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In this episode of the Sunlight Tax podcast, I dive into the essentials of choosing the right business structure for anyone in self-employment, especially when it comes to forming an LLC or electing S-Corp status. I highlight why it's important to avoid unnecessary business formations and walk you through the proper order of business operations—reminding you that your business officially begins the moment you start advertising. I also share practical tax advice, including how different structures impact your taxes, and offer tips on bookkeeping and protecting yourself with liability insurance. Whether you're a new entrepreneur or already deep into running your business, this episode will help you assess your needs and make confident decisions about your structure. Understanding your options as a self-employed business owner can save you time, money, and headaches down the road. Also mentioned in this episode: 00:00 Understanding Business Structures: LLCs and S-Corps 04:02 Order of Operations in Business 09:58 The Role of LLCs in Business 12:20 Understanding S Corporations 19:00 Final Thoughts on Business Structure and Operations If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight podcast to new audiences. Links: Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Get your free visual guide to tax deductions Check out my program, Money Bootcamp
Dispensaries may be getting a bit of a break on employment practices liability insurance in recent times as capacity grows and insurers get better at evaluating the risks … Read More » The post 101: A Softer EPL Market for Dispensaries, But Claims Are on The Rise appeared first on Insurance Journal TV.
Dispensaries may be getting a bit of a break on employment practices liability insurance in recent times as capacity grows and insurers get better at evaluating the risks … Read More » The post 101: A Softer EPL Market for Dispensaries, But Claims Are on The Rise appeared first on Insurance Journal TV.
Dispensaries may be getting a bit of a break on employment practices liability insurance in recent times as capacity grows and insurers get better at evaluating the risks … Read More » The post 101: A Softer EPL Market for Dispensaries, But Claims Are on The Rise appeared first on Insurance Journal TV.
In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the importance of umbrella policies in personal finance. They explain what an umbrella policy is, how it provides an extra layer of liability insurance beyond standard policies, and why it is crucial for protecting assets and income. The conversation also covers the cost-effectiveness of these policies and how to determine the right amount of coverage needed. The hosts emphasize the importance of consulting with financial and insurance professionals to ensure adequate protection against potential lawsuits. Check out our website: beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Umbrella policies are critical for financial protection. Many clients are unaware of what an umbrella policy is. An umbrella policy provides additional liability coverage. The cost of an umbrella policy is relatively low. One claim can cover the entire cost of the policy. It's essential to have enough coverage to protect your assets. Consult with insurance agents to understand your options. Insurance companies are becoming stricter with coverage limits. Communication between financial advisors and insurance agents is vital. Understanding your risk exposure is key to financial planning. Chapters 00:00 Introduction to Umbrella Policies 02:03 Understanding the Importance of Umbrella Policies 04:05 What is an Umbrella Policy? 07:58 Cost and Value of Umbrella Policies 09:48 How Much Coverage Do You Need? 11:55 Conclusion and Call to Action
Send us a textRunning a pool service business comes with risks, and having the right insurance is essential. In this episode, I sit down with Steve Homer from UPA to talk about liability coverage, how UPA protects pool professionals, and why affordable, reliable insurance can make all the difference. Whether you're just starting out or looking to improve your coverage, this conversation will give you the insights you need to keep your business protected.https://unitedpoolassociation.org/Support the Pool Guy Podcast Show Sponsors! HASA delivers clean, healthy water solutions. https://bit.ly/HASAhttps://www.orendatech.com/The Bottom Feeder Professional Battery Powered Vacuum System. Save $100 with discount Code: DVB100https://bit.ly/THEBOTTOMFEEDERAnd Skimmer, America's #1 pool service software! Try Skimmer FREE for 30 days at:https://getskimmer.com/poolguy
... and why you may be paying more and getting less The Insurance Industry has lost billions over the past few years due to a series of natural disasters and tragedies and similar to Las Vegas they don't like to lose money keep in mind that insurance is designed to mitigate risk and depending how risky your condo building is the cost to insure can go up dramatically the only way to pay for this is to raise the HOA fees which can make them unaffordable to many owners some condo associations have made a decision to carry insurance that is lower than full replacement cost which means that if there is a disaster where the building cannot be repaired and must be demolished and ultimately rebulit there would not be enough insurance money available to put up the new building the owners would then need to pay a special assessment to complete the new building and if that is not possible the owners, in essence, own a share of the dirt where the condo once stood we go over the nitty gritty details in today show
⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm
