Podcasts about bay equity home loans

Shelby Bartelt is a KCRAR Industry Partner and Loan Officer with Bay Equity Home Loans. She joins Bobbi and Alex to offer her expertise on everything agents should know about Loan Level Pricing Adjustments (LLPAs) and changes to the mortgage industry. Bobbi's Book Bit: Automate Your Busywork by Aytekin Tank (Jump to interview at 18:48)

SPAAR's Education & Events Director, Kristin Parker, sits down with two SPAAR Affiliate Members: Cindy Allen of Bay Equity Home Loans and Kevin Harris of Wells Fargo Home Mortgage to talk about Minnesota Down Payment Assistance Programs – shedding some light on a variety of opportunities for homebuyers.

SPAAR's Education & Events Director, Kristin Parker, sits down with two SPAAR Affiliate Members: Cindy Allen of Bay Equity Home Loans and Steven Tran of Fairway Mortgage to talk about First Time Homebuyers – what REALTORS® can do to educate and better help these consumers become a homeowner.

Check out this edition of the bigJOEL Community Call from May 2021 with special guest Molly Meeker of Bay Equity Home Loans.

Find out how many months of inventory available in the Phoenix area and why you need to pay attention to that number.    Find out what books we are reading. A great message we heard from a trauma counselor for those of us that are just tired.   You won't feel bad about it after listening to this. Plus a great volunteer opportunity and a new restaurant to try.  All this and much more today on Own It Girl!!   Diane Brennan  Coldwell Banker Realty Diane@ThatRealEstateShow.com cantrememberheremail@gmail.com 602.620.2277 IG: @myrealtordianebrennan @ownitgirl_podcast   Jonathon Keenan Business Operations Manager  Bay Equity Home Loans jkennan@bayeq.com  602.714.1803 IG: @jonathonkeenan @rossteambayequity   Gayle Basss IG - @gaylebasstv   Volunteer Oppportunity Project C.U.R.E. Projectcure.org https://projectcure.org/take-action/volunteer/   Books to Read   Jonathon's pick The Good Hike - Tim Keenan https://www.amazon.com/Good-Hike-Story-Appalachian-Vietnam-ebook/dp/B01MYVPMGG     Ethan's pick American Psycho - Bret Easton Ellis   Diane's Pick Heart Sick Jessie Stephens   The Alice Network Kate Quinn   Women of Strength Events Next year's event announced Save the date: 2/16/23

We introduce you to the Women of Strength Events that Suzy Lavenda has created in the Phoenix area. Learn about all the great inspirational speakers that have taken part in this yearly event to bring women together.  Find out designer trends for 2023 and 2024 and the latest in our changing real estate market. All this and much more today on Own It Girl!!   Diane Brennan  Coldwell Banker Realty Diane@ThatRealEstateShow.com cantrememberheremail@gmail.com 602.620.2277 IG: @myrealtordianebrennan @ownitgirl_podcast   Jonathon Keenan Business Operations Manager  Bay Equity Home Loans jkennan@bayeq.com  602.714.1803 IG: @jonathonkeenan @rossteambayequity   Gayle Basss IG - @gaylebasstv   Volunteer Oppportunity volunteermatch.org   Women of Strength Events Will be posted when tickets are available Suzy Lavenda 

Join Diane Brennan and special guest, National & Local TV Personality Gayle Bass along with Jonathon Keenan of Bay Equity Home Loans. We discuss the cooling real estate market in Arizona. It doesn't mean prices are going down, find out why. Gayle talks about her experience buying and selling as well as her volunteer work with the homeless.  Find out more about the organization she works with. Find out what to do if someone Amber Heard's your finger, the top cities in the US to find a husband and what two minutes of anger can do to your body. As well Adventure Girl joins us to tell us about the Chihuly Exhibit in Phoenix and one of the best places to get a Mimosa in the Valley. All this plus more!!   Diane Brennan  Coldwell Banker Realty Diane@ThatRealEstateShow.com cantrememberheremail@gmail.com 602.620.2277 IG: @myrealtordianebrennan @ownitgirl_podcast   Jonathan Keenan  Loan Officer Bay Equity Home Loans jkeenan@bayeq.com Mobile - 602..721.8037 Gayle Bass IG @gaylebasstv   Adventure Girl Heather Perreault @adventuregirl2000   Chihuly in the Desert https://dbg.org/exhibits/chihuly-in-the-desert/2022-04-26/   Bliss Rebar https://www.blissrebar.com/

Michelle Belskis of Bay Equity Home Loans is our guest on The Chamber Buzz w/Bobbi. on May 9, 2022. The Chamber Buzz w/Bobbi you will learn about how our members got their start, what brought them to the Exeter Area, and how they want to be remembered. We will give you a unique look into the lives of the people who make up our community. As you know, we always say, people are going to do business with people they know and trust and today you will get to know our guest a little better. Bay Equity - A company built upon care At Bay Equity, they understand your house is your home—not a loan. They know this because they've always been in the business of caring about their customer's journey, writing their story right alongside yours.

Are you a woman with a great business idea and don't know what to do with it?   We have the best resource for you on today's episode of Own It Girl, That Real Estate Show for Women!!  Melissa Lamson joins us with RecreateNow.org, a group that gets your butt moving on that business or non profit idea!  They have done all the hard work for you so you don't waste your money making mistakes. Plus is the market starting to cool? Find the latest AZ market information as well, Stacy Voss tells us why she loves working on the Ross Team at Bay Equity Home Loans and find out why the Seller Property Disclosure Statement is a really important document for buyers and sellers.   Have you tried hiking in the Valley? It's amazing! And free! Find out our favorite trails. Plus we highlight the great non-profit, Packages From Home. Find out how you can get involved.   CONTACT LIST   Diane Brennan  Coldwell Banker Realty Diane@ThatRealEstateShow.com 602.620.2277 IG: @myrealtordianebrennan @ownitgirl_podcast   Ashleigh Herman   Melissa Lamson recreatenow.org   Stacy Voss rossteam@bayeq.com   Fun Thing to Do: Hiking Favorites: Diane - Pinnacle Peak - https://www.scottsdaleaz.gov/parks/pinnacle-peak-park Stacy - Piestewa Peak - https://www.phoenix.gov/parks/trails/locations/piestewa-peak/hiking-trail-map Ashleigh - White Tanks - https://www.maricopacountyparks.net/park-locator/white-tank-mountain-regional-park/ Melissa - South Mountain - https://www.phoenix.gov/parks/trails/locations/south-mountain   Volunteer Opportunity Packages From Home https://www.packagesfromhome.org/  

You got it.  Interest rates have gone up and that means that a pre-approval you had your buyer obtain 2 weeks ago may not be an accurate reflection of their buying power today!  So before you start your weekend showings-check in with your loan officer and see if your buyer needs to be pre-approved a second time.Today we chatted with Khristine Hartman, of Bay Equity Home Loans to get her thoughts and opinions on how you can help your buyer win the bid, what mortgages are looking like these days and tips on being a great agent from a lender perspective.  Yes ladies.  You really do need to keep up with the mortgage minute news of the week!Did you enjoy today's episode?  Please give us a review and share it with a friend! It helps us grow the podcast and help YOU grow your referral base!Click Here to text the word "Tips" to 678-736-8055 for weekly Real Estate business and mindset tips delivered straight to your phone from Joanne!Not part of the Real Boss Women Community yet?  It's THE place to hang out and get to know many of the amazing women featured as guests on the podcast.  Join Here: RBW MembershipLooking for the BEST investment you can make this quarter into your business?  Where you can meet and jam with other women in Real Estate while learning implementable tactics and drinking a prosecco?   Grab your ticket to Focus Conference 2022 before they are gone!CONNECT WITH JOANNEhttps://www.instagram.com/itsjoannebolthttps://www.facebook.com/joanne.boltCONNECT WITH REAL BOSS WOMENhttps://www.instagram.com/realbosswomenhttps://www.facebook.com/realbosswoman 

Join Realtors Diane Brennan and Ashleigh Herman along with Justin Volpone with Bay Equity Home Loans to talk about what the self employed need to know about getting a home loan.  Get the latest real estate news about what's happening in Arizona. Other topics include, barking dogs in the neighborhood, sending a text when you are emotional and the group reviews Pitch, a new restaurant in Phoenix. Contact Information: Diane Brennan Coldwell Banker Realty Diane@ThatRealEstateShow.com 602-620-2277 IG:  @myrealtordianebrennan, @ownitgirl_podcast Ashleigh Herman, Realty One Group, ashleigh.f.herman24@gmail.com, 480-532-3140 Justin Volpone Bay Equity Home Loans jvolpone@bayeq.com 702.541.0653    

Jonathon Keenan with Bay Equity Home Loans joins Diane Brennan and Ashleigh Herman to talk about the future of real estate in Arizona. Will home prices continue to rise? If so, for how long? Why do people still think this is a bubble? Find out this and more on today's episode of Own It Girl! How to Contact Us Diane Brennan, Coldwell Banker Realty  Diane@ThatRealEstateShow.com, 602-620-2277 IG & Tik Tok: @myrealtordianebrennan Ashleigh Herman, Realty One Group, ashleigh.f.herman24@gmail.com, 480-532-3140 Jonathon Keenan, Bay Equity Home Loans  jjkeenan@bayeq.com  602.714.1803

