Podcasts about epli

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Chris Reilly about his insurance career and how you came to join and lead Link USA. They also cover RISKWORLD 2025 and the DE&I Studio, where Chris was on a panel. Chris talks about how he volunteered for the DE&I initiative at Amwins and how it has grown over the years. Chris does not believe the current anti-DE&I rhetoric will continue for long, in light of the existing Title VII and EEOC protecting employees and applicants against employment discrimination. Chris believes organizations know what is right, and that they will do better with a strong DE&I program in place, reducing reliance on EPLI coverage. The conversation concludes with information about Link USA's upcoming events.   Listen to learn more about supporting Diversity, Equity, & Inclusion efforts in your organization.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our topic is inclusivity in risk management and we will be joined by Chris Reilly, the National Co-Chair of Link USA, and Senior Vice President and National Practice Leader at Amwins Group Benefits. [:45] RIMS-CRMP Workshops! Register by July 1st for the next RIMS-CRMP Virtual Workshop, which will be co-led by Parima. That course will be held on July 8th and 9th. [1:02] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:20] RIMS Virtual Workshops! On June 26th. Pat Saporito will return to present the very popular new course, “Generative AI for Risk Management”. [1:32] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:43] Starting on July 16th, James Lam will host a six-module course, the RIMS-CRO Certificate in Advanced Enterprise Risk Management. This is a bi-weekly course that will run through Wednesday, September 24th. A link to last week's episode about it is in this episode's notes. [2:04] Registration closes on July 9th. A link is in this episode's notes. [2:09] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [2:32] Think about your organization's ERM program or one that you know of, and how it has generated value. We will have more on that in the coming weeks. [2:40] On with the show! It's June 2025. It is Pride Month and RIMScast and RIMS are dedicated to fostering an environment where individuals from all backgrounds feel valued, respected, and empowered. We'll dive into the real meanings of words and initiatives; words like inclusivity. [3:01] Joining me today to delve into those terms is Chris Reilly, the National Co-Chair of Link USA. Link is the LGBTQ+ Insurance Network. Chris is also the Senior Vice President and National Practice Leader at Amwins's Group Benefits. [3:17] We will discuss the state of diversity, equity, and inclusion in insurance and risk management, how the pendulum has swung, and what risk professionals and employers need to know about a landscape that may or may not be changing as much as you think. [3:35] Interview! Chris Reilly, welcome to RIMScast! [3:42] It's Pride Month. For Chris, it's a great time to be celebrating oneself and celebrating with the community. He says there's no reason not to celebrate 12 months of the year. [4:14] Chris Reilly has had a 30-plus-year insurance career. His dad and grandfather had an agency. His father offered him a job right out of college. Chris thought he'd step up in a year or two, but he's still doing it 30-plus years later. It's a great career. He loves the industry. [4:47] The first part of Chris's years he spent in the Property and Casualty world as a commercial broker, most of those years with Aon. He jumped to the wholesale side when he joined Amwins in 2000. [5:05] Chris is on the employee benefits side, providing group benefit programs to companies through broker partners. [5:13] About five or six years ago, Amwins created internal DEI programs. Chris immediately volunteered to join the National Council at Amwins to participate in and help build those programs. He worked on a committee centered on making the workplace intentionally inclusive. [5:54] Chris served on that committee for two years. In the process, he came across Link, which was in the UK. Chris and a colleague convinced Link to bring it to the U.S., which they did in 2021. Four years later, Link has expanded into Los Angeles, Chicago, New York City, and Atlanta.  [6:18] Link restructured this year with a national board for a national presence. Link kicked off Pride Month with a national virtual event. It had a great turnout. Chris is excited to continue to lead Link and help support the LGBTQ+ community and its allies in the insurance industry. [7:04] Chris notes that the insurance industry is still known to be a very conservative industry but from 30 years ago to today, there has been a big difference in inclusivity. There's constant evolution and change. We can always continue to do things better. [7:23] Chis says everybody is striving to do things better. That's why Diversity, Equity, and Inclusion programs became so important for all industries. Justin says that saying the words Diversity, Equity, and Inclusion instead of DEI provokes thought about their meaning and impact. [8:21] Chris agrees; when we say with intention, Diversity, Equity, and Inclusion with intention, it's just better. Don't we all want to be included? Inclusion is an endearing word. Let's all come to the table. We need to be more intentional about the words. [9:19] Chris Reilly attended RISKWORLD 2025 for the first time and was at the DE&I Studio. There were speakers and panels. Chris represented Link USA to talk about who they are, what they do, and their mission for the LGBTQ+ community in the insurance industry. [10:21] Chris served on a panel where Link, the National African American Insurance Association, the Asian American Insurance Network, the Latin American Insurance Agency Networks, and the Association of Professional Insurance Women were represented. [10:43] The organizations work to make sure the insurance industry continues to be a diverse, inclusive, and equitable industry. They support each other and continue to press the message of Diversity, Equity, and Inclusion. They raise their voices for the common good of every employee. [11:17] Leaders from all of those organizations have been guests on RIMScast, with Chris Reilly and Link being the fifth organization represented. If more organizations are created, Justin will include them on the show.  [11:37] Chris brings decades of experience in the trenches to his role on Link.  [12:02] Justin says we're hearing a lot of anti-DEI rhetoric. Chris says a lot of it is noise. People are throwing things against the wall to see what sticks. In most C-Suites, smart leaders seek legal advice. If they haven't been doing anything illegal, there isn't much they need to change. [13:01] Companies that feed into the noise end up hurting their employees which can hurt their bottom line in the long term. [13:27] Companies need to cut through the noise and make sure that they know what's true and what's not true. They need to focus on continuing to do what they've been doing that has been working. [13:55] Chris thinks that a company scaling back its DEI initiative hurts its reputation. When they scale back, the employees feel it first. If employees don't feel good in the workplace about the culture that has been developed for employees, that impacts the work and the output. [14:34] Eventually, that can hit outside the walls of the insurance company. Insurance isn't a direct-to-consumer product so this industry doesn't get impacted in quite the same way as a retail store. [15:06] Plug Time! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Public Registration is open. [15:17] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live, so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [15:33] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today, so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [15:48] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [15:56] Just a month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through 17th in Calgary. Registration is open. Visit RIMSCanadaConference.CA and lock in favorable rates. We look forward to seeing you in Calgary! [16:15] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [16:31] Let's Return to Our Interview with Chris Reilly of Link!  [16:50] There's no such thing as illegal DE&I! There is no legal framework about whether a company does DE&I or not. Companies decided that having a more diverse, equitable, and inclusive workforce was good for business. [17:30] There have been studies that show that when a company has a strong DE&I policy, it outperforms its competitors that don't by nearly 20%. Teams that are more diverse and inclusive outperform homogeneous groups by nearly 80%. [17:57] When you have a diversity of people; when you include people of different backgrounds in thought and education, you get more diverse thoughts and you can create better outcomes as a result. [18:15] This concept of illegal DE&I is thrown up there to create confusion and get people worrying about what they're doing. [18:51] Employment Practices Liability Insurance (EPLI) is what companies would buy if they have a sexual harassment suit, a discrimination suit, or a wrongful termination suit. Employers take this coverage to protect themselves from that. [19:25] Whether they have EPLI coverage or not, before the term “illegal DE&I,” nobody was concerned about it. They all felt that they had the proper policies and best practices in place to prevent employment practices claims. [19:43] If there were this rash of claims suddenly happening, maybe it's not “illegal DE&I” but you're not doing it right. Fix the problem so that it doesn't become an issue. [19:59] What companies are seeing is that their policies and best practices have been working, so there's not a problem. If companies start believing that they shouldn't have DE&I programs, that will embolden individuals to be bigots, racists, harassers, and bullies at work. [20:25] If that happens, you will get employment practices claims. [20:30] Justin feels that we are seeing uninclusive and bullying expressions more now on social media than when he was hired at RIMS eight years ago. [20:36] Chris thinks that the world has changed and the narrative has changed and people feel like they're emboldened to bring out those negative personality traits in themselves for some reason. [20:50] Chris recently talked to a company where the CEO addressed the employees, to tell them that bigotry, harassment, and hatred have no place, and will have no place in the company. [21:16] He told them the company was built with a culture that respects everybody, that is about fairness and integrity, working together, and creating inclusive and collaborative teams, to create the best outcomes they can for the company and its consumers. [21:32] He said they are going to keep doing what they're doing because everything's going just fine. He said if we start trying to tinker with the DE&I programs, that will inevitably create problems and deteriorate the great work that you have been doing. [21:53] What's the ROI on DE&I? It's hard to quantify. When your employees are happy, they're doing good work, they're being productive, and the company is successful, that comes in part from the investment of time, energy, and money put into Diversity, Equity, & Inclusion programs. [22:08] You can try to tie ROI to some of the Diversity, Equity, and Inclusion programs when you talk about EPLI, Directors & Officers, and E&O insurance. If you don't have good practices, what you will have is employment practices liability claims around discrimination and harassment.  [23:01] HR will have to deal with the HR issues of employees, potentially defending a lawsuit. If they don't have these coverages in place, those defence costs can get expensive. You might have to settle a suit, which can cost more money. It's a ripple effect. [23:27] With more claims, the premiums of these policies will go up. So, if you're not following best practices and have to start paying out claims and higher premiums to defend yourself against these claims, those are financial factors to consider in the ROI of doing the right thing. [23:51] Plug Time! Let me tell you about the Spencer Educational Foundation. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [24:31] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centred experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [24:31] General Grant awardees are typically notified at the end of October. [24:35] Spencer's Risk Manager on Campus Program offers grants of up to $5,000 to universities and colleges in the United States and Canada to host a practicing risk manager on their campus for a one-to-three-day residency. [24:49] The Risk Manager on Campus program has been praised by both universities and risk managers as a rewarding educational experience for students and a chance to give back to the profession. The application deadline for 2026 is June 30th, 2025. Check the link in the notes. [25:08] Visit SpencerEd.org for more information. [25:12] Let's Return to the Conclusion of My Interview with Chris Reilly! [25:34] The pendulum has swung one way. Chris thinks that it will swing back as smarter and calmer minds prevail, in the end. Organization leaders know what's right and wrong. Once the noise calms down, people will realize that we already have things in place to protect everybody. [26:14] We already have Title VII and the EEOC in place. I have told people that with all that's being said, no laws have changed. Title VII is in place and the EEOC is still there to enforce it. If there were crazy problems with this, Title VII and the EEOC would already be addressing it. [26:44] Chris believes the pendulum will swing back to the center sooner rather than later. Executive orders and attempting to change laws are not going to sit well. There are already protections in place to prohibit employment discrimination. [27:13]  Chris is the National Chair of Link USA. A couple of days after this episode, there will be the New York City Link-Up Networking Happy Hour, Pride Edition. That's going to be in Manhattan on the Avenue. [27:33] On June 26th, in Los Angeles, there will be a Pride Movie Night and Networking Mixer at the Alamo Drafthouse Cinema. Chris says these events are always fun. Link tries to create personal connections between the LGBTQ+ Community and its allies. [28:04] We're all doing the same thing, feeling the same pressures, working in the insurance industry, and wanting connection. Some people work at companies that may not have anybody else like them in their firm. They're looking for connections within the LGBTQ+ community. [28:28] Link is heavily supported by its allies. They couldn't fight the fight without the allies. The events are about bringing people together in a fun way and ultimately, networking in the industry. People connect and build business relationships and develop businesses, as well. [28:55] We've got a link to Link in this episode's notes. [28:58] Chris, it's been a real pleasure to speak with you. I'm glad we're having this dialogue. I hope to see you at RISKWORLD 2026 and the Diversity, Equity, & Inclusion Studio. [29:21] Special thanks again to Chris Reilly of Link, the LGBTQ+ Insurance Network. Links to the events that we mentioned and to Link's website are in this episode's show notes. [29:34] RIMS has a Diversity, Equity, & Inclusion Council and page. You can visit it on RIMS.org, through the Community section, and the link in this episode's show notes. [29:49] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [30:17] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [30:35] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [30:53] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [31:09] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [31:23] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [31:31] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Diversity Equity Inclusion Council Link (LGBTQ+ Insurance Network) Link USA Events in New York City and Los Angeles RIMS Texas Regional 2025 — August 3‒5 | Registration now open. RIMS Canada 2025 — Sept. 14‒17 | Registration now open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration now open! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 Spencer's Risk Manager on Campus — Application Deadline June 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Register by July 7. | Bi-weekly course begins July 16. RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — July 8‒9, 2025 | Presented by RIMS and PARIMA RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 Full RIMS-CRMP Prep Course Schedule “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “James Lam on ERM, Strategy, and the Modern CRO” “Live from RISKWORLD 2025” “Thoughts and IDEAs on Inclusivity with Michael Bach” “The Strengths of DE&I Initiatives with Lilian Vanvieldt-Gray of Alliant Insurance Services” “LAAIA Atlanta Chapter President Jose Aponte” “Equality and the Risk Profession with Elisa Stampf”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Chris Reilly, National Co-Chair of Link USA | LGBTQ+ Insurance Network, Senior Vice President and National Practice Leader at Amwins Group Benefits   Production and engineering provided by Podfly.  

