Podcasts about workers comp

In episode #118 of Work Comp Talk, host Carmen Ramirez and Eric Farber, CEO of Pacific Workers, expose the rise of fake legal ads targeting injured workers. Learn how lead-gen companies disguise themselves as law firms, what red flags to watch out for, and how to protect yourself when choosing legal help.    Need real help? Call Pacific Workers at (800) 606-6999 for a FREE consultation.    This episode is sponsored by Pacific Workers, Northern California's Best Lawyers for Injured Workers.    What You'll Learn in this episode:  The difference between real law firms and shady lead-gen companies  The red flags of fake legal ads (and why they're so dangerous)  How scammers target injured workers in their most vulnerable moments  Insider tips on how to verify an attorney and avoid being sold to the highest bidder  Why choosing the right workers' comp attorney is critical for your case 

Send us a textIn this episode, we talk to Kirsten Kaiser Kus. She is a defense attorney and an equity owner at Downey & Lenkov LLC, leading their Indiana practice. She brings deep experience from both the plaintiff and defense sides of workers' compensation. She shares how her involvement with CLM and litigation education shaped her expertise and helped grow her professional network.We explore the many stakeholders in the workers' compensation system. Kirsten discusses distinctions between plaintiff-side and defense-side stakeholders and how they interact—or clash—within systems that vary state by state.On the plaintiff (applicant) side, she highlights challenges such as unrealistic expectations, lack of understanding of legal metrics, and client control issues. Then she systematically breaks down the far more complex defense side, detailing the roles of carriers, TPAs, hearing members, medical providers, mediators, ombudsmen, vendors, brokers, excess carriers, self-insured clients, and even how politics play out in our system.Throughout our conversation, Kirsten emphasizes one central principle: communication is critical. Where, oh where have we heard that before? Whether navigating expectations, coordinating stakeholders, or managing the risk of expensive cases, clear, proactive, and coordinated communication is what drives effective outcomes.Stakeholders in the Workers' Comp Ecosystem:Injured Worker The employee who was hurt at work and seeking benefits.Applicant's Attorney / Claimant's Attorney / Plaintiff's Attorney / Petitioner's Counsel The lawyer representing the injured worker (term varies by state).Defense Attorney The attorney representing the employer or insurance carrier.Employer The company where the injured worker is employed; also referred to as "the insured."Insurance Carrier The insurance company providing workers' comp coverage to the employer.Third-Party Administrator (TPA) An outside company that manages the administration of claims on behalf of self-insured employers or insurance carriers.Broker An insurance advisor who helps employers obtain and manage coverage.Self-Insured Employer A company that pays claims out-of-pocket, often with excess insurance coverage.Excess Carrier The insurer that covers costs beyond a self-insured employer's retention layer.Hearing Member / Judge / Commissioner The official who hears and rules on workers' compensation disputes.Ombudsman A state-provided guide who assists unrepresented workers.Mediator A neutral party who helps both parties involved in a litigated case try to settle the case before trial.Medical Provider Doctors and other clinicians who treat the injured worker.Nurse Case Manager (NCM) A licensed nurse who helps coordinate medical care and communicate with all stakeholders. NCMs are often called in to help coordinate more complex claims. Vendors Service providers such as interpreters, transportation, Medicare compliance experts, durable medical equipment (DME) suppliers, and home modification specialists.Subrogation Counsel / Third-Party Recovery Attorneys or departments pursuing reimbursement when a third party (not the employer) caused the injury.Family Members Often involved in influencing the injured worker's decisions and expectations, an important perspective to keep in mind througho¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Choosing the right workers' compensation lawyer could be the most important decision you make after a work-related injury.  In California, not every attorney is equipped to handle the complex, highly specialized world of workers' comp law and hiring the wrong one can cost you valuable benefits, medical treatment, and time.  In this powerful episode of Work Comp Talk, your host Carmen Ramirez is joined by Eric Farber, CEO of Pacific Workers, the Lawyers for Injured Workers, to break down the six critical qualities to look for in a workers' comp attorney and the red flags that could mean trouble.  Whether you've just been injured or you're already in the system and unsure about your current legal representation, this episode offers the practical advice and industry insight you need to make an informed, confident choice.   

If your treating doctor and the insurance company don't see eye-to-eye on your work injury, a Qualified Medical Exam (QME) could decide your entire case. In this episode of Work Comp Talk, we unpack the QME process with expert insights from Pacific Workers CEO, Eric Farber. Whether you're just starting your California workers' comp claim or heading into a QME appointment, this episode will prepare you with everything you need to know.

Have you reached Maximum Medical Improvement (MMI) and aren't sure what it means for your workers' comp case? In this episode of Work Comp Talk, we're breaking down this vital phase of the California workers' compensation process, formerly called "Permanent & Stationary" and what it means for your future medical treatment, benefits, and case outcome.

Send us a textIn this episode, we sit down with industry powerhouse Mollie Kallen to explore the often misunderstood role of case managers* in workers' compensation. With over 30 years of experience leading one of the largest case management companies in the country, Mollie brings unmatched insight into how effective communication, not just clinical expertise, drives better outcomes for injured employees, employers, and claims professionals alike.We talk about what makes a great case manager, how communication breakdowns can derail even the best-intentioned care plans, and why advocacy and collaboration are more important than ever. Mollie also shares how her personal health journey reshaped her professional mission and led her to a new chapter of coaching cancer patients and their families with the same compassion and clarity that marked her work in workers' comp.Whether you're a case manager, claims adjuster, or anyone working in the comp system, this conversation will leave you with a deeper appreciation for the human connection at the heart of recovery.