THANK YOU for being a TGO podcast listener! To celebrate our 100th episode of Therapy in the Great Outodors, this week I answer YOUR questions about: - How to start and run a nature-based camp (3:20) - Evaluation methods for both group and individual therapy (13:40) - Choosing the right website hosting platform (26:30) - Balancing business growth with family life (31:10) - Handling extreme weather conditions in your nature-based practice (41:40) - Navigating permits and waivers for public parks (46:00) Join me as we dive deep into these listener questions and help you take steps towards creating your dream practice. And if you enjoy this episode, please consider leaving a review to help our podcast grow! 00:00 Introduction to Therapy in the Great Outdoors 00:58 Celebrating Episode 100 with Listener Q&A 03:09 Starting and Running a Nature-Based Camp 09:04 Nature-Based Evaluations for Group and Individual Therapy 14:54 Rules and Regulations for Providing Services Outdoors 15:57 Website Hosting and Business Planning Tips 25:12 Managing a Nature-Based Practice in Extreme Weather 27:48 Waivers, Permits, and Liability Insurance 31:01 Conclusion and Call to Action Want free resources to support your nature-based practice? Go to https://www.therapyinthegreatoutdoors.com
Michael Wakefield, EVP, CAC Specialty, discusses how rising M&A activity is impacting pricing, coverage and new insurance solutions, including warranties, tax, and contingent risk insurance.
Today, we're tackling one of the most important topics for location-independent therapists: liability insurance for traveling therapists. It's the #1 question I get asked in my Facebook group—“What do I do about liability insurance?”—and for good reason. Practicing across state lines or internationally can be confusing, and knowing how to protect yourself, your clients, and your practice is non-negotiable. In this episode, we'll dive into the ins and outs of liability insurance, explore how to stay compliant with licensing laws, and share tips for simplifying your portable practice.What You'll Learn in This Episode:Why liability insurance is essential for therapists, especially those with a traveling lifestyleKey considerations when choosing the right insurance provider (including CPH & Associates and HPSO).How to ensure compliance with your state licensing laws while practicing remotely.The challenges of practicing internationally and how to navigate local laws and insurance options.Tips for simplifying compliance, including keeping detailed records and leveraging professional associations.Mentioned in the Episode:Portable Practice Method: www.kymtolson.kartra.com/page/PP-WaitlistCPH & Associates: https://cphins.com/HPSO (Healthcare Providers Service Organization): https://www.hpso.com/International Therapist Directory: https://internationaltherapistdirectory.com/European Association for Psychotherapy: https://www.europsyche.org/_____________________Connect with me: Instagram: @thetravelingtherapist_kym The Traveling Therapist Facebook Group: www.facebook.com/groups/onlineandtraveling/ The Traveling Therapist Website & Offers:www.thetravelingtherapist.com _____________________ Sponsored by Berries: Say goodbye to the burden of mental health notes with automated note and treatment plan creation! www.berries.icu/therapists Sponsored by Alma: Alma is on a mission to simplify access to mental health care by focusing first and foremost on supporting clinicians. https://helloalma.com/kym
Our monthly news roundup discusses liability insurance for CISOs (if you are one, you should get it), serious intrusions of US telecom companies by Chinese state actors (according to the FBI), and a novel attack that leapt across multiple Wi-Fi networks. We also discuss significant vulnerabilities affecting Palo Alto Networks’ Expedition migration product, how fake... Read more »
Our monthly news roundup discusses liability insurance for CISOs (if you are one, you should get it), serious intrusions of US telecom companies by Chinese state actors (according to the FBI), and a novel attack that leapt across multiple Wi-Fi networks. We also discuss significant vulnerabilities affecting Palo Alto Networks’ Expedition migration product, how fake... Read more »
In this episode of Beer and Money, Ryan Burklo discusses the concept of self-insurance, exploring its relevance and practicality in various scenarios. He provides examples of when self-insurance may be beneficial, such as in auto insurance and liability coverage, while also emphasizing the importance of protecting significant financial risks. The conversation highlights the balance between saving money and ensuring financial security, ultimately guiding listeners to make informed decisions about their insurance needs. Check out our website: beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Self-insurance involves funding potential damages out of pocket. Auto insurance has two main parts: coverage for the car and liability insurance. Liability insurance is crucial to protect against significant financial risks. Umbrella insurance can provide additional coverage for liability. Self-insurance may be suitable for smaller financial risks. Disability insurance is essential for protecting income. Evaluating your balance sheet is key to deciding on self-insurance. The cost of potential loss should be weighed against insurance premiums. Self-insuring can lead to significant financial consequences if risks materialize. Understanding what you're protecting is vital for financial planning. Chapters 00:00 Understanding Self-Insurance 02:54 Evaluating Risks and Benefits of Self-Insurance 05:52 The Financial Implications of Self-Insurance 08:59 Conclusion and Key Takeaways
MITRE offers updated list of most dangerous software vulnerabilities CISOs can now obtain professional liability insurance BianLian group refines its game Thanks to today's episode sponsor, ThreatLocker Do zero-day exploits and supply chain attacks keep you up at night? Worry no more; you can harden your security with ThreatLocker. ThreatLocker helps you take a proactive, default-deny approach to cybersecurity and provides a full audit of every action, allowed or blocked, for risk management and compliance. Onboarding and operation are fully supported by their US-based support team. To learn more about how ThreatLocker can help keep your organization running efficiently and protected from ransomware, visit ThreatLocker.com. Get the stories behind the headlines at CISOSeries.com.
