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Latest episodes from Insurance Talk

Serving Up Safety: Understanding Liquor Liability for Your Business

Play Episode Listen Later Jan 15, 2025 6:41


Running a business that serves alcohol? Don't let liquor liability catch you off guard! In this episode of Insurance Talk, we dive into the real risks and rising costs of liquor liability insurance. From real-life claims to tips for protecting your business, discover why this coverage is a must-have for any establishment serving alcohol. Tune in now to learn how to safeguard your business and serve responsibly! For coverage for your business, visit us at www.bancorpinsurance.com

The Financial Power of Insurance: Protecting What Matters Most

Play Episode Listen Later Dec 6, 2024 8:27


Discover how insurance is more than just a necessity—it's a powerful financial planning tool. In this episode, we explore the hidden benefits of homeowners and auto insurance, how they protect your assets, and why they're essential for financial security. Learn real-world examples, surprising stats, and tips to make the most of your policies. Don't miss this deep dive into why insurance is your ultimate safety net.

Why Replacement Cost Insurance Could Save You Thousands

Play Episode Listen Later Nov 22, 2024 8:47


Is your property adequately covered? Join Cheri Martinen from Bancorp Insurance as she breaks down the importance of replacement cost insurance. Learn how inflation, debris removal, and building costs impact your coverage—and your wallet. Don't miss this episode of Insurance Talk to ensure your home or business is protected!

What Does a Well-Rounded Insurance Portfolio Look Like?

Play Episode Listen Later Nov 15, 2024 8:27


Is your insurance coverage leaving you vulnerable to financial disaster?

Saying Goodbye to Sublimity Insurance – What It Means for Oregon Policyholders

Play Episode Listen Later Oct 31, 2024 5:27


In this episode, we dive into the recent exit of Sublimity Insurance from the Oregon market, a change affecting homeowners and drivers alike. We'll explore why Sublimity decided to leave, what it means for policyholders across the state, and what options are available for those impacted by this shift. Tune in to get the inside scoop on how you can navigate this transition, protect your assets, and find a reliable insurance provider in these uncertain times. If you're feeling the impact of a hard insurance market in Oregon, this episode is for you. www.bancorpinsurance.com

Understanding Medicare Annual Election Period: A Guide to Medicare Advantage and Prescription Drug Plans

Play Episode Listen Later Sep 27, 2024 17:49


In this episode of Insurance Talk, Cheri Martinen from Bancorp Insurance dives into the Medicare Annual Election Period, explaining the ins and outs of Medicare Parts A and B, Medicare Supplement Plans, Medicare Advantage Plans, and Part D Prescription Drug Plans. Learn how to navigate your Medicare options, avoid unexpected medical costs, and make informed decisions about your health coverage. Don't miss out on valuable tips for saving money and protecting your financial future during this critical enrollment period!

Understanding Medicare Part D Prescription Drug Plans

Play Episode Listen Later Sep 27, 2024 14:59


In this episode, we dive into the essentials of Medicare Part D prescription drug plans. We'll break down what Part D covers, its benefits, and key factors to consider when selecting the right plan. Plus, we'll discuss upcoming changes in 2025 that could impact your coverage and how to navigate them. Join us for a clear and informative discussion, and learn how to sign up for our local events in La Pine, OR, to get personalized guidance. Don't miss out—tune in now!

Wildfire Binding Restrictions Explained

Play Episode Listen Later Sep 24, 2024 7:53


In this episode, we break down everything you need to know about wildfire binding restrictions—what they are, how they impact your ability to get or update insurance during wildfire season, and what steps you can take to protect your home and assets. Wildfires are unpredictable, and so are the insurance restrictions that can follow them. Cheri explains the ins and outs of binding restrictions, offer tips for preparing ahead of time, and share key insights to ensure you're not left uninsured when it matters most. Tune in to stay informed and keep your coverage in check!