Rancho Mesa Partners Alyssa Burley and Rory Anderson talk about the critical role of third-party EPLI coverage specifically for the tree care industry.Show Notes: ⁠⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠⁠Director/Host: ⁠⁠⁠⁠⁠Alyssa Burley⁠⁠⁠⁠⁠Guest: ⁠⁠⁠⁠⁠Rory AndersonProducer/Editor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

Chris Williams, EPL Product Manager at Travelers, warns employers about the heightened risks of employee-related claims during the holiday season, including issues around holiday parties, temporary staffing, and workplace stress, and provides practical steps to manage these exposures through careful planning and up-to-date EPLI policies.

Frivolous employment lawsuits are on the rise, thanks to pro-employee rules under the Biden administration, causing increased Employment Practices Liability Insurance (EPLI) claims and skyrocketing premiums. Dani Smid, Chair of the Employment Practice Group for BrownWinick, joins us to discuss these issues and the potential for sweeping changes in employment law under a Trump administration. With possible shifts at the NLRB, OSHA, DOL, and EEOC, the manufacturing sector may soon see a more employer-friendly regulatory environment. Manufacturers need to be prepared. Dani explains how these changes could relieve the EPLI burden while impacting joint-employer standards, independent contractor classification, and union election procedures. Listen in to learn what adjustments you might consider for a proactive response in the year ahead. Hear the full show: https://iowapodcast.com/dani-smid-trump-25-employment-changes   

Think you have yourself and your business covered with the proper insurance.  Maybe not.  Getting notice of a pending lawsuit from a current or former employee can send you into a tailspin.  But EPLI and BPLI can help slow that spin down.  In this episode, we'll help you find out what they are, how they're different and if you need one or both.InvitationUse the link below to learn more and become an Idomeneo insider. You'll get info to help you unleash your team's engagement, protect your people investment, and grow your leadership muscle.  I can't wait to continue the conversation.https://idomeneoinc.com/welcome/

Commercial insurance isn't just about ticking boxes; it's about safeguarding your business's future. This week on "Small Business, Big World," we sit down with Derek Stevenson from Varney Insurance to dissect the essential types of coverage every small business needs and mistakes that they make. From general liability and property insurance to workers' compensation and EPLI, Derek provides a comprehensive guide to securing your business against unforeseen setbacks. Derek and I discuss the often-overlooked exclusions in property insurance policies that could leave your business vulnerable. As our world becomes increasingly digital, we uncover how this shift impacts insurance underwriting and risk assessment, offering practical advice for staying ahead.  Cybersecurity is no longer optional; it's a necessity. In this episode, we offer actionable tips for business owners to safeguard your operations. This is one not to miss!

In this episode of 'Therapy for Your Money,' hosted by Julie Herres, the focus is on understanding Department of Labor (DOL) audits through the lens of a therapy practice owner. Julie shares her personal experience with a DOL audit in 2023, emphasizing the rarity of such audits for small businesses and outlining what triggers them. She provides a detailed account of the audit process, what the DOL investigates, and the kind of information they request, ranging from employee data to time and payroll records. Highlighting the challenges and emotions involved, Julie offers practical advice for handling audits, including the importance of EPLI insurance, rights during the audit, and the potential outcomes. The episode aims to prepare listeners for the unlikely event of a DOL audit, ensuring they're informed and protected.Show Highlights00:00 Welcome to Therapy for Your Money00:49 Navigating a Department of Labor Audit: A Personal Journey03:52 Understanding the Scope of DOL Audits05:55 Preparing for and Responding to a DOL Audit10:20 Rights and Tips for Handling a DOL Audit12:33 The Importance of EPLI Insurance and Final ThoughtsLinks and ResourcesEpisode 133: Contractor vs Employee: Understanding the new DOL rulesGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/AcademyPodcast Production and Show Notes by Course Creation Studio

Tony chats with Andrew Suesserman, Chief Revenue Officer at Affinity Advisors, a digital insurance platform, where retail brokers, wholesaler brokers, and associations who work with a lot of small and middle market businesses can use the platform to very quickly rate, quote and bind various types of insurance including: Cyber, D&O, EPLI, and other miscellaneous coverages.Andrew Suesserman: https://www.linkedin.com/in/andrew-suesserman/Affinity Advisors: https://www.affinity-advisors.com/Video Version: https://youtu.be/FhQXJ7P41Dc

Join Rob, Scott, and Jason in this month's HR podcast as they discuss what happens when a business receives an EEOC charge of discrimination. They go over some best practices and employer guidance, from the moment the complaint arrives in the mail to your options when responding. It's crucial to act timely! They also provide some insights on internal investigations, tips for negotiation, maintaining confidentiality, the importance of documentation, EPLI insurance, and more. Towards the end, they'll also touch on the HR side of March Madness, including office brackets and building camaraderie. For an effective checklist on “Responding to an EEOC Charge of Discrimination” check out our blog. And, contact us for support with discrimination charges or our no-cost supply of updated labor law posters, we're here to help: hr@employco.com.

