides tools to help you understand the dynamics at play and to shift those dynamics in the most effective way we can: namely, by seeing our own patterns in relation to others', meeting those patterns with compassion and understanding, and changing up our own dance moves. In this episode, you will learn: Why this dynamic can be so challenging, as well as the ways each vertice of the triangle might show up to shape the dynamic Strategies for prioritizing your relationship amidst family pressures Dr. Tracy's Six Types of Mothers-in-Law and Three Styles of daughters-in-law  About Dr. Tracy's VAULT method, which is an acronym that breaks down the steps you can take with your partner to shake up the dynamics of this triangle Resources worth mentioning from the episode: You, Your Husband, and His Mother: Create a Healthy Relationship with Your Mother-in-Law--and Your Spouse--in Five Simple Steps by Dr. Tracy Dalgleish: https://bookshop.org/p/books/you-your-husband-and-his-mother-create-a-healthy-relationship-with-your-mother-in-law-and-your-spouse-in-five-simple-steps-dr-tracy-dalgleish/ff98565f5a7ef87a Follow Dr. Tracy D on IG: https://www.instagram.com/drtracyd/?hl=en Dr. Tracy D's podcast Dear Dr. Tracy: https://podcasts.apple.com/ca/podcast/dear-dr-tracy/id1452433255 Reimagining Love episode, Love, Acceptance, & Growth: The Insights We Glean from Couples Therapy with Dr. Tracy Dalgleish: https://www.dralexandrasolomon.com/podcasts/love-acceptance-growth-the-insights-we-glean-from-couples-therapy/ NYT article on Mankeeping that Dr. Tracy references: https://www.nytimes.com/2025/07/28/well/family/mankeeping-definition.html Continue the conversation with Dr. Alexandra Solomon: Ask a question! Submit your relationship challenge: https://form.jotform.com/212295995939274 Access Resources, like quizzes and courses: https://www.dralexandrasolomon.com/resources Order Dr. Alexandra's book, Love Every Day: https://bookshop.org/p/books/love-every-day-365-relational-self-awareness-practices-to-help-your-relationship-heal-grow-and-thrive-alexandra-solomon/19970421?ean=9781683736530 Cultivate connection by subscribing to Dr. Alexandra's Loving Bravely newsletter: https://newsletter.dralexandrasolomon.com/ Learn more on IG: https://www.instagram.com/dr.alexandra.solomon/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Why is it so easy to set goals but so hard to follow through? In this exclusive interview, bestselling author Chris Bailey joins us to discuss his groundbreaking new book, 'Intentional.' Moving beyond the 'busyness trap' and tired productivity hacks, Chris reveals a decade of research into behavioral psychology and meaningful accomplishment. Discover why willpower isn't the answer to procrastination and how to restructure your daily actions to turn your biggest ambitions into action. Whether you're a fan of Charles Duhigg or James Clear, this deep dive into intentional living will show you how to let go of the 'extra' and focus on what matters most. Stop managing your time and start managing your intentions. Connect with Chris Bailey: Website: www.chrisbailey.com IG - / @chrisbaileyauth   Dr. JC Doornick Links: Website - www.makessensebook.com YT -    / @drjcdoornick IG -   / @drjcdoornick FB -   / @makessensepodcast Makes Sense Book - https://tinyurl.com/makessensepurchase MAKES SENSE PODCAST Welcome to the Makes Sense with Dr. JC Doornick Podcast. This podcast explores topics that expand human consciousness and enhance performance. On the Makes Sense Podcast, we acknowledge that it's who you are that determines how well what you do works, and that perception is subjective and an acquired taste. When you change the way you look at things, the things you look at begin to change. Welcome to the uprising of the sleepwalking masses. Welcome to the Makes Sense with Dr. JC Doornick Podcast. SUBSCRIBE/RATE/REVIEW & SHARE our new podcast. FOLLOW Podcast: You will find a "Follow" button in the top right. This will enable the podcast software to alert you when a new episode launches each week. Apple: https://podcasts.apple.com/ca/podcast/makes-sense-with-dr-jc-doornick/id1730954168 Spotify: https://open.spotify.com/show/1WHfKWDDReMtrGFz4kkZs9?si=003780ca147c4aec Podcast Affiliates: Kwik Learning: Many people ask me where I get all these topics, which I've been covering for almost 15 years. I have learned to read nearly four times faster and retain information 10 times better with Kwik Learning. Learn how to learn and earn with Jim Kwik. Get his program at a special discount here: https://jimkwik.com/dragon OUR SPONSORS: Makes Sense Academy: A private mastermind and psychologically safe environment full of the Mindset and Action steps that will help you begin to thrive. The Makes Sense Academy. https://www.skool.com/makes-sense-academy/about The Sati Experience: A retreat designed for the married couple that truly loves one another, yet wants to take their love to that higher magical level. Relax, reestablish, and renew your love at the Sati Experience. https://www.satiexperience.com 0:00 - Intro 1:33 - What I Like About Chris Bailey 6:09 - Why do we procrastinate even when the tasks matter most? 9:46 - Why do productivity systems and to do list fall short? 14:03 - Is intentional living more valuable than efficiency? 17:17 - Self-Reflective Capacity 19:33 - Where Intention Comes From? 21:37 - How should people look at using AI without outsourcing their intentions 26:21 - Where does Gratitude fit in? 29:11 - Whats the missing link behind goal setting  33:01 - Intention Stacking 34:58 - 12 Values of the broadest Intentions In Life 40:20 - How does Intentional Living help us follow through 43:04 - Aversion Trap 48:45 - What does this book add to some of the big books on goal setting and habit building that those might have missed? 51:10 - One of the fundamental frustrations with being human 53:55 - What is your favorite productivity ritual? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You know the moment. Your kid spills cereal and suddenly you're reacting at a level 10… when the situation was maybe a 2. And afterward? The shame spiral starts. Why did I react like that? What is wrong with me? Why can't I just stay calm? Here's the truth: your overreactions aren't random. And they're not proof that you're a bad parent. They have roots. Under most “overreactions” is either unrecognized shame… or a deeply held value that just got stepped on. When you understand that, everything shifts. In this episode, we unpack what's really happening beneath those big emotional moments — and how emotional awareness creates choice where you used to only have reaction. In This Episode, We Talk About: Why shame often hides underneath anger, defensiveness, or shutting down How feeling “too much” or “not enough” fuels emotional overreactions The surprising way your personal values drive your parenting triggers Why the same situation can upset you deeply — but not bother someone else at all How identifying patterns (not just isolated conflicts) helps you understand your reactions The CPR framework (Conflict, Pattern, Relationship, Process) and how to use it in your relationships How emotional awareness strengthens communication and self-regulation Why This Matters for Parenting When you believe your reactions are flaws, you try to suppress them. When you understand your reactions as information, you start learning from them. Shame thrives in the dark. Unmet values react loudly. But once you name what's actually happening — whether it's a fear of being “too much,” a value like growth or connection being violated, or a long-standing relational pattern — you gain power. You're no longer stuck in automatic self-judgment. You can pause. You can choose. You can respond instead of react. And that's emotional intelligence in action. This episode isn't about becoming perfectly calm. It's about becoming aware enough to understand yourself — and that changes everything in your parenting and your relationships. Resources Mentioned The Best Mom Is a Happy Mom by JoAnn Crohn (includes access to the Values Sort bonus tool) Crucial Conversations No Guilt Mom Inner Circle If this episode resonated, consider leaving a review on Apple Podcasts or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do kids really listen when parents preach values? Or is "monkey see, monkey do" the only real rule?

Episode 106: Why Welcoming Everyone Gets Complicated with Garland FullerWhat this episode is about:What does it actually take to build a space where people feel like they belong? Garland Fuller — culture consultant and founder of Third Space Academy — has made it her life's work to answer that question. We get into the gap between what organizations say they value and how they actually operate, why "I want everyone to come" is a lot trickier than it sounds, and what intentional community building really looks like in practice.This one hit close to home — I share what I've been learning building my pop-up cinema project on Chicago's south side through the Change Collective fellowship, and Garland brings the strategic clarity to help it all click.Let's get into it:What is a culture consultant, actually? Garland breaks down the "people, place, program" framework and why culture is often the unseen force shaping how organizations actually operate — not just what's on the mission statementValues: aspiration vs. reality — Why integrity and service are on everyone's list, what it actually means to walk the talk, and when it might be time to update values that no longer fit who your org has becomeThird spaces are disappearing (or getting expensive) — From libraries to record shops to country clubs, Garland explains the spectrum of third spaces and who's really being invited inThe "I want everyone to come" trap — Why all-ages, all-inclusive spaces are aspirational but tricky, with real examples from Stephanie's micro cinema project (Poetic Justice vs. Disney night, anyone?)Building the Community Impact Collective — Garland's digital sanctuary for femmes who are done fitting into boxes, why she built it for community over solo learning, and the Show and Tell Mondays that keep it realAdapt or die: organizations that are going stale — A real talk about churches, legacy orgs, and what happens when your next generation isn't in your current membershipPractical strategies: surveying, focus groups, and why anonymous mattersLeadership advice that hits: People are watching you in the small moments more than the big keynotesChapters: • 00:08 - Introducing the Guest • 07:20 - Understanding Culture and Values in Organizations • 16:55 - Creating All-Age Spaces: Building Community Connections • 19:00 - Exploring Community Engagement • 31:27 - Building Community and Support in Creative Spaces • 36:14 - Facilitation and Empathy in Group Dynamics • 44:21 - Facilitation and Engagement in Education • 48:21 - Creating Third Spaces: Starting from Your WhyThings We MentionedThird Space Academy — Garland's coaching program for leaders building intentional community spaces Community Impact Collective — Garland's digital community for femmes and changemakers The Change Collective Fellowship — the civic leadership fellowship Stephanie participated in that sparked her pop-up cinema projectSoho House — referenced as an example of an exclusive, membership-based third spaceRay Oldenburg's concept of "third spaces" — the sociological framework underlying this whole convo (optional — confirm

In this week's episode of The Raw Vibe, I sit down with relationship coach and author Monica Tanner, whose book Bad Marriage Advice challenges the myths and misunderstandings that often lead couples astray. Together, we dive deep into what makes healthy relationships thrive — from honest communication and sexual health to intimacy and emotional alignment.Monica shares powerful insights on how couples can create a safe space to express desires, set boundaries, and address small issues before they grow into bigger problems. Whether you're newly married or decades into your relationship, this conversation will give you practical tools to strengthen your connection, negotiate differences with respect, and rediscover fulfillment in and out of the bedroom.Key Takeaways:Communication is the foundation of every healthy relationship.Sex talks aren't taboo — they're necessary and ongoing.Boundaries build trust, not barriers.Values alignment keeps couples connected.Small improvements today prevent major conflicts tomorrow.Tune in now and learn how to turn good intentions into lasting intimacy.Visit The Raw Vibe for more empowering conversations, connect with Monica Tanner at monicatanner.com, and read a sample of Bad Marriage Advice here. https://amzn.to/3OzWr5C00:00 The Importance of Communication in Relationships02:43 Navigating Sexual Intimacy in Marriage05:38 Breaking the Ice: Discussing Difficult Topics08:56 Setting Boundaries in New Relationships11:50 Understanding Values in Relationships14:55 Bad Marriage Advice: What to Avoid17:51 Creating a Healthy Relationship Dynamic20:47 The Role of Religion and Values in Relationships23:40 Conclusion and Final Thoughts