BBSI Podcast

Play Episode Listen Later Aug 2, 2024 27:51


BBSI Podcast

Navigating the InsureTech Revolution: Transforming Insurance Underwriting with Technology

Play Episode Listen Later Mar 13, 2024 28:37


Today, we're unpacking the exciting world of InsureTech through a riveting podcast featuring David Gritz, the co-founder of InsureTech New York. Brace yourself for a deep dive into how technology is reshaping insurance underwriting, with a spotlight on wildfire zoning and auto insurance.

Insurance Talk - Product Liability

Play Episode Listen Later Mar 7, 2024 10:36


Insurance Talk - Product Liability

Insurance Talk - Workers Compensation

Play Episode Listen Later Feb 5, 2024 10:23


Insurance Talk - Workers Compensation

Insurance Talk: Crime Insurance

Play Episode Listen Later Jan 31, 2024 14:35


Insurance Talk: Crime Insurance

What Does Professional Liability Insurance Cover?

Play Episode Listen Later Jan 19, 2024 8:45


What Does Professional Liability Insurance Cover?

What is Defensible Space?

Play Episode Listen Later Jan 9, 2024 29:29


What is Defensible Space? How do you create around your home to fire wise? Listen in on this new podcast with Rex and Cheri to learn more about protecting your home.

State of the Commercial Insurance Industry 2024

Play Episode Listen Later Jan 9, 2024 19:57


Join Cheri and Rex as they discuss the state of the commercial lines industry for 2024. What you can expect to see on your renewals as a business owner.

State of the Insurance Industry 2024 - Personal Lines Edition

Play Episode Listen Later Jan 4, 2024 16:49


What is going on with the insurance industry in 2024? Tune in to hear from Rex and Cheri from Bancorp Insurance.

Insurance Talk: Providence Medicare Plan Update for 2024 Plans

Play Episode Listen Later Oct 24, 2023 22:33


Insurance Talk: Providence Medicare Plan Update for 2024 Plans

Insurance Talk: Regence Medicare Plan Update 2024 Plans

Play Episode Listen Later Oct 24, 2023 23:57


Insurance Talk: Regence Medicare Plan Update 2024 Plans

Unwinding 2023 Ad

Play Episode Listen Later Apr 20, 2023 0:34


Unwinding 2023 Ad

Insurance Talk: Regence Individual Update for 2023

Play Episode Listen Later Nov 9, 2022 24:57


Insurance Talk: Regence Individual Update for 2023

Insurance Talk: PacificSource Medicare Plan Update 2023

Play Episode Listen Later Oct 10, 2022 22:45


Insurance Talk: PacificSource Medicare Plan Update 2023

Insurance Talk: Regence Medicare Plan Update 2023

Play Episode Listen Later Oct 10, 2022 19:42


Insurance Talk: Regence Medicare Plan Update 2023

Insurance Talk: Providence Medicare Plan Update for 2023

Play Episode Listen Later Oct 1, 2022 20:39


Insurance Talk: Providence Medicare Plan Update for 2023

What is Workers Compensation?

Play Episode Listen Later Aug 31, 2022 20:25


Workers Compensation is designed to support workers who get injured on the job. What does that mean for employers and how can Bancorp Insurance assist you with this vital coverage.

Wildfire Risk Map

Play Episode Listen Later Aug 1, 2022 19:52


On this episode of Insurance Talk, Cheri and Rex, discuss the new wildfire risk map that was announced recently. This podcast provides further clarification on the letters that the State sent out as well.

Ordinance and Law

Play Episode Listen Later Jul 19, 2022 11:12


Cheri and Rex of Bancorp Insurance discuss Ordinance and Law.

Contractors Read Your Contracts

Play Episode Listen Later Jul 19, 2022 5:49


Cheri and Rex of Bancorp Insurance review the importance for contractors to read through their contracts.

Insurance Talk - Small Water Utilities

Play Episode Listen Later Jun 28, 2022 25:25


In this episode, Rex and Cheri discuss one of Bancorp's Insurance Specialties, Small Water Utilities.