In this podcast episode of Ask Canada Immigration Lawyer Evelyn Ackah, Evelyn interviews Wilder Clements, the owner and managing lawyer of Clements Employment Law in California.They discuss various topics related to employment law, including the importance of a people-first approach in the workplace, the unique challenges and obligations faced by employers in California, the legal implications of trends such as AI, automation, remote work, the gig economy and the significance of building a strong employer brand.Wilder also shares insights and advice based on her experience as an employment lawyer and entrepreneur.Connect with Wilder Clements on LinkedIn.Here are the key takeaways from Evelyn Ackah's podcast interview with Wilder Clements, a California employment lawyer:California Employment LawMore complex than federal law and many other states.Employers have stricter obligations regarding meal and rest breaks, pay stub accuracy, and misclassification of employees.EPLI insurance is highly recommended due to the prevalence of lawsuits and high potential penalties.The Future of WorkRemote work is here to stay, but employers need to find a balance between flexibility and team building/training.Clear communication, established values, and employee surveys are crucial for remote work success.Legal compliance and data protection are essential for remote work setups.Monitoring can be done ethically to ensure productivity, but shouldn't be excessive surveillance.Employer Best PracticesDevelop a strong employer brand to attract and retain talent.Encourage open communication and feedback from employees.Invest in HRIS systems and consider HR consultants for record-keeping and conflict resolution.Focus on preventing discrimination through training and diverse recruiting practices, avoiding quotas.Entrepreneurial JourneyLawyers can find success with their own firms by offering alternative fee structures and prioritizing client alignment.Preventative law services can be valuable for both employers and employees compared to litigation.Business skills are crucial for lawyer-entrepreneurs, and some may wish they had learned more about accounting and bookkeeping.BOOK YOUR FREE CASE EVALUATION

In this episode, host Jeff Stewart sits down with Tom Hams, Managing Director, National EPLI Practice Leader at Aon, to discuss all things EPLI in The Employment Law Counselor podcast. Among the topics covered are recent nuclear verdicts, attacks on DEI initiatives and wage and hour lawsuits. Jeff and Tom also preview the upcoming Professional Liability Underwriting Society EPLI Symposium.

In this episode of Chiropractical, host Mike Whitmer hands over the reins to Dr. Jon Kec from NCMIC, offering a deep dive into the nuanced insurance needs of practicing chiropractors. Key Points: General vs. Malpractice Insurance: The episode kicks off with a scenario illustrating a common mishap in a chiropractic office, leading to a discussion on why general liability insurance is critical and distinct from malpractice insurance. Specialized Insurance Policies: Andy Pratt emphasizes the importance of having specialized insurance policies for different types of risks, including general liability and cyber liability insurance. The discussion underscores why "one-size-fits-all" insurance policies may not offer adequate protection. Cybersecurity Threats: The increasing relevance of cyber liability insurance is addressed, highlighting the vulnerability of chiropractic offices to cyber attacks and data breaches, stressing the importance of protecting patient information. Employment Practices Liability Insurance (EPLI): The conversation shifts to the significance of EPLI for protecting against claims of wrongful termination and other employment-related issues. Disability Insurance: The necessity of disability insurance for chiropractors, given the physical nature of their work, is also discussed, stressing the importance of ensuring income continuation in case of injury. Ask NCMIC: Mike Whitmer also discusses the importance of attending live events like Parker Seminars in Las Vegas, highlighting the benefits beyond continuing education, such as networking, leadership opportunities, and vendor exploration. Special Guest: Andy Pratt: With over 20 years at NCMIC, Pratt brings invaluable insight into the intricacies of insurance policies and risk management for chiropractic practices. Hosts: Mike Whitmer: Regular host of Chiropractical. Dr. Jon Kec: Guest host for the episode, offering a unique perspective as both a chiropractor and an insurance expert. Resources: For more detailed information on insurance needs for chiropractors and how to protect your practice, visit NCMIC's website. To ask questions or suggest topics for future episodes, email askncmic@ncmic.com.See omnystudio.com/listener for privacy information.

In the newest episode of The Employment Law Counselor collaboration with Professional Liability Underwriting Society, Jeff Stewart sits down with Chris Williams from Travelers to understand how insurers underwrite EPLI policies, including what information they need, what factors they look at most, and even what industries they may stay away from. In addition, Chris and Jeff preview PLUS's upcoming EPLI symposium.

Valsi, Biggi og Matti fóru yfir leikviku 4 og spáðu fyrir leikviku 5 í Nóa Síríus stúdíóinu hjá Podcaststöðinni! Það var allt í þessari leikviku. Afhroð hjá sumum, choke hjá öðrum í bland við slátranir. Allt saman í boði Bola, Pítunar og Saffran, Arena Gaming og að sjálfsögðu Lengjunar! Allt til alls fyrir NFL áhugamanninn!

En este episodio informativo y esclarecedor, nos sumergimos en el mundo del seguro EPLI (Employment Practices Liability Insurance) de la mano de Alex Mora, un experto en seguros. Descubrimos por qué esta póliza es esencial para los dueños de negocios, especialmente aquellos que pueden no tener una amplia experiencia en la gestión empresarial. Exploramos las complejidades de la responsabilidad en prácticas de empleo y cómo esta cobertura puede protegerlos de posibles desafíos legales. A través de consejos prácticos y ejemplos reales, este episodio le brinda una comprensión sólida de por qué el seguro EPLI es una inversión clave en la seguridad de su negocio. No se pierda esta conversación crucial.

Umsjón Gígja Hólmgeirsdóttir og Guðrún Gunnarsdóttir. Eins og við vitum þá eru íslensku björgunarsveitirnar mikilvægur hlekkur í öllu viðbragði þegar slys eða erfiðar astæður skapast í samfélaginu okkar. Öflugar björgunarsveitir eru starfræktar um allt land og starfseminni er haldið uppi af þúsundum sjálfboðaliða sem eru viljugir til að stökkva af stað þegar þörf er á. En fyrir þau sem langar að vera hluti af starfsemi björgunarsveitanna, hver eru eiginlega fyrstu skrefin til að byrja í björgunarsveit? Og hvernig fer þjálfunin fram? Við fræddumst um þetta hér í Mannlega þættinum og fengum til okkar þau Elvu Dögg Pálsdóttir og Áskel Gíslason frá Björgunarsveitinni Súlum á Akureyri. Við fengum vinkil frá Guðjóni Helga Ólafssyni og í dag bar hann vinkilinn upp að eplum í einni eða annari mynd. Og lesandi vikunnar var söngleikarinn eins og hann kýs að kalla sig, Þór Breiðfjörð. Hann hefur komið víða við á söng og leiksviðinu hér heima og erlendis og hann er mikill lestrarhestur eins og við heyrðum. Elly Vilhjálms - Minningar. Cooke, Sam - A change is gonna come. Old union station-Thin Jim

Umsjón Gígja Hólmgeirsdóttir og Guðrún Gunnarsdóttir. Eins og við vitum þá eru íslensku björgunarsveitirnar mikilvægur hlekkur í öllu viðbragði þegar slys eða erfiðar astæður skapast í samfélaginu okkar. Öflugar björgunarsveitir eru starfræktar um allt land og starfseminni er haldið uppi af þúsundum sjálfboðaliða sem eru viljugir til að stökkva af stað þegar þörf er á. En fyrir þau sem langar að vera hluti af starfsemi björgunarsveitanna, hver eru eiginlega fyrstu skrefin til að byrja í björgunarsveit? Og hvernig fer þjálfunin fram? Við fræddumst um þetta hér í Mannlega þættinum og fengum til okkar þau Elvu Dögg Pálsdóttir og Áskel Gíslason frá Björgunarsveitinni Súlum á Akureyri. Við fengum vinkil frá Guðjóni Helga Ólafssyni og í dag bar hann vinkilinn upp að eplum í einni eða annari mynd. Og lesandi vikunnar var söngleikarinn eins og hann kýs að kalla sig, Þór Breiðfjörð. Hann hefur komið víða við á söng og leiksviðinu hér heima og erlendis og hann er mikill lestrarhestur eins og við heyrðum. Elly Vilhjálms - Minningar. Cooke, Sam - A change is gonna come. Old union station-Thin Jim

Managing business risk is becoming a larger issue for medical practices every day. Risk of lawsuits and penalties or fines for being out of compliance is high, and with our society becoming more and more litigious, it is paramount to manage that risk.Good communication, good systems and good workflows can mitigate quite a bit of risk, and it's important to round out your strategy with a good complement of insurance products. While there are many on the market today, our expert, Shawn Chummar helps to walk us through some of the basics around the top three: medical malpractice insurance, cyber liability insurance and Employment Practices Liability Insurance or EPLI. Shawn brings many years of experience in the insurance industry to bear, as he walks us through different risks for any medical practice, and how best to mitigate them.Learn strategies for right-sizing your insurance spend, selecting the coverage that will serve you best, and how to partner with your insurance carrier so you can make use of the many resources they have to offer.Shawn is available for consults, and can be reached at shawn@chummar.com. Please Follow or Subscribe to get new episodes delivered to you as soon as they drop! Visit Jill's company, Health e Practices' website: https://healtheps.com/ Subscribe to our newsletter, Health e Connections: http://21978609.hs-sites.com/newletter-subscriber Want more content? Find sample job descriptions, financial tools, templates and much more: www.MedicalMoneyMattersPodcast.com Purchase your copy of Jill's book here: Physician Heal Thy Financial Self Join our Medical Money Matters Facebook Group here: https://www.facebook.com/groups/3834886643404507/ Original Musical Score by: Craig Addy at https://www.underthepiano.ca/ Visit Craig's website to book your Once in a Lifetime music experience Podcast coaching and development by: Jennifer Furlong, CEO, Communication Twenty-Four Seven https://www.communicationtwentyfourseven.com/

Join our resident Business Ninja Andy, together with Stephen Ritzler, the Team Lead in Transportation and Logistics at CoverWallet. CoverWallet is an online platform that offers insurance management services to its clients. Their range of insurance includes general liability, workers' compensation, commercial property, BOP, professional liability, E&O, medical malpractice, umbrella insurance, D&O, cyber liability, inland marine, EPLI, commercial auto, disability, health, and product and pollution liability. Its services are provided to firms in the administrative, agricultural, construction, consulting, contractor, education, finance, food, healthcare, management, manufacturing, mining, non-profit, scientific, and real estate industries. Powered by deep analytics, thoughtful design, and state-of-the-art technology, CoverWallet is reinventing commercial insurance so that its customers around the world can get back to what matters - managing and growing their businesses. Find out what makes CoverWallet incredibly easy to understand when you want to buy and manage insurance for your business. Visit their website today at https://www.coverwallet.com/-----Do you want to be interviewed for your business?  Schedule time with us, and we'll create a podcast like this for your business:  https://www.WriteForMe.io/----- https://www.facebook.com/writeforme.iohttps://www.instagram.com/writeforme.io/https://twitter.com/writeformeiohttps://www.linkedin.com/company/writeforme/https://www.pinterest.com/andysteuer/Want to be interviewed on our Business Ninjas podcast? Schedule time with us now, and we'll make it happen right away! Check out WriteForMe, more than just a Content Agency! See the Faces Behind The Voices on our YouTube Channel!

