Podcasts about Replacement

This episode introduces the rent replacement strategy as a powerful mindset shift for first-time homebuyers. In part one of the First-Time Homebuyer Playbook, David Sidoni lays out the essential mindset every buyer needs before they ever look at a home: the rent replacement strategy. Rather than comparing rent and mortgage as separate costs, David explains how your rent can—and should—be replaced with a fixed, wealth-building home payment. The episode challenges the fear of becoming “house poor” by breaking down the math of equity growth, tax benefits, and long-term stability. This is the playbook to avoid financial regret and take real control of your housing future. “Renting is about survival. Owning a home is about growth.” Highlights What is the rent replacement strategy, and how can it help you afford a home?Why do so many renters regret not buying sooner?How does understanding full financial math debunk the fear of being house poor?What low down payment options and strategies can first-time buyers use today? Referenced Episodes355 – Real Answers Pt 4: Should I Rent or Buy in 2025?415 – Financially Prepare to Buy Your First Home 2.0 - Pt. 1423 – Using Your 401(k) - Financially Prepare to Buy Your First Home - Pt. 6435 – 2026 Ultimate First Time Homebuyer Guide: What's Next for Housing? (Forecast, Predictions & Tips to Prepare)198 – PMI Is a Privilege216 – PMI Is Still A Privilege And Still Not The DevilConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Jan. 16, 2026- Office of the New York State Comptroller Deputy Comptroller for State Accountability Tina Kim discusses an audit that highlighted room for improvement in the state's dispersal of funds to replace lead service lines in the Empire State.

The insured felt like she did everything right. She insured the ring when she bought it, kept it scheduled on her policy, kept up with maintenance, and filed a claim right away when it was stolen. She even submitted the original appraisal for $22,000 so the insurance company would know how much to write on the check. So she was shocked when the insurance payout was only $14,000. Apparently diamonds are cheaper today, but she thinks: "shouldn't the appraisal lock in the cost?"   Notable Timestamps [ 00:45 ] - An insured may assume an appraisal amount guarantees payout, but jewelry claims often hinge on policy type and current replacement cost, not the dollar figure listed on the appraisal. [ 02:00 ] - Jewelry appraisals lack a single governing standard; credentials vary widely, making it critical for carriers to evaluate who prepared the appraisal and whether it meets insurer expectations. [ 04:20 ] - Premiums may be based on a scheduled value, yet replacement cost policies aim to restore the item itself, which can result in payouts lower or higher than the original appraisal. [ 06:10 ] - Clear communication from agents and adjusters about agreed value versus replacement cost policies can prevent frustration and disputes when a jewelry claim is settled. [ 08:10 ] - Replacement cost focuses on replicating the exact item—cut, color, clarity, and materials rather than paying the appraisal number, which can change with market conditions. [ 09:30 ] - It is the insured's responsibility to keep appraisals updated; insurers do not automatically adjust jewelry values for inflation or market shifts in metals and gemstones. [ 11:40 ] - Outdated or inflated appraisals can create claim friction, while modern update tools and reminders help carriers reduce underinsurance and improve customer satisfaction. [ 14:45 ] - Early education about policy limits, valuation methods, and appraisal updates builds trust, supports smoother claims handling, and leads to a more positive claims experience. [ 17:12 ] - Brennan summarizes the key points above. Your PLRB Resources CE Course: Jewelry Valuation & Adjustment - https://members.plrb.org/education/courses/jewelry-valuation-amp-adjustment Coverage Question: Agreed Value Settlement For Repair Of Jewelry - https://www.plrb.org/documents/wedding-ring-diamond-replaced-w-o-notifying-insurer-acv-for-original-ring-pcq-2009-10-08/?search=diamond%20value https://members.plrb.org/education/courses/a-deep-dive-into-a-premises-liability-claim-part-1 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

INTERVIEW: Fresno County Supervisor Garry Bredefeld discusses the new citizen‑driven proposal by activists to replace Measure C. Backed by the Transportation 4 All coalition, the plan mirrors the version that couldn’t gain full support from the Fresno Council of Governments, dedicating 65% of an estimated $7 billion to road repairs and 25% to public transit. Supporters argue the measure prioritizes neighborhood streets and equity, Bredefeld says not enough goes to roads. To qualify for the 2026 ballot, organizers must gather 35,000 signatures across Fresno County. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Good morning! Start your day with Go Birds! Daily, a daily Eagles podcast giving you everything you need to know for January 15th. In today's episode Eliot Shorr-Parks goes over the latest news surrounding the Eagles, including a new name making its way onto the offensive coordinator market. Then, Jason Avant questions the Eagles effort and LeSean McCoy talks about Jalen Hurts. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Carl and Dan discuss why Reform UK are so determined become the new Conservatives.

Capital is pouring into steady, cash-flowing midwestern markets. Investors appreciate the predictable, steady growth and performance of these markets with affordable entry points. This applies especially to supply constrained infill industrial markets with big tenant demand and consequent high occupancy rates. Geoff Stuhr, Principal at Smart Asset Capital, specializes in Class B infill industrial properties in Southeast Wisconsin. Geoff only buys positive leverage, cash flowing properties that have value-add components that allow for enhanced cash flow and appreciation of the assets.