We talk Arizona real estate as well we talk to a real Sugar Daddy and find out all about this arrangement. Curious? We sure were! On this podcast:  Realtor & Host Diane Brennan with Coldwell Banker, Ashleigh Herman with Realty One Group, Courtney Crowder & Stacy Voss with Bay Equity, Marcus, host of "Secrets of a Sugar Daddy" podcast.     (2:48) UNSUNG HEROES PROGRAM - How we help first responders in the Valley buy or sell a home. We contribute 25% of our commission to help the first responder , Bay Equity gives the hero back 1.4 of 1% of the total loan amount and our participating title companies give back as well.  First responders include police officers, firefighters, active duty military, Veterans, 911 operators and emergency room personnel. Reach us at thatrealestateshow.com     (3:39) CONGRATS to our clients!     (4:18) GILBERT - Is it really teeming with singles or does it still have the stigma of being a "family" place. We discuss.      (5:26) MCCORMICK RANCH, SCOTTSDALE - We have a new listing in a great area in Scottsdale, AZ      (5:45) BUYER BEWARE - This company is essentially advertising “free cash” to homeowners.  It appears that once the homeowner signs their agreement and they get the “free cash,” MV Realty, or someone else under their umbrella, records a signed Memorandum of Agreement against the property where the homeowner agrees to use MV Realty any time in the future to sell their home.  The recorded Memorandum is essentially a lien on the property so it clouds the title.  If the homeowner at any time in the future decides to sell using another company, they can't close without MV removing the Memorandum Agreement which will cost the homeowner thousands of $$$.   One complaint was written by the trustee of a property after their Dad had passed away and the trustee sold the property.  The trustee never knew that the Dad (who apparently had Alzheimer's) signed this agreement until it showed up on the title.  The trustee had to pay this company thousands of $$$$ to get the lien removed.  The trustee complained and he received a letter written in “legalese” that they are not doctors and did not know Dad was mentally impaired, and the agreement of course also included some language that includes all heirs successors.      (7:38) TIK TOK - Diane's love of Tik Tok continues and she posts them on her IG stories. If you want to follow the IG stories that Stacey loves on Diane's feed, just follow her on IG @myrealtordianebrennan     (9:50) BANISHED WORDS LIST - We all still want to use these! Lake Superior University came out with the list of words they'd like to see banished in 2022.     (13:29)  OWN IT GIRL'S MARKET REPORT - Find out how low listings are in a few of the cities in the Phoenix metro area.     (14:20) SUGAR DADDY AND SUGAR BABIES - Marcus is the host of "Secrets of a Sugar Daddy" podcast and a real live Sugar Daddy. We find out all about the ins and outs of these arrangements.      OUR CONTACT INFO: Diane Brennan, Coldwell Banker Realty  Diane@ThatRealEstateShow.com, 602-620-2277 IG & Tik Tok: @myrealtordianebrennan Ashleigh Herman, Realty One Group, ashleigh.f.herman24@gmail.com, 480-532-3140   Courtney Crowder  Bay Equity Home Loans 280-459-3307 ccrowder@bayeq.com   Stacey Voss SW Business Development Officer svoss@bayeq.com   Marcus "Secrets of a Sugar Daddy" podcast secretsofasugardaddy.com

Join Diane Brennan, Host and Realtor with Coldwell Banker, Ashleigh Herman with Realty One Group, Justin Volpone with Bay Equity Home Loans and Mary Van Alstyne with Landmark Title.    (1:39) We invite first responders to take part in our "Unsung Heroes Program." Diane and Ashleigh contribute 25% of their commission to the hero. Bay Equity contributes .25% of the total loan amount toward closing costs.  First Responders include active duty military, Veterans, police officers, firefighters, 911 operators, emergency room personnel.    (3:10, 49:39) We are going to try a new restaurant each week and let you know about it. This week is The Henry in Phoenix on Camelback and 44th Street. https://www.thehenryrestaurant.com/ Look at the picture of Diane's steak she got at the Henry. Listen to the reaction of the crew. Find the picture on Instagram @thatrealestateshow and @myrealtordianebrennan   (4:37) We find out what everyone's reading or audiobook they're listening to and what they think Ashleigh: The Gap and the Gain, Dan Sullivan with Dr. Benjamin Hardy Mary: A Happy Pocket Full of Money, by David Cameon Gikandi Justin: I Will Teach You To Be Rich, by Ramit Sethi Tristan: Bullshit Jobs, by David Graeber Diane:  Will by Will Smith    (14:35)There's a chain letter type of thing going around Facebook. Check out Diane's FB page.  If you'd like to join: email Diane:  Diane@ThatRealEstateShow.Com   (16:11) Diane talks about her road rage incident with a California driver.   (24:10) Find out the latest about the AZ Real Estate Market thanks to our friends at the Cromford Report.   The sellers market continues. We have low supply in the Valley and it's getting worse.  We have had the lowest number of active listings at the end of 2021 that has ever been recorded. Looking at this month, January, compared to a year ago. We are down 4.5% in active listings from 2021. Down over 15% in supply from last month. The monthly average sales price per square foot is $267.31. That's up 28% from last January and just over 1% from last month. Our monthly median sales price sits at $425,000. Last year, at this time, it was $332,000. That's up 28%. To those that continue to think the market is cooling off, the real world data does not agree.  The housing market heated up in the last 10 weeks of 2021 and starts 2022 with a huge excess of demand over supply. This is not because of colossal demand.  It is because of the unusually low supply. We normally see a strong flow of new listings in January while buyers tend to stay quiet until February. It's too early to tell if that will occur in 2022.  It did NOT occur in 2021 and this was a striking reminder that the market was abnormal.  In the next 4 weeks we will find out if the market remains in an abnormal state. Prices continued to advance during December, more than 1% higher over the month. It would be surprising if we don't see at least a 3% increase over the next 3 months.  The Cromford report says its money woul be on a move in excess of this, but nobody knows for sure what the future will bring, and the market continues to spring surprises on everyone.    HERE WE GROW AGAIN!   (26:30)Here's why 300,000 more people may be moving to Buckeye https://azbigmedia.com/business/heres-why-300000-more-people-may-be-moving-to-buckeye/   (30:55)  Glendale hires architecture firm to revamp arena that will no longer be 'hockey venue.  https://www.bizjournals.com/phoenix/news/2022/01/10/glendale-hires-architecture-firm-to-revamp-arena.html   (28:27) Appraisals   (40:45) What does a title company do?   IF YOU WANT TO REACH OUT TO US:   Diane Brennan  Diane@ThatRealEstateShow.Com 602-620-2277     Ashleigh Herman  ashleigh.f.herman24@gmail.com 480-532-3140   Justin Volpone jvolpone@bayeq.com 702-541-0653 

Join Diane Brennan with Coldwell Banker, Ashleigh Herman with Realty One Group, Justin Volpone with Bay Equity Home Loans and Mary Van Alstyne with Landmark Title.   On Own It Girl, we talk about the loud New Year's Eve this year, pew pew pew. Update on Diane's red light therapy order disaster and her new sleeping habits. She goes over some of the tips. Learn what to do if you get bumped off your flight. We follow erika @erikakullberg, a lawyer on TikTok and she says what this is called is "Involuntary Denied Boarding." According to the Department of Transportation, if the next flight the airline can get you on results in over a 2 hour delay,  the passenger is entitled to 4 times for the one way fare. So your one way flight is $250. You are entitled to $1000. We also discuss which stores have really good return policies. We have an update on Arizona's real estate market. Still a sellers' market.  And here's some advice if you're working with a Realtor. Make sure they are doing the following: 1. Preparing an appraisal package for the Appraiser 2. Meeting appraiser at the property (if appraiser allows) 3. Make sure your agent is presenting you with all offers 4. Make sure your agent is returning all phone calls and inquiries about the property.   If you'd like to get a hold of us here is our contact information:   Diane Brennan  Diane@ThatRealEstateShow.Com 602-620-2277   Ashleigh Herman  ashleigh.f.herman24@gmail.com 480-532-3140   Justin Volpone jvolpone@bayeq.com 702-541-0653        

Diane Brennan with Coldwell Banker Realty invites Ashleigh Herman with Realty One Group back to the show! Diane talks about going to see the premiere of the new Kurt Warner movie, American Underdog: The Kurt Warner Story. She shares a cool story about Kurt saving the day for her back during her time in sports radio. Tom Ross with Bay Equity Home Loans joins the conversation and he and Brian the producer talk about the Christmas gift buying that went horribly wrong, and Ashleigh and Diane talk about the worst gifts they've received. Diane talks about an unfortunate experience she had with a listing recently. Tom talks about markets and how they anticipated a bit of a slow down because of the holidays but it has picked back up! Danielle shares a fun thing to do in the Valley with country swing dance lessons at Whiskey Rose! Get more details at WhiskeyRose.com or visit their Facebook page here. She also talks about a volunteer opportunity called Cultivate Goodness. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Tom Ross is the Producing Branch Manager, NMLS ID 179446; Bay Equity, LLC, NMLS ID 76988 His office is located at 5635 E. Thomas Road, Office 13 Phoenix, AZ 85018 Learn more about Justin Volpone here. "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here. To reach Tina Tamboer with the Cromford Report: CromfordReport.com Michael Land provides the theme music for the show! For more information and show dates visit MichaelLandMusic.com.