Inland Marine Podcast Episode 2

Play Episode Listen Later Jun 16, 2022 14:52


Does my business need inland marine insurance? Listen to this podcast series episode 1 and 2 to learn more about inland marine coverage and if it's something your business needs.

Inland Marine Podcast Episode 1

Play Episode Listen Later Jun 16, 2022 16:23


Does my business need inland marine insurance? Listen to this podcast series episode 1 and 2 to learn more about inland marine coverage and if it's something your business needs.

Planning a Drive to Mexico? Understand Car Insurance Coverages for your Trip.

Play Episode Listen Later Jun 2, 2022 13:30


If you are planning a drive to Mexico you might be surprised to learn that your US car policy won't cover you there. In this blog and podcast we will review what coverages are required in Mexico and some examples of how insurance works there as well.

Insurance Rants & Raves - Rex's Story

Play Episode Listen Later Feb 11, 2022 9:35


Rex Lesueur shares his recent personal experience with an auto accident and the body shop, a scenario which could happen to anyone. Listen to the claim process from an industry professional firsthand.

Why are Home and Auto Insurance Rates Going up in 2022?

Play Episode Listen Later Feb 11, 2022 7:26


The world is constantly changing and it's possible your home and auto insurance rates could be affected in 2022.

Are Commercial Insurance Rates Rising in 2022?

Play Episode Listen Later Feb 11, 2022 18:15


The world is constantly changing. This update should help you make better decisions in the year 2022 or help you be ready for changes coming up in insurance that might affect you.

HC Verbiage

Play Episode Listen Later Oct 20, 2021 0:30


Verbiage for video

Insurance Talk- Contractor Liability Bid Cost

Play Episode Listen Later Oct 11, 2021 4:41


Preparing a bid as a contractor is no easy task. A competitive and winning bid proposal requires extreme attention to detail. In this podcast, Cheri and Rex discuss something all to common with insurance and bidding, which is not having the correct coverage to meet the requirements of a winning bid proposal. Learn how the agents at Bancorp Insurance can assist you as a valuable client, to ensure that you have the proper insurance to meet the requirements for your bids. www.bancorpinsurance.com

2022 PacificSource Medicare Advantage Plans

Play Episode Listen Later Oct 7, 2021 42:21


Cheri invites PacificSource to the studio to discuss their 2022 Medicare Advantage Plans including new $0 deductible, copay and dental benefits. Listen to the two part podcast to learn all about benefits available. Then visit us at bancorpinsurance.com to learn more about how we can help you make an informed decision regarding your Medicare plans.

2022 Regence HMO Medicare Plan Highlights

Play Episode Listen Later Oct 5, 2021 21:33


Regence is an HMO/PPO/PDP plan with a Medicare contract. For 2022 they are offering a $35 HMO plan with several $0 extras that many people seek in a Medicare plan. Listen to the podcast to learn more about Regence options and then schedule an appointment with a Bancorp Insurance agency to review what plans are available and might be right for your budget and needs. Schedule an appointment at: bit.ly/bookwithbancorp

Insurance Talk - Liability Claims Explained

Play Episode Listen Later Aug 3, 2021 14:15


Today, Cheri and Rex discuss the various types of liability claims and how you should respond in the event of an accident for personal or business use.

Insurance Talk - Volunteer Coverage

Play Episode Listen Later Jul 26, 2021 7:14


What do you have to be concerned with when volunteering or hiring volunteers? Today, let's talk about a few scenarios and coverage in the event of an accident.

Insurance Talk — COVID Special Enrollment for Health Insurance

Play Episode Listen Later Apr 12, 2021 11:02


Today, we are talking about something that we don't normally see, which is the COVID special enrollment for health insurance that's happening right now in Oregon. It started February 15th and it goes through May 15th. This is a once in a lifetime special enrollment, I don't think we're going to see this again.