Link to episode page This week's Cyber Security Headlines – Week in Review is hosted by Rich Stroffolino with guest Jimmy Benoit, vp, cybersecurity, PBS Thanks to our show sponsor, ThreatLocker Do zero-day exploits and supply chain attacks keep you up at night? Worry no more; you can harden your security with ThreatLocker. ThreatLocker helps you take a proactive, default-deny approach to cybersecurity and provides a full audit of every action, allowed or blocked, for risk management and compliance. Onboarding and operation are fully supported by their US-based support team. To learn more about how ThreatLocker can help keep your organization running efficiently and protected from ransomware, visit ThreatLocker.com. All links and the video of this episode can be found on CISO Series.com
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On today's Friday Q&A show we discuss: 1:01 How do I know how much liability insurance to buy? 8:26 Can my mom gift me money instead of paying me rent? 13:51 I'm interested in international privacy...what should I do first? 38:50 How do I decide my best pathway into becoming a financial advisor? To join me next week, go here: https://patreon.com/RadicalPersonalFinance Enjoy! Joshua
In this episode of the Limitless Podcast, Dr. Matthew Preston & Dr. Thaon Simms explore General Accident Insurance (GENAC), listed on the Jamaica Stock Exchange. Dive deep into the workings of insurance companies, the importance of reinsurance, and how GENAC navigates challenges like rising reinsurance costs and market consolidation.
Get your step by step guide to private practice. Because you are too important to lose to not knowing the rules, going broke, burning out, and giving up. #counselorsdontquit.
FULL SHOW NOTES: https://www.haileyrowe.com/liability-insurance Join my free Facebook community for business support & to connect with other health coaches: https://www.facebook.com/groups/themarketinghubgroup/ Facebook: https://www.facebook.com/haileyrowecoach Instagram: https://www.instagram.com/hailey_rowe Twitter: https://www.twitter.com/hailey_rowe
Storm Mhlambi – Senior Manager: Specialist Liability, Auto & General SAfm Market Update - Podcasts and live stream
On this episode of #TheFinestUnfiltered John & Eric sit down and discuss a NYC council member pushing a state bill that will require NYPD cops to have personal liability insurance Related Article: https://nypost.com/2024/08/10/us-news/bill-requiring-ny-cops-to-have-personal-liability-insurance-under-fire/ Link To Purchase a Coffee Mug https://the-finest-unfiltered-podcast.printify.me/product/10258644 To learn more about us visit us at: Website: https://thefinestunfiltered.com Youtube: https://youtube.com/@TheFinestUnfiltered?si=Y5ZcHqdgVLunTYx9X: Instagram: https://www.instagram.com/TheFinestUnfiltered https://www.instagram.com/johndmacari/ https://www.instagram.com/mostcomplainedcop/ X: https://twitter.com/RetiredNYFinest/ https://twitter.com/JohnDMacari https://twitter.com/EricDymCop Rumble: https://rumble.com/user/TheFinestUnfilteredPodcast To learn more about 30 Year (Ret) Colonel Tom Sullivan - Candidate NY State Assembly District 23 visit him at: https://www.sullivanforassembly.com/ https://www.linkedin.com/in/thomas-p-sullivan-7648746/ https://www.facebook.com/SullivanforStateAssembly https://x.com/Sully4Assembly https://www.instagram.com/sullivanforstateassembly/ If you are interested in purchasing a Finest Unfiltered T-Shirt please visit https://meyersuniforms.com/265-unfiltered-podcast-tee/ For any financial or investment advice please contact LaidLaw Blue at 888-901-2583 (Blue) or visit them online at https://laidlawwealthmanagement.com/laidlaw-blue/ tell them your friends at #TheFinestUnfiltered sent you. #NYPD #NYC #Crime #Politics #Podcast #policepodcast #Cops #JohnMacari #Eric Dym
The government have failed to cut premiums on liability premiums 12 months on from promising just that. That's the view of the Alliance for Insurance Reform and their CEO Brian Hanley spoke to Newstalk Breakfast this morning.