Today we celebrate Justin Volpone with Bay Equity Home Loans in studio! Justin is part of the wonderful team at Bay Equity and we discuss his very interesting relationship status, couples therapy, and more! Diane Brennan with Coldwell Banker Realty discusses the latest in the state of real estate, and Justin talks about the misconceptions about people thinking that this market is due for a crash, and how "not having time" shouldn't be a tremendous factor in getting pre-qualified. Diane talks about 10 NEW restaurants in the Valley that you should know about, and a story about a MAJOR expense she put out only to get a delivery that might be a scam. It's a frustrating story.  Do you want to spend Christmas in the Home Alone house? There is an option for that on AirBnB! Find out all about it on today's episode. Diva talks about a volunteer opportunity with United Food Bank. They need volunteers, and you can get more info at UnitedFoodBank.org. She also talks about a fun thing to do that includes live music at the Rhythm Room and their Annual Christmas Eve Blues Bash! Click here for more details. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Tom Ross is the Producing Branch Manager, NMLS ID 179446; Bay Equity, LLC, NMLS ID 76988 His office is located at 5635 E. Thomas Road, Office 13 Phoenix, AZ 85018 Learn more about Justin Volpone here. "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here. To reach Tina Tamboer with the Cromford Report: CromfordReport.com Michael Land provides the theme music for the show! For more information and show dates visit MichaelLandMusic.com.

Today we focus on getting consistent, GREAT nights of sleep! Dr. Saman Rezaie, owner of Blocks of Health sits down with us and talks about not only the importance of a good nights' sleep, but his treatment of Diane during her bout with COVID, and the importance of nicotinamide adenine dinucleotide (NAD).  Tom Ross with Bay Equity Home Loans talks about the state of the markets, the Fed and rates (including what to expect), who is and isn't refinancing at the present time, and what the latest COVID variant might have done to affect rates. Diane Brennan with Coldwell Banker Realty talks with Dr. Rezaie and the group about what she was dealing with during her COVID experience and how profoundly different Blocks of Health treats their patients.  Diva talks about a fun thing to do at Santan Flats, including live country music, BBQ, and a fire pit in a cool outdoor setting. Visit SanTanFlat.com for more information. She also talks about a volunteer opportunity with Two Pups Wellness Fund. Visit them at TwoPups.org or visit them on Facebook or Instagram to learn more. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Tom Ross is the Producing Branch Manager, NMLS ID 179446; Bay Equity, LLC, NMLS ID 76988 His office is located at 5635 E. Thomas Road, Office 13 Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here. To reach Tina Tamboer with the Cromford Report: CromfordReport.com Michael Land provides the theme music for the show! For more information and show dates visit MichaelLandMusic.com.

We sit down with Marc Frieslinger with Doubletree Home Inspections and talk about tips for what to look for in a home inspector, what Marc and his company looks for on home purchases, and some maintenance items you'll be glad you know about! Diane Brennan with Coldwell Banker Realty hosts and discusses some things she learned on TikTok including seven classic design trends, a "Buy NOTHING" movement on Facebook, and more! Tom Ross with Bay Equity Home Loans talks with Diane about their addiction to Apple and how much Apple makes in the time it takes to read this sentence.... "Diva" Danielle talks about a fun thing to do at the APS Electric Light Parade and a volunteer opportunity with Nourish Phoenix, which helps people with food, clothing and jobs! For more information about Marc and his home inspection company, visit DoubleTreeInspections.com. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Tom Ross is the Producing Branch Manager, NMLS ID 179446; Bay Equity, LLC, NMLS ID 76988 His office is located at 5635 E. Thomas Road, Office 13 Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here. To reach Tina Tamboer with the Cromford Report: CromfordReport.com Michael Land provides the theme music for the show! For more information and show dates visit MichaelLandMusic.com.

We talk about a very strange experience that Diane hasn't seen in all her years in real estate. She and Diva found a frustrating experience last Friday night with a place required a vaccination card to get in. It was strange to see that in Arizona! They'll talk about where it was and the dilemma we were faced with. Diane Brennan with Coldwell Banker Realty shares things she learned on TikTok including in the world of design (is Burlwood back?) Check out our Instagram for a cool video of Burlwood if you're unfamiliar by clicking here. We'll share some Costco secrets, talk about booze and how to avoid the harsh taste of some alcohols, and more! Tom Ross with Bay Equity Home Loans talks with Diane about the Market Report. We'll talk more about some misconceptions about the state of this market - Tina Tamboer's Cromford Report covers the reality of this.  We'll talk about new home closings being down 22% from a year ago due to shortages of material to complete them and/or the staff to do the work. (It's not because of lack of demand).  Re-sale homes were up 6.6% from last year. The overall median sales price is up 24% from October of 2020. It is at $422,500! Diva talks about a volunteer opportunity at St. Mary's Food Bank Operation TURKEY Drive, with the help of the Phoenix Police Department. Click here to visit their Facebook event page. Also, a fun thing to do at The Taste at San Tan Village. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Tom Ross is the Producing Branch Manager, NMLS ID 179446; Bay Equity, LLC, NMLS ID 76988 His office is located at 5635 E. Thomas Road, Office 13 Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here. To reach Tina Tamboer with the Cromford Report: CromfordReport.com Michael Land provides the theme music for the show! For more information and show dates visit MichaelLandMusic.com.

We've got a great episode for you! We are welcoming the wonderful appraiser, Jay Josephs from Josephs Appraisal Group.  Diane Brennan, a Realtor with Coldwell Banker Realty hosts and shares some things she learned on TikTok, including food safety, a way to "fake" a Ginger Ale flavor in a pinch, and you won't believe how many dollars per pound an NFL player could get fined for being overweight! Diane also shares a great article from CNBC written by Kathy and Ross Petras about phrases to avoid saying in order to project more confidence! Tom Ross with Bay Equity Home Loans joins in with Diane and Jay on the appraisal process. With Jay's expertise combined we provide a very informative look at what is and isn't important during an appraisal, what is worth spending money on and what isn't, plus interesting approaches to appraisals popping up. This segment can be a huge money saver! Some great tips. "Diva" Danielle, our social community director joins in and shares a great volunteer opportunity from Homeward Bound - helping families get into housing that are facing homelessness. She also shares a fun thing to do at the 10th Annual Wine Festival at The Cellar Wine & Tapas on November 21st. Resources and Links: To contact Jay call 602-955-4050, or visit his website at JAGInc.net. To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Tom Ross is the Producing Branch Manager, NMLS ID 179446; Bay Equity, LLC ID 76988 His office is located at 5635 East Thomas Road Office 13 Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here. To reach Tina Tamboer with the Cromford Report: CromfordReport.com Michael Land provides the theme music for the show! For more information and show dates visit MichaelLandMusic.com.

Diane Brennan with Coldwell Banker Realty and host of the show starts with a crazy story about a home she was trying to show the client, she talks about a really cool thing to know about in demand items at Costco and how to avoid the line. Diva tells a very funny story about an item she found at Goodwill that involved our friend of the show, Jen the Builder! She also shares a fun thing to do in the Valley at the Italian Pizza & Wine Festival. It's going on this Saturday, November 6th but happens every year here! Get more information at ItalianAssociation.org. Also there is a volunteer opportunity and a call to action from several charities who need help finding people to help. Free Food Friday helps with sober living for women -  for more information visit BrendaCombs.com. Tom Ross with Bay Equity Home Loans discusses the state of the markets and jumps in on a topic that we are all facing - inflation. Tom breaks down what is typical, explains what it is, and gives everyone a comparison to what we are seeing today and what we saw in the 70's and how different they are. Other Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Tom Ross is the Producing Branch Manager, NMLS ID 179446; Bay Equity, LLC ID 76988 His office is located at 5635 East Thomas Road Office 13 Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here. To reach Tina Tamboer with the Cromford Report: CromfordReport.com Michael Land provides the theme music for the show! For more information and show dates visit MichaelLandMusic.com.

A very special episode where we feature one of the kindest and coolest non-profits and ask the founder to sit down with us!  Diane Brennan with Coldwell Banker Realty jumps right into some news about why she wasn't able to host the last episode. She talks about getting COVID despite having had her vaccination, and the craziness that followed.  "Diva" Danielle Williams, our Social Community Director jumps in with her response - buying an AIR FRYER! The group talks about how amazing their cooking experiences are and share some fun facts about recipes they like. Diane congratulates Gene Moore & Chris Vance on their new purchase and their participation in the great program that Diane and Tom Ross with Bay Equity Home Loans provides in the Unsung Heroes Program. Diane shares some things she learned on TikTok, including a special trick with lemons, she shares some more information on color styles that are in and out for 2022. Diane and Tom talk about a certain company that is getting OUT of the home buying and selling game, and why that is happening. The special guest of the show is Jennifer Cooper, founder of the Love Society, whose organization helps several groups in need, including children in foster care, women's shelters, children's hospitals, and more! Having her in studio is a treat, as she explains events that led her from being an art teacher to this calling. They focus on providing gifts and activities to engage with these groups in need and reach out in unique ways beyond a typical non profit.  Jennifer's organization is on Instagram @LoveSocietyAZ, and you can find her website at LoveSocietyAZ.com. They also have an Amazon wish list for their Foster Care drive you can find here! Other Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 To reach Tina Tamboer with the Cromford Report: CromfordReport.com "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