What really goes through a referee's mind on game day?In this episode, we hit a lift while diving deep into the world of officiating — from getting screamed at by parents in the stands to making split-second calls under pressure. Our guest breaks down how he went from random viral content to building a platform that shows what refs actually experience on the field.We talk about the referee shortage, the mental side of making calls in real time, why everyone thinks they're an expert from the bleachers, and how stepping into uncomfortable situations builds confidence far beyond sports.It's part gym session, part life philosophy, and part behind-the-scenes look at a role nobody understands… but everyone has an opinion on.If you've ever yelled at a ref — this one's for you.-----00:00 - First Gym Experience and Dancing Concerns00:59 - Using the Ladder App for Workout Planning01:40 - Hyrox Competition Formats02:31 - Emerging Fitness Trend Compared to CrossFit03:19 - Challenges of CrossFit Variability03:52 - Workout App Features and Group Motivation04:35 - Founding Gyms and Personal Training History05:55 - Gym Locations and Facility Changes06:44 - Gym Membership Transitions07:05 - Personal Background and Workout Focus07:48 - Arm and Leg Focused Workouts09:14 - Goals, Diet, and 75 Hard Challenge10:07 - 75 Hard Modifications: Workout Planning & Equipment Safety15:02 - Personal Fitness Journey and Social Stories20:24 - Basketball and Dunking Attempts22:18 - Home Gym Setup: Warm-up, Design, and Renovation Plans25:33 - Workout Routine and Strength Challenges27:28 - Starting Content Creation Journey29:11 - Refereeing Basics and Rules32:38 - Advanced Referee Insights: Embracing Uncertainty and Fulfillment36:28 - Referee Compensation and Counting Sets37:31 - Challenges at the Youth Level: Parents and Coaches38:42 - Decision-Making, Judgment Calls, and Business Parallels40:44 - Opinions, Pleasing Everyone, and Public Arguments41:53 - Theory vs Practice: Limits of Reading Alone43:57 - Workout Routines and Set Counting45:30 - Launching a Podcast: Content Creation, Talent Recognition, and Social Media Insights48:44 - Personal Finances, Relationships, and Identity50:31 - Overcoming Fear and Building a Vision53:32 - Faith, Family, Purpose & Emotional Intelligence: A Life Philosophy58:35 - Life Perspective, Age, and Gratitude60:25 - Defining Happiness and Embracing Challenges62:39 - Ambitions, Private Jet Dream, and Meaningful Friendships64:22 - Authenticity, Social Media, and Helping Others65:46 - Personal Relationships and Life Journey67:03 - Creating Viral Content: My First Viral Moment and Refereeing Challenges69:44 - Wife's Filming Role and Managing Angles72:47 - Editing Challenges and Learning the Craft75:30 - Exploring Side Gigs and Business Opportunities78:06 - My Editing Journey: From Early Experiences to iPad Marketing79:51 - Career Background and Early Metrics80:38 - Gym Talk: Steroids and Reverse Curls83:40 - Push‑up Workout Session84:53 - Podcast Growth and Audience Impact87:08 - Taco Review Podcast – Part 189:03 - Taco Review Podcast – Part 290:41 - Podcast Overview: Concept, Creation Challenges, and Nutrition Advice93:10 - Hiring Editors and Client Expectations95:23 - Audience Targeting and Business Improvement97:37 - Growth Mindset and Right vs Wrong99:58 - Decision Making and Trust Building101:25 - Embracing Failure and Building Resilience in Business104:39 - Vision, Scaling, and Purpose Beyond Self106:13 - Values, Team Dynamics, and Performance Culture109:30 - Personal Motivation: Finding Your Why Through Family and Legacy115:00 - Relationship with Madison and College Hustle116:56 - Be the Differenc

In this episode, Andryanna is joined by clinical psychologist and couples therapist Dr. Tracy Dalgleish to unpack one of the most common (and emotionally charged) stressors in marriage: mother-in-law dynamics.Drawing from her latest book You, Your Husband, and His Mother, Dr. Tracy explains how family systems, emotional triangles, and unclear boundaries can quietly strain even strong relationships. Together, they explore how to step out of toxic patterns, protect your marriage, and build healthier connections without escalating conflict.If you've ever felt caught between being the “villain” or the “victim” in your in-law relationships (or even if you have a good relationship with your MIL), this conversation offers practical insight and grounded next steps.In this episode, you'll hear:Why mother-in-law conflict is such a common marital stressor;What an emotional triangle is — and how it affects your relationship;How enmeshment develops and why it's hard to spot;The difference between boundaries and ultimatums;How to define shared values as a couple in practical, actionable ways;How to avoid toxic mother-son patterns as a parent of boys;The VAULT method: Values, Aspirations, Understanding the Triangle, Limits & Boundaries, and Taking Action.This episode is part of the February relationship series and offers research-backed insight for women who want to prioritize their marriage while navigating complex family dynamics with confidence.CONNECT WITH DR. TRACY:Her Latest Book: You, Your Husband & His MotherWebsite: DrTracyD.comOn InstagramCONNECT WITH ANDRYANNA:Get your copy of The Juggle is Real: Authentic Self-Care Planner Vol. 2 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ On ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@andryanna.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠And please visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Andryanna.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for blogs, giveaways, workshops, tools, resources and more.Keywords: mother-in-law relationship, marriage boundaries, family systems theory, emotional triangle in marriage, in-law conflict, toxic family patterns, enmeshment in families, protecting your marriage, relationship advice for women, Dr Tracy Dalgleish, YOU YOUR HUSBAND AND HIS MOTHER book, couples therapy insights

B"H What does it mean to be a Jewish king? Purim introduces us to King Achashverosh, a man ruled by impulse. In anger and intoxication he makes irreversible decisions. He wakes up to the consequences of a night where desire ran the show. That is not kingship. That is chaos. In Judaism, the word Melech teaches the opposite. Moach, Lev, Caved. Mind, heart, body. A true king is someone whose higher consciousness leads. Values shape emotion. Emotion guides action. Not the other way around. Moach shalit al halev. The mind rules the heart. To be a Jewish king is to live from above to below, with wisdom before impulse, with purpose before desire. #Purim #King #Torah #Judaism #JewishIdentity To watch Torah Thoughts in video format, click HERE Subscribe to the Torah Thoughts BLOG for exclusive written content! Please like, share and subscribe wherever you find this!

If you worked somewhere that went through 10 managers in 12 years, made hundreds of redundancies, removed long-standing employee benefits, and had leaders publicly criticise their own team - would you consider it a toxic workplace? In this episode of The HR Room Podcast, Dave and Mary are joined by Joe Thompson, Head of HR Services at Insight HR, to examine one of the most talked-about organisations in the world - Manchester United - through an HR lens. Drawing on recent media coverage and their own professional experience, the team explore whether the challenges at Manchester United reflect the hallmarks of a toxic workplace culture, and what HR professionals can learn from it. Together, they unpack leadership behaviour, culture drift, psychological safety, employer brand damage, and the risks of reactive change - offering practical advice for HR leaders navigating similar issues in their own organisations. Guests • Joe Thompson – Head of HR Services, Insight HR Topics include: What defines a toxic workplace culture? Leadership behaviour and its ripple effect across an organisation High performer favouritism and double standards The impact of constant leadership turnover Psychological safety – what it looks like (and what it doesn't) Employer brand damage and recruitment risks Why “quick fixes” and constant restructuring can make things worse The hidden cost of blame culture and fear-based management The role of HR in diagnosing culture challenges Practical steps to rebuild trust and create a healthier workplace Key Takeaways for HR Leaders Toxic cultures rarely start with dramatic events — they begin with small tolerated behaviours that become normalised. Culture change takes years, not months — and must be consistent. Values must be lived, not laminated. Leadership alignment between words and actions is critical. HR's role is to diagnose, listen, structure feedback, and guide meaningful change — not simply label a workplace “toxic.” If any of the warning signs discussed resonate with your organisation, it may be time to step back, assess honestly, and put a structured plan in place. References How Manchester Utd became a textbook example of a toxic workplace - RTÉ Get in Touch If you're not already following us on LinkedIn, please do. If you have suggestions for future episodes, or if you'd like to join us as a guest, reach out to Dave Corkery at dcorkery@insighthr.ie or connect with him on LinkedIn.   About The HR Room Podcast The HR Room Podcast is brought to you by Insight HR — where we speak with HR leaders, experts and practitioners across Ireland about the issues shaping the world of work today. If you're enjoying the podcast, please share it with colleagues or friends and leave us a review. We love to hear your feedback, we take requests, and we're always here to support you with your HR challenges. Immediate HR support

Call 918-279-1243 or visit our YouTube channel "Our Finest Hour Church" if you would like the full sermon.

Farmland sales have fallen to a record low in the past 12 months, but value has reached a new peak. Data from Ray White shows there just 5 408 transactions last year but farms are sitting at a national median price of around $10 000 per hectare. Experts say drought affected farmers are hesitant to put their farms on the market while producers experiencing better seasonal conditions are wanting to hold on to their operations. Rural Editor spoke with Elders General Manager of Farmland Agency and Agribusiness investment Mark Barber about the trends. See omnystudio.com/listener for privacy information.