Insurance Talk — Employment Practices Liability Insurance (EPLI)

Play Episode Listen Later Mar 30, 2021 10:51


You are listening to Insurance Talk with Cheri Martinen and Rex Lesueur. We’re the father-daughter team from Bancorp Insurance located in beautiful Central Oregon. Bancorp Insurance is a family-run, independent insurance agency. We specialize in helping our neighbors here in Central Oregon with their home and auto as well as companies and businesses throughout the Pacific Northwest. And we also like to help with Medicare and health insurance. But today we've got a special story about employee liability.

Insurance Talk — What is a Workers’ Comp Audit?

Play Episode Listen Later Mar 9, 2021 7:36


Welcome to Insurance Talk with Cheri Martinen and Rex Lesueur. We’re the father-daughter team from Bancorp Insurance. We are located in beautiful Central Oregon, and we're a family-run insurance agency here to help you with all of your burning insurance questions. And the burning insurance question today is what is a workers' comp audit and why do I have to do one? And why do I want one?

Insurance Talk — What’s Going On in the Insurance Business

Play Episode Listen Later Feb 22, 2021 10:00


Welcome to Insurance Talk with Cheri Martinen and Rex Lesueur. We are the father-daughter team from Bancorp Insurance located in beautiful Central Oregon. And we're starting off the year here in 2021 with a fun podcast for everyone to listen to. Learn about what's going on in the insurance business and how is it going to affect you as a consumer going forward through 2021.

Insurance Talk — Preventing Employment Practice Liability Claims

Play Episode Listen Later Nov 13, 2020 6:44


Today we have a special guest in the studio, Ed Martinen. And yes we're related, he’s my husband. We're so happy to have him here today. He's going to be talking about preventative measures that employers can take to hopefully not get claims.

Insurance Talk — 2021 Regence Blue Cross Blue Shield Medicare Plans

Play Episode Listen Later Nov 6, 2020 22:44


Welcome to Insurance Talk. We are located in beautiful Central Oregon in La Pine on a nice, smoky, beautiful October day. I am Cheri Martinen from Bancorp Insurance, and today I have a very special guest. I have Dara Smith and Dara is from Regence Blue Cross Blue Shield. And she is talking to us today about Medicare, which is exciting because Open Enrollment is right now.

Insurance Talk — Learn About PacificSource Medicare Benefits for 2021

Play Episode Listen Later Oct 19, 2020 20:01


Thank you for joining Insurance Talk with Cheri Martinen. Today I have a very special guest coming to us all the way from Bend, Oregon. Emily Carrick from PacificSource Medicare is in our studio today. I'm super excited to have her here because Open Enrollment, or Annual Election Period, is right around the corner. And I want to make sure everyone in Central Oregon, Northern Klamath County, and Northern Lake County knows everything about all the plans that are available. One of our favorite partners, because Emily is just wonderful and that's why she's one of our favorites, is PacificSource. Emily, welcome to the show and I'm so happy to have you here again. Thank you for joining us.

Insurance Talk — How to Save Money on Your Auto Insurance

Play Episode Listen Later Oct 7, 2020 6:07


One of our topics today is that the economy's tough right now. A lot of people are out of work and we just want to give a couple of tips about how to save some money on their auto insurance to make this time a little less stressful. We're not going to make it non-stressful, that's not something I can do or we can do in total. But I think there are a couple of things that they could do to reduce their premium a little bit.

Insurance Talk — Saving Money on Business Insurance Costs

Play Episode Listen Later Sep 25, 2020 4:54


This is a pretty timely topic. We talked about how we can save money with your personal insurance on a previous podcast. Now, we're going to talk about how your business can save money on its insurance costs during this time when things are tough.

Insurance Talk — Working on Your Fire Loss Insurance Claim

Play Episode Listen Later Sep 16, 2020 22:20


Welcome to Insurance Talk with Cheri Martinen and Rex Lesueur, we’re the father-daughter team from beautiful Bancorp Insurance in Central Oregon. And today we're coming to you from a smoky town. Our beautiful state of Oregon has been on fire now for most of the week. And we're here to talk to you about what that means for you, especially if you may be affected by the fires.

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