Diane Brennan, a Realtor with Coldwell Banker Realty and Tom Ross with Bay Equity Home Loans jump in with talk about Diane's experiences the previous week in Vermont. She shared a funny story about the transportation they ended up with, and more funny stories.  Diva Danielle and Diane shared a story about the people they meet on planes and other public places - with very different experiences! Diane talked about a crazy situation at DC Ranch with Sissoo trees and the millions of dollars in damage that have resulted. Brian, the producer of the show, shares a personal story of a Sissoo tree in his yard. Diane and Tom talk about the state of the real estate market with metrics delivered as always thanks to the Cromford Report, and Diane talks about a huge expansion by Intel in Chandler and several other new companies bringing high tech jobs to the Valley. With October being Breast Cancer Awareness month, Danielle talks about a volunteer opportunity with Impact One Breast Cancer Foundation. They need items to help fill their HOPE boxes along with volunteers for an upcoming event on Oct 17th. Visit ImpactOne.pink for more details! She also talks about a fun thing to do in the Valley. At the Aunt Chilada's Squaw Peak location the offer Line Dancing & Live Music on Wednesdays. Visit their website for more details. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 To reach Tina Tamboer with the Cromford Report: CromfordReport.com "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

Diane Brennan with Coldwell Banker Realty and Tom Ross with Bay Equity Home Loans talk in depth about a real estate market that should be looked at with a different perspective. It is slowing down, but that should not be looked at as an alarm of things to come. We have experienced some unprecedented growth and the easing off of that does not necessarily mean that there are signs of trouble. Thanks of course to Tina Tamboer of the Cromford Report for a lot of the data included in the presentation! We'll dive into where things are changing, and what to expect in the near future regarding interest rates. The crew gets into some interesting things Diane learned on TikTok, including how to repair bendy carrots!  They also talk about Country Thunder, which is an annual event in Arizona that Diane and friends are going to attend! Diva Danielle talks about a fun thing to do at the Rockin' Taco Street Fest in Chandler. For more info go to RockinTacoAZ.com. She also talks about a volunteer opportunity with Apache Junction Communities on National Make a Difference Day. Click here for details. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 To reach Tina Tamboer with the Cromford Report: CromfordReport.com "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

On this episode we talk about a new spa in town, and how much we love massages, pedicures, and more. We talk about cash out refi's, desktop appraisals, and more. We also take a deep look at new builds. If you're looking for a place to live, we'll help you find out where the new builds are. We talk about the still heavy demand, but we'll help you find some spots in We'll talk about Meritage and Lansea breaking new ground and a new development in Vistancia. Tom Ross with Bay Equity Home Loans talks about appraisals, gives some helpful information regarding cash out refi's, and more. And is there going to be a new city in the middle of the desert? Diane Brennan talks about Telosa, a plan to have a city that intends to create a new global standard for urban living, expands human potential, and hopes to become a blueprint for future generations. Diva Danielle, our Social Community Director talks about a fun thing to do at the Roadrunner Restaurant & Saloon, featuring live music, bull rides, cowboys, and tasty food. Click here for more information. She also talks about a volunteer opportunity with the Red Cross. Click here to see volunteer opportunities. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 To reach Tina Tamboer with the Cromford Report: CromfordReport.com "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

Diane Brennan with Coldwell Banker Realty, Tina Tamboer with the Cromford Report, and Tom Ross of Bay Equity Home Loans talk about how easy it is to get a license to be a realtor in the State of Arizona, and some of the stories about new agents. Tom Ross talks about the buying and selling process as well as some pitfalls to be aware of. Diva Danielle talks about a fun thing to do in the Valley as well as a volunteer opportunity! D Squared Homes needs volunteers to help with assisting the mental ill homeless population. Go to DSquared4Homeless.org for more info. And a fun Thing to do by  getting your sexy on. It's the Labor Day Rooftop Party at the Cambria Hotel! It's going on September 6th and you can get more info on their Facebook page here.

Today Diane Brennan and friends cover a lot of interesting area. We mix it up and touch on a lot of important points, including a conversation that Diane had and wanted to share from Judy Lowe (real estate commissioner), the Wildcat Subdivision nightmares. Tom Ross with Bay Equity Home Loans jumps in and talks with Diane about some of the unintended consequences of this real estate rush. Diane talks about some examples of people getting duped because of the limited options they had while rushing to buy a house and foregoing an inspection. We talk about the Zoom lawsuit, and learn about "Zoom Bombing"; Diane breaks down the latest real estate supply levels thanks to the Cromford Report; and Tom hits some critical things to keep in mind regarding credit scores. "Diva" Danielle talks about a volunteer opportunity with United Food Bank. With school back in session they need help with food drives and volunteers at the center where she volunteers. Visit  https://www.unitedfoodbank.org. She also shares a fun thing to do - by taking a step back in time at a Speakeasy! You can cool off and sip nostalgic creative cocktails and taste the delights of lite bites in an adult atmosphere. Visit THE WHITE RABBIT in Gilbert for more details. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 To reach Tina Tamboer with the Cromford Report: CromfordReport.com "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

Jonathon Keenan and Courtney Crowder with Bay Equity Home Loans sit down with us and talk lending and what they love about their jobs! We'll talk about lending in general as well. We'll also talk about a Defend the Caveman segment and we're fully prepared to put the guys in studio on the spot. Talkin' junk! We talk TikTok videos and discuss the status of the continuing sellers market in real estate with Diane Brennan with Coldwell Banker Realty. Diva talks about a fun thing to do at the Chandler Center for the Arts. The free summer concert series is back and Notes from Neptune is performing. Go to ChandlerCenter.org for more details. She also talks about a volunteer opportunity at Heidi's Village. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

Alison Armstrong joins us for this special episode! She's spent decades helping women understand men and vice versa. She's an inspiration and she'll share some of the secrets to a healthier relationship. Diane Brennan with Coldwell Banker Realty sits down with Alison and discusses a few critical thoughts about communication and understanding; The single most important thing a woman can do to keep a relationship strong Daring to share early the thing that you think will make him run What makes a partner, a boyfriend, or a playmate! Why and how women emasculate men and what it means How to wait for an answer when you want to know what a man thinks Tips for how men can improve their communication with women The different stages of development that men go through in a relationship We'll hear from the men about how they feel about these things and Alison and Tom Ross with Bay Equity Home Loans talk about a specific scenario that dives into how to make women feel safe while communicating your true feelings. We'll talk real estate markets and how they are progressing over the summer, and "Diva" Danielle talks about two volunteer opportunities to hydrate the homeless with the Aris Foundation and Zuris Circle.  An incredible episode we hope you love as much as we do! Resources and Links: Links to AlisonArmstrong.com or her book Keys to the Kingdom To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

It's time for us to have some fun with Justin Volpone of Bay Equity Home Loans! A very informative episode where Diane Brennan of Coldwell Banker Realty and friends discuss things you need to know before or get ready for when taking out a loan. Justin runs us through the process and gives some tips that are essential to the process. We also dive a bit further into the world of "Chief" our technical director. You'll love this fun part of the conversation.  Diva Danielle, our Social Community Director talks about a fun thing to do with 4th of July celebrations around the Valley, including Schnepf Farms, in either Gilbert and Avondale. She also talks about a volunteer opportunity with the Aris Foundation, an organization that needs volunteers to serve food, help with handing out bags to the homeless... and they need people to Host Dinner in the park! Go to ArisFoundation.com for more details. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

Why realtors don't want to help you, low commissions, property management companies, and people with "Staffordshire Terriers". We'll talk PMI. It stands for Private Mortgage Insurance and we'll talk about what it is and how to get rid of it. Diane Brennan with Coldwell Banker Realty hosts and will tell you about the state of this crazy real estate market and how it's changing, and will give you a great tip for saving money on spas during the summer! HUGE NEWS from the Fed - they said they'll keep interest rates low (except for mortgages). Tom Ross with Bay Equity Home Loans looks at what's happening to inflation and how the Fed responding - and most importantly what that means for you! We'll talk about Scottsdale turning 70, and give you some free resources to learn more about activities there. Diva has a great resource for a fun thing to do in the valley with Roger Clyne and the Peacemakers. It is with Music in Flagstaff at the Orpheum Theater. and a volunteer opportunity with Lost Our Home Pet Rescue. They are in need of volunteers for early morning dog walks, admin work - and it's kitten season so they are in need of supplies for kittens! Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

We talk about the slight change in the real estate climate, we talk about a friend who was "ghosted" in a relationship and made the terrible mistake of drunk gifting! A little different than drunk dialing! We talk about the poor woman and the lessons learned. Things I learned On TikTok include that there is now a 5th ocean, Magic erasers that sell for $7 under the brand name Mr. Clean are actually melamine sponges that are 200 for $12 on Amazon, and much more. Tom Ross with Bay Equity talks about the misconceptions about what exactly constitutes a "late payment". He discusses inflation and how you need to understand it's impact on you.  Tom shares great tips you need to get your credit situation in order before buying a home! Diva Danielle talks about a fun thing to do at Pink Sedona Wine Tours and a volunteer opportunity with South Phoenix Gridiron Classic. They offer free training and instruction for freshman or senior football players. It helps them brush up on their skills for free and they are looking for nurses to volunteer! Call 602-730-1468. It's all happening the weekend of June 19th, 2021. Diane Brennan with Coldwell Banker Realty, Tom Ross with Bay Equity Home Loans, and "Diva" Danielle Williams break it all down in this week's episode. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

Do you ever drive by your old house? No one prepares you for the emotional attachment. Like, when should you stop caring? Is it weird to drive by and yell: "Water!! The Oleanders need water!! It's taken me 11 years to build those up...and you don't even care?" We talk about that, we'll talk about this continuing sellers market, and each week Diva Danielle tells us about a volunteer opportunity in the Valley for you and a fun thing to do. This week the thing to do is the Sunset Summer Series, featuring concerts at the Royal Palms - Reggae, Latin Nights, Jazz Under the Stars, Blues Brews BBQs. Go to the RoyalPalmsHotel.com website for more information. She also talks about volunteering at NotMyKid nonprofit at NotMyKid.org. Diane Brennan with Coldwell Banker Realty, Tom Ross with Bay Equity Home Loans, and "Diva" Danielle Williams break it all down in this week's episode. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.  