Keith digs into what's really going on with apartments now that values in many markets have dropped 20–40%. You'll hear why larger multifamily properties have been hit so much harder than one-to-four unit rentals, and what that means for both current owners and new buyers. "The Apartment King," Brad Sumrok, joins the conversation to share how recent economic shifts, financing structures, and market forces have reshaped the apartment landscape—and why he believes we may be near a key turning point in the cycle. You'll also learn how investors are approaching deals differently today, what makes certain markets and property types more attractive right now.  Resources: Learn more about Brad here. Episode Page: GetRichEducation.com/594 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold us. Apartment Building values have fallen 2030, even, 40% over the past few years. Investors lost millions. What are all the reasons that it happened? And when will apartments turn around? I'm joined by the apartment king today on get rich education.   Corey Coates  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold, writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:09   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com you   Corey Coates  1:40   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:59   Welcome to GRE from Monterrey, California to Monterrey, Mexico and across 188 nations worldwide. America's favorite shaved mammal on a microphone has got his slack. John, act back on track for another wealth building week with you. I'm Keith Weinhold. This is get rich education, and I'm still not wearing a pair of Dockers. We all know that the one to four unit space single family homes, up to four plexes have held under their values despite soured affordability, but five plus unit apartment buildings are a drastically different story. We're going to talk about just how much value they've lost recently, and the reasons why it's about more than just the interest rates doubling and tripling that began in 2022 Today's guest is an apartment educator. His students have had both losses and wins over time. I'll ask about both, because adversity is where you get the lessons now today, you might buy an apartment building at a steep discount compared to what it sold for five years ago. And who might you buy an apartment from today, it might not be the type of seller that you're thinking about because of owners defaulting you might now be buying it from a bank that had to basically repossess it. Yeah, you might try to buy it from a lender at 60% of the loan amount. Well, a lender doesn't want to do a 40% write down, so they're going to try to get more and see. That's how this could practically look today for an apartment owner that survived the crisis and is still standing today. They're asking themselves, now, why would I sell at a discount if I don't have to? So they're probably going to try to hold on. And then, of course, the tenants in these apartments don't know that any of this is going on now. I own a lot of single family rental homes myself, also apartment buildings in the one to one and a half million dollar range is where I've played, and often that ends up being eight to 12 units, because in that space, I don't need partners to invest in assets of that size. One to $2 million is also small enough so that you're not competing with institutional money and other players. Today, I'll tell you what I did with some of those buildings myself when interest rates reset about four years ago, and before you and I wrap up the show today, I've got something to tell you about what's coming in future. GRE episodes here stuff that's really unexpected as the apartment King waits in the wings. One last thing to tell you about, like I mentioned to you recently, investors say that they want an opportunity, but what they really want is certainty. Once certainty arrives, the opportunity. Is gone.    Keith Weinhold  5:01   Our GRE live event last Thursday was a success. It is about how central Florida is the most compelling housing market right now, with the builder offering rate buy downs as low as 3.75% and, you know, I just ran the numbers on something, and I can hardly believe this. All right, right. Now owner occupied mortgage rates are near 6% this means investment property rates are almost 7% with the rate by down to 4% here's how your cash flow looks with a 30 year fixed rate mortgage on a 300k loan with a 7% rate, your p and i payment is 1996 at a 4% rate. It's just 1432, this is a reduction of $564 per month, a whopping payment difference. That's really the difference between treading water and stacking cash flow on these brand new build properties that we're talking about here in Central Florida. So talking about opportunity and certainty, that is a big measure of both. Yeah, before I ran the numbers, I didn't realize that the spread was this wide. With high demand for these properties, the builder does have some more available, a long term fixed rate of around 4% it should be up for you now you can see the limited time replay of GRE, freshest live event at grewebinars.com, in case you want to look into This again, grewebinars.com let's discuss the apartment market. Foreign apartment building values have fallen at 20% 30% even 40% over the past few years, depending on the market that they're in today, we're going to learn how bad it is, why it happened, and if that actually creates an opportunity here in the late 2020s, decade, our guest is known as the apartment king. He is the number one nationally known educator and mentor for apartment investing. He started with a bang in 2002 by making his first ever real estate investment, not a four Plex like I did, but a 32 unit apartment building, and he's now owned and invested in over 11,000 units and over 1 billion in assets under management. He's received awards like the naa independent owner of the year, and he's the star of the massively popular in person events that he puts on, which you'll learn about soon. Hey, it's been several years. Welcome back to the show. Brad sumrock,   Brad Sumrok  7:46   hey, Keith. It's really good to be on again. Nice to be here.   Keith Weinhold  7:50   Brad and I were together in person last month, and we also talked physical fitness. Then Brad is one of the fittest guys you'll ever meet in person. He just looks fantastic. We want to hear about your apartment forecast shortly. Brad, let's talk about the hard stuff. First, you've endured adversity since we last had you here several years ago. Tell us about that.   Brad Sumrok  8:14    Well, look, I mean, I think anyone that's been serious about investing in apartments over the last five years. And I'll also say it this way, anyone who did a deal and say 21 the middle of 21 till probably the end of 2022 it's very likely that that property is worth less today than than it was when we bought it. So that, in itself, has created, you know, adversity, because I got into the business in 2002 and the market went up until 2008 and we went through a downturn in 2008 nine and 10, as is, I'm sure you're aware. And then the market went up again until around 2021, mid year. And then, due to so many reasons, and I could go into those reasons, but let me just just cut to the chase. That you alluded to is we had another downturn, and so the downturn, you know, impacts property values, it impacts confidence, it impacts investor appetite to do deals. It impacts just about everything related to the business, on the investment side, and the other business that I'm in, which is the seminars, the events and the mentoring. So it's been a big downturn, and we could go into those, you know, into the reasons why, and I'm sure you'd like to know my take on that. But now is a great time, because things are recovering, and one of the things Tony Robbins teaches Keith is pattern recognition. It's like I've been through two downturns, and I could see the patterns, and it occurs to me that we're at or near the bottom of a cycle. So like it's also a good time to be gearing up.   Keith Weinhold  9:50   Now, many realize but for those uninitiated on this, the one to four unit space really didn't feel much pain starting in 2022 so much of that is time. Two people get long term fixed interest rate debt on the one to four unit property, but it's shorter term debt on five plus unit apartment buildings. So when interest rates went up, people soon had to pay those higher rates. They were underwater. That's really the genesis of so much of the apartment building pain.   Brad Sumrok  10:19   Well, and I would say, look, it was, I'm going to throw a bunch of things at you here. So we had the pandemic, right? And during the pandemic, people got paid to stay home from work, right? The government printed, what, $5 trillion worth of money, right? And so that kicked off what became a period of, like, very high inflation. And you know, the published number was 9% but I think a lot of people experience certain items that were a lot more than 9% like, for example, for sure, in 2022 when we bought a 286 unit property, you know, we were able to replace all the appliances inside of a unit in The kitchen, you know, for $1,800 and even today it's like $3,200 so that's a little bit more than 9% and so we had that. So we had the printing of money, we had inflation, we had variable rate debt. Why did people do variable rate debt? The first thing I'll say is there is a place for variable rate debt. But what happened in 2021 and 2022 is the fixed rate lenders, which are typically the government sponsored agencies Fannie and Freddie. They were still lending money, but because of their criteria for lending, if you would go with one of those loans, you would get like 50% leverage the shorter term lenders that would give you the three year loans, you can still get like 75 to 80% leverage. So the vast amount of people that were buying anything in 2021 and 2022 I mean, I'm not just talking about myself. I'm talking about people with 2030, 4050, 70,000 doors all over the country, they were buying with short term debt. And historically, short term debt performs at or better than long term debt. I mean, think about it, when you get a long term, 10 year fixed rate loan and multifamily you have prepayment penalties. You know, when the market's constantly going up like it did, from 2012 to 2022 you could get that fixed term loan. You could pay it off early, you could pay the seven figure prepayment penalty, and you could still make lots and lots of money, and that's what people were doing. So when you bake in the prepayment penalties on long term debt, you know short term debt is oftentimes the better option. Well, nobody saw the Fed raising rate 16 times in 12 months. And look, I don't care what anybody says, Nobody predicted it. If they had predicted it, they would be probably the richest person in the world right now, right nobody saw a comment like, there may have been some people that said, hey, yeah, this is going to happen, or this is going to happen. But what actually happened with the Fed rates over a very short period of time was unprecedented. Unprecedented means it never happened before. So it's not something you could anticipate or something anyone can model. Okay? And so what that did is most of us had what's called an interest rate cap, which is an insurance policy that if the rates go up too much, that yours is capped. But the problem with those rate caps is they're only good for like, two years, right? So we're buying these deals in 2021 and we're getting short term debt, which is a three year debt. And in two years, in 2023 the rate cap expires, and now the rates are 9% instead of 3% and when we bought the deal, the rate cap insurance was $40,000 and now it's a million dollars. And so you're in a very awkward, unfriendly financial situation. And it wasn't just that. So it wasn't just inflation, it wasn't just interest rates. And many of us sung belt markets, specifically Texas and Florida, which historically have been some of the best markets to invest in, because of migration and no taxes, and then landlord and business friendly environments. Well, these states also suffered a lot of named storms, with, you know, hurricanes and wind storms and hail storms and so in these markets, at the same time, we had rising rates. At the same time, we had massive inflation. Now we also have insurance rates doubling or even tripling in some occasions. And then the final thing was, during the pandemic, a lot of the multifamily projects that were in the middle of being built, these development projects, they all slowed down. People couldn't work. And so back in 2020, or after we're fully recovered from the pandemic, some of these markets, like Nashville and Austin and Dallas and Houston and Phoenix, they got deluged Keith with new supply coming on, like a disproportionate amount of new supply. So there's like five. Five things that contributed to multifamily being really tough in the last few years. And so it wasn't just people with short term debt that had challenges. It was probably just about anybody that bought a deal within an 18 month timeframe that I outlined before that just really experienced challenges, and some of those people are still in deals, right? And so let's just take a deal that's, you know, a $10 million deal with a $7 million loan. Well, that deal right now might be only worth 7 million, yeah, and that's the opportunity. So the owner that has that deal may get punched in the face, so to speak, you know, by the market, and they may lose their equity in that deal, but the borrower coming in, or the buyer coming in, like one of my mentees right now, had a deal that was listed at 11 million, and he's picking it up for seven, which is, like, at or below the current loan value. So one buyer group's loss is the new buyer group's opportunity, if that makes sense   Keith Weinhold  16:03    right? 100% there's nothing unusual at all about the mortgage rate levels that began to go higher about four years ago. The unusual part, and Brad has touched on it, is the rate of increase, with mortgage rates doubling or tripling in a short period of time, within about a year or so, but yeah, it's a great point. It's about more than the mortgage rates. It's about increasing insurance costs and increasing expenses of all types, like you talked about with the appliances there, and then, even if you were able to weather all that as an apartment building owner, with all of the supply coming on to the market, when supply exceeds demand, we know what happens to price, and we also know that you can't raise rents very much with all of this supply coming on the market, but the supply of new apartment buildings, that inflow, that wave, is beginning to die down, because builders got the memo quite a while ago that they need to stop building at such a fast pace in places like Florida and Texas and you know, Brad, there are a lot of asset classes that have been beaten up lately. We can always point to a few. You can look at Bitcoin or nfts or even commercial office space. Now those assets might bounce back, but they don't have to, because no human needs those things. But I expect apartments to bounce back because having a place to live is a primordial Maslow and human need. It's almost inevitable. In fact, shelter is at the base of Maslow's hierarchy of needs. So a bounce back has almost got to happen. Yeah.   Brad Sumrok  17:46   Look, it's becoming the big word right now in politics. Right is affordability. And so when you look at affordability, if you take a median priced home in this country of say, $400,000 I don't know if that's the actual median, but maybe it's around 400 420,000 100, $420,000 yes, to buy that home. And who's going to buy a $420,000 home? It's going to be a working class family making 60 to 70,000 a year, right? They could rent a median priced apartment unit for $1,800 a month, or they could pay a 20% or a 10% down payment on a $400,000 homes, and they need 40 to 80,000 down right, or maybe less, but they still need a down payment and that p i, t i, the principal, interest, tax and insurance is going to be around $3,100 okay, so there's a $1,300 per month gap, and that's a big, big gap for that working class family. And so where are they going to live? Like we're becoming more and more of a renter nation? Keith, and the statistics that I read say that only 27% of American families can even qualify to get a mortgage, yeah, on a $400,000 home. So we're becoming more and more and more of a nation of renters by necessity. And so the demographics like look, all markets are not equal. You got to know what's going on in your market. But there are markets, ie locations, geographies that have even a higher affordability gap. You know, some markets have a 2000 a month or a $2,500 a month affordability gap. So you're going to find more and more people renting in these markets.   Keith Weinhold  19:37   Yes, there is a premium to ownership opening up that gap, and that's why we have this wave of renters that's really already begun. In about the last year, the American homeownership rate has fallen from 66% to 65% 1% doesn't sound like much, but that already means that we have 1.3 million new renters. We're going to talk to Brad some more, including about. His apartment market forecast you're listening to get rich education. Our guest is apartment King. Brad sumrock, more when we come back, I'm your host. Keith Weinhold,    Keith Weinhold  20:09   flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/gre,   Keith Weinhold  20:45   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom. Coach, directly. Again. 1-937-795-8989,   Hal Elrod  21:58   this is Hal Elrod, author of The Miracle Morning, and listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:13   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking about a sector we have not talked about very much lately because it's been in rather moribund condition, but we are beginning to turn the corner where there are more opportunities in apartment building investing, because it's been beaten down an awful lot. And Brad, that plays right in to your apartment forecast. So tell us about some of the highlights of your apartment forecast.   Brad Sumrok  22:38   Yeah, sure. And one of the things that I want to share with you, Keith, is that, you know, back in the peak of the market, the market peaked, say, at the end of 21 early 22 there were so many investors that were in multifamily or that wanted to be in multifamily. And the other thing that caused this so called, you know, downturn that I didn't mention before is, let's take this $10 million deal. If a property was listed at $10 million you'd literally have 30 to 40 buyer groups pursuing that deal, bidding up the price. Yeah. And so a $10 million Listing would sell for 11 and a half million Okay, now what I'm seeing is that same $10 million deal might sell for a seven to 8 million and you might be the only buyer going after the deal. Wow. And how do I know? Because you said, like, I run a an investor community and and I have active multifamily buyers, and I coach them, and I look at their deals, and this is what's happening. And the other reason I know is I sold two of my deals personally in 2025 and both of the deals that I sold, I bought in 2015 where we had 10 year fixed rate debt. So we didn't sell because we had a three year loan. We needed to sell because we had a 10 year loan due. And look, first thing I'll say is I made money, because over that 10 year period, values did go up. They peaked in 2022 and they came back down that because I bought it so long ago. That's the one lesson that I think people also want to understand, is over the long term, the values always tend to go up, but there are short term ups and downs that one would need to be aware of. But when I sold these two deals like I didn't have many buyers one deal in particular. I mean, I had eight buyers going after the deal, but only one was anywhere close to what I wanted. So I was negotiating with myself, you know, telling the buyer and his broker, hey, you know the other guys are here, and you got to come up on price and you got to come up on terms. But truthfully, I was bluffing, because I didn't have anybody that was coming up on price or coming up on terms. And so part of why I'm answering this way is when you look at the forecast, one thing that that I want people to know is that those. Of us that are in the business now and that have our pencils up, and we're underwriting deals, and we're making offers, like I used to teach Keith, don't make lowball offers, because you'll develop a reputation of being that guy or that borrower or that buyer that submits lowball offers, right? And word will get around in that market? Well, right now, like low ball offers are expected, and I would encourage people, let's just say you make an offer that whatever the deal pencils out to. So if you know how to underwrite deals correctly, and they're offering 10 million as a listing price, and you're coming up at seven or 7.5 don't be bashful to make the offer, and you may be the only buyer in the game. So that's one thing is like the competition that I'm seeing right now on the buyer side is not a lot of competition, and that's definitely shifted to a buyer's market. So people need to know that. The other thing I would say, on the macro level, is there's still a lot of uncertainty out there, and the uncertainty is kind of becoming like what I would call a new normal. You know? I'll speak for myself. When Trump was