The Eagles officially announced that offensive coordinator Kevin Patullo has been relieved of his duties. Sheil and Shawn Syed of SumerSports discuss the move that seemed inevitable and try to figure out who will be the next OC. Which one of the hot-name coordinators could possibly end up in Philly, and will head coach Nick Sirianni have any say in who it will be? Thoughts on the Kevin Patullo firing (3:02) Is the Eagles OC job appealing? (11:46) Todd Monken (13:19) Mike McDaniel (17:54) Kliff Kingsbury (26:59) Brian Daboll (30:49) Kevin Stefanski (37:10) Ranking the candidates (42:22) Email hot takes: Ringerphilly@gmail.com. Follow us on Instagram and TikTok: @ringersphillyspecial. Become a member of our Reddit community: https://www.reddit.com/r/RingersPhillySpecial/. The Ringer is committed to responsible gaming. Please check out rg-help.com to find out more, or listen to the end of the episode for additional details. Host: Sheil Kapadia Guest: Shawn Syed Producer: Cliff Augustin Music Composed By: Teddy Grossman and Jackson Greenberg Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jacob Tanswell RETURNS to give Dan Bardell an Aston Villa transfer window update. (Show recorded Wednesday14th January lunch) Sponsored by NORD VPN. Head to nordvpn.com/1874 to get your EXCLUSIVE DEAL. Support Jacob's marathon efforts: https://2026brightonmarathonweekend.enthuse.com/pf/jacob-tanswell

With every Canadian team suiting up tonight, Ailish Forfar and Justin Cuthbert kick things off with Sportsnet's Jason Bukala (4:25). They discuss the Leafs' complete game against the Avalanche last night, how Toronto will approach their crease, what is going on with the Ottawa Senators, if Ivar Stenberg could overtake Gavin McKenna for the #1 Pick at the upcoming NHL Draft, how Brayden Point's injury could affect Canada's Olympic team, and much more. Then, Ailish and Justin go through their potential Brayden Point injury replacements for Team Canada, tee up the fourth meeting between the Spurs and OKC, discuss the latest reporting surrounding the top free agents in MLB and the Jays' reported interest, and much more. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.

In an industry obsessed with mergers and acquisitions, staying independent is a radical act. Most agencies sell out or fade away, but Rue Insurance has thrived for 108 years across four generations. How do you build a legacy that lasts a century without losing your edge?My guest, Bill Rue Jr., President of Rue Insurance, joins me to share the blueprint for longevity. A former investment banker and Wharton grad, Bill discusses how he applies high-level business discipline to a family agency. We get into why they refuse to sell, how they transitioned from "hunting" to brand-driven marketing to support their producers, and the "Be Ready" philosophy that operationalizes their culture. This is the guide for agency owners who want to build a legacy, not just a book of business.▶▶ Sign Up For Your Free Discovery Callhttps://calendly.com/aneary/strategy-sessionKEY MOMENTS(0:00) 108 Years of Independence: The Rue Insurance Story (1:11) From Investment Banking to Checking Policies: Earning Your Stripes (6:38) "Be Ready with Rue": Operationalizing Your Agency Culture (9:23) How to Build a Benefits Department from Scratch (14:06) Stop Hunting, Start Marketing: The New Role of the Producer (18:43) The Power of Peer Groups: Why You Can't Grow Alone (20:34) The Future of Insurance: AI vs. Relationships (24:59) Using AI as a Thought Partner, Not a Replacement (27:06) Advice for New Executives: Don't Wait to Ask for Help (29:00) The Morning Routine of a 4th Generation PresidentCONNECT WITH ANDY NEARY

Coach Ted discusses practical examples of the Displacement~Replacement discipline and how you might replicate them. (Originally aired 12-21-2021)

In this episode, I sit down with Aaron Letzeiser, co-founder of OB Insurance, to talk about one of the most overlooked (and overpaid) areas in real estate investing—insurance. If you've ever felt frustrated by rising premiums, confusing policies, or slow claims, this episode will be a game-changer.Aaron shares why insurance is getting more expensive (especially in markets like Florida and Texas), what most investors get wrong about their coverage, and how OB is changing the way real estate pros manage risk. We dive into how OB uses tech to create fast, transparent quotes, the difference between replacement cost and actual cash value, and how to take back control of your costs—without sacrificing protection.Episode Highlights[0:00] – Introduction[0:32] – Why insurance is one of the most misunderstood costs in real estate[2:04] – Aaron's background and how he went from private equity to co-founding OB[4:20] – What OB Insurance does and how it's built specifically for real estate investors[7:39] – Why transparency and speed matter more than ever in today's insurance market[10:26] – Types of coverage OB offers: short-term flips, long-term rentals, and more[13:14] – What's really driving rising insurance costs—and how to mitigate them[16:18] – How investors can reduce risk factors and potentially lower their premiums[17:02] – The OB claims process and how it's different from traditional carriers[24:12] – Understanding replacement cost vs. actual cash value—and what you should choose[28:55] – Final takeaways for protecting your portfolio while saving money5 Key TakeawaysInsurance is often overpaid and under-optimized. Most investors don't know how to evaluate policies, leaving money on the table.OB puts investors in the driver's seat. From fast digital quotes to customized coverage, the platform was built for real estate.Your location is affecting your premium more than ever. Be proactive if you're investing in storm-prone areas.Know your valuation model. Replacement cost and actual cash value offer different protections—know which one you're buying.Claims don't have to be painful. OB's tech-forward claims process is designed to be fast, transparent, and easy to manage.Links & ResourcesOB Insurance: https://www.obieinsurance.comEmail Aaron: aaron@obieinsurance.comLearn more about Profit First for real estate investors: https://www.simplecfo.comIf this episode helped you rethink how you protect your real estate business, please rate, follow, and review the show. And don't forget to share it with another investor who needs this kind of clarity.