Welcome to From The Bleachers. Mark Musgrave and Kaden Foremaster talk about the Utah Jazz moving out of the first round of the playoffs. They chat about the Vegas Golden Knights in round two of the NHL Playoffs. The show is sponsored by Jason Baum and Bay Equity Home Loans. Visit them today at online at www.bayequityhomeloans.com/st-george/ Bay Equity Home Loans - An equal housing lender.

Diane and the crew talk about Tom's trip to Pebble Beach with his dad, and Danielle talks about a really great idea to have client picnics in the park! Everything from the dishes to the lace, Diva sets up wonderful picnics for others. It's really great and will work with menu options for breakfast or lunch.  They discuss candy and cravings for sweets in general, and how nobody understands how Danielle can only have one! It's not typical, and we find out who has a complete lack of control, who is a literal candy thief, and compare stories. Tom Ross with Bay Equity Home Loans talks about the need to talk to an expert before making assumptions about this market, and talks about how people get excited about the "home" part of the process (and understandably so) but wait, or don't prepare in advance with the lending portion of the process. Diane explores TikTok videos that were noteworthy, including kids who pronounce words in intentionally strange ways, how to remove a stump, and Chief talks about his kids' discovery of polyamory videos and why he and Tom both don't let their kids watch. "Diva" talks about a volunteer opportunity at The Assistance League of Phoenix. She also talks about a fun thing to do at  Comedy night Joe Rogan.  Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

Mark Musgrave shares some big news about the future of the podcast. He is joined by Kaden Foremaster, new co-host of the show, to talk about Region 9, Utah Jazz, Vegas Golden Knights, and more. The show is sponsored by Jason Baum and Bay Equity Home Loans. Visit them today at online at www.bayequityhomeloans.com/st-george/ Bay Equity Home Loans - An equal housing lender.

Diane Brennan talks about her trip to Clear Sky Resorts - she went this weekend and has lots to share! The crew also sits down with Veronica Chavarria of Leidan Mitchell Hair Salon. We are talking HOT GIRL SUMMER! Veronica also gets into a discussion about where the hot men are in the Valley! "Diva" Danielle talks about a volunteer opportunity with Arizona Autism United, and a fun thing to do at Scottsdale Margarita Fest! Tom Ross with Bay Equity Home Loans talks about some real estate and mortgages as well! Resources and Links: Clear Sky Resorts - ClearSkyResorts.com Veronica Chavarria - Leidan Mitchell Hair Salon (view her LinkedIn Page here | Leidan Mitchell Salon here) To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

For the first time in history the monthly average price of a single-family home in Phoenix (the city as defined by the USPS) has exceeded $509,000. One year ago, the average was just over $390,000 (that's over a 30% increase!) Tom Ross with Bay Equity Home Loans discusses these stats with Diane Brennan with Coldwell Banker Realty and the value of that information and more, that the Cromford Report is so incredible delivering! Also, how much does an Airbnb in Kyrgyzstan cost? The crew discusses that, Handmaid's Tale, how to clean your sinks and cotton balls soaked in vinegar. Diva discusses a volunteer opportunity with United Food Bank and a fun thing to do at at West Alley BBQ. They have live music and BBQ in Chandler Silhouette. Also, one interesting footnote from The Cromford Report's Tina Tamboer - CoreLogic predicted that home prices across the USA would FALL by 6.6% between June 2020 and June 2021. Possibly the most inaccurate forecast in their history. Tina's suggestion: Don't take any 12 month home price forecast any more seriously than a 12 month weather forecast! Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

A makeup mishap, the "color" of your voice, and why the secret service can't cuff their pants! And if you go to Diane's Instagram page you can check out the video of a period cramp simulator! Also, Tom Ross with Bay Equity Home Loans talks about the state of the markets and percentages he is seeing with refinances. One of the features of the Cromford Report is the CMI Index. Tom goes into detail about what that means. Danielle was featured Arizona Health and Living Magazine! Diane and Danielle talk about that experience. And she celebrates her birthday! She turns 53, and looks nowhere NEAR her age. There is still time to get your tickets to her upcoming comedy appearance on May 21st and 22nd! Click here for tickets for only $10! "Diva" talks about a volunteer opportunity with Elevate MD. They  provide scholarships, mentoring, and support to medical students from African American, Latina and Native American backgrounds. She also talks about the Arizona Black Rodeo! A lot of fun going on Saturday, May 15th. Click here for all of the info. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

On today's episode we talk about some of the data we use each week from The Cromford Report, created and delivered to us by Tina Tamboer. Tom Ross with Bay Equity Home Loans explains the intent of the report, what critical details it gives us, and goes through what benefit it has for agents and buyers alike. We talk about our friend Jen the Builder, and talk about supply. She talked about growing West in this Valley, and some current challenges with labor to build new homes. We cover the progress and direction of growth, and talk about some neighborhoods in progress and how it might shape up. Tom talks about the affordability of housing and the relatively positive balance of value for cost.  "Diva" Danielle talks about a fun thing to do at High Street - that have two events May 8th & 9th; the Street Taco & Margarita Festival and the Sangria & Jazz Festival She also talks about a volunteer opportunity with Free Arts AZ - helps with abused children dealing with trauma. Click here for more information. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

Mark recaps recent Region 9 Baseball and Softball. He also talks with David Viveros, of Copper Rock Golf Course. They discuss the LPGA Symetra Tour and the Copper Rock Championship taking place in Hurricane, Utah. The show is sponsored by Jason Baum and Bay Equity Home Loans. Visit them today at online at www.bayequityhomeloans.com/st-george/ Bay Equity Home Loans - An equal housing lender.

On this episode, Diane Brennan of Coldwell Banker Realty talks about some unfortunate things she saw from a selling agent in Chandler. Dirty houses, and more! Why don't agents help coach their clients? Even in this market some of the basics get overlooked. The crew also discusses a very important thing; guys, are you standing up or sitting down when you pee? Diane discusses the responsibilities for each person about cleaning the bathroom as well. Tom Ross with Bay Equity Home Loans talks about the state of Arizona real estate with Diane, and she breaks down the numbers. Tom talks about first generation home buyers coming into the market, and how we have a supply problem, with a slight cooling of demand. Looks like we're in a stable position for the foreseeable future. "Diva" Danielle talks about a fun thing to do with Country at The Creek, featuring three days of live music outdoors in the beautiful heart of Arizona! (In-person event. GENERAL ADMISSION). She also talks about a new one that she hadn't heard of before but LOVED! Sun Health Foundation, who provide support for excellent patient care, landmark research initiatives and provide health and wellness programs. For more information go to SunHealth.org. They need help at their location in Sun City! Call them to ask about volunteer opportunities at 623-974-2000. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! And again, don't forget to vote by clicking here! Voting ends April 9th!

On this episode, Diane Brennan of Coldwell Banker Realty and Tom Ross with Bay Equity Home Loans talk about the problems with waiving an appraisal. Tom goes in depth about the pros and cons. They start with a story from Tom's date night with his wife, then talk about voting for Danielle in her nomination for Best TV Personality in AZ Central's Best of the Desert 2021. Click the link to vote! It only takes a moment and is sincerely appreciated. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! And again, don't forget to vote by clicking here!

On this episode, Diane Brennan of Coldwell Banker Realty and Tom Ross with Bay Equity Home Loans work hard to dispel the continued hype that somehow this market will fall apart. NOT TRUE! They give some hard facts that will give you the myriad reasons why. Diane talks about Diva's special coming up this weekend where she is featured as a cancer survivor. She also shares some really funny stuff from TikTok - hilarious and helpful content! The gang talks to Chief (the producer) about his interview he did at the NASCAR race last week and Diane shares a special message with Tom on his return about his fill-in crew last week and how highly they think of him. Diane shares a funny story about a friend who chose a different realtor and what they wanted from Diane, and Danielle shares a fun thing to do at Country Fusion nights at Scootin Boots, and a really cool volunteer opportunity with Project Roots AZ, educating the community on growing their own foods. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

Today's episode is without Tom Ross, our go to expert on loans, but we have two great members of his crew at Bay Equity - Justin Volpone & Stacey Voss!  Together we'll talk about this crazy market, talk about the world of millennials (they are a couple of fantastic examples) and find out about Stacey Voss' signature move! "Diva" talks about a fun thing to do with COPS Classics and Custom Car show (check it out here on Facebook), and a volunteer opportunity with a 2ND ACT - where women who survived cancer share their stories. Diva is part of this year's performance! Visit their site at A2ndAct.org for more information, and to watch that performance click here. Want to reach us? Your host Diane Brennan is a realtor with Coldwell Banker Realty. Visit ThatRealEstateShow.com or call 602-620-2277 for help with your real estate needs. If you'd like more information about mortgages and lending, Tom Ross is head of the team at Bay Equity Home Loans. Stacey and Justin participated in the show today and can help you as well. Call 602-684-8200, or visit their website by clicking here. Justin Volpone's email is jvolpone@bayeq.com.  