elected and at the end of 2024 I thought it was going to be amazingly well for all of us real estate investors, right? And there are some things that have been like the big, beautiful bill that restores 100% bonus depreciation like this is a really good thing, but you know, the tariffs, the immigration policies, some of the things that he's doing, you know, they have mixed impact for us and our in the economy and in real estate and in multifamily. And the thing is, when he first started doing that again, like lenders, they didn't know how to price debt, like, what's going to happen with tariffs, what's going to happen with ice what's going to happen with immigration, you know? But now that we're a year in to his second term, I can tell you a couple things. Debt is back. Lenders are lending. They're confident. Lenders are issuing debt like you can get 70 to 75% of your acquisition funded by a commercial lender. The government agencies are lending. Freddie Mac is lending. Fannie Mae is lending, and they have a mandate to lend 20% more money in 2026 than they did in 2025 so that bodes well for people that want to get, you know, affordable workforce housing, which is my specialty, also known as Class B and Class C housing. So the lenders are lending like, there's a lot of debt out there. One of the challenges is the equity. There's a lot of institutional equity. But if you're going to the retail investor who got into the business three to five years ago. They don't want to hear about your next deal right now, they're wondering about, hey, what about the deals that I'm in? Right? So one of the things that I'm doing, Keith is, and I think, you know, this is like, you know, I build up a huge investor community from 2012 to 2022 and I did it by traveling the country, speaking at conferences, sponsoring trade shows, talking about the benefits of investing in apartment buildings, how it changed my life, how it enabled me to retire from a six figure income in just three years, and how I've helped many, many other people Do the same, and also just sharing experience today, every asset class, every 10 to 15 years is going to go through a correction. And so where we're at now. And I wasn't the only one on the forecast. I brought in John Chang who is the senior intelligence officer at Marcus and millichep, one of the biggest commercial real estate firms in the country, and he presented about 20 or 30 slides that by and large were very bullish on where we're at in the market cycle. Why now is a great time to be looking at apartment buildings, a lot of the same things that I've been talking about. Prices are down. It's a buyer's market. We have a huge affordability issue. More and more people are becoming renters, and so what I'm committed to do, Keith and I don't know if I shared with you my travel schedule, like when we met each other last month, but I'm on the road every single week going to another city, talking about where I see us right now in the market, and why people should be looking at deals and making offers right now. Because to me, you know, Warren Buffett said it best. He's like, you want to be fearful when everybody else is being greedy, and you want to be greedy when everybody's being fearful. And right now, people are on the sidelines. They're waiting for some green light, like for the Wall Street Journal to come out and say, Hey, now's a good time, you know? I mean, look, Trump, just the point of the new Fed chair, right? And so we know interest rates are going to go down like that's one of his goals, and the guy that he appointed is going to lower rates. So we're looking at a future, a very near future, where we have lower rates, and lower rates is going to create more demand, again, for people that want to buy. I invest in apartments now, look, if you wait another year, I still think it's going to be a good time, but I think we have a better time right now.   Keith Weinhold  30:10   I sold one apartment building in 2022 for about $1 million and I sold another one of my apartment buildings in 2023 for about $1 million I had bought those in 2013 with 10 year balloon loans, so I was enjoying that nice fixed rate as late and as long as I could, until 2022, nine years and 2023, 10 years before the rate went up on me. But of course, my new buyer had to pay that rate, so it limited the amount that they could offer for it. However, to your point about investing for a long time horizon, I still had profits on those nine and 10 year holds, but yeah, to your point, Brad about the looser lending, this is huge. I read a summary of the latest national Multifamily Housing Council meeting, and one of the biggest takeaways that came out of that meeting is that there is abundant debt available. It's in increasingly attractive terms. And a lot of people think about mortgages, and they just think about the rates, and you should that's certainly important, but they don't think as much about the propensity for others to lend. How loose, or how tight are those standards? They're loose, yeah.   Brad Sumrok  31:25   And, I mean, look, the first deal I did in 2002 the interest rate was 6.35% the rates right now are less than that, you know, as of the date of this recording. So, you know, I always talk about a base case of a $10 million deal. It may seem large to you or to people listening, but like in my world of syndication, where we're not just looking at the real estate piece, but learning how to raise money to buy real estate so we could have a bigger property that's professionally managed and become a true business owner like Robert Kiyosaki talks about, do you want to be self employed? I tell my students, buy a six Plex. Do you want to own an apartment business by 60 units and hire a management company? So when I'm talking about this $10 million deal, you know, you can get a $7 million loan right now for probably in the mid 5% and it would be non recourse, and you could probably get three years of interest only, meaning for the first three years, you're going to have a higher cash flow. So like, this is a really good loan compared to 2021 when we could get 3% debt. It's not but remember that 3% loan was a short term loan. You know, it wasn't a 10 year fixed rate loan, it was a short term loan, and we all saw what happened with that when they raised rates so many times in such a short period. So the fixed rate debt is very competitive based on, like, the long term, 20 year average, and it's lower than it was when I started.   Keith Weinhold  32:55   Well, we've been talking about elements of your apartment market forecast, and of course, that's going to inform your Buy Box. Brad, you mentor students constantly and oftentimes we think about a Buy Box. We think about then in terms of geographic market, but as we look for an opportunity, we also might think about some other things in your Buy Box, for example, new build versus vintage build. So with all of this traveling you do, and you're in the markets, and you're informing students, and you're looking at students prospective deals as well. But tell us more about what a good buy box is for the near term in apartment buildings.   Brad Sumrok  33:36   Yeah. So look like what is in the buy box, right? So one is going to be your location. And so, you know, how do I select a good location? Just some tips and strategies around that is, I look for landlord and business friendly environments. In other words, if the tenant doesn't pay, do they get to stay or not, you know, so I like to be in market so that they don't pay, that we could legally, you know, not have them consume our product for a long period of time. So I also look at things like job growth and population growth, affordability gap. New supply is a percentage of inventory, you know, the new supply coming online in a diversified economy. So, like, you want to get your geographies nailed down. Like, where you buy matters, like, there's no substitute to I would rather pay more for a property in a location that meets that criteria than less for a property that doesn't. Yeah. So geography is important. You want to pick your property size, like, how many units, or what's the price point. Okay? And this is huge, because if you're gonna buy your own deal with your own money, which is another reason I prefer syndication. Let's say you have pick a number, 100,000 to invest. Like you can only buy a $300,000 property, two units somewhere, three units somewhere, you know. Or zero units somewhere, right, right? So if you have expanded your you know, your mind and your skill set to do a syndication 100,000 doesn't limit you to your own money, you know. And then I would say, Well, what is a great size for a first time syndicator is I would target somewhere around 60 to 80 units, and at 100,000 a unit, which is a ballpark price for maybe a nice B class property or high C Class property, and a market that meets the criteria that I outlined earlier. You know, you're looking at, say, a six to $8 million property. And so what you could do from there, Keith is, you could say, Okay, well, you know, this is why, like in my educational course, I use a $10 million property, because the numbers are easy. But even just say, Well, I'm going to do an $8 million property, you'd say, Okay, I need two to 3 million down, depending on the debt, right? And then I'm going to get a the balance in a loan, you know, because you could get a 70 to 75% loan. So then you ask, Well, where am I going to get to 2 million, right? If I have 100 I need $1.9 million and so then you got to start thinking about like, do I have access to people or work or in the neighborhood or at the community or at the church, you know, or do I go to masterminds and conferences and meetup groups like, where I saw you Keith last month, like, there's a lot of investors there with a lot of money, right? And some of them are looking to be passive investors. And so, you know, there's a whole nother conversation around, you know, raising capital. And if you can't raise capital, then you may want to bring in some people on your GP team that could help you raise capital, as long as you're following, like the SEC compliance and again, that's another discussion. That's the importance of having the buy box so you have your geography, your property size, your property class. You know, again, if you just want the new construction stuff. There's some people out there, like big name, famous people, that are highlighting their 800 unit a class deals that they're buying. And of course, like you or I that are just getting started, can't go buy that deal. And so why? You know the institutions are going after the large A class properties in the best areas. And so where I've made my niche Keith, and what I would recommend most people start is start with the older vintage properties, start with the 1970s properties, and then maybe work your way up to the 1980s and 1990s properties. And why is this is because the institutions don't want those properties, and they're still able to be professionally managed. Like, if you go and buy 100 unit C Class property, as long as it's not in a bad neighborhood with, like, high crime or whatever like that. Like, these are very honest, hard working, working class people that need a clean, safe and functional place to live, and you'll be able to get better returns on a C or A B class, also known as like the cap rate. And again, that's another discussion, but you'll be able to get a better return on an older vintage property than you would on a vintage property. And you're not competing with the institutions, but you're also not competing with the mom and pops, because the mom and pops are going to take that 100,000 they have and go buy a duplex. You know, they're not going to want to syndicate a deal. They're not going to want to have partners. They're not going to want to deal with the so called complexities of buying a company. And that's what buying an apartment community is, Keith, it's buying a company. You're buying a business that has an income stream already being generated those customers, they're called residents. They're called tenants, you know, but if you just go upstream from buying real estate or buying an apartment building, we're buying a cash flow producing business that's existing, that's in place, and then our job is to figure out how to run it better and more efficiently. You the   Keith Weinhold  39:04   You the listener, you might have access to, say, 500k in equity that's sitting in your existing properties. And some of these numbers that Brad and I are throwing around are rather large, $10 billion but one of the biggest epiphanies that I think your students have is that doesn't need to be much of your own money. We're talking about what's called the capital stack to take down a $10 million apartment building. Maybe you borrow seven and a half million of that. Maybe you raise 2 million of that from your other investors in the syndication, and then you put your 500k into the deal, and there you have $10 million in order to make that purchase. But yes, that does involve a learning curve and the SEC rules and all that. But the big takeaway here is you don't need much of your own money. You can leverage other people's money, even for the down payment. And Brad, you're also an expert at showing people how to pay almost. Zero tax, which is another discussion unto itself, but some of your students start with zero experience, and within a few short years, I mean, you've had hundreds of people that have either retired early or increased their net worth by over a million dollars. A lot of success stories,   Brad Sumrok  40:17   yeah, look, I mean, I started with no previous real estate investing experience. My experience was going to college, studying hard, getting decent grades, becoming an engineer, you know, being fired once, being laid off once, and reading Robert Kiyosaki books that motivated me to to go out and seek specialized education. And I think it was Jim Rohn that said formal education, like degree could get you a job, and specialized education like you can get in a conference or a mastermind or a mentorship program. And that's also how I started. I went to a weekend workshop back in 2001 and I bought the mentorship program. And boy, I'm glad I did, because, you know, that's how I got into my first 62 units. So you don't need to have experience. What you need to have is a powerful reason, a powerful why? Why do I want to be financially free? Like apartments is just a vehicle. I didn't choose apartments because I love departments. I choose departments because they cash flow, they go up in value, and you have amazing depreciation benefits.   Keith Weinhold  41:23   Yeah, I'm the same. I don't love apartments in a way. I don't love real estate. I love what these things do for me    Brad Sumrok  41:30   exactly. Yeah? So, like, you don't have to have experience. In the other category, of people that have come into my community that don't have apartment experience, a lot of them have real estate experience, Keith, that are doing, like, single family homes, short term rentals, or maybe smaller, multi unit deals. And they listen to a show like this, and they're like, huh, I want to transition from doing these smaller types of assets with my own money and self managing to scaling into a syndication.   Keith Weinhold  42:03   Brad has taken countless people from get rich education to got rich education. His core values are faith, finance, fitness, family and fulfillment. He is committed to helping people experience not just financial success, but personal fulfillment, purpose, contribution, freedom and Brad and his investor community have contributed over $1 million to charity. Is really the person you want to learn from if you want to think about going bigger with multifamily apartment buildings. This has been great, Brad. Let our audience know how they can connect with you and learn more?   Brad Sumrok  42:42   Yeah, sure. So I would say this is where I should just be very clear here, okay, but I'm gonna give a couple options, because that's what I'm so of course, there's a website which is my first and last name.com, B, R, A, D, S, U, M, R, O, k, for those of you on social media, I respond to my own social so you'll find me again. B, R, A, D, S, U, M, R, O, K, on LinkedIn, Instagram and Facebook.   Keith Weinhold  43:13   Brad, it's been so valuable. It seems like American apartment buildings are in for redemption story here. It's been great having you back on the show.   Keith Weinhold  43:29   Brad and I both emphasize physical fitness, and we chatted about that a good bit when we were together last month. I think he looks better than me. To summarize, the reasons for this historic collapse in apartment building values. It was the combination of soaring interest rates, massive inflation, spiking insurance costs, construction soared, and it created an oversupply, and that oversupply still is not absorbed. In fact, according to the outlet apartment list, the National multifamily vacancy rate recently hit 7.2% that's the highest in the history of the index, which dates back to 2017 and that's chiefly due to apartment oversupply. Have apartments really hit the bottom? Brad just said, we're at or near the bottom, and it's a good time to be gearing up as far as what's coming. To give you an idea of new apartment supply, what takes about two years from construction start to completion. And now you can't just have all US apartment construction come to a complete stop. You have to keep people working. And there are almost 400 MSAs in the United States, so you couldn't coordinate a complete ceasing of construction across every area. So how about the level of new construction starts in apartment units today, and the way that HUD counts it is the number of units started in buildings of five plus units the recent peak. Was about 600,000 annually in 2023 and today it's closer to 400,000 there it is that slowing pace of new apartment construction. If you jump into multifam, be careful of properties with deferred maintenance, because understand that you have a lot of underfunded owners Now Brad can tell you specifically what to look out for his rat race to retirement event is March 28 and 29th in Dallas. It's a two day hands on workshop. You'll learn how to find apartment deals, how to underwrite deals, how to raise capital management and your exit. Discover how you can retire in five years or less by owning apartments again. His website is Brad sumrock.com    Keith Weinhold  45:49   coming up on future episodes here on the get rich education podcast. We're about to go on a run. The next stretch of GRE is loaded. We've got fresh topics with some game changing monolog content that I'm going to share with you new guests, distinguished experts, we're going to break down an innovative way to sell properties that could completely change how you think about your exit strategy of the 50 US states. I'm going to discuss some awful states to invest in, including ones with population loss. On another episode, a distinguished subject matter expert and I are going to dive deep on does America really have a housing shortage, not in apartments which are oversupplied, but is there a shortage in the one to four unit space? That's our topic, because you probably heard contradictory information in the media about whether there's a shortage or not, and then some outlets say there's a housing shortage of 2 million units. Others, 10 million. They're all over the place. We're going to sort it out on an upcoming episode. Does America really have a housing shortage? Then the youngest guest to ever appear on the show will be with us. He's a 19 year old college student that has a real estate investing related major, and since last year, he and I have befriended each other. He was born in about 2006 so it'll be interesting to see how he views the investing world and what they teach him about real estate investing in college today, he is probably the most impressive teenager that I've ever met in my life. Then six weeks from now, we will have an epic get rich education podcast episode 600 on a subject as paradoxical and complete with a GRE contrarianism That builds real wealth, debt is the American dream will be episode 600 if you're serious about building wealth, be sure to follow or subscribe to the show. We are going on a run. If you know someone in your life who needs to think differently. If you know one investor who's still waiting for perfect conditions. This will help them tap the Share button and tell them about the show until next week. I'm your host. Keith Weinhold, don't quit your daydream.   Unknown Speaker  48:14   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  48:42   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Dr. Carly Hunt is a Sport and Counseling Psychologist, Scientist and Educator and Author who counsels athletes, adolescents and adults on improving performance, well-being and health. Carly is a former NCAA Division I golfer (Georgetown University & University of Maryland) and a certified yoga instructor and she joins #OntheMark to help you reach your full potential in golf and in life. Dr. Hunt shares 5 Mental Training Strategies to Improve your performance: The 3 C's to Manage Negative Thoughts S.T.O.P for Mindfulness Positive Emotion and Fun Living your Values, and Imagery and Visualization She also illustrates how pain is BioPsychoSocial and how you can beat it with the same 5 Mental Training Strategies. Watch this podcast on YouTube - search and subscribe to Mark Immelman.