Mike Wilkinson, founder of Axia Value Solutions, joins Mark Stiving to explore how AI is fundamentally changing buying behavior—and why this shift exposes weak value stories more than it threatens good sellers. In this episode, Mike explains how AI has raised buyer expectations by enabling benchmarking, price testing, and faster comparisons—rewarding sellers who clearly communicate value and exposing those who don't. He and Mark show why AI creates mediocrity when used blindly, and why value clarity—not pricing tricks—determines who wins.   Why You Have to Check Out This Episode: Understand how AI is changing buyer expectations—and why buyers now demand clearer value justification before accepting price. Learn where AI helps sales—and where it hurts—including why copying AI outputs creates "AI mediocrity" instead of differentiation. Discover how value clarity and value literacy become your competitive moat in an AI-saturated selling environment.   "Whatever price you're charging or thinking of charging, make sure that it's supported by the value that you are communicating that you can deliver."  – Mike Wilkinson   Topics Covered: 02:17 – AI Is Changing How Buyers Buy. Buyers now show up informed with comparisons and benchmarks, shifting the focus from persuasion to value justification. 06:00 – How Buyers Use AI When Making Decisions. Why price-focused questions produce very different answers than value-focused ones. 09:08 – Using AI to Support Value Selling. Where AI helps sellers think through value—and where copying AI outputs makes everyone sound the same. 11:32 – The Real Problem: Most Salespeople Don't Understand Value. Why unclear definitions of value break value-based selling, with or without AI. 17:23 – AI as a Sales Assistant, Not a Replacement. How AI supports preparation and thinking, but can't replace real customer conversations. 19:25 – Practical Ways Salespeople Should Use AI. What actually helps sellers win—from research to prep—and what's just busywork. 22:55 – Researching Customers with AI Before the Call. How to use AI to understand the company, the market, and the buyer before the meeting. 27:17 – Pricing Advice: Value Has to Justify Price. Why prices fall apart when sellers can't clearly explain why they're worth it.   Key Takeaways: "The people who truly understand and communicate value are the people who will rise above that mediocrity." – Mike Wilkinson "For me, the question in the customer's mind is: if you're more expensive than a competitor, why should I make that additional investment? What do I get back in return? And if the answer is, 'I haven't a clue,' prepare to discount. If you've got some great reasons why you're worth more than competing alternatives, then you're into the conversation." – Mike Wilkinson   People & Resources Mentioned: Axia Value Solutions – Mike Wilkinson's consultancy focused on value-based selling and commercial excellence. Value-Based Selling – A sales approach centered on discovering, quantifying, and communicating customer-specific value rather than competing on price. AI in Sales Enablement – Used for research, preparation, and idea generation—not as a substitute for human judgment or relationship-building. Mentioned LinkedIn article in the episode: https://www.linkedin.com/pulse/future-selling-ai-world-michael-wilkinson-5brme/    Connect with Mike Wilkinson: Website: https://axiavalue.com/ LinkedIn: https://www.linkedin.com/in/mikewilkinson-thevalueexpert/ Email: mw@axiavalue.com   Connect with Mark Stiving: LinkedIn: https://www.linkedin.com/in/stiving Email: mark@impactpricing.com  

Welcome to the Atomic Anesthesia podcast hosted by CRNA professor Dr. Rhea Temmermand and Co-Founder Sachi Lord. On this show, you'll hear clear, clinically grounded discussions designed for nurse anesthesia residents and CRNAs who want to feel more confident in complex pharmacology, physiology, and real-world anesthesia decision-making.⚠️ SIGN UP FOR OUR FREE NEWSLETTER: [NEWSLETTER SIGN-UP]Topics included in this episode:Hemodynamic goals and risks during induction in severe aortic stenosis​Limitations and hypotensive effects of propofol in aortic stenosis patients​Pharmacology and potential advantages of cipepofol (ciprofol) as a propofol derivative​Key findings of the JAMA Surgery randomized trial comparing cipepofol vs propofol in severe AS​Practical induction strategies and future implications for managing severe AS patients under anesthesiaARTICLE: Hemodynamic Impact of Cipepofol vs Propofol During Anesthesia Induction in Patients With Severe Aortic Stenosis

11am - Zach Jones and Derek Kramer discuss if Mike McDaniel would be a good fit at Bills OC if Joe Bray leaves

Most physical therapists will treat TMJ pain. Almost none will ever encounter a full bilateral TMJ replacement—paired with mandibular advancement and upper palate expansion. When that rare case appeared, there was no rehab playbook… so this clinician built one.What listeners will learn:How TMJ replacement compares (and doesn't) to hip and knee replacementsWhy outcomes research exists—but rehab pathways don'tHow to apply total joint principles to a jaw jointWhat to do when surgical restrictions limit “normal” movementThe role of nutrition, SLPs, and interdisciplinary careHow lived experience changes clinical decision-makingWhy it matters: This episode isn't really about TMJ—it's about how clinicians think when evidence is thin and responsibility is high.Guest: Katie Berry — sports & orthopedic clinician, adjunct professor, and OMPT fellow-in-training.