Kathryn Pedersen, area sales manager for Fidelity Mortgage, a division of Bay Equity Home Loans and series' host Andrew Berman explore how she's using Clubhouse to foster collaborations, feedback and business relationships while producing record-breaking volume and more.

On today's episode Diane Brennan with Coldwell Banker Realty and the crew talk about online dating, and give their thoughts on Diane's dating profile.  They also talk to Susan Czubek with eQRP.co. She discusses some incredible and interesting ways to manage your tax burden in a smart way, using a qualified retirement plan. If you haven't filed yet - YOU MUST CHECK OUT THIS EPISODE!  Tom Ross talks about interest rates and contrasts them with this unique period in real estate history - Diane talks about how intense this seller's market really is. Danielle kicks off with a crazy story about one of her neighbors and in the Defend the Caveman segment - his not-so-clever attempt to hit on her!  She also talks about a fun thing to do at Pho Cao Restaurant check out their live music options at PhoCaoAZ.com, and a volunteer opportunity at Tranquility Trail Animal Sanctuary. If you'd like to contact Diane Brennan, she is with Coldwell Banker Realty. Feel free to call at 602-620-2277 or visit ThatRealEstateShow.com. Tom Ross is with Bay Equity Home Loans. You can get more information by calling 602 684-8200, or visiting BayEquityHomeLoans.com/Ross-Team.

Mark and Jason Baum discuss winter sports in Region 9. Jason recaps the latest from wrestling and they look towards the upcoming basketball playoffs. The show is sponsored by Jason Baum and Bay Equity Home Loans. Visit them today at online at www.bayequityhomeloans.com/st-george/ Bay Equity Home Loans - An equal housing lender.

On today's show - boy did we get distracted! So much fun - but we went on an interesting journey on the road to vasectomies! Diane Brennan hosts this fun episode that talks about Tom Ross about an interesting dilemma... Good news - we also talk about real estate ;) We discuss the state of the Phoenix market and Tom Ross with Bay Equity Home Loans talks about why you should not listen to national headlines when it comes to the Phoenix market. We talk about addictive apps on devices and the internet that have us absolutely intrigued (hello TikTok, Masterclass and more). Diva talks about a fun thing to do with Tucson Bike Taco Tours and a great volunteer opportunity with LiveAndLearnAZ.org, a group devoted to helping women break the cycle of generational poverty.

On today's episode we talk about staging; what to look for, when to start planning for it, and what the statistics say about the selling with a "staged" house vs. a non-staged house. Diane Brennan with Coldwell Banker Realty talks about "de-personalizing" your home - why it distracts potential buyers from them mentally picturing the place as their potential home! Our guest to help us with this is Alicia Guerrieri. She's the founder and CEO at iSearchDecor, LLC and author of Making it Pop: A 5 Step Guide to Professionally Optimizing Your Property to Sell at Maximum Return. To learn more about her book and to download timeline templates and much more, visit MakingItPopBook.com.  Tom Ross with Bay Equity Home Loans talks about loans, and how to access money for renovation. He talks about home equity lines of credit and other possible options.

On today's episode we talk first about this crazy cold and wet weather we've had! "Chief" disagrees with our assessment about whether what we saw was snow or hail.  Diane Brennan, host of the show with Coldwell Banker Realty, talks about being sick last week and how in her line of work there really is no "day off" when it comes to being under the weather. On this episode Diane talks in depth with Tom Ross, with Bay Equity Home Loans about the breakdown of the Arizona real estate market. The numbers are mind blowing. There are currently just over 5,000 active listings on the MLS. The typical number of listings is several times that number. Interestingly, there are at this moment more active real estate brokerage firms licensed in Arizona than there are active listings! Demand is outweighing supply by a huge margin. Tom talks about the change in the conversation when it comes to his clients making decisions on "when" the right time to buy or sell a home. They work the numbers now for clients to help them come up with a decision. They talk in depth about how your interest rate is calculated and tips for how to manage what that number means. "Diva" Danielle talks about a fun thing to do with the Waste Management Phoenix Open, and a great volunteer opportunity with STARS, which helps the aging community with disabilities.

On today's episode Diane Brennan with Coldwell Banker Realty sits down with Justin Colby of Phoenix Wealth Builders to discuss why you ladies need to consider flipping houses. First we will jump into our latest poll regarding our technical director's mullet, and Diane talks about a situation with her refrigerator repair in our Defend the Caveman segment. Justin talks about how investors improve the real estate market, how he got involved in flipping houses, what it to takes to be successful at flipping, and more! Tom Ross with Bay Equity Home Loans talks about the process of refinancing and using hard money for those flipped properties if you want to keep it. "Diva" Danielle Williams, our social community director talks about a fun thing to do at Century Grand, a unique cocktail bar that takes you back in time in a railroad car! She also talks about a volunteer opportunity called New Pathways for Youth, a program that helps break bad cycles with kids and teens. 

Today Diane Brennan, a realtor with Coldwell Banker Realty, Tom Ross, with Bay Equity Home Loans, and "Diva" Danielle Williams, our Social Community Director, discuss women and guns! They discuss the difference between men and women when it comes to safety. Author Susan Czubek is the author of Handguns 101 For Her: Empowering Women Through Every Step of Gun Ownership. She talks about what women need to know about the importance of safety, and what women should do to understand the importance of gun ownership. Danielle will talk about the Taco Showdown as a fun thing to do that includes food, live music, and there will be men! She also talks about a great volunteer opportunity called Dressember, a non profit that support the efforts to end human trafficking. Danielle's friend Autumn Garza has been a supporter of this organization for 3 years, and we just love what they're doing. For their specific fundraiser page, click here.

It's our last episode of 2020! Hosted by Diane Brennan, a realtor with Coldwell Banker along with Tom Ross, with Bay Equity Home Loans, and "Diva" Danielle Williams, our Social Community Director. On this episode we talk about Diane's heat going out, a special gift she got from a neighbor, and what Tom and Danielle did for the holidays. We jump into our technical director's trip to Arkansas (by car) with the family and we'll play a short clip of his son opening his gift! We talk about pet peeves in our Defend the Caveman segment. We'll let Tom tell us one of his biggest peeves with women, and Diane will talk about one she heard about where women interrupt a man too soon after they ask their opinion. Diane talks about "mansplainers" and her COMPLETE lack of tolerance for that. We'll talk about improving your credit score, Diva talks about a fun thing to do for New Years Eve with the "Say good bye to 2020 New Year's Eve party" at the Urban Corner in Goodyear. She'll also talk about a volunteer opportunity called Matters of Senior Living that helps seniors find support, love and comfort in their golden years. 

Diane Brennan, with Coldwell Banker Realtor, Tom Ross with Bay Equity Home Loans, and "Diva" Danielle Williams (our social community director) sit down today with their in studio guest, Jen the Builder! They had so much fun with her last week that they brought her on to continue some great discussions! This time they cover mistakes to avoid in a kitchen remodel, and Jen's "cupboard" business (as if she's not busy enough!) Jen the Builder is on Instagram @jen_the_builder, or visit JenTheBuilder.com. We talk to Tom about how long he expects rate to stay this low, and Danielle talks about the thing to do this week at the Chandler Center for the Arts, and their Vision Gallery! Visit ChandlerCenter.org or VisionGallery.org for more details. She also talks about the volunteer opportunity at a food bank or shelter of your choice. By the way, if you're looking to buy or sell a home call Diane at (602) 620-2277, and if you're looking for a home loan call Tom at (602) 791-5861.

We have Jen the Builder back in studio! Alongside her business partner Allison, they will give you some really important things to know about kitchen remodel mistakes to avoid. Tom Ross with Bay Equity Home Loans talks about some of the things people forget to tell their lender that end up backfiring, we get Brian in studio to fill in for "Chief" - so we'll get to ask him directly about that video promo he thought would be funny in our "Defend the Caveman" segment. "Diva" talks about a fun thing to do with World of Illumination! It's a fun light event in the Valley that the whole family can enjoy - and this year the theme is Arctic Adventure. For more info click here. Danielle also talks about Duet AZ, which pairs up volunteers with homebound adults like elderly and disabled. For more info go to DuetAZ.org. For more information about Jen the Builder call (602) 300-5315, visit their Facebook page, or visit JenTheBuilder.com.

Mark and Jason talk about the upcoming 4A Championship between local Pine View and Sky View. Sponsored by Bay Equity Home Loans. Contact Jason Baum at https://www.bayequityhomeloans.com/st-george/

Playoff Football has made its way through to the semi finals. Region 9 will have a big matchup between Snow Canyon and Pine View. Whoever wins will take on the winner of Ridgeline and Sky View for the Championship. Mark is joined by Jason Baum of Bay Equity Home Loans. You can contact Jason at bayequityhomeloans.com

Mark is joined by Jason Baum of Bay Equity Home Loans to discuss Region 9 football heading into October.