In today's episode of the CodeCast podcast, Terry untangles the complexities of Protected Health Information (PHI) and HIPAA as they relate to workers' compensation cases. She'll clarify the rights of both patients and employers when requests for PHI reach a healthcare provider's office. This can be a tricky area, especially given potential state-specific regulations. This […] The post HIPAA and Workers Comp Patients appeared first on Terry Fletcher Consulting, Inc..

Do you know about second opinions in the California workers' comp system? In this episode #113 of Work Comp Talk, we break down your rights to second opinions—at court, with a doctor, a lawyer and even at settlement. Learn how getting the right opinion can protect your health, strengthen your claim, and secure a fair outcome. Empower yourself with the facts every injured worker should know.

Send us a textIn this engaging and insightful episode, co-hosts Yvonne Guibert and Rafael Gonzalez sit down with legendary industry leader Bill Zachry for a deep-dive into the realities shaping today's California workers' compensation system, and other state systems around the country. We explore rising WC costs, why it makes sense to manage and treat psychosocial barriers to recovery early on in the claim — or risk higher costs down the road, and other tips and observances he's made along the way. Bill shares powerful stories from his career, including how he entered the system as an injured worker, his role as a "baby claims adjuster," how he has helped shape public policy, the role of organized fraud in the Los Angeles basin and more. He also discusses his coined term, “sisterhood of the traveling body parts,” to describe recycled injury narratives.Our discussion also touches on prevention, prescription patterns, several issues related to public policy, and the cultural and systemic gaps that keep workers' comp stuck in a reactive posture.This episode is equal parts candid, educational, and entertaining — and is a must-listen for any workers' compensation professional, regardless of tenure. Resources: Rising Medical Solutions Annual Benchmarking Study¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Are undocumented workers in California protected if they're injured at work? In episode 112 of Work Comp Talk, host Carmen and attorney Bilal Kassem discuss workers' compensation rights for undocumented immigrants, how California labor laws protect all injured workers, and what to do if you're afraid to file a claim. Learn the facts, dispel the myths, and take the first step toward protecting yourself on the job.

Late-reported workers' compensation claims cost 45% more than those reported promptly – a startling statistic that reveals how critical timing can be when managing your company's experience modification factor. This hidden multiplier determines whether your business pays more or less for workers' comp insurance and, for contractors especially, can determine whether you qualify for jobs at all.Jeremy Morrison, Director of Underwriting at Berkeley Industrial with 20 years in workers' compensation, breaks down the complex world of E-mods with refreshing clarity. He explains how the classification system uses three years of historical data to compare your company's performance against similar businesses in your industry. The resulting math produces a multiplier that can significantly impact your bottom line – particularly as your business grows.We tackle common misconceptions about claims management, including why paying medical-only claims out-of-pocket often backfires financially. Jeremy explains how these claims are heavily discounted in the E-mod calculation and why prompt reporting nearly always saves money in the long run. We also explore why the system penalizes frequency more than severity, capping the impact of any single large claim on your rating.Perhaps most valuable is our discussion about partnership. The strongest workers' comp programs emerge when claims adjusters, underwriters, risk management specialists, and business owners communicate openly about goals and challenges. When everyone understands how their role impacts the others, better outcomes naturally follow. For workers' compensation success, we truly believe that teamwork makes the dream work.Think differently, care deeply, and discover how proper claims handling can transform your experience modification factor from a mysterious penalty into a competitive advantage. Subscribe, leave a review, and join us every two weeks for more insights that help you protect what matters.Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin.Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkleyindustrial.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

Send us a textMelissa Steger returns to walk us through the building blocks of the unique Texas UT System workers' compensation program. While the program is self-insured, they use a third-party administrator (TPA) in a hybrid system where the TPA staff sit on-site with the UT System staff who oversee the program. Covering 160,000 employees and over 250,000 students, UT System uses a variable rating system and has set up a culture where the individual institutions within the system compete against one another to achieve superior outcomes. The results? Truly innovative and remarkable. During Melissa's tenure with the WC program, and through a system of healthy competition, they initially saw program costs of eighty cents per $100 dollars of payroll. When Melissa retired last year, it had fallen to 8.5 cents per $100 dollars of payroll. How did this happen? Melissa talks about some of the nuances of their program including an annual retreat, where the hybrid staff come together to improve communications, get focused on core program goals and learn how they could continuously improve their results. Join us as we talk to Melissa and learn how UT System achieved such amazing results.Melissa also talks about flunking out of retirement. She is now VP of Business Development at WorkCompCollege.com ¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Send us a textIn this episode, Yvonne Guibert catches up with Nelson Gonzalez, Executive Director - Florida, Rehab Without Walls® NeuroSolutions, and they talk about Return to Work. In the workers' compensation system, a return-to-work (RTW) policy or program helps injured or ill employees safely and efficiently return to work. The goal or purpose is to minimize downtime, reduce costs, and maintain employee skills and productivity. Join the conversation to hear Nelson's perspective on why RTW programs are so essential, why some RTW programs fall short, what a good RTW program should include, and more. Companies and resources mentioned during this episode include: Rehab Without Walls® - https://www.rehabwithoutwalls.com/ReEmployability - https://www.reemployability.com/Bag of Happies - https://bagofhappies.com/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Dive into Episode #145 of the Psych Health and Safety USA Podcast, featuring host Dr. I. David Daniels, PhD, CSD, VPS, and special guest Louise Esola, a workers' compensation-focused journalist with Business Insurance, a role she has held for nearly 20 years. Psychological injuries are often more challenging to quantify than physical injuries, and the compensation awarded can depend on factors such as the severity of the condition, its impact on the employee's ability to perform their job, and the evidence provided to support the claim. Workers' compensation is handled differently in every state in the United States and even within the same state when it comes to psychological injuries. Ms. Esola will share her perspective on this important topic, which she has gained from the many worker's compensation stories and cases that she has covered over the years.