Oh man…we are getting really sexy with topics on this show! On this week's episode of Wealth Formula Podcast, we are going to talk about liability insurance: malpractice insurance, property insurance—all that kind of stuff. I know this doesn't sound exciting, but do you know the five different parts of an insurance policy and what […] The post 440: What You Need to Know About Liability Insurance appeared first on Wealth Formula.
Today I'm welcoming one of my wild new Western Maine friends, Julie Sloan, an owner and the lead instructor at Maine River Runners (https://www.maineriverrunners.com/) in Bethel, Maine.Maine River Runners came to town the summer of 2023, and jumped right in to the local business community with their fleet of kayaks, canoes, stand up paddleboards, and accessories for rent, as well as a lesson program and shuttle service that brings paddlers up and down the Androscoggin from their riverfront home base in Bethel.But this is no ‘Julie-come-lately' story - even though her business just celebrated its first birthday, Julie Sloan has more than 20 years of experience teaching (both in classrooms and on the water), and holds certifications in swift water, coastal kayaking, SUP yoga teaching, and as an ACA Paddle Sports Safety Facilitator.Julie's story is one that fills me with joy because she has managed to meld her many interests and curiosities into a life she loves, that's also creating so much good in the world and in her community as a result.So get that river adventure on your calendar ASAP!:Maine River Runners : https://www.maineriverrunners.com/Evans Notch LodgeAre you a registered Maine Guide itching to get your community and clients on the water this summer? Let's talk paddle retreats!: https://www.evansnotchlodge.com/retreatsOr are you a land-lubber looking for some fun (and fabulous fundraising!) hiking opportunities this summer? :Join or Support the Guides Gone Wildcats hike for Alzheimer's - July 27thJoin or Donate to a Summits in Solidarity hike: https://givebutter.com/SummitsInSolidarityOr has Julie inspired you to start your own outdoor business? Check out my Guide for Guides on Liability Insurance and Social Media Marketing!A few more links from our conversation (come on over to GuidesGoneWild.com for the complete list):Ari Leach - Blackbird Guide ServicesAndroscoggin River Watershed CouncilHALA inflatable paddle boards (CO)Zapstix Surf Shop (NH)
Hey there! I'm Libby Rothschild, and I'm thrilled to welcome you to another episode of the Dietitian Boss podcast. Join me as I share invaluable insights and practical advice for registered dietitians who are eager to grow their businesses. With over 200 client interviews under our belt, we dive into crucial topics like legal compliance and liability insurance. Throughout this episode, I'll walk you through actionable steps for setting up a legal entity and obtaining liability insurance, ensuring you're equipped to navigate the business side of dietetics with confidence. We'll explore the importance of staying legally compliant, especially in the virtual space, and I'll provide tips for understanding your legal obligations and protecting your practice against potential lawsuits. What you'll learn from this episode: Learn how to grow your business as a registered dietitian and create flexibility and freedom in your life. Gain insights into the highs and lows of entrepreneurship. Discover the importance of legal compliance and liability insurance for virtual dietitians. Understand the steps needed to become legally legit, including setting up a legal entity and obtaining liability insurance. Explore examples of coverage provided by liability insurance and its significance in protecting against lawsuits. Determine the cost of liability insurance based on business nature and perceived risks, with basic plans starting at around $50 per month. Learn how to evaluate and update your insurance plan regularly, especially with any changes in your business. Understand the importance of liability insurance for safeguarding your business assets and ensuring peace of mind in daily operations. Connect with Libby: Instagram: @libbyrothschild | @dietitianboss YouTube: Dietitian Boss Are you ready to get support? Team Dietitian Boss offers support to help you start, grow and scale your private practice. Book a call to learn more about what options we offer to help you based on your stage of business. Join our membership The Library HERE Want to learn how to create passive income? Download our free 5 steps guide here. Download our free guide Freebie 1st hire. Download our free guide Quit your clinical job. Want to hear client success stories? Review here.