This week we are talking to Michael Leach. Michael served as Assistant to the Head Coach for the Chicago Bears, managed Labor Operations at NFL Headquarters, and become the first ever Chief Diversity and Inclusion Officer for the White House under President Joe Biden. He recently released a wonderful book called "Faith Over Fear: Harnessing Resilience in the Face of Uncertainty" and he's joined us today to talk about it. We talk about the fear that comes with major life changes, navigating the complexities of childhood wounds, and how we can be a people who pursue unity without sacrificing our values. SHOW NOTES: MICHAEL LEACH: http://mrmichaelleach.com FAITH OVER FEAR: https://www.myfaithoverfear.com MY NEW BOOK: https://a.co/d/fsUTllj ART STUDIO: https://www.whatifproject.net/art EBAY ART: https://www.ebay.com/usr/what_if_project SUPPORT THE SHOW: https://www.whatifproject.net/support 

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Episode Summary In this episode of the Work at Home Rockstar Podcast, Tim Melanson chats with Bill Flynn, CEO of Catalyst Growth Advisors, about what it really takes to build a business that thrives, not just survives. Bill shares a powerful story of stepping into leadership during a crisis, rebuilding a company after an infrastructure collapse, and creating a performance operating system that doubled the business in two years without losing a single team member. From hiring for values over skills to escaping the "hero trap," Bill breaks down the three pillars of sustainable growth: team, systems, and cash. The conversation also dives into navigating today's fast-changing BANI world, using AI as an accelerant instead of a crutch, and why the fundamentals of attracting customers haven't changed at all. Who is Bill Flynn? Bill Flynn is the CEO of Catalyst Growth Advisors, where he helps leaders take the guesswork out of growth. With 30 years of experience across ten startups, multiple acquisitions, two IPOs, and a major turnaround during the 2008 financial crisis, Bill now coaches leaders on how to build thriving, scalable businesses. He is the author of Further, Faster – The Vital Few Steps that Take the Guesswork out of Growth and specializes in helping CEOs fire themselves from the day-to-day so they can focus on building systems that scale. Connect with Bill Flynn: Website: https://catalystgrowthadvisors.com/ LinkedIn: https://www.linkedin.com/in/billflynnpublic/ Host Contact Details: Website: https://workathomerockstar.com Facebook: https://www.facebook.com/workathomerockstar Instagram: https://www.instagram.com/workathomerockstar LinkedIn: https://www.linkedin.com/in/timmelanson YouTube: https://www.youtube.com/@WorkAtHomeRockStarPodcast X / Twitter: https://twitter.com/workathomestar Email: tim@workathomerockstar.com In this Episode: 00:00 Welcome & Meet Bill Flynn (Catalyst Growth Advisors) 00:20 Success Story: From Startup Veteran to Helping a Struggling Founder Sell 02:22 The Best/Worst Day: Email Infrastructure Collapse After the Acquisition 03:17 Building a DIY EOS: Roadmaps, Team Ownership, and Turning Disaster into Growth 06:06 Lessons from the 'Bad Note': Small Leadership Mistakes & Hiring for Values 08:30 How Great Companies Thrive: Team, Systems Thinking, and Cash as the Truth Metric 13:39 Why He Loves Startups: The Puzzle Mindset and Knowing When It's Time to Move On 16:34 Escaping the Hero Trap: From Controller to Builder to Architect (Scaling Leadership) 20:20 'Lazy and Clever' Leadership: Designing a Company That Doesn't Need You 21:52 Leadership in a BANI World: Why CEOs Must Adapt Fast 24:14 AI as an Accelerant: Planning Less, Building Adaptability More 27:28 Practical AI Wins: Writing Faster, Learning on the Go 29:41 Don't Trust the First Answer: Verifying AI & Avoiding Hallucinations 31:26 Getting Fans Today: The 'Jobs To Be Done' Framework 32:12 Snickers to McDonald's: How Packaging & Delivery Drive Sales 37:52 What's Next for Bill: New Books, Better Strategy for the BANI Era 39:08 Where to Find Bill + The Rockstar Question (Billy Joel) 42:30 Final Thanks & Sign-Off

Learn More about Raz at: https://razpatel.com/ Instagram: https://www.instagram.com/razpatelofficial Youtube: https://www.youtube.com/@TheRazPatelShow Listen to her Podcast at: https://razpatelshow.podbean.com/ Show Notes:

Shoot us a Text.Episode #1276: The 2026 dealer census shows fewer franchise points but stronger per-store sales. Tesla resale values rise while other EVs slide post-tax-credit. And consumers are shifting away from big-ticket purchases, focusing instead on repairs, durability and value.The latest Automotive News dealer census shows a network that's slimming down—but getting stronger. As OEMs right-size their footprints, throughput is climbing and single-brand stores are on the rise.The U.S. starts 2026 with 18,300 dealerships—just 11 fewer than last year—but total franchise points dropped 1.5% to 29,387.Exclusive, single-brand stores rose 1.2% to 13,351 locations as automakers continue network consolidation strategies.Buick (-20%), Lincoln (-9.9%) and Jaguar (-25%) all shrank networks intentionally, boosting per-store performance in the process.Average franchise throughput across the industry climbed 4.1% to 532 vehicles in 2025, with Toyota leading at 1,736 units per store, up 8%.19 brands improved throughput in 2025 — but 24 saw declines, including 12 brands down more than 10%. As networks shrink, the gap between healthy franchises and struggling ones is widening fast.When the $7,500 EV tax credit disappeared, most used EV prices fell. Except Tesla. While mainstream electric models lost value and OEMs started discounting hard, Tesla resale prices actually climbed — changing the whole picture.Used Tesla prices rose 4.3% since the credit ended, while other used EVs dropped an average of 3.6%.Because Tesla makes up such a big slice of the market, overall used EV prices actually rose 3.5% — but that's a bit of a mirage.Lower-cost EVs like the Kona Electric, ID.4, Niro EV and Mach-E all lost around 5–6% in just a few months. The Porsche Taycan was the only non-Tesla model to see a price increase, at 4.1%Used EV market share fell 20% in four months, suggesting mainstream buyers aren't rushing in — even with heavy new-EV discounts.Consumers are still spending — just not on the big stuff. Higher interest rates and tight housing turnover pushed shoppers towards smaller upgrades and essential repairs in 2025 — a trend expected to continue through 2026.Spending slowed across income groups late in 2025, especially households under $40K and over $150K.Large discretionary purchases like furniture and mattresses slowed sharply, while décor, kitchen items and maintenance held up.Home improvement spending softened for a third straight year but remains above pre-pandemic levels.Today's show is brought to you by ESi-Q. ESi-Q measures employee satisfaction and provides actionable insight into what's Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

What does it really mean to represent America on the world stage? When Olympians compete, they're not just chasing medals, they're carrying values like perseverance, resilience, and unity with them. In this episode, we unpack the difference between patriotism and blind nationalism, and ask what should truly define Team USA. As Christians, how do we celebrate national pride? Let's talk about character, identity, and what we're really representing in sports and in everyday life. Let's get into it. Connect With The Few! Follow us and join the conversation:

Lorraine Marchand, startup CEO, advisor to Johnson & Johnson, member of the Pharmaceutical Advisory Board at Columbia Business School, and faculty at Wharton, discusses how leaders can sustain growth through disciplined experimentation in an era shaped by AI and institutional risk aversion.  Marchand's perspective is grounded in a career that spans large corporations and entrepreneurial ventures. Early in life, she learned to treat problem solving as an experiment rather than a test of personal worth. That principle later informed her approach to innovation in complex organizations. Several practical themes emerge from the discussion: 1. Reframe failure as structured learning. Marchand's operating principle is "try, fail, learn." The key is to set explicit learning objectives before undertaking a new initiative. When leaders define what they intend to learn, not just what they intend to achieve, they reduce fear and increase resilience. This mindset is particularly critical in startups and new ventures, where there is no playbook and early missteps are inevitable. 2. Innovation requires protected investment. Drawing on research and executive interviews, Marchand highlights the value of disciplined portfolio allocation. A 70/20/10 model—70% core business, 20% adjacent opportunities, 10% new, exploratory ideas—creates room for experimentation without destabilizing the enterprise. The evidence she cites suggests that long-term growth frequently emerges from ideas that initially seemed peripheral. 3. Culture often suppresses experimentation. Organizations frequently default to "playing it safe." Marchand argues that leaders must explicitly create space for candor and reflection. Her practice of "Fail Free Friday", a structured forum to discuss what is not working without defensiveness, illustrates how small rituals can normalize learning and surface risk before it compounds. 4. AI should assist thinking, not replace it. Marchand observes both curiosity and fatigue around AI. Students and executives alike risk over-reliance, which can erode depth of analysis. Her discipline is simple: think independently first, then use AI as a research assistant to refine or challenge one's reasoning. Senior leaders remain relevant not by competing with automation, but by asking the right questions, an ability rooted in experience and judgment. 5. Integration of technology requires business judgment. Technology cannot be bolted onto processes indiscriminately. Leaders must understand workflows deeply enough to decide where automation adds value, where human ingenuity remains essential, and where both are required. This integration demands clarity about the business, not just familiarity with the tool. 6. The "who" and the "how" matter more than the "what." Late-career reflection led Marchand to conclude that outcomes achieved at the expense of people erode long-term value. Values alignment, integrity, and disciplined focus, often expressed through the willingness to say no, are strategic decisions, not personal preferences. For senior professionals, the message is direct: sustained growth depends less on bold rhetoric and more on creating disciplined environments where experimentation is safe, technology is used thoughtfully, and people are encouraged to think independently. The capacity to ask better questions, protect time for reflection, and allocate resources to uncertain but promising ideas remains a defining leadership advantage. Lorraine H. Marchand, an acclaimed author and innovator, is author of the new book NO FEAR, NO FAILURE and a leading consultant and educator on innovation with deep expertise in new product development. She has cofounded multiple start-ups, held senior roles at global companies including Bristol-Myers Squibb, Covance/LabCorp, and IBM, and advises top organizations while teaching at the Wharton School and Yeshiva University. Get Lorraine's book, No Fear, No Failure, here: https://tinyurl.com/eksdu9ks Claim your free gift: Free gift #1 McKinsey & BCG winning resume www.FIRMSconsulting.com/resumePDF Free gift #2 Breakthrough Decisions Guide with 25 AI Prompts www.FIRMSconsulting.com/decisions Free gift #3 Five Reasons Why People Ignore Somebody www.FIRMSconsulting.com/owntheroom Free gift #4 Access episode 1 from Build a Consulting Firm, Level 1 www.FIRMSconsulting.com/build Free gift #5 The Overall Approach used in well-managed strategy studies www.FIRMSconsulting.com/OverallApproach Free gift #6 Get a copy of Nine Leaders in Action, a book we co-authored with some of our clients: www.FIRMSconsulting.com/gift

Positioned for Miracles: The Faithful Steps God Uses to Do the Extraordinary Do miracles still happen today? And if they do — why do some believers seem to experience God's power while others never do? In this episode, we explore how ordinary, covenant-rooted faithfulness positioned Israel to experience extraordinary results — and what that means for believers today. It's not about chasing spectacle. It's about understanding the biblical pattern God has revealed. If you've ever longed to see God move in your life, this lesson will help you understand the practical steps Scripture models for being fully used by Him.

What do you do when the mission fails? In this episode of Deep Leadership, I sit down with aerospace executive Andy Crocker to talk about what happens when a career-defining project collapses. After competing against SpaceX and Blue Origin for NASA's Human Landing System, Andy and his team lost the contract — not once, but twice. For many leaders, that kind of loss can shake your identity. Instead of walking away bitter, Andy stepped back and asked a harder question: Who am I without the mission? That reflection led him to write The Unconditionals, a book built around five timeless values every leader must live: Love (yes, even in high-performance environments) Gratitude Integrity Accountability Endeavor We talk about why values aren't “soft skills,” how trust is built and rebuilt, what accountability really means, and why humanity is more important than ever in the age of AI. If you've ever faced failure, questioned your leadership, or wondered what truly holds high-performing teams together, this conversation is for you. Leadership is a people business. And when everything falls apart, values are what keep you standing.

Message from Aaron Elmore on February 22, 2026

Recorded at North Village Church on February 22, 2026. A non-denominal church in Austin, TX.

Join this channel to get access to exclusive members only videos:https://www.youtube.com/channel/UCQTAVxA4dNBCoPdHhX9nnoQ/joinJoin Members Only On My Website. 7 day free trial. Save 25% when you choose an annual Membership plan. Cancel anytime:https://understandingrelationships.com/plansJoin Members Only on Spotify:https://podcasters.spotify.com/pod/show/coachcoreywayne/subscribeWhy your goals & values must be aligned to have an easy & effortless relationship.In this video coaching newsletter I discuss an email from a viewer who wants children. His girlfriend wants kids also, but she's on mental health medication and becomes a Jack-In-The-Box when she's off them. She's now decided she doesn't want kids because she can't handle being off her meds during pregnancy which is required. He doesn't want to leave her, but he wants a family.If you have not read my book, “How To Be A 3% Man” yet, that would be a good starting place for you. It is available in Kindle, iBook, Paperback, Hardcover or Audio Book format. If you don't have a Kindle device, you can download a free eReader app from Amazon so you can read my book on any laptop, desktop, smartphone or tablet device. Kindle $9.99, iBook $9.99, Paperback $29.99 or Hardcover 49.99. Audio Book is Free $0.00 with an Audible membership trial or buy it for $19.95. Here is the link to Audible to get the audiobook version:https://www.audible.com/pd/B01EIA86VC/?source_code=AUDFPWS0223189MWT-BK-ACX0-057626&ref=acx_bty_BK_ACX0_057626_rh_usHere is the link to Amazon to purchase Kindle, Paperback or Hardcover version:http://amzn.to/1XKRtxdHere is the link to the iBookstore to purchase iBook version:https://geo.itunes.apple.com/us/book/how-to-be-3-man-winning-heart/id948035350?mt=11&uo=6&at=1l3vuUoHere is the link to the iTunes store to purchase the iTunes audio book version:https://geo.itunes.apple.com/us/audiobook/how-to-be-a-3-man-unabridged/id1106013146?at=1l3vuUo&mt=3You can get my second book, “Mastering Yourself, How To Align Your Life With Your True Calling & Reach Your Full Potential” which is also available in Kindle $9,99, iBook $9.99, Paperback $49.99, Hardcover $99.99 and Audio Book format $24.95. Audio Book is Free $0.00 with an Audible membership trial. Here is the link to Audible to get the audiobook version:https://www.audible.com/pd/B07B3LCDKK/?source_code=AUDFPWS0223189MWT-BK-ACX0-109399&ref=acx_bty_BK_ACX0_109399_rh_usHere is the link to Amazon to purchase Kindle, Paperback or Hardcover version:https://amzn.to/2TQV2XoHere is the link to the iBookstore to purchase iBook version:https://geo.itunes.apple.com/us/book/mastering-yourself-how-to-align-your-life-your-true/id1353139487?mt=11&at=1l3vuUoHere is the link to the iTunes store to purchase the iTunes audio book version:https://geo.itunes.apple.com/us/audiobook/mastering-yourself-how-to-align-your-life-your-true/id1353594955?mt=3&at=1l3vuUoYou can get my third book, “Quotes, Ruminations & Contemplations” which is also available in Kindle $9,99, iBook $9.99, Paperback $49.99, Hardcover $99.99 and Audio Book format $24.95. Audio Book is Free $0.00 with an Audible membership trial. Here is the link to Audible to get the audiobook version:https://www.audible.com/pd/B0941XDDCJ/?source_code=AUDFPWS0223189MWT-BK-ACX0-256995&ref=acx_bty_BK_ACX0_256995_rh_usHere is the link to Amazon to purchase Kindle, Paperback or Hardcover version:https://amzn.to/33K8VwFHere is the link to the iBookstore to purchase iBook version:https://books.apple.com/us/book/quotes-ruminations-contemplations/id1563102111?itsct=books_box_link&itscg=30200&ct=books_quotes%2C_ruminations_%26_contemplatio&ls=1

Most leaders can recite their values. But when deadlines tighten and money is on the line, those “values” often turn into nice-sounding slogans. In this episode of Healthy Mind, Healthy Life, hosted by Yusuf, we sit with the uncomfortable gap between intention and behavior—and what it actually takes to close it. Yusuf is joined by Harrison Tash, author of Exit Without Leaving and founder of Living Water Consulting, to explore how values can become real decision-making filters. This conversation is for founders, leaders, and anyone feeling the quiet pressure to compromise—who wants a clearer, steadier way to choose what matters when the pressure is real. About the Guest: Harrison Tash is the author and illustrator of Exit Without Leaving and the founder of Living Water Consulting. He supports entrepreneurs and business leaders in scaling sustainably without burning themselves—or their teams—out. Episode Chapter: 00:06:13 – When pressure hits, where do values go? 00:07:48 – Why leaders drift toward “shiny things” 00:10:15 – Values as wall art vs. values as lived behavior 00:14:02 – The money trap: when wealth becomes the hidden driver 00:17:25 – Overcommitment, overhead, and the cost of misalignment 00:20:25 – A practical start: the “everything burns down” exercise 00:24:27 – Values as a yes/no checkpoint for daily decisions Key Takeaways: Write your values down—clarity starts when it's visible, not assumed. Use values as a filter, not branding: “Will this compromise what I care about?” Watch “shiny thing” decisions (money, status, speed) that quietly pull you off-course. Audit overcommitment: inflated lifestyle or overhead creates pressure to betray values. Treat values as evolving language across seasons, while keeping core principles steady. After major decisions, ask: “Which value actually guided this?” How to Connect With the Guest: Website: ConsultLivingWater.com LinkedIn: Harrison Tash Book: Exit Without Leaving (Amazon; Barnes & Noble online)   Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik Disclaimer: This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik™️. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer. Healthy Mind By Avik™️ is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it's become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty, storyteller, survivor, and wellness advocate. With over 6000+ episodes and 200K+ global listeners, we unite voices, break stigma, and build a world where every story matters.