Send us a textOn this insightful episode of The Plant Movement Podcast, we sit down with Mr. Bob, a pioneering entrepreneur who built his career selling workers' compensation insurance to the largest nurseries in Miami-Dade County. Discover how Bob identified a gap in the market and filled it with dedication, expertise, and an unwavering commitment to service.Bob shares his incredible journey from his early days working for a State Farm agent during his summers as a teenager to founding his own successful insurance company. He reveals how his passion for insurance began with his father's friendship with a State Farm agent and how a pivotal decision to join the Air Force Reserve shaped his career path.Tune in to learn how a chance meeting on the golf course introduced Bob to the nursery industry and set the stage for his workers' compensation success story. He reflects on key relationships, including working with industry leaders like Tony Costa, and how timing, opportunity, and networking propelled his business forward.Now in his next chapter after selling his insurance company, Bob continues to share his wisdom, emphasizing the importance of service, integrity, and strategic growth. This episode also touches on the evolution of insurance in the Green Industry, lessons learned from decades of experience, and advice for entrepreneurs looking to build their niche.Don't miss this episode filled with stories of growth, resilience, and community impact!TRMGEmail: bob@trmg.netCall: (305) 281-4151Web: https://www.trmg.netFollow IG: https://www.instagram.com/theplantmovementpodcast The Plant Movement Podcast Email: eddie@theplantmovementnetwork.com & willie@theplantmovementnetwork.comCall: (305) 216-5320 Web: https://www.theplantmovement.comFollow Us: IG: https://www.instagram.com/theplantmovementpodcast A's Ornamental NurseryWE GROW | WE SOURCE | WE DELIVERCall: (305) 216-5320Web: https://www.asornamental.comFollow Us: IG: https://www.instagram.com/asornamentalnurseryThe Nursery GrowersCall: 786-522-4942Email: info@thenurserygrowers.comIG: www.instagram.com/thenurserygrowersweb: www.thenurserygrowers.comPlant Logistics Co.(Delivering Landscape Plant Material Throughout the State of Florida)Call: (305) 912-3098Web: https://www.plantlogisticsco.comFollow Us: IG: https://www.instagram.com/plantlogisticsDirected and Produced by Eddie EVDNT Gonzalez Disclaimer: The contents of this podcast/youtube video are for informational and entertainment purposes only and do not constitute financial, accounting, or legal advice. I can't promise that the information shared on my posts is appropriate for you or anyone else. By listening to this podcast/youtube video, you agree to hold me harmless from any ramifications, financial or otherwise, that occur to you as a result of acting on information found in this podcast/youtube video.Support the show

Rancho Mesa's Alyssa Burley sits down with Sam Clayton, Vice President of the Construction Group to discuss about the workers' compensation rate increases in California.Show Notes: ⁠⁠⁠⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠⁠⁠Host: ⁠⁠⁠⁠⁠⁠Alyssa Burley⁠⁠⁠⁠⁠⁠Guest: ⁠⁠⁠⁠⁠⁠Sam Clayton⁠Editor: ⁠⁠Megan Lockhart⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Music: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

Send us a textRecently, Yvonne and Rafael attended the 2025 Florida Bar and WCCP Workers' Compensation Forum, April 9-11, in Orlando, Florida. Unfortunately, there was no wi-fi available to do live streaming, which is what we planned to do, but we did talk to several folks and conducted short interviews to capture their excitement and thoughts about the conference. Conference interviews include: Judge David Langham, Florida Deputy Chief Judge of Compensation ClaimsStacy Hossman, Executive Director of WCCPOneill Martinez, FL MediatorYvonne and Rafael take time to catch upHolly Akers, Claimant Attorney - Jacksonville, FLYa'Sheaka Williams, Defense Attorney - Tampa, FLAdam Levy, Defense Attorney - Tampa, FLWe hope you enjoy this "bonus" episode of on-the-spot interviews at one of our top Florida conferences. The conference takes place again in 2026 at the same location at the Omni® ChampionsGate Resort in Orlando, FL, and you can check here for information about that and other events by WCCP: https://www.wccp.org/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