Tired of shelling out extra cash for travel insurance that your credit card might already have you covered for?
Welcome to season 6 of The Shop Stool Podcast, a podcast for woodworkers and the maker community in general. Hosted by Robin Lewis (RobinLewisMakes), Joey Chalk (King Post Timber Works), and Bryan Cush (Sawdust Bureau).Robin goes into detail on an issue with a product he sold, that broke while the client was using it. No one was hurt but it raised some good points on how clients interact with your furniture.If you would like to donate to the show you can find out more here.Robin Lewis: https://www.instagram.com/robinlewismakes/Joey Chalk: https://www.instagram.com/kingposttimberworks/Bryan Cush: https://www.instagram.com/sawdustbureau/
In this episode, Braxton Critcher welcomes Lucas Underwood to discuss the implications of mandatory automatic emergency braking systems by 2029. Lucas shares his insights on the challenges and opportunities this new regulation may bring for repair shops, emphasizing the need for technological adaptation and advanced training for technicians. Additionally, he touches on the financial implications, predicting an increase in repair costs due to more sophisticated calibration requirements. Take a listen!00:00 Technology regulations cause concern but offer benefits.06:01 Auto repair shops facing financial challenges, raising prices.07:23 Technology in driving can have positive impacts.
Have you ever wondered what happens when a simple cleaning job goes disastrously wrong? Picture this: a beautiful chandelier crashing to the ground, leading to a staggering $45,000 claim. Join me, alongside the insightful Kimberly Gonzalez, as we unravel the world of liability insurance and the often overlooked, yet vital role it plays in safeguarding your cleaning business. From sharing my nerve-wracking personal stories to discussing best practices, we delve into how to protect your assets and keep both employees and clients out of harm's way.Safety is no accident, and in this heart-to-heart, we tackle the nitty-gritty of safety protocols, from the handling of hefty furniture to the specific dos and don'ts of product usage on various household surfaces. Who knew that something as simple as a misplaced oven cleaner could strip away a countertop's finish or that expensive appliances and pets could be at risk from certain chemicals? We've got the lowdown on how to navigate these dangers with care, as well as how to approach cleaning homes that house high-value items with the precision and respect they require.Wrapping things up, we can't help but chuckle at the oddities of insurance policies, like why your landlocked cleaning business might be covered for marine accidents – go figure! Despite the laughter, we know that the topic of insurance is no joke. We ensure you walk away with an understanding of when it's wise to file a claim, the difference between accidental damage and negligence, and why having an emergency fund can save you from hiking up your premiums. So, why not pull up a chair (carefully, of course) and join our conversation? It's an episode packed with humor, cautionary tales, and indispensable advice for anyone with a mop, a mission, and a business to protect.purevergreen.com Kimberly Gonzales e/info@purevergreen.comkleanfreaksunversity.com Shannon Miller e/cleaningbusinesslife@gmail.comJoin my FB Group: https://www.facebook.com/groups/1583362158497744youtube: https://www.youtube.com/channel/UCIjMz_-9YyiFvNVIgb61iYg
2A Tuesday with Mark Walters, host of Armed American Radio, talk with Marc & Kim about the task force that is meeting in Illinois that will craft a requirement that all legal gun owners have to carry liability insurance.