Free agency chaos is coming… and the real league-winners won't be the splashy signings. In this episode of Dear Ms. Fantasy, I'm breaking down: The hidden gems in free agency that could quietly gain value Dynasty buy-low targets before their situations change Late-round fantasy draft picks that can swing leagues --

Adam and Jamey break down their latest mock draft to identify the players the market is getting right — and the biggest values and overreactions so far. We dive into names like Tee Higgins, Ladd McConkey, Garrett Wilson, Jaylen Waddle, DeVonta Smith, Rome Odunze and more to determine who is undervalued, who is being drafted too aggressively, and where early ADP doesn't match projection. Using real mock draft results, we analyze current trends, draft strategy implications, and how to exploit market inefficiencies before they correct. Fantasy Football Today is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts Watch FFT on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.youtube.com/fantasyfootballtoday⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop our store: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠shop.cbssports.com/fantasy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  SUBSCRIBE to FFT Dynasty on Apple: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/fantasy-football-today-dynasty/id1696679179⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FOLLOW FFT Dynasty on Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/2aHlmMJw1m8FareKybdNfG?si=8487e2f9611b4438&nd=1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SUBSCRIBE to FFT DFS on Apple: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/fantasy-football-today-dfs/id1579415837⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Send a textSelf-Mastery in Real Life: Regulation, Trust, and the Shift from Control to ConnectionIn this episode of From The Inside Out Podcast with Rivkah and Eda, we sit down with Velvel & Chyena Friedman for a powerful conversation on what real success looks like when it's built on faith, family, and unshakable values. Velvel shares his unconventional journey—from a full-time yeshiva education and Rabbinical ordination to scoring a perfect 180 on the LSAT and stepping into high-stakes litigation—plus how Torah learning shaped his mindset, discipline, and clarity. Chyena opens up about the dignity and joy she finds in being the foundation of the home, and how the right partnership can elevate every area of life. Together, we discuss Shabbos as a “forced gift” of rest, navigating pressure without losing priorities, staying professional with strong boundaries, and why in marriage you're not meant to argue to win—you're meant to build a life as one team. What makes this conversation so powerful is that it's not just about success—it's about what success is built on. Throughout the episode, Velvel and Chyena show what it looks like to be led by a guiding principle, even when life is demanding. The episode closes with their mantra, “Ein od milvado”—a grounding reminder that everything is in Hashem's hands. No matter what season you're in, you'll walk away with something practical, uplifting, and real.EPISODE SPONSORSYAKIRA BELLAYakira Bella is the go-to for trendy, modest women's fashion that still feels current—think playful-but-polished pieces, elevated basics, and outfits that actually work for real life (day-to-day, Shabbos, events, everything in between). Their collections balance tasteful + bold, with a steady stream of new arrivals and best sellers so you can refresh your wardrobe without overthinking it. If you're looking for modestwear that's stylish, wearable, and affordable, Yakira Bella is absolutely worth checking out.  Visit https://yakirabella.com/ and follow along at https://www.instagram.com/yakirabellaofficial/ GUEST BIOVelvel FreedmanVelvel Freedman is a high-stakes litigator and partner at Freedman Normand Friedland LLP. Raised in a secular-turned-observant home in West Palm Beach, he attended yeshiva and earned smicha before attending Columbia Law School. He credits years of Gemara study with sharpening his discipline, analytical rigor, and “zitsfleish”—the ability to sit, focus, and do the work—qualities he now brings to complex commercial disputes and high-pressure courtroom advocacy.Chyena FreedmanChyena Freedman brings a values-first lens to marriage, family life, and what success really means. With warmth and clarity, she shares how she and Velvel build a strong home culture, stay aligned on priorities, and keep faith at the center—even in the midst of a demanding career and a full family lifeCHAPTERS00:00 Smicha to Columbia: Velvel's Unlikely Path01:22 Meet Velvel & Chyena: Redefining “Success”10:43 Baal Teshuva Roots + Becoming “Velvel”16:47 Torah Mind COMMUNITYJoin the Community! Connect with us on socials to discuss Episode 101, share insights, and continue the conversations you want to have:

NEWS WEAKLY 201 – 21ST FEBRUARY 2026This week on News Weakly: Australian values get workshopped into meaninglessness, Pauline Hanson re-releases her Greatest Bigots collection, ISIS brides become the nation's worst dating story, and Victoria's Big Build proves the only thing constructed efficiently is defensiveness.TOP STORIES OF THE WEEKAUSTRALIAN VALUES GET DEVALUED!Angus Taylor rediscovers the Liberal Party's “centre of gravity,” which turns out to be immigration anxiety with better lighting. We revisit the official Australian Values Statement and ask the obvious question: why are migrants the only ones being tested on it?PAULINE PAULINES!Pauline Hanson declares there are no “good Muslims,” the ABC obliges, and the outrage machine spins up like it's 2015 again. Is she a politician, or just a human push notification powered by grievance?SWIPE RIGHT FOR THE CALIPHATE!Anthony Albanese has “nothing but contempt” for Australian ISIS brides attempting to return. But if citizenship collapses under the weight of terrible romantic decisions, half the country is in trouble.BIG BUILD, BIG TANTRUM!Explosive allegations of corruption on Victoria's Big Build projects meet a Premier more offended by tone analysis than by bikie infiltration. When the scandal costs $15 billion, the real emergency is apparently eye direction.AND ENGLAND GETS ONE STEP CLOSER TO BEHEADING A ROYAL AGAIN!We briefly consider the monarchy, remember Charles I, and decide unless limbs are involved, we simply do not care.QUOTE OF THE WEEK“Citizenship is not a vibe-based subscription you cancel when someone makes a catastrophic life choice.”SUPPORT THE SHOWNews Weakly is independent and powered by listeners who prefer their news punched gently but repeatedly.If you'd like to support the show and keep it free of corporate chairmen's lounges and vibe-based patriotism, join the Patreon:patreon.com/samishahYou'll get ad-free episodes, bonus content, and the warm glow of knowing you are funding sarcasm in dark times.Sami Shah is a multi-award-winning comedian, writer, journalist, and broadcaster.For more: http://thesamishah.comTheme music “Historic Anticipation” by Paul MottramThis podcast is written, hosted, and produced by Sami Shah. Hosted on Acast. See acast.com/privacy for more information.