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Send us a textAfter much anticipation since we started this podcast, Stuart Colburn joins us for a special episode focused on Texas! Stuart, a shareholder at Downs & Stanford, P.C., has over 25 years of experience in workers' compensation. He shares his journey into our industry and expertly navigates the evolution of the Texas Workers' Compensation system since the 1980s. Throughout the conversation, he highlights the unique aspects that make Texas' approach distinctly different from those of other states.Stuart is board certified in Workers' Compensation Law by the Texas Board of Legal Specialization and was the founder and first Chair of the State Bar of Texas Workers' Compensation Section. He co-authors the Texas Workers' Compensation Handbook published by LexisNexis and, as a certified lobbyist and frequent Division of Workers' Compensation conference representative, brings valuable policy perspective to the conversation.(Correction: Stuart mentions 2011 as the year Wikipedia and iTunes emerged; however, the correct year is 2001.)NOTE: Stuart shares a slide deck during this episode, which you can see in the video version on our YouTube channel. Resources mentioned in this episode:Texas Workers' Compensation Handbook 2025 EditionTexas Department of Insurance - Workers' Compensation Texas Subsequent Injury FundAmerican Medical Association (AMA) GuidesOfficial Disability Guidelines ODG by MCG National Comp ConferenceStuart Colburn bio¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Today at WKXL and NH Unscripted it's Shaheen & Gordon law day and that brings Jared O'Connor in to talk about his field of expertise: Workers Compensation. And before your eyes roll back into your head consider the following. The Federal Gov't has cannabis listed as a schedule one drug, but, what if you use it medically in your state for say PTSD? Can you be arrested? Can your prescriber or the dispensary be considered as aiding and abetting? Workers Comp has taken on a new challenge and twist with the advent of medical cannabis on the scene. See? Not as boring as you thought, is it?

It's Shaheen & Gordon law day and that brings Jared O'Connor in to talk about his field of expertise: Workers Compensation. And before your eyes roll back into your head consider the following. The Federal Gov't has cannabis listed as a schedule one drug, but, what if you use it medically in your state for say PTSD? Can you be arrested? Can your prescriber or the dispensary be considered as aiding and abetting? Workers Comp has taken on a new challenge and twist with the advent of medical cannabis on the scene. See? Not as boring as you thought, is it?

We continue our conversation with Jason and Kevan about navigating workers comp and resources available to L2881 members. Be sure to go back and listen to part 1! 

Send us a textWe like to have fun with our episode titles when we can, hence "Alphabet Soup." Still, despite the fun name, this is an informative episode, particularly for those newer to the workers' compensation industry. Our guest is Jennifer Wolf, president and CEO of MWCIA in Minneapolis, MN. Jennifer expertly navigates through many of the common terms and acronyms we use. This is certainly not meant to be an exhaustive list of terms, so we have included several links for a more complete list for the nerdy folks like us: California Department of Industrial Relations GlossaryTennessee Department of Labor and Workforce Development Glossary of AcronymsFlorida Senate 440 Statutes Workers' Compensation DefinitionsPie Insurance Workers' Comp 101 GlossaryTexas Department of Insurance Workers' Comp Insurance GlossaryWe hope you enjoy it. If we missed a term or acronym you think should have been included, let us know! We may need to do a "Part 2" on terms and vocabulary! ¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Workers comp fraud & the life of a PI. Hour 1 3/14/2025 full 2178 Fri, 14 Mar 2025 19:00:00 +0000 vrCKLZXhiXUbINIoPmxXGLmw6TAhNazw news The Dana & Parks Podcast news Workers comp fraud & the life of a PI. Hour 1 3/14/2025 You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! 2024 © 2021 Audacy, Inc. News False https://player.amperwavepodcasting.co

Send us a textJoe Paduda joins us to explain the basic framework of our workers' compensation system. In this episode, we discuss why our system is so complicated and some of the key features of several states. While Yvonne tries to keep the conversation focused on basics, Ralph and Joe wander on a few tangents, such as discussing the potential of a federalized workers' compensation system. Joe explains why that is not likely to happen and they explore Medicare and Medicaid components.Whether you are new to workers' comp or are a seasoned industry professional, this is a fun conversation that reviews some basic elements of our system and we introduce a few core concepts and terms such as frequency, severity, medical, indemnity, and administrative expense. Joe tells us what he likes about workers' compensation and it is a key element of why we have such good people in the system and why they work hard to make it better every day. You'll have to find us on YouTube and watch the video of this episode to see the cameo appearance of Joe's dog Oakley!Check out Joe's blog on Substack here: https://joepaduda.substack.com/You can find more information Joe has shared over the years at his original website Health Strategy Associates:https://healthstrategyassoc.com/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Employers, Are You Ready for the New Workers' Comp Law? New York just changed the game—employees can now file for workers' comp due to workplace stress, and other states may follow soon. This could mean more claims, higher insurance premiums, and major HR headaches. So how can you protect your business? In this episode, Rhamy Alejeal breaks down:✅ What this new law means for employers✅ The risks of rising mental health claims✅ How to update your HR policies and insurance NOW✅ Actionable steps to protect your businessBook a FREE 30-minute consultation with Rhamy Alejeal (US businesses with 10+ employees)

In episode 102 of Work Comp Talk, Carmen breaks down a shocking U.S. Senate report exposing Amazon's high warehouse injury rates, data manipulation, and inadequate care for injured workers. Learn about common injuries, your rights, and how to protect yourself if you work at Amazon.