En este episodio “Avatar The Way of the Water” Avatar: el Camino del Agua (2022) dirigida, producida y coescrita por James Cameron., comentamos todo el argumento, así como lo que nos gustó y además de las opiniones respectivas; además como siempre noticias y las recomendaciones de la semana.

WHAT WILL THE AUDIENCE LEARN?Our audience will learn when a business owner should consider purchasing Employment Practices Liability Insurance, while gaining an understanding of what the policy covers, what is not protected, and under what circumstances.‍EPISODE SUMMARY:The employer/employee relationship is a cornerstone of any business. But what happens when things go wrong? What happens when an employee accuses an employer of sexual harassment, discrimination, failure to promote, or fostering a hostile work environment?‍Most employers don't want to think about these scenarios, but in reality business owners are statistically more likely to be sued by an employee than by any vendor, customer, supplier, or third-party. High legal costs, lost time, and the court of public opinion contribute to the high overall costs of dealing with claims of company misconduct from an employee.‍On the next episode of Employment Law Today, join me and my guest, Insurance Agency Founder Aaron Levine, on a discussion of the value and benefit of having Employment Practices Liability Insurance (EPLI). What is it? When should a business owner consider purchasing EPLI? What is covered and what is not protected, and under what circumstances? Learn the answers to these questions by tuning in to Employment Law Today on TalkRadio.NYC, on Tuesday, October 18th at 5pm (EST).Aaron's Profilelinkedin.com/in/theaaronlevineWebsite: www.alevinegroup.com (Company)Twitter: @MovesLikeAaron‍Tune in for this informative conversation at TalkRadio.nyc

– Practicing with Purpose: For Lawyers Only with Cindy Watson Episode 26: Protecting What You Love with Blair Campbell G Blair Campbell is the CEO and founder of Coastal Insurors, co-founder of Risk Avoidance Managers, CEO and founder of KB Specialty Group (national wholesaler of GL for Single Parent Captive insurance). He is the former President of DPIC Lawyers Insurance Company. Blair is a Licensed Property and Casualty 2-20 agent in the state of Florida, Licensed Excess and Surplus Lines 1-20 agent in the state of Florida. He specializes in Professional Liability, Cyber Liability, D&O, Mergers & Acquisitions, Crime, Bonds and EPLI for professional entities (Lawyers, Accountants, Financial Planners, Investment Entities, A&E, Physicians, Title Agencies).  In this episode, we discuss: - Having the mindset of being in the service industry while practicing law and sharing in the success of clients. - Taking the time to sort out important details in insurance dealings and present that you are passionate about what you do and protecting it. - Who are you representing? And what is your relationship like? Please let me know your thoughts!  Connect with Blair Campbell: Website: https://coastalinsurors.com/  Linkedin: https://www.linkedin.com/in/blair-campbell-20a1b314a/  Connect with Cindy Watson: Wesbite: https://watsonlabourlaw.com/  Facebook: https://www.facebook.com/womenonpurposecommunity/  Twitter: https://twitter.com/WomenOnPurpose1  Instagram: https://www.instagram.com/womenonpurposecoaching/  YouTube: https://www.youtube.com/channel/UCCHOGOsk0bkijtwq8aRrtdA?view_as=subscriber  Learn more about your ad choices. Visit megaphone.fm/adchoices

Employment Practices Liability Insurance (EPLI), according to International Risk Management Institute (IRMI), is a type of liability insurance covering wrongful acts arising from the employment process. The frequent type of claims that are paid under an EPLI policy are: sexual harassment, discrimination, wrongful, termination, and retaliation. Tune in to learn more!

Insurance Industry Can Lead on DEI Solutions   Do you recall the early days of the insurance industry's response with EPLI, D&O, and other emerging risks and coverages? Well, we are witnessing a vast new risk area with diversity and inclusion insurance. The industry can play a huge role as both an employer and risk taker. Moreover, there is a new standard (ISO 30415) that offers a measured way to assess and reduce risk and price coverage. The angles are everywhere; cyber risk, for example, increases rapidly with unhappy workers. Our guest James Felton Keith is at the very nexus of these developments, using his insurance expertise to make a difference. James joins Agency Nation radio with host Peter van Aartrijk to walk us through these developments and the strategic opportunity for agents, brokers and carriers in a new field, which goes well beyond the HR department!

Insurance Industry Can Lead on DEI Solutions   Do you recall the early days of the insurance industry's response with EPLI, D&O, and other emerging risks and coverages? Well, we are witnessing a vast new risk area with diversity and inclusion insurance. The industry can play a huge role as both an employer and risk taker. Moreover, there is a new standard (ISO 30415) that offers a measured way to assess and reduce risk and price coverage. The angles are everywhere; cyber risk, for example, increases rapidly with unhappy workers. Our guest James Felton Keith is at the very nexus of these developments, using his insurance expertise to make a difference. James joins Agency Nation radio with host Peter van Aartrijk to walk us through these developments and the strategic opportunity for agents, brokers and carriers in a new field, which goes well beyond the HR department!

Darren Valencia, vice president of wholesale specialty insurance distributor CRC Group, joins the podcast to help pest management professionals better understand Employment Practices Liability Insurance and cyber coverage.

A brief summary of this episode

The third and final episode in the podcast mini-series - Termination Done Right - covers additional steps for employers to consider taking to minimize the damage in the event there is litigation over a termination decision.  Steps include:1.  Arbitration: In arbitration, parties agree to allow a neutral arbitrator to serve as both judge and jury and decide their dispute instead of going to court.  Courts generally enforce arbitration agreements between employers and employees but there are pros and cons for employers to consider, including:Pros:No Jury – Taking the case away from a jury and allowing a trained arbitrator to decide the case is viewed as a positive by many employers;Faster and Cheaper – In most cases, arbitration proceedings are resolved quicker than cases in court.  It is possible for arbitration proceedings to be cheaper than traditional litigation but it is not guaranteedLower Settlement Values – One issue that drives settlement value is the threat of a runaway jury verdict but when juries are removed from the equation, the settlement value of a case tends to be lower;More Privacy – While arbitration proceedings are not confidential, they are not as public as a court proceeding.Cons:Arbitration Fight – Employers may find themselves in costly court fights over the enforceability of arbitration agreements;More Weak Claims – Unlike litigation in court, there are less opportunities to dispose of arbitration proceedings prior to a hearing, meaning that weaker claims are more likely to make it to a hearing in arbitration;Costs – While arbitration has been traditionally viewed as a cheaper alternative to litigation, costs have been rising steadily over the years and some question whether the economics continue to favor arbitration;No Appeals – Unlike a court case, arbitration decisions are rarely appealable, meaning that parties may be stuck with an obviously flawed decision. Major Arbitration Providers include: American Arbitration Association (https://www.adr.org/)JAMS (https://www.jamsadr.com/)NAM (https://www.namadr.com/)CPR (https://www.cpradr.org/)FORUM (https://www.adrforum.com/)2.  Jury Waivers: Jury trial waivers require employees to waive their right to have a jury decide their employment claims; a judge decides the case instead.3.  Class Action Waivers: Class action waivers limit employees to bringing only claims on their own behalf rather than joining a class action.4.  EPLI Coverage: Employment practices liability insurance, known as EPL insurance or EPLI, provides coverage to employers against claims made by employees alleging certain employment related claims. Comments or questions: Contact Mark Chumley at mchumley@kmklaw.com or visit www.kmklaw.comMusic :Jamming with Leon by texasradiofish (c) copyright 2020 Licensed under a Creative Commons Attribution Noncommercial  (3.0) license. http://dig.ccmixter.org/files/texasradiofish/61983 Ft: Scomber 

Another "Conversation About" style show, this one is about PEO companies. The guys grab the mics and join Greg in doing some defining around PEO and it's variations known as ASO, (Administrative Services Outsourcing) HRO, (Human Resource Outsourcing) and pure payroll service offerings.The guys get out into the weeds about Workers' Comp, EPLI, shared risk & liability and wage & hour compliance, just to get started!From risk pools to tactical HR compliance and EDD reporting to Benefits administration, your PEO answers are likely going to be found here.If you are an employer looking to ease the burden of ever widening compliance nets, reducing risks and lowering administrative expenses, this is the show for you.We would love your feedback, so please feel free to leave us a note and give us your thoughts. E-mail us your suggestions, ideas, comments and critiques at podcast@worklogichr.comhttps://worklogichr.com/resources/podcasts/disclaimer/