We've got a wide range to cover today! We talk about crazy realtor stories - one in particular involves a lady who copies her clients on emails to prove she's doing her job. Tom Ross with Bay Equity Home Loans and I will talk about a crazy coincidence between my client and a lender on Tom's team. "Diva" Danielle Williams, our social community director talks about our volunteer opportunity of the week and Arizona Helping Hands, and she'll talk about a fun thing to do in Chandler. Jolie's has live music! Visit them at JoliesPlaceAZ.com for more details. We will talk about colonics today. We talk to Carolyn Berry, how she got started (and how colonics saved her life), the importance of gut health, and everything else you wanted to know about colonics (including what you should do AFTER a visit). To see all the locations and to visit the website, go to CleanColonic.com.

Mark is joined by Jason Baum from Bay Equity Home Loans. They recap Region 9 football and look forward to the games this week. They also go over other Region 9 fall sports.

Mark discusses the recent Region 9 sports including football, golf, and volleyball. Mark is joined by Craig Allred. Head coach of Desert Hills High School Volleyball. This episode is brought to you by Bay Equity Home Loans. Call Jason today at 801-592-9387 This episode is also sponsored by Infinity Title. Call them today at 435-429-1500.

What an episode! When borrowing money for a home there are some pitfalls and tips that are critically important for you to know! We have our lending expert, Tom Ross with Bay Equity Home Loans here to give you some of the most important things to keep in mind when borrowing money for a home loan.  We jump into a new version of "Defend the Caveman", and we'll let the guys choose... Spitting or Bad Breath.. We have Jennifer Caraway in studio with us. She's part of "Diva" Danielle's segment focusing on a charity here in the Valley that you can help with. It's called Joybus, a nonprofit serving homebound cancer patients with fresh, healthful meals, social support, and nutrition education at NO COST to the client. We get some interesting insight into what it takes and how you can help. Visit TheJoyBusDiner.com for more information. "Diva" also covers a fun thing to do - Brian McKnight is in concert here in the Valley - but you attend in your car! Check it out and get more information here.

On today's episode we'll jump right in with our knucklehead of the week - a buyer's agents that showed home with garage and all doors wide open in 110 degrees! We congratulate Laura on her second home - Own It Girl! Tom Ross with Bay Equity Home Loans talks about what these lenders that are offering incredibly low interest rates are "actually" doing, and what you need to think about when considering that rate.  And for all those people that, when it comes to real estate, say "I don't know how it works"... we are going to break it down for you! Diane Brennan with Coldwell Banker Realty talks about the hot real estate market and how asking prices are practically just a suggestion in these times! Such a hot market... "Diva" Danielle Williams, our social director talks about the thing to do in the Valley with Top Golf in Scottsdale's deals, plus the volunteer opportunity called Keep Teachers Teaching. It's a very unique and interesting charity you'll be surprised to know about. Then we'll talk about one of the strangest phenomenons with realtors; CHEATING! It's strange when you think of how few professions basically work with the anticipation of getting paid. But sometimes buyers will use multiple agents to shop for homes and bail after the agents put in the work. It's frustrating and we'll talk about how it works. Condolences to our producer and his dog of thirteen years that passed this week. Penny was a special pup..

On today's episode, we dive right in and talk about a showing I took a client to. We went into the garage as part of the tour (of course) and were met by a wall of marijuana! Not exactly the way someone should show a home. Today we talk to Nicole Evans with Leidan Mitchell Salon. She's my personal hairdresser and image consultant. She'll talk about makeup, looking your best, and much more. If you'd like to reach her, check out her Instagram page @believing_in_beauty, or call her at 360-521-6465. I want to say congratulations to the Coopers on the purchase of their new build by Fulton Homes in Lakeview Trails in Gilbert, Arizona! I jump into the state of the market and talk about some of the trends that the Cromford Report shows for the Valley. Tom Ross with Bay Equity Home Loans and I talk about what these numbers mean, and Tom talks about what he's hearing from his client's regarding the same.  We talk about what's happened historically when the market looks like this, what the typical timeline is for a first payment, and why loans get transferred so quickly after you start a mortgage. "Diva" Danielle, our social community director talks about the Thing to Do for the week - and it's in Flagstaff! Danielle talks about the Flagstaff Extreme Adventures Course. And the volunteer opportunity of the week as well is the Phoenix Herpetological Sanctuary - www.phoenixherp.com Nicole talks about make up trends, and her biggest pet peeves in women's make up, hair styles and more. We talk about gray hair and also touch on men's hair styles!

Torger is an ASU Alumnus and has been a mortgage lender since 1990. He is licensed both in AZ and CA. When I first met Torger I was blown away at how much knowledge he had about the various aspects of real estate investing including tax depreciation strategies, 1031 exchanges, utilizing 15 year amortization schedules, and more. Today we talked about his investment portfolio and what it takes for investors to buy in the current real estate market climate. Right now he is locking in interest rates between 2.5% on owner occupied loans and 3.5% on investor loans. To speak with Torger about your strategy he can be reached at: 480-766-1201, terickson@bayeq.com, or https://www.bayequityhomeloans.com/torger-erickson/

This episode is absolutely packed with great information! Hello again, it's Diane with Own It Girl - that real estate show for women!  Along with our usual wonderful participants on the show Tom Ross with Bay Equity Home Loans and Tina Tamboer with the Cromford Report we are excited to introduce our new Social Community Director, "Diva" Danielle Williams! She's such a blast to have in the studio and we're excited to have her. She'll talk about some fun new things to do where you live and ways to give back to the community! We spend some time getting acquainted with Danielle, talk about some hilarious times back on That Real Estate Show (back in the terrestrial radio days), and more. Latest Events in the Community Danielle talks about the Arcadia Canal, and a cool little hidden gem at the Arizona Falls Park! She also talks about a great organization called Hope Women's Center. They're looking for help and Danielle discusses their needs and ways you can give back. That Market Report Tina Tamboer has some great news in the Valley Real Estate Market. She'll share data that points to a 'V' shaped recovery in homes above and below the $500,000 mark Racism and Community Protests We'll jump into some serious conversations about things we've seen and are hopeful about after the tragic murder of George Floyd. We'll discuss topics around racism and how encouraging some of these rallies have been. Ella Fitzgerald was a part of a story in particular that we wanted to share - and how a simple act by Marilyn Monroe was a part of her exposure to larger audiences.

On this episode of Own It Girl, we're discussing COVID-19 and real estate. We’re going to give you a clear idea of how bad it is…and more importantly how bad it is NOT. We'll give you up to date information on how things are being affected and conducted in real estate here in Arizona. Our clients are the most concerned about prices and I'm sure you are concerned as well. We'll get to the bottom of that with Tina Tamboer and the Cromford Report. You may be surprised with how little they may be affected. Some of the areas of buying and selling in this marketplace we'll touch on are; People whose leases are coming up and need a place to live Showing listings to vacant vs. occupied locations How my sellers have no problems selling (depending on whether the property is occupied or not) What opportunities exist for buyers out there and at what price points We'll talk about the use of technology to help overcome the social distancing factor, the public "shaming" that is going on for open houses, and much much more. Tina Tamboer's report is essential for those interested in some of these immediate effects of Coronavirus. This will give you a better picture of what to expect going forward. Tom Ross with Bay Equity Home Loans will talk about where there is weakening indicators for loans and where things remain strong. Are you in a position to refinance and should you? What is the COVID-19 addendum for deals in escrow? What are Fannie Mae and Freddie Mac saying about forebearance and how does this compare with the housing crisis in 2008? And on a lighter note, I'll talk about the City of Scottsdale process server who felt it was essential to come to my door and serve me a photo radar ticket during this time! Enjoy,  

When looking at buying a home, are you aware of the different types of loans that are available to use?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to go through some of those options.  They also take your calls and talks on other topics in the industry. See omnystudio.com/listener for privacy information.

We usually hear about the market for buying and selling homes.  What about if you live in a condominium?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to discuss this alternative in the market. See omnystudio.com/listener for privacy information.

Women in the Boardroom founder/CEO Sheila Ronning talks about what needs to be done to close the gender pay gap.  Bay Equity Home Loans sales manager Travis Whitford looks into low mortgage rates.

People trying to navigate the real estate market have all kinds of questions.  Travis Whitford from Bay Equity Home Loans and RE/MAX agent Jon Lopez join Chris & Andy to answer a range of listener calls and texts. See omnystudio.com/listener for privacy information.

There's a lot of information out there when it comes to real estate.  But what are some of the myths that you need to avoid whether you're selling or buying?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to explain which ones you should look out for. See omnystudio.com/listener for privacy information.

  Interest rates are moving in a downward direction and are showing no signs of changing for at least a year—but why? I’m joined by Tom Ross from Bay Equity to answer that.Buying a Phoenix Home? Search all Homes for SaleSelling a Phoenix Home? Check out our FREE Home Value ReportToday I’m alongside Tom Ross with Bay Equity Home Loans and, together, we’re here to discuss our current interest rate environment. By the end of this May, we saw a notable development with regard to interest rates: The combination of tariffs and various other economic conditions are driving rates down, and this downward trend doesn’t look like it’s going to slow or move in the other direction anytime soon.“The combination of tariffs and various other economic conditions are driving rates down.”Although market indicators tell us that rates will continue their current trajectory for the next year or so, it’s worth pointing out that, last year, we were confident that rates would continue to rise well into the high-5’s. It wasn't until the Fed announced a change of course in their policy decisions early this year that we knew we could see rates flatten out or begin to fall. All things considered, conditions are very favorable at this moment, and it’s a great time to get into the market.  Whether you’re considering buying or refinancing, go ahead and give Tom a call at 602-791-5861. We’d love to help you as a team! And if you have any other questions regarding your real estate needs, please reach out to me as well. We hope to hear from you soon!