Communism is back in the headlines, and this episode names what many won't. Alan Smith and Jeff Rowland talk about New York City politics, “democratic socialism,” and why they see it as a rebrand of Communism. They also compare modern state control to Acts 2 communal living, and explain why Acts only works under Christ's rule, not under corrupt power. The conversation covers church and state, freedom, propaganda, and what they call the Dark Side behind replacement thinking. The next episode picks up with the spirit of antichrist and counterfeit kingdoms. Website: kingdompropheticsociety.org Daily Podcast: smithandrowlandshow.podbean.com Listen on Amazon, Apple, or Spotify. #Communism #Acts #ChurchAndState #ChristianPodcast #Prophecy

01/07 Hour 4: Calls On The Commanders Next Move - 1:00 Who Should Replace Kliff Kingsbury - 17:00 Josina Anderson Joins The Junkies - 27:00

Living with chronic back pain often means slowly adapting your life around it. Over time, everyday things – sitting comfortably, traveling, sleeping through the night, keeping up with family, start to require planning, compromise, or avoidance altogether. The hardest part isn't usually the pain itself, but the fear that this may simply be how life will always feel.  After nearly 20 years of back pain and multiple procedures, Rachel, a teacher and mom of two, found herself in that exact place. She describes years of temporary fixes "surgeries that helped, until they didn't,"  trying everything from lumbar fusion to chiropractors to injections, discectomy and physical therapy, yet lasting relief never came.  Eventually she was told disc replacement surgery wasn't an option for her. Instead, she was warned that her future would likely involve spinal fusion after spinal fusion, each one further limiting her mobility and quality of life. She felt trapped between continuing to manage her pain and facing an uncertain future of additional surgery. Rather than accepting that outcome, Rachel decided to keep asking questions. In this episode of Get Back to Your Life®, Rachel shares how seeking another opinion led her to two-level disc replacement surgery with Dr. Colin Haines at VSI®, and how that decision changed what daily life looks like for her today. Her story isn't defined by a single milestone; it instead highlights the return of everyday life… the moments that make life feel normal again… better sleep, greater independence, and the ability to fully participate in activities she had slowly stepped away from. If you're facing chronic back pain, been told your options are limited, or wondering whether disc replacement may still be worth exploring,  Rachel's story serves as a hopeful reminder that being told "no" doesn't always mean the story is over, and that asking the right questions can open doors many people don't realize still exist.

On today's show: Why are they trying to re-make "Twilight"? We discuss bare minimum expectations on a first date. Sabrina Carpenter will be hanging with the Muppets. Good Vibes at 6:55, followed by an exciting announcement on how Good Vibes is evolving in 2026. Am I The Bleephole? Whitney hung up on her girlfriend because she didn't want to have a particular conversation. Alyssa's College of Knowledge! Jessica does not want to replace Karen. Plus, we try to come up with some Costco hacks to help Alyssa enjoy Costco more.

Is LucasFilm finally preparing to announce Kathleen Kennedy's replacement… or is something else going on behind the scenes? On today's episode of The Kristian Harloff Show, we break down the latest report suggesting Lucasfilm is setting up new co-presidents and what that could mean for the future of Star Wars, Disney, and the studio's leadership moving forward. We'll also be talking about the brand-new Avengers trailer dropping this morning and what impact it could have on Marvel's upcoming slate. Plus, Bond rumors continue to heat up as Callum Turner is reportedly emerging as a frontrunner for 007. We'll discuss whether he fits the role and what direction the franchise may be heading. In Middle-earth news, Ian McKellen confirms that Gandalf — along with Frodo — may be returning in upcoming Lord of the Rings projects. What does that mean for the future of Tolkien adaptations? And finally, James Wan has expressed interest in directing Avatar 4 — so we'll explore whether that pairing makes sense creatively and commercially. Join the conversation, share your thoughts in the comments, and don't forget to support the show! SPONSORS: RAYCON: Go to https://www.buyraycon.com/kristian to get 20% off sitewide. Thanks to Raycon for sponsoring!

Could Koi Perich be the perfect replacement for Caleb Downs?In this episode of the Buckeye Weekly Podcast, hosts Tony Gerdeman and Tom Orr look at another intriguing prospect in the transfer portal in the form of Minnesota safety Koi Perich. They discuss how he could fit into an Ohio State defense that could be missing a talented safety should Caleb Downs do the expected and leave for the NFL.