In this episode of The Power Producers Podcast, David Carothers and co-host Kyle Houck interview Aaron Gordon, the Vice President of Gordon Companies Insurance Services. Aaron talks about how he became the bridge between old school service and new age technology and his niche focus on the commercial business. Episode Highlights: Aaron shares the technology story that they have. (10:39) Aaron shares how people pay by paper checks. (12:57) What’s the story behind Aaron’s LinkedIn profile? (14:40) Aaron mentions what he tells to any new producer that he speaks to. (23:15) Aaron shares his niche focus on the commercial business. (26:17) Aaron shares the time when he was personally a victim of identity theft. (31:43) Aaron mentions the difference between EPLI and cyber. (35:11) Aaron shares why people must have a good relationship with their financial institution. (51:03) Tweetable Quotes: “If we want to call ourselves trusted advisors and experts, we don’t mean you have to write a 100-page thesis.” - Aaron Gordon “One of the reasons why I love being on the PNC side is because our renewals are equally as valuable to us as a piece of new business, meaning that you can strengthen your relationships to get better referrals.” - Aaron Gordon “I don't think that on the financial management side of a business, people should become so financially dependent on technology. They don't know what's going on in their business, it can spin quickly.” - Aaron Gordon Resources Mentioned: David Carothers LinkedIn Kyle Houck LinkedIn Florida Risk Partners The Extra 2 Minutes Aaron Gordon LinkedIn Gordon Companies Insurance Services

You are listening to Insurance Talk with Cheri Martinen and Rex Lesueur. We’re the father-daughter team from Bancorp Insurance located in beautiful Central Oregon. Bancorp Insurance is a family-run, independent insurance agency. We specialize in helping our neighbors here in Central Oregon with their home and auto as well as companies and businesses throughout the Pacific Northwest. And we also like to help with Medicare and health insurance. But today we've got a special story about employee liability.

At the beginning of the COVID-19 pandemic, employers moved quickly to develop and implement remote work-from-home protocols to protect employees. Almost a year since it all began, employers are starting to develop return to work plans. Well-known finance giants, Goldman Sachs, and JPMorgan Chase, are delaying their return after initially attempting to bring workers back near the end of 2020 only to send many workers home again after employees tested positive for the virus. Other large companies including Ford, Google, Facebook, and Target, have also stated that they’ll postpone return-to-office dates until at least summer 2021.4 As restrictions loosen or expire and vaccines slowly roll out, employers that start bringing employees back to the office will be faced with an increased risk of COVID-19-related Employment Practices Liability (EPL) claims.1 Smart employers will proactively evaluate return to work plans from both a legal and insurance perspective to ensure they are protecting business operations and employee health.

Rancho Mesa's Alyssa Burley and Account Executive Jeremy Hoolihan discuss the hardening Employment Practices Liabilities Insurance (EPLI) market. Show Notes: Subscribe to Rancho Mesa's Newsletter. Director/Producer/Host: Alyssa Burley Guest: Jeremy Hoolihan Editor: Lauren Stumpf Music: "Home" by JHS Pedals, “News Room News” by Spence © Copyright 2021. Rancho Mesa Insurance Services, Inc. All rights reserved.

The volatility and uncertainty of 2020 has made insurance a bigger deal than ever before. In this environment, commercial insurance agents have become trusted advisors who help free agents operate in a turbulent and fast-changing world.   Not only are business owners contending with the insurance needed to keep their businesses going. They are also dealing with new coverage demands and the constant need to evaluate their systems to make sure they're compliant, accurate and consistent.   How has the pandemic impacted businesses and their insurance? What are the biggest concerns of business owners right now? What areas of insurance should we be paying attention to?   In this episode, Commercial Insurance Advisor and Vice President at Associated Agencies, Julie Silverman talks about how the business insurance world is responding to the pandemic.   Three Things You'll Learn In This Episode How insurance is helping business owners retain their valued employees One of the biggest challenges business owners are facing is being able to keep key employees onboard, and affording to pay them in some capacity to show that we value them. Key person insurance and other protections, benefits and bonuses have become a lifeline for free agents.   The impact of growth on insurance While some businesses have been negatively impacted by the pandemic, many other companies are seeing an explosion of growth and demand in their services. Because they are busier than ever before, business owners are struggling to keep up with the new insurance coverage needs of operating a business in these uncertain times.   Why entrepreneurs are so necessary right now This is not a bad time to get into business, and it's not predatory to want to get into business. Many areas have a demand for businesses who can become lifelines and trusted advisors to help them navigate these times. There's still a need for business leaders who can step in and do their part to help their communities.   Guest Bio  Julie Silverman is a Commercial Insurance Advisor and Vice President at Associated Agencies, Inc. She is a Strategic Advisor in helping organizations and individuals with their primary goals and initiatives. Associated is a full service brokerage firm that assists individuals and businesses with their Insurance & Risk Mitigation, Compliance, Cyber Security, WC, EPLI, Creative Employee Benefit Programs and all individual insurance needs.    Associated's longevity in the business (over 130 years) allows them to draw upon years of experience, and unparalleled expertise. They service clients nationwide as well as globally, which allows them to create innovative solutions to all clients' risk management needs that will in turn drive down costs and maximize compliance. To get in touch with Julie, send an email to jsilverman@associated.cc.

The volatility and uncertainty of 2020 has made insurance a bigger deal than ever before. In this environment, commercial insurance agents have become trusted advisors who help free agents operate in a turbulent and fast-changing world.   Not only are business owners contending with the insurance needed to keep their businesses going. They are also dealing with new coverage demands and the constant need to evaluate their systems to make sure they're compliant, accurate and consistent.   How has the pandemic impacted businesses and their insurance? What are the biggest concerns of business owners right now? What areas of insurance should we be paying attention to?   In this episode, Commercial Insurance Advisor and Vice President at Associated Agencies, Julie Silverman talks about how the business insurance world is responding to the pandemic.   Three Things You'll Learn In This Episode How insurance is helping business owners retain their valued employees One of the biggest challenges business owners are facing is being able to keep key employees onboard, and affording to pay them in some capacity to show that we value them. Key person insurance and other protections, benefits and bonuses have become a lifeline for free agents.   The impact of growth on insurance While some businesses have been negatively impacted by the pandemic, many other companies are seeing an explosion of growth and demand in their services. Because they are busier than ever before, business owners are struggling to keep up with the new insurance coverage needs of operating a business in these uncertain times.   Why entrepreneurs are so necessary right now This is not a bad time to get into business, and it's not predatory to want to get into business. Many areas have a demand for businesses who can become lifelines and trusted advisors to help them navigate these times. There's still a need for business leaders who can step in and do their part to help their communities.   Guest Bio  Julie Silverman is a Commercial Insurance Advisor and Vice President at Associated Agencies, Inc. She is a Strategic Advisor in helping organizations and individuals with their primary goals and initiatives. Associated is a full service brokerage firm that assists individuals and businesses with their Insurance & Risk Mitigation, Compliance, Cyber Security, WC, EPLI, Creative Employee Benefit Programs and all individual insurance needs.    Associated's longevity in the business (over 130 years) allows them to draw upon years of experience, and unparalleled expertise. They service clients nationwide as well as globally, which allows them to create innovative solutions to all clients' risk management needs that will in turn drive down costs and maximize compliance. To get in touch with Julie, send an email to jsilverman@associated.cc.

Rob and Paul host Shawn Johnson and Lara Blaine of Treloar & Heisel for a very important discussion on insurance products and issues that should be on all dental practice owners' radar: employer practices liability insurance (EPLI), data breach, and virtual/telemedicine. In our rapidly changing world, there are so many risks and threats that, now more than ever, it's important to be properly insured. This is probably best exemplified in the area of HR and employment issues where there have been, and will continue to be, an uptick of hiring and firing decisions being made that will undoubtedly lead to an increase in claims against employers making EPLI an important tool for business owners. In addition, increasing cyber threats and evolving telemedicine component practices make understanding the nature of these claims important and being properly insured against them something that every practice owner should consider. Shawn Johnson is the Vice President of Business Development for Treloar & Heisel and Lara Blaine is the Manager of the Property and Casualty Division for Treloar & Heisel. Treloar and Heisel provides insurance and wealth management services to dental and medical professionals around the country and for years were known for their work with dental specialists, but over the years have expanded into the general dental world, as well. Listeners who want to learn more about Treloar & Heisel can visit https://www.treloaronline.com or call them at 800-345-6040. Treloar & Heisel, Treloar & Heisel Wealth Management, and Treloar & Heisel Risk Management are all divisions of Treloar & Heisel, Inc. Investment Advice offered through WCG Wealth Advisors, LLC a Registered Investment Advisor doing business as Treloar & Heisel Wealth Management. Treloar & Heisel Wealth Management has provided wealth management and financial planning services since 2016. Treloar & Heisel Wealth Management is a separate entity from The Wealth Consulting Group and WCG Wealth Advisors, LLC. # TH-200107 Listeners who want to reach out to Paul can do so at Paul@DentalNachos.com and those who want to reach out to Rob can do so Rob at Rob@RMontgomery-Law.com.