Send us a textJoin us as we kick off Season 5 with Alex Swedlow, President of CWCI and the "History of Workers' Compensation." Alex Swedlow is the President of the California Workers' Compensation Institute (CWCI). Alex is a previous guest on our podcast and we are so happy to welcome him back with his version of a brief "History of Workers' Compensation." As you will see, he is also a Workers' Compensation "nerd", just like Yvonne and Rafael, and he loves to talk about the history of our system which can be traced back over 4,000 years! Whether you are "tenured" in Workers' Compensation and insurance like the three of us are, or are new to the industry, we encourage you to listen for a quick summary of our endlessly fascinating system and its roots. Check out our new YouTube channel - @DeconstructingComp where we will drop our episodes in video format. For more information about CWCI, please visit https://www.cwci.org/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Join us for a conversation with Kevan Fox from the L2881 Injured Member Liaison (IML) Committee and attorney Jason Wells as we discuss navigating workers comp. 

In episode 101 of Work Comp Talk, host Carmen Ramirez explores the risks associated with forklifts in industries like construction and manufacturing. Forklifts are essential tools, but they also contribute to thousands of injuries and fatalities every year. In California, where construction sites often face uneven terrain, heavy materials, and tight deadlines, the dangers are even more pronounced. Carmen discusses the most common forklift accidents, such as tip-overs, collisions, and falling loads, sharing real-life stories of workplace injuries and what went wrong. She also highlights the growing trend of companies like Tesla and Mercedes-Benz moving away from forklifts in favor of safer alternatives like robotic tuggers and autonomous vehicles. This episode covers: The risks of forklifts in the construction industry Real stories of forklift-related injuries How companies are leveraging innovative technologies for safety The importance of safety protocols and proper forklift operator training If you've been injured in a forklift accident, understanding your rights under California Workers' Compensation law is critical. Carmen provides insights on how Pacific Workers can help you navigate the workers' compensation system, secure compensation, and protect your rights. Key Takeaways: What benefits you're entitled to under California Workers' Compensation How Pacific Workers supports injured workers in construction and beyond Why acting quickly after an injury is essential for protecting your rights Stay informed, stay safe, and learn how to take action if you or someone you know has been injured at work.

Send us a textHere we go with Season 5! We can't believe we are kicking off the fifth season of Deconstructing Comp! Co-hosts Yvonne Guibert and Rafael Gonzalez are back and ready to welcome a new season of conversations with their guests. This year, we are returning to our original idea of breaking down the workers' compensation system into bite-sized digestible nuggets of information. We call it the "Cliff's Notes" approach to understanding workers' compensation. Please join us on our new journey. We think it will be fun for professionals new to the industry and those of us who have been here for a while. Yvonne is committed to keeping episodes to 30-35 minutes! ¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

In this episode, we get to know Evelyn Eury, Director of Program Claims, Occupational Risk/P&C Lead at Crum & Forster—a leading carrier in property and casualty, accident and health, and specialty insurance solutions. Evelyn shares her journey from studying journalism to her current role, where she navigates the intersections of workers' compensation, property & casualty, and other insurance lines.Our conversation covers a variety of topics, including:Saluting Veterans: Recorded on Veteran's Day, we honor Evelyn's husband, Seth, an active-duty US Coast Guard member, and all who have served our country.Cameo by Saint: Evelyn's Weimaraner, Saint, makes a guest appearance.Mentoring the Next Generation: Evelyn discusses mentoring young insurance professionals and inspiring them to pursue careers in risk and insurance.Mom Life: Balancing her career while raising three daughters, along with trends in beauty products and Sephora adventures.This extended episode is a wonderfully organic conversation filled with insights and heartwarming moments. Grab your headphones, your favorite beverage, and join us for an inspiring chat with Evelyn Eury!For listeners who are newer to the industry, here are links to the conferences we mentioned during the episode: CLM (Claims and Litigation Management):https://www.theclm.org/alleventsWorkers' Compensation Institute (WCI) Conference:https://www.wci360.com/National Comp Conference:https://wcconference.com/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Guest Bogdan Savych, a senior policy analyst at the Workers' Compensation Research Institute (WCRI), discusses his new paper, written with David Neumark, entitled “Impact of Attorney Representation on Workers' Compensation Payments.” WCRI studied the impact of attorney representation when it comes to indemnity payments (income replacement benefits) for injured workers in what, on its face, is supposed to be a straightforward Workers' Compensation system. What impact, statistically, does having an attorney represent an injured worker have on payments?  Not surprisingly, Savych's research found that for workers, having an attorney represent them in their claims can result in higher payments, but there is still work to be done. And, as host Alan S. Pierce notes, it's even possible involving an attorney can save the Workers' Comp insurance company money by identifying other parties who are liable for the injury through negligence. But then, what about attorney fees? There are myriad factors to consider, and, as we know, every state is different.  If you're an attorney who represents injured workers in Workers' Compensation claims, or you're otherwise connected to the world of Workers' Comp, consider joining WCRI as a member.   If you have thoughts on Workers' Comp law or an idea for a topic or guest you'd like to hear, contact us at JPierce@ppnlaw.com.  Mentioned in This Episode: “Impact of Attorney Representation on Workers' Compensation Payments,” by Bogdan Savych and David Neumark Free Report: “WCRI Medical Price Index for Workers' Compensation, 16th Edition (MPI-WC)” by Workers' Compensation Research Institute Previously on Workers Comp Matters, “The Attorney's Role in Workers Compensation”