Show Notes
5pm - Brandi Kruse is in Olympia advocating for officials to recognize the signature initiatives // SB 5963 would require gun owners to carry liability insurance // It was a frantic day at Northwest Indiana stable after Joe the therapy horse gets stuck in tree // After a years long hiatus, Philly Jesus has risen… as a Lyft Driver // Do you like a little character in your Uber/Lyft drivers or prefer a quiet boring ride? // LETTER
5 Things Dental Hygienists Should Know about Malpractice Lawsuits and Liability Insurance By Laurie Magallan, RDH, BSDH Original article published on Today's RDH: https://www.todaysrdh.com/5-things-dental-hygienists-should-know-about-malpractice-lawsuits-and-liability-insurance/ This audio article is sponsored by Philips Oral Healthcare. See firsthand how 30 years of innovation has made Philips Sonicare the #1 dental professional recommended power toothbrush brand. Take advantage of exclusive trial pricing for dental professionals by visiting proshop.philips.com. Need CE? Start earning CE credits today at https://rdh.tv/ce Get daily dental hygiene articles at https://www.todaysrdh.com Follow Today's RDH on Facebook: https://www.facebook.com/TodaysRDH/ Follow Kara RDH on Facebook: https://www.facebook.com/DentalHygieneKaraRDH/ Follow Kara RDH on Instagram: https://www.instagram.com/kara_rdh/
The holidays will be here before we know it and with the holidays come parties, and social gatherings with colleagues, friends, and family. Alcohol also tends to flow a little more freely than at other times of the year, making it a perfect time for us to explore the world of liquor liability insurance. Today we're in the studio with CRC Sumter Office President Renee Middleton, Sallie Howerton, an Inside Broker with CRC Group's Indianapolis, Indiana office, and Lisa Flowers, Underwriter and Product Leader for Restaurants and with USLI. They're going to chat with us about what the liquor liability insurance market looks like for bars, restaurants, and other venues. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!
New science on the use of graded exercise tests to predict diseases gets the guys discussing the importance of an aerobic base, Then before the break, everyone analyzes a recent lay article on what to look for in a personal trainer. After after the midshow break, Phil shares news on an awkward cultural issue involving a singleted woman weightlifter, as well as some chat on overcoming nagging injuries. --------- NEW! Donate to the show: https://www.paypal.com/donate/?hosted_button_id=3J6ZFPPKG6E6N NEW! Subscribe to newsletter: https://lp.constantcontactpages.com/su/VZMtIVF/podcastsignup Subscribe at Apple iTunes: https://podcasts.apple.com/us/podcast/nutritionradio-org/id1688282387 Podcast on Spotify: https://open.spotify.com/show/1ECHrnjxjn33DBNWgErPtp Subscribe to our YouTube backup: https://www.youtube.com/lonman07?sub_confirmation=1 Podcast on Amazon/ Audible: https://www.audible.com/pd/NutritionRadioorg-Podcast/B0BS8LFLLX?qid=1675812257&sr=1-1&ref=a_search_c3_lProduct_1_1&pf_rd_p=83218cca-c308-412f-bfcf-90198b687a2f&pf_rd_r=YKEZ8DX192TQF0CQV8KX&pageLoadId=u3x6bJ1 Podcast web site: https://sites.libsyn.com/455769/site Sister site: https://www.ironradio.org/
In today's Horse Health Report we meet husband and wife farrier duo Scott and Sydney Wilkinson. They share some tips on getting your horses feet ready for Winter. Part two of the Frey Equine Insurance series focuses on liability insurance for your horses and farm and plenty of weird news. Listen in…HORSES IN THE MORNING Episode 3263 – Show Notes and Links:The HORSES IN THE MORNING Crew: Glenn the Geek: co-host, executive in charge of comic relief, Jamie Jennings: co-host, director of wacky equestrian adventures, Coach Jenn: producer, Chaos Control Officer.Title Sponsor: Learn more about Kemin Equine - EquiSUMMITFeatured Image: HORSES IN THE MORNINGGuest: Scott Wilkinson CJF & Sydney WilkinsonGuest: Susan Strawser | FacebookFollow Horse Radio Network on TwitterAdditional support for this podcast provided by Daily Dose Equine, State Line Tack and Listeners Like You!Time Stamps:04:30 - Daily Whinnies17:00 - Sydney Wilkinson35:10 - Susan from Fry Insurance 49:18 - Weird News