Undanfarnar fjórar vikur hefur hópur íbúa á öldrunarheimilinu Hlíð á Akureyri tekið þátt í hjólreiðakeppninni World Road for Seniors. Keppninni lýkur í dag og hópurinn á Hlíð er meðal þeirra liða sem berjast um efstu sæti keppninnar. Gígja Hólmgeirsdóttir skrapp í gær í heimsókn á Hlíð og ræddi við nokkra úr hópnum, auk þess sem hún ræddi við sjúkraþálfara á heimilinu sem heldur utan um verkefnið. Við slógum á þráðinn til Þórdísar Lóu Þórhallsdóttur, formanns borgarráðs, en ráðið var að samþykkja ferðamálastefnu, núna í miðjum heimsfaraldri á meðan engir ferðamenn eru á ferli. Á morgun verður kartöflunni hampað á heilmikilli jarðeplahátíð austur á landi. Móðir Jörð og Matarauður Austurlands standa að baki þessum viðburði þar sem ræktunarsagan verður rakin og gestum boðið að gæða sér á fjölda kartöfluafbrigða. Eygló Björk Ólafsdóttir hjá Móður jörð var á línunni að austan og sagði okkur meira. Þau tíðindi bárust í nótt að forsetahjón Bandaríkjanna, þau Donald og Melania Trump, hafi greinst með kórónuveiruna. Silja Bára Ómarsdóttir, prófessor við stjórnmálafræðideild HÍ, kom til okkar og ræddi við okkur um hvaða áhrif þetta gæti haft nú í aðdraganda kosninga. Freyr Gígja Gunnarsson mætti í sitt hálfs mánaðarlega hégómavísindahorn og færði okkur fréttir af fræga fólkinu. Tónlist: Stefán Hilmarsson - Líf. Black Pumas - Im ready. Amabadama - Hossa hossa. Billie Eilish - Bad guy. Nýdönsk - Alla tíð. GDRN - Áður en dagur rís (ft. Birnir). Albatross - Já það má. Travis - Writing to reach you. Warmland - Superstar minimal. Bruce Springsteen and the E Str. Band - Letter to you. Miley Cyrus - Midnight sky.

Undanfarnar fjórar vikur hefur hópur íbúa á öldrunarheimilinu Hlíð á Akureyri tekið þátt í hjólreiðakeppninni World Road for Seniors. Keppninni lýkur í dag og hópurinn á Hlíð er meðal þeirra liða sem berjast um efstu sæti keppninnar. Gígja Hólmgeirsdóttir skrapp í gær í heimsókn á Hlíð og ræddi við nokkra úr hópnum, auk þess sem hún ræddi við sjúkraþálfara á heimilinu sem heldur utan um verkefnið. Við slógum á þráðinn til Þórdísar Lóu Þórhallsdóttur, formanns borgarráðs, en ráðið var að samþykkja ferðamálastefnu, núna í miðjum heimsfaraldri á meðan engir ferðamenn eru á ferli. Á morgun verður kartöflunni hampað á heilmikilli jarðeplahátíð austur á landi. Móðir Jörð og Matarauður Austurlands standa að baki þessum viðburði þar sem ræktunarsagan verður rakin og gestum boðið að gæða sér á fjölda kartöfluafbrigða. Eygló Björk Ólafsdóttir hjá Móður jörð var á línunni að austan og sagði okkur meira. Þau tíðindi bárust í nótt að forsetahjón Bandaríkjanna, þau Donald og Melania Trump, hafi greinst með kórónuveiruna. Silja Bára Ómarsdóttir, prófessor við stjórnmálafræðideild HÍ, kom til okkar og ræddi við okkur um hvaða áhrif þetta gæti haft nú í aðdraganda kosninga. Freyr Gígja Gunnarsson mætti í sitt hálfs mánaðarlega hégómavísindahorn og færði okkur fréttir af fræga fólkinu. Tónlist: Stefán Hilmarsson - Líf. Black Pumas - Im ready. Amabadama - Hossa hossa. Billie Eilish - Bad guy. Nýdönsk - Alla tíð. GDRN - Áður en dagur rís (ft. Birnir). Albatross - Já það má. Travis - Writing to reach you. Warmland - Superstar minimal. Bruce Springsteen and the E Str. Band - Letter to you. Miley Cyrus - Midnight sky.

As a leader, it's important to realize one way you can show you care about your employees is putting proper EPLI coverages in place. Employment Practices Liability Insurance is meant to protect people from the risk of workplace harrassment, wrongful termination, breach of contract, discrimination based on religion, race, age, or gender identity, and more. In this week's episode, Heather recommends putting policies in place to prevent claims of unethical behavior and wrongful lawsuits. She also shares a few case studies to give insight on today's reality of these liabilities. Talk to your agent today if you are interested in protecting your business and all your employees! Visit us at www.hpigrp.com

In this episode, Shawnna interviews Zack Leland and Lisa Fortenbaugh. Zack is a Commercial Insurance Producer at PIASC Insurance Services based out of Commerce, CA. Lisa is the Founder and CEO of Platinum HR Consulting Group. First up, Zack explains the benefits behind employment practices liability insurance (EPLI). The panel explores insurance coverage for wrongful termination, sexual harassment, discrimination, and emotional distress.  Lisa and Zack also explain workers’ compensation, the importance of safety training, and why your HR consultant should be collaborating with your insurance brokers. Highlights: EPLI policies can help protect the business in the event of wrongful termination, sexual harassment, discrimination, and emotional distress cases. Employers need to be proactive in avoiding the risk of any legal actions with HR compliance and combining with the right insurance coverage A discussion on at-will employment and wrongful termination.  Possible coverage exclusions on different EPLI policies. Wages and hours worked are the most common exclusion.  Who you are more likely to be sued by: your own employee or a customer or vendor.  Safety training and preventing injuries in an office environment. How workers’ compensation is a no-fault system of insurance.  About Zack Leland: Zack Leland was born and raised in Santa Cruz, CA.  After attending California Polytechnic State University, San Luis Obispo and majoring in Biochemistry, he relocated to Orange County, CA. He is licensed in property and casualty insurance with a sole focus on business insurance. He has held many different positions in the insurance industry including account manager, sales manager, wholesale insurance, and producer. His specialties include harder to place workers’ comp accounts, including construction, logistics, and temporary staffing agencies. His current position is Commercial Insurance Producer at PIASC Insurance Services which is based in Commerce, CA. LinkedIn PIASC Insurance Services StaffingInsure About Lisa Fortenbaugh, MS, SPHR: Lisa Fortenbaugh is the Founder and CEO of Platinum HR Consulting Group. Lisa possesses over twenty-five years of comprehensive national and international Human Resource experience. She holds a Master’s degree in Human Resource Management from Chapman University, a Bachelor’s degree in Psychology, and maintains the Senior Professional in Human Resources (SPHR) Certification from the Society for Human Resource Management. Lisa believes that the most important resource in a company is its “Human Resource”. After over two decades managing Human Resources for organizations of different sizes, Lisa knew there was a need for small businesses to have access to the same HR expertise that large corporations have. Lisa founded Platinum HR Consulting Group with one main goal, to offer customized HR solutions for small businesses.  LinkedIn Email: lisa@platinumhrcg.com About Platinum HR: Platinum HR is a strategic partner providing custom Human Resource business solutions to help clients attract, support, develop, and retain a competitive workforce and achieve their business objectives. They develop client-focused partnerships and innovative solutions. Each solution is different and may include items such as: an HR Assessment, Employee Handbook, monthly HR support, customized onsite training, review of the hiring process, performance management, compensation, etc. While each roadmap created is different, the end result is the same; a customized solution that increases productivity, profitability, employee engagement and legal compliance. These results create the competitive advantage that a company needs to compete in their respective market.  Website Disclaimer: This podcast discussion is for informational purposes only and not for the purpose of providing medical,  legal, or financial advice. You should contact your doctor, attorney, or financial advisor to obtain advice with respect to any particular issue or problem. Visit: www.edgysolutions.com

What You Will Learn: What programs insurance providers have in place to help businesses What questions to ask your provider In the latest episode of GWP’s Constructing Brands podcast, we speak with Stan Hladik, President, and CEO of The Secret Insurance Agency in Totowa, New Jersey. In the wake of COVID-19, businesses have suffered significantly. In this episode, we discuss these challenges and Stan offers critical information businesses need to know to start saving money immediately. There are tools offered by insurance providers that are built to save businesses money, help with cash flow, and reduce premiums during this difficult time. This podcast will help you understand the opportunities available to you, the right questions to ask, and how you can start saving money and getting your business back on its feet. About Stan Hladik Stan Hladik began his career as a State Farm Insurance agent in 1989. After diving into the insurance world and learning all of the ins and outs of the industry, Stan transitioned to Hanson & Ryan Insurance where he became a partner in 1997 and then Vice President of Operations. In 2015, Stan established The Secret Insurance Agency in Totowa, NJ. For the past five years, Stan and The Secret Agents have been a trusted agency for all of their clients. Resources: Website: thesecretinsuranceagency.com LinkedIn: www.linkedin.com/in/stanley-w-hladik-5635458 Facebook: www.facebook.com/SecretInsuranceAgency Instagram: @secretinsurance

Robert Hartwig, Director of University of South Carolina Center for Risk and Uncertainty Management This episode is a cannot-miss for every serious insurance professional. Please make this a priority for this week. Chief insurance industry economist, Robert Hartwig, PhD, CPCU, delivers a rational and clear-eyed perspective on how the coronavirus will affect the lives and agencies of the modern insurance agent. Dr. Hartwig shares his expert perspective on: The projected economic impact through the year, and how agencies’ ongoing operations will be affected The impact the virus will have on policies, including workers’ comp, EPLI, business income, E&O, and more How the virus will affect insurance pricing What agents should be doing now to navigate the difficult months ahead Dr. Hartwig is the immediate past president of the Insurance Information Institute. He serves as a regular media spokesperson for the property & casualty insurance industry and is frequently quoted by leading publications including The Wall Street Journal, The New York Times, USA Today, Washington Post, Los Angeles Times, Financial Times, Newsweek, Fortune, Forbes, The Economist and any others. Dr. Hartwig also appears regularly on television, including programs on ABC, CBS, NBC, CNN, CNBC, Fox, PBS, and BBC.  He now serves as Clinical Associate Professor of Risk Management, Insurance and Finance in the Darla Moore School of Business at the University of South Carolina and Director of the school’s Center for Risk and Uncertainty Management.  Presented by Agency Revolution, the Connected Insurance Podcast provides weekly opportunities for listeners to dive deep into the trends affecting insurance agents and brokers today and to gain proven strategies and tactics for agency growth. Our hosts facilitate thoughtful panels and 1:1 conversations with a variety of prominent thought leaders, with a focus on how to streamline and drive operational efficiency for your independent agency through the intelligent use of technology.