Guest Bogdan Savych, a senior policy analyst at the Workers' Compensation Research Institute (WCRI), discusses his new paper, written with David Neumark, entitled “Impact of Attorney Representation on Workers' Compensation Payments.” WCRI studied the impact of attorney representation when it comes to indemnity payments (income replacement benefits) for injured workers in what, on its face, is supposed to be a straightforward Workers' Compensation system. What impact, statistically, does having an attorney represent an injured worker have on payments?  Not surprisingly, Savych's research found that for workers, having an attorney represent them in their claims can result in higher payments, but there is still work to be done. And, as host Alan S. Pierce notes, it's even possible involving an attorney can save the Workers' Comp insurance company money by identifying other parties who are liable for the injury through negligence. But then, what about attorney fees? There are myriad factors to consider, and, as we know, every state is different.  If you're an attorney who represents injured workers in Workers' Compensation claims, or you're otherwise connected to the world of Workers' Comp, consider joining WCRI as a member.   If you have thoughts on Workers' Comp law or an idea for a topic or guest you'd like to hear, contact us at JPierce@ppnlaw.com.  Mentioned in This Episode: “Impact of Attorney Representation on Workers' Compensation Payments,” by Bogdan Savych and David Neumark Free Report: “WCRI Medical Price Index for Workers' Compensation, 16th Edition (MPI-WC)” by Workers' Compensation Research Institute Previously on Workers Comp Matters, “The Attorney's Role in Workers Compensation” Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Work Comp Talk, the podcast #91 is dedicated to all injured workers in California!

In this episode, you will hear from Jennifer Wolf, President of the Minnesota Workers' Compensation Insurance Association (MWCIA). She talks about what she studied in college, how she found her way into our wonderful industry, and how she loves our workers' compensation ecosystem. We also learn what a rating does and how it contributes to the overall workers' comp system. According to the MWCIA website: "The primary function of MWCIA as a Data Service Organization (DSO) is to produce an annual Ratemaking Report, which is the basis for all workers' compensation rates in Minnesota. Insurers then apply their unique expenses and loss experience to these base rates to create their own independent rates."In addition to her duties at MWCIA, Jennifer is also President of Kids' Chance of America. As you will learn, Jennifer is one of our brightest gems in the WC industry. Smart, funny, and a lover of our industry, she is the real deal.Grab your earphones, and let's go chat with Jennifer! MWCIA - https://www.mwcia.org/Kids Chance of America - https://www.kidschance.org/National Academy of Social Insurance - https://www.nasi.org/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Welcome to Work Comp Talk. In this special 'Best of Work Comp Talk' episode #90, host Carmen highlights top discussions and expert advice on navigating workers' compensation claims in California. This episode highlights the importance of connecting with a dedicated attorney and understanding the role of Qualified Medical Evaluators (QMEs) and Agreed Medical Evaluators (AMEs). The discussion covers navigating claims, settlement strategies, the significance of medical buyouts, and why it's crucial to seek legal counsel. Sponsor:    This episode is sponsored by Pacific Workers, a leading law firm for injured workers. Learn more at pacificworkers.com   Stay Connected:   Don't forget to like, comment, and subscribe for more episodes of Work Comp Talk Podcast. Hit the notification bell to stay updated on our latest content!  

Come along with us as we catch up with two of the brightest leading women in our industry: Marijo Storment and Jenn Ryon. We start, as we usually do at the beginning of our episodes, discovering what Marijo and Jenn studied in school. Then, we chat about what it was like to launch ForzaCare. Next, we take a deep dive to focus on an organization that is near and dear to our hearts: Alliance of Women in Workers' Compensation (AWWC). Yvonne served as a Florida ambassador to the organization for over four years in Tampa, FL. She still loves to support and advocate for the organization. Rafael has been a long-time supporter of AWWC. We talk about AWWC, the organization's mission, vision and what you can expect if you attend one of their events. We encourage everyone to attend a national event, or a local event if you have an opportunity. Jenn serves as Vice President and Marijo is the Secretary, both serving in prominent positions on the board for AWWC.So grab your headphones and get ready for a jam-packed fun exploration of one of the most influential organizations in our industry! They encourage everyone to leave their logos at the door, and come to their events to learn, network, and grow. For more information about Alliance of Women in Workers' Compensation: https://allianceofwomen.org/To learn more about ForzaCare: https://thinkforza.com/NOTE: since the recording of this episode, Jenn Ryon has transitioned to Prime Health Services. You can learn more about the company here: https://www.primehealthservices.com/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Welcome to Episode #87 part 3 of our 'Work Comp Talk BEST OF' series, sponsored by Pacific Workers, The Lawyers for Injured Workers. In this episode, host Carmen and guest speakers delve into crucial topics surrounding workers' compensation.   Sponsor:     This episode is sponsored by Pacific Workers, the leading law firm for injured workers in all of Northern CA. Check them out at: https://www.pacificworkers.com/   Stay Connected:    This podcast continues to thrive because of the community's support. Please like, comment, and subscribe. Hit the notification bell to stay updated with our latest content!   