“No” is a complete sentence—but do you understand the power it holds.In today's episode, “The Power of ‘No' in Creating the Success You Want,” host Jacquette breaks down why this small word is one of the most transformative tools you have. Saying “no” isn't about rejection. It's about integrity, discernment, and protecting the boundaries that allow you to grow. It's how you honor your capacity, your values, and your vision.Being in a constant state of “yes” can drain your energy, blur your priorities, and pull you away from what actually matters. While a well-placed “no” creates space, space for the “yeses” that are aligned, fulfilling, and capable of moving your life forward.You can't reimagine, rebuild, or experiment if you're afraid to use your “no.” It's risky, yes, but so is every meaningful step toward the life you want.For Clarity: Money Clarity | 5 Questions You Need to Ask Yourself — Jacquette TimmonsWant More? Check Out:www.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/JacquetteSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We are all very loyal...to _________________. [Matthew 26:33-35] Peter declared, “Even if everyone else deserts you, I will never desert you.” [34] Jesus replied, “I tell you the truth, Peter—this very night, before the rooster crows, you will deny three times that you even know me.” [35] “No!” Peter insisted. “Even if I have to die with you, I will never deny you!” And all the other disciples vowed the same. True loyalty is ________________ not proclaimed. [Proverbs 20:6] Many will say they are loyal friends, but who can find one who is truly reliable? [1 Samuel 14:6-7] “Let's go across to the outpost of those pagans,” Jonathan said to his armor bearer. “Perhaps the Lord will help us, for nothing can hinder the Lord. He can win a battle whether he has many warriors or only a few!” [7] “Do what you think is best,” the armor bearer replied. “I'm with you completely, whatever you decide.” Loyalty does not ________________. [1 Samuel 14:12-14] Then the men from the outpost shouted to Jonathan, “Come on up here, and we'll teach you a lesson!” “Come on, climb right behind me,” Jonathan said to his armor bearer, “for the Lord will help us defeat them!” [13] So they climbed up using both hands and feet, and the Philistines fell before Jonathan, and his armor bearer killed those who came behind them. [14] They killed some twenty men in all, and their bodies were scattered over about half an acre. Loyalty is a willing ________________. Loyalty may eventually require ________________. Loyalty to God will be ________________. [James 4:8] Come close to God, and God will come close to you. Wash your hands, you sinners; purify your hearts, for your loyalty is divided between God and the world. All disloyalty is born out of a ________________ heart.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson. SUMMARY OF THE INTERVIEW The conversation between Rushion McDonald and Jeremy Anderson on Money Making Conversations Masterclass covers Jeremy’s personal transformation, his mission-driven approach to motivational speaking, the creation of Next Level Speakers Academy, the power of environment and mindset, and his philanthropic work in South Africa. The interview highlights values such as purpose over profit, taking ownership, perseverance, and maximizing one’s potential. [ PURPOSE OF THE INTERVIEW The purpose of the episode is to: 1. Introduce Jeremy Anderson’s Work Showcase Jeremy’s role as a premier motivational speaker, founder of Next Level Speakers Academy, and co‑founder of Next Level Living, which feeds a thousand children weekly in South Africa. [ 2. Inspire Listeners Toward Purpose‑Driven Success Encourage viewers to move from “wasted potential” to purposeful, impactful living by believing in themselves and pursuing their gifts. 3. Demonstrate How Jeremy’s Principles Apply Broadly Rushion emphasizes that Jeremy’s business, branding, and mindset strategies apply not just to speakers, but to entrepreneurs, executives, and everyday people. 4. Promote Actionable Personal Growth The interview seeks to motivate listeners to take ownership, adopt non‑negotiable success habits, and maximize opportunities. KEY TAKEAWAYS 1. Wasted Potential is a Universal Struggle Jeremy defines wasted potential as having greatness inside but failing to believe in it or pursue it. Many people don’t lack talent — they lack belief and action. 2. Purpose Over Profit He warns new speakers not to chase “the bag.”Impact first → income follows. If your heart is for people, success comes naturally. 3. Your Story Is Your Superpower Every struggle someone has overcome is a testimony meant to help others. Keeping quiet keeps your gift hidden. 4. Maximize Every Opportunity Whether you’re speaking, laying concrete, or running a small business, get every drop out of every engagement — testimonials, photos, referrals, and relationship‑building. citeturn1search1 5. Environment and Mindset Matter True growth starts by changing your internal environment.Jeremy’s life changed when teachers chose to see the best in him, showing that belief from others can shift self-belief. 6. Non‑Negotiables Build Discipline Success requires habits you don’t negotiate with: early rising, prayer, meditation, cold plunges, challenging discomfort, and consistent personal development. 7. Extreme Ownership Replaces Excuses Greatness comes from responsibility, not excuses. Jeremy demands accountability from his teams and himself. 8. Brand Is Built on Transparency Jeremy’s brand centers on perseverance, faith, and family—not perfection. He shares both triumphs and private struggles. 9. Giving Back Is Central to His Purpose Next Level Living feeds 1,000 children weekly and sponsors students in South Africa through college. Impact must extend beyond business. NOTABLE QUOTES FROM THE INTERVIEW On Purpose & Potential “Don’t come to me for profits. Come to me for purpose. Don’t come to me for income. Come to me for impact.” “It’s only a testimony if you testify.” “Most people don’t believe and they don’t pursue — that’s wasted potential.” On Mindset & Environment “I wasn’t living a life of purpose… I had to stop blaming others and go all in on me.” “Sometimes the shackles we have are in our mind.” On Discipline “Success requires non‑negotiables.” (Waking early, prayer, meditation, discomfort training) “People want comfort — but everything great comes with discomfort.” On Value “If you want to be valuable, you must have value.” “They’re not paying me top dollar because I'm motivational. I solve a problem.” On Legacy & Family “My brand is perseverance and family.” “These things don’t happen to me — they happen for me.” On Accountability “No excuses — take ownership.” “I’ve never met anyone who became great from excuses.” On Giving Back “We’ve been feeding a thousand starving children every week since 2018.” “We put 60 kids through college — and we’re just getting started.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson. SUMMARY OF THE INTERVIEW The conversation between Rushion McDonald and Jeremy Anderson on Money Making Conversations Masterclass covers Jeremy’s personal transformation, his mission-driven approach to motivational speaking, the creation of Next Level Speakers Academy, the power of environment and mindset, and his philanthropic work in South Africa. The interview highlights values such as purpose over profit, taking ownership, perseverance, and maximizing one’s potential. [ PURPOSE OF THE INTERVIEW The purpose of the episode is to: 1. Introduce Jeremy Anderson’s Work Showcase Jeremy’s role as a premier motivational speaker, founder of Next Level Speakers Academy, and co‑founder of Next Level Living, which feeds a thousand children weekly in South Africa. [ 2. Inspire Listeners Toward Purpose‑Driven Success Encourage viewers to move from “wasted potential” to purposeful, impactful living by believing in themselves and pursuing their gifts. 3. Demonstrate How Jeremy’s Principles Apply Broadly Rushion emphasizes that Jeremy’s business, branding, and mindset strategies apply not just to speakers, but to entrepreneurs, executives, and everyday people. 4. Promote Actionable Personal Growth The interview seeks to motivate listeners to take ownership, adopt non‑negotiable success habits, and maximize opportunities. KEY TAKEAWAYS 1. Wasted Potential is a Universal Struggle Jeremy defines wasted potential as having greatness inside but failing to believe in it or pursue it. Many people don’t lack talent — they lack belief and action. 2. Purpose Over Profit He warns new speakers not to chase “the bag.”Impact first → income follows. If your heart is for people, success comes naturally. 3. Your Story Is Your Superpower Every struggle someone has overcome is a testimony meant to help others. Keeping quiet keeps your gift hidden. 4. Maximize Every Opportunity Whether you’re speaking, laying concrete, or running a small business, get every drop out of every engagement — testimonials, photos, referrals, and relationship‑building. citeturn1search1 5. Environment and Mindset Matter True growth starts by changing your internal environment.Jeremy’s life changed when teachers chose to see the best in him, showing that belief from others can shift self-belief. 6. Non‑Negotiables Build Discipline Success requires habits you don’t negotiate with: early rising, prayer, meditation, cold plunges, challenging discomfort, and consistent personal development. 7. Extreme Ownership Replaces Excuses Greatness comes from responsibility, not excuses. Jeremy demands accountability from his teams and himself. 8. Brand Is Built on Transparency Jeremy’s brand centers on perseverance, faith, and family—not perfection. He shares both triumphs and private struggles. 9. Giving Back Is Central to His Purpose Next Level Living feeds 1,000 children weekly and sponsors students in South Africa through college. Impact must extend beyond business. NOTABLE QUOTES FROM THE INTERVIEW On Purpose & Potential “Don’t come to me for profits. Come to me for purpose. Don’t come to me for income. Come to me for impact.” “It’s only a testimony if you testify.” “Most people don’t believe and they don’t pursue — that’s wasted potential.” On Mindset & Environment “I wasn’t living a life of purpose… I had to stop blaming others and go all in on me.” “Sometimes the shackles we have are in our mind.” On Discipline “Success requires non‑negotiables.” (Waking early, prayer, meditation, discomfort training) “People want comfort — but everything great comes with discomfort.” On Value “If you want to be valuable, you must have value.” “They’re not paying me top dollar because I'm motivational. I solve a problem.” On Legacy & Family “My brand is perseverance and family.” “These things don’t happen to me — they happen for me.” On Accountability “No excuses — take ownership.” “I’ve never met anyone who became great from excuses.” On Giving Back “We’ve been feeding a thousand starving children every week since 2018.” “We put 60 kids through college — and we’re just getting started.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

In this episode of Do Good to Lead Well, I welcome Dr. Jacqueline Sperling, a clinical psychologist, assistant professor in psychology at Harvard Medical School, and the co-founder and co-program director of the McLean Anxiety Mastery Program at McLean Hospital to discuss her latest book, “Find Your Fierce: How to Put Social Anxiety in Its Place.”Motivated by long waitlists at treatment centers and the slow path many face toward accessing help for social anxiety, Jacqueline Sperling shares her mission: to offer practical, evidence-based tools that anyone can use, regardless of clinical diagnosis or age. She grounds her message in empowerment, emphasizing that anxiety is a universal emotion—sometimes adaptive, sometimes disruptive—but always manageable with the right approach.Major themes include: • Understanding Anxiety: Dr. Sperling defines anxiety as a forward-looking form of fear and reframes it as a resource that can help us prepare for life's challenges, provided we don't let it dominate our decision-making. • The Thoughts-Feelings-Behaviors Model: Our discussion breaks down how our internal dialogue, emotions, and actions interconnect. Techniques like “stop, drop, and roll” and identification of unhelpful thought categories (catastrophizing, shoulds, overgeneralizing) are brought to life through questions from the live audience. • Leadership and Team Dynamics: We explore how leaders can compassionately address anxiety in their teams, foster psychological safety, and model healthy boundaries, which are especially during disruptive times and organizational uncertainty.Check out this episode for an honest, caring invitation for how we can create lasting mental health hygiene: a daily, mindful practice to care for ourselves, as we pursue meaningful work and lead with compassion.What You'll Learn- How to flip the script when you always expect the worst.- How leaders can compassionately support team members stuck in negative thought cycles.- Strategies for dealing with imposter syndrome and perfectionism.- Practical tips for receiving feedback without defensiveness.- Ways to maintain resilience in uncertain, disruptive times.- The power of mental health hygiene.Podcast Timestamps02:15 Dr. Jacqueline Sperling's background04:07 Origin story of "Find Your Fierce" book05:48 Understanding anxiety vs. fear07:49 The three-component model (thoughts, feelings, behaviors)10:04 Stop, drop, and roll technique14:23 Managing catastrophizing in team members18:54 Addressing imposter syndrome23:01 Overcoming fear of speaking up in meetings28:08 Values-based anxiety management31:53 The "shoulds" and "musts" trap33:51 Receiving feedback effectively38:03 Managing team anxiety during disruption40:06 Addressing perfectionism44:40 Delegation and leadership anxiety48:33 Overgeneralizing dangers52:07 Mental health hygiene practicesKEYWORDSPositive Leadership, Managing Anxiety, Social Anxiety, Thought-Feeling-Behavior Model, Catastrophizing, Mindfulness, Imposter Syndrome, Perfectionism, Exposure Therapy, Behavioral Experiments, Self-insight, Mental Health Hygiene, Resilience, Stress Management, Reframing, Team Dynamics, Sleep Hygiene, Self-care, CEO Success

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson. SUMMARY OF THE INTERVIEW The conversation between Rushion McDonald and Jeremy Anderson on Money Making Conversations Masterclass covers Jeremy’s personal transformation, his mission-driven approach to motivational speaking, the creation of Next Level Speakers Academy, the power of environment and mindset, and his philanthropic work in South Africa. The interview highlights values such as purpose over profit, taking ownership, perseverance, and maximizing one’s potential. [ PURPOSE OF THE INTERVIEW The purpose of the episode is to: 1. Introduce Jeremy Anderson’s Work Showcase Jeremy’s role as a premier motivational speaker, founder of Next Level Speakers Academy, and co‑founder of Next Level Living, which feeds a thousand children weekly in South Africa. [ 2. Inspire Listeners Toward Purpose‑Driven Success Encourage viewers to move from “wasted potential” to purposeful, impactful living by believing in themselves and pursuing their gifts. 3. Demonstrate How Jeremy’s Principles Apply Broadly Rushion emphasizes that Jeremy’s business, branding, and mindset strategies apply not just to speakers, but to entrepreneurs, executives, and everyday people. 4. Promote Actionable Personal Growth The interview seeks to motivate listeners to take ownership, adopt non‑negotiable success habits, and maximize opportunities. KEY TAKEAWAYS 1. Wasted Potential is a Universal Struggle Jeremy defines wasted potential as having greatness inside but failing to believe in it or pursue it. Many people don’t lack talent — they lack belief and action. 2. Purpose Over Profit He warns new speakers not to chase “the bag.”Impact first → income follows. If your heart is for people, success comes naturally. 3. Your Story Is Your Superpower Every struggle someone has overcome is a testimony meant to help others. Keeping quiet keeps your gift hidden. 4. Maximize Every Opportunity Whether you’re speaking, laying concrete, or running a small business, get every drop out of every engagement — testimonials, photos, referrals, and relationship‑building. citeturn1search1 5. Environment and Mindset Matter True growth starts by changing your internal environment.Jeremy’s life changed when teachers chose to see the best in him, showing that belief from others can shift self-belief. 6. Non‑Negotiables Build Discipline Success requires habits you don’t negotiate with: early rising, prayer, meditation, cold plunges, challenging discomfort, and consistent personal development. 7. Extreme Ownership Replaces Excuses Greatness comes from responsibility, not excuses. Jeremy demands accountability from his teams and himself. 8. Brand Is Built on Transparency Jeremy’s brand centers on perseverance, faith, and family—not perfection. He shares both triumphs and private struggles. 9. Giving Back Is Central to His Purpose Next Level Living feeds 1,000 children weekly and sponsors students in South Africa through college. Impact must extend beyond business. NOTABLE QUOTES FROM THE INTERVIEW On Purpose & Potential “Don’t come to me for profits. Come to me for purpose. Don’t come to me for income. Come to me for impact.” “It’s only a testimony if you testify.” “Most people don’t believe and they don’t pursue — that’s wasted potential.” On Mindset & Environment “I wasn’t living a life of purpose… I had to stop blaming others and go all in on me.” “Sometimes the shackles we have are in our mind.” On Discipline “Success requires non‑negotiables.” (Waking early, prayer, meditation, discomfort training) “People want comfort — but everything great comes with discomfort.” On Value “If you want to be valuable, you must have value.” “They’re not paying me top dollar because I'm motivational. I solve a problem.” On Legacy & Family “My brand is perseverance and family.” “These things don’t happen to me — they happen for me.” On Accountability “No excuses — take ownership.” “I’ve never met anyone who became great from excuses.” On Giving Back “We’ve been feeding a thousand starving children every week since 2018.” “We put 60 kids through college — and we’re just getting started.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.