Rafn Franklín mætti í Kakókastalann - og ætlar að hjálpa Hjálmari að komast í sitt besta form. Hjálmar hefur lýst yfir vilja til að missa 13 kíló - og Rafn og Helgi fara ofan í saumana á heilsu og lífsstílsbreytingum.Ekki missa af HÆ hæ sýningunni. Sjá miða hér: https://tix.is/is/event/9573/h-h-live-show-og-skemmtikvold-/Ekki missa af retreat með Helga í Úthlíð: Sjá hér: https://www.facebook.com/events/465249167688359/permalink/471617627051513/IG: hjalmarorn110 & helgijean

Nú þegar heimsmeistaramótið í handknattleik stendur yfir er viðeigandi að líta um öxl og minnast þess þegar sama mót var haldið á Íslandi fyrir aldarfjórðung. Næstu daga flytjur Lestin örseríuna Þegar Ísland hélt stórmót og í fyrsta þætti ætlum við að skoða aðdragandan að HM '95, þar sem gekk á ýmsu og jafnvel kom til greina að hætta við mótið. Ein áhrifamesta plata allra tíma er ein fyrsta raftónlistarplata sögunnar, Silver Apples of the Moon frá árinu 1967 eftir bandaríska tónskáldið Morton Subotnick. Subotnick braut blað í tónlistarsögunni með því að búa til algjörlega nýtt listform en platan var eins konar auglýsing fyrir Buchla hljóðgervilinn, sem átti eftir að móta hvernig raftónlist hljómaði næstu áratugina. Þórður Ingi Jónsson skoðar magnað líf og brautryðjandi feril tónlistarmannsins Morton Subotnick í dag. Marta Sigríður Pétursdóttir rýnir í heimildarmyndina Ég er einfaldur maður, ég heiti Gleb. Og Tómas Ævar Ólafsson flytur okkur annan pistil sinn af þremur um veggjakrot.

Nú þegar heimsmeistaramótið í handknattleik stendur yfir er viðeigandi að líta um öxl og minnast þess þegar sama mót var haldið á Íslandi fyrir aldarfjórðung. Næstu daga flytjur Lestin örseríuna Þegar Ísland hélt stórmót og í fyrsta þætti ætlum við að skoða aðdragandan að HM '95, þar sem gekk á ýmsu og jafnvel kom til greina að hætta við mótið. Ein áhrifamesta plata allra tíma er ein fyrsta raftónlistarplata sögunnar, Silver Apples of the Moon frá árinu 1967 eftir bandaríska tónskáldið Morton Subotnick. Subotnick braut blað í tónlistarsögunni með því að búa til algjörlega nýtt listform en platan var eins konar auglýsing fyrir Buchla hljóðgervilinn, sem átti eftir að móta hvernig raftónlist hljómaði næstu áratugina. Þórður Ingi Jónsson skoðar magnað líf og brautryðjandi feril tónlistarmannsins Morton Subotnick í dag. Marta Sigríður Pétursdóttir rýnir í heimildarmyndina Ég er einfaldur maður, ég heiti Gleb. Og Tómas Ævar Ólafsson flytur okkur annan pistil sinn af þremur um veggjakrot.

Nú þegar heimsmeistaramótið í handknattleik stendur yfir er viðeigandi að líta um öxl og minnast þess þegar sama mót var haldið á Íslandi fyrir aldarfjórðung. Næstu daga flytjur Lestin örseríuna Þegar Ísland hélt stórmót og í fyrsta þætti ætlum við að skoða aðdragandan að HM '95, þar sem gekk á ýmsu og jafnvel kom til greina að hætta við mótið. Ein áhrifamesta plata allra tíma er ein fyrsta raftónlistarplata sögunnar, Silver Apples of the Moon frá árinu 1967 eftir bandaríska tónskáldið Morton Subotnick. Subotnick braut blað í tónlistarsögunni með því að búa til algjörlega nýtt listform en platan var eins konar auglýsing fyrir Buchla hljóðgervilinn, sem átti eftir að móta hvernig raftónlist hljómaði næstu áratugina. Þórður Ingi Jónsson skoðar magnað líf og brautryðjandi feril tónlistarmannsins Morton Subotnick í dag. Marta Sigríður Pétursdóttir rýnir í heimildarmyndina Ég er einfaldur maður, ég heiti Gleb. Og Tómas Ævar Ólafsson flytur okkur annan pistil sinn af þremur um veggjakrot.

Please rate and subscribe to our podcast so that you never miss an episode.Significant Challenges Facing the Construction Insurance MarketplaceThe construction industry has seen significant growth over the last several years. However, emerging trends such as large rate increases and reductions in excess capacity are posing challenges for construction insureds as the insurance market hardens. An increase in high-value claim payments and settlements, labor shortages, and more careful deployment of underwriting capacity are all factors adding difficulty to in the state of the market across the country. Discussion with Jeff Dunn from CRC Atlanta, GA, Andy Horan from CRC Woodland Hills, CA.CRC Group's Benchmarking Tools Provides Retail Agent with a Winning Renewal StrategyAgents are facing a difficult renewal environment for transportation accounts and data can make all the difference. By leveraging CRC Group's proprietary trucking benchmarking report, this agent delivered a winning renewal strategy for the insured, a growing trucking firm. Discussion with Brian Pickford from CRC Redondo Beach, CA and Mary Wright from CRC's Corporate Marketing Team.EPLI Claim Ruling May Shake MarketplaceA recent California appeals court ruling in an Employment Practices Liability Insurance (EPLI) coverage case appears to let claimants resubmit denied claims - which could accelerate a market hardening. The court found the wage-and-hour exclusion in EPLI policies does not apply to some types of claims. Retail agents are advised to discuss this development with their insureds and seek advice from coverage counsel. Discussion with Jason White from CRC Los Angeles, CA.

You’ve gotta grow or you’re gonna plateau! Growth can be tough, though – once you’ve made it through the endless interviews & hiring, you have to deal with the cost & administrative burden of all the paperwork that comes with each team member. So here’s a question: what if you didn’t have to? Join us for this exciting webinar with Pat Cleary – the President and CEO of the National Association of Professional Employer Organizations (NAPEO), the national trade association for the PEO industry. PEOs provide payroll, benefits, and human resource services to small and midsize businesses nationwide. PEO’s are part of a rapidly growing trend in outsourcing that leverages economies of scale, digital communications, and specialized labor to take the burden managing repetitive tasks off of the company and allowing them to focus on what really matters by contracting the busywork to a PEO. To learn more, click here to find a PEO. According to Wikipedia, “Typically, the PEO offering may include human resource consulting, safety and risk mitigation services, payroll processing, employer payroll tax filing, workers’ compensation insurance, health benefits, employers’ practice and liability insurance (EPLI), retirement vehicles (401(k)), regulatory compliance assistance, workforce management technology, and training and development.” Before taking over at NAPEO, Cleary was senior vice president of digital public affairs at Fleishman-Hillard, focusing on helping clients drive their messages through new media channels. He’s had a wide-ranging career spanning more than 25 years in government, policy, public affairs, and communications, with areas of expertise include human resources, health care, economics, and trade – and he’s bullish on the future of outsourcing

In today's episode, Miles & Stockbridge Principal Kristy Eriksson provides a brief update on what you need to know about Employment Practices Liability Insurance, or EPLI, Coverage. Kristy is co-leader of Miles & Stockbridge's Labor & Employment group, and she represents management across various industries in all aspects of labor and employment law throughout the country.   