Tara returns from Christmas break — and finds the geopolitical chessboard completely flipped. ♟️ In this deep-dive episode, Tara explains why Nicolás Maduro was always going to be taken alive, why Democrats suddenly changed their story on Venezuela, and how oil, indictments, cyber warfare, and cartel networks all connect to a single strategy: ripping the enemy nexus out by the roots. From CNN's 2019 “Trump is a Putin puppet” narrative to today's claims of “illegal war” and “oil profiteering,” Tara walks through the receipts — indictments, arrest warrants, sanctions, and economic data the media refuses to reconcile. This episode also pulls back the curtain on Somali fraud, grievance-group pipelines, and why the real Democrat crisis isn't politics — it's math, economics, and exposure.

Carl and Mike share thoughts on the Falcons requesting interviews with Seahawks OC Klint Kubial and Miami's DC Anthony Weaver and reports Kevin Stefanski is going to interview for the Falcons HC vacancy as well and agree the team need to cast a wide net to replace Raheem Morris.

On the latest episode of the Transfer Show, Dave Davis is joined by Trev Downey to break down all the latest Liverpool FC transfer news! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you providing for a lifestyle or providing for a connection? In this powerful episode, Kameran sits down with Thomas Blottenberger, founder of the Risk Reward Agency and a transformational coach for successful men. Thomas reveals a hard truth: most men use money as a "metric for being a good boy," yet find themselves inwardly hollow and relationally disconnected.We dive deep into why "math is not money," how childhood wounds dictate your bank account balance, and why most men choose the predictability of a career over the vulnerability of a marriage. If you've ever felt like you're "buying peace" at home because you have none internally, this episode is your roadmap to radical honesty and emotional mastery.Key Takeaways:Money as an Energy Multiplier: Why financial success often amplifies internal chaos rather than solving it.The Transactional Trap: How men treat marriages like balance sheets and why "buying peace" never leads to intimacy.Presence vs. Paycheck: Understanding the difference between caretaking and grounded leadership.The Masculine Wound: Why many men view money as a "stand-in" for their fathers and how that creates a loathing/love relationship with wealth.The Power of Subtraction: Why finding joy isn't about adding more "stuff," but subtracting the false narratives that keep you stuck.Highlights:The pivot from financial advisor to transformational coach.Why math is not money: The psychology behind our financial choices.Money as a mirror: What your bank account says about your internal state.Conflict avoidance and why men default to transactional living. The "Peace for Provision" trade: Why men feel attacked when wives ask for connection.Deep Dive: When money becomes "Dad" in a man's subconscious.The Secret to Joy: Why you must subtract before you can lead.Connect with the Guest & Community:Join the Conversation: Ready to take these lessons deeper and connect with like-minded couples and individuals? Join our community!

On the first episode of Hands-On Tech for 2026, Mikah helps Andrew out with some recommendations to replace his home theater PC (HTPC) so that his family can watch old home movies easily! Send in your questions for Mikah to answer during the show to hot@twit.tv. Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord. Sponsor: NetSuite.com/HOT

On the first episode of Hands-On Tech for 2026, Mikah helps Andrew out with some recommendations to replace his home theater PC (HTPC) so that his family can watch old home movies easily! Send in your questions for Mikah to answer during the show to hot@twit.tv. Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord. Sponsor: NetSuite.com/HOT

On the first episode of Hands-On Tech for 2026, Mikah helps Andrew out with some recommendations to replace his home theater PC (HTPC) so that his family can watch old home movies easily! Send in your questions for Mikah to answer during the show to hot@twit.tv. Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord. Sponsor: NetSuite.com/HOT

On the first episode of Hands-On Tech for 2026, Mikah helps Andrew out with some recommendations to replace his home theater PC (HTPC) so that his family can watch old home movies easily! Send in your questions for Mikah to answer during the show to hot@twit.tv. Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord. Sponsor: NetSuite.com/HOT

On the first episode of Hands-On Tech for 2026, Mikah helps Andrew out with some recommendations to replace his home theater PC (HTPC) so that his family can watch old home movies easily! Send in your questions for Mikah to answer during the show to hot@twit.tv. Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord. Sponsor: NetSuite.com/HOT

On the first episode of Hands-On Tech for 2026, Mikah helps Andrew out with some recommendations to replace his home theater PC (HTPC) so that his family can watch old home movies easily! Send in your questions for Mikah to answer during the show to hot@twit.tv. Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord. Sponsor: NetSuite.com/HOT

Buckeye Weekly: Ohio State Hires Cortez Hankton as Wide Receivers CoachIn this episode of the Buckeye Weekly Podcast, hosts Tony Gerdeman and Tom Orr discuss Ohio State's reported hiring of LSU wide receivers coach Cortez Hankton to replace Brian Hartline. They cover Hankton's coaching background, his successful stints at Georgia and LSU, and how his recruitment track record could benefit the Buckeyes. The hosts also explore the potential implications for the offensive coordinator position and contemplate Ohio State's strategic coaching moves. Tune in to hear their thoughts on this significant coaching change and what it means for Ohio State football.00:00 Introduction and Podcast Overview00:37 Breaking News: New Wide Receiver Coach01:02 Cortez Hankton's Coaching Background02:24 Fan Reactions and Expectations03:09 Ryan Day's Hiring Track Record03:44 Offensive Coordinator Speculations05:34 Recruiting and Coaching Dynamics09:21 Cortez Hankton's Recruiting Success11:04 Conclusion and Sign-Off