Insurance can be an intimidating subject, so HRN founder Glenn the Geek sat down with Susan Strawser from Fry's Equine Insurance to make it all more clear.Host: Coach Jenn, Glenn the GeekTodays contributor: Fry's Equine InsuranceAdditional support for this episode provided by HRN AuditorsListen to more podcasts for horse people at Horse Radio Network
In today's Horse Health Report we meet husband and wife farrier duo Scott and Sydney Wilkinson. They share some tips on getting your horses feet ready for Winter. Part two of the Frey Equine Insurance series focuses on liability insurance for your horses and farm and plenty of weird news. Listen in…HORSES IN THE MORNING Episode 3263 – Show Notes and Links:The HORSES IN THE MORNING Crew: Glenn the Geek: co-host, executive in charge of comic relief, Jamie Jennings: co-host, director of wacky equestrian adventures, Coach Jenn: producer, Chaos Control Officer.Title Sponsor: Learn more about Kemin Equine - EquiSUMMITFeatured Image: HORSES IN THE MORNINGGuest: Scott Wilkinson CJF & Sydney WilkinsonGuest: Susan Strawser | FacebookFollow Horse Radio Network on TwitterAdditional support for this podcast provided by Daily Dose Equine, State Line Tack and Listeners Like You!Time Stamps:04:30 - Daily Whinnies17:00 - Sydney Wilkinson35:10 - Susan from Fry Insurance 49:18 - Weird News
Insurance can be an intimidating subject, so HRN founder Glenn the Geek sat down with Susan Strawser from Fry's Equine Insurance to make it all more clear.Host: Coach Jenn, Glenn the GeekTodays contributor: Fry's Equine InsuranceAdditional support for this episode provided by HRN AuditorsListen to more podcasts for horse people at Horse Radio Network
Resources:EIN: https://www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online NPI: https://nppes.cms.hhs.gov/Proliability by AMBA: https://www.proliability.com/ CAQH: https://proview.caqh.org/PR/Registration CMS Physician Fee Schedule: https://www.cms.gov/medicare/physician-fee-schedule/search/overview Medicare Become a Provider: https://www.cms.gov/medicare/provider-enrollment-and-certification/become-a-medicare-provider-or-supplierGoogle Workspace: https://workspace.google.com/pricing.html Referral link for SimplePractice: https://www.simplepractice.com/referral?p=e9a6f67f90 0:00 Intro 0:55 EIN & Business Entity 3:23 NPI 5:06 Liability Insurance 7:07 Register your business 9:26 CAQH 10:55 Credentialing with Insurance Providers 12:27 Financials 15:43 How will you see patients? 23:44 Marketing 36:57 Staying organized 39:23 Resources and Mentoring 41:44 Content Creation 42:49 Outro-------------------------------------------------------------- ● https://porrazzanutrition.com ● https://www.facebook.com/MyDietitianJourney ● https://www.instagram.com/mydietitianjourney/ ● https://mydietitianjourney.wordpress.com/ -------------------------------------------------------------- Felicia Porrazza is a registered and licensed dietitian with a masters degree in dietetics administration, an ACSM certified personal trainer, National Board Certified Health & Wellness Coach, college nutrition assistant professor, and owner of Porrazza Nutrition LLC and My Dietitian Journey. In her private practice, she works one-on-one with clients to help them develop an understanding of healthy eating and fitness. She specializes in combining plant-based eating with fitness programs, specifically targeting beginner strength-training. Felicia has been a mentor to Dietitians starting their own private practice and a dietetic internship preceptor for Dietetic students. Disclaimer: Information provided is not intended to constitute legal or medical advice. All information is for general educational purposes only.
Liability insurance protects you against claims resulting from injuries and damage to other people or property - but how do you know if you have enough coverage? We talk with an attorney about the ins and outs of liability coverage.