WPFW's Labor Day Special; Project 2025 comes after labor; Our theme song contest!; What is a union? Today's labor quote: Tom Perez Today's labor history: Feds get Workers Comp @wpfwdc #1u #unions #LaborRadioPod @AFLCIO Proud founding member of the Labor Radio Podcast Network

We have a special treat for you just in time for a long weekend! Dr. Tyrone Spears, Chief of the Workers' Compensation Division for the City of Los Angeles, is one of the best and brightest in the business. Yvonne and Rafael recently caught up with him for a lively, thought-provoking episode! If you know Tyrone, you know he is a servant leader who continually does good things for others. Find out what he studied in school, what career path he considered, and how he found himself in the workers' compensation industry, an industry he has come to love. Conversations with Tyrone are always fascinating. He is the real deal. So, grab your headphones and settle in for a cozy conversation with Tyrone about leadership, mentorship, diversity, equity, inclusion, doing good for others, and being a good human. We also talked about politics, our 2024 bonus topic, since we talked to him the Monday after Joe Biden announced he was dropping out of the presidential race. Some things we mentioned during the episode include: Dr. Tyrone Spears - books on Amazon.com-The Compassionate Leader-Land The JobHazel's Hands - https://www.hazelshands.com/Tyrone started this charity in his grandmother's name. Hazel's Hands provides resources, services, and leadership to meet the emerging needs of at-risk youth and their families in our communities.  ¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

In this episode of Agency Nation Radio, host Nancy Germond, Big “I" executive director of risk management and education, dives deep into the world of workers compensation with Lisa Alea, senior product manager at the National Council on Compensation Insurance (NCCI). The NCCI recently marked its 100th anniversary. During this time, it has supported the insurance industry and workers comp market by offering valuable resources to insurers, agents and businesses, such as the recently launched Learning Center. "Our mission is to help foster a healthy workers compensation system and our Learning Center is a key resource for agents to stay informed and equipped," Alea said. Alea also touched on the current state of the workers comp market, noting that "we're seeing a shift towards more tailored solutions as employers face new challenges in managing workplace safety and compliance,” she said. “It's more important than ever for agents to stay updated and leverage the latest tools to address these evolving needs." Tune in to discover how to navigate the complexities of workers comp, enhance your niche marketing strategies, and better serve your clients in today's market. Whether you're a seasoned professional or new to the industry, this episode offers practical advice and insights to help you succeed. Agency Nation Radio is where insurance professionals turn on the mic and share unscripted stories about leadership, technology, marketing, success, and failure—stories that helped make them the professionals they are today. From Main Street USA to the pages of Independent Agent magazine—we've got the stories you want to hear. For more, catch Agency Nation Radio on your favorite streaming platform or visit https://www.iamagazine.com/podcasts. Lisa Alea https://www.linkedin.com/in/lisa-alea-4459a614/

Everything you always wanted in 62 minutes of sub-underground rocknroll music from the last six decades - and less. New material from GUIDING LIGHT, FEELING FIGURES, S.M.E.F, WORKERS COMP, THE GABYS, STEFAN CHRISTENSEN, BILDERS, GEE TEE and THE SUTROS too - plus old hits and favorites from The Fall, Smexmec, Peer Group, The Penetrators, Mole House, Giant Sand and more. Track listing:GUIDING LIGHT - Sterb DochS.M.E.F. - PsycowcasisPEER GROUP - Iconoclast YouthTHE CHICKENS - ArtingSMEXMEC - La SangaTHE FALL - Choc-StockGEE TEE - Choppa City SpecialTHE PENETRATORS - #1 Band In TownFEELING FIGURES - Co-operatorTHE GABYS - Colour Me OutANNA SAVAGE - Saturn AgainMOLE HOUSE - Come AroundWORKERS COMP - Lemon KitSTEFAN CHRISTENSEN - 84 DaysBILDERS - Trip SlugGIANT SAND - Center of the UniverseTHE SUTROS - Disguised Blood RushPISCES - Dear One

Join Yvonne and Rafael as they chat with one of their hometown "sheroes" Brenda Cogdell, Director - Risk and Safety Division, Hillsborough County. Brenda shares her enthusiasm for her role at Hillsborough County and for the risk and insurance industry where she has dedicated her career to shaping a culture of caring for the employees she serves. Together we explore her journey from graduating from Tampa's University of South Florida (Go Bulls!) to entering the risk management industry, serving as the risk manager at the City of Manassas, Virginia, then coming back to Hillsborough County where she began. We talk about the culture Brenda is helping to build at Hillsborough County called "Workplace Possibilities!"Learn how Brenda's father's career as a longshoreman shaped her and how it sticks with her still today. She believes team members who get hurt or ill at work ought to be reminded they are still part of a team, or a work family. Brenda Cogdell is the real deal! She happily shares her expertise and encourages young professionals to take advantage of all resources and mentors along their career journey. Some of the organizations we discuss in the episode include: Risk and Insurance Management Society (RIMS) https://www.rims.org/Public Risk Management Association (PRIMA)https://primacentral.org/Thank you for all you do Brenda! We LOVE you! ¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

A milestone 220th episode featuring new material from THE SUTROS (pictured), WORKERS COMP, MORDECAI, WATER DAMAGE, the CHEATER SLICKS and THE SPATULAS, plus stuff I ripped off of YouTube; heavy psych, spazzoid punk and more.Track listing:WORKERS COMP - Never Have I EverMORDECAI - Divine SeaVIOLENT CHANGE - Conduction WireTHINKING FELLERS UNION LOCAL 282 - Every DayMOUNTAIN MOVERS - The Other Side of TodayTHE SUTROS - Intelligence MangledSCRATCH ACID - Lay ScreamingCHEATER SLICKS - Rock and RollCRAZY JACK - Drive ShaftTHE PAGANS - I Don't UnderstandMIKE REP & THE QUOTAS - Black Hole ‘78THE SPATULAS - Shedded LifeCAT POWER - Colors and The Kids (live)SYD BARRETT - No Good TryingWATER DAMAGE - Ladybird