What if the fastest path to reliable clean electricity is not a new reactor design, but a new place to put one?   In this conversation, Paul Shapiro speaks with Elizabeth Muller, CEO of Deep Fission, about a plan to place a conventional pressurized water reactor roughly a mile underground to use geology, gravity, and groundwater for containment, pressure, and emergency cooling, potentially cutting total nuclear costs by as much as 80%. They unpack how a narrow borehole reactor could serve always-on demand from data centers and industrial users, what "proven tech combined in a new way" really means, how safety and groundwater concerns are handled through regulation and engineering practices, and the practical milestones from pilot to commercial operation so listeners can evaluate what it would take for underground nuclear to scale.   Things You Will Learn How putting a conventional reactor in a mile-deep borehole can replace major above-ground systems and cut nuclear cost drivers. How Deep Fission thinks about worst-case scenarios, groundwater protection, and regulatory proof points. What milestones convert LOIs into power purchase agreements, and what timelines look like for early deployment. Tools & Frameworks Covered Geology-as-infrastructure – Uses rock, gravity, and water to replace containment and pressurization systems. Mature-tech recombination – Combines proven reactors, drilling, and geothermal heat transfer to speed time to market. Pilot-to-commercial pathway – Separates "go critical" demonstration from commercial electricity generation milestones.   Episode Timestamps 04:55 – Why a mile underground could cut nuclear costs by about 80% 08:47 – Borehole size, reactor dimensions, and how the hardware fits 09:31 – Replacement strategy, sealing, and stacking long-term operations 19:45 – Groundwater and safety concerns, what regulators need to see 21:43 – Timeline to power, DOE pilot program, and moving toward commercialization   #BusinessForGood #CleanEnergy #NuclearEnergy #EnergyInnovation #ClimateSolutions

Ryan Day hires Cortez Hankton. Former WR coach/CO OC at LSU. How is he regarded in the profession? How has he been as a recruiter

Download your FREE canva template for your board of directors here: www.healthcouragecollective.com/board Would you be more likely to sail through menopause and beyond well prepared and well resourced to feel great and live and give more if you had a set of elite level consultants giving you advice and encouragement and acting as a sounding board to help you advance toward your best self?  my website: www.healthcouragecollective.comemail me: healthcouragecollective@gmail.comAre you ready to give your cells their best chance to not have to stop living before they die by allowing them access to physiologic levels of hormones, but aren't sure how to even get started?  Join the waitlist for my new beta program here and help me figure out how best to help wonderful women like you get the hormone care they deserve!Join the Waitlist HereCome visit me: www.healthcouragecollective.comemail me: healthcouragecollective@gmail.com

Felena Hanson is the founder of Hera Hub, a spa-inspired shared workspace and business accelerator. She has two company-owned locations in San Diego and licensed locations throughout the country. She's on a mission to support thousands of women in the launch and growth of their business. Top 3 Value Bombs 1. Business schools are outdated and expensive - real-world experience and community are far more valuable. 2. Grit - not credentials - is the number one trait you need to succeed in entrepreneurship. 3. Skip the solo grind and find a thriving community of entrepreneurs, collaboration beats competition. Visit Felena's website to explore her coworking and accelerator programs for women - Hera Hub Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Thrivetime Show - This is your year to take your business to the next level. Start your transformation by attending the world's highest rated business growth workshop taught personally by Clay Clark and featuring Football Star and Entrepreneur, Tim Tebow and President Trump's Son Eric Trump at ThrivetimeShow.com/eofire.

Sam Matterface is alongside talkSPORT's Alex Crook and former West Ham striker Dean Ashton for all the latest from the Premier League!Coming up: Red hot Villa head to the Emirates after downing Chelsea, West Ham drifting closer and closer to the Championship and Thomas Frank returns to the Gtech Hosted on Acast. See acast.com/privacy for more information.

This episode picks up right where part one leaves off as I dive into more of your thoughtful, honest questions in the second-part of this year-end Q&A. What happens when hormone therapy doesn't seem to be working the way you expected? And how do you know if your dose is actually doing what you need it to do? I answer questions about achy joints, stubborn symptoms, cortisol replacement, thyroid interactions, and why some delivery methods work beautifully for one person and fail another. Why do absorption issues happen? What does "optimal" really mean when it comes to hormone levels? And when is more not actually better? We also talk about real-world frustrations—irregular cycles, weight changes, hair loss, breast tenderness, and the overwhelm that can come with trying to figure all of this out. If you've ever wondered whether you're doing the right thing for your body, this episode is for you! In this episode, we uncover: How to know if your hormone dose is actually providing protective benefits. Why cortisol, stress, and thyroid medications complicate hormone balance. What causes poor absorption with patches, creams, or injections. How to spot signs of too much or too little estrogen. Why individualized testing and symptom tracking truly matter. Listen now to get the answers that could change how you approach your hormones in 2026!     Sponsors Get 20% of the Alitura luxury clay mask and more at alitura.com and use coupon code KAREN for 20% off. Coupon KM20 to get 20% off your order of Vitali Skin Care! Order your LMNT electrolytes today and get a FREE 8 pack of samples! Plus try it risk free, they have a no-questions-asked refund policy – you don't even have to send it back!     Are you in peri or post menopause and looking to optimize your hormones and health? At Hormone Solutions, we offer telemedicine services and can prescribe in every U.S. state, as well as in British Columbia, Alberta, and Ontario in Canada.   Visit karenmartel.com to explore our comprehensive programs: Bioidentical Hormone Replacement Therapy Individualized Weight Loss Programs  Peptide Therapy for weight loss    Interested in our NEW Peptide Weight Loss Program? Join today and get all the details here.   Join our Women's Peri and Post Menopause Group Coaching Program, OnTrack, TODAY!   To our nursing audience members, our podcasts qualify for nursing CE @ RNegade.pro. Provide # CEP17654.   Your host: Karen Martel Certified Hormone Specialist, Transformational Nutrition Coach, & Weight Loss Expert   Karen's Facebook Karen's Instagram