Sarah and T - The professional Vacation Rental Manager's Podcast
Do you have insurance? Of course, everyone who runs a vacation rental business knows you need insurance. Do you have enough insurance? Do you have the right insurance? Are you SURE you are covered in the event of anything that might happen? Maybe the answers to the last 3 questions are not as convincing as the first question's answer. In this episode Sarah and T are out to save your backside. We assure you that you will learn some things in this episode that could save your business! So listen up and get ready for our hosts to drop some knowledge on you!Key Points: Disclaimer: we are not insurance agents nor do we play one on TV. Everything we say here should be verified with your insurance agent and not hold us liable for anything we say that turns out to be incorrect. Many thanks to Tim's insurance agent, Larry Barker of Towne Insurance Agency in Kitty Hawk, North Carolina for giving us the 411 on insurance of all types in the vacation rental business. In this episode, we cover: - Liability Insurance- Workman's Comp Insurance- Errors & Omissions - Vehicle insurance for employees driving company vehicles & their own vehiclesVacation rental managers small or large are ultimately responsible for finding and keeping tenants (aka "guests") on someone else's property. To be successful at this, they must do the following five things: 1) Negotiate, sign and enforce leases (aka Guest Agreement or Contract)2) Collect rents 3) Make repairs4) Conduct routine maintenance 5) Ensure the safety of guestsEach one of these five comes with its own set of risks and that's why there's property and liability insurance designed to protect. Let's talk about the protection you need to cover these five activities: 1) Professional Liability insurance aka "errors and omissions" coverage. This coverage protects you when you forget to purchase appropriate property insurance, resulting in a loss for the homeowner, wrongful or negligent evictions, discrimination claims, and other failure to perform professional duties according to your contract.**big reason to get this - commercial general liability may not provide coverage for any expenses related to professional liability claims or suits. It does need to be said that errors & omissions does NOT usually include criminal, fraudulent, or malicious acts, bodily injury and property damage, workers compensation claims, and punitive damages.2) Property & Liability Insurance - two biggest risks in our line of work relates to property maintenance and contract negligence. There are often questions about who - the manager or the property owner - has the "insurable interest" on the building. a) Commercial property insurance - this protects the VRM's assets after a physical loss due to smoke, fire, wind, hailstorm, vandalism, and other events. It all depends on the wording in your contract as to whether you are responsible for keeping this coverage on buildings you manage. b) Business income insurance aka "business interruption insurance" - this is typically included in a commercial property policy. It protects your earnings if you can't collect b/c of storm, fire, etc. c) Commercial General Liability - (read from Larry's doc - I have it printed and ready to go)If you want to get everything we have discussed to date, ask your agent about a BOP - business owner's policy which includes property coverage, liability coverage, AND business income insurance. ADDITIONAL insurance coverage to consider: 1) Non-owned auto liability coverage - should be purchased if you or your employees drive personal vehicles for busines
We're back with Part 2 of the latest Guide for Guides, all about insurance!Today we're talking to Angela Ziogas of Cross Current Insurance, which at its very core came out of a woman guide's need for insurance for her fly fishing business. Cross Current now offers all kinds of options for fishing and hunting guides, outfitters, lodges and even outdoor equipment manufacturers.Angela's going to fill us in on what kind of coverage to look for, questions to ask, information to gather, and things that you can do proactively to protect yourself, your business, and most importantly, your clients.Get more information about Cross Current Insurance at https://crosscurrentinsurance.com/If your guiding business features more forest bathing than field dressing, make sure you go back and listen to the first part of this Guide for Guides, when we talked to Miriam Ball of Alternative Balance, a member-based insurance group that will help you find the right coverage for activities such as yoga, Pilates, nutrition coaching, forest bathing, reiki, and more.I hope you'll let me know if you find these 'Guides for Guides' useful - shoot me an email (guidesgonewildpodcast@gmail.com), share your feedback, and let me know if there are other topics you'd like to hear about that would help you and your guiding business! And speaking of helping your guiding business, if you're guiding or leading trips in Maine, the Maine Wilderness Guides Organization (a great professional organization that gave me the idea for this mini-series) can provide you with a supportive community, pro deals, and other resources that will set you up for success in the field (or on the water, or in the woods....)Final call out goes to Evans Notch Lodge, our sponsor for the Guide for Guides series - and not a bad place for you to base the next fly-fishing (or forest bathing) group you lead!
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On today's Q&A show we discuss: 00:45 Should I switch from a robo advisor to something else? 12:27 Should I buy umbrella liability insurance? 21:40 Where do I turn for career advice? To join next week's show, go here! https://patreon.com/RadicalPersonalFinance Joshua
In this episode, long-time microgreens grower Chris Thoreau discusses the importance of having liability insurance for your microgreens business. Make farming easier with the Paperpot Transplanter and Other Small Farm Equipment at https://www.paperpot.co/ Follow PaperpotCo on IG https://instagram.com/paperpotco Podcasts by Diego Footer: Microgreens: https://apple.co/2m1QXmW Vegetable Farming: https://apple.co/2lCuv3m Livestock Farming: https://apple.co/2m75EVG Large Scale Farming: https://apple.co/2kxj39i Small Farm Tools https://www.paperpot.co/
The nation's first gun insurance mandate took effect this year in San Jose, California. Gunowners in the city are required to have liability insurance, or they'll be fined a minimum of $250. But can insurance actually curb gun violence?