How meaningful are your relationships with your clients? Are you missing out on referrals that you should be getting?On this episode of the bigJOEL Show, Joel and Molly Meeker of Bay Equity Home Loans discuss the overlooked, but valuable ways to connect with clients. From using Facebook the right way to setting up a system for routine follow-ups, there's plenty of great tips you won't want to miss. 

There was some big news this week that effects mortgage rates.  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to discuss what this means for your finances.  They also look into ways to market different types of properties and take your industry-related questions. See omnystudio.com/listener for privacy information.

  If you’re a homebuyer, the time to buy is now—here’s why.Buying a Phoenix Home? Search all Homes for SaleSelling a Phoenix Home? Check out our FREE Home Value ReportAre you waiting for the market to soften to buy a home?A lot of buyers have this plan because they’re afraid that what happened during the last economic downturn will happen again soon. However, according to my guest today, Tom Ross of Bay Equity Home Loans, the last economic downturn was a once-in-a-century event, and the current market features a totally different set of circumstances. If you plan on staying in your home for at least three years, there are plenty of underlying reasons why now is a great time to buy.“The last economic downturn was a once-in-a-century event, and the current market features a totally different set of circumstances.”According to the statistics, Phoenix is the fastest-growing city in the U.S. Not only are we ranked in the top 10% of all cities in terms of job growth, but we’re also in the top 20% in terms of historical appreciation. We have about 70,000 households being formed annually, but only 25,000 homes being built. To be exact, we have less than three months of inventory, and we don’t see supply catching up to demand in the foreseeable future. Furthermore, appreciation is also expected to continue to rise. If you look at the big picture, it’s a great time to buy or sell, so if you plan on doing either anytime soon, don’t hesitate to reach out to me. I’d love to help you.

We haven't checked the current interest rates in a while.  Where do they stand?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to discuss that question and many others during this edition of the program. See omnystudio.com/listener for privacy information.

What's happening in communities where many folks are looking to buy their first homes?  Jon Lopez of RE/MAX Advantage Plus and Travis Whitford from Bay Equity Home Loans discuss Hennepin County's Community Action Partnerships program with Chris & Andy. See omnystudio.com/listener for privacy information.

As a lending professional at Bay Equity, Brad is dedicated to helping you with all of your home mortgage needs. The housing and mortgage markets are constantly changing. Brad can help you navigate the many options to find the right loan for you and your family. Whether you are buying or refinancing, buying your first home or building your dream home, Brad can explore with you the many options for financing. Welcome, Brad Nowak of Bay Equity Home Loans --- Support this podcast: https://anchor.fm/angeltalamantes/support

The studio is overrun by guys named Travis.  Travis Whitford from Bay Equity Home Loans and Travis Callstrom of RE/MAX join Chris & Andy to talk all issues in the real estate industry. See omnystudio.com/listener for privacy information.

What should we expect for this industry in 2019?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to preview the year and trends in real estate.  They also takes your questions. See omnystudio.com/listener for privacy information.

Have you ever wondered what goes into a reverse mortgage?  Are they a net positive when it comes to home loans?  This week, Andy Praksy is joined by Travis Whitford of Bay Equity Home Loans to discuss this initiative with fellow Bay Equity member Cindy Allen. See omnystudio.com/listener for privacy information.

What do you need to know before accepting an offer on a home?  Chris & Andy will talk with Travis Whitford from Bay Equity Home Loans about the tips that can help you out.  Plus, how could the recent downward trend from Wall Street affect any upcoming interest rate changes? See omnystudio.com/listener for privacy information.

This week, Chris & Andy open up the mailbag.  Travis Whitford from Bay Equity Home Loans joins in to answer your questions about the industry. See omnystudio.com/listener for privacy information.

Real Estate has a lack of inventory right now and buyers are ending up in multiple offer situations.  Travis Whitford from Bay Equity Home Loans (www.bayequtiyhomeloans.com/travis-whitford) joins Chris & Andy to discuss what your lender and realtor can be doing to set your offer apart from others coming in to win that house. See omnystudio.com/listener for privacy information.

Do you have investment properties?  Are you taking out loans on such items?  Travis Whitford from Bay Equity Home Loans joins Chris & Andy to discuss those questions and more. See omnystudio.com/listener for privacy information.

It's a crowded porch during this first weekend of the Minnesota State Fair.  Chris & Andy invite Cindy Koebele of TitleSmart and Travis Whitford of Bay Equity Home Loans to discuss several topics as the industry prepares for the 2018 Fall season. See omnystudio.com/listener for privacy information.

Did you know there are special loan programs?  Travis Whitford from Bay Equity Home Loans (www.bayequityhomeloans.com/travis-whitford) joins Chris & Andy to discuss Loans for Heroes, Corporate Care loans and Doctor loans. See omnystudio.com/listener for privacy information.

Episode 26: Interview | Frank Blakeley Guest, Frank Blakeley, from Bay Equity Home Loans hops into an outstanding interview with James and talks about all kinds of gold. Offering unique value propositions, discussing the importance of coaching or mentorship and even diving into the necessity of scheduling your days, weeks, months, etc.. Loan Officer, REALTOR® or just about any kind of sales related positions … there’s something here for everyone to grab onto a leverage. Sponsors | Affiliate Links Aiva – Aiva works your leads while you leap. They engage, qualify and nurture leads for real estate agents. Spend your time with clients that need you or get your time with family and friends. Aiva gets your leads to you when they’re ready to an agent to step in. Exceptional service and affordable for agents and teams of all levels. No long term contracts and ability to be flexible to your business style makes this a no-brainerTry Aiva out today! Leadpages – Easily build landing pages and mini-sites that convert customers into real business without the stresses of a typically clunky website platform. Learn more about what Leadpages has to offer and try it for FREE NOW! Click Funnels – All sales are ultimately funnels. Find out which funnels are best for your business and get a 2 Week FREE Trail with Click Funnels TODAY! The consumer is changing how they interact with our businesses, join them. Time Stamped Show Notes (Note: clicking on any of the timestamps below will jump you directly to that exact point in the episode) [00:01] – Learn about and hire a professional Inside Sales Team to respond to and nurture your leads. Visit Aiva today and see what it’s all about. [00:22] – Get that blood flowing and fire up with that RERAW intro! [01:03] – James opens the show and introduces guest, Frank Blakeley, from Bay Equity Home Loans. [02:05] – Frank highlights his background bringing him into the lending business and gives us a glimpse into his personal life. [03:57] – How does our guest handle the juggling act between work, family and time for self? [06:15] – Time blocking, planning and winning by noon. [20:30] – Be uniquely different. Add actual value. [31:00] – Having reasonable expectations of others you work with, understand everyone’s capabilities and limitations. setting expectations and ultimately communicating properly. [36:30] – Something most agents (and clients alike) don’t know about getting pre-qualified and shopping for rates and service from lenders. [42:00] – Understand the process that a client goes through to get pre-approved so you can provide better service too. [01:04:43] – Frank discusses distractions and how to recover from tough times, mental blocks and broken...

What misunderstanding might you encounter during the transaction of a home sale?  Russell Hillyer and Matt Bjorgum from Bay Equity Home Loans join Chris & Andy to provide some clarity.  They also take your calls and texts. See omnystudio.com/listener for privacy information.

You’re pre-approved for a new mortgage…now what? Travis Whitford from Bay Equity Home Loans (www.bayequityhomeloans.com/travis-whitford) joins Chris & Andy to discuss what you should and should not do once you’re pre-approved for a mortgage. See omnystudio.com/listener for privacy information.

This week, Travis Whitford from Bay Equity Home Loans joins Chris & Andy to talk about the hottest topics in the real estate industry.  They also answer your calls and texts. See omnystudio.com/listener for privacy information.

Is it smart to make a non-contingent offer on a home purchase?  Travis Whitford from Bay Equity Home Loans (www.bayequityhomeloans.com/travis-whitford) joins Chris & Andy to talk about Non-Contingent offers. See omnystudio.com/listener for privacy information.

Real estate has a lack of inventory right now and buyers are ending up in multiple offer situations. Travis Christianson from Bay Equity Home Loans (www.bayequtiyhomeloans.com/travis-christianson) joins Chris & Andy to discuss what your lender and realtor can be doing to set your offer apart from others coming in to win that house. See omnystudio.com/listener for privacy information.

Five tips to improve your credit so you can get the best mortgage rate…that’s what Travis Whitford from Bay Equity Home Loans (www.bayequityhomeloans.com/travis-whitford) discusses with Chris & Andy on this edition of the program. See omnystudio.com/listener for privacy information.

Jeff is a loan officer with over 30 years of experience and is currently the Area Sales Manager and Bay Equity Home Loans. He has been ranked as high as 50 in the nation in funded loan volume and has previously owned First Western Home Loans, which was one of the largest loan brokerage companies in the country.  The housing and mortgage markets are constantly changing. Jeff can help you navigate the many options to find the right loan for you and your family. Whether you are buying or refinancing, buying your first home or building your dream home, Jeff can explore with you the many options for financing. You may contact Jeff either through his website at: https://www.bayequityhomeloans.com/jeff-sokol or his email  jsokol@bayeq.com