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In today’s episode, your host, Justin Smulison, will be discussing the 2019 RIMS Benchmark Survey with David Bradford, the Chief Strategy Officer at Advisen. Jointly authored by RIMS and Advisen, the RIMS Benchmark Survey is the leading reference source for risk management professionals, with industry data for more than 5,000 insurance programs from 570 organizations — many of which are Fortune 500 companies. ​The survey captures information on the state of the insurance marketplace and provides the only independent fact-based review of the cost of risk to insurance purchasers, unbiased by brokers or insurers involved.   Justin and David have a lot to discuss as the 2019 RIMS Benchmark Survey impacts many different areas in the world of risk management and insurance, so tune in to learn all about it and how it impacts you!   Key Takeaways: [:13] About today’s episode! [:31] About upcoming RIMS events! [1:02] Justin welcomes David Bradford on to the podcast! [1:24] Does David feel we are entering a hard market? [3:27] What D&O events stood out that set a precedent in 2018? [5:53] How did the #MeToo movement influence EPLI risks? [6:37] How did the hurricane season of 2018 impact the property market? [8:08] As David was drafting the survey, what were some trends that stood out to him? [9:16] Compared to the 2018 report, did David find that this one was easier to do since there weren’t as many catastrophes? [10:12] Based on what David has seen year-to-date, how’s the 2020 survey shaping up? [11:02] How did GDPR factor into this year’s report? [11:54] David gives his thoughts on what listeners should know about this year’s survey as well as what’s coming up in 2020. [12:44] Justin thanks David for joining RIMScast! [12:58] Where to find the 2019 RIMS Benchmark Survey and more!   Mentioned in this Episode: 2019 RIMS Benchmark Survey Advisen RIMS Legislative Summit: Oct. 16th–17th in Washington, DC (Use promo code RIMSCAST25 at checkout to save on registration!) RIMS ERM Conference 2019: Nov. 4th–5th in New Orleans, LA Upcoming RIMS Events RM Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS Membership — Discover why 10,000 of your peers from more than 60 countries are a part of the RIMS community!   Want to Learn More? Keep up with the podcast on RIMS.org and listen on iTunes. Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook and Twitter, and join the RIMS Group on LinkedIn.   Follow up with Our Guest: David Bradford’s LinkedIn

Listen Cheri Martinen and Rex Lesueur discuss Employer's Practices Liability Insurance (EPLI). Even if you only have one employee this is an insurance policy you need! Lawsuits brought against a current employer, past employer, or prospective employer are the most common lawsuits that today's employers face. Learn how this coverage protects employers and how you can protect your own business from becoming the next one to get sued. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this recording, we catch up with our good friend Steve Brooks in Southern California. In 1989, Steve launched an agency from scratch to focus on high-net-worth clients; a few years ago he sold to fast-moving Acrisure. He’s a big fan of the Acrisure model, noting that it isn’t venture capital backed – and thus looking to flip the investment. Nor does it demand changes of acquired firms. Management and affiliate agencies own 83% of Acrisure, which has grown to $1.6 billion in premium and 400 locations. “We don’t change anything about the agencies we acquire,” Steve says. “We don’t change the name. We are still maintaining our entrepreneurship and our prospecting. We don’t lose those carrier relationships that are still very valuable for me. We don’t have lots of levels of management. We still decide the day to day in our own offices.” Acrisure does support back-office functions, such as licensing, EPLI and E&O, and, optionally, technology. Steve outlines how the group operates, including the capability to refer business among partner agencies. The post Agency Aggregation “Future of IA Channel” appeared first on Insurance Journal TV.

This episode will include EPLI discussions with Charlie Sturm, a management liability broker I work with.

Salut à tous et toutes ! Nous voilà enfin de retour pour un podcast branché, doté d'une thématique qui en fera trembler plus d'un(e) sur son clavier : les ordis dans le cinéma. Ce au travers d'une sélection de films ravissants : De ELECTRIC DREAMS à TRAQUE SUR INTERNET en passant par WARGAMES... Avec @Patjay68 du podcast pointu LiveTile en invité !

Salut à tous et toutes ! Nous voilà enfin de retour pour un podcast branché, doté d'une thématique qui en fera trembler plus d'un(e) sur son clavier : les ordis dans le cinéma. Ce au travers d'une sélection de films ravissants : De ELECTRIC DREAMS à TRAQUE SUR INTERNET en passant par WARGAMES... Avec @Patjay68 du podcast pointu LiveTile en invité !

Í Lestinni í dag verður meðal annars hugað að grasrótarmenningu, eplum, twitter fári og vinsælum ferðmannastöðum. „Ungt fólk í Póllandi er mjög meðvitað um rými listarinnar sem mikilvægan vettvang til að spyrna gegn ríkjandi viðhorfum, þau nota listina ekki síður en fjölmiðla eða hefðbundin stjórnmál.“ Þetta segir pólski listamaðurinn og listrýnirinn Hubert Gromny sem er búsettur hér á landi, og hélt í vikunni fyrirlestur um pólska grasrótarmenningu á Loft Hostel. Við ræðum við Hubert um pólska grasrót og list-aktívisma. Þær Magnea Björk Valdimarsdóttir og Marta Sigríður Pétursdóttir frumsýndu heimildarmynd sína Kanarí á Skjaldborg síðustu helgi. Í myndinni skoða þær íslenskt samfélag á spænsku eynni Kanarí og hvernig það hefur þróast á síðustu áratugum. Velt er upp spurningum eins og: Hvað þýðir það eiginlega að vera túristi? Við heyrum nánar um myndina hér á eftir. Karl Ólafur Hallbjörnsson fjallar í pistli sínum í dag um samband altaka, einstaka og tiltaka. Nýlega lauk fimmtu þáttaröð af gamanþáttunum Brooklyn 99 og allt leit út fyrir að hún yrði sú síðasta. En ótrúleg atburðarás varð til þess að þeim hefur verið bjargað, við mikinn fögnuð aðdáenda. Áslaug Torfadóttir skoðaði málið í þætti dagsins.

View the webinar here In the last 20 years, employee lawsuits have risen roughly 400% with wrongful termination suits increasing more than 260%. You only need one employee or applicant to trigger many employment laws. Employment Practice Liability Insurance covers wrongful acts arising from the employment process. Join us for this live, interactive webinar as we cover the importance of EPLI and a few frequently asked questions. Topics to include: 1. What is EPLI 2. What types of issues are covered 3. Why Employers Need EPLI 4. How to Secure Coverage Presenters: Patrice Featherstone, VP of HR & Asst. General Counsel Kaleena Weaver, General Counsel & HR Consultant

As if business owners don’t already have too much on their plates … on today’s program we discuss two important issues: employment law, EPLI (Employment practices liability insurance), wages & Hours rules and commercial insurance. Ignorance of either one of these areas could even bring about the end of the business … and has for … What You Don’t Know About EPLI and Wage & Hour Rules – Could Cost You Your Business! Read More » The post What You Don’t Know About EPLI and Wage & Hour Rules – Could Cost You Your Business! appeared first on Wealth Legacy Group®, Inc..

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It doesn’t matter if you are guilty or not, an employment discrimination claim is going to cost you. EPLI stands for Employment Practices Liability Insurance. The free report available on our website, smallbizbrainiac.com, called “8 Steps to Lowering Your Employer Liability”, is all about buying EPLI insurance. The very process of preparing the complete the application will put you in a great position. So go get a copy of that report. What is EPLI? EPLI protects you, your company, its directors, officers and both current and former employees from claims and lawsuits filed by….well, your current and former employees as well as employment candidates. Some policies will also cover claims made by third-parties, like customers, clients and vendors. It covers the cost of defending you against claims or lawsuits related to your employment practices. It will also pay any judgment entered against you. At least up to the limits of the policy. It’s important to understand that the defense costs apply to the limit. So, if the policy limit is $500,000 and the legal costs are $200,000 that leaves $300,000 to pay settlements and judgments. EPLI covers you against employment discrimination claims, sexual harassment claims, wrongful termination claims and violations of the Family Medical Leave Act and other mandatory leave violations. It usually does not cover you against wage and hour claims or violations of the National Labor Relations Act. For example, if your terminate someone after they complain about sexual harassment, and they sue for retaliatory discharge, your EPLI insurance will pay the defense costs and any settlement or judgment amounts. On the other hand, let’s say you misclassify an employee as salary exempt and you don’t pay them overtime. Your EPLI policy will not cover a claim for backpay. It won’t pay for bodily injury or property damage or intentional or dishonest acts either. Not all policies are the same so it’s important to understand what you’re getting. Notice of Right to Sue: If an employee wants to sue you for discrimination on the basis of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, genetic information, or retaliation, they have to file a complaint with the Equal Employment Opportunity Commission, or EEOC, first. After the EEOC has investigated the complaint, they may issue a Notice of Right to Sue. After that, your employee has 90 days to file a lawsuit. If your employee wants to file a lawsuit before the EEOC has completed their investigation, they may ask for a Notice of Right-to-Sue. If more than 180 days have passed from the filing, then the EEOC is required to give them the notice. If it’s been less than 180 days, they won’t issue the notice unless they’ll be unable to finish their investigation within 180 days. Employees don’t need a Notice of Right to Sue if they’re suing for age discrimination, but they still have to file a complaint with the EEOC, and must wait 60 days before suing. If they want to file a claim under the Equal Pay Act, they don’t have file a complaint with the EEOC. Instead, they can head straight to court, but they must file with 2 years. If the discrimination was willful, then they have 3 years to file. There were 91,503 discrimination charges processed by the EEOC in fiscal year 2016. They resolved 97,443 charges and collected over $482 million. So, they were able to gain some ground on their case backlog. Almost 46% of charges included retaliation claims. After that, the most popular are race, disability and sex...

Commercial insurance is a vital part of protecting your business and it isn’t something you should go out and buy like auto insurance.  You really need to know how to protect your livelihood. There are MANY different types of insurance for businesses including, general liability, workers compensation, E&O, professional liability, malpractice, EPLI and more.  Each […] The post Vital information on general liability insurance appeared first on Dietz Agency.

Joseph Werner of Freedom Specialty said that despite recent Supreme Court decisions that appear favorable for employers, employers still need to be on guard for the possibility of significant employment claims.