Featured on WGN Radio's Home Sweet Home Chicago on 12/27/25: Miracle Method's David Haas joins the show joins the show to discuss saving money on refinishing vs. the cost of complete replacement. To learn more about what Miracle Method can do for you, go to miraclemethod.com/wgn or call them at 630-832-2250.

Episode Summary:In this powerful keynote-turned-podcast from Connect 2025, Marc Canton and Steve Saltzgiver tackle one of the most overlooked but financially devastating issues in fleet management: inadequate fleet replacement planning. Drawing from decades of experience and real-world consulting insights, Steve and Marc make a compelling case for why fleet managers must stop kicking the can down the road.They go beyond the typical capital vs. operating cost debate, diving into the hidden costs of poor replacement planning: technician shortages, downtime, liability risks, and loss of stakeholder trust. Using vivid analogies (like rental car companies and depreciation curves), they break down exactly how aging assets cripple performance, and what to do about it.This is a must-listen episode for government fleets, enterprise organizations, and anyone who feels stuck in the cycle of reactive maintenance. Key Takeaways:Good fleet replacement equals good fleet management. Full stop.Aging assets increase M&R costs, downtime, and liability risk, and reduce availability.The capital cost of an asset is NOT what you paid; it's the purchase price minus resale.Fleets with high replacement backlog (25%+) are in crisis and need immediate intervention.Leadership must be educated on the economics of replacement vs. repair.A strategic, data-backed plan gets stakeholders on board and secures funding. Speaker Bios:Steve Saltzgiver is an award-winning fleet executive and consultant with decades of leadership in both the public and private sectors. Known as the "Fleet Whisperer," Steve helps fleets transform their operations by aligning strategy with data-driven performance.Marc Canton is a fleet management strategist and speaker, passionate about connecting operational excellence to financial outcomes. At RTA, he works closely with government and enterprise fleets to implement impactful fleet success strategies. 

Buckeye Huddle Primetime: Recruiting Updates, NFL Standouts, and Playoff PredictionsIn tonight's episode of Buckeye Huddle Primetime, host Juck Miletti covers a wide range of topics for all Ohio State Football fans. The show includes breakdowns of key Ohio State recruits, upcoming announcements, and standout performances in the NFL. Juck also provides a comprehensive look at the playoff landscape and predicts potential outcomes for Ohio State's path to the championship. Tune in every Monday and Wednesday at 8:00 PM for extensive Buckeye coverage!00:00 Introduction and Embracing the Noon Kickoff00:28 Welcome to Buckeye Huddle Prime Time01:49 Ryan Day's Coaching Interviews and Recruiting Updates02:49 All-American Voting and Sonny Styles' Recognition05:23 Buckeyes in the NFL: Weekend Highlights06:17 Ohio State's Impressive Roster and Draft Prospects10:54 Brian Hartline's Replacement and Coaching Strategies23:41 Recruiting Class of 2026: Nationwide Talent26:01 Player Introductions and Initial Thoughts26:36 Offensive Lineup Breakdown28:23 Defensive Lineup Breakdown29:46 Class of 2027 Announcements30:42 James Laurinaitis' Recruiting Success37:04 Playoff Matchups and Predictions48:23 Closing Remarks and Viewer Interaction