Les Shute is the Chief Innovation Officer at Infinity Nurse Case Management. Join us in this episode as we learn more about Les, including what Les studied in school and what he aspired to do in his career. After graduating college as a Marketing Major and with a Minor in Computer Science, Les was recruited into the insurance industry and started as a workers' compensation adjuster! In this episode, we learn that Les grew up with a strong influence in computer programming. He has immersed himself in learning all about artificial intelligence andLes chats with us about OOM, "orders of magnitude," Generative Pre-trained Transformers (GPT), neuro-symbolic AI, and other "mind-bending" scenarios and applications of artificial intelligence. We also discuss how AI may impact carbon-based life forms over the next 5-10 years. Get ready for a fascinating conversation about AI, a recurring topic we have discussed several times this year. As we always say, we love all our guests, but this episode is super fun and thought-provoking.  Learn more about Infinity Nurse Case Management here. Interested in learning more about how artificial intelligence has progressed since the 1940s? Check out this timeline courtesy of Veerloop.io.¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

New discoveries and new releases and heaviness all around. WATER DAMAGE, CHEATER SLICKS, QUIETUS, WORKERS COMP, MONOCOT, BLUES AMBUSH, PUPPET WIPES and that new Thinking Fellers Union Local 282 reissue - and that's just the new stuff. Track listing:THINKING FELLERS UNION LOCAL 282 - Flames UpWORKERS COMP - Pick and ChooseCHEATER SLICKS - I Am LowBENDERS - Can't Tame MeDEATH OF SAMANTHA - Sexual DreamingPUPPET WIPES - Fire PitQUIETUS - Distance is EverywherePRINZHORN DANCE SCHOOL - Lawyers Water JugHALF JAPANESE - Too Bad About ElizabethSIMPLY SAUCER - Here Come The Cyborgs Part 2MONOCOT - The Voice CameBLUES AMBUSH - IfeWATER DAMAGE - Reel EE

Another first for you! We are thrilled to introduce you to Chief David Picone, our first-ever fire chief on our podcast. He is the Fire Department Battalion Chief and Health and Safety Officer with the City of San Diego.  June is PTSD Awareness Month, so we are happy to share our recent interview with Chief Picone.  In this episode, Chief Picone shares his educational background, his desire to be a rock star, his journey as a career firefighter, and how he has grown to be a steward for cultural change with the City of San Diego Fire Department. The success of San Diego's program has attracted attention from fire departments across the nation and even the Tokyo Fire Department, the largest urban fire department in the world, and Chief Picone has been an integral part of the program since 2017. Chief's call to action is for cities and fire departments everywhere to adopt similar changes that have been made in San Diego so that first responders get the care they need when they need it. Key elements to the City of San Diego's success include: commit to building a culture of caring (it takes work!)demonstrate to first responders that you care about them and value their effortsencourage claims professionals to spend time with first responders to better understand the demands of their jobsaccelerate access to careprovide access to skilled and experienced medical professionals who are equipped to handle the needs of first responders, specifically when they come forward with symptoms of PTSDA few points mentioned during this episode with Chief David Picone:Firefighters and police officers are more likely to die by suicide than in the line of dutyFirst responders may experience 200+ traumatic events in their career vs. an average of 5 traumatic events in the average civilian's lifetime1 out of 3 first responders develop PTSDCity of San Diego Fire-Rescue Health and Safety Officehttps://www.sandiego.gov/fire/services/health-safety-officeDrexel University's Fire Service Organizational Culture of Safety (FOCUS) program for fire departments. Learn more here: https://drexel.edu/dornsife/research/centers-programs-projects/FIRST/our-projects/FOCUS/Institutes of Health is the company offering the "Intensive Outpatient Program (IOP)" https://institutesofhealth.org/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

In this episode of The Power Producers Podcast, David Carothers interviews Kevin Ring, Lead Workers' Compensation Analyst at Institute of WorkComp Professionals. Kevin discusses the recent changes made by the NCCI, how these changes impact employers, and how insurance producers can use this knowledge to their advantage. Key Topics: NCCI introduces state-specific split points in experience mod calculation Higher split points are influenced by factors such as attorney involvement, medical costs, and settlement structures Producers should discuss potential mod adjustments with clients Emphasize proficiency in workers' compensation processes State workers' compensation regulations and laws differ; producers should be well-versed in their state's requirements Connect with: Kevin Ring LinkedIn David Carothers LinkedIn Kyle Houck LinkedIn Visit Websites: Institute of WorkComp Professionals Florida Risk Partners The Extra 2 Minutes

Ben is one of the owners and founders of Linqqs. Through Linqqs in partnership with ERC Specialists, Brad has been able to help over 200 businesses get over $30 million in ERC funds. Linqqs was created to help businesses get money such as the ERC and retain earnings by saving on things such as Health Management Programs, Health Insurance and Workers Comp.  About Linqqs: Like an extension of your HR team, Linqqs Business Concierge helps you consolidate your employee benefits with one partner so you can connect the services and strategies you need to uncover savings, retain employees, gain efficiencies, and increase profit. In this episode, Brad and Ben discuss how your company could be maximizing its tax benefits. Follow Linqqs @Linqqs Learn more about how this can help you too at https://bradlea.linqqs.com   Watch the full video episode on Brad's Rumble here: https://rumble.com/c/c-2544182  Watch the full video episod