In this Season 14 review (Part 3) Andrea revisits key insights from Dr. Shane Creado on the critical link between sleep, concussions and performance. The episode explains how even mild or repeated head impacts and sleep deprivation damage the same brain regions that support learning, memory, decision-making and emotional regulation, and how one all‑nighter can reduce hippocampal learning capacity by around 40%. Practical takeaways include treating sleep as neurological recovery (7–9 hours), protecting the brain after head jolts, avoiding late alcohol and screens, and prioritizing consistent sleep routines to restore learning, resilience and long‑term brain health for athletes, students and professionals. Welcome back to SEASON 14 of The Neuroscience Meets Social and Emotional Learning Podcast, where we connect the science-based evidence behind social and emotional learning and emotional intelligence training for improved well-being, achievement, productivity and results—using what I saw as the missing link (since we weren't taught this when we were growing up in school), the application of practical neuroscience. I'm Andrea Samadi, and seven years ago, launched this podcast with a question I had never truly asked myself before: (and that is) If productivity and results matter to us—and they do now more than ever—how exactly are we using our brain to make them happen? Most of us were never taught how to apply neuroscience to improve productivity, results, or well-being. About a decade ago, I became fascinated by the mind-brain-results connection—and how science can be applied to our everyday lives. That's why I've made it my mission to bring you the world's top experts—so together, we can explore the intersection of science and social-emotional learning. We'll break down complex ideas and turn them into practical strategies we can use every day for predictable, science-backed results. As we are nearing the end of Season 14 here, it has been about reflection as we have looked back and reviewed past interviews. Our goal has not been about nostalgia, or remembering these interviews, the goal has been about integrating what we have learned. Taking what we know, aligning it with how the brain actually functions, and applying it consistently enough to change outcomes. And if there's one thing this season has reinforced, it's this: Sustainable success isn't built on intensity or focus alone—it's built on alignment. As we move into what's next, (Season 15) the focus shifts from understanding this alignment to bringing this alignment into a tangible, physical form, or embodiment. Not more information—but better execution. After hundreds of conversations with neuroscientists, educators, peak performers, and thought leaders, one truth keeps resurfacing— lasting success is never about doing more. It's about alignment. Alignment between how the brain actually works, how emotions drive behavior, and how daily habits compound over time. Season 14 has been about stepping back—not to reminisce, but to integrate what we have learned into our current life. I knew the minute that I was sent a couple of video clips from our past episodes, that I had forgotten about, that while I thought I had implemented the ideas from our past guests, I had some work to go myself. For this reason, we spent Season 14 and will resume with Season 15 next January, reviewing past episodes, with the goal of noticing what we have now aligned, that's bringing us results in our daily life. Core Reflection When we started this podcast 7 years ago, the goal was simple: bridge neuroscience research with practical strategies people could actually use. What I didn't fully appreciate then—what only became clear through repetition, reflection, and real-life application—is that information alone doesn't create change. Understanding the brain doesn't matter if we ignore what to do with the information we release each week: improving our sleep reducing our stress practicing emotional regulation with consistency that actually changes who we are at the core: our identity Season 14 has been about connecting those dots. Listening again to conversations with voices like Dr. John Medina, Dawson Church, Bob Proctor, Dr. John Ratey, Friederike Fabritius, and so many others, one pattern became impossible to ignore: The brain thrives on simplicity, repetition, and finding emotional safety to implement these concepts—not intensity or a quick fix. We will take the time with each interview review to offer ways for all of us to implement the lessons learned, so that when we finish 2026, we will be able to look back, and see where our changes all began. This week, we move onto PART 3 of our review of EP 72[i] with Shane Creado, MD and his book Peak Sleep Performance for Athletes recorded back in July of 2020. ✔ In PART 1[ii], we covered: How strategic napping, morning brain habits, and even the Silva Method all work together to reset your brain, boost performance, and transform your health from the inside out. ✔ In PART 2[iii] we continued with our review, diving a bit deeper into sleep deprivation and its impact of performance (whether you are an athlete, or just someone looking to improve productivity). ✔ PART 3, we will go a bit deeper into the impacts of concussions and brain injuries on our sleep and performance. Let's go back to 2020 and revisit what Dr. Creado had to say about sleep in this last episode of this season.   VIDEO 1 – Click Here to Watch   In the first clip of this episode, with Dr. Creado, he dives into the connection with concussions and sleep. He says, “Most people who have had a concussion end up with sleep problems. It makes a lot of sense when you think about the brain and how it regulates sleep and wakeful cycles and then it gets jarred. But what people don't realize is that even a mild head injury can really damage your brain. Even if you're not officially diagnosed with a concussion, you don't have to lose consciousness to have a concussion. You don't even need to have any symptoms to have your brain injured in some way. And then the little injuries along the way add up over time. So the brain is as soft as butter and in a hard, bony skull. Anything that jars it, even whiplash can cause your brain to be injured. And it accumulates over time. What's interesting is that the same regions of the brain that are most damaged in head injuries are also damaged in sleep deprivation and also alcohol use. The frontal lobes, the temporal lobes and the parietal lobes at the top of the brain.”

Evan and Canty discuss if reclamation projects like Sam Darnold can win a Super Bowl ahead of a massive Rams-Seahawks game in Seattle tonight. Is there any team that would trade for Tua if the Dolphins attach a draft pick to him? We are wondering where Joe Burrow's career is headed next after he made some more introspective comments. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan and Canty discuss if reclamation projects like Sam Darnold can win a Super Bowl ahead of a massive Rams-Seahawks game in Seattle tonight. Is there any team that would trade for Tua if the Dolphins attach a draft pick to him? We are wondering where Joe Burrow's career is headed next after he made some more introspective comments. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan and Canty discuss if reclamation projects like Sam Darnold can win a Super Bowl ahead of a massive Rams-Seahawks game in Seattle tonight. Is there any team that would trade for Tua if the Dolphins attach a draft pick to him? We are wondering where Joe Burrow's career is headed next after he made some more introspective comments. Learn more about your ad choices. Visit podcastchoices